J A N U A R Y

2 0 1 4

bigideas@cuadvantage.com
BREAD&BUTTER

cuadvantage.com
NUTS&BOLTS

q Loans
q No-Joke Auto Loans: These rates are seriously good! q Feel At Home with a Home Loan from Your

2014 Holiday Closing Posters

g sgivin Thank New Y

Order your

Credit Union
(Remind your members about all the member services available from the CU.)

$5 each*!

q Homegrown Financial Solutions

ears
*$5 each applies to
8.5x11 (standard size). For other sizes and pricing, please contact your CUAdvantage representative.

q Boat/RV Loans (Toy Loans): Summer is away, but you

can still plan to play!
ion dit Un on: The Cre clo sed wil l be

N ov em

AY l4 TH UR SD 27 , 20
be Thr e be r

N ov em

ll be l4 FR ID AY clo sed , 20

Cr ed it Un ion wi on : 28

Dec em ber Jan uar y

TUE SDAY

3l, 20l 3

WED NES DAY

l, 20l 4

q For the Consumer

q Living A Furloughed Life? Steps for saving before
spending.

q Friendly Reminders
q Information about our CU scholarship Encourage your
student-aged loved ones to apply! Place, etc.)

q Retirement: How to get set for success q World Wide Web Wisdom: Tips For Taking Care
Of Yourself Online

q Annual Meeting Announcement (Date, Time, q Call for Volunteers q Tax Forms Coming Soon q IRS Tax Filing Deadline:
Tuesday, April 15, 2014 Sunday, March 9, 2014

q Ideas For Putting Your Tax Refund To Work

Ready to put together your

Annual Report?

q Daylight Saving Time starts

From multi-page booklets to single-page memos, we can help you produce the documents you need to complete your annual meeting. (Please let us know if youd like any promotional products, too. We can help!)
Board of Directors

Calendar
q Holiday Closings
q Martin Luther King, Jr. Day
Monday, January 20 Monday, February 17

Richard T. Stevenson Chairman

Dr. James M. Snider Vice-Chairman

Mary E. Powers Secretary

Patricia I. Folk Treasurer

58th
G. Ed Dawson Director Corrine L. Lamm

David R. Jones Director

ANNUAL MEE TING

Shawnee L. McElfish Director

THE BEST FINANCIAL SERVICES

TODAY AND ALWAYS

BRANDING

Supervisory Committee

Public Relations/ Education Committee

Shawnee L. McElfish Chairperson

Wray M. Blair

Eugene A. Blank

John P. Reuschlein

Ellen P. Arnone Chairperson

Patricia I. Folk

Credit Union Staff

2010
Julia F. Campbell ACH/Sh. Draft Coordinator

annual report

Patricia I. Folk President/Treasurer

Christie L. Clark Vice-President

Josie M. Blanchfield Lee St. Branch Manager

Tiffany L. Breeden Messick Member Service Rep.

Ashlee N. Brown Member Service Rep.

Jessica M. Burkett Messick Member Service Rep.

Neighbors Serving Neigh

Mission Statement
Heather Dent Administrative Assistant Tammy J. Haggerty Debt Consultant K. Renae Holt Sr. Loan Officer Anne E. Hutzell Director of Marketing Meredythe Lint Loan Officer Morgan M. McCormick Loan Officer Catherine D. McKenzie Receptionist/ Administrative Secretary

bors

Sarah M. Rexrode Messick Branch Manager

Yung Schmidt-Purdy Loan Officer

Danielle Shafer Member Service Rep.

Megan Shrout Messick Loan Officer

Kathy L. Stair Sr. Member Service Rep.

2012 Ann
Mary M. Sweitzer Messick Sr. Member Service Rep. Milan Trivanovic Loan Officer

Union is to fulfill The goal of Allegany County Teachers Federal Credit and services for the needs of its member-owners by providing programs individuals of all ages. who With an experienced staff and the many dedicated volunteers to the credit union continue to devote their valuable time and knowledge and enthusiasm movement, we will continue to grow with the strength possible. necessary to give our member-owners the best service

q Presidents Day

Kathy L. Warnick Member Service Rep.

Carrie L. Witt St. Member Service Rep. Lee Federally

insured by NCUA.

Savannah Yokley Member Service Rep.

National Highway SW LaVale, MD 21502 Annual 14316 Fax 301.729.2147 301.729.8015 Meeting of members 21502 at: 204 S. Lee Street Cumberland, MD Fax 301.777.3928 301.729.8015 Fax 301.724.1620 Sunday, March 24th , 2013 | 4:00 www.alcoteachersfcu.org pm
11905 Messick Road Cumberland, MD 21502

ual Report

www.alcoteachersfcu.org

Lakeview Country Club

301.729.8015

Federally insured by NCUA

CUAdvantage.com 877.799.0784 3/13

Federally insured by NCUA