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A L L - B A N K STATISTICS

U N I T E D

S T A T E S

1 8 9 6 - 1 9 5 5

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BOARD OF GOVERNORS OF THE


FEDERAL RESERVE SYSTEM

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PUBLISHED APRIL 1959

Library of Congress Catalog Card Number 58-60050

PREFACE

A reworking of the basic historical banking data of the United States, carried as far back as
practicable, has long been needed in order to establish a comparable and consistent record for use
by Federal and State bank supervisory agencies, bankers, students of money and banking, and
others. Some years ago such an undertaking was initiated by the Board of Governors of the
Federal Reserve System, with the active collaboration of the Comptroller of the Currency and the
Federal Deposit Insurance Corporation. The program has also received the cooperative interest
and support of State bank supervisors.
This volume includes the results of this comprehensive revision of statistics for all banks, by
class of bank and by State, for the period 1896-1955, together with descriptive and explanatory
material. In part the revised record verifies the substantial accuracy of that published for many
years by the Comptroller of the Currency and by the Federal Deposit Insurance Corporation since
its establishment in 1933; in part it supplements and corrects the earlier record by providing over
time more complete coverage of all banks and balance-sheet items. The new series is a useful
statistical history of banking developments in the United States over the past 60 years and provides
a reliable basis for relating banking and monetary forces to changing levels of economic activity.
Briefly, the specific advantages of the revised series over presently existing series are; fuller
coverage as well as greater consistency of balance-sheet items annually for more than a half century;
major breakdowns of principal balance-sheet items on a standard basis (for example, segregation
of loans into real estate, collateral, and other loans for the period 1896-1938 and into a larger
number of items beginning with 1939); and inclusion of data on hundreds of unincorporated
(private) banks. These data are provided in convenient form both for States and for major
categories of banks.
The revised series carries back to 1896 in a condensed form the Federal series which has been
compiled semiannually by the Federal Deposit Insurance Corporation since 1947 pursuant to
arrangements made by the three Federal bank supervisory agencies in that year. Summary
figures for 1956 and later years are available in recent publications of the Federal Deposit Insurance
Corporation, and detailed data are available upon request from that agency.
Preparation of this historical banking record engaged many members of the Board's staff,
especially the staffs of the Divisions of Bank Operations, Research and Statistics, and Administrative Services. Major contributions to the completion of the project were made by Raymond J.
Collier and Edwin J. Swindler, who directly supervised the development of statistical techniques
and compilations and prepared the description of the series; Harold L. Cheadle, now of the staff
of the Federal Reserve Bank of Chicago, who participated in the developmental work of the
project; Rita S. Boyer and Elizabeth P. Tewksbury, who did much of the statistical work, with
the latter also carrying the main load of checking individual State and United States series and
descriptions; Davis H. Wilson, who supervised the vast amount of machine tabulation; and
Elizabeth B. Sette, who edited the material and prepared it for publication. General supervision
was provided by J. E. Horbett, formerly Associate Director of the Division of Bank Operations,
and Albert R. Koch, Associate Adviser of the Division of Research and Statistics.

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IV

The work at the Board was greatly facilitated by material furnished from the files of the
Comptroller of the Currency and the Federal Deposit Insurance Corporation; by consultation with
William A. Kane, formerly Chief of the Statistical Division of the Comptroller of the Currency; and
by a detailed and painstaking review of the preliminary results by Clark Warburton, of the Division
of Research and Statistics of the Federal Deposit Insurance Corporation, whose comments and
suggestions were particularly helpful because of his long-time historical research in and studies of
the American banking structure. Preliminary results of the tabulations were circulated to the
supervisors of State banks and others for comment and suggestion.
RALPH A. YOUNG, Director
Division of Research and Statistics,
Board of Governors of the Federal Reserve System.
WASHINGTON, D. C.
November 19,1958

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CONTENTS

PART IUNITED STATES SUMMARY


PAGE

INTRODUCTION
HISTORY OF ALL-BANK STATISTICS
THE REVISED SERIES
Definition of "Bank"
Classification of Banks
Balance-Sheet Items
COMPARISONS WITH SERIES PREVIOUSLY AVAILABLE, 1896-1933
Number of Banks
Total AssetsTotal Liabilities and Capital Accounts
Loans and Investments
Deposits
Capital Accounts
SOURCES OF DATA
Comptroller of the Currency
State Banking Departments
Federal Deposit Insurance Corporation
Federal Reserve System
National Monetary Commission
Bankers' Directories
Other Sources
NATIONAL BANKS, 1896-1955
Loans
Obligations of States and Political Subdivisions
Time Deposits
INCORPORATED STATE COMMERCIAL BANKS, 1896-1933
Major Estimating Problems
Procedures and Techniques of Estimating
UNINCORPORATED BANKS, 1896-1933
Number of Banks
States Selected for Separate Tabulations of Balance Sheets
Major Balance-Sheet Items
Data compiled for a few States
Data estimated for other States
Breakdowns of Major Items

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3
3
4
5
5
6
8
8
8
9
13
13
13
13
14
14
15
15
15
16
16
17
17
18
18
19
19
21
22
23
23
24
24
25

VI

PAGE

ALL STATE COMMERCIAL BANKS, 1934-1955


1934-1946
1947-1955

26
26
28

MUTUAL SAVINGS BANKS

28

APPENDICES:
A. All BanksContinental United States
B. Revised Series and Former Series
C. Reports of State Banking Authorities
D. Nonlicensed Banks, 1933 and 1934
E. Composition of Asset and Liability Items
F. Interpolating Technique No. 2

30
53
67
71
86
92

PART IISUMMARIES BY STATES AND OTHER AREAS


ALABAMA
ARIZONA
ARKANSAS
CALIFORNIA
COLORADO
CONNECTICUT
DELAWARE
DISTRICT OF COLUMBIA
FLORIDA
GEORGIA
IDAHO
ILLINOIS
INDIANA
IOWA
KANSAS
KENTUCKY
LOUISIANA
MAINE
MARYLAND
MASSACHUSETTS
MICHIGAN
MINNESOTA
MISSISSIPPI
MISSOURI
MONTANA
NEBRASKA
NEVADA
NEW HAMPSHIRE
NEW JERSEY
NEW MEXICO

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96
112
128
144
161

183
213
238
252
268
291
306
327
358
380
396
413
428
452
483
512
535
566
582
598
618
635
651
674
705

Vll
PAGE

NEW YORK
NORTH CAROLINA
NORTH DAKOTA
OHIO
OKLAHOMA
OREGON
PENNSYLVANIA
RHODE ISLAND
SOUTH CAROLINA
SOUTH DAKOTA
TENNESSEE
TEXAS
UTAH
VERMONT
VIRGINIA
WASHINGTON
WEST VIRGINIA
WISCONSIN
WYOMING
OTHER AREAS

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720
755
770
787
819
836
861
892
916
933
948
964
987
1003
1026
1047
1076
1101
1127
1142

PART IUNITED STATES SUMMARY

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U N I T E D STATES S U M M A R Y

Statistics for banks in the United States


have improved with changes in the banking
system and with banking legislation during
the twentieth century. Establishment of the
Federal Reserve System in 1913 resulted ultimately in a uniform reporting of data by
banks that were members of the System. Still
more uniformity in reporting followed the
establishment of the Federal Deposit Insurance Corporation in 1933. The resulting improvements in statistics pointed up the need
for compiling more adequate data for earlier
years in order to provide a consistent, longrun series. The need comprehended classifications of data that would be more nearly
comparable with those for recent years and a
complete coverage of banking institutions.
The banking system of the United States
comprises thousands of separate institutions,
some Federally chartered and some State chartered. In addition, at the turn of the century
unincorporated banks accounted for a substantial portion of the total number of banks. Data
for Federally chartered and for State chartered banks have generally been more adequate than those for unincorporated banks.
Before 1909, however, data for all types of
banks often were not reported fully.
To provide more adequate banking data,
the Board of Governors of the Federal Reserve

Systemwith the cooperation of the Comptroller of the Currency, the Federal Deposit
Insurance Corporation, and the State bank
supervisory authoritieshas compiled a revised series for all banks in the continental
United States as of June 30 of each year,
1896-1955. This series includes data for principal assets and liabilities and number of the
major categories of banks. Figures for these
categories are shown in the tables on pages
30-49 of this Part. Part II, which begins on
page 96, includes comparable figures by States,
as well as for areas outside the continental
United States.
Revisions in the data affect primarily the
nonnational components. The largest changes
in terms of both number of banks and balancesheet data are in the figures for years before
1920. Comparisons with series previously
available indicate that in some of the earliest
years of the period the number of banks in the
revised series is as much as 45 per cent larger
than the number in existing series. Most of the
institutions added were smaller, on the average, than those included in earlier series. Accordingly, the revision affected assets and
liabilities relatively less than the number.
Nevertheless, in some of the early years the
revision in balance-sheet totals was as much as
14 per cent.

HISTORY OF ALL-BANK STATISTICS


Compilation and publication of statistics
1863 the Secretary of the Treasury compiled
for all banks by Federal authorities began in
and published certain data for all banks that
1833 under a resolution passed by the House
responded to his call for information. Comof Representatives in 1832. From then until
pilation of the series, which was discontinued

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All-Bank Statistics
when the National Bank Act was passed, was
resumed in 1873 by the Comptroller of the
Currency in compliance with Federal legislation enacted that year. From then until 1947
the primary responsibility for all-bank statistics remained with the Comptroller.
In 1947 the Comptroller of the Currency,
the Board of Governors of the Federal Reserve
System, and the Federal Deposit Insurance
Corporation, which were compiling somewhat
different balance-sheet statistics for all banks,
worked out an arrangement for the Federal
Deposit Insurance Corporation to compile
semiannually a uniform series of statistics for
all banking institutions.
In the 1833-1863 period, reporting by
banks to the Secretary of the Treasury was
voluntary. The need for complete reporting
was recognized in the Act of 1873, which authorized the Comptroller to obtain balancesheet data for banks other than national banks
from State banking authorities, territorial
authorities, or individual banks. Although
coverage was improved, the data obtained
were not sufficiently uniform for a national
series, because the various State and territorial authorities did not request the same
information from banks and some States had
no departments to request statistics.
Provisions of this law, moreover, failed
to affect reporting by one major banking group
the unincorporated banks. In some States
large numbers of these banks, usually referred
to as "private" banks, operated outside the
jurisdiction of State authority. A request each
year by the Comptroller that private banks
report directly to him met with only limited
success.

Notwithstanding the difficulties of collecting statistics for all banks, the coverage and
standardization of data published by the
Comptroller became progressively more adequate, particularly after World War I. This
improvement reflected for' the most part
greater uniformity in classification of balancesheet data requested of banks by the Comptroller and State banking authorities. To a
lesser extent, it was the result of more adequate collection and tabulation of bank data
by existing State departments and the establishment of banking departments in States
that previously had none.
The problems of collecting data from
banks not reporting to either State or Federal
authority were largely overcome by the Banking Act of 1933, which required all banks
receiving deposits subject to check to report
to either State or Federal authority. Among
private banks, however, the improvement in
reporting was shortlived, for the Banking Act
of 1935 amended the 1933 Act to require that
nonnational banks report only to State authorities. After this amendment, private banks in
some States discontinued reporting to either
State or Federal authority but some private
banks continued to furnish balance-sheet data
to Federal authority upon request.
Efforts to promote uniformity in bank
statistics culminated in 1938 when representatives of Federal bank supervisory agencies
worked out a standardized balance-sheet report form. This form, which was approved by
the National Association of State Bank Supervisors, was adopted by the three Federal banking agencies and by many State banking
departments. Nearly all States now use a form
that is substantially consistent with the standard one.

THE REVISED SERIES


The revised all-bank series, which begins
with 1896, is an improvement over previously
available series in two major respects:
First, it provides more accurate and more
complete data, State by State, than were avail-

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able before. In many States, large numbers


of private banks and State commercial banks
are included for the first time, particularly in
the earlier years. In some of the older States
such additions are small because nearly com-

United States Summary


plete data were already available for the
entire period, but in other States the additions
are substantial.
Secondly, it provides for principal classes
of banks beginning with 1896 breakdowns of
major asset and liability itemsloans, investments, cash assets, deposits, and capital accountsthat are as consistent as possible with
present-day classifications. Loans are subdivided into real estate, collateral, and "all
other" through 1938, and into more detail
thereafter; investments into United States
Government, State and political subdivision,
and other securities; cash assets into cash
items in process of collection, currency and
coin, and bankers' balances (including reserves) ; and deposits into interbank, United
States Government, other demand, and other
time.
These two types of improvements were
made possible in part by extensive research
into all types of available banking statistics
and in part by the cooperation of several large
private banks, which made their historical
balance-sheet data available for the first time.
The main sources of information, other than
the records of these private banks, were the
annual reports and statistical publications and
records of the Comptroller of the Currency,
the Bureau of Internal Revenue, the Board
of Governors of the Federal Reserve System,
the Federal Deposit Insurance Corporation,
and State banking departments, as well as
compilations published in bankers7 directories.
Unofficial compilations of figures for banks in
several States were also consulted.
DEFINITION OF "BANK"

In the revised series, a financial institution is considered a bank if it accepts deposits


from the general public or if it conducts principally a fiduciary business. This conforms
to the definition used by the Comptroller of
the Currency, the Federal Deposit Insurance
Corporation, and the Board of Governors of
the Federal Reserve System in the all-bank
statistics published beginning with 1947,1

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In accordance with this definition, national banks and chartered State banks, loan
and trust companies, stock savings banks, unincorporated or "private" banks, and mutual
savings banks are included in the revised
series over the entire period. Other chartered institutions that are included because
their operations involve the receipt of deposits
are cooperative exchanges in Arkansas, cash
depositories in South Carolina, and Morris
Plan and industrial banks (unless engaged
merely in making loans and investments).
Adoption of this concept of a bank introduced certain difficulties in compiling the
series. In the first place, some States did
not treat loan and trust companies as banks
until well into the period covered by the series,
and it was necessary to obtain data for such
companies from nonofficial sources. Secondly,
it was often difficult to determine whether
unincorporated financial institutions that did
not report to State or Federal authority were
banks. Beginning in 1934, banks accepting
deposits subject to check were not permitted
to engage in the securities business, but prior
to that time unincorporated financial institutions frequently combined a deposit banking
business with a brokerage or investment business. The methods of determining whether
an institution was engaged primarily in a
banking business in the early period are described in the section "Unincorporated Banks,
1896-1933."
CLASSIFICATION OF BANKS

In planning a useful organization of the


revised data for all banks, it was originally
hoped to provide two major classifications.
The first, by origin of charter, would comprise
1
In 1947, representatives of these three agencies agreed
that certain types of banks previously excluded from all-bank
statistics should thenceforth be included. (For complete descriptions of the types of institutions included and of those
excluded, see the 1956 Annual Report of the Federal Deposit
Insurance Corporation, pp. 88-89.) In compiling the revised
all-bank series, an effort was made to obtain balance-sheet
information for these banks and others of the same type for
the whole period 1896-1956, or, if no longer operative, for
the period when they were in existence. This effort was only
partly successful, but the missing data are not significant.

All-Bank Statistics
each State, tabulations of data for the kinds
of banks listed above that operate in that
State, together with a description of the
sources of the data and the methods used in
compiling them.

a series for national banks and a series for


State institutions; a separate series for unincorporated banks would supplement these two
series. The second classification, according to
function, would include a series for commercial
banks, one for savings banks, and one for loan
and trust companies.
Early in the project, however, it became
apparent that neither of these two classifications would be sufficiently accurate to justify
the effort and time required to prepare them.
Often the data needed for such classifications
were not available. In many States separate
data were not reported consistently by kinds
of banks, and in other States they were not
reported at all. Moreover, historical differences among classifications in lending and
investing activities, structure of deposit liabilities, and banking functions have diminished steadily over the period covered by the
revised series. This is a matter of common
knowledge among bankers and bank supervisors that is confirmed by available data on
the various kinds of banks.
As a practical solution, therefore, it was
decided to compile the data according to a
classification that is in part by origin of charter and in part by banking function, as follows: (1) all banks, (2) commercial banks,
that is, all banks other than mutual savings
banks, (3) national banks, (4) incorporated
and unincorporated State commercial banks,
that is, all banks other than national and
mutual savings banks, and (5) mutual savings
banks.2 In this publication, the term "nonnational banks" is often used in referring to
Groups (4) and (5) combined.
The simplest and most accurate method
was to compile the data on a State-by-State
basis. Most of the data for State-chartered
banks included in previous series had been
gathered from State banking authorities; other
sources also present such data for individual
States. Part II of this volume includes, for

The aggregate balance sheet for banks included in the revised series is a consolidation
of the assets and liabilities of commercial departments of banks and the assets and liabilities of all other departments except trust departments. The specific items included were
selected after careful scrutiny of data for the
period 1896-1955 contained in reports of condition submitted to the Comptroller of the
Currency, State banking authorities, the Federal Reserve Board beginning with 1917, and
the Federal Deposit Insurance Corporation
beginning with 1934.3 For the early years
special attention was given to balance-sheet
items included in national bank statistics because these banks were the largest group
reporting consistently before the Federal Reserve System was established.
The objective was to provide a list of
balance-sheet items that would be as consistent, detailed, and meaningful as possible.
Ideally this would be a seriesextending back
to 1896for each of the items now included in
the standard form of condition report. This
goal was achieved substantially except for the
breakdown of the loan portfolio, where the
lack of uniformity and consistency in the reporting of a number of items over the period
made it impossible.
"Total real estate loans" is the only loan
item that is consistent for the entire period
covered by the revised series. Loans on collateral include loans secured by all collateral
other than real estate for 1896-1928, but for
the period 1929-1938 they include only loans
with securities as collateral. The most important change in the breakdown of loans was

2
Data for these five groups of banks, respectively, are
shown in Tables A-l, A-la. A-2, A-3, and A-4 of Appendix A.

3
Before June 21, 1917, State member hanks reported to
the Comptroller of the Currency.

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BALANCE-SHEET ITEMS

United States Summary


TABLE 1
BALANCE-SHEET ITEMS IN THE REVISED ALL-BANK SERIES, 1896-1955
ASSETS
Loans:
1896-1938
Real estate
Collateral1
All other1
1939-194$
Commercial, industrial, and agricultural loans
(including open market paper)
Loans for purchasing or carrying securities:
To brokers and dealers
To others
Real estate loans:
On farm land
On residential property
Other
All other loans
1043-1955
Same as for 1939-1942, except that last
item was subdivided into:
Other loans to individuals
All other loans

ASSETSContinued
Casn assets:
Cash items in process of collection
Currency and coin
Bankers' balances (including reserves)
Other assets
Total assets

LIABILITIES
Deposits:
Interbank
U. S. Government
Other demand
Other time
Borrowings
National bank notes
Other liabilities

Investments:
U. S. Government obligations
Obligations of States and political subdivisions
Other securities

Capital
Surplus and other capital accounts

1
For the period 1929-1938, loans on collateral include only
those loans with securities as collateral. For 1896-1928, this
loan category was somewhat broader in coverage, including
loans secured by any type of collateral other than real estate.

For a description of the revised treatment of both loans on


collateral and all other loans after 1938, see Board of Governors of the Federal Reserve System, Banking and Monetary
Statistics (Washington, D. C., 1944), pp. 63 and 64.

made in December 1938, when the Federal


bank supervisory agencies adopted a loan
classification based more on purpose of loan
than on type of collateral. The last change
was the segregation, beginning with 1943, of
other loans to individuals.
The balance-sheet items in the revised
series, shown in Table 1, represent the most
detailed breakdown obtainable from information that could be gathered with reasonable
consistency over the period 1896-1955.4 More

detailed information for national banks, member banks, and insured commercial banks for
varying periods is available in reports of the
Federal bank supervisory agencies, and for
State banks in some States in the reports of
State banking authorities. Such information is
useful in studying some monetary and banking problems, even though it does not cover
the country's entire banking structure.

4
For the greater part of the period information was
available on some specific categories of "other" securities,
e.g., obligations of railroads, but it was so fragmentary and

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Total liabilities and capital accounts

the type of information changed so often for nonnational


banks up to 1928, and for banks not members of the Federal
Reserve System thereafter, that no attempt was made to
construct a breakdown of "other'* securities. Moreover, no
such specific breakdowns have been available for national
banks since 1942.

All-Bank Statistics
COMPARISONS WITH SERIES PREVIOUSLY AVAILABLE, 1896-1933
Data comparing the number and principal
balance-sheet items for broad categories of
banks in the revised series and corresponding
items in series previously published are shown
in Appendix B. In general, differences between
the revised series and the series previously
available are confined almost entirely to the
nonnational bank component. The exceptions
are the breakdowns of certain itemsloans
and time deposits for 1896-1908 and investments other than United States Government
securities for 1896-1907that had to be estimated for national banks.
For nonnational banks some changes occur
in both number of banks and balance-sheet
items in practically every year of the period
1896-1955. The largest revisions, however,
are in years before 1920. The additions to
the series beginning in 1934 represent largely
the inclusion of trust companies not engaged
in deposit banking and nonreporting private
banks; these changes were in accordance with
the 1947 arrangement among the three Federal
bank supervisory agencies with respect to
coverage of the all-bank series.
Because the changes for national banks
were so small and because there were so few
changes in the series for nonnational banks
after 1933, the following descriptions of major
revisions in data are confined primarily to
nonnational banks and to the period 18961933. The principal series used for comparison is that published by the Comptroller of
the Currency.
NUMBER OF BANKS

In the first 10 years of the period covered by the revised series, the number of
nonnational banks in that series exceeds by
about 2,400-2,800 the number in the Comptroller's series. In percentage terms, the revision raises the number of banks in that period
by 22 to 46 per cent. After 1906 the differences
decrease gradually, and in the late twenties
and early thirties they range between 200 and

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300, or only about 2 per cent. Chart 1 compares


the number of nonnational banks in the revised
series for the period 1896-1946 with the number in the series published by the Comptroller.
The greater number of banks is accounted
for in large part by improved coverage of unincorporated (private) banks, many of which
did not report to State banking authorities or
to the Comptroller of the Currency, and in
lesser degree by the addition in a few States
of sizable numbers of State commercial banks.
Addition of these banks was offset somewhat
by exclusion of branches reported to the
Comptroller as unit banks in some States and
by exclusion of banks in liquidation.
TOTAL ASSETSTOTAL LIABILITIES
AND CAPITAL ACCOUNTS

The addition of banks in the revised series


affects assets and liabilities much less than
the number of institutions because the institutions added are much smaller on the average
than those included in former series.
Chart 2 compares total assets of nonnational banks in the revised series with those
in the Comptroller of the Currency series for
1896-1946. As would be expected, in view of
the gradually improving coverage of banks by
supervisory agencies, the largest relative additions to total assets occur in the early
years of the period. The increases amount to
as much as 14 per cent in some of these years
and to as little as one per cent in some of the
later years. In 1929 and 1930, however, the
revised series is 2 to 3 per cent larger than the
Comptroller's series, principally because of
the addition of the assets of certain private
banks, particularly in New York State. As
was indicated earlier, these private banks
were not included in the Comptroller's series
through 1933. After that, as the chart shows,
the differences in the two series are negligible.
For this reason aggregates for the principal
asset and liability items compared in Tables 2
and 3 cover only the period through 1933.

United States Summary


LOANS AND INVESTMENTS

The more consistent classification of assets


in the revised series applies to the division of
bank credit into the broad categories of loans
and investments as well as to the subclassification of these two major items. Differences
between the nonnational bank totals in the revised series and in the Comptroller's series are
larger for loans than for investments. The
revised series shows larger totals for loans
in all years and for investments in most
years.

For most of the twenties, however, as


Table 2 shows, the investments of nonnational
banks in the revised series are considerably
smaller than those in the Comptroller's series.
These differences are explained largely by two
facts: First, for many years several State authorities classified real estate mortgage loans
as investments in their compilations and in the
data reported to the Comptroller. Secondly,
trust department investments were inadvertently included in the statistics reported to the
Comptroller by one State.

TABLE 2
LOANS AND INVESTMENTS OF NONNATIONAL BANKS IN THE UNITED STATES, 1896-1933
REVISED SERIES COMPARED WITH OLD SERIES
[Dollar amounts in millions]
Total loans

June 30

Revised
series

Old
series
(Comptroller
of the
Currency)

Total investments

Revised series compared


with old series
increase (+),
or decrease ( )
Amount

Revised
series

Per cent

Old
series
(Comptroller
of the
Currency)

Revised series compared


with old series
increase (+),
or decrease ( )
Amount

Per cent

1896
1897
1898
1899

$2,643
2,618
2,812
3,181

$2,280
2,238
2,489
2,670

$+363
+380
+323
+511

+15.9
+17.0
+13.0
+19.1

$1,225
1,318
1,415
1,602

$1,211
1,248
1,305
1,528

$+14
+70
+110
+74

+1.2
+6.6
+8.4
+4.8

1900
1901
1902
1903
1904

3,449
3,934
4,418
4,816
4,920

3,010
3,431
3,923
4,275
4,338

+439
+503
+495
+541
+582

+14.6
+14.7
+12.6
+12.7
+13.4

1,769
2,006
2,153
2,316
2,504

1,724
1,935
2,093
2,332
2,521

+46
+71
+60
-16
-17

+2.6
+3.7
+2.9
-0.7
-0.7

1905
1906
1907
1908
1909

5,612
6,206
6,657
6,124
6,562

5,078
5,639
6,079
5,777
6,361

+534
+567
+578
+347
+201

+10.6
+10.1
+9.5
+6.0
+3.2

2,770
2,840
2,923
2,938
3,152

2,745
2,787
2,929
2,871
3,004

+26
+53
-6
+67
+148

+0.9
+1.9
-0.2
+2.3
+4.9

1910
1911
1912
1913
1914

7,312
7,596
8,152
8,661
9,059

7,039
7,379
7,941
8,431
8,853

+273
+217
+211
+230
+206

+3.9
+2.9
+2.7
+2.7
+2.3

3,264
3,412
3,618
3,655
3,831

3,105
3,282
3,492
3,514
3,664

+159
+130
+126
+141
+167

+5.1
+4.0
+3.6
+4.0
+4.6

1915
1916
1917
1918
1919

9,313
10,496
11,966
12,786
14,229

9,049
10,114
11,610
12,332
13,908

+264
+382
+356
+454
+321

+2.9
+3.8
+3.1
+3.7
+2.3

3,957
4,514
4,964
6,773
7,216

3,807
4,436
4,981
5,770
7,162

+150
+78
-17
+3
+53

+3.9
+1.8
-0.3
+0.1
+0.7

1920
1921
1922
1923
1924

17,690
17,260
16,809
18,956
20,075

16,956
16,524
16,259
18,208
19,150

+734
+736
+550
+748
+925

+4.3
+4.5
+3.4
+4.1
+4.8

6,995
7', 250
7,814
8,447
8,740

7,183
7,338
7,965
8,579
9,060

-188
-88
-151
-132
-320

-2.6
-1.2
-1.9
-1.5
-3.5

1926
1926
1927
1928
1929

21,786
23,336
24,100
25,025
27,139

20,848
22,353
23,096
24,054
26,422

+938
+983
+1,004
+971
+717

+4.6
+4.4
+4.3
+4.0
+2.7

9,355
9,725
10,261
11,005
10,654

9,643
9,944
10,829
11,589
10,655

-288
-219
-568
-684
-1

-3.0
-2.2
-5.2
-6.0

1930
1931
1932
1933

26,116
22,254
17,806
14,236

25,442
21 ,-844
17,640
14,118

+674
+410
+166
+117

+2.6
+1.9
+0.9
+0.8

11,215
12,311
11,223
10,767

11,028
12,344
10,987
10,517

+187
-33
+236
+250

+1.7
-0.3
+2-1
+2.4

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Chart 1

NUMBER OF NONNATIONAL

BANKS

IN THE UNITED

STATES

Thousands

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Federal Reserve Bank of St. Louis

30

REVISED

SERIES

20

OLD SERIES

10

I
1900

1
1905

1910

1915

1920

1925

1930

1935

1940

1945

Chart 2

TOTAL ASSETS OF NONNATIONAL BANKS IN THE UNITED STATES


Billions

of

dollars
100

80

60

40

-X-

REVISED SERIES

II

20

OLD SERIES

mil
1900

Illlllll
1905

1910

1915

1920

1925

1930

* For these three years top of bar indicates level of old series; top of black portion, level of revised series.

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1935

1940

1945

12

All-Bank Statistics

Another important improvement in the


revised series is the consistent breakdown for
all banks of loans for the period 1896-1938
and of investments for the entire period,
1896-1955. Most of the inadequacies of breakdowns in the series previously used are in data
for the nonnational bank sector, but there are
some for national banks, especially in the
period before 1909. For years in which the
subitems of loans and investments were not
reported in series previously available, improvements in the revised series are repre-

sented by the availability of these subitems


rather than by the amounts added. This is
especially true of the period before 1909.
Breakdowns of both loans and investments at nonnational banks, for example, were
not reported regularly or uniformly to the
Comptroller by some State banking departments over the entire period 1896-1933; presumably the State authorities did not request
such information from the banks. For national banks, the breakdown for loans in the
Comptroller's reports was not complete before

TABLE 3
DEPOSITS AND CAPITAL ACCOUNTS OF NONNATIONAL BANKS IN THE UNITED STATES, 1896-1933
REVISED SERIES COMPARED WITH OLD SERIES
[Dollar amounts in millions}
Total capital accounts

Total deposits

June 30

Revised
series

Old
series
(Comptroller
of the
Currency)

Revised series compared


with old series
increase (+),
or decrease ( )
Amount

Revised
series

Per cent

Old
series
(Comptroller
of the
Currency)

Revised series compared


with old seriesincrease (+),
or decrease ( )
Amount

Per cent

$909
916
923
960

$763
763
770
788

$+146
+153
+153
+172

+19.1
+20.1
+19.9
+21.8

+8.4
+9.0
+8.3
+7.1
+7.3

1,062
1,137
1,289
1,475
1,587

893
964
1,107
1,304
1,397

+169
+173
+182
+171
+190

+18.9
+17.9
+16.4
+13.1
+13.6

+467
+521
+431
+356
+331

+5.9
+6.1
+4.7
+4.1
+3.4

1,660
1,796
1,889
1,961
2,022

1,488
1,625
1,724
1,840
1,897

+172
+171
+166
+121
+126

+11.6
+10.6
+9.6
+6.6
+6.6

10,285
10,857
11,603
11,947
12,743

+411
+329
+349
+436
+362

+4.0
+3.0
+3.0
+3.6
+2.8

2,134
2,203
2,288
2,398
2,454

1,977
2,074
2,181
2,292
2,347

+157
+129
+107
+106
+107

+7.9
+6.2
+4.9
+4.6
+4.6

13,687
15,865
18,088
19,045
22,047

12,245
15,412
17,563
18,413
21,620

+1,442
+453
+525
+632
+427

+11.8
+2.9
+3.0
+3.4
+2.0

2,638
2,616
2,791
2,865
3,046

2,418
2,492
2,660
2,740
2,944

+120
+124
+131
+125
+102

+6.0
+5.0
+4.9
+4.6
+3.6

1920
1921
1922
1923
1924

24,680
23,793
24,904
27,478
29,612

24,297
23,316
24,630
27,163
29,159

+383
+477
+274
+315
+453

+1.6
+2.0
+1.1
+1.2
+1.6

3,398
3,690
3,752
3,943
4,158

3,300
3,613
3,679
3,895
4,098

+98
+77
+73
+48
+60

+3.0
+2.2
+2.0
+1.2
+1.6

1925
1926
1927
1928
1929

32,389
33,773
34,922
35,492
36,683

31,886
33,213
34,760
35,537
36,081

+503
+560
+162
- 45
+602

+1.6
+1.7
+0.5
-0.1
+1-7

4,416
4,753
5,064
5,385
6,077

4,338
4,672
4,987
5,276
5,940

+78
+81
+77
+110
+137

+1.8
+1.7
+1.5
+2.1
+2.3

37,130
35,024
28,140
24,943

36,396
34,445
27,733
24,571

+734
+579
+407
+372

+2.0
+1-7
+1.5
+1.5

6,402
6,122
5,252
4,537

6,257
6,026
5,211
4,482

+145
+96
+41
+55

+2.3
+1.6
+0.8
+1.2

1896
1897
1898
1899

$3,718
3,885
4,246
4,934

$3,345
3,402
3,755
4,362

$+373
+483
+491
+572

+11.2
+14.2
+13.1
+13.1

1900
1901
1902
1903
1904

5,299
6,125
6,636
7,051
7,507

4,888
5,621
6,125
6,583
6,996

+411
+504
+511
+468
+511

1905
1906
1907
1908
1909

8,365
9,012
9,571
9,112
9.951

7,898
8,491
9,140
8,756
9,620

10,696
11,186
11,952
12,383
13,105

1915
1916
1917
1918
1919

1910
1911
1912
1913
1914

1930
1931
1932
1933

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....

United States Summary


1909. Throughout the period 1896-1908, the
Comptroller did not require national banks to
classify loans on real estate separately from
other loans on collateral. These items were
estimated for 'the revised series.
Differences in United States Government
security holdings as shown in the revised series
and in the two series previously available are
relatively small. They reflect variations in
estimating techniques and in coverage.
DEPOSITS

A comparison of total deposits of nonnational banks in the revised series with those
for this group published in the Comptroller
of the Currency's annual reports appears in
Table 3. Additions to total deposits in the
revised series, as for all items on the balance
sheet, are considerably larger in percentage
terms before 1920 than in later years. The
additions to total deposits range from 14 per
cent of the Comptroller's figures for 1897 to
less than one per cent in 1927.
The revised series provides a more consistent breakdown of deposits by type (inter-

13

bank, United States Government, other demand, and other time) than was available in
the earlier series. In most States before 1909
and in some States for several years after
1909, there was no clear distinction between
demand and time (or savings) deposits. Since
no special recognition or treatment was given
to time deposits in nonmutual savings banks,
with some exceptions, it was necessary to estimate figures for such deposits in many States.
For the period 1896-1908 the revised series
provides for the first time an estimate of time
deposits on a State-by-State basis and also
provides a better estimate for the country as
a whole than was available heretofore.
CAPITAL ACCOUNTS

Table 3 also compares total capital accounts of all nonnational banks in the revised
series with the corresponding item in the
Comptroller of the Currency's annual reports.
Amounts shown in the revised series are about
20 per cent larger than the Comptroller's
figures before 1900, but after 1905 the percentage declines fairly steadily to about one
per cent in the early thirties.

SOURCES OF DATA
Compilation of the revised all-bank figments were made in some balance-sheet items
ures was based primarily on the sources of
for some years in order to make classifications
data described in the following paragraphs.
of the items consistent with current practices,
The balance sheet for each State was derived
and the breakdowns of some items were estiby selecting, year by year and item by item,
mated for part of the earlier period.
the best data from these sources.
The annual reports of the Comptroller
were also the primary source of the figures for
COMPTROLLER OF THE CURRENCY
nonnational banks in the revised series for
years before 1934. From 1873 to 1947 the
Data collected by the Comptroller of the
Currency from national banks, from State
Comptroller was authorized to request State
banking authorities to furnish summary balbanking authorities, and in some instances
from individual banks are the backbone of the
ance-sheet statements annually for the banks
under their supervision. The collection of this
revised series, as they were of the old series.
information depended largely on reports made
All figures for national banks in the revised series were obtained from the annual
by the banks to the State legislatures or to
reports and abstracts of bank condition reofficers of the different States and territories.
Gaps in the Comptroller's reports on individports published by the Comptroller, with the
following exceptions: Relatively minor adjustual balance-sheet items are accounted for

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14

All-Bank Statistics

mainly by differences between the reports


required by many State banking authorities
and the information requested by the Comptroller.
The data published by the Comptroller
could not adequately cover unincorporated
(private) banks. These banks in many instances were not subject to State banking
authorities, and the majority of them did not
comply with the Comptroller's request that
they report to him directly. The search for
additional data relating to these banks is described in the section "Unincorporated Banks,
1896-1933."
STATE BANKING DEPARTMENTS

The annual reports of the State banking


departments or authorities, which generally
include condensed balance sheets for the individual reporting banks, were a major source
of supplementary information for nonnational
banks, particularly for the period up to 1934.
In some instances where these reports did not
contain the information needed, the State
banking departments were asked to provide
any available pertinent information that had
not been published.
By studying the reports of these State
banking authorities it was frequently possible
not only to reconcile inconsistencies iri the
classification of balance-sheet items from year
to year, but alsoand this was even more
importantto supplement the data for individual items sent to the Comptroller by the
State banking authority. In Pennsylvania and
several other States, for example, it was possible for several years to derive figures for holdings of United States Government, State and
political subdivision, and other securities. at~all
banks in the State on a call date other than
June 30 by aggregating amounts for these
items shown in the balance sheets of individual
banks. Figures for June 30 were estimated
from these data. The descriptions for individual States indicate instances where figures
were obtained in this manner.

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The sources of balance-sheet information


varied from State to State, and the forms in
which such data were published often changed
over the period covered by the revision. To
simplify identification, the sources of data are
usually indicated as "State banking department" or "State banking authorities" in this
Summary and in the State descriptions; these
terms should be understood to include the
following types of material: (1) annual or
other regular reports published by State authorities; (2) abstracts or summaries of condition issued or published by State authorities,
or prepared by them for their own use; (3)
summaries prepared by State authorities at the
request of the Comptroller of the Currency,
the Federal Reserve Banks, or the Federal
Deposit Insurance Corporation; and (4) summaries prepared by the Reserve Banks from
reports made available by State authorities.
Appendix C lists by States the titles and
dates of the most recent reports of State banking departments or other State banking authorities that were used in compiling data for
the revised series.
FEDERAL DEPOSIT INSURANCE
CORPORATION

Summaries of condition reports of insured


banks published by the Federal Deposit Insurance Corporation were the major source
of data beginning in 1934. The insured bank
group includes national banks and State
banks that are members of the Federal Reserve System, and nonmember banks that
carry Federal deposit insurance. Figures for
national banks are supplied to the Federal
Deposit Insurance Corporation by the Comptroller and for State member banks by the
Federal Reserve System. Figures for insured
nonmember banks are collected by the Federal Deposit Insurance Corporation; these
figures were often used as a basis for estimating breakdowns of balance-sheet items for
noninsured banks in the 1934-1946 period.
Beginning with 1947, data for all classes of

United States Summary


banks were taken from publications of the
Federal Deposit Insurance Corporation.
Research by the staff of the Federal
Deposit Insurance Corporation in connection
with matters relating to the licensing of banks
and the insuring of bank deposits yielded
information that proved very useful in developing the revised series for the period
immediately after 1932. This information was
particularly valuable in ascertaining which
banks were not licensed to operate in the
period immediately after the bank holiday of
March 1933. Similar data collected by the
Federal Reserve Board provided a further
check on licensing operations. Besides assuring accurate data for banks in active operation, these data made it possible to construct
a separate series for nonlicensed banks in 1933
and 1934. This series, which is given in Appendix D, shows the number of nonlicensed
banks and available balance-sheet data. Because such data could not be obtained for the
nonlicensed banks in some States, the balance
sheet is not complete.
FEDERAL RESERVE SYSTEM

Sumjnaries of condition reports of State


member banks published by the Federal Reserve System beginning with 1917 provided a
basis from which to estimate totals for all
State commercial banks in some States for
which the Comptroller did not have adequate
information on individual balance-sheet items.
The summaries and descriptions of all-bank
figures published by the Board of Governors,
and the supporting records by States and by
years, were also of substantial assistance in
preparing and testing the revised series beginning with 1914.5
NATIONAL MONETARY COMMISSION

The publications of the National Monetary Commission are a benchmark in the


statistical record of bank assets and liabilities.
fi
Board of Governors of the Federal Reserve System,
Banking and Monetary Statistics (Washington, D. C., 1943),
pp. 5-33.

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15

Statements of condition, submitted in response


to the Commission's call of April 28, 1909,
constitute the first complete reporting by all
national banks, as well as by State commercial
banks in many States, of assets and liabilities
in a manner consistent with the balance-sheet
items in the revised all-bank series. Although
not all State commercial banks submitted
reports of condition to the Commission, the
coverage for the country as a whole was more
nearly complete for that date than in any
other source. Except in isolated instances all
of the data for 1909 in the revised series
are those for the April call date of that year
published by the Commission.
BANKERS9 DIRECTORIES

The several bankers' directories were a


valuable source of information on banks
(mainly unincorporated or private banks)
that did not report to a public authority. In
most States the coverage of private banks in
directories appears to be comprehensive and
reasonably .accurate, but in a few States,
mainly those with large cities, it was difficult
to distinguish "brokers and dealers" from private banks. This problem is discussed in the
section on unincorporated banks and also in
the descriptions of the individual State series.
The directories not only list individual
banks, thus making it possible to derive their
number, but they also provide a considerable
amount of balance-sheet data. For some
States, figures for most of the principal balance-sheet items of banks are available for
long periods of time. For other States, however, only the data for capital accounts are
published, and these sometimes intermittently;
and in a few States no data are reported.
Because listing in directories was voluntary and the information reported did not
always meet the requirements for the revised
series, it was necessary to select information
from these sources carefully, particularly for
early years. Sometimes the directories included banks in liquidation and banks no

16

All-Bank Statistics

longer in existence; sometimes they listed


branches as separate banks; or they misclassified national banks as State banks, and vice
versa. In addition, when banks did not submit current statements, the directories often
merely repeated the balance-sheet information
that had been reported for a prior year. Despite these shortcomings, the directories were
useful. Where apparent errors were limited
to one or two years, it was often possible to
correct them by comparing data for a longer
period.
OTHER SOURCES

Other sources provided data for banks


that did not report regularly to a public authority, but these data were often for limited
periods. Foremost among these sources were
the records of the Bureau of Internal Revenue
for the period 1900-1902, when taxes were
levied on capital accounts of banks under
authority of the War Revenue Act of June 13,
1898,6 The Bureau's classification of banks
into such categories as private, State, and
national did not always agree with that of
the bank supervisory authorities, but its data
on the number and capital of banks appear to
be the most accurate available by States and
for the nation as a whole before 1909.

An annual publication entitled Trust


Companies of the United States, the first
issue of which appeared in 1903, was used in
deriving information on trust companies for
the early years of the century.7 Some State
banking authorities did not regard these institutions as banks even though they accepted
deposits and, accordingly, did not include
them in banking statistics transmitted to the
Comptroller.
Early in the work of revising the series, a comprehensive search was made in
the Library of Congress for publications in
which information on banks might be found;
these included publications of State finance or
tax departments and those of individual students of banking. Examples of information located in this way included Mr. William
H. Dillistin's list of all banks in New York
for 150 years or more, which was extremely
helpful with respect to private banks in that
State, and Mr. Harwood B. Dolbeare's study
of Florida banking, which contained data not
elsewhere published that were an aid in preparing the aggregate balance sheet for that
State.8
Finally, as indicated earlier, several of
the largest private banks, which had not reported to public authorities before 1934, submitted balance sheets back through 1896.

NATIONAL BANKS, 1896-1955


The problems of compiling a revised balance sheet were considerably less numerous
and less difficult for national banks than for
State banks because the national banks reported on identical forms in response to calls
for reports of condition from a single supervisory authority, the Comptroller of the
Currency.
The main problems in revising the national bank series related to the period 18961908. In those years loans were not classified
e
Records were available for 1899 too, but they did not
irovide sufficient detail to be useful in revising the all-bank
?ries.

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by type for the June 30 call date used in the


revised series; obligations of States and political subdivisions were included with "other"
investments; and time deposits were available
separately only for 1896, 1899, and 1906, and
then only as countrywide totals. For 1909, as
indicated earlier, data frorn publications of the
National Monetary Commission were used.
After 1909, the classification of loans by type
7
United States Mortgage and Trust Company < New
York).
8
Historical Directory of the Banks in the State of New
York (New York State Bankers Association, New York,
1946). A Record of Fifty Years of State Banking in Florida,
1890-1939 (reprinted from Annual Report of the State Comptroller, Banking Department, n. d.).

United States Summary


was available for all years except 1910, 1913,
and 1914, and time deposits were available for
all years except 1914.
LOANS

The annual reports of the Comptroller of


the Currency before 1909 classify loans for
the fall call date in two categories: (1) collateral loans, including real estate loans, and
(2) all other loans. These classifications were
used in estimating the breakdown of total
loans for June 30 call dates into the three
categories required for the revised series for
1896-1908. The following method was used
to derive estimates for each State.
(1) The ratio of collateral loans, including real
estate loans, to total loans was computed for the fall
call date. This ratio was then applied to total loans
as reported by the Comptroller for the June call date,
thus breaking the total into two categoriescollateral
and all other.
(2) The ratio of real estate loans to total collateral loans was computed from data in the call
report for April 28, 1909, the earliest date for which
this breakdown is available. This ratio was then
applied to the estimated total of collateral loans on
all previous June 30 call dates to derive separate
estimates for real estate loans and for other collateral
loans.

The assumption that there was a constant


relationship between real estate loans and collateral loans in the period 1896-1908 appears
reasonable in light of relationships between the
two in the years closely fQllowing 1909. Real
estate loans constituted a very small part (little more than one per cent) of total loans at
national banks when first reported in 1909 and
for many years thereafter. One reason why
national banks held such small amounts of real
estate loans in early years of the period was
that prior to 1913 they were not permitted to
make loans on real estate except for the purpose of consolidating and protecting other
loans. Since State banks accounted for the
bulk of outstanding real estate loans of banks
in this period, even a relatively large error in
the estimates for national banks could have
very little effect on the movements or the level
of total real estate loans at all banks.

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For 1913 the necessary breakdown of


loans was available for the United States but
not for each State. The distribution of each
type of loan was made by assuming that each
State accounted for the same proportion of the
United States total as was computed from
reported data for 1912.
For 1910 and 1914, there were no breakdowns of loans for the United States or for individual States. The figures for 1910 were estimated as follows: ratios of each subitem (for
example, real estate loans) to total loans for
each State, computed from reported figures for
April 1909 and for June 1911, were averaged,
and then these average ratios were applied to
total loans in 1910 to get the breakdown. For
1914 the loan breakdown for each State was estimated by applying to total loans a weighted
average of the ratios of each subitem to total
loans computed from data for 1912 and 1915.
For each subitem the ratio for 1914 was
weighted toward the 1915 ratio, that is, twice
as much weight was given to the ratio for
1915 as to that for 1912, because data for the
other intervening year, 1913, had been estimated.
OBLIGATIONS OF STATES AND
POLITICAL SUBDIVISIONS

Data on national bank holdings of obligations of States and political subdivisions were
not published by the Comptroller of the Currency until the midyear call report of 1908.
In previous years these securities were included with investments other than United
States Government securities. The ratio of
State and political subdivision obligations to
total investments other than United States
Government securities was computed for 1908
for each State. The ratio for each State was
then applied to its total investments other
than United States Government securities in
each year of the period 1896-1907 as shown
in the midyear call report.
The assumption that there was a constant
relationship between holdings of State and
political subdivision obligations and other non-

18

All-Bank Statistics

United States Government securities at national banks over the period 1896-1907 appears
reasonable on the basis of the reported data on
the two types of bank investments after 1907.
National banks, in fact, held relatively small
amounts of State and political subdivision securities for some years after 1909. In 1908
they accounted for only about 10 per cent of
the total held by all banks. Therefore, even
a relatively large error in estimates for national banks could have little effect on the
movements or the levels of these holdings at
all banks.
TIME DEPOSITS

Before 1909 figures for time deposits,


which include savings deposits and time certificates of deposit, were reported separately
from demand deposits of national banks only
for the years 1896, 1899, and 1906. Furthermore, in these years only United States totals
were published.9 For other years prior to 1909,
United States totals of time deposits were estimated by applying to the total of demand and
time deposits the ratio of time deposits to this
total as follows:
For 1897 and 1898, the ratio for 1896 was
used. The change in this ratio between 1896
and 1899 was so small that data were not interpolated. For 1900-1905, ratios that were interpolated between similar ratios computed from

data for 1899 and 1906 were used. In 1899 the


reported ratio was 3.4 per cent, and in 1909
it was 15.4 per cent; the reported ratio for
1906, at 7.1 per cent, is somewhat less than
halfway between the two. For 1907 and 1908,
ratios that were interpolated between ratios
for 1906 and 1909 were used.
Total time deposits, as published or as thus
estimated, were then apportioned among the
States for the years 1896-1908 on the basis of
the percentage distribution of total time deposits as reported for national banks in 1909.
For 1910-1913 the figures for time deposits
represent the total of time certificates of deposit and savings deposits shown in the Comptroller's annual reports for these years.
For June 1914 the figures for time deposits
of national banks were estimated by applying
to total deposits for each State the ratio of
time deposits to total deposits computed from
data in the December 1914 national bank abstract. This is the first report of time deposits
on the basis of the Federal Reserve Act, which
defines time deposits as those payable after 30
days, and demand deposits as those payable
within 30 days. Probably because of the resulting changes in classification, there is a
drop of 12 per cent from 1913 to 1914 in the
volume of time deposits reported in the revised series.

INCORPORATED STATE COMMERCIAL BANKS, 1896-1933


Compilations of the revised aggregate balance sheet for incorporated State commercial
banks in the period 1896-1933 presented major
problems and considerations not encountered
in connection with national banks. Some of
these banks did not report to any official
agency, and those that reported regularly to
their* respective State authorities furnished in0
Data on time deposits at national banks for these years
were taken from Statistics for United States, Great Britain,
Germany, and France, XXI (National Monetary Commission,
Washington, D. C., 1911), p. 161. A note to the table on
that page indicates that these figures were compiled from
reports submitted to the Comptroller of the Currency.

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formation that in general was neither uniform


nor consistent from State to State.
In order to prepare the revised series for
these banks, it was necessary to gather data
from State banking departments and other
sources, to compare the data obtained with
balance-sheet data for State banks published
in the Comptroller's annual reports, and to
make extensive adjustments and estimates in
the light of these comparisons. The lack of
uniformity in material, particularly in the
years 1896-1908, made it necessary to make

United States Summary


more extensive estimates for State commercial
banks than for national banks.
For the period beginning with 1934, when
substantially uniform data became available
for all insured commercial banks, simpler
methods of compilation were followed, as described in the section "All State Commercial
Banks, 1934-1955," beginning on page 26.
MAJOR ESTIMATING PROBLEMS

The major problems in preparing estimates for the period 1896-1933, and the methods adopted for resolving them, are discussed
in the following paragraphs. The individual
State summaries include more detailed descriptions of procedures and techniques used.
(1> The call report forms used by State commercial banks were not uniform from State to State,
and in many cases they differed considerably from
the form used by the Comptroller in collecting statistics for State banks from State banking departments. Moreover, both the Comptroller and the State
bank supervisory authorities made various and nonuniform changes over the period in their respective
call report forms in order to improve bank reports or
to provide more timely information. As a result, it
was necessary to compare the detailed data published
by the Comptroller with the detailed data in State
banking department reports and to make extensive
adjustments to achieve comparability. Appendix E
lists representative items included in the major asset
and liability categories of the revised series. A comprehensive list of all the items included by all States
and in all years would be much longer.
(2) For some States the data reported to and
published by the Comptroller on specific items were
not consistent from year to year, and amounts showed
extreme movements over short periods. In such
instances, data published by the Comptroller were
revised on the basis of information in State bank
reports and other supplementary sources. In one
State, for example, the balance sheet had to be revised for 1916-1920 and for several years in the
twenties because total assets of the savings departments of loan and trust companies were included in
"all other loans," in "other securities," or in "other
(3) In the early part of the period, banks in
some States were not required to report as of a June
call date. In these instances, data for the call date

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19

nearest to June were used, or figures for a June call


date were estimated by averaging the figures for the
preceding and subsequent call dates nearest to June
30. In some cases, however, a given item was estimated from data for a single call date, the one
nearest to June 30.
(4) In some years and for some States a considerable number of banks, mainly loan and trust
companies accepting deposits, were not included in
the statistics furnished to and published by the
Comptroller. Some revisions, as to both number of
State banks and their assets and liabilities, were required on this account in the majority of the States.
(5) In many instances branches of banks and
banks in liquidation had to be eliminated from the
Comptroller's data. The former change, of course,
affected only the number of banks.
PROCEDURES AND TECHNIQUES
OF ESTIMATING

In some instances where balance-sheet


data were not available in the Comptroller's
reports, they could be found in reports of the
State banking departments. Despite the wealth
of data in the latter reports, a substantial
amount of estimating was necessary in order
to derive the revised series for all years and
all States. The estimating techniques varied
with the particular problem. The following
paragraphs describe in general terms the six
major procedures and techniques used.
(1) Interpolating technique No. 1 was used
extensively in deriving estimates for missing years
from reported data for nearby years. If figures for
a balance-sheet item were lacking for a relatively
short period, estimates for the missing years were
usually made in two steps: (a) deriving the percentage relationship of the item to its related totale.g.,
real estate loans to total loansin the year before
and the year after the period to be covered, and then
obtaining ratios for the missing years by straight-line
interpolation, and (b) applying the interpolated ratios
to the related total for years in which the item was
missing.
This type of interpolation was used when
changes in an item were believed to be related to
and roughly proportionate with changes in the total
of which it is a part. In a few cases straight-line
interpolation was based on dollar amounts of the
item, on the assumption that there had been a gradual change between two points in time, irrespective
of movements in the total.

20

All-Bank Statistics

(2) Interpolating (or extrapolating) technique


No. 2 was often used in estimating data for several
consecutive years when changes in an item were
not believed to be related to or roughly proportionate
with changes in the principal item of which it
is a part. It applied, to a specific balancesheet item, the relative yearly changes for the same
item at another group of banks in the same or a
nearby State for which changes could be assumed to
be most nearly similar to those for the banking group
with incomplete data.10 This technique, which is described in detail in Appendix F, involved the derivation of statistical measures of relationship between
reported data for the two groups in another period.
Insofar as possible, statistics used in this estimating
process were derived from reported figures for the
two groups of banks in a period close to that for
which the estimates were to be made. This is the
only technique referred to by number in the individual State descriptions.
Statistics for national banks were often used as
a basis for estimating individual balance-sheet items
at State commercial banks. Correlation after 1909
of national bank and State commercial bank data
on all types of loans, on the breakdown of securities,
and on the distribution of deposits between demand
and time usually yielded coefficients satisfactory for
estimating these items at State banks on the basis
of reported figures for national banks.
On the other hand, certain balance-sheet items
for State commercial banks could seldom be estimated from national bank data because of differences
in the types of business at the two classes of banks.
This was particularly true of the period before 1920.
National bank loans outstanding on real estate,
restricted by statute until 1913, were still only 2
per cent of all loans at these banks in 1920, for example, whereas in the same year real estate loans
accounted for about 20 per cent of all loans at State
commercial banks.
Although in some States, particularly after 1920,
the relative importance of real estate loans appeared to
be fairly comparable at the two classes of banks, estimates for real estate loans at State commercial banks
were based on national bank figures only infrequently.
Data for national bank holdings of United States
Government securities also were used * infrequently
before 1916 as a basis for estimating State commercial
bank holdings. These securities constituted an insignificant proportion of the investment portfolios at
State commercial banks, whereas at national banks
(which used them largely as collateral for national
10
This technique was suggested by work done by Professor Milton Friedman of the University of Chicago.

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bank notes) they accounted for 30-60 per cent of the


investment portfolio. With the sharp increase in
Government financing during World War I, the ratios
of United States Government securities to total investments at the different classes of banks became
reasonably comparable, and national bank data were
used frequently thereafter as a basis for estimating
these holdings at State commercial banks.
(3) For State commercial banks that did not
report their holdings of United States , Government
securities separately for 1916-1920, estimates were
generally made by assuming that changes in holdings
of these securities accounted for the same proportion
of the annual change in total investments as was
computed for national banks in the State.
(4) Data for State member banks, available
after the Federal Reserve System was established,
were sometimes used as representative of all State
commercial banks (member and nonmember) in a
particular State, or in other instances as a basis for
estimating data for this group. During World War I
and for a number of years thereafter, for example,
State member bank figures for United States Government deposits were used in most States to represent
such deposits at all State commercial banks in the
respective States. United States Government deposits were always deducted from reported or estimated
figures for demand deposits.
A drawback in basing estimates for State commercial banks on State member bank data was that
such data sometimes reflected primarily the large
banks in the group. The character of the business
done by these large banks and, consequently, the relative importance of their various balance-sheet items
were often considerably different from those of nonmember State banks. An estimate for all State commercial banks in a given State derived from reported
figures for a balance-sheet item for its State member
banks would sometimes be less reliable than an estimate based on the particular item for national banks
in the State.
(5) Borrowings of State commercial banks were
not segregated from other liabilities in several States
in the period 1896-1908 and had to be estimated. If
the level of reported "other liabilities" in 1896-1908
seemed to be roughly comparable with the aggregate
of borrowings and all other liabilities (except deposits) in 1909 and .later years when figures for these
two items were reported separately, it was assumed
that borrowings were included in reported "other
liabilities" prior to 1909.
If separate figures for borrowings could not be
obtained from other sources, and if there was clear
evidence that other liabilities (total liabilities other
than deposits) contained relatively substantial

United States Summary


amounts of borrowings, the amounts were estimated
by one of two methods. The method selected depended on (1) the trend in borrowings in the period
when this item was reported separately for this class
of bank (State commercial) in the State in question,
(2) the trend in borrowings at national banks in the
same State, and (3) the general banking situation in
that State during the period for which estimates were
needed. The two methods used were:
(a) In some States the relatively stable item
"all other liabilities" (total liabilities other than borrowings and deposits) was estimated firstby applying to total liabilities in each $ear the ratio of this
item to total liabilities in 1909, the first year when
separate figures were available. Borrowings were derived by subtracting these estimates from reported
figures for "other liabilities/' which were assumed to
include borrowings.
(b) In other instances borrowings at State commercial banks were estimated from the trend in this
item at national banks in the same State. Generally
the figures were extrapolated from reported figures
for borrowings in 1909 on the basis of annual percentage changes in borrowings at national banks from
1909 back to 1896.
(6) Compilation of data for 1910 for each class
of bank other than national banks presented a special
problem because the annual report of the Comptroller
of the Currency for that year did not include balancesheet data for all principal items and subitems for
each class of State bank. Figures for total loans, total

21

investments, and total deposits were published by


class of bank and by States, but the breakdown of
each of these items by Statestogether with varying
amounts of unclassified loans and deposits was
shown only for all nonnational banks combined. For
mutual savings banks the Comptroller published the
loan, investment, and deposit breakdowns for the
United States, but not by States.11
Distribution of the major balance-sheet items
for State commercial banks, separate from those for
mutual savings banks, had to be estimated unless the
figures for either class could be obtained from State
banking department reports or some other source.
Generally speaking, the distributions for mutual savings banks were estimated first, because there were
fewer of these banks and they did not operate in all
States. In most instances the figures for mutual savings banks were interpolated from data for 1909 and
1911.
After estimates were prepared for mutual savings banks in States where they operated, these estimates were subtracted from the corresponding figures
for all nonnational banks in those States to obtain
figures for State commercial banks. The resulting
figures for State commercial banks had to be adjusted
to bring them in line with figures for other years,
which had been adjusted to reflect (1) additions of
banks to the Comptroller's data, (2) correction of
miselassification of banks by type, and (3) distribution of unclassified amounts of loans and investments
shown in the Comptroller's report.

UNINCORPORATED BANKS, 1896-1933


One of the major deficiencies for the
period before 1934 in each of the series previously available for all banks in the United
States was the lack of data for a large number
of unincorporated (private) banks. This is not
to say that nonreporting private banks were an
important part of the banking business in all or
even in most States, but rather that statistics
available did not disclose their relative importance. Because the coverage of private banks
in official sources was incomplete in this period,
there were special problems in estimating the
revised series. For this reason the data for
private banks are described separately from
those for incorporated State commercial banks.
The nature of, and the information about,
private banking is such that no series relating

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to private banks can claim to be all-inclusive.


In the first place, many institutions that were
well recognized over the years as private banks
did not make their statements of financial
condition available in early years. Before
1934 many private banks were not required to
report to any public authority, and there is
evidence that in some parts of the country a
substantial number were not included in the
bankers' directories.
Secondly, many businesses that were not
primarily banks did perform some banking
functions. For example, many small businesses
such as merchandising concerns, as well as
some larger businesses such as brokers and in11
Although this problem affects each class of State bank,
it is discussed here because State commercial banks account
for the largest proportion of the total.

22

All-Bank Statistics

vestment houses, accepted deposits until such


operations were prohibited by the Banking
Act of 1933. In compiling the revised series,
it was necessary (1) to determine whether
such businesses provided any banking services
and to include only those that did and (2) to
include only the balance-sheet items representing their banking business.
Thirdly, in many communities individuals
accepted money for safekeeping and loaned it
out on an informal basis. These in a sense
were "private bankers/' but no information
is available on their number or financial
status.
Even though there was no possibility of
deriving a series covering every individual or
organization that on occasion had accepted
deposits or made loans, every effort was made
to obtain as complete and accurate a coverage
as possible. All sources of information were
surveyed for names of private banks. Decisions as to whether a particular individual or
institution met the requirements for a "private bank" as defined for purposes of the revised series were made in the light of the best
available information, even though the decisions were sometimes arbitrary. Also, arbitrary decisions were sometimes necessary in
estimating their assets and liabilities.
The major problems in the private bank
area related to the period before World War I.
After that the number and relative importance
of these banks declined sharply, and the proportion reporting to public authorities increased. Even for these earlier years, shortcomings in the revised data are relatively unimportant in relation to total commercial bank
assets in those States for which private bank
data had to be estimated.
The revised series for private banks, which
is believed to include most of these banks and
the greater part of their assets and liabilities,
is substantially larger than the Comptroller's
series, as to both number of institutions and
their assets and liabilities. While the data for
private banks are the least accurate compo-

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nent of the revised all-bank seriesbecause


they were compiled largely from unofficial
sourcesthey are probably the most rewarding for they provide new insight into the history of the banking structure and, it is believed, satisfactorily resolve long-standing
questions as to the relative importance of private banks in the various States. Heretofore,
little study had been made on a State basis of
the number, the size, and the composition of
the assets and liabilities of these banks.
NUMBER OF BANKS

The first step in compiling data for private banks was a State-by-State comparison
of their numbers as reported by the Comptroller of the Currency, State banking departments, bankers' directories, the National Monetary Commission, and in a special study by
the Federal Reserve System.12 Since the estimates of the National Monetary Commission
and of the Federal Reserve were based
mainly on the bankers' directories, the figures
in these three sources were similar, and they
showed the largest numbers of private banks.
The Comptroller's reports included the next
largest number, while the State banking authorities reported the smallest number.
The bankers' directories, however, overstated the number of private banks for the
following reasons: (1) Some State banks and
some national banks were erroneously designated as private banks; (2) branches of private banks were frequently shown as separate
banks; (3) banks no longer in existence or in
the process of liquidation were often included;
and (4) investment houses, bond dealers, and
brokers that did not do a banking business
were often included.
The last factor accounted for the major
part of the differences between the numbers
reported by the Comptroller and by the directories. This part of the problem was confined
mostly to a few States with large citiessuch
12
Federal Reserve System Committee on Branch, Group,
and Chain Banking, Changes in the Number and Size of
Banks in the United States, 1834-19S1 (1938, unpublished).

United States Summary


as New York, Pennsylvania, Illinois, and
Ohiobut there were problems in other States
that had one or more large cities.
Investment houses, bond dealers, and
brokers were usually so designated in bankers' directories, and the directories also indicated that most of these institutions did not
do a banking business. For those that did have
a significant banking business, however, there
was usually no direct information as to this
activity. Advertisements in the directories
sometimes served as a guide in determining
whether to classify a given institution as a
private bank.
One basis for correcting overstatement of
the number of private banks in the directories
was found in Roman's Bankers Directory, the
1917 issue of which announced that bond dealers, investment houses, and brokers were no
longer tabulated with private banks as had
been done previously. As a result of this
change, the number of private banks listed in
this directory declined from 4,046 in 1916 to
1,652 in 1917.
Overstatement of the number of private
banks by bankers' directories before 1917 was
further substantiated by reports of the Bureau
of Internal Revenue for 1900-1902 in connection with tax collections under the War Revenue Act of 1898. These reports showed that
the numbers of such banks ranged from 2,000
to about 4,200 in these three years, about
1,000-3,000 fewer than the numbers in bankers' directories. Even these tax data had to be
used with some caution, however, because it
was evident that branches of banks had been
included and that there had been some misclassification of banks among the several classes. The number of private banks, according
to tax reports, was about 1,000 larger in 1901
and 1902 than the number included in the
revised series.
The number of banks for each State was
estimated on the basis of data from the sources
already mentioned. In most States the number
as reported to the Comptroller of the Currency

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was increased to take account of the additional


banks shown in bankers' directories, after adjusting the number in the latter source for
overstatement.
STATES SELECTED FOR SEPARATE
TABULATIONS OF BALANCE SHEETS

The State-by-State inspection of the data


published in various sources revealed that private banking was largely concentrated in 18
States and that most of the private banks
that did not report to public authorities were
located in these States.13 A separate balance
sheet for private banks was prepared for each
of these States for the period 1896-1933, using
the general procedure described in the following sections. In States where it was necessary
to deviate from these procedures, those used
are described in the respective State summary. The procedures used to obtain data for
private banks in these States in the 1934-1946
period were essentially the same as those for
incorporated State commercial banks as described in the section on "All State Commercial Banks, 1934-1955."14
Separate balance sheets were not constructed for private banks in other States in
the 1896-1933 period because private banking
in those States appeared to be relatively unimportant or the coverage of such banks, in the
data for all State commercial banks reporting
to the Comptroller, appeared to be adequate.
Data for private banks in these States in both
this period and the 1934-1955 period were estimated as part of the data for all State commercial banks.
MAJOR BALANCE-SHEET ITEMS

In most of the 18 States where private


banks were numerous, some reported to either
13
The 18 States are Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan,
Minnesota, Montana, New Jersey, New York, Ohio, Pennsylvania,
Texas, Virginia, and Washington.
14
Beginning with 1934, private banks are not segregated
from incorporated State commercial banks for discussion
purposes (see pp. 26-28) even though it was necessary in
1934-1946 to complete the coverage of private bank statistics
for Iowa, Georgia, Michigan, and Texas by tabulating data
for individual banks from bankers' directories. The procedures are described in the individual State summaries.

24

All-Bank Statistics

the Comptroller or the State banking authorities in most of the years 1896-1933. These
reports were invaluable bases for estimating
data for a large proportion of the private
banks for which balance-sheet statements were
not available.
Of major importance in deriving a reasonably complete balance-sheet statement for private banks in the 18 States in the 1896-1933
period was the fact that two large private
banks in New York made available to the
Board of Governors annual balance-sheet
statements for this period. Data for these two
banks, which had not been available previously, account for a substantial proportion of
all private bank assets.
The methods of obtaining aggregate balance-sheet figures for private banks in the 18
States were determined State by State. The
methods selected depended primarily on the
degree of coverage of the number and assets
of these institutions in reports of the Comptroller of the Currency or the State banking
departments and secondarily on the length of
the period for which data were not available.
Data compiled for a few States. When
data were missing for only a few years or the
number of nonreporting private banks was
small, the balance sheets were compiled from
the bankers' directories. Where the names and
locations of these institutions were known, it
was frequently possible to adjust the officially
reported data on an individual-bank basis.
This was facilitated in later years of the
period by the marked improvement in the
data shown in the bankers' directories.
Data estimated for other States. In
those of the 18 States for which data could
not be compiled, it was necessary to estimate
the data. This group of States included relatively large numbers of banks which did not
report over long intervals. In selecting the
source or sources of data that were the most
reliable, several factors were considered:
(1) Data for 1900-1902 on capital accounts of
banks by class of bank and by States, compiled by
the Bureau of Internal Revenue, provided the best

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coverage of any balance-sheet item for private banks


prior to 1909.15 These data were very useful in
determining the representativeness of the group of
private banks reporting to public authorities or
recorded in the bankers' directories during this
three-year period.
(2) Information on private bank assets by States
was especially good in 1909 as a result of efforts by
the National Monetary Commission to obtain the
best possible coverage and consistency of bank statistics for that year. Since the coverage was more
nearly complete and the reported data included
breakdowns of all balance-sheet items that were
required by the revised series, these data for 1909
provided another good check on the reliability of
figures from other sources for the early period of the
revised series.
(3) As already indicated, the proportion of
private banks reporting to the public authorities
increased substantially in most States over the period
1896-1933. The better coverage in later years provided
a basis for judging the reliability of estimates in
scattered early years and for testing their continuity
over comparatively long periods. When estimates
derived by one method showed extreme fluctuations
that could not be explained, it was necessary to
modify the method or to shift to another method
that would yield more reasonable results.

To summarize, the selection of a particular series or combination of series for estimating purposes depended in part on the adequacy
and representativeness of the data in the few
years before 1910 for which the data were
reported, and in part on the continuity of
estimated data over the entire period ctf
underreporting.
The balance sheets for private banks in
these States were estimated from data available in selected "base" years. In general, the
procedure was to calculate major asset and
liability items for the average bank in each
base year and then blow up these averages to
reflect the revised totals of all private banks
in the State. After estimates for these base
years had been made, figures for other years
were interpolated or extrapolated.
The base years most commonly used
were 1901, 1906, 1909, and 1914, but 1915,
15
For an explanation of capital accounts of private banks,
see p. 26.

United States Summary


1920-1922, 1924, 1925, 1928, and 1930 were
also used. In most States it was not necessary
to use all of them because data were available
for part of the 1896-1933 period. The available data for selected balance-sheet items from
the various sources (Comptroller of the Currency, bankers' directories, and, if possible,
the State authorities) in the base years were
tabulated and divided by the number of banks
reporting in each source to get figures representing an "average" bank. The averages in
these sources were compared to determine in
what source or combination of sources the
averages appeared to be most representative.
The figures for average capital accounts
computed from Bureau of Internal Revenue
data for 1900-1902 were used to check this
representativeness. Where it was found that
capital accounts for the average bank reporting to the Comptroller of the Currency were
about the same size as those shown in Bureau
of Internal Revenue data, it was assumed that
the sample of banks reporting to the Comptroller was representative of all private banks
in the State. In such instances the Comptroller's balance-sheet figures for each base
year were expanded on the basis of the ratio
of the number of reporting banks to the estimated total number of private banks in the
State in that year. For some States, data reported to public authorities were unsatisfactory and better results were obtained by using
data from bankers' directories.
After reasonably satisfactory estimates
had been derived for principal balance-sheet
items for base years, estimates for other years
were made by one of three principal methods.
The method selected depended on the amount
and sources of reported data for private banks
in the State in years other than base years.
(1) Wherever the data for banks reporting to
public; authorities were acceptable, and these data
showed consistent trends over a period during which
the proportion of reporting banks usually increased,
aggregate balance-sheet data were estimated by multiplying average figures for reporting banks for each
nonbase year by the revised total number of banks in
that year.

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25

(2) Where data reported to public authorities


were not adequate, data from bankers' directories
were used. If principal balance-sheet items were
available in the directories, these were tabulated to
derive the aggregate balance sheet for private banks.
In many instances, however, particularly in the
early years, the only item available in the bankers'
directories was capital accounts, and it was necessary
to estimate other items from this item. Average
capital accounts for banks reporting in the directories
were computed for each missing year, and this figure
was multiplied by the revised number of private
banks to obtain an estimate of total capital accounts.
Other major items were estimated by applying to
estimated total capital accounts, ratios of the major
items to capital accounts that were interpolated from
similar ratios for base years derived from data in
bankers' directories or in reports to public authorities;
data for years before the first base year were derived
from extrapolated ratios,
(3) Where neither public authorities nor bankers' directories provided adequate data for estimating
data for years between base years, total assets and
total liabilities were estimated by interpolating between data for base years or, in the case of years
prior to the first base year, by extrapolating the
dollar amounts of total assets and total liabilities
from that year. The principal balance-sheet items
were then obtained by applying to total assets or
liabilities, ratios of principal items to the respective
total that were interpolated between similar ratios
derived from data for base years; data for years
before the first base year were derived from extrapolated ratios.
BREAKDOWNS OF MAJOR ITEMS

In all of the 18 States the detailed breakdowns of loans, investments, cash assets, and
deposits (e.g., the breakdown of loans into real
estate, collateral, and "all other") were estimated by applying to the principal items (e.g.,
total loans) the percentage distribution computed from data reported to public authorities
in the same year or in a nearby year in which
the sample of reporting banks was adequate.
The breakdown of capital accounts of
private banks, which have no capital stock,
has been treated in two ways for the period
1896-1933 in the revised series. In those of
the 18 States where the State laws or regulations permitted or required such banks to
assign a certain portion of their total capital

All-Bank Statistics

26

accounts or net worth to "capital" and such


capital was reported separately after 1933, a
breakdown of capital accounts into "Capital"
and "Surplus and other capital accounts" was
estimated for the earlier period. For the others, where no breakdown of capital accounts
was shown after 1933 or for which it was

necessary to estimate the balance-sheet data


for the 1896-1933 period for a large segment
of the banks included, no effort was made to
supply a separate figure for capital; in these
States all capital accounts are included in the
tables for individual States under the heading
"Surplus and other capital accounts."

ALL STATE COMMERCIAL BANKS, 1934-1955


Several procedures for compiling data for
all State commercial banks (including unincorporated banks) in the 1934-1946 period
were considered, but in each case the procedures used for each State were designed to
take advantage of the data for insured banks
reporting to the Federal Deposit Insurance
Corporation. Throughout this period, as mentioned earlier, figures published by the Federal Deposit Insurance Corporation were
adjusted, where necessary, to include or exclude financial institutions in accordance
with the definition established in 1947.16 Beginning in 1947 the data in the revised series
are those compiled by the Federal Deposit
Insurance Corporation.
1934.1946. Figures for the principal
assets and liabilities of banks in each State
were tabulated by two methods. The results
of the two methods were compared and the
method that appeared, in view of the character
of the data, to provide the better results was
chosen for each State. Ultimately, one of the
two methods was used for the entire period
for some States, whereas for other States one
method was used for some years and the other
method for the other years.
In the first method, data for insured State
commercial banks published by the Federal
Deposit Insurance Corporation were combined
with data for individual noninsured commercial banks taken from statements for those
banks published in reports of the State banking department or in bankers* directories or
10

See note 1, p. B.

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Federal Reserve Bank of St. Louis

(in a few instances) from other sources. The


data used for noninsured banks in this method
were compiled by the Federal Reserve for
1934-1941; for 1942-1946 they represent
summary balance-sheet data that had been
compiled by the Federal Deposit Insurance
Corporation.
In the second method, State totals were
derived from reports or abstracts published by
the State banking department or prepared for
the Federal Reserve Banks or published in the
annual reports of the Comptroller of the
Currency, with appropriate adjustments for
the noninsured bank group, as described later.
The method or methods finally chosen
depended in large part on the data available.
A combination of data for insured and noninsured banks (the first method) was used in
most States, including the following instances:
(1) for States for which June 30 statements of
individual noninsured banks were published
in sufficient detail in the reports of the State
banking department; (2) for States where
aggregate data for June 30 were not available
in State reports; and (3) for States where
comparison of the results of the two methods
of tabulating the principal assets and
liabilities indicated substantial inconsistencies
in the data pertaining to insured banks (member and nonmember) available in records of
Federal and State banking agencies. In the
last two instances data for the major balancesheet items for noninsured banks were taken
from bankers' directories and data for minor
categories were estimated by appropriate
methods.

United States Summary


When the second method of tabulating the
data was used, a tentative balance sheet for
noninsured banks was derived by subtracting
the insured bank data from totals for all State
commercial banks reported by the State banking department to the Comptroller. Each item
in this residual balance sheet for each State
was inspected for reasonableness of the distribution of assets and liabilities in each year
and for consistency from year to year. Many
of the adjustments that were needed in the
residual balance sheet stemmed from the fact
that (1) State banking department summaries
frequently showed less detail than corresponding summaries available for insured State
commercial banks, and (2) the forms of condition reports prescribed and summarized by
State banking departments covering all State
commercial banks (insured and noninsured)
differed from those prescribed and summarized
by the Federal agencies for insured State commercial banks.
To correct the inconsistencies, the residual
balance-sheet data for noninsured banks (derived by the second method) were adjusted
in the light of the following considerations:
(1) Care was taken to have no double counting
of assets and liabilities of banks whose insurance
status changed during the year by reason of (a)
admission of noninsured banks to Federal Reserve
membership or to membership in the Federal Deposit
Insurance Corporation, or (b) the withdrawal of
banks from Federal Reserve membership or from
Federal deposit insurance coverage.
(2) Account was taken of the distribution of
assets and liabilities of all State commercial banks as
shown in summaries made by the State banking
department directly from condition reports submitted
to it by the banks. Copies of these summaries, which
had been furnished to the Board of Governors of the
Federal Reserve System for many years, were available as a basis for adjusting the summary figures
reported to the Comptroller of the Currency. These
State banking department summaries conformed, of
course, to the report forms prescribed by the department in the given year although they usually were
condensed versions of these forms. On the other hand,
the summary figures submitted by the State banking
department to the Comptroller (used in deriving the
tentative balance sheet for noninsured banks) were

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Federal Reserve Bank of St. Louis

27

reported on the standard form supplied by him, and


they necessarily reflected to some extent arbitrary
distributions of assets and liabilities reported by State
commercial banks on the particular form used in each
State.
The lack of uniform reporting by Federal and
State agencies, noted earlier, was not the sole reason
for many of the adjustments made in the residual
noninsured bank summaries. Either a State banking
department or a Federal agency may adjust a condition report (submitted on a uniform schedule to
both) for statistical purposes, usually on the basis of
correspondence with the bank. Unless such adjustments are uniform, the statistics compiled from
reports that initially were identical will differ. Resulting differences necessitated some adjustments in the
residual balance sheet. The aggregate difference for
a given item for the country as a whole would be
very small, however, because the assets and liabilities
of noninsured commercial banks are a small percentage of the totals for all State commercial banks.
(3) Where it was necessary to redistribute the
assets and liabilities of noninsured banks, estimates
were sometimes based on changes over a period of
years in distributions of these items at insured nonmember banks. Such changes were particularly useful
where the State banking department's summary
balance sheet for all State commercial banks did
not adequately classify loans, securities other than
United States Government obligations, cash assets,
or deposits.
This method of estimating was not used, however, without first determining that the noninsured
commercial banks were of the same general type as
the insured banks. If it were found, for example,
that noninsured "banks" were in reality trust companies without deposits, it was not feasible to
estimate their balance-sheet items from summary
balance-sheet data for insured nonmember banks. If
the insured nonmember and the noninsured groups
were obviously of different types, the breakdown for
noninsured banks was estimated on the basis of balance sheets of such banks for another call date in
the same year.
If, after these adjustments had been made, it
seemed desirable to test further the adequacy of the
residual balance sheet for this group of banks, a
tabulation was made of the available balance-sheet
figures for individual banks. These were obtained
insofar as practicable from the annual reports of State
banking departments, but where such official reports
were not available bankers' directories were used. If
the residual balance sheet then appeared to be inadequate, the data tabulated from individual bank
balance sheets were used.

28

All-Bank Statistics

1947-1955. The figures shown for State


commercial banks beginning with 1947 are
those compiled by the Federal Deposit Insurance Corporation from (1) summaries of condition reports of State member banks compiled,
by the Board of Governors of the Federal
Reserve System, (2) condition reports submitted to the Corporation by insured nonmember banks, and (3) similar reports for

noninsured banks collected by the Corporation


from State banking departments or the banks
themselves, or estimates for this group based
on data in bankers* directories. The figures
for this period incorporate revisions that have
been made by the Corporation from time to
time in its published figures. The aggregates
for the United States differ only slightly,
however, from those originally published.

MUTUAL SAVINGS BANKS


The problems encountered in compiling
balance-sheet data for mutual savings banks
were similar to those described for State commercial banks. Mutual savings banks existed
in only 18 States, however, and the amounts
for most of their balance-sheet items were
thus comparatively small in relation to the
totals for all banks.
In general the estimating techniques de-

scribed in the preceding sections and the


problems of selecting a particular technique
in a given instance applied equally well to
mutual savings banks. An exception was that
trends shown by other classes of banks in the
same State or in nearby States could not be
used as a guide in estimating data for mutual
savings banks because they conducted a different type of business.

17
Mutual saving-s banks operated during all or a part of
the period covered by the revised series in Connecticut, Delaware, Indiana, Maine, Maryland, Massachusetts, Minnesota,

New Hampshire, New Jersey, New York, Ohio, Oregon,


Pennsylvania, Rhode Island, Vermont, Washington, West
Virginia and Wisconsin.

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Appendix A
ALL BANKSCONTINENTAL UNITED STATES

PAGE

TABLE A-l. ASSETS, LIABILITIES, AND NUMBER OF ALL BANKS,


1896-1955
r

30

TABLE A-la. ASSETS, LIABILITIES, AND NUMBER OF ALL COMMERCIAL


BANKS, 1896-1955

34

TABLE A-2. ASSETS, LIABILITIES, AND NUMBER OF NATIONAL


BANKS, 1896-1955

38

TABLE A-3. ASSETS, LIABILITIES, AND NUMBER OF STATE COMMERCIAL


BANKS, 1896-1955

42

TABLE A-4. ASSETS, LIABILITIES, AND NUMBER OF MUTUAL SAVINGS


BANKS, 1896-1955
,

46

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Federal Reserve Bank of St. Louis

30

Continental United States

All BanksTable A-l

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available .date; partly estimated. Amounts in millions of dollars]
Loans

Loans
Year
Total

Real
estate

All.
other

Collateral

1896
1897
1696
1899

4*615
4.596
4.976
5.689

1*164
1*169
1 > 197
1*261

1*365
1.413
1*613
2*121

2*086
2*014
2*166
2*307

1900
1901
1902
1903
1904

6*093
6*914
7*664
8*257
8,545

1*342
1*445
1*564
1*697
1*805

2.215
2657
2*991
3*130
3*107

2.536
2*812

1905
1906
1907
1908
1909

9*540
10*442
11*319
10.763
11*548

1*991
2.228
2*393
2*430
2*548

1910
1911
1912
1913
1914

12*766
13*228
14*124
14,821
15*502

1915
1916
1917
1918
1919

15*976
18*263
20*902
22*863
25*132

Year
Total

Real
estate

Collateral

All
other

3*430
3*633

1920
1921
1922
1923
1924

31.189
29.236
28,000
30,734
32*030

5*516
5*857
6*386
7.329
3.239

10*033
9*203
9*036
9*658
9*949

15*640
14*176
12*578
13*747
13.842

3*600
3.765
3*911
3*671
4*016

3*949
4*449
5*015
4*662
4*984

1925
1926
1927
1928
1929

34*378
36*658
37*949
39*946
41.944

9,196
10*105
10.752
11.364
11.796

11*177
12*080
12*835
14*104
13*854

14*005
14.473
14.362
14.478
16*294

2*892
3*084
3.354
3*590
3*678

4.239
4*234
4.485
4*564
4*604

5.635

1930
1931
1932
1933
1934

40*990
35.416
28,071
' 22.337
21*309

11*780
11*626
10.857
9*954

9*141

13.695
10,999
7*388
5*455
5.342

15.515
12*791
9*826
6*928
6*826

3*875
4*108
4.504
4.578
4.709

5*168
6*149
6*957
7*460
9*329

6,933
8,006

1935
1936
1937
1938

20*240
20*640
22,435
21,033

8*691
8*487
8*610
8*689

4.740
4*752
4*902
3*806

6*809
7*401
8*923
8*538

3.109 .

5.910
6*285
6*667
7,220

9.441

10.825
11*094

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

7*050

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

577

6*413

1*921

3,703

1940
1941
19*2
1943
1944

22*311
25.273
25*063
22*2*8
25*435

7*863
9.707
10*192
8*340
9.018

475
606
578
1.1*4
2.233

778
736
647
697
2*329

593
597
570
510
506

6,694
7*033
7.156
6*932
6.727

1.940
1.969
1*891
1.713
1*564

3*968
t+ .625
tt029
1*995
1*933

1945
1946
19*7
19*8
1949

27.996
31*506
38*365
45*100
47*078

9.293
11,890
16*498
20*071
19.291

3.123
2.422
1*523
1*189
1*984

3*631
2,678
1,309
1*104
926

522
660
810
910
937

6*673
7,569
9*769
11*883
13.255

1*545
1*897
2*332
2.797
3*005

2*181
3*157
5*011
6*538
7*310

.028
.233
*113
160
.054

1950
1951
1952
1953
1954

52*001
63*841
69*7*2
77*117
81*225

19.885
26*799
28*994
31.127
31.311

1*872
1*622
2*113
1.719
2* 462

934
1*024
968
1*078
1*261

983
1*071
1*106
1*1*9
1*190

15*567
18*620
20*621
22*994
25*293

3*190
3*590
3*8*6
*200
4*625

9*179
10*444
11*511
-14*220
1*>584

.228
.632
.615
746
675

1955

91*353

33,304

2*859

1*618

1,319

29.3*4

5*288

16*497

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to the
total and are not entirely comparable with prior figures. Total loans continue to be shown net.

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917
L.125

**53

NOTE.Figures for individual classes of banks may not add to totals


for all banks because figures for each class were rounded to millions of
dollars independently.

Continental United States

31

Table A-7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1*689
1.802
1.970
2,254

506
514
533
574

584
621
673
718

599
667
764
962

1*421
1*703
1*914
2*382

136
154
152
340

568
655
717
749

717
894
*045
.293

323
331
356
354

8-048
6*432
9,216
10,679

1900
1901
1902
1903
1904

2,544
2*891
3.098
3*341
3*595

611
603
579
588
600

736
785
823
875
916

1*197
1*503
1.696
1*878
2*079

2*395
2,866
2*855
2*828
3.202

277
522
378
347
292

774
848
878
881
1.031

.344
.496
.599
>600
.879

356
366
409
475
506

11*388
13*037
14*026
14*901
15*846

1905
1906
1907
1908
1909

3.974
4080
4*284
4*456
4*746

600
620
636
722
747

959
973
1 1001
1 1017
1*131

2*415
2*487
2*647
2*717
2*868

3*455
3*635
3*848
4.043
4.499

446
520
468
432
566

1.016
1*052
1*141
1,373
1,472

1.991
2*063
2*219
2*236
2*461

542
583
663
684
696

17*511
16*740
20,114
19*946
21*489

1910
1911
1912
1913
1914

4*839
5*136
5*440
5*500
5*701

750
755
787
783
793

Iil73
I n 224
1*280
I n 340
1*407

2*916
3,157
3*373
3.377
3*501

4.543
4*842
4*925
4*653
5*125

758
520
496
491
590

1,441
1*574
1.575
1 564
1*636

2*344
2*748
2*854
2*798
2*899

774
820
883
929
1*021

22*922
24,026
25,372
26*103
27*349

1915
1916
1917
1916
1919

5*982
6*833
7*925
9*609
12*024

778
753
1349
3.243
5*425

1*477
1*636
1*727
1*708
1*695

3,727
4,442
4,849
4,658
4.904

5*300
6*385
7,250
6,837
8.286

435
778
771
872
1*740

1.477
1*486
1.489
888
965

3*388
4*121
4*990
5.077
5,581

1.105
1*216
1,463
1*788
2.161

28*363
32*697
37,540
41,097
47,603

1920
1921
1922
1923
1924

11*043
11*169
12*328
13*474
13*843

4.420
4.201
4.818
5.715
5*381

1.594
1 1-723
U843
1 1>852
2.060

5*029
5.245
5.667
5.907
6.402

8*489
6*980
7*830
7.595
9.034

2*010
1.669
1*991
1.680
2.508

1*038
679
807
770
882

5*441
4*432
5*032
5*145
5*644

2.373
2*248
2,210
2,341
2*513

53,094
49*633
50.368
54,144
57*420

1925
1926
1927
1928
1929

15*056
15*562
16*649
18*146
17.305

5.529
5.364
5*345
5.671
5.477

2.235
2.481
2i740
2i698
2*860

7.292
7.697
8,564
9.577
8,966

9.903
9*806
10.156
9*454
9.222

2*758
2*667
2*894
2*413
2,397

920
937
921
797
770

6*225
6.182
6.341
6.244
6*055

2,895
3,053
3.139
3*575
3 8 44

62.232
65.079
67*893
71,121
72,315

1930
1931
1932
1933
1934

18*090
19,973
18*406
16*125
21*262

5.373
6.601
6.937
6*229
11*308

3.031
3.472
3i256
3.178
3.256

9.686
9,900
8,213
6.718
6,698

11,201
10,405
7*407
7*793
10,158

3,663
2*531
1*376
1*510
1*102

831
851
767
641
691

6.707
7,023
5,264
5,642
6,365

4.009
4*276
3*411
3,104
3*186

74,290
70,070
57*295
51,359
55*915

1935
1936
1937
1938
1939

24*176
27*857
27.212
26.267
28*339

14*316
17,392
16.933
16*761
18,779

3*555
3.646
3i592
3.483
3,932

6.305
6,819
6,667
6,023
5*628

12,318
15*038
15*520
17*374
20.550

1*230
2*208
2*262
1*958
2*256

772
994
924
993
1,014

10,316
11*836
12,334
14,423
17,260

3.217
3*319
3.235
3*056
3.004

59*951
66*854
68*402
67*730
73,193

1940
1941
1942
1943
1944

29*040
32*667
38.954
65*674
83*329

19*705
23*559
30*320
57*774
75,775

4.161
4i206
3.952
3*751
3.628

5.174
4*902
4*682
4.149
3*926

25.603
26,785
25.595
26.696
28*195

1.607
2,527
2*701
3*560
4*136

1*111
1,366
1,413
1,563
1,576

22*885
22*892
21*481
21*573
22.483

2.775
2.599
2.318
2*111
1*083

79*729
87.324
91*930
116.729
138.842

1945
1946
1947
1948
1949

101*724
105*163
92*729
87*982
86*794

93,708
95,969
82*673
76.774
74*879

3i880
4*173
5*029
5*666
6.005

4*136
5.021
5.027
5.540
5.910

30*740
33*163
33*544
35,000
34.967

3*412
5*268
5*848
6,054
6*121

1,586
1*594
1*934
2*195
2*169

25.742
26.301
25.762
26,751
26,677

.709
697
.698
.970
.971

162.169
171.529
166.336
170,052
170,810

1950
1951
1952
1953
19S4

90*962
83*901
67.786
85*965
92.115

77*322
68*726
70.784
66,109
72t524

7*477
8 * 595
10*078
10*911
12*463

6.163
6*560
6.924
6*945
7.128

34.101
36.236
41*668
42,024
42*555

6,843
7.439
8,655
8*854
8*911

1*919
1*972
2*497
2.699
2*777

25*339
26*825
30*516
30,471
30*667

2*101
2*360
2,599
2*654
3*001

179,165
186,338
201,795
207,760
218,696

1955

92.897

71,946

13.440

7*511

42*013

9,799

2*800

29*414

3,363

229,626

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

32

Continental United States

All BanksTable A-l

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Deposits

Year

Total

Inter**"*

Other
demand

Government

Other
time

1896
1897
1898
1899

5,859
6,270
7,044
8,472

571

15

726
872
1.126

16
53
76

2,844
2,999
3*431
4*295

2.429
2.529
2*688
2*975

1900
1901
1902
1903
1904

8,922
10,374
11,103
11,612
12,341

1.261
1.437
1.498
1.479
1.756

99
99
124
147
110

4.346
5,279
5*541
5.772
6*058

3*216
3.559
3.940
4*214
4*417

1905
1906
1907
1908
1909

13*772
14.703
15.759
15*440
16.883

1,909
1.908
2,094
2.213
2.492

75
90
160
130
70

6.899
7.404
7.710
7.382
8*119

4*889
5*301
5*775
5*715
6*202

1910
1911
1912
1913
1914

17,950
18,860
20.013
20.523
21.665

2.304
2,633
2.636
2*585
2*720

54
48
58
49
66

8*567
8*629
9*220
9*252
10*309

7*025
7.550
8.099
8*637
8*570

1915
1916
1917
1918
1919

22.504
26,738
30.855
33.061
37.982

2*811
3.511
4*014
3*718
3*949

48
39
146
1*542
914

10*706
12.921
15*088
15*751
19.285

8*939
10*267
11,607
12*050
13.834

1920
1921
1922
1923
1924

41.838
38*934
41,227
44*376
47.961

3*728
2*904
3*353
3.417
4.246

261
405
158
305
185

21*579
18*934
20*112
20*835
22.076

16.270
16*691
17*604
19i819
21.454

1925
1926
1927
1928
1929

52.301
54.416
56,700
58,138
58*269

4^330
4V289
4.528
4.283
3*975

IS2
235*
232
274
375

24.332
25..010
25*265
24*864
25.169

23*457
24,882
26*675
28*717
28.750

1930
1931
1932
1933
1934

60.365
57.187
45.569
41.684
46*480

5*129
5*150
3.323
3.467
4.582

298
447
433
858
1,735

25*658
22.573
17,114
16.022
17*798

29*280
29.017
24.699
21,337
22*365

1935
1936
1937
1938
1939

51*270
58*066
59*485
59*000
64.303

5,644
6,903
6*337
6*838
8*220

820
1*144
669
596
766

21.733
26*100
27.582
26*398
29.694

23*073
23,921
24*897
25*168
25.601

1940
1941
1942
1943
1944

70*854
78,212
82.765
107.297
126.684

10*168
10.929
10*278
10,888
11.201

824
748
1*837
8.027
19*512

33.649
39*919
44*614
59.667
64.262

26*213
26*616
26*036
28*715
33.709

1945
1946
1947
1948
1949

151.128
159.293
153,375
156.373
156*488

12.587
12.309
11.682
11.436
10.938

24.385
13.415
1*367
2*180
2*304

72*535
84.838
66.044
68*769
88*015

41.621
46.731
52*282
53*988
55*231

1950
1951
1952
1953
1954

163*769
171*879
184.147
189,176
199,505

11*436
11.947
13*513
13.601
15*500

3*801
6*332
6*121
3*942
5*895

91*900
96*417
103*426
105*769
107*042

56*652
57.183
61*087
65*864
71*068

113*032

75*151

1955

Continental United States

33

Table A-lAtt Banks

[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrc wings

Other
liabilities

Capital

Amounts in millions of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
196
1899

43
34
26
25

199
197
190
, 199

54
54
78
76

1*135
1*103
1*091
1*079

758
774
787
828

8*048
8*432
9.218
10.679

12.112
12*079
12*163
12*459

1900
1901
1902
1903
1904

40
43
49
56
62

265
319
309
359
399

86
101
92
114
111

1*138
1*191
1*328
1*440
1*529

937
.009
>145
320
406

11*388
13*037
14*026
14*901
15*848

13*053
14,054
15*112
16*433
17*659

1905
1906
1907
1908
1909

63
86
115
111
97

445
510
548
613
636

165
156
200
155
123

1*573
1*673
1*769
1*828
1*882

493
*612
.723
*799
1*868

17.511
18*740
20.114
19*946
21*489

18*767
20*407
21*966
23*161
23*734

1910
19U
1912
1913
1914

162
141
155
193
238

675
631
708
722
722

151
211
227
222
221

1*989
2*027
2*069
2*155
2*183

1*995
2.106
2.200
2*286
2*320

22*922
24*026
25.372
26*103
27*349

25*151
25,815
26,472
27,285
27*864

1915
1916
1917
1916
1919

231
173
442
It314
2*210

722
676
660
61
677

263
392
595
928
1*325

2*217
2*257
2*354
2*427
2*504

2*426
2*461
2*634
2*686
2*905

28*363
32*697
37*540
41,097
47*603

28*017
28*362
26*919
29*460
29*767

1920
1921
1922
1923
1924

3*205
2*636
1*016
1*281
766

64)6
704
725
720
729

1*344
974
801
949
891

2.777
2*946
2*984
3*080
3.125

3.242
3*439
3*615
3*738
3*948

53*094
49*633
50*368
54*144
57*420

30*909
31*076
30*736
30*444
29*601

1925
1926
1927
1928
1929

850
930
851
1*594
1*710

648
6!>1
650
649
649

1*049
1*241
1*391
1*786
1*937

3.212
3.338
3.440
3*610
3*683

4*172
4.503
4*861
5*344
5*867

62*232
65*079
67*893
71.121
72*315

29,052
28*350
27*255
26*401
25*568

1930
1931
1932
1933
1934

762
485
1*282
539
169

649
636
649
727
695

2*142
1*890
1*270
1*021
706

3.997
3*749
3.356
2.943
3.510

6.375
6*123
5*1*7
4*445
4.355

74*290
70*070
57*295
51*359
55*915

24,273
22*242
19*317
14*771
15*913

1935
1936
1937
1938
1939

66
54
49
37
24

222

578
716
745
586
630

3.540
3.391
3*223
3*163
3.119

4,275
4*625
4*900
4*924
5.117

59.951
66*854
68*402
67*730
73.193

16*047
15*884
15*646
15,419
15,210

1940
1941
1942
1943
1944

19
15
16
29
87

604
656
649
638
730

3*047
3*011
2*966
2*966
3*016

5*205
5*430
5*514
5*799
6.315

79.729
67.324
91*930
116*729
136*842

15,076
14*975
14*691
14*734
14*674

1945
1946
1947
1948
1949

70
68
63
66
31

845
1*044
1*179
1*374
1*445

3*102
3*195
3*292
3.349
3.479

7*024
7.909
8*427
8.890
9*367

162*169
171,529
166*336
170*052
170*810

14*660
14*685
14,715
14,721
14*681

1950
1951
1952
1953
1954

49
76
94
114

1*750
2*148
2*516
2*679
2*672

3*583
3.726
3.927
4*059
4.229

9,994
10,509
11*111
11.732
12*435

179*165
186*338
201*795
207*760
218.896

14*676
14*636
14*596
14*533
14*464

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

55

4*547

14*308

34

Continental United States

All Commercial BanksTable A-la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Loans
Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

3.741
3.701
4*060
4.718

436

417
420
446

1.281
1*336
1*535
2.024

2*024
1*946
2.105
2*248

1900
1901
1902
1903
1904

5*065
5*835
6*521
7.052
7.299

484
545
617
698
756

2.106
2.543
2.860
2*988
2,974

2,475
2,747
3,044
3 , 366
3*569

1920
1921

1922
1923
1924

28.562
26.386
25.040
27.397
28.278

3,225
3,354
3.671
4.243
4.710

9,824
9*005
8*872
9,490
9.803

15*513
14,027
12,497
13.664
13.765

1905
1906
1907
1908
1909

8*220
9*013
9.610
9.243
10.015

870
1,026
1*111
1.104
1*199

3*468
3*611
3*758
3*541
3*891

3.882
4*376
4*941
4.598
4,925

1925
1926
1927
1928
1929

30.222
32.084
32*932
34*468
36,114

5*273
5.781
5.992
6,193
6,313

11.014
11*895
12.641
13.876
13,572

13,935
14,408
14,299
14,419
16.229

1910
1911
1912
1913
1914

11.072
11.455
12.239
12*820
13*416

1.392
1.513
1*677
1.809
1*812

4*105
4,101
4,347
4.415
4*463

5,575
5,841
6*215
6.596
7*141

1930
1931
1932
1933
1934

35*043
29*307
22,001
16,457
15,719

6*146
5.757
4,955
4*202
3.661

13*434
10.807
7,260
5,358
5,259

15,463
12.743
9*786
6,897
6,799

1915
1916
1917
1916
1919

13*834
16*067
18.581
20.571
22.814

1.960
2*122
2.395
2*484
2.609

5*024
6.001
6.612
7*329
9*188

6,850
7.944
9.374
10*758
11*017

1935
1936
1937
1936

14.950
15.600
17*471
16*126

3.494
3.530
3,727
3,863

4.670
4,695
4,651
3,759

6*786
7,375
8,893
8,506

Loans'
Commercial,

Year
Total

and
agricultural

16*411

7.029

1940
1941
1942
1943
1944

17*393
20.324
20.249
17.673
21*029

7.833
9 . 672
10*163
8.320
6*997

1945
1946
1947
1948
1949

23.697
27.159
33.679
39*866
41.028

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

others

residential
property

to

All
other

individuals

Other

770

1*144
2,232

764
724
636
690
2,323

563
569
542
485
482

2*790
3.113
3*331
3.267
3*209

1*039
1,060
1*002
661
756

9*269
11,664
16.469
20*036
19.253

3*123
2*422
1.523
1*188
1.984

3,626
2,675
1.307
1.102
924

496
636
784
877
698

3.251
4.112
5.994
7.533
6*146

44*798
54*821
59*233
65.025
67*335

19*643
26*773
26.964
31,093
31*263

1.872
1.622
2*113
1.719
2.462

932

1,074
1,256

939
1*026
1*058
1*096
1*135

75*181

33.263

2.859

1*613

1*260

475
606
578

1.022
965

. l Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to the
total and are not entirely comparable with prior figures. Total loans continue to be shown net.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

On

1.974
1.911

3,929
4,580
3*995
912
1*119

1.097
1.532
1,823
1,979

2.157
3,128
4,976
6,485
7,250

1*021
1,225
1*094
1*152
1*048

9.420
10.786
11.476
12*420
13.112

2*052
2.332
2.485
2*712
2.979

9,110
10,353
11.417
14.111
14,461

1*221
1*622
1,608
1*737
1*657

15.006

3.513

16*364

2*428

752

NOTE.Figures for individual classes of banks may not add to totals


for all commercial banks because figures for each class were rounded to
millions of dollars independently.

Continental United States

35

Table A-laA\l Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

886
1*002
1*207

die

348
358
386
435

102
113
128
157

366
415
486
615

1*330
1*604
1*800
2.264

136
153
151
339

550
638
701
732

644
813
948
1*193

278
284
308
300

6*167
6*475
7.170
8.489

1900
1901
1902
1903
1904

It410
1*676
1*821
2*016
2*226

506
525
517
542
562

169
190
199
223
259

735
961

1*105
1*251
1*405

2*274
2*740
2.731
2*706
3*066

276
521
377
345
291

756
831
862
865

1*014

1*242
1*388
1.492
1.496
1.761

310
321
354
416
444

9*059
10*572
11.427
12.190
13*035

1905
1906
1907
1908
1909

2*523
2*563
2*744
2*912
3*1S3

571
596
616
706
733

286
279
316
335
412

1*666
1*686
1*812
1.871
2*008

3.321
3.502
3*706
3*885
4.340

445
519
487
431
565

1.001
1*036
1*120
1.351
1*453

1.875
1*947
2*099
2.103
2*322

478
523
602
624
637

14*542
15*601
16*862
16.664
18*145

1910
19L1
1912
1913
1914

3.156
3*431
3*676
3*697
3*861

737
742
774
770
782

408
466
530
536
565

2*011
2*223
2*372
2*391
2*514

4.387
4*672
4*758
4.681
4*930

757
519
495
490
587

1*421
1*559
1*559
1*548
1.615

2.209
2.594
2,704
2.643
2.728

709
762
822
858
948

19.324
20*320
21*495
22*056
23*155

1915
1916
1917
1918
1919

4*156
4*870
5*837
7*478
9*521

767
740

1*300
3*043
4*864

663
786
863
924
947

2*726
3.344
3*674
3*511
3*710

5*092
6.148
7*010
6.613
8*061

434
775
768
869

1.452
1.463
1.464

1.737

3.206
3*910
4*778
4.879
5.383

1*024
1*132
1*374
1*690
2*066

24.106
26.217
32*802
36.352
42.462

1920
1921
1922
1923
1924

8*398
8*360
9*359
10*325
10*679

3*638
3*262
3.846
4*604
4*260

944

1*043
1*146
1.182
1.382

3.816
4*055
4.367
4*539
5*037

8.264
6.771
7.602
7*377
8*787

2*007
1.665
1*988
1*677
2*504

85.6
776
743
855

5.245
4*250
4*838
4.957
5*428

2*285
2*152
2*105
2*233
2*392

47*509
43*669
44*106
47*332
50*136

1925
1926
1927
1928
1929

11*755
12*224
13*165
14*466
13*683

4*454
4*414
4*494
4*933
4*872

1*527
1.723
1*912
1*999
1*955

5*774
6*087
6.759
7*534
6*856

9*663
9*568
9.901
9.215
9*004

2*755
2*683
2*890
2.409
2*394

892
911
893
768
740

6.016
5*974
6.118
6.038
5*870

2*761
2.905
2.975
3*394
3*641

54*401
56*781
58*973
61*563
62*442

1930
1931
1932
1933
1934

14*392
15*686
14*277
14*078
17*072

4*874
6.011
6*250
7*496
10*324

2*111
2*434
2*299
2*267
2*360

7*407
7*241
5*728
4.315
4.388

10*910
10*017
6*970
7.368
9*648

3*659
2*526
1*372
1*506
1.097

799
816
715
582
642

6*452
6*675
4.883
5*280
7.909

3.780
4*007
3*056
2*608
2.539

64*125
59*017
46*304
40*511
44*978

1935
1936
1937
1938
1939

19*735
23*077
22*138
21*109
23*004

12*778
15*344
14*583
14*081
15*740

2*689
2*873
2799
2i779
3>286

4*268
4*860
4*756
4*249
3*978

11.799
14.497
14.993
16.798
19.852

1.226
2*204
2*257
1*953
2.249

729
945
875
936
950

9.844
11*348
11*861
13*909
16*653

2*421
2*398
2*305
2*150
2*155

48*905
55*572
56*907
56*185
61*422

1940
1941
1942
1943
1944

23*793
27*319
33*431
59*020
74*784

16.597
20*139
26*439
52*495
68*480

3i610
31.670
3d 564
3r517
3*472

3*586
3*510
3*428
3008
2*832

24.626
25.819
24.844
25*976
27.662

1*598
2.517
2*691
3*550
4*126

037
.290
.334
485
.503

21*991
22*012
20*819
20*941
22*033

1*992
1*894
1.752
1*653
1*556

67*804
75*356
80.276
104*322
125*031

1945
1946
1947
1948
1949

90*917
92*417
79*076
73*990
72*750

84*136
84*549
70*533
64*798
63*221

3 (.778
4 1>082
4i>965
5588

5,929

3*003
3*786
3*578
3*604
3*600

30*157
32*418
32.705
34*168
34*167

3*402
5.253
5.831
6*038
6*102

1*509
1*510
1.851
2*103
2*072

25*246
25*655
25*023
26*027
25*993

1.474
1*513
1*514
1.775
1*760

146*245
153.507
146.974
149.799
149*705

1950
1951
1962
1963
195*4

76.973
71*224
75*204
72*932
79*046

65*753
58*521
61*178
58*645
63*508

7t392
8t514
9 1 844
10*533
11*930

3*828
4.1*9
4*182
3*754
3*608

33*270
37*385
40*703
41*157
41*568

6.813
7*409
8*619
8*826
8*880

1*829
1.873
2*396
2*590
2*659

24*628
28*103
29*688
29*741
30*029

1*873
2*073
2*277
2*313
2*632

156*914
165*503
177*417
181*427
190*581

1955

60.080

63*270

12*785

4*025

41.024

9.762

2*681

28*581

2*959

199*244

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

865
941

1.012

36

Continental United States

All Commercial BanksTable A-la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits
Year
Total

Inter bank

U S
* '
Government

Other
demand

Other
time

1896
1897
1896
1699

4*142
4*486
5,175
6*472

571
726
872
1*126

15
16
53
76

2*844
2.999
3*431
4*295

712
745

1900
1901
1902
1903
1904

6.792
8,114
8.713
9.107
9.739

1*261
1*437
1*498
1*479
1*756

99
99
124
147
110

4.345
5*279
5*541
5.771
6*057

1*087
1*299
1*550
1*710
1*816

1905
1906
1907
1908
1909

11*028
11*791
12*727
12*425
13*789

1,909
1,906
2,094
2,213
2*492

75
89
180
130
70

6*698
7,403
7,708
7,381
8*115

2*146
2*391
2*745
2*701
3*112

1910
1911
1912
1913
1914

14*644
15,452
16,455
16,808
17,606

2,304
2*633
2,636
2*585
2*720

54
46
58
49
66

8*566
6*625
9*217
9*249
10*306

3*720
4.146
4*544
4*925
4*714

1915
1916
1917
1916
1919

18*612
22*613
26*501
26.708
33,254

2*811
3*510
4*015
3*718
3,946

46
39
146
1*541 ,
914

10*703
12.917
15*085
15,747
19*282

5*050
6*147
7.255
7*702
9*110

1920
1921
1922
1923
1924

36,682
33*432
35,532
38*175
41*343

3,729
2*904
3.353
3,417
4,247

261
405
158
305
185

21,571
16*926
20,106
20*829
22*069

11*121
11*197
11*915
13*624
14*842

1925
1926
1927
1928
1929

45,230
46,952
48,704
49*582
49*385

4,330
4,289
4,527
4,282
3.975

162
235
232
274
375

24*325
24*993
25.257
24*657
25*160

16*393
17.435
18*688
20*169
19.875

1930
1931
1932
1933
1934

51,267
47,277
35*658
3**T8
3*T810

5,129
5*150
3,323
3*467
4*581

298
447
433
858
1*735

25*646
22.569
17*111
16*019
17*796

20*192
19*111
14*791
11*734
12*698

1935
1936
1937
1936
1939

41,462
48*116
49.345
48,814
53.894

5*644
6,903
6,336
6,838
6.220

820
1*144
669
596
786

21*731
26*096
27.578
26*367
29*691

13*267
13.975
14*762
14*993
15*195

1940
1941
1942
1943
1944

60,246
67,588
72,394
96.175
116*235

10,166
10,929
]10,278
10*888
11*201

824
748
1*837
8,026
19*511

33*646
39*915
44,611
59*661
64*254

15*608
15*996
15*668
17*600
21.269

1945
1946
1947
1948
1949

136,727
143*042
135,933
138,162
137,536

12*586
12*309
J11,681
11*435
10,938

24*384
13*413
1*365
2*176
2*302

72,526
84*624
88*030
88*754
87*999

27*231
32*496
34*857
35*795
36*299

1950
1951
1952
1953
1954

143*845
151,475
162*365
165*548
174,065

11*435
11,946
13.512
13*598
15.497

3*799
6*329
6.118
3*940
5*892

91*682
96*399
103*402
105*735
106*995

36*729
36*801
39*333
42.275
45*681

15*242

5*414

112,981

1955

819
975

Continental United States

37

Table A-laA\\ Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

Nat onjil
ba
no

Borrowings

1896
1897
1896
1899

43
34
28
25

n..
Habeas

<**"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

199
197
190
199

53
53
76
73

1*135
1*103
1*091
1*080

595
602
610
640

6*167
6*475
7.170
8*489

11*474
11,438
11*530
11*835

40
44
49
56
62

265
319
309
359
399

84
99
90
113
106

1*138
1*191
1*326
1*440
1*529

740
805
938
115
.198

9*059
10.572
11.427
12*190
13*035

12*427
13*424
14,488
15*814
17.037

1905
1906
1907
1908
1909

63
86
115
110
97

445
511
547
613
636

162
153
199
152
122

1*573
1,673
1*770
1*828
1*882

271
,387
*504
.536
619

14*542
15.601
16.862
16*664
18.145

18,152
19*786
21*361
22.531
23,098

1910
1911
1912
1913
1914

162
141
154
193
238

675
681
709
722
722

149
203
222
217
220

1*989
2*027
2*069
2*155
2*183

1.705
1*816
1*886
1*961
1*986

19*324
20*320
21*495
22*056
23.155

24,514
25*183
25*844
26.664
27,236

1915
1916
1917
1918
1919

230
173
441
1313
2*208

722
676
660
681
677

256
388
568
908
1*309

2*216
2*257
2*354
2.427
2*504

2,070
2*110
2*258
2*315
2*510

24.106
28,217
32.802
36,352
42.462

27,390
27,739
28*296
28.856
29.147

1920
1921
1922
1923
1924

3*204
2*635
1*015
1*281
766

688
703
725
719
729

1*336
963
790
937
878

2*777
2*946
2*984
3*080
3.125

2*822
2*990
3*060
3.140
3.295

47.509
43*669
44*106
47.332
50.136

30,291
30,456
30,120
29,829
28*986

1925
1926
1927
1928
1929

850
930
851
1*593
1*708

648
651
650
649
649

1*037
1*227
1*376
1,771
1*920

3*212
3*338
3*440
3*610
3.884

3*424
3*683
3,952.
4,358
4,896

54*401
56.781
58*973
61.563
62.442

28*442
27*742
26*650
25*798
24,970

1930
1931
1932
1933
1934

761
481
1*266
523
163

649
636
649
727
695

2*130
1.877
1*247
993
685

3*997
3,748
3.358
2*943
3*510

5,321
4*996
4*126
3,247
3,115

64.125
59.017
46*304
40*511
44*978

23*679
21*654
18.734
14.207
15*346

1935
1936
1937
1938
1939

61
51
46
34
23

222

559
700
730
567
609

3*540
3*391
3.224
3*183
3*119

3*061
3*312
3.562
3,567
3,777

48*905
55*572
56*907
56*185
61*422

15*488
15*329
15.094
14.867
14*667

1940
1941
1942
1943
1944

19
15
16
29
87

579
622
612
597
698

3*047
3*011
2*986
2*966
3*018

3,913
4,120
4.268
4,555
4,993

67*804
75,356
. 80*276
104*322
125.031

14*534
14*434
14.353
14.197
14.138

1945
1946
1947
1948
194?

69
86
63
65
30

797
987
1*101
1*286
1*356

3*102
3*195
3*292
3*349
3*479

5,550
6,197
6,565
6*935
7,302

146.245
153-507
146.974
149*799
149.705

14*126
14.152
14*182
14.189
14.151

1950
1951
1952
1953
1954

50
75
94
113
55

1*630
2*003
2.359
2.490
2*423

3.563
3*726
3*926
4*059
4*229

7,806
8,224
8,673
9,217
9,809

156*914
165*503
177*417
181.427
190*581

14*146
14.107
14,069
14*005
13.936

1955

150

2*676

1900
1901
1902
1903
1904

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

//

10*359

38

Continental United States

National BanksTable A-2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Loans

Loans
Year
Total

*tl

All
other

^atera,

Year
Total

Real
estate

Collateral

1896
1897
1898
1699

1.972
1*976
2.164
2.508

18
18
20
24

637
681
779
1*048

1.317
1.279
.365
436

1900
1901
1902
1903
1904

2*644
2*960
3*246
3*441
3*625

26
31
35
37
38

1.049
1.193
1.291
1.307
1.416

569
756
.920
2.097
2.171

1920

1921
1922
1923
1924

13*499
11*976
11*191
11*778
11*955

230
280
371
463
535

1905
1906
1907
1908
1909

3*928
4.236
4*66 1
4*639
4*966

41
47
52
52
57

1.522
1.567
1.640
1.808
1.939

2.365
2.622
2.970
2.779
2.990

1925
1926
1927
1928
1929

12.592
13*322
13*649
14*921
14*605

636
725
1*062
1*285

1910
1911
1912
1913
1914

5*454
5*632
5.972
6.160
6*443

65
65
75
77
114

1.985
2*004
2.134
2.167
2.294

3404
3*563
3.763
3.916
4.035

1930
1931
1932
1933
1934

14.874
13.162
10*265
6.102
7*681

1.468

1915
1916
1917
1918
1919

6.663
7.767
8.936
10.077
10*903

151
161
185
185
184

2.632
3.072
3.398
3.837
4*768

3.880
4*534
5.353
6*055
5.951

1935
1936
1937
1938

7.353
7.749
8.797
8*316

All
other

*
.

4,899

4.361

8*370
7.335

4.289
4*368
4*454

6.531

5.022
5492
5*824
6*587
5*476

6,934

7,791
6,931

1*326

5*615
4*651
3.369
2.865
2.624

1.293
1.367
1,503
1.621

2*265
2.275
2*335
1*898

3.795

1*412
1*580

1.612
1.322

6.947
6.966

7,105
6,963
7*049

7,917

5,284

3,915
3*731

4.107
4.959
4*797

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

Other
loans
to
individuals

Other

All
other

4.086

290

4*516
5.672
6*022
4,875
5.347

169
238
187
368
900

390
356
307
313
1*322

234
234
220
188
184

1.274
1*448
1*557
1*561
1.519

485
490
460
360
329

698
838

2*086
2.459
2127
590
774

12.369
14.469
1 8 . 764
22.243
22.505

5.440
6.814
9.791
11.925
11*345

1*330
1.166
769
523
694

1*872
1*394
671
558
443

183
238
307
342
348

1*562
1*984
3*139
3*988
4.320

332
518
769
920
1*009

940
1*472
2*666
3.531
3*981

710
881
652
655
626

1950
1951
1952
1953
1954

24.591
30*479
33*054
36,420
37.671

11*647
15*819
17,111
18.290
18.476

704
621
917
745
1*055

441
496
495
563 '
612

356
390
401
414
428

4.953
5.645
6.114
6.639
7.134

1.0Z6
1*189
1*270
1,390
1.547

5*053
5,759
6,335
7,916
8*083

748
969
905
1,001
910

1955

39.422

17*979

890

679

483

8*051

1*832

8*916

1,182

1940
1941
1942
1943
19*4

9.156
10*897
10.860
9.173
11*213

1945
1946
1947
1948
1949

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., Jbefore deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Continental United States

39

Table A-2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

1896
1897
1698
1899

464
484
555
652

274
279
304
346

22
24
29
36

168
181
222
270

801
982
1*129
1*428

89
101
112
229

1900
1901
1902
1903
1904

775
885
945
1*025
I f 091

418
450
460
486
514

41
51
57
63
67

316
384
428
476
510

1,400
1,681
1.665
1.633
1,740

1905
1906
1907
1908
1909

Ii204
It240
1*361
1*518
1.594

527
562
587
679
705

76
78
93
105
157

601
600
681
734
732

1910
1911
1912
1913
1914

1.575
1.724
1.822
1.845
1.870

712
717
745
752
764

149
164
179
175
176

1915
1916
1917
1918
1919

2*025
2*319
2.961
3*836
4.809

749
703
1*043
2*025
2*941

1920
1921
1922
1923
1924

4.048
3.919
4.514
5.027
5.103

1925
1926
1927
1928
1929

5*7.pjT.837
6.388
7.141
6.651

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

6 8 75_
Tib' 6?"
7,183
7 fi 31 58^

Trmi

10^69Jt

frt9

12.097
11*618
12*528
12.882

Yzr^fsr
18*584
33.632
42*130

1945
1946
1947
1948
1949

8
JS4J&

*5T?809

1950
1951
1952
1953
1954

44,132-,

44.218
41.395
41.012

4trm5

42.962
41,429
44.808

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Currency
and
coin
0

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

363
435
493
512

349
446
524
687

117
119
130
121

3,354
3*563
3,978
4*709

180
326
269
250
172

529
567
597
581
689

691
788
819
802
879

125
128
131
186
197

4*944
5.674
6*007
6*265
6.653

1*982
2,071
2,157
2,264
2.496

296
345
306
271
338

679
681
721
869
926

1.007
1.045
1.130
1.104
1.232

211
234
292
289
289

7,325
7.781
8,472
8,710
9,365

714
643
896
918
930

2.549
2.691
2,714
2,659
2*770

483
317
295
295
358

865
996
996
968
1*022

1*201
1.376
1*423
1*396
1*390

314
331
349
368
394

9*892
10,378
10*857
11*032
11*477

245
278
315
320
322

1,031
1*338
1*603
1.491
1,546

2*695
3*352
3.739
3,570
4*395

250
522
530
596
1,183

857
618
752
382
424

1*588
2.012
2.457
2*590
2.786

407
482
595
779
996

11*790
13*920
16*231
16*262
21*105

2.137
1.917
2,240
2.655
2.446

338
393
414
401
505

1573
1,609
1*660
1*971
2,152

4.493
3.535
3.969
3,660
4*455

1*406
1*106
1*251
1,023
1,468

449
373
325
290
345

2.636
2.056
2.393
2.347
2*642

1*227
1*045
959
989
1*012

23*267
20*475
20,633
21,454
22,525

2.512
2.466
2.593
2*886
2*801

594
647
743
839
636

2,595
2,724
3*052
3,414
3*012

4,789
4.768
4.978
4.736
4.279

1,605
1,568
1,635
1,412
1,228

359
359
363
314
297

2,825
2*861
2,960
3,012
2,754

1*170
1.255
1.240
1.465
1.525

24,252
25,202
26,455
28,265
27,260

2.746
3,251
3,3^7
4,026
5,847

893
1.107
1,114
1,158
1,225

3,234
3.304
2*722
2,174
2.259

5.408
4.988
3,430
4*110
5,688

1,808
1,262
692
764
633

340
367
336
286
350

3*260
3*359
2.452
3*060
4.705

1.671
1.616
1,390
1,243
1,154

28,628
27,430
22,318
20*613
23,854

7,164
6*435
6*206
7.973
8,753

1.396
1535
1,462
1,424
1,691

2*138
2,489
2.429
2*221
2,064

6*857
6,368
8,365
9,438
11*061

689
1.236
1,284
1,107
1.257

402
528
441
525
527

5.766
6.604
6.640
7.806
9*277

1*101
1.067
1.013
945
977

26*009
29,643
30*272
30.317
33*119

9,094
11,111
14,878
30,102
38*640

1*926
2,016
1,956
2*022
2*029

1*862
1.795
1*750
1.508
-1*461

13*857
14,496
14*274
15,154
15*998

960
1*512
1*671
2*258
2*509

575
703
715
793
803

12.302
12*281
11*888
12*103
12.686

921
913
846
824
802

36.816
41.228
44*584
58*783
70*143'

47,051
47,271
39,271
36,092
35,487

2,196
2.451
2*898
3.204
3.406

1,561
2.037
2*049
2*099
2,119

17,544
18,607
19,341
20,415
20,324

2*184
3,004
3*558
3,829
3.692

601
788
966
1.105
1*077

14.559
14.615
14*817
15*481
15.555

770
813
826
.028
.012

81.491
85.696
83,149
65*061
64*653

37,548
32.965
34.604
32.956
35,757

4,286
4,959
5,800
6,209
6.941

2,296
2.611
2.578
2.262
2,110

19,914
22,196
23,927
24,279
24,635

4,334
4*616
5*271
5.547
5*489

946
968
1.239
1*336
1.369

14*634
16.614
17,417
17,396
17,777

.054
,182
.290
*290
1*493

89*691
94*394
101,253
103,418
108*607

7.011

16*121

107.736

40

Continental United States

National Banks Table A-2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits

\/

Year
Total

Interbank

Government

Other

Other
time

1696
1897
1898
1899

2*141
2.386
2.799
3.599

454
597
720
933

16
16
53
76

1*603
1*700
1.943
2*443

68
73
83
87

1900
1901
1902
1903
1904

3.621
4.249
4.4 67
4.561
4.834

1.063
1.207
1*243
1.212
1*412

99
99
124
147
110

2,361
2*811
2*945
3.026
3,113

98
132
155
176
199

1905
1906
1907
1908
1909

5.406
5.691
6.188
6*328
6.932

1.547
1.545
1*686
1*823
2.037

75
90
180
130
70

3.538
3*766
3*890
3.850
4,082

246
290
432
525
743

1910
1911
1912
1913
1914

7.254
7.673
8*061
8,140
8*560

1900
2.147
2*178
2,120
2*186

54
48
58
49
66

4,266
4,394
4,611
4*603
5.107

1*014
1*084
1*214
1*368
1*201

1915
1916
1917
1916
1919

8.817
10.872
12.767
14.015
15.935

2*208
2.713
3*025
2,796
2,974

46
39
133
1*036
565

5*235
6*391
7*430
7*840
9*612

1*326
1*729
2*179
2*343
2*784

1920
1921
1922
1923
1924

17.159
15*142
16*323
16*899
18*349

2,824
2,132
2,482
2*384
2.794

174
247
102
191
121

10,676
9*068
9*628
9*570
10,175

3*485
3*695
4*111
4*754
5*259

1925
1926
1927
1928
1929

19*912
20*644
21.778
22.645
21*586

2.855
2.864
2.620
2.701
2*219

106
143
138
184
226

11*028
11*325
11,507
11*466
10*908

5*923
6*312
7.313
8*294
8*233

1930
1931
1932
1933
1934

23,235
22,164
17,428
16,742
19,896

2*850
2*862
1*814
2*000
2*767

170
234
212
448
887

11*682
10*653
8*196
6*141
9,469

8*533
8*415
7*206
6*153
6.773

1935
1936
1937
1936
1939

22,477
26,153
26,716
26*763
29.416

3,410
4*167
3,790
4*210
4.881

435
690
377
392
500

11*517
13.786
14*785
14,210
15*999

7*115
7*510
7*764
7*951
8*036

1940
1941
1942
1943
1944

33,014
37*273
40*533
54.5 90
65.585

6*083
6*589
6,497
7*156
7,402

537
516
1*146
4*542
10*746

18*189
21*812
24.737
33*715
36*214

6*205
6*356
8*153
9*177
11*223

1945
1946
1947
1948
1949

76,534
80,212
77,146
78,753
78.219

8,251
7,616
7*432
7*305
6.945

13*138
7,646
843
1*327
1*417

40*636
47*356
49*932
50*680
50*130

14*507
17*392
18*939
19*441
19*727

1950
1951
1952
1953
1954

82.430
86.589
92,7 19
94,475
99*358

7,362
7*625
8,584
8,594
9.750

2*363
3*670
3*629
2*434
3.576

52*746
55*014
58,862
60*166
60,826

19*957
20*060
21*644
23*261
25206

1955

96*631

3*099

60.917

Continental United States

41

Table 4-2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

Nat onal
ba k
no.es

Borrowings

fWmr
IU&

Surplus and
other
capital
accounts

^^

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

28
15
15
8

199
196
190
199

3
4
19
16

651
632
622
605

332
330
333
342

3.354
3.563
3*978
4*709

3*689
3*610
3*581
3*582

1900
1901
1902
1903
1904

17
18
23
29
30

265
319
309
359
399

27
26
24
51
41

622
645
702
743
767

392
417
482
542
582

4*944
5.674
6*007
6.285
6*653

3.731
4*163
4*532
4*935
5*330

1905
1906
1907
1908
1909

27
37
39
42
28

445
511
547
613
636

41
52
95
60
41

791
825
883
918
933

615
665
720
749
795

7.325
7.781
8.472
8.710
9.365

5*664
6.047
6.422
6*817
6*886

1910
1911
1912
1913
1914

70
46
59
73
91

675
681
708
722
722

43
46
46
52
55

989
1*019
1*033
1*056
1*058

861
913
950
989
991

9*892
10*376
10*857
11*032
11*477

7*138
7*270
7*366
7*467
7*518

1915
1916
1917
1918
1919

98
69
320
799
1.363

722
675
660
601
677

48
202
287
518
768

1*068
1*065
1*082
1*098
1.118

1*037
1,037
1*115
1.151
1*244

11*790
13*920
16*231
18*262
21.105

7*597
7.571
7.599
7.699
7.779

1920
1921
1922
1923
1924

2t071
1*437
444
676
310

688
704
725
719
729

728
397
294
286
222

1*224
1*273
1*306
1*328
1*333

1.397
1.522
1.541
1*546
1.582

23*267
20*475
20*633
21*454
22*525

8*024
6*150
8.244
8.236
8*080

1925
1926
1927
1928
1929

395
425
372
808
764

648
6!>1
630
649
649

328
394
418
594
589

1*369
1.412
1*473
1.593
1*626

1*600
1*676
1*764
1*976
2*046

24.252
25*202
26*455
28*265
27*260

8.066
7*972
7,790
7*685
7.530

1930
1931
1932
1933
1934

237
164
546
127
20

649
636
649
727
695

738
717
421
367
248

1*740
1,684
1*566
1,512
1,734

2*229
2*065
1,708
1.336
1.261

28*828
27*430
22*316
20*813
23*854

7*247
6,800
6*145
4*697
5.417

1935
1936
1937
1938
1939

9
3
9
10
3

222

221
327
342
278
318

1*806
1,688
1,578
1*569
1*559

1.274
1.472
1*627
1*697
1*823

26*009
29*643
30*272
30*317
33.119

5*425
5,368
5.293
5.242
5.203

1940
1941
1942
1943
1944

3
2
2
4
6

331
363
378
373
451

1*531
1*520
1*504
1*494
1*550

1.937
2*070
2*167
2*322
2.551

36*816
41*226
44 584
58*783
70*143

5.164
5,130
5,101
5*060
5*036

1945
1946
1947
1946
1949

5
24
28
43
14

491
600
679
752
805

1*620
1*679
1*766
1.800
1,904

2*841
3.183
3.530
3.733
3*911

81*491
85*698
83*149
85*081
64*853

5*015
5*012
5*012
4*996
4*967

1950
1951
1952
1953
1954

29
33
42
46
29

1,052
1*268
1*613
1.677
1*534

1*975
2*062
2*198
2*259
2*366

4.205
4.442
4.661
4,961
5.320

89*691
94*394
101*253
103*418
108*607

4.971
4.946
4.925
4.874
4.834

1955

72

1.319

2*416

5,296

107*736

4*743

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

42

Continental United States

State Commercial BanksTable A-3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Loains

.cans
Year
Total

Real
estate

All
other

Collateral

1896
1897
1898
1899

1.770
1.723
1.897
2*210

418
399
401
421

644

708

655
756
976

669
740
813

1900
1901
1902
1903
1904

2.421
2.854
3.275
3.611
3.674

457
513
581
661
718

.057
,350
,569
,681
,559

1,125

1905
1906
1907
1908
1909

4.292
4,778
5.148
4.604
5.029

829
979

1,946
2,044
2.117
1,733
1.953

1910
1911
1912
1913
1914

5.618
5*822
6*267
6*661
6.973

1915
1916
1917
1918
1919

7,171
8*300
9.645
10.494
11.912

1,060
1.052
1*141
1.327
1*448

1,602
1*733

1,698
1,809
1.961
2.210
2.299
2.425

Year
Total

Real
estate

Collateral

All
other

1,397

1920
1921
1922
1923
1924

15*063
14*410
13.849
15.620
16.323

2,995
3,074
3,300
3,780
4,175

4,925
4,644
4,582
5.122
5.349

7*143
6,692
5,967
6.718
6,799

1,517
1,755
1,971
1,819
1,935

1925
1926
1927
1928
1929

17.630
18.762
19.083
19.567
21,308

4,636
5*056
4,930
4,908
4,901

5,993
6,403
6*817
7.289
8,095

7,001
7,303
7,336
7,370
8.312

2,120
2,097
2,212
2.246
2,169

2,171

1930
1931
1932
1933
1934

20,169
16,145
11.735
8.355
8,039

4,678
4.177
3.342
2.880
2.335

7,819
6,156
3,891
2.494
2,636

7,672
5,812
4,502
2,961
3,068

2.393
2.929
3.413
3,492
4,421

2*969

1935
1936
1937
1938

7,597
7,852
8,674
7,811

2,200
2.164
2.224
2,241

2,405
2,420
2*516
1*861

2.992
3,268
3,934
3,709

907
991

1*269

2,277
2,453
2,680
3*106

3,410
4.022
4,703
5*066

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

1939

On
residential
property

Other
loans
to
individuals

Other

1,751

318

1940
1941
1942
1943
1944

3,237
9,427
9.369
6,500
9,816

3,3)6
4,000
4,141
3,445
3,650

1,332

1.001

1945
1946
1947
1948
1949

11,329
12,690
14,915
17,622
18,522

3,829
5,050
6*679
8*111
7.908

1 794
1,254
754
666
1*290

1,754
1*261

1950
1951
1952
1953
1954

20,208
24*341
26*180
28*606
29,664

8.197
10.955
11.853
12*802
12,787

1*168
1,001
1,195

1955

35,759

15,284

306
368
391
775

374
368
331
377

,516
,665
.774
.726
689

636
544
462

315
398
477
535
550
583
635
657
664
707

4.467

1,407

492
526
470
511
644

1*969

934

776

6,954

975

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to
the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

329
335
322
297
296

All
other

1.689
2.128

2.854
3.545
3.826
5,142

5,362
5,781

5,978

554
570
542
482
427

1,842
2,121
1,868
1,076
1,074

322
345

420
579
763
903
970

1,217
1.656
2.310

2.954
3.269

311
344
442
497
422

026
.143
,215
,322
,432

4,057
4.594
5*082
6*192
6,378

473
653
703
73.6
747

7,447

1,246

1,680

Note.In this table blanks indicate that amounts are either less than
$500,000 or zero.

Continental United States

43

Table A-3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
^and
*coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

355
402
447
555

75
79
81
88

80
89
100
121

200
234
266
346

528
622
671
636

46
52
40
111

187
203
208
220

295
367
423
505

160
165
178
179

2*813
2.912
3.193
3.780

1900
1901
1902
1903
1904

635
791
877
991
1.135

88
75
57
56
48

128
139
143
160
192

419
577
677
775
895

874
1.059
1*046
1*073
1*326

96
195
108
96
119

227
264
264
283
325

551
600
674
694
882

185
193
222
230
247

4*115
4.697
5.420
5.905
6.382

1905
1906
1907
1908
1909

1.319
1.322
.383
.394
.559

44
35
29
27
28

210
200
223
230
256

1,065
1,087
1*131
1,137
1.275

1.339
1.431
1*549
1*621
1*843

149
175
181
159
226

321
354
399
463
527

869
902
969
999
1,090

267
289
310
335
349

7.217
7*820
8*390
7.954
6*760

1910
1911
1912
1913
1914

.581
*708
.854
.851
1.991

24
26
29
19
18

260
302
351
360
389

1*297
1.380
1,474
1*472
1*584

1.838
1*960
2*045
2*022
2*160

274
201
200
195
230

556
561
564
580
593

1.008
1*218
1.281
1,247
1,337

395
431
472
490
555

9.432
9*941
10,638
11*024
11.679

1915
1916
1917
1918
1919

2*131
2*551
2*876
3*643
4i711

17
37
257
1.018
1.922

419
508
548
605
625

1*695
2*006
2*071
2.020
2*164

2.397
2796
3.271
3.043
3*666

183
254
238
271
553

596
644
712
483
517

1*616
1*896
2*321
2*239
2*596

617
650
779
910
1*068

12*316
14.297
16,571
18.090
21.357

1920
1921
1922
1923
192*

.350
*441
.846
.297
*576

501
*345
607
.948
813

607
650
732
780
878

2*242
2.446
2*507
2*569
2*885

3,771
3.236
3*633
3.717
4*332

601
560
737
654
1*036

562
482
451
453
510

2.608
2*194
2*445
2*610
2*786

1*058
1*107
1*145
1.244
1.381

24.242
23*194
23.473
25.878
27.612

1925
1926
1927
1928
1929

6*05^
6.387
6.777
7.324
7.032

1.942
1.948
1.900
2*044
2*071

933
1.076
1.170
1.160
1.117

3.180
3.363
3.707
4*120
3*844

4*874
4*780
4*924
4*478
4.725

1.149
1*115
1*255
997
1*165

534
552
530
455
444

3*191
3*113
3*139
3*026
3.116

1.591
1*650
1*734
1*929
2*116

30*150
31.579
32*518
33.298
35.181

7.517

2*126
2.760
2.903
3.469
4.477

1*218
1*327
1.185
1*109
1*135

4.173
3.937
3.006
2*141
2.129

5*502
5.029
3.490
3.259
3.959

1*851
1*264
680
742
463

459
449
379
296
292

3*192
3*316
2*431
2*221
3.204

2*109
2*369
1*666
1*365
1*385

35*297
31*587
23*985
19*698
21,124

10*042
9*491
10.476

5.614
6.909
6.377
6.108
6*986

1.293
1*338
1*338
1.355
1.595

2*130
2*371
2*327
2*028
1.895

4*941
6*129
6*627
7*361
8*792

536
966
973
846
. 993

327
417
434
412
423

4*078
4.744
5*220
6*103
7,376

1*321
1*330
1.292
1.205
1.177

22*896
25.929
26.635
25,868
28.303

10.9JQ
T27398
14*848
25.389
32*655

7,503
9*028
11*562
22.393
29*841

1.685
1*655
1*608
1*496
1*443

.723
,715
.678
500
.371

10*769
11.322
10*569
10*821
11.664

618
1.004
1.020
1.292
1.617

461
587
618
692
700

9.690
9,731
6*931
8.637
9.347

1.071
981
905
829
754

30.988
34,126
35*691
45.539
54,889

flfO609
34*858
32*595
31.738

37.085
37,278
31*262
28*707
27.734

1*582
1*631
2*067
2*384
2.523

*441
,700
.529
1.504
1.481

12*613
13.811
13.363
13.753
13.844

1.218
2.249
2.273
2.209
2*410

709
723
884
998
995

10*686
10.839
10,206
10,546
10,439

704
700
689
748
748

64,754
67,610
63*825
64,718
64*852

1950
1951
19S2
1953
1954

32*64Ll
30*690
32.222
31.503
34*238

28,205
25*556
26.574
25.687
27.750

3il04
3*555
4*044
4*324
4(990

1.532
1,579
1,604
1,492
1,498

13,355
15.187
16,775
16*678
16.933

2.478
2.793
3.348
3*279
3.391

883
905
1.156
1,254
1*290

9*994
11*489
12.271
12*345
12*252

619
891
987
1.022
1*139

67.223
71.109
76*164
76*009
81*974

1955

36.189

28.599

5(774

1.816

16.134

4,357

1,317

12*460

1.426

91*508

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

s~. 6 zC
7.094
6719_

/ 1 /4T"
9*037

lU.tlff

4p,|ga
1

Note.In this table blanks indicate that amounts are either less than
$500,000 or zero.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

44

Continental United States

State Commercial BanksTable A-3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figur s as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits

Year
Total

Interbank

1896
1897
1898
1899

2*. 001
2,101
2,376
2*934

1900
1901
1902
1903
1904

3,171
3,864
4,246
4,5 46
4,905

198
230
256

1905
1906
1907
1908
1909

Other
demand

Q^imt

Other
time

116

1.241

152
194

1.299
1.488
1.652

644
673
736
888

344

1.984
2.467
2,595
2.745
2.944

989
1*167
1,395
1,534
1,617

5,622
6,101
6,539
6*096
6,857

362
362
409
390
455

3.360
3.637
3.816
3,530
4.033

1*900
2*102
2,312
2*176
2,369

1910
1911
1912
1913
1914

7,390
7,780
8*394
8*667
9,246

404
486
458
464
534

4,260
4,232
4,605
4*646
5*198

2.706
3*062
3*331
3,557
3*514

1915
1916
1917
1918
1919

9,794
11*742
13,7 33
14,693
17*319

603
797

3,723
4*419
5*076
5*358
6*326

1920
1921
1922
1923
1924

129

267

989

13

922
975

506
349

5,468
6,526
7,655
7,907
9,669

19,523
18,289
19,210
21,276
22*994

904
771
871
1,032
1,453

88
158
56
115
64

10,895
9,858
10,479
11*259
11,894

7*636
7,502
7,804
8*670
9*583

1925
1926
1927
1928
1929

25*318
26.307
26,926
26*9 37
27.799

1*476
1,425
1,708

76
92
95

1*755

149

13,296
13,668
13,749
13,392
14,252

10*470
11122
11,374
11*874
11*643

1930
1931
1932
1933
1934

28,032
25,113
18.229
15,337
16,914

2,279
2,288
1,509
1*467
1*814

128
213
221
410
848

13,966
11,916
8,914
7.879
8*327

11*659
10*696
585
581
,925

1935
1936
1937
1938
1939

18,965
21,965
22*629
22*0 51
24,478

2*234
2,735
2.547

386
454
292

3.338

289

10*214
12*311
12.793
12.177
13*692

,151
465
6,997
7*042
7,159

1940
1941
1942
1943
1944

27,233
30.3 15
31.860
41.586
50,650

4.085

287

15*458
18*103
19,874
25*947
28*039

7,403
7*641
7*515
8*423
10*047

1945
1946
1947
1948
1949

60,193
62,830
58,786
59,4 08
59,319

31*888
37*468
38*097
38*074
37.870

12,724
15,104
15,917
16,353
16,571

1950
1951
1952
1953
1954

16,773
16,721
176B9
19*015
20475

1955

21*574

1,581

2,628

90

204

4,339

232

3*781
3*732
3*796

690
3,484
8,766

4*335
4,493
4,249

11*246
5,765
523

3,993

885

61,416
64,886
69.6 45
71.073
74,706

4,073
4,321

1,436
2459

5,004
5.747

1,506
2.315

39.134
41.385
44.540
45,548
46,169

82*881

6,928

2*.315

52,064

For note sue opposite page.

4*131

4*927

850

2*489

Continental United States

45

Table A-3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

Nat onail
ha
no"

Borrowings

otliatiUties

Surplus and
other
capital
accounts

^P*31

Total
liabilities
and capital
accounts

Number
of
banks

1896
1*97
1696
1899

16
19
13
16

50
49
57
58

483
471
469
475

263
272
278
297

2,813
2,912
3,193
3*780

7,765
7*828
7,949
8,253

1900
1901
1902
1903
1904

23
26
26
27
31

56
73
66
62
67

516
546
626
697
762

349
368
456
573
617

4*115
4*897
5,420
5*905
6*382

8*696
9,261
9,956
10*879
11,707

1905
1906
1907
1906
1909

36
48
76
68
68

121
101
104
93
81

782
848
687
910
949

656
722
764
787
825

7,217
7.820
8.390
7.954
8*780

12*488
13,739
14*939
15*714
16*212

1910
1911
1912
1913
1914

92
94
96
120
147

106

ItOOO

156

1,008

177

165
165

1*036

1.099
1*126

844
903
935
973
995

9*432
9*941
10,638
11,024
11,679

17,376
17,913
18,478
19,197
19,718

1915
1916
1917
1918
1919

132
104
121
513
845

208
186

1*149
1*192

302
390
541

It272
1*329
1*386

1,033
1*073
1*143
1*165
1*266

12*316
14,297
16.571
18*090
21.357

19,793
20,166
20,699
21.157
21,368

1920
1921
1922
1923
1924

1.133
1*198
571
605
456

608
566
496
651
656

1*553
1*673
1*677
1*752
1*792

1*425
1*468
1,519
1.594
1*714

24.242
23,194
23,473
25,878
27,612

22,267
22,306
21*676
21,593
20.906

1925
1926
1927
1928
1929

455
504
479
785
944

709
834
956

1*844
1*926
1*967

1*177

2.017

1*824
2*008
2*188
2*362
2*849

30*150
31,579
32.518
33.298
35*181

20*376
19*770
18*860
18*113
17.440

1930
1931
1932
1933
1934

3*092
2.933
2,418
1*909
1*854

35.297
31.587
23.985
19,698
21,124

16,432
14.854
12,589
9.310
9,931

1,766
1,641
1,935
1,869
1*954

22,896
25,929
26,635
25,868
28.303

10*063
9*961
9*601
9*625
9.464

1*975
2,050
2*101
2*233
2,442

30,988
34,128
35,691
45,539
54,889

9.370
9.304
9.252
9,137
9,102

2,708
3,014
3*056
3*203
3,391

64,754
67.810
63,625
64,718
64,852

9,111
9,140
9,170
9,191
9,164

67,223
71,109
76,164
78,009
61,974

9,175
9,161
9*144
9,131
9,102

91*508

9,037

1*332

2*257

524
317
720
395
143

1*393
1*160

2*256
2*064

825
626
437

.793
*431
,776

1935
1936
1937
1938
1939

52
47
37
25
20

338
373

,735
,703

369

*645

291

560

1940
1941
1942
1943
1944

16
13
14
24
80

248
259
234
224

1*516
1*491
1,482
1.472

248

1*469

1945
1946
1947
1948
1949

64
62
35
22
16

307

1*482

1950
1951
1952
1953
1954

21
42
52
68
26

578
735

746

1,729

613
689

1*800
1*864

3,601
3,782
3*992
4,255
4,489

1955

78

1*357

2,129

5*063

614

289

388

1*516

422
536

1*526
1*549

550

Note.In this table blanks indicate that amounts are either less than
$500,000 or zero.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.576
1*607
1*664

46

Continental United States

Mutual Savings BanksTable A-4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Loans

Loans

Year
Total

84
77
77
97

62
66
61
59

858
901
948
999
1*049

109
114
130
141
133

60
65
65
65
64

1*121
1*202
1*282
1*326
1*349

133
154
153
129
125

66
73
74
64
59

685
2*001
2*085

1*500
1*570
1*677
1*780
1*866

134
134
138
150
140

60
69
70
71
79

2*143
2*196
2*321
2*292
2f318

1*916
1*986
2.109
2*094
2*100

144
148
145
131
141

83
62
67
67
77

1898
1899
1900

1.027

1901

uoeo

1902
1903
1904

1*143
1*205
1*246

1905
1906
1907

1*320
1*429
1*509

1908
1909

*533

1910

694

1911

.773

1914
1915
1916
1917
1918
1919

Total

728
752
777
815

874
895
915
971

1696
1897

1912
1913

S5,

C*

SSL

Year

*519

1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938

co'" -

SSL

<z

2*627
2*650
2*961
3*337
3*753

2*291
2*502
2*715
3*086
3*529

210
199
165
168
146

126
149
61
83
76

4*155
4*574
5*017
5*458
5*830

3.923
4.325
4*760
5*171
5*483

162
184
194
228
282

70
65
63
59
65

5.947
6*108
6*071
5*680
5*590

5*635
5*869
5.903
5,752
5,480

261
191
126
97
83

51
48
40
31
27

5*289
5*040
4*965
4*905

5.196
4*956
4,864
4,826

70
58
51
47

23
26
30
32

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

On
residential
property

Other
loans
to
individuals

Other

21

17

3,871

912

1940
1941
1942
1943
1944

4.917
4.949
4*815
4*575
4*405

30
34
29
20
20

14
12
9
8
6

30
26
28
25
24

3*904
3.921
3*625
3.646
3*519

901
909
890
651
806

1945
1946
1947
1948
1949

4.299
4*347
4*686
5*234
6*050

25
26
29
35
36

5
4
3
2
2

24
24
26
32
39

3*422
3*457
3*775
4*349
5.108

793
600
800
974

1950
1951
1952
1953
1954

7*203
9*020
10.509
12*092
13*890

42
26
30
34
48

2
3
3
4
5

44
46
48
50
55

6.147
7.833
9.145
10.574
12.181

1955

16.172

41

59

14.339

1939

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to
the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

20
22

38
45
34
5
6

1.026

24
29
35
53
60

6
7
18
9
6

1.138
1*258
1*361
1*468
1*645

69
91
94
110
123

7
10
7
9
18

1*775

133

24

Note.In this table blanks indicate that amounts are either less than
$500,000 or zero.

Continental United States

47

Table A-4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1896
1897
1896
1899
1900
1901
1902
1903
1904

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in pr ocess
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total

482
508
544
561

230
252
277
347

91
99
115
117

1
1
1

18

1*047

158
156
147
139

17
17
17

73
81
97
99

46
47
50
55

1.881
1.957
2*048
2*190

1*134
1*215
1*277
1*325
1*370

105
78
62
46
38

567
595
624
652
657

462
542
591
627
675

121
125
124
122
135

1
1
1
1
1

18
17
16
16
17

102
107
107
105
117

46
46
55
59
63

2*326
2*466
2*599
2.711
2*814

1905
1906
1907
1908
1909

1*452
1.517
1*540
1*544
1*593

30
22
20
16
14

673
694
684
682
719

749
801
836
846
860

134
133
142
158
159

1
1
1
1
2

17
16
21
22
16

116
116
120
135
139

63
60
61
60
59

2*969
3.139
3*252
3*281
3*344

1910
1911
1912
1913
1914

1*684
1*705
1*764
1*803
1*840

13
12
13
12
12

765
759
750
804
642

1*001

906
934

987
986

156
170
167
172
196

1
1
1
1
3

20
15
16
16
21

135
154
150
155
172

64
56
61
71
73

3*598
3.706
3.877
4.047
4.194

1915
1916
1917
1918
1919

1825
1*963
2*089
2*131
2*503

11
14
50
200
561

813
851
864
783
748

1*001
1*098
1*175
1146
1*194

208
237
240
224
225

2
2
2
3
4

24
24
26
23
24

182
211
212
198
197

81
84
89
96
95

4,257
4*480
4.739
4.745
5*141

1920
1921
1922
1923
1924

2*646
2*809
2*968
3*150
3*164

783
939
971

650
680
697
670
677

1*213
1*190
1.300
1*364
1*365

225
209
228
218
247

3
3
3
3
4

26
24
31
27
27

196
182
194
188
216

88
96
105
107
120

5*586
5*964
6*262
6*812
7.284

1925
1926
1927
1928
1929

3*302
3*337
3*464
3*661
3*621

1*076

709
758
827
900
905

1*517
1*609
1*805
2*043
2*112

240
236
255
238
219

4
4
4
4
3

27
26
28
28
30

209
208
223
206
186

134
149
164
180
203

7.831
8*298
8*920
9*557
9*873

1930
1931
1932
1933
1934

3*697
4*287
4*129
4*047
4*190

499
590
687
733
984

920
957
911
896

2*278
2.659
2*485
2*403
2*310

291
388
437
425
511

4
5
5
5
5

32
35
51
59
50

255
348
381
361
456

229
269
354
496
647

10.164
11.052
10*991
10*846
10,936

1935
1936
1937
1938
1939

4*441
4*780
5*074
5*158
5*336

1*538
2*049
2*350
2*680
3*040

866
773
793
704
647

2*037
1*958
1.931
1.774
1*649

520
541
527
575
697

4
5
5
5
6

43
48
49
56
64

473
488
473
514
627

796
922
930
907
849

11.046
11*283
11.496
11*545
11.771

1940
1941
1942
1943
1944

247
.348
522
654
545

3*108
3*420
3*880
5*279
7*294

551
536
388
234
156

1*588
1*392
1*254
1.141
1*095

977
966
751
720
533

9
10
9
10
9

74
76
79
78
74

894
880
663
632
450

784
706
567
458
327

11*925
11*969
11*655
12*407
13*810

1945
1946
1947
1948
1949

10*606
12*745
13*654
13*992
14*044

9*572
11.419
12*140
11*976
11.657

102
91
65
79
77

1*134
1.235
1.449
1*937
2*310

582
745
839
632
800

10
15
17
17
19

76
84
84
92
97

496
646
738
723
684

235
164
183
194
211

15,924
18,021
19*362
20*252
21*105

1950
1951
1952
1953
1954

13*989
12.677
12*582
13*033
13*069

11*569
10*205
9.606
9.464
9*017

85
81
234
378
532

2*335
2*391
2.742
3*191
3.520

832
851
966
867
987

31
29
37
28
31

90
99
101
106
118

711
723
828
731
838

228
287
321
341
369

22*252
22*835
24*378
26*333
28*315

1955

12*818

8*676

656

3.486

989

38

119

832

403

30*362

870
916
968

1.112
1*122
970
852
738
604

11.038

NOTE.In this table blanks indicate that amounts are either less than
$500,000 or zero.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

48

Continental United States

Mutual Savings BanksTable A-4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]
Deposits
Year
Total

U. S.
Government

Interbank

Other
demand

Other
time

1896

1*717

1897
1898
1899

1.785
1.670
2 ,OOO

1900
1901
1902
1903
1904

2*129
2*261
2*390
2.505
2*602

1
1

2*129
2*261
2*390
2*504
2*601

1905
1906
1907
1908
1909

2.744
2.911
3.032
3*016
3.094

1
1
1
2
3

2*743
2*910
3*031
3*014
3*091

1910
1911
1912
1913
1914

3.306
3*407
3*558
3.715
3.859

2
4
3
3
3

3*304
3,403
3,555
3.712
3*856

1915
1916
1917
1918
1919

3.893
4*124
4,355
4*353
4.728

3
3
3
4
4

3.889
4*120
4.352
4.348
4,723

1920
1921
1922
1923
1924

5,157
5.503
5*695
6*202
6.618

1925
1926
1927
1928
1929

7.071
7,465
7,996
8,555
8.884

7
17
9
7
9

7.064
7.448
7987
,546
875

1930
1931
1932
1933
1934

9.099
9,910
9,911
9,606
9.670

11
4
3
3
3

,088
,906
,908
,603
,667

1935
1936
1937
1936
1939

9.609
9.950
10.141
10.186
10*409

2
4
5
11
3

9*807
9,946
10,136
10,175
10.406

1940
1941
1942
1943
1944

10.608
10*624
10.372
11*122
12*449

3
4
3
6
6

10*605
10*620
10*366
11,115
12*440

1945
1946
1947
1946
1949

14*400
16*251
17*442
18*211
18*949

1
2
2
3
2

9
14
14
15
15

14,390
16,235
17,425
18,193
18,932

1950
1951
1952
1953
1954

19.943
20*404
21*783
23*628
25.440

1
2
2
3

2
2
2
2
3

19
18
24
35
46

19*922
20*383
21,755
23*589
25,388

1955

27.334

51

27,277

For notu sw: opposite pape.

1
1
1
1

5*149
5.495
5.689
6,196
6*612

1
1
1

1.717
Ii784
1*670
2 000

Continental United States

49

Table A-4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in millions of dollars]

Year

National
bank
notes

Borrowings

Q,,
liabilities

., ,
CaP1*81
r

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

NumhNumber
<*
oanKs

1896
1897
1896
1899

1
1
1
2

163
171
177
188

1.881
1*957
2*048
2*190

638
641
633
624

1900
1901
1902
1903
1904

2
2
2
1
3

197
203
207
205
209

2*328
2*466
2*599
2*711
2*814

626
630
624
619
622

1905
1906
1907
1908
1909

3
3
2
2
1

222
225
218
263
249

2*969
3*139
3*252
3*281
3*344

615
621
625
630
636

1910
1911
1912
1913
1914

2
8
4
4
2

290
291
315
327
333

3*598
3*706
3*877
4*047
4*194

637
632
628
621
628

7
5
7
19
16

356
351
376
371
395

4*257
4*480
4*739
4*745
5*141

627
623
621
624
620

1
1
1

8
11
11
12
13

420
449
555
598
653

5*566
5*964
6*262
6*812
7*284

618
620
616
615
613

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924

1
1
1
2
2

"

1925
1926
1927
1928
1929

1
1
2

11
13
14
15
16

748
820
909
986
971

7*831
8*298
8.920
9*557
9.873

610
608
605
603
598

1930
1931
1932
1933
1934

1
4
16
16
6

U
13
23
28
21

1*053
1.125
1*041
1*198
1*241

10*164
11*052
10*991
10*848
10*936

594
586
583
564
565

1935
1936
1937
1938
1939

5
3
3
3
1

19
17
15
19
21

1*213
1*313
1*337
1*337
1.340

11*046
11*283
11*496
11*545
11*771

559
555
552
552
543

25
35
37
41
39

1.292
1*310
1.246
1*244
1*322

11*925
11*969
11*655
12*407
13*810

542
541
536
537
536

48
57
78
86
90

1*475
1712
1*842
1*955
2*065

15*924
18*021
19*362
20*252
21*105

534
533
533
532
530

120
145
157
189
249

2*189
2*285
2.438
2*516
2*626

22*252
22.835
24.378
26*333
28*315

530
529
529
528
528

291

2*757

30*362

528

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

1
1
1
1

NOTE.In this table blanks indicate that amounts arc either less than
*500,000 or zero.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Appendix B
REVISED SERIES AND FORMER SERIES

PAGE

TABLE B-l. TOTAL ASSETS AND TOTAL CAPITAL ACCOUNTS OF ALL BANKS
IN THE UNITED STATES, 1896-1955

53

TABLE B-2. TOTAL LOANS OF ALL BANKS IN THE UNITED STATES,


BY CLASS OF BANK, 1896-1955

54

TABLE B-3. TOTAL INVESTMENTS OF ALL BANKS IN THE UNITED STATES,


BY CLASS OF BANK, 1896-1955

56

TABLE EA. UNITED STATES GOVERNMENT OBLIGATIONS HELD BY ALL BANKS


IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955

58

TABLE B-5. TOTAL DEPOSITS OF ALL BANKS BY CLASSES AND DEMAND


DEPOSITS ADJUSTED AT ALL BANKS IN THE
UNITED STATES, 1896-1955

60

TABLE B-6. NUMBER OF BANKS IN THE UNITED STATES,


BY CLASS OF BANK, 1896-1955

62

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

TABLE B-l
TOTAL ASSETS AND TOTAL CAPITAL ACCOUNTS OF ALL BANKS IN THE UNITED STATES, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
Total capital accounts

Total assets

Revised
series

June 30

Difference excess (+},


or deficiency ( )
Comptroller
of the
Currency

Federal
Deposit
Insurance
Corp.

Revised
series

Difference excess (+),


or deficiency ( }
Comptroller
of the
Currency

8,048
8,432
9,218
10,679

+494
+610
+609
+774

1,893
1,877
1,878
1,907

+147
+152
+153
+172

11,388
13,037
14,026
14,901
15,848

+607
+714
+707
+644
+695

2,075
2,200
2,473
2,760
2,935

+169
+174
+182
+172
+190

1905
1906
1907
1908
1909

17,511
18,740
20,114
19,946
21,489

+636
+632
+515
+413
+349

3,066
3,285
3,492
3,627
3,750

+172
+170
+165
+120
+110

1910
1911
1912
1913
1914

22,922
24,026
25,372
26,103
27,349

+534
+466
+466
+462
+456

3,984
4,133
4,269
4,443
4,503

+157
+127
+105
+106
+108

1915
1916
1917
1918
1919.

28,363
32,697
37,540
41,097
47,603

+650
+537
+552
+577
+275

4,643
4,718
4,988
5,113
5,409

+120
+124
+130
+123
+103

53,094
49,633
50,368
54,144
57,420

+622
+367
+351
+510
+626

6,019
6,385
6,599
6,818
7,073

+99
+76
+73
+48
+61

1896
1897
1898
1899
1900
1901...
1902
1903
1904

1920
1921
1922
1923
1924

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

. .

. . .

*
i

Total assets

June 30

Federal
Deposit
Insurance
Corp.

Revised
series

Total capital accounts

Difference excess (+),


or deficiency ( )
Comptroller
of the
Currency

Federal
Deposit
Insurance
Corp.

Revised
series

Difference excess (+),


or deficiency ( )
CompFederal
troller
Deposit
of the
Insurance
Currency
Corp.

1925
1Q26
1927
1928
1929

62,232
65,079
67,893
71,121
72,315

+631
+699
+279
+328
+963

7,384
7.841
8,301
8,954
9,750

1930
1931
1932
1933..
1934

74,290
70,070
57,295
51,359
55,915

+1,147
+669
+430
+380
+81

10,372
9,872
8,525
7,388
7,865

1935
1936
1937
1938
1939

59,951
66,854
68,402
67,730
73,193

-103
+34
-91
-102
+44

7,815
8,016
8,123
8,107
8,236

+33
+99
-59
-20
-2

1940
1941
1942
1943
1944

79,729
87,324
91,930
116,729
138,842

+46
+24
+73
+76
+81

8,252
8,441
8,500
8,765
9,333

-2
-10
+9
+6
+17

1945.
1946
1947
1948
1949

162,169
171,529
166,336
170,052
170,810

+104
+141

10,126
11,104
11,719
12,239
12,846

+19
+20

1950
1951
1952
1953
1954

179,165
188,338
201,795
207,760
218,896

1955

229,626

-1

+i'
+6
+2
+2
+2

13,577
14,235
15,038
15,791
16,664
17,663

+76
+82
+77
+109
+138

+145
+96
+40
+56
+65

-2
+2
+1
+1
-1

TABLE B-2
TOTAL LOANS OF ALL BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
CD

All banks

Commercial banks

Difference excess (+), or deficiency ( )


June 30

Revised
series

Comptroller Federal De- Banking and


of the
posit Insur- Monetary
Currency
ance Corp. Statistics >

Mutual savings banks

Difference excess (+), or deficiency ( )

Bowser
and
Pearson *

Revised
series

Comptroller Federal De- Banking aud


posit Insurof the
Monetary
ance Corp. Statistics '
Currency

Difference excess (+), or deficiency ( )


Revised
series

CD

Comptroller Federal De- Banking and


of the
posit Insur- Monetaryl
Currency
ance Corp. Statistics

3,741
3,701
4,060
4,718

+336
+362
+328
+491

874
895
915
971

+28
+18
-5
+20

+420
+488
+476
+519
+570

5,065
5,835
6,521
7,052
7,299

+412
+471
+443
+474
+524

,027
,080
,143
,205
,246

+25
+33
+53
+67
+62

+534
+568
+578
+347
+127

+532
+568
+574
+351
+201

8,220
9,013
9,810
9,243
10,015

+484
+515
+561
+365
+184

,320
,429
,509
,519
,533

+50
+53
+17
-19
-57

12,766
13,228
14,124
14,821
15,502

+273
+217
+211
+230
+206

+239

+273
+216
+211
+231
+245

11,072
11,455
12,239
12,820
13,416

+306
+254
+246
+268
+244

+245

,694
,773
,885
2,001
2,085

-33
-37
-35
-38
-39

-7

15,976
18,263
20,902
22,863
25,132

+264
+382
+302
+370
+201

+318
+283
+380
+489
+442

+323
+291
+377
+459
+409

13,834
16,067
18,581
20,571
22,814

+292
+407
+349
+393
+219

+315
+299
+396
+498
+451

2,143
2,196
2,321
2,292
2,318

-27
-25
-47
-23
-18

+4
-16
-16
-9
-9

1920
1921
1922
1923
1924

31,189
29,236
28,000
30,734
32,030

+734
+735
+551
+749
+926

+457
+309
+373
+462
+621

+350
+248
+250
+336
+489

28,562
26,386
25,040
27,397
28,278

+698
+695
+594
+773
+950

+459
+313
+388
+474
+634

2,627
2,850
2,961
3,337
3,753

+36
+40
-42
-24
-23

-2
-4
-14
-12
-12

1925
1926
1927
1928
1929

34,378
36,658
37,949
39,946
41,944

+937
+983
+1,005
+972
+718

+649
+623
+741
+439
+363

+496
+482
+571
+463
+413

30,222
32,084
32,932
34,488
36,114

+964
+1,033
+1,053
+1.026
+689^

+662
+635
+754
+453
+376

4,155
4,574
5,017
5,458
5,830

-28
-50
-48
-54
+29

-14
-12
-13
-14
-13

1896
1897
1898
1899

4,615
4,596
4,976
5,689

+364
+380
+324
+511

1900
1901
1902
1903
1904

6,093
6,914
7,664
8,257
8,545

+438
+503
+496
+541
+586

1905
1906
1907
1908
1909

9,540
10,442
11,319
10,763
11,548

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

. . .

i.
I

1930
1931
1932...
1933
1934

40,990
35,416
28,071
22,337
21,309

+674
+409
+164
+117

+493
+131
+183

1935
1936
1937
1938
1939

20,240
20,640
22,435
21,033
21,300

-30
61
-96

+27
+4
+25
+51
20

1940
1941
1942 ...
1943
1944

22,311
25,273
25 063
22,248
25,435

-30
-38
15
+6
+16

-HI

1945
1946
1947
1948--.
1949

27,996
31,506
38,365
45,100
47,078

+22
+21

1950
1951
1952
1953
1954

52,001
63,841
69,742
77,117
81,225

1955 . . .

91,353

35 043
29,307
22 001
16,457
15,719

+623
+351
+235
+178

+504
+141
+195
+108

+51
+57
70
-61
-57

11

+19

5 947
6,108
6,071
5,880
5,590

14,950
15 600
17,471
16,128
16 411

+22
+13
-49
-81
-14

+41
+41
+39
+75
-12

5,289
5 040
4,965
4,905
4 889

-53
74
-46
-22
6

-15
-37
-13
-24
8

29
-38
24
+2

17 393
20,324
20 249
17 673
21,029

22
-29
15
+6
+15

21
-29

_|_1

9
-9

+8
+20

4 917
4,949
4 815
4 575
4,405

9
9
_7
6
-9

+17
+20

23,697
27 159
33 679
39 866
41 028

+22
+20

+25
+29

+94
+3

+32

-103

-20

-|_1

+1
+2

+2

+2
+1

+2
+1

+352

+32

+237
+134

+30
-32
-39
-79

44 798
54,821
59 233
65,025
67,335
75 181

+89

16

_j_l

-j-1

+3

+3

+2

+2

4,299
4 347
4,686
5 234
6 050
7 203
9,020
10 509
12,092
13,890

11
11
14

-16

-8
9

+1

+1

+1

16 172

For notes see p. 59.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

t
I
Cn

Oi

TABLE B-3
TOTAL INVESTMENTS OF ALL BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SEKIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
Commercial banks

All banks
Difference excess (+), or deficiency ( )
June 30

Revised
series

Comptroller Federal De- Banking and


posit Insur- Monetaryl
of the
ance Corp. Statistics
Currency

Mutual savings banks

Difference excess (+), or deficiency ( )

Bowser
and
Pearson!

Revised
series

Comptroller Federal De- Banking and


posit Insur- Monetary
of the
ance Corp, Statistics i
Currency

Difference excess (+), or deficiency ( )


Revised
series

Comptroller Federal De- Banking and


posit Insur- Monetary
of the
Currency
rance Corp. Statistics l

818
886
1,002
1,207

+8
+45
+72
+54

870
916
968
1,047

+5
+25
+38
+21

+42
+70
+58
-60
-57

1,410
1,676
1,821
2,016
2,226

+40
+69
+70
+23
+12

1,134
1,215
1,277
1,325
1,370

+6
+2
-9
-40
-32

t3
+67

+130

-11
+11
-89
+14
+138

2,523
2,563
2,744
2,912
3,153

+27
+59
+9
+36
+137

1,452
1,517
1,540
1,544
1,593

-1
-6
-14
+31

4,839
5,136
5,440
5,500
5,701

+159
+130
+127
+142
+167

+176

+123
+93
+89
+99
+169

3,156
3,431
3,676
3,697
3,861

+152
+141
+141
+157
+182

+178

1,684
1,705
1,764
1,803
1,840

+8
-11
-14
-15
-15

-2

1915
1916. . .
1917 .
1918. . .
1919

5,982
6,833
7,925
9,609
12,024

+150
+78
-16
+2
+53

+174
+226
+156
+169
+143

+169
+219
+161
+201
+177

4,156
4,870
5,837
7,478
9,521

+194
+114
+28
+45
+42

+202
+227
+159
+171
+124

1,825
1,963
2,089
2,131
2,503

-45
-36
-43
-43
+11

-29
-1
-2
2
+19

1920
1921
1922 .
1923
1924

11,043
11,169
12,328
13,474
13,843

-188
-88
-151
-132
-321

+203
+201
+118
+133
+185

+198
+157
+122
+133
+204

8,398
8,360
9,359
10,325
10,679

-117
-8
-113
-94
-267

+207
+214
+118
+140
+192

2,646
2,809
2,968
3,150
3,164

-70
-80
-39
-37
-54

-3
-13
-1
-6
-7

1925
1926
1927
1928 .
1929

15,056
15,562
16,649
18,146
17,305

-287
-219
-568
-585
-2

+76
+123
+212
-30
-13

+108
+176
+276
+364
+362

11,755
12,224
13,165
14,466
13,683

-237
-151
-529
-514
+152

+82
+131
+220
-21
-3

3,302
3,337
3,484
3,681
3,621

-49
-69
-39
-70
-155

-5
-9
-8
-8
-11

1896
1897
1898
1899

1,689
1,802
1,970
2,254

+14
+70
+110
+75

1900
1901
1902
1903
1904

2,544
2,891
3,098
3,341
3,595

+46
+71

1905
1906
1907
1908
1909

3,974
4,080
4,284
4,456
4,746

1910
1911 . .
1912
1913 .
1914

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

S
-21
+25

I
s.

1930. . .
1931
1932 . . .
1933
1934

18,090
19 973
18,406
18 125
21 262

+188
34
+236
+250
+38

+31
9
-16
+63
+16

+619
+336
+169
+251
+38

14,392
15 686
14,277
14 078
17 072

+362
+154
+302
+306
+105

+39
-1
-8
+70
+30

3,697
4,287
4,129
4,047
4,190

-175
-188
-66
-56
-67

-9
-8
-8
-7
-14

1935
1936
1937
1938
1939 .

24 176
27,857
27 212
26 267
28,339

+30
+82
+31
+15
+40

+42
+81
+57
+37
+43

+31
+78
+30

19 735
23,077
22 138
21 109
23,004

+100
+155
+135
+33
+59

+56
+96
+98
+53
+60

4,441
4,780
5,074
5,158
5,336

-70
-73
-104
-18
-18

-14
-15
-41
-16
-16

1940
1941
1942
1943 . . .
1944

29,040
32 667
38 954
65.674
83 329

+45
+34
+57
+34
+38

+44
+32
+28
+39
+45

23,793
27 319
33 431
59,020
74 784

+60
+48
+55
+33
+41

+59
+47
+44
+53
+62

5,247
5,348
5,522
6,654
8,545

-15
14
+1
+1
-3

-15
-15
-17
-14
-17

101 724
105,163
92 729
87 982
86 794

+56
+70

+63
+76
1

90 917
92,417
79 076
73 990
72 750

+57
+70

+84
+99
_1

10,808
12,745
13,654
13,992
14 044

1945
1946
1947
1948
1949
1950
1951
1952 .
1953
1954

90 962
83 901
87,786
85 965
92 115

1955

92 897

1
+2
_j_l

+2
+1

+2

+2

76 973
71 224
75,204
72 932
79 046

+2

+2

13 989
12,677
12,582
13 033
13,069

80 080

+1

+1

12,818

-1

+1

-20
-24
+1

For notes see p. 59,

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

a-fr^
x

TABLE B-4
UNITED STATES GOVERNMENT OBLIGATIONS HELD BY ALL BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
Commercial banks

All banks

Difference excess (-}-), or deficiency ( )

Difference excess (+), or deficiency ( )


June 30

Revised
series

Banking and Federal DeMonetary posit InsurStatistics ance Corp.

Bowser
and
Pearson *

Mutual savings banks

Revised
series

Banking and Federal DeMonetary posit InsurStatistics 1 ance Corp.

Bowser
and
Pearson *

Difference excess (+), or deficiency ( )


Revised
series

Banking and Federal DeMonetary posit InsurStatistics > ance Corp.

Bowser
and
Pearson *

158
156
147
139

348
358
386
435

1896
1897
1898
1899

506
514
533
574

1900
1901
1902
1903
1904

611
603
579
588
600

3
-11
-57
-68

506
525
517
542
562

+32
+16
+3
-40
-51

105
78
62
46
38

-23
-19
-14
-17
-17

1905
1906
1907
1908
1909

600
620
636
722
747

-64
-68
-99
-57
-42

571
598
616
706
733

-46
-52
-93
-54
-31

30
22
20
16
14

-17
-16

1910
1911
1912
1913
1914

750
755
787
783
793

-36

-40
-37
-39
-44
-36

737
742
774
770
782

-36

-29
-28
-30
-39
-30

13
12
13
12
12

+1

-11
-10
-9
-6
-5

1915
1916
1917
1918
1919

778
753
1,349
3,243
5,425

-34
-10
-293
-264
-388

-34
-10
-293
-264
-388

767
740
1,300
3,043
4,864

-35
-12
-245
-168
-283

-28
-5
-237
-160
-283

11
14
50
200
561

+3
-46
-95
-105

-6
-4
-55
-104
-105

1920
1921
1922
1923
1924

4,420
4,201
4,818
5,715
5,381

-163
-130
-171
-113
-211

-163
-130
-171
-113
-211

3,638
3,262
3,846
4,604
4,260

-110
-124
-135
-101
-172

-110
-113
-124
-91
-161

783
939
971
1,112
1,122

-52
-6
-37
-10
-38

-52
-17
-48
-21
-49

1925
1926
1927
1928
1929

5,529
5,384
5,345
5,671
5,477

-231
-128
-58
-209
-22

-231
-128
-58
-85
+100

4,454
4,414
4,494
4,933
4,872

-178
-137
-97
-229
-69

-167
-127
-86
-93
+63

1,076
970
852
738
604

-52
+9
+40
+19
+47

-63
-1
+29
+8
+36

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

-3
-11

5,373
6 601
6,937
8,229
11,308

124
61
+42
+30
+30

+176
+113
+179
+209
+329

4,874
6 Oil
6,250
7,496
10 324

103
3
+33
+20
+17

14,316
17,392
16,933
16,761
18,779

+58
+69
-21
+34
+36

+2 139
+2,585
+2,405

12 778
15,344
14,583
14 081
15,740

19,705
23,559
30,320
57,774
75,775

+39
+38
+21
+34
+38

1945
1946
1947
1948
1949 .

93,708
95,969
82,673
76,774
74,879

+51
+58
-6

-6

-J-2

+2

1950 ....
1951
1952
1953
1954

77,322
68,726
70,784
68,109
72,524

+2

+2

+1
+1

1930
1931
1932
1933 ....
1934
1935
1936
1937
1938
1939

...

1940
1941
1942
1943 ...
1944....

1955

;..

. .

l
1

71,946

1
Changes for 1896-1941 based on data from Board of Governors of the Federal
Reserve System, Banking and Monetary Statistics (Washington, D. C., 1943), pp. 18, 19,
and 23; beginning with 1942, from Federal Reserve BULLETIN.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

+207
+186
+189
+220
+337

499
590
687
733
984

-20
-58
+9
+10
+13

+62
+74
+20
+39
+40

1,538
2,049
2,350
2,680
3,040

4
-3
-41
5
-3

16,597
20,139
26 439
52,495
68,480

+44
+44
+28
+41
+49

3,108
3,420
3,880
5,279
7,294

-5

84,136
84,549
70,533
64 798
63,221

+67
+76
-6

-6

+1

+1

65,753
58,521
61 , 178
58,645
63,508

+2

+2

+1

+1

63,270

9,572
11,419
12,140
11,976
11,657

31
-73
10
-11
8

8
-8
-12
16
-19

11,569
10,205
9,606
9,464
9,017
8,676

+1

+1

Estimates made by Henry R. Bowser and Harold T. Pearson of the Federal Reserve
Bank of Boston.

TABLE B-5
TOTAL DEPOSITS OF ALL BANKS BY CLASSES AND DEMAND DEPOSITS ADJUSTED AT ALL BANKS IN THE UNITED STATES, 189&-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
[In millions of dollars]
All banks
Commercial bankstotal deposits
Total deposits
Difference excess (+), or
deficiency ( J

June 30
Revised
series

Comptroller
of the
Currency

Mutual savings bankstotal deposits

Demand deposits adjusted

Banking
Federal
Deposit
and
Insurance Monetaryl
Corp.
Statistics

Revised
series

Cfl

Difference excess (+}, or


deficiency ( )

Difference
from
Banking
and
Monetary
Statisticsexcess (+},
or deficiency (-} ]

Revised
series

Comptroller
of the
Currency

Federal
Banking
Deposit
and
Insurance Monetaryl
Corp.
Statistics

Difference excess (+), or


deficiency ( )
Revised
series

Comptroller
of the
Currency

5,859
6,270
7,044
8,472

+373
+483
+490
+572

2,708
2,845
3,279
3,955

-131
-26
-153
-207

4,142
4,486
5,175
6,472

+344
+436
+446
+533

1,717
1,785
1,870
2,000

+29
+48
+45
+39

1900
1901
1902
1903
1904

8,922
10,374
11,103
11,612
12,341

+413
+504
+511
+469
+511

4,069
4,757
5,163
5,425
5,766

-351
-447
-556
-537
-490

6,792
8,114
8,713
9,107
9,739

+418
+504
+501
+477
+511

2,129
2,261
2,390
2,505
2,602

1905
1906
1907
1908
1909

13,772
14,703
15,759
15,440
16,883

+467
+522
+432
+355
+256

6,453
6,884
7,222
6,950
7,553

-616
-620
-650
-434
-215

11,028
11,791
12,727
12,425
13,789

+460
+519
+455
+406
+307

2,744
2,911
3,032
3,016
3,094

-If
-50

1910
1911
1912
1913
1914

17,950
18,860
20,013
20,523
21,665

+411
+332
+349
+435
+362

+409

7,809
8,109
8,724
8,761
9,719

-445
-559
-432
-379
-363

14,644
15,452
16,455
16,808
17,806

+466
+385
+400
+490
+419

+416

3,306
3,407
3,558
3,715
3,859

-55
-54
-51
-55
-57

1P15 .
1916
1P17
1918
1P19

22,504
26,738
30,855
33,061
37,982

+541
+367
+497
+607
+426

+610
+519
+597
+688
+509

10,271
12,143
14,317
14,879
17,545

18,612
22,613
26,501
28,708
33,254

+600
+431
+566
+676
+450

+619
+534
+616
+697
+515

3,893
4,124
4,355
4,353
4,728

1920
1921
1922
1923
1924

41,838
38,934
41,227
44,376
47,961

+382
+475
+276
+314
+454

+556
+429
+413
+434
+670

19,569
17,265
18,121
19,155
19,568

+443
+170
+816
+36
-79
__47
+152
+76
+197
+156

36,682
33,432
35,532
38,175
41,343

+413
+548
+361
+402
+529

+568
+445
+427
+450
+687

52,301
54,416
56,700
58,138
58,269

+503
+559
+164
-44
+601

+660
+680
+903
+347
+328

21,574
22,323
22,371
22,451
22,772

+198
+323
+388
+192
+232

45,230
46,952
48,704
49,582
49,385

+584
+673
+245
+73
+720

+678
+699
+923
+367
+349

1896
1897
1898
1899

1925
1926
1927
1928
1929

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

..

....

. .

-6
+1

Federal
Banking Historical
Deposit
and
Statistics
Insurance Monetary
of the
Corp.
Statistics > United
States -

+7
-51

-52
-51
-97
-51

-58
-65
-68
-69
-24

-8
-16
-18
-9
-6

-52
+22
+16
-29
-4

5,157
5,503
5,695
6,202
6,618

-30
-72
-85
-87
-75

-11
-15
-14
-15
-17

+99
-65
-123
-71
-75

7,071
7,465
7,996
8,555
8,884

-81
-113
-81
-118
-119

-18
-18
-20
-21
-21

-81
-60
-44
-113
-20

I
I

+44

9,809
9,950
10,141
10,186
10,409

-111
-110

+101

+143
+205
+248
+231
+105

-21
-21
+16
-23
-24

-63
-60
-23
+35
+24

+107
+116

+107
+116

10,608
10,624
10,372
11,122
12,449

-23
-24
+1

+24
+23
+21

+3

-23
-24
-23
-19
-22

+26
+20
+18

14,400
16,251
17,442
18,211
18,949

+4
+3

-26
-30

+18
+18
+17
+17
+1

19 943
20,404
21,783
23,628
25,440

+112
+122
+127

+70

+81

+83

41,462
48,118
49,345
48,814
53,894

+84
+92
+99
+72
+73

+84
+92
+58
+75
+79

32 042
37,392
41,913
56 107
60,126

+80
+75
+43
+68
+61

60,246
67,588
72,394
96,175
116,235

+90

+95

69,123
79,570
82 196
82,715
81 894

+70
+94
+10
+18
+17

136,727
143,042
135,933
138,162
137 538

+85

85 057
88 978
94,771
96 915
98,131

+17
+18
+17
+17

143 845
151 475
162,365
165 548
174,065

51,270
58 068
59,485
59,000
64 303

-68
+10
-8
-44
+77

1940
1941
1942
1943
1944

70 854
78 212
82,765
107 297
128,684

1945
1946
1947
1948
1949

151 128
159,293
153 375
156,373
156 488

1950
1951
1952
1953
1954

163 789
171 879
184,147
189 176
199 505

+45

+122

+124

+26
+20
+18

+26
+20
+18

+19
+19
+17
+17

+19
+19
+17
+17

103,233

Changes for 1896-1941 based on-data from Board of Governors of the Federal
Reserve System, Banking and Monetary Statistics (Washington, D. C., 1943) pp. 18, 19,
and 23; beginning with 1942, from Federal Reserve BULLETIN.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

-18
-18
-16
-15
-21

20,503
23,892
25,320
24,440
27,438

1935
1936
1937
1938
1939

208 845

-117
-125
-128
-107
-110

+121
+184
+263
+208

+537
+285
+158
+152

9,099
9,910
9,911
9,606
9,670

51,267
47 277
35,658
32,078
36,810

+734
+577
+408
+371
+79

1955

+556
+303
+174
+167
+66

+289
+210
+113
+101
+2

60 365
57 1S7
45 569
41,684
46,480

....

+852
+702
+536
+478
+189

21,995
20 042
15,738
14,512
16,696

1930
1931
1932
1933
1934

+120

+65
-21

+82
+95

+99
+72
+70
+121

+102

+26
+20
+18
+18
+18
+17
+17
+1

181,512

+120
+152

-72
-23
-24

+1

-107
-124
-129
-154
-133

+1

27,334
2

A supplement to Statistical Abstract of the United States (U. S. Department of


Commerce, 1949), p. 271.

TABLE B-6
NUMBER OP BANKS IN THE UNITED STATES, BY CLASS OF BANK, 1896-1955
REVISED SERIES COMPARED WITH SERIES PREVIOUSLY AVAILABLE
All banks

Commercial banks
Difference excess (+), or deficiency ( )

Difference excess (+), or deficiency ( )


June 30

Revised
series

CompBank-ing
troller
Bowser
and
Monetary
and
of the
Currency Statistics ' Pearson*

12,112
12,079
12,163
12,459

+2,643
+2,622
+2,664
+2,728

13,053
14,054
15,112
16,433
17,659

+2,676
+2,666
+2,716
+2,778
+2,840

+2,676
+2,664
+2,716
+2,740
+2,840

-2,085
-1,709
-1,671
-1,919
-1,665

18,767
20,407
21,986
23,161
23,734

+2,389
+2,534
+2,276
+1,858
+1,255

+2,389
+2,534
+2,276
+1,858
+1,255

-2,492
-2,440
-1,987
-2,261
-2,898

25,151
25,815
26,472
27,285
27,864

+2,093
+1,472
+ 1,329
+1,338
+1,151

+2,093
+ 1,472
+ 1,329
+1,338
+1,128

28,017
28,362
28,919
29,480
29,767

+1,005
+902
+ 1,052
+661
+703

+1,506
+1,512
+ 1,456
+1,389
+1,278

1920
1921
1922
1923
1924

30,909
31,076
30,736
30,444
29,601

+831
+328
+411
+332
+320

1925
1926
1927
1928
1929

29,052
28,350
27,255
26,401
25,568

+279
+269
+261
+256
+308

1896
1897
1898
1899
1900
1901
1902
1903
1904

. .

...
. .

1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Digitized for FRASER


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Federal Reserve Bank of St. Louis

. . . .

, .

....

Other
series *

Bankers'
directories *

Mutual savings banks

Revised
series

Banking
Compand
troller
Monetary
of the
Currency Statistics '

Branch,
Group,
and
Chain
Banking
Committee'

11,474
11,438
11,530
11,835

+2,682
+2,649
+2,690
+2,759

-304
-398
-390
-653

12,427
13,424
14,488
15,814
17,037

+2,702
+2,696
+2,749
+2,816
+2,886

-1,498
-1,450
-1,191
,428
- ,744

18,152
19,786
21,361
22,531
23,098

+2,442
+2,591
+2,329
+1,904
+1,261

-1,871
-2,628
-2,483
-2,206
-2,135

24,514
25,183
25,844
26,664
27,236

+2,094
+1,475
+1,331
+1,340
+1,157

+1,006
+902
+1,052
+661
+703

-2,027
-2,129
-198
+22
-429

27,390
27,739
28,298
28,856
29,147

+1,008
+901
+1,053
+662
+705

+1,194
+657
+650
+617
+605

+831
+328
+411
+332
+320

-683
-618
-565
-434
-1,187

30,291
30,456
30,120
29,829
28,988

+573
+496
+490
+457
+455

+279
+269
+261
+256
+308

-889
-896
-625
-577
+111

28,442
27,742
26,650
25,798
24,970

+2,500
+2,556

-1,881

+ 2 ;m+ 1,288

Other
series *

+2,531

Difference excess (+),


or deficiency ( )

Revised
series

Banking
Compand
troller
Monetary
of the
Currency Statistics

638
641
633
624

-39
-27
-26
-31

626
630
624
619
622

-26
-30
-33
-38
-46

615
621
625
630
636

-53
-57
-53
-46
-6

-641
1 ,092
-965
-857
-842

637
632
628
621
628

-1
-3
-2
-2
-6

+1,515
+1,522
+1,467
+1,399
+1,288

-692
-53
+137
-93
-95

627
623
621
624
620

-3
+1

+833
+331
+414
+335
+320

+1,204
+668
+662
+628
+616

-104
-203
-70
-141
-128

618
620
616
615
613

-2
-3
-3
-3

+280
+281
+274
+269
+321

+584
+507
+501
+468
+466

-112
-84
-51
-64
+27

610
608
605
603
598

-1
-12
-13
-13
-13

,821
,303
,477
,665
,616

+2,575

+2,259
+1,294

-2

Other
series4

-31
-19

-88
-6

-12
-9
-10
-11
-10
-10
-10

-11

-12
-11
-11

-11
-11
-11
-11
-11

+121
+120
+116
+114
+121

128
131

1945
1946 ..
1947
1948
1949 ....

14,660
14,685
14,715
14,721
14,681

+118
+118

+118
+118

110
126
-103

1950
1951
1952
1953
1954

14,676
14,636
14,598
14,533
14,464

..

1955

....

14,308

-1
+2
+1
+2

-i

-4

-141
110
-128

92

-101

91

94
-99

69
-79
85
-77
66

_1
+2
+1
+2
1

-4

77

1
Changes for 1896-1941 based on data from Board of Governors of the Federal
Reserve System, Banking and Monetary Statistics (Washington, D. C., 1943), pp. 18, 19,
and 23; beginning with 1942, from Federal Reserve BULLETIN.
* Estimates made by Henry R. Bowser and Harold T. Pearson of the Federal Reserve
Bank of Boston.
* Homan's, 1899-1918; Rand McNally, 1919-1955.
* Differences for the period through 1909 are based on data published by the National

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

+131
+128
+118
+115
+120

+130
+129
+125
+122
+129

542
541
538
537
536

9
9

9
9
9
8
8

+118
+118

+126
-r-ijo
+126

14 126
14 152
14,182
14 189
14,151

+122
+119
+118
+115
+120

.
...

+132
+119

10
10
11
10
9

14,534
14 434
14,353
14,197
14 138

15,076
14,975
14,891
14,734
14,674

1940
1941
1942
1943
1944

+76

+78
+53

-12
-11
12
10
-9

+146
+131
+143
+131

+107
+120
+127

-16

559
555
552
552
543

15 488
15,329
15,094
14 867
14,667

+135
+119
+133
+122

+73

+118
+130
+136

+14
+3

+48

..

14,146
14,107
14 069
14,005
13 936
13 780

+36
+27
+24
+72

10
10
-9
10
11

+273
+247
+225
+218
+86

16,047
15,884
15,646
15,419
15,210

1935
1936
1937
1938
1939

+261
+235
+271
+252

-12
-12
-11
12
-13

23,679
21 654
18,734
14 207
15 348

+261
+235
+214
+206

+418
+335
+276
+248

594
588
583
564
565

+118
+186
+277
1 231
-281

24,273
22,242
19,317
14 , 771
15,913

1930
1931
1932
1933
1934

+60

+428
+345
+285
+258
5

+10
+86

+2
+1

-1
-r-2
+1

+2

+2

_i

1
-4

-4

534
533
533
532
530

8
8

530
529
529
528
528
528

Monetary Commission; those for later years, on data published by the Federal Deposit
Insurance
Corporation.
6
Data compiled by Federal Reserve Committee on Branch, Group, and Chain
Banking.
NOTE.In some instances after 1946 the differences between (1) the revised series
and (2) data published by the Federal Deposit Insurance Corporation and the series
labeled "Banking and Monetary Statistics" (published currently in the Federal Reserve
BULLETIN) are the result of rounding.

Appendix C
REPORTS OF STATE BANKING AUTHORITIES

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Federal Reserve Bank of St. Louis

Appendix C

67

REPORTS OF STATE BANKING AUTHORITIES


[Includes the latest current reports that were used in compiling the revised series for all banks in the United States. Most of the reports
arc annual, but some cover other periods. Alabama, Arizona, Michigan, Minnesota, Montana, Oklahoma, Pennsylvania, Tennessee, Texas,
and Wyoming are not included because the banking authorities in these States no longer publish such reports. Current data for banks in
these States may be obtained from abstracts available from their respective State banking departments.)

State

Frequency of report, and title

Latest
report used

Semiannual
Louisiana

Reports of the State Banks, Savings Banks, and Trust Companies

June 30, 1955

Annual
Arkansas
California
. ..
Connecticut
Delaware
District of Columbia . .
Florida
Georgia
Idaho . . .
Indiana
Iowa
..
Kentucky
Maryland
Massachusetts
New Hampshire . .
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oregon
Rhode Island
South Carolina
Vermont .
Virginia
Washington
West Virginia
Wisconsin

Report of the Bank Commissioner.


Report of the Superintendent of Banks
.
....
....
Report of the Bank Commissioner.
Report of the State Bank Commissioner
Report of the Comptroller of the Currency .
Report of the Comptroller of the State
Report of the Superintendent of Banks
Report of the Department of Finance
.
...
Report of the Department of Financial Institutions
Report of the Superintendent of Banking
..
Report of the Commissioner of Banking , .
..
Report of the Bank Commissioner
Report of the Commissioner of Banks
Report of the Bank Commissioner
..
...
....
Report of the Commissioner of Banking and Insurance
(Bureau of Banking)
Report of the State Bank Examiner
...
Report of the Superintendent of Banks (3 parts)
Report of the Commissioner of Banks
..
Report of State Examiner to the State Banking Board
Report of the Division of Banks (Department of Commerce)
Report of the Superintendent of Banks. . . .
Report of the Banking Bureau to the General Assembly
(Department of Business Regulation)
.
.
Report of the State Banking Department
Report of the Bank Commissioner
..
....
Report of the State Corporation Commissioner
Report of the Supervisor of Banking
Report of the Commissioner of Banking
,
....
Report of the Condition of State Banks, Mutual Savings Banks, Trust
Companies,, and National Banks

1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955
1955

Biennial (fiscal years unless otherwise indicated)


Colorado
Illinois
Kansas.
. ..
Maine
Mississippi
Missouri
Nebraska
Nevada.
.....
South Dakota
Utah
1

Calendar years.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Report of State Bank Commissioner


Report of the Auditor of Public Accounts . .
....
Report of the Bank Commissioner
Report of the Bank Commissioner
Report of the Department of Bank Supervision . . . .
Report of the Department of Business and Administration
Report of the Department of Banking . . .
...
Report of the Superintendent of Banks
Report of the Superintendent of Banks
Report of the Bank Commissioner
1

1955-56
2
1956
1954-56
1954-56
1
1954-55
2
1956
1953-55
1954-56
1954-56
1954-56

Includes data for fiscal years ending June 30, 1955 and 1956.

Appendix D
NONLICENSED BANKS, 1933

AND 1934

PAGE
TEXT

71

TABLE D-l. SELECTED ASSETS AND LIABILITIES AND NUMBER


OF ALL NONLICENSED BANKS, BY STATES,
JUNE 30, 1933

72

TABLE D-2. SELECTED ASSETS AND LIABILITIES AND NUMBER


OF ALL NONLICENSED BANKS, BY STATES,
JUNE 30, 1934

74

TABLE D-3. SELECTED ASSETS AND LIABILITIES AND NUMBER


OF NONLICENSED NATIONAL BANKS, BY STATES,
JUNE 30, 1933..,

76

TABLE D-4. SELECTED ASSETS AND LIABILITIES AND NUMBER


OF NONLICENSED NATIONAL BANKS, BY STATES,
JUNE 30, 1934

78

TABLE D-5. SELECTED ASSETS AND LIABILITIES AND NUMBER


OF NONLICENSED STATE BANKS, BY STATES,
JUNE 30, 1933

80

TABLE D-6. SELECTED ASSETS AND LIABILITIES AND NUMBER


OF NONLICENSED STATE BANKS, BY STATES,
JUNE 30, 1934

82

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Federal Reserve Bank of St. Louis

N O N L I C E N S E D B A N K S , 1933

1934

district: (1) State member banks that were


not licensed as of Marefa 15, 1933, (2) nonmember banks thai were not licensed as of
April 12, 1933, and (3) the date when each
bank was licensed or placed in liquidation or
receivership.
From these compilations it was possible
to ascertain which banks were not licensed as
of June 30, 1933 and 1934. This list was
reconciled with information collected by the
Federal Deposit Insurance Corporation m its
survey of banks for insurance purposes and
with lists published in the reports of some of
the State banking departments.
The major assets and liabilities of nonlicensed State banks were obtained from State
banking department reports and from bankers'
directories. For most banks the data are for
June 30, 1933 and 1934, as compiled and
reported by the State banking authorities. For
the others the data are for the call date prior
to March 15, 1933.
In a few States the Federal Deposit Insurance Corporation insured some nonmember
banks before they were licensed; the Corporation included data for these nonlicensed banks
in its summary call report of active insured
banks for June 30, 1934. Accordingly, for this
study, the data for these banks are included
in the active-bank data and are excluded from
the data for nonlicensed banks.
There were only a few nonlicensed mutual
savings banks and they were not large. The
number and balance-sheet data for these banks
have been combined with data for State
commercial banks in Tables D-5 and D-6.

As the United States Summary indicates,


both the revised all-bank series and the series
previously available exclude banks in liquidation or receivership, suspended banks, and
banks not licensed after the banking holiday
in March 1933. A large number of banks were
not licensed after the banking holiday, but
emergency regulations permitted these banks
to pay out a portion of their old deposits
under prescribed restrictions and to receive
new deposits subject to withdrawal without
restriction. A separate abbreviated balance
sheet covering such banks has been constructed
for June 30, 1933 and 1934. A few nonlicensed
banks continued to exist for several years after
1934, but their assets and liabilities were not
large enough to warrant tabulation; they have
been excluded from the data for active banks
until the date of their activation.
Data for selected assets and liabilities and
the number of all nonlicensed banks as of June
30, 1933, and June 30, 1934, by States, are
shown in Tables D-l and D-2; for nonlicensed
national banks, in Tables D-3 and D-4; and
for nonlicensed State banks, in Tables D-5
and D-6, respectively.
The data for nonlicensed national banks
were obtained from compilations made in 1933
and 1934 by the Comptroller of the Currency.
They include the amounts of unrestricted deposits and related assets held by these banks.
Such data are not available for nonlicensed
State banks.
A list of nonlicensed State banks was
obtained from special compilations made by
the Federal Reserve Banks in 1933 and 1934.
These compilations showed for each Reserve

Digitized for FRASER


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Federal Reserve Bank of St. Louis

AND

71

TABLE D-l

I
I

SELECTED ASSETS AND LIABILITIES AND NUMBER OF ALL NONLICENSED BANKS, BY STATES, JUNE 30, 1933
[Amounts in thousands of dollars]
Assets
State

Total
assets
Total
liabilities
and
capital
accounts

GO

Liabilities
Other i

Capital

Other
capital
accounts

Number
of
banks

Investments

Cash assets

1,614,496

885,111

332,183

294,627

3,126,417

2,207,480

242,780

228,096

265,598

182,463

9,767
35
8,134
9,639
6,734

2,714
208
2,188
8,385
5,007

2,284
42
2,119
2,394
3,213

1,673
70
1,223
2,306
1,427

16,438
355
13,664
22,724
16,381

10,383
282
8,670
16,137
11,007

713

2,002
2,459
1,626

2,020
43
220
716
1,011

1,832
25
2,046
2,630
2,113

1,490
5
726
782
624

28
1
61
28
46

Connecticut
Delaware
District of Columbia
Florida
Georgia

732
318
24,866
4,363
4,359

379
217
9,607
3,793
2,828

143
27
4,294
1,247
956

29
56
8,283
2,260
1,597

1,283
618
47,050
11,663
9,740

935
482
32,414
7,464
4,558

88
12
6,500
1,015
881

1,288
879
2,019

150
75
4,365
1,405
1,365

110
49
2,483
900
917

1
2
12
25
11

Idaho . . .
Illinois
Indiana .
Iowa
Kansas. .

534
68,877
71,715
77,869
6,567

1,065
47,161
34,361
32,124
2,631

595
17,733
17,999
20,107
2,109

224
12,535
14,501
12,519
1,235

2,418
146,306
138,576
142,619
12,542

1,937
106,453
96,526
107,411
8,737

13
3,376
11,091
11,327
1,059

150
12,883
9,384
2,995
846

230
14,546
14,640
13,784
1,370

88
9,048
6,935
7,102
530

5
153
150
349
31

11,714
34,359
74,197
111,541
21,360

5,746
11,765
41,046
70,069
20,837

2,421
4,716
13,923
17,497
5,925

1,415
2,915
8,434
17,409
3,604

21,296
53,755
137,600
216,516
51,726

14,303
37,030
108,845
152,768
38,288

1,410
8,348
2,876
20,203
963

1 ,960
2,081
12,460
14,415
5,412

2,458
4,276
6,538
15,052
3,400

1,165
2,020
6,881
14,078
3,663

25
35
31
67
19

239,955
9,208
3,421
44,168
1,883

117,878
5,339
1,415
30,112
1,577

51,549
1,635
1,057
14,106
823

60,339
1,517
562
6,358
523

469,721
17,699
6,455
94,744
4,806

319,856
13,055
4,677
65,719
3,428

7,131
1,958
176
9,291
315

83,131
576
648
3,643
159

36,112
1,548
582
10,932
720

23,491
662
372
5,159
184

315
57
17
166
13

18,366
634
2,284
81,161
3,598

7,781
571
3,165
49,293
3,291

6,627
296
731
9,808
1,215

3,242
59
602
12,118
792

36,016
1,560
6,782
151,880
8,896

26,929
1,242
5,391
96,691
6,789

1,153

560
52
397
5,104
569

4,949
125
450
11,145
775

2,425
141
325
11,840
416

178
3
5
63
5

Loans

United States
Alabama
Arizona
Arkansas
California
Colorado

Kentucky .
Louisiana
Maine
Maryland
Massachusetts

....
....

"
.

Michigan
Minnesota
Mississippi .
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

. ..

Other

Deposits

Borrowings

219
27,100
347

3,084

New York
North Carolina
North Dakota.
Ohio
Oklahoma

84 , 892
13,920
5,369
101,454
6,555

68,551
3,667
3,124
45,968
5,482

17,984
3,075
1,380
16,855
2,753

13,409
2,429
1,434
15,602
1,400

184,836
23,091
11,307
179,879
16,190

134,945
12,322
8,347
132,136
12,032

17,461
2,503
918
16,283

10,402
2,142
621
6,581

13,290
4,208
1,090
14,660
1,859

8,738
1,916
331
10,219

Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota

8,458
253 , 005
1,444
14,613
1,923

4,261
135,871

1,918
37,569

1,163
51,036

418

23,003

1,736
36,620

619

38,433

6,169

3,676

155

11,813
332,262
2,003
21,996
2,072

1,214
47,163

9,649

15,800
477,481
2,933
34 , 107
3,321

4,789

2,872

3,279

1,171

1,721

932

2,055
1,710

1,887

988
935

163

308

338

909

188

627

666

436

196

Tennessee
Texas
Utah
Vermont
Virginia

15,841
5,152

1,762
1,671

2,206
1,242

1,567
1,565

21,376
9,630

13,669
5,778

2,044

13,532
13,561

9 850
4,740

2,286
2,686

1,674
3,444

27,342
24,431

21,426
14,878

2,510
1,931

1,103
4,040

Washington
West Virginia
Wisconsin

16,885
18,860
86,140

12,041
9,597
44,333

4,493
4,015
19,915

3,119
2,524
10,247

36,538
34,996
160,635

25 , 076
25,310
122 , 578

3,627
2,888
13 157

2,393
1,928
3,021

534

68

75

18

695

430

782
134

200
310

724

106
116

82
57

33
163
73

28
214
1
25
7

1,225
2,557

428
81

1,078
1,025

12
37
1
15
26

3,775
2,645
14,691

1,667
2,225
7,188

34
323

50

51

' Includes national bank notes outstanding; such notes amounted to $77,789,000 for the United States as a whole.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

CO

fc
60
TABLE D-2
SELECTED ASSETS AND LIABILITIES AND NUMBER OF ALL NONLICENSED BANKS, BY STATES, JUNE 30, 1934

I.

[Amounts in thousands of dollars]

Ass eta

State

Loans

United States
Alabama
Arizona
Arkansas
California
Colorado
Connecticut .
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Nebraska
Nevada
New Hampshire
New Mexico

Digitized for FRASER


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Federal Reserve Bank of St. Louis

....

Other

Total
assets
Total
liabilities
and
capital
accounts

Liabilities
Deposits

Investments

Cash assets

207,732

104,659

63,602

49,580

425,573

314,806

1,588

123

376

288

2,375

1,636

297

411

249

Borrowings

Capital

Other i

21,646

44,197

25,603

573

178

265

291

1,237
6,249
1,419

6
542

225
45
224

403

1,210

591

65
247
109

15
9
10

646

23

50
140
200

237
50

1
4
2

1,253
1,046

13
40
66
3

8
18
232
209

1
3
2
7
1

979
3,556
894

2,183

1,301

1,253

348

373
510
340

79
403
363

107
202
271

160
525
152

1,640
1,126

1,073
676

77

190
123

4,629
11,627
10,103
276

3,930
5,800
4,275
173

2,583
3,565
7 476
131

979
3,327
2,711
83

12,121
24,319
24 , 565
663

9,905
19,095
20 544

206
905
439
11

572
157
71
75

950
2,909
2,465
90

129
7,337

86

281
739
3,673

35
220
61
213
572

358
9,369
2,367
3,690
28,290

250
5,828

2,222
90

50
11
579
268

50

1,460
1,887
13,109

108
771
565
851
10,936

14,554
1,477
256
7,378
430

13,256
501
38
3,013
66

8,204
228
153
2,658
62

3,589
534
36
1,751
102

39 , 603
2,740
483
14,800
660

30,588
2,125
364
11,598
414

2 693
288

665
185

2 058

211

523
67

5 939

4 363

17,581

11,750

1,981

6,884

38,196

26,484

570

1 041

719

751

Number
of
banks

19,321

1,936
8,293
2,343

531

Other
capital
accounts

447

1,305
3,008
20 , 365

3,106
114
250
485
94

573

1,694

1,290

161
205
3,800

488
40

1,019

3,332
42
9
78

4,074
255
100
1,804
120

1,495

68
10
835
32

108
4
1
64
4

117
4

895
80

564
94

34
3

4,068

3,500

2,450

is

3,905
5,913

3,025
2,700

6,270
290

56,357
2,867

44,619
2,097

12 176

274

13 603

2,813
99 911

2,222
69 959

180
204

248
173

180
65

1 081

822
717

258
528
15

267
517
56
338
302

141
761
26
896
155

2,006
3,287

1 493
1,872

6,171
1,781

5,030
1,382

98
499
856

101
615
247

1,489
2,838

1,480
1,120

1,155

32,279

11,404

6,404

Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota.

1,198
51 515

507

22 617

834

473
351

Tennessee
Texas
Utah
Vermont ....
Virginia

1 340
1,481

New York . ,
North Carolina
North Dakota
Ohio
Oklahoma

Washington
West Virginia
Wisconsin . . . .
Wyoming

328

961

. .

493

3,205
1,084
292

2 571
2,380

870

1,732

240
143
539

1,952

525
40

746

411
800
83

459

793

590

634

4 224
5,435

365

126
858

1,192

80
601
g

3,533

1,024

4,130

3,051

78

13

415

249
562
26

74

5,493

365

207
520
98
698

424

60
387

3 108
4 414

130

425
60

410

156

4
10
4
41
8

9,373

9,477

85

9
34

2
1

232
75

25

5
2

108
102
65
64

140
553
50
200
225

58
240
77
178
110

3
9
1
3
2

89
104

125
465
520

25
175
397

4
8
13

5,609

i Includes national bank notes outstanding; such notes amounted to $5,754,000 for the United States as a whole.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

f
I

w
S
?r

TABLE D-3
SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED NATIONAL BANKS, BY STATES, JUNE 30, 1933
[Amounts in thousands of dollars]
Assets
State

United States
Alabama
Arizona
Arkansas
California
Colorado

Total
assets
Total
liabilties
and
capital
accounts

Loans

Cash
assets

Other

Deposits

Borrowings

669,956

481,051

168,815

121,614 1,441,436 1,028,347

124,616

91,658

3,095
35
1,485
6,227
4,959

2,221
208
847
5,190
4,464

672
42
335
1,756
2,643

713

659
43
204
700
954

6,679
355
2,831
14,577
13,137

3,898
282
1,767
10,086
8,850

401
1,803
1,457

Other
capital
accounts

Number
of
banks

117,878

78,937

985

76,307

49,619

26,688

890
25
380
1,625
1,470

519
5
79
363
406

11
1
8
18
22

329
29
138
763
1,275

221
22
86
470
864

108
7
52
293
411

Capital

Investments

691
70
164
1,404
1,071

i
I

Memoranda

Liabilities

Other i

Related assets
Unrestricted
deposits

Reserves
with
F. R.
banks

Cash and
due
from
banks

Delaware
District of
Columbia
Florida
.. .
Georgia

77

132

17

18

244

200

12

25

14,708
1,705
2,078

6,490
1,977
1,252

2,363
478
659

5,068
439
933

28,629
4,599
4,922

18,895
3,157
2,453

3,746
620
881

1,188
134
543

3,225
425
770

1,575
263
275

3
4
9

948
319
347

455
155
197

493
164
150

Idaho
Illinois
Indiana
Iowa
Kansas

501
30,110
40,840
14,076
4,731

1,010
30,191
25,296
10,614
2,453

527
11,079
13,271
4,638
1,707

212
6,217
9,344
2,142
1,009

2,250
77,597
88,751
31,470
9,900

1,827
58,802
60,774
22,998
6,887

13
3,376
6,049
1,366
791

150
4,575
9,186
2,670
813

190
6,645
9,182
3,315
1,030

70
4,199
3,560
1,121
379

3
93
40
61
18

215
5,667
9,008
2,237
612

162
4,079
5,441
1,413
308

53
1,588
3,567
824
304

Kentucky
Louisiana
Maine
Maryland
Massachusetts. . . .

10,173
8,976
22,115
9,377
7,899

5,464
1,572
18,489
7,844
16,074

2,216
1,091
8,518
2,382
4,013

1,227
561
1,987
1,159
2,056

19,080
12,200
51,109
20,762
30,042

13,313
7,066
40,443
16,418
23,934

1,127
2,963
2,876
1,220
963

1,785
452
2,533
846
1,688

1,843
1,575
2,640
1,190
2,050

1,012
144
2,617
1,088
1,407

19
8
17
19
14

589
566
2,021
1,088
1,138

338
345
1,350
895
474

251
221
671
193
664

Michigan
Minnesota
M ississi p pi
Missouri
Montana

49,451
5,501
1,121
17,461
1,008

36,490
3,415
493
19,129
863

13,614
963
332
6,752
390

13,368
1,003
336
2,078
196

112,923
10,882
2,282
45,420
2,457

86,416
7,728
1,651
29,964
1,676

5,824
1,409
176
4,735
269

7,860
574
132
3,244
159

7,960
870
100
5,850
280

4,863
301
223
1,627
73

47
23
1
9
5

4,944
431
184
3,274
245

3,112
315
69
2,836
161

1,832
116
115
438
84

3,774
383
2,284
32,570
2,112

2,896
363
3,165
28,608
2,597

1,176
134
731
7,963
731

321
7
602
5,997
634

8,167
887
6,782
75,138
6,074

5,828
721
5,391
52,379
4,566

527

560
51
397
2,979
530

895
50
450
5,400
500

357
65
325
3,383
264

18
1
5
48
3

534
75
184
3,813
83

425
63
109
2,677
51

109
12
75
1,136
32

..

Nebraska
Nevada
New Hampshire. . .
New Mexico

Digitized for FRASER


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Federal Reserve Bank of St. Louis

219
10,997
214

New York
North Carolina . . .
North Dakota
Ohio
Oklahoma

70,884
7,125
3,471
2&, 738
2 538

63,297
2,982
2,724
23,986
2 941

16 , 714
1,542
892
7,728
1,240

11,813
1,235
955
6,164
656

162,708
12,884
8,042
67,616
7 375

117,792
5,833
5,852
49,157
5,480

17,461
2,258
686
2,560
510

8,242
1,671
618
5,625
349

11,690
2,090
675
5,908
780

7,523
1,032
211
4,366
256

80
8
9
56
13

4,306
839
335
3,257
504

2,447
399
221
2,013
360

1,859
440
114
1,244
154

Oregon
Penns y I vani a
Rhode Island
South Carolina . . .
South Dakota

4,935
162,254

2,363
90 797

961
25,691

591
26,797

8,850
305 , 539

6,364
216,321

711
27 , 773

417
16,198

1,050
19,555

308
25,692

8
142

411
14,183

256
9,781

155
4,402

12,537
1,657

9,117
812

5,667
278

2,892
125

30,213
2,872

19,522
1,809

4,749
627

2,375
136

2,560
210

1,007
90

5
6

3,723
116

1,928
77

1,795
39

Tennessee
Texas
Utah
Vermont
Virginia

15,055
3,443
534
8,628
10,281

1,729
1,119
68
8,233
3,343

2,085
761
75
2,101
1,588

1,426
785
18
570
1,194

20,295
6 , 108
695
19,532
16,406

12,857
3,736
430
15,779
10,546

2,044
782
134
978
1,931

1,581
370
872
1,545

1,970
930
50
1,000
1,620

1,843
290
81
903
764

9
21
1
12
15

1,130
289
45
745
731

615
214
37
451
594

515
75
8
294
137

Washington
West Virginia . . . .
Wisconsin. .
WVoming

12,590
11,687
13,767

10,151
6,898
10,684

3,889
2,843
3,567

2,431
1,508
2,140

29,061
22,936
30 158

20,122
16,524
21,853

2,848
2,372
1,445

2,387
1,266
2,397

2,605
1,665
2,670

1,099
1,109
1,793

18
20
33

1,406
1,623
1,604

998
1,049
1,095

408
574
o 509

Includes national bank notes outstanding; such notes amounted to $77,789,000 for the United States as a whole.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

TABLE D-4
SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED NATIONAL BANKS, BY STATES, JUNE 30, 1934
[Amounts in thousands of dollars]
ASElets

State
Loans

United States
Alabama
Arizona
Arkan^aft
Colorado
Connecticut .
Delaware
District of
Columbia
Florida
Georgia
I*taho
Illinois
Indiana
Iowa
Kansas

Michigan
Minnesota
Mississippi
Missouri T
Montana

Nebraska
Nevada
....
New Hampshire.
New Jersey
New Mexico

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

Deposits

Borrowings

Cash and
due
from
banks

9,653

7,325

2,328

42

29

13

2,138

6
490

32
33
85

25
450
275

2
81
44

1
4
3

12
374
159

10
317
111

2
57
48

1 126

676

77

123

200

60

150

105

45

820
177

9 063
1 917

7,460
1 568

206

374
49

650
237

373
63

12
4

1 287

1 016
156

271
29

65

565

372

10

75

75

33

52

43

50

1
1
1
1

41
695
21
83

29
518
11
58

12
177
10
25

10,038

250

28

72

1,453

38
788
336

16
358
72

182

3,192
1 116

117

367

56
593
341

340

363

271

152

2,809

3,346

2,088
728

162

118

712

250

297
293

108
749
59
195

1 , 004
71
264

35
170
40
95

9,144

5,711

481

1 050
501

353
228

135
534

2 019
2,740

1 584
2,125

880

294

617

55

1 846

1 444

5,073

5,186

762

1,463

12 484

1,477

Reserves
with
F. B.
banks

95
1

97,999

316

86

RelatecI assets
Unrestricted
deposits

8,011
g

136,128

67

129

Number
of
banks

25

14,896

48

7,221

Other i

Other
capital
accounts

12,932

20,123

16

315

Capital

7,148
5

33,308

185

220

....

Cash
assets

Memoranda

Liabilities

67,801

697

Kentucky
Louisiana
Maine
Maryland
Massachusetts

Investments

Total
assets
Total
liabilties
and
capital
accounts

358

467
847

206
727

9,099

185

90

50
6
52
60

1,200

g
11
54

103
250

78
42

200
255

54
68

3
4

149
112

132
68

17
44

117

175

110

363

308

55

419

800

472

291

181

110

2,216

1,694

65
60

1,489
2,203

1,480
1,030

525
1,046

411
697

3,905
4,976

3,025
2,308

249
522

126
840

425
800

80
506

4
3

269
656

178
439

91
117

2,354
162

882
273

664
110

575
134

4,475
679

3,425
311

251
68

126
100

435
200

238

5
1

362
43

266
33

96
10

267
34,934

160
14,603

248
8,136

59
7,936

734
65,609

575
47,666

20
3,287

12
4,006

125
6,375

2
5,275

2
20

183
3,410

172
2,477

11
933

South Dakota

361

204

173

65

793

717

TW^BSCC . , . . . . , .

923
509
493
432
955

51
141
15
158
239

187
346
56
95
269

114
253
26
15
145

1,275
1,249
590
700
1 608

905
703
365
584
1 246

207
143
98

54
99

570
165

184
554

153
315

192
20

1,099
1,054

823
907

23

New York
North Carolina . . .
North Dakota
Ohio
Oklfth om a
Oregon

. ..

Pennsylvania

Te*a
Utah
Vermont
Virginia

-.

Washington

West Virginia
Wisconsin

73

54

19

25
64

80
170
50
60
200

29
134
77
41
98

1
3
1
1
1

105
228
49
31
68

99
206
40
24
40

6
22
9
7
28

70
25

140
65

43
57

2
1

86
174

33
172

53
2

75

Includes national bank notes outstanding; such notes amounted to $5,754,000 for the United States as a whole.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

1
*ri*

00

WW

TABLE D-5
Cfl

I
I

SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED STATE BANKS, BY STATES, JUNE 30, 1933
[Amounts in thousands of dollars]
Ass ets

State

Other

Total
assets
Total
liabilities
and
capital
accounts

Liabilities

Deposits

Borrowings

Investments

Cash assets

944,540

404,060

163,368

173,013

1,684,981

1,179,133

6 672

493

1 612

982

9,759

6,485

6,649
3 412
1,775

1,341
3,195
543

1,784
638
570

1,059
902
356

10,833
8,147
3,244

6,903
6,051
2,157

1,601
656
169

Connecti cut
Delaware
District of Columbia
Florida
Georgia

732
241
10,158
2 658
2 281

379
85
3,117
1,816
- 1 576

143
10
1,931
769
297

29
38
3,215
1,821
664

1,283
374
18,421
7,064
4,818

935
282
13,519
4,307
2,105

88

Idaho
Illinois l
Indiana
Iowa
Kansas .

33
38 767
30,875
63 793
1,836

55
16,970
9,065
21,510
178

68
6,654
4,728
15,469
402

12
6,318
5,157
10,377
226

168
68 , 709
49 , 825
111,149
2,642

110
47,651
35,752
84,413
1,850

1,541
25 383
52 082
102 164
13 461

282
10,193
22 557
62,225
4,763

205
3,625
5,405
15,115
1,912

188
2,354
6,447
16,250
1,548

2,216
41,555
86,491
195,754
21,684

990
29,964
68 , 402
136,350
14,354

Michigan
Minnesota
Mississippi
Missouri .
Montana

190,504
3 707
2 300
26 707
875

81,388
1,924
922
10,983
714

37,935
672
725
7,354
433

46,971
514
226
4,280
327

356,798
6,817
4,173
49 , 324
2,349

233,440
5,*327
3,026
35,755
1,752

Nebraska

14 592
251

4 885
208

5,451
162

2,921
52

27 , 849
673

21,101
521

626

48 591
1,486

20,685
694

1,345
484

6,121
158

76 , 742
2,822

44,312
2,223

16,103
133

Loans

United States
Alabama
Arizona
Arkansas
California
Colorado

...r , . . .

Kentucky
Louisiana . .
Maine
Maryland 2
M a ssaoh u setts

NPW H

*mhirp

New Jersey
New Mexico

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Oft

Capital

Other

Other
capital
accounts

Number
of
banks

136,438

147,720

103,526

2,099

1,361

942

971

17

16
16
57

1,666
1,005
643

647
419
218

53
10
24

2,754
395

100
745
1,476

150
50
1,140
980
595

110
42
908
637
642

1
1
9
21
2

5,042
9,961
268

8,308
198
325
33

40
7,901
5,458
10,469
340

18
4,849
3,375
5,981
151

2
60
110
288
13

175
1,629
9,927
13,569
3,724

615
2,701
3,898
13,862
1,350

153
1,876
4,264
12,990
2,256

6
27
14
48
5

75,271
2
516
399

28,152
678
482
5,082
440

18,628
261
149
3,532
111

268
34
16
157
8

4,054
75

2,068
76

160
2

2,125
39

5,745
275

8,457
152

15
2

118,164

283
5,385

18,983
1,307
549
4,556
46

1
2

Includes one mutual saving


Includes three mutual savin]

Digitized for FRASER


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Federal Reserve Bank of St. Louis

24 239

6,950
171 942
2,933
3,894

5,449
115,941
2,003
2,474

449

263

121
481

141
780

1 081
3,522

2,042

185

1,104
2,250

7,810
8,025

5,647
4,332

604

688

1,172
16,348

1,016
8,107

7,477
12 , 060
130 477

4,954
8,786
100 , 725

479

21,982
2,541

9,127
1,513

9,438

3,523
90 751
1,444
2,076

1,898
45,074

957

572

11,878

786
1,709

33
552

4 904
3,280

1,617
1,397

1,098

4,295
7,173
72,373

1,890
2,699
33,649

Oregon
1*6 nnsy 1 v a ni a
Rhode Island
South Carolina
South Dakota

Washington . . . .
West Virginia
Wisconsin *

17,153
6,489
2,495
82,979
6,552

1,596
1,194

488

14,008
6,795
1,898
71,716
4,017

Tennessee
Toxas
.. .
Utah
Vermont
Virginia

22 , 128
10,207
3,265
112,263
8,815

1,270
1,533

New York
North Carolina.
North Dakota
Ohio
Oklahoma

266

mk.
banks.

5,254

685
400

988
532
123

163
502
30

744

338
784
30

2,160

245
232
399

471
3
956
317

503

13 , 723

19,390

188
40

812
1,532

779
516

11,712

1,600
2,118

1,215

8,752
1,079

5,853

415

884
120

468

686

311

17,065

12,741

2
49
24
107
60

436
497
60

200
719
100

106
164
26

20
72
1
20
1

140
562

85
780

44
138

3
16

231
2,495

225
937

175
261

3
11

6
662
624

1,170

568

12,021

1,116
5,395

33
14
290

6,805

980

' Includes two mutual savings banks.

I
d
00

TABLE D-6
SELECTED ASSETS AND LIABILITIES AND NUMBER OF NONLICENSED STATE BANKS, BY STATES, JUNE 30, 1934
[Amounts in thousands of dollars]
Asslets

State

Other

Total
assets
Total
liabilities
and
capital
accounts

Liabilities
Borrowings

Investments

Cash assets

139 931

71 351

43 479

34,684

289,445

216,807

9,283

1 403

107

328

221

2,059

1,386

150

907
2,103
527

241
1,590
190

373
513
234

233
895
276

1,754
5,101
1,227

1,120
4,111
707

52

373
510

79
403

107
202

160
525

719
1,640

646
1,073

23

Kansas

1,820
10,930
10,103
56

584
5,485
4,275
11

495
2,837
7,476
13

159
3,150
2,711
18

3,058
22,402
24 , 565
98

2,445
17,527
20,544
75

905
439
1

Kentucky
Louisiana
Maine . .
Maryland
Massachusetts

116
1,163
1 594
13,109

22
506
656
10,936

37
210
475
3,673

50
21
118
572

225
1,900
2 843
28,290

117
1,099
2,281
20,365

Michigan
Minnesota

14,073

12,206

7,851

3,454

37,584

29 , 004

256
7,378
430

38
3,013
66

153
2,658
62

36
1,751
102

483
14,800
660

364
11,598
414

1,813
288

371
185

1,441
211

468
67

4,093
751

2,919
573

12,508

6,564

5,421

25,712

17,385

Loans

United States
Alabama
Arizona
.. . ,
Arkansas
California
Colorado

Deposits

Capital

Other

14 498

Other
capital
accounts

Number
of
banks

31,265

17 , 592

240

283

478
4

193
12
139

378
760
316

63
166
65

14
5
7

190

50
140

237

1
4

198
108
71

300
2 , 672
2,465
15

115
1,190
1,046
7

1
36
66
1

5
527
208
3,106

90
96
145
3,800

7
178
209
1,019

2
1
g
1

11

3,254
9
78

3,874

1,441

100
1,804
120

10
835
32

105
1
64
4

720
80

454
94

30
3

3,649

2,700

1,978

Connecticut
District of Columbia
Florida
Georgia
Idaho
lUinois

Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico

Digitized for FRASER


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Federal Reserve Bank of St. Louis

..

1,219

485
94

New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania . ,
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
\Vashington
West Virginia
Wisconsi n
Wyoming
1

635
328

'
..

109
40

103
83

937
459

392
365

29,925

10,522

5,740

5,695

156

51,882
2,188

41,194
1,786

931

347

586

215

1,647
22,293
822

799

597

636

16,581

8,014

4,040

5,667

2,079
34,302

473

180

248

180

1,081

417
972

207
387

80
171

27
508

2,038

1,169

2,773

1,574

243
33

881
10

5,471

143
355

98
346
541

101
423
227

3,125
4 381

129

292

2,001
2 215

Includes one mutual savings bank.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

90
8

1 398

731

173
634

40
26

18

392
60

3,282

898
30

3,695

58

290

210

95
8

2,813

7
4
36
7

156

1,603

3,998

4,202

83

7
14

232

25

377

64
3

60
383

29
106

2
6

4,446

698

40

150
25

137
12

2
1

424

60
364

19
79

125
325
465

25
132
340

4
6
12

588

136

2,285
3 507

2,206

Appendix E
COMPOSITION OF ASSET AND LIABILITY ITEMS

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Federal Reserve Bank of St. Louis

86

All-Bank Statistics
COMPOSITION OP ASSET AND LIABILITY ITEMS
Items reported by banks

Revised series
Assets

Revised series

Items reported by banks

AssetsContinued

Loans secured by mortgages


on real estate
Loans secured by real estate
mortgages or other liens or
realty
Loans on farm land
Real estate loans
Loans on residential properties
Loans on other properties
Bonds and mortgages
Mortgages purchased
Mortgages owned
Loans on demand or time secured by stocks and bonds
Loans on demand or time secured by other personal
securities including merchandise, warehouse receipts, etc.
Loans on securities
Loans on demand <jr time secured by collateral
Loans secured by collateral
other than real estate
Loans on collateral . . . Loans on other collateral
security
Loans on public funds (loans
secured by securities of
national, State, and local
governments)
Loans to banks and trust
companies on securities
Loans to brokers and dealers
Other loans for the purpose
of purchasing or carrying
stocks, bonds, and other
securities
Loans on demand or time, unsecured by collateral
Loans on demand or time
with one or more individual
or firm names
Loans on demand or time,
single-name paper (one person or firm) without other
security
All other loans 1
Loans on personal security
Loans on depositors' books
Acceptances or bills of exchange purchased or discounted
Syndicate participations
Customers' liability on account of drafts paid under
, letters of credit

' Advances to trust estates


Personal loans
Commercial paper bought in
open market
1
All other loans
Overdrafts
Continued
- Notes and bills rediscounted
Loans to banks and trust
companies, not secured by
collateral
Loans and discounts not
classified
' United States bonds
Premium on United States
bonds
Payment on account of subscription to Liberty Loan
bonds
United States bills
United States certificates of
indebtedness
United States Victory notes
United States GovBonds deposited with United
ernment
obligaStates Treasurer to secure
tions 2
...
Postal Savings deposits
War savings certificates
Thrift stamps
Bonds fully guaranteed by
United States:
Reconstruction Finance
Corp.3
Home Owners* Loan Corp.3
Federal Farm Mortgage
Corp.
Federal Housing Corp.
Other Government corporations and agencies
' State, city, town, county, or
other municipal or district
bonds
State warrants
Obligations of States
Special warrants
and political subSchool and county warrants
divisions
Tax certificates
Loans to towns, villages,
school districts, etc. , including warrants
Territorial and insular possessions
t
' Bank stock
Stocks of other corporations
Railroad bonds
Other securities *
< Railroad notes
Terminal company bonds
Collateral trust and other
corporation notes

1
For the period 1921-1928, foreign bills of exchange or drafts
sold with indorsement, then regarded as rediscounts and included
in gross loans and discounts, were deducted from loans and from
total 1assets of Federal Reserve member banks.
To conform with current practice, amounts of U. S. Government securities borrowed by national banks were deducted from
their reported holdings in 1903-1925.

'Initially, obligations of the Reconstruction Finance Corporation and the Home Owners' Loan Corporation were guaranteed 4as to interest only; those issued later were fully guaranteed.
To conform with current practice, amounts of other securities
borrowed by national banks were deducted from their reported
holdings in 1914-1925.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Appendix

87

COMPOSITION OF ASSET AND LIABILITY ITEMS (Continued)


Revised series

Items reported by banks

AssetsContinued

Other securities4
Continued..

Cash items in process


of collection (float),

Currency and coin..

Bankers1 balances (including reserves)6..

Bonds of privately owned


public utilities
Federal Reserve Bank stock
Obligations of:
Federal land banks
Federal intermediate credit
banks
Other Government corporations not fully guaranteed
by United States8
Stocks and bonds taken for
indebtedness
Premium account
Bonds of foreign governments
Other foreign bonds and securities
Obligations of foreign state.
provincial, and municipal
governments
Stocks and bonds of foreign
corporations
Checks on other banks and
other cash items
Exchange for clearing house
Outside checks and other
cash items
Items with Federal Reserve
Banks in process of collection
Bills of other banks
Notes of other national banks
Fractional currency
Specie
Legal tender notes
United States certificates of
deposit for legal tender
notes
United States certificates for
gold deposited
Silver certificates
Federal Reserve notes
Federal Reserve Bank notes
Cash in vault
Lawful money reserve
Due from national banks
Due from State banks
Due from Reserve Agents
Due from private banks and
bankers
Due from Federal Reserve
Banks
Due from bankers and trust
companies
Cash on deposit in banks
Cash in other banks
Collection accounts (balances)
Lawful reserve with Federal
Reserve Banks

For
notes 3 and 4 see opposite page.
1
Beginning in 1942, demand balances due from other banks
and those due to other banks exclude reciprocal bank balances,

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Revised series

Items reported by banks

AssetsContinued
' Balances payable in dollars
due from foreign branches
of other American banks
Due from banks and bankers
in foreign countries
Bankers' balances (in- Balances not subject to imcluding reserves)
mediate withdrawal with
Continued... .
banks in the United States
and foreign countries
Time balances with other
banks
Balances with banks in foreign countries
Banking house, furniture, and
fixtures
Other real estate owned
Redemption fund with United
States Treasurer
Due from United States
Treasurer
Internal revenue stamps
United States and other bonds
borrowed
Other securities borrowed
Real estate owned for banking purposes
Real estate acquired by foreclosure
Safe deposit vaults
Due from branches (to the
extent not offset by due to
branches)
Guaranty fund and assessments
Interest in depositors guaranty fund
Other assets.
Accounts receivable
Insurance or other expenses
prepaid
Suspense account
Clearing house fund
Supplies
Accrued interest on loans and
investments
Customer's liability on acceptances
Cash items not in process of
collection
Foreign money
Due to banking department
from other departments
(to the extent not offset
by contra accounts)
Investments and other assets
representing bank premises
or other real estate
Interest, commissions, rent,
and other income earned
or accrued but not collected
Sundry assets
which totaled $643 million at all insured commercial banks on June
30 of that year.

88

All-Bank Statistics
COMPOSITION OP ASSET AND LIABIIJTT ITEMS (Continued)
Revised series

Items reported by banks


Liabilities

Due to national banks


Due to State banks
Due to private banks and
bankers
Due to trust companies
Due to savings banks
Due to Reserve Agents
Due to banks in foreign
countries
5
Interbank deposits . . < Due to clearing house
Time deposits of banks in
United States and foreign
countries
Balances due . to foreign
branches of other American
banks, but excluding
amounts due to own foreign
branches
' United States Government
deposits
Deposits of United States disUnited States Govbursing officers
ernment deposits... United States Treasurer's
time deposits, open account
War loans and Series E bond
accounts
Liberty Loan subscriptions
t United. States War Savings
' Letters of credit and travelers
checks sold for cash and
outstanding
Deposits subject to check
Deposits for payment of
coupons
Certified checks
Cashiers' and treasurers' or
other officers' checks
Dividends unpaid
Demand certificates
Deposits sub j ect to withdrawal within 30 days
Trust funds (not offset by per
Other demand
contra entry)
deposits
Special deposits
Guaranty fund deposits
Time certificates of deposit
payable within 30 days
State and municipal demand
deposits
Due to Federal Reserve Bank
Dividend checks outstanding
Uninvested funds of sinking
fund for railroads or other
corporations
Individual deposits subject
to check, less savings deposits
For note 5 see p. 87.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Revised series

Items reported by banks

Liabilities Continued

' Time deposits


Time certificates of deposit
Savings deposits
Postal savings
Christmas savings accounts
Trust funds subject to 30 or
more days notice
Time deposits, open account
Interim certificates
Time certificates payable after
30 days
Other time deposits. . Deposits evidenced by savings pass books
Deposits the payment of
which has been deferred
beyond the customary period by agreement with
depositors
Public funds of States, counties, school districts, or
other subdivisions or municipalities (time)
Deposits accumulated for
payment of personal loans
Bills payable
Notes and bills rediscounted
Certificates of deposit representing money borrowed
Borrowings
Bonds and other securities
sold under repurchase agreement
Real estate loans sold under
repurchase agreement
Circulating notes outstanding
National bank notes . . National bank circulation
National bank notes outstanding
Accounts payable
State bank circulation outstanding
United States and other bonds
borrowed
Other securities borrowed
Acceptances executed for customers and outstanding
Time drafts outstanding
Acceptances executed by
Other liabilities . . . .
other banks lor account of
reporting bank and outstanding
Reserves for interest, taxes,
and other expenses accrued
and unpaid
Interest, discount, and other
income collected but not
earned
Dividends declared but not
yet payable

Appendix E

89

COMPOSITION OF ASSET AND LIABILITY ITEMS (Continued)


Revised series

Items reported by banks

Liabilities Continued

Other liabilities
Continued

Capital

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' Mortgages or other liens on


bank premises or other real
estate
Reserves for alterations
Bank liquidation account
Fees, rents, commissions, and
other income unearned
Annuities on lives
Loans to customersuncompleted
Due on "future" accounts
Due to other departments
from banking department
(to the extent not offset
by contra accounts)
t
Capital stock
Common stock
Preferred stock
t Capital notes and debentures

Revised series

Items reported by banks

Liabilities-Continued

Surplus fund
Undivided profits, less expenses and taxes paid
Reserves for dividends, contingencies, etc.
Preferred stock retirement
fund
Surplus and other cap- Reserve for dividends payital accounts
able in common stock
Undivided earnings
Improvement fund
Guaranty fund (mutual savings banks)
Profit and loss
Stockholders statutory liability
t Reserve fund

Appendix F
INTERPOLATING TECHNIQUE NO. 2

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INTERPOLATING TECHNIQUE NO. 2

(1) Compute annual ratios of real estate


loans to total loans for Series X and Series Y
banks for 1935-1946 (columns 1 and 4 of
Table 1-A). Then compute a straight-line
trend between the ratios for the initial year
1935 and the terminal year 1946 (columns 2
and 5). Compute annually for each class
of bank for 1936-1945 the relationships
between actual ratios and interpolated-trend
ratios (columns 3 and 6).

Interpolating Technique No. 2 involves


several steps, which are described in the following paragraphs. In the example used,
real estate loans for Series Y banks are estimated for the years 1925-1934 on the basis
of the relationship of their behavior in 1924
and 1935-1945 to the behavior of such loans
at Series X banks. In those years real estate
loans were available for both classes of banks.

TABLE 1
COMPUTATION OF ESTIMATING STATISTICS
A.
Series Y banks

Series X banks
Ratio of real estate loans to
total loans

Year

Actual
(1)

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946

20.0
22.9
25.9
27.0
30.2
31.2
34.6
35.4
38.9
39.6
43.2
42.0

Interpolated
trend
(2)

22.0
24.0
26.0
28.0
30.0
32.0
34.0
36.0
38.0
40.0

Ratio of
actual to
interpolated
trend

Ratio of real estate loans to


total loans
Actual

(3)

(4)

104.0
108.0
104.0
108.0
104.0
108.0
104.0
108.0
104.0
108.0

42.0
40.4
38.8
36.4
34.7
32.3
30.6
28.3
26.5
24.2
22.4
20.0

Interpolated
trend
(5)

40.0
38.0
36.0
34.0
32.0
30.0
28.0
26.0
24.0
22.0

Ratio of
actual to
interpolated
trend
(6)

101.0
102.0
101.0
102.0
101.0
102.0
101.0
102.0
101.0
102.0

B.
Year

1936
1937
1938
1939
1940
1941
1942
1943
1944
1945

(Col. 3 of
Table 1-A
minus 100)
(1)

(2)

16.0
64 0
16.0
64 0
16 0
64.0
16 0
64.0
16 0
64.0

4.0

8 0
4.0
8.0

4 0
8.0

4 0
8.0

4 0
8.0

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X*

400 0

92

(Col. 6 of
Table 1-A
minus 100)
(3)
1.0

&

xy

(4)

(5)

1.0

2 0

4 0

2 0
10

10

1.0

1.0
4.0

4.0

16.0

4.0

16.0

4.0

2.0

4.0

16.0

2.0

4.0
1.0
4.0

16.0

25 0

100.0

10

10

2.0

10

4.0

16.0

4.0

Appendix F
(2) Compute the difference between the
ratio of "actual to interpolated" and 100;
this represents the percentage-point variation
of the actual ratio from the straight-linetrend value. These variations for Series X
and Series Y banks appear as x and y,
respectively, in columns 1 and 3 of Table
1-B. Then compute (1) the coefficient of
association (axy), which is analogous to the
correlation coefficient except that differences
are measured from corresponding trend
values, and (2) mean square deviations of
Series X and Series Y (dx and dy), using the
following formulas (where
N equals the
number of years) and x2, yzt and xy as shown
in columns 2, 4, and 5, respectively, of
Table 1-B:
100
= 1.00
V (400). (25)

93

TABLE 2
APPLICATION OF ESTIMATING STATISTICS
A.
Series X banks
Year

Ratio of real estate loans to


total loans
Actual

Interpolated
trend
(2)

(D

1924.
1925,
1926.
1927.
1928.
1929.
1930,
1931,
1932.
1933.
1934.
1936.

Ratio of
actual to
interpolated
trend

31.0
31.6
29.8
29.6
27.8
27.6
25.8
25.6
23.8
23.6
21.8
20.0

(3)

30.0
29.0
28.0
27.0
26.0
25.0
24.0
23.0
22.0
21.0

105.3
102.8
105.7
108.0
106.2
103.2
106.7
103.5
107.3
103.8

B.

Year

Series X,
difference
from trend
(Col (3) of
Table 2-A
minus 100)
(D

* d*
(adjustment)
(2)

1925. . .
1926..
1927..
1928..
1929 . .
1930.,
1931 . .
1932.,
1933..
1934..

5.3
2.8
5.7
3.0
6.2
3.2
6.7
3.5
7.3
3.8

0.25
0.25
0.25
0.25
0.25
0.25
0.25
0.25
0.25
0.25

= 6.32455
To obtain a measure of the average difference between amplitudes of movement in
the two series, express the standard deviations of the two series from their trends in
the following form:

d y _ l . 58113 _
d "6.32455

ay
a

dy

Col. m X
Col (2)
(adjusted
difference)
(3)
1.3
0.7
1.4
0.8
1.6
0.8
1.7
0.9
1.8
1.0

Col, (3)
plus 100
(4)
101.8
100.7
101.4
100.8
101.6
100.8
101.7
100.9
101.8
101.0

c.
Series Y banks Ratio of real estate loans to total loans

Thus, on the average, for every movement of


one point in Series X ratios, Series Y ratios
move one-quarter of one point.
(3) To apply these relationships in estimating real estate loans for 1925-1934 at
Series Y banks, compute for Series X banks
for this period (1) actual and interpplatedtrend ratios of real estate loans to total loans
and annual percentage relationships between
the two sets of ratios (columns 1-3 of Table
2-A) and (2) interpolated ratios for Series Y
banks based on reported data for 1924 and
1935 (column 1 of Table 2-C); these compu-

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Year

Interpolated
trend
U>

1924 . .
1925.
1926.
1927.
1928.
1929.
1930.
1931.
1932.
1933.
1934.
1935.

31.0
32.0
33.0
34.0
35.0
36.0
37.0
38.0
39.0
40.0
41.0
42.0

Adjustment,
actual to
interpolated
trend
(2)

Estimated
final
ratio
(3)

101.3
100.7
101.4
100.8
101.6
100.8
101.7
100.9
101.8
101.0

32.4
33.2
34.5
35.3
36.6
37.3
38.6
39.4
40.7
41.4

94

All-Bank Statistics

tations are made in the same manner as


those in Table 1-A, described earlier.
The derivation of figures for 1925-1934 in
columns 2 and 3 of Table 2-C depends on the
following calculations shown in Table 2-B:
(1) For Series X banks, the annual differences from trend (column 3 of Table 2-A
minus 100) for 1925-1934; (2) the following
adjustment, consisting of the previously computed coefficient of association and mean
square deviations of each series (column 2):
0*,-^- = 1.0 (.25) = .25
(3) multiply this adjustment by the annual
differences shown in column 1 to obtain the
adjusted annual differences (column 3); (4)

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then add these adjusted differences to 100.


The resultsthe annual percentage relationships between actual ratios and interpolatedtrend ratiosappear in column 4, and also
in column 2 of Table 2-C.
Use these percentages in Table 2-C to
adjust the interpolated ratio trend for Series
Y banks in the period 1925-1934, that is,
multiply the interpolated-trend values in
column 1 by the adjusted ratios in column 2
to obtain the estimated final ratios in column
3.
Finally, multiply these estimated ratios
in column 3 of Table 2-C by the dollar
amount of total loans at Series Y banks for
1925-1935 to obtain estimates of real estate
loans at these banks.

PART IISUMMARIES BY STATES AND OTHER AREAS

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ALABAMA

Revised data for assets and liabilities and


number of all banks in Alabama, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Alabama
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
States Summary. Compilation of figures for

State commercial banks presented a number


of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were either (1) summary
figures of assets and liabilities of all State
commercial banks published or supplied by
the State banking department or (2) summary
figures for insured banks published or supplied
by the Federal Deposit Insurance Corporation
together with figures for noninsured banks
obtained from bankers' directories. Data for
this period are discussed separately because
of the substantially better coverage and more
consistent reporting beginning in 1934.
Beginning with 1947, all statistics for
State commercial banksincluding the breakdowns of loans, investments, cash assets, and
depositswere taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Alabama, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used tn Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock sayings banks," or "private banks
and bankers" (unincorporated banks).

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96

Alabama

97

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in figures published by the


Comptroller for number of banks and balance
sheets. Most of these changes reflect underreporting.
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets


65
59
56

1896
1897-1898
1899
1900
1901
1902.
1903
1904

.....

59
62
73
92
97
74

1910.
1913
1914

U2
W

Number of banks only

1916
1919
1

27
21
Unincorporated (private) banks.

In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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Less than one-fourth of all State commercial banks reported to the Comptroller
during most of the period 1896-1904, and 65
per cent reported in 1910. Since reports of the
State banking department were not available
until 1911, the number of banks was taken
from the bankers* directories and the aggregate balance sheet was estimated from information on capital accounts available in these
directories. In estimating the aggregate balance sheet of nonreporting banks, it was assumed that the ratios of capital accounts to
various asset and liability items were the same
as for banks reporting to the Comptroller.
Data that were nearer to the midyear call
date than those in the Comptroller's reports
for the years 1906-1908 were substituted for
the Comptroller's figures in those years. Figures for October 1906 and 1907, which were
shown in publications of the Comptroller for
1907 and 1908, respectively, were transferred
to the year in which the call was made; figures
for 1908 were estimated by interpolating each
balance-sheet item in dollar amounts between
reported figures for October 1907 and April
1909.
In the discussion in the following paragraphs of adjustments or estimates for individual balance-sheet items and their breakdowns, it should be noted that such adjustments and estimates were made prior to the
addition of nonreporting banks discussed
above.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. In the years in which items were not
reported, figures were estimated.
Estimates of collateral loans and "all
other" loans, reported as a single total in 1899,
were obtained by applying to this total an
average of the ratios of each of these items to

All-Bank Statistics
the total computed from reported data for
1898 and 1900.
The loan breakdowns for 1905-1908 were
estimated by applying to total loans for each
year the percentage distribution based on reported data for 1909; for 1910, by applying
the percentage distribution for 1911. This
single year was used as the estimating base
for 1910 because of the sharp increase in total
loans between the calls for 1909 and 1910.
The loan breakdowns for 1916-1921, for
1924 and 1925, and for 1927-1931 were estimated by applying to total loans, ratios of
each subitem to the total that were derived
by interpolating between similar ratios based
on reported data for 1915 and 1922, for 1923
and 1926, and for 1926 and 1932, respectively.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934, although figures for United States Government securities were complete with minor
exceptions after 1918. In the years for which
items were not reported, figures were estimated.
United States Government securities*
Estimates for the period 1896-1908 were made
by applying to total investments in each year
the ratio of United States Government securities to total investments computed from reported data for 1909. Since amounts for this
item as well as for total investments were
comparatively small when the breakdown was
reported in 1909, it seemed reasonable to
assume that amounts were small for the
earlier years also.
An estimate for 1914 was made by applying to total investments the average of the
ratios of United States Government securities
to total investments computed from reported
data for 1913 and 1915.
For 1918, when United States Government
securities were again unreported, an estimate
was made by assuming that holdings of these

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securities accounted for the same proportion


of the change from 1917 to 1918 in total
investments as was computed for Alabama
national banks.
Obligations of States and political subdivisions. The amounts of these securities
were estimated for 1896-1908 and 1914 in the
manner described for United States Government securities for these years.
Estimates for 1916-1921 were made by
applying to total investments less United
States Government securities, annual ratios
of State and political subdivision securities to
this total that were derived by interpolating
between similar ratios based on reported figures for 1915 and 1922. This estimating procedure was followed in order to avoid the
influence, on the rest of the investment breakdown, of the rapid growth in United States
Government security holdings during these
years.
Estimates for 1923-1925 were made by
applying to total investments less United
States Government securities the average of
the ratios of State and political subdivision
securities to this total computed from reported
data for 1922 and 1926. The ratios for these
two years were very similar. Figures for
1927-1931 were estimated by applying annual
ratios derived by interpolating between ratios
for 1926 and 1932.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate, after
some minor revisions, in the reports of the
Comptroller beginning with 1914, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
an'd United States Government. This order differs from that
in the tables.

Alabama

99

In years when items were not reported,


figures were obtained from other sources or
were estimated.
The breakdown of total deposits other
than interbank into demand and time was
estimated for 1896-1908 by applying to this
total, annual ratios of time deposits to the
total that were extrapolated from a straightline trend of sudh ratios computed from reported data for 1911-1923. The breakdown
for 1910 was derived by applying the average
time-to-total-deposits ratio computed from
reported figures for 1909 and 1911.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was esti-

mated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Alabama to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL
The principal assets and liabilities of all
State commercial banks for 1934, 1935, 1940,
and 1941 were taken from annual reports of
the State banking department. Comparison
of these figures with totals obtained by combining data for insured banks published by
the Federal Deposit Insurance Corporation
with data for noninsured banks from bankers'
directories indicated no need for adjustments.
For 1936, 1938, and 1939, June 30 figures
were not available in State banking department reports because the State had made no
June 30 call for condition reports. For June
30, 1937, the figures for some of the principal
items of all State commercial banks were
available in the summary report of condition
published by the State banking department,
but these totals were smaller than the figures
for identical items at insured State commercial
banks published by the Federal Deposit Insurance Corporation. Because of these discrepancies, the principal assets and liabilities of
each noninsured bank for June 30, or the nearest available date, for the period 1936-1939
were obtained from bankers' directories.

BANKS, 1934-1946

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OTHER ITEMS

Small amounts of cash items in process


of collection were estimated for 1905, 1907,
and 1908 by' applying to total cash assets in
each year the ratio of this item to total cash
assets computed from reported data in a
nearby year or years.
Borrowings, reported with "other" liabilities in 1896-1908, were estimated by applying
to that total for each year the ratio of borrowings to that total computed from reported
data for 1909.

For 1942-1946 the Federal Deposit Insurance Corporation made available condensed
balance-sheet data covering noninsured banks,
which it had compiled from the balance sheets
of individual banks obtained from the State
banking authority or from bankers' directories.
For both 1936-1939 and 1942-1946, figures for
noninsured banks were added to those for
insured State commercial banks.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. The
breakdowns of the following items were estimated on the basis of the percentage distribution of such items at insured nonmember
commercial banks in corresponding years:4
loans, 1934-1946; securities other than United
States Government obligations, 1934-1941;
cash assets, 1934-1946; and deposits, 19341946.
* It should be noted that during the period 1934-1946, total
deposits of noninsured commercial banks amounted to less
than 1 per cent of total deposits at all commercial banks in
the State.

100

Alabama

All Banks7b&/e 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Real
estate

Total

Collateral

All
other

1896
1897
1898
1899

15.439
15.394
15.245
16.356

3*753
1.394
1*236
1*306

4.311
3.309
4*686
4*601

7,375
10*691
9.323
10.449

1900
1901
1902
1903
1904

20.391
23.030
28.564
32.609
38.370

1.128
4.420
3.421
3.967
2*683

5.147
6*933
6,736
9,373
10.519

14*116
11*677
18,407
19*269
25.168

1921
1922
1923
1924

187*118
169*610
159,685
182.277
191,953

21*209
20,624
20,901
21*672
23*951

68.774
68,192
63.597
72,554
78.053

97.135
80,794
75,187
88*051
89*949

1905
1906
1907
1908
1909

43.625
58.685
64*370
59.886
58.311

2.849
3*921
4,397
4*139
4*255

11.744
16*634
18*156
16.959
21.975

29,032
38,130
41,817
38,788
32,081

1925
1926
1927
1928
1929

205,980
223,531
221*666
243,694
249,358

26,171
29.347
28,995
30,361
31,583

81.515
90.374
82.682
90.704
53,542

98*294
103**810
109.989
122.629
164.233

1910
1911
1912
1913
1914

72.774
76.784
90.061
92.705
95.368

5.9.17
6*315
7.927
6.822
5.576

23*212
25,208
27,275
26,084
22.087

43,645
45,261
54,859
59,799
67.705

1930
1931
1932
1933
1934

210,817
170*145
130,506
98*367
94,990

29,122
23.509
20.785
16,535
14,142

36*114
28,989
21,732
18,960
17,352

145.581
117.647
87*989
62,852
63,496

1915
1916
1917
1918
1919

84.749
86*169
94220
108*398
134.057

8,713
9.376
10.464
12.538
14,970

26*557
28.518
31.121
36.735
49,703

49,479
48,275
52,635
59,125
69,384

1935
1936
1937
1938

108,612
90,798
106*487
123.105

13,586
14,608
17,656
18*805

16*686
12,885
12*653
11*960

78.340
63,305
76,178
92,340

1920

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

76,951

Other

4.810

11,012

7,323

1.702

5.130

2,224
31.324

4.099
4,456

12.158
13.748
13.352
14*707
13*458

6.777

2,057

5.390
5*619

1.067
1.511
1*188

21.872
24.161
14.175
10,127
7,446

7672
11*348
13*572
14.523

15,085
26,630
43,647
51*397.
51*678

1*921

7,189

3*147
3*166
2*338
2,041

6,274
5,009
4*200
4.736

15*841
16.425
17.119
17*840
18.243

2.777

5*320

20*089

1940
1941
1942
1943
1944

127.114
146*940
146*417
123*483
164.373

61,622
69.170
74.966
65,224
75.934

1,087
784
548
564
870

1945
1946
1947
1948
1949

171*568
213.625
282.876
339,128
372.641

91.676
99.956
131.079
166.596
194.028

1*444
3.822

1950
1951
1952
1953
1954

399*100
434.094
448*532
490.621
521*341

166*954
192.850
197.001
202.130
242.996

1955

572,056

243,374

1.318

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
farm land

On
residential
property

5.013

Other
loans
to
individuals

8.185
7.111

All
other

38*762
47.377
43*608
11*135
9*917

7*403
9*402

18,127
19,012

6,951

20,390
33,530
58,982
74*244
78,829

9*137

8.703
15.375
17.344
20.105

73.353
69*258
60.529
70.899
67.941

19*649
18,454
17*780
18.342
20,011

104,547
119.501
137.667
159,202
160*972

15,310
15,659
18.514
24,956
13,678

73.557

25,050

181,953

30*603

9,151

7,203
6,442
8,789

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alabama

101

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

u. s.

Year
Total

Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2.580
2.887
3152
5i064

1,427
1,414
1*094
1,599

678
807
1,047
1,625

475
666
1,011
1,840

4,573
4,086
8,481
10,180

60
85
174
91

1.863
1,663
3,390
2,958

2,650
2338
4,917
7,131

1.280
2.143
1.013
1.331

23,872
24,510
27,891
32,931

1900
1901
1902
1903
1904

6,059
4*839
5,582
5,725
6,944

2,212
2,378
2,515
3,179
4,012

1,791
1*298
1*463
1,312
1,442

2,056
1,163
1,604
1,234
1,490

12*428
9,624
12.358
13,551
16,890

190
271
182
339
463

3,542
3,270
4,626
4,048
5,004

8,696
6,083
7,550
9,164
11,423

1.840
1.812
1.947
1,922
2.717

40,718
39,305
48,451
53,807
64,921

1905
1906
1907
1908
1909

7,212
8,724
12,985
13,333
12,870

4,458
5,338
6*886
7,724
7,928

1,293
1,571
2,880
2*656
2,434

1*461
1.815
3,219
2,953
2,508

18,952
19,300
20,410
19,215
21,195

468
594
617
665
690

5.436
6.330
6,131
6,748
6,860

13.048
12,376
13,662
11,802
13,625

2.602
3.209
3.664
4,512
4*462

72,391
89,918
101,629
96,946
96*858

1910
1911
1912
1913
1914

13,356
13,945
15,669
15,768
17,115

7,831
8,194
8,758
8,936
9*598

2,695
2,838
2,467
2*482
2,814

2,830
2,913
4,444
4,350
4,703

20,377
23,632
26,015
24,530
28,203

791
710
597
1.578
709

7,175
7,268
7,477
7,618
8*137

12,411
15,654
17,941
15,334
19,357

5,176
5,559
4,874
6.599
7.339

111,683
119,920
136,619
139,602
148,025

1915
1916
1917
1918
1919

17,397
16,844
20*388
34,723
48,380

9*595
9,603
10,790
24*181
37*061

2,599
2*586
2,729
2,836
3,046

5,203
4.655
6.869
7,706
8,273

24,380
32,245
36,688
46*184
47*703

665
1*230
1*345
3,013
3,746

6,791
7,815
3,310
7,029
8,047

16,924
23,150
27,033
36,142
35.910

6,866
7.034
7,627
9,746
9,124

133,392
142.292
158.923
199,051
239,264

1920
1921
1922
1923
1924

42,245
36,322
31,791
40,708
41,455

29.762
24*448
18*451
22.872
18.907

3,219
3,320
3,743
5,590
7,479

9,264
8,554
9,597
U246
15,069

51*280
38,897
42,138
50,523
54,531

5,119
3,179
4,200
5,389
4,895

9,531
7,349
6,884
6*526
8,090

36,630
28,369
31,054
38,608
41,546

8,804
8*883
10,542
12*674
12.980

289,447
253.712
244,156
286,182
300,919

1925
1926
1927
1928
1929

42,751
45*654
50*408
57,958
57,508

16,736
15,560
18,689
20,696
22,381

8*283
10*363
10,700
13,028
12,469

17.732
19,731
21,019
24,234
22,658

54,233
55,850
60,351
52,906
51*174

6.869
6,630
6,841
6,348
6*373

8,561
9,407
9,445
8,150
7,498

38,803
39,813
44,065
38.408
37.303

14.093
14,639
16,816
18,372
19.851

317,057
339,674
349,241
372,930
377,891

1930
1931
1932
1933
1934

51,409
56,452
56,416
57,299
72,761

20,088
22,330
25*108
29*150
36*858

10,434
13.518
12*354
12,085
18,413

20,887
20.604
18*954
16.064
17,490

52*428
48,393
31,646
38,489
60*420

6*234
3*589
2,054
2*748
4.731

7,877
7,808
5,551
5,099
5,118

38.317
36,996
24,041
30,642
50,571

19,418
18,682
18,406
16,794
17,573

334.072
293,672
236,974
210,949
245,744

193S
1936
1937
1938
1939

78,743
98*526
102,901
85,507
92,486

42,324
55,487
56,800
38,599
41,759

23*139
30,118
33*160
34.618
38*435

13.280
12.921
12.941
12.290
12.242

56,262
90,889
87,748
79.372
103,552

4*659
5.398
6.036
5.613
7.342

5,506
7,639
8,064
7,667
7,926

46.097
77,852
73,648
66,092
88,284

18,299
17.550
17.122
16*912
16*960

261,916
297,763
314,258
304,896
348.791

1940
1941
1942
1943
1944

99,817
108*785
184,900
399,371
506,257

46,845
50,078
121*506
329.909
438*062

42.292
47.328
51*282
57.413
57,906

10.680
11.379
12,112
12,049
10,289

134,214
181*285
218*708
251*309
265.338

8.793
9.635
14.435
15,993
17,409

8,274
10,227
14,861
18,344
20,608

117,147
161,423
189,412
216,972
227,321

17,831
17*574
16*350
14,930
13,067

378,976
454,584
566,375
789.093
949.035

1945
1946
1947
1948
1949

674,604
763,160
628,324
588*559
546*015

596,340
667,730
526,178
478,823
435*719

64.135
74.325
81.210
86,719
89,756

14,129
21*105
20.936
23,017
20.540

310.743
318,999
297.345
304.623
302.345

20.310
23.580
19.173
23.100
23.239

19,716
21,157
24,910
28,863
28,552

270,717
274,262
253,262
252,660
250,554

12,814
13*202
11*968
13*152
13*503

1*169,729
1,308,986
1,220,513
1,245,462
1,234*504

1950
1951
1952
1953
1954

556,178
545,779
613*691
609,829
665,626

439,041
422,646
469,313
456,145
490,787

96,362
102*110
123,119
132,781
150,287

20,775
21.023
21.259
20,903
24,552

293,644
334,872
365*660
357,769
356,498

27,830
32,622
30,120
48,^11
55*388

24,423
25,359
31,460
33,532
33,502

241,391
276,891
304,060
275,826
267,608

13*993
15,427
16.229
16,428
16,980

1*262*915
1,330,172
1,444,112
1.474.647
1.562,445

49.257

34,937

286,019

679,736

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

102

Alabama

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated, Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1896
1897
1698
1899

11*540
16t204
21.931

1900
1901
1902
1903
1904

26,522
24.561
32.239
34.185
41.624

1905
1906
1907
1908
1909

46,551
55*802
64*550
58*240
59.021

2.762
3*602

1910
1911
1912
1913
1914

l i t 545

U.S.
Government

Other
demand

Other
time
1*377
1,439
2.200

358
412
563
2,266

94
94
100
195

9.595
13.341
16*816

1,278

251
251
451
498
401

21.370
19.979
25.774
27.511
33i331

3*623
2*937
4*344

3*610
4.033

265
264
949
1*166
522

36.723
43*454
48*864
42*664
44*641

6*601
8,482
10*612
10.778
9*825

67.068
74,622
88*626
86*437
94.748

4*340
4.536
6,635
5,072
5*746

309
345
342
260
394

46.021
51.390
59*008
57*062
65*066

14,398
18.351
22*441
24*043
23.542

1915
1916
1917
1918
1919

79,842
92,916
110.468
147.396
178.333

4*676
5,293
7,235
6,568
8*690

329
326
321
4,109
2.023

55*441
63*083
73*630
99*632
121.944

19*196
24*212
29*282
35*087
45.676

1920
1921
1922
1923
1924

215*464
172.839
175.708
213*841
226.904

8,515
6.107
8*191
10.128
9.559

741
692
837
1.124
815

146,055
106.900
105,545
129,524
128,749

60*173
59*140
61.135
78.065
87*781

1925
1926
1927
1928
1929

243.385
261,296
269,371
279.862
265,447

10,446
10,660
12,071
10*146
9*388

1*626
2,457
2.923
3.433

138.199
145,888
148.090
151,418
138,067

93.112
103*177
106*753
115.373
114.559

1930
1931
1932
1933
1934

240*404
214,743
162*204
147,800
183,180

6,488
10,120

126,232
110,983
77.114
67*821
87,742

101.735
90*102
74*012
63.773
72*923

1935
1936
1937
1938
1939

206*508
249,501
263*412
255,147
298,287

15,063
22,971
21*884
20,752
32*359

6.394
9.747

3.315
2.143
6,114

108.844
132.700
147*060
139.892
161*566

78*207
84*083
91,133
92*360
96*228

1940
1941
1942
1943
1944

328,371
402,094
511*862
731,198
888.136

38.449
50*492
55,707
60,200
59.509

6.933
9*350
13.141
53.079
119*488

179.358
232*617
326.097
488.643
553.109

103*631
109*635
116.917
129*276
156.032

1945
1946
1947
1948
1949

,103,249
,236*225
1*141,783
,159,874
,142,273

72.295
71*764
58.929
53.720
46.852

129,779
92.787
9.968
14.252
12*162

696*582
829.551
819*262
836.402
825.210

204*593
242.123
253.624
255*500
258*049

1950
1951
1952
1953
1954

.163,815
.224,477
329.952
1*352,762
1*431,576

55*604
65.235
73.781
70.324
74,687

22.645
34.653
33*411
25*885
40.566

824,937
866*945
944*696
957*887
990,070

260*429
257,644
278*064
298*666
326*233

1955

1*394

1,670
1,625
2,228

4.125

6,521
7,891
14,254

1.571

3,949
3.538
4.557

8.315
8.261

9.716

2*654

4,351
5*664

340*542

Alabama

103

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
bank
no ;es

nt,
. - *
ia ities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

30
92
48
17

7*938
7*539
7*724
7*404

2,333
2,552
2,220
2.218

23*872
24,510
27*891
32*931

102

1*626
1*953
1*928
2.479
3.366

191
153
132
155
149

8*169
7*850
8*499
10*999
12,950

2.684
3.057
4.495
4,538
4,951

40.718
39*305
48.451
53.807
64*921

107
117
136
153
175

2*332
6*101
5*014
4*743
2*813

3*920
4*804
5.771
6,557
6.896

203
385
461
419
225

12*945
14*978
16,751
17*499
17*910

6,440
7,848
9,082
9*488
9,993

72*391
69.918
101.629
96.946
96.858

204
240
269
276
274

1910
1911
1912
1913
1914

6.519
4.453
3.553
7.266
5.469

7,158
7*475
8.051
8*197
8*984

168
187
87
405
261

19.647
20,696
21.726
22*801
23*480

11.123
12.487
14.576
14,496
15,083

111*683
119,920
136*619
139.602
148,025

293
304
324
34-5
357

1915
1916
1917
1918
1919

6.000
4.394
3.240
5*163
12*334

9.144
8.958
9*263
9*248
9.099

193
235
348
1.194
1.730

23,033
21,704
21,335
21*262
21*622

15*180
14.085
14,269
14,788
16,146

133.392
142*292
158.923
199*051
239.264

353
334
328
329
334

1920
1921
1922
1923
1924

19.365
24.943
11.743
8.704
12.063

9.562
10*516
10*450
10.026
10,585

1.646
860
1.048
1.305
1.366

23,774
24,445
24,329
25.443
26*721

19,616
20.089
20*878
21.863
23.280

289*447
253*712
244*156
286*182
300*919

352
358
356
360
362

1925
1926
1927
1928
1929

11.103
14*705
11.804
18.399
33*271

9*200
8*724
9.335
12*195
13*638

2*028
1.191
2*031
3*065
3*113

26.898
27.058
28.098
28,886
30*131

24*443
26.700
28*602
30.523
32*291

317.057
339.674
349.241
372*930
377,891

354
355
356
357
350

1930
1931
1932
1933
1934

16*306
9.538
11*369
3*072
504

13*641
13*414
13.653
10.513
11*355

3*779
2.184
2.250
2.581
1*472

28,806
27,581
24,789
26,956
31,805

30*636
26,212
22.709
20*027
17.428

334.072
293.672
236.974
210*949
245*744

321
286
243
203
216

1935
1936
1937
1938
1939

864
256
654
970
310

4*897

1*330
1*199
1*527
1*320
1*164

29*994
29,160
28,990
28*692
28,465

16.323
17,647
19.675
18,767
20,565

261*916
297.763
314*258
304*896
348*791

217
217
217
218
216

1940
1941
1942
1943
1944

132
52
47
47
97

1.595
2.026
2.057
1*911
2.495

26,713
26,592
26,369
25*953
24*799

22*165
23,820
26,040
29,984
33,506

378,976
454*584
566,375
789.093
949*035

218
217
217
216
217

1945
1946
1947
1948
1949

347

2*968
4*121
4*931
5*444
5*880

24*283
23.718
24*560
25,854
26,685

38,882
44,922
49,189
54,063
59.146

1.169,729
1.308*986
1*220*513
1,245*462
1.234.504

216
219
219
222
226

7*211
8384
10*040
10*793
12*220

28.190
29*361
30.758
33.525
35.038

63*353
67*807
73,233
77,531
83.611

1.262*915
1,330.172
1,444*112
1,474.647
1*562.445

225
225
229
230
231

1896
1897
1898
1899

1*001
1*743
923
263

1*025
1.044
772
1*078

1900
1901
1902
1903
1904

1*526
1*731
1.158
1*451
1*881

1905
1906
1907
1908
1909

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50
227
520
346
143
129
36

1.643*184

96
100
101

104

Alabama

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year
Total

6,861

1896
1897
1S9S
1899

6*553
6.484
6,773

9*191

Real
estate

All
other

Collateral

138
120
116
124

2*318
2*029
I t 959
2.098

4*405
4*404
4.409
4.551

Year
Total

Real
estate

Collateral

All
other

1900
1901
1902
1903
1904

Ili585
13*293
14*615
18*376

161
210
254
255
337

2*716
3*544
4t279
4.305
5*673

6.314
7*831
8.760
10*055
12*368

1921
1922
1923
1924

91*842
85*460
80.535
89*597
93.301

3.297
4,299
5,116
4.658
5,305

34.379
34*784
29.353
33*694
36*521

54,166
46,377
46.066
51.045
51.475

1905
1906
1907
1908
1909

20*311
27*184
28*716
26,231
26*655

373
550
582
539
871

6.289
9.263
9*813
9*088
14.577

13.649
17*371
18.321
16*604
11.207

1925
1926
1927
1928
1929

99*766
107.236
118,761
145.508
150,975

6.097
6,891
7,899
9,153
9.152

36.799
40.996
43.784
58.204
25.700

56,870
59,347
67,078
78,151
116*123

1910
1911
1912
1913
1914

32*396
34i762
37*824
41*778
43*687

749
935
1137
1*152
I t 667

11*361
12.878
14t215
15.730
16*469

20.266
20*949
22.472
24*896
25.551

1930
1931
1932
1933
1934

135,324
114.593
88.416
70,173
68.402

11.004
9.510
9*695
8.892
7,630

16.298
18*490
15,746
13,357
14,181

106*022
86*593
62*975
47.924
46,591

1915
1916
1917
1918
1919

43*612
44*985
50*446
54*791
67*186

2*079
2*539
2.935
3*050
2*733

19.045
19*540
20*002
21*189
27.970

22.488
22.906
27.509
30,552
36.483

1935
1936
1937
1938

76.491
61.684
70,036
82,860

7,699
8.163
9,482
9*694

11,643
9,990
9,235
8.799

57.149
43.529
51.319
64*367

1920

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

1939

95,498

56,970

1,770

1940
1941
1942
1943
1944

86*183
101*884
100*177
84,293
108*691

43,697
51,079
53,517
46.661
51.034

1,001

1945
1946
1947
1948
1949

110*928
143,350
203.657
243*922
264.648

1950
1951
1952
1953
1954
1955

Real estate

To
others

On
farmland

On
residential
property

2,068

Other

Other
loans
to
individuals

All
other

5,179

23,107

733
455
409
638

889
1*553
1*386
1*396
21.257

2*281
2*310
2,057
1*606
1*597

5.924
6,769
6.214
7*960
6*923

4,752
6*075
5*073
5,627
7,719

11*608
11*168

27,639
33*365
31.473
9024
8.335

60.133
70.184
99.929
129.514
148.619

997
3,042
1*041
1468
1*177

16.276
18*395
12.232
8.489
5,809

1*711
2,640
4,249
5*095
5,310

7,350
15*841
27.305
31,882
31.750

5*223
5,435
10,708
11*928
13*689

11,637
20*095
42*263
52,211
54.675

7,601
7,718
5*930
5,174
7,073

290.980
320.149
323,509
355,728
368,689

126.615
149.561
149,363
151.409
160.392

1*911
3.103
3.102
2.272
2*011

5,650
4,564
3.159
2.737
2,277

5,539
5.351
5.565
5,347
5*526

52,544
47.457
36,748
46,392
42,307

13.750
13.139
11,700
11*867
12*605

75*689
88.984
103.059
119.507
118.497

13,635
14,234
17,501
23.723
12*476

411.663

186.281

2*708

3*087

6,060

43,559

15,513

133*905

29,018

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alabama

105

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2,570
2*642
2*493
3*409

1*426
1*413
1.090
1*589

675
725
628
1*074

469
504
575
746

2*236
2.400
3.508
4.736

50
57
82
82

1.101
1*023
1.117
1.331

1*087
1.320
2.309
3.323

713
696
625
625

12.382
12*291
13.110
15*543

1900
1901
1902
1903
1904

4.171
4.231
4*218
4*972 *
5*808

2*201
2.374
2*507
3*174
4.005

1*162
1.096
1*009
1*061
1*064

808
761
702
737
739

5,054
5*602
6*750
6*464
9*538

126
252
135
151
131

1*482
1*922
2.130
2.270
2*824

3*446
3*628
4*485
6.043
6.583

694
708
750
799
1.052

19*110
22*326
25,011
28*850
34.776

1905
1906
1907
1908
1909

5.905
7.042
10*152
10*762
10*561

4.450
5*328
6*869
7*709
7.915

858
1*011
1.937
1.800
1.666

597
703
1,346
1*253
980

10,080
9*995
9*861
8*560
10*434

184
296
279
309
316

2.729
3*236
2.877
3,504
3,645

7(167
6*463
6.705
4.747
6.473

1*043
1*169
1.450
2*084
2*040

37,339
45.390
50.179
47*637
49*690

1910
1911
1912
1913
1914

10.373
11*131
12.295
12*413
13*344

7.795
8.187
8*736
8*931
9*583

1*558
1*609
1.765
1.632
1.796

1.020
1*385
1.794
1.650
1*965

10,070
12*664
13*870
12*695
12.522

337
354
309
572
459

3.744
4*120
4*187
4.254
4*514

5.989
8.190
9*374
7*869
7*549

2*176
2*409
2*471
2*730
3*010

55,015
61,016
66*460
69*616
72*563

1915
1916
1917
1918
1919

15.230
14.749
17.499
27.662
35.788

9.579
9.565
10.738
20*231
28*330

1*850
1*864
1.728
1.728
1.660

3.801
3*320
5*033
5.703
5*798

13.842
17*668
19*760
25*434
24.674

374
531
567
1*537
1*910

3.704
4.251
4*494
3.562
3.570

9*764
12.886
14*699
20*335
19*194

3.240
3.433
3.552
3*490
3*916

75.924
80*835
91*257
111*377
131*564

1920
1921
1922
1923
1924

29*866
26.405
24.721
30*730
31,539

22*061
19.027
16.420
20.092
17.120

1.518
1*683
1.895
2.956
4.504

6*267
5*695
6*406
7*682
9*915

27*225
21*239
22.246
27.616
30*605

2*968
1.763
2.334
2.849
2.705

4.246
3.629
3.310
2(665
3.729

20*011
15*847
16*604
21*902
24.171

4*162
4.399
4*923
5*681
6*242

153,095
137,503
132,427
153*624
161,687

1925
1926
1927
1928
1929

31*046
33*602
39,627
46,530
46*620

15.723
14.652
17.788
19.604
21*689

4*370
6*323
7.183
9*400
8*962

10.953
12*627
14*656
17.526
15*969

29*912
31*588
36.476
36*000
34.567

4*243
4*161
5.017
5.121
5*169

3*894
4.383
4.984
4*130
3.997

21.775
23*044
26*475
26*749
25.401

6*356
6*690
9.226
11*566
12.752

167,060
179*116
204*090
239,604
244,914

1930
1931
1932
1933
1934

42*694
48*193
48,097
48*805
58*387

19.825
21.673
23.449
27.119
31.300

7*577
10*994
10*160
9*427
13*627

15.292
15.526
14*468
12.259
13*460

39*024
34*498
23.176
28.121
42.709

4.999
2.847
1*552
2*010
3.656

5.006
5,109
3.732
3.466
3.371

29.019
26*542
17(892
22*645
35.682

12.984
12*729
12*470
12.014
12.747

230*026
210*013
172.159
159.113
182.245

1935
1936
1937
1938
1939

59*014
70*970
75*596
60.299
65.316

32.908
39.822
42.440
26.660
29.104

16.883
21.669
23.895
25*015
27.703

9.223
9.479
9.261
8,604
8,509

41.623
66.624
63.866
57.533
74.696

3*746
4*336
4*954
4*556
5*496

3.362
4*855
5.075
4.732
5.004

34.513
57.433
53.837
48.245
64(196

13.175
13.078
12.783
12*760
13*201

190*303
212*356
222*281
213*452
248*711

1940
1941
1942
1943
1944

69,845
77,875
143,594
292,941
370,402

31*742
33*832
95.036
238.008
316.370

30.538
35*192
38,605
45,282
45*878

7,565
8.851
9.953
9.651
8.154

99.181
128.572
151*555
169.926
180*541

7*249
7*479
11*099
12*158
14*014

5.302
6.774
10*149
12.276
13*687

86(630
114.319
130*307
145*492
152*840

13*450
13.245
12*546
11*342
9.993

268*659
321.576
407.872
558.502
669.627

1945
1946
1947
1946
1949

483,013
527,021
478*819
448*064
420,511

420.825
451.929
394.027
358.461
331*411

50*792
58*529
67*066
69*779
71*030

11.396
16*563
17.726
19.824
18.070

203*907
207.975
225.651
238*631
241*260

15.901
18.492
17*342
21.419
20.331

12.176
13*328
16*601
19*250
18*825

175*830
176*155
191.708
197,962
202,104

9.908
10.233
10*337
11*448
11*221

807.756
888.579
916*464
942*065
937*840

1950
1951
1952
1953
1954

434,011
421,044
473.697
454*942
504*083

338*997
322.391
358*226
334.116
368.804

76,302
80*005
96,560
102,365
116,874

18.712
18,648
18,911
17.961
18*405

226*250
262.043
283*009
273*977
275,351

25*030
30*130
27.336
45.570
52*861

15*220
16,753
21.302
22.668
21.839

186,000
215,160
234,371
205,739
200*651

11.484
12*228
12.722
12.704
15.022

964*725
1.015*464
1*092*937
1.097.351
1.163,145

46*283

22*179

215(902

16(827

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

25,157

106

Alabama

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i 3 of June 30 or nearest available dale; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

^Other
demand

Other
time

1696
1897
1898
1699

6.152
6,115
7.608
10*020

231

94
94
100
195

5*524
5*393
6*734
8,921

303

306
405
516

1900
1901
1902
1903
1904

12*213
14.170
16,472
19.131
22.135

881
956
1*011
1,163
1*491

251
251
451,
498
401

10,644
12f375
14,322
16*688
19,361

437
588
688
782
862

1905
1906
1907
1908
1909

23.583
27.245
30.675
25,973
28*363

1,669
2*001
1*979
1,512
1,984

265
264
949
1,168
522

20.557
23*695
25*829
20*962
22*559

1.092
1265
1*916
2*331
3*298

1910
1911
1912
1913
1914

31.079
35,981
40*438
41*574
42*298

2,059
2*411
2,698
2*612
2,506

309
345
342
260
394

23,238
25.794
28*637
28,220
29,903

5*473
7.431
8*761
10*462
9*495

1915
1916
1917
1918
1919

43,839
51,392
61,303
79.438
93.380

3,172
3,606
4*890
4,922
5,428

329
328
321
3*509
1*624

29,967
35,204
41*218
53*643
63,062

10.371
12*254
14*674
17*364
23*266

1920
1921
1922
1923
1924

109.589
88,955
91,266
113,738
119,205

5.189
3,757
5,216
6,444
6,294

503
431
624
817
767

73,222
53*820
54.271
66*378
65*315

30*675
30*947
31*155
40099
46*629

1925
1926
1927
1928
1929

126*756
136,375
157,693
178,932
170.354

6,950
6,702
9282
6,386
7,944

1*300
1*161
2306
2*749
3*258

70,614
74,064
84,341
97,117
88,604

47*892
54,448
61*764
70*660
70*548

1930
1931
1932
1933
1934

167,123
154,156
117,943
110,573
135,017

7,269
8,555
5,610
6,714
12,027

3.877
3*366
4*386
8*253
7,297

88,915
79,517
56,165
49*414
62,534

67*062
62.718
51*760
46*192
53.159

1935
1936
1937
1938
1939

151,799
179,786
187.881
179,561
213*566

13*025
19,535
18,560
17,484
26,866

5*856
6*383
2*915
1.710
4,551

77,422
92*676
102*524
96*131
113,754

55*494
59.192
63*882
64*236
66*395

1940
1941
1942
1943
1944

233,731
285*121
369,660
518*148
627*996

30*484
38,726
46,215
46,429
48*437

5*520
7*511
10.574
38.747
91.117

125,955
163,954
231,790
340.356
378*084

71*772
74*930
81*061
90.616
110*360

1945
1946
1947
1948
1949

762,250
638,593
859.464
878,646
870,544

59.249
57,683
58*193
52.457
46*032

98*655
70.604
8.015
11.671
10.196

459*956
541*402
598*289
618*543
617*841

144*388
166*904
194*967
195.975
196.475

1950
1951
i952
1953
1954

692*394
938.194
1.009,596
1.009*248
1*068*170

54*869
64*064
71,941
68*191
72*616

19*953
31.363
27.741
21.869
34.212

620,929
649,951
704,913
704,075
734,779

196*643
192.616
205.001
215*113
226*563

1955

1*114*667

72*186

322
369
386

229*706

Alabama

107

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no

Borrowings

nt>,0r
liSLs

C^1

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896

658

1897
1898
1899

638
357
118

1*025
1.044
772
1.078

3.405
3.355
3.205
3.105

1.141
,139
,167
.219

12,382
12*291
13,110
15,543

27

1
3

1900
1901
1902
1903
1904

216
873
532
534
1.002

1.626
1.953
1*928
2.479
3.366

82
81
80
79
76

3.460
3.590
4.000
4.250
5.555

*493
,659
.999
2.377
2.642

19*110
22.326
25,011
28*850
34*776

28
33
41
41
52

190S
1906
1907
1908
1909

606
2.440
It330
2.011
1.033

3.920
4.804
5.771
6i557
6.896

76
80
154
192
77

5*893
7.115
7.925
8.317
8*372

3.061
3,706
4,324
4,587
4,949

37*339
45,390
50,179
47,637
49.690

65
71
73
76
75

1910
1911
1912
1913
1914

2.616
1.653
1.300
2.443
3.066

7*158
7.475
8*051
8.197
8.984

65
77
23
59
95

8.680
9.380
9.700
9*965
10.405

5,417
6,450
6,948
7,378
7,715

55.015
61.016
66.460
69,616
72.563

79
81
85
87
90

1915
1916
1917
1918
1919

3.087
2.. 116
1.748
3.305
8.429

9*144
8.958
9.263
9.248
9.099

26
75
133
380
997

11.340
10*550
10.657
10*620
10.745

8,488
7,744
8,153
8*386
8,914

75,924
80*835
91,257
111*377
131.564

92
90
92
91
94

1920
1921
1922
1923
1924

10*381
13*343
5.494
3*886
5.022

9.562
10.516
10.450
10.026
10.585

1*057
432
551
503
579

11.932
12*765
12.840
13*175
13.330

10,574
11.492
11.826
12,296
12,966

153.095
137.503
132.427
153.624
161.687

101
107
107
106
105

1925
1926
1927
1928
1929

4*007
5*784
5.344
10*297
20.138

9.200
8.724
9.335
12.195
13.638

698
698
1.799
2*389
2*429

13*070
13.170
14.095
17,020
18*020

13,349
14,365
15,824
18,771
20,335

167.080
179.116
204.090
239.604
244*914

102
102
105
107
106

1930
1931
1932
1933
1934

7.516
4>632
6*704
1*431
101

13.641
13.414
13.653
10,513
11.355

2*636
1.937
1,125
1.244
1.243

18,270
18.305
17,120
20*755
23.095

20,840
17,569
15.614
14,597
11,434

230*026
210.013
172*159
159,113
182.245

101
92
81
66
70

1935
1936
1937
1938
1939

154
21
271
168
10

4,897

1,204
1,006
1,309
1.091
1*004

21.100
20.625
20*360
19*897
20*457

11,149
10,918
12.460
12.735
13,674

190,303
212,356
222,281
213*452
248.711

69
69
68
66
67

1940
1941
1942
1943
1944

81

1.117
1*601
1*804
1.386
2*106

18*687
18.612
18.415
18.206
16.902

15*043
16.242
17,993
20,762
22,621

268,659
321*576
407.872
558.502
669.627

66
65
66
66
66

2.380
3.387
4*581
4*972
5*248

16*484
16.096
18*069
18*744
19*280

26,642
30,503
36,330
39,541
42,768

807.756
888.579
918.464
942.065
937.840

65
66
66
68
69

6.377
7*458
9.011
9.490
10.921

20,565
21*440
22*007
23.762
24.615

45,389
48,372
52,323
54,851
59,439

964*725
1.015*464
1.092.937
1*097.351
1.163.145

70
70
71
71
71

19*5
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

162

26
26
26

108

Alabama

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total
8t578

Real
estate

All
other

Collateral

Year
Total

3.615
1.274
1.120
1.182

1.993
1.280
2.727
2*503

2*970
6*287
4.914
5.898

967

2.431
3.389
2*457
5.068
4*846

7*802
3*846.
9,647
9.214
12*800

1920
1921
1922
1923

5*455
7.371
3*343
7.871
7.398

15.383
20.759
23*496
22,184
20.874

5.380
6.790
5.670
3.909

11.831
12*330
13*060
10354
5*618

6*634
6.837
7.529
9.488
12*237

7.512
8.978
11.119
15.546
21.733

1896
1897
1898

8,841

1899

8i761
9*583

1900
1901
1902
1903
1904

11.200
11.445
15.271
17.994
19.992

1905
1906
1907
1908
1909

23.314
31.501
35*654
33.655
31.656

3.600
3.384

1910
1911
1912
1913
1914

40.378
42.022
52.237
50.927
51.681

1915
1916
1917
1918
1919

41.137
41.184
43.774
53.607
66*871

4.210
3.167
3.712
2*346
2*476

3.371
3.815

5.168

Real
estate

Collateral

All
other

1924

95.276
84*150
79*150
92,680
98.652

17,912
16*325
15.785
17*014
16.646

34.395
33.408
34.244
38.660
41.532

42.969
34.417
29.121
37.006
38.474

1925
1926
1927
1928
1929

106,214
116,295
102,905
98*186
98.383

20.074
22.456
21*096
21.208
22*431

44.716
49,376
38,898
32*500
27.842

41*424
44*463
42.911
44*478
48.110

23.379
24,312
32.387
34*903
42.154

1930
1931
1932
1933
1934

75.493
55*552
42*090
28*194
26.588

18,118
13.999
11,090
7.643
6.512

17,816
10*499
5,986
5*623
3*171

39*559
31.054
25.014
14.928
16*905

26.991
25.369
25.126
28*573
32*901

1935
1936
1937
1938

32*121
29,114
36,451
40.245

5.887
6,443
8.174
9,111

5*043
2*895
3*418
3*161

21*191
19*776
24.859
27.973

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

1939

Real estate

On
farmland

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

628

2.742

1940
1941
1942
1943
1944

40.931
45.056
46.240
39*190
55.682

17.925
18.091
21.449
18,563
24*900

86
51
93
155
232

429
504
314
828
10.067

3*109
3*309
3*073
2.491
2.859

6.234
6,979
7*138
6*747
6*535

2.025
2*110
2*038
1.776
1.683

6,519
7.824

11.123
14.012
12*135
2*111
1,582

1945
1946
1947
1948
1949

60*640
70*275
79*219
95*206
107,793

31.543
29.772
31.150
37*082
45*409

447
780
26
43
11

5.596
5.766
1*943
1*638
1,637

3*302
5*032
7.099
8*477
9.213

7.735
10.789
16.342
19.515
19,928

1.728
3*268
4*667
5.416
6.416

8.753
13*435
16.719
22.033
24,154

1.536
1,433
1*273
1*268
1,716

1950
1951
1952
1953
1954

108*120
113.945
125,023
134*893
152.652

40.139
43.289
47.638
50*721
62.604

10
44
64
66
30

1,539
1*710
1*850
1*463
2*459

10.302
11.074
11.554
12*493
12*715

20*809
21.801
23.781
24.507
25,634

5.899
5.315
6*030
6*475
7*406

28.658
30,517
34.608
39,695
42,475

1,675
1.425
1.013
1.233
1.202

1955

160.393

57.093

69

2.233

14.029

29*998

9,537

48.048

1,585

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Alabama

109

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-]955^Contmued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Casb assets

Investments
Year

1896
1897
1698
1899

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

10
245
659

1*655

1
1
4
10

3
62
219
551

1*888

11

629
202
454
251
378

Bankers'
balances
(including
reserves)

Cash items
in process
of collection

Currency
and
coin

2.335
1*686
4*973
5*444

10
26
92
9

2.273
1.627

1*563
1*016
2*608
3*808

7*374
3*822
5*608
5*087
7*352

64
19
47
186
332

2.060
1.348
2*496
1*778
2*180

1*112
1.873
1*700
1.528

8*872
9*305
10*549
10*655
10*761

284
298
338
356
374

1*810
1*528
2*650
2*700
2*738

10.307
10*968
12*145
11*835
15*681

454
356
288

1*402
1.335
1.836
2*003
2.475

10*538
14.577
16.926
20.750
23*029

Other
securities

6
162
436

1*094
1*248

Total

Other
assets

Total
assets

388
706

11.490
12*219
14,781
17*388

5.250
2.455
3*065
3.121
4.840

1*146
1.104
1,197
1.123
1*665

21*608
16*979
23.440
24*957
30*145

2.707
3*094
3.254
3*244
3.235

5*881
5.913
6*957
7.055
7*152

1*559
2*040
2*414
2*428
2*442

35*052
44*526
51*450
49,309
47*168

3.431
3*148
3.290
3*364
3.623

6*422
7*464
8.567
7*465
11*806

3*000
3*150
2*403
3*869
4*329

56*668
58*904
70.159
69.986
75.462

291
749
776

1*476
1*836

3.087
3.564
3.816
3.467
4.477

7*160
10*264
12.334
15*807
16*716

3*626
3*601
4*075
6*256
5*208

57.466
61*457
67*666
87.674
107.700

762
640

567

1.447

1900
1901
1902
1903
1904

1*364

I t 136

8
5
7

1905
1906
1907
1908
1909

1*307
1*682
2*833
2*571
2*309

8
10
17
15
13

435
560
943
856
768

1910
1911
1912
1913
1914

2*983
2764
3*374
3*355
3.771

36
7
22
5
15

1137
1*229

1915
1916
1917
1918
1919

2*167
2095
2*889
7*061
12*592

16
38
52

3.950
8.731

1*001
1*108
1.386

1920
1921
1922
1923
1924

12*379
9,917
7*070
9*978
9*916

7.681
5*421
2*031
2.780
1*787

1.701
1*637
1*848
2*634
2.975

2.997
2.859
3.191
4*564
5.154

24.055
17*656
19.890
22.907
23.926

2*151
1*416
1*866
2*540
2*190

5*265
3*720
3.574
3.661
4.361

16*619
12*522
14.450
16.706
17,375

4*642
4*464
5*619
6*993
6*738

136.352
116*209
111*729
132*558
139*232

1925
1926
1927
1928
1929

11*705
12*052
10*781
11*428
10*888

1*013

3*913
4*040
3.517
3*628
3*507

6*779
7*104
6*363
6*708
6*689

24*321
24*262
23.875
16.906
16*607

2*626
2*469
1*624
1.227
1.204

4.667
5*024
4.461
4.020
3.501

17*028
16*769
17.590
11.659
11*902

7.737
7.949
7.590
6*806
7*099

149.977
160*558
145*151
133*326
132*977

1930
1931
1932
1933
1934

8*715
8*259
3*319
8*494
14*374

5*595
5*078
4*486
3*805
4*030

13*404
13*895
8*470
10*368
17.711

1*235

1*659
2*031
5*556

2*857
2.524
2*174
2*658
4*786

2*871
2*699
1.819
1.633
1.747

9*298
10.454
6.149
7*997
14.889

6*434
5*953
5*936
4.780
4*826

104.046
83*659
64*815
51*836
63.499

1935
1936
1937
1938
1939

19t729
27556
27*305
25*208
27tl70

9.416
15*665
14*360
11.919
12*655

6*256
8*449
9*265
9*603
10*782

4*057
3*442
3*680
3*686
3.733

14*639
24*265
23*882
21*839
28*656

1.062
1.082
1.057
1.846

2.144
2*784
2*989
2.935
2.922

11*584
20*419
19.811
17*847
24*088

5*124
4.472
4*339
4*152
3.759

71.613
85.407
91.977
91.444
100*060

1940
1941
1942
1943
1944

29.972
30*910
41*306
106*430
135*855

15*103
16*246
26.470
91t901
121*692

11*754
12*136
12*677
12*131
12*028

3*115
2.526
2*159
2*398
2*135

35*033
52*713
67*15*
81*383
84*797

1.544
2.156
3*336
3*835
3.395

2.972
3*453
4.712
6*066
6.921

30,517
47.104
59.105
71.480
74.481

4*381
4*329
3*804
3,586
3*074

110*317
133.008
158.503
230*591
279.406

1945
1946
1947
1948
1949

191*591
236.139
149.505
140(495
125*504

175.515
215.801
132.151
120*362
104.308

13*343
15*796
14*144
16*940
18*726

2*733
4*542
3*210
3*193
2*470

106*836
111*024
71.694
65*992
61*085

4.409
5.068
1.831
1*681
2*906

7.540
7*829
8.309
9.613
9.727

94.887
98.107
61*554
54,698
48.450

2*906
2*969
1*631
1.704
2*282

361,973
420*407
302*049
303,397
296*664

1950
1951
1952
1953
1954

122.167
124.735
139.994
154*887
161*543

100*044
100*255
111.087
122*029
121.983

20*060
22*105
26*559
29*916
33*413

2*063
2*375
2*348
2*942
6*147

65*394
72.829
82*651
83*792
81.147

2*800
2*492
2*764
2*841
2.527

9.203
8*606
10*156
10.864
11.663

53.391
61.731
69.709
70*087
66*957

2.509
3.199
3.507
3.724
3*958

296*190
314*708
351.175
377.296
399*300

2.974

12.758

70*117

4*352

427*866

608
753

177.272

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

908
901

1*092
692
263
657

702
650

1*018

749
722

402
902
497
751
864

5.921

1.006
250

742
502
738

1*075
911

110

Alabama

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

1896
1897
1898
1899

5*393
5*425
8.596
11.911

127
106
158
1,750

1900
1901
1902
1903
1904

14*309
10*391
15.767
15.054
19*469

397
438
659
662

1905
1906
1907
1908
1909

22*968
28,557
33.875
32.267
30.658

1*093

1910
1911
1912
1913
1914

35,989
38*641
48*188
44,863
52,450

1915
1916
1917
1918
1919

36,003
41,524
49.165
67*958
84,953

2,345
3,646
3,262

600
399

1920
1921
1922
1923
1924

105*895
83,884
84*442
105,103
107,699

3*326
2,350
2,975
3.684
3,265

1925
1926
1927
1928
1929

116*629
124,921
111,678
100,930
95,093

3,496
3*958
2,789

1930
1931
1932
1933
1934

73,281
60,587
44,261
37,227
48,163

1,219
1,565
911
1.177

1935
1936
1937
1938
1939

56,709
69.715
75.586
84,721

2,038
3,436
3,324
3,268
5,493

1940
1941
1942
1943
1944

94,640
116,973
142.202
213,050
260.140

7,965
11,766
9,492
11,771
11,072

2*567
14,332
28,371

1945
1946
1947
1948
1949

340.999
397.632
282,319
281,228
271,729

13,046
14*081

31,124
22.183

1950
1951
1952
1953
1954

271,421
286,283
320*356
343,514
363*406

935
1.171
1,840
2,133
2,071

75:, 531

368.223

4,192
4,202
6*607
7,895

1,831
2*266

16,166
19,759
23*035
21,722
22*082

5.709

24.783
25,596
30,371
28842
35*163

8*925
10,920
13,680
13>561
14*047

25,474
27*879
32.412
45.989
58.882

8*825
11,958
14,408
17.723
22,410

261
213
307
48

72.833
53.080
51.274
63,146
63*434

29*496
28,193
29*980
37*966
40*952

328
410
151
174
175

67*585
71,824
63,749
54,301
49*463

45,220
48*729
<t4,9B9
44*693
44*011

72
172
169
62
964

37,317
31,466
20*949
18,407
25.208

34.673
27.384
22.232
17.581
19*764

536

31,422
40*024
44*556
43,761
47*832

22*713
24*891
27,251
28.124
29*833

53*403
68*663
94.307
148.287
175*025

31.859
34*705
35*836
36.660
45*672

236,624
288,149
220,973
217.859
207,369

60*205
73*219
58*657
59*525
61*574

204,006
216,994
239,783
253,812
255,291

63*766
64,828
73*063
83*553
99*670

2*098
2*049
2*281

2,125
4,137
2.460
3*240

1,704
1.687

736
1,263
820

1.074
1.117

3,186
2 .349

1*601
2,146

2,227

Other
time

10.726
7,604
11,452
10*823
13.970

737

1,762
1,444

Other
demand

238

1*364

400
433
1,563

1,413
1,839

1,953
258i

1,966
2*692
3*290
5*670

4,016
6*374
5,690

3.656
3,569

fe782
7.197
8*694
8>447
6*527

Alabama

111

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Nat
Year

Borrowings

ba
nojf

.Sties

OP"

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

343
1*105
566
165

29
92
47
14

4*533
4.184
4*519
4.299

1,192
1*413
1,053
999

11*490
12,219
14,761
17*368

75
70
74

1900
1901
1902
1903
1904

1,310
858
626
917
879

109
72
52
76
73

4*689
4*260
4*499
6,749
7,395

1,191
1,398
2*496
2*161
2*309

21*608
16,979
23*440
24*957
30*145

79
84
95
112
123

1905
1906
1907
1908
1909

1*526
3*661
3*684
2*732
1*780

127
305
307
227
148

7,052
7.863
8,826
9,182
9,538

3.379
4.142
4*758
4,901
5*044

35,052
44*528
51.450
49.309
47,168

139
169
196
200
199

1910
1911
1912
1913
1914

3,903
2*800
2.253
4*823
2*403

103
110
64
346
166

10,967
11*316
12*026
12*836
13,075

5,706
6,037
7,628
7,118
7,368

56*668
58*904
70.159
69.966
75,462

214
223
239
258
267

1915
1916
1917
1916
1919

2*913
2*278
1*492
1*858
3*905

167
160
215
814
733

11.693
11,154
10,678
10*642
10*877

6,692
6,341
6,116
6,402
7,232

57*468
61,457
67,666
87,674
107,700

261
244
236
238
240

1920
1921
1922
1923
1924

8*984
11*600
6*249
4*818
7*041

589
448
497
802
787

11*842
11*680
11,489
12,263
13,391

9*042
8,597
9,052
9,567
10*314

136*352
116*209
111*729
132*558
139,232

251
251
249
254
257

1925
1926
1927
1928
1929

7*096
8*921
6460
8*102
13*133

1*330
493
232
676
684

13,828
13,888
14,003
11*866
12.111

11,094
12,335
12,778
11,752
11,956

149,977
160*558
145.151
133.326
132,977

252
253
251
250
244

1930
1931
1932

9*290
4*906
4*665

1933
1934

1*641
403

1.143
247
1,125
1*337
229

10,536
9.276
7,669
6,201
8*710

9,796
8*643
7,095
5,430
5,994

104.046
83*659
64,815
51,836
63*499

220
194
162
137
146

1935
1936
1937
1938
1939

710
235
383
802
300

126
193
218
229
160

8,894
8,535
8.630
8,795
8*008

5,174
6,729
7,215
6,032
6.891

71,613
85,407
91,977
91,444
100*080

148
148
149
252
149

1940
1941
1942
1943
1944

51
52
47
47
97

478
425
253
525
389

8.026
7*980
7,954
7.747
7,897

7,122
7,578
8,047
9,222
10,985

110*317
133*008
156*503
230.591
279.408

152
152
151
150
151

1945
1946
1947
1948
1949

347

588
734
350
472
632

7*799
7i622
6,471
7,110
7,405

12,240
14,419
12,859
14,522
16,378

361*973
420,407
302,049
303*397
296*664

151
153
153
154
157

834
926
1,029
1,303
1,299

7,625
7,921
8,751
9,763
10,423

17,964
19,435
20,910
22*680
24,172

298,190
314,708
351*175
377,296
399,300

155
155
158
159
160

1950
1951
1952
1953
1954

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50
65
520
346
143
129
36

1,578

75

164

ARIZONA

States Summary. Compilation of figures for


State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports and abstracts of the State and territorial
banking departments and by other State
authorities. These sources were supplemented
by data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks obtained
from abstracts published or supplied by the
State banking department or from bankers'
directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in Arizona, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Arizona
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
1
Since there have been no mutual savings banks in
Arizona, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national'*; it refers to banks that at one time or another
during: the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan
and trust companies," "stock savings banks/' or "private
banks and bankers" (unincorporated banks).

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112

Arizona

113

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
Based on information in the reports of
territorial authorities, five banks were added
to the number published by the Comptroller
for 1899, and two to the number for 1900. One
trust company and its balance sheet were
added for the period 1923-1928, and two were
added for the period 1929-1933, in accordance
with an agreement among Federal bank supervisory authorities in 1947 as to the types of
institutions to be included in banking data.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1924. For the years in which items were not
reported, figures were estimated.
Real estate loans were estimated for certain years by applying to total loans the ratio
of these loans to total loans as follows: for
1896, the ratio computed from reported data
for 1897; for 1902-1905, the average of the
ratios for 1901 and 1906; and for 1907 and
1908, the average of the ratios for 1906 and
1909. Estimates for 1916-1920 were derived
by applying to total loans, ratios of real estate
2
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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loans to total loans that were derived by interpolating between similar ratios based on
reported data for 1915 and 1921 (an adjustment was made in the interpolated ratio for
1920 to take account of the trend in the corresponding ratio at Arizona national banks);
estimates for 1922 and 1923 were made by the
same method except that the base years were
1921 and 1924.
Collateral loans were estimated for the
same years and by the same methods as described earlier for real estate loans except that
(1) ratios of collateral loans to total loans less
estimated real estate loans were used in
making estimates for 1902-1905 and 1907 and
1908 (and these ratios were applied to that
total), and (2) no adjustment was made in
the interpolated ratio for 1920. In addition,
it was necessary to estimate collateral loans
for 1898; this was done by applying to total
loans an average ratio of this item to total
loans based on data for 1897 and 1899.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1924. For the years in which items were not
reported, figures were estimated.
United States Government securities.
United States Government securities were estimated for several years by applying to total
investments the ratio of this item to total investments computed from reported data as
follows: for 1916, the ratio for 1915; for 19171920, ratios that reflected changes over the
period in the ratio of United States Government securities to total investments at Arizona
national banks (these ratios'were derived by
interpolating technique No. 2, described in the
United States Summary); and for 1922 and
1923, ratios that were derived by interpolating
between ratios for 1921 and 1924. Holdings
of United States Government securities for

114

All-Bank Statistics

1916-1920 were estimated by a different


method from that used for 1922 and 1923
because of the predominant influence on total
investments of holdings of United States Government securities, which increased sharply in
the years immediately following 1916.
Obligations of States and political subdivisions. Since the amounts of State and
political subdivision securities held by State
commercial banks were very small in 1905
when they were first reported, no holdings
were estimated for earlier years. Estimates
for 1907 and 1908 were derived by applying
to total investments the average of the ratios
of this item to the total computed from reported data for 1906 and 1909.
Estimates for 1916-1920 were derived by
applying to total investments other than
United States Government securities, ratios of
State and political subdivision securities to
this total that were deriveH by interpolating
between similar ratios based on reported data
for 1915 and 1921; for 1922 and 1923, by
applying to total investments, ratios of this
item to total investments that were derived
by interpolating between ratios computed
from reported data for 1921 and 1924.
DEPOSITS

The breakdowns of deposits into interbank, United States Government, other demand, and other time were adequate, after
some minor revisions, in the reports of the
Comptroller for all years except 1896-1908,
1916-1920, 1922, and 1923.3 No attempt was
made in the revised series to provide figures
for United States Government deposits prior
to 1918 because practically all such deposits
were held by national banks.
For years in which items were not reported,
8
In subsequent paragraphs these items (if discussed)
are designated and arranged as follows: demand, time, interbank, and United States Government. This order differs
from that in the tables.

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figures were obtained from other sources or


were estimated.
Demand and time deposits. The breakdowns of total deposits other than interbank
and United States Government into demand
and time were estimated for certain years by
applying to this total, ratios of time deposits
to this total derived as follows: for 1896-1908,
ratios extrapolated from the straight-line
trend of such ratios computed from reported
data for 1911-1915, 1921 and 1924 for the
same class of banks; for 1916-1920 and for
1922 and 1923, ratios that were derived by
interpolating between ratios based on reported
data for 1915 and 1921 and for 1921 and 1924,
respectively.
Movements in time deposits at national
banks were not used as a basis for estimating
these deposits at Arizona State commercial
banks because of the very small amounts of
such deposits at national banks.
Interbank deposits* Interbank deposits
were reported for all years except 1903 and
1905. No estimate was made for 1903 since
the amounts were very small in surrounding
years. For 1905 an estimate was made by
applying to total deposits the average ratio of
this item to total deposits computed from reported data for 1904 and 1906.
United States Government deposits.
Figures for United States Government deposits
for 1918-1920 represent such deposits at State
member banks only, which held practically all
of this type of deposit at State commercial
banks. Figures except for 1918 are as reported. The figure for 1918 was estimated by
applying to United States Government deposits at all State member banks in the United
States on June 30 of that year, the ratio of
these deposits at State member banks in Arizona to such deposits at all State member
banks on June 30, 1919.

Arizona
STATE COMMERCIAL
The principal assets and liabilities of
State commercial banks for 1934 and 1935
were obtained by combining data for insured
banks published by the Federal Deposit Insurance Corporation with (1) data for individual noninsured State commercial banks
derived from reports of the State banking department and (2) data for noninsured trust
companies derived from bankers' directories.
The same procedure was followed for 19361946; in that period, however, the only noninsured banks in the State were two trust
companies in 1936 and one in 1937-1946.
The breakdowns of some of the asset and
liability items that were required for the allbank series were not available for noninsured

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115

BANKS, 1934-1946
banks and trust companies for some years in
the sources cited. The breakdowns of loans,
securities other than United States Government obligations, cash assets, and deposits for
the noninsured State commercial banks in
1934 and 1935 were made on the basis of percentage distributions of corresponding items
at insured nonmember commercial banks in
those years. Estimates of the breakdown of
these items at trust companies for 1936-1946
were made on the basis of distributions computed from balance-sheet data for December
dates for one of these companies, which had
submitted reports to the Federal Deposit
Insurance Corporation.

116

Arizona

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
All
other

Collateral

Year.
Total

Real
estate

Collateral

All
other

318

2.195

208
216
77
256

381
420
540

763
839
1,305
1.399

2.944
.3.631
4*163
5373
5,917

391
469
597
774
866

1*445
988
1*142
1.627
1,669

1,108
2.174
2.424
2.972
3 . 362

1920
1921
1922
1923
1924

62.884
56.166
50.162
48,693
46*845

7,533
7*259
7.572
8*364
9,478

23.138
21,964
19,710
18,921
18,474

32.213
26.943
22*680
21.408
16*893

1905
1906
1907
1908
1909

6.459
6*141
10.547
9.636
10.085

909
1.199
1*665
1*589
1*618

1*959
2*594
3*334
3.204
3,423

3,591
4,348
5,548
4*845
4,844

1925
1926
1927
1928
1929

45,700
43,604
43*206
51*135
54.282

10*648
9.666
10*785
10,576
10,822

18*323
17*346
17.978
26.629
30.950

16*729
16*592
14*445
13*928
12.510

1910
1911
1912
1913
1914

12.709
13*832
15,174
20*845
22.590

1,943
2*276
2,366
3,748
3,526

4,OU5
4,112
4.651
4.812
5.899

6,761
7,444
8.157
12,285
13.165

1930
1931
1932
1933
1934

46*833
34,221
20.765
15.615
15.143

11,928
11.401
6,423
6,771
6,618

16.409
9*299
4.446
4.697
1.940

18.496
13.521
7,894
4,147
6,565

1915
1916
1917
1918
1919

21*136
26.927
34,461
39.039
42,403

3*649
4,699
6,022
6,063
6.130

6,357
8.604
11.462
13.329
15.303

11.130
13.624
16,977
19,647
20.970

1935
1936
1937
1938

16,152
20.416
25*054
27,160

5.791
5.201
6.062
7,433

1.791
2.128
2.348
1.827

8,570
13*067
16*644
17*900

1696
1897
1698
1699
1900
1901
1902
1903
1904

1289

1.436
1*802

Loans1
Commercial,

Year
Total

and
agricultural

1939

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

14.954

residential
property

to
Other

All
other

individuals

1.008

5.951

901
688
544
574
678

870
691
554
682
480

8.479
10.338
11.943
11.681
12.118

1,271
1*211
1,021
798
638

4*231
4*853

7,907
10,400
8,815
227
739

617
597
129

1,354
1.175
1.056
1.070
1.215

1.091
1.897
2*111
2.417
2.215

11.034
13.387
25.059
47.718
50.045

610
2159
3,583
4,709
4*776

5*665
12*836
21,975
29*571
32,064

1,303
1,020
689
861
733

72,881
92,1-72
93.872
103,498
113,656

158
251
126
337
235

140
295
317
268
326

2,489
2.562
2.413
2.540
2.321

51.888
60,140
58,787
66,578
67.990

3,532
4,753
2*671
3*078
3*906

39,883
46,964
58,231
80,051
77.046

1,063
463
386
944
1.234

147,791

420

582

2*844

83.182

6*326

91,629

3.446

1940
1941
1942
1943
1944

34,384
43,251
41.446
40,283
46.422

14.950
19.908
18.556
22.090
26*916

1945
1946
1947
1948
1949

56.512
81,580
122,540
162,604
15,5,752

35.455
49,106
67.450
76.508
65.413

1950
1951
1952
1953
1954

171.429
206,501
215,215
255.328
265.530

1955

334,154

6
15
13

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

Other

On

6,952

the total and are not entirely com parable with prior figures.
continue to be shown net.

Total loans

Arizona

117

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

410
403
428
443

213
244
259
253

69
59
51
67

128
100
118
123

717
1,247
1,533
1*779

18
9
23
20

316
320
465
475

383
918
1,045
1*284

96
127
87
135

2,512
3,213
3,850
4.552

1900
1901
1902
1903
1904

498
629
951
1,262
1.408

259
271
271
362
594

71
83
103
115
130

166
275
577
785
684

2*254
3*100
3,083
4.005
4,137

32
56
54
100
112

697
782
939
2,267
966

1,525
2,262
2*090
1*638
3.059

185
316
395
393
622

5*881
7*678
8,592
11,033
12,084

1905
1906
1907
1908
1909

1*639
2*054
2*382
2.453
2*656

641
779
1,000
946
1.117

199
445
490
544
627

799
830
892
963
912

4,953
6.597
8.340
5.229
7.090

117
151
267
310
130

1,378
1,461
1,864
1,654
1,862

3.458
4,985
6.209
3,265
5,098

597
810
1,133
970
1*140

13,648
17*602
22.402
18.290
20.971

1910
1911
1912
1913
1914

2,746
2,999
3,509
4,557
4,603

1.002
992
1.232
1.404
1.426

700
843
880
1,139
1,477

1,044
1,164
1.397
2,014
1,700

7,302
8,530
8,941
11.163
13.017

228
268
197
301
888

1,781
1,805
1,883
2,390
3,025

5,293
6.457
6861
8,492
9,104

1,177
1,511
1,561
1,759
1,680

23.934
26.872
29*165
38.344
41.890

1915
1916
1917
1918
1919

5*025
5,146
6,693
11.598
13,409

1.398
1.417
1.990
4.447
5.983

1,440
1,764
2,222
3,209
3,178

2.187
1.965
2.481
3.942
4.246

12.403
19.776
25.542
18.837
21.312

238
501
658
644
1*040

2,381
3,634
4,594
3,857
3,692

9,784
15.641
20*290
14*336
16*580

2,072
2,136
2,255
2*345
2*659

40.636
53.985
68.951
71,819
79,783

1920
1921
1922
1923
1924

12.575
10.950
12.974
12.137
11.174

5.742
5,375
6,646
(6,241
5,592

2,764
2,351
2,295
1,884
1,816

4*069
3.224
4*033
4*012
3*766

21.922
17.209
19,055
16.620
17,405

999
815
807
780
896

3,873
3,460
5,344
4,667
3,522

17*050
12.934
12.904
11,173
12,987

3,184
3,707
3,529
3,891
5.371

100,565
88,032
85,720
81,341
80*795

1925
1926
1927
1928
1929

13.527
14,607
19,261
24.139
30.699

6*099
7*026
9*747
11.469
15*60.4

1*992
2.359
3,027
4,286
6,120

5,436
5,222
6,487
8*364
8,975

16,930
15,390
15,696
17,773
18,263

794
875
1,329
1,042
1.894

3.583
3.589
3,190
3,158
3.070

12,553
10,926
11*179
13.573
13,319

6,232
6,015
5*624
5*251
4,873

82,369
79.616
83.791
98.298
108.137

1930
1931
1932
1933
1934

28,882
28,808
21,231
22*355
22.707

13.103
13.547
10.611
12.248
11,190

6.569
7.867
5.570
5,743
6,415

9,210
7,394
5.050
4.364
5.102

18*282
17,618
11,016
11,214
16,446

1.641
955
819
564
608

3.128
3.665
4,036
1,911
1,615

13*513
12.998
6*161
8*739
14.023

4,776
4,142
3*384
3,938
3,685

98.773
84,789
56.396
53,122
57,981

1935
1936
1937
1936
1939

22*229
24*814
32,882
32.672
30,291

10*874
13,993
21*081
22.335
20.569

6,768
5,386
4,637
4,401
4.977

4,567
5,435
7,164
5,936
4,745

22,097
29,292
29,606
29,155
31,034

603
1,982
1*889
1.738
1.777

1,949
3,035
2.783
2.274
2.586

19,545
24,275
24.934
25,143
26.671

3,212
3,330
2,649
2,745
2,944

63,690
77.852
90,191
91,732
95,520

1940
1941
1942
1943
1944

26.716
29*346
37.494
104.103
146.634

17*054
21.254
29,974
95,077
142,233

5,008
4*786
3*830
3,309
2,796

4.654
3.308
3.690
5.717
1.805

37.992
36.637
50,102
69,970
68,110

1,791
2,689
3,798
5,137
5.513

2,708
3,182
4,630
5,413
6,254

33.493
30,566
41,674
59,420
56.,343

2,857
2*910
2*709
2,699
2,592

101,949
112,146
131.751
217*055
263*958

1945
1946
1947
1948
1949

198.170
221,202
200*882
183*592
187*457

193,477
214,975
183,713
155,204
156,705

2,773
3,682
11,882
15*003
17*040

1,920
2,545
5,287
13,385
13,712

61,682
93,330
61,279
84,934
89,117

5.859
6,642
8*180
10*536
10.752

6,996
6.540
7.475
8.654
9.336

69,027
60,146
65,624
65,744
69,029

2,929
3,168
5,412
6,739
7,215

339*493
399*260
410*113
437*869
439,541

1950
1951
1952
1953
1954

196*302
208.485
259,106
260.636
284,351

163,314
167,069
202,331
203.934
219.376

20,544
28*446
43,141
43.519
48,198

12,444
12*970
13,634
13*183
16,777

79,190
94,252
114,261
119,812
121,316

12.751
15.276
24.712
27.827
22.464

9,259
10,770
12.195
14.046
13,890

57,180
68,206
77,354
77*939
84.962

8*593
10,734
12,326
13*069
15,214

455.514
519.972
600*908
648,845
686,411

1955

304.172

233,016

51,265

19*891

124,077

27,486

15,522

81.069

17,992

780,395

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

118

Arizona

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

njacti at EJAADUJA i mo, AI^IS 11 uiuoun, j.oy v-x^**VAJUUIIUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

Other
demand

(J^

1896
1897
1898
1899

1.584
2.2 87
2.9 22
3.561

33
54
69
60

1900
1901
1902
1903
1904

4,668
6,205
7,005
8,557
9,541

97
180
188
98
175
248
296
495
387
549

Other
time

1*499
2.147
2.733
3*374

51
86
120
147

90

4,300
5,603
6*263
7,704
8*366

271
422
554
755
910

100
150
200
245
260

9.355
12,219
15*838
11.575
14.256

1,082
1,469
1,952
1,808
1,359

1905
1906
1907
1908
1909

10,785
14,154
18,485
14,0 15
16*424

1910
1911
1912
1913
1914

18,986
21,273
23,359
30*020
34*996

654
915
1,103
1,163
1,960

190
188
241
236
276

15.770
16,539
17.785
21*508
24.209

2.372
3.631
4,230
7,113
8*553

1915
1916
1917
1918
1919

33,012
46,120
60,273
61,005
67,054

2,038
2,973
2,750
3,026
3,693

279
226
197
437
242

22,293
30,309
39,793
40*473
43,993

8,402
12,612
17.533
17.069
19*126

1920
1921
1922
1923
1924

63,857
64,314
68,109
65,587
66,761

3.796
2,726
2,558
2.309
2.397

247
240
183
134
118

55.745
40.115
40,854
38,561
38.655

24*069
21*233
24.514
24*563
25.591

1925
1926
1927
1928
1929

69,760
68,194
72,024
87,114
94,559

2,215
1.349
1,744
1.975
2,058

115
99
118
106
197

40,094
40.655
41.081
50.096
53.547

27.356
26*091
29.081
34.935
38*757

1930
1931
1932
1933
1934

84,270
71,953
44.408
44.103
50*572

1,831
1.931
820
882
1.178

129
139
345
196
156

45.946
37.134
20.531
20,334
28,051

36*364
32*749
22.712
22.691
21.187

1935
1936
1937
1933
1939

56.293
70,325
8 2 , 2 15
83,498
86,741

1,495
1,560
1.517
2,601
1,922

179
153
157
174
149

34,584
46,639
55,722
&2.817
54*446

20.035
21.973
24.819
27*906
30*224

1940
1941
1942
1943
1944

93,092
103.435
122,7 61
207,760
252.056

1,962
2,170
2.501
3,309 2.512

200
217
341
8.829
23.095

60.897
69*987
89.009
156.411
174,930

30*033
31*061
30,910
39*211
51.519

1945
1946
1947
1946
1949

325,062
382,052
390.254
413,945
413.089

3,177
3,934
2,969
4,274
4*035

29,146
18.702
1*891
4.496
4.676

221,627
273,341
291,717
308.671
305.618

71.112
86*075
93,677
96,504
98,760

1950
1951
1952
1953
1954

425,930
482,568
559*331
601*1 84
632*451

3,744
5,400
6*088
7.062
9.143

8,534
9*959
7,690
8,808
14*028

313.872
365.035
431.453
454,877
452,276

99,780
102.174
114.100
130.437
157.004

14.906

179,112

Arizona

119

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1898
1899

40

1900
1901
1902
1903
1904

10

Nat nal

ba n k
not e g

Other
liabilities

81
150
143
140

Surplus and
other
capital
accounts

^P^1

12

Total
liabilities
and capital
accounts

Number
banks

637
638
622
630

158
138
163
201

2*512
3*213
3*850
4.552

12
12
12
13

188
184
200
293
392

25
28
6
14

773
925
955
1*591
1.458

252
339
404
576
679

5*881
7*678
8*592
11.033
12*084

21
23
23
35
37

1905
1906
1907
1908
1909

5
55
105
215
179

454
560
645
626
696

31
23
20
151
6

1.525
1.656
1.790
1.858
2.014

846
1.152
1.357
1*423
1*650

13*648
17.602
22.402
18.290
20.971

34
40
42
42
46

1910
1911
1912
1913
1914

55
99
163
291
247

703
732
825
932
932

23
29
51
119
26

2*349
2*622
2*649
4*306
3.061

1*816
2.117
2.136
2.676
2*626

23.934
26.672
29.165
38*344
41*690

50
52
51
56
60

1915
1916
1917
1918
1919

255
32
51
767
2*372

939
930
829
970
1.014

95
114
283
810
328

3*526
3.961
4*106
4.604
4.817

2*609
2.828
3.409
3.663
4.198

40*636
53.985
68*951
71*819
79*783

59
66
70
78
81

1920
1921
1922
1923
1924

4.499
11.323
5*391
3*771
2*046

1.080
1*179
1.210
1*045
1*066

472
409
378
462
980

5.466
6.128
6*460
6*278
5.879

5.171
4,679
4,172
4,198
4.063

100*565
88*032
85*720
81.341
80*795

87
83
80
75
64

1925
1926
1927
1928
1929

2*104
1.529
739
663
235

567
499
652
672
1.025

689
1*213
1.637
503
428

5.404
4*882
5*217
5.316
6*326

3,845
3*299
3.522
4,030
5,564

82*389
79*616
83.791
98.298
108.137

58
48
47
46
48

1930
1931
1932
1933
1934

452
221
1*768
122

1*220
1.172
1*022
1.410
854

520
435
414
340
705

6.230
5.485
4.629
4.219
4.075

6,081
5,523
4,155
2*926
1,775

98.773
84.789
56.396
53.122
57.981

47
39
28
21
19

510

258
419
430
495
851

4*024
4.039
3.839
3*888
3*856

2.605
3.069
3,707
3,851
4,072

63.690
77.852
90.191
91.732
95.520

17
16
15
13
13

1940
1941
1942
1943
1944

747
887
887
702
840

3*845
3.748
3.747
3.747
4.747

4,265
4.076
4,356
4.846
6.315

101*949
112*146
131.751
217*055
263*958

13
13
13
13
13

1945
1946
1947
1948
1949

1.315
1.463
2*723
3.712
3.975

4.848
5,872
5.908
6.608
7.008

8.268
9.893
11*228
13,604
15,469

339.493
399,280
410.113
437.869
439.541

13
12
11
11
11

520
5,759
7.517
10*187
9*771

7,685
10,485
10.785
11.635
14.335

17,501
21,160
23,275
25.839
29.854

455.514
519.972
600*908
643*645
686*411

10
12
13
14
14

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

3*878

11.470

760,395

120

Arizona

National BanksTable 2

ASSETS, LIABILITIES,

AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total

1696
1897

659

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

808
1,017
1*274

25
33
31
40

210

1898
1899

272
258
328

424
503
728
906

1900
1901
1902
1903
1904

1557
Ii697
1.705
2*283
2369

55
66
54
91
82

454
547
442
747
678

1,048
1.084
1.209
1.445
1,609

1920
1921
1922
1923
1924

21,682
20*248
17,671
15.835
15.008

570
1*116
1,467
1,738
2.002

6,946
7,157
6*178
5.078
4.709

14.166
11,975
10*026
9.019
8,297

1905
1906
1907
1908
1909

2.858
3467
4.563
3.943
3.893

113
140
175
171
174

933

1,153
1.449
1,410
1,440

1.812
2,174

1925
1926
1927
1928
1929

15.152
14.104
13,609
16,376
17,192

1,928
1,548
1,916
1,877
1*626

4,916
4,578
5*598
8*811
10,276

8,308
7,978
6.095
5.688
5,290

1910
1911
1912
1913
1914

4,925
5i059
5,330
6.419
7.797

176
154
147
154
225

1.587
1.518
1.629
1,709
2,376

5.196

1930
1931
1932
1933
1934

14,638
10.690
6,934
4.412
4.373

1*672
1.725
1.487
1.103
853

5*085
2,963
1,729
1*087
990

7.881
6*002
3,718
2,222
2,530

1915
1916
1917
1918
1919

7,726
8,939
9,633
12,053
13,222

240
382
411
342
352

2,493
3.046
3.269
3.857
4.448

4.993

1935
1936
1937
1938

9,844
13,748
16.852
19,768

1.653
2*383
2*639
3*984

1.378
1.539
1.675
1,314

6*813
9,826
12,538
14*470

2,939
2,362
2,279

3.162
3.387
3,554
4.556

5.511
5.953
7,854
8.422

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

12,188

Other

All
other

571

5,718

709
443
355
406
495

413
272
293
508
254

4.267
5*536
6*828
7,155
7,998

385
229
205
163
129

3,482
3,966

6.6-75
6,788
7,506
174
373

617
597
129

867
416
163
19
52

786
1.389
1.537
1,865
1*638

7,216
8*756
17.932
35,187
35,992

139
1*086
1*909
2*643
2*145

4,478
10.495
16*924
24,165
25*964

910
480
660
795

63,971
77,506
74,586
82,571
89.900

158
242
126
337
235

104
233
145
158
200

1*785
1*687
1,551
1,570
1,420

40.750
48,485
44*831
50*509
50,850

2*025
1.742
1*144
860
1,175

34*007
38*490
45,632
61,750
59,230

1*044
263
204
872
1*169

120*995

420

345

1*784

63*709

2.157

68*167

3.350

1940
1941
1942
1943
1944

24,307
32,325
29,679
30*949
37,172

11,852
17*042
14.479
19,061
23,957

1945
1946
1947
1948
1949

45,941
65*474
99*088
131,376
123,567

31,545
42,852
59,346
66.823
57,583

1950
1951
1952
1953
1954

143*431
167*894
167.034
197*205
203,300

1955

259,432

6
15
13

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
loans
to
individuals

720

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Arizona

121

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1097
1898
1899

300
311
294
321

153
184
184
178

69
59
51
67

78
68
59
76

485
713
933
1*239

7
3
13
11

216
196
310
313

262
514
610
915

26
29
27
46

1*470
1*861
2,271
2.860

1900
1901
1902
1903
1904

362
399
442
558
823

209
221
221
312
544

71
83
103
115
130

82
95
118
131
149

1*148
1.554
1,632
1*851
2*014

11
22
22
33
46

327
398
483
459
456

810
1.134
1.127
1*359
1.512

52
109
171
191
192

3.119
3,759
3,950
4*863
5,398

1905
1906
1907
1908
1909

966
1*170
1,478
1*529
1.604

591
729
950
896
1*021

175
206
246
295
343

200
235
282
338
240

2*326
3*320
4*540
2*192
3*186

49
86
85
93
45

499
592
800
667
807

1.778
2*642
3,655
1,432
2,334

217
247
403
353
363

6,367
8,204
10*984
8,017
9*046

1910
1911
1912
1913
1914

1*583
ItSll
Ii767
2*166
2*271

967
957
1*067
1*222
1.234

326
341
338
453
518

290
213
362
491
519

3*267
3*622
3*435
4*571
5.078

86
97
63
181
694

748
737
762
975
1*163

2*433
2,788
2,610
3,415
3,221

373
542
594
611
650

10.148
10*734
11*126
13*767
15*796

1915
1916
1917
1918
1919

2*846
2*639
2.987
4*394
5*042

1.216
1.206
1.456
2*754
3.414

448
676
788
845
824

1*182
757
743
795
804

4*508
6*501
7*034
6.142
7.159

123
302
381
454
652

924
1*282
1,351
1*078
991

3*461
4*917
5*352
4*610
5,516

687
756
764
786
1,030

15*767
18*835
20,468
23,375
26,453

1920
1921
1922
1923
1924

4*493
4*538
4,776
4*726
4*135

2.921
2.882
3*452
3.349
2*810

744
935
621
485
534

828
721
703
892
791

7,848
5*460
6,876
5*467
6.571

642
520
442
446
543

1*225
1*163
983
871
1*134

5,981
3,777
5,451
4*150
4,894

1,305
1,361
1,465
1,754
2*246

35,328
31*607
30,788
27,782
27,960

1925
1926
1927
1928
1929

4.475
5*314
6972
9*747
11*986

2*631
3*005
4*305
6*164
8,165

576
658
661
1.109
2i334

1,268
1*651
2.006
2,474
1,489

5,804
5*136
5,077
6,131
5,889

449
310
429
486
525

1.173
929
915
865
809

4*182
3*897
3.733
4.780
4,555

2*360
2*596
2*288
2.189
1*443

27,811
27,150
27*946
34*443
36*51-2

1930
1931
1932
1933
1934

12*067
11.820
8*823
11*900
10*927

7*656
6*906
5*989
8*181
7.488

2.460
3.359
1.973
2*284
2*317

1*951
1,555
861
1*435
1,122

6,420
6,605
4*602
5*189
7*179

504
509
425
339
315

882
1*295
1.756
742
650

5.034
4,801
2*421
4,108
6*214

1*583
1*408
1*276
1,413
1,545

34*708
30.523
21*635
22*914
24*024

1935
1936
1937
1938
1939

14*848
16*763
22*493
22*092
19*489

7*567
9.295
14*408
15.908
14.349

3.994
3*115
2.528
1.889
1*888

3,287
4*353
5.557
4*295
3*252

14,476
19,409
18*895
19*693
21*185

485
1,799
1*586
1.367
1*478

1.272
2*029
1.648
1.326
1.638

12,719
15*581
15,661
17*000
18*069

1,901
1,930
1*675
1.816
2*053

41*069
51*850
59.915
63.369
65*190

1940
1941
1942
1943
1944

16*980
18.164
24.917
79*599
109*008

11.311
13*882
21*032
73,991
107.135

2*026
1*802
1*099
915
804

3.643
2.460
2*786
4.693
1*069

27,347
25,177
36*935
50,753
49*405

1*519
2,559
3*669
4*880
4,997

1*694
2*136
3.046
3.521
4.380

24*134
20*482
30,220
42.352
40.028

1*936
2.149
1,924
1,989
2*111

70,570
77.815
93*455
163,290
197.696

1945
1946
1947
1948
1949

143.875
156.151
133.704
118.011
119.763

141,755
152,725
123*242
98*600
100*303

916
1*645
6*087
7.707
7.942

1*204
1*781
4*375
11*704
11*518

63,740
71,034
59,885
62,280
65,745

5.115
5*166
7,153
9*010
9*402

5.206
4.330
4.821
5.612
5.331

53*419
61,538
47,911
47*658
50,512

2*375
2*630
3.650
4.620
4.964

255.931
295*289
296.327
316.287
314,039

1950
1951
1952
1953
1954

131*214
134.102
173.657
160*182
186.619

110,006
108*602
134*896
123.486
144.978

11*200
16*531
29.738
29.605
34*333

10*008
8*969
9*023
7*091
7*308

56,327
68,985
81,222
88,580
88,341

10*170
12,441
19,779
21*660
18,165

6*085
6*723
7.723
8.839
8*714

40*072
49*821
53,720
58*081
61*462

6,014
7,516
8*906
9,409
10.937

336*986
378,497
430*819
455.376
489.197

1955

193*041

146*703

37*028

9*310

92*673

21*930

9*464

61,279

12,988

556*134

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

122

Arizona

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Intetank

Other
demand

GoJ^Lnt

1896
1897
1898
1899

866
1,2 24
1*625
2.195

18
42
51
42

1900
1901
1902
1903
1904

2*346
2.934
3.091
3,720
4*062

72
142
131
98
69

1905
1906
1907
1908
1909

4,778
6,401
8.939
5,797
6.756

128
126
231
189
264

1910
1911
1912
1913
1914

7.579
6*022
6,2 41
10*662
12.516

1915
1916
1917
1918
1919

839
1*174
1*565
2*143

Other
time

8
8
9
10
11
15
18
20

90

2,263
2,777
2*942
3,602
3*880

100
150
200
245
260

4*522
6*092
8*459
5.303
6,147

28
33
49
60
65

269
477
514
618
1,234

190
188
241
236
276

6,945
7,023
7,012
8,859
9,806

155
334
474
949
1*200

12.222
15*376
17,160
18*8 02
21*526

886
1,341
760
1,007
1,288

279
226
197
341
221

9,541
11*532
13*474
15*012
16,753

1*516
2.277
2*729
2*442
3,264

1920
1921
1922
1923
1924

28,389
21.851
2 4 , 2 98
22,800
23,299

1,618
1.102
1*016
676
861

243
240
183
134
118

22,335
14.670
15*277
14.261
14,613

4,193
5,839
7,822
7*729
7,707

1925
1926
1927
1928
1929

23,851
23,265
24,364
30,465
31,797

669
535
752
949
1,007

115
99
118
106
196

15*247
15,720
15*049
19*645
19,306

7,820
6.911
81445
9*765
11,288

1930
1931
1932
1933
1934

29,453
25,645
16*851
18*915
20*645

935
1,177
540
589
911

129
139
140
133
131

16*671
13.553
8.377
7,945
11.979

11.718
10,776
7,794
10*248
7*624

1935
1936
1937
1938
1939

36,387
47,176
54,821
58,0 72
59,404

1*319
1*370
1,353
2.485
1,773

127
152
154
174
149

26*483
34,935
40.794
40.697
41,473

8,458
10,719
12,520
14*716
16*009

1940
1941
1942
1943
1944

64.770
72,155
87.720
157,5 32
189,743

1,840
2*061
2,243
3.086
2,240

200
211
312
7,065
18*066

46*646
53*194
68*219
124,931
136,852

16*084
16*689
16*946
22.450
30,565

1945
1946
1947
1946
1949

246*207
283*906
283,512
300,2 50
2 9 6 , 4 13

2*824
3.587
2,615
3,992
3,655

22*896
14,347
1*636
3*779
3*780

176*800
212.709
221.492
232.233
227*331

43,687
53*263
57,769
60,246
61*647

1950
1951
1952
1953
1954

315*794
351,718
401,5 0?
422,712
452,075

3,376
5,076
5,848
6,592
8,651

6,966
7,860
5,283
6,007
10,362

232*978
265.523
309.819
319,415
322*426

72*474
73*259
80,553
90*698
110*636

1955

23

Arizona

123

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1898
1899

40

1900
1901
1902
1903
1904

10

1905
1906
1907
1908
1909

5
5
55
65

National
bank

rwhor
^^

Surplus and
other
capital
accounts

,. .
<***
r

Total
liabilities
and capital
accounts

w,,mhr
N*"
^
Danks

81
150
143
140

400
400
400
400

83
87
103
145

1.470
1*861
2t271
2*880

5
5
5
5

188
184
200
293
392

1
7

400
455
455
602
605

185
186
204
257
332

3*119
3.759
3*950
4.883
5.396

5
7
7
11
11

454
560
645
628
698

23
13
4
17
5

705
755
755
755
760

402
470
586
755
807

6367
8.204
10.964
8.017
9.046

13
14
14
13
13

1
2
6
6
14

980
1.030
1.055
1*155
1.175

885
948
999
1.012
1.125

10*148
10.734
11.126
13.767
15.796

13
13
13
13
13

1910
1911
1912
1913
1914

34

703
732
825
932
932

1915
1916
1917
1918
1919

103
32
51
767
805

939
930
829
970
1.014

4
17
54
120
225

1.175
1.225
1.187
1*550
1*550

.324
.255
187
.166
.333

15*767
18*835
20.468
23*375
26*453

13
13
14
18
18

1920
1921
1922
1923
1924

2.035
5*059
1*884
868
603

1*080
1*179
1*210
1*045
1*066

472
184
171
208
228

1*750
1.775
1.900
1.700
1.650

1*602
1*559
1.325
1.161
1*114

35*328
31.607
30*786
27.782
27*960

20
21
22
20
19

1925
1926
1927
1928
1929

857
1*007
336
494
15

567
499
652
672
1*025

214
317
414
297
80

1*500
1.325
1.525
625
.950

822
737
655
890
1.645

27.811
27.150
27.946
34*443
36.512

16
15
15
15
14

1930
1931
1932
1933
1934

55
12
585
81

1*220
1.172
1*022
1*410
854

165
99
90
50
106

.950
800
.650
.525
.625

1.865
1*795
1.437
933
794

34*708
30.523
21.635
22.914
24*024

14
12
10
8
8

510

203
372
373
408
700

2*625
2.690
2.509
2*546
2.534

1.344
1*612
2*212
2*343
2.552

41.069
51.850
59*915
63*369
65.190

7
7
6
5
5

1940
1941
1942
1943
1944

616
812
781
599
685

2*522
2.425
2.425
2.425
3.425

2*662
2*423
2.529
2.734
3*843

70.570
77*815
93*455
163.290
197*696

5
5
5
5
5

1945
1946
1947
1948
1949

1*116
1*205
2*115
3*049
3*216

3*425
4*350
4*300
4*850
5.100

5*183
5*828
6*400
8*138
9.310

255*931
295.289
296*327
316.287
314.039

5
4
3
3
3

4.708
5*999
8*035
7.379

6*025
7*775
7.475
7*475
9*925

11*313
14,296
15.842
17*154
19*816

336*986
378,497
430.819
455*376
489,197

3
3
3
3
3

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954

3.854

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

8.776

124

Arizona

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897

630

1898
1899

626
785
921

183
' 183
46
216

106
109
162
212

339
336
577
493

1900
1901
1902
1903
1904

Ii387
1*934
2*458
3*090
3*548

336
403
543
683
784

991
441
700
880
1*011

60
1.090
1.215
1.527
1.753

1920
1921
1922
1923
1924

41*202
35*918
32*491
32*858
31.837

6,963
6*143
6,105
6.626
7.476

16*192
14*807
13*532
13,843
13*765

18.047
14*968
12*854
12.389
10.596

1905
1906
1907
1908
1909

3*601
4*674
5*964
5*695
6tl92

796
1*059
1.490
1*418
1*644

1,026
1*441
1.885
1.794
1.983

1.779
2.174
2.609
2.483
2.565

1925
1926
1927
1928
1929

30*548
29.500
29*599
34*759
37.090

8.720
8,118
8*869
8,701
9,196

13,407
12*768
12*380
17.818
20,674

8*421
6*614
8.350
8*240
7.220

1910
1911
1912
1913
1914

7.784
8*773
9,844
14,426
14.793

1.767
2.122
2*219
3.594
3.301

2.418
2.594
3.022
3.103
3523

3,599
4*057
4*603
7,729
7,969

1930
1931
1932
1933
1934

32.195
23i531
13.831
11.203
10.770

10.256
9*676
6,936
5.668
5.765

11,324
6.336
2*719
3*610
950

10*615
7.519
4*176
1*925
4*055

1915
1916
1917
1916
1919

13*410
17.988
24.828
26*986
29*181

3.409
4.317
5.611
5.721
5,778

3.864
5.558
8.193
9*472
10*855

6,137
8,113
11,024
11,793
12,548

1935
1936
1937
1938

6*308
6*668
8*202
7*392

4*138
2*818
3*423
3*449

413
589
673
513

1*757
3*261
4*106
3*430

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

T
others

On

farm land

1939

On
residential
property

Other

to
individuals

Other

3.143

All
other

1*234

1940
1941
1942
1943
1944

10,077
10*926
11,767
9,334
9,25C

3,098
2.866
4,077
3.029
2,959

192
245
189
168
183

457
419
261
174
226

4.212
4.602
5*115
4*526
4*120

886
982
816
635
509

7*9
867

1.232
1*612
1*309
53
366

1945
1946
1947
1948
1949

10*571
16*106
23.452
31,228
32*185

3,910
6,254
8.104
9,605
7.830

487
759
893
1*051
1.163

305
508
574
552
577

3.818
4.631
7.127
12.531
14.053

471
1.073
1*674
2*066
2.631

1.187
2.341
.051
.406
.100

393
540
29
66
13

1950
1951
1952
1953
1954

27.998
38.607
48.181
58.123
62.230

8.910
14.666
19.286
20.927
23*956

36
62
172
110
126

704
875
862
970
901

11 1138
11*655
13*956
16.069
17*140

1*507
.3*011
1.527
2*216
2.731

,676
,474
12*599
18*301
17*616

19
200
182
72
65

1955

74,722

26*796

237

19.473

4.169

23*642

96

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.060

the total and are not entirely comparable wilh prior figures. Total loans
continue to be shown net.

Arizona

125

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1696
1899

110
92
134
122

60
60
75
75

50
32
59
47

232
534
600
540

11
6
10
9

100
124
155
162

121
404
435
369

70
98
60
89

1*042
1.352
1.579
1.672

1900
1901
1902
1903
1904

136
230
509
704
585

50
50
50
50
50

86
180
459
654
535

1.106
1*546
1*451
2*154
2*123

21
34
32
67
66

370
384
456
1*808
510

715
1*128
963
279
1*547

133
209
224
202
430

2.762
3*919
4*642
6.150
6*686

1905
1906
1907
1908
1909

673
884
904
924
1.052

50
50
50
50
96

24
239
244
249
284

599
595
610
625
672

2*627
3.277
3*800
3*037
3*904

68
65
182
217
85

879
669
1*064
987
1*055

1*680
2*343
2*554
1*633
2.764

380 .
563
730
617
777

7.281
9*398
11*418
10,273
11*925

1910
1911
1912
1913
1914

1 1!63
1.486
1*742
2*391
2332

35
35
165
182
192

374
502
542
666
959

754
951
1*035
1*523
1.161

4*035
4*908
5*506
6*612
7.939

142
171
134
120
194

1.033
1.068
1*121
1.415
1.862

2.860
3.669
4*251
5*077
5*883

804
969
967
1(148
1*030

13.786
16.138
18,059
24.577
26.094

1915
1916
1917
1918
1919

2*179
2i507
3.706
7.204
8*367

182
211
534
1*693
2*569

992
1*088
1*434
2*364
2*354

1.005
1.208
1738
3.147
3*444

7.895
13.275
18*453
12.695
14.153

115
199
277
190
388

1.457
2.352
3.243
2*779
2.701

6*323
10*724
14*938
9.726
11.064

1(385
1*360
1.491
1.559
1*629

24*869
35.150
48*463
46*444
53*330

1920
1921
1922
1923
1924

8*082
6.412
8*198
7.411
7.039

2*821
2*493
3*194
2.892
2*782

2*020
Ii416
1*674
1*399
1*282

3*241
2.503
3*330
3*120
2.975

14.074
11*749
12*179
11.153
10*834

357
295
365
334
353

2*646
2.297
4*361
3*796
2*386

11.069
9.157
7.453
7*023
8.093

1.879
2.346
2*064
2*137
3*125

65*237
56.425
54.932
53.559
52.835

1925
1926
1927
1926
1929

9.052
9.293
12*289
14.392
18.711

3*468
4*021
5*442
5.325
7.439

1*416
1*701
2*366
3*177
3.786

4*166
3*571
4,481
5.990
7*486

11*126
10*254
10*621
11.642
12.394

345
565
900
556
1*369

2.410
2.660
2.275
2.293
2.261

8*371
7*029
7.446
8*793
8.764

3*352
3*419
3*336
3*062
3*430

54.578
52*466
55*645
63*855
71*625

1930
1931
1932
1933
1934

16*815
16*988
12*408
10*455
11.780

5.447
6*641
4*622
4.067
3*702

4*109
4*508
3*597
3*459
4*098

7.259
5.839
4*169
2*929
3*980

11*862
11*013
6*414
6*025
9.267

1*137
446
394
225
293

2*246
2.370
2*260
1*169
1*165

8.479
8.197
3*740
4.631
7.809

3*193
2*734
2*106
2*525
2*140

64*065
54*266
34*761
30.206
33,957

1935
1936
1937
1938
1939

7*381
8*051
10.389
10*580
10*802

3.307
4*696
6,673
6*427
6*220

2*774
2.271
2*109
2*512
3*069

1*300
1*082
1*607
1*641
1*493

7*621
9*683
10.711
9*462
9*849

118
183
303
371
299

677
1*006
1*135
948
948

6(826
8*694
9,273
8*143
8*602

1*311
1*400
974
929
891

22.621
26*002
30*276
28.363
30*330

1940
1941
1942
1943
1944

9*736
11*184
12*577
24*504
37.826

5.743
7*372
8*942
21*086
35*096

2*982
2*964
2.731
2.394
1*992

1*011
628
904
1*024
736

10.645
11*460
13*167
19.217
18*705

272
330
129
257
516

1*014
1*046
1*584
1.892
1*674

9*359
10*084
11.454
17*068
16*315

921
761
785
710
481

31.379
34.331
38*296
53*765
66.262

1945
1946
1947
1948
1949

54.295
65.051
67*178
65*581
67*694

51.722
62*250
60*471
56*604
56*402

1.857
2*037
5.795
7*296
9.098

716
764
912
1*681
2.194

16.142
22.296
21*394
22*654
23.372

744
1*476
1*027
1*526
1.350

1*790
2*210
2*654
3*042
3.505

15.608
18.610
17713
18*086
IB. 517

554
538
1*762
2*119
2*251

83.562
103.991
113*786
121.582
125.502

1950
1951
1952
1953
1954

65*086
74*383
85*449
100*454
97.732

53*308
56*467
67*435
80*446
74*398

9.344
11*915
13.403
13*914
13*865

2.436
4*001
4.611
6*092
9.469

22.863
25*267
33*039
31*232
32*975

2*581
2*835
4*933
6*167
4*299

3.174
4.047
4*472
5.207
5*176

17.108
18.385
23.634
19*858
23*500

2*579
3.218
3*420
3*660
4.277

118.528
141.475
170*069
193.469
197.214

1955

111*131

86*313

14.237

10*561

31*404

5.556

6.058

19.790

5.004

222*261

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126

Arizona

State Commercial BanksTable 3

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ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

Other
demand

J^

Other
time

1696

1897
1898
1899

718
1.063
1,297
1*386

15
12
18
18

660
973
1*168
1,231

43
78
111
137

1900
1901
1902
1903
1904

2,322
3,271
3,914
4,837
5,479

25
38
57
106

2*037
2,626
3,321
4,102
4,486

260
407
536
735
887

1905
1906
1907
1908
1909

6,007
7,753
9,546
8,218
9,668

120
170
264
198
265

4*833
6*127
7*379
6*272
8,109

1*054
1,456
1,903
1,748
1*274

1910
1911
1912
1913
1914

11*407
13,251
15,118
19,358
22.482

365
438
569
545
726

8*825
9*516
10*773
12*649
14.403

2*217
3*297
3*756
6*164
7*353

1915
1916
1917
1916
1919

20,790
30*744
43,113
42*203
45,528

1,152
1*632
1*990
2,019
2,405

12*752
18.777
26*319
25,461
27*240

6*666
10,335
14*804
14*627
15*862

1920
1921
1922
1923
1924

55,468
42,463
43*811
42*767
43,462

2,178
1,624
1*542
1,633
1,536

33*410
25*445
25*577
24*320
24,042

19*876
15*394
16,692
16,834
17*884

1925
1926
1927
1928
1929

45*929
44,929
47,660
56*649
62*762

1,546
814
992
1*026
1,051

24,647
24,935
26,032
30*453
34*241

19*536
19,180
20*636
25*170
27*469

1930
1931
1932
1933
1934

54,817
46,308
27,557
25,188
29,927

896
754
280
293
267

205
63
25

29*275
23*561
12,154
12,369
16*072

24*646
21*973
14,918
12,443
13*563

1935
1936
1937
1938
1939

19,906
23,149
27,394
25,426
27,337

176
190
164
116
149

8,101
11,704
14,928
12,120
12*973

11*577
11,254
12*299
13,190
14,215

1940
1941
1942
1943
1944

28,322
31,280
35.041
50*228
62*313

122
109
258
223
272

6
29
1,764
5,029

14,251
16,793
20*790
31,480
36*078

13*949
14*372
13*964
16*761
20*934

1945
1946
1947
1948
1949

78,855
98,146
106,742
113,695
116,676

353
347
354
282
360

6*250
4*355
255
717
896

<*4.827
60,632
70.225
76,438
78,287

27*^25
32*812
35*908
36,258
37,113

1950
1951
1952
1953
1954

110,136
130,850
157,828
178,472
180,376

368
324
240
470
492

1,568
2,099
2,407
2*801
3,666

80,894
99,512
121,634
135,462
129*850

27,306
28*915
33,547
39,73V
46*368

204,446

96
21
4

52
1
3

Arizona

127

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank

Borrowings

1896
1897
1898
1899

-..
liabilities

1900
1901
1902
1903
1904

Surplus and
other
capital
accounts

.. .
<****
r

12

Amounts in thousands of dollars]


Total
liabilities
and capital
accounts

Number
Number
^

237
238
222
230

75
51
60
56

1*042
1.352
1.579
1*672

7
7
7
8

25
28
5
7

373
470
500
989
853

67
153
200
319
347

2.762
3.919
4*642
6.150
6.686

16
16
16
24
26

1905
1906
1907
1908
1909

50
50
150
179

8
10
16
134
1

820
903
1.035
1.103
1.234

446
682
771
668
843

7,281
9.398
11.418
10.273
11.925

21
26
28
29
35

1910
1911
1912
1913
1914

55
99
163
291
213

22
27
45
113
12

1.369
1.592
1*594
3.151
1*886

933
1.169
1.139
1.664
1.501

13.786
16*138
18.059
24,577
26*094

37
39
38
43
47

1915
1916
1917
1918

152

91
97
229
690

1.485
1.573
2.222
2*497
2.865

24.869
35.150
48.483
48.444
53.330

46
53
56
60
63

1919

1567

103

2.351
2.736
2*919
3.054
3.267

1920
1921
1922
1923
1924

2*464
6*264
3*507
2*903
1*443

225
207
254
752

3.736
4.353
4,560
4.578
4*229

3.569
3.120
2.847
3,037
2,949

65.237
56.425
54.932
53,559
52*835

67
62
58
55
45

1925
1926
1927
1928
1929

1.247
522
403
169
220

475
896
1.223
206
348

3.904
3,557
3.692
3.691
4,376

3.023
2,562
2.867
3.140
3.919

54,578
52,466
55,845
63.855
71,625

40
33
32
31
34

1930
1931
1932
1933
1934

397
209
1*183
41

355
336
324
290
599

4.280
3*685
2.979
2*694
2.450

4.216
3*728
2.718
1*995
981

64.065
54,266
34*761
30.208
33.957

33
27
18
13
11

1935
1936
1937
1938
1939

55
47
57
87
151

1.399
1,349
1.330
1.342
1,322

.261
,457
.495
.508
.520

22.621
26,002
30,276
28.363
30,330

10
9
9
8
8

1940
1941
1942
1943
1944

131
75
106
103
155

1,323
1,323
1*322
1,322
1,322

,603
,653
*827
2,112
2*472

31,379
34,331
38*296
53,765
66*262

8
6
6
8
6

1945
1946
1947
1948
1949

199
258
608
663
759

1*423
1.522
1.608
1.758
1*908

3*085
4,065
4.328
5.466
6*159

83.562
103.991
113.786
121.582
125*502

8
8
8
8
8

1*660
2,710
3.310
4*160
4*410

6*188
6,864
7,433
8*685
10.036

118*528
141*475
170,089
193*469
197,214

7
9
10
11
11

4,510

10*611

1950
1951
1952
1953
1954

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24

520
1*051
1*518
2*152
2.392

'

ARKANSAS

description of these figures is included in the


United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories and
other sources.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks obtained from
reports of the State banking department or
from bankers' directories. Data for this period
are discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in Arkansas, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Arkansas were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
1
Since there have been no mutual savings banks in Arkansas, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks/' or "private banks
and bankers" (unincorporated banks). In addition, in the
case of this State, the term includes cooperative exchanges.

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128

Arkansas

129

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

Both the number of banks and the aggregate balance sheet appear to have been substantially underreported to the Comptroller
in the period 1896-1913. Estimates of the
number of banks and the aggregate balance
sheet in this period were based on information
obtained from the State banking department
report for 1914, bankers' directories, and the
annual publication, Trust Companies of the
United States.3 The report of the State banking department for 1914, the year the department was organized, includes the names of
active and inactive banks in that year, with
the date of incorporation of each. With this
as a guide the numbers of banks for prior
years were derived from bankers' directories
and Trust Companies of the United States.
As a result of this research*, figures for
both number of banks and balance sheets as
reported by the Comptroller were revised to
include the number of banks shown in the
accompanying table.
Balance-sheet data for these banks were
estimated on the basis of data for capital
-In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans)
is a residual.
y
United States Mortgage and Trust Company (New
York).

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ADDITIONS TO NUMBER OF BANKS

Year
1896
1897
1898
1899...
1900

1901.
1902
1903
1904

Number
73
69
62
65
76
93
99
123
244

Year

Number

1905
1906
1907
1908
1909

152
213
186
200
117

1910...
1911
1912
1913..

127
94
74
122

stock and other capital accounts obtained


from bankers' directories and Trust Companies of the United States. Total assets and
liabilities for unreported banks were estimated by assuming that the ratios of their
total assets and liabilities to capital accounts
were the same as for banks reporting to the
Comptroller. Similarly, estimates of the major
balance-sheet itemsas well as the breakdowns of all major items except loansat
unreported banks were based on the ratio of
each item to total assets or total liabilities at
all reporting banks.
For several years during the period 18961913 the number of banks in the new series is
several times the number reported by the
Comptroller. The aggregate balance sheet and
the individual balance-sheet items for these
years were expanded by about the same proportions as the number of banks.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. A loan breakdown for the period prior
to 1914 was reported for a comparatively
small number of State commercial banks, but
these data did not appear to provide an adequate basis for estimates. For years when
items were not reported, figures were obtained
from other sources or were estimated.
Real estate loans were estimated for the

130

All-Bank Statistics

period 1896-1908 by applying to the estimated


figures for total loans the ratio of real estate
loans to total loans based on reported data
for 1909. For 1910-1913, estimates were made
by applying to total loans, ratios of real estate
loans to the total that were derived by interpolating between similar ratios based on reported data for 1909 and 1914.
Collateral loans for the period 1896-1908
were estimated by the method used for real
estate loans in the same period. Estimates for
the period 1910-1933 were derived by applying to total loans in each year ratios of this
item to total loans derived by interpolating
between similar ratios based on reported data
for 1909 and 1934. This case was an exception
to the general rule of avoiding the use of
simple straight-line interpolation over such a
long period. Statistical testing provided no
clear evidence that the behavior of these
loans at Arkansas State commercial banks
was correlated with that of national banks in
Arkansas or of commercial banks in nearby
States.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934, although United States Government
securities were reported for the entire period.
For years when other items were not reported,
figures were obtained from other sources or
were estimated.
Holdings of obligations of States and
political subdivisions for 1914 were estimated
by assuming only a nominal increase from
reported data for 1913. For the period 19161933, estimates for these securities were derived by applying to total investments less
United States Government securities, ratios
that reflected changes over the period in the
ratio of this item to total investments less
United States Government securities at Ar-

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Federal Reserve Bank of St. Louis

kansas national banks; these ratios were


derived by interpolating technique No. 2,
described in the United States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1909 although reported figures
for United States Government deposits were
supplemented in a number of years.4 No
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios (extrapolated from reported data
for 1909-1924) that reflected changes over the
period in the ratio of each item to total deposits other than interbank at Missouri State
commercial banks; these ratios were derived
by extrapolating technique No. 2, described
in the United States Summary.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Arkansas to such deposits at all State
member banks on June 30, 1919.
4
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Arkansas

131

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks operating under the general banking code. The data for noninsured -banks were
derived from reports of the State banking
department or from bankers* directories. In
this State the noninsured bank category consists of incorporated banks (there were no
private banks in this period) and cooperative exchanges. Cooperative exchanges transact a limited amount of banking business and
they represent only a small proportion of the
noninsured bank total; their total assets were
largest$2,169,000in June 1945. Data for
cooperative exchanges were tabulated separately from those for noninsured incorporated
banks because their balance sheets were inadequately reported prior to 1942.
Noninsured incorporated banks. The
breakdowns of some of the principal asset and
liability items that were required for the allbank series were not available for noninsured
incorporated banks for every year during the
1934-1946 period in the sources cited. The
breakdowns of loans and of cash assets for
the entire period were estimated on the basis
of the percentage distributions of these items
at insured nonmember commercial banks in
corresponding years. The breakdowns of deposits for 1934-1941 were made on the basis
of the percentage distribution of this item at
noninsured incorporated banks in 1942.
Reports of individual noninsured banks
received by the Federal Deposit Insurance
Corporation for 1942-1946 indicated that, except for one trust company, their holdings of
securities other than United States "Government obligations were obligations of States
and political subdivisions; the amounts shown
by these banks for securities other than United
States Government obligations for the period
1934-1941 were classified accordingly. For the

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

trust company these securities were treated as


"other" securities; on this basis the estimates
were consistent with data in reports received
by the Federal Deposit Insurance Corporation
for 1942-1946.
Cooperative exchanges* Aggregate balance-sheet data for these institutions for the
period 1934-1941 were estimated from data
for those institutions for which balance-sheet
information was available in bankers' directories. Institutions for which no figures were
reported in any year were included in the
number only.
For those institutions for which balancesheet data were available for one or more
years, data for the principal items were tabulated, insofar as available, on an individual
institution basis for each year; data for other
years were estimated in one of several ways:
by repeating data for the nearest year; by
interpolation; or by estimating on the basis
of data for exchanges of the same size.
Balance-sheet figures for 1942 were derived from individual statements furnished to
the Federal Deposit Insurance Corporation;
for 1943-1946, from reports of the State
banking department.
The breakdowns of the principal balancesheet items of cooperative exchanges were
estimated by the same general procedure
used for noninsured incorporated banks. The
breakdowns of loans and of cash assets for
1934-1946 were made on the basis of the percentage distributions of these items at insured
nonmember commercial banks in corresponding years. On the basis of reports of individual cooperative exchanges for 1942-1946,
it appeared that their holdings of securities
other than United States Government obligations were obligations of States and political
subdivisions, and that their deposits were all
demand deposits. For 1934-1941, the amounts
shown for securities other than United States
Government and for total deposits for these
institutions were classified accordingly.

132

Arkansas

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LOJ ns

Loans
Year
Total

Real
estate

9.260

All
other

Collateral

Year
Total

1896
1897
1898
1699

8*489
10*404

818
787
743
944

1*597
1*540
1*350
1.627

6*845
6*385
6*396
7.833

1900
1901
1902
1903
1904

12*407
16*201
19*830
23*333
28*937

1*138
1*462
1*806
2.193
2.513

1.934
2.517
3.127
3.730
4.954

9,335
12.222
14.897
17*410
21.470

1920
1921
1922
1923

1905
1906
1907
1908
1909

34*901
48*758
49*578
48*872
51*126

3*032
4.461
4,410
4*283
4*420

5,813
7.894
3. 032
8,291
8,902

26.056
36.403
37.136
36.298
37,804

1910
1911
1912
1913
1914

57*400
64*690
71*914
81*962
71.724

5*859
7*804
9,911
12.762
12.036

9.975
10*987
12,413
14.070
12.615

1915
1916
1917
1916
1919

63.932
63*946
86.045
112*069
132*031

11.584
12.452
14,223
14*624
16*068

11*748
12*381
15*505
20.571
25.164

6.712

Real
estate

Collateral

All
other

1924

188.796
163*121
147,156
163.659
170.282

21.255
23,203
24.158
25.602
28*176

34.177
28.430
25.511
27*973
28*907

133.366
111.488
97.487
110.184
113*199

1925
1926
1927
1928
1929

175.437
186,545
170.563
167.634
164.426

27,638
29,322
29,625
27,886
27,560

28,057
31*076
31,260
28.929
15,500

119,742
126.147
109.678
110*819
121*366

41,566
45,899
49*590
55,130
47,071

1930
1931
1932
1933
1934

157.447
99.948
72.223
45*602
43,883

26,359
21,450
17,893
13.005
11*608

11,795
8*624
5,899
4,950
5*188

119,293
69.874
48.431
27.647
27.087

40,600
44,113
56,317
76,874
90*799

1935
1936
1937
1938

51.343
48.105
52.994
62.656

10*822
11*516
11,573
11,453

5*525
5*818
7,282
6.680

34*996
30.771
34*139
44*523

Loans1

Year
Total

Commercial,
industrial,

and

agricultural

For purchasing or
carrying securities
To brokers

and

dealers

Real estate

To

On

others

farm land

Other
loans

On

to

residential
property

individuals

Other

All
other

1939

74*056

3.911

5.115

1940
1941
1942
1943
1944

67*185
70.954
66*005
62.701
84.316

35.116
34,330
34*001
34.549
45,914

316
284
212
377
589

1,002
1,012
1*061
1.218
9,168

3,680
3.957
3*671
3.333
3,582

6.136
6*825
6*774
5*697
5,775

3*259
3*486
3*254
2*746
2,167

8*097
9,868

17*676
21*060
17.032
6*684
7,253

19*5
1946
1947
1948
1949

95.162
102*206
146.128
175*720
209*927

56*412
47,039
65.507
83*679
115.520

837
1*492
404
914
577

6,857
5,320
5,349
2*632
1*547

4.362
7.629
9,572
10*146
10,251

6*682
12*634
18,665
24*706
24,300

2*494
5.185
9,497
10,155
10,292

12*989
18*115
34,503
41,240
45*266

4,529
4,792
2*611
2*653
3*025

1950
1951
1952
1953
1954

198.555
229*264
247,357
261*816
327.491

90*915
108*923
119*920
124*220
182.785

1*046
1*410
1*416
1*958
1.531

963
1,367
1,501
1*584
1,282

10.459
12,180
13.635
14.940
15.656

27.071
28,962
30,290
29,867
29*821

11,170
12,655
12,556
13,515
14,718

55*376
62,050
65,445
74*352
80*139

2*749
3*120
4.290
3*278
3,553

1955

325.832

158.827

1*660

1,496

18*225

34*295

18,399

92*327

3*116

' Beginning June 30, 1948, figures for various toan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

17.554

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Arkansas

133

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1*136
952
1.169
915

406
410
496
520

511
71
86
113

219
471
587
282

3,520
4,141
5*570
7,233

128
94
104
111

1,102
1,558
1,513
1,925

2,290
2,489
3,953
5,197

680
879
806
896

14*596
14*664
16*034
19.448

1900
1901
1902
1903
1904

1031
1.097
1.367
1.905
1*846

474
606
616
664
809

117
166
285
247
269

440
325
466
994
768

7*374
8*165
9,492
12,283
12*457

169
327
329
272
709

1*922
1,899
2,207
2,689
2,551

5,283
5*939
6,956
9,322
9.197

889
984
1.210
1.400
1.662

21*701
26.447
31.899
38.921
44.902

1905
1906
1907
1908
1909

2.411
2.520
2.699
3.290
4*008

1*208
1.431
1*724
2.312
2,545

430
218
299
209
455

773
871
676
769
1,006

13.488
16*011
16,655
15,837
18.954

469
486
732
410
604

3*490
4.074
4*682
4*591
5.346

9.529
11*451
11*241
10*836
12*804

2,435
2.225
3.507
2,863
4,684

53.235
69.514
72.439
70.862
78.772

1910
1911
1912
1913
1914

4*799
5.203
5*880
6.421
6.105

2*554
2.635
2.980
3,248
3,263

430
269
425
519
595

1,815
2.299
2,475
2*654
2.247

15.437
25.143
19.756
23.852
20.593

1,044
1,079
901
1.263
968

4.3005,Z46
5,641
5,815
4,924

10*093
18*818
13.214
16.774
14,701

5,602
5*982
4.997
6*928
5,906

83.238
101.018
102.547
119.163
104*328

1915
1916
1917
1918
1919

6.773
6.583
11.049
22.984
29.339

3,424
3,245
5,590
16,980
23,468

708
761
1,692
2*381
2,075

2.641
2.577
3*767
3*623
3.796

19*498
28.210
40,169
35,997
41,761

767
794
1,036
1.452
2,329.

4,376
4,735
6,075
5,332
5.123

14*355
22,681
33*058
29*213
34*309

6,191
6,249
6,156
6,133
6,883

96.394
109,988
143,419
177,183
210,014

1920
1921
1922
1923
1924

28.407
26,332
19,714
26,892
22.024

20565
17.847
12,094
18*935
12*863

3,982
3*830
3,506
3,918
5,236

3.860
4.655
4.114
4.039
3.925

44.313
38,392
43.635
49.723
45.789

3.343
2.696
3.968
3.543
3.689

5,741
5.258
4*866
4*640
5*529

35*229
30*438
34*801
41,540
36.571

7,305
8,528
9,919
11,000
12,584

268.623
236*373
220,424
251,274
250,679

1925
1926
1927
1928
1929

25.904
26.915
28,324
37.126
43.767

15.900
15,468
14,201
17,989
22,073

4,520
6*131
7*851
7,947
13*036

5*484
5,316
6*272
11,190
8*658

55.910
57.437
56,832
51.191
48.109

3,560
4.861
4.250
3.598
4.179

5,788
6.094
5.950
5.085
4.752

46*562
46*482
46*632
42*506
39.178

13,001
13*458
13*184
13,114
13,036

270.252
284,355
268,903
269,065
269,338

1930
1931
1932
1933
1934

36, ( 5 7
35.423
33,722
33,307
42,605

14,163
12,709
12,858
14,285
22,721

13,944
12,393
10,969
9,464
9.921

8,550
9,821
9,895
9,558
10,163

46.419
43,613
31,310
31*081
39,400

3.210
2.444
1,372
1*670
1,919

5.192
4.939
3,752
2,771
2,609

38.017
36.230
26*186
26*640
34*872

12,808
9,582
8,537
6,780
6*310

253,331
186,566
145*792
116*770
132,398

1935
1936
1937
1938
1939

43*606
53*315
61*732
53.572
50.941

24,270
28,291
32,507
24,837
22,066

11.275
16.313
20,748
22,065
23,046

6,061
8,711
8,477
6,670
5,827

49,544
65,874
67,387
64 ,449
72,601

2,303
3,512
3,477
3,641
3.217

2,606
3.566
4,103
4,223
4,187

44,635
58*796
59*807
56,585
65.197

6,275
6,017
5*496
5,326
5,108

150,768
173,311
187,611
186.003
202*706

1940
1941
1942
1943
1944

54.943
66.750
100.637
214,357
272*228

23,174
30,236
65,411
180*436
239.090

26,465
31*473
29*882
28,680
27,538

5,304
5,041
5,344
5,241
5,600

91,058
113*263
159*849
185*651
181.372

3,478
5,038
6,231
7,019
7,185

4,201
4,973
7,631
8,679
10,060

83.379
103.252
145.987
169,953
164,127

4,649
4,263
3,953
3,684
3,937

217.835
255,230
330*444
466*393
541*853

1945
1946
1947
194ft
1949

374.370
456 .749
406*059
379,339
357.301

337,626
405,080
344,912
316,450
294,525

31,271
37,382
45,300
51,365
51,171

5,473
14,287
15*847
11.574
11.605

229*693
232*811
211.028
206*010
210.996

9,321
12,563
13,591
15,582
15,629

9,912
12,221
12,403
14,828
16,569

210,460
208,027
185,034
175.600
178,798

3,694
3,825
4.186
4.418
5.004

702,919
795,591
767,401
765,487
783,228

1950
1951
1952
1953
1954

392. 35
375,682
392.793
405?40
376,633

124,505
300,728
307,790
315,242
262*075

57*890
62*560
74,661
80,687
96. COT

10,440
12.594
10,342
9,411
8,556

214*995
221,695
246*088
249.857
257*877

20,869
20,757
23.782
24.802
30.961

15,623
14,341
17,783
19,252
19,351

178.503
186.597
204,523
205,803
207,565

5.416
5.928
6.514
6,506
8,163

811,801
832,769
892,752
923,519
970,164

29,660

20,152

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

312,123

134

Arkansas

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figun

of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1696
1897

Interbank

159
357

U.S.
Government

Other
demand

Other
time

1898
1899

7,670
8,299
10*098
13,244

461
811

43
51
51

6,936
7*283
8*807
11*341

1*041

1900
1901
1902
1903
1904

15.233
18*685
23,116
28.475
32*233

803
929
960
2,136
1*266

90
95
101
101
81

13*060
16*043
19*383
23,050
27,344

1*280
1*618
2*674
3*188
3*542

1905
1906
1907
1908
1909

38,140
48,935
51.715
46*690
53*150

3,139
1*996
3,205
3*236
4,447

80
81
205
261
109

30,480
40*208
41*214
36,662
40,611

4*441
6*650
7.091
6.531
7*983

1910
1911
1912
1913
1914

52*543
69,687
68*156
81.000
67,141

3,927
6,156
5*072
6,306
5*350

85
82
167
44
131

39,794
51,125
50.079
57,789
51*163

8737
12*324
12*838
16*861
10,497

1915
1916
1917
1918
1919

60*842
76,742
109*173
133*241
154,737

5,035
6,449
12,914
11,094
12*462

103
104
203
1.376
403

44*881
56.225
79,048
101*131
117,472

10*823
11*964
17*008
19*636
24*380

1920
1921
1922
1923
1924

186,655
157,112
160,846 <
196*441
191,658

12,792
10*570
12,178
15*655
13.913

222
613
391
615
261

141,337
111*285
110*405
130*817
124*027

34*304
34*644
37*872
49*354
53*457

1925
1926
1927
1928
1929

215*928
226,623
219,000
219,594
217,861

19*868
19*634
19.175
17.180
16,453

338
492
424
481
605

130.350
136*152
126*053
126*794
124*767

65*372
70*345
73*348
75,139
76*036

1930
1931
1932
1933
1934

199,438
151,587
108.173
87,479
107,022

14,812
14,460
8.700
6.185
8,360

362
365
326
432
1*218

109*990
80*680
56.079
45*417
58.109

74*274
56*062
43*068
35.445
39*335

1935
1936
1937
1938
1939

127,529
150.623
163,732
161,687
177,149

11*374
15,843
17,479
17.429
20*014

347
1*289
649
423
1,302

74.116
89.726
99.768
97.499
110*016

41.692
43*765
45*836
46*336
45,817

1940
1941
1942
1943
1944

191*655
227*975
302,210
436,572
509,628

25,492
30,497
39,692
49*964
47,264

1,298
1,420
2*969
20,023
46,707

117.341
147,301
210,989
316.763
358.778

47,524
48*757
48*560
49,802
56,879

1945
1946
1947
1948
1949

667,542
755,532
722,308
716,025
728*958

61,192
53,873
5*118
0.753
2.628

58,573
39*441
6*115
7.823
6.039

472.625
571,128
575,623
572*596
582*854

75*152
91,090
95,452
94,853
97,437

1950
1951
1952
1953
1954

752*134
768,165
823,200
848,435
888*095

8,532
9,451
52,732
53,058
59,002

8*291
11,084
13*244
8,916
13,235

594.311
607.692
648,361
666*084
671,04}

101.000
99.938
108.843
120.377
144,817

575
616
779

Arkansas

135

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nati 31
bank
no

Borrowings

Capital

Otto

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

21
52
10

254
259
222
225

422
177
138
216

4.404
4*120
4*074
4.031

1*825
1,777
1*492
1.732

14.596
14*684
16,034
19,448

103
110
106
109

1900
1901
1902
1903
1904

12
23'
43

31
399
83
122
413

4.133
4.605
5.417
6*801
8*726

2*058
2.414
2.903
3*159
2.907

21,701
26,447
31,899
38*921
44*902

125
149
172
223
361

98

234
321
335
364
525

1905
1906
1907
1908
1909

85
230
119
321
710

817
1.115
1*285
1*891
2*068

488
2*038
267
564
247

10*121
12.277
13*983
15.155
15*362

3.584
4,919
5,070
6.241
7.235

53.235
69.514
72*439
70*862
76.772

298
340
364
364
381

1910
1911
1912
1913
1914

4*448
1813
3*347
5319
6*363

2*335
2.499
2.755
2.970
2*908

291
158
479
205
238

16*149
17.974
19.140
21*119
18.902

7.472
8.887
3*670
8.550
8.756

83,236
101,016
102*547
119*163
104*328

398
438
450
453
482

1915
1916
1917
1918
1919

4*463
2*558
2.021
9*345
18.879

3.155
3*031
3.060
3*287
3*288

286
87
222
744
1.622

18*666
18*810
18*971
19*350
19*529

8.982
8.760
9,972
11.216
11.959

96*394
109*966
143*419
177,183
210,014

453
454
455
461
464

1920
1921
1932
1923
1924

37.335
35*091
15>721
10*423
14*473

3*882
4*060
4*245
4*230
4*098

2*191
2*112
1*845
1*435
1*362

22*668
23*786
23.825
24.431
24.558

14*072
14*212
13*942
14*314
14*530

268,823
236,373
220*424
251.274
250.679

487
488
466
491
485

1925
1926
1927
1928
1929

10*964
14*245
8*255
8*619
10*165

3.757
3*691
3*441
3*704
3*883

1*238
1*454
956
771
1*314

24*186
23*841
22*617
22*124
21*719

14*179
14,501
14,634
14,253
14,396

270.252
284.355
268.903
269*065
269*338

482
478
455
437
420

1930
1931
1932
1933
1934

14.113
4*433
9*278 6*008

3.772
3*137
3*123
3.444
3*606

1*433
1.541
800
1*006
277

20*403
15.963
14.291
11*638
13*523

14,172
11*685
10*127
7,195
7,527

253*331
188*566
145*792
116.770
132*396

396
321
273
196
232

1.099

234
314
419
394
439

13*841
13.771
13.641
13.551
13*339

7,999
8.545
9.595
10.241
11,464

150*768
173*311
187.611
186*003
202.706

242
236
236
237
234

484
491
555
560
638

13*225
12*989
13*046
13*010
13*225

12.456
13.765
14.633
16.251
18*362

217*835
255.230
330*444
466*393
541*653

232
229
227
223
223

751

1.058
1.220
1.477
1*766

13*513
13.916
15,937
16*935
17*567

21*113
25,085
27,936
31,050
34.937

702*919
795*591
767.401
765*487
783.228

224
228
228
229
230

2*075
2.307
2.253
2.570
3*239

19.145
20.158
21.203
21*876
24*243

38*447
42*089
46*096
50*398
54.417

811.801
832,769
892*752
923,519
970*164

232
231
230
230
231

1*009.369

233

443

1935
1936
1937
1938
1939

66
58
224
130
315

1940
1941
1942
1943
1944

15
10

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50
240
170

2,785

56.562

136

Arkansas

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

1896
1897
1898
1899

2*539
2*251
2*266
2*425

65
63
48
50

656
635
482
510

1*818
1*553
1.756
1.865

1900
1901
1902
1903
1904

2*766
3*845
4*576
4*743
8*331

58
78
98
111
205

584
787
991
1.127
2*069

2.124
2.980
3*487
3*505
6.057

1920
1921
1922
1923

1905
1906
1907
1908
1909

9*867
11*266
12,735
13*586
14*916

228
262
284
331
376

2.308
2*645
2874
3*351
3.824

7.331
8*359
9.577
9*904
10*716

1910
1911
1912
1913
1914

16*384
17t325
19.775
21*443
22*035

389
368
526
537
857

4.465
4.735
5.739
6*505
6*603

1915
1916
1917
1918
1919

20*694
21>900
27.315
33.378
36*890

978
1*185
1.326
1*175
1.163

6*689
7.065
9.103
12*308
15.460

Real
estate

Collateral

All
other

1924

54*063
49*691
45*839
53*432
54,814

1*626
2,321
3*370
4*281
5,078

20*973
17*768
16*392
18*493
19,439

31,464
29,602
26*077
30,658
30,297

1925
1926
1927
1928
1929

57*080
62.527
58*027
57*818
54.454

5,282
5*620
6*361
6*495
6.929

18,707
21*775
23*270
21,571
8*572

33,091
35*132
28*396
29.752
38.953

12*030
12*222
13*510
14*401
14,575

1930
1931
1932
1933
1934

45*202
32*546
25,705
22*292
24*637

5.814
5*299
5*105
5,071
4,495

5.173
4*849
3*480
3*831
4*333

34.215
22,398
17,120
13,390
15,809

13*027
13,650
16*886
19.695
20*267

1935
1936
1937
1938

26*728
26*331
28*247
33*913

4,624
4*896
5,074
5,329

4*624
4.476
5.764
4*881

17*480
16*959
17,409
23*703

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

38*175

539

551

1*746

1940
1941
1942
1943
1944

35*013
37*834
35*611
32*470
42*415

17.609
18.589
17.809
15.786
20.046

274
284
202
329
413

714
637
649
662
5*130

1*675
1*853
1*756
1*433
1*450

2,163
2*252
2*262
2*022
1*974

1*902
1*936
1*683
1,632
1*402

4.928
5,935

10,676
12*263
11,030
5*676
6*065

1945
1946
1947
1948
1949

45*118
52.555
75*900
94*123
109*605

24,052
24,261
33.999
46*081
59.990

633
1,213
305
632
426

3*358
2*384
1*490
629
565

1*672
2*642
3*503
3,751
3.503

2,513
4,780
7,324
10*421
10*385

1,496
2,739
5*480
5,519
5,080

8*116
10.747
22,169
26.353
26*831

3,278
3,589
1,610
1,021
1*243

1950
1951
1952
1953
1954

105.373
122*097
127*597
137*360
169*321

48.707
58*858
63*753
65.682
93.154

957
1*129
1.224
1*659
1*269

376
485
466
516
393

3*570
4*405
4*304
4*481
5*290

11*457
11*826
12*112
12)179
12,006

5*824
6*829
6,078
7*101
8*047

33*800
37.495
38.241
44,622
48,415

1*224
1*682
2*196
1*827
1,719

1955

166*843

64.083

1.640

469

5,807

12,706

9.671

54*173

1*375

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.751

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Ar.

137

Table 2-

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments

Year

U.S.
Government
obligations

Total

431

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

464
485
455

309
356
334
325

20
17
24
21

102
91
127
109

838
869
1*336
1*664

35
27
32
44

339
262
352
364

464
580
952
1*276

185
201
213
213

3,993
3*785
4*320
4*777

1900
1901
1902
1903
1904

502
566
556
610
905

363
467
466
506
741

23
16
15
17
27

116
83
75
87
137

1*885
1*717
1*965
3*402
4.284

39
76
91
92
110

418
452
488
657
916

1*428
1*169
1,386
2*653
3*256

213
198
233
270
260

5*366
6*326
7*330
9*025
13*800

1905
1906
1907
1906
1909

1*144
1*503
1*672
2*466
2*606

994
1*332
1*495
2*213
2*398

24
28
29
41
56

126
143
148
212
152

4*549
3*816
5*706
4*861
6*409

187
174
227
198
252

1*061
1*147
1.162
1.307
1*619

3*301
2,495
4*317
3*356
4*538

336
446
479
626
712

15*896
17*033
20,592
21,539
24*643

1910
1911
1912
1913
191*

2*982
3*289
3*933
4.132
4,011

2*449
2.633
2.979
3*222
3*262

79
84
198
120
195

454
572
756
790
554

5*469
9*031
6*333
7*511
7*511

256
312
262
481
254

1.545
1.886
1.666
1.625
2*024

3*666
6.633
4.403
5.405
5*233

800
936
928
998
1*035

26*135
30*581
30*969
34*084
34,592

1915
1916
1917
1918
1919

4*767
4.566
6,637
11.454
13*300

3*415
3*243
4.561
9*149
11,172

239
253
542
772
634

1*113
1070
1*534
1*533
1*494

7*609
11,217
14*002
12*673
12*822

246
364
461
588
792

1*817
1.893
2*460
1*963
1*653

5*546
8,960
11*081
10,122
10*377

1*177
1*316
1*460
1*360
1*821

34,247
38*999
49*414
58*865
64,633

1920
1921
1922
1923
1924

14,125
14.876
11.567
15.790
13.150

10*735
11.127
8.536
12.278
9*218

1,480
1*467
1*198
1*504
1*952

1*910
2*282
1*833
2*008
1,980

14*667
12.712
14,735
16*023
17,138

1*080
950
867
1,035
1*168

1.788
1,731
1,549
1*380
1*967

11,799
10.031
12*319
13.606
14.003

1*821
1*884
2*565
3*101
3>630

84,676
79*163
74*726
88*346
88*732

1925
1926
1927
1928
1929

15.870
16.937
17.782
22.003
24.340

11*180
11.066
9.774
11,940
13.670

1,863
2,791
4,005
3,728
5*683

2*627
3*080
4*003
6,335
4,987

21,979
21,533
21*654
18*144
15*839

1*037
1.270
1*168
1.079
1*005

1.937
2*064
2*112
,775
562

19,005
18,179
16*354
15*290
13.272

3,975
4,184
4,070
4,087
4*037

98*904
105*181
101*533
102*052
98*670

1930
1931
1932
1933
1934

20,712
22,446
20,775
22*239
30*217

9.270
9.348
9*002
10.379
16.138

6,318
6,730
5,587
5,410
6*485

5*124
6,370
6*186
6*450
7,594

16,033
16,508
11.371
13.336
22.764

644
345
278
566
1*074

,723
.829
399
287
,558

13*666
14*334
9*694
11*483
20*132

3,025
2,343
2*233
2.230
2*824

84,972
73,845
60*064
60,097
80*442

1935
1936
1937
1938
1939

28*976
35*362
40,596
33*230
31*408

14*927
17,022
20*302
13*741
12,302

7.657
11*493
13*665
13,942
14.427

6*392
6.847
6.629
5.547
4.679

30*433
38*191
38,446
37.484
44*305

1*577
2.478
2*522
2*482
2*192

.415
931
2*166
2*271
2.171

27*441
33*762
33*760
32.731
39*942

2,945
2*874
2*702
2,779
2*894

89*082
102*758
109.993
107.406
116.782

1940
1941
1942
1943
1944

32*649
40*422
66*801
130*839
161*335

12.389
17.418
43.971
109.170
141,183

16*438
19*618
18*825
17.884
16*388

3*822
3*386
4.005
3*785
3.764

55,618
66529
83*600
96,745
93,304

2*379
3*539
3*775
4.959
5,348

2*244
2.539
4*265
4*526
5*263

50,995
60,451
75,740
87,258
82,693

2,664
2,546
2 , 364
2,300
2*434

125*944
147*333
188*576
262*354
299.488

1945
1946
1947
1948
1949

222*430
250*749
213*349
195*278
185*864

199,988
218,240
174,069
156,041
146,538

18*969
21,818
27.075
31*612
31.864

3.473
10.691
12.205
7.625
7.462

112,537
115,204
107,323
109,735
114,665

6*595
9*440
9*621
10.817
11*522

4*986
6*882
5*284
6.780
7.468

100*956
98,862
92,418
92*138
95*675

2*306
2*304
2,365
2,368
2*649

382*391
420*812
398*937
401*504
412*803

1950
1951
1952
1953
1954

208*310
198*727
213*805
215*627
203,709

165,864
152.293
163,007
162,936
147,252

35*634
38.690
44.214
46*697
50,600

6*812
7.744
6.584
5*994
5.857

113,600
120,449
132,826
133*572
142*663

14*226
14*533
16.644
18*857
24.290

6.842
6.245
7,868
8,660
8.927

92,532
99,671
108,294
106.035
109.646

2,758
2*826
3*229
3*331
4,570

430*041
444.099
477.457
489*890
520*463

1955

228*599

164,259

55*484

8.856

136,253

22*310

9,196

104.747

9,704

539,399

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

138

Arkansas

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

w l k

--

Cogent

Other
demand

1,926
1,697

Other
time

no

1896
1897
1898
1899

2,152
1.9 53
2*6 96
3.126

116
96
157
274

1900

3*586
4.361
5,1 88
6,663
9,850

262

375
352
498
806

90
95
101
101
81

3,076
3*678
4.486
8,644

156
213
249
283
319

11,132
11,107
13,6 90
13,184
16,081

1,420
1,203
2.374
2,049
2*764

80
81
205
261
109

9,237
9,356
10.417
10,031
12*015

395
465
694
843
1.193

2*376
3,517
2,779
3.378
3,211

85
82
167
44
131

12,220
15,013
14,641
16,059
17.245

2,025
2*138

1913
1914

16,228
20,637
19,725
22,0 52
22,503

1915
1916
1917
1916
1919

21,770
26,832
36,834
43,214
45,289

3.265
4,805
7*491
6.266
5*333

103
104
203
1,366
389

16,627
19,841
26,496
31,747
33,724

2*082
2.644
3.335
5.843

1920
1921
1922
1924

58,985
53.441
54,569
68,2 69
68,490

6*069
5,093
5,478
6.694
6.003

174
443
279
445
261

43,164
36,646
35.592
44,589
43,614

9.578
11.259
13.220
16541
18.612

1925
1926
1927
1928
1929

79,375
84,633
84.270
83,914
80,323

7,883
8*824
9.082
7,252
5,976

338
492
276
481
545

46,540
46.677
^3.634
44,558
41.798

24,614
28.640
31,278
31*623
32.004

1930
1931
1932

67,590
59,489
46*129
47, C47
66,205

4,481
5,765
3*834
3.865
7,630

268
225
82
182
786

33,558
27.367
19,399
20,679
32.553

29.283
26.132
22.814
22*321
25*236

1936
19371938
1939

76,733
90,9 90
97,533
94,420
103,151

9,299
12*865
13.766
13,473
15,464

308
1,188
509
397
666

41,253
50,316
55,602
52,738
59.908

25.873
26*621
27.656
27.812
26*913

1940
1941
1942
1943
1944

111,830
132. A48
173,174
245, S61
281,919

19,877
24,038
30.790
39.665
37,744

873
948
2.368
12*250
29.782

63,542
79,536
111,736
164.110
179,817

27,538
27,926
26.280
29.936
34.576

1945
1946
1947
1948
1949

363.231
399,3 03
374,903
375.274
384.073

46,886
42.589
34,894
31.437
33,603

37.763
23,735
2,595
4.059
3,832

230,816
277,506
279,495
282,994
288,795

45.766
55,473
57.919
b6,784
57,843

1950
1951
1952
1953
1954

398,348
410,019
440,867
450,7 01
476,772

38,098
38,028
41.218
42,622
47,188

5,190
7,117
9.072
6,200
8,382

295.760
306.611
329.037
334,592
341,598

59.300
58.263
61,540
67.267

1901
1902
1903
1904
1905
1906

1907
1908
1909
1910
1911
1912

1923

1933
1934
1935

493,592

43
51
51

2,355
2*661

5,781

117
133
140

1,547
2.571
1*916
1,775

79 ,604

Arkansas

139

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

' Nat
ba
no*"

Borrowings

1896

21

1897
1898
1899

52
10

1900
1901
1902
1903
1904

12
23
43

<*""

.SL

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts
3,993

Number
of
banks

254
259
222
225

1.220
1.220
1.070
1*070

346
301
322
356

3,785
4,320
4,777

98

234
321
335
364
525

1.070
1.107
1,120
1,238
2,245

464
514
644
758
1,082

5,366
6*326
7,330
9.025
13,800

7
9
9
12
19

1905
1906
1907
1908
1909

85
230
119
321
42

817
1.115
1*285
1.891
2,068

34
37
90
48

2,595
2.940
3.565
3,950
4,080

1,267
1,607
1,896
2.103
2.324

15,896
17,033
20,592
21,539
24,643

26
33
35
40
43

1910
1911
1912
1913
1914

820
121
555
1.019
916

2.335
2.499
2.755
2*970
2*908

49
46
34
22
16

4.155
4*435
5.035
5,065
5.036

2,548
2,843
2*865
2*956
3*213

26,135
30,581
30,969
34.084
34,592

45
46
50
49
57

1915
1916
1917
1918
1919

624
273
196
2*458
5.519

3.155
3.031
3.060
3*287
3.288

10
14
105
239
814

5.286
5*521
5.536
5.711
5,467

3,402
3,328
3,683
3,956
4,456

34,247
38,999
49,414
58.865
64*833

58
67
67
72
78

1920
1921
1922
1923
1924

9.174
9.183
3.337
2.857
2.719

3,882
4.060
4.245
4.230
4.098

676
116
79
87
108

7,083
7.397
7,548
7.713
7,912

4,876
4,966
4,948
5,190
5,405

84.676
79,163
74,726
88*346
88*732

83
83
84
88
88

1925
1926
1927
1928
1929

2.36.5
3.615
1.091
1.649
1.832

3*757
3.691
3,441
3,704
3,883

230
275
275
199
209

7.905
7,600
7,115
7,115
6,915

5,272
5,367
5.341
5.471
5,508

98,904
105*181
101.533
102.052
98*670

86
84
79
79
73

1930
1931
1932
1933
1934

2,076
1.076
1,591
809
54

3,772
3.137
3.123
3,444
3,606

199
218
115
270
189

6,090
5.305
4,940
4,720
6,327

5.245
4,620
4*186
3.807
4,061

84.972
73,845
60*084
60,097
80*442

67
56
50
45
51

1935
1936
1937
1938
1939

1,099
65
130
163

147
219
280
302
361

6,416
6.475
6,369
6,406
6,269

4*687
5,074
5,746
6,148
6,838

89,082
102,758
109,993
107,406
116,782

51
50
50
50
49

391
406
441
476
541

6,272
6*347
6.312
6.383
6,483

7.436
8.132
8,649
9*534
10,545

125,944
147,333
188.576
262*354
299*488

50
50
50
51
51

1945
1946
1947
1948
1949

610
817
994
1*269
1*521

6,548
6,478
7,830
8,180
8*580

12,002
14,214
15,210
16,761
18*629

382*391
420*812
398.937
401*504
412*803

50
50
50
50
51

1950
1951
1952
1953
1954

1.796
1,886
1.971
2*203
2*835

9,730
10*305
10.395
11*205
12,970

20*167
21,889
23,724
25,781
27,716

430.041
444*099
477.457
489,890
520,463

52
52
52
53
53

1940
1941
1942
1943
1944

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

15

170

9
9
7
7

140

Arkansas

State Commerciai BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars}
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1896
1899

6i721
6*461
6i203
7.979

753
724
695
894

941
905
868
1117

5.027
4,832

1900
1901
1902
1903
1904

9*641
12*356
15.254
18*590
20*606

1*080
1*364
1*708
2,082
2*308

1,350
1*730
2,136
2,603
2,885

7*211
9,242
11,410
13,905
15,413

1920
1921
1922
1923
1924

134,735
113,430
101*317
110,227
115,468

19*629
20*882
20,768
21*221
23,098

13*204
10,662
9*119
9*480
9,468

101.902
81*886
71.410
79.526
82*902

1905
1906
1907
1908
1909

25*034
37,492
36*843
35*266
36*210

2*804
3*952
4,044

3*505
5,249
5*158
4.940
5*078

18.725
28,044
27.559
26.394
27,088

1925
1926
1927
1928
1929

118.357
124,018
112*536
109*816
109.972

22*356
23.702
23.264
21,391
20*631

9*350
9,301
7,990
7*358
6,928

86.651
91.015
61*282
81*067
82*413

1910
1911
1912
1913
1914

40*516
47.365
52.139
60*519
49*689

5,470
7.436
9.385
12,225
11*181

5,510
6*252
6*674
7.565
6.012

29,536
33.677
36*080
40*729
32,496

1930
1931
1932
1933
1934

112*245
67*402
46i518
23*310
19.246

20*54^
16*151
12*788
7*934
7.113

6*622
3,775
2i419
1*119
855

85,078
47*476
31*311
14,257
11.278

1915
1916
1917
1918
1919

43*236
47*046
58,730
78.691
95,141

10*606
11*267
12.897
13.449
14,905

5*059
5*316
6*402
8,263
9*704

27,573
30*463
39,431
56,979
70,532

1935
1936
1937
1938

24.615
21*774
24,747
28*743

6.198
6.620
6*499
6.124

901
1,342
1,518
1,799

17.516
13*812
16,730
20*620

4,199
4,126

4,640
5,968

Loans'
Commercial,

Year
Total

and
agricultural

35,681

22*144

1940
1941
1942
1943
1944

32*172
33*120
30*394
30*231
41*901

17.507
15.741
16*192
18*763
25*868

1945
1946
1947
1948
1949

50*044
49*651
70,228
81,597
100,322

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

others

On
residential
property

Other

to
Other

All
other

individuals

173

10
46
176

288
375
412
556
4*038

2,005
2,104
1,915
1,900
2*132

3*973
4*573
4.492
3.675
3*801

1.357
1.550
1.371
1114
765

3.169
3*933

7*000
6*777
6*002
1*006
1*188

32*360
22.778
31,508
37,598
55,530

204
279
99
282
151

3,499
2,936
3,859
2,003
982

2.690
4,787
6,069
6,395
6.748

4,169
7,654
11*361
14.287
13.915

998
2446
4.017
4,636
5,212

4*873
7*368
12*314
14*887
16*435

1*251
1*203
1*001
1*632
1*782

93.182
107,167
119*760
124*456
158*170

42.206
50*065
56*167
58*338
89*631

89
281
192
299
262

587
882
1,035
1,068
889

^6.889
7.775
9,331
10*459
10*366

15.614
17.136
18.178
17*688
17*815

5,346
5.826
6*478
6,414
6.671

21,576
24*555
27,204
29*730
31*724

1*525
1*438
2*092

156*989

74,744

20

1,027

12*416

21*589

8*528

.38*154

1*741

42

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*834

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Arkansas

141

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

705
488
664
460

97
54
162
195

491
54
62
92

117
380
460
173

2.682
3.272
4*234
5*549

93
67
72
67

1*296
1.161
1*561

763

1.826
1*909
3.001
3*921

495
678
593
683

10*603
10*899
11.714
14.671

1900
1901
1902
1903
1904

529
531
811

111
139
150
156
66

94
150
270
230
242

324
242
391
907
631

5*489
6.44S
7.527
8*881
8.173

130
251
238
180
599

1*504
1*447
1.719
2*032
1.635

3.855
4*750
5*570
6*669
5*939

676
786
977

1*130
1*362

16*335
20*121
24*569
29.896
31.102

406
190
270
168
399

647
728
526
557
856

8.939
12*195
10*949
10*976
12.545

282
312
505
212
552

2*429
2.927
3.520
3.284
3.727

6*228
6*956
6*924
7*460
8*266

2*099
1*777
3*028
2.237
3*972

37.339
52.481
51.847
49.323
54*129

1*295
941

1905
1906
1907
1908
1909

It267
1*017
1.027
1*402

214
99
229
99
147

1910
1911
1912
1913
1914

1*817
1*914
1*947
2*289
2*094

105
2
1
26
1

351
165
227
399
400

1*361
1.727
1.719
1*864
1*693

9*968
16.112
13>423
16*341
13*082

788
767
639
7B2
714

2.755
3.360
3*973
4*190
2*900

6*425
11*985
6*811
11*369
9*466

4*602
5.046
4*069
5*930
4.871

57,103
70.437
71.578
85*079
69.736

1915
1916
1917
1918
1919

2*006
2*017
4*412
11*530
16*039

9
2

469
508

1*029
7*831
12*296

1*150
1*609
1*441

1*528
1.507
2*233
2.090
2*302

11.869
16*993
26.167
23.324
28.939

521
430
575
864

1.537

2*559
2*842
3*615
3*369
3*470

8.809
13*721
21*977
19*091
23.932

5*014
4*933
4*696
4,773
5,062

62*147
70*969
94*005
118*318
145*181

1920
1921
1922
1923
1924

14*262
11*456
8*147
11*102
8*874

9.830
6,720
3.558
6.657
3.645

2*502
2*363
2*308
2*414
3*284

1.950
2.373
2*281
2*031
1*945

29*646
25*660
28*900
33.700
26.651

2*263
1*746
3*101
2*508
2*521

3.953
3*527
3*317
3*260
3*562

23*430
20*407
22*462
27.932
22*568

5*464
6*644
7*334
7.899
8*954

184.147
157.210
145.698
162.926
161*947

1925
1926
1927
1928
1929

10034
9*978
10*542
15*123
19t427

4*720
4.402
4.427
6,049
8*403

2*657
3*340
3*846
4*219
7*353

2*657
2*236
2*269
4*855
3*671

33*931
35*904
35.178
33.047
32*270

2.523
3*591
3*062
2*519
3.174

3*851
4*010
3*838
3.310
3.190

27.557
28*303
28*278
27*218
25*906

9*026
9*274
9*114
9*027
8.999

171*348
179*174
167*370
167.013
170.668

1930
1931
1932
1933
1934

15*945
12*975
12*947
11*068
12*588

4.693
3.361
3*656
3*906
6*563

7*626
6*163
5*382
4*054
3*436

3*426
3.451
3*709
3*108
2*569

30.386
27*105
19.939
17*745
16*636

2*566
2*099
1.094
1*104

3*469
3*110
2.353
1*484
1*051

24.351
21*896
16*492
15.157
14*740

9*783
7*239
6*304
4*550
3*486

168.359
114,721
85.708
56.673
51.956

1935
1936
1937
1938
1939

14*630
17*953
21.136
20*342
19.533

9*343
11.269
12*205
11*096
9*764

3*618
4*620
7*083
8*123
8.621

1*669
1*864
1*848
1*123
1*148

19*111
27*683
28*939
26*965
28*296

955

1*159
1.025

1*191
1*635
1*937
1*952
2*016

17*194
25*014
26.047
23*854
25*255

3.330
3.143
2.796
2.547
2*214

61*686
70.553
77*618
78*597
85,924

1940
1941
1942
1943
1944

22*294
26*328
33*836
63*518
110*893

10*785
12.818
21.440
71*266
97*907

10*027
11*855
11*057
10*796
11*150

1*462
1*655
1*339
1*456
1*836

35*440
46*734
76.049
88*906
88*066

1*099
1*499
2.456
2*060
1*837

1*957
2*434
3*346
4*151
4.797

32*384
42*801
70*247
82*695
81*434

1*965
1*715
1*589
1*384
1.503

91,891
107*897
141*668
204*039
242*365

1945
1946
1947
1948
1949

151*940
206*000
192*710
184*061
171*437

137*638
186*840
170*843
160*409
147*967

12*302
15*564
18*225
19*753
19*307

2*000
3*596
3*642
3*899
4*143

117*156
117.607
103.705
96*275
96.311

2.726
3.123
3*970
4.765
4.107

4*926
5.339
7,119
8.048
9*081

109*504
109*145
92*616
83*462
83*123

1.388
1.521
1.821
2.050
2*355

320*528
374*779
368*464
363*983
370.425

1950
1951
1952
1953
1954

184*525
177.155
176*988
189*713
172.924

156*641
146*435
144*783
152*306
134*823

22*256
23*870
30*447
33*990
35*402

3*628
4*650
3*758
3*417
2*699

101*395
101*246
113*262
116.285
115.014

6*643
6*224
7.138
5*945
6*671

8.781
8*096
9.895
10.572
10*424

85*971
86*926
96*229
99*768
97,919

2.658
3.102
3*285
3.175
3.593

381*760
388*670
415.295
433.629
449*701

1955

192*745

147*664

40*216

4.665

116*495

7*350

10.956

98*169

3*761

469*990

824

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845
726

1*034

142

Arkansas

State Commercial BanksTable 3

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*%JJC* A Ot

J>*pfiJ.i A U*7, /U1LT 11 UiTADEin,

J.O7V A^a^ ^(ODUaUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

U.S.
Government

Interbank

Other
demand

Other
time

43

5*010
5.566
6*452
8.680

465
499
646
901

541
554
608

9*984
12*365
14.897
17.269
18*700

1*122
1*405
2*425
2*905
3*223

793
831

1*187
1.663

21*243
30*850
30*797
26*631
28*596

4.046
6*185
6*397
5*688
6*790

36.315
49.050
46*431
56*948
44.638

1.551
2*639
2*293
2*926
2*139

27.574
36*112
35.436
41.730
33*918

7*190
10*299
10.700
14*290
8*581

1915
1916
1917
1918
1919

39*072
49.910
72.339
90.027
109*448

1.770
3.644
5,423
4.828
7.149

28*254
36.384
52*552
69.384
83*748

9*046
9*862
14*364
15*803
16*537

1920
1921
1922
1923
1924

129,670
103*671
106,277
128,172
123.166

6*723
5.477
6.700
8*961
7,910

48
170
112
170

98*173
74,639
74*813
86.228
80*413

24*726
23*385
24*652
32*813
34*845

1925
1926
1927
1928
1929

136,553
141.990
134,730
135,680
137.538

11,965
10.810
10*093
9.928
10,477

146
60

83*810
89*475
82.419
82*236
82.969

40*758
41,705
42*070
43*516
44*032

1930
1931
1932
1933
1934

131*848
92.098

10,331
8*695
4*866
2.320

94
140
244
250
432

76.432
53*313
36*660
24*738
25*556

44.991
29*950
20*254
13*124
14.099

1935
1936
1937
1936
1939

50.796
59,633
66.199
67.267
73*998

2*075
2*976
3.713
3.956
4.550

39
101

32.663
39.410
44*166
44*761
50.108

15*619
17.144
18*160
18*524
16*904

1940
1941
1942
1943
1944

79,825
95,527
129*036
190*611
227,709

5.615
6.459
8.902
10.319
9.520

425
472
601

7.773
16*925

53,799
67.765
99.253
152.653
178.961

19*986
20*831
20.260
19*866
22*303

1945
1946
1947
1946
1949

304.311
356.229
347,405
340.751
344.885

12.306
11.264
10.224
9.316
9.025

20*810
15.706
3,520
3*764
2*207

241.609
293.622
296.128
289.602
294*059

29*386
35*617
37*533
38.069
39*594

1950
1951
1952
1953
1954

353.786
358.146
382.333
397.734
411,323

10,434
11*423
11,514
10*436
11.814

3*101
3*967
4,172
2*716
4.653

296.551
301.081
319.344
331.492
329.443

41.700
41.675
47*303
53.090
65*213

1995

429.034

10.730

340*111

72*139

1896
1897
1898
1899

5*518
6*346
7*402
10*118

1900
1901
1902
1903
1904

11*647
14*324
17.930
21.812
22*383

1909
1906
1907
1908
1909

27*008
37*628
36.025
33*506
37.069

1910
1911
1912
1913
1914

62 .044

40.432
40,817

261
304
537

1*638
460

1.719

730

12
14

140

26
436

Arkansas

143

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

r1

Nat
tx
no [

Borrowings

o**

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

422
177
138
216

3*184
2*900
3.004
2*961

1.479
1.476
1.170
1*376

10*603
10*899
11.714
14*671

94
101
99
102

1900
1901
1902
1903
1904

31
399
83
120
413

3*063
3*498
4,297
5*563
6.481

1*594
1.900
2.259
2.401
1*825

16*335
20*121
24*569
29*896
31*102

118
140
163
211
342

1905
1906
1907
1908
1909

668

488
2*004
230
474
199

7*526
9*337
10.418
11.205
11.282

2.317
312
*174
.138
.911

37,339
52*481
51*847
49*323
54.129

272
307
329
324
338

1910
1911
1912
1913
1914

3.628
It 692
2i792
4t300
5i467

242
112
445
183
222

11*994
13*539
14*105
16*054
13*866

.924
.044
.805
.594
5,543

57,103
70*437
71*578
85.079
69,736

353
392
400
404
425

1915
1916
1917
1918
1919

3t839
2*285
1*825
6*887
13*360

276
73
117
505
808

13.380
13.289
13.435
13.639
14*062

5*580
5*432
6*289
7*260
7,5JD3

62*147
70.989
94*005
118*318
145*181

395
387
388
389
386

1920
1921
1922
1923
1924

28*161
25*908
12*384
7*566
11.754

1*515
1*996
1.766
1*348
1*254

15.605
16.389
16.277
16.718
16*646

9.196
9.246
8.994
9*124
9.125

184*147
157.210
145*698
162.928
161,947

404
405
402
403
397

1925
1926
1927
1928
1929

8.599
10*630
7*164
6*970
8*333

1*008
1*179
681
572
1*105

16.281
16*241
15*502
15*009
14*804

8907
9,134
9.293
8*782
8*888

171*348
179*174
167,370
167.013
170*668

396
394
376
358
347

1930
1931
1932
1933
1934

12*037
3.357
7*687
5.199
389

1*234
1*323
685
736
88

14*313
10*678
9*351
6.916
7.196

8.927
7*265
5,941
3,388
3,466

168*359
114*721
85*708
56.673
51,956

329
265
223
151
181

1935
1936
1937
1938
1939

66
56
159

87
95
139
92
78

7*425
7*296
7.272
7*145
7.070

3*312
3*471
3*849
4*093
4,626

61*686
70,553
77,618
78,597
85*924

191
188
188
187
185

93.
85
114
84
97

6*953
6*642
6*734
6*627
6*742

5*020
5*633
5*984
6*717
7,817

91,891
107,897
141,868
204,039
242,365

182
179
177
172
172

141
241
226
188
245

6*965
7*438
8*107
8*755
8*987

9*111
10*871
12*726
14*289
16*308

320*528
374,779
368*464
363*983
370*425

174
178
178
179
179

279
421
282
367
404

9*415
9*853
10*308
10.671
11*273

18,280
20*200
22*372
24*617
26,701

381*760
388,670
415*295
433,629
449,701

180
179
176
177
178

11*761

28*853

469*990

1940
1941
1942
1943
1944

152

10

1945
1946
19*7
1948
1949
1950
1951
1952
1953
1954

1955

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Federal Reserve Bank of St. Louis

50
240

CALIFORNIA

Revised data for assets and liabilities and


number of all banks in California, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State. Adequate data were reported,
either separately or in combination with data
for other State commercial banks, in the reports of the Comptroller of the Currency or
the State banking department for 1896-1909;
unincorporated banks were prohibited by law
after 1909.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in California were obtained from the abstracts and
1
Since there have been no mutual savings banks in California, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies/' "stock savings banks," or "private banks
and bankers" (unincorporated banks); it also includes one
stock savings bank that for many years was classified as a
mutual savings bank.

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annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the
United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections describe these problems and the methods used
in deriving the revised series.
The sources of statistics for State commercial banks for the period 1896-1933 were
(1) figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures for noninsured banks published
in reports of the State banking department.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
144

California

145

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete, or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in figures for number of banks
CHANGES IN NUMBER OF BANKS AND BALANCE .SHEETS
Year or period

Additions

| Deductions

Number of banks and corresponding balance sheets


1896-1916
1917-1919
1920-1923
1924
1925-1928 .
1929-1933

1
1
1
1
1
1

4
6
7
9
10

Number of banks only l


1896-1900
1901-1904
1905
1906
1907-1908
1909

1910
1911
1912
1913
1914
1915
1916

1
2
4
10
30
2
38
52
66
82
79
97
107

1
Balance-sheet data were available for one bank in 18961900 and two in 1901-1916 but they are included in number
only because their combined assets were not significant.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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and balance sheets as published by the Comptroller. These were based on information
contained in the State banking department
reports.
Changes in number of banks only reflect
mainly the exclusion of branches of domestic
banks, while changes in number of banks and
corresponding balance sheets reflect mainly
the exclusion of branches of foreign banks and
sales finance companies. These changes were
to make the revised series comparable with
the series currently published.
Other changes reflect exclusion of one
trust company (chartered in 1909, but not
included in State banking department reports
until 1917) that had never engaged in deposit
banking or general fiduciary business, and
inclusion of one bank, generally regarded prior
to 1938 as a mutual savings bank, in the commercial bank category for the entire period.
After the latter bank was admitted to Federal
deposit insurance, banking authorities concluded that it was more nearly a stock savings
bank than a mutual savings bank and that ithad some special deposits subject to check.
LOANS

A complete classification of loans into real


estate, collateral, and "all other" was not reported to the Comptroller regularly until 1934.
For the years in which items were not reported,
figures were derived from State banking department reports, except for collateral loans
in 1911 and 1920-1933. These were estimated
as follows: for 1911, by applying to total
loans an average of the ratios of collateral
loans to total loans based on reported data
for 1910 and 1912; for 1920 and 1921, by
applying to total loans ratios of collateral
loans to total loans that were interpolated
between such ratios computed from reported
data for 1919 and partly estimated data for
1922. For the period 1922-1933 collateral
loans are a combination of reported figures for
State member banks and estimates for non-

146

All-Bank Statistics

member State commercial banks. The estimates for nonmember State commercial banks
for this period were obtained by applying to
their total loans, ratios of collateral loans to
total loans that were interpolated between
such ratios computed from reported data for
1919 and 1934.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which the items were
not reported, figures were obtained from other
sources or were estimated.
The figures for United States Government
securities for 1899, 1900, 1906, and 1907 were
taken from the reports of the State banking
department. Estimates for certain other years
were made by applying to total investments,
ratios of United States Government securities
to total investments derived as follows: for
1896-1898, the ratio computed from data for
1899 published in the State banking department report; for 1901-1905, ratios interpolated
between similar ratios computed from data in
those reports for 1900 and 1906; for 1911,
ratios interpolated between similar ratios computed from data for 1909 and 1912 published
in the annual reports of the Comptroller; and
for 1914, the average ratio computed from
data for 1913 and 1915 shown in the Comptroller's reports. For 1916-1922 these securities were estimated by applying to total investments, ratios that reflected changes over
the period in the ratio of United States Government securities to total investments at
California national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
Holdings of obligations of States and
political subdivisions for 1896-1898, 19011905, 1911, and 1914 were estimated by the
methods .used for estimating United States
Government securities for comparable periods.

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For 1916-1933, obligations of States and political subdivisions were estimated by applying to total investments less United States
Government securities, ratios that reflected
changes over the period in the ratio of State
and political subdivision securities to this total
at California national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
DEPOSITS

The complete breakdown of deposits into


interbank, United States Government, other
demand, and other time was not available in
the reports of the Comptroller of the Currency
until 1934.3 No attempt was made in the revised series to provide figures for United States
Government deposits prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1906-1933 were obtained from the reports of
the State banking department. For 1896-1905,
the breakdowns were estimated by applying
to total deposits other than interbank, ratios
(extrapolated from data for the period 19061924) that reflected changes over the period
in the ratios of these items to total deposits
other than interbank at Washington State
commercial banks; these ratios were derived
by extrapolating technique No. 2, described
in the United States Summary.
Figures for United States Government
deposits for 1918-1929 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Govern8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

California
ment deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in California to such deposits at all State
member banks on June 30, 1919.
OTHER ITEMS

The amount of cash items in process of


collection was not published separately by
the Comptroller of the Currency or the State
banking department prior to 1909. Data

147

for the years 1896-1908 were estimated by


applying to total cash assets in each year an
average of the ratios of this item to total cash
assets computed from reported data for 19091911.
Borrowings, reported with "other" liabilities for the period 1896-1908, were estimated
by applying to "other" liabilities, ratios of
borrowings to the total of borrowings and
"other" liabilities computed from data for
California national banks in these years.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for the period 19341946 were obtained by combining data for
insured banks published by the Federal Deposit Insurance Corporation wfth data for
individual noninsured banks obtained from
reports of the State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the reports of the State
banking department. The breakdowns of (1)
loans and investments for 1934 and 1935, (2)
loans other than real estate for 1936-1938,
(3) investments other than United States
Government securities for 1936-1938, and (4)
cash assets for 1934-1946 were estimated on
the basis of the distribution of corresponding
items at insured nonmember commercial banks
in these years.
Real estate loans and United States Government securities were included in the state-

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Federal Reserve Bank of St. Louis

ments of individual banks as shown in the


State banking department reports after 1935,
and a complete breakdown of investments was
so reported after 1938.
The loan breakdowns for 1939-1946 were
estimated on the basis of the percentage distribution of total loans at this group of banks
on December 31, 1948. The figures for this
date were used as the basis for estimating
because it was not until then that the breakdown of loans appeared consistent with data
currently reported for these banks.
The breakdowns of total deposits other
than interbank into demand and time deposits
for 1934 and 1935 were estimated by applying
to total deposits other than interbank in each
year ratios of each item to this total computed
from reported data for 1936; and for 1937 and
1938, on the basis of ratios computed from
reported data for 1939. For the period 19391946 the breakdowns of deposits were taken
from the reports of the State banking department.

148

California

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

All
other

Year

Total

Real
estate

1896
1899

205*899
190,668
195*830
195.303

123*377
117.114
111.735
107*622

30*180
24*939
28*602
30*852

52*342
48*615
55*493
56*829

1900
1901
1902
1903
1904

209,829
226*214
243*837
303*716
331*666

106.579
108*480
114*170
133*601
151.419

36*466
43*886
44*729
66*845
59.345

66*784
73.848
84*938
103*270
120*902

1920
1921

1905
1906
1907
1908
1909

380*208
462*410
516*178
468*603
469*084

179.006
206.171
213*774
215*260
206*662

72.690
97,831
113*324
86*723
90.786

1910
1911
1912
1913
1914

562*400
605*366
670.813
731.900
747.410

249*765
271.982
307*612
341*454
353*452

1915
1916
1917
1918
1919

748.725
807.535
935.929
1.028*819
1*087.767

360*161
387*038
419.710
422*855
415*226

1896
1897

Collateral

Total

Real
estate

Collateral

All
other

1922
1923
1924

1*440*305
1*451*706
1*513*439
1*807*536
1*907*814

472*176
529,614
615,104
761,880
876*918

304*510
302*024
298*272
342*855
347*324

663*619
620*068
600*063
702*801
683*572

126*512
158.408
189.080
166.620
171*636

1925
1926
1927
1928
1929

2*068*943
2*215*069
2*288*605
2,296,513
2,380,569

964,227
1*041,608
1,067,368
1.050*832
1,019*750

373,396
407*232
464,917
531*004
473*034

731*320
766*229
756*320
714*677
887*785

118*112
123*190
127*336
140*415
140*752

194.523
210*194
235*865
250,031
253.206

1930
1931
1932
1933
1934

2,325,157
2,127*719
1*810*906
1,570,420
1*494*310

993*574
1*022*402
913*064
874*423
843*561

465*013
387*913
282*249
252*982
242*195

846*570
717*404
615*593
443*015
408*554

138,347
143.925
171,672
204.415
245.300

250.217
276.572
344,547
401*549
427.241

1935
1936
1937
1938

1,441*716
1*530*377
1,678*141
1,720,509

801*357
789*949
837*701
883*380

196.552
215.734
231*519
222*419

443,807
524*694
606*921
614*710

Loans *

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

1*761*143

13.316

57,491

104,197

601*903

251*258

286*962

1940
1941
1942
1943
1944

1*824*531
2*058*390
2*071*609
1*803*151
1*901*493

463*623
592*334
639*931
552*831
622*581

9*387
9*830
7*694
17*203
67*923

53*003
48*753
41.751
35*976
73*529

100*588
94*649
86*815
67.742
61*865

670*310
741*666
818*143
814*552
773*923

235*053
231.560
201*536
163.987
134*536

116*530
120.736

292*567
339*598
275*739
34*330
46*350

1945
1946
1947
1948
1949

2*015*598
2*500*406
3*877*945
4.674,606
4.838*072

669.670
906.116
1.516*706
1*761*236
1*703*900

53*907
59*802
36*995
13*830
21*288

159*510
119.150
78,425
56*971
41*319

51*209
55*486
69*444
79*640
79.717

777*361
882*843
1.470*468
1*932*654
2.084*116

117*086
157*784
218*401
257*073
273*169

150,359
249*462
406*707
549.732
638.817

36*496
69*763
80*799
83*201
65*814

1950
1951
1952
1953
1954

5.027.774
6*178*320
6*664*117
7*536.549
7*433*250

1*511*650
2*250.458
2*473*112
2*715*580
2.607*583

31.257
25*247
48.351
38*688
47*006

30*163
31.909
29*046
27*728
34*187

78*759
86*157
89*576
93*432
92*832

2*246*522
2*462*592
2*573*878
2*805*837
2*932*459

258.352
300,548
316*976
361*856
386*370

873*213
945*822
1*105*543
1*465*047
1*324*181

74*922
154*071
117*036
133*063
116*364

1955

8,227,486

2.815*219

67*224

46,890

99*208

3.175*431

444,864

1,453.755

243*260

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

California

149

Table JAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Total

Government
obligations

Obligations
of States
and political
subdivisions

1896
1897
1898
1899

34*113
40*249
52.126
66*250

18.997
21,859
28,578
36.353

1*509

1900
1901
1902
1903
1904

80.727
93*168
106*286
123*932
132*712

42477
45*079
46*886
50*261
50*220

2.752
4.279

1905
1906
1907
1908
1909

138*319
151*661
174.954
160*137
163*782

48*064
51.397
54.123
52.721
52.426

1910
1911
1912
1913
1914

179.572
194.165
206.311
210*185
206.848

1915
1916
1917
1918
1919

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

14.342
17.266
22,039
28*181

39*615
46,038
54,708
66*013

1*633
1.652
2.062
2.501

20.357
22 * 549
28*925
29.232

17,625
21*637
23*721
36.280

24*308
25*534
27*465
27*708

303.935
302.489
330,129
357.274

7.686

36,542
45,337
55,121
67,513
74*806

66*557
76*196
95*122
97.700
102.711

3*001
3.498
4*130
4*452
4,157

25.857
27.130
30*668
32*264
31,917

37.699
47.568
60*304
60.984
66*637

27.634
29.356
30.365
26.529
28*454

364.747
426.934
475*610
551*877
595*543

9*060
10.830
13.361
17*844
23*068

81*195
89.434
107*470
89*572
68*268

134,009
189,139
163*150
146*366
171.923

6*907
8.611
6*523
7*436
7*705

39.352
55.222
43.655
49.072
45*993

67*750
125*306
110.972
89*858
116*225

30*660
35*047
35.371
37.598
36*182

663*196
838*257
889*653
812.704
842.971

56,834
61,089
62.536
56,668
56,360

34*572
41,219
52,886
63*953
66*643

68.166
91.857
90.889
89,564
85.845

185.813
197.816
225*999
211*732
214493

11*576
9,330
10*755
10*508
13*128

53,506
52.876
58.822
60*528
65.262

120*731
135*610
156*422
140*696
136,103

42,151
45*094
46.650
49,970
49,951

969.936
1.042,441
1.149.773
1.203.787
1.220.702

217,171
243.557
311.672
381*508
465.449

55,817
59.413
76.178
138*782
198,748

74*339
85*862
99.534
103*848
108,935

87.015
98.282
135.960
138.878
157.766

220*434
300,436
311.850
322.570
375,682

8*318
17.692
15,151
26*926
43*421

58*060
65.933
73.279
57.811
60.608

154*056
216*811
223*420
235*833
271*653

52.978
56,519
66*725
90.558
96.578

1.239.306
1.408.047
1.626.176
1.823,455
2.025.476

1920
1921
1922
1923
1924

514.893
541.766
577.716
636*052
623.546

202.959
207.044
228,366
292,497
271.202

133*265
144*908
144*547
136*903
161*782

178.669
169*814
204*803
206.652
190*562

403,915
343.431
391.849
425.958
476.417

57.559
52*729
67*496
83*262
105.763

62*308
53*973
52,778
50.634
53,291

284*048
236.729
271*575
291*662
317.363

128.016
112*992
120*755
131,017
142.153

2.467.131
2.449.695
2.603.759
3.000.563
3.149,930

1925
1926
1927
1928
1929

727.751
770*929
814*760
957*698
993*356

333.282
322.156
357.427
452.650
477,827

167,278
225,156
253,449
251*415
271*207

227.191
223.617
203*884
253*633
244*322

508.619
521,963
533,148
555,545
555,305

107*791
117.377
122.590
121*994
112.464

54*597
52*807
51.869
59.644
44.924

346*231
351.779
358,689
373,907
397.917

149*636
176*102
167*639
178.305
199.715

3,454,949
3,684.063
3*804*152
3*968*061
4,128,945

1930
1931
1932
1933
1934

995*202
1.079.607
1*071.440
1*122*779
1.355.574

448*472
452.632
469*864
575.561
776*856

323,621
396,353
396,686
398,159
389,176

223*109
230*422
202*890
149.059
189*542

653,856
604,105
428,090
418.523
510*437

122.627
95.878
71,898
79,677
63,362

42.648
44*316
42.626
32,256
33.113

488.583
463.909
313.566
306,568
413.962

220*303
192.079
170*181
178*738
203*690

4,194.520
4*003,510
3,480.617
3,290.460
3,564*211

1935
1936
1937
1938
1939

1.520,197
1,764*825
1.662.322
1*637*607
1,732*694

960*200
1.181.660
1.135.679
1.146.581
1.199.532

365*713
354*216
338*971
320,064
394.384

194.284
228.949
187.672
170.962
138.778

588.049
759.804
811*164
889*760
900.263

75,155
122.577
126.849
118.100
121*562

37.970
45,350
43.516
47.206
52.034

474,924
591,877
640,797
724,454
726,667

196*826
185,995
171,133
156,339
187*069

3.746.788
4,241,001
4,322,760
4,406,215
4,561.169

1940
1941
1942
1943
1944

1*805*465
1.915.987
2.201.559
4,388.546
5.986.132

1.251.312
1.349.557
1,700*624
3.850.166
5.420.800

419.751
429.374
373.845
399.368
429.952

134*402
137*056
127*090
138.992
135.380

1*092.352
1.214.490
1,361*272
1.821.411
1.964.969

130.024
159.060
205.221
370.852
403.281

50*374
60.797
71.952
89.086
98.728

911,954
994.633
1,104,099
1.361.471
1,482.960

175.337
166.251
151.418
136*495
132*667

4.897.685
5.355.118
5.805,858
8,151,603
10,005,461

1945
1946
1947
1948
1949

7.734.837
8*531.229
6*742.058
6.325.015
5*989*882

7,107.953
7*791.295
6.009*271
5.601.132
5.200.199

464*229
537.511
577.935
561.404
582.476

162*655
202.423
154.852
162.479
207.207

2*211,670
2*469*956
2,487,939
2,600.310
2.507.753

423.534
453.515
512.675
559,431
514.874

97.012
94.822
106,573
114*830
117.027

1.691.124
1.921.619
1,868*691
1*926*049
1*875*652

126*988
143*506
151*475
180*449
181*605

12.091,093
13*645,097
13,259,417
13.760*380
13*517.312

1950
1951
1952
1953
1954

6*586,705
6.007*145
6.565.959
6,424*544
7*236*502

5.610,066
4.606.734
5.203.694
4*949.650
5*696.651

691,838
818*502
941*427
1.069.427
1*144*554

284*601
381*909
420*836
385*467
395*297

2.534,056
2*726,158
2,986,940
3*079.916
3.232.607

696.902
597.627
826*036
863*492
798*428

112.165
113.687
135*919
147*770
155*963

1,724,989
2,014*844
2*024.985
2*068,654
2*276,216

193.114
220*944
251*644
259*280
305,074

14.341*649
15*132.567
16,466,660
17*300*289
18,207.433

1955

7*883*723

6.185.142

1*262.912

435*669

3.385.625

863.227

173*569

2.328.829

340,259

19.837.093

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

774

1*124
1*716
1.708
6.158

150

California

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

njJJl^Ul

LlLnj.LLLl J. U^L3,

/U1.L*

11 UlUDUin,

XO7

[Figures as of June 30 or nearest available date; partly estimated .

Amounts in thousands of. dollars]

Deposits
Year
Total

1896

Interbank

U.S.
Government

Other
demand

Other
time

.1897
1898
1899

212.210
216*069
246,010
273i250

8,720
9,393
13,128
15,609

246
334
321
506

62*224
59*506
101*670
105*638

141*020
146*836
130*891
151,497

1900
1901
1902
1903
190*

295.257
328.996
372.810
434*817
455.634

15,480
16*678
20*323
25,989
30,700

599
727
1.254
2.291
1*793

115*461
131.949
153.840
181.931
224.846

163,717
179.442
197*393
224*606
198,295

1905
1906
1907
1908
1909

535,750
665.970
702,053
613,590
642,291

47,392
67,293
72,853
62,732
72,897

1*425
6*175
9,753
5,380
2*018

209.916
318.476
308,677
264,774
269*167

277*017
274*024
310*770
280*704
296*209

1910
1911
1912
1913
1914

-752.700
809,591
904*446
946.095
961,179

88*103
96,792
106,639
103,425
90,773

1,180
1*128
2*108
1*496
1*686

307*422
314,400
358*405
350*990
372*828

355*99*>
397.271
437*294
490*184
495*892

1915
1916
1917
1918
1919

970.203
1,138,477
1.334.654
1,482,967
1*674,943

91.620
116,148
137,764
143,899
157,156

1,181
658
2.381
40.187
13*862

397,320
412.303
561,761
555*268
678*881

479*682
609*368
632*748
743*613
825*044

1920
1921
1922
1923
1924

2,044,561
1,997,983
2.218,532
2,560,686
2,736,454

151,805
127.683
156.238
153,772
170,926

12.811
6,567
10,914
23*977
9.573

854.045
800*049
914*031
1,074*019
1.125.735

1,025,900
1,063,464
1*137*349
1*308,918
1,430,220

1925
1926
1927
1928
1929

3,026,579
3,218,545
3,312,069
3,453.352
3*549,022

193,383
208.878
210,253
192*942
198,377

8.993
14*253
25,784
47.884
47.684

1.232.598
1*293,352
1,215,649
1,228.142
1*237*205

1,591,605
1*702*062
1.860.383
1,984,384
2,065.556

1930
1931
1932
1933
1934

3.606*001
3.476.753
2*885*638
2,784,510
3*050,406

330,593
265,134
167*982
142.655
177.627

21.442
20*955
23*060
58*031
91.770

1*104*665
1*024,972
791,594
788.113
835.124

2*149.301
2.165*692
1*903,002
1,795,711
1*945,867

1935
1936
1937
1938
1939

3,328,020
3,315*352
3.887.780
3,974.761
4,132,532

211*333
247,942
215,109
226,898
268,462

54.755
114,505
43,522
87,410
99.945

1,027.650
1*244*313
1*445*446
1*407*600
1*495*758

2,034*282
2,208,592
2,183*703
2,252*853
2,266*347

1940
19*1
1942
1943
1944

4,408,185
4,843*167
5,311,348
7,641,342
9,454*820

297,927
330,214
325,565
398*108
359.549

101*589
80.272
91,211
392139
951,758

1,684,679
2,052,459
2,474,633
,075*040
.755.965

2*323*990
2,380.242
2M9939
2,776.055
3*387, 5<*B

1945
1946
1947
1948
1949

11,446,859
12,934,021
12,486,978
12,944,510
12*615*823

410,814
422,204
395.119
415,075
450*917

1.202.509
875*033
78*142
163,345
160*035

.508.895
.546.312
.523.534
.710.271
,225,020

4*324*641
5*090.472
5.490.183
5*655*819
5*779.651

1950
1951
1952
1953
1954

13,235,516
13*992*997
15.198.97h
15,861*828
16,755.901

468,195
516*024
573,413
577,431
725.206

269*832
478*546
350,176
260,610
410,672

6,627,450
7,004,976
7*766,306
8,070,376
8,179,909

5*870*039
5,993*451
6^09,08^
6*953*411
7,440*114

18*215,691

834,257

California

151

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, ' H96-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

300
1*214
656
1*042

1*424
1.432
1*451
1.476

4.734
3*995
2.999
5*397

58*243
52*249
50*869
46*801

27,024
27.530
26*142
29*306

303,935
302,489
330*129
357,274

281
261
287
261

1900
1901
1902
1903
1904.

390
411
431
558
649

3*080
5*784
7.087
8*961
13*166

6*228
4.475
7,132
3*573
7.078

46.516
49.596
50*353
59.411
66*391

33.276
37*672
37*797
44,557
52,625

364,747
426,934
475*610
551*877
595*543

267
296
315
342
418

1905
1906
1907
1908
1909

1*426
957
It974
5*605
2i340

15*261
21*618
23*555
25*691
28*453

7*496
9*263
10*138
8*514
3*049

76,174
87*495
92.751
97.353
96.843

47*087
52,954
59,182
61,751
69,995

663*196
838,257
889,653
812,704
842,971

492
562
598
618
632

1910
1911
1912
1913
1914

3*616
3*248
3*735
4*145
9*136

36*094
39*041
41*222
43*339
42*602

2*361
4.787
5*084
6*179
5,332

102.088
110.467
114,528
118*591
119*697

73,077
75,307
80,758
85*438
82*756

969*936
1*042*441
1*149.773
1.203.787
1.220.702

640
655
682
720
735

1915
1916
1917
1918
1919

9,742
2*496
11*714
33*368
36*624

42*647
40*107
40*412
40*648
40*927

5.117
19,261
19.126
48*909
43*538

120*605
122,134
124.329
128.854
133.280

90,994
85,572
95,941
88.709
96,164

1.239.308
1.406*047
1.626.176
1*823,455
2,025*476

733
721
712
696
700

1920
1921
1922
1923
1924

88*397
101.387
37*041
66*447
26.877

41*710
41*135
40*774
39.479
33.625

53*240
31*293
23*833
33*796
32*086

149*785
160.531
163*390
173.153
183*120

109,438
117,566
120*169
127*002
137*768

2*487*131
2,449,895
2*603.759
3*000.563
3.149,930

717
726
718
693
666

1925
1926
1927
1928
1929

30*205
37.662
40*897
21*811
41*317

30*282
29*712
35*358
36*345
34*984

35*353
54.319
49.565
50*894
51,864

186*854
193*081
169*809
215.188
231*434

145*676
150*744
176*454
210,471
220,324

3*454*949
3*684*063
3*804*152
3*988*061
4*128*945

653
612
535
487
445

1930
1931
1932
1933
1934

11.338
6*994
108*025
10*610
1.277

39.285
43*621
51.039
94.829
93.308

62,172
46,108
24,275
17*266
24*259

228*684
209*424
203*116
200*513
220,692

227*040
220,410
208,524
182*732
174,267

4,194,520
4,003*510
3*480*617
3,290*460
3.564.211

427
401
353
285
273

1935
1936
1937
1936
1939

3*326
322
1*046
727
766

6*054

23,171
28*040
34*047
32*398
35,671

216.185
213.851
206*616
199,937
199*985

170.032
183*436
193,271
198,392
212,215

3*746*788
4*241*001
4.322*760
4*406*215
4*581*169

265
257
229
222
219

1940
1941
1942
1943
1944

339
131
195

37,613
51.386
35,812
39,371
48*079

210*595
203*930
192*864
190*027
191*523

240,953
256,484
265,639
280*863
311,059

4*697*685
5.355*118
5*805*858
8*151*603
10*005*481

216
213
207
202
199

57.395
81*609
104.977
127*678
145*093

240*688
246.178
247*264
261*400
287*019

346*151
382*989
420*198
446,707
469,121

12*091*093
13*645.097
13.259.417
13*780*380
13*517*312

201
199
201
201
203

227,348
214*844
296*736
405*059
356.370

318.678
328.250
334*374
342*225
360*933

560.096
596*476
638,572
685,077
727,729

14*341*649
15*132.567
16.468.660
17,300,289
18,207,433

202
202
201
201
200

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

300
85
256
U

6*100
4.500

403,136

19,837,093

152

California

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1696
1897
1896
1899

25.216
28,164

326
319
452
517

9,382
10,728

11*100
11.212
15,382
16*939

1900
1901
1902
1903
1904

32.675
36*871
44.251
62.307
67*059

528
612
769
997
1,046

10*941
12.698
15*958
20*686
21.687

21*206
23*561
27.524
40.624
44,326

1920
1921
1922
1923
1924

626,172
566,279
535*166
585,356
517.338

15,730
18,206
18,917
23,714
27,438

197,859
187,804
174,529
191,360
170,853

412*583
360*269
341*720
370,282
319.047

1905
1906
1907
1908
1909

83*422
114*773
136*702
125*617
143.113

1347
1*763
2*044
2*103
2*316

27.934
36*571
42*384
43*622
48*432

54,141
76,439
92,274
79,892
92*365

1925
1926
1927
1928
1929

563.258
575,948
1.022,991
1,222*295
1,321*617

30,232
32,450
287,724
371,637
434,355

207,345
212,797
293,004
389*406
334,144

325.681
330,701
442*263
461*252
553*118

1910
1911
1912
1913
1914

211.068
226*301
254.179
273*503
281.557

3.301
3,392
3*426
3.532
7,047

73*828
79*218
83*538
83*445
93*318

133*939
143,691
167,213
181,526
181,192

1930
1931
1932
1933
1934

1,349*640
1,418,464
1*214,310
1,038,352
1,027*756

457,584
556,965
492,606
490,223
502,547

356,510
308,439
233,083
211,889
207,664

533.546
553*060
488*621
336*240
317,545

1915
1916
1917
1918
1919

277.744
312*608
380*298
434,746
463,142

8,448
11,365
12.191
11,711
12,609

92*872
100*792
117*631
134.815
161*418

176,424
200,451
250,476
288,220
289,115

1935
1936
1937
1938

1,006,119
1,078,479
1,195,09s
1,231*159

492,554
497,561
536,310
570,107

162,180
177,860
183*591
180,399

351.385
403*058
475*197
480*653

18*196

18 142

6.770

6*611

Loans1
Commercial,

Year
Total

For purchasing or
carrying securities

Real estate

Other
All

and
agricultural

To brokers
and
dealers

others

On
farm land

On
residential
property

to
Other

other

individuals

36.727

78,773

1940
1941
1942
1943
1944

,288.550
,470*411
,487*076
,273,841
,351,928

355,879
464,798
522.373
445.540
509.067

7.197
5.566
4.603
12.705
47.371

32.540
28.113
24.998
19,687
43,957

76*167
70*726
65*019
49*524
45.188

429,783
485,756
537.870
540.892
512.148

145,484
135*305
117.499
88*987
69,321

89*954
92.416

241.500
280.147
214.714
26.552
32*460

1945
1946
1947
1948
1949

1,467,459
1,610,106
3,021,185
3,648,303
3,765,866

555,233
714,095
1 ,238,587
1,446,606
1 ,387,054

45*586
52,192
33*740
9*865
15.501

113,466
70,448
52,962
34,715
25.073

34,826
38.705
50.443
58.338
58.136

521.800
606,454
1,122,659
,481*612
1*589.527

60*400
81,541
132.890
160.922
172*649

111*381
193,501
325,955
434,483
510,541

24.767
53.170
63.949
63.367
55.096

1950
1951
1952
1953
1954

3*859,940
4,729,907
5,139,577
5,817,001
5,649,952

1 ,192,718
1 ,797,877
2 ,011.565
2196194
2,091*847

23*004
15.074
30.746
23*739
27,623

17,604
18,215
17,955
15,943
21*441

56.478
61*34^2
64.380
66*712
64.170

1,691*780
,819,364
,901,589
2,081,968
2.189,565

167.171
191,594
203,416
235.230
244*184

711.285
751.821
881,990
1,170*081
1,015,207

53*830
129*205
90.382
103.349
76.759

1955

6,097,770

2 ,192.579

45,730

27,010

64*956

2.306.226

273,322

1,089.525

186*765

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

240,842

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

California

153

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Fipiires as of June 30 or nearest available date: partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

1896
1897
1898
1899

3647
4*379
6*699
6*912

2*477
2*355
3*873
4*056

381
660
921
931

1900
1901
1902
1903
1904

8*434
10*807
14*431
19*921
25*433

5*516
7.151
9*167
12*809
16*949

190S
1906
1907
1908
1909

29.347
39*330
51*869
54*844
57*232

1910
1911
1912
1919
1914

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1*364
1*905
1*925

789

7,216
7*248
15*800
20*124

541
343
754
866

3.877
3*754
9*171
8*564

2*798
3,151
5*875
10.672

2*009
2*157
2*182
2*121

31*068
31*926
49*697
57.341

1*192
1*716
2*319
2*766

1*967
2*464
3.548
4*793
5.718

18*238
22,865
28,138
32*652
36*156

1*372
1*634
1*870
2*262
1*911

6*480
8*028
10*126
10*938
13*792

10*386
13,203
16*142
19,652
20,455

2*233
2*220
2*276
2*641
3*531

61*560
72.763
89*096
117.721
132.181

19*869
27*856
32*254
31*785
33*602

3*090
3*741
6*394
7*506
9*602

6*388
7*733
13.221
15*553
14*028

50*752
73.181
67*983
66*186
83,291

4*098
4,707
5,335
4*744
4*719

16.326
26*480
20,957
25*100
26,920

30*326
41,994
41,691
36*342
51*652

4*366
6.977
8*308
7*941
9,247

167*887
234*261
264*862
254*588
292*683

72*609
78*729
85*986
89*810
91*037

39*119
42*157
44*333
46*329
45*960

14*872
18*132
21*060
21*686
22*638

16*616
18*440
20*593
21*795
22*439

105*248
114,142
127*069
118*623
117.309

7.543
6*345
7*274
6*757
8*309

30*305
31,138
34*623
33*594
34*713

67*400
76*659
85.172
78*272
74*287

12*996
14*411
15,540
15,980
16,675

401*921
433*583
482*774
497.916
506.578

1915
1916
1917
1918
1919

94272
96*732
118*994
158*269
180*469

44*862
43*115
51*130
89*446
115*249

25*221
27*516
31*309
31*852
28.746

24*189
26*101
36.555
36.971
36.474

120,982
162,008
174*353
164*165
213*224

5*877
10*329
10*423
19*852
28*511

30*492
31,009
35*351
15,428
17,027

84,613
120*670
128*579
148*885
167*686

17,551
18*955
25*801
31*383
40*605

510*549
590*303
699*446
806*563
897*440

1920
1921
1922
1923
1924

173*778
173*278
183*296
200*403
176*696

102*330
96*498
101*757
122*693
98*488

32*742
35*283
35*548
32*426
37*325

38*706
41.497
45*991
45.284
40*865

221*523
167.556
185,976
190,816
187*974

41*842
30*598
36*623
41*425
43*121

18*057
16*727
14*564
12.775
13*170

161*624
120,231
134*791
136.616
131.663

74*707
55*778
50*865
49*535
46*506

1*096*160
962*891
955*305
1*026,110
926,516

1925
1926
1927
1928
1929

201*461
200*596
392*802
528*999
611*685

111*037
100*401
222*413
299*155
360*295

39*579
51.564
95*917
115*464
132*798

50*845
48*631
74*472
114*380
118*592

194*989
206*644
281,167
355*250
356*306

43*474
47*164
70*596
79*641
61*585

13*301
12,995
20,298
36*601
21*507

138*214
146*485
190.293
239,008
253*216

45,895
59,322
79,876
104*904
128*412

1*005,603
1,042*510
1,776*856
2.211,448
2*418*022

1930
1931
1932
1933
1934

610*367
647*600
652*218
700*144
902*358

341*567
313.847
326*698
408*519
567.454

159*086
210*577
214*557
210*298
222*567

109*714
123.176
110*963
81*327
112*337

415*884
395,861
273*460
274.867
346.906

77*585
67*794
50*110
57*169
46*226

22*464
27.238
25*713
19,641
20*241

315*835
300*829
197,637
196*057
260*439

146*529
142,286
124*304
126*057
139*024

2*522*420
2*604,211
2*264*292
2,141,420
2,416,044

1935
1936
1937
1938
1939

1*031*082
1*223*916
1*139*871
1*147 i 745
1*167*473

704*371
892.327
835*922
854.629
834.498

222*913
208.439
196*602
181*359
253*151

103*798
123*150
107.347
111.757
79*624

413,110
540*070
597,393
635*141
650,665

57*460
96*946
102*001
93*698
92*548

24,968
31,047
29,603
32,933
37,226

330,682
410,077
465,789
508,510
520.891

131*026
119*924
107.333
101*928
133*573

2,581,337
2*962,389
3,039*695
3.115*973
3*213*180

1940
1941
1942
1943
1944

1*224*245
1*303*801
1.543.774
3.240*692
4*411*549

867*495
941*141
1*219*960
2*874*609
4*013*825

276*799
281*826
246.229
274*669
308*466

79*951
80*834
77*565
91.214
89*256

797,326
867*669
996*726
1*348,127
1,457,339

101*869
123*676
161*391
297*806
322*563

34*450
41,465
49,221
62*175
69*181

661*007
702*348
786.114
988,146
1.065*595

127.098
121*755
113*308
102*126
101*067

3*437*219
3*763*656
4*140*864
5*964*786
7*321*883

1945
1946
1947
1948
1949

5*661*039
6*259.157
4*768*029
4*466*094
4*206*218

5*200*509
5*698*282
4.229.521
3*959*757
3*642*459

342*766
414*550
430*013
395*089
407*485

117.764
146*325
106*495
111*248
156.274

1,637,372
1*826*775
1*822,276
1*954,404
1,882,974

344*589
365*983
372*385
443*280
414*297

66*122
64,945
75,437
* 81*035
83,316

1.226,661
1,395,847
1,374,456
1*430*089
1.385.361

96.729
109*240
116*998
140*461
141*930

8*864.599
10.005.278
9*728*490
10,209*262
9,996*988

1950
1951
1952
1953
1954

4*743*505
4*372*341
4*791*508
4*663*028
5*304*518

4*030*229
3*449*053
3*732*244
3*516*139
4*106*687

486*965
609*927
715.776
648.039
890*906

226*291
313*361
343*486
298*859
306*925

1,920.352
2,057,283
2*216,262
2*316*776
2*411*506

563*394
499*336
656*265
693*256
624*797

80,630
82,557
96,885
106*839
111,560

1*256*328
1*475.390
1*463*092
1,516*661
1,675*149

149,549
173,014
195,694
205*069
244*065

10,673,346
11,332*545
12.343*041
13*001.874
13.610*041

1955

5*797*014

4*484*147

971*023

341*844

2,515.976

678.527

125,868

1*711.581

268*540

14*679*300

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

951

154

California

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

18.747

19*514
33*359
40,126

1.915
2.178
5.341
7,625

246

1896
1699

334
321
506

15.704
16*065
26.626
30,668

882
937
1.071
1*127

1900
1901
1902
1903
1904

41*566
49*769
62*994
83,947
90.017

7.621
9,011
10.576
13.921
17,494

599
727
1.254
2.291
1.793

32*097
38*323
49*165
65*464
66.167

1*269
1*708
1.999
2*271
2*563

1905
1906
1907
1908
1909

115,715
166,728
190.722
170.475
202,799

27,907
42.579
47,523
41,257
57,062

1.425
6.175
9,753
5*380
2*018

83*211
116*241
127.872
117.067
134*139

3*172
3*733
5*574
6*771
9*580

1910
1911
1912
1913
1914

278.513
303,182
345,519
352,904
356*144

78.270
84,964
94,653
92.269
80*380

1.180
1*128
2.108
1*496
1,686

179.435
190*726
220*872
218*604
233.789

19*628
26*364
27*686
40*535
40.289

1915
1916
1917
1916
1919

357,754
429,423
527, 414
600.893
686.636

79,548
103*508
118,102
117,943
138,376

1*161
658
2*381
40.141
13*852

232*396
263.947
326,472
355*640
429.121

44*629
61*310
80*459
87*169
105*287

1920
1921
1922
1923
1924

816*360
693.423
751.637
802.135
755.052

132,942
104,222
120,432
118*236
111.775

8.747
5,612
5*628
12*200
4*335

526*140
433.545
459*430
496.111
441.133

148*531
150*044
166*147
175.586
197*609

1925
1926
1927
1928
1929

835,576
856,330
Ii514,866
1.880.411
2*040,047

120,066
129*226
132.303
140*132
146.561

3.941
2*431
22.470
44.923
34,154

478.591
472.331
641.363
752.847
745.345

232*978
252*342
718*732
942*509
1*113*987

1930
1931
1932
1933
1934

2*136,438
2.238,143
1.827,332
1.774.880
2.046.829

248,173
205,672
126.812
98*353
124.326

17.491
16.001
18.657
47.415
77*479

715,790
716,333
564,013
560*625
609.487

1*154*984
1*300*137
1.117.850
1.068*487
1.235*537

1935
1936
1937
1938
1939

2.303.289
2*680.675
2.752.905
2.829.388
2.906,103

141,141
166.954
146,918
156,793
174.899

47*966
98.532
39.919
83.493
91.542

765*410
923.835
1*123.636
1*084.536
1.142.047

1.348*770
1.491*354
1*442*432
1.504.566
1.497.615

1940
1941
1942
1943
1944

3.093*706
3.404,509
3.792*903
5,604,574
6.932*076

195,563
213,566
202*696
256,831
230.150

92.226
72.981
81.359
337,731
735.580

1.277.874
1*567,631
1.912.169
3*172.825
3.686.802

1*528.045
1.550.331
1.596.679
1.837.167
2.279*544

1945
1946
1947
1943
1949

8,393,261
9,488,200
9,155,799
9*586.034
9,320*845

267,214
252,203
250.002
279.984
317,678

906.295
669,454
62*964
130.145
121.371

4.257.401
5*056*999
5.020.962
5.209.675
4,799,797

2.962.351
3*509*544
3*821*851
3*966*230
4.081.999

1950
1951
1952
1953
1954

9.814,247
10,459*521
11*354,167
11,880,405
12.497,299

330.208
373.044
400,638
408,401
536,170

211.562
380.201
256.967
211*916
320.975

5.109.273
5.397.982
5.971,222
6,171,594
6.198.386

4*163*204
4,306*294
4,723.140
5.068.494
5.441*766

13*456,789

622,076

1896
1897

6*791,234

California

155

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1897
1898
1899

30
142
103
150

1*424
1*432
1.451
1*478

5
1
8

7.525
7.550
10.825
10*825

3.342
3.283
4,156
4,754

31*068
31*926
49*897
57.341

31
32

1900
1901
1902
1903
1904

70
60
47
127
189

3*080
5.784
7.087
8.961
13.166

378
22
36
125
121

10.988
11.255
12*160
15*662
17,730

5,478
5,873
6,752
8,879
10.958

61*560
72.763
89,096
117.721
132*181

36
41
49
57
75

1905
1906
1907
1908
1909

404
347
618
1.859
408

15*261
21*618
23*555
25*691
28*453

314
1.657
2*566
1*595
1*185

22.003
25*076
27.613
33*546
35.955

14,190
16,833
19.568
21,420
24.083

167*887
234,261
264*862
254*588
292.883

87
113
126
139
149

1910
1911
1912
1913
1914

1.435
986
1,365
2.585
5.108

36.094
39*041
41,222
43.339
42.602

810
1.315
1.131
784
1.459

44.914
51.604
53*853
55*923
57*523

40*155
37.253
39.684
42*381
43*742

401,921
433.583
482*774
497*916
506*578

185
203
227
252
262

1915
1916
1917
1918
1919

5.862
1*601
11*227
29*186
31.526

42 . 647
40*107
40*412
40*646
40.927

712
15.611
14.537
30.782
25.272

58*153
58,423
59*472
59.735
62*147

45*421
45.138
46*384
47.319
50*932

510*549
590*303
699*446
806,563
897*440

265
261
268
270
279

1920
1921
1922
1923
1924

78,041
83.743
24.548
46.656
12*505

41.710
41.135
40*774
39.479
33.625

35,893
17,867
14,009
16,455
15,018

67.397
66.922
65*125
63,263
60*078

56,779
59,801
59,212
55,922
52,238

1*096*180
962*891
955.305
1*026*110
926*516

303
309
295
270
265

1925
1926
1927
1928
1929

8*785
17,823
22,953
6,232
23*418

30.282
29.712
35,358
36,345
34,984

14,783
25*631
27*926
33*846
36*356

62*935
64*355
94*472
126*677
145*445

53,242
46,659
81,277
125,937
137,772

1*005*603
1,042.510
1.776,856
2*211*446
2*418*022

266
264
240
222
211

1930
1931
1932
1933
1934

3.971
4,075
99,992
5,341
191

39,285
43,621
51.039
94*829
93.308

56.097
32*781
12.683
10*514
16*265

143,957
142,125
136.643
137,367
143,960

142.672
143.266
134.603
116.469
115.491

2.522*420
2.604.211
2.264*292
2*141*420
2*416*044

205
169
166
135
130

1935
1936
1937
1936
1939

157
28
406
404
145

6*054

15.185
18.986
20*427
17.165
24.427

142.450
139.900
136.472
134.516
136.690

114*202
122,798
129,485
134,480
145,815

2*581.337
2.962*389
3.039,695
3,115*973
3.213,180

125
122
105
103
101

1940
1941
1942
1943
1944

15
25
84

24,644
34,057
23,724
25,609
33.677

147,930
142.522
134,130
133.007
134.299

170.922
182,543
190,043
201.596
221,631

3,437,219
3,763,656
4,140.884
5.964.766
7.321.883

99
96
95
94
91

250

40,929
61.473
86.177
103,273
122.006

183,813
186*196
187,232
193,526
215*281

246,596
269,107
299,262
326,429
338.606

'8*864.599
10*005.278
9.728.490
10.209*262
9*996*986

92
91
94
93
94

6*100
4.500

197,559
179,649
260*119
360*806
308,308

238*263
244.373
248*458
249*983
263,386

423.277
449.002
480,297
504,578
536.548

10.673*346
11*332*545
12*343*041
13,001,874
13,610*041

94
94
93
91
87

370.711

281*866

569*934

14*679,300

66

1896

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

300

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

34
35

156

California

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

All

Year

Real
estate

All
other

Total

Real
estate

1896
1897
1898
1899

187i703
172.526
170*614
167 ( 119

123.051
116.795
111*283
107,105

23*410
18.328
19*220
20*124

41.242
37,403
40,111
39,890

1900
1901
1902
1903
1904

177*154
139*343
199t586
241*409
264*607

106.051
107,866
113.401
132*604
150.373

25.525
31*188
28*771
46.159
37.658

45*578
50,287
57*414
62*646
76*576

1920
1921
1922
1923
1924

814*133
885*427
,978.273
1*222*130
1*390*476

456*446
511*408
596*187
738*166
849*480

106.651
114*220
123.743
151*495
176*471

251*036
259*799
258*343
332.519
364*525

1905
1906
1907
1903
1909

296*786
347*637
379*476
342*986
325.971

177*659
204*408
211.730
213*157
204*346

44,756
61.260
70.940
43.101
42.354

74,371
81.969
96,806
36.728
79.271

1925
1926
1927
1928
1929

1.505*685
1.639*121
1*265*614
1*074,218
1*058,952

933*995
1*009*158
779,644
679*195
585*395

166.051
194.435
171*913
141*598
136.890

405*639
435.528
314.057
253*425
334*667

1910
1911
1912
1913
1914

351.332
379.065
416*634
458*397
465.853

246.464
268*590
304,184
337,922
346*405

44*234
43.972
43.798
51.970
47.434

60.584
66*503
68*652
68,505
72*014

1930
1931
1932
1933
1934

975.517
709.255
596,596
532*068
466*554

535*990
465.437
420.458
384.200
341*014

126*503
79*474
49*166
41.093
34*531

313*024
164*344
126*972
106*775
91*009

1915
1916
1917
1918
1919

470.981
494.927
555.631
594.073
624*625

351.713
375.673
407*519
411*144
402.617

45.475
43.133
54.041
69.600
83.882

73*793
76.121
94*071
113*329
138,126

1935
1936
1937
1938

435*597
451*893
483*043
489*350

308.803
292*388
301.391
313.273

34.372
37.874
47.928
42.020

92*422
121*636
133.724
134*057

Collateral

Total

other

Collateral

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

499*674

20,764

25.424

210.878

98.218

1940
1941
1942
1943
1944

535*981
567,979
584.533
529,310
549,565

107,744
127,536
117.558
107*291
113*514

2.190
4.264
3.091
4.498
20*552

20*463
20*640
16,753
16,289
29*572

24.421
23.923
21.796
18*218
16.677

240*527
255*910
280*273
273*660
261*775

89*569
96.255
84*037
75*000
65*215

26.576
28.370

51*067
59*451
61*025
7.776
13.890

1945
1946
1947
1948
1949

548,139
690*300
856*760
1*026*303
1.072*206

114.437
192,021
278.119
314*630
316*846

8.321
7.610
3*255
3*965
5.787

46*044
48,702
25,463
22,256
16*246

16.383
16*781
19*001
21*302
21.581

255*561
276.389
347*809
451*042
494.591

56.666
76.243
85.511
96.151
100*520

38.978
55*961
80*752
115*249
128*276

11.729
16.593
16.650
19.834
10*718

1950
1951
1952
1953
1954

1*167,834
1*448.413
1*524,540
1.719.548
1*783.298

316,932
452,581
461,547
519*386
515.736

8.253
10.173
17.605
14.949
19*383

12*559
13,694
11.091
11*785
12.746

22.281
24*815
25.196
26*720
28*662

554,742
643*228
672.289
723.869
742*894

91.181
108,954
113.560
126.626
142.186

161*928
194.001
223.553
294.966
308.974

21*092
24*866
26.654
29.714
41.605

1955

2.129,716

622.640

21*494

19,880

34*252

869.205

171,542

364.230

56.495

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

California

157

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

30*466
35.870
45*427
59*338

16.520
19*504
24*705
32*297

393
464
588
785

13.553
15.902
20.134
26*256

32*399
38*790
38*908
47*889

1.092
1.309
1.308
1.613

16.480
18.795
19.754
20.668

14.827
18,686
17.846
25,608

22,299
23,377
25,283
25,587

272,867
270,563
280,232
299*933

1900
1901
1902
1903
1904

72.293
82*361
91*855
104*011
107.279

36*961
37*928
37*719
37*452
33*271

757

1.560
2*563
3.839
4*920

34.575
42.873
51.573
62*720
69.088

48.319
55.331
66*984
64*846
66.553

1*629
1*864
2*260
2*190
2*246

19.377
19.102
20*562
21,326
18,125

27.313
34.365
44,162
41,332
46*182

25,401
27,136
28*089
23*888
24,923

323*167
354*171
386.514
434.156
463.362

1905
1906
1907
1908
1909

108*972
112*331
123*085
105.293
106*550

28*195
23*541
21*869
20.936
18*824

5.970
7.089
6.967
10.338
13*466

74.807
81*701
94.249
74,019
74*260

83*257
115.958
95*167
80*180
88*632

2*809
3.904
3*188
2*692
2*986

23*024
28.742
22.698
23.972
19*073

57.424
83*312
69,281
53,516
66,573

26*294
28*070
27,063
29,657
28,935

515.309
603,996
624,791
558,116
550.088

1910
1911
1912
1913
1914

106.963
115*436
120*325
120375
117*811

17.715
18.932
18*203
10*339
10*400

19.700
23.087
31.826
42*267
44*005

69.548
73.417
70.296
67.769
63*406

80.565
83.674
98*930
93.109
97.184

4.033
2*985
3.481
3*751
4*819

23*201
21.738
24.199
26.934
30.549

53.331
58,951
71,250
62.424
61.816

29,155
30,683
31,110
33.990
33.276

568,015
608,858
666,999
705,871
714,124

1915
1916
1917
1918
1919

122.899
146*825
192.678
223.239
284.980

10.955
16*298
25*048
49.336
83.499

49.118
58*346
68*225
71*996
80*189

62*826
72*181
99.405
101*907
121.292

99.452
138*428
137*497
138.405
162*458

2*441
7.363
4*728
9.074
14.910

27.568
34.924
37*928
42*383
43*581

69.443
96,141
94.841
86.948
103.967

35.427
37.564
40.924
59.175
55.973

728,759
817,744
926.730
1.014.892
1.128.036

1920
1921
1922
1923
1924

341*115
368 i 488
394*420
435*649
446*648

100.629
110*546
126.609
169*804
172*714

100*523
109*625
108*999
104.477
124.457

139*963
148*317
158*812
161*368
149.677

182*392
175.875
205.871
235.142
288.443

15.717
22.131
30.873
41.837
62*642

44.251
37.246
38,214
38,059
40,121

122.424
116.498
136,784
155,246
185.680

53.311
57.214
69.890
81*482
95*647

1.390.951
1,487.004
1,648,454
1*974,453
2,221,414

1925
1926
1927
1928
1929

526.290
570.333
421*958
428*699
381*671

222*245
221*755
135*014
153.495
117.532

127*699
173.592
157*532
135.951
138.409

176*346
174*986
129.412
139.253
125.730

313.630
315.319
251.961
200*295
198*997

64.317
70.213
51.994
42.353
30.879

41.296
39,312
31,571
23,043
23,417

208.017
205,294
168.396
134.899
144.701

103.741
116,780
87,763
73,401
71.303

2*449*346
2*641.553
2.027.296
1.776*613
1.710.923

1930
1931
1932
1933
1934

384*835
432.007
419.222
422.635
453*216

106.905
138*985
143.166
167.042
209.402

164.535
185.776
184*129
187*861
166*609

113*395
107.246
91*927
67.732
77.205

237.974
208.244
154*630
143.656
163.531

45*042
28.084
21.788
22.508
17.136

20,184
17.080
16,913
12.617
12.872

172.748
163*080
115,929
108,531
133.523

73,774
49,793
45,877
50,681
64,866

1.672.100
1.399.299
1.216,325
1,149,040
1*148.167

1935
1936
1937
1938
1939

489*115
540*909
522.451
489.862
565*221

255*829
289*333
299*757
291*952
365*034

142.800
145*777
142*369
138.705
141.233

90.486
105.799
80.325
59*205
58*954

174.939
219.734
213*771
254*619
249.618

17.695
23.631
24*848
24.402
29.034

13.002
14.303
13.915
14,273
14,808

144.242
181*800
175*008
215,944
205.776

65,800
66.071
63.800
56.411
53.496

1.165,451
1,278,612
1,283,065
1,290*242
1,368,009

1940
1941
1942
1943
1944

581*220
612.186
657.785
1.147*854
1*574*583

383*817
408*416
480*644
975*357
1*406*975

142.952
147.548
127*616
124.719
121.484

54*451
56.222
49.525
47.778
46.124

295.026
346*801
384*546
473.284
527.630

28.155
35.184
43.830
73*046
80*718

15,924
19,332
22,731
26.913
29,547

250,947
292,285
317,985
373,325
417.365

48*239
44*496
38,110
36,369
31,820

1,460*466
1,591,462
1,664,974
2,186,317
2*683*598

1945
1946
1947
1948
1949

2*073*798
2.272*072
1*974*029
1*858*921
Ii783.664

1*907*444
2*093.013
1.779.750
1.641*375
1.557*740

121*463
122*961
147*922
166.315
174*991

44*891
56*098
46.357
51.231
50.933

574.298
643*181
665*661
645*906
624*779

78.945
87,532
140*290
116.151
100.577

30.890
29.877
31.136
33,795
33.711

464,463
525,772
494.235
495*960
490*491

30,259
34,266
34,477
39*988
39*675

3,226,494
3*639,819
3*530*927
3,571*118
3.520,324

1950
1951
1952
1953
1954

1.843.200
1*634.804
1*774.451
1*761*516
1*931*984

1*579.837
1*357*681
1*471*450
1*433*520
1*589*964

204*853
208.575
225*651
241.388
253*648

58*510
68*548
77.350
86*608
88.372

613*704
668.875
770*678
763.140
821*101

113,508
98.291
169.751
170,236
173.631

31,535
31,130
39.034
40,931
44,403

468*661
539,454
561.893
551.973
603*067

43*565
47*930
55,950

3.668.303
3*800*022
4.125.619
4.298*415
4*597.392

1955

2.086.709

869*649

204*700

1.700*995

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291*889

47*701

54 * 2 1 1

61,009

5*157.793

158

California

State Commercial BanksTable 3

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ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

US.
Government

Other
demand

Other
time

1896
1897
1898
1899

193,463
196.555
212*651
233.124

6,805
7,215
7,787
7*984

46.520
43.441
75.044
74.770

140*138
145699
129*620
150*370

1900
1901
1902
1903
1904

253*671
279.227
309.816
350*870
365*617

7,859
7.867
9*747
12.066
13*206

83*364
93.626
104.675
116*467
156.679

162*448
177*734
195*394
222*335
195732

1905
1906
1907
1908
1909

420*035
497,242
511.331
443*115
439.492

19,485
24*714
25.330
21.475
15.635

126*705
202*237
180.805
147*707
135*028

273*645
270*291
305*196
273*933
288(629

1910
1911
1912
1913
1914

474.187
506.409
558,927
593,191
605.035

9.833
11.828
11.986
11,156
10*393

127,987
123*674
137*533
132.386
139,039

336*367
370*907
409*408
449*649
455*603

1915
1916
1917
1918
1919

612.449
709.054
807.240
882.074
988.307

12.272
12*640
19*662
25.956
18*780

46
10

164.924
146.356
235*289
199*628
249*760

435*253
546*058
552*289
656*444
719*757

1920
1921
1922
1923
1924

>228.201
.304.560
.466*895
.758.551
*981.402

18*863
23.661
35.806
35.534
59,151

4,064
975
5.286
11.777
5.238

327.905
366.504
454.601
577.908
684.602

877*369
913*420
971*202
1*133*332
1*232*411

1925
1926
1927
1926
1929

2.191.003
2.362*215
1.797,201
1*572*941
1,508.975

73.317
79,652
77,950
52*810
51.616

5,052
11.822
3.314
2.961
13.730

"754.007
821*021
574.286
475.295
491.860

1*356*627
1*449*720
1*141*651
1*041*875
951*569

1930
1931
1932
1933
1934

1.469.563
1.238.610
1.058.306
1*009.630
1.003.579

82.420
59*462
41,170
44*302
53.301

3.951
4.954
4*403
10.616
14*291

386.875
308.639
227*581
227.488
225*637

994*317
865*555
785*152
727.224
710.350

1935
1936
1937
1936
1939

Ii024.731
1*134.677
1*134.875
1.145,373
1,226,429

70,192
60,986
68,191
70,105
93*583

6*787
15*973
3*603
3*917
8*403

262.240
320.478
321.810
323.064
353.711

685*512
717*238
741*271
7481287
770*732

1940
1941
1942
1943
1944

1*314.477
1,438,678
1*516*445
2.036,768
2i522.744

102*364
116*648
122.869
141,277
129*399

9.363
7.291
9.852
54*408
216*176

406*805
484.828
562,464
902*215
1*069*163

795*945
829*911
823*260
938*866
1*108*004

1945
1946
1947
1948
1949

3.053.598
3.445,821
3.331,179
3*358*476
3,294*978

143,600
170*001
145,117
135,091
133,239

296.214
205*579
15*178
33*200
38*664

1*251*494
1*489*313
1*502*552
1.500.596
1.425.223

1*362*290
1*580*928
1,668*332
1*669*569
1,697*652

1950
1951
1952
1953
1954

3,421*269
3*533*476
3*844*811
3,981.423
4,258,602

137,987
142,980
172,575
169,030
189*036

58*270
98.345
91*209
46.694
89.697

.516*177
.606.994
.795.084
.898.782
.961*523

1,706*835
1*665*157
1*785*943
1*864*917
1,996*346

2*331*929

2*120*541

1955

'

212*181

California

159

Table 5State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figun

Year

3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


Nati
ba "?
no

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

270
Ii072
555
892

4.734
3*990
2*996
5*369

50*718
44*699
40*044
35*976

23*682
24,247
23*984
24,552

272.867
270.563
280*232
299.933

250

1900
1901
1902
1903
1904

320
351
384
431
460

5*850
4.453
7.096
3.448
6*957

35*528
36*341
36*173
43,729
48*661

27,798
31,799
31,045
35,678
41*667

323*167
354.171
366*514
434.156
463.362

249
255
266
285
343

1905
1906
1907
1908
1909

1.022
610
1*356
3*946
If932

7.164
7.606
7.572
6*919
1*864

54.171
62*417
64.938
63.805
60*888

32.897
36.121
39.594
40.331
45,912

515*309
603*996
624.791
558.116
550.086

405
449
472
479
483

1910
1911
1912
1913
1914

2.181
2*260
2,370
I t 560
4*028

1*551
3.472
3.953
5.395
3.873

57.174
58*663
60.675
62.666
62.174

32*922
38.054
41,074
43,057
39.014

568.015
608*858
666*999
705.871
714.124

455
452
455
468
473

1915
1916
1917
1918
1919

3*860
895
487
4182
5*098

4*405
3.650
4*589
18*127
18.266

62*452
63*711
64.857
69.119
71.133

45,573
40*434
49,557
41,390
45,232

728.759
817*744
926*730
1*014.892
1.128.036

468
460
444
426
421

1920
1921
1922
1923
1924

10*356
17.644
12*493
17*591
14*372

17.347
13*426
9,824
17,341
17*068

82.366
93.609
96*265
109*890
123.042

52,659
57,765
60.977
71,060
85,530

1*39,0.951
1 1 48*7 1 004
1*648*454
1,974*453
2,221.414

414
417
423
423
403

1925
1926
1927
1928
1929

21*420
19.839
17.944
15.579
17.899

20.570
28*688
21.637
17*048
15.508

123*919
128.726
95.337
86*511
85*989

92,434
102*085
95,177
84*534
82,552

2,449,346
2,641*553
2*027*296
1.776.613
1.710.923

385
348
295
265
234

1930
1931
1932
1933
1934

7.367
2*919
8*033
5.269
1*086

26.075
13.327
11.592
6.752
7.994

84*727
67.299
64.473
63.146
76*732

84,368
77,144
73*921
64,243
58.776

1.672.100
1.399.299
1.216.325
1,149.040
1.146*167

222
212
165
150
143

1935
1936
1937
1938
1939

3.169
294
640
323
641

7*986
9.052
13.620
15.213
11.244

73.735
73.951
70.144
65*421
63*295

55*630
60.636
63.766
63.912
66.400

1.165*451
1*278*612
1*283*065
1.290.242
1.368,009

140
135
124
119
118

1940
1941
1942
1943
1944

324
106
111

12*969
17.329
12.088
13.762
14*402

62.665
61.408
58*734
57.020
57.224

70.031
73.941
75.596
79.267
89*228

1*460*466
1,591,462
1,664*974
2*186*817
2*683,598

117
117
112
108
108

16.466
20.136
18.600
24.405
23*087

56.875
59.980
60*032
67*874
71.738

99,555
113*682
120,916
120.278
130.515

3,226*494
3*639*819
3,530*927
3*571*118
3,520*324

109
108
107
108
109

29.789
35*195
36.617
44.251
50*062

80*415
83,877
85*916
92*242
97*547

136.819
147*474
156.275
180.499
191*161

3,666*303
3*800*022
4*125*619
4*298.415
4*597.392

108
106
108
110
113

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

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85
6
11

249
253
246

COLORADO

tions not encountered in compiling the balance


sheet for national banks. The following sections describe these problems and the methods
used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. The primary sources for unincorporated banks, which operated in this State
during the period 1896-1928, were bankers'
directories and, beginning in 1908, the annual
reports of the Comptroller.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in Colorado, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other State
commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Colorado
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks presented a number of problems and considera1
Since there have been no mutual savings banks in Colorado, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks) and (2) industrial
banks that accept deposits. In this report the data for unincorporated banks are discussed separately from those of other
State commercial banks.

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161

162

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896*1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

In order to make the revised series comparable with current series, two industrial
banks were added to the number in the revised
series for the period of their existence beginning with 1925. This change was in line with
an agreement among the Federal bank supervisory authorities in 1947 as to the types of
institutions that should be included in the
banking data. Balance-sheet figures for only
one of these banks were added; reliable data
for the other could not be obtained.
Sixty-eight unincorporated banks and
their estimated balance-sheet data, which were
included by the Comptroller with incorporated
State banks in 1907, were transferred to the
correct classification.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
not reported to the Comptroller regularly
until 1927. Furthermore, loans and investments were not available separately for 1896.
This breakdown was estimated by applying
to the total of the two in 1896 the ratio of each
2
In cases where the breakdown of a given item (for example, total loans) was not made on the basis of a complete
percentage distribution, but where one or more" components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual. This same procedure was used for
unincorporated banks in the State.

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item to the total of loans and investments


computed from reported data for 1897. For
years in which the loan breakdowns were not
reported, figures were obtained from other
sources or were estimated.
Estimates of real estate loans and collateral loans for 1896 and 1897 were made by
applying to total loans the ratio of each of
these items to total loans computed from reported figures for 1898; for 1899-1907, by
applying to total loans the ratios obtained by
interpolating between ratios based on reported
figures for 1898 and 1909.
For 1908 an amount for "secured loans"
at each class of State commercial bank was
obtained from the report of the State banking
department. The total for each class of bank
was broken down into real estate and collateral loans by applying the ratio of real estate
loans to the total of real estate and collateral
loans computed from reported data for 1909.
Collateral loans at State commercial
banks were not segregated in the Comptroller's
report for 1922. The figure used was obtained
from the annual report of the State banking
department.
For 1923, 1925, and 1926, data for both
real estate and collateral loans were obtained
from reports of the State banking department.
Since no loan breakdown for 1924 was available, an estimate of each item for each class
of bank was made by applying to total loans
in that year the average of the ratios of each
item to the total computed from figures reported by the State banking department for
1923 and 1925.
INVESTMENTS

Total investments in 1896 were estimated


as noted in the discussion of loans. A complete
breakdown of investments into United States
Government, State and political subdivision,
and other securities was not reported to the
Comptroller regularly until 1934. For the
years in which items were not reported, figures

Colorado
were obtained from other sources or were
estimated.
Figures for United States Government
securities in 1902 were obtained from the
report of the State banking department.
Estimates of holdings of State and political subdivision securities in 1896 and 1897
were made by applying to total investments
in these years the ratio of this item to total
investments computed from reported data for
1898; for 1899-1907, by applying to total
investments ratios that were derived by interpolating between ratios based on reported data
for 1898 and 1909. For 1908 this item was
estimated separately for each class of bank
on the basis of the relationship of this item
to total investments in 1909. Estimates for
1916-1933 were made by applying to total
investments, ratios that reflected changes over
the period in the ratio of State and political
subdivision securities to total investments at
Colorado national banks; these ratios were
derived by interpolating technique No.. 2,
described in the United States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published by the Comptroller
of the Currency was adequate, after some
minor adjustments, beginning with 1911, although figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
For years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdown of total deposits other
than interbank into demand and time for
1908 was obtained from the State banking
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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163

department. The breakdowns for 1896-1907


were estimated by applying to total deposits
other than interbank, ratios (extrapolated
from data for the period 1908-1920) that reflected changes over the period in the ratio
of time deposits to total deposits other than
interbank at Nebraska State commercial
banks; these ratios were derived by extrapolating technique No. 2, described in the United
States Summary. Estimates for 1910 for each
class of State commercial bank were derived
by applying to total deposits other than interbank the average ratio of time deposits to this
total as computed from reported figures for
1909 and 1911.
Figures for United States Government
deposits for 1918, 1919, 1923, 1925, 1926, and
1929 represent holdings of these deposits at
State member banks only, which held substantially all of this type of deposit at State
commercial banks. The figure for 1918 is an
estimate, but figures for other dates are as
reported. The 1918 estimate was derived by
applying to United States Government deposits^at all State member banks in the United
States on June 30 of that year, the ratio of
these deposits at State member banks in Colorado to such deposits at all State member
banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection for


1896 and 1897 were estimated by applying to
total cash assets the ratio of this item to total
cash assets computed from reported figures
for 1898. The same method was used in estimating data for 1900 and 1901 and for 19031906 except that the average ratios used were
based on reported data for 1899 and 1902 and
for 1902 and 1907, respectively. The figure
for 1902 was obtained from the State banking
department report.
Figures for borrowings in 1902 and 1908
were derived from reports of the State banking
department.

164

All-Bank Statistics
STATE COMMERCIAL BANKS, 1934-1946

The principal assets and liabilities of


State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks derived from reports of the State
banking department or from bankers' directories.
The breakdowns of some of the principal
asset and liability items that were required for
the all-bank series were not available for
noninsured banks for every year of the period
1934-1946 in the sources cited. The breakdowns of loans, securities other than United

States Government obligations, and cash


assets were estimated for the entire period on
the basis of the percentage distribution of
corresponding items at insured nonmember
commercial banks in these years.
The breakdown of deposits at certain
industrial banks was inadequate for 19431946. Examination of the statements furnished to the Federal Deposit Insurance
Corporation by such banks in recent years
indicated that their deposits were evenly
divided between demand and time. For the
period 1943-1946, therefore, demand and time
deposits of banks not reporting the breakdown
were estimated on this basis.

UNINCORPORATED BANKS, 1896-1928


Unincorporated banks, which operated in
Colorado until 1929, did not report to the State
banking authority, and the data reported to
the Comptroller of the Currency were inadequate before 1908. Figures for numbers of
banks in this period were tabulated, from
bankers' directories, and balance-sheet data
were estimated from data available in the
directories. The number of banks added to
the Comptroller's series varied from 32 in
1896 to 68 in 1907. On the basis of the estimated data described hereafter, the total
assets of all private banks amounted to about
40 per cent of the total for all State commercial banks before 1900, then declined to about
12 per cent in 1910, and to less than 1 per
cent in 1918 and thereafter.
Data for principal balance-sheet items
(loans, investments, cash assets, deposits,
capital, and surplus) where such data
were available in the bankers7 directories on
an individual bank basiswere tabulated for
the period 1896-1908. Figures for all items
were not shown for each bank for each year;
for some institutions no balance-sheet items
were shown, while for others certain items were
shown intermittently. When items were re-

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Federal Reserve Bank of St. Louis

ported for a bank for any year or period of


years, estimates for missing years were made
by interpolating or extrapolating as much of
the series as was feasible.
The total for each principal item as tabulated from the directoriesincluding estimates
for some bankswas divided by the number
of banks reporting the item; before this calculation was made, figures for from one to three
large private banks were eliminated in order
to avoid undue bias in the average*
These averages were multiplied by the
total number of banks (excluding the large
banks) shown by the bankers' directories to
be operating in the State, and the estimated
principal items were totaled. The balance
sheets of the large private banks were then
added to these totals in order to obtain an
aggregate balance sheet for Colorado private
banks. It should be noted, however, that
aggregate data for assets prior to 1901 could
not be estimated satisfactorily from the sample of banks in the bankers' directories because
of numerous gaps in reported cash assets.
The balance sheet thus constructed for
the 51 banks in operation in 1908 was then
compared with data actually reported to the

Colorado
Comptroller. This comparison showed that
capital and principal assets and liabilities in
the latter source were roughly 15 per cent
smaller than totals estimated from data in the
bankers' directories, although the number of
banks reported in each source was substantially the same. For this reason the estimated figures for capital and for principal
assets and liabilities for 1901-1907 and for
capital and liabilities for 1896-1900 were
adjusted by reducing each estimated figure
by 15 per cent.
Figures for the principal asset items (total
cash assets and total loans and investments)
for 1896-1900 were estimated by applying to
the estimated total of liabilities and capital
accounts for each year 1896-1900 (described
in the preceding paragraph) the ratios of the
two principal asset items to the total of liabilities and capital accounts, as estimated
from the data in bankers' directories.
In order to make assets balance with
liabilities and capital accounts, it was necessary, as was typical when bankers' directory
data were used, to estimate "other" assets as
the residual.
The principal items for 1896-1907 were
then broken down into the detail required for
the revised series by applying to each the
percentage distribution based on reported
data for 1909, the first year in which complete
breakdowns were available.
Estimates of the breakdowns of major
items for any years after 1907 when data were
not reported are described in the following
paragraphs.
LOANS

An amount for "secured loans*' for 1908,


obtained from the State banking department
report, was divided between real estate loans
and collateral loans by applying the ratio of
real estate loans to the total of real estate and

Digitized for FRASER


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Federal Reserve Bank of St. Louis

165

collateral loans computed from reported data


for 1909. Estimates for these two items in
1910 were made by applying to total loans
the average ratio of each item to the total
computed from reported figures for 1909 and
1911.
Estimates of the breakdown of total loans
for 1923-1925 were made by applying to the
total in each year the percentage distribution
computed from reported data for 1921. The
breakdown reported for 1922 was not used
because it appeared inconsistent with 1921
and earlier years. Estimates for 1926 were
based on the percentage distribution of reported data for 1927. Since so few private
banks remained in operation during these
years, the reported data on which estimates
were based were selected with attention to the
dates of cessation of business of individual
banks. Thus, the breakdown for 1926 was
estimated by using ratios for the single year
1927, since the same unincorporated bank
conducted business in both years. In all cases
the amounts involved were very small.
INVESTMENTS

Holdings of obligations of States and


political subdivisions in 1908 were estimated
by applying to total investments the ratio of
this item to the total computed from reported
data for 1909; for 1910, by averaging ratios
for 1909 and 1911; and for 1916, by using the
ratio computed from reported data for 1915.
DEPOSITS

Time deposits were included with demand


deposits in 1908, 1910, and 1928. The breakdowns for 1908 and 1910 were estimated by
applying to total deposits the ratio of time to
total deposits computed from reported figures
for 1909. An estimate for 1928 was made in
the same way} except that the ratio was
computed from reported data for 1927.

166

Colorado

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

23.799
23.813
25.739
27.045

1*547
1.698
1*674
1*842

7*839
8*221
7 316
8>145

14*413
13*894
16.749
17.058

1900
1901
1902

34.598
39.078
41.391
42.794
43 474

2*584
3*140
3.271
3.410
3*981

13*411
16,301
15.227
14*994
15*786

16*603
19.637
22.893
24*390
23.707

1920
1921
1922
1923
1924

222*931
198*396
181*393
194,534
178.838

9,274
11.419
13.855
16.879
16*253

118*193
109*814
97*594
106*319
95*555

95*464
77.163
69*944
71*336
67*030

1905
1906

1907
1908
1909

46*409
55*460
64.439
60*754
65.843

4.371
4*706
5.516
5158
5,716

17*028
20.130
21*918
21.841
23*144

25.010
30,624
37*005
33,755
36.983

1925
1926
1927
1928
1929

179.106
163.723
160.245
166*711
172*362

16*013
14*019
12.989
14*192
12.876

97.323
94.547
89*300
98*111
&9.173

65.772
55.157
57.956
54*408
90.313

1910
1911
1912
1913
1914

85*673
82*618
87*604
93.195
94*518

6*862
6.560
7,403
8*746
6.980

31.931
31.981
33.395
36*216
41.702

46,880
44.077
46*806
48.231
45.836

1930
1931
1932
1933
1934

154*035
132.405
102*308
68.722
60.760

11.671
11*319
10*943
9*294
7.426

57,513
48*431
37*322
25*593
16.630

84,851
72*655
54*043
33*835
36*704

1915
1916
1917
1918
1919

97,260
111.093
139,793
159.862
180.463

7.221
7,459

46*259
57*336
73*081
84*425
99*939

43.780
46,298
58,301
67,613
73,025

1935
1936
1937
1938

59.201
68*999
82*841
80.960

6*558
8*334
10*546
12*000

15.291
15.677
13*941
13*271

37*352
44*986
58*354
55*689

19X13
1904

8,411
7,824
7,499

Loans'
Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other
AH

Trto
others

rwi
un
farm land

On
residential
property

to

Other

other

individuals

1939

85.349

50*416

1*381

3.282

2*609

8.736

3*416

15*509

1940
1941
1942
1943
1944

93.568
107.907
103.903
65.309
95t949

56*130
68*596
64,554
54,002
59*725

686
489
405
904
690

3*241
2.997
2.848
1*988
2,825

2.675
2.492

9*675
10,557
10*823
1 1 . 372
11*670

3*593
3.858
3*644
3*347
3*138

6*780
7.213

17*368
16*918
19*455

1945
1946
1947
1948
1949

103.539
152*573
209.407
249*282
256.889

^64*824
64,589
118,343
140.051
142.198

13*380
21*804
30.713
34*431
33.591

4*018
7.207
10*955
14*651
15*458

9*530
16*502
34*660
45.710
53*223

7.857
13*093
5*456
6*924
6*627

1950
1951
1952
1953
1954

306,564
390.694
447.917
477,386
507*441

17,918
18*644
21*546
22*276
27.332

72.378
67.736
97.397
125,719
130.365

6*036
12.017
Ut37l
12*426

1955

605,694

34*498

160*461

17*330

398

1*032

5,847
4,031

1*802
2.116

2*685
4*315

541
592
593

3.488
2,797
2*231

5*013
4*734

159,794
221*858
257.372
251,054
255.957

863
1.372

5.487
5*416
5.940

885

1*864
3*045
2*880
3*438
3.866

6.103

43.647
47.576
54.025
60*094
74.615

286.757

2*578

3,725

7.054

99.015

1*025
1*528

' Beginning June 30, 194C, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2,174

5.251

5*161

5*114

8.572

7*115

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Colorado

167

Table IAH Banks

flJJMX

A J)

MjMMMJUUM. A M.M^iJt

f tLL1JLT 11 *JlTl.lt*UL,

J.O7 W M. y*ttJ\M IIUIIUCU

[Figures as of June 30 or nearest available date; partly est imated. Amounts in thousands of dollars]
Cash assets

Investm ents

Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

4t663
5595
7*767
9*656

1*836
1.867
2*104
3*242

405
517
758
904

2*422
3*211
4.905
5,510

16,167

450

20*480
23.229
33,180

392
515
943

7 ,33,7
7,653
7*640
8,185

10,380
12,435
15,074
24,052

2.710
2,312
2*149
1.905

49*339
52*200
58.884
71*786

1900
1901
1902
1903
1904

l i t 816
14*908
18*858
21i706
25*532

4.269
5*032
4*937
5.785
6*112

1*032
1.321
1.876
2.141
2.577

6*515
8.555
12*045
13*780
16.843

35,415
35,088
40*453
36,625
38,855

791
1*107
1,157
972
837

10,498
10.123
10*137
10*155
12*468

24*126
23,858
29*159
25*498>
25,550

1.841
2.172
2.347
2.472
2*395

83*670
91,246
103*049
103*597
110*256

1905
1906
1907
1908
1909

29766
31.201
33*962
34*385
33.174

6.957
7,711
7.722
8*337
8.843

3.045
3.180
3*444
3*676
4*051

19.764
20*310
22.796
22.370
20.280

50792
52,366
56*042
51*860
61,538

1,176
1.564
1,692
1.524
1*363

13*252
15*361
12,849
16*126
15,128

36*364
35,441
41,501
34,208
45*047

2*563
2*611
3.206
3.367
3.371

129*530
141*638
157,649
150,366
163*926

1910
1911
1912
1913
1914

33*572
34.576
35*550
36*105
36.519

9*541
9*613
10*613
10*502
10*457

4.372
4.820
3*732
3.590
3*618

19.659
19*943
21*205
22*013
22.444

55.430
51.310
54,042
51,302
50*448

2.418
1*736
2.059
2.028
2,210

15*585
15*064
14,918
14*220
15*256

37.427
34,510
37,065
35.054
32*982

3.656
3 .828
4.341
4*763
5.337

178*331
172,332
181*537
185*365
186*822

1915
1916
1917
1918
1919

38.090
47.013
56.878
61.253
63.899

10*034
9*102
14*648
21.991
27.108

5.679
8*965
9.829
9.919
11.688

22.377
28*946
32.401
29.343
25.103

49.513
63,310
76.875
61.967
69.497

1.751
3,217
3,011
4.971
6.784

10*985
12*436
14,912
9,439
9*595

36.777
47.657
58*952
47*557
53*118

5.73T
6*407
6*458
7/416
7* 236

190*600
227*623
280*004
290*498
321.097

1920
1921
1922
1923
1924

65*202
62*804
74*836
85.468
81.407

27.405
26.342
35*437
44*646
39*998

11*213
11*232
12.454
13.525
15.550

26*584
25.230
26*995
27,297
25,859

77,588
64*856
68.930
66.670
82*603

11*949
9.153
11.177
10.176
11.237

10,616
9*970
9,178
8.897
9.288

55*023
45.733
48*575
47.597
62.078

8*651
9.415
9*998
10.772
11.287

374.372
335.471
335.207
357.444
354.135

1925
1926
1927
1928
1929

92*865
93*767
96*766
100*376
94*121

43.375
45.372
42.642
37.616
39.666

20*073
19.547
20.112
21*416
19*566

29,417
28*848
34*012
41*344
34.887

84*766
73.100
70.411
70.327
69*777

12,032
10.785
10,800
10,466
10,273

9,769
8,971
8,483
7,699
7,535

62.965
53.344
51*128
52*162
51*969

11*145
11*376
11*481
11*130
11.169

367.884
341*966
338.903
348.544
347.429

1930
1931
1932
1933
1934

88*597
109.906
102.741
99*654
111*167

38*620
55.433
55*028
60*490
76.872

17.933
21*231
18.056
16.117
14*509

32,044
33,242
29.657
23*047
19*786

89,428
7*6,020
56,723
65,457
92,819

6*613
7.053
4.653
5,732
10.050

7,247
10,140
10,524
8,613
6,130

73,568
58*827
41.546
51.112
76,639

10,713
10*603
9*756
8*595
8*013

342*773
328*934
271*528
242*428
272.759

1935
1936
1937
1938
1939

111*706
119*916
128.349
105.931
109.972

76.871
80*034
92*434
75*098
74*740

16*396
18*152
16.179
14.502
16.543

18*439
21.730
19.736
16*331
18,669

125,429
141,202
136,852
145,192
161*106

7.537
12.518
16.393
12,436
13,737

6,663
6.793
7.206
6.678
6.691

111*229.
121*691
113*253
126*078
140*678

7*537
7*177
6*355
5.828
5,701

303.873
337*294
354.397
337.911
362*128

1940
1941
1942
1943
1944

98*699
97*714
137*125
305.579
428*396

65.228
67.454
108*163
276,853
402*461

16*121
16.279
14*786
14*029
12.517

17*350
13*981
14.176
14.697
13.418

184*587
200.199
229,135
257,533
251,157

11*206
15,841
18,814
21,066
27,405

6*605
7.764
8*999
10.058
10.564

166*776
176.594
201*322
226.407
213.186

5*420
4*751
4*567
4,813
4,843

382*274
410.571
474*730
653*234
780,345

1945
1946
1947
1948
1949

548.843
653.981
558.949
553.478
551*639

520*737
614*564
513.989
502.556
503*838

12.750
16.254
22.984
29.817
29.836

15.356
23.163
21.976
21*103
17,965

287,803
298*902
289*994
295,956
299*613

27,513
27,240
33,657
42*125
37*438

10.895
11*848
13*470
15*344
16*273

249.395
259*814
242*867
238*487
245.902

4*681
5*024
5,513
6*363
6*755

950*066
1*110*460
1.063.863
1*105*079
1*114*896

1950
1951
1952
1953
1954

573.903
550.489
568*601
584.594
632.372

527.392
502.159
514*984
530*810
570.010

29*468
31*247
35*687
39*500
46*108

17.043
17,083
17,730
14*284
14*254

309,772
327,512
334,328
371*795
382*910

45,727
50,044
49,397
55,311
53,739

15*862
16,549
20*390
22,649
22,129

248,163
260,919
264*541
293*835
307*042

7*312
8*654
9*561
10,544
11*660

.197.551
277.349
360*427
,444.319
.534.403

662.327

585.156

57.428

19.743

65.028

22.586

12.687

1*644.948

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

168

Colorado

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

1696
1897
1898
1899

36.799
39.911
47*169
61*168

4,461
5.675

1900
1901
1902
1903
190*

71.890
77,916
87,944
86*612
90.829

11.125
12,221
14,806
11.974
12,996

1905
1906
1907
1908
1909

107.601
117*365
130.405
119.566
133,704

18,879
18.746
21.749
16.395
22,447

1910
1911
1912
1913
1914

143*666
135,403
141*175
144,852
146*396

20*194
19.359
19*506
19,294
18.462

1*420

1915
1916
1917
1918
1919

150*461
189.372
239.732
241.392
269,244

18*002
24,828
29,952
21*712
22*460

1*161
1*104
1*341

1920
1921
1922
1923
1924

307.100
268.047
278,584
301*161
305,912

1925
1926
1927
1928
1929

Other
demand

Other
time

27.939

3,969

29*093
34*017
44*512

4*668
5*143
5*856

53*072
56*629
62.299
63*029
63*247

6.597
7,899
9484
10*110
13*056

71.686
81.633
86.663
79.743
83,452

15*631
15*514
19*667
21.315
26*239

80*399
71,231
73*019
73,797
82*302

41.653
43*335
46,693
50*727
44*334

9*344
3*190

82,471
103*539
132*876
133*638
159*687

48,827
59,901
75*563
76.698
83,907

24*146
19*832
21,187
20,566
25,718

1,827
764
706
510
790

178.263
144*484
149.824
156.935
156,932

102,864
102*967
106*867
123*150
120,472

320,924
298,071
295.518
305.043
301.694

26,323
21,977
20,127
18*784
19*031

696
854
257
466
501

175.269
166*311
163,550
166,453
161*952

118*636
108,929
111*584
119*340
120*210

1930
1931
1932
1933
1934

296,725
284*619
226.738
203,736
235,929

23,714
23*812
15.461
21.102
29*410

259
872
1,233

158*153
145*727
111.383
98*463
122,804

114*599
114*208
98*661
82*825
82*239

1935
1936
1937
1938
1939

270,398
304,732
320.342
303,256
325.873

36.367
43.345
42,517
39,854
45.262

1*373

145,336
170,237
186,162
175*055
189*220

87*322
89,247
91*283
87.851
90.157

1940
1941
1942
1943
1944

344.327
371,452
433,995
610,771
734*611

48*403
54*229
65.005
72.516
73.555

22*628
66,368

200*872
222*105
273,475
409,316
462*444

93*844
93.662
93*274
106*311
132*244

1945
1946
1947
1948
1949

900,438
1,055,428
1,002,524
,037,649
,042,184

87*141
81*160
71,772
70,840
68,195

96.335
74.103
9*879
13*815
13,905

544*649
688*351
696.720
733.712
739.397

172.113
211.814
224.153
219.282
220,687

,117,182
,189,437
,266*154
341 .093
,423,523

73*309
74,212
79,829
94,000
108,480

23.249
39,939
29*903
29.533
42.253

796*390
836*681
877.905
892*465
915*051

224*234
236*605
278*517
325*095
357.739

1950
1951
1952
1953
1964

1955

7.336
9,646

430
475
673
1*154

1,096
1*167
1*355

1.499
1,530
1,405
1,472
2*326

2.133
1*566

1.478
1*957

1,034
1*298

1*346
1*476

1.903
380
496
1*234

1,208
1,456
2,241

43,575

376,696

Colorado

169

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no

Borrowings

rwv,

uwL

c^

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.103
1.132
1.085
1.668

80
160
761
12

8.372
8*203
7.400
6.571

2*695
2.667
2*449
2.367

49.339
52*200
58*884
71.786

115
115
124
116

38
20
44
80
68

2.564
3*523
3*369
3.953
4*280

5
11
16
49
129

6.550
6*871
7*818
8*436
9*519

2.623
2.905
3.858
4.467
5.431

83*670
91.246
103*049
103*597
110*256

lie

40
86
58
698
277

5*047
5*863
6*246
6.9.93
7.036

176
136
1*072
921
242

10.481
11.305
12*516
13.870
13.795

6*185
6*883
7*352
8*298
8.872

129.530
141*638
157.649
150*366
163*926

176
191
203
246
259

1910
1911
1912
1913
1914

623
752
Ii027
592
1.059

T.868
8*063
8*760
8*912
8*887

231
609
653
1*183
484

15.577
16*681
17*684
17*502
17.571

10*366
10*824
12*238
12.324
12*425

178.331
172*332
181*537
185*365
186*822

292
316
322
319
330

1915
1916
1917
1918
1919

1*065
716
466
7.677
7*214

8.618
7.960
7*537
7.631
7.668

281
441
861
1*506
1*685

17.179
17*298
18*080
18*468
18.873

12.996
12*036
13*328
13*824
16*413

190*600
227*823
280*004
290.498
321*097

328
340
349
358
371

1920
1921
1922
1923
1924

16*820
17*705
7.943
8.944
4.056

7*768
7*301
6*851
6.392
5.944

1*401
650
1*076
685
200

22*111
22*246
21.842
21.966
19.999

19.172
19.522
18.911
18*296
18*024

374*372
335*471
335.207
357*444
354*135

403
399
361
367
342

1925
1926
1927
1928
1929

2*977
3.241
2.609
2*199
3*341

5*527
4*455
4.306
4.191
4.403

700
.380
.275
750
.669

19.846
18*027
18*332
18.150
18.298

16*910
16*792
16*863
17*211
18*024

367*884
341.966
338*903
348.544
347.429

336
311
299
287
260

1930
1931
1932
1933
1934

3*019
2.175
5.389
1.732
139

4.355
4.293
4.508
7*912
7.517

2.084
2*462
1.527
1.499
1*182

18.113
17*416
16*595
13*547
15.768

18.477
17*969
16,771
14*002
12*224

342.773
328.934
271.528
242.426
272.759

272
252
223
151
167

1935
1936
1937
1938
1939

44

1*912

1*467
1.192
1.506
1*159
1*135

16.189
15*717
15*024
14*857
14*442

13*863
15.653
17.512
18*594
20*594

303*673
337.294
354.397
337.911
362*128

165
159
153
149
148

1940
1941
1942
1943
1944

58

200

1.279
1*259
1.335
1*350
1.562

14t335
15*197
14.981
14*873
14*864

22*275
22*663
24.419
26.240
29.106

382*274
410.571
474.730
653*234
780*345

150
149
146
146
146

1945
1946
1947
1948
1949

200
91
295
145

1*984
2*406
3.429
3.346
3.901

15.163
15*900
17.481
19.497
20.660

32*461
36*546
40*338
44.292
48*006

950*066
1*110*480
1*063*663
*105*079
114*896

145
147
147
147
148

1950
1951
1952
1953
1954

245
745
480
880
670

4.914
5*826
7.218
9.932
10*060

21*682
24*250
25.955
27.435
29.570

53*528
57.091
60.620
64.979
70.580

.197.551
.277.349
.360*427
.444.319
1.534*403

152
157
159
160
161

1.644*946

163

1896
1897

90
127

1898
1899

20

1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

13
45
84

129
140
152
160

170

Colorado

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
-estate

Collateral

All
other

1896
1897
1898
1899

19,183
18.297
19650
20*730

842
876
759
836

7.176
7.467
6.472
7*124

11.165
9*954
12*419
12*770

1900
1901
1902
1903
190*

27.276
30,530
31*362
32*062
30*007

1*429
1*721
1*538
1*464
1*446

12*182
14*674
13.108
12.483
12*327

13*665
14*135
16,716
18.115
16*234

1920
1921
1922
1923
1924

147*870
130.737
120*108
128.939
130*396

2*845
4*609
6.155
7*843
9.436

79.576
72.186
64.801
71.490
69*787

65*449
53*942
49*152
49*606
51*173

1905
1906
1907
1908
1909

31*9*1
41*612
47*670
46*715
49*789

1*523
1*874
1*877
1*957
2*012

12*978
15*978
15*999
16*682
17*085

17.440
23.760
29,794
28,076
30*692

1925
1926
1927
1928
1929

129*300
121*702
119*212
123*743
127.730

8*768
8.199
7.333
8*660
8*055

70.777
72*577
67*454
74*226
43*626

49*755
40*926
44*425
40*657
76.049

1910
1911
1912
1913
1914

62*917
59*786
62*162
64*766
64*432

2*151
1*811
1*860
1*920
2*077

22*646
23.170
24.082
26.139
28.964

38*120
34*805
36*220
36,707
33,391

1930
1931
1932
1933
1934

114*065
98.611
77.274
52.474
45.996

7*688
7.706
7.562
5.942
5.287

34*823
29.289
22*614
16.000
13*520

71*554
61*616
47*098
30.532
27.189

1915
1916
1917
1918
1919

65*502
75.428
91.018
103*884
114*969

2*253
2.640
2*692
2*669
2*478

32.340
39.358
47*683
55*758
64.519

30.909
33.430
40.643
45,457
47*972

1935
1936
1937
1938

44.084
50.787
61*323
61*129

4.577
6.201
7.871
9.249

11*879
12*239
10.786
11.278

27*628
32*347
42.666
40*602

Loans1

Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

Other

Other
loans
to
individuals

All
other

37.811

1.129

2.324

2*046

6*862

2.731

11.764

41.304
52*419
51.578
41*606
43*805

674
482
405
904
684

2*270
2*068

1.932
1.888
1.720
1*471

7*564
8*182
8*575

1659

8*379

2*901
3*124
3*036
2*459
2.240

3.249
2,843

12*746
13.002
11*895
4,777
8*230

46 . 445

376
867
363
564
593

4*930
2*817
2,384

2*038
3.895
3*661
3*443

10.062
15*282
21.177
22*678
22*392

2*827
5,292
8.042
11*104
11*838

17.262
25,717
28.918

863

802
814
812

29.019
31.583
35.307
40*305
50.791

13*880
14*287
16*596
17.178
21*056

41.240
49*264
53,235
69.961
72,868

6*612
7.400
11.109
10*589
11.742

68*717

24*607

88*263

16,544

1940
1941
1942
1943
1944

69,393
81*165
79*309
64*330
69*691

1945
1946
1947
1948
1949

77.838
104.561
142.802
172.199
174.977

58.397
84.655
100.612
101.566

1950
1951
1952
1953
1954

207.488
263.837
303.360
317*988
334*542

112.720
157.269
183.707
175.241
174.199

1955

401*241

197.642

2.100
1.233
1.851

1.647
1*181

3.131

740

1*186
1.260

3*653
3*885
3.846
4.255
4*389

2.384

1*478

5*138

1.139

898
1.360

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

8.631

3,676
6,151

7*482
12*624
5*004
6,682
6*110

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Colorado

171

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1899

3.953
4t768
6*628
8*728

1*836
1*867
2*103
3*212

279
383
597
728

1*838
2*518
3*928
4*768

14*995
16.294
18.945
27,933

409
336
460
904

6,639
6,691
6*795
7*111

7,947
9,265
11*690
19,918

1*393
1*411
1,200
984

39*524
40,770
46*423
58,375

1900
1901
1902
1903
1904

10*916
13*511
17*402
19,852
22*356

4*220
5*032
4*911
5*785
6*112

684
1,119
1.649
1.857
2*144

5,814
7*360
10*842
12,210
14,100

30,365
29*899
33,716
30*276
29.823

744
1*058
1*084
902
739

8*970
8,912
8*039
6*639
8.877

20,651
19*929
24*593
20*737
20*207

1.059
1(245
1*250
1*213
1*150

69*618
75*185
83*730
83,405
83*336

1905
1906
1907
1908
1909

25*804
27.105
28*995
29*305
27.994

6.957
7.711
7.722
8*330
8*832

2*488
2.560
2.808
2*769
3.170

16,359
16*834
16,465
18,206
15,992

39.573
42*345
46.724
42.353
51,127

1*056
1*455
1.599
1*344
1.232

9*195
10,451
11*770
14*772
13.982

29*322
30*439
33*355
26*237
35,913

1*187
1*470
1*937
2*139
1*916

98,505
112,532
125*326
120*512
130*826

1910
1911
1912
1913
1914

26.958
27.244
27.074
26*982
27.602

9*518
9.743
10*517
10*435
10*374

2.872
2*811
2.172
1,993
1*864

14,566
14*690
14,385
14.554
15.364

43*404
39.901
42,278
38*091
37,173

2*180
1*549
1*836
1*742
1*963

13.870
13*240
13,313
12,606
13*099

27,354
25*112
27,129
23,743
22,111

2*103
2*491
2*856
3,116
3(392

135,362
129,422
134,370
132,957
132,599

1915
1916
1917
1918
1919

28*620
34*323
44.222
47*209
46*647

10*016
9*099
13*623
19*251
20*364

4*084
6*307
7*346
7.250
8.051

14.718
18,917
23,053
20,708
18,232

36,766
45,909
54*465
41,423
47,548

1*536
2*885
2*562
4*010
5,220

6,855
9*865
11.467
5*996
6*266

26,373
33,159
40*436
31*417
36,040

3(769
3,999
3(712
4(334
4*373

134,857
159*659
193*417
196*850
213*537

1920
1921
1922
1923
1924

46.907
43.772
50.705
58.810
66*606

21.283
20*145
25.417
31*656
33*859

7*506
7*182
7,573
8.250
11,970

18.118
16.445
17.715
16.904
20,777

53*904
45.881
50*034
48*303
64.132

10,710
8,195
9,869
8,743
10*060

6,525
6,239
5*690
5*735
6*537

36,669
31*447
34*475
33*625
47.535

5,239
5.574
6*000
6*290
6*908

253*920
225*964
226*647
242.342
268.042

1925
1926
1927
1928
1929

76*859
76.760
79*037
83.409
78*464

36*979
37.822
34*310
31678
34,273

15,707
14,974
15,272
16*597
15.119

24.173
23,964
29*455
35,134
29.072

63.346
57.432
56.524
56.989
57.291

10*213
9*164
10*071
9.749
9*491

7*086
6.433
6*097
5*445
5*398

46,047
41*635
40*356
41*795
42*402

7*038
7*164
7*576
7,802
6*041

276,543
263*056
262*349
271,943
271,526

1930
1931
1932
1933
1934

73*503
93499
89*651
87*129
97.457

32*784
48*103
50.873
55*560
69*227

13*692
16*686
14,587
12.9^8
11.511

27*027
28.710
24.191
16*621
16*719

75.159
64.767
46*414
56.094
78.914

7.785
6.403
4*265
5.415
9*174

5*319
7.159
7.419
7*134
4*699

62*055
51*205
34*730
43*545
65*041

7*834
7*586
7*147
o 6*666
6*394

270*561
264.465
220*466
202*363
228.761

1935
1936
1937
1938
1939

96.408
103.147
109.499
87.835
91*765

69*831
71,997
82.292
64*573
65*594

11,401
13.147
11,407
10.336
11,298

15.176
18.003
15*800
12*926
14*973

107.44&
121*307
115*661
123*769
135*641

6*842
11.719
15*143
11*424
12*266

5*057
5*184
5*351
4,830
4,854

95*547
104*404
95*367
107*535
118(501

5*796
5*456
4,742
4*296
4(213

253,734
280,699
291.425
277*051
296*286

1940
1941
1942
1943
1944

82*412
82*287
116.937
259*609
347*930

57*523
59*669
96*756
236*063
326,413

11,091
11,527
10,635
9,445
8,269

13*798
11.091
11.544
12*101
11*246

156*087
169.915
189*322
205*645
201*692

10*226
14,392
16.753
19.157
24.963

4*769
5*867
6*851
7.645
8,094

141*092
149,656
165,718
178(643
166(615

3(933
3(560
3.530
3.714
3,716

311*625
336*947
391*098
533*298
623*029

1945
1946
1947
1948
1949

444.520
523.586
442*703
434*168
428*956

423*078
494,396
407*959
391,207
388.939

8,157
9,635
16,302
23,612
23*462

13,285
19*555
18*447
19,349
16,555

229.644
235*375
226*113
232*169
234.599

24*836
24*266
28*742
36*749
32*557

6*210
8*609
9.795
10*649
11*220

196,598
202*500
187*576
184,771
190,822

3*528
3.790
3.989
4.573
4.536

755*530
867,312
615*612
843*109
843*066

1950
1951
1952
1953
1954

445.971
430*932
431.908
435.395
472.947

407.008
369,569
390*113
395,054
428*030

23*308
25*828
26.978
27,913
32*246

15*655
15,535
14,817
12*426
12.671

236.855
255.867
253.228
282*157
285*163

38*838
41,621
41.922
47*304
44,466

10*546
11*311
13*231
14,191
13,779

169*469
202,935
198*075
220*662
226*918

4.442
4*953
5*646
6*577
7,065

896*756
955*589
994* 144
1,042*117
1,099.717

427,226

38,183

17,738

54.318

14.199

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,161.890

172

Colorado

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

njJJEi M, k7,

IjUUMJLdl 1 AfrO,

rtllU

1^ UlTlUJ^n*

XO7*^.M.77*r~^^Af UUJUUCU

[Figures aa of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

1896
1897
1898
1899

30*455
32*137
38*467
50*692

4*401
5*615
7,279
9,582

1900
1901
1902
1903
1904

60,704
65.004
72*118
70*190
69*286

11*025
12*165
14*734
11*905
12.913

1905
1906
1907
1908
1909

82*321
93*654
103*984
96*839
107.415

18*735
16.660
20.780
15*881
21.632

2*326
2*133
1*566

1910
1911
1912
1913
1914

109*123
101,743
104*598
103*410
102*688

19.271
18*495
18.647
18*607
17.676

1*420
1*478
1*957

1915
1916
1917
1918
1919

105.332
131*944
165*211
161*193
176.751

17*288
23.428
27.695
18.799
20,021

.161
*104
.341
209

1920
1921
1922
1923
1924

205.089
178.034
188.841
204*545
233*035

22.372
18.559
19*856
18,939
24*656

1925
1926
1927
1928
1929

242*887
231.496
230.859
240*100
237.629

1930
1931
1932
1933
1934

430
475
673

Other
demand

Other
time

1*154

24.022
24.344
28*568
37.909

1*602
1*703
1*947
2*047

1.096
>167
,355
.499
.530

46.277
48*568
52.396
52.659
50.185

2*306
3*104
3*633
4*127
4*656

.405
472

56.417
66.737
70*748
66*519
66*806

5*764
6*785
10*130
12*306
17.411

61,037
55.450
56.123
54.990
61*946

27*395
26*320
27.871
28.779
21*766

2.905

61.902
76.558
96.525
93.569
108*690

24.981
30*854
39*650
40*616
45*135

1*627
764
706
464
790

123.556
99.844
105,083
110.377
120*518

57*334
58*667
63.196
74*745
87*071

24,981
21.070
19,253
17,896
18*278

669
727
257
466
494

131*358
127,743
126*550
130*065
126*624

85*879
81*956
84*799
91*673
92.233

236*492
232*170
187*263
172.047
199.040

22,933
23*165
15*127
20,747
28*871

259
665
1*223
1*343
1*444

124*935
118*406
92*041
82*702
101,355

88.365
89*714
78*872
67*255
67*370

1935
1936
1937
1938
1939

227.625
255.541
264.923
249.882
267,852

35.398
42*417
41.155
38.292
43.465

1.324
1*851

119*911
139*873
152*257
143*193
153*845

70.992
71*400
71*152
67*915
69*331

1940
1941
1942
1943
1944

282.190
306.579
359,514
500.387
587.734

46*677
52.274
62.678
70.014
69*864

19.107
55*526

162*282
180*886
224*214
329*791
360*835

72*055
72*011
70*519
81*475
101*509

1945
1946
1947
1948
1949

717,407
825*405
770.102
792.710
789.296

81*758
74.521
65.948
63.694
59,774

78.750
62*106
8*512
11*190
11*974

424*377
526*714
525*967
552,772
554.579

132*522
162*064
169*675
165*054
162*969

1950
1951
1952
1953
1954

838.396
892*017
927*248
970.369
1.024*059

62*779
61*965
65*253
72*888
84*661

19*385
35*193
23*953
25*697
35*139

593.590
627.102
642.794
646*093
658*849

162*642
167*757
195*248
225.691
245*410

1*078.400

73*607

034
.298

359
482

1*211
1.176
1.408
2.103

253*027

Colorado

173

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no%

Borrowings

rwt,

uttlu.

**-

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

II

Number
of
banks

1896
1B97
1898
1899

90
127
20

1.103
1.132
1*085
1*668

1
109
235

5*487
5*232
4.707
4*147

2*388
2.033
1.909
1*868

39*524
40,770
46,423
58*375

42

1900
1901
1902
1903
1904

38
20
9
80
68

2.564
3.523
3*369
3*953
4*280

5
1
16
16
9

4.247
4*427
5*195
5*638
5*850

2*060
2*210
3*023
3.526
3*843

69,616
75,185
83.730
63,405
83*336

37
41
48
55
59

1905
1906
1907
1908
1909

40
86
58
172
139

5*047
5.863
6*246
6.993
7*036

3
26
598
467
81

6.674
7*656
8*360
9*500
9.195

4*420
5*247
6*060
6*521
6*960

98.505
112.532
125*326
120*512
130.826

68
65
97
114
113

1910
1911
1912
1913
1914

326
387
474
115
353

7.868
8.063
8*760
6.912
6*887

145
110
148
151
182

9*955
10.515
10*940
10.940
10*805

7*963
8.604
9.450
9*429
9*664

135.362
129*422
134*370
132*957
132.599

121
126
127
126
124

1915
1916
1917
1916
1919

364
261
105
6*117
5.150

8*618
7*960
7*537
7.631
7.666

50
293
411
1.131
1.006

10.490
10*255
10*540
10*640
10.815

10,003
8.946
9*613
10.138
12.147

134*857
159*659
193,417
196,850
213,537

122
121
121
122
127

1920
1921
1922
1923
1924

14.201
14.363
5*666
5*942
2.539

7.768
7.301
6*851
6.392
5.944

1*037
310
146
291
103

12*160
12*285
12*275
12.825
13.140

13*665
13.671
13.066
12.347
13*261

253,920
225*964
226,847
242*342
268.042

141
143
143
143
141

1925
1926
1927
1926
1929

1*993
2.209
1.671
1*537
2*390

5.527
4.455
4*306
4.191
4*403

850
827
773
885
1*016

12.665
11.880
12*260
12*450
12.650

12*421
12.191
12.460
12.780
13*438

276*543
263*058
262*349
271,943
271*526

137
127
124
123
121

1930
1931
1932
1933
1934

2*221
1.375
3.837
1*016
15

4*355
4*293
4*508
7.912
7*517

1*176
1*219
946
699
673

12*600
12*300
11.865
10.120
12*266

13*717
13.106
12.065
10.569
9*246

270,561
264*465
220*486
202,363
226*761

120
113
100
73
80

1935
1936
1937
1938
1939

1*912
13
45
84

922
768
837
812
825

12*662
12.190
11*622
11*504
11.084

10.613
12*200
14*030
14.808
16.441

253,734
280*699
291,425
277*051
296.266

81
79
78
78
78

908
870
740
634
997

10.884
11.786
11.513
11.446
11.335

17,785
17.712
19,331
20.631
22.763

311*825
336,947
391,096
533*298
623*029

78
78
78
78
77

1.490
1*688
2*166
2.192
2.571

11*486
11*549
12.334
13.982
14.249

25*145
26*470
31,010
34,025
36,952

755*530
867*312
815,612
843,109
843.068

77
77
77
77
77

3.050
3*516
4.067
5.351
5*440

14*515
16.230
17.310
18*570
18*830

40.795
43*326
45*410
47*627
51*388

896.756
955*569
994,144
1*042.117
1,099,717

77
77
77
77
77

5,846

22,905

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

56

200
200
200

500
109

1.161.890

41
37
36

174

Colorado

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

4*616
5*516
6f089
6.315

705
822
915

663
754
844

1*006

1*021

3*248
3*940
4*330
4*288

1900
1901
1902
1903
1904

7.322
8.548
10*029
10*732
13*467

1*155
1*419
1.733
1.946
2*535

1.229
1*627
2*119
2*511
3*459

4.938
5,502
6*177
6,275
7.473

1920
1921
1922
1923
1924

75.061
67.659
61*285
65.595
48*442

6*429
6*610
7*700
9*036
6*817

38.617
37*628
32.793
34,829
25*768

30*015
23.221
20*792
21.730
15*857

1905
1906
1907
1908
1909

14*468
13*846
16*769
14*039
16*054

2*848
2*832
3.639
3.201
3*704

4*050
4.152
5*919
5.159
6*059

7.570
6.864
7,211
5.679
6.291

1925
1926
1927
1928
1929

49*808
42*021
41*033
42.968
44*632

7.245
5,820
5*656
533Z
4,621

26*546
21*970
21,846
23,865
25,547

16*017
14.231
13*531
13*751
14*264

1910
1911
1912
1913
1914

22*756
22*832
25*442
28*429
30*086

4*711
4*749
5,543
6*828
4*903

9*285
6*811
9*313
10*077
12*738

8*760
9*272
10*586
11.524
12*445

1930
1931
1932
1933
1934

39.970
33,794
25,034
16,248
14*764

3,983
3*613
3,381
3,352
2,139

22,690
19*142
14,708
9,593
3,110

13*297
11*039
6,945
3,303
9,515

1915
1916
1917
1918
1919

31.758
35*665
48.775
55.978
65.494

4*968
4.819
5.719
5.155
5.021

13*919
17,978
25,398
26*667
35*420

12,871
12*868
17*658
22*156
25.053

1935
1936
1937
1938

15.117
18*212
21*516
19*831

1*981
2*133
2.675
2.751

3,412
3,438
3*155
1*993

9*724
12,641
15*688
15*087

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other
loans
to
individuals

Other

12*605

3*745

1940
1941
1942
1943
1944

24,175
26,742
24,594
20*979
26*258

14*826
16*177
12*976
12*396
15,920

12
7

1945
1946
1947
1948
1949

30.701
46,012
66*605
77,083
61*912

18,379
26,192
33*688
39*439
40*632

22
165
178
28

1950
1951
1952
1953
1954

99*076
126*857
144*557
159*398
172*899

47*074
64*589
73.665
75.813
81*758

233
127
168
145

2.068
2.252
2.606

1955

204*453

89.115

194

2,247

971
929
748
755
974

743
604
454
331
457

917

647
1*184

1*21.4
1.104
1.150

1*050
1*082
2.231

* Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

2,311

2,375
2,248
2*741
3*291

692
734
608
888
898

4*620
5*916
7.560
3*531
4,370

337
342

6,522
9,536
11,753
11,199

2*913
3,547
3*620

5,852
10,351
17*378
19.993
24,305

375
469
452
242
517

1*714

14,628
15,993
18,718
19*789
23,824

4,038
4,357
4*950
5*098
6,326

31.138
38,472
44*162
55,758
57,497

503
636
908
782
684

1*916

30,298

9*891

72.178

766

1*356
1,352
1,291

1*508
1*602
1*570
1*685

3,318

1*191
1.915

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Colorado

175

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1896
1897
1898
1899

710
827

1*139
928

1
30

898

49

1.397
I f 456
1*854
3*176

26

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

126
134
161
176

584
693
977
722

3,172
4.186
4,284
5,247

41
54
55
39

696
962
845

1,074

2*433
3,170
3,364
4,134

148
202
227
284
433

701

1.195
1*203
1*570
2*743

5*050
5*189
6.737
6.347
9.032

47
49
73
70
98

1,528
1*211
2*098
1*516
3*591

3,475
3,929
4*566
4,761
5,343

1*097
1.259
1.245

14.052
16.061
19.319
20.192
26.920

3*405
3.476
4*331
4*164
4*288

11*219
10*021
9*316
9.507
10*411

120
109
93
180
131

4*057
4.910
.079
*356
.146

7,042
5.002
8*146
7,971
9.134

1*376
1*141
1*269
228
*455

31.025
29*106
32.323
29*854
33*100

1,317
901
949
921

9*815
11,430
12.461
13.411

1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

3*962
4*096
4*967
5*080
5*180

7
11

557
620
636
909
881

1910
1911
1912
1913
1914

6*614
7*332
8*476
9*123
8*917

23
70
96
67
83

1*500
2*009
1*560
1,597
1,754

5*091
5.253
6*820
7.459
7.080

12*026
11*409
11*764
13,211
13,275

238
187
223
286
247

.715
,624
1*605
1*614
2.157

10,073
9,398
9*936
11,311
10*871

553
.337
485
1*645
1*945

42,949
42,910
47,167
52*408
54,223

1915
1916
1917
1916
1919

9.270
12*690
12*656
14*044
17.252

16
3
825

2.740
6.744

1,595
2*658
2*483
2*669
3,637

7,659
10*029
9*348
6*635
6*871

12,747
17,401
22*410
20*544
21,949

213
332
449
961

2*130
2.571
3.445
3*443
3*307

10,404
14*498
16*516
16,140
17,078

1*968
2*408
2*746
3*082
2*865

55,743
66,164
86.587
93,648
107*560

1920
1921
1922
1923
1924

18*295
19*032
24*181
26*658
14*601

6*122
6*197
10*020
12.990
6*139

3*707
4*050
4*881
5*275
3.560

8*466
8*785
9,280
8,393
5*082

23,664
18,975
18*896
18*367
16*471

1,239

4.091
3,731
3,488
3,162
2,751

16,354
14*266
14*100
13*772
14,543

3*412
3.841
3*998
4*482
4*379

120,452
109,507
108,360
115*102
86*093

1925
1926
1927
1928
1929

16*006
17.007
17.729
16.967
15*657

6.396
7.550
8.332
5*936
5*395

4*366
4*573
4*840
4*819
4*447

5*244
4*884
4*557
6*210
5.815

21*420
15*668
13,667
13*338
12,486

1,819
1,621
729
717
782

2*663
2*538
2*386
2,254
2,137

16*918
11*509
10,772
10,367
9,567

4,107
4*212
3.905
3.328
3.126

91.341
76.906
76.554
76.601
75.903

1930
1931
1932
1933
1934

15*094
16*407
13*090
12.525
13.710

5*836
7.330
4.155
4*930
7*645

4*241
4*545
3*469
3*169
2,998

5*017
4*532
5,466
4*426
3*067

14*269
11*253
10*309
9,363
13,905

828
650
388
317
876

1*928
2,981
3,105
1,479
1*431

11,513
7*622
6,816
7,567
11*598

2,879
3,015
2*609
1*929
1*619

72.212
64,469
51*042
40,065
43*998

1935
1936
1937
1938
1939

15*298
16.769
18.850
18*096
18.207

7*040*
6*037
10*142
10*525
9.146

4*995
5*005
4,772
4*166
5*245

3*263
3.727
3,936
3.405
3.816

17*983
19*895
20,991
21,403
25*465

695
799

1,250
1*012
1*451

1,606
1,609
1,855
1.848
1,837

15*682
17,487
17*886
18*543
22.177

1,741
1,719
1,613
1*530
1*488

50*139
56*595
62.972
60*860
65*642

1940
1941
1942
1943
1944

16*287
15.427
16*186
45*970
80*466

7,705
7,785
11*405
36.790
74*048

5*030
4,752
4*151
4*564
4*248

3*552
2.890
2*632
2*596
2*170

28*500
30*284
39,813
51,688
49*465

1.449
2,061
1,911
2.422

1,836
1,897
2,148
2,413
2,470

25,684
26,938
35,604
47,564
44.573

1,487
1,171
1,037
1,099
1*127

70.449
73.624
83,632
119.936
157*316

1945
1946
1947
1948
1949

104*323
130*395
116*241
119*310
122*683

97.659
120*168
106*030
111*351
114,899

4.593
6.619
6*682
6*205
6*374

2.071
3*606
3*529
1.754
1*410

56,159
63,527
63,881
63.787
65*014

2.677
2*974
4.915
5.376
4.661

2*685
3.239
3,675
4,695
5,053

52.797
57,314
55,291
53,716
55*080

1*353
1*234
1,524
1*790
2*219

194,536
243*168
246.251
261.970
271.828

1950
1951
1952
1953
1954

127.932
119.557
136*693
149*199
159*425

120*384
112,590
124,871
135,756
141,980

6*160
5*419
8*909
11*587
15*862

1*386
1.548
2*913
1*856
1*583

70.917
71,645
81*100
89*638
97,747

6.889
8.423
7,475
8,007
9,273

5,334
5,238
7*159
8.458
8*350

58,694
57,984
66*466
73.173
80,124

2,870
3*701
3.933
3,967
4,615

300,795
321,760
366*283
402*202
434*686

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

157*930

94,531

1,564
958

1.306
1*433
1.177

980

782
927

483,058

176

Colorado

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

u. s.

Inter.bank.

1896
1897
1898
1899

6*344
7,774
8,702
10,476

60
60
57

1900
1901
1902
1903
1904

11*186
12,912
15*826
16,422
21,543

1905
1906
1907
1908
1909

Other
time

Other
demand

Government

64

3,917
4,749
5,449
6,603

2*367
2*965
3*196
3*809

100
56
72
69
83

6,795
8,061
9,903
10,370
13,062

4*291
4.795

25,280
23,711
26,421
22,747
26,289

144
86
969
514
815

15,269
14,896
15,915
13*224
16,646

9.867
8*729
9.537
9*009
8*828

1910
1911
1912
1913
1914

34,543
33*660
36,577
41,442
43,708

923
864
859
687
786

19,362
15*781
16,896
18*807
20,354

14*258
17*015
18*822
21*948
22*568

1915
1916
1917
1916
1919

45,129
57,428
74,521
80,199
92,493

714

20,569
26,981
36*351
40,069
50,997

23*846
29*047
35.913
36*082
38*772

1920
1921
1922
1923
1924

102,011
90,013
89*743
96.616
72,877

1,774
1,273
1.331

54,707
44*640
44,741
46*558
36*414

45.530
44.100
43*671
46.405
33*401

1925
1926
1927
1928
1929

78,037
66,575
64,659
64,943
64,065

1.342
907

43.911
38*568
37,000
36,388
35.328

32.757
26*973
26.785
27*667
27.977

1930
1931
1932
1933
1934

60,233
52,449
39,475
31,689
36,889

781

627
334
355
539

7
10
3
32

33*218
27.321
19,342
15,761
21,449

26*234
24*494
19.789
15.570
14.869

1935
1936
1937
1938
1939

42,773
49,191
55,419
53.374
58*021

969
928

49
52

1*362

21

25,425
30.364
33,905
31,862
35*375

16*330
17*847
20.131
19*936
20*826

1940
1941
1942
1943
1944

62,137
64*873
74,481
110.384
146,877

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

1,400
2,257

2.913

1,135

2,439

285

1*627

26

1,062

874
888

753

1,562
1,797

27
127

14
23

1,726
1.955

32
48

2.327
2.502
3,691

138
3,521
10*842

183,031
230,023
232,422
244*939
252,888

5,383
6,639
5,824
7.146

278*786
297,420
338,906
370*724
399*464

10*530
12.247
14,576
21*112
23.819

443.512

8.421

5.651

5*983
3*398

38,590
41,219
49,261
79,525
101,609

21.789
21.651
22.755
24.836
30.735

17,585
11,997
1*367
2*625

1*931

120,472
161,637
170,753
160,940
184,818

39*591
49*750
54.478
54.226
57.718

3*864
4*746
5,950
3*836
7*114

202.800
211,579
235,111
246,372
256*202

61*592
66*848
83.269
99*404
112.329

Colorado

177

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Nat onal
Year

Borrowings

ba

no

1896
1897
1898

Ca tal

nthw

iw.

<*

79
51
526
12

1899
1900
1901
1902
1903
1904

507
634
540

Total
liabilities
and capital
accounts

9.815

Number

of
banks

499

73
74
87
80

563
695
835
941
1.588

14*052
16.061
19.319
20.192
26.920

81
88
92
97
101

3.807
3>649
4*136
4.370
4.600

1.765
1.636
1.292
1.777
1*912

31.025
29.106
32.323
29.654
33*100

108
106
106
134
146

31
120

2*303
2.444
2.623
2.798
3.669

10

Surplus and
other
capital
accounts

11.430
12.461
13*411

2.885
2.971
2.693
2.424

35

Amounts in thousands of dollars]

1905
1906
1907
1908
1909

526
138

173
110
474
434
161

1910
1911
1912
1913
1914

295
365
553
477
706

86
499
505
1*032
302

5.622
6.166
6744
6.562
6.766

2*403
2*220
2.788
2.895
2.741

42*949
42*910
47.167
52*406
54*223

171
190
195
193
206

1915
1916
1917
1918
1919

701
455
361
1.560
2*064

231
148
450
375
679

6,689
7.043
7.540
7.828
8.058

2.993
3.090
3.715
3*686
4.266

55.743
68*164
86.587
93*648
107.560

206
219
228
236
244

1920
1921
1922
1923
1924

2*619
3*342
2t277
3002
1.517

364
340
928
394
97

9.951
9.961
9.567
9.141
6*859

5507
5*851
5.845
5.949
4743

120.452
109.507
106.360
115.102
86.093

262
256
238
224
201

1925
1926
1927
1928
1929

964
1*032
938
662
951

850
553
502
665
653

6*981
6.147
6*052
5.700
5.648

4.489
4*601
4.403
4.431
4*586

91*341
78*908
76*554
76.601
75.903

199
184
175
164
159

1930
1931
1932
1933
1934

798
800
1*552
716
124

908
1.243
579
800
509

5.513
5.116
4.730
3*427
3.500

4.760
4.661
4.706
3.433
2.976

72*212
64.469
51.042
40.065
43,998

152
139
123
78
87

1935
1936
1937
1938
1939

44

545
424
669
347
310

3.527
3.527
3*402
3*353
3*358

3*250
3.453
3.482
3.786
4.153

50.139
56.595
62.972
60*860
65*842

84
60
75
71
70

371
389
595
516
565

3.451
3*411
3.468
3.427
3*529

4.490
4.951
5.088
5*609
6.345

70*449
73*624
83.632
119*936
157.316

72
71
70
68
69

7*336
8*076
9.328
10.267
11.054

194*536
243*168
246*251
261.970
271,828

68
70
70
70
71

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

91
95
145

494
718
1,263
1.154
1.330

3.675
4.351
5.147
5.515
6.411

1950
1951
1952
1953
1954

245
245
371
880
670

1.864
2.310
3*151
4*581
4.620

7.167
8.020
8*645
8.865
10*740

12.733
1 3 . 76 5
15.210
17.152
19.192

300.795
321.760
366*283
402.202
434*666

75
80
62
63
84

1955

832

5.946

11.942

20.826

483*056

86

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

178

Colorado

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1928


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
T

'al

est ate

**

All
other

1696
1897
1898
1899

1.819
1.903
2*186
2*482

364
381
438
496

420
440
505
573

1*035
1*082
1.245
1.413

1900
1901
1902
1903
1904

1*888
2*235
2*434
2*694
2*930

378
447
487
539
586

436
516
562
622
677

1.074
1.272
1.385
1.533
1.667

1905
1906
1907
1908
1909

3t231
3.496
3*240
3.054
3.058

646
699
648
645
612

746
608
746
745
705

1.839
1.989
1.844
1.664
1.741

1910
1911

2.746
2.223

517
383

591
435

1*640
1*405

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Year

,
SSL
R

'al

JSL

"a

1912
1913
1914

2.005
1.989
1*803

396
312
293

351
415
585

1*256
1.262
925

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924

1.616
1.569
1*344
784
430
469
306
302
124
115

252
220
170
97
77
60
27
32
11
10

555
583
431
277
175

809
766
743
410
178

223
177
120
72
66

186
102
150
41
39

1925
1926
1927
1928

115
38
50
52

10
7
9
8

66
22
29
30

39
9
12
14

Colorado

179

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1928Continued


[Figures as of June 30 or nearest available dale; partly estimated.

Year

Obligations
of States
and political
subdivisions

U &'
Govern ment
obliga tlons

Total

Amounts in thousands of dollars]


Cash assets

Investments

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

365
381
439
497

116
121
140
158

249
260
299
339

1*481
1*549
1.782
2*021

21
22
25
28

215
225
256
293

1*245
1*302
1*499
1*700

349
366
420
477

4,014
4*199
4,829
5.477

1900
1901
1902
1903
1904

379
446
466
540
587

121
142
155
172
187

256
306
333
368
400

1,538
1*820
1*656
1*788
1,622

22
25
26
^5
26

223
264
269
259
264

1*293
1,531
1,561
1*504
1.532

362
432
606
777
672

4,167
4,935
5*384
5,799
6.011

1905
1906
1907
1906
1909

648
701
650
565
614

206
223
207
181
V195

442
478
443
384
419

1*893
2*282
1,971
1*590
1*799

27
32
28
21
25

274
331
286
289
260

1.592
1,919
1*657
1*260
1.514

588
569
486
450
335

6*360
7.048
6.347
5,659
5,606

1910
1911
1912
1913
1914

726
510
403
390
346

167
139
41
30
19

559
371
362
360
329

1.324
1*015
805
926
639

26
18
10
7
17

233
192
149
147
145

1*063
805
646
772
477

338
162
156
151
136

5*136
3*910
3,369
3.456
2*928

1915
1916
1917
1916
1919

261
234
54
70
96

75
67
15
51
90

186
167
39
19
6

453
474
632
297
270

6
10
7
11
2

119
91
79
60
30

326
373
546
226
236

107
91
68
83
22

2,437
2,366
2,098
1*234
818

1920
1921
1922
1923
1924

125
19
18
15
7

58
18
16
7
5

67
1
2
8
2

263
136
155
42
37

5
4
3

39
20
21
15
14

219
112
131
27
23

24
9
9
5
5

881
470
484
186
164

1925
1926
1927
1926

13
6

7
5

6
1

51
14
25
31

12
5
6
6

39
9
19
25

5
4
4
5

184
62
79
86

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

180

Colorado

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1928Continued

&

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

U. S.
Government

Interbank

Other
demand

Other
time

1896
1697
1898
1899

2*705
2*905
3.410
4*022

43
46
55
64

2.175
2.336
2*741
3*234

467
523
614
724

1900
1901
1902
1903
1904

2*995
3*516
3*941
4*112
4.199

48
56
63
66
67

2*408
2*627
3*169
3,306
3,376

539
633
709
740
756

1905
1906
1907
1908
1909

4*553
5.351
4,676
4*121
4.527

73
86
75
79
73

3*660
4,302
3759
3*300
3*638

820
963
842
742
816

1910
1911
1912
1913
1914

3.993
3,122
2,694
2.821
2*161

65
34
38
15
6

3*209
2*285
865
.795
.569

719
803
791
1,011
566

1915
1916
1917
1918
1919

1,739
1.7*9
1.647
1*036
695

6
2
3
4

*252
.292
1*262
756
626

481
455
382
278
67

1920
1921
1922
1923
1924

744
399
404
137
113

609
280
291
121
97

135
119
111
16
16

1925
1926
1927
1928

132
31
47
54

116
23
43
49

16
8
4
5

Colorado

181

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1928Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank

Borrowings

^
J^

Surplus
and
other

Canital
^P'*31

capital
accounts

Total
liabilities
and capital
accounts

^
N
ixumuer
^

1896
1897
1896
1899

1*000
971
1*051
1*109

309
323
368
346

4*014
4*199
4t829
5*477

42
42
49
52

1900
1901
1902
1903
1904

873
999
943
1*136
1*139

299
420
500
551
673

4.167
4*935
5*364
5*799
6*011

51
57
57
62
65

1905
1906
1907
1908
1909

65
18

13
3

1*136
1*139
1*110
810
761

671
556
561
630
497

6*360
7*048
6*347
5*659
5*806

67
70
68
51
43

1910
1911
1912
1913
1914

7
49
55
50
99

4
4
1
4
3

670
525
423
403
498

462
210
196
176
167

5*136
3*910
3*369
3*456
2*928

34
31
29
27
37

1915
1916
1917
1916
1919

61
27
15
15

10
5
3

430
420
275
110
55

177
167
158
71
66

2*437
2*366
2*098
1*234
818

33
29
20
9
5

1920
1921
1922
1923
1924

10

55
35
35
25
25

72
34
36
24
26

881
470
464
186
164

5
3
3
2
2

25
15
15
15

27
16
17
19

164
62
79
88

2
1
1
1

1925
1926
1927
1928

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2
4

CONNECTICUT

Revised data for assets and liabilities and


number of all banks in Connecticut, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods used in compiling the
figures.
The figures for national banks in Connecticut were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of figures for other classes of banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
1
The term "State commercial banks" used in Table 3 refers (in this State) to (1) banks that at one time or another
during: the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," or "private banks and bankers" (unincorporated banks) and (2) industrial banks that accept deposits.
In this report, however, the data for unincorporated banks
are discussed separately from those for other State commercial banks.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

for national banks. The following sections


describe these problems and the methods used
in deriving the revised series. In the description the banks are classified in three groups:
(1) State commercial banks (other than unincorporated banks), (2) unincorporated banks,
and (3) mutual savings banks.
The sources of statistics for State commercial banks (other than unincorporated
banks) for 1896-1933, and for unincorporated
banks and mutual savings banks for 18961946 were (1) figures reported to the Comptroller and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department
and by other State authorities. For unincorporated banks these sources were supplemented
by data obtained from bankers' directories.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers1 directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
183

184

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates,
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The number of banks in 1918 and 1919


was reduced by three and in 1920 by one on
the basis of information in State banking department reports. No change was necessary
in the balance-sheet data.
Connecticut State bank data reported to
the Comptroller and published in his annual
reports for 1896-1898 were for the October
call of the preceding year. Accordingly, for
the revised series, balance-sheet data for 1896
and 1897 were taken from the Comptroller's
reports for 1897 and 1898, respectively; data
for 1898 were taken from the report of the
State banking department.
The assets of the savings departments of
loan and trust companies were variously reported:as "all other" loans, "other" investments, or "other" assetsin the Comptroller's
reports for 1916-1925. For the revised series
these assets were redistributed among the
various items of the balance sheet on the
basis of the breakdown of assets of the savings
departments for the fall call date of these
years shown in the State banking department
report.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.

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LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1928. For years in which items were not published by the Comptroller, figures were obtained from other sources or were estimated.
Real estate loans for 1896-1898 were derived from State banking department reports.
For 1902-1908 they were estimated by applying to total loans, ratios of this item to total
loans that were derived by interpolating between ratios based on reported data for 1901
and 1909. For 1916-1925, figures for the fall
call date from the State banking department
report were adjusted to June dates.
Collateral loans for 1896-1908 were estimated by applying to total loans in each year
the average ratio of this item to total loans
computed from reported data for 1909-1913;
for 1916, by applying the average ratio computed from reported data for 1915 and adjusted data for 1917. For 1917-1925, collateral
loans as shown in the Comptroller's reports
were increased by the amounts estimated to
have been held in savings departments of
loan and trust companies; for these estimates
the figures for collateral loans in savings departments on fall call dates, as shown in State
banking department reports, were adjusted to
June dates. Collateral loans held by the
banking departments of trust companies in
1924 and 1925 were estimated by applying to
total loans the average of the ratios of this
item to total loans based on reported data for
1923 and 1926.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1926. .In the years in which items were not
reported, figures were obtained from other
sources or were estimated.

Connecticut
Very small holdings of United States Government securities were reported intermittently in years prior to 1917. No estimates
were made for other years in this early period.
Beginning with 1917, holdings were reported
regularly except for amounts in the savings
departments of loan and trust companies in
the period 1917-1925. The latter were obtained from State reports and added to totals
reported by the Comptroller.
Small amounts of obligations of States
and political subdivisions were reported intermittently in the early years of the period. No
estimates were made for years when such
holdings were not reported. For 1916-1925,
figures for the fall call were obtained from
the State banking department reports and
adjusted to June dates.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate after some
minor revisions in the reports of the Comptroller beginning with 1909, although reported
figures for United States Government deposits
were supplemented in a number of years.3 No
attempt was made in the revised series to

185

provide figures for the latter item prior to


1918 because practically all such deposits
were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1901 at loan and trust companies were
estimated by applying to this total in each
year the average ratio of time deposits to this
total computed from adjusted data for 19021907. Time deposit figures for loan and trust
companies for fall call dates in 1902-1908 and
for State banks in 1914, 1916, 1919, and 1920
were obtained from State banking department
reports and were adjusted to June dates.
Figures for United States Government
deposits at State commercial banks in the
period 1918-1925 represent those at State
member banks only. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Connecticut to such deposits at all
State member banks on June 30, 1919.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by the State banking
department, supplemented by data from
bankers' directories.
The breakdowns of some of the principal
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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asset and liability items that were required


for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in either of the sources cited.
The breakdowns of these items were estimated
on the basis of the percentage distribution of
corresponding items at other groups of banks
as follows: loans for 1934-1938 and investments other than United States Government
obligations and cash assets for 1934-1941,
on the distributions at insured nonmember
banks in corresponding years; loans for 19391946, on the distribution at noninsured banks
in December 1947; and deposits for 1934-1941,
on the distribution at noninsured. banks in
1942.

186

All-Bank Statistics
UNINCORPORATED BANKS, 1896-1946

Figures for unincorporated banks were


not published by the State banking department until 1924 and were not adequately
reported to the Comptroller of the Currency
until 1926. Bankers' directories, which gave
few or no balance-sheet data for banks designated as private, were also inadequate. Nevertheless, a balance sheet was constructed for
1896-1923 on the basis of the State banking
department data for 1924 and Internal Revenue data for 1900-1902. For the latter period
the Bureau of Internal Revenue published
figures by States and class of bank on the
number and capital and surplus of banks,
compiled in connection with the tax on bank
capital and surplus imposed by the War
Revenue Act of 1898.
On the basis of estimates described below,
the total assets of private banks throughout
this period did not exceed 12 per cent of total
assets of all State commercial banks.
From the data published by the Bureau
of Internal Revenue, an average capital-accounts figure per bank was determined for
each year of the 1900-1902 period; these three
averages, in turn, were averaged. A total
capital-accounts figure for each year 18961902 was then derived by multiplying the
number of banks, as given in bankers' directories, by the average capital accounts per
bank for 1900-1902. Total capital accounts
for 1903-1923 were derived by interpolating
between the average per bank for 1900-1902
and the average for 1924 and then multiplying
the interpolated figure for each year by the
number of banks in that year as given in
bankers' directories.
Total assets and liabilities were then estimated by assuming that capital accounts in
each year prior to 1924 represented the same
proportion of assets and liabilities as in 1924.
For 1896-1902, however, the total assets and
liabilities 'figures thus obtained were adjusted

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to reflect changes in the ratios of capital accounts to total assets and liabilities as reported
for all commercial banks in Connecticut during this period. Individual balance-sheet items
were then estimated for 1896-1923 by applying to estimated total assets or liabilities the
ratio of each item or subitem to the total based
on reported data for 1924.
For later years in which detailed balancesheet data were not available, the data were
obtained as described below.
LOANS

Real estate loans in 1925 and 1926 and


collateral loans in 1926 were estimated by
applying to total loans the average ratio of
each item to total loans computed from reported figures for 1924 and 1927 and for 1925
and 1927, respectively.
For 1942-1946, the breakdowns of loans
were estimated on the basis of the percentage
distribution of the total computed from reported figures for December of the same year.
The breakdowns of real estate loans into farm,
residential, and "other" for this period were
estimated on the basis of the percentage distribution in December 1947.
INVESTMENTS

The breakdowns of investments for 19211926 were estimated on the basis of the percentage distribution of the total as reported
for 1927.
United States Government securities for
1931 were estimated by interpolating in dollar
amounts between reported figures for 1930
and 1932.
State and political subdivision securities
for 1932-1938 were estimated by applying to
total investments in each year, ratios of this
item to total investments that were derived by
interpolating between ratios based on reported
figures for 1931 and 1939.

Connecticut

187

MUTUAL SAVINGS BANKS, 1896-1946


Data reported to the Comptroller of the
Currency and published in his annual reports
for 1896-1908 were for the October call of the
year preceding publication. The statistics
were shifted to the year in which the call was
made by the same process as described for
State commercial banks; figures for 1908 were
taken from the report of the State banking
department. After 1909 the calls were as of
June 30 or July 1.
The breakdowns of the loan and investment portfolios were generally adequate for
the entire period except 1922-1925 and 19391946. The breakdowns of loans for 1922,1923,
and 1925 were estimated by applying to total
loans shown in the Comptroller's reports the
percentage distribution of total loans derived

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from the State banking department reports


for the October call in corresponding years;
for 1924, by applying the average distributions
for 1923 and 1925; and for 1939-1946, the distribution for December 1947. In addition,
some adjustments were made in the loan and
investment breakdowns for the years 1921,
1926, 1927,-and 1929-1932 on the basis of evidence in the State banking department reports.
Balances due from banks for 1897-1902
were estimated by applying to total cash
assets the average ratio of this item to total
cash assets computed from reported data for
1896 and 1903. Figures for 1919-1925 were
estimated in the same way, using data for
1918 and 1926.

188

Connecticut

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
189?
1898
1899

127.765
128*441
131*190
136.235

61.281
63.801
66*298
67.863

22.545
22*946
24*121

41*891
42,095
41*946
44.251

1900
1901
1902
1903
1904

138.209
145.797
148*506
150.973
152.720

69.276
71.150
72.069
73*543
74,929

24*740
27,245
29,332
32*330
31,570

44*193
47,402
47,105
45*100
46.221

1920
1921
1922
1923
1924

448*720
459*988
462*250
513.646
563,580

200*007
215,897
228,952
258*684
295*980

103*903
101.420
104*558
110.466
118.347

144*810

1905
1906
1907
1908
1909

159.569
173.330
181.315
181.717
187*354

77,672
82.393
86.840
89*305
92*406

32,228
37,547
39,869
39,472
41,152

49.669
53,390
54.606
52.940
53,796

1925
1926
1927
1928
1929

634.118
700.554
763.468
849*545
917.040

335*988
378.542
417.952
458.425
488.230

139.301
156*807
173.985
216.078
247*880

158.829
165.205
171*531
175*042
180.930

1910
1911
1912
1913
1914

209.757
220*742
240.286
254*566
267.838

101*426
109*175
118*153
128,042
132*798

46*251
47*789
53*694
56,849
54,605

62.080
63*778
68*439
69,675
80*435

1930
1931
1932
1933
1934

919.434
884*512
760*529
707*057
647*752

505*409
517*479
497.342
481*808
453.199

236*104
201,354
131,095
114*947
97,654

177.921
165.679
132.092
110.302
96*899

1915
1916
1917
1918
1919

273*185
315.040
360*394
366*981
390.274

136*969
145.185
172.413172.620
178*142

57,746
74*453
84,582
89,639
110,735

78.470
95,402
103,399
104,722
101*397

1935
1936
1937
1938

608*493
597.698
602.721
582.120

429.311
428.821
423.929
422.440

84*594
73.148
71,328
62.795

94.588
95*729
107*464
96.885

24.593

142*671
128*740
144*496
149.253

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

76,079

On
residential
property

Other

Other
loans
to
individuals

All
other

362*053

47*583

60*789

1940
1941
1942
1943
1944

571,914
590.320
567*418
492*201
468*961

81*787
92*407
85*457
53*096
57*806

442
634
275
989
540

15*333
14.444
11.354
11.980
9.293

3*241
3*306
3*084
3,006
2,844

361.854
366,517
362.502
338.594
313.474

47.843
48,215
49*241
43.779
39.146

31,725
36.937

61.414
64.797
55.505
9.032
8,921

1945
1946
1947
1948
1949

462.227
513*098
616*277
704.242
763.200

57*992
84*600
104*211
142*736
133.094

494
716
362
579
771

23.551
18.214
9,162
8,337
7*803

2*685
2*947
3,408
4*273
5*070

293.427
305.041
339.321
401.124
454.041

37*571
40*600
48*487
51*515
58*901

36.595
51.515
101.934
93.399
103*598

7.912
9.465
9.392
8*747
9*043

1950
1951
1952
1953
1954

875.327
1*023.478
1*144*173
1*314*972
1*471.153

151*860
204.615
226*456
249,491
259*296

1*264
2*006
5.329 *

7*862
8*267
9*046
9*442
10,259

6*141
6*429
7,489
8*227
8*636

512.882
586*463
664.277
758*646
872*053

58*529
64*058
61*076
77*969
85*779

137.927
155.703
175*172
211*947
231*058

11*490
11*237
13.191
12.530
13*638

1955

1.716.066

290,841

2*719

12,388

9.370

1 ,035*570

93*781

267*236

21,895

1.778
979

' Eieginning June 30, 1946, figures for \iirious loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures,. Total loans
continue to be shown net.

Connecticut

189

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

99,736
105,899
110,369
125,166

12.400
12.279
11,629
13*209

40.753
42.647
43.548
45.606

46,583
50*973
55.192
66.353

22*863
24*396
28*952
29*428

950
871
1.040
1,407

6.326
6.434
7.103
6.827

15.587
17*093
20*809
21.194

7.144
7,284
7*941
6,142

257*508
266*022
278*452
298.973

1900
1901
1902
1903
1904

132,743
142.399
150.360
158*739
166,538

12.931
12*515
12.111
H.920
11.811

44.582
44*616
43*560
43*943
45.391

75.230
85*266
94.669
102.876
109.336

27.348
28,595
28,216
25*246
30*044

1,154
1*550
1*083
971
932

7,052
7.366
7,694
7*276
7,467

19*142
19,679
19,439
16.999
21.645

8,749
9,838
10,515
10.896
11.108

307.049
326*629
337*617
345.654
360.410

1905
1906
1907
1908
1909

182,331
190,588
197,473
196,345
203.410

12,071
13*045
13*094
13*226
13.767

48.373
49.382
50.695
48.954
48.207

121.887
128.161
133.664
134.165
141*436

29*929
33,173
31,663
34*211
33,719

1*007
1*236
1*063
1*144
1*027

7,307
7,326
7*676
8.545
9.029

21.615
24.607
22.924
24.522
23.663

11.122
U.139
11.325
11*340
9.443

382.951
408.230
421.776
423,613
433*926

1910
1911
1912
1913
1914

209.001
212.595
219,321
219*934
220*360

13.711
13*468
13.675
13,949
13,862

53*081
51*844
53.635
57.399
58*159

142*209
147*263
151*611
148*586
146*319

34,151
37,615
38,131
37,812
44*392

2*312
1*410
1,697
1,742
2*610

9.152
9*613
9.425
10.016
10*416

22*687
26.792
27.009
26.054
31*364

9*801
10*938
11*217
12.360
13*833

462*710
482*090
508,955
524,692
546,423

1915
1916
1917
1916
1919

224*106
254.571
281.912
294.904
349.052

13*866
13.672
21.541
42.403
94.464

61.623
64*802
68*431
63*801
67*473

148*615
176.097
191*940
188*700
187.115

44,441
57,940
61,254
77,093
69*016

1.797
3.501
2*392
6*498
7*423

11*351
13*980
16*508
12*666
14.253

31*293
40*459
42.354
57.709
47*340

17.389
15.149
16*853
21*347
22*060

559,121
642,700
720*413
760.325
630.402

1920
1921
1922
1923
1924

345*798
339.233
343,257
376.024
382.611

93*616
92.570
91,524
110,777
99,144

52.260
50*762
44*506
41*201
39*641

199.922
195.901
207.227
224*046
243*826

80,426
65,003
67,900
69*332
82,198

11*555
9*661
10*498
11*159
13*166

17,107
11,493
10,773
10,708
13*649

51.764
43*849
46*629
47*465
55*363

26,786
25,524
27,280
29,566
33*300

901,730
689.748
900.687
968.568
1.061*669

1925
1926
1927
1928
1929

389.765
400.453
423*569
450*021
439.220

89,228
60,164
72.327
68.009
66.013

34.112
33*804
30,635
28*967
26*238

266*425
286*485
320*607
353*045
346*969

64*309
86*881
95*343
86*164
93*077

15*609
14.315
16.463
15*167
16*408

15.295
15,211
14.978
12,241
12,476

53.405
57.355
63.902
58.776
64*193

36.474
37,507
37,645
42,992
46.141

1*144*666
1.225*395
1*320.025
1*428*742
1.495.478

1930
1931
1932
1933
1934

449.053
463*275
413*704
394*234
420,494

58*832
64*720
70*578
83.021
117*685

26*271
32*256
30*417
27*706
32*280

363*950
366*297
312*709
283*507
270.329

102*387
113*688
95*799
121,952
144,352

14*647
14.583
10*661
9.474
9.692

15,606
16,407
19,229
15,379
14,456

71*934
82.696
65.909
97.099
120*202

48,336
48,563
51,292
62,350
73,065

1.519.210
1.510.038
1,321.324
1.285,593
1*285*663

1935
1936
1937
1938
1939

465.943
526.403
564.084
550,880
574,603

166*684
212,606
246*493
264*050
284.044

37*135
41*082
44.108
43*076
64*498

262*124
274*715
273*483
243.754
226*261

148,815
157,857
182,229
199,892
248,519

11.102
15.471
16.964
13.343
15.525

15,705
20*637
23.761
21.156
19*976

122*006
121.749
141.504
165.393
213.018

65*323
94*677
96,981
96,193
96,201

1*308,574
1,378*635
1,446,015
1*429,065
1*485,997

1940
1941
1942
1943
1944

587*378
659*656
842*646
1*261*613
1*632*314

305.953
388.154
565.949
,027*075
417.223

67*497
69*893
74*984
72,699
58,308

213.928
201.609
161.713
161.839
156.783

323,809
397*366
361,372
371*014
360*181

13.960
22.522
26.953
34*061
36*030

24*704
32*193
39*759
41.490
34*918

285.145
342*671
294.660
295.463
289.233

88.707
77,682
59,493
49,573
43*586

1,571*608
1,725*044
1*830,929
2,174*401
2,505,042

1945
1946
1947
1948
1949

1*952,036
2,014,121
1*876*753
1,892,726
1*867*306

,749.442
792.952
.620*126
1.581*014
1.536.768

47,187
45,502
61,173
61,144
85,758

155.407
175.667
195*454
230*566
244*780

347*299
359*457
391,289
391,232
365*264

27*701
41.070
53.080
49.572
47.700

35*987
34*932
45.010
52.109
44.451

283,611
283,455
293,199
289,551
273*133

41*553
39*931
39*103
39.408
41*027

2,803*115
2*926*607
2*923*422
3*027,608
3,036,817

1950
1951
1952
1953
1954

1*694,400
1*887,626
1.946*561
1*963*000
1*960.002

1.531*596
1.494.697
1.502*493
1*460*045
1.422*097

116*365
141*531
161.299
183.037
201,357

246*419
251*600
282*769
299.916
336*546

345,603
436,898
525,985
494.372
522.615

64.207
80.360
124*059
108*496
96*313

36.402
42.251
54.873
60.398
60.703

245,194
314,287
347*053
325*478
365.599

42*382
46.502
49.211
50*636
55.430

3,157,912
3.394,706
3*665,930
3,823,160
4,009*200

1.955*397

1.386,391

224,040

97,777

54,745

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

190

Connecticut

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figun

i of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

200*823
209*091
222*501
242*722

5.698
5.313
6.184
6*017

220

237
326
1*318

43*474
45*444
50.127
56*512

151*431
158*097
165.864
176*875

1900
1901
1902
1903
1904

247*427
265*705
276,332
281*465
294.952

4*556
5*762
6.177
5.966
6.271

1.261
1.203
1.660
1*648
1*131

55*008
61*960
61*291
57*634
62*199

166.602
196.760
207.204
216.217
225.351

1905
1906
1907
1908
1909

315*322
336,255
346,661
346,907
354*105

5.972
5,653
6,198
6*162
6*115

708
564
816
889
538

70*941
77*186
76*358
82*496
82*744

237.701
252.652
263*269
257.360
264.708

1910
1911
1912
1913
1914

380*634
397.700
421,262
432*891
454.197

6,489
5*725
6,555
6,094
7,833

311
309
467
245
431

90.629
95*859
103*933
102*160
111*308

283.205
295.807
310.307
324.392
334.625

1915
1916
1917
1918
1919

465,615
546*960
613,381
639*942
692*509

6,557
10*142
6*588
9*545
8*038

419
383
411
17,647
10*716

117.552
158.978
161*523
188*361
217.779

341.087
377.457
422*859
424*389
455*976

1920
1921
1922
1923
1924

760*543
736*082
754*894
833,297
905.912

10*720
9*015
9*388
9*356
9,433

2*860
4*258
1.153
2*656
1*343

239*928
200*102
216.847
230.745
256.895

507*035
522*707
527.506
590*540
638*241

1925
1926
1927
1928
1929

975*751
1*042.279
1,121*784
1*200*535
1*240.525

10*340
9,595
9,942
9*723
14*079

765
1*200
1*967
1*484
3*728

282*611
290*396
310*423
322*233
331*421

661.835
741.088
799.452
667.095
691.297

1930
1931
1932
1933
1934

1*267.053
1*274*812
1*108*870
1*092*632
1.111.052

18*280
22*992
18*048
18*698
21*845

3*244
4*589
2.710
6*357
11*417

325*763
303*176
216.507
214*332
219.781

919.766
944.055
8*9.605
653.245
656.009

1935
1936
1937
1938
1939

1*142*015
1*210*917
1,273*316
1*254.952
1.306.686

23*127
27.521
27.202
24*912
30*206

6*586
8*571
3*524
2.290
5,484

243.485
291*064
326*438
319*952
350*805

866.817
663.761
916*152
907.796
920.191

1940
1941
1942
1943
1944

1.392.457
1.538.497
1*639*080
1,974,113
2*291.162

39,526
45*894
44*227
41,413
34.096

5*726
6*474
8*002
82*520
272*574

404*655
507*119
595*394
764*766
765*846

942.550
979.010
991*457
1*065*414
1*218*646

1945
1946
1947
1948
1949

2.565.453
2*661.729
2.648.045
2.740*119
2.740.338

33.669
36*647
36*522
37,311
34.443

322*110
149.191
9*102
28.137
20*958

801*236
694*979
937*438
961.348
949*970

1*406*436
1*560.912
.664*963
.713*323
.734*967

1950
1951
1952
1953
1954

2.840.340
3,062,680
3.324.103
3*462.903
3,629.915

35.818
37.195
45*018
42,851
47*598

48*734
74*865
107*872
72*023
86*711

999*794
1*172*058
1.285*769
1*326*946
1*338*137

.795*994
.776*562
,885.444
.021.063
2.157*469

68*742

1*403*231

2*261.332

Connecticut

191

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

642
560
860
807

7*951
8.060
7.336
8022

249
241
311
390

25*876
25*626
24*766
24*367

21.967
22,444
22.678
22.665

257,508
266,022
278.452
298*973

202

1900
1901
1902
1903
1904

743
686
844
l29i
I t 499

9*615
10*533
9*865
10*097
10*268

299
383
295
990
916

24*710
24*536
24*586
24*611
24*505

24*255
24*786
25*693
27*400
28.270

307*049
326*629
337*617
345*854
360*410

205
207
208
209
210

1905
1906
1907
1906
1909

1*366
1.906
2.330
1.977
2*721

10*760
12*196
12*261
12*578
12*936

248
337
829
.656
828

24.813
25.031
25*316
25.765
25*910

29,422
31*505
33*379
34,730
37*426

382,951
406*230
421*776
423*613
433*926

209
211
211
214
217

1910
1911
1912
1913
1914

3.743
2.659
3.448
3.961
3.530

12*977
12.723
13*040
13*169
13*138

067
.472
1*489
1*366
1.481

25*804
26*304
26.361
26*889
27*737

38*485
41*232
43*355
46*416
46*340

462*710
482.090
506.955
524.692
546*423

214
215
219
221
222

1915
1916
1917
1918
1919

3*681
3*281
7*618
15*729
23*889

12.976
12.962
12.356
12*468
12.442

1*666
2*734
3*678
5*823
9.152

27*762
28.217
28*904
29.273
30*484

47,421
48,546
54,476
57,090
61,926

559*121
642.700
720.413
760.325
830*402

224
225
226
227
232

1920
1921
1922
1923
1924

19*548
27*234
13*110
16*970
11*997

12*125
12.696
12.956
12.511
12*746

9.345
5.343
4.678
5.081
5*141

32,727
34.450
35.242
36*724
36*120

67,442
73,943
79.807
83,985
89,773

901*730
869*748
900*687
988*568
1,061*689

237
242
245
245
243

1925
1926
1927
1928
1929

17*340
18*549
18*642
30*615
32*991

9.699
9*786
10*097
9*604
9*754

5.159
5.900
7*234
8*012
12.424

36*568
36*576
41*060
42*940
46.490

100.149
110,303
121*208
137*036
153.294

1*144*666
1*225*395
1,320.025
1.428*742
1*495*478

245
247
250
252
254

1930
1931
1932
1933
1934

18*344
9*939
18*411
11*421
2*491

10*161
10.557
10*459
10*761
9*404

7.760
5*182
4*851
3*603
2*736

46,325
46*811
40,861
40.906
45*014

167,567
162,737
137,872
126,270
114.966

1,519,210
1,510*038
1,321.324
1*285*593
1,265,663

253
239
212
211
199

1935
1936
1937
1938
1939

1*678
1*187
709
228
105

3*306

3.027
3*346
3*933
3*881
3*883

45.371
44*711
43,872
43*760
43*480

113.177
118*474
124,185
126,264
131,843

1*308*574
1,378,635
1,446*015
1.429.085
1,485,997

198
198
196
196
195

1940
1941
1942
1943
1944

141
54
54
2*034
240

4.470
5.705
6*198
5*731
5*961

42*046
42*016
41*958
41*637
41,957

132.694
138.772
143*639
150.886
165.722

1,571,808
1,725,044
1,630,929
2,174,401
2*505,042

191
191
191
190
190

1945
1946
1947
1948
1949

2*916
2*680
1*355
265
265

7*049
9*687
11*175
13*855
13*222

41*826
42*190
42*879
43*827
43*682

165.871
210.321
219.966
229.542
239*310

2,803*115
2,926.607
2,923.422
3.027*606
3*036,817

189
188
187
166
186

1950
1951
1952
1953
1954

750
1.755
653
1*000
925

19,778
23*869
20*147
24.116
27*462

46,217
46*819
47*919
51*169
52.137

250,827
259,583
273*106
283.990
296*761

3,157*912
3,394.706
3,665,930
3,623,160
4,009.200

190
183
164
183
181

32,578

56,497

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

202
202
201

175

192

Connecticut

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

1896
1897
1898
1899

55*439
54*778
56.105
60,452

1.198
1*194
1399

1900
1901
1902
1903
1904

60t012
65.230
66*200
65.723
67.226

1905
1906
1907
1908
1909

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1.452

15*987
14*807
15*879
17.434

38,254
38i777
38*827
41,566

1.571
1*725
1*865
2.145
2*303

17*725
19.725
20*960
21*572
21*828

40*716
43,780
43*375
42*006
43,095

1920
1921
1922
1923
1924

259*992
257.499
253.769
284.174
306*134

31*494
35*857
38*999
47*316
56*555

89*061
86*522
91*252
97,552
105,475

139,437
135*120
123*518
139,306
144,104

72.113
78*948
81.900
82*486
84*410

2.517
2.979
3.432
3*539
3*876

22*821
25*618
27*528
28*845
30*791

46,775
50,351
50,940
50,102
49,743

1925
1926
1927
1928
1929

348.352
386*261
418*904
473*928
513*532

68*032
82.174
92*721
104.989
113,854

126,514
144*289
160*585
199,725
225.490

153,806
159,798
165,598
169*214
174,188

1910
1911
1912
1913
1914

96*495
99.140
111*148
114*787
122*330

4,474
5,507
6*928
8*380
7,967

35*038
35*843
41*041
43.091
40.941

56*963
57,790
63,179
63,316
73,422

1930
1931
1932
1933
1934

498*313
447*845
322*480
283*996
244,695

114,759
110*957
88*485
84,928
71,914

211.998
177,492
109*905
96,588
81,875

171*556
159.396
124,090
102,480
90*906

1915
1916
1917
1918
1919

125*007
159*188
188*974
197i559
219*609

10*093
13.400
16.693
20.132
24.735

43.788
58*061
72.534
78*659
99.735

71,126
87,727
97*747
98.768
95.139

1935
1936
1937
1938

227*805
231*867
246,392
228*632

67*953
79*752
81*715
81*993

71*381
62*664
62*502
54*496

88.471
89.451
102*175
92*143

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

221,554

76*079

1940
1941
1942
1943
1944

230*917
250*054
232*695
183,435
186*810

81.787
92.407
85,457
53,096
57,806

442
634
275
989
540

14,727
13,940
10,968
11,689
9*046

1*570
1*633
1*432
1*479
1.447

62*751
67.045
66*804
65,177
63*436

14.424
14*754
16*202
13*229
11.209

29*307
34*863

55,216
59*641
51.557
3*469
6*443

1945
1946
1947
1948
1949

204.727
260.745
344*368
393*692
404*690

57,992
84,600
104,211
142,736
133*094

494
716
362
579
771

23.325
17*981
8.901
8*096
7*638

1*410
1*698
2.129
2*405
2,454

65.236
81.524
99.435
121*177
128,200

12*075
15*626
21*878
23*266
29.215

36.719
49,584
98*684
89.918
99.493

7.476
9*016
8*768
8*535
6*941

1950
1951
1952
1953
1954

469*018
563*608
619*952
701.756
757*757

151*880
204*612
226.129
249,045
258,777

1*264
2*006
1,778
979
5*329

7.659
8*065
8*144
8*543
9,328

3,321
3,610
4,038
4,280
4,297

139*987
160.503
176.116
192.955
209.892

27*965
32*529
31*446
38*528
44*796

132*634
149,915
168.794
204.532
221*840

11*422
11*146
13*102
12*446
13*556

1955

851*494

290,120

2*719

11.255

4,175

232.364

46,174

255,323

21.573

15*638

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

60*672

53*336

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

193

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

u. s.

Ycjxr
Total

Government
obligations

Obligations
of States
and political
subdivisions

1.759

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total

Cash items
in process
of collection

Currency
and
coin

905
817
971

5,401
5*517
5*935
5*765

12,083
12.671
15*175
16,075

3,709
3*921
4*325
4*111

98*082
99*847
104,526
114*492

5*987
6*337
6*581
6*345
6*600

14.001
14,719
14,075
11.890
15,610

4,149
4*160
4,213
4*488
4*926

112.725
122*202
122.724
121.654
127.354

15,531
18,701
16*801
18,644
17,805

4,972
5,356
6.243
6.708
6.884

137.003
148.000
150.841
156.341
159*231

342
364
964

8*647
11*682
12*330
14*665

18,389
19*005
22*081
23.185

11.663
12.203
11.771
11*649
11.539

836
995
861
716
739

14*986
17*048
17*965
19*931
19*852

21.079
22*546
21*674
19.145
23*072

37*090
37.417
37*817
39*755
41*248

11.800
12.873
13*074
13.176
13.647

853
938
851
958

1.512

24.437
23*606
23*892
25,621
26,089

22*828
26.279
24,881
27.392
26*689

948

6,361
6,409
7*085
7,672
7,936

1910
1911
1912
1913
191*

40*439
42*104
43.422
42.735
44*224

13.611
13*368
13.677
13.849
13.782

1.581
1*528
2.271
1.820
1.996

25*247
27*208
27*474
27*066
28*446

27*044
29*692
30*872
29.867
34*600

2*153
1*247
1.556
1.563
2.285

7,945
8*447
8.604
9*019
9.203

16*946
19,996
20,710
19,285
23,112

7.047
7,728
8.265
9,350
10*459

171*025
178*664
193,707
196,739
211,613

1915
1916
1917
1916
1919

45*924
62*543
77.016
89*741
117*706

13.766
13.622
18.014
31.438
56.621

3.706
4*134
6*656
6*535
6*476

28,448
44*787
52.146
51.768
54*609

35*207
46,543
51*098
65*031
57.163

1*694
3*293
2*118
6.084
6*902

9,304
11*921
15*086
11*543
12*816

24,209
31,329
33,894
47,404
37,443

14*050
11*703
13*546
16*724
18*045

220*188
279*977
330,634
369,055
412.523

1920
1921
1922
1923
1924

104*060
101*481
110*996
129*189
131*370

46.450
42.155
44.003
54.933
47.260

5*501
7,970
5.985
6*405
6*880

52*129
51*356
61,006
67*651
77,230

67*861
54*604
56*071
57.677
70*307

11*002
9*203
9*976
10*646
12*663

15*587
10*235
9*341
9,298
12*210

41*272
35*166
36,752
37,733
45*434

21*697
22*015
23*575
25,510
28,475

453,630
435,599
444,411
496,550
536,286

1925
1926
1927
1928
1929

138*194
143*986
157.453
167*060
156*186

42.725
41.346
38.826
36.652
37.139

6.315
7,414
7.375
6.787
5.815

89,154
95,224
111,252
123*641
113*232

72.596
74,807
81.948
74.146
81*196

15*094
13*671
15*896
14,552
15,951

13.877
13,624
13,396
10.717
10*934

43,625
47,512
52,656
48,877
54,311

31*412
32*279
31*806
36*313
39,063

590,554
637,333
690.113
751.467
789.977

1930
1931
1932
1933
1934

157*636
159*356
135*196
136*605
150.030

33*601
40.519
47.664
57,595
74.267

6.349
12.328
12.409
12.612
15*622

117*686
106,511
75*123
66*398
60*141

86.109
93.391
74*875
96*178
116*829

14*278
14,040
10,090
9*089
9*241

13.603
13,779
14,384
11*417
10*685

58,226
65.572
50.401
77.672
96*703

40*497
36*801
35.603
35*569
36*039

782.555
739,395
568*154
554,348
547,593

1935
1936
1937
1938
1939

172*601
213*046
216*187
199*874
214*691

95,762
121,585
128*955
124,629
124,529

20*165
23*734
24,649
24*623
45*042

56,674
67,727
62.583
50,622
45*120

120*740
125*298
148*455
165*964
204*811

10,712
15,015
16,491
12,868
14,957

11.922
16*151
18,764
16,512
14,793

98*106
94*132
113*200
136.584
175,061

36*716
37*506
35.190
34.023
32.969

557,664
607,717
646*224
628*493
674*025

1940
1941
1942
1943
1944

233*863
284*193
413.998
718*872
942*971

141,421
189.170
306*604
617*670
653,819

48*484
53*531
64*187
64,602
52*401

43*958
41*492
41,207
36,600
36.751

246*324
309,574
289,966
306.673
316*865

13*054
21*644
26*263
33*009
34,594

16,195
25*703
33*154
33,648
29,218

217.075
262*227
230.531
239,616
253.053

31*059
26*780
26*856
25*642
23.727

744*163
872.601
963.517
1*234*622
1,470,373

821*418
820*835
806*608

1.019*846
933.116
720*662
696.155
677.412

42.493
41*555
57*758
76*306
83,840

36.450
45*955
42*998
46,374
45*356

300.596
303*206
337*002
337,636
316*021

26,469
39*045
51,260
47,326
45*898

29,924
28*021
37,940
43,733
36,672

244*203
236*142
247,802
246,577
233*251

21.958
21,132
20.632
20,978
21,843

1,626*070
1.605*711
1*523*420
1,573*141
1,549*162

1950
1951
1952
1953
1954

851.474
874.557
925.195
908.796
890*740

694.102
689.920
721.860
691.280
671.467

114*738
140*323
157,762
176*642
178.512

42*634
44*314
45.573
40,676
40,761

298*748
390*162
467.183
444*324
463*170

61*193
77.552
121.251
105*901
94*048

29*363
34,041
<t6,580
51*046
51,125

206*192
276*569
299.352
287*377
317*997

22,667
24,973
26,084
26,974
29,370

1,641*907
1.853.300
2*036.4X4
2,081,852
2,141*037

1955

912*731

677*103

196*854

38*774

417,559

94,355

45,107

1896
1897
1898
1899

20*545
22*143
22015
26,744

10*139
10.119
9*321
11*115

1900
1901
1902
1903
1904

27*485 >
30*246
30*637
32*298
32*130

1905
1906
1907
1906
1909

1945
1946
1947
1948
1949

1*098*789
1*020*626

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*345

1,091
1*490
1,016
910
862
936

1*169
995

1*076

2*213.608

194

Connecticut

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i j of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

1896
1897
1698
1899

51*327
53*121
59,018
68,587

5,698
5,313
6.184
6*017

1900
1901
1902
1903
1904

63*646
72*456
72*610
69,287
74.354

4,556
5,762
6*177
5*966
6.271

1905
1906
1907
1906
1909

82*474
89*990
90*289
94,809
96,353

1910
1911
1912
1913
1914

U.S.
Government

Other
demand

Other
time

1*318

43*474
45*444
50*127
58.512

1*935
2*127
2*381
2*740

1*261
1*203
1*660
1*646
1*131

55*006
61*960
61*291
57*634
62*199

2*821
3*531
3*682
4*039
4*753

5,972
5,653
6,198
6,162
6,060

708
564
816
889
538

70.941
77*186
76*356
82*496
82,641

4*853
6*587
6*917
5*262
7*114

106,467
112,892
125,742
126*455
140*918

6*464
5.725
6*553
6*087
7,828

311
309
467
245
431

90*629
95,839
103*933
102*138
111*279

9*043
11*019
14*789
17*985
21,380

1915
1916
1917
1916
1919

149,052
207*248
249,772
276,755
304,863

6,460
9,330
8.581
9,545
8,038

419
363
411
17*647
10.716

117*378
158*877
181*523
188*361
217*779

24*775
38*656
59*257
61*202
66*330

1920
1921
1922
1923
1924

344,958
316,329
335,914
382,468
425,184

10,720
9,015
9,388
9,356
9,433

2*860
4*256
1*153
2*656
1*343

239*928
200*102
216*847
230*745
256*895

91*450
102*954
108*526
139*711
157.513

1925
1926
1927
1928
1929

470,357
508*746
552*791
591,549
613,467

10,340
9,595
9,942
9,723
14,079

765
1*200
1*967
1*464
3*726

282*811
290*396
310*423
322*233
331,421

176*441
207*555
230*459
258*109
264*239

1930
1931
1932
1933
1934

613,755
590,290
437,991
438*928
447,965

18*280
22,992
16.048
16,696
21,845

3*244
4*589
2.710
6*357
11*417

325*763
303*176
218*507
214*332
219.781

266*466
259*533
198*726
199*541
194*922

1935
1936
1937
1938
1939

466,751
517.565
554,286
536,479
580,381

23*127
27,521
27,202
24,912
30,206

6*586
8,571
3*524
2*290
5*484

243*485
291*064
326*438
319*952
350,805

193*553
190*409
197*122
189*325
193*866

1940
1941
1942
1943
1944

651,888
778,150
867,739
1*135*143
1,366,266

39*526
45,894
44,227
41*413
34,096

5*726
6*474
8*002
82*520
272*574

404,655
507,119
595*394
764*766
765*846

201,981
218*663
220*116
246*444
293*750

1945
1946
1947
1946
1949

1*513*042
1*483*032
1*395*646
1*442,739
1*415,831

33,669
36*640
36*508
37,296
34*426

322*110
149,191
8*924
27,891
20*746

801*236
894,979
937*436
961,346
949,969

356*027
402*222
*12778
416*206
410,688

1950
1951
1952
19*3
1954

1*499,007
1*704,478
1,881,142
1,911*877
1,962,212

35,803
37,187
44,921
42,221
46.961

46,616
74,698
107,767
71*881
86,228

999,789
1,172,046
1,285,419
1*326,590
1*337*816

414*797
420*547
443,035
471*185
491*207

46,931

68,296

1*402*739

503*601

1955

220
237
326

Connecticut

195

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1098
1899

642
560
860
807

7.951
8.060
7*336
8*022

187
212
263
372

25.876
25.626
24*766
24*367

12*099
12.268
12.263
12*337

96*082
99*647
104,526
114*492

113
113
113
113

1900
1901
1902
1903
1904

743
686
844
1.291
1*499

9*615
10*533
9*865
10.097
10.268

269
341
270
965
868

24*710
24*536
24*588
24*611
24*505

13*742
13*650
14*347
15*403
15*660

112*725
122*202
122.724
121,654
127,354

116
117
116
119
120

1905
1906
1907
1906
1909

1*366
1*906
2*330
1*977
2*615

10.780
12.196
12*261
12.578
12*936

1*090
1*202
1*607
1*450
743

24*813
25*031
25*316
25*765
25*910

16*460
17*675
19*038
19*762
20.674

137.003
148 ,000
150*841
156*341
159*231

120
123
124
126
129

1910
1911
1912
1913
1914

3*633
2*546
3*401
3*834
3*450

12.977
12*723
13.040
13.169
13.138

823
1*154
1*114
I t 123
1*265

25*804
26.304
26*361
26*889
27.737

21.321
23.045
24*049
25*269
25.105

171*025
178*664
193*707
196*739
211*613

127
128
134
137
139

1915
1916
1917
1918
1919

3*501
3*281
7.499
15.095
23.717

12*976
12*962
12*356
12*468
12*442

1*076
2*111
3*319
5.362
7*966

27.762
28*217
28*904
29*273
30*484

25.821
26*156
28*764
30*102
33*051

220*188
279*977
330*634
369*055
412*523

142
145
143
146
132

1920
1921
1922
1923
1924

19*353
27*021
12.860
16.730
11*819

12*125
12.696
12*956
12*511
12*746

8*645
4*878
4.291
4*192
3*718

32*727
34*450
35*242
36.724
36*120

35*822
40*225
43*146
43*925
46*699

453*630
435*599
444*411
496*550
536*286

157
162
166
166
165

1925
1926
1927
1928
1929

17.089
18*324
18*252
30*185
32*126

9*699
9*786
10.097
9.604
9.754

5.152
5.453
6*535
7*075
11*895

36*566
38.578
41*060
42*940
46*490

51.689
56*446
61.376
70.114
76*245

590*554
637,333
690*113
751*467
789,977

169
171
175
177
179

1930
1931
1932
1933
1934

18*059
9.704
15.120
9*183
1.418

10.161
10.557
10.459
10.761
9*404

7.471
4.861
4*580
3*491
2.527

46*325
46*811
40*861
40*906
45*014

84.784
77,172
59*143
52*079
41*265

782*555
739*395
568*154
554*346
547,593

178
164
137
136
126

1935
1936
1937
1938
1939

842
687
609
208
105

3.306

2*893
3*098
3*307
3*093
2*948

45.371
44*711
43*872
43.760
43.480

38.701
41.656
44.150
44,953
47*111

557,664
607*717
646*224
628*493
674*025

125
123
123
123
122

1940
1941
1942
1943
1944

141
54
54
2.034
240

2*929
3*666
4*367
3.650
4*566

42*046
42*016
41*958
41*637
41*957

47.159
48,715
49.399
52.158
57.344

744,163
872*601
963*517
1*234*622
1*470*373

119
119
119
116
118

1943
1946
1947
1948
1949

1*916
1*700
1*353
165
65

5*583
7*382
7.814
7*352
7*600

41*826
42*190
42*879
43*827
43*662

63*703
71*407
75.726
79.058
81*964

1*626*070
1*605,711
1,523*420
1*573*141
1,549,162

117
116
115
116
114

1930
1931
1932
1933
1934

750
880
653
1*000
675

9*850
12.735
14.925
17*722
19.283

46*217
46*819
47*919
51*169
52*137

86.063
88*388
93.775
100.084
106*730

1,641*907
1*853*300
2*030*414
2*081*852
2*141*037

116
111
112
111
109

1933

1*263

22.224

56.497

112.057

2*213*608

103

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

196

Connecticut

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LK ins

-cans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

44*827
44*398
45,211
47,992

109
118
127

122

10,950
9,836
10*597
11,439

33,755
34,453
34,496
36*426

1900
1901
1902
1903
1904

47,336
50.802
51*205
49*988
49.701

131
145
155
158
151

11*750
13013
13*978
14,239
13,566

35,455
37,644
37,072
35*591
35,984

1920
1921
1922
1923
1924

131*780
127,370
123,531
132*565
137,865

894
.982
,211
,541
339

50*282
37,833
43,494
44,434
48*485

79*604
87,555
76,826
84,590
84,041

1905
1906
1907
1908
1909

52,757
56,898
57,141
57,428
57,544

153
170
177
189
201

13,722
15,249
15,937
16,982
17,448

38,882
41*479
41*027
40,257
39,895

1925
1926
1927
1928
1929

149*971
165*626
173,625
194,510
202,817

8*252
11*851
13*687
17*198
21*726

56.996
70*075
76,057
94*186
100.112

84,723
83*700
83*881
83,126
80,979

1910
1911
1912
1913
1914

65*267
64*879
69*949
68*541
71*050

273
314
296
230
603

20*155
20*445
22,291
22*761
23*309

44,839
44,120
47,362
45,550
47,138

1930
1931
1932
1933
1934

190,989
177,453
148*912
129,739
114.745

20*318
20*882
22,227
21,040
20,216

95.124
62.196
58.249
49.584
43.941

75,547
74.375
68*436
59,115
50,588

1915
1916
1917
1918
1919

72*493
90,009
104*599
110,633
117,402

787

1,084
1,100
1,402

24*987
32*490
39*416
46,450
53*785

46,719
56,435
64,083
62,781
61*959

1935
1936
1937
1938

105*964
107*047
116*169
106,750

19,456
19,540
20,379
21*504

37.097
36.032
36,706
32,267

49,411
51,475
59,084
52,979

1*658

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

Alt
other

97,174

34,437

585

16,740

5,217

26,766

1940
1941
1942
1943
1944

100,627
111,688
103,939
79,955
78,056

36*806
44,983
42*796
28,215
30,179

141
164
91
205
204

11,875
11,038
8,691
7*505
5,721

551
577
445
500
540

18*338
20,332
21*026
20,914
19,997

5,470
5*694
6*556
4*744
3*610

12*681
12*448

27,444
28,900
24,330
5,191
5,357

1945
1946
1947
1948
1949

84*404
108,889
147,858
169,696
175*829

26,203
39*254
61,051
69*646
63,843

160
353
185
164
360

14,231
10,543
5,199
4,909
3,867

490
638
845

1,046
1*005

20*508
25*176
31*374
41*517
46*603

4*241
6,229
10,676
10,946
13,436

12*411
19,117
31*534
36*487
42*821

6*160
7*579
,994
,761
*812

1950
1951
1952
1953
1954

197,976
247*222
273*840
314,750
345*966

76,121
102,421
114,960
127*208
133,579

191

1,396
1*163
130
2t619

4,015
3,840
3*812
3*642
3*974

1*026
1*087
1*289
1*315
1*286

47,919
56,126
62*430
71.595
78*752

12,463
16*132
14,331
16,554
20,931

50,921
63,620
73,021
91,863
102*760

7,803
7*166
7,046

1955

401*003

153,766

939

5*167

1*244

92*410

21,697

117*303

14*646

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

,768
982

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

197

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

17.254
17*833
17.283
21.574

10*070
10.071
9,255
10*865

273
295
305
407

6.911
7*467
7*723
10*302

15*811
15,374
18*398
16*652

692
540
772
999

4*675
4,656
4,989
4,713

10*444
10*178
12,637
13,140

2., 66 5
2,819
3,089
2.914

80*557
80,424
83*981
91,332

1900
1901
1902
1903
1904

21*951
23*619
24,014
24*222
24*465

11*467
12*148
11*765
11*642
11*506

396
436
465
478
492

10*086
11,035
11,784
12*102
12*465

16*655
17*259
16*986
14.741
17.313

752
940
786
768
670

5*001
5.195
5,371
5*136
5,260

10,902
11*124
10,829
6*835
11*383

2,932
2*944
2*899
2*922
3*257

86,874
94,624
95,104
91,873
94*736

1905
1906
1907
1908
1909

27*227
28*176
28.120
29*162
30,426

11*791
12*862
13*062
13,161
13*631

587
582
572
607
1*134

14*849
14*732
14,486
15*394
15*661

17.258
19.712
18*044
21*071
19,794

703
883
711
798
697

4,945
5,010
5,489
5,925
6,070

11*610
13*819
11*844
14*348
13,027

3*109
3*375
3*661
4*248
4,114

100*351
106*161
106*966
111*909
111*878

1910
1911
1912
1913
1914

28*787
29.539
30*210
29*642
29*412

13*596
13*347
13*643
13*807
13*745

1*197
843
1*372
859
429

13*994
15,349
15*195
14.976
15*236

19,473
22*353
22*447
21*245
24*567

1.387
831
1*016
1*057
1.493

5,941
6*330
6*437
6,615
6,703

12,145
15*192
14*994
13,573
16,371

4,265
4,333
4*990
5,715
6(102

117*792
121,104
127,596
125*143
131,131

1915
1916
1917
1916
1919

31*200
40*538
47*655
53*357
70,507

13*732
13,602
16,693
25*382
41,643

1*963
2,512
4,563
4,359
3,916

15,505
24,424
26*399
23*616
24,748

24,648
31*972
34,112
45,771
37.247

1.159
2,104
1*250
4*277
4.927

6*4-82
7*565
9*309
6*056
6*231

17*007
22.303
23.553
35*438
26,089

6(917
7.086
7.645
9*517
9,922

135,258
169,605
194,011
219*278
235,078

1920
1921
1922
1923
1924

56,346
56,128
57,788
65*140
65*648

32,441
31,419
30*520
36.299
32*933

2,773
2*252
1*561
1*342
1,699

23,132
22,457
25.687
27.499
31.216

43,015
32,351
33*612
33*006
40,174

8,350
6.852
7*706
8*132
9*276

7,306
5*317
4*614
4,498
5,970

27,357
20*182
21.292
20*376
24*928

12*258
10,198
10*562
10,956
13,159

245,399
226,047
225,493
241,669
257*046

1925
1926
1927
1928
1929

67,718
72*881
79,492
63*209
73*443

29,383
26,651
27*182
25.561
26*194

1*663
2*261
2.417
2*510
2*135

36.452
41*969
49(893
55,138
45,114

41,420
43,607
45,546
39,079
42,549

11*442
10*511
11*706
10*398
11*794

6,094
6*407
6,640
4*639
4*610

23,884
26*669
27*200
24,042
26,145

13,491
13*464
13(791
15,191
16(394

272,600
295,578
312,454
331*989
335*203

1930
1931
1932
1933
1934

69,611
76,563
75,409
76*239
86*185

25*021
28*714
34*092
37,970
49.053

2*683
6,407
7*135
7,522
8*421

41,907
41,442
34,182
30*747
28*711

42,254
46,277
36,773
50,233
59*496

10.473
10.735
7*841
7*068
6*666

5*396
5,690
6,198
4,817
4,564

26*385
29*852
22*734
38,348
48,264

15,365
15,576
15,995
15*816
16*428

318*219
315,869
277,089
272*029
276*854

1935
1936
1937
1938
1939

97,007
117,515
111,536
103.266
108.220

59*430
72,757
71,250
68*364
60,130

9,234
13,520
12,455
12*047
26.952

28*343
31(238
27,833
22*875
21*136

56*586
63,770
77,998
84.262
111,668

7*676
11*240
12*263
9*991
12.198

5,042
7,117
7,334
6,419
6,174

45*866
45*413
58,401
67,852
93,296

16*301
16,054
14,982
14,291
13*760

277*858
304*386
320*687
308,589
330*822

1940
1941
1942
1943
1944

128*506
154*146
212*502
378*071
516*254

75,670
100,264
160*556
330,194
474.180

33,033
36(934
34,355
33,843
27,296

19*803
16*948
17,591
14*034
14,778

124.555
154,730
154,695
172.667
176*941

10*201
15*833
20.734
26.760
28,142

8*040
10*596
14*765
14,791
12*415

106,314
128*299
119,196
131,116
136*364

12,890
12,495
11,665
11,255
10*671

366,578
433*059
482,801
641,948
781,922

1945
1946
1947
1946
1949

561,690
511,119
408*936
408*038
397,358

548*719
472*611
359,393
343,995
330*384

16.962
17,313
28,287
40*034
42*698

14,009
21.195
21*256
24*009
24,276

168*691
168*415
177.541
184*385
167,674

19,357
27,587
36*321
32*896
30,236

12*984
10*801
15*782
18,539
15,439

136,350
130,027
125*438
132.950
121,997

10*080
9,664
9*434
9.711
10,029

844,865
796,087
743,769
771,830
750,890

1950
1951
1952
1953
1954

418*996
427*235
465,120
450*163
441*953

334,890
323,507
354*986
336,674
328,548

63*295
80,801
87.835
94,376
95*026

20*811
22*927
22*297
19,111
18,377

150*405
204.596
248,492
238*102
231*762

32*426
35*201
54*570
55*480
48,443

13,166
15,056
21,013
23*259
23*629

104,791
154*337
172*909
159.363
159,490

10.356
11*644
12*251
12*280
13*209

777,733
690,697
999,703
1,015*295
1*032*890

1955

470,151

346,886

105.846

17*419

230*112

52*907

22,472

154,733

13,969

1*115,235

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

198

Connecticut

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-195S-ontina>d


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1696

Interbank

5.171

U.S.
Government
220

Other

Other

time

1897
1898
1899

39845
39*874
44t938
52*126

4*616
5*478
5*604

237
326
1*316

34*376
34*936
39*041
45*109

76
81
93
97

1900
1901
1902
1903
1904

46*672
52.269
52*832
48*636
51*153

4*302
5*453
5*916
5*501
5*946

1*261
1*203
1*660
1*648
1*131

41,199
45*465
45*063
41.291
43*854

110
146
173
196
222

1905
1906
1907
1908
1909

55,864
61*127
58*876
63*595
62*524

5*462
5*206
5*663
5*664
5.163

706
564
816
889
536

49*400
55*034
51,915
56*457
55.975

274
323
482
585
828

1910
1911
1912
1913
1914

67*641
70*925
76*716
73*904
80*601

5*678
5*171
5*792
5*613
6*806

311
309
467
245
431

60*496
63.725
68*050
64*126
68*595

1.156
1*720
2*409
3*920
4*769

1915
1916
1917
1918
1919

84.912
117*906
138.054
154.777
162*237

5.752
8.260
7*339
8*324
7.323

419
363
411
14*891
9.471

73*019
95*276
111.770
113*067
125*802

5.722
13*985
16.534
18,495
19.641

1920
1921
1922
1923
1924

176.527
153.772
162.031
176*929
195*097

7.300
6.854
7.063
7.261
7*074

2*635
3*369
950
2.169
1*111

137*527
110*353
116*769
117*010
125.534

29*065
33*196
37.229
50*489
61*378

1925
1926
1927
1928
1929

212.433
230*626
244.191
255*208
258*233

7*024
7*242
7.621
7*667
7*371

715
785
826
612
1*376

135*287
141,792
146*603
145,940
150*344

69*407
80*807
89*139
100*969
99*142

1930
1931
1932
1933
1934

245*972
248 445
211*591
216*651
226*707

8*239
11*221
10*055
11*900
11*201

1*670
1*719
916
3.272
7.412

142.377
136.507
109*366
106*533
106*320

93,666
96*998
91*232
92*946
99*774

1935
1936
1937
1938
1939

234*269
262.987
278*539
266*074
287*209

11.857
14.741
13*693
12.160
15.111

4*462
5*575
2*117
1.635
3.914

120*960
150*494
166*303
164*009
178*447

97*010
92*177
94*426
88*270
89*737

1940
1941
1942
1943
1944

322*314
387*708
436*759
593*366
732*101

19*697
23.196
22.213
20*318
16.708

4.168
4.506
5*656
51.429
163*925

207*586
263*458
314*899
412*250
424.085

90*643
96*546
93,991
109*369
127*383

1945
1946
1947
1948
1949

791*466
739.730
662*645
711*216
669*177

15.926
17.474
18.493
19.369
18.172

165*991
77*549
5*440
16*640
12*701

435.755
472*635
461*658
496*139
486*541

153*794
172*072
176*654
177*070
171*763

1950
1951
1952
1953
1954

713*918
823*267
927*656
937*460
951*096

17*251
17.197
24*760
21*096
25*458

26*661
41*453
47*096
34*236
46*591

501*046
590.124
672.950
691*256
679*153

166*758
174*493
182*828
190*670
197*896

38*056

742*781

217*115

1955

1*021*856

Connecticut

199

Table 2 National Banks

n.JJEj A O, MjRAMJMJjM.

M. M.MXJt

yvnjLf

11 U1UD.U11, 4.0

.;

[Figures as of June 30 or nearest available date; partly estimate d. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

139
44
197
62

7*951
6*060
7.336
8*022

14
13
14
13

22*391
22*141
21*281
20*831

10*217
10.292
10*215
10*276

80*557
80*424
63*981
91,332

62
82

1900
1901
1902
1903
1904

156
95
205
494
496

9*615
10*533
9*865
10*097
10*266

29
49
51
79
107

20*695
20*357
20*357
20*082
19*950

11*505
11*321
11.794
12*485
12*762

88*874
94*624
95*104
91*873
94*736

83
83
83
81
80

1905
1906
1907
1906
1909

310
622
907
293
510

10*760
12*196
12*261
12*576
12*936

101
100
177
214
71

20*146
20*205
20*154
20*230
20*250

13*146
13*911
14,591
14.999
15.567

100*351
108*161
106*966
111*909
111*878

80
80
80
80
81

1910
1911
1912
1913
1914

1.121
343
825
677
503

12.977
12.723
13*040
13*169
13*136

149
160
265
77
109

19*914
19*914
19.314
19*314
19*514

15*990
17*039
17*434
18*002
17.266

117*792
121*104
127*596
125*143
131*131

79
79
78
79
76

1915
1916
1917
1916
1919

510
1>010
3*452
9*766
14*990

12.976
12.962
12*356
12*466
12.442

19
154
1*393
2*906
4*625

19*289
19*850
19*849
19*899
20*506

17,552
17.723
18,907
19*460
20.278

135*258
169*605
194*011
219,278
235*078

74
71
69
67
67

1920
1921
1922
1923
1924

9*046
13.449
3*281
5*396
2*360

12*125
12.696
12.956
12.511
12.746

5*676
1*135
674
535
476

20*631
21.307
21.607
21.282
20.307

21*390
23*688
24,944
25.016
26.056

245*399
226*047
225,493
241*669
257,046

66
64
64
62
62

1925
1926
1927
1928
1929

2*843
5*391
4*896
11*191
8*343

9.699
9*786
10*097
9.604
9*754

1*541
1*669
1*601
1*922
2*450

20*002
20*252
21*702
22*052
22*502

26,082
27,854
29*965
32*012
33*921

272*600
295,578
312*454
331.989
335.203

62
63
65
65
64

1930
1931
1932
1933
1934

4*840
2.662
6*113
904
100

10*161
10*557
10*459
10*761
9*404

1*960
1*565
2*916
1*827
1.309

21*412
21.312
20.162
20*262
22*557

33*874
31*326
25.848
21*624
16.777

318.219
315*669
277.089
272,029
276.654

62
61
58
58
54

1935
1936
1937
1936
1939

160
150
40
90

3*306

1.413
1*711
1*906
1*624
1*671

22*661
22*364
21*679
21*630
21*561

16.029
17.174
18.521
19.171
20,381

277*858
304*386
320*667
306*589
330*822

54
54
54
54
53

50

80
79

1940
1941
1942
1943
1944

10
2*006
200

1*733
2.146
1*956
1.846
2*242

21*328
21.294
21*232
20*997
21*002

21*153
21*911
22*644
23*733
26.377

366*576
433*059
482*801
641,948
781,922

52
52
52
51
51

1945
1946
1947
1946
1949

500
1*300
115
25

2*683
3.729
3.851
3*567
3*664

21*068
20*898
20*933
21*106
21.236

29.446
33.230
35*040
35*824
36,788

844,865
798,087
743,769
771,830
750*890

51
50
50
51
51

1950
1951
1952
1953
1954

300
500
300
600
150

4*384
5*515
6*856
8*445
9*773

21*511
21*983
22*833
24*593
24*807

37,620
39*432
42,058
44.197
47,062

777,733
890,697
999*703
1*015*295
1*032*890

46
47
48
46
44

1955

750

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

53*702

200

Connecticut

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total
1696
1897
1698
1899

10*612
10,380
10*894

1900
1901
1902
1903
1904

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1*076
1*085

5*037
4,971

12*460

1*281
1,325

5282
5.995

4,499
4>324
4*331
5,140

12.676
14*428
14.995
15.735
17,525

1*440
1*580
1,710
1.987
2*152

5.975
6.712
6*982
7.333
8.262

5,261
6.136
6.303
6.415
7,111

1920
1921
1922
1923
1924

128*212
130*129
130*238
151,609
168,269

29*600
33*875
35*788
43,775
51*216

38.779
48*689
47*758
53*118
56*990

59*833
47,565
46,692
54*716
60*063

1905
1906
1907
1908
1909

19,356
22*050
24,759
25,058
26*866

2*364
2*809
3.255
3.350
3.675

9099
10*369
11,591
11,863
13,343

7,893
8,872
9,913
9,845
9*848

1925
1926
1927
1928
1929

198.381
220,635
245.279
279,418
310*715

59.780
70.323
79.034
87*791
92*126

69.518
74,214
84,528
105.539
125*378

69*083
76*098
81*717
86*066
93*209

1910
1911
1912
1913
1914

31*228
34,261
41,199
46,246
51,280

4.201
5.193
6*632
8.150
7.364

14*883
15.398
18.750
20.330
17.632

12*144
13*670
15,817
17.766
26,284

1930
1931
1932
1933
1934

307.324
270.392
173*568
154.257
129.950

94*441
90*075
66*258
63*888
51*698

116*874
95*296
51*656
47*004
37,934

96*009
85*021
55*654
43,365
40*318

1915
1916
1917
1918
1919

52.514
69,179
84*375
86.926
102.207

9,306
12.316
17,593
18.730
23.077

18*801
25*571
33,118
32,209
45.950

24.407
31.292
33*664
35,987
33*180

1935
1936
1937
1938

121.841
124.820
130*223
121*882

48*497
60*212
61.336
60*489

34,284
26,632
25,796
22*229

39*060
37.976
43*091
39*164

Loans1
Year
Total

Commerc ial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

2*262

1,017

1.019

784
336

2.852
2.902
2,277
4,164
3.325

31.789
45,346
43*160
73.088
69,251

334
363
177
415
411

271.042
316*386
346*112
387,006
411,791

75,759
102,191
111*149
121,837
125,198

450*491

136.354

41*642
1940
1941
1942
1943
1944

130.290
138.366
128.756
103*480
106,754

44*979
47,424
42,661
24,881
27,627

301
470
184

1945
1946
1947
1948
1949

120*323
151*856
196.510
223.996
228.661

1950
1951
1952
1953
1954
1955

Other

Other
loans
to
individuals

All
other

26.570

1,056
987
979
907

44,413
46,713
45.776
44*263
43*439

8,954
9,060
9.644
8*485
7*599

16,626
22,435

27*772
30*741
27*227
3,278
3*086

9.094
7,438
3,702
3,187
3,771

920
1*060
1.284
1*359
1*449

44*726
56.348
68.061
79,660
81.597

7,834
9*397
11,202
12*318
15*777

24..308
30*467
67.150
53,431
56,672

1*316
1*437
1,774
1,774
2*129

1.073
610
615
849
2,710

3,644
4.225
4.332
4.901
5,354

2.295
2.523
2.749
2.965
3,011

92.068
104,375
113.686
121*360
131*140

15*482
16,397
17,115
21,974
23*665

81,713
86,295
95*773
112*669
119,080

2,654
4*164
5*299
5*260
6*510

1,780

6*088

2,931

139.974

24*477

138,020

6*927

'Be|;inning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

201

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3.291
4*310
4732
5.170

69
48
66
250

1*486
47
59
557

1*736
4*215
4*607
4,363

2.578
3,631
3,683
4,333

213
277
199
346

726
861
946
1*052

1*639
2.493
2,538
2*935

1,044
1*102
1*236
1.197

17,525
19,423
20,545
23*160

1900
1901
1902
1903
1904

5*534
6*627
6*623
8*076
7*665

196
55
6
7
31

438
559
416
240
247

4,900
6*013
6,201
7,829
7.387

4,424
5,287
4*688
4*404
5*759

339
550
232
142
192

986
1*142
1*210
1.207
1*340

3.099
3*595
3*246
3*055
4,227

1217
1.236
1.314
1*566
1.669

23,851
27,578
27.620
29,781
32,618

1905
1906
1907
1908
1909

9*863
9*241
9*697
10.593
10*822

9
11
12
15
16

266
356
279
351
378

9*588
8.874
9.406
10.227
10.428

5.570
6.567
6,837
6,321
6.895

233
286
284
278
251

*416
*399
596
.747
.866

3*921
4*882
4.957
4*296
4,778

1*863
1,981
2.582
2.460
2.770

36,652
39*839
43*875
44.432
47.353

1910
1911
1912
1913
1914

11.652
12.565
13*212
13.093
14*812

15
21
34
42
37

384
685
899
961
1*567

11,253
11*859
12,279
12,090
13,208

7,571
7*339
8.425
8*622
10.033

766
416
542
506
792

2*004
2,117
2*167
2*404
2*500

4,801
4*806
5*716
5*712
6,741

2*782
3.395
3*275
3*635
4,357

53,233
57*560
66,111
71,596
80*482

1915
1916
1917
1918
1919

14,724
22.005
29.361
36.384
47*199

36
20
1,321
6*056
14.778

1,745
1,622
2,293
2*176
2,560

12.943
20*363
25,747
28*152
29.861

10,559
14*571
16.986
19.260
19.916

535
1.189
868
1*807
1.975

2,822
4,356
5*777
5.487
6.587

7,202
9,026
10*341
11.966
11.354

7,133
4,617
5*901
7.207
8.123

84,930
110,372
136,623
149,777
177.445

1920
1921
1922
1923
1924

45*734
45353
53.208
64.049
65.522

14009
10.736
13*483
16*634
14,327

2*728
5,718
4*404
5.063
5.181

28.997
28*899
35.321
40*352
46*014

24,846
22.253
22*459
24,671
30,133

2,652
2.351
2.272
2*514
3.387

8*279
4,918
4,727
4*800
6*240

13.915
14,984
15,460
17,357
20,506

9*439
11*817
13.013
14.552
15.316

208.231
209,552
218.918
254*881
279.240

1925
1926
1927
1928
1929

70.476
71*105
77.961
83.871
82.743

13.342
12.697
11.644
11*091
10,945

4,432
5.153
4,958
4.277
3*680

52.702
53.255
61.359
68.503
68*118

31,176
31*200
36.402
35.067
38,647

3,652
3.160
4,190
4*154
4.157

7.783
7,217
6,756
6,078
6*324

19,741
20,823
25,456
24,835
28*166

17.921
18,815
18,017
21.122
22*669

317.954
341.755
377*659
419,478
454,774

1930
1931
1932
1933
1934

88*025
82*795
59,787
60*366
63*845

8,580
11,805
13.572
19*625
25.214

3,666
5.921
5.274
5*090
7,201

75.779
65,069
40*941
35,651
31,430

43,855
47.114
36.102
47.945
57.333

3*605
3*305
2*249
2*021
2.573

8*207
6*089
8*186
6*600
6,321

31*843
35.720
27,667
39,324
48*439

25,132
23,225
19*608
19,751
19,611

464,336
423,526
291*065
282.319
270.739

1935
1936
1937
1938
1939

75*594
95,531
104,649
96,588
106.471

36*332
48*828
57.705
56.265
64,399

10*931
10*214
12*194
12*576
18*090

28,331
36*489
34*750
27*747
23*962

62,154
61*528
70,457
81.702
93.143

3*036
3*775
4*226
2.877
2,759

6,880
9*034
11*430
10,093
8,619

52.238
46*719
54,799
66,732
81,765

20.417
21,452
20,208
19.732
19,209

280.006
303.331
325.537
319.904
343.203

1940
1941
1942
1943
1944

105.357
130*047
201*496
340*801
426*717

65.751
88,906
148*048
287,476
379,639

15*451
16.597
29.832
30.759
25*105

24*155
24,544
23,616
22,566
21,973

123.769
154*844
135*273
134*006
139.924

2*853
5,811
5*549
6,249
6*452

10,155
15,105
18*389
19.057
16.803

110,761
133*928
111.335
108,700
116,669

18,169
16,285
15,191
14.387
13.056

377,585
439,542
460,716
592.674
688.451

1945
1946
1947
1948
1949

517*099
509.507
412*482
412.797
409*250

471,127
460*505
361*269
352,160
347,028

23.531
24*242
29.471
38.272
41.142

22*441
24*760
21.742
22.365
21,080

131.905
134,793
159*461
153.251
148.347

7,112
11,456
14,939
14,430
15*660

16.940
17.220
22,158
25,194
21,433

107,853
106,115
122,364
113*627
111,254

11,878
11,468
11,198
11.267
11,814

781,205
807*624
779*651
801.311
798,272

1950
1951
1952
1953
1954

432*478
447*322
460*075
458,635
448*787

359,212
366*413
366*872
354*606
342,919

51*443
59,522
69.927
82*264
83.484

21*823
21,387
23,276
21,765
22,384

148*343
185.566
218.691
206.222
231*408

28,765
42*351
66*681
50,421
45*605

16,177
18,983
25,567
27,787
27.296

103*401
124,232
126.443
128,014
158,507

12*311
13*329
13*833
14*694
16,161

864,174
962,603
1,038,711
1,066,657
1,108*147

1955

442,580

330.217

187,447

41*448

22*635

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,098*373

202

Connecticut

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955^Contimied


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

527

Other

Other
time

1896
1897
1898
1899

11*482
13*247
14*080
16t459

695
706
413

9,096
10*506
11*066
13,403

1,859
2*046
2*268
2*643

1900
1901
1902
1903
1904

16.774
20,187
19*978
20.651
23.201

254
309
261
465
325

13*809
16*495
16*206
16,343
18*345

2*711
3*383
3*509
3,843
4*531

1905
1906
1907
1908
1909

26.610
28*863
31.413
31*214
33*829

490
447
535
498
877

21,541
22*152
24*443
26,039
26*666

4,579
6*264
6*435
4*677
6*266

1910
1911
1912
1913
1914

38*826
41*967
49*024
52.551
60*317

806
554
761
474
1*022

30*133
32*114
35,883
38*012
42*664

7*887
9*299
12*380
14*065
16*611

1915
1916
1917
1918
1919

64*140
89.342
111*718
121*978
142*626

726
1,070
1,242
1*221
715

44,359
63,599
69,753
75,294
91,977

19*053
24*673
40*723
42*707
48*689

1920
1921
1922
1923
1924

168.431
162.557
173.883
205.539
230*087

3,420
2,161
2*305
2*095
2,359

102*401
69*749
100*078
113,735
131*361

62*365
69*756
71,297
89*222
96*135

1925
1926
1927
1928
1929

257,924
278.120
308.600
336*341
355*234

3,316
2,353
2.321
2,036
6,708

147*524
146*604
163,820
176*293
181*077

107*034
126*748
141*320
157.140
165*097

1930
1931
1932
1933
1934

367*783
341,845
226*400
222.277
221.258

10*041
11,771
7,993
6,798
10,644

183,386
166,669
109,119
105,799
111*461

172*782
160,535
107,494
106*595
95*148

1935
1936
1937
1938
1939

232.462
254.578
275.747
270*405
293.172

11,270
12,780
13,509
12,752
15,095

2,124

1,570

122*525
140,570
156*135
155.943
172*358

96*543
98.232
102*696
101*055
104*149

1940
1941
1942
1943
1944

329.574
390*442
430.980
541,777
634.165

19,629
22,696
22,014
21*095
17.388

1*538
1*968
2,346
31*091
108*649

197.069
243,661
280*495
352*516
341*761

111*336
122*117
126*125
137*075
166*367

1945
1946
1947
1948
1949

721*576
743,302
713*001
731.521
726.654

17,743
19.166
18,015
17,927
16,256

136,119
71*642
3,484
11*251
8*045

365*481
422*344
455*578
463*207
463,428

202*233
230,150
235*924
239*136
238*925

1950
1951
1952
1953
1954

785*089
881,211
953*486
974*417
1,011*114

18,552
19*990
20,141
21,125
21,503

21*757
33,245
60,669
37*643
37,637

498,741
561*922
612*469
635*334
658*663

246*039
246*054
260.207
280*315
293.311

1955

999,711

23,027

2.756
1*245

225
889
203
487
232
50
415

1,139
872
2,352

1,574
2*870

1,794

3,085
4,005
2,996

1,407
655

286*466

Connecticut

203

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
no*
ies

ntWr
liaSes

<**"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

503
516
663
745

173
199
249
359

3*485
3*485
3*485
3.536

1*882
1*976
2,068

1900
1901
1902
1903
1904

585
591
639
797
It003

240
292
219
886
761

4.015
4*179
4*231
4*529
4.555

2*237
2,329
2.553

1905
1906
1907
1908
1909

1*056
I f 264
1*423
1*684
2*105

989
1*102
1*430
1*236
672

4.665
4*826
5*162
5*535
5.660

1910
1911
1912
1913
1914

2.512
2*203
2*576
3157
2*947

674
994
849
1*046
1*156

5*890
6*390
7*047
7*575
8*223

1915
1916
1917
1918
1919

2*991
2*271
4i047
5t327
8*727

1*057
1.957
1*926
2*456
3*341

8*473
8*367
9*055
9*374
9*978

8,269
8,435
9,877
10,642
12.773

84*930
110*372
136*623
149.777
177,445

66
74
76
79
85

1920
1921
1922
1923
1924

10*305
13*572
9*579
11*334
9i459

2*967
3*743
3.617
3*657
3*240

12*096
13*143
13*635
15*442
15*313

14,432
16,537
18,204
18,909
20,641

208.231
209,552
218,918
254,881
279*240

91
96
102
104
103

1925
1926
1927
1928
1929

14*246
12*933
13.354
18.994
23.783

3*611
3*784
4*934
5*153
9.445

16*566
18*326
19*358
20*868
23*988

25.607
28,592
31*413
38,102
42.324

317*9&4
341,755
377*659
419*478
454*774

1930
1931
1932
1933
1934

13*219
7.042
9*007
8.279
1.318

5,511
3,296
1,664
1*664
1.218

26,913
25*499
20*699
20*644
22.457

50,910
45,844
33,295
29,455
24,488

464*336
423*526
291*065
262,319
270,739

116
103
79
78
72

1935
1936
1937
1938
1939

682
537
569
118
105

1.480
1.387
1.399
1,469
1*277

22.710
22,347
22.193
22.130
21*919

22.672
24,482
25,629
25,782
26,730

280,006
303,331
325,537
319*904
343,203

71
71
69
69
69

1940
1941
1942
1943
1944

91
54
44
26
4Q

1*196
1*520
2*411
1.804
2,324

20*718
20*722
20,726
20,640
20,955

26*006
26*804
26,555
28,425
30*967

377,585
439*542
480*716
592*674
668,451

67
67
67
67
67

1945
1946
1947
1946
1949

1*916
1.200
55
50
40

2*700
3*653
3*963
3,785
3*936

20*756
21*292
21*946
22*721
22*446

34,255
38,177
40*666
43,234
45.196

781*205
907*624
779. bbl
801.311
798,272

66
66
65
65
63

1950
1951
1952
1953
1954

450
380
353
400
525

5*466
7,220
8,069
9,277
9,510

24*706
24*836
25,086
26,576
27,330

48,463
4d,956
51,717
55,887
59,668

864*174
902.603
1.038.711
1*066*557
1,103,147

70
64
64
65
65

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

28.110

17,525
19*423
20,545
23*160

31
31
33
34

3*098

23,851
27,578
27*620
29*781
32*618

33
34
35
38
40

3,332
3*764
4,447
4*763
5.087

36*652
39*839
43*375
44*432
47*353

40
43
44
46
48

5.331

53,233
57*560
66 * 1 1 1
71*596
80*482

48
49
56
58
63

2,061

2,918

6,006
6,615

7,267
7*839

107

ioa

110
112
115

204

Connecticut

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year

Lo<ins

Year
Collateral

Real
estate

Total

**,

Collateral

All
other

1696
1897
1898
1899

904
923
.168
287

129
132
167
184

713
728
922
1*015

62
63
79
88

1900
1901
1902
1903
1904

022
016
101
385
743

146
145
157
198
249

806
802
869
1*093
1375

70
69
75
94
119

1920
1921
1922
1923
1924

7*809
11.765
11.782
11*270
10.681

1.117
1.682
1.685
1.612
1.526

6.161
9.283
9*296
8.892
8*431

531
800
801
766
722

1905
1906
1907
1908
1909

1.835
2*230
2*472
2*926
3*188

262
319
353
418
456

Ii448
1.759
1*950
2*309
2*515

125
152
169
199
217

1925
1926
1927
1928
1929

16.299
14.589
17.013
19.016
22.791

2.266
2*028
2*280
2*548
2.470

13.311
12*284
14.733
15.185
18*854

722
277

1*283
1*467

1910
1911
1912
1913
1914

2*960
3*185
3*410
3*931
4*177

423
455
488
562
597

2.335
2i513
2*690
3*102
3.296

202
217
232
267
284

1930
1931
1932
1933
1934

15.718
7.837
2.857
3.241
425

2.270
578
168
147
154

12*103
6*846
2.457
2.942
102

1*345
413
232
152
169

1915
1916
1917
1918
1919

3.741
3*945
4*153
4*753
7*471

535
564
594
680
1*068

2.952
3*113
3.277
3*750
5.895

254
268
282
323
508

1935
1936
1937
1938

429
424
458
425

164
181
207
189

109
76
67
71

156
167
184
165

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

All

to

residential
property

1939

other

individuals

Other

199

1940
1941
1942
1943
1944

400
362
346
324
377

118
113
88
89
76

1945
1946
1947
1946
1949

509
692
903
1*177
641

1950
1951
1952
1953
1954
1955

31
30
37

186
188
129
124
155

32
31
39

29
41

61
66
21
29

103
90
187
247
158

56
76
93
111
5

233
320
391
467
219

58
81
99
119
40

35
73
120
223
217

24
52
13
10
2

616
752
755
734
827

147
174
152
171
210

5
3
6
5
6

216
253
256
266
273

28
31
34
40
40

218
289
299
242
286

2
2
8
10
12

834

211

245

39

322

12

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

On

94

the total and are not entirely comparable with prior figures,. Total loans
continue to be shown net.

Connecticut

205

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Other
securities

Total

Cash items
in process
of collection

"arfd10^

balances

Other
assets

Total
assets

1896
1897
1896
1699

227
232
294
323

5'
5
6
6

46
47
59
65

176
180
229
252

112
114
144
159

2
2
2
3

13
13
16
18

97
99
126
138

403
412
521
575

1*646
1*681
2.127
2*344

1900
1901
1902
1903
1904

257
255
277
346
436

5
5
6
7
9

52
51
56
70
86

200
199
215
271
341

127
126
136
171
216

2
2
2
3
4

14
14
15
19
24

111
110
119
149
188

456
453
492
618
777

1.862
1*850
2*006
2.522
3*174

1905
1906
1907
1906
1909

461
561
621
735
801

9
11
12
15
16

93
113
125
146
161

359
437
484
572
624

227
276
306
362
395

4
5
5
6
7

26
31
35
41
45

197
240
266
315
343

819
995
104
306
423

3*342
4.062
4.503
5.329
5.607

1910
1911
1912
1913
1914

744
801
857
988
1*050

15
16
17
20
21

150
161
172
199
211

579
624
668
769
818

367
394
422
487
517

6
7
7
6
9

41
45
48
55
58

320
342
367
424
450

320
.421
.522
755
*865

5.391
5.801
6.211
7*161
7*609

1915
1916
1917
1918
1919

940
992
1*044
1*195
1*878

19
20
21
24
36

189
199
210
240
377

732
773
813
931
1*463

463
489
514
589
926

8
8
9
10
16

52
55
56
67
105

403
426
447
512
805

.670
.760
1.854
2*121
3*334

6.814
7.186
7.565
8*656
13*609

1920
1921
1922
1923
1924

1*963
2.957
2.961
2.833
2*680

39
59
59
57
53

395
594
595
569
539

1*529
2*304
2.307
2*207
2*088

967
1*457
1.459
1.396
1.321

16
25
25
24
22

109
165
165
158
149

842
1*267
1*269
1.214
1.150

485
250
258
029
.780

14*224
21.429
21.460
20*528
19.462

1925
1926
1927
1926
1929

2*562
2*467
3*084
3*546
4*099

51
49
61
43
26

515
496
620
580
570

1*996
1*922
2*403
2*925
3*503

901
1.249
1*651
1*242
1*340

21
39
202
266
407

227
489
162
199
214

653
721
1.267
777
719

4*905
5*124
4*522
4*311
4.255

24*667
23*429
26*270
26*117
32*465

1930
1931
1932
1933
1934

3*771
852
316
195
321

26
25
23
19
10

480
444
167
1,04
173

3*265
383
126
72
136

1*281
142
471
403
137

46
13
7
19
5

209
61
69
59
46

1*026
48
395
325
86

3*474
1*089
753
681
549

24*244
9*920
4.397
4.720
1.432

1935
1936
1937
1938
1939

179
184
234
135
267

3
10
26

98
101
130
76
152

76
73
76
59
105

174
211
180
143
129

33
36
27
16
14

51
83
32
31
31

90
92
121
94
64

689
704
631
684
536

1.471
1*523
1*503
1*387
1*346

1940
1941
1942
1943
1944

232
226
165
372
554

112
115
36
255
445

120
111
129
117
109

144
193
286
411
212

13
13
14
19
15

42
55
67
84
62

89
125
205
306
135

430
426
480
479
461

1*206
1*207
1*277
1*586
1*604

1945
1946
1947
1948
1949

675
976
922
754
406

545
921
660
687
384

130
55
42
67
22

320
404
399
454
280

25
27
38
35
33

105
129
104
154
60

190
246
257
265
167

423
378
374
363
201

1.927
2*450
2*596
2*748
1*528

1950
1951
1952
1953
1954

563
563
665
767
603

542
541
439
741
722

21
22
26
26
81

227
291
320
370
351

31
40
49
50
39

96
97
109
66
99

98
154
162
234
213

191
190
163
154
146

1*599
1*796
1.923
2*025
2*127

1955

800

721

79

350

50

89

211

148

2*132

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

10

206

Connecticut

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

1896
1897
1898
1899

Total

U. S.
Government

Interbank

659
677
869
976

Other
demand

Other
time
176
181
232
261

483
496
637
715
561
567
614
767
965

1900
1901
1902
1903
1904

1*047
1*317

205
207
223
260
352

1905
1906
1907
1908
1909

1*387
1*686
1.869
2*212
2*410

370
450
499
591
643

1*017
1.236
1.370
1.621
1.767

1910
1911
1912
1913
1914

2*237
2.407
2*578
2*972
3*158

597
643
688
794
843

1.640
1*764
1.890
2.178
2*315

1915
1916
1917
1918
1919

2*828
2*982
3*139
3*593
5*648

755
796
838
959

1.508

2*073
2*186
2*301
2*634
4*140

1920
1921
1922
1923
1924

5*903
8*893
8*906
8*519
8*065

1*576
2*374
2*378
2*275
2*151

4*327
6*519
6*526
6*244
5*914

1925
1926
1927
1928
1929

8*357
9*435
10*831
11.749
12*005

154
343

3*537
3*446
4*690
4*979
4*683

4*666
5*646
6*141
6*714
7*289

1930
1931
1932
1933
1934

11*005
3*853
2*742
2*336

515
4
1

4.239
2*775
2*466
2*087

6*251
1*074

663

316

275
249
347

1935
1936
1937
1938
1939

703
753
815
719
696

402
386
412
388
403

301
367
403
331
293

1940
1941
1942
1943
1944

728
822
909

1.237
1*236

448
523
598
831
737

280
299
311
406
499

1945
1946
1947
1946
1949

1.589
2.110
2.252
2*418
1*340

1*170
1*177
1*213

1*075
1*205

943

397

1950
1951
1952
1953
1954

1*413
1*594
1*702
1.818
1*862

1.030
1.176
1.275
1.370
1.440

383
418
427
446
422

1955

766
774
837

56
33

906

663
940

410

Connecticut

207

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars!

Year

National
bank

Borrowings

Surplus and

^
Uahi uL

<***

ca$l
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

503
516
663
745

173
177
227
255

311
311
368
368

1*646
1*681
2*127
2*344

11
11
13

1900
1901
1902
1903
1904

585
591
639
797

1*003

200
202
219
272
343

311
283
311
406
511

1*862
1*850
2*006
2*522
3*174

11
10
11
12
13

1905
1906
1907
1908
1909

1*056
1*284
1*423
1*664
1*835

361
438
486
575
627

538
654
725
856
935

3*342
4.062
4*503
5*329
5*807

12
13
13
14
14

1910
1911
1912
1913
1914

1*704
1*833
1*963
2*263
2*404

562
627
670
773
822

668
934
1*000
1*153
1*225

5*391
5*801
6*211
7*161
7*609

12
12
12
13
13

1915
1916
1917
1918
1919

2*153
2*271
2*391
2*736
4*300

736
776
817
935
1*470

1*097
1*157
1*218
1*394
2*191

6*814
7*186
7*565
8*6^8
13*609

11
11
11
12
18

1920
1921
1922
1923
1924

4*495
6*772
6*781
6*487
6*159

1*536
2*314
2*318
2*217
2*104

2*290
3*450
3*455
3*305
3*134

14*224
21*429
21*460
20*528
19*462

18
26
25
23
21

1925
1926
1927
1928
1929

10*860
8*803
9*923
10*085
14*092

2*977
2*930
3*102
3*501
3*173

2*473
2*261
2*414
2*782
3*215

24*667
23*429
26*270
28*117
32*485

21
19
18
17
17

1930
1931
1932
1933
1934

7*620
3*492
67
445
74

2*554
1*116
422
865
197

3*065
1.459
1*166
1*074
498

24*244
9*920
4*397
4*720
1*432

16
8
5
5
4

1935
1936
1937
1938
1939

74
72
69
118
105

196
196
149
148
147

496
502
470
402
398

1.471
1*523
1*503
1*387
1*346

4
4
4
4
4

1940
1941
1942
1943
1944

91
54
44
28
40

113
110
100
99
90

274
221
224
222
238

1*206
1*207
1*277
1*566
1*604

3
3
3
3
3

1945
1946
1947
1946
1949

16

94
97
67
68
11

228
243
254
262
177

1*927
2*450
598
748
526

3
3
3
3
2

164
198
220
205
214

.599
796
923
2*025
2*127

2
2
2
2
2

210

2*132

25

1950
1951
1952
1953
1954

50

2
4
1
2
1

1955

50

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

13

208

Connecticut

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

| J5SL

Collateral

All
other

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

72t326
73*663
75*085
75.783

60*083
62*607
64*899
66.411

8*606
7.738
7,067
6.687

3*637
3,318
3*119
2.665

1900
1901
1902
1903
1904

78,197
80*567
82,306
85*250
85*494

67,705
69*425
70*204
71.398
72*626

7*015
7*520
8.372
10*758
9,742

3.477
3.622
3.730
3.094
3.126

1920
1921
1922
1923
1924

188,728
202,489
208,481
229,472
257*446

168*513
180.040
189,953
211*366
239*425

14,842
14,898
13*306
12,914
12*672

5,373
7,551
5,222
5,190
5,149

1905
1906
1907
1908
1909

87*456
94*382
99*415
99231
102*944

75*155
79*414
83.408
85*766
88*530

9,407
11,929
12,341
10*627
10*361

2,894
3.039
3*666
2.838
4.053

1925
1926
1927
1928
1929

285,766
314.293
344*564
375,617
403*508

267,956
296*368
325,231
353,436
374,376

12,787
12,518
13,400
16,353
22,390

5,023
5,407
5,933
5,828
6*742

1910
1911
1912
1913
1914

113.262
121*602
129*138
139*779
145*508

96*952
103*668
111*225
119.662
124*831

11.213
11.946
12*653
13*758
13*664

5*097
5*968
5.260
6*359
7,013

1930
1931
1932
1933
1934

421*121
436,667
438*049
423*061
403,057

390*650
406*522
408,857
396*880
381*285

24,106
23,862
21,190
18,359
15,779

6*365
6*283
8*002
7,822
5*993

1915
1916
1917
1918
1919

148*178
155*852
171.420
169.422
170.665

126*876
131.785
153*720
152,488
153.407

13*958
16.392
12.046
10*980
11.000

7.344
7.675
5.652
5,954
6,258

1935
1936
1937
1938

360,688
365,831
356,329
353*486

361*358
349,069
342,214
340,447

13,213
10,484
8,826
8,299

6,117
6,276
5,289
4*742

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1*684

301*381

33*674

7.453

1940
1941
1942
1943
1944

340.997
340*266
334.723
308.766
282*151

606
504
386
291
247

.671
.673
.652
,527
,397

299*103
299,472
295*698
273,417
250,038

33,419
33*461
33*039
30*550
27,937

2*418
2*054

6*198
5*156
3*948
563
478

1945
1946
1947
1948
1949

257*500
252,35-3
271,909
310,550
358,510

226
233
261
241
165

,275
,249
,279
,866
>616

226,191
223*517
239.866
279.947
325*841

25*496
24*974
26*609
28*249
29*686

1*876
1*931
3*250
3*481
4,105

436
449
624
212
102

1950
1951
1952
1953
1954

406,309
459*870
524,221
613,216
713*396

3
327
446
519

203
202
902
899
931

4>820
<>.819
:)*451
:J947
/*339

372*895
425*960
468.161
565.691
662*161

30*564
31*529
29*630
39*441
40*963

5*293
5*788
6,378
7*415
9,216

68
91
89
84
82

1955

864*572

721

1*133

!>*195

803*186

47*607

11,913

322

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Connecticut

209

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investments
Year

U.S.
Total

Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1896
1899

79*191
83*756
88*354
98*424

2*261
2*160
2*308
2.094

38*994
42.305
43.184
44*642

37.936
39.291
42.862
51.688

4.474
5.393
6*871
6.243

45
54
69
62

925
917
1*166
1.062

3,504
4*422
5,634
5,119

3,435
3,363
3,616
4,031

159.426
166,175
173,926
184,481

1900
1901
1902
1903
1904

105*258
112*153
119,743
126*441
134*408

1*268
312
340
271
272

43.746
43.621
42*699
43*225
44.652

60.244
68*220
76.704
82*945
89.484

6.269
6.049
6*542
6,101
6,972

63
60
65
61
70

1.065
1.029
1*113
931
867

5,141
4,960
5,364
5,109
6,035

4.600
5,658
6,302
6*408
6*182

194,324
204,427
214,893
224,200
233,056

1905
1906
1907
1908
1909

145*241
153.171
159*656
156*590
162*162

271
172
20
50
120

47*520
48*444
49*844
47*996
46*695

97.450
104.555
109.792
108*544
115.347

7.101
6.694
6.782
6.819
7*030

71
69
68
68
79

946
919
591
873
1.093

6,084
5,906
6,123
5,878
5,858

6.150
5.783
5,082
4,632
2*559

245,948
260,230
270,935
267,272
274,695

1910
1911
1912
1913
1914

168*562
170.491
175*899
177.199
176*136

100
100
198
100
100

51*500
50.316
51.564
55.579
56*163

116*962
120*075
124.137
121.520
119*873

7,107
8*123
7*259
7.945
9.792

159
163
139
179
325

1,207
1*166
821
997
1,215

5*741
6,794
6,299
6*769
8.252

2*754
3*210
2*952
3*030
3.374

291,685
303*426
315*248
327.953
334,810

1915
1916
1917
1918
1919

178.182
192*028
204.896
205.163
231.346

100
50
3*527
10*965
37.843

57.915
60.668
61.575
57.266
60.997

120*167
131.310
139*794
136.932
132*506

9*234
11,397
10,156
12*062
11.853

103
208
274
414
521

2,047
2,059
1,422
1,343
1,435

7*084
9*130
8*460
10.305
9,897

3,339
3.446
3.307
4.623
4,015

338,933
362,723
389,779
391.270
417,879

1920
1921
1922
1923
1924

241.718
237.752
232*261
246.835
251.241

47*166
50*415
47*521
55*844
51*884

46*759
42*792
38.521
34,796
32.761

147*793
144,545
146*219
156.195
166.596

12,565
10.399
11.829
11.655
11.891

553
458
520
513
523

1,520
1,258
1,432
1,410
1,439

10,492
8*683
9.877
9*732
9.929

5*089
3.509
3*705
4*056
4*825

448*100
454,149
456,276
492*018
525*403

1925
1926
1927
1928
1929

251.571
256*467
266*116
282*941
283*034

46*503
38*816
33*501
31.357
28.874

27*797
26*390
23.260
22.180
20.423

177,271
191*261
209*355
229.404
233,737

11.713
12*074
13,395
12.038
11*881

515
644
567
615
457

1*416
1*587
1,582
1,524
1,542

9.780
9*843
11*246
9,899
9,882

5*062
5*226
5,837
6.679
7.078

554*112
588,062
629,912
677,275
705*501

1930
1931
1932
1933
1934

291.417
303.917
278*508
257*629
270*464

25*231
24*201
22*914
25.426
43.618

19*922
19*930
16.008
15.094
16.658

246*264
259,766
237.586
217.109
210.188

16.278
20.297
20.924
23.774
27*523

569
543
571
385
451

2,003
2,628
4,845
3,962
3,573

13,706
17,126
15,508
19,427
23,499

7,839
9.762
15*689
26*781
37*026

736.655
770,643
753,170
731,245
738,070

1935
1936
1937
1938
1939

293.342
315.357
347*697
351*006
360*112

70.922
91*021
117*538
139*421
159.515

16*970
17*348
19*459
18.453
19.456

205,450
206,988
210,900
193,132
161*141

28,075
32.559
33.774
33.928
43.708

390
456
473
475
568

3.783
4,486
4,997
4,644
5.183

23,902
27,617
28,304
28*609
37,957

48*605
57*171
61.791
62*170
63*232

750.710
770.918
799,791
800,592
811,972

1940
1941
1942
1943
1944

353*515
375*463
428*648
542*741
689*343

164*532
196,984
277.345
409.405
563.404

19.013
16*362
10.797
8.097
5.907

169,970
160,117
140,506
125.239
120,032

75.485
87.812
71.404
64*341
43.316

906
878
670
1,052
1.436

6,509
6,490
6,605
7,642
5*700

68,070
80,444
64,129
55,647
36,180

57*648
48*902
32*637
23*931
19*859

827,645
852,443
867,412
939,779
1,, 034,669

1945
1946
1947
1948
1949

853*247
993.495
1.055.335
1*071*891
1.060.698

729.596
859.836
899,464
884.859
859,356

4.694
3,947
3.415
2.838
1.918

118.957
129,712
152,456
184,194
199,424

46,703
56.249
54,287
53,596
49.263

1*232
2.025
1*820
2.246
1.802

6,063
6,911
7,070
8,376
7,579

39,408
47,313
45,397
42,974
39,882

19*595
18*799
18.471
18.430
19.184

1,177,045
1,320,896
1,400,002
1,454,467
1,467,655

1950
1951
1952
1953
1954

1.042.926
1.013*271
1*021.366
1*054*202
1*069*262

837*494
804.777
780.633
788,765
750*630

1.647
1*208
3*537
6.395
22.845

203.785
207.286
237.196
259.042
295.787

47,055
46.736
58,802
50,048
59*445

3.014
2.808
2*808
2*595
2*265

7,039
8,210
a , 293
9,352
9,576

37,002
35,718
47,701
38,101
47,602

19.715
21.529
23.127
23*862
26.060

1,516,005
1,541,406
1,627,516
1*741,328
1*668,163

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

711,288

55,325

210

Connecticut

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

U S.
* nment
r
ooven

Interbank

Other
demand

Other
time

1896
1897
1898
1899

149.496
155t970
163.483
174.135

149*496
155*970
163*483
174*135

1900
1901
1902
1903
1904

183*781
193.249
203.522
212.178
220*598

183*781
193*249
203*522
212*178
220*598

1905
1906
1907
1908
1909

232*848
246*265
256.372
252*098
257.752

232*848
246*265
256*372
252*098
257*594

1910
1911
1912
1913
1914

274.167
284.808
295.520
306.436
313.279

1915
1916
1917
1918
1919

316.563
339*712
363.609
363.187
387.646

77
812
7

1920
1921
1922
1923
1924

415.585
419.753
418*980
450*829
480*728

415*585
419*753
418*960
450*829
460*728

1925
1926
1927
1928
1929

505*394
533*533
568*993
608*966
627*058

505*394
533*533
568*993
608.986
627*058

1930
1931
1932
1933
1934

653*298
684*522
670*879
653*704
663*087

653*298
684*522
670*879
653*704
663*087

1935
1936
1937
1938
1939

675*264
693*352
719*030
718*473
726*305

675*264
693*352
719*030
716*473
726*305

1940
1941
1942
1943
1944

740*569
760.347
771.341
838*970
924*896

740*569
760*347
771*341
838*970
924*696

1945
1946
1947
1948
1949

052*411
,176.697
>252i399
f297.380
.324.507

7
14
15
15

178
246
212

2
2
1

1*052*411
1)178*690
1*252*205
1)297*117
1*324*279

1950
1951
1952
1953
1954

.341,333
,358.202
,442.961
1*551*026
1*667,703

15
8
97
630
637

116
167
105
142
463

5
12
350
356
321

1*341*197
1)358*015
1)442*409
1*549*896
1*666*262

1955

1*779*319

55

103
20

2
7
5

22
29
174
101

274*162
284*768
295*516
306*407
313.245
316*312
338*799
363*602
363*187
387*646

1*777*731

Connecticut

211

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
National
Year

Borrowings

Amounts in thousands of dollars]


Surplus and

-...
liases

c^
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

62
29
48
18

9*868
10*176
10*395
10*328

159*426
166*175
173*926
184*481

89
89
89
88

1900
1901
1902
1903
1904

30
42
25
25
48

10*513
11*136
11*346
11.997
12*410

194*324
204*427
214*893
224*200
233*056

69
90
90
90
90

1905
1906
1907
1908
1909

106

158
135
222
206
85

12*942
13830
14 341
14*968
16.752

245*948
260*230
270*935
267*272
274*695

69
86
87
86
68

1910
1911
1912
1913
1914

110
113
47
127
80

244
318
375
243
216

17*164
18*187
19*306
21*147
21*235

291*685
303*426
315*248
327.953
334*810

87
87
85
84
83

1915
1916
1917
1918
1919

180
119
634
172

590
623
359
461
1*186

21*600
22*388
25,692
26*988
28*075

338*933
362*723
389*779
391*270
417*879

62
80
61
61
80

1920
1921
1922
1923
1924

195
213
250
240
178

700
465
387
889
1*423

31*620
33.718
'36*659
40*060
43*074

448*100
454*149
456*276
492*018
525*403

80
80
79
79
78

1925
1926
1927
1928
1929

251
225
390
430
865

7
447
699
937
529

48*460
53*857
59*830
66*922
77*049

554*112
588*062
629*912
677*275
705*501

76
76
75
75
75

1930
1931
1932
1933
1934

285
235
3*291
2*238
1.073

289
321
271
112
209

82*783
65*565
78.729
75*191
73*701

736*655
770*643
753*170
731*245
738*070

75
75
75
75
73

1935
1936
1937
1938
1939

836
500
100
20

134
246
626
788
935

74*476
76*818
80*035
81.311
84*732

750*710
770*918
799*791
800*592
811*972

73
73
73
73
73

1.541
2*039
1*831
2*081
1*395

85*535
90*057
94*240
98*728
108*378

827*645
652*443
867*412
939*779
1*034*669

72
72
72
72
72

1*466
2*305
3.361
6*503
5*622

122*168
138*914
144*242
150*484
157*326

1*177*045
1*320*896
1*400*002
1,454*467
1*487*655

72
72
72
72
72

9*928
11*134
5*222
6*396
8*r/9

1*4*744
171*195
179*333
183*906
192*031

1*516*005
1*541*406
1*627*516
1*741*328
1*868*163

72
72
72
72
72

10*354

202*340

1*992*013

1940
1941
1942
1943
1944

1945
1946
1947
1948
1949

1*000
980

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

100
200
875
250

DELAWARE

State commercial banks and mutual savings


banks presented a number of problems and
considerations not encountered in compiling
the balance sheet for national banks. The
following sections describe these problems and
the methods used in deriving the revised series.

Revised data for assets and liabilities and


number of all banks in Delaware, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in this
State because available information appeared
to indicate that there were no such banks
operating under the banking laws of this
State during the period covered by the revised series.

The primary sources of statistics for State


commercial banks for 1896-1933 and for mutual savings banks for 1896-1946 were (1)
figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
These sources were supplemented by data
obtained from bankers' directories.

A general description of the compilation


of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.

The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department. Data for this period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.

The figures for national banks in Delaware were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for

Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,


cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1
The term "State commercial banks," as used for this
State, refers to banks that at one time or another during the
period were designated in the annual reports of the Comptroller of the Currency as "State banks" or "loan and trust
companies."

Digitized for FRASER


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Federal Reserve Bank of St. Louis

213

214

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying table shows adjustments made in number and balance sheets
of banks .as published by the Comptroller.
Most of these adj ustments reflect deductions of branches of banks and were Hased on
information obtained from publications of the
State banking department or from hankers7
directories.
Unreported balance-she^t detail of banks
added to the series was estimated by assuming the-same relationships to totals as shown
in the data for reporting banks of a. similar
type in the same or nearby years.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1921. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Real estate loans* Real estate loans for
State banks in 1899 were estimated by applying to their total loans the average of the
ratios of real estate to total loans computed
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. The same procedure was used for mutual savings banks.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS


Year or period

Additions

Deductions

Number of banks and corresponding balance sheets


1896
1900
1902
1905-1907
1913
1915

l
U
l
l
2
N

*4
6

Number of banks only


1896
1898
1899
1900

1
3
2
1

1901
1902
1903-1906
1908-1909
1910

2
1
2
2
6

1911
1912
1914
1916-1917
1918

5
6
6
6
2

1919
1920
1921-1924
1925-1926
1927..

4
6
14
11
12

1928
1929
1930-1931
1932

13
3
13
9

1
Differences between balance-sheet figures published by
the Comptroller and those in the revised series do not represent solely the balance sheets of banks that were added,
because
other adjustments were made in reported figures.
2
Revisions in balance sheets for these years were slight.

from reported figures for the years 1898 and


1900.
Such loans at both State banks and loan
and trust companies were estimated for 1904
and 1905, 1907 and 1908, and 1910 by applying to total loans in these years the average
of the ratios of real estate to total loans computed from reported data for 1903 and 1906,
1906 and 1909, and 1909 and 1911, respectively. Data for 1915 and 1917-1920 were

Delaware
derived from reports of the State banking
department.
Collateral loans. For State banks these
loans were estimated for 1899 by applying to
total loans the average of the ratios of collateral loans to total loans computed from
reported data for 1897, 1898, and 1900.3 The
same method was used for estimating collateral loans for loan and trust companies for
the period 1903-1908, except that the average
ratio was computed from reported data for
1901, 1902, and 1909. Such loans were estimated for State banks for the period 19021908 by applying to total loans, ratios derived
by interpolating between ratios based on
reported data for 1901 and 1909.
Estimates of collateral loans at all State
commercial banks for 1910 were derived by
applying to total loans the average of the
ratios of this item to total loans based on
reported figures for 1909 and 1911; and for
1915-1920 by applying to total loans, ratios
derived by interpolating between ratios based
on reported data for 1914 and 1921.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1921, but holdings of United States Government securities were reported for the entire
period. For the years in which the breakdown
between State and political subdivision securities and "other" investments was not reported,
figures were estimated.
Estimates of State and political subdivision securities at loan and trust companies
for 1902-1908 were obtained by applying to
total investments in each year the average
ratio of this item to the total as computed
from reported figures for 1900, 1901, and 1909.
An estimate for 1910 was made in the same
manner, using reported data for 1909 and 1911,
8

Data for several years were used in obtaining the average, because the year 1898 did not appear to be typical. This
procedure was followed elsewhere in similar circumstances.

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Federal Reserve Bank of St. Louis

215

An estimate of State and political subdivision securities at State banks for 1899 was
obtained by applying to total investments the
average ratio of this item to the total as computed from reported figures in 1898 and 1900.
An estimate for 1910 was made in the same
manner, using reported data for 1909 and
1911. For 1903-1908 State and political subdivision securities were estimated by applying
to total investments, ratios of this item to
total investments that were derived by interpolating between similar ratios based on
reported data for 1902 and 1909.
For 1912-1920 State and political subdivision securities were estimated for both State
banks and loan and trust companies by applying to total investments in each year ratios of
this item to total investments that were derived by interpolating between ratios based on
reported data for 1911 and 1921. This item
made up a very small proportion (about 5
to 10 per cent) of the total throughout this
period.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after minor revisions, in the reports of the Comptroller beginning with 1911, although reported figures for
United States Government deposits were supplemented in a number of years.4 No attempt
was made in the revised series to provide
figures for the latter item prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
Demand and time deposits* Time deposits at State banks were so small in 1909,
when they were first reported separately, that
all deposits other than interbank reported
4
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

216

All-Bank Statistics

for prior years were assumed to be demand


deposits.
Estimates of time deposits at loan and
trust companies for 1896-1908 were made by
applying to total deposits other than interbank, ratios of time deposits to this total that
were extrapolated from a straight-line trend
fitted roughly to ratios computed from reported data for 1909 and 1911-1916 for the
same class of bank.
Time deposits at both State banks and
loan and trust companies in 1910 were estimated by applying to total deposits less interbank in that year the average of the ratios

of time deposits to this total computed from


reported figures for 1909 and 1911.
United States Government deposits.
Figures for United States Government deposits for 1918-1930 represent holdings of these
deposits at State member banks only, which
held practically all of this type of deposit at
State commercial banks. Figures except for
1918 are as reported. The 1918 figure was
estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Delaware to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and 0 liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks derived from abstracts of the
State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year of the 19341946 period in the abstracts of the State bank-

ing department. The breakdowns of loans and


of cash assets for the years 1934-1946 were
made on the basis of the percentage distribution of these totals for insured nonmember
commercial banks in corresponding years.
Reports of individual noninsured banks
received by the Federal Deposit Insurance
Corporation for 1942-1946 indicated that their
entire holdings of securities other than United
States Government obligations consisted of
"other" securities; holdings for 1934-1941
were classified accordingly.

MUTUAL SAVINGS BANKS, 1896-1946


In 1896 the assets and liabilities of one
bank were not included in data published by
the Comptroller of the Currency, although it
was included in the number of banks. The
balance sheet for this institution was obtained
from the bankers' directory. In 1898 and
1902, figures for one bank were added to both
number and the aggregate balance sheet on
the basis of data obtained from the bankers'
directories.
For these reasons, as well as because the
data were not consistently reported during the
entire period, it was necessary to revise the
figures for principal assets (total loans, total

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Federal Reserve Bank of St. Louis

investments, and total cash assets) in some


years before 1909. Revised figures were derived by applying to total assets the ratio of
each principal item to total assets computed
from reported data as follows: for 1896, ratios
for 1897; for 1898, average ratios for 1897 and
1899; for 1902-1905, averages for 1901 and
1906; and for 1907 'and 1908, averages for
1906 and 1909.
LOANS

The breakdowns of loans for the years for


which the individual items were not reported
at all, or were reported unsatisfactorily, were
derived as described in the next paragraph.

Delaware
Real estate loans and collateral loans were
estimated on the basis of the ratios of each
type of loan to total loans computed from
reported data as follows: for 1896, ratios for
1897; for 1898 and 1899, average ratios for
1897 and 1900; for 1902-1905, averages for
1901 and 1906; for 1907 and 1908, averages
for 1906 and 1909; and for 1910, averages for
1909 and 1911. The breakdown for 1920 was
derived on the basis of the ratio of each item
to total loans computed from the December
call data in the State banking department
report. No loans were placed in the "other"
category in any of these years because reported data showed no such loans for later
years.
INVESTMENTS

A complete breakdown of investments into


United States Government, State ,and political
subdivision, and other securities was not reported regularly until 1921. For the years in
which items were not reported, figures were
obtained from other sources or were estimated.
For the period 1896-1908 the entire
amount of investments (as reported, or as

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Federal Reserve Bank of St. Louis

217

estimated in the manner described earlier)


was classified as "other" securities, inasmuch
as reports for-, later years indicated that holdings of United States Government and State
and political subdivision securities were relatively small.
For 1910 an estimate of State and political subdivision securities was made by applying to total investments the average ratio of
this item to total investments computed from
reported figures for 1909 and 1911. For the
1915-1920 period this item was estimated by
applying to total investments less United
States Government obligations, ratios of this
item to this total that were derived by interpolating between similar ratios based on
reported figures for 1914 and 1921.
The figure of United States Government
securities for 1917 was taken from the report
of the State banking department.
DEPOSITS

As in the Comptroller's reports, total reported or estimated deposits were classified as


time deposits, except for small amounts in
1936 and 1937.

218

Delaware

All Bank*Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

Collateral

All
other

Year
Total

Real
estate

Collateral

All
other

1896

1897
1898
1899

11,373
11.709
11*684
11*799

3*426
3*555
3.847
3.739

1*717
1*654
1*852
1*745

6,230
6,500
5.985
6.315

1900
1901
1902
1903
1904

12,295
12*275
13*099
13*628
13*657

3*314
2>971
3*235
3*439
3*571

1.996
2*684
3*296
3*120
3*040

6.985
6*620
6*568
7,069
7.046

1920
1921
1922
1923
1924

48*283
45*124
46*668
51,382
59.621

10,587
9.681
11*759
13,423
15,949

17*266
16,412
16*770
17,583
22.387

20*430
19*031
18,139
20*376
21*285

1905
1906
1907
1908
1909

14*159
16*662
15,946
16*166
18.261

3.771
3.835
4.033
4,058
4.910

3060
4.305
4.305
3*872
4*532

7.328
8,522
7*608
8,236
8*819

1925
1926
1927
1928
1929

63*810
69,453
78.429
92*609
119,324

17,744
20*033
21*648
25,640
28,245

25.045
26,251
33*545
42*425
65,647

21*021
23*169
23*236
24 t 544
25,432

1910
1911
1912
1913
1914

20*753
21.126
22*452
23.552
24*207

5*276
5*280
6.525
6.554
6.867

5.019
4,707
5*765
4*049
4.201

10,458
11*139
10,162
12.949
13.139

1930
1931
1932
1933
1934

114,574
102*423
86*915
77,243
77,364

28*846
29.898
30*408
28*928
29*062

57,920
48*227
35*810
30.559
29*379

27*808
24,298
20,697
17*756
18*903

1915
1916
1917
1918
1919

26*320
28*883
33.285
35.669
40*619

7*018
6*904
9*456
9*274
9.651

5,341
6,376
8*304
10*649
13*221

13.961
15,603
15,525
15*946
17.747

1935
1936
1937
1938

73,805
72,186
78,768
76*277

27.736
27.408
27.981
29*220

26*088
24*309
26*838
26,331

19*981
20*469
23.949
20*726

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

16,372

On
residential
property

Other

Other
loans
to
individuals

23*860

All
other

18*791

1940
1941
1942
1943
1944

79*566
84*333
83*448
64,992
65,125

17.154
25*364
25*293
12*210
13*772

3*436
2*710
3.567
3,801
3,581

7.622
5*182
3*606
3*243
2.937

3,640
3,646
3,856
2*953
2,989

23*525
24,145
23*839
23*316
22*750

5*565
6QOS
6,029
5,191
5*168

12*769
1 1 ,874

16,622
17,279
17,256
1,509
2,054

1945
1946
1947
1948
1949

63,971
81*676
113*585
137,227
150.612

13.266
20.726
41*085
49.098
50*149

4,364
2,873
753
2*275

3*174
3*695
4*648
3*393
3*401

3*057
3.353
4*873
6*409
6*556

20,322
25*401
34*059
44,712
50*351

5,205
7*363
7,233
8*192
10,397

12*521
16*269
19*606
23,635
26*743

2,062
1,996
1*326
1,334
1*341

1950
1951
1952
1953
1954

172.235
207,871
227*788
251*518
265,308

53*852
67*217
78.152
85,087
80*233

2*275
2*675
2*675
2*855
3,178

3*620
2*563
2.294
2*056
1*782

6967
8*026
8*458
8*961
8*815

56,732
76.629
78*616
84*257
91*963

13*175
10*276
11*199
13*350
13*941

34,695
39*671
45,362
53.760
64,414

1*443
1*556
1*617
2*084
2*369

1955

301,909

89.397

3*680

3*771

8*983

100,747

15*776

79,317

^334

750

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

219

Table 1 AH Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Gash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

1696
1897
1896
1899

4*045
4.227
5.164
6*260

1*055
1*060

1900
1901
1902
1903
1904

7,053
9*155
10*022
10*822
12*358

1*024
1*037

1067
1.354

1905
1906
1907
1906
1909

13*866
14*944
15.754
16*601
16t024

1*063
1*544
1*518
1.562
1.575

1,226

1910
1911
1912
1913
1914

16.119
17,158
17,804
17,401
18,266

1915
1916
1917
1918
1919

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

2.671
2*800
3*627
4,508

2*267
2.861
3,031
3*304

119

1*050

319
367
598
702

126
126

780
892
710
692

1*368
1*851
2.193
2.486

1*294
1*463
1*591
1*605

18,979
20.260
21,470
22.968

942
951
978

430
601
614

5*681
7*603
8*430
8>731
9,967

2.923
3*240
2*982
3*619
3.963

83
181
173
316
253

720
814
775
860
842

2*120
2,245
2.034
2*443
2.868

1.525
1,574
1.479
1.553
1,542

23.796
26*244
27*582
29*622
31*520

849
901
827
900

11*579
12.551
13.335
14*212
13*549

4*131
3*684
4,371
4*288
4.554

160
118
138
175
132

901
995

1*254
1*124
1.237

3.070
2*571
2*979
2,989
3.185

1.607
1*531
2,188
2,395
1,652

33.765
36*821
38.259
39.450
40.491

1*583
1*591
1*656
1*521
1*503

1,051
1,231
1.336
1,497
1.663

13.485
14,336
14,812
14,383
15,100

5,252
5*590
5,494
5.467
6.280

184
227
240
130
215

1.427
.441
498
,601
>506

3,641
3,922
3*756
3*756
4,559

1.717
1.915
1,917
1*921
2,134

43,841
45,789
47,667
48.361
50,887

18*862
24*262
28,364
33,621
41*492

1*438
1*412
1.87.4
6.365
12*860

1,832
2,412
2,823
3,131
3.717

15,612
20,438
23,687
24,125
24*915

7*304
10,247
10*953
13*844
13.144

317
485
455
571
652

,548
930
2*325
2*134
2*322

5.439
7.832
8,173
11.139
10.170

2,162
2,085
2.094
2.509
2*468

54,668
65,477
74.716
85*843
97.723

1920
1921
1922
1923
1924

40*253
40*999
40*437
43.645
44,848

9*525
10*017
8*280
8*771
7*895

3*818
4*036
4,372
5*239
5.554

26*910
26,946
27.765
29*635
31*399

14,879
9,342
10,444
10*162
13*487

744

1*048
1,392
1*383
1*606

2*480
,522
.437
,343
.761

11*655
6,772
7.615
7.436
10.120

3*125
4.826
4.558
5,175
5,507

106,540
100,291
102*107
110,364
123,463

1925
1926
1927
1928
1929

49,425
49*509
53,228
51*430
48*527

6.991
6.554
5.699
5*904
6*320

6*332
6*798
7*023
6.833
6*556

35.102
36*157
40*506
38*693
35.651

11*617
11*769
12*935
12,309
15*237

1*608
1.483
1*823
1*495
2*093

.732
.906
.907
.445
*542

8.277
8.380
9*205
9,369
11.602

6*329
6*469
6*638
7,890
6*667

130,181
137*200
151.230
164*238
189*755

1930
1931
1932
1933
1934

51,763
63*394
67,984
76*531
66*802

5*766
12*153
16*927
25.102
18,484

6*462
6*925
7,034
7.421
6*911

39*515
44*316
44,023
44,008
43,407

16,792
24,078
19*741
19,171
24,566

2*236
1*815
1*585
1.555
1.376

1.875
1.974
2.032
1,758
1.689

12*681
20*289
16*124
15*656
21*503

6*503
6,631
7*050
7.600
7,740

189*632
196*726
181,690
180,545
178,474

1935
1936
1937
1938
1939

74.901
91,664
103*380
99,077
107,203

19,568
28,640
39,122
35,249
43,832

8,767
13*760
15,289
14,507
12.871

46,546
49*064
48.969
49.321
50.500

34*437
36,337
50.731
57.720
68,247

2.105
3*007
6,115
7,590
5.751

2,038
2.552
3.296
3.219
2.617

30.294
32.778
41,320
46*911
59,879

6*067
7.310
7.021
6.578
6.897

191.210
209,497
239*900
239*652
260*663

1940
1941
1942
1943
1944

113*141
129,652
160*720
261.329
326,347

51,368
63,842
91,241
198,542
260*127

12.508
13,507
15,569
14.424
12*953

49*265
52.503
53.910
48*363
53.267

91,154
103*795
80*782
81*256
83,665

2*928
10,598
8.842
11.898
9.653

3,105
3.863
4.721
5.106
5.496

85*121
89.334
67,219
64.252
68,516

6,617
6*318
5.949
5.701
5.087

290*476
324*298
330*899
413*278
480,224

1945
1946
1947
1948
1949

379,695
386,280
337,821
314*145
302*480

305,069
297.803
249.717
220.338
207,349

12*089
13*121
14*066
18,348
16,467

62.537
75.356
74*038
75.459
76*644

83,627
94,864
101*156
102*171
97*872

7*244
11*253
19.781
11,406
12*074

6.019
5*824
7*068
7.841
7*399

70.364 "*
77,787
74,309
82,924
78,399

5.053
5.144
5.123
5.265
5*865

532,346
567,964
557,687
558,608
557,029

1950
1951
1952
1953
1954

375,944
344,237
311*208
302*646
314,744

273,359
245,247
209*099
200*424
209.303

24,528
22*553
27.744
26*396
28*267

78.057
76.437
74.365
73,826
77.174

96*302
100*726
103,559
92,897
107,516

13*375
16*876
25*590
23.351
14.331

6*385
7,173
9,846
10*122
11*061

76.542
76*679
68,123
59*424
82,124

6,700
6,630
8,079
9,381
9,676

651,181
659,466
650*634
656*442
697,246

101,674

14,297

11.604

75*973

9.806

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

939

lie

220

Delaware

All Banks- -Table 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

1696
1897
1898
1899

11.696
12,933
14,097
15.620

402
410
516
352

50
52
51
50

8*853
10*129

4*398
4*675
5*089

1900
1901
1902
1903
1904

16.152
18*263
19.081
20*493
21.699

615
584
466
849
904

47
47
50
50
50

9*865
11*508
11.369
12,259
12.716

5*605
6,144
7.196
7,335
8*029

1905
1906
1907
1908
1909

23,472
25*513
26*572
27,368
27,930

795
758
903
1,047
971

51
50
100
97
57

14.041
15*203
15*361
15*883
15.819

8.585
9*502
10*208
10*341
11*063

1910
1911
1912
1913
1914

31,113
32,185
33,717
34,723
36,741

1,077
1*356
1*472
ItllO
1.267

51
53
63
102
111

17,189
16*936
17,628
17,566
19*027

12*796
13*840
14*554
15*945
16>336

1915
1916
1917
1918
1919

40*497
50,962
59,391
68,364
78,758

1,344
1,663
1,680
1*636
2*455

85
68
75
1*804
1*520

20*581
28,897
32,860
37,881
43.762

18.487
20*334
24.776
27.043
31.021

1920
1921
1922
1923
1924

85,334
76,623
80,876
86,441
98,627

2.155
1,226
1*280
1,381
4.729

301
540
573
1*082
714

46.969
37.167
40,079
41,675
46*208

35.905
37*690
30.944
42.303
47,176

1925
1926
1927
1928
1929

102,347
107,647
117,569
126*087
140,950

4.873
1*338
1.554
1*603
2.598

520
669
75
97
65

46*873
52*006
58,979
63*097
75.359

50.081
53.634
56*961
61*290
62*928

1930
1931
1932
1933
1934

140,036
147,112
129.911
132*264
131.771

2.776
2*916
2.942
2.316
1.779

269
569
842
4*702
2.706

73,875
79.025
63*132
62*921
62*135

63*116
64*602
62*995
62*325
65*151

1935
1936
1937
1936
1939

146*574
164.871
193,832
192,777
212.655

1.769
1.630
1.707
1.903
1.795

1*514
1*235
1,193
647

76.077
91*823
115*621
111*889
129.267

67*214
70*183
75*311
78*260
80*946

1940
1941
1942
1943
1944

241*619
274,332
279.823
361.902
426.008

2.955
3.611
3*330
3*918
3.896

696
662
1.025
34,261
66.614

153*245
183,937
190,670
232,766
252,356

84*723
86*122
84*798
90*957
103*142

1945
1946
1947
41948
1949

475.968
507.867
495.332
494.285
489*508

3,349
3,323
3,260
4,813
4,801

73,568
51*605
9,435
26,573
16,096

273*084
307,396
331,582
310*501
314*814

125*967
145*543
151*055
152*398
153*797

1950
1951
1952
1953
1954

580,306
585,267
573,334
576,356
614,095

3,882
4.446
4*900
4.601
5.076

56*940
46,132
26,927
16,266
28*610

339,842
354.562
352*751
360*237
372,363

179*642
180*127
188,756
195*252
208*046

1955

677*427

725

7*039
8*073

421.738

4,205

Delaware

221

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

^
notes

Capital

iSes

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

23
5

703
699
708
764

119
145
143
38

3.814
3.764
3,664
3,684

2,647
2,696
2,853
2.862

18.979
20.260
21.470
22.968

23
23
23
25

1900
1901
1902
1903
1904

18
16
27
97

836
866
895
927
952

19
164
381
499
147

3,684
3.709
3.714
3*764
4,307

3,105
3,204
3,495
3.912
4.318

23.796
26*244
27.582
29,622
31,520

25
26
27
30
33

1905
1906
1907
1908
1909

29
28
50
134
248

977
1.451
1*392
1*454
1,518

57
16
45
103
44

4*562
4,582
4,582
4,496
4*561

4*668
5,231
5,618
5*895
6,190

33,765
36,821
38,259
39,450
40.491

36
37
37
39
41

1910
1911
1912
1913
1914

52
287
205
255
453

1*525
1*545
1,595
1*397
1*365

113
101
93
60
137

4.629
4.731
4.768
4,843
4,904

6*409
6.940
7,289
7,083
7,287

43,841
45.789
47.667
48*361
50*887

43
45
44
44
43

1915
1916
1917
1918
1919

326
384
593
1.519
2.745

1,324
1,335
1.238
1,142
1.095

126
66
47
932
614

4,943
5.016
5.276
5,476
5.537

7,452
7,714
8,171
8,410
3*974

54.668
65.477
74.716
85.843
97.723

43
44
43
41
41

1920
1921
1922
1923
1924

3*965
3.994
1.305
1.018
561

1.090
1*071
1,090
1*123
1,133

898
1.399
1*219
2,264
1*398

5*661
7,086
7,104
8,367
8,649

9,592
10,116
10.513
11*151
12,395

106*540
100.291
102.107
110*364
123,463

41
41
43
45
47

1925
1926
1927
1928
1929

1*168
1.281
1.279
4*346
4,036

1.124
1*129
1,142
1*054
1.008

1.693
2,240
3,304
3,169
11.928

9,323
9,842
10,507
10.672
10.800

14.526
15,061
17,429
18,910
21.033

130*181
137,200
151,230
164*238
189.755

47
48
47
48
48

1930
1931
1932
1933
1934

2.095
1.095
2*406
843
344

899
905
928
1*127
1,203

2*474
3,167
1,679
5,906
976

13.112
13.156
13.746
13,569
13*244

31.016
31,291
33,020
26,336
30,936

189.632
196.726
181.690
180.545
178,474

48
48
50
47
49

1935
1936
1937
1938
1939

277
135
114
172

670

868

12,822
12,076
12,079
12*082
11,956

29,999
31,806
33*156
33*927
35,267

191,210
209.497
239.900
239*652
260*663

49
48
48
48
46

1940
1941
1942
1943
1944

20

690

1,058
1.414

11,737
11,730
11,707
11,504
1 1 , 560

36,283
37,359
38*498
38*814
40,552

290.478
324.298
330,899
413.278
480,224

46
45
44
43
43

1945
1946
1947
1948
1949

250
440
350
415
365

1,539
2.030
2*291
2.200
2.618

11.655
11.812
11*849
12,187
12,229

42.934
45,815
47,865
49,721
52,309

532.346
567.964
557,687
558.808
557.029

42
42
41
41
41

1950
1951
1952
1953
1954

210

150

3,331
3,971
4.994
5*052
5*400

12.254
12.229
12,144
13,109
13,140

55,080
57,999
59,912
61*925
64.461

651,181
659,466
650,634
656,442
697,246

40
40
37
37
36

1955

125

5.354

14,886

66,308

764,100

33

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

250

609
719
694
785
819
877
871

222

Delaware

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1699

8*352
8*562
3*571
8*691

499
506
865
762

1*623
1*556
1*721
1*614

6*230
6*500
5*985
6*315

1900
1901
1902
1903
1904

9.374
9*557
10*376
10*807
10*616

547
364
697
810
737

1*842
2*573
3*111
2*928
2*633

6.985
6*620
6*568
7.069
7,046

1920
1921
1922
1923
1924

41*716
36.513
39*841
43*905
51.575

5*131
4*059
5*832
6*743
8*427

16.155
15*423
15,870
16*786
21*663

20.430
19.031
16*139
20.376
21.285

1905
1906
1907
1908
1909

10.951
13.718
12*823
12*988
14.987

781
1.171
1.125
1,099
1.777

2 642
4*025
4*090
3*653
4.391

7.328
8.522
7.608
8*236
8.819

1925
1926
1927
1928
1929

54*950
59*645
67*640
60*962
105*642

9.434
10,701
11,456
14,413
16,052

24,495
25.775
32*946
42.005
64*358

21*021
23*169
23*236
24.544
25.432

1910
1911
1912
1913
1914

16*983
17*080
17.991
18.622
18.959

1*691
1.452
2*219
1.841
1.793

4*834
4*489
5*610
3*832
4.027

10*458
11*139
10*162
12.949
13.139

1930
1931
1932
1933
1934

100*680
88*243
72.607
63.602
64*444

15,956
16.080
16.621
15*567
16,407

56.916
47,865
35*289
30.279
29.134

27*808
24,298
20*697
17.756
18*903

1915
1916
1917
1916
1919

20.969
23*352
27.660
29.972
34*962

1.859
1.509
3.962
4.029
4.708

5*149
6*240
8.173
9*997
12.507

13*961
15*603
15*525
15*946
17.747

1935
1936
1937
1938

61.724
60.107
66*524
63*301

15*823
15,472
15,868
16,377

25,920
24*166
26.707
26.196

19*981
20*469
23.949
20.726

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other

to

On
others

farm land

residential
property

Other

All
other

individuals

65*297

16*372

8,239

3*149

11*199

3*433

18,757

1940
1941
1942
1943
1944

66,703
71,256
70.204
52.726
53*531

17,154
25,364
25*293
12*210
13,772

3.408
2*660
3*537
3,771
3,561

7,622
5,182
3*606
3*243
2*937

3*414
3*444
3*662
2,769
2,969

10,979
11,356
10,885
11.326
11.245

5.540
5.979
6*003
5,167
5*145

12,769
11.874

18.566
17,251
17,216
1,471
1.968

1945
1946
1947
1948
1949

53,449
72*034
102*118
123*186
135*205

13*266
20*726
41*085
49,098
50*149

4*364
2.873
753
750
2*275

3,174
3,695
4,648
3,393
3*401

2*851
3*353
4,636
6*061
6.171

10,055
15,804
22,865
31,099
35,239

5*184
7*344
7.233
8*154
10.325

12.521
16,269
19,608
23*635
26,743

2*034
1,970
290
.292
.305

1950
1951
1952
1953
1954

155*456
189.298
208*240
230,460
242*710

53,652
67*217
78,152
85*055
80,199

2*275
2*675
2*675
2*655
3*178

3*620
2*563
2*294
2,056
1*762

6,608
7,699
8*027
8*498
8.204

40,477
58,648
59,740
63*924
70,204

13,053
10,042
10.986
13.131
13,763

34*695
39.671
45*336
53*749
64.398

.402
.527
*617
2*084
2.369

1955

277,054

89.361

3*660

3,771

8,146

76*916

15.656

79*281

2,334

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

223

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2*922
3.056
3,835
4*746

1.055
1.060
939
1.050

319
367
598
702

1 548
1*629
2,298
2,994

2.195
2*787
2*957
3*227

119
118
128
126

777
889
707
689

1*299
1*780
2,122
2.412

961
1,136
1*165
1,057

14.450
15,541
16*528
17.721

1900
1901
1902
1903
1904

4,672
6*255
5,927
6.579
7.784

942
951
978
1*024
1*037

430
601
614
1.067
1.354

3,300
4,703
4*335
4*488
5.393

2*816
3.151
2*879
3.513
3,648

83
181
173
316
253

717
811
772
857
839

2*016
2,159
1*934
2*340
2,756

1.128
973
1*061
1.119
1,075

17.990
19.936
20*243
22*018
23.323

1905
1906
1907
1906
1909

9,044
8,747
9,256
9.990
9.283

,063
.544
.518
.562
,575

1.226
849
901
827
684

6*755
6*354
6*839
7.601
7.024

4,010
3,549
4.161
4.074
4.247

160
116
138
175
132

898
992
1*251
1*121
1*235

2,952
2,439
2.772
2.778
2.880

1,114
1,348
2,006
2,211
1,489

25*119
27*362
28.250
29,263
30*006

1910
1911
1912
1913
1914

9*251
9,934
10*356
9,706
10*302

1*583
1.591
1*656
1*521
1*503

708
743
705
718
699

6*960
7*600
7.995
7,467
6,100

4.910
5.340
5*173
5*068
5*784

184
227
240
130
215

1*425
1*440
1,496
1,600
1,501

3*301
3*673
3.437
3,338
4,Q68

1.555
1*627
1,765
1*766
1.964

32*699
33.981
35.285
35.162
37.029

1915
1916
1917
1916
1919

10,748
15*106
16*106
22.943
28*118

1*438
1,412
1.849
5*825
10.759

694
965
1*008
1*144
1.293

8*616
12.729
15,249
15.974
16.066

6.828
9,712
10,226
13*154
12,489

317
485
455
569
649

1,542
1*923
2*311
2,126
2,311

4*969
7.304
7.462
10*459
9*529

2.013
1*944
1.954
2*369
2.328

40,558
50,114
57,948
68*438
77*897

1920
1921
1922
1923
1924

26*865
27.544
27.108
29.688
30.344

7.446
7*938
6*461
7.528
6.771

1.183
1.174
1,362
1*896
2*154

18*236
18.432
19.285
20.262
21.419

14*116
6.555
9.892
9.495
12(734

742
1*015
1*386
1,360
1*602

2,466
1,500
1,422
1,328
1,741

10*908
6.040
7*084
6,787
9*391

2.504
3.705
3.372
4.115
4*508

85,201
78,317
80,213
87,203
99,161

1925
1926
1927
1928
1929

33*819
34*716
36*269
35.967
34.306

5.913
5.521
5.055
5.366
5.858

2,972
3,349
3.794
4.225
4*259

24.934
25*846
29.420
26*376
24*189

10*775
11,022
12.170
11.519
14,369

1.600
1,476
1.610
1.490
2.093

1,710
1*883
1.879
1*412
1*502

7.465
7.661
8*481
8.617
10.774

5.386
5.551
5.780
7.084
5.915

104*930
110*934
123,859
135,532
160,432

1930
1931
1932
1933
1934

36*924
47.261
51*457
59*414
49.762

5,304
11.691
15.710
23*683
16.689

4.280
4.859
5*066
5,419
4,943

27.340
30*711
30*661
30.312
28*130

15.881
23*022
18*277
17,696
23*227

2*232
1*808
1*580
1*550
1.371

1.645
1*945
2.000
1.727
1*664

11.804
19*269
14.697
14*419
20.192

5.001
5.932
6*148
6.514
6.550

159.286
164.458
148.489
147*226
143,983

1935
1936
1937
1936
1939

53*645
68*305
76.396
71.140
76.955

17.667
26.850
36.985
33*111
41*654

7,018
11,934
13.077
12.347
10.891

28,960
29.521
26,334
25,682
24,410

33,044
36*596
49,424
56*222
66,676

2.097
2*999
6*107
7.582
5*743

2*011
2*525
3*265
3.187
2*577

28*936
31*072
40*052
45*453
58*356

6.631
6*067
5*839
5.427
5*826

155*044
171*075
198.183
196.090
214.754

1940
1941
1942
1943
1944

80*730
94.691
122.616
218,041
274,242

49.133
61.595
86*578
186*249
244.018

10,725
11,825
14.020
13.064
11.656

20,872
21.271
22,020
18,708
18,568

86*662
100*532
78,370
77,522
79,765

2,916
10,578
8,828
11,876
9,630

3.070
3.833
4.685
5.055
5.419

82*676
86*121
64*857
60*591
64*716

5*559
5*285
4*962
4*755
4*337

241.654
271*764
276*154
353.044
411.875

1945
1946
1947
1948
1949

314,337
311,276
259,497
234.708
221*831

285.399
276.805
228.757
199.856
187*312

10.907
11.994
13.001
17.335
17.561

18,031
22,477
17*739
17,517
16,958

80*867
91,648
97,513
98,706
94*156

7,224
11,230
19,756
11,383
12,049

5*937
5.746
7.005
7,760
7,302

67,706
74,672
70*752
79.565
74.805

4*336
4*439
4*444
4*569
5*186

452*989
479*397
463.572
461.171
456.378

1950
1951
1952
1953
1954

293,552
262.716
226*034
210*639
216*460

253.456
225.699
189.901
161*226
190*415

23.778
21.850
22,254
17,401
13*040

16,318
15,167
13,879
12,212
13.005

92,732
96,971
99,614
89,238
103,409

13,225
16,730
25.436
22,943
14,173

6,304
7,088
9,713
9,989
10*911

73.203
73,153
64,463
56*306
78,325

6*029
5*960
7*500
8*794
9*063

547*771
554.945
541*388
539*331
571.642

221,269

14.045

11,721

97.721

14.170

11.466

72*085

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

631*022

224

Delaware

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1896

Interbank

U.S.
Government
50

Other

Other
time

1897
1898
1899

7,823
8,903
9.855
11,107

402
410
516
352

52
51
50

7.039
8,073
8*853
10*129

332
368
433
576

1900
1901
1902
1903
1904

11,125
12,771
12,552
13,907
14.564

615
584
466
849
904

47
47
50
50
50

9*685
11,508
11,369
12,259
12,716

578
632
667
749
894

1905
1906
1907
1908
1909

15*920
17,188
17,753
18,538
18*790

795
758
903
971

51
50
100
97
57

14,041
15*203
15,361
15*883
15*819

1*033
1.177
1*389
1.511
1*943

1910
1911
1912
1913
1914

21,482
21*912
22,917
23*198
24*687

1*077
1*356
1*472
1*110
1,267

51
53
63
102
111

17*189
16,936
17,628
17*566
19.027

3*165
3.567
3.754
4,420
4*282

1915
1916
1917
1918
1919

28,236
37,599
44,745
53,220
61.336

1,344
1.663
1.680
1.636
2.455

85
68
75
1,804
1,520

20,581
28,897
32,860
37,881
43,762

6*226
6*971
10*130
11.899
13,599

1920
1921
1922
1923
1924

66*596
57,385
61,845
66,336
77.773

2.155
1.226
1*280
1*381
4,729

301
540
573
1*082
714

46*969
37,167
40.079
41*675
46*208

17,171
18*452 *
19*913
22*196
26*122

1925
1926
1927
1928
1929

80,543
85,057
94.165
101.688
116.309

4,873
1,338
1.554
1.603
2,598

520
669
75
97
65

46,873
52,006
58,979
63,097
75.359

28,277
31,044
33,557
36*891
38*287

1930
1931
1932
1933
1934

114,601
120*008
102.132
104.447
102.701

2,776
2,916
2*942
2*316
1,779

269
569
842
4,702
2.706

73.875
79,025
63*132
62*921
62*135

37.681
37,496
35.216
34.506
36*081

1935
1936
1937
1938
1939

116*154
132*548
158.340
155.806
173.625

1.769
1*630
1,707
1,903
1.795

1.514
1*235
1.193

76*077
91,754
115.551
111*869
129,267

36794
37*929
39B89
41,289
41916

1940
1941
1942
1943
1944

200,093
229,557
233*921
311.283
367.876

2.955
3.611
3*330
3,918
3,896

1,025
34.261
66,614

153,245
183,937
190*670
232*766
252*356

43,197
41,347
38*896
40*336
45*010

1945
1946
1947
1948
1949

407.593
431, 298
414,072
410*311
403,414

3.349
3.323
3.260
4.813
4.801

73,568
51,605
9,435
26.573
16.096

273,084
307*396
331*582
310.501
314.814

57*592
68,974
69.795
68,42^
67,703

1950
1951
1952
1953
1954

492.530
497.566
481,479
477,205
507.289

3.882
4,446
4,900
4*601
5,076

56,940
46*132
26,927
16,266
28*610

339,842
354,562
352,751
360.237
372.363

91.666
92*426
96,901
<*6 , 1 0 1
101,240

1.047

725
647
696
662

421*738

Delaware

225

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no|*

Borrowings

r*v,,.
lUU*.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of

banks

1896
1897
1898
1899

23
5

703
699
708
764

118
145
143
38

3*614
3*764
3*664
3*684

1*992
2*007
2*153
2*128

14.450
15.541
16.528
17*721

21
21
21
23

1900
1901
1902
1903
1904

18
16
27
97

836
866
895
927
952

19
164
381
384
37

3*684
3*709
3*714
3.764
4.307

2*326
2*408
2*665
3*009
3*366

17*990
19*936
20.243
22.018
23.323

23
24
25
26
31

1905
1906
1907
1908
1909

29
28
50
134
248

977
1.451
1*392
X*454
1*518

11
16
42
78
44

4.562
4*582
4*582
4*496
4*561

3*620
4*097
4*431
4*563
4.845

25*119
27*362
28*250
29*263
30*006

34
35
35
37
39

1910
1911
1912
1913
1914

52
287
205
25S
453

1*525
1545
1*595
1*397
1*365

109
101
93
60
137

4*629
4*731
4*768
4*843
4*904

4.902
5.405
5*707
5.409
5*483

32.699
33*981
35*285
35*162
37*029

41
43
42
42
41

1915
1916
1917
1918
1919

326
384
593
1519
2*745

1*324
1*335
1*238
1.142
1*095

126
66
47
932
614

4*943
5*016
5276
5*476
5*537

5.603
5.714
6*049
6.149
6*570

40*558
50.114
57*948
66*436
77.897

41
42
41
39
39

1920
1921
1922
1923
1924

3.965
3.994
1305
1*018
561

1*090
1*071
1*090
1*123
1*133

898
1.399
1*219
2*264
1*398

5*661
7.086
7*104
8*367
8*649

6.991
7,382
7,650
8.095
9*647

85.201
78*317
80*213
87.203
99,161

39
39
41
43
45

1925
1926
1927
1928
1929

1*168
1*281
1*279
4*346
4*036

1*124
1*129
1*142
1*054
1.006

1*693
2*240
3*304
3.169
11.921

9.323
9*842
10.507
10.672
10*800

11*079
U.385
13.462
14*603
16.358

104*930
110.934
123,859
135,532
160.432

45
46
45
46
46

1930
1931
1932
1933
1934

2*095
1*095
2*406
843
344

899
905
928
1*127
1*203

2*471
3*167
1.679
5.906
976

13*112
13*156
13*746
13.569
13.244

26*108
26.127
27*598
21*334
25515

159.266
164.458
146,469
147.226
143.983

46
46
48
45
47

1935
1936
1937
1938
1939

277
135
114
172

670

668
609
719
694
782

12*622
12*076
12.079
12.062
11.956

24.253
25.707
26,931
27.336
28,391

155*044
171,075
196*163
196*090
214,754

47
46
46
46
44

11.737
11.730
11*707
11*504
11.560

26*986
29.602
29.669
29,211
30.349

241.654
271,764
276*154
353*044
411*875

44
43
42
41
41

1940
1941
1942
1943
1944

"

20

690

818
875
857
1*046
1*400

1945
1946
1947
1948
1949

250
440
350
415
365

1*528
2*013
2*278
2*189
2*603

11.655
11*812
11*849
12.167
12*229

31.963
33.S34
35.023
36.069
37.767

452.989
479,397
463,572
461.171
456.378

40
40
39
39
39

1950
1951
1952
1953
1954

210

150

3*309
3*821
4*831
5*045
5*384

12*254
12.229
12*144
13.109
13*140

39*468
41.329
42*684
43.972
45.679

547*771
554,945
541,388
539*331
571,642

38
38
35
35
34

1955

125

5*341

14.886

46.774

631*022

31

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

250

226

Delaware

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1696
1699

5*287
5*446
5i557
5,656

57
53
61
62

1*159
1*074
1*234
1*262

4*071
4*319
4*262
4*332

1900
1901
1902
1903
1904

5994
6*407
6*596
7*102
7*090

67
95
110
87
80

1*354
1*935
2*226
1*774
1*615

4,573
4,457
4,262
5,241
5*395

1920
1921
1922
1923
1924

10,171
9.610
10,018
10.226
10,573

286
302
494
800
787

3*215
2*638
3*080
2*931
2*872

6*670
6*870
6*444
6*495
6,914

1905
1906
1907
1906
1909

7*261
8,070
8,457
8*5*6
6*827

80
105
128
103
112

1*624
2*138
2*587
2.090
2*269

5,577
5*827
5*742
6.375
6.446

1925
1926
1927
1928
1929

11*093
11*660
12.176
12.561
13*081

1*040
1*198
1*256
1.449
2.320

2,733
2*867
2*931
3*233
3*591

7,320
7,595
7*987
7*879
7*170

1910
1911
1912
1913
1914

9*932
9*612
10*019
7*298
7*099

115
91
115
77
93

2*546
2*270
2*378
1.279
1.326

7*271
7,251
7,526
5*942
5*660

1930
1931
1932
1933
1934

12*081
11.346
10*196
9.244
6,535

2*560
1.947
1*869
1,784
2*200

3.126
2*994
2*700
2*547
2,209

6*395
6*405
5.627
4*913
4*126

1915
1916
1917
1916
1919

7*594
8*412
6*120
7*526
8*375

146
125
204
202
169

1*709
1*923
1.961
2*188
2*472

5.739
6*364
5*955
5*136
5*734

1935
1936
1937
1938

6*155
7.777
7.684
8*084

1,961
2,100
2*247
2*524

2.010
2.069
2*022
2,000

4*184
3*608
3*415
3,560

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real Cestate
"r" *U1W!

To
others

On
farm land

Other
loans
to
individuals

On
residential
property

Other

All
All

other

1939

8*266

2*796

70

776

1*134

1.260

503

1*747

1940
1941
1942
1943
1944

8*607
9*175
8*841
5*837
6*075

3.245
3,377
3*504
1*967
2*323

80

677
585
445
224
238

1*149
1*123
1,011
855
777

1*428
1.744
1*966
1*603
1.464

593
608
433
366
281

217
61

1*635
1*738
1*482
545
891

1945
1946
1947
1946
1949

5.940
7*759
10*514
12*813
13*800

2*045
2*540
4*249
4*530
4*991

531
698
595
926
820

745
960
1*161
1*268
1*361

1*381
1.617
2*679
4*026
4*540

343
607
611
988
1*033

59
86
904
789
815

606
1*021
315
293
273

1950
1951
1952
1953
1954

14*312
15*194
12*566
13*538
12*546

4,475
5,291
4.025
3*923
3*784

1,045
338
69
83
12

1,385
1,397
1,273
1*333
1.254

5.118
5.576
5,131
5*892
5*147

1*092
1*091
665
666
435

1,018
1*035
1,191
1*439
1*608

211
509
221
211
316

1955

13*297

3*661

1*325

4,843

1*084

1*712

481

40
40
30
30

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Dekware

227

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

533
558

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

I t 496
1*522
Ii637
2*004

945
945
938
1*010

18
19
23
33

676
961

1*610
2*027
2.238
2*097

109
104
115
113

526
568
570
556

975
1*355
1.553
1*428

468
472
508
493

8*861
9*467
9*940
10*250

1900
1901
1902
1903
1904

1*949
2*611
2*827
3*008
2*902

942
951
978
1*024
1.037

33
55
61
65
62

974
1*605
1*768
1*919
1*803

2*036
2*410
2.069
2*541
2*332

74
167
86
237
166

591
656
617
684
658

1*371
1*587
366
620
*506

505
472
472
468
471

10*464
11*960
11*966
13*139
12*795

1905
1906
1907
1908
1909

3*313
3*846
3.871
4*142
4*359

1*063
1*544
1*518
1*562
1*572

74
76
78
85
194

2*176
2*226
2.275
2*495
2*593

2.573
2*270
2*051
2*794
2*495

107
83
101
126
70

678
755
774
766
848

788
432
176
1*902
1.577

479
507
539
669
680

13*646
14*693
14*916
16*173
16*361

1910
1911
1912
1913
1914

4*177
4*695
4*878
4*288
4*272

1*583
1*591
1*655
1.520
1*502

167
166
140
203
176

2.427
2*938
3.083
2*565
2*594

2*636
2*491
3*128
2*048
2*459

109
92
118
52
92

924
916
955
739
731

1*603
1*483
2*055
1*257
1*636

735
731
868
698
713

17*480
17,529
16*893
14*332
14.543

1915
1916
1917
1918
1919

4*460
5*425
7*226
8*285
9*588

1*398
1*411
1*642
2*823
4*249

199
256
286
271
316

2*863
3*758
5*298
5*191
5*023

2*042
2*568
2*607
3.049
2*974

92
101
110
220
180

608
613
697
612
655

1*342
1*854
1*800
2.217
2*139

732
727
672
677
645

14*626
17*132
16*625
19*537
21*582

1920
1921
1922
1923
1924

8*502
7*796
7.332
7*707
7*999

3*284
3*045
2*359
2*579
2*333

335
382
394
387
483

4*883
4*369
4*579
4*741
5.183

2*855
2*616
3*020
2*383
3.517

201
153
377
309
326

682
488
414
322
409

1*972
1*977
2*229
1.752
2*782

660
700
697
737
740

22*186
20*924
21*067
21*053
22*829

1925
1926
1927
1928
1929

9*442
9t587
9*454
10.096
9*425

2.373
2.344
2*146
2*125
2*031

775
829
796
741
704

6*294
6*414
6*512
7*230
6*690

2 * 748
2*642
2*957
2*866
2*773

337
277
342
369
339

464
445
499
351
345

1*947
1*920
2*116
2*146
2*089

862
974
1*004
1*043
1*150

24*145
24.863
25*591
26*566
26*429

1930
1931
1932
1933
1934

8*574
9.396
9*250
8.853
9.168

2*014
2.168
2.365
2*515
2.809

555
552'
595
700
646

6*005
6*676
6*290
5*638
5*713

2*345
2*490
1*738
2*149
1.907

232
182
244
240
219

302
328
323
297
288

1*811
1.980
1.171
1*612
1*400

1*094
1,174
1*120
1*169
1,259

24*094
24*406
22*304
21*435
20,869

1935
1936
1937
1938
1939

8*965
9.529
10.818
9.892
9.113

2*512
1*944
2*767
2.277
2.407

680
897
960
931
792

5.773
6.688
7*091
6*684
5.914

3 . 243
3*892
4.219
4*136
4*578

291
286
315
290
313

349
487
421
423
390

2.603
3*119
3*483
3*423
3*875

1*277
1.236
1.207
1*143
1*093

21*640
22*434
23*928
23*255
23*070

1940
1941
1942
1943
1944

7.296
8*189
10*082
14*844
19.044

1*861
3*128
5.279
11.394
16*084

834
1*016
1.217
703
744

4.601
4.045
3.586
2.747
2*216

7*902
7.349
7.811
6*763
6.243

267
553
338
239
565

425
624
740
795
773

7.210
6*172
6.733
5.729
4.905

1*053
947
916
662
592

25*056
25*660
27*650
28*106
31.954

1945
1946
1947
1948
1949

24*679
26*252
23*385
21i397
19*680

22*114
22*862
20*365
18.394
16*893

584
478
720
899
954

1*981
2.912
2*300
2*104
1.833

7*910
7.798
8*401
8*627
7*707

311
428
547
459
570

730
778
946
1*104
981

6*869
6,592
6*906
7.064
6*156

540
513
510
504
556

39*069
42.322
42*810
43.341
41,743

1950
1951
1952
1953
1954

20*542
23*158
15*805
16*660
14.107

17*464
19*794
12.671
13*102
11*056

1*532
1*825
1*963
2.184
2*110

1*546
1*539
1*171
1*374
941

7*412
9*461
6.810
6*020
5.706

802
1.177
488
339
234

754
881
816
831
855

5*856
7*403
5,506
4*850
4,617

594
686
584
648
580

42*360
48.499
35*785
36,866
32*941

1955

15*858

12*384

2*517

957

6*012

289

784

4,939

576

35*743

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

228

Delaware

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

Interbank

Government

demand

Other
time

1896
1897
1896
1899

4,776
5,473
5,923
6*089

339
339
372
352

50
52
51
50

4.286
4,974
5,377
5.558

101

1900
1901
1902
1903
1904

6,103
7,520
7,374
8*263
7,628

534
496
385
751
670

47
47
50
50
50

5.376
6.781
6.709
7,201
6,614

146
196
230
261
294

1905
1906
1907
1908
1909

8*392
8.797
8*929
9,894
9.895

647
612
625
866
825

51
50
100
97
57

7,330
7,706
7*564
8*153
7,913

364
429
640
778
1,100

1910
1911
1912
1913
1914

10.953
10.661
11,817
8,966
9,167

849
986
1,253
604
755

51
53
63
102
111

8*212
7,721
8*332
5,845
6,267

1*841
1,901
2*169
2*415
2034

1915
1916
1917
1918
1919

9,475
11,720
13.214
14.236
15*475

598
728
806
515
458

85
68
75
766
225

6*432
7.742
8.731
8.925
10.819

2,360
3*182
3,602
4,030
3*973

1920
1921
1922
1923
1924

15.705
14,190
14,972
14,758
16,715

471
454
305
470
395

98
140
168
92
117

10,435
9*001
9,591
8,488
9,850

4.701
4*595
4*908
5.708
6*353

1925
1926
1927
1928
1929

17,650
17,982
18,565
19,503
18,936

370
348
325
355
476

87
72
67
97
65

10*091
9,768
9,574
9,483
8,829

7.102
7*794
8,599
9*568
9*566

1930
1931
1932
1933
1934

16,731
17,558
14,907
14,853
14.420

313
326
358
320
293

69
100
137
241
177

7,341
7,567
5,365
5*554
4,940

9.008
9*565
9.047
8.738
9,010

1935
1936
1937
1938
1939

15.738
17,231
18,588
17,876
17*665

372
361
265
243
265

128
589
428
245
225

6,097
7,344
8,476
8*286
8,377

9,141
8*937
9,419
9*104
8,798

1940
1941
1942
1943
1944

19*703
20.283
22,344
23,726
26,714

709
424
549
347
170

275
273
521
971
1,601

9,920
10*934
13.306
14,067
15,992

8,799
8,652
7,968
8,341
8,951

1945
1946
1947
1948
1949

34,365
37,130
37,354
37,639
36,013

436
298
315
330
295

2*348
1.805
346
455
281

20*907
22.763
23.526
23.685
22.445

10,674
12*264
13,165
13,169
12.992

1950
1951
1952
1953
1954

37,030
43,548
30*904
31,855
28*599

439
641
10
12
17

547
637
421
264
330

22.841
28.253
18,378
18,714
15,916

13,203
13,017
12,095
12*865
12,336

108
123
129

Delaware

229

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

1896

->..
^

23
5

Surplus and
other
capita!
accounts

.. .
<=*"
r

703

1897
1898
1899

Amounts in thousands of dollars]


Total
liabilities
and capital
accounts

Number
Number
^

699
708
764

1
1
21

2.134
2.084
2,084
2.134

1*248
1*187
1.219
1.242

8*861
9*467
9,940
10.250

18
18
18
19

1900
1901
1902
1903
1904

18
16
27
97

836
866
895
927
952

2
1
1
8
3

2.134
2.159
2*154
2.199
2,262

1.409
1*416
1,526
1,715
1,853

10,484
11*960
11*966
13,139
12,795

19
20
21
23
24

1905
1906
1907
1908
1909

29
28
50
134
99

977
1,451
1*392
1*454
1.518

1
2
2
2
2

2,274
2,274
2,274
2,349
2,349

1,973
2,141
2.271
2.340
2*498

13,646
14,693
14.918
16.173
16,361

24
24
24
27
27

1910
1911
1912
1913
1914

48
208
150
143
209

1,525
1,545
1.595
1.397
1,365

2.374
2.374
2.424
1,724
1,689

2.580
2.741
2.907
2,100
2*113

17.480
17,529
18,893
14,332
14.543

1915
1916
1917
1918
1919

209
207
252
373
1,055

1.324
1,335
1,238
1,142
1,095

29
5
7
112
219

1.639
1*664
1*589
1,459
1*429

2.152
2.201
2.325
2,215
2*309

14*828
17.132
18.625
19,537
21*582

24
24
22
20
19

1920
1921
1922
1923
1924

1.337
1.322
640
690
368

1090
1.071
1,090
1.123
1.133

137
41
26
33
24

1,515
1*660
1*660
1,710
1,710

2*404
2,640
2,679
2.739
2,879

22*188
20*924
21,067
21.053
22,829

19
18
18
18
18

1925
1926
1927
1928
1929

548
723
703
751
1.117

1.124
1.129
1,142
1.054
1.008

53
38
32
84
28

1,735
1,759
1,759
1,684
1,629

3,035
3*232
3,390
3,490
3,711

24.145
24,863
25,591
26,566
26,429

18
19
19
18
17

1930
1931
1932
1933
1934

773
317
1,074
508
154

899
905
928
1,127
1,203

25
20
42
25
43

1,648
1,648
1*648
1.623
1,833

4,016
3,958
3,705
3.299
3*216

24,094
24,406
22,304
2i435
20*869

16
16
16
15
16

1935
1936
1937
1938
1939

136
15
20
75

670

27
43
37
36
37

1,928
1,918
1,891
1*899
1,872

3,141
3,227
3,392
3,367
3,496

21*640
22*434
23*928
23,255
23,070

16
16
16
16
15

690

42
52
52
36
47

1*751
1*755
1,682
1,478
1,479

3,562
3,570
3*572
2.866
3,024

25*058
25,660
27,650
28,106
31,954

15
15
14
13
13

150
50

33
37
37
45
35

1,479
1.619
1,669
1.669
1.710

3.192
3.536
3.750
3.838
3,935

39,069
42.322
42.810
43.341
41,743

13
13
13
13
13

1950
1951
1952
1953
1954

100

39
41
26
28
30

1.710
1,710
1,260
1.260
1*010

4,081
4.200
3.595
3,723
3*202

42,860
48.499
35.765
36.866
32*941

13
13
11
11
10

1955

100

29

975

3,213

35,743

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

28
28
28
26
25

230

Delaware

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LOJins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

3*065
3*116
3*014
3*035

442
453
804
700

464
482
487
352

2*159
2*181
1.723
1*983

1900
1901
1902
1903
1904

3*380
3*070
3.778
3*705
3526

480
269
587
723
657

488
638
685
1*154
1*218

2*412
2.163
2.306
1*826
1*651

1920
1921
1922
1923
1924

31*545
28.703
29*823
33.679
41.002

4,845
3,757
5,336

5,943
7,640

12,940
12,785
12*790
13*855
18*991

13,760
12*161
11*695
13*861
14,371

1905
1906
1907
1908
1909

3.670
5*648
4*366
4*420
6*160

701
1*066
997
996
1.665

1*218
1*887
1*503
1.563
2*122

1.751
2*695
1.866
1.861
2*373

1925
1926
1927
1926
1929

43.857
47,985
55,464
68,401
92,761

6,394
9,503
10,198
12,964
13,732

21*762
22,908
30,017
38.772
60.767

13*701
15,574
15.249
16*665
18*262

1910
1911
1912
1913
1914

7*051
,7*468
7.972
11*324
11*860

1*576
1*361
2 104
1*764
1*700

2*288
2*219
3*232
2553
2701

3,187
3*888
2*636
7,007
7,459

1930
1931
1932
1933
1934

88,599
76*897
62*411
54*358
55*909

13,396
14*133
14.752
13.783
14,207

53.790
44.871
32.589
27.732
26*925

21*413
17.893
15,070
12,843
14,777

1915
1916
1917
1918
1919

13*375
14.940
19.540
22.446
26*587

1.713
1*384
3.758
3*827
4.539

3*440
4*317
6*212
7*809
10*035

8,222
9,239
9,570
10*810
12*013

1935
1936
1937
1938

53,569
52,330
58.840
55.217

13,862
13,372
13,621
13,853

23.910
22,097
24.685
24.198

15.797
16,861
20.534
17.166

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

to
Other

All
other

individuals

1939

57.011

13*576

4*078

7*463

2.015

9.939

2.930

17*010

1940
1941
1942
1943
1944

57*896
62*081
61*363
46*889
47*456

13*909
21.987
21*789
10*223
11*449

3*328
2*680
3.537
3.731
3*541

6*945
4,597
3,161
3,019
2,699

2.265
2,321
2,651
1,914
2,212

9,551
9*612
8*919
9.723
9.781

4.947
5.371
5.570
4.801
4*864

12.552
11.813

16,951
15,513
15,736
926
1.097

1945
1946
1947
1948
1949

47*509
64.275
91*604
110*373
121*405

11.221
18.186
36*836
44.568
45.158

4.334
2*843
753
750
2.275

2,643
2,997
4,053
2*467
2*581

2*106
2.393
3*475
4.773
4*810

8.674
13.967
20*186
27.073
30,699

4*841
6,737
6.622
7.166
9.292

12.462
16,183
18*704
22*846
25*928

1*226
949
975
999
1,032

1950
1951
1952
1953
1954

141.146
174.104
195.654
216*922
230*162

49*377
61*926
74.127
81.132
76.415

2.275
2*675
2*675
2*855
3.178

2.575
2.225
2*225
1.973
1.770

5.223
6*302
6*754
7.165
6*950

35.359
53.072
54.609
58.032
65.057

11.961
8*951
10.301
12*465
13*328

33,677
38,636
44,145
52.310
62.790

1.191
1*018
1,596
1,673
2,053

1955

263*757

85.500

3.680

3,771

6,821

72.073

14.572

77*569

1.653

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

231

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

Cash assets

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

10
14
13
13

251
321
137
133

324
425
569
984

513
664
657
564

5.589
6.074
6*588
7.471

645
572
568
720

623
501
589
631
604

7.506
7*956
8.277
8.879
10*528

635
841

11.473
12*669
13*332
13*090
13*645

301
348
575
669

1*015
1*071
1*622
2*033

397
546
553

2*326
3*098
2*547
2*569
3*590

780
741
810
972

1*516

9
14
87
79
65

126
155
155
173
181

1*152

1.437
1*279
2*110
1*280
1.752

53
35
37
49
62

220
237
477
355
387

1*164
1*007
1.596

773
823
742
490

4*579
4*128
4*564
5*106
4*431
4*533
4*662
4*912
4*902
5*506

2*274
2*849
2*045
3*020
3.325

75
135
122
78
123

501

1
1
1

541
577
565
515
523

1.698
2*190
1*382
2*081
2*432

1*068
1*271

15*219
16*452
16*392
20*830
22.466

495
709
722
873
977

5.753
8*971
9*951
10*783
11*043

4.786
7*144
7.621
10*105
9.515

225
384
345
349
469

1.310
1.614
1.514
1*656

3*627
5.450
5.662
6*242
7.390

1*281
1*217
1*282
1*692
1*683

25*730
32*982
39*323
48*901
56*315

848
792
968

11*261
5*937
6.872
7.112
9.217

541
862

1*511
1*671

13*353
14*063
14*706
15*521
16*236

1.009
1.071
1*276

1*784
1.012
1.008
1.006
1.332

8*936
4*063
'4,855
5*035
6*609

1*844
3*005
2,675
3*378
3*768

63*013
57*393
59*146
66*150
76,332

3*540
3*177
2*909
3*241
3*627

2*197
2*520
2*998
3*484
3*555

18*640
19*432
22*906
19*146
17*499

8.027
8*380
9.213
8.653
11.596

1*263
1*201
1*466
1*121
1*754

1.246
1*436
1.380
1.061
1.157

5,518
5,741
6*365
6.471
6*685

4*524
4*577
4,776
6*041
4*765

80,765
86.071
98.266
106.966
134,003

28*350
37*865
42*207
50*561
40*594

3*290
9*523
13*345
21*168
13*880

3725
4.307
4.471
4*719
4*297

21*335
24*035
24.391
24.674
22.417

13*536
20*532
16.539
15*547
21*320

2*000
1*626
1*336
1*310
1*152

1*543
1.617
1.677
1.430
1.376

9*993
17,289
13*526
12*807
18,792

4,707
4,758
5,028
5.325
5.291

135,192
140,052
126.165
125.791
123.114

1935
1936
1937
1938
1939

44*680
58*776
65*578
61*248
67*842

15.155
24*906
34.218
30*834
39.247

6*338
11*037
12*117
11*416
10*099

23.187
22*833
19*243
18*998
18*496

29.801
32.704
45*205
52.086
62.098

1*806
2*713
5*792
7292
5*430

1*662
2*038
2.844
2.764
2.187

26*333
27,953
36*569
42,030
54*481

5*354
4*831
4.632
4,284
4,733

133*404
148*641
174.255
172*835
191*684

1940
1941
1942
1943
1944

73*434
86*502
112*536
203*197
255*198

47*272
58*467
81*299
174*855
227.934

9*891
10*809
12*803
12*381
10*912

16*271
17*226
18*434
15*961
16*352

80*760
93.183
70.559
70.759
73*522

2*649
10*025
6*490
11*637
9*065

2.645
3*209
3.945
4.260
4*646

75,466
79,949
58,124
54,862
59.811

4*506
4,338
4*046
4*093
3.745

216,596
246,104
248*504
324*938
379.921

1945
1946
1947
1948
1949

289.658
285*024
236*112
213*311
202*151

263*285
253.943
208*392
181.462
170*419

10*323
11.516
12.281
16*436
16*607

16*050
19*565
15*439
15.413
15.125

72*957
83.850
89.112
90.081
86*449

6.913
10.802
19*209'
10*924
11.479

5.207
4968
6*057
6.656
6,321

60*837
68.080
63.846
72,501
68,649

3*796
3*926
3*934
4.065
4.630

413,920
437,075
420.762
417,830
414,635

1950
1951
1952
1953
1954

273*010
239*558
210*229
194.179
202*353

235*992
205*905
177*230
168*124
179.359

22*246
20*025
20*291
15*217
10*930

14.772
13*628
12*708
10*838
12*064

85.320
87.510
92*604
83*218
97.703

12.423
15.553
24.950
22*604
13.939

5*550
6*207
8.897
9,158
10,056

67,347
65*750
.58*957
51*456
73,708

5,435
5*274
6*916
8.146
6*483

504.911
506,446
505,603
502,465
538.701

1955

231.177

208.885

11.528

91,709

13*861

10*682

67*146

1896
1897
1898
1899

It 426
1*534
2*198
2*742

1900
1901
1902
1903
1904

2*723
3*644
3*100
3571
4*882

1905
1906
1907
1908
1909

5*731
4*901
5*387
5848
4*924

1910
1911
1912
1913
1914

5*074
5*239
5*478
5*418
6*030

1915
1916
1917
1918
1919

6*288
9*681
10*880
14*658
18*530

3.002
6*510

1920
1921
1922
1923
1924

18*363
19*748
19*776
21*981
22.345

4*162
4*893
4*102
4*949
4*438

1925
1926
1927
1928
1929

24.377
25*129
28*815
25*871
24*881

1930
1931
1932
1933
1934

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

110
115
1
40

1*002
1*292

40
1
207

585
760
719

1*130

524
541
861
770
934

1*250

876

1*303

1,469
1*542
809
820
896
897

595.279

232

Delaware

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available dale; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Inter^

Government

Other
demand
2753
3,099

1896
1897
1898
1899

3,047
3,430
3*932
5*018

63
71
146

1900
1901
1902
1903
1904

5,022

5,251
5,178

81
88
81
98
234

4*509
4,727
4*660
5,058

6,711

8*977

5*644
6,936

3,476
4*571

6,102

Other
time

231
260
310
447
432
436
437
488
600

1905
1906
1907
1908
1909

7,528
8*391

8', 824
6*644
8*895

148
146
278
161
146

1910
1911
1912
1913
1914

10*529
11*251
11*100
14,232
15*520

226
370
219
506
512

9,296
11*721
12*760

1*324
1*666
1*585
2*005
2*246

1915
1916
1917
1918
1919

18,761
25.879
31*531
38*984
45*661

746
935
874
1*121
1,997

1,295

14*149
21.155
24.129
28,956
32*943

3*866
3*789
6*528
7*869
9*626

1920
1921
1922
1923
1924

50*891
43*195
46*873
51,578
61,058

1,664
772
975
911
4,334

203
400
405
990
597

36*534
28*166
30.488
33,187
36*358

12*470
13*857
15*005
16*490
19.769

1925
1926
1927
1928
1929

62,893
67*075
75,600
82,185
97,373

4*503

433

990
1,229

597
8

36.782
42*238
49.405
53*614
66*530

21*175
23.250
24*958
27.323
28*721

1930
1931
1932
1933
1934

97,870
102,450
87,225
89,594
68,281

2*463
2,590
2,584
1.996
1*466

200
469
705
4*461
2.529

66,534
71,458
57*767
57,367
57,195

28.673
27*933
26*169
25*770
27*071

1935
1936
1937
1938
1939

100,416
115,317
139.752
137.928
155.960

1.397

1*366

69,980
84*410
107,075
103,603
120,890

27653
28*992
30*470
32*165
33*118

1940
1941
1942
1943
1944

180.390
209,274
211.577
287,557
341,162

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

7,497
7.797
7,730
7,906

9,215

1*036

1*248
2*122

669
748
749
733
643

1,269
1,442
1,660
1.530

646
765
480
422

2.246

421

3,187
2,781
3.571
3.726

389
504
33.290
65.013

143,325
173,003
177,364
218,699
236,364

34*398
32*695
30*926
31*997
36*059

373,228
394,168
376,718
372,672
367.401

2.913
3*025
2,945
4*483
4,506

71.220
49,800
9,087
26,118
15,815

252,177
284,633
308,056
286,816
292.369

46*918
56*710
56*630
55*255
54*711

455*500
455*016
450,575
445,350
478,690

3,443
3,805
4.890
4,589
5.059

56*393
45*495
26*506
16*002
28,280

317,001
326,309
334,373
341,523
356.447

78*663
79*409
84*806
83*236
88*904

532,470

29,469

Delaware

233

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Nat onal
Year

Borrowings

ba

"k

no ,es

1896

0,,

a"""1

liSSes

Surplus and
other
capital
accounts

744
820

Total
liabilities
and capital
accounts

Number

of
banks

1897
1898
1899

11B
144
142
17

1*680
1*680
1*580
1.550

934
886

5,589
6*074
6*588
7,471

3
3
3
4

1900
1901
1902
1903
1904

17
163
360
376
34

1.550
1*550
1*560
1*565
2.045

917
992
.159
*294
.513

7,506
7,956
8,277
6*879
10,528

4
4
4
5
7

1905
1906
1907
1908
1909

149

10
14
40
76
42

2*288
2*306
2*308
2.147
2*212

.647
.956
2,160
2,223
2,347

11.473
12*669
13.332
13.090
13,645

10
11
11
10
12

1910
1911
1912
1913
1914

4
79
55
112
244

109
101
93
58
137

2.255
2.357
2.344
3*119
3,215

2*322
2*664
2*800
3,309
3.370

15*219
16*452
16,392
20,830
22,486

13
15
14
16
16

1915
1916
1917
1918
1919

117
177
341
Iil46
1.690

97
61
40
620
395

3,304
3.352
3,687
4017
4,108

3.451
3*513
3,724
3,934
4,261

25.730
32.982
39.323
48.901
56*315

17
18
19
19
20

1920
1921
1922
1923
1924

2*626
2.672
665
328
193

761
1,356
1,193
2.231
1*374

4,146
5.426
5,444
6,657
6.939

4,587
4,742
4,971
5,356
6*766

63.013
57,393
59.146
66.150
76.332

20
21
23
25
27

1925
1926
1927
1928
1929

620
558
576
3595
2i919

1,640
2,202
3,272
3.085
11,693

7,588
6.083
8.748
8.988
9,171

8*044
8,153
10*072
11.113
12,647

80*785
86*071
98,268
108*966
134.003

27
27
26
26
29

1930
1931
1932
1933
1934

1322
778
It332
335
190

2,446
3,147
1,637
5,881
933

11,464
11.508
12.098
11,946
11,411

22*090
22.169
23,893
18.035
22.299

135.192
140*052
126.185
125,791
123,114

30
30
32
30
31

1935
1936
1937
1938
1939

141
120
94
97

841
566
682
658
745

10,894
10.158
10,188
10,183
10.084

21.112
22,480
23,539
23.969
24,895

133*404
148.641
174,255
172,835
191,684

31
30
30
30
29

1940
1941
1942
1943
1944

20

776
823
805
1*010
1*353

9.986
9.975
10.025
10.026
10.081

25.424
26.032
26,097
26.345
27.325

216*596
246*104
248*504
324*938
379,921

29
28
28
28
28

1945
1946
1947
1948
1949

250
440
350
265
315

1.495
1.976
2.241
2,144
2,568

10,176
10.193
10*160
10.518
10.519

28,771
30.298
31,273
32,231
33,832

413.920
437,075
420*762
417,830
414,635

27
27
26
26
26

1950
1951
1952
1953
1954

210

50

3,270
3,780
4.605
5,017
5,354

10,544
10.519
10.664
11.849
12,130

35,387
37.129
39,069
40*249
42,477

504.911
506*446
505,603
502,465
538.701

25
25
24
24
24

1955

25

5,312

13,911

43.561

595,279

22

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

250

234

Delaware

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans

. ,
Collateral

All
Q^

Year

SSL ***

1696
1897
1698
1899

3*021
3*14 7
3*113
3*108

2*927
3.049
2*982
2*977

94
98
131
131

1900
1901
1902
1903
1904

2*921
2.716
2>723
2*821
3*041

2*767
2*607
2.538
2629
2*834

154
111
185
192
207

1921
1922
1923
1924

6*567
6.611
6,827
7.477
8*046

5*456
5,622
5*927
6*680
7*522

1.111
989
900
797
524

1905
1906
1907
1908
1909

3*208
2*944
3.123
3178
3.274

2*990
2*664
2*908
2*959
3*133

218
280
215
219
141

1925
1926
1927
1928
1929

6*860
9*608
10.789
U647
13.482

8*310
9*332
10192
11.227
12.193

550
476
597
420
1*269

1910
1911
1912
1913
1914

3*770
4*046
4.46 1
4.930
5.248

3*585
3*826
4*306
4*713
5.074

185
218
155
217
174

1930
1931
1932
1933
1934

13*894
14.180
14.308
13.641
12*920

12*890
13.818
13,787
13,361
12*675

1.004
362
521
280
245

1915
1916
1917
1918
1919

5.351
5.531
5*625
5*897
5*657

5.159
5.395
5*494
5.245
4*943

192
136
131
652
714

1935
1936
1937
1938

12*081
12*079
12*244
12*976

11*913
11*936
12*113
12,843

168
143
131
133

Commercial,

Year
Total

1940
1941
1942
1943
1944

12*863
13,077
13.244
12*266
11*594

1945
1946
1947
1946
1949

and
agricultural

1920

For purchasing or
carrying securities
To brokers
and

dealers

Tn
others

30
30
30
30

Real estate

rvn
farm land

On
residential
property

Other

to
individuals

Other

oto

All
other

226
204
196
184

12.546
12.789
12.954
11*990
11*505

25
26
26
24
23

36
26
38
38
66

10*522
9*642
11*467
14*041
15*607

206

10*267
9*597
11*194
13*613
15,112

21
19

237
348
387

28
26
36
42
36

1950
1951
1952
1953
1954

16*777
18,573
19.548
21*058
22.598

32
34

359
327
431
463
611

16*255
17.981
18*678
20.333
21.759

122
234
213
219
178

26
11
16

1955

24*855

36

837

23*831

120

36

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

38
72

41
31

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Delaware

235

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in pr ocess
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

1*123
1*171
It329
1*514

1.123
1*171
1*329
1*514

72
74
74
77

3
3
3
3

69
71
71
74

313
327
426
548

4*529
4*719
4*942
5.247

1900
1901
1902
1903
1904

2*381
2*900
4*095
4*243
4*574

2*381
2*900
4.095
4*243
4*574

107
89
103
106
115

3
3
3
3
3

104
86
100
103
112

397
601
418
434
467

5.806
6.308
7.339
7.604
8*197

1905
1906
1907
1908
1909

4*824
6*197
6*496
6*611
6*741

216

4*824
6*197
6*496
6*611
6*525

121
135
210
214
307

3
3
3
3
2

118
132
207
211
305

493
183
180
184
163

8*646
9.459
10.009
10*187
10*485

1910
1911
1912
1913
1914

6*868
7*224
7*448
7*695
7*964

343
488
631
779
964

6*525
6*736
6*817
6*916
7*000

342
250
321
419
496

2
1
2
1
5

340
249
319
418
491

162
288
152
155
150

11*142
11*808
12*382
13.199
13*858

1915
1916
1917
1918
1919

8*134
9il56
10*278
10*678
13*374

25
540
2*101

1*136
1*447
1*815
1*987
2*424

6*996
7.709
8*438
8*151
6*849

476
535
725
690
655

2
3

6
7
14
8
11

470
528
711
680
641

149
141
140
140
140

14*110
15.363
16.768
17.405
19*826

1920
1921
1922
1923
1924

13*388
13*455
13*329
13*957
14*504

2*079
2*079
1*819
1*243
1*124

2*635
2*662
3*010
3*341
3*400

8*674
8*514
8*500
9.373
9*980

763
787
552
667
753

2
33
6
3
4

14
22
15
15
20

747
732
531
649
729

621
1*121
1*186
1*060
999

21.339
21*974
21*894
23*161
24*302

1925
1926
1927
1926
1929

14*606
14*793
14*959
15*463
14*221

1*078
1*033
644
538
462

3*360
3*449
3*229
2*608
2*297

10.168
10*311
11*086
12.317
11.462

842
747
765
790
868

8
5
13
5

22
23
28
33
40

812
719
724
752
828

943
918
858
806
752

25.251
26*266
27.371
28*706
29*323

1930
1931
1932
1933
1934

14.839
16*133
16*527
17*117
19*040

462
462
1.217
1.419
1*795

2*202
2.066
1*968
2*002
1*968

12*175
13.605
13.342
13*696
15.277

911
1*056
1*464
1*475
1*341

4
7
5
5
5

30
29
32
31
25

877
1*020
1*427
1*439
1*311

702
899
902
1.066
1.190

30.346
32.268
33*201
33*319
34.491

1935
1936
1937
1938
1939

21*256
23*359
26*964
27*937
30*246

1.921
1.990
2.137
2*138
2.178

1.749
1*826
2*212
2.160
1*980

17.586
19.543
22.635
23.639
26*090

1*393
1*741
1.307
1.498
1.571

8
8
8
8
8

27
27
31
32
40

1*356
1.706
1.268
1*456
1*523

1.436
1*243
1*182
1*151
1.071

36*166
38.422
41.717
43*562
45*909

1940
1941
1942
1943
1944

32*411
35*161
38*102
43*288
52*105

2.235
2.247
4*663
12.293
16*109

1*783
1.682
1*549
1*340
1.297

28*393
31*232
31*890
29*655
34*699

2*492
3*263
2.412
3.734
3*900

12
20
14
22
23

35
30
36
51
77

2*445
3*213
2*362
3*661
3*800

1>058
1*033
987
946
750

48.824
52.534
54*745
60*234
68*349

1945
1946
1947
1948
1949

65*358
75*004
78*324
79*437
80*649

19.670
20.998
20.960
20.482
20.037

1.182
1.127
1.065
1*013
926

44*506
52*879
56*299
57.942
59*686

2*760
3.216
3.645
3*463
3.716

20
23
25
23
25

82
78
63
81
97

2.658
3.115
3.557
3.359
3*594

717
705
679
696
679

79.357
88*567
94.115
97.637
100*651

1950
1951
1952
1953
1954

82*392
81*521
85*174
91*807
98*284

19*903
19.548
19*198
19*198
18*886

750
703
5.490
10*995
15*227

61.739
61*270
60*486
61*614
64*169

3*570
3*757
3*945
3*659
4.107

150
146
152
408
158

81
85
133
133
150

3*339
3*526
3*660
3*118
3*799

671
670
579
587
615

103.410
104.521
109*246
117*111
125*604

1955

103*476

17.941

127

138

3*888

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Federal Reserve Bank of St. Louis

133.078

236

Delaware

Mutual Savings BanksTable 4

Digitized for FRASER


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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

1896

Total

Interbank

S.
^nment

Other
demand

Other
time
3.873

1897
1898
1899

3.873
4.030
4<242
4.513

4.030
4,242
4513

1900
1901
1902
1903
1904

5027
5.512
6.529
6.586
7,135

5*027
5512
6529
6,586
7il35

1905
1906
1907
1908
1909

7,552
8.325
8.819
8*830
9.140

7i552
8*325
8*819
8*830
9,140

1910
1911
191Z
1913
1914

9,631
10.273
10.800
11,525
12*054

9*631
10,273
10,800
11.525
12*054

1915
1916
1917
1918
1919

12*261
13,363
14*646
15,144
17,422

12*261
13*363
14(646
15.144
17.422

1920
1921
1922
1923
1924

18,738
19,238
19031
20,105
21*054

18*738
19*238
19*031
20*105
21*054

1925
1926
1927
1928
1929

21*804
22,590
23*404
24,399
24,641

21*804
22i590
23*404
24.399
24*641

1930
1931
1932
1933
1934

25*435
27,104
27.779
27,817
29,070

25*435
27,104
27*779
27*817
29*070

1935
1936
1937
1938
1939

30,420
32,323
35,492
36,971
39,030

1940
1941
1942
1943
1944

41,526
44,775
45,902
50,619
58,132

41*526
44*775
45*902
50*619
58*132

1945
1946
1947
1948
1949

66,375
76,569
81,260
83,974
86,094

68*375
76*569
31*260
83*974
86,094

1950
1951
1952
1953
1954

87,776
87,701
91,855
99,151
106,806

87*776
87,701
91,855
99.151
106*606

69
70

30.420
32*254
35*422
36*971
39*030

Delaware

237

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1696
1899

National
bank
notes

Other
liabilities

...
wpitai

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

II

Number
of
banks

655

4.529
4*719
4*942
5*247

2
2
2
2

115
110

779
796
810

903
952

5.806
6*308
7339
7*604
8*197

2
2
2
2
2

1905
1906
1907
1908
1909

46

1.048
1.134
1*187
1*332
1.3*5

8*646
9.459
10*009
10*187
10*485

2
2
2
2
2

1910
1911
1912
1913
1914

1*507
1.535
1*582
1674
1*804

11.142
11*808
12.382
13.199
13*858

2
2
2

1915
1916
1917
1918
1919

1*849
2*000
2*122
2*261
2*404

14*110
15*363
16*766
17*405
19*826

2
2
2
2
2

1920
1921
1922
1923
1924

2*601
2*736
2*863
3.056
3*246

21*339
21,974
21*894
23*161
24*302

2
2
2
2
2

1925
1926
1927
1928
1929

3*447
3*676
3.967
4.307
4*675

25,251
26.266
27.371
28*706
29*323

2
2
2
2

4*908
5*164
5*422
5502
5.421

30.346
32.268
33,201
33.319
34*491

2
2
2
2
2

36,166
36*422
41,717
43*562
45*909

2
2
2
2
2

1900
1901
1902
1903
1904

1930
1931
1932
1933
1934

3
25

7
3

689
700
734

1935
1936
1937
1938
1939

5*746
6.099
6.225
6.591
6.876

1940
1941
1942
1943
1944

1
2
14
12
14

7.297
7.757
8*829
9.603
10*203

48*824
52,534
54,745
60,234
68,349

2
2
2
2
2

1945
1946
1947
1946
1949

11
17
13
11
15

10.971
11.961
12.842
13.652
14.542

79,357
86*567
94,115
97,637
100*651

2
2
2
2
2

1950
1951
1952
1953
1954

22
150
163
7
16

15*612
16*670
17,228
17,953
16*782

103*410
104,521
109*246
117.111
125,604

2
2
2
2
2

1955

Digitized for FRASER


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Federal Reserve Bank of St. Louis

19,534

D I S T R I C T OF C O L U M B I A

Revised data for assets and liabilities and


number of all banks in the District of Columbia; as of June 30 or the nearest available
date, in the period 1896-1955 are shown in
Table 1; for national banks, in Table 2; and
for State commercial banks, in Table 3.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in compiling the figures.
The figures for national banks in the District of Columbia were obtained from the
abstracts and annual reports of the Comptroller of the Currency with relatively minor
adjustments. A description of these figures is
included in the United States Summary. Compilation of figures for State commercial banks
presented a number of problems and considerations not encountered in compiling the
balance sheet for national banks. The following sections describe these problems and the
methods used in deriving the revised series.
The principal source of statistics for State
commercial banks for the period 1896-1933
1
Since there have been no mutual savings banks in the
District of Columbia, the figures for all commercial banks are
identical with tbose for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "loan and trust companies"
or "stock savings banks." Loan and trust companies in the
District are chartered under the District of Columbia code,
while stock savings banks in the District are chartered under
the laws of various States.

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Federal Reserve Bank of St. Louis

238

was figures reported to the Comptroller of the


Currency and published in his annual reports.
This was supplemented by data obtained from
bankers' directories.
Beginning with 1934, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation. There were no noninsured State banks in the District of Columbia after 1933. Available information indicates that no unincorporated banks (except
a branch of such a bank located in New York)
operated in the District during the period
covered by the revised series.
For State commercial banks in the period
1896-1933, the following paragraphs describe
(1) principal adjustments in the figures as
published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available,2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in number and balance sheets of
banks as published by the Comptroller.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

District of Columbia
CHANGES IN NUMBER AND BALANCE SHEETS OF
STOCK SAVINGS BANKS
Year

1897
1899 .
1907
1909
1910
1911
1

Additions
1
4

Deductions

1
1
il
1

Balance sheet only.

The principal balance-sheet figures for


the bank added in 1897 were obtained from
bankers' directories. The balance-sheet break*
down was estimated by applying to major
items (loans, investments, cash assets, and
deposits) the percentage distribution of each,
derived from figures for stock savings banks
reporting to the Comptroller in 1896.
Since no data for stock savings banks in
1899 were published by the Comptroller, figures were estimated by interpolating in dollar
amounts between data for 1898 and 1900.
Changes that were made in figures for
1907, 1909; and 1911 were to exclude the
District of Columbia branch of a New York
bank, which had been included in figures reported to the Comptroller. The figures for this
branch were obtained from the annual reports
of the Comptroller.
LOANS

A complete classification of loans into real


estate, collateral, and "all other" for stock
savings banks and loan and trust companies
was not reported to the Comptroller regularly
until 1911. For the years in which items were
not reported, figures were estimated.
Real estate loans and collateral loans were
estimated for loan and trust companies for
1896-1908 and 1910 by applying to total loans
in each year the ratio of each item to total
loans as computed from reported figures for
1909. The same procedure was followed in
making estimates for stock savings banks for
1907, 1908, and 1910.

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Federal Reserve Bank of St. Louis

239

INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities also
was not reported to the Comptroller regularly
until 1911. United States Government securities, however, were reported for every year.
Holdings of State and political subdivision securities by stock savings banks in 1909
the only year prior to 1911 that they were
reportedwere so small that no attempt was
made to estimate figures for 1896-1908. Holdings of such securities by loan and trust companies in 1896-1908 and by these banks and
stock savings banks in 1910 were made by
applying to total investments less United
States Government securities in each year, the
ratio of State and political subdivision securities to this total computed from reported data
for 1909.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published in the annual reports
of the Comptroller was used, after some minor
revisions, except for 1896-1908, 1910, and
1912, breakdowns for which were estimated.
The breakdowns of total deposits other
than interbank into demand and time deposits
at stock savings -banks for 1902-1908 were
estimated by applying to this total, ratios of
these items to this total that were derived by
interpolating between similar ratios based on
reported data for 1901 and 1909. Estimates
for 1910 and 1912 were derived by applying
averages of the ratios computed for 1909 and
1911 and for 1911 and 1913, respectively. The
reported breakdown for 1912 was not used
because it was not consistent with data reported for adjacent years. The breakdowns
at loan and trust companies for 1896-1908 and
1910 were derived by applying to total deposits other than interbank in each year the
average of the ratios of each item to this total
computed from data for 1909 and 1911.

240

District of Columbia

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars}


I<oans

Loans
Year
Total

Real
estate

All
other

Collateral
6.276

Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

15.297
16*485
17t720
20*450

3*779
3.867
4.155
5*351

8*203
9.747

5*242
5*686
5.362
5.352

1900
1901
1902
1903
1904

23*128
25*266
27*809
32*626
33*906

6*111
6*806
7*791
9*133
10*192

10.360
12.144
13*765
15 i 990
15.565

6.157
6*316
6*253
7*505
6.149

1920
1921
1922
1923
1924

114.673
116*935
122,396
138,109
140,225

20.688
19.568
24.670
26*863
27.214

55,316
55,063
49,175
53,928
54*827

36*469
42.304
48.551
57.318
58.184

1905
1906
1907
1906
1909

38017
46*723
46*045
42*629
47*598

11*226
13.771
13.351
13.469
15.376

17.775
22*286
21*692
19.209
22*021

9.016
10*666
11.002
9,951
10,201

1925
1926
1927
1928
1929

157.888
171.448
161*915
190*369
194.331

29,835
33.183
29.840
30.089
30*132

66,264
68,162
62*340
93*620
85*630

61*769
70.083
69.735
66.680
76.569

1910
1911
1912
1913
191*

54*316
54*935
58.317
63*069
58.967

17.449
17.167
16*925
14*254
14*434

23.972
23.420
26.170
28*417
26.734

12,895
14*348
15*222
20.398
17,799

1930
1931
1932
1933
1934

176,702
158,293
140*545
89*057
68*650

26,617
27,758
28.467
23*628
23.621

78*632
66*566
53.873
35,458
32.666

71.453
63.969
58.205
29*971
32*363

1915
1916
1917
1918
1919

62.127
67.588
78*794
88*566
98*193

15*409
17.681
19.226
17.567
17.432

26*577
26*510
33*979
38*461
51.961

20*141
23.397
25,587
32.558
28*800

1935
1936
1937
1938

82*565
90.914
102.924
98.199

24,106
29*794
35.053
35*840

26*331
24*062
26*188
24.171

32*126
37.038
41,683
38*188

6 932

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other

to

On
others

farmland

2*425

residential
property

Other

All
other

individuals

30*278

11.512

34,471

1940
1941
1942
1943
1944

121*369
137,666
135,223
108*244
112*199

32*520
36.115
40.331
25.525
27,168

773
780
793
840
1.402

2.502
2.326
1.793
3.143
8.250

101
59
39
38
45

35.413
38*806
38*507
36*021
33*214

13.213
16.020
16.620
14.645
14*406

22.552
24*068

36.647
41.758
37.140
3.480
3.646

1945
1946
1947
1948
1949

124,200
147.810
213*892
263*214
272.007

31*752
44 , 644
81*942
99*216
93*232

1.001
2*447
718
661
712

18*750
10.304
6*553
4,757
2,904

44
51
70
132
111

30.763
32.046
44*966
62*964
64*536

13,402
14*294
21.909
25,351
26,496

24.570
36.713
46.653
57.123
68.333

3.918
7.311
11.081
13*899
15.306

1950
1951
1952
1953
1954

314.768
371.849
366.412
422.628
455.905

102*408
136*133
131,679
143*345
157,496

2*522
2*468
3.750
6*338
6.081

2.737
4.088
4.167
2.421
2*356

167
174
267
174
237

83*306
89*454
95*656
97*490
106.787

26.843
27.717
32.944
31,569
34.969

86.126
98,866
103,573
127,020
135*269

10.876
15.662
17.345
17*297
15,754

1955

541.050

204,665

7.677

4*510

1,724

115.663

37.538

151,251

22.055

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

District of Columbia

241

Table jfAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*812
3,705
3428
3*978

2.031
2.229
1.973
2.426

11
11
14
20

1770
1.465
1.441
1.530

8)164
9,525
10.291
16,676

358
333
372

1*014

4*323
3*962
4*048
4*623

3,483
5*230
5*871
11*039

3*119
3.354
3.693
3.787

30,392
33,069
35,132
44*891

1900
1901
1902
1903
190*

4*403
4t876
5*146
7t726
9,160

2*457
2)360
2.193
4,379
4.425

32
45
63
75
87

1.914
2.471
2.890
3.272
4.648

11.918
12)955
15*329
13*992
14,514

503
624
612
795
716

3*542
3.927
3*642
2.906
3.409

7*873
8*404
11*075
10*291
10,389

3.911
4,339
4*283
5.386
5,437

43,360
47*436
52*567
59.732
63*017

1905
1906
1907
1908
1909

12*646
13*646
16*504
15*736
16i536

3.463
2.569
2*528
3*426
4.177

164
161
195
193

9.019
10.916
13.781
12)117
10.409

16)039
14*823
17.669
17)484
21)453

1*002
964
893

3.536
3.859
3.774
3.644
4*576

11.501
10.097
12.725
12*856
15*984

6*701
7.805
9*195
9*326
6,868

73*403
82*997
89*413
85*175
94*455

1910
1911
1912
1913
1914

18.293
18*326
24i352
24*886
27*346

3.812
4.200
4*397
4*043
5*947

2*455
1*495

13.942
13.743
19*514
16*386
19)904

20*166
21701
19.562
22)500
22)720

.865
432
*375
.958
,996

3.967
4.273
4.177
4*356
4.713

14*334
15*996
14.010
16.186
16.011

9,514
9,638
10,047
12.502
13.749

102*289
104*600
112*278
122.957
122*782

1915
1916
1917
1918
1919

26)538
30*688
33*776
47*155
61*247

5*618
5.924
8*251
21*158
31*026

2*365
2*545
2*429
1*846
1*856

18.355
22*219
23.096
24*151
28.365

22)197
23)541
24)314
31>687
35.737

1.325
2*300
1.858
3.885
6.413

5.616
4.324
5.633
4*595
5.076

15.256
16.917
16.623
23.207
24.246

13,697
14*106
15.276
14.645
15*428

124.559
135.923
152*162
182*273
210.605

1920
1921
1922
1923
1924

52.273
50)589
56)549
59.180
55.301

23.327
20.966
22.249
25*784
24*441

1.474
2)348
3)377
2)535
2.495

27.472
27.275
30*923
30*861
28.365

31.499
31.447
34.792
31*588
37,445

7,282
6*952
6*978
7*465
9.059

5,941
5*092
5)130
4)435
5.513

18*276
19.403
22*684
19*688
22*873

18.333
18.111
19.546
21.961
22,688

216.778
217*082
233.283
250*836
255.659

1925
1926
1927
1928
1929

61)093
60*668
59)691
64)106
61)637

24*995
25*567
23*563
24*668
26*969

2)253
2*025
1.701
1.676
1*823

33.845
33*276
34*427
37,762
32.845

42*641
46)695
48*533
45,186
48*080

11*866
10*249
10*645
9.581
10)087

5.636
5.657
5.791
5,095
5,642

25*139
30.789
32.097
30.510
32*351

22,955
23*854
25*045
26.757
27.749

284.577
302*865
315)184
326*436
331*797

1930
1931
1932
1933
1934

66)077
91*190
100*617
90*000
103.375

31*353
44*866
57*088
62.071
75*324

2*236
5*136
5.792
4.322
3.487

32*488
41,188
37,737
23,607
24,564

52.244
61)691
46,651
56*963
67.537

9*895
10.268
8.510
6*825
6,613

5,560
8,432
8*908
9,978
7,829

36.789
42.991
29,233
40*180
51.095

29,661
29.006
32.323
21,654
22.423

324.684
340*180
320.136
257*694
281*985

1935
1936
1937
1938
1939

117*162
125)385
142.290
130*501
130)845

90*107
97.434
116.555
105*915
106*621

2.433
2*768
2.929
2.317
2)267

24.622
25*183
22.806
22.269
21,757

86.919
112*204
89.682
105)419
114.933

8,517
13*687
12*837
12*682
14,870

9.595
11.390
9.060
9*200
8*667

68,607
87.127
67.785
83.537
91.396

23,095
22,124
20.400
20,398
22.441

309.741
350.627
355*296
354.517
372.713

1940
1941
1942
1943
1944

134.949
144*545
185*253
386*714
479)593

109*461
121*098
161*347
366*411
459)780

2*869
2)403
2)136
1*401
881

22,619
21,044
21*770
18,902
18,932

158.637
199,955
227,929
193,091
206,583

13)005
18)735
20*173
21*153
21*192

11.578
12.796
15,729
16*413
15,116

134*054
168.424
192*027
155.525
170.275

21*881
21,526
20*467
19*691
17*883

436.836
503.892
568*872
707.740
816*256

1945
1946
1947
1948
1949

624,960
695*580
595*608
539)242
503*116

603*721
661*100
550*930
496*313
459.771

1*493
1*808
1.624
4*086
2.958

19,746
32.672
43)054
36)643
40)387

265*018
245)734
260*423
273.624
274.550

31,929
2.7)404
35)244
34)293
33)981

16.055
17.156
20.322
21.200
22.197

217,034
201,174
204*657
216.131
218.3.72

17)711
19*471
18*113
18*503
19,601

1*031*889
1*108.595
1*088.036
1.094.583
1*069*274

1950
1951
1952
1953
1954

562*816
536*089
595.215
553)299
570*751

515*218
493*033
539*782
499*417
510*568

8*638
13.576
23.607
28.065
34.579

38)960
31)480
31.626
25,817
25*584

266)591
302*102
309.022
310)277
310)428

42)000
41,427
53>955
51*135
56*906

18,237
20.980
25.770
25,170
23,990

208,354
239,695
229,297
233.972
229.532

20*025
20)689
21,890
22,817
24,964

1*166.200
1.232.729
1.312.539
1.309.021
1.362*046

66*867

24*252

227,553

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1>950
539
383
441

34*220

867

1170

242

District of Columbia

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

J\JJKjlOt

LJUVDU*! I UO, A111.P

miiUDEtn,

J.O3

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

507
605

1696
1897
1898
1899

19.263
21.857
24*702
34*174

1900
1901
1902
1903
1904

31*151
34.787
39*603
42*811
43*548

1.146
1.515
1*425
1*637

1905
1906
1907
1908
1909

51*260
56*739
60*675
55.303
62.853

1910
1911
1912
1913
191*

U.S.
Government

Other
demand

Other
time

56
77
205
497

18*425
20.842
22*982
32,155

275
333
636
728

453
428
455

3*457
2.550

29*062
32*046
36*267
36*311
37*399

1*167
1*366
1*618
1*962

2*318
3*195
4*268
3*921
5.767

4*465
5*671
6.581
4*073
2037

41,673
44*723
46*119
42*738
49*656

2.784
3.150
3*707
4*571
5*391

66*266
70*286
76*688
82.974
81,157

5,894
5.375
5*808
7,381
6*776

5*645
2*839
3*380
2.879
4.197

50*381
55*251
57,105
62.391
54*019

6*346
6*821
10*395
10*323
16*165

1915
1916
1917
1918
1919

83*007
93.742
107.492
136.629
162*160

6.550
7,420
8*410
9,797
9,236

3.038
3*220
6*202
8*514
7,627

54.055
63.752
69.324
89.933
105.280

19*364
19.350
23*556
28*385
40*017

1920
1921
1922
1923
1924

163*413
167*666
181.777
191*651
201.784

7.371
6*728
7*466
6,974
9.396

1.732
3*007
.804
2*196
1*613

109.244
107*434
115.092
116.796
120.149

45,066
50*497
58*395
65*683
70*626

1925
1926
1927
1928
1929

230.079
244*999
259*016
264*517
264*411

12.476
11.762
15*166
14*468
13*432

3*295
3.208
3*467
3*272
3*711

133*888
147.052
149*110
148*770
145*606

80*420
82*977
91*271
98*007
101*662

1930
1931
1932
1933
1934

261.966
278.297
257*980
212*883
236.134

14,571
17.207
13.363
14,116
16,223

2*163
1*943
1*508
2*360
3*271

136*701
140.392
122.461
112.735
123.646

108.531
118.755
120*646
83*672
92*992

1935
1936
1937
1938
1939

266*563
306*413
308.812
306*862
323,682

20*746
25*836
22.253
26*047
31*266

903
584

1*133
1.273

141.560
172.637
177.986
171.532
180*665

103*352
106*625
107*989
106*150
110*476

1940
1941
1942
1943
1944

364*677
450*704
515.931
654.332
761*955

35*004
44.939
42.379
40*146
42.658

1*505
2*191
1*944
37.974
102.970

229.886
278.763
343,709
441.349
465.620

118*260
124*811
127*899
134*863
150*707

1945
1946
1947
1948
1949

974,027
1,039*287
1,015,018
1.019.385
990,203

48.349
51.344
44.340
47.257
48.367

173.143
107.305
14.796
24.125
19.264

567.025
664.223
728.918
731*484
712*599

185*510
216*415
226*964
216*519
209*953

1950
1951
1952
1953
1954

1,086*602
1*145*028
1*221*378
1,212,808
1*260*907

50.278
73*168
75.440
80.407
86.389

33.394
41.566
53.787
44,121
54*140

788*996
822*292
878*236
873,075
867*444

214*132
208.000
213.915
215*205
252*934

1*343*090

83.765

924*274

280*543

879
794
939

1*315

697

District of Columbia

243

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

N ti

Year

; "al
^

Borrowings

1896
1897
1896
1899

40
15

1900
1901
1902
1903
1904

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

893
947
981
1*026

1.138
1,093
727
533

6.660
6*659
6.410
6.454

2,398
2,498
2,312
2,702

30,392
33*069
35,132
44*891

19
19
16
19

1.301
1*335
1.350
1.375
2*316

335
237
156
1*550
921

7*397
7,696
7,677
8.377
10.227

3,176
3,379
3,781
5,619
6,005

43,360
47*436
52,567
59,732
63*017

20
20
19
19
19

1905
1906
1907
1908
1909

206
341
145

2.960
4*022
4533
4*805
5.160

1.448
2.612
3*601
1*991
2*463

11,177
12.284
12*665
14.370
14,747

6*418
7*340
7*733
8*365
9*067

73,403
62,997
89*413
85,175
94,455

22
24
27
27
27

1910
1911
1912
1913
1914

330
151
280
416
1.312

5*532
5.363
5.744
5*811
6*240

2.463
2.391
2*353
2.615
3.522

15,661
15,716
16.022
19,253
18,286

10*037
10*693
11*191
11,688
12*265

102*289
104*600
112*276
122,957
122*782

31
30
29
36
37

1915
1916
1917
1918
1919

1.463
1444
1.233
2*409
3.732

6.173
6*221
6*364
6.071
5*752

2.976
2*703
4*722
3.502
4.574

18*385
18.659
18.731
19*393
19.956

12,555
13,154
13*620
14*269
14*431

124*559
135.923
152*162
162*273
210.605

37
40
42
44
44

1920
1921
1922
1923
1924

8.605
4.811
4*832
9.912
3*656

5*742
5.772
5.694
5*610
5*668

2*750
1.143
1.287
2.597
1.984

20.572
20.965
21.614
22*095
23*353

15*696
16,725
18,079
18,973
19,214

216,776
217*062
233,263
250*838
255*659

45
47
50
49
46

1925
1926
1927
1928
1929

4*338
4*958
1.525
5*010
6.216

4*426
4.107
3*976
3.964
4*891

2*377
1.997
982
1*375
3*508

23.378
24.144
24,451
24,517
24,860

19,979
22,660
25.234
27,055
27*891

264,577
302*665
315*184
326*436
331*797

44
43
43
42
41

1930
1931
1932
1933
1934

3*449
3*010
4.332
317
255

4*905
4*186
4.389
4*413
2.852

2*122
2*646
2*650
1.603
1*602

23,928
23,328
23*328
17*350
21*835

28*314
28*711
27,457
21*126
19,307

324*684
340*160
320*136
257,694
261*965

40
39
39
20
21

1935
1936
1937
1938
1939

130
4

962

1.019
1*619
1*696
1*877
1*770

21,735
21*450
21,244
20*908
19,723

19*332
21*141
23*544
24.670
27.538

309*741
350*627
355*296
354*517
372*713

22
22
22
22
22

3*852
3*553
2*477
1*947
2*312

19,570
19,025
19,047
18,887
17*592

28,737
30,610
31.417
32.574
34,399

436.836
503.892
568*672
707.740
816*256

22
22
22
22
21

2*987
5.896
6*716
7*441
9*163

17,600
20*500
20*900
20*900
21*000

37,275
42*910
44*900
46*857
48.888

1,031*689
1,108*595
1*088*036
1*094*563
1.069*274

21
21
19
19
19

6*315
7*722
8*269
9*717
9.639

21*100
22*250
23*000
23.000
24*940

51*983
56*329
59,172
62,796
66,062

1.166*200
1*232.729
1*312*539
1*309*021
1*362*046

19
19
19
19
19

13.257

27*190

1*450.931

17

140

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

500

1400
700
700
500

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

244

District of Columbia

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

8.681
9*737
10*438
11*102

88
102
127
147

3*558
4*163
5*176
5*970

5*035
5*472
5*135
4*985

1900
1901
1902
1903
1904

12*490
13*342
14.331
16*793
16*272

164
178
205
235
210

6*656
7*253
8*322
9*555
8*528

5*670
5*911
5*804
7.003
7.534

1920
1921
1922
1923
1924

55,125
56,990
58,070
67,120
68,530

281
363
926
1,171
1,595

26*522
26*049
23*581
27*000
27.575

28.322
30.578
33.563
38*949
39*360

1905
1906
1907
1906
1909

18*372
22*668
22*508
18,751
20*349

250
316
306
244
285

10*185
12*831
12*456
9.919
11*454

7,937
9,521
9.746
8.588
8.610

1925
1926
1927
1928
1929

77*712
85,310
92,923
96,275
95,191

2,167
2.553
2.585
2,496
2,326

33*882
35*312
43*404
48*903
45,642

41,663
47,445
46*934
44*876
47*223

1910
1911
1912
1913
1914

23.373
23.166
23*180
26*292
27*404

330
356
310
307
621

12*104
11*985
11*323
12*857
13*452

10*939
10,825
11.547
13.128
13.331

1930
1931
1932
1933
1934

88,685
81,302
71,225
41,389
42,768

2*292
2,800
3.729
2*560
2,499

39*661
35*124
28*231
18*004
17*659

46*732
43,378
39*265
20*825
22*610

1915
1916
1917
1918
1919

27,433
30*177
36*988
44*609
48*632

690
656
510
479
404

12*622
12*959
16*483
19*281
26*777

14*121
16*562
19,995
24 849
21*451

1935
1936
1937
1938

38.658
41,560
47.508
44,720

2*688
4*297
5*850
7*413

13*977
13*439
15.762
14*992

21*993
23*824
25*896
22*315

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
residential
property

On
farm land

Other

Other
loans
to
individuals

All
other

1939

47,168

18*857

1*424

30

8,252

1940
1941
1942
1943
1944

56,584
64*457
63,932
51,203
56*607

24,857
28,562
29,557
18*281
19,800

417
387
436
487
526

1,439
1*264
1,170
1*334
4*804

37
13
7
9
24

11*607
13*336
13*744
15,250
14,708

4*052
5,474
5*620
4*517
5*030

9,141
9*417

14,175
15*421
13,398
2,184
2*298

1945
1946
1947
1948
1949

65*2*7
84,470
114,978
143*711
140,877

21,657
33,169
58,517
70*038
61*542

516
1*596
333
386
373

13*136
7*346
3*659
2,591
2,142

26
35
35
68
45

13*761
16*194
18*524
25*262
25*496

4,297
5*106
9*250
11,938
15,268

9775
1 5 * 747
19,224
25*082
29*681

2*099
5*277
5*436
8,933
7*369

1950
1951
1952
1953
1954

164*754
198*849
203,432
225,488
250*535

67*372
90*367
81*135
92*789
101*825

1*025
869
1*534
3,519
2*158

1,995
3*516
3*450
2*066
1*960

104
126
205
128
194

36*293
40,290
48*722
46*832
56*662

14,754
13,385
16,957
16,251
18,554

40,334
47,075
46,469
60,343
66,873

2*403
5,010
5,045
5,741
4,457

1955

320,499

134*254

3,162

3,835

164

71,008

22*098

80,979

8*159

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

District of Columbia

245

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U. S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*333
3O03
3023
3*306

1*680
1*984
1*776
2.112

5
4
4
4

1*648
1*315
1*243
1*190

6*884
7.190
7.359
11.662

321
295
306
845

3,907
3*346
3.416
3,961

2,656
3,547
3*637
6*876

1,197
1,202
1,197
1,225

20*095
21,432
22.017
27.315

1900
1901
1902
1903
1904

3495
3>775
3i819
6*078
7,235

2.175
2.130
2.143
4*329
4.383

4
5
5
5
9

1*316
1*640
1,671
1*744
2*843

8*887
9.036
10.496
9.342
9*590

450
476
482
668
610

" 2*943
3*424
3*136
2*346
2,681

5*494
5,136
6,880
6,326
6,299

1*308
1,498
1*491
2.499
2.469

26*180
27*651
30.139
34*712
35*566

1905
1906
1907
1908
1909

9,107
10*222
12*101
10*888
10*876

3.375
2*550
2.528
3.426
4.177

17
23
29
22
1*699

5,715
7*649
9*544
7.440
5.000

10,390
9.940
11.541
10*563
11*977

811
713
1,033
740
727

2,731
3,110
3,020
2*604
3*442

6*796
6,117
7,488
7,219
7,808

3.711
5.127
5*896
5*206
4.699

41*580
47*957
52.046
45.408
47.901

1910
1911
1912
1913
1914

12*453
12*044
14.171
14*464
14*264

3*812
4.200
4.394
4*036
5.946

284
28
13
1*979
1*087

8,357
7*816
9,764
8,449
7,231

10,998
11*987
11*042
11.895
13.689

1*286
1*080
996
1,396
1*416

2*923
3*264
2*959
3*014
3*470

6,789
7,643
7*085
7,485
8,803

5*206
5.294
5.320
5*974
7,166

52*032
52.491
53,713
58,625
62,543

1915
1916
1917
1918
1919

15*086
18*159
19*944
27*082
35.734

5*816
5,924
7,399
14*532
21*905

1*866
1*759
1.631
1,303
1,304

7*402
10,476
10,914
11,247
12*525

13,230
13.665
15*435
20*786
22*245

1.027
1.557
1.407
2.984
4.531

4*300
3,005
3,340
3,094
3*163

7,903
9,103
10,186
14,708
14,551

6*950
6*469
6*839
5*792
6057

62,699
68,470
79,206
98,269
112*668

1920
1921
1922
1923
1924

29.726
28*034
29.779
31*241
28*848

17,810
16,121
16*575
18.549
17*765

922
1.153
1.538
1.168
1.101

10*994
10.755
11.666
11*524
9*982

20*323
20*045
22*215
20*246
23.521

5*811
5.452
5.607
5.904
6*903

3,254
2,771
2*768
2*203
3*041

11,258
11,822
13,640
12,139
13*577

7*641
6*907
8*185
10*232
10.605

112,815
111.976
118,249
126,839
131*504

1925
1926
1927
1928
1929

31.925
32.237
32*363
34*159
35 696

18.407
19*576
18*753
20.292
23.207

1*127
1*116
886
827
883

12.391
11*545
12*724
13*040
11*606

26*024
31*130
29*211
26,097
29,188

8*139
7*411
7*716
6.718
6*171

3*178
3*074
3,169
2,539
2,799

14*707
20*645
18*326
16,640
18,218

11*018
11.863
12,166
12,768
13,747

146,679
160,540
166*663
169,299
173*822

1930
1931
1932
1933
1934

36*631
51*324
60*460
57.481
62*840

23.852
31*633
41*046
46.570
51.279

926
2.462
3.327
2*309
1*562

11*853
17*229
16*087
8*602
9.999

32*761
40*483
30*926
35*500
45,394

7.357
7.636
6.098
5.192
5*640

2*879
4*854
4,217
5*867
5*049

22,525
27,993
20,611
24*441
34*705

14*317
15*681
16*487
7*669
7.914

172*894
138*790
179*098
142*039
153,916

1935
1936
1937
1938
1939

72*346
74.650
85.984
73*041
78*755

60*199
61*716
73*694
62*224
66*460

1*290
1*656
1*745
1.091
1*113

10.857
11*278
10*545
9*726
11*182

54,154
71,982
54,235
68*806
74*171

5*987
9,222
7*690
7,429
8*596

5*714
7*009
5,308
5*646
4*984

42*453
55,751
41*037
55.731
60*569

7.967
7,655
7,373
7*616
8,312

173,125
195,847
195*100
194*163
208,406

1940
1941
1942
1943
1944

82*049
85.266
111*607
251.704
300*703

67*930
73*583
98*889
240.355
289*344

1*553
1*059
1.434
946
265

12.516
10,626
11,284
10*403
11*074

102*154
137,781
154,473
117,951
125*496

8*542
11*388
13.162
14,947
13.987

6,940
7,877
9,332
10,055
9.205

86.672
116,016
131,979
92,949
102,304

8,256
8*069
8*092
7*615
7,295

249.043
295.575
338*104
428*473
490*101

1945
1946
1947
1948
1949

380*164
426*433
361*595
308*135
316*932

365*331
401.248
333*193
279*957
288*714

1.066
1*151
1*130
1*660
1*158

13*767
24*034
27,272
26*518
27*060

156,111
157.035
162*862
166*465
173*643

12.808
19,330
23*132
22*592
20*866

9,985
11*087
12*369
12*443
13*619

133.318
126*618
127.361
133*430
139,158

7,278
9,049
7*601
7,705
8,155

608.620
676*987
647*036
628*016
639.607

1950
1951
1952
1953
1954

368*399
347*183
380*057
353*584
361*302

341,991
325*413
346*738
319,833
321*100

1*625
3*396
13*689
19.277
25*322

24*783
18,374
19*430
14,474
14*880

166*392
182*562
193,043
195,907
188,719

23*515
25*376
35*790
33*090
35.135

10*291
11*726
13*846
13,184
12*497

134*586
145*456
143*407
149,633
141,067

3,367
9,139
9*804
10*261
11*627

709*932
737*733
786,336
785.240
812.183

1955

371*696

318.990

31.169

45*423

14*336

154*207

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

246

District of Columbia

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

13.970
15.212
16.290
21*266

507
605
873
788

36
77
205
497

13*387
14*500
15*178
19*945

28
30
34
36

1900
1901
1902
1903
1904

19,537
20.874
23il35
25*300
25*041

933

453

1*130
1.448
1.366
1*614

428
455

3,457
2*550

18.111
19*262
21*169
20*405
20.796

40
54
63
72
81

1905
1906
1907
1908
1909

28*833
31*670
34.702
28.725
30*602

1*827
2*717
3.505
3.405
4.673

4,485
5*671
6*581
4.073
2.037

22*421
23*164
24*440
21*033
23*590

100
116
176
214
302

1910
1911
1912
1913
191*

32.833
33*189
34.105
37*640
39,763

4.619
4*430
4.719
5.891
5.324

5*645
2*839
3*380
2.879
4.197

22*110
25*430
25*188
27*381
24*950

459
490
818

1*489
5*292

1915
1916
1917
1918
1919

40.106
46.094
56.466
75,035
87,354

5*294
6*168
7*048
fl.618
7*812

3*038
3*220
6.202
7.744
7.293

25*711
29*226
34*970
47*309
56*699

6*063
7.460
8.246
11*364
15*550

1920
1921
1922
1923
1924

83*837
87.187
92.348
96.950
104.211

6.540
5.832
6.656
6*152
7.904

1.722
2.570
2.031
1*566

58*261
58.411
61.563
60*995
64*616

17*314
20,374
23.527
27*772
29*925

1925
1926
1927
1928
1929

120.157
131.643
140.071
137.950
139*215

9.072
9*856
13*058
12*069
11*474

3*287
3*208
3*385
3*234
3*660

72*980
82.963
82*144
78*455
77*614

34.816
35*596
41.484
44*192
46.467

1930
1931
1932
1933
1934

141*503
157*352
146.770
121.765
138.433

12*313
14.412
11.235
11*859
14*452

1*732
1.713
1.501
2*329
3.223

74,097
79.147
70*048
65*507
74*917

53.361
62*080
63*986
42*070
45*641

1935
1936
1937
1938
1939

154,172
176.584
174,761
173,439
186,927

19.673
24*035
20.500
24*143
26*679

882
538

1*105
1*189

84*786
103*242
106*696
102*600
110*776

46*831
46.094
47*027
45.391
46.283

1940
1941
1942
1943
1944

225.068
271*836
314*508
404*922
465*460

32*356
42.804
40.508
38.395
40.563

1*294
1*256
1,244
24*669
61*444

142*641
176*121
219*951
283.707
294*912

46.777
51.655
52*605
58.151
68.541

1945
1946
1947
1948
1949

581.968
641*303
609*714
590*250
600.420

46.502
48*849
41*249
41.119
42.709

101.035
62*186
4*688
15.077
11.079

349*221
423*891
454.424
429*124
446.342

65.210
106.377
109*353
104,950
100*290

1950
1951
1952
1953
1954

669*869
692*373
738*806
734.736
759.770

41*825
46*044
47.177
52*265
53.735

19*488
25.775
31.517
27.261
37*060

504*910
520*663
557*845
553*274
538*029

103*646
99.891
102.267
101.936
130.946

53.006

38.079

614.595

152.044

1955

602

1.213

District of Columbia

247

Table 2National Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
N

Year

^
Jjjlj

Borrowings

1896
1897
1898
1899

40
15

1900
1901
1902
1903
1904

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

14

893
947
981
1*028

3.327
3*327
3*027
3.027

1.857
1*931
1*719
1*994

20.095
21.432
22.017
27,315

14
12
12

1.301
1*335
1.350
1*375
2*316

1*061
900

3.027
3.027
3.027
3*677
3.777

2.315
2*415
2*627
3.299
3.532

26*180
27.651
30.139
34.712
35*566

12
12
12
12
12

1905
1906
1907
1908
1909

206
155
55

2.960
4.022
4*533
4*805
5*160

1*370
2.561
2*903
1*988
1*721

4*527
402
.402
.202
.552

3.750
4.302
4*300
4.533
4.811

41.580
47,957
52*046
45*408
47.901

12
13
12
11
11

1910
1911
1912
1913
1914

232
77
65
230
325

5.532
IU363
5.744
5.811
6*240

2.307
2.347
2*094
2,483
3*450

.052
.102
,102
6*602
6*909

5.076
5.413
5.603
5.859
5.856

52*032
52,491
53.713
58.625
62*543

12
11
11
12
13

1915
1916
1917
1918
1919

539
374
170
ItOOS
2*514

6*173
6*221
6*364
6.071
5.752

2*957
2*537
2*824
2*126
3.034

6.977
7*159
7.177
7*427
7.427

5.947
6.085
6.205
6*602
6*587

62*699
68*470
79*206
98.269
112*668

13
14
14
14
14

1920
1921
1922
1923
1924

6.899
3*231
4076
8*538
3*064

5.742
5*772
.694
5*610
5*668

If608
647
422
999
689

7.677
7.677
7*677
8.027
9*527

7.052
7.462
8.032
8.715
8*345

112*815
111*976
118,249
128*839
131.504

15
15
IS
14
14

1925
1926
1927
1928
1929

3*328
3*991
740
4*565
4.910

4*426
4.107
3*976
3.964
4.891

940
848
770
900
1*704

9.427
10*277
10.527
10.527
10.773

8.401
9*674
10.579
11.393
12.327

146.679
160.540
166.663
169*299
173*822

13
13
13
13
12

1930
1931
1932
1933
1934

2*253
1*859
3.399
87

4.905
4.188
4.389
4*413
2*852

823
1*223
1*216
372
334

10.775
11.175
11.175
6,950
9.450

12*635
12.993
12.149
8.452
7.847

172*894
188*790
179.098
142.039
158*916

12
12
12
8
9

962

462
871
823
902
699

9.300
9*300
9*212
8*990
8*830

8*229
9*092
10*304
10.852
11*950

173,125
195*847
195*100
194.183
208*406

9
9
9
9
9

2.677
1*722
1.205
775
1*145

8*700
6,600
8*450
8.300
7,800

12*598
13.417
13*941
14*476
15*696

249*043
295.575
338*104
428*473
490*101

9
9
9
9
9

1*748
4*187
3.575
3.435
3.504

7*800
10.850
11.300
11.300
11.400

17,304
20.647
21.947
23.031
24.283

608*820
676.987
647*036
628*016
639*607

9
10
9
9
9

2*691
3*590
3.811
4*621
4*193

11*400
12.450
13.200
13*200
14*800

25.972
28.920
30.519
32.483
33.420

709*932
737.733
766*336
785*240
812*183

9
9
9
9
9

7.172

16.750

140

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

500

400
200

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

920*343

248

District of Columbia

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

6.616
6,748
7.282
9.348

3765
4*028
5.204

3.691

2.718
2769
3.027
3.777

207
214
227
367

1900
1901
1902
1903
1904

10*638
11*924
13*478
15*835
17.634

5*947
6.628
7.586
8.898
9*982

4*204
4*891
5*443
6*435
7.037

487
405
449
502
615

1920
1921
1922
1923
1924

59.548
59.945
64*326
70.989
71.695

20.607
19,205
23,744
25,692
25*619

28*794
29,014
25,594
26*928
27,252

10,147
11*726
14*988
18*369
18*824

1905
1906
1907
1908
1909

19*645
24t055
23*537
23.878
27*249

10.976
13.455
13*045
13*225
15091

7.590
9.455
9.236
9,290
10.567

1.079
1*145
1*256
1*363
1*591

1925
1926
1927
1928
1929

80*176
86.138
88,992
94,114
99,140

27,668
30,630
27,255
27,593
27,806

32*402
32*870
38.936
44.717
39.988

20,106
22,638
22,801
21,804
31.346

1910
1911
1912
1913
1914

30.943
31i769
35*137
36.777
31.563

17.119
16.811
16.615
13.947
13.813

11*868
11.435
14*847
15*560
13.282

1.956
3.523
3.675
7.270
4,468

1930
1931
1932
1933
1934

88.017
76.991
69.320
47.668
45*882

24,325
24,958
24,738
21,068
21,122

38,971
31*442
25*642
17*454
15.007

24,721
20,591
18,940
9,146
9*753

1915
1916
1917
1918
1919

34*694
37.411
41.806
43*977
49*561

14.719
17.025
18.718
17.088
17.028

13,955
13.551
17.496
19*180
25*184

6.020
6.835
5.592
7.709
7.349

1935
1936
1937
1938

43*907
49*354
55*416
53,479

21,418
25,497
29,203
28,427

12.354
10*643
10,426
9,179

10*135
13*214
15,787
15,873

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
residential
property

On
farm land

To
others

Other

Other
loans
to
individuals

All
other

6,320

269

22*026

8*193

1940
1941
1942
1943
1944

64,785
73*409
71.291
57,041
55,592

7*663
9*553
10*774
7,244
7,368

356
393
357
353
876

1.063
1.064
623
1*809
3,446

64
46
32
29
21

23.806
25.470
24.763
22.771
18*506

9.161
10*546
11.000
10*128
9,376

13,411
14,651

22,672
26,337
23*742
1,296
1.348

1945
1946
1947
1948
1949

58,933
63,340
98*914
119*503
131*130

10*095
11.475
23.425
29,178
31.690

485
851
385
273
339

5*614
2.958
2.894
2.166
762

18
16
35
64
66

17.002
15*852
26*442
37*702
39*038

9.105
9.188
12.659
13.413
13*208

14,795
20,966
27,429
32.041
38.652

1*819
2*034
5*645
4*966
7*917

1950
1951
1952
1953
1954

150.014
173,000
182*980
197*140
205,370

35.036
45.766
50.544
50*556
55.671

1.497
1.599
2.216
2*819
3*923

742
572
717
353
376

63
48
62
46
43

45,013
49.164
46.936
50*658
50,125

14.089
14.332
15.987
15,318
16,415

45.792
51*791
55*104
66.677
68.396

8.473
10.652
12.300
11,556
11*297

1955

220,551

70*411

4.495

675

1.560

44*655

15.440

70,272

13*896

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures, Total loans
continue to be shown net.

District of Columbia

249

Table 3State Commercial Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955-Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

479
402
405
672

351
245
197
316

6
7
10
16

122
150
198
340

1*280
2*335
2*932
4*994

37
38
66
169

416
614
632
662

1*683
2*234
4*163

827

1*922
2*152
2*496
2*562

10*297
11*637
13*115
17.576

1900
1901
1902
1903
1904

908

It 327

282
230
50
50
42

26
40
58
70
76

596
831

1*219
1*526
1*805

3*031
3*919
4*631
4*650
4*924

53
148
130
127
106

599
503
506
558
726

2*379
3*268
4*195
3*965
4*090

2*603
2*841
2*792
2*867
2*966

17.180
19*785
22*426
25.020
27.451

1905,
1906
1907
1908
1909

3*539
3*424
4*403
4*848
5*660

88
19

147
138
166
171
251

3*304
3*267
4*237
4*677
5*409

5*649
4*883
6*128
6*921
9*476

191
154
137
244
166

755
749
754

1*040
1*134

4*703
3*980
5*237
5*637
8*176

2*990
2*678
3*299
4*120
4*169

31,623
35.040
37*367
39*767
46*554

1910
1911
1912
1913
1914

5*840
6*282
10*181
10*422
13*082

255
355
428
476
408

5*565
5*927
9*750
9*939
12*673

9*168
9*714
8*520
10*605
9*031

579
352
377
562
580

1*044
1*009
1*218
1*342
1*243

7*545
8*353
6*925
8*701
7.206

4*306
4*344
4*727
6*526
6*563

50*257
52.109
56.565
64*332
60*239

1915
1916
1917
1918
1919

11*452
12*529
13*832
20*073
25*513

6*626
9*121

497
766
798
543
552

10*953
11*743
12*182
12*904
15*840

8*967
9*876
6*679
10*901
13*492

298
743
451
901

1*882

1*316
1*319
1*793
1*501
1*913

7.353
7*614
6*635
8*499
9.697

6.747
7.637
8*439
9.053
9.371

61*860
67,453
72*956
84,004
97*937

1920
1921
1922
1923
1924

22*547
22*555
26*770
27*939
26*453

5*517
4*845
5*674
7*235
6*676

552

16*478
16*520
19*257
19*337
18*363

11*176
11*402
12.577
11*342
13.924

1*471
1*500
1*371
1*561
2*156

2*687
2*321
2*362
2*232
2.472

7.018
7*581
8*844
7.549
9*296

10*692
11.204
11*361
11*729
12*083

103,963
105*106
115*034
121*999
124,155

1925
1926
1927
1928
1929

29*168
28*631
27*328
29*947
25*941

6*588
5*991
4*810
4*376
3*762

1*126
909
815
849
940

21*454
21*731
21*703
24*722
21*239

16.617
15*565
19*322
19*089.
16*892

3*727
2*636
2*929
2*863
1*916

2*458
2*583
2*622
2*556
2*843

10,432
10*144
13*771
13*670
14*133

11*937
11*991
12,879
13*989
14*002

137*898
142*325
148,521
157*139
157,975

1930
1931
1932
1933
1934

29*446
39*866
40*157
32*519
40*535

7*501
13*233
16*042
15*501
24*045

1*310
2*674
2*465
2*013
1*925

20*635
23*959
21*650
15*005
14*565

19*483
21*208
15.725
21*463
22*143

2*538
2*632
2*412
1*633
2*973

2*681
3*578
4*691
4*111
2*780

14*264
14*996
8*622
15*739
16*390

14.844
13*325
15.836
13*985
14*509

151,790
151,390
141,038
115*655
123*069

1935
1936
1937
1938
1939

44*816
50*735
56*306
57*460
52*090

29*906
35*718
42*861
43*691
40*361

1*143
1*112
1*164
1*226
1*154

13*765
13*905
12*261
12*543
10*575

32*765
40*222
35*447
36*613
40*762

2*530
4*465
4*947
5.253
6*272

3*881
4.381
3*752
3.554
3*683

26,354
31*376
26*748
27*806
30*807

15,128
14*469
13*027
12*782
14,129

136,616
154*780
160,196
160,334
164.307

1940
1941
1942
1943
1944

52*900
59*277
73*646
135*010
178*690

41*481
47*515
62*456
126*056
170*436

1*316
1*344

10*103
10*418
10*486
8*499
7*858

56*463
62*174
73*456
75*140
61*087

4.463
6.847
7*011
6*206
7*205

4*638
4*919
,397
358
911

47*382
50*408
60*048
62*576
67*971

13*625
13*457
12*375
12*076
10*588

187,793
206*317
230,768
279*267
326.157

1945
1946
1947
1948
1949

244*796
269*147
234*013
231*107
186*184

238*390
259*852
217*737
216*356
171.057

427
657
494

2*426
1*800

5*979
8*638
15*782
12*325
13*327

108*907
88*699
97*561
105*159
100*907

19*121
8*074
12*112
11*701
13*115

070
.069
,953
.757
,578

83*716
74.556
77*496
64.701
79.214

10*433
10,422
10*512
10*798
11*446

423*069
431.608
441*000
466*567
429*667

1950
1951
1952
1953
1954

194*417
190*906
215*158
199*715
209*449

173,227
167*620
193*044
179*584
169*488

7.013
10*180
9*718
8*788
9*257

14*177
13*106
12*396
11*343
10*704

100*199
119*540
115.979
114.370
121.709

18*485
16*049
18*165
16*045
21*771

7*946
9*252
11*924
11*986
11.493

73*768
94*239
85*690
84*339
88*445

11*638
11,550
12*086
12,556
13*337

456*268
494*996
526*203
523*781
549*865

1955

193*686

172*643

8*360

12*683

104*726

21*464

9.916

73*346

11*625

530*588

1*101

1*646
1*925

3
7
1
2
852

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*190
1*839
1*367
1*394

702
455
596

250

District of Columbia

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Ajatia, LtLAmuiuu}, AIIIS iiuraDiun, ioy


[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Other
demand

U.S.
Government

Interbank

Other
time

1896
1897
1896
1899

5*285
6*645
8*412
12*908

6
6

5*038
6*342
7*604
12*210

247
303
602
692

1900
1901
1902
1903
1904

11*614
13,913
16*468
17.511
18*507

6
16
67
59
23

10*951
12*784
15*096
15*906
16*603

1,113
303
546
881

1905
1906
1907
1908
1909

22.427
25.069
25,973
26*578
32*251

491
478
763
516
1.094

19*252
21*559
21,679
21*705
26*066

684
032
*531
,357
5,089

1910
1911
1912
1913
1914

35*433
37*097
42*563
45*334
41*394

1*275
945
1.089
1.490
1.452

26*271
29*821
31*917
35*010
29*069

5.687
6.331
9*577
8*834
10*873

1915
1916
1917
1916
1919

42*901
47*648
51*026
61,594
74*806

1.256
1.252
1*362
1.179
1*424

770
334

28*344
34*526
34,354
42,624
48*561

13*301
11*870
15*310
17.021
24,467

1920
1921
1922
1923
1924

79,576
80*479
89,429
94,701
97,573

631
896
830
822
1.492

10
437
202
165
47

50*963
49.023
53,529
55*803
55,333

27,752
30,123
34*866
37*911
40*701

1923
1926
1927
1926
1929

109.922
113.356
116.945
126,567
125,196

3.404
1*906
2*110
2,399
1,956

6
62
36
51

60*906
64*069
66,966
70*315
67,992

45*602
47,361
49*767
53,615
55,195

1930
1931
1932
1933
1934

120*463
120,945
111,210
91,116
97,701

2*256
2*795
2,126
2,257
1,771

431
230
7
31
46

62*604
61.245
52.413
47*228
46.731

55.170
56.675
56*662
41.602
47.151

1935
1936
1937
1938
1939

112,391
129*829
134,051
133.423
136,755

1,075
1,801
1,753
1,904
2,587

21
102
46
28

56.774
69*395
71.290
68.732
69*889

54*521
58*531
60*962
62.759
64*195

1940
1941
1942
1943
1944

159.609
176,868
201*423
249*410
296*495

2,648
2,135
1*671
1.751
2,095

211
935
700

13,305
41,526

87*247
102*642
123.758
157*642
170,708

69,503
73*156
75.094
76*712
82*166

1945
1946
1947
1948
1949

392,059
397,984
405,304
429,135
389,763

1.847
2,495
3,091
6,138
5.678

72*108
45.119
10*108
9,046
6,185

217.804
240*332
274*494
302*360
266,257

100*300
110*038
117*611
111.589
109.663

1950
1951
1952
1953
1954

416,933
452,655
482,572
478,072
501*137

8,453
27.124
28.263
28,142
32,654

13,906
15,793
22,270
16,860
17*080

284*088
301*629
320*391
319*601
329.415

110.466
108*109
111.646
113*269
121*988

16*409

309*679

128*519

1955

84

657

District of Columbia

251

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

ST

-as.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1898
1899

1*138
1.093
727
533

3*333
3,332
3*363
3,427

541
567
593
708

10*297
11*637
13.115
17.576

5
5
6

1900
1901
1902
1903
1904

335
237
156
489
21

4*370
4*671
4*650
4*700
6,450

861
964
1.154
2*320
2*473

17.160
19*785
22.428
25*020
27.451

8
6
7
7
7

1905
1906
1907
1908
1909

186
90

78
51
696
3
742

6*650
6*682
7*263
9*168
9.195

2*668
3*038
3*433
3*832
4.276

31*823
35*040
37.367
39.767
46*554

10
11
15
16
16

1910
1911
1912
1913
1914

98
74
215
186
967

156
44
259
132
72

9.609
9.614
9*920
12*651
11*377

4,961
5,280
5*588
6.029
6.409

50*257
52*109
58,565
64*332
60*239

19
19
18
24
24

1915
1916
1917
1918
1919

924
1*070
1.063
1*401
1*218

19
166

1*898
1*376
1*540

11*406
11.500
11*554
11*966
12*529

6.608
7,069
7415
7,667
7,844

61*860
67.453
72*956
84.004
97.937

24
26
28
30
30

1920
1921
1922
1923
1924

1*706
1,560
756
1*374
592

1*142

12*695
13*266
13,937
14*066
13*826

6,644
9,263
10.047
10,258
10,869

103.963
105*106
115*034
121*999
124*155

30
32
35
35
32

1925
1926
1927
1928
1929

1*010
967
785
445
1*306

1,437
1*149
1.804

13.951
13.667
13.924
13.990
14*105

11,578
12.986
14.655
15.662
15.564

137*898
142.325
146*521
157.139
157.975

31
30
30
29
29

1930
1931
1932
1933
1934

1.196
1.151
933
230
255

1,299
1*423
1.434
1.231
1.266

13.153
12.153
12.153
10.400
12.385

15,679
15,718
15*306
12,676
11,460

151,790
151,390
141.038
115.655
123.069

28
27
27
12
12

1935
1936
1937
1938
1939

130
4

557
746
873
975

11,103
12,049
13,240
14,018
15,588

136.616
154*780
160*196
160*334
164.307

13
13
13
13
13

496
865

1.598
1*295

212
475

1.071

12.435
12.150
12*032
11*916
10*893

1940
1941
1942
1943
1944

1.175
1*831
1.272
1.172
1*167

10*670
10*425
10.597
10.587
9.792

16,139
17,193
17,476
18,098
18,703

187.793
208*317
230*768
279*267
326*157

13
13
13
13
12

1945
1946
1947
1948
1949

1.239
1*711
3.143
4.006
5.679

9.800
9.650
9*600
9*600
9*600

19,971
22,263
22,953
23,826
24,605

423.069
431*608
441*000
466 * 567
429*667

12
11
10
10
10

3.624
4,132
4,478
5*096
5*446

9.700
9*800
9*800
9*800
10*140

26.011
27,409
28,653
30*313
32*642

456*268
494*996
526*203
523*781
549*865

10
10
10
10
10

1950
1951
1952
1953
1954

1*000
700
500
500

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6*085

FLORIDA

Revised data for assets and liabilities and


number of all banks in Florida, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in compiling the figures.
The figures for national banks in Florida
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
States Summary. Compilation of figures for
1
Since there have been no mutual savings banks in
Florida, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks/' "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks) and (2) industrial
banks that accept deposits.

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State commercial banks presented a number


of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from a
study of banking in Florida by Mr. Harwood
B. Dolbeare.2
The sources of such statistics for the period 1934-1946 were (1) summary figures for
insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports and abstracts of the State banking
department. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
2
A Record of Fifty Years of State Banking in Florida,
1890-1939 (Reprinted from Annual Report of the State
Comptroller, Banking Department).

252

Florida

253

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.3 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a>
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in figures for number of banks
and balance sheets as published by the Comp^
troller. These changes were based on information contained in State banking department
reports.
Changes for 1908-1920 were to exclude
branches, while those for 1926-1933 were to
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Additions

Year or period

Deductions

Number of banks and corresponding balance sheets

1896
1926-1930
1931-1933

. .

2
3

Number of banks only

1908
1909
1910
1911

5
4
8
4

1912
1913-1915 . . . .
1916-1917
1918-1920

5
4
3
2

make the revised series comparable with current series with respect to types of institutions
included.
LOANS

A complete classification of loans into real


estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Estimates of real estate loans and of collateral loans for certain periods were made by
applying to total loans in each year ratios of
each type of loan to total loans, computed as
follows: for 1896-1902, ratios based on reported data for 1903, the first year in which
the breakdown was reported; for 1904-1908,
average ratios based on reported data for 1903
and 1909; and for 1916 and 1917, average
ratios based on reported data for 1915 and
1918.
Figures for both real estate and collateral
loans for 1926 and 1927 were tabulated from
individual bank statements published in reports of the State banking department; these
were the only years in the 1919-1931 period
in which such a breakdown was available.
For 1919-1925 and for 1928-1931 real estate
and collateral loans were estimated by applying to total loans ratios of each type of loan
to total loans that were derived by interpolating between similar ratios based on reported
data for 1918 and 1926 and for 1927 and 1932,
respectively. The rapid changes in the real
estate loan portfolios of Florida banks during
this period made it impossible to make valid
comparisons with banks outside the State for
estimating purposes.
INVESTMENTS

8
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until

254

All-Bank Statistics

1926. For years in which items were not


reported, figures were estimated.
Small amounts of United States Government securities were reported intermittently in
the years prior to 1918. No attempt was made
to estimate figures for the unreported years.
Obligations of States and political subdivisions
for 1902 and 1906 were estimated by applying
to total investments the ratio of this item to
total investments computed from figures for
the December call of those years published in
State banking department reports.
For the 1919-1924 period obligations of
States and political subdivisions were estimated by applying to total investments, ratios
of this item to the total that were derived by
interpolating between similar ratios based on
reported data for 1918 and estimated data for
1925. For 1922-1924, "other" investments
were estimated in a similar manner, using
reported data for 1921 and estimated data
for 1925. Throughout the 1919-1924 period
United States Government securities are residual amounts.
For 1925, ratios of each category of investment to total investments were derived
from December data published by Dolbeare,
and these ratios were applied to total investments for June reported by the Comptroller
to get the subitems.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate in the reports of the
Comptroller beginning with 1911, although

reported figures for United States Government


deposits were supplemented in a number of
years.4 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
For years in which items were not reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were made by applying to the June
totals for each year published by the Comptroller the percentage distributions computed
from December call data in the Dolbeare
study. Estimates for 1910 were made by
applying to the total the average ratio of each
item to the total computed from reported data
for 1909 and 1911.
Interbank deposits for 1905 and 1906
were derived from Dolbeare's study but were
not adjusted for differences in call dates.
Figures for United States Government
deposits for 1918, 1919, 1921-1925, 1928, and
1929 represent such deposits at State member
banks only, which held practically all of this
type of deposit at State commercial banks.
Figures except for 1918 are as reported. The
figure for 1918 was estimated by applying to
United States Government deposits at all State
member banks in the United States on June
30 of that year, the ratio of these deposits at
State member banks in Florida to such deposits at all State member banks on June 30,
1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks as given in the reports of the
State banking department.

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The breakdowns of some of the principal


asset and liability items that were required for
the all-bank series were not available for
noninsured banks for every year during the
4
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government, This order differs from that
in the tables.

Florida
period 1934-1946 in the State banking department reports. The breakdowns of loans for
1934-1938 and of cash assets for 1934-1946
were estimated on the basis of the percentage
distribution of these items at insured nonmember commercial banks in corresponding
years. For 1939-1946, the loan breakdowns
were estimated on the basis of the percentage
distribution of loans at noninsured commercial
banks on December 31, 1947. The figures for
this date were used as the basis for estimating
because it was not until then that the break-

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255

down appeared consistent with the data


currently reported.
The breakdowns of investments and of
deposits for 1934-1936 were estimated on the
basis of percentage distributions of these
items in 1937 derived from data for these
banks as shown in the State banking department report for that year. For 1937-1946 the
breakdowns of both investments and deposits
were taken from the reports of the State
banking department.

256

Florida

All BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

1896
1897
1898

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

5.502
4*881
4*979
5*484

416
415
422
474

1*609
1*492
1*534
1*623

3*477
2*974
3*023
3*387

1900
1901
1902
1903
1904

7*480
7*600
9*998
12*244
15*711

724
601
945
1*244
1*506

2.299
2*297
2*988
3.959
4*655

4*457
4*702
6*065
7.041
9,550

1920
1921
1922
1923
1924

137*218
130*258
132.754
160*934
189*667

19*789
19*332
19*775
24*440
29*605

42*559
38*035
43*792
53*706
61*199

74*870
72.891
69,187
82*788
98*863

1905
1906
1907
1908
1909

21*776
28*396
33*471
30*928
33*797

2*411
3.073
3.316
3.310
3.435

6*333
8*309
9.323
9*005
9*280

13*032
17,014
20*832
16*613
21*082

1925
1926
1927
1928
1929

335*202
379*114
277.871
234*975
189*523

50.303
57*485
49.775
46*254
44*134

129*949
150*238
110*838
95*926
53*836

154.950
171,391
117,258
92*795
91*553

1910
1911
1912
1913
1914

44*236
49.777
55*140
62*576
66.533

4*143
5*571
7,207
6.351
8*090

11*982
13*051
15*545
15.478
17.213

28,113
31.155
32*388
40*747
41*230

1930
1931
1932
1933
1934

108*502
75*264
58,272
43*093
43.956

22*992
18*361
15*633
10*005
9147

26*916
17*096
13*901
11*539
12*086

58.594
39*807
28.738
21*549
22*721

1915
1916
1917
1918
1919

63*610
68*470
69*187
84*764
93.308

8.898
10*352
9.677
13.071
14.041

19.305
18*796
19*133
25*116
30*591

35*407
39*322
40*377
46*577
48*676

1935
1936
1937
1938

51*166
60*641
76.455
81.779

9*541
12*219
15*184
18*423

10*970
12*895
17*538
16*802

30*655
35*527
43*733
46*554

1899

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

37*957

2*967

11*721

6,015

24*308

1940
1941
1942
1943
1944

105.179
133*919
128*706
108*134
184*201

47*550
65.322
65*672
53.777
79*430

2*525
3.377
2*606
2*133
3.338

1*747
1*738
2*925
4*977
39,571

2.816
2.633
2.884
2*295
2,486

14.046
16*134
14*760
11*151
12*724

6,064
9,758
9*264
8*305
7.643

12051
lliSftl

28*431
34*757
30*575
13*445
27.22*

1945
19*6
1947
1948
1949

168*687
238*457
289*008
327*649
330*285

70.894
97.964
139.194
155.166
141*133

3.T69
4*233
2*606
1*645
1*573

31*664
37*966
27*316
20*325
16*194

2*826
4*523
5*478
6*733
6*192

14.713
20,047
29*076
36.093
44*256

7*971
12*403
18*425
23*772
25*699

13*364
25*645
55,220
73.091
86*944

23.2*6
35.676
11.691
10.766
11*395

1950
1951
1952
1953
1954

406*092
495*885
559.212
651*070
751.189

166.412
207,636
230*265
263*816
305*375

1.237
2.118
2.694
2*565
3.303

16,707
18*786
17*702
21*652
23,358

6*532
7.983
9.158
11.332
12.562

66*716
72.524
78*048
80*851
89*966

27.615
31*439
37,771
42*620
52*545

114*976
141*956
169*549
212*642
252*431

11*520
17.973
19,424
21*900
18*551

1955

950*856

383.473

3.359

27*804

14*252

123*571

69*310

313*005

26.198

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Florida

257

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.


Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1.466
It340
1*596
1761

547
475
625
758

340
304
364
350

579
561
607
653

2.251
2.539
3.350
4.350

76
60
52
59

868
987
,218
.076

1.267
1*492
2*080
3*215

703
715
728
711

9*922
9.475
10.653
12.306

1900
1901
1902
1903
1904

2,005
1.922
2*438
3.035
4*033

930
1.056
1.182
1*418
2.192

426
404
713
1*044
984

649
460
543
573
857

4*429
7.109
5.741
7.147
7.832

86
159
152
145
242

.207
.434
,374
.604
,750

3*134
5*516
4*215
5*398
5*840

548
625
925
865
907

14.462
17*256
19*102
23.291
26*483

1905
1906
1907
1908
1909

4*290
5*116
6*624
7847
8,191

2*308
2*514
3*442
4.756
5.083

1*052
1.417
1*607
1.693
1,819

930
1,185
1,575
1*398
1*289

8,569
11,847
11.882
10.919
14.677

315
439
430
530
485

2*109
2.317
2.630
3*066
3.367

6*145
9.091
8*822
7.323
10.825

1,141
1.358
1*469
2.204
2*361

35*776
46.717
53,446
51,698
59,026

1910
1911
1912
1913
1914

6*244
8*839
10*809
12*589
12*844

5*123
5*289
5.761
6.379
5*912

1*623
2.022
2*605
3*162
3*429

1*498
1*526
2*443
3,048
3.503

17*988
20*611
23.140
26.090
26.597

702
626
622
1.166
922

4.109
4.470
5.177
5,395
6.115

13.177
15*515
17,141
19,529
19,560

3*103
3,372
5*390
5,311
6,830

73.573
82*599
94*479
106*566
112*604

1915
1916
1917
1918
1919

13.119
15*695
20*400
30*624
49.142

6*161
6*206
7,250
16*662
33*756

3*682
4*460
4*908
5.594
7.305

3.276
5.029
8.242
8.348
8.081

22.700
33*949
39.399
32,048
42*937

659
908
900
1.790
2.419

5,000
5,649
6,117
4*915
5.357

17,041
27,392
32.362
25,343
35.161

7*164
7*671
7,715
9,139
9,032

106,593
125*785
136*701
156*575
194,419

1920
1921
1922
1923
1924

44.031
43.077
46.936
58.394
62.601

25.017
24.687
25.569
32*531
29,722

9.318
8.917
9*267
11,248
IIS, 236

9.696
9.473
12*100 ,
14*615
17*643

54*872
42.262
51*463
60*283
79.054

4,136
2,750
2.571
3*954
4,321

7.348
7,063
6,487
6,176
8,242

43*388
32*449
42*425
50*153
66.491

9,274
10*310
11*258
12*206
15*441

245*395
225*907
242,431
291,817
346,763

1925
1926
1927
1928
1929

99.823
121.021
123*512
119.793
121.394

37.964
39929
48.630
48.920
51.286

25,944
50,326
46*259
40*118
36,841

35*915
30*766
28.623
30*755
33*265

205.792
189.086
127.713
101.714
61.551

11*632
12*093
7,850
7,207
6*133

14,660
26,641
15,586
12.244
10,998

179,500
150.352
104.277
82,263
64.420

17.509
23.056
32*363
29*695
24,660

658,326
712,277
561,459
486*177
417,128

1930
1931
1932
1933
1934

103.617
113.637
118*609
117.712
124.227

49.940
65.419
75.419
81.802
83.495

26*003
25*449
23*835
19,139
18*732

27,674
22*769
19.355
16.771
22.000

73.898
63.700
44.721
46*246
69*165

4,733
4395
2*441
2.951
4.353

10*808
8,743
7.281
6.740
6.244

58,357
50,562
34,999
36*555
58*568

19,867
17,856
16,195
13,917
1 3 546

305*884
270,457
237,797
220*968
250*914

1935
1936
1937
1938
1939

127.161
147.904
167.401
142*582
151.778

90*823
108*602
122.284
100*410
105.585

20*855
22*653
25.923
27.222
31.484

15*483
16*649
19.194
14.950
14.709

88*027
118.020
126*243
133,338
183.527

5,133
7,799
9,456
7,058
8.994

6*996
9.785
10*619
10.458
10.219

75*898
100,436
106*168
115,822
164,314

13*195
13*040
12*914
13*035
14*699

279,549
339,605
383,013
370,734
437,487

1940
1941
1942
1943
1944

157.835
189.196
241.003
532.593
754.953

105.446
134.433
186*026
477.483
696.891

38*860
41*952
43*633
44*897
47*841

13*529
12*611
11*344
10.213
10.221

223*466
257*002
259*613
378*003
453.410

9.755
13.045
16,565
23*255
27,016

11.748
14.630
18.406
25*105
28.764

201,965
229,327
224*642
329*643
397,628

14,839
15,293
14,677
17*867
17*478

501,321
595,410
644*199
1.036*597
1,410.042

1945
1946
1947
1948
1949

979.412
Ifl85.948
1*026*565
1.003*114
1*008*176

908.541
1*088*895
930*191
897.696
907.872

58*699
69.214
73*457
82*125
82*361

12.172
27.839
22.917
23*293
17*943

465*592
485,554
446.573
429*449
455.073

34,390
39*359
42,012
51,004
46*908

30.508
29.334
33*646
37,176
36,717

400,694
416,661
370.913
341*269
369*448

16,768
17*606
19*358
21*235
23*229

1.630*459
1.927,765
1,781,504
1,781,447
1,616,763

1950
1951
1952
1953
1954

107*048
155*996
279.355
.345.551
416.046

993.067
1.009.426
1.110.052
1*164.653
1.209*611

97,135
123,280
141.894
155*467
179*339

16.846
23*290
27*409
25.431
27.098

467.141
536.656
609.032
653*085
712.057

64,829
69*386
75.821
86.280
93,759

33.597
38*746
48*077
54.200
58.949

388,715
428*524
485*134
510.605
559*349

25,935
30,674
35,201
37,999
43,657

2,028*216
2*219*211
2*482*800
2*687*705
2*923,151

1955

1,556.766

1*305.721

123,912

62*076

590,650

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

258

Florida

All Banks7b6/e 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1896
1897
1896
1899

6*53*
6,162
7,4*7
9*127

356
334
397
524

1900
1901
1902
1903
1904

10*93*
13*1*9
14.166
17*850
21*009

528
636
672
646

1*661

1905
1906
1907
1908
1909

25,323
3*, 670
39,137
35,2*6
41.405

1*831
2*510
3,114
2*668
4*524

1910
1911
1912
1913
191*

53*167
61,101
68,299
76,866
81*982

5,75*
6,813
6*639
8*279
8*036

1915
1916
1917
1918
1919

73,901
95,151
107,251
123,1*3
157,700

6,316
10,694
12*052
9*108
13,035

1920
1921
1922
1923
192*

209,140
184.562
202*539
249, 454
296,500

16*819
11,884
15*284
18*577
24*564

1925
1926
1927
1926
1929

602*614
624*639
469,023
405,912
338*582

72.371
57.257
43*418
36*285
27*653

1930
1931
1932
1933
193*

249,773
222*515
190*951
179,195
210,359

1935
1936
1937
1936
1939

U.S.
Government

76
75

Other
demand

Other
time

5*422
5*0*6
6*06*
7,599

678

175
267
259
258
340
465
635

9,109
11*139
11*61*
14,892
16*924

1*038
1*116
1.340
1*647
1.789

442
460
822

20*420
28,543
30,254
25*833
26,437

2*630
3*157
4,655
5*436
9.622

361
470
531
422
610

31*698
35*867
39,286
44,929
48*867

15*354
17,951
21*8*3
23256
24.469

594
539
732

44.063
51.991
58.31*
67*693
94,401

22*928
31.927
36*153
42.435
46.870

546

124*570
104.601
106*556
132*287
175.733

66.887
67*30*
60*070
97*2*8
97*657

1*061
1*341
1.096
1*983
2.339

374,865
378*214
246,684
204,501
172.706

15*, 297
187.827
177*825
163.1*3
135*884

21*406
20,902
12*615
13*082
24,486

4,041
6*306
5,109
6.346
10*898

131,579
119*483
94*333
90,616
116.517

92*747
75.822
78*894
68*947
58*458

2*3,6*2
303,919
3**, 707
329,203
393,332

30*295
40,759
42*866
44*586
62*170

7*785
11*959
3*899
3*386
7.277

144,099
185,436
226*700
205*273
238.555

61.463
65.765
69.242
75*958
85*330

19*0
19*1
19*2
1943
19**

*5*,385
544.284
587,649
976*5*2
1*3*2*366

77,623
91*306
88*641
140*216
157,771

8*743
10,723
16*138
67,^632
214*954

276*451
345*426
388*264
648*190
800,567

91.568
96*829
94.606
120.504
169.074

19*5
19*6
19*7
19*8
19*9

1*550,725
1,83*, 337
1*678,563
1*670,897
1*696*821

163*094
147,404
116*899
109,360
120*980

180*466
120*4*3
14,650
20*444
17*232

967,020
1.253,953
1*200,984
1*191,220
1*222,650

240.145
312.537
346*030
349*873
335*759

1950
1951
1952
1953
195*

1*895*069
2*072**1B
2*316*566
2*507*228
2*718*115

134,536
142.736
162,130
176.642
211*522

29,766
40*240
46*888
34*732
59*548

1*378*068
1*513*637
1*689*211
1*818*354
1*890*427

352.699
375.805
418*329
475*500
556*618

245,002

66*165

1.114
1*311

3*907
3,394
86*
773
629

1*3*2

707
811
737

Florida

259

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Nat
Year

Borrowings

r1

ba
no

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

182
251
202
93

354
304
324
385

12
9
11
25

2*101
1,972
1,870
1,860

739
777
799
816

9,922
9,475
10,653
12,306

41
42
38
35

1900
1901
1902
1903
\904

60
204
229
156
329

511
752
796
836
1*351

27
22
77
41
68

1*913
2,013
2,365
2*744
3*716

1,017
1*116
1*469
1*664
2.010

14,462
17*256
19*102
23*291
28*483

38
37
45
52
58

1905
1906
1907
1908
1909

904
631

120
576
188

1,725
2,032
2,498
3,230
4,052

143
103
173
160
118

5*219
6*357
7,012
8,264
8,497

2*462
2*924
3,506
3*420
3*766

35,776
46*717
53*446
51*898
59,026

75
97
126
142
138

4,430
4,630
5*144
6,010
5,430

196
192
196
It058
883

9,575
10,093
12,088
13,444
14*310

4,822
5,446
6*740
7*319
8,253

73,573
82,599
94*479
106*566
112*804

157
173
199
232
256

1910
1911
1912
1913
1914

.383
,137
2,012

1915
1916
1917
1918
1919

3380
795
4*235
6*989

5,707
5*815
5,195
5*553
5,441

837
655
939
1*680
2*275

14*263
14,513
13,804
13,918
13,740

8*505
8*463
8,717
8*046
8,274

106*593
125,785
136*701
156,575
194,419

256
252
257
253
251

1920
1921
1922
1923
1924

4,275
6*030
2*604
2*394
2t025

5,470
5,561
5,906
5*844
6,151

1,398
1,601
1*518
1*665
3*490

15.259
17,006
18,045
21,253
23,063

9,853
11,147
11,819
11*207
13*534

245*395
225*907
242,431
291,817
346,763

263
272
280
289
299

1925
1926
1927
1928
1929

1*344
10*662
12*958
4*920
9,777

5,239
5*416
5*422
4*749
4*791

3,483
5*476
6*574
6*110
7,435

25,997
33,632
36*437
33*127
30,682

19,649
32.452
31,045
31.359
25,361

658*326
712,277
561,459
486,177
417,128

318
335
325
300
255

1930
1931
1932
1933
1934

3.093

4,124
3*894
6,250
9,562
8.168

5*504
3,270
1,926
1,120
746

25,068
24*035
23,077
20,499
21,484

18.322
15.067
13,046
9.689
10,009

305*884
270,457
237*797
220*968
250,914

205
190
181
140
149

1935
1936
1937
1938
1939

70
136
115
229
170

2,551

690
790
1*029
709
943

21,773
22*227
22,299
22,508
22,395

10*823
12,533
14,863
18*085
20,647

279,549
339,605
383*013
370,734
437*487

148
156
163
166
167

1940
1941
1942
1943
1944

235
73
60
25
1

1,342
1*702
1*768
1,604
2,748

22,406
22,771
26*091
26*091
26*668

22,951
26.580
26.631
32,335
38,259

501.321
595,410
644,199
1*036*597
1,410,042

170
170
170
171
170

1945
1946
1947
1948
1949

1*401
930
150
130
230

4*322
5*613
5,622
6*020
6*937

28*728
32,608
36*791
37,971
39,966

45,283
54,277
60.378
66,429
72*609

1,630,459
1,927,765
1*781*504
1,781.447
1,816,763

171
175
184
186
190

1950
1951
1952
1953
1954

20
507
2
20
1

8,843
10*525
13.397
17*356
20,726

42,334
45*499
51,846
58*342
67*421

81.950
90,262
98.989
104,759
116,888

2,028*216
2,219,211
2*482*800
2,687,705
2,923*151

196
203
211
215
223

50

23,603

78,181

129,638

3,338*169

1*849
1*946

1*188

1,676
2*547
903
148

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

260

Florida

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

Ah

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1896
1897
1898
1899

3*875
3*233
3*308
3*581

53
47
49
50

1*082
958
993
1*006

2*740
2*228
2*266
2*525

1900
1901
1902
1903
1904

4*530
5*244
6*144
7*190
10*089

66
76
86
115
157

Ii343
1*534
1*739
2*322
3.193

3*121
3*634
4*319
4.753
6*739

1920
1921
1922
1923
1924

68*326
63.255
65.998
75,183
82,615

2*153
2,581
3,420
3,860
4*446

24,372
19,274
23*965
26*866
25*979

41*803
41,400
36*613
44*457
52*188

1905
1906
1907
1908
1909

12.538
16*706
20*901
18*310
21.228

194
260
299
282
338

3.931
5.270
6.055
5.724
6*845

8*413
11*176
14,547
12*304
14,045

1925
1926
1927
1928
1929

141*351
166.507
133,774
123.598
97.506

5*911
9*784
11.929
13*093
13,499

62*877
73.043
61,155
60*421
26*892

72,563
83.680
60*690
50*064
57.115

1910
1911
1912
1913
1914

27*073
29*147
33298
35*945
36,712

444
490
621
614
673

8i278
8*575
10*052
9*983
11*035

18*351
20.082
22*625
25.348
25*004

1930
1931
1932
1933
1934

69.877
47*337
37*337
30.400
32,469

6*692
7,036
6*361
5*319
4.939

16*541
10*323
9,346
8*764
10,312

44*644
29,978
21,630
16,317
17,216

1915
1916
1917
1918
1919

36*403
39*514
43*494
46*024
43*586

814
2*186
2*432
2*777
2.369

13*408
12*310
13*378
16*186
19.545

22*181
25.018
27*684
27,061
26.672

1935
1936
1937
1938

37,724
43,069
53,541
55*099

5,363
6*790
8,324
10,016

9.021
9*715
13,259
12,481

23,340
26,564
31*958
32,602

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

58,621

For purchasing or
carrying securities
To brokers
and
dealers

To
others

2*285

Real estate

On
farmland

On
residential
property

Other

Other,
loans
to
individuals

All
other

1.172

6,255

4*020

15,466

1940
1941
1942
1943
1944

71,306
95,379
93,528
80*954
151,298

36,452
53.194
54,123
44,884
68,594

1.753
2.739
2.097
1.789
2*700

954
646
1,544
3,489
35,540

1,337
1,323
1*110
646
632

7,736
8,602
8*727
5*955
7.103

5,491
6*606
5.931
5*671
5*164

6*850
6*027

17.583
21.667
19*996
11.470
25*538

1945
1946
1947
1948
1949

129*765
182*226
209.841
226.901
218.745

56,950
76,973
108.778
118*534
102*643

3*015
3*667
1.705
1.030
1.316

28,273
33,796
24*677
17,402
13,214

678
1*304
1*315
1.764
1,379

7.636
10*146
15.145
18*317
21*060

4*899
8*735
11.558
14.702
16.848

6*977
13*860
37*742
46*688
56*765

21*337
33*745
8*921
7.827
7.637

1950
1951
1952
1953
1954

261.126
315,224
346,048
396*982
468,392

125,841
153.397
165.585
186.559
219*668

1,064
1*830
2,153
2,132
2,969

13.179
15,279
14,403
17,443
18,686

1,449
1.982
2.527
3*114
3*730

28.452
28*128
30.016
29.192
32*061

16*090
18.329
20,615
24,118
29,695

71,637
87,660
101,795
125,550
152*107

5*915
11.503
12*170
12,705
13*726

1955

612,742

270.944

2*124

22,423

4,226

59*248

41*655

198,063

20.331

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Florida

261

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.


Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Other
assets

Bankers'
balances
(including
reserves)

Total
assets

1896
1897
1896
1899

1*258
1*110
1*385
1*490

547
475
624
758

340
304
364
350

371
331
397
362

1.597
1.881
2*457
3*465

36
27
35
46

621
729
388
762

940
1.125
1.534
2*637

365
303
362
368

7*115
6*527
7,512
8,904

1900
1901
1902
1903
1904

1*569
1*662
1*878
2*227
3.253

899
1*058
1*182
1*405
2,192

330
298
333
393
507

360
326
363
429
554

3*083
5*338
3*777
4*722
5*296

40
82
81
76
139

626
1,077
814
922
1*048

2,217
4,179
2*862
3,724
4,109

361
409
511
456
508

9*563
12*673
12*310
14*595
19*146

1905
1906
1907
1908
1909

3.395
3*806
5*458
6*647
7.121

2,308
2*514
3*442
4*756
5.077

520
619
964
904
1,081

567
675
1.052
987
963

5,451
7*207
7,319
6*656
9,076

155
232
280
313
266

1,210
1,417
1,633
1,956
2,268

4*086
5*558
5*406
4*387
6*544

575
666
882
1,262
1*385

21*959
28,389
34,560
32*897
38,812

1910
1911
1912
1913
1914

6.724
7.098
8*617
9*854
10*136

5*122
5.237
5.728
6.311
5,879

614
1,078
1,500
1,810
2*160

788
783
1.389
1.733
2*099

9*781
12,013
11*781
14.978
15.737

468
396
458
625
570

2,669
2,995
3*141
3*367
3,815

6*624
8,620
8,182
10,786
11,352

1*811
1.936
2*306
2*830
2,980

45*389
50*194
56*002
63,607
65.567

1915
1916
1917
1918
1919

10*513
12*463
15.767
23*085
35.524

6,123
6*206
7,250
14,453
27*842

2*450
2,756
3*168
3,191
3.002

1.940
3*501
5.349
5,441
4,680

14,018
19*545
21*768
18*192
21*878

398
560
539
1.219
1.523

3,225
3,522
3*575
2,453
2*377

10,395
15*463
17.654
14*520
17*978

3*640
4*141
3,712
4,732
4,623

64*574
75.663
84*741
92*033
110*611

1920
1921
1922
1923
1924

28*034
28*034
31.594
39*826
40664

17,418
17.584
18.527
24*231
20,201

4*311
4*254
4*557
5*603
8,633

6,305
6*196
8*510
9,992
11*830

26,185
21*636
27,629
28*506
36*162

2*916
2*050
1.742
2,650
2,641

3*117
3*157
2*884
2.405
3*164

22,150
16,431
23,003
23,451
32,357

4*321
4.734
5*316
5*573
6*275

128*868
117.661
130,537
149,086
167,716

1925
1926
1927
1926
1929

61*471
74.570
78*370
75.329
75*623

21*772
26*914
34*303
33*524
35*024

14*528
29,326
26,141
21*319
19*668

25,171
18*330
17*926
20*486
20,931

86*119
91.255
62*084
47.989
43.876

5,709
7,655
5*580
5*316
4*614

5*496
9,742
5,687
4*154
5,332

74,914
73.858
50*817
36*519
33*730

7*266
10*196
14*667
13*780
12*163

296,207
342,528
288,895
260*696
229*166

1930
1931
1932
1933
1934

78*498
87.539
92.432
96*694
102*727

36*398
52.638
62.030
70.315
72.595

16*854
16.797
15.634
12.170
11*877

23*246
16,104
14*768
14,209
18*255

53 444
45.784
32.702
36*688
51,087

3*995
3.733
2.179
2*712
3*924

7*716
6*030
4,552
4*766
4*121

41,733
36*021
25,971
29,210
43*042

11,145
9,717
9*428
9,844
9,674

212*964
190,377
171,699
173*626
195,957

1935
1936
1937
1938
1939

102*875
120*314
135.590
112*948
122*362

78*217
93*966
104,961
84*296
90*132

12,229
12*944
14,849
16.145
19*698

12,429
13*404
15,780
12*507
12*552

65.989
88,895
93,312
101*774
140*666

4,289
7*196
8*847
6*556
8,222

4*674
6*494
6,898
6*769
6*454

57,026
75,203
77,567
88*449
125*990

9*405
8,962
9,259
9,176
10,873

215,993
261,240
291,702
278,997
332,542

1940
1941
1942
1943
1944

126*442
155.863
197.156
412.821
556,172

89*254
116.769
158*161
374.383
516*620

25(546
27*893
29*113
29*510
32*316

11*642
11*201
9*882
8*928
9*236

173*237
192.794
187.243
257.355
325*180

6*615
12*064
15,489
21*700
24*673

7*761
9,254
12*096
16,752
17*894

156*661
171*476
159,656
218,903
282*613

11,035
11,400
10*864
14,187
14,238

362*020
455*436
486,811
765,317
1*048*868

1945
1946
1947
1948
1949

709*160
850*829
712,984
668*206
682*965

656,699
773,278
638*383
608*100
608*724

41*063
52*166
54,978
60*115
59*312

11*398
25*385
19*623
19*993
14*949

318,901
348*506
330.678
316.794
330.777

32*231
36*357
39*027
47*556
45.097

19,966
18*166
20.587
22*312
20*866

266*704
293*983
271,064
246,926
264,814

13,577
14*441
15,466
16*174
16*624

1*171,403
1,396*002
1,268*969
1.250,077
1,249,131

1950
1951
1952
1953
1954

756.693
763.975
839,533
849*429
905,511

674,221
662*057
720.315
721,932
762,397

67.718
82*309
97*156
105*072
119*862

14,754
19*609
22*062
22*425
23*252

347.178
379.144
428,556
462 540
500*389

56.127
61.879
67.893
79*594
84*684

19,013
22*336
26*536
29*851
32.726

270*038
294,927
334,127
353,095
382*979

18*289
21*082
23*147
24*163
28*057

1,383*286
1*479*425
1,637,284
1,733,134
1,902,349

111*223

34*125

35*809

2*187*498

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

262

Florida

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896

1897
1896
1899

4*689
4.309
5.277
6.636

315
267
354
453

76
75
175
267

3*801
3*438
4*144
5*260

497
529
604
636

1900
1901
1902
1903
1904

7,114
9.462
6.820
10,853
13.720

422
609
598
702

1*328

259
258
340
465
635

5*717
7.651
6*754
8*405
10*311

1*128
1*281
1*446

1905
1906
1907
1906
1909

15.597
20.852
24.807
21.926
26,302

1,436
2,332
2,846
2,425
4102

442
460

822

11.929
15.953
17.700
14*369
15972

1.790
2*107
3*145
3*821
5*406

1910
1911
1912
1913
1914

31.221
35,623
38,364
44.225
47,157

4.673
5,515
5*386
7*015
6*808

361
470
531
422
610

17.447
20*082
21*078
23*357
26.426

6*740
9.556
11.367
13(431
13*313

1915
1916
1917
1918
1919

44.227
56.595
67*148
70*849
86.225

5,474
8,874
10,245
7*287
10,720

594
539
732

25.814
29.995
34.280
37.308
44.719

12*345
17*167
21*891
22*536
27.519

1920
1921
1922
1923
1924

107.110
94,180
108.621
127,014
143,791

13*436
9,771
12,694
14,902
16,809

510

54*625
45.609
52.945
59*433
68.787

38.185
37*831
42*428
51*437
55.665

1925
1926
1927
1926
1929

269,904
303,587
244*113
220*827
191*023

56,649
43*462
32*790
25.839
20.734

1*023
1*341
1*096
1*936
2.245

134*965
162*216
111.507
96*669
63,435

77.267
96*568
98.720
96.363
84.609

1930
1931
1932
1933
1934

178,901
160,333
140*683
142,390
165,315

19,934
19.580
11*981
12*510
24*080

4*041
6*130
4*778
5*834
10*581

85.982
77.337
66*166
65.290
86.644

68*944
57*206
57*756
56*756
43*810

1935
1936
1937
1938
1939

190,104
236,640
265*360
250,661
302.328

29.529
40,180
42*031
43,655
61,293

7*668
11*362
3*784
3*213
7*023

108*706
139*660
172*712
153,627
177,420

44.201
45*438
46*833
50.166
56*592

1940
1941
1942
1943
1944

350.287
420*492
448*871
722.423
999*500

76,307
86,986
86,967
136,779
154,930

8*487
10*464
15*546
53.782
174.360

206*223
259.543
286.507
455.800
564,545

59.270
61.477
59.651
76.062
105*665

1945
1946
1947
1946
1949

1*113*055
1*326*603
1*194*391
1,171,637
1,165,425

158.352
140*091
111,437
104,334
114,410

138*956
96*201
10*085
15*096
12*691

665,207
890*513
855.069
837,187
834*640

150*540
199.996
217.800
215.020
203.4*4

1950
1951
1952
1953
1954

1*291,445
1,360,064
1,526,697
1,614,575
1,767,287

127,438
132.064
149,433
159,243
169,127

22*492
32,769
41*043
26*042
44*997

932*881
1*004*387
1*108*959
1*161.608
1*235*961

208.634
210*644
229*262
247*682
297*202

1955

216*409

1*114
1*311

3*718
3*267
864
769
554

1*242

1.386*997

716
964

Florida

263

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat
ba
no^

uS*.

<*#*

Surplus and
other
capital
accounts

590
603
619

15

1*350
1.150
1.150
1.150

511
752
796
836
1.351

15
7
32
8
18

204
277
820
876
749

1.725
2.032
2*498
3*230
4*052

1910
1911
1912
1913
1914

882
519
1.142
1.038
881

1915
1916
1917
1918
1919

1896
1897
1898
1899

132
161
142
80

354
304
324
385

1900
1901
1902
1903
1904

179
129
56
164

Total
liabilities
and capital
accounts

Number
of
banks

638

7.115
6,527
7,512
8*904

17
15
15
15

1.150
1.355
1.460
1*685
2.510

773
898
1.073
1,157
1.383

9*563
12*673
12*310
14*595
19*146

15
17
20
20
25

32
53
100
72
107

2.712
3*320
4*010
4*680
5.130

1*669
1.855
2*325
2*113
2*472

21*959
28*389
34*560
32.897
38.812

29
35
35
39
39

4*430
4.630
5.144
6*010
5*430

135
154
137
314
409

5*710
5.894
7.080
7*476
6*885

3.011
3.374
4.135
4*544
4.805

45,389
50*194
56.002
63.607
65.567

42
45
46
52
54

1.787
538
415
2*997
5.988

5.707
5.815
5.195
5*553
5*441

294
226
388
1*192
1*641

7.265
7.260
6.381
6.585
6.365

5.294
5,229
5.214
4*857
4,931

64.574
75.663
84.741
92*033
110.611

56
56
54
56
53

1920
1921
1922
1923
1924

3.019
3.458
862
719
487

5*470
5*561
5.906
5*844
6.151

1.070
495
329
229
998

6.545
7.198
7795
9*390
9.740

5,654
6.769
7,02^
5,392
6,549

128.868
117,661
130*537
149.088
167*716

53
56
62
61
54

1925
1926
1927
1928
1929

182
1*445
6.117
2.495
4,092

5.239
5.416
5.422
4.749
4.791

1.799
3*114
2*485
2.230
1.120

10.504
15*200
16*790
15*865
15.190

8*579
13,766
13,968
14,530
12,952

296*207
342.528
288,895
260,696
229*168

57
63
62
63
55

1930
1931
1932
1933
1934

1.512
669
1.218
227

4.124
3*894
6*250
9.562
8*168

1*079
611
492
502
349

15.785
15*435
15*300
14.800
15*680

11.563
9,435
7,956
6,145
6,445

212,964
190,377
171,899
173,626
195,957

55
51
49
45
50

2*551

322
474
688
551
772

15.780
15.877
15.603
15.568
15*346

7,236
6*249
10*051
12.194
14.096

215,993
261,240
291,702
278,997
332.542

50
52
53
53
52

977
1.312
1*509
1*367
2*366

15.208
15.397
18*625
18*795
19*605

15,546
18,235
19*806
22,732
27.417

382,020
455.436
468.611
765,317
1*046.868

52
52
53
54
55

3*783
4*793
4.612
4*834
5*221

21*025
24*350
27*100
27*100
27.600

32.140
39.306
42*866
46,506
50.685

1.171,403
1.396.002
1*268,969
1,250,077
1,249,131

56
60
61
61
61

6.518
7*688
9.305
12*325
14*539

28*475
29.875
33.175
38.275
42.850

56.848
61.598
66*107
67,959
77,673

1,383.286
1,479,425
1,637,264
1,733,134
1,902,349

62
63
63
65
71

17.879

50.375

68*155

2,187,498

79

1905
1906
1907
1908
1909

1935
1936
1937
1938
1939

23

1940
1941
1942
1943
1944

1945
1946
1947
1946
1949

1*400
750

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

200
200

264

Florida

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

1*627
1*648
1*671
1*903

363
368
373
424

527
534
541
617

737
746
757
862

1900
1901
1902
1903
1904

2*950
2.356
3,854
5,054
5,622

658
525
859
1*129
1.349

956
763
1*249
1,637
1*462

1*336
1,068
1,746
2,288
2,811

1920
1921
1922
1923
1924

68,890
67,003
66,756
85,751
107*052

17*636
16*751
16,355
20,580
25,157

18,187
18,761
19*827
26*840
35*220

33*067
31*491
30*574
38*331
46,675

1905
1906
1907
1908
1909

9.238
11,690
12.570
12,618
12,569

2.217
2,813
3*017
3*028
3*097

2*402
3,039
3*268
3,281
2,435

4*619
5,836
6.285
6*309
7,037

1925
1926
1927
1928
1929

193*851
212,607
144*097
111,377
92,017

44*392
47,701
37,846
33,161
30,635

67.072
77.195
49*683
35*505
26,944

82*387
87*711
56*568
42*711
34,438

1910
1911
1912
1913
1914

17,165
20*630
21*842
26*631
29*821

3,699
5.081
6*586
5,737
7,417

3,704
4,476
5,493
5,495
6,176

9,762
11,073
9,763
15,399
16,226

1930
1931
1932
1933
1934

38.625
27,927
20.935
12,693
11,487

14,300
11*325
9*272
4,686
4*208

10*375
6.773
4,555
2*775
1*776

13*950
9*829
7,108
5 232
5,503

1915
1916
1917
1916
1919

27,207
28,956
25*693
38*740
44,722

8,084
8,166
7,245
10,294
11.672

5,897
6,486
5,755
8,930
11,046

13,226
14.304
12,693
19*516
22,004

1935
1936
1937
1938

13,442
17,572
22,914
26,680

4*178
5*429
6.860
8*407

1*949
3.180
4,279
4,321

7,315
8,963
11,775
13,952

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

28*862

9*427

682

1940
1941
1942
1943
1944

33*873
38*540
35,178
27,180
32,903

11*098
12*128
11,549
8*893
10*836

772
638
509
344
638

793
892
1,381
1,468
4,031

1*479
1*510
1*774
1*449
1*854

6.310
7.332
6.033
5.196
5.621

2,573
3,150
3,353
2*634
2*679

5,201
5.554

10*848
12*890
10.579
1,975
1*690

1945
1946
1947
1948
1949

38,922
56*231
79,167
100,748
111,540

13*944
20*991
30*416
36*632
38*490

754
566
901
615
257

3,591
4,170
2*639
2*923
2*980

2*148
3*219
4*163
4*969
4*813

7*077
9*901
13*933
19,776
23,196

3*072
3*668
6*867
9*070
8*851

6,387
11,785
17,478
24,403
30,179

1*949
1*931
2*770
2*939
3758

1950
1951
1952
1953
1954

146,966
180,661
213*164
254*088
282.797

40.571
54*239
64,680
77.257
85*707

173
288
541
433
334

3,528
3,507
3,299
4,209
4,672

5083
6*001
6.631
8.218
8*852

38*264
44,396
48*032
51*659
57*925

11.725
13*110
16.956
18,502
22,850

43*339
54,298
67.754
87.092
100*324

5,605
6,470
7,254
9,195
4,825

1955

338*114

112,529

1,235

5,381

10*026

64,323

27,655

114*922

5*867

5*466

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Florida

265

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

208
230
210
271

654
656
893
885

40
33
17
13

267
256
330
294

347
367
546
578

318
412
366
343

2.807
2*946
3*141
3*402

96
106
380
651
477

289
134
180
144
303

1.346
1.771
1.964
2.425
2.536

46
77
71
69
103

361
357
560
682
702

917
1*337
1.333
1*674
1)731

187
216
414
409
399

4*899
4*583
6*792
8*696
9*337

532
798
643
789
738

363
510
523
411
326

3)118
4,640
4*563
4*261
5*599

160
207
150
217
219

899
900
997
1*108
1.099

2.059
3*533
3*416
2*936
4*261

566
690
587
922
976

13*817
18*328
18.866
19*001
20*214

1
52
33
68
33

809
944
1.105
1.352
1*269

710
745
1,054
1*315
1,404

8.207
8.598
11.359
11.112
10.860

214
228
364
341
352

1.440
1*475
2.036
2*028
2.300

6.553
6*895
8.959
8.743
8*208

1*292
1*436
3*084
2*481
3*850

28*184
32*405
38.477
42.959
47*237

38

2*229
5.914

1*232
1.704
1.740
2*403
4*303

1(336
1.528
2.893
2,907
3*401

6*682
14*404
17.631
13.856
21*059

261
348
361
571
896

1.775
2.127
2*542
2*462
2*980

6*646
11*929
14.728
10*623
17*183

3*524
3*530
4*003
4*407
4.409

42.019
50.122
51*960
64*542
83*808

15*997
15*043
15.342
13.568
21.937

7*599
7.103
7,042
8,300
9,521

5.007
4*663
4.710
5.645
6*603

3*391
3.277
3.590
4.623
5.813

26*687
20*624
23*854
31)777
40*892

1.218
700
829
1.304
1.660

4.231
3.906
3.603
3*771
5*078

21.238
16*018
19*422
26*702
34.134

4.953
5*576
5*942
6)633
9*166

116.527
108*246
111*694
142.729
179*047

1925
1926
1927
1923
1929

38*352
46*451
45*142
44.464
45.771

16,192
13.015
14,327
15,396
16.264

11*416
21.000
20*118
18*799
17.173

10.744
12*436
10.697
10.269
12.334

119.673
97*831
65*629
53.725
37*675

5.923
4.438
2*270
1*891
1*319

9*164
16*899
9.899
8*090
5.666

104.586
76*494
53.460
43.744
30*690

10*243
12*860
17*696
15*915
12*497

362. U9
369.749
272*564
225.461
187.960

1930
1931
1932
1933
1934

25.119
26*098
26*177
21*018
21*500

11,542
12.781
13,389
11*487
10.900

9*149
8*652
8.201
6.969
6*855

4*428
4.665
4*587
2*562
3*745

20*454
17*916
12*019
9*558
18.096

738
662
262
239
429

3.092
2*713
2.729
1.974
2*123

16*624
14*541
9*028
7*345
15*546

8*722
8.139
6*767
4*073
3*872

92*920
80.080
65.898
47.342
54*957

1935
1936
1937
1938
1939

24*286
27.590
31*811
29.634
29.396

12.606
14.636
17*323
16.114
15.453

6*626
9.709
11.074
11*077
11*766

3*054
3.245
3*414
2*443
2*157

22.038
29.125
32.931
31.564
42.861

844
601
609
502
772

2.322
3.291
3*721
3.689
3*765

18*872
25.233
28*601
27*373
38*324

3*790
4.078
3*655
3*859
3*826

63*556
78*365
91*311
91*737
104*945

1940
1941
1942
1943
1944

31.393
33.333
43*847
119.772
196,781

16.192
17,664
27,865
103,100
180,271

13*314
14*059
14*520
15.387
15.525

1*887
1*610
1*462
1*285
985

50.231
64*208
72,570
120*648
126*230

940
981
1.076
1.555
2.345

3.987
5*376
6*308
6.353
10.870

45*304
57)851
65*186
110*740
115*015

3*804
3.893
3*793
3*660
3*240

119*301
139.974
155.388
271.260
361*154

1945
1946
1947
1948
1949

270,252
335*119
313*581
314*906
325*191

251,842
315,617
291.806
289*596
299,148

17,636
17*048
18.479
22*010
23*049

774
2.454
3(294
3.300
2*994

146*691
137*048
115.895
110)655
124.296

2,159
3*002
2.985
3*448
3*811

10.542
11.168
13.061
14.864
15.851

133.990
122.878
99)849
92*343
104*634

3*191
3*365
3.892
5*061
6*605

459.056
531.763
512.535
531.370
567*632

1950
1951
1952
1953
1954

350,355
392*021
439,822
496.122
510.537

318.846
347.369
389.737
442.721
447.214

29.417
40.971
44.738
50.395
59,477

2*092
3*681
5*347
3*006
3*846

139.963
157.512
180.476
190.545
211.668

6.702
7*507
7*928
8*666
9*075

14.584
16*408
21.541
24.349
26.223

118*677
133)597
151*007
157,510
176,370

7*646
9*592
12.054
13*816
15*800

644.930
739.786
845.516
954.571
1.020*802

1955

562.661

484.339

73,352

4.970

231.816

12.669

27.951

191*176

18*080

1*150.671

1696
1897
1898
1899

208
230
211
271

1900
1901
1902
1903
1904

416
240
560
806
780

1905
1906
1907
1908
1909

895
1*308
1*166
1*200
1.070

1910
1911
1912
1913
1914

1.520
1.741
2*192
2*735
2*706

1915
1916
1917
1918
1919

2*606
3*232
4*633
7.539
13.618

1920
1921
1922
1923
1924

1
31

13

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Federal Reserve Bank of St. Louis

266

Florida

State Commercial BanksTable 3

Digitized for FRASER


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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

U Sl
'
Government

Interbank

Total

Other
demand

Other
time

1896
1897
1898
1899

1.845
It853
2*170
2*491

43
67
43
71

1,621
1*608
1,920
2,319

161
176
207
101

1900
1901
1902
1903
1904

3*820
3*667
5*346
6*997
7.289

106
27
74
144
333

3*392
3,486
5*060
6*487
6*613

322
152
212
366
343

1905
1906
1907
1908
1909

9*726
13*818
14*330
13*322
15*103

395
178
266
243
422

8*491
12*590
12*554
11*464
10*465

1*050
1*510
1*615
4*216

1910
1911
1912
1913
1914

21*946
25*478
29*935
32*661
34*825

1*081
1.298
1*251
1*264
1*228

14*251
15*785
18*208
21*572
22*441

6614
8*395
10.476
9,825
11*156

1915
1916
1917
1918
1919

29,674
38*556
40*103
52*294
71.475

842

1*820
1.807
1*821
2.315

189
127

18*249
21*996
24.034
30.385
49,682

10*583
14*740
14,262
19*899
19t351

1920
1921
1922
1923
1924

102*030
90*362
93*918
122*440
154,709

3.383
2*113
2,590
3*675
5,755

4
75
100
36

69,945
58,792
53*611
72.854
106*946

28*702
29*473
37*642
45*811
41*972

1925
1926
1927
1928
1929

332,710
321,052
224*910
185*085
147*559

15.722
13.795
10*628
10*446
6.919

47
94

239*920
215*998
135,177
107.832
89*271

77*030
91.259
79.105
66*760
51*275

1930
1931
1932
1933
1934

70*872
62,182
50*268
36.805
45.044

1,472
1,322
634
572
406

176
331
514
317

45.597
42*146
28.165
25*526
29,673

23*603
18*536
21*138
10*191
14*648

1935
1936
1937
1938
1939

53,533
67,279
79,347
78.542
91.004

766
579
835
931
877

117
597
115
173
254

35*393
45*776
55*988
51*646
61*135

17*262
20*327
22*409
25*792
26*738

1940
1941
1942
1943
1944

104.098
123,792
138,778
254,119
342,866

1,316
2*318
1,674
3*437
2^841

256
239
592
13*850
40*594

70*228
85*883
101*757
192*390
236*022

32*298
35*352
34*755
44*442
63*409

1945
1946
1947
1948
1949

437,670
507,534
484,172
499*260
531,396

4,742
7.313
5.462
5,026
6*570

41*510
24*242
4,565
5*348
4*341

301*813
363*440
345,915
354,033
388*210

89*605
112.539
128*230
134*853
132*275

1950
1951
1952
1953
1954

603,624
692,354
789,869
892.653
950*828

7.098
10.672
12*705
19.399
22*395

7.274
7.471
7*845
8*690
14*551

445*187
509*250
560,252
636,746
654,466

144*06^
164*961
189*067
227, 813
259,416

38

840

Florida

267

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
no%

f^*
U&U.

Surplus and
other
capital
accounts

<**-

1896
1897

50
90

60
13

12
9
11
10

751
822
720
710

149
174
160

1900
1901
1902
1903
1904

60
25
100
100
165

12
15
45
33
50

763
658
905
1*059
1*206

1905
1906
1907
1908
1909

700
354
300
700
439

111
50
73
88
11

2*507
3*037
3*002
3*584
3*367

1910
1911
1912
1913
1914

501
618
870
811
1*065

61
38
59
744
474

3*865
4*199
5*008
5*968
7.425

1915
1916
1917
1918
1919

1*593
650
380
1*238
1*001

543
429
551
468
634

6*998
7*253
7*423
7.333
7*355

1920
1921
1922
1923
1924

1*256
2*572
1*742
1*675
1*538

328
1*106
1*169
1.436
2.492

8*714
9*808
10*250
X I . 863
13*323

4.199

1925
1926
1927
1928
1929

1*162
9*217
6*841
2*425
5.665

1*684
2*362
4*089
3*880
6.315

1930
1931
1932
1933
1934

1*581
1*007
1*329
676
148

1935
1936
1937
1938
1939

Total
liabilities
and capital
accounts

II

Number
of
banks

178

2*607
2*948
3.141
3*402

24
27
23
20

244
216
396
507
627

4.899
4*583
6.792
8*696
9.337

23
20
25
32
33

773

13*817
18*328
18*886
19*001
20*214

46
62
91
103
99

28*184
32*405
38*477
42*959
47.237

115
128
153
180
204

42*019
50*122
51*960
64.542
83*808

200
196
203
197
198

6.985

116*527
108*246
111*894
142*729
179*047

210
216
218
228
245

15*493
18*432
19.647
17*262
15*492

11.070
18*686
17.077
16*829
12.909

362.119
369*749
272*564
225*461
187.960

261
272
263
237
200

4.425
2*659
1.434
618
397

9*283
8*600
7.777
5*699
5*604

6.759
5.632
5.090
3*544
3.564

92*920
80*080
65*898
47.342
54*957

150
139
132
95
99

70
136
115
206
170

368
316
341
158
171

5*993
6*350
6.696
6*940
7*049

3*587
4*284
4*812
5*891
6*551

63*556
78.365
91.311
91*737
104*945

98
104
110
113
115

1940
1941
1942
1943
1944

235
73
60
25
1

365
390
259
237
382

7*200
7*374
7*466
7.296
7.063

7*403
8*345
8.825
9*603
10*842

119.301
139.974
155*388
271.280
361*154

118
117
117
115

1945
1946
1947
1946
1949

1
180
150
130
30

539
820
1.010
1*186
1.716

7.703
8*258
9*691
10.871
12*366

13*143
14.971
17.512
19,923
22*124

459.056
531.763
512*535
531.370
567.632

115
115
123
125
129

1950
1951
1952
1953
1954

20
307
2
20
1

2.325
2.837
4*092
5.031
6.187

13.859
15.624
18.671
20*067
24*571

25*102
28.664
32.882
36*800
39*215

644*930
739*786
845*516
954.571
1*020*802

134
140
148
150
152

41*483

1*150*671

153

1898
1899

1955

Digitized for FRASER


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Federal Reserve Bank of St. Louis

1*069
1*181

1*307
1*294
1.811

2.072
2*605
2*775
3*448
3*211

3*234
3*503
3*169
3*343
4.378
4.795
5.315

lie

GEORGIA

Revised data for assets and liabilities and


number of all banks in Georgia, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Georgia
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks presented a number of problems and considerations not encountered in compiling the balance
sheet for national banks. The following sec-

tions describe these problems and the methods


used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department and by, other State
authorities. These sources were supplemented
by data obtained from bankers' directories.
For unincorporated banks for 1896-1946,
the primary sources were bankers * directories. The data shown for such banks
in official sources in this period were very
limited.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks published in the reports and abstracts
of the State banking department or obtained
from bankers' directories. Data for this period are discussed separately because of the
substantially better coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for unincorporated banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation. The data for unincorporated banks in
this period include several banks for which
balance-sheet data were not available.

1
Since there have been no mutual savings banks in
Georgia, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report the
data for unincorporated banks are discussed separately from
those of other State commercial hanks.

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Federal Reserve Bank of St. Louis

268

Georgia

269

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying table shows adjustments made in number of banks and balance
CHANGES IN NUMBER OF BANKS AMD BALANCE SHEETS

Year or period

1896
1897
1901
1910

Number of
banks only

4- 74
4- 67
- 2
+174

1913
. .
1914-1915. .,
1916-1918
1919
1920

-24
-26
-28
-29

1921
1922
1923
1924
1925.

54
39
-42
46
-46

....

. ;. .

1926
1927 .
1928
1929
1930 .
1931
1932
1933

Number of
banks and corresponding
balance sheets

+ 11

__49

-21
19

-16
16

-12
-12
-2

4- 11
+ 11

4- 10
-j- 12
4- 16
44+
4+

12
9
9
9
8

+ 7
4- 8
4- 7

2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other'* category (for example, other loans)
is a residual.

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Federal Reserve Bank of St. Louis

sheets as published by the Comptroller.


These adjustments reflect for the most part
exclusion of branches, addition of certain
types of institutions that are now included in
the all-bank series, and corrections for underreporting.
Figures used for 1896 and 1897 were tabulated from individual bank statements published in the annual reports of the Treasurer
of Georgia. For 1910, the number of banks
represents a count based on information for
that year published by State authorities; the
assets and liabilities in that year are averages
of the amounts shown in the over-all balance
sheets reported for 1909 and 1911. Although
data for the December 31, 1910 call were
available, it was not feasible to adjust these
data to the June call because of a large
seasonal growth in loans, which seemed
characteristic of the State.
Prior to 1920, all incorporated State commercial banks, including those chartered by
the Superior Court, were under the supervision
of the Treasurer of the State. When the Department of Banking was organized in January 1920, only the State chartered banks came
under its supervision, with the result that
banks chartered by the Superior Court were
not included in the banking statistics published by that department. These SuperiorCourt-chartered banks were added to the revised series. The major items on the balance
sheet of these banks were tabulated from the
bankers' directories, and the breakdowns of
loans, investments, cash assets, and deposits
were based on the distribution of items for
years in which data for these banks were published in reports of the State Treasurer or for
years in which these banks reported to the
Comptroller but were included in his tabulation of private banks.
LOANS

A complete classification of loans into real


estate, collateral, and "all other" was not re-

270

All-Bank Statistics

ported to the Comptroller regularly until 1934.


For years in which items were not reported,
figures were obtained from other sources or
were estimated.
Data for real estate loans and collateral
loans for 1896-1908 were estimated by applying to total loans in each year the ratio of
each of these items to total loans as computed
from reported data for 1909; for 1912, by
applying the average ratio of each item to
the total computed from reported figures for
1911 and 1913.
Real estate loans for 1916-1919 were estimated by applying to total loans, ratios of this
item to total loans that were derived by interpolating between similar ratios based on reported data for 1915 and 1920; for 1928, by
applying the average ratio computed from
reported data for 1927 and 1929.
Collateral loans for 1916-1933 were estimated by applying to total loans other than
real estate, ratios of collateral loans to this
total that were derived by interpolating between similar ratios based on reported data
for 1915 and 1934.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly
until 1929. In years when items were not
reported, figures were obtained from other
sources or were estimated.
Figures for United States Government
securities and for obligations of States and
political subdivisions for 1896-1908 were estimated by applying to total investments in
each year the ratio of each of these items to
total investments based on reported data for
1909. Since amounts for both of these items
were relatively small before 1909, no effort
was made to apply trends observed at other
classes of banks. For 1912 and 1928 these
two types of investments were estimated by
applying to total investments the average
ratio of each item to total investments based

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on reported data for 1911 and 1913 and for


1927 and 1929, respectively.
The investment breakdown was estimated
for each year of the period 1916-1920, except
for United States Government securities in
1920. An estimate for United States Government securities in 1916 was derived by applying to total investments the ratio of this item
to total investments computed from reported
data for 1915. For 1917 it was assumed that
these securities accounted for all of the increase in investments between 1916 and 1917.
Estimates for 1918 and 1919 were derived by
assuming that these securities accounted for
the same proportion of the increase in total
investments in each year as was computed for
Georgia national banks. State and political
subdivision securities and "other" investments
for 1916-1920 were estimated by applying to
total investments less estimated amounts of
United States Government securities, ratios of
each item to this total that were derived by
interpolating between ratios based on reported
data for 1915 and 1921. In 1920, when United
States Government securities were reported,
the estimated figure for "other" investments
had to be adjusted, that is, it represents the
residual after United States Government securities and the estimated figure for State and
political subdivision securities were deducted
from total investments.
The investment breakdown for 1925 was
obtained by applying the percentage distribution of total investments computed from data
for the April call date of that year.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
adjustments, in the reports of the Comptroller
beginning with 1920, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Georgia
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits were
held by national banks,
In the years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios of time deposits to this total that
were extrapolated from a straight-line trend
fitted roughly to ratios computed from data
for 1909-1925; for 1910, by applying the average ratio of each item to total deposits other
than interbank based on reported data for
1909 and 1911. Estimates for 1918 and 1919
were computed in this same manner, using an
average ratio computed from data for 1917
and 1920.
Figures for United States Government
deposits for 1918-1930 represent holdings of
these deposits at State member banks only,

271

which held practically all of this type of deposit at State commercial banks. The figure
for 1918 is an estimate, but figures for other
dates are as reported. The 1918 estimate was
derived by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Georgia to such deposits at all State member
banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection were


estimated for 1897, for 1899 and 1900, and for
1919 and 1920 by applying to total cash assets
in those years the average ratio of this item
to total cash assets computed from reported
data for 1896 and 1898, for 1898 and 1901,
and for 1918 and 1921, respectively.
Borrowings for 1896-1908 were estimated
by applying to total liabilities in each year
the ratio of borrowings to total liabilities computed from reported data for the December
call of that year.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
for this period published by the Federal
Deposit Insurance Corporation with data for
individual noninsured banks, ranging from 26
in 1935 to 18 in 1946. Figures for the latter
group for 1934-1941 were taken from bankers'
directories; for 1942-1946, they were compiled
by the Federal Deposit Insurance Corporation
from data furnished by the State banking
department, supplemented by data from
bankers7 directories.

The breakdowns of some of the principal


asset and liability items that were required
for the all-bank series were not available for
noninsured banks in the sources cited. The
breakdowns of loans, of cash assets, and of
investments other than United States Government obligations for 1934-1946 were estimated
on the basis of the percentage distribution of
corresponding items at insured nonmember
commercial banks in these years. The breakdowns of deposits for 1934-1941 were estimated on the basis of the percentage distribution of total deposits at noninsured banks
in 1942.

UNINCORPORATED BANKS, 1896-1946


Unincorporated banks in Georgia have
never reported to the State banking authorities, and the Comptroller of the Currency
received only scattered reports from them

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Federal Reserve Bank of St. Louis

except in 1934 and 1935 when 42 and 51 banks,


respectively, reported. In these years about
80 to 90 per cent of all private banks in
the State reported. Balance-sheet data for

272

All-Bank Statistics

private banks are, therefore, very limited


throughout the period covered by the all-bank
series.
Figures for numbers of unincorporated
banks were compiled from bankers7 directories,
and balance-sheet data were estimated in large
part from information in these directories. On
the basis of estimated data described hereafter, the total assets of these banks amounted
to about 14 per cent of total assets of all State
commercial banks in 1896 and 1897; the proportion declined gradually to less than 2 per
cent in 1918 and remained small thereafter.
The number of banks and their capital
accounts as compiled from the bankers' directories for the years 1900-1902 are in general
agreement with data for these years obtained
by the Bureau of Internal Revenue for tax
purposes under the War Revenue Act of 1898.
In each year the Internal Revenue figures are
slightly smaller than those compiled from the
directories, possibly because some unincorporated banks may have been counted for tax
purposes as State chartered commercial banks.
The largest number of these institutions,
based on a count from the bankers' directories,
was 65 in 1939, In making the bank-by-bank
count, it was necessary to exclude (1) branches
of some of these institutions that were considered as separate banks and (2) banks included
in the directories for several years after they
had been liquidated or merged with other
banks.
BALANCE SHEET, 1896-1914

It was necessary to exclude data for a


few banks (the number ranged from one to
five) in the period 1896-1914 since no data
were available to indicate their size; these
banks are included in number only. For some
other banks, capital accounts were not shown
for some years; in these cases estimates were
derived by interpolating or extrapolating on
the basis of reported data for other years.
The aggregate balance-sheet statement
for private banks was estimated from an

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Federal Reserve Bank of St. Louis

abbreviated balance sheet compiled from


bankers' directories for four base years1901,
1906, 1909, and 1914. Ratios of capital accounts to total assets were computed for each
base year. The ratio of 1901 was applied to
the capital-accounts data for years prior to
1901 to arrive at aggregate total assets and
total liabilities for each year of that period.
Totals for the intervening years1902-1905,
1907 and 1908, and 1910-1913were estimated
by applying to capital-accounts data, ratios
interpolated between ratios computed for the
base years. Ratios of major items to total
assets or total liabilities that were derived by
interpolating between similar ratios in these
same base years were used to distribute total
assets and total liabilities in intervening years.
For the breakdowns of the principal items
(loans, investments, cash assets, and deposits),
the data for private banks that reported to the
Comptroller were used. Because of the limited
number of banks reporting to the Comptroller
in most of the years, the breakdowns were
considered to be representative of all private
banks only in those years in which the largest
coverage occurred. For each of these years,
ratios of each subitem to its total (e.g., real
estate loans to total loans, etc.) were computed ; ratios for intervening years were interpolated. These ratios were then applied to the
corresponding principal item for each year.
BALANCE SHEET, 1915-1946

Except for several banks for which no


data of any kind were available, an abbreviated balance sheet was compiled or estimated
for each bank for each year during this period.
For some banks data for missing years were
interpolated from data reported for other
years. For others, where it was not considered
desirable to interpolate, a reported figure was
carried forward or a figure was estimated on
the basis of the movement in this item at
reporting banks of similar size.
The procedure for estimating the breakdowns of the principal items on the balance
sheet that was used for 1896-1914 was used

Georgia
for the 1915-1934 period also, i.e., using only
those years in which reports to the Comptroller had the greatest coverage. For the
1935-1946 period the breakdowns of loans,
investments, cash assets, and deposits were
estimated by applying to each of these items

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Federal Reserve Bank of St. Louis

273

ratios of the subitems to the total that were


derived by interpolating between similar ratios
based on data reported to the Comptroller of
the Currency for 1935 and the December 1947
data compiled by the Federal Deposit Insurance Corporation.

274

Georgia

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All.
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

34,100
34*228
35.089
37.505

2*752
2.723
2,740
3.047

9,405
9.576
9.847
10.111

21.943
21*929
22.502
24.347

1900
1901
1902
1903
1904

42*680
51*791
55*886
64*602
71.050

3*299
3.887
4.075
4,651
5.173

10*916
13*286
14*342
16*660
19,026

28*465
34.616
37.471
43*291
46*851

1920
1921
1922
1923
1924

403*946
341.073
302*569
330*359
329*861

31*056
36.099
40.658
41.512
43*792

105*555
86,606
75,111
77.463
78.646

267,335
216,368
166,600
211.384
207.223

1905
1906
1907
1908
1909

78*310
105.134
114.400
109.464
116.951

5.653
7,739
8,465
7.744
8*422

20*412
27,217
30*063
29*464
32.194

52*245
70.178
75,872
72,276
76*335

1925
1926
1927
1926
1929

329,454
336,549
306,980
321*597
305,192

43*752
53*338
49.741
50.018
43.422

80.614
83.317
99.414
105.021
81.131

205.066
199*894
157.825
166*556
180*639

1910
1911
1912
1913
1914

144.510
161*367
170,996
175.970
180.907

13,646
18.764
20,945
22.956
18.137

39.207
40,878
45,712
49*769
37*381

91,657
101,725
104,341
103,243
125,389

1930
1931
1932
1933
1934

276,272
224.577
181*729
149.795
157.328

41.749
38,814
36,618
29,115
29,208

73.045
49.471
40*907
41,120
43.928

161*478
136.292
104.004
79.560
84*192

1915
1916
1917
1918
1919

170.197
185*174
205*882
262.565
284.856

20*285
20.760
20.578
23.212
21.548

46*271
51.513
57.134
73.045
90.707

103*641
112*881
126.170
166,308
172.601

1935
1936
1937
1938

176.277
161*936
205*713
212*662

26*154
29*484
3 3, '195
34*670

28.142
30,740
36,040
35.560

121*981
101*714
136*178
142*432

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
"*" ^"^

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

221.756

112.355

1.969

7.941

7.405

21*675

7*512

62*899

1940
1941
1942
1943
1944

234.198
288*978
271*550
223*552
353.145

106*081
129*802
138,615
122.196
141,358

2,048
3*085
1*062
1*797
2.011

10.353
9*708
6.270
8*650
116*044

7.758
8*101
7*702
6.752
7.336

23.558
26.509
26,977
28*211
28*809

10*842
10*361
9.180
6*497
6*175

30*201
28.324

73.558
101.412
79.544
19.246
23*066

1945
1946
1947
1948
1949

310*361
412*423
498*360
588.410
591,202

165*761
180.013
226.322
277,462
266.228

3.983
5*325
1*69$
1*245
2*147

35.753
59*750
27*569
23.475
18.461

8.585
13*835
16.552
19.759
20.978

30,517
47*826
73.145
86.290
86,736

7,455
13*243
21.715
24*840
27.648

29409
52,662
98,653
133,557
146,349

28*698
39*769
30*706
24*296
25*443

1950
1951
1952
1953
1954

674.823
769*692
809*079
859*722
909*976

288.456
356*204
372*460
394,353
436,662

6.557
4.346
6.745
6*062
7.319

17.343
15.359
17.176
13*088
14.432

22.699
25.580
26.771
29.036
32.053

100,606
114,160
107.293
104,361
108*236

30*567
31.989
36.077
36.551
35.520

187,016
205,182
224.892
259.259
257,542

27.673
24,552
26*061
26,103
27,384

1955

1.026.790

456.098

9.447

21.060

41.902

123.976

48,267

302,720

32,293

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Georgia

275

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

4.529
4.420
4.359
5.318

1,580
1,482
1*417
2*005

572
577
593
690

2.377
2.361
2.349
2*623

11,084
9,863
10,837
13,059

509
474
425
587

4,693
4,677
4.716
4,783

5*682
4,712
5*696
7.689

2*472
2*331
2.408
3*054

52*185
50,842
52,693
58*936

1900
1901
1902
1903
1904

6,616
7,623
7,783
8,574
9,310

3,103
3*832
4*081
4*703
4*882

725
764
749
786
909

2*788
3*027
2*953
3.085
3,519

12,092
* 12,844
14,532
15,249
15,756

558
760
665
847
686

4*536
4.470
4.880
5*122
5.194

6.998
7.614
6*987
9*280
9*876

2*802
2*972
3.207
3.683
3*977

64*190
75,230
81*410
92,108
100,093

1905
1906
1907
1908
1909

9,638
10,186
11.904
14,995
15,628

5,131
6*165
7,382
9*444
10.556

937
826
901

3.570
3*195
3.621
4*466
3*400

21,140
22,260
23,040
23.291
29,390

883

1,012
1*604
1,343
1,619

5*662
6,065
5,736
6,488
7*727

14,575
15,163
15,700
15,460
20*044

4.439
5,361
5.380
6.340
7*043

113,527
142,941
154,724
154,110
169,012

1910
1911
1912
1913
1914

16*458
17,317
19,348
20,759
20,974

10*890
10*942
12*134
12*821
13*336

1*191

4*377
5.477
6.601
7.276
6.999

29,028
31,600
34,454
34,660
37.927

2,099
2.279
2.162
3.189
1.973

7,465
7,642
8,295
8,514
10,722

19,464
21,679
23.997
22,957
25,232

8,477
9,307
10,552
11,956
12,997

198*473
219.591
235,352
243*345
252,805

1915
1916
1917
1916
1919

21,870
23*008
24*369
41,631
58*046

13*205
12.725
13*662
30*946
47*552

1.265
1,376
1,282
933

7.704
9,018
9*351
9*603
9.561

36*821
47.066
64,392
71,040
90.797

1,816
2.780
5.016
10*859
13.383

8*558
8,679
11,072
10,403
11,576

26,447
35,407
48,304
49,778
65.838

13,442
14,015
15,182
20,785
24,225

242,330
269*263
309.845
396*221
457.924

1920
1921
1922
1923
1924

52,745
38.158
37.122
37.904
34.111

36*640
24.869
23.345
21,788
17,755

1,934
1,183
1,061
1,475
1,407

14.171
12.106
12.716
14.641
14.949

88,444
61,603
69,934
75.164
76.489

11,372
10*154
11.599
12.390
12*567

11,208
8,519
8*096
7,117
8,319

65,864
42,930
50,239
55,677
55,603

20,930
21,663
20,114
26*248
28,837

566,065
462*497
429,739
469.695
469*296

1925
1926
1927
1926
1929

41.205
48*220
54*672
59.258
57,161

22,357
22*007
26,438
28,722
31,756

2,426
3,826
5*560
5.998
5,224

16.422
22*387
22*674
24*538
20*181

86.334
84.320
84.227
78.798
72,595

15.042
15.999
15.020
12,863
13,363

9,165
9,385
9.118
7,551
6.820

64,127
58,936
60,089
58*364
52,412

33,203
33,006
29,146
30,035
29,969

492.196
502,095
475.025
489,686
464,917

1930
1931
1932
1933
1934

62*466
76,219
73,673
84.742
100.576

33,728
40,910
40*455
51,876
65.439

3,216
6,932
6,330
9*146
10*993

25.522
28.377
26.888
23.720
24,144

79,508
90,225
66.047
78,800
94,397

11.762
9,051
7,243
7.762
9.048

7,883
7,957
6,479
6,107
6,446

59.863
73.217
52.325
64,931
78*903

26,841
26*857
27,247
25,959
26,256

447,087
417,878
348.696
339,296
378.559

1935
1936
1937
1938
1939

90.196
135.205
94.991
84,885
114,473

59,121
96,918
55,521
49,265
71,260

12.757
17.227
17,422
17,330
23,684

18,318
21*060
22,048
18,290
19,529

109,107
144,132
126,130
123,623
167,629

12*802
14.056
21.415
18.919'
23,063

6,635
10,040
9,B44
9.152
9,055

89,670
120.036
94,871
95,552
135.511

25,112
24,635
22,966
22,687
22*466

400.692
465.910
449,800
443,857
526,324

1940
1941
1942
1943
1944

116,660
133*666
191,308
514,157
656.732

67*678
81.840
141,254
460*768
604,828

27,391
31,306
31,915
34,180
34,209

21,591
20,542
18,139
19,209
17,695

206,043
241.453
298,174
363,361
381,751

24,275
34.098
40,659
54,484
61,187

9.582
12.709
16,360
20,634
22,136

172.166
194,646
241.155
288,263
296,428

21.373
20*236
19,510
18,631
17,054

578,274
684,355
780,542
1,119,721
1.408.682

1945
1946
1947
1948
1949

878,530
930.117
765,623
672,946
622,389

823,322
867,776
696*409
599.466
538*881

38*636
39.632
45,597
51.471
58.383

16*572
22*709
23,617
22,009
25.125

459,746
451,379
442,376
446.356
420.309

67.782
89.374
93.498
91,604
65,718

19,444
23,009
28.978
35,187
33,226

372,520
338,996
319,900
319,565
301,365

17,281
17,651
18,098
18,344
19,419

1.665,918
1*811.570
1,724,457
1,726.056
1,653,319

1950
1951
1952
1953
1954

610,580
597,614
731,718
716,731
737,948

516,625
496.992
614,793
585,023
595,847

69.553
80*281
91*146
108*808
118.209

24,402
20*341
25,777
22,900
23,892

424,712
490.332
557,789
556.276
551.847

104,510
124,094
133,016
137,968
129,673

29,211
29,554
39.786
43 ,018
43,717

290,991
336,684
384.985
375.290
378.457

21,297
25.048
29,502
29,790
32,154

1,731,412
1,882,886
2*128.088
2,162.519
2,231,925

147,860

44,398

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

601.736

1,085
1.672

898
613
662
639
961

276

Georgia

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

1897
1896
1899

29,526
27t433
29,565
34*366

1.925
1.786
2.025
2*164

1900
1901
1902
1903
1904

37*260
41*835
48.632
57.671
62*119

2,617
3,235
4,110
4,349
4,279

1905
1906
1907
1908
1909

72.118
85,753
93,446
86,823
97.955

5*308
6,286
6,709
6,291
8.336

1910
1911
1912
1913
1914

109*164
121,357
132,778
126,677
132.742

1915
1916
1917
1916
1919

U.S.
Government
130
145

Other
demand

Other
time

20.084
18*695
19,869
22,910

7,387
6,807
7,487
8,782

24,512
27*229
31,682
37.637
40*507

9*296
10*315
11,680
14,210
16(233

2,082
2,400
1*097

47*200
55,254
58*288
53,924
60,371

18,814
23,252
26,367
24*208
28*151

8,361
9,747
9,730
9.051
11,641

773
663
752
910
926

63,788
68,595
73,666
69,750
85,675

36*242
42*352
46*630
46*966
34*500

132,517
164.635
209,047
266,610
314*540

9,949
14,045
20*263
24*412
30,852

868
546
658
5.843
6*085

75,456
94*044
115,527
144,937
172,768

46.244
56*000
72,599
91,418
104*835

1920
1921
1922
1923
1924

389,290
282,489
269,720
326,909
324,040

32,036
20,972
26,935
31,140
28,508

1,829
1,286
2*017
2,734
1,753

216,095
139,835
146,062
158,944
152,665

139*330
120*396
114*706
134.091
141,114

1925
1926
1927
1928
1929

365,362
372.612
365.116
365*090
347*639

46,589
40,036
37,405
32,536
27,714

2,144
3,344
4,496
2,711
7,631

180,330
213,495
178,398
167,582
160,740

136,299
115,737
144,819
162*261
151.554

1930
1931
1932
1933
1934

338.714
324.778
257,494
257.122
301.051

30*951
35.593
31,142
39,447
42,126

6,183
9,960
4,815
6,154
19,629

154,668
146,162
108,084
109,548
131,085

146*912
133*063
113,453
99.973
108.211

1935
1936
1937
1938
1939

327,785
400,614
381,183
373,967
455.900

50*699
68,532
51*314
54,742
79.420

8,625
21*322
5,760
7,208
14,481

156,346
198,026
209,963
195,773
242*227

112.115
112.734
114*146
116*264
119*772

1940
1941
1942
1943
1944

505,686
608,421
701,476
1,038,777
1,323,246

94,840
119.596
127.418
159*802
165.698

16,072
22,928
19,645
86,842
247,566

266,496
333*151
419,601
640,241
719*344

126*276
132*746
134*812
151.892
190*620

1945
1946
1947
1946
1949

1,570,361
1.705,817
1.607.494
1,597,796
1,516*995

211*392
181*226
145*402
143,429
126,051

203,696
151,305
14,525
22*624
20,170

898*670
1,065,409
1,126,572
1,109*614
1,052.711

256,623
307*877
320.995
321.931
316,063

1950
1951
1952
1953
1954

1*586,325
1*724.205
1.956,197
1,976.436
2*030.084

144,853
162,500
185,659
185*006
187.700

37,122
60,919
77,971
41,648
69,334

1,084,400
1,188,956
1,361,204
1,388,608
1,369,730

319.950
311*630
333,363
360,972
403.320

2.141.990

192.573

64,254

1,446,115

439,048

184
510
833

1*056
1*160
1*475

1*100
796
961

Georgia

277

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other

Amounts in thousands of dollars]

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.052

180
179
152
116

13*837
13.272
13.063
12*997

6.507
6.747
6*739
7.342

52*185
50.842
52*693
58.936

186
193
194
211

1.636
2*539
2.490
3*064
3*470

113
124
136
399
202

12*791
13*731
14*598
15*532
17*056

7.605
6*760
9.930
11.353
12.454

64.190
75.230
61.410
92*108
100.093

223
257
272
296
328

4*563
12*699
9*657
9>320
9*319

3 ,.95 5
4i>945
5*804
7*699
9.266

163
319

1*776

18*835
22*963
25.467
29*443
30*764

13.873
16.262
18.574
19.958
21.449

113.527
142.941
154.724
154.110
169.012

390
481
537
595
603

1910
1911
1912
1913
1914

19*870
22*123
19*764
28*576
29*194

10 1 32 8
11.265
11*676
12*141

1*388

35*067
36*223
41*436
43*744
45.133

23.903
26.773
29.195
31.481
32*207

198.473
219.591
235*352
243.345
252.805

693
732
785
793
601

1915
1916
1917
1918
1919

20*095
15.793
13*930
34*784
46*005

12*252
11*966
10*280

10.899
10*482

1*624
1*066
1*779
6*180
8.395

43*194
43.007
41.282
41.620
41*922

32*646
32.796
33.527
35.928
36*560

242*330
269*263
309.645
396.221
457.924

773
755
739
756
751

1920
1921
1922
1923
1924

62*331
72*116
31*593
34*310
37*696

9*928
10*591
11*172
10*211
10.275

9.271
3.816
5.297
7.350
5.430

49*149
49*213
49*426
48*260
50*108

46*096
44*272
42*531
42*655
41.749

566*065
462*497
429.739
469*695
469*296

779
715
692
683
656

1925
1926
1927
1928
1929

24*364
27*532
15*231
26*129
19*687

8.277
6*140
6*036
7.742
7.750

6*169
7*405
4*663
8*626
8*639

49*065
47*158
42*490
43.541
42.015

36.919
39*248
39,487
38*558
39*187

492*196
502.095
475.025
489*686
464*917

638
555
495
474
442

1930
1931
1932
1933
1934

14*172
8*593
11.745
7*423
1*910

7.677
7*192
6*936
11*894
11*159

7*655
4.246
4*716
2*902
3*159

40.544
37*837
35*957
32*606
36*233

38*325
35*230
31*846
27*149
25*047

447*087
417*876
346*696
339*296
376.559

414
374
338
323
336

1935
1936
1937
1938
1939

6*073

3*015

757

3*345
2*853
3*617
3*689
4*070

35*845
35.251
34*508
34*327
34*047

24*629
26*606
28.197
29*366
31.550

400*692
465*910
449.800
443.657
526.324

342
345
349
352
353

1940
1941
1942
1943
1944

659
300
176
120
317

4*434
5*823
6*994
6.423
5.806

33*722
33*663
33*766
33*839
34*001

33*773
36*146
36.126
40*562
45.310

578.274
684.355
760.542
1*119*721
1*408.682

352
346
350
348
351

1945
1946
1947
1948
1949

807
976

2*005
3*790
3*173

7*253
9*424
11*054
12*207
14.602

34.320
34.923
36.344
38*095
39*017

53.157
60.430
67*560
74*166
79*532

1.665.918
1.811*570
1.724.457
1.726.056
1.653.319

355
369
380
390
393

1950
1951
1952
1953
1954

2*476
2*700
1*726
2*507
3*176

15*090
16*978
20*774
23*170
25*004

40*460
42*084
43*963
48*120
49*793

87*061
94*919
103*428
112*286
123*868

1.731.412
1.882*886
2*126*088
2*162*519
2*231*925

398
402
402
400
401

1955

4*069

28.144

53*008

135*119

2.362.330

402

1896
1697
1896
1699

It075
2*178
2i235
3*063

1900
1901
1902
1903
1904

4*585
6*221
5*622
4089
4*792

1905
1906
1907
1906
1909

584

2*295
2*486

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.060
1*033
939

9*888

867
237
561
787
892
991

278

Georgia

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

8.859
9,381
10.093
9*325

96
103
108
94

4.212
3.673

5*032
5.263
5,773
5.558

1900
1901
1902
1903
1904

12il53
15.871
18.499
21.976
23*482

101
129
148
175
204

3.922
5013
5753
6.835
7.944

8.130
10*729
12.598
14*966
15.334

1920
1921
1922
1923
1924

133.079
116*223
109.826
110.203
123.822

2.612
5,656
7,598
8*005
8.573

48.590
41*400
37.751
34.022
39*272

81,877
69*167
64*477
66.176
75*977

1905
1906
1907
1908
1909

26*054
34.215
38.110
41*879
44.919

210
269
310
348
394

8.179
10.509
12*076
13.556
15*232

17*665
23.437
25.724
27.975
29*293

1925
1926
1927
1928
1929

123.849
123*636
170.855
179.751
169*646

8*443
8.150
11*871
12,793
9.214

41.027
44.494
76.764
80*964
57*803

74*379
70.992
82.220
85*994
102.629

1910
1911
1912
1913
1914

57*898
60.117
64.209
65.555
64*960

472
422
532
537
1*190

19*775
18.965
20.745
22.103
19.916

37.651
40.730
42.932
42*915
43.854

1930
1931
1932
1933
1934

159*445
133.522
102*294
88.638
98.371

8.905
8.250
8,009
8,336
6,801

53*783
35*657
29*385
31*964
35.758

96.757
89*615
64*900
48.338
55*812

1915
1916
1917
1918
1919

63*080
69*540
76.901
98*023
113.019

1.857
2*704
2.332
2.469
2*276

25.147
28.355
30*843
39.028
54.772

36.076
38,481
43.726
56.526
55.971

1935
1936
1937
1938

102*443
98.022
127.705
128.607

6*555
9*106
10,680
11,014

18.362
20*382
25.804
23*739

77.526
68*534
91*221
94*054

3*731

4.015

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
'f\n

others

farmland

Other

to

On
residential
property

Other

77.007

35*787

1940
1941
1942
1943
1944

137.549
176.481
159.333
122.331
226.780

66*985
86*990
88*773
74.641
81*432

1.534
2.713
932
1.353
1.566

1945
1946
1947
1948
1949

164*165
226.003
259.477
311*141
304*308

91*920
100*837
129*604
164*520
150*859

2.841
4.313
1.450
948
1.345

1950
1951
1952
1953
1954

366*512
421*206
425.327
454*326
488*298

174,623
218*312
217.396
232*086
263*388

1955

554.320

285.743

7*932
6*973
4,727
4,774
103,160

2,012
1*955
1*856
1*377
1*388

7.014
7*385
6,520
6.874
4*939

5,691
4,573
3,517
2*519
2,300

15*306
13.495

46*361
65,892
53,008
15,487
16,480

21*763
42*059
18,846
15*686
12.875

1.488
2*590
3,249
3.935
3.712

4,922
8.677
17,572
20*922
20.106

2*865
4.933
9*505
11,599
13,500

13,770
27,454
61*686
76.046
83.680

24,596
35*140
17.365
18*794
20*805

4*442
3.421
4.465
4*961
5*676

11.666
9*944
11.524
6.883
9,002

4.001
4.985
4.718
5.209
5.972

29.832
37.654
31*694
25,804
25,212

13*565
13*830
15*641
15,996
14,784

110*840
117*416
125.168
147.576
147*357

21*049
19*654
19,424
20,713
21*615

6*311

11.414

11*082

27,323

24*668

170.269

23.507

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

individuals

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Georgia

279

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2.389
2,196
2074
2*633

1.554
1.455
1*389
1.970

99
87
81
78

736
654
604
585

2*829
2*632
3.123
4*697

174
173
164
197

1.426
1.268
1.402
1.699

1,229
1.371
1.557
2,801

589
592
545
511

14*666
15*001
15*835
17*166

1900
1901
1902
1903
1904

3.860
4*820
5*007
5*676
5t994

3.067
3.796
4.046
4*666
4.838

94
121
113
119
136

699
903
848
891

4.280
5*184
6.270
6.693
6.347

198
366
394
495
368

1.644
1.641
2.154
2,061
2,124

2,436
3.155
3,722
4il37
3(855

658
687
686
1*114
665

20,951
26*562
30,464
35,459
36,686

1905
1906
1907
1908
1909

6*198
7.195
8*804
11*411
11*660

5*085
6*125
7.341
9.396
10.502

131
126
173
238
738

8.627
8.597
9.513
10.019
13.275

463
559
705
596
686

2,455
2,608
2,562
3,112
3,928

5,689
5,430
6,246
6,309
8*659

1.256
1.339
1.746
2*124
2.559

42,135
51,346
58,173
65,433
72,433

1910
1911
1912
1913
1914

11*845
12i029
13*230
14.029
14*586

10.857
10.931
12*117
12.801
13*234

518
482
209
217
193

470
616
904

1.050
1.105

1*011
1*159

12.592
14*815
15*435
16.220
17*447

3,799
4,102
4,405
4*442
5.796

7*743
9.608
10.125
10,088
10(213

3.417
3*669
4*052
4*443
4(639

65.752
90,630
96.926
100,247
101,632

1915
1916
1917
1918
1919

15t559
15.803
15.744
24.604
38.775

13.183
12.697
12.222
21*014
35.602

452
718
832
746
395

1(924
2.388
2.690
2.844
2.778

18*368
22.528
28.472
32.962
41.188

1.636
1.424
6*199
8,960

4.754
4,808
5,156
3,446
3.811

12*616
16,084
21*890
23,315
28,417

4,454
4,707
4,624
6*963
7.917

101*461
112,578
125.941
162,572
200.899

1920
1921
1922
1923
1924

25.189
20.625
22.397
20.746
17*656

21.485
17.744
19.260
16.484
13*842

1.123
525
404
823
556

2.581
2*356
2.733
3.439
3258

33.846
23.827
29.277
26.447
36*790

7,665
5,779
6*184
5,413
7.707

3,996
2,888
2,935
2.250
3.204

22,165
15*160
20.158
18.784
25(879

7,367
5*932
6*234
7,915
9,075

199,481
166*607
167.734
165*311
187.343

1925
1926
1927
1928
1929

24*407
28*121
36*443
40.790
39.836

18.641
18*917
22.820
24*581
27.362

1*033
1.223
2.393
2.863
2.339

4*733
7*981
11*230
13*346
10.135

41*510
38*809
53*997
51.866
48*967

8.799
10.190
13.651
11.545
11.687

3.164
3.200
4*216
3*224
3.397

29.527
25,419
36(128
37.097
33,883

10,871
9.636
12*063
11,581
11,708

200*637
200.202
273,356
263(968
270,157

1930
1931
1932
1933
1934

48.566
63*181
57.640
71.651
79.498

30.835
38.679
37.067
48.323
54.845

2.283
5*853
4*835
8.173
7.958

15.448
18.649
15.738
15.155
16.695

56.839
67.377
49.664
58*927
67.410

10,158
7,456
6.100
6,396
7,626

4.263
4*446
3*643
3.338
3.573

42*418
55.473
39.921
49,193
56.211

15,358
14,606
15,121
14.705
13,287

280,208
278,686
224.719
233.921
258.566

1935
1936
1937
1938
1939

70*186
102.330
65*865
57.862
83.197

48.565
77.149
39.853
35.305
53.391

9.302
11.551
11.498
11.607
17.064

12*319
13.630
14.514
10t950
12*742

78.114
98.031
84.532
87,962
113*412

10,587
11,644
18,252
16,257
20.567

3.765
5*283
5.050
4.839
4.416

63.762
61*104
61*230
66*366
88.429

12,595
12,173
11,182
10,998
11.081

263.338
310.556
269,284
285.629
340,287

1940
1941
1942
1943
1944

85.357
95.439
140*613
352*433
428*927

50.534
60.069
107.029
315.354
392.474

20.217
22.044
22.214
23.826
23.948

14*606
13.326
11.370
13.253
12.505

138.935
156.242
183.527
212.019
230*595

20,136
30.529
33.686
47.161
53.809

4,768
6*406
8.172
9.691
10.164

114.031
119.307
141,669
155,167
166,602

10,495
9*964
9.919
9.652
9*498

372,336
436*146
493,392
696,435
895*800

1945
1946
1947
1948
1949

558.363
565.461
450.861
391.724
362.195

519.847
520*643
402.944
340.013
305.934

27.516
26.607
29*066
33.941
36.459

11*500
18*231
18*831
17*770
19.802

266*791
274.979
275.990
285*748
264.855

56.655
74.996
80.172
74.833
70.722

10,102
10,011
13*376
16.064
14.172

202.034
189.972
182,440
194.351
179*961

9,898
9,884
9557
9,852
10,514

1*001,717
1*076,347
995,885
998,465
941,872

1950
1951
1952
1953
1954

346.293
326*655
413.553
388.622
395.536

280.560
259*238
331.269
300.977
299.213

45*305
50*866
62.557
71.120
77.394

20*426
16.751
19.727
16.525
16*929

256.569
298*451
324.171
325.817
334.943

85.002
99,131
103. 598
110,000
103,984

11,479
12.174
16*894
18.294
17,620

160.088
187.146
203.679
197.523
213*339

11,541
14,147
16.621
16.331
16.112

960*915
1,060.659
1,179,672
1,185,096
1,236.889

1955

403.166

296.655

84.635

21.678

311.072

117,885

17,342

175.845

19,574

1.266,134

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*020
982
944

1.290
1.777
440

905

1.690
1.438

998

280

Georgia

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

6*164

145
184
510

6*076
6*656
7*991

633

9*102
10*870
13*656
16*197
16*746

633
1*121
1*312

2.081

1.097

20*596
22*955
23*685
24*148
28*161

2*450
3*658
4.444
6*287

773
663
752
910
926

29*604
32*654
34*697
34*023
36*903

9*341
10*407
11.790
12*272
6*714

7t400
7*395
8*286
10*138

527
559
743
898

1900
1901
1902
1903
1904

12*112
15*066
18,224
21*649
21*737

1*344
2*019
2*096
2.487
2*209

1905
1906
1907
1906
1909

26,439
29,457
33*198
34*287
40*677

2*964
3*091
3.773
3.295

2*082
2.400

5.132

1910
1911
1912
1913
1914

44,492
49*455
53,225
52*448
55*153

4.774
5,986
5.243

6,610

Other
time

130

1896
1897
1898
1899

5.731

Other
demand

1*056

1.160
1.475
1.100
796
961

579
615
703
739

1*490
1*662

1915
1916
1917
1918
1919

55,332
68*336
85*146
109,676
140*069

6,229
8.326
13.540
16.002
21*605

868
546
658
5*222
5*676

36*435
46*821
51*926
64*249
81*617

9*800
12)643
19*020
24*403
31*169

1920
1921
1922
1923
1924

132*728
101,213
115*304
116.601
135,643

15.251
8.640
13,850
12.877
16.323

1.139
841
1.178

79*565
57.355
64.155
60.515
70.219

36*773
34.377
36*121
40*731
47*380

1925
1926
1927
1928
1929

155,023
155,661
224,1*2
225,436
217,762

22.385
18.919
31*706
27,087
23.572

2.108
3.317

80*646
80*462
106*192
106*843
102*563

49*882
52*963
81*749
88*626
84*020

1930
1931
1932
1933
1934

226,802
230,739
177,774
187.849
215,478

29.167
33.858
24.595
33.941
36,444

6*032
9*795
4.685
17*737

105*838
103*268
73.768
75.616
91*659

85.765
83*818
74*726
70.376
69*638

1935
1936
1937
1938
1939

227,438
276,717
254,047
250,202
304.341

40*423
57,133
41,004
45*842
64.665

17.374
4*504
5*639
12*035

110*134
134*010
142*042
131*176
160*981

69*940
66*200
66*497
67*545
66)660

1940
1941
1942
1943
1944

335,296
398,975
452*823
655,916
853.733

76.563
97,037
101.779
123.962
129,006

13.590
20.147
16*849
65*361
188.231

176*669
213*440
267*425
390*766
436*661

68.434
66.351
66*770
75*807
99*835

1945
1946
1947
1948
1949

954,817
1.024,268
939.872
937,867
878.832

167*352
145.614
117.399
114.377
100.728

126.166
107.717
10*011
14*831
13.727

522*720
606.103
641.977
642*276
603*994

136*579
164*834
170*485
166*383
160*363

1950
1951
19S2
1953
1954

913,956
988.420
1*101.145
1*097,152
1*138,650

116,341
128.334
146.395
147.063
146.788

24*216
41.174
53*443
28*056
43*890

615*402
670*294
749*684
763.301
773.452

157.995
146*618
151*623
158*732
174*520

1*160*655

153.747

2*478

1.721

4*495
2.680
7.587

7.914
6.941

183.228

Georgia

281

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

UUU.

<*-

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

1896
1897
1898
1899

588
642
661
65

1,060
1*033
939
1,052

8
1
7
4

3*816
4*016
3.916
3.756

1.794
1.914
2*026
2*151

14*666
15*001
15,835
17*166

30
30

1900
1901
1902
1903
1904

618
.779
596
.314
660

1*636
2539
2*490
3,064
3*470

3
3
164
18

4.056
4.416
4.971
5.748
5.846

2*526
2.759
3*183
3,520
3*957

20.951
26.562
30,464
35*459
36*688

26
32
41
48
51

1905
1906
1907
1908
1909

941
*207
565
4.339
2.183

3*955
4i945
5*804
7*699
9*268

13
107
326
505
123

6.263
7.139
3.515
10.716
11.402

4,524
5.491
6,765
7,887
8,780

42,135
51,346
58*173
65,433
72,433

62
75
86
96
102

1910
1911
1912
1913
1914

8*254
5*885
5.249
7.763
6.218

9*886
10*328
11.285
11*876
12.141

200
73
161
125
173

13.185
13.841
14.960
15*219
15.048

9,733
11,048
12,046
12,816
12,899

85,752
90,630
96,926
100,247
101,632

113
114
115

1915
1916
1917
1918
1919

5.473
4.140
4*019
12.513
19.621

12.252
11.966
10*280
10.899
10.482

136
123
627
3.163
4*571

14*706
14*623
13*000
13.108
12.658

13,562
13.390
12*869
13*013
13,498

101,461
112,578
125,941
162,572
200.899

113
110
100
97
95

1920
1921
1922
1923
1924

24*187
23.496
9.509
9.252
6*224

9*928
10.591
11.172
10.211
10.275

4*050
801
384
1*003
590

13.448
14.098
14.798
13*640
16.390

15*140
16.408
16*567
14,604
16,221

199*481
166*607
167*734
165*311
187*343

93
95
97
97
94

1925
1926
1927
1928
1929

5.486
5.528
4.363
11.916
5.231

8*277
8.140
8.036
7.742
7.750

1*424
1.074
Ii201
1*215
1*574

15*665
15.000
17.800
18.830
18*405

14,762
14,799
17,816
18,849
19,435

200,637
200,202
273,358
283*988
270.157

89
62
83
61
80

1930
1931
1932
1933
1934

3.702
2*285
3.372
1.008
23

7.677
7.192
6,938
11.894
11.159

2*963
731
875
988
922

19*395
19*080
18*590
17,315
18,446

19,669
18*659
17,170
14,867
12,538

280*208
278*686
224,719
233,921
258*566

75
69
62
47
54

1935
1936
1937
1938
1939

827

3*015

1.146
1*577
1*876
1.795
2.049

18*367
18.205
17.954
17.751
17.637

12*545
14,057
15,104
15,385
16,242

263*338
310*556
269*284
285,629
340*287

58
57
55
53
52

1940
1941
1942
1943
1944

36

2.177
3.293
3,990
3.568
2.432

17.377
17,229
17,183
16*941
17,123

17,450
18,649
19,396
20,010
22,512

372,336
436*146
493,392
696,435
895*800

52
51
50
47
48

17.297
17*497
18,197
19*272
19,222

26,563
30,247
32,936
34,807
37,025

1*001.717
1*076.347
995*885
998*465
941,872

48
49
50
51
51

19,423
19.973
21.223
22*498
23*773

40*286
43,219
46,815
52,874
60,702

980*915
1,060,659
1,179,672
1*185*096
1*236*889

51
51
51
52
52

303
496
18

1945
1946
1947
1948
1949

879
400

3.040
4.335
4.880
5,640
6*393

1950
1951
1952
1953
1954

100
550
100
600
774

7tl50
8*497
.10.389
11,972
12*990

875

14,271

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

29
27

lie

115

282

Georgia

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

.Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

25.241
24*847
24*996
28*180

2*656
2*620
2*632
2*953

5*674
5*561
5*635
6*438

16*911
16*666
16*729
18*789

1900
1901
1902
1903
1904

30*527
35*920
37*389
42*626
47.568

3*198
3.756
3*927
4*476
4.969

6*994
8*273
8*589
9*825
11*082

20.335
23*889
24*873
28*325
31.517

1920
1921
1922
1923
1924

270.867
224*850
192.743
220*156
206*039

28*444
32*443
33*060
33*507
35*219

56*965
45*206
37*360
43.441
39.574

185*458
147*201
122*323
143*208
131*246

1905
1906
1907
1908
1909

52.256
70t919
76.290
67*605
72.032

5*443
7.470
8*155
7*396
8*028

12*233
16*708
17*987
15*908
16 i962

34.580
46.741
50.148
44.301
47.042

1925
1926
1927
1928
1929

205.605
212.913
136*125
141*846
135*546

35*309
45*188
37*870
37*225
34*208

39.587
38*623
22*650
24*057
23*326

130*709
128*902
75*605
80*564
76*010

1910
1911
1912
1913
1914

86*612
101*250
106*789
110*415
115*947

13.174
18*342
20.413
22.421
16.947

19432
21*913
24*967
27*666
17.465

54*006
60.995
61.409
60*328
81*535

1930
1931
1932
1933
1934

116*627
91.055
79*435
61*157
58*957

32844
30*564
28*809
20.779
22.407

19*262
13*814
11*522
9.156
8*170

64*721
46*677
39*104
31*222
28*380

1915
1916
1917
1918
1919

107*117
115.634
128*981
164*542
171*837

18*428
18*076
18*246
20*743
19*272

21.124
23*158
26*291
34*017
35*935

67*565
74*400
84 > 444
109.782
116*630

1935
1936
1937
1938

73*834
63*916
78*008
83*855

19*599
20*378
22*815
23*656

9*780
10*358
10*236
11*821

44*455
33*180
44*957
48*378

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

1939

89.159

1940
1941
1942
1943
1944

96*649
112.497
112*217
101.221
126*365

39.096
42.812
50*042
47.555
59.926

1945
1946
1947
1948
1949

146*196
186*420
238*883
277*269
286*894

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

371

514

On
residential
property

Other

Other
loans
to
individuals

15*262

All
other

27*112

372
130
444
425

2.421
2.735
3*543
3*876
12*684

5.746
6.146
5*846
5.375
5*948

16.544
19.124
20*457
21.337
23*870

5.151
5*788
5*663
3*978
3.875

14*895
14*829

27*177
35*520
26*536
3*761
4*608

73*841
79*176
98*718
112*942
117*369

1.142
1*012
248
297
802

13*990
17.691
8*723
7*589
5.586

7*097
11.245
13*303
15*824
17*266

25*595
39*149
55*573
65*368
66*632

4*590
6*310
12*210
13*241
14*148

15*639
25*206
36*767
57.511
62*669

4*302
4*629
13*341
5*502
4*638

308*311
346*686
383.752
405.396
421.678

113*833
137,892
155*064
162*267
173*274

2*115
925
2.280
1.101
1.643

5*677
5*415
5*652
6*205
5.430

18*698
20*595
22*053
23.827
26*081

70*774
76*526
75.599
78.557
83*024

17.002
18*159
20*436
20*555
20*736

76*176
87.766
99.724
111.663
110.185

6*624
4*696
6*637
5*390
5*569

472.470

172.355

3*136

9.666

30*820

96.653

23*599

132.451

8*786

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures,. Total loans

Georgia

283

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2.140
2*224
2*285
2.685

26
27
28
35

473
490
512
612

1.641
1.707
1*745
2*036

8.255
7.031
7*714
8*362

335
301
261
390

3.267
3.389
3*314
3.084

4*653
3*341
4*139
4,888

1.883
1*739
1*863
2.543

37.519
35.841
36.856
41.770

1900
1901
1902
1903
1904

2.7S6
2*803
2.776
2.898
3.316

36
36
35
37
44

631
643
636
667
773

2*089
2*124
2*105
2.194
2.499

7*612
7*660
6*262
8*556
9*409

360
372
271
352
318

2*892
2.829
2.726
3*061
3.070

4*560
4*459
5.265
5.143
6*021

2.144
2.285
2*519
2.569
3112

43.239
48.666
50.946
56*649
63.405

1905
1906
1907
1908
1909

3.440
2*991
3*100
3*584
3*948

46
40
41
48
54

806
700
728
847
934

2*568
2*251
2*331
2*669
2*960

12.513
13.663
13.527
13*272
16*115

400
453
899
745
931

3.227
3.477
3.174
3*376
3.799

8*886
9*733
9*454
9.151
11*385

3*163
4*022
3*634
4*216
4*484

71.392
91.595
96.551
88.677
96*579

1910
1911
1912
1913
1914

4*613
5*288
6*118
6.730
6.388

33
11
17
20
102

673
416
404
445
446

3*907
4*861
5.697
6.265
5.840

16*436
16.785
19.019
18*440
20.480

1*049
1*174
1*257
1*499

3*666
3*540
3*890
4*072
4,926

11.721
12*071
13*872
12.869
15.019

5*060
5*638
6.500
7.513
8.358

112*721
128.961
136.426
143.098
151,173

1915
1916
1917
1918
1919

6*311
7.205
8.645
17*227
19*271

22
26

5*780
6*630
6*661
6*759
6*763

18.453
24.538
35*920
38*078
49.609

818

1.440
9.932
11.950

509
547
544
536
538

1*144
3.592
4*660
4.423

3*804
4.071
5*914
6.955
7.765

13.631
19.323
26.414
26.463
37,421

8.986
9.308
10.358
13.802
16.306

140*869
156.685
183.904
233.649
257.025

1920
1921
1922
1923
1924

27*556
17*533
14.725
17.158
16*455

1)5.155
7.125
4*085
5.304
3.913

611
658
657
652
851

11*590
9*750
9*983
11*202
11*691

54.598
37.776
40*657
48.737
39*699

3*707
4*375
5*415
6.977
4*860

7.212
5.631
5.161
4.667
5*115

43*679
27.770
30.061
36.893
29*724

13.563
15,731
13*860
16.333
19.762

366.564
295.890
262.005
304*384
281*955

1925
1926
1927
1928
1929

16*798
20*099
18*229
18*466
17.325

3*716
3*090
3*618
4*141
4.394

1*393
2*603
3*167
3*135
2.885

11*689
14.406
11*444
11*192
10.046

46*824
45. 511
30.230
26.932
23.628

6.243
5.809
1.369
1.316
1.676

5*981
6*185
4,900
4*327
3*423

34*600
33*517
23.961
21.287
18.529

22.332
23.370
17,083
18*454
18.261

291.559
301*893
201.667
205.700
194.760

1930
1931
1932
1933
1934

13*900
13*038
16*033
13*091
21.078

2*893
2*231
3*368
3*553
10*594

933

1*079
1.495
3*035

10*074
9.728
11.150
8.565
7.449

22.669
22.846
16.383
19.873
26.987

1.604
1.593
1*143
1.366
1*422

3*620
3*511
2*836
2.769
2.873

17.445
17.744
12.404
15.738
22.692

13.483
12*251
12.126
11.254
12.971

166,879
139*192
123*977
105.375
119,993

1935
1936
1937
1938
1939

20.010
32.875
29*126
27*023
31*276

10*556
19.769
15*666
13*960
17*869

3*455
5*676
5*924
5.723
6.620

5.999
7.430
7.534
7.340
6.787

30.993
46*101
41.59&
35,661
54*217

2*215
2*412
3.163
2.662
2.496

2.870
4*757
4.794
4,313
4,639

25.908
38.932
33,641
28,666
47*082

12*517
12.462
11.784
11.689
11.385

137,354
155.354
160,516
158*228
186.037

1940
1941
1942
1943
1944

31.303
38*249
50*695
161*724
227*805

17*144
21*771
34*225
145*414
212.354

7*174
9*262
9.701
10.354
10.261

6.985
7.216
6.769
5*956
5*190

67.108
65.211
114,647
151,362
151.156

4*139
3.569
6,973
7,323
7,378

4,814
6.303
3.188
10.943
11.952

58,155
75.339
99,486
133,096
131*826

10.878
10.252
9.591
8.979
7.556

205*938
246.209
287*150
423.286
512*882

1945
1946
1947
1948
1949

319.667
364.636
314.762
281.222
260.194

303.475
347.133
293.465
259.453
232.947

11.120
1302i>
16*511
17*530
21.924

5*072
4*478
4.786
4.239
5*323

190,955
176*400
166*386
160.608
155.454

11*127
14.378
13.326
16.771
14.996

9.342
12*998
15.600
19.123
19,054

170,486
149,024
137.460
124.714
121.404

7,383
7.767
8*541
8*492
6.905

664,201
735.223
728*572
727.591
711.447

1950
1951
1952
1953
1954

264.287
270.759
318*165
328*109
342.412

236*065
237*754
283*524
284*046
296*634

24.248
29*415
26*591
37.686
40.815

3.974
3.590
6.050
6.375
4*963

168.143
191.881
233,616
230*459
216.904

19*508
24.963
29.420
27.968
25.689

17,732
17,380
22.892
24,724
26*097

130.903
149,538
181,306
177,767
165*118

9.756
10.901
12.881
13.459
14*042

750.497
622.227
948.416
977.423
995.036

360*567

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

973

535

284

Georgia

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

Other

Other
time

1896
1897
1898
1899

22,126
20,038
21t279
24.228

*398
.227
,282
,266

13920
12*619
13*213
14,919

6*808
6.192
6*784
8*043

1900
1901
1902
1903
1904

25*148
26.769
30.408
36.022
40.302

,273
.216
2.014
1*862
2.070

15*410
16*359
18,026
21*440
23*761

8.465
9*194
10*368
12*720
14.551

190S
1906
1907
1908
1909

45.679
56*296
60*248
52*536
57.278

2,344
3,195
2*936
2,996
3,204

26*602
.32,299
34.603
29.776
32.210

16*733
20*802
22*709
19*764
21*864

1910
1911
1912
1913
1914

64*692
71.902
79.553
74,229
77,589

3,607
4*016
3,744
3,808
5*031

34.184
35*941
38*969
35,727
46*772

26*901
31*945
36*840
34,694
25*786

1915
1916
1917
1918
1919

77,185
96,299
123,901
156,734
174.471

3,720
5.719
6.723
8.410
9,247

621
407

37*021
47.223
63*599
80*688
91*151

36*444
43*357
53*579
67,015
73*666

1920
1921
1922
1923
1924

256*562
181,276
174,416
210*308
188,397

16,785
12*332
13,085
18,263
12,185

690
445
839
256
32

136*530
82,480
81.907
98.429
82*446

102*557
86*019
78*585
93*360
93,734

1925
1926
1927
1928
1929

210.339
216*951
140.976
139.654
129,877

24,204
21,117
5.699
5.449
4.142

36
27
1
31
44

99.682
133.033
72.206
60.739
58,157

86*417
62*774
63,070
73*435
67*534

1930
1931
1932
1933
1934

111,912
94,039
79,720
69,273
85,573

1,784
1,735
6.547
5*506
5*682

151
165
130
240
1,892

48*830
42*894
34*316
33*930
39,426

61*147
49*245
38*727
29*597
38*573

1935
1936
1937
1938
1939

100.347
123.897
127*136
123.785
151,559

10*276
11.399
10*310
8.900
14,755

1684
3*948
1*256
1.569
2,446

46*212
64,016
67,921
64,597
81,246

42*175
44,534
47*649
48*719
53,112

1940
1941
1942
1943
1944

170,390
209,446
248,653
382*861
469,515

18,257
22.559
25,639
35,840
36,692

2*482
2.781
2*796
21,461
59.355

91,809
119,711
152,176
249,475
282,683

57,842
64,395
68*042
76,085
90785

1945
1946
1947
1948
1949

615*564
681,549
667,622
659,931
638*163

44*040
35,612
28.003
29,052
25*323

75,530
43,588
4.514
7.993
6*443

375.950
459,306
484*595
467.338
448,717

120,044
143,043
1^0,510
155*543
157*680

1950
1951
1952
1953
1954

672,369
735.785
857,052
879*284
891,434

28*512
34*166
39*264
37.945
40*912

12,904
19,745
24*528
13.792
25.444

468,998
518,662
611,520
625,307
596,278

161,955
163*212
181,740
202,240
228*800

23*038

Georgia

285

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

r1

Nat
ba,
no tes

**

Capital

liabilities

Amounts in thousands of dollars]

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
197
1B98
1999

487
I t 536
1*574
2998

172
178
145
112

10*021
9*256
9.147
9*241

4*713
4*833
4,713
5*191

37,519
35,841
36,856
41,770

156
163
165
184

1900
1901
1902
1903
1904

3*967
6*442
4*026
2.775
3*132

110
121
138
235
184

8*735
9*315
9*627
9*784
11*210

5,279
6,021
6*747
7,833
8,497

43*239
48*668
50*946
56*649
63*405

195
225
231
248
277

1905
1906
1907
1908
1909

3*642
8*492
6*092
4*981
7*136

150
212

1*450

12.572
15*824
16*952
16*727
19.382

9,349
10,771
11.809
12*071
12.669

71*392
91*595
96*551
88*677
96*579

328
406
451
499
501

1910
1911
1912
1913
191*

11*616
16i238
14.515
20*813
22*976

361
714
731
866

1*215

21*882
24.382
26.478
28*525
30,085

14,170
15,725
17*149
18*665
19.308

112*721
128*961
138*426
143*098
151*173

580
618
670
675
686

1915
1916
1917
1918
1919

14*622
11*653
9,911
22*271
26*384

1.152
3.017
3*824

26*488
28.384
28.282
28.712
29*264

19*086
19.406
20*658
22,915
23,082

140*869
156*685
163*904
233*649
257*025

660
645
639
659
656

1920
1921
1922
1923
1924

38*144
48*620
22*084
25*058
29.472

5*221
3.015
4.913
6*347
4.840

35.701
35.115
34.628
34.620
33.718

30*956
27,864
25,964
28,051
25,528

366,564
295,890
262*005
304*384
281.955

686
620
595
586
562

1925
1926
1927
1926
1929

18*878
22*004
10*868
14*213
14*456

4.765
6.331
3*462
7*413
7*065

33.420
32*158
24.690
24.711
23.610

24,157
24*449
21*671
19.709
19,752

291.559
301.893
201*667
205*700
194.760

549
473
412
393
362

1930
1931
1932
1933
1934

10*470
6*306
8.373
6.415
1*887

4*692
3.517
3*841
1.914
2.237

21.149
18,757
17.367
15.491
17.787

18*656
16,571
14.676
12,262
12.509

166.879
139.192
123*977
105*375
119*993

339
305
276
276
282

1935
1936
1937
1938
1939

5*246
584
1*992
1.990
739

2*199
1.276
1.741
1.894
2*021

17*478
17,046
16*554
16*576
16*410

12.084
12,551
13,093
13,983
15,306

137.354
155,354
160*516
156*228
186*037

284
288
294
299
301

1940
1941
1942
1943
1944

623
300
178
120
317

2,257
2*530
3,004
2.855
3.374

16,345
16,434
16,585
16*696
16,676

16*323
17*499
18.730
20*552
22*798

205,938
246,209
287,150
423*286
512.862

300
297
300
301
303

1945
1946
1947
1948
1949

807
976
2*005
2*911
2*773

4*213
5.089
6.174
6*567
8.209

17,023
17,426
18,147
18,823
19*795

26.594
30,183
34*624
39,359
42,507

664*201
739*223
728*572
727,591
711*447

307
320
330
339
342

1950
1951
1952
1953
1954

2*376
2.150
1.626
1*907
2*402

7*940
10*481
10*385
11*198
12,014

21,037
22*111
22*740
25*622
26*020

46.775
51*700
56*613
59,412
63*166

750,497
822*227
948,416
977,423
995*036

347
351
351
348
349

13,873

27,260

66,534

1,074*196

351

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

362
114

1*488
943

286

Georgia

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total

<X

Year

All

Collateral

*fu

^tal

other

^lateral

All

other

1896
1*97
1896
1899

2t456
2*576
2*350
2*113

332
346
322
294

206
216
200
182

1*916
2*012
1*826
1*637

1900
1901
1902
1903
1904

2*172
2*292
2*559
2*716
2*254

306
328
374
405
347

189
202
230
247
207

1*677
1*762
1.955
2*064
1*700

1920
1921
1922
1923
1924

2*816
3*476
2*966
3*312
3*311

994
1.220
985
1*037
970

360
452
3*5
384
364

1.462
1*604
1*616
1*891
1*977

1905
1906
1907
1906
1909

2*096
2*172
2*269
2*295
2*405

327
456
607
734
899

195
209
227
234
253

1.574
1*505
1.455
1.327
1*253

1925
1926
1927
1928
1929

1*655
1*850
1.716
1*134

508
472
403
246
197

191
178
153
94
76

1*156
1*200
1.160

1910
1911
1912
1913
1914

2t454
2*562
.672
.957
.840

913
946
689
716
670

260
277
206
221
212

1*281
1.337

1930
1931
1932
1933
1934

1*034
1*050
811
820
813

184
167
114
98
62

71
65
45
40
34

779
818
652
662
697

1915
1916
1917
1916
1919

952
.848
022
2*154
2*669

709
667
726
769
947

226
220
245
265
336

1.015

1935
1936
1937
1936

1*345
1*054
1*120
1*096

110
86
92
90

47
37
39
38

1*168

977

1*020
958
961

1*051
1*120
1*366

998

794
725

931
969
968

Loans *
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and

dealers

Real estate

T_
others

On
residential
property

rvn
farmland

Other

to
individuals

Other

All
other

1939

1*096

561

22

72

1940
1941
1942
1943
1944

1*126
1*100
1*209
1*331
1*724

570
531
555
611
731

31
39
52
58
95

104
130
175
192
317

23
29
39
43
71

385
460

398
371
388
42
50

1945
1946
1947
1946
1949

2*298
3*361
3.920
4*281
2*590

948
1*136
225
1*434
954

135
281
29
307
239

452
939
37
1*122
696

102
212
26
296
132

597
716
189
986
506

64
77
3*414
46
63

1950
1951
1952
1953
1954

2.349
2*575
3.491
3*328
3*276

649
612
1*134
1*061
1.016

223
219
325
262
309

687
666
819
788
779

141
127
186
198
173

614
666
980
967
944

35
63
47
52
55

1955

3*578

1*023

371

735

164

1*210

75

90

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Georgia

287

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

400
419
383
344

57
59
57
53

3*3
360
326
291

1*662
1*7*3
1*590
1*429

33
35
32
29

725
760
693
623

90*
9*6
865
777

356
373
3*1
306

4*874
5*111
4*664
4*192

1900
1901
1902
1903
1904

353
373
417
442
367

57
62
72
60
68

296
311
3*5
362
299

1.469
1*553
1*703
1*782
1*450

30
55
89
123
123

6*0
662
706
722
573

799
836
906
937
75*

315
332
331
315
233

4*309
4*550
5*010
5*255
4.304

1905
1906
1907
1908
1909

3*1
353
373
374
391

65
70
76
80
85

276
283
297
294
306

1*329
1*356
1*357
1*290
1*277

135
162
163
19*
187

512
507
*9*
*57
*53

682
687
680
639
637

190
16*
23*
297
371

3*956
*0*5
4*253
4.256
*****

1910
1911
1912
1913
1914

399
417
305
318
300

89
96
73
78
76

310
321
232
240
22*

1*260
1*271

177
175
117
113
99

**9
452
322
326
296

63*
6**
459
*66
426

367
405
300
31*
302

4*500
4*655
3t375
3*9*
3*263

1915
1916
1917
1916
1919

318
301
329
351
434

83
60
90
99
125

235
221
239
252
309

1*067
I t 386
1*616
1*496

60
117
1**
160
1*1

189
388
506
592
5*9

27*
562
736
866
806

186
115
98
116
79

2*981
3*331
3*835
4*239
*678

1920
1921
1922
1923
1924

457
47*
326
284
202

135
135
90
75
51

322
339
236
209
151

1*024
1*874
1*627
1*754
1*521

91
15*
125
127
104

377
693
581
603
503

556

113
178
68
83
15*

**10
6*002
5*007
5.433
5*188

1925
1926
1927
1928
1929

157
165
164
182

87
87
97
46
33

**7
*72
*81
2*1
179

1*098

25

119
127
128
1*4
186

1*402
1*5*1
1*676

257

36
38
36
36
*6

591
472

207
124
11*
130
126

3*621
3*680
3*670
2*326
2*065

1930
1931
1932
1933
1934

275
268
278
333
322

55
18
1*
50
210

42
45
**
*4
16

178
205
220
239
96

661
711
668

1*076
1*050

29
27
23
31
25

170
168
1*9
226
207

482
516
496
819
816

111
135
96
102
119

2*101
2*164
1*653
2*331
2*304

1935
1936
1937
1938
1939

379
337
3*1
339
3*0

217
160
1*9
161
182

22
27
39
42
*3

1*0
130
153
136
115

1*191
1*5*1
1*326
1*227
1*311

16
23
24
23
28

226
284
235
210
216

9*9

1*23*
1*067
1*067

21*
2*8
316
2*2
265

3*129
3*180
3*103
2*904
3*012

1940
1941
19*2
19*3
19*4

315
316
395
484
859

151
1*6
1**
312
661

50
56
93
69
87

11*
11*
158
103
111

1*502
1*686
2*332
3*055
3*563

36
**
66
9*
114

237
256
340
425
474

1*229
1*386
1*926
2f536
2*975

3*7
292
327
327
266

3*290
3*396
4*263
5*197
6*412

19*5
19*6
1947
19*8
19*9

1*212
1*363
1*161
944
675

950
1.133
1*130
823
652

123
126
27
85
15

139
12*
2*
36
8

4*830
5*799
5*036
4.355
2*154

165
21*
19*
177
62

613
696
567
554
37*

4*052
4*689
4*275
3*624
1718

325
371
178
355
229

8*665
10*914
10*315
9*935
5*646

1950
1951
1952
1953
1954

436
58*
620
498
505

428
542
586
488
468

6
3
6

2
39
28

2*355
2*918
3*684
3*212
3*038

113
128
155
126
138

326
364
482
462
473

1*916
2*426
3*0*7
2*604
2*427

166
259
320
202
236

5*308
6*336
8*115
7*240
7*057

2*676

1*6

40*

2*324

2*7

7*339

1955

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581

10
37

898
905
821
523

880
68*

1*027
921

1*024

914
866
982

99*

288

Georgia

Unincorporated BanksTable 3a

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ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

U. S.
Government

Interbank

Other
demand

Other
time

1896
1897
1898
1899

2t335
2*449
2*235
2*009

245
\!S7
235
211

1,973
2,033
1,821
1*607

117
159
179
191

1900
1901
1902
1903
1904

2*066
2,178
2,367
2,445
1,973

217
229
249
; 57
207

1,622
1,677
1,767
1,809
1,431

227
272
331
379
335

1905
1906
1907
1906
1909

1,7*5
1*798
1,900
1,907
1*994

187
189
200
200
209

1,268
1*249
1,291
1,268
1,259

330
360
409
439
526

1910
1911
1912
1913
1914

1*965
2,016
1,434
1*455
1,320

208
212
] 51
153
139

1,259
1,266
919
937
655

516
516
364
365
326

1915
1916
1917
1918
1919

1*345
187
2*366
2,715
2*971

141
198
246
i'85
312

676
1,244
1,581
1,835
2*035

328
445
537
595
624

1920
1921
1922
1923
1924

2*970
4*211
3,536
4,000
3,826

312
442
3147
360
318

2,056
2,956
2*531
2*924
2,852

600
813
658
716
656

1925
1926
1927
1928
1929

2,303
2,499
2,292
1,354
1,121

173
170
138
72
50

1,750
1,934
1,806
1,087
919

360
395
346
195
152

1930
1931
1932
1933
1934

1,229
1,266
1,069
1,522
1*540

47
38
25
23
12

1,023
1,074
921
1,335
1,372

159
154
123
164
156

1935
1936
1937
1936
1939

1*653
2*256
2i367
2,273
2*320

18
19
18
19

1,678
1,999
2,069
1,960
1,972

174
239
279
295
329

1940
1941
1942
1943
1944

2.529
2*655
3,511
4,422
5,707

20
21
28
35
46

200
252
325

2*120
2*193
2*655
3,290
4,177

389
441
628
845
1,159

1945
1946
1947
1946
1949

7,702
9,838
9,311
8,377
4*603

62
79
74
64
20

439
561
64
64
19

5.545
6*965
6,925
6,174
3,600

1,656
2*233
2,248
2*075
764

1950
1951
1952
1953
1954

4*264
5*109
6*447
5*690
5*607

33

21

3,536
4,900
6,322
5,587
5,441

674
209
125
103
166

1955

5,778

Georgia

289

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June SO or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National

Borrowings

<>..

.)ltal
it_.

ySSS.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1898
1899

126
132
120

2,413
2*530
2*309
2075

4*874
5*111
4*664
4*192

45
49
46
48

1900
1901
1902
1903
1904

110
138
156
135

2*133
2*254
2*505
2*654
2*196

4*309
4*550
5*010
5*255
4*304

51
58
54
59
54

1905
1906
1907
1908
1909

160

132
142
183
221
110

2*039
2*105
2*170
2*126
2*160

3*956
4*045
4*253
4*256
4f444

49
49
46
41
46

1910
1911
1912
1913
1914

40
63
96
96
56

236
225
114
123
146

2*239
2*351
1*731
1*820
1.739

4*500
4*655
3*375
3*494
3*263

49
47
42
37
36

1915
1916
1917
1918
1919

69

207
64
62
78
110

1*360
1*380
1*407
1*446
1*597

2*981
3*331
3*835
4*239
4*678

34
36
36
36
32

1920
1921
1922
1923
1924

109
66
94
67
61

1*331
1*725
1*377
1*366
1*299

4*410
6*002
5*007
5*433
5*186

30
35
34
35
34

1925
1926
1927
1928
1929

231
220
147
152
168

1*087
820
776

3*621
3*660
3*670
2*326
2*065

36
35
36
30
29

ioa

lie

961

1*231

1930
1931
1932
1933
1934

24
10
7
37
22

143
194
85
35
16

705
694
692
737
726

2*101
2*164
1*853
2*331
2*304

32
35
35
47
53

1935
1936
1937
1938
1939

524
27

19
112
139
164
140

733
785
597
467
552

3*129
3*180
3*103
2*904
3*012

58
59
59
64
65

121
43
55
84
16

640
698
697
691
689

3*290
3*396
4*263
5*197
6*412

63
56
56
52
54

1940
1941
1942
1943
1944
1945
1946
1947
1946
1949

5
6
6

97
83
83
117
14

666
993
916

1*435
1*025

8*665
10*914
10*315
9.935
5*648

52
55
57
57
52

1950
1951
1952
1953
1954

9
24
121
145
33

33
79
80
38
56

1*002
1*124
1*467
1*367
1*361

5*308
6*336
8.115
7*240
7*057

52
52
51
46
46

1945

37

14

1*510

7*339

48

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IDAHO

Revised data for assets and liabilities and


number of all banks in Idaho, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Idaho
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United

States Summary. Compilation of figures for


State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports and abstracts of the State banking
department and by other State authorities.
These sources were supplemented by data
obtained from bankers' directories.
The sources of such statistics for the period 1934-1946 were (1) summary figures for
insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports and abstracts of the State banking
department or in bankers' directories. Data
for this period are discussed separately because of the substantially better coverage and
more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Idaho,
the figures for all commercial banks are identical with those
for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," 'stock savings banks," or "private banks
and bankers" (unincorporated banks).

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291

292

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not
available.2 The United States Summary includes a discussion and evaluation of alternative estimating procedures considered, tested,
and used in one or more States. It also includes examples of the use of banking trends
as a guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of information obtained from
bankers' directories, the following numbers of
banks and their aggregate balancesheets were
added to figures published by the Comptroller:
Year

1896
1897
1898
1899
1900

Number

17
14
14
18
17

Year

1901. . .
1902
1903
1904. .
1905. . .

Number
22
31
38
36
42

When balance-sheet items and subitems


for these banks were not reported in bankers'
directories, figures were derived from data on
their capital accounts. For these banks that
reported capital accounts only, it was assumed
that major items and subitems (except demand
and time deposits) bore the same relationship
to capital accounts as for banks that reported
to the Comptroller. Methods of estimating
demand and time deposits at these banks are
described in a later section.
Estimates for 1896-1905 (except for demand and time deposits) discussed in following paragraphs were made before figures for
these nonreporting banks were added.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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LOANS

A complete classification of loans into real


estate, collateral, and "all other" was not reported to the Comptroller regularly until 1930.
For the years in which items were not reported,
figures were estimated.
Real estate loans and collateral loans for
certain years were estimated by applying to
total loans the ratio of each item to total
loans computed in the following manner: for
1906-1908, ratios derived by interpolating between ratios computed from partly estimated
data for 1905 and reported data for 1909; for
1916 and 1917, ratios derived by interpolating
between ratios computed from reported data
for 1915 and 1918.
Real estate loans for 1919-1921 and 19241928 were estimated by applying to total
loans, ratios that reflected changes over these
periods in the ratio of real estate loans to total
loans at Idaho national banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
Collateral loans for 1919-1921 and 19241929 were estimated by applying to total
loans, ratios of this item to the total that were
derived by interpolating between similar ratios
computed from reported data for 1918 and
1922 and for 1923 and 1930, respectively.
INVESTMENTS

A complete classification of investments


into United States Government, State and political subdivision, and other securities was
not reported to the Comptroller regularly until
1929. For the years in which items were not
reported, figures were estimated.
Figures for United States Government
securities for 1916, 1917-, 1919-1921, and 19241928 were estimated by applying to total
investments, ratios that reflected changes during these periods in the ratio of United States
Government securities to total investments
at Idaho national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.

Idaho
Holdings of obligations of States and
political subdivisions for 1906-1908 and for
1924-1928 were estimated by applying to total
investments, ratios derived by interpolating
between ratios of this item to total investments
computed from partly estimated data for 1905
and reported data for 1909 and from reported
data for 1923 and 1929, respectively. Estimates for 1916-1921 were made by applying
to total investments less United States Government securities, ratios of this item to this
total that were derived by interpolating between similar ratios computed from reported
data for 1915 and 1922.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to provide figures for the latter item prior to 1918
because practically all such deposits were held
by national banks.

293

In years when items were not reported,


figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1905, 1907, 1908, and 1910 were estimated by applying to this total, ratios of time
deposits to total deposits other than interbank, based on the straight-line trend extrapolated from ratios computed from reported
data for 1906, 1909, and 1911-1924. Time
deposits in 1906, which were combined with
demand deposits in figures published by the
Comptroller, were obtained from the State
banking department report for that year.
Figures for United States Government
deposits for 1918-1921, 1926, and 1928-1930
represent such deposits at State member banks
only, which held practically all of this type
of deposit at State commercial banks. Figures except for 1918 are as reported. The figure for 1918 was estimated by applying to
United States Government deposits at all State
member banks in the United States on June
30 of that year, the ratio of these deposits at
State member banks in Idaho to such deposits
at all State member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the State
banking department or bankers' directories;
for 1942-1946, from the balance sheet for the
one noninsured bank in the State in this
period, which the Federal Deposit Insurance
Corporation had obtained from the State
banking department.
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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A comparison of the principal assets and


liabilities thus obtained with totals for all
State commercial banks as reported by the
State banking department indicated no need
for adjusting data published by the Comptroller. Accordingly, except for the loan
breakdown for 1942-1946, the Comptroller's
breakdowns of the principal balance-sheet
items were used throughout the period 19341946. The loan breakdown of the one noninsured bank in Idaho in the period 1942-1946
was estimated on the basis of the percentage
distribution of total loans as reported for this
bank for December 31, 1947. Figures for this
date were used because the breakdown appeared consistent with the data currently
reported for this bank.

294

Idaho

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

2107

91

2*907

117
226
199

590
590
578
1.220

1*426
1*454
1.617
1*488

1900
1901
1902
1903
1904

3*439
5.9*5
6*831
8*809
12*453

249
1,181
1.152
485
1*128

870
1.589
1*671
2*012
2.201

2*320
3.175
4,008
6,312
9.124

1920
1921
1922
1923
1924

106,820
82.713
68.604
60,817
53.670

7.489
8,452
10*289
10*195
9.217

36*540
32,554
25,411
22*110
18,473

62,791
41,707
32904
26.512
25.980

1905
1906
1907
1906
1909

13.502
16,217
22.774
21*294
25.437

811
1.260
2.218
2.512
3.277

3*359
3.987
5.380
5.176
5.563

9.332
10.970
15.176
13.606
16.597

1925
1926
1927
1928
1929

50.417
49.360
47.823
48*000
48*494

7.320
6*991
6*688
5.972
6.154

18*454
16.996
16*770
15.527
10*499

24.643
25,373
24,365
26.501
31*841

1910
1911
1912
1913
1914

34*504
28*960
29,210
31*184
30.843

3*598
3*593
3.505
3.331
3,213

8,321
6*943
6.686
7,571
7.886

22,585
18,424
19,019
20.282
19*744

1930
1931
1932
1933
1934

47,130
39,922
28.664
15,478
15.320

5,514
5,345
4,059
3*063
2,707

6.403
4.717
5.179
1.975
1.576

33*213
29.860
19.626
10.420
11.037

1915
1916
1917
1918
1919

32,342
39*422
54,791
65,680
75*557

3.150
3,645
4.506
4.712
5.331

9.533
11.634
17.003
21.978
26,944

19.659
24*143
33.282
38,990
43*282

1935
1936
1937
1938

17*621
21.933
26.677
29.253

2.605
3.408
4.320
5.412

1*444
1*301
1*683
1,496

13.772
17*224
20.674
22.343

2*161
2,421

Loans'
Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

28.791

15.587

3.702

1.942

1940
1941
1942
1943
1944

34,815
39.718
37.340
31.797
35.754

17,482
20,569
19,596
17,011
19,222

6
4
38
9
11

620
486
377
201
1.474

1.374
1.357
1*402
1.331
1*161

5*562
7.447
8.617
8.340
8.643

2.515
2*449
2.556
1.951
1.838

1,760
1.930

7.256
7*406
4*754
1.194
1.475

1945
1946
1947
1948
1949

43.584
54,263
81.121
109.065
124,292

24,432
29,778
43*762
57.738
59,502

9
25
242
114
96

2*324
1.220
605
506
992

1.543
2*253
3*376
3*648
3.951

8*676
10,469
14*891
22*241
29,136

1*991
3.028
5,447
6*149
6,719

2.066
*945
9*962
14.270
20.669

2*341
2*345
2*616
2.924
2.505

1950
1951
1952
1953
1954

147,410
175,702
189,676
207,218
205,749

64,427
82.035
65,883
86,809
81.931

166
415
76
16
12

578
499
565
656
883

4*284
4*057
3.805
3.679
3,790

40,906
45.957
51.473
57.650
61*660

9*231
10,466
10,123
10,100
9,942

26.802
31.848
37.201
48.204
46.663

2.646
2*466
2*600
2*425
3*143

1955

231,752

90*803

251

805

4*098

71.696

10,957

53*916

2*206

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Idaho

295

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

901
1*210
957
974

271
251
251
299

141
116
167
168

489
843
539
507

1.067
2.731
2.180
3.231

10
34
36
154

455
870
645
549

602
1.827
1.497
2*528

563
736
523
571

4*638
6.838
6.081
7*663

1900
1901
1902
1903
1904

1.006
946
1.094
1.198
1.485

323
333
405
564
624

191
163
186
170
376

492
450
503
464
485

2.988
4.837
5.452
5.266
5,719

38
47
55
141
145

684
987
992
965
1.403

2*266
3,803
4.405
4.162
4,171

547
680
442
459
1.097

7*980
12.406
13*819
15*734
20.754

1905
1906
1907
1908
1909

1.717
2.187
3.245
4.066
4*362

726
988
1.518
1.705
1*665

457
534
679
727
583

534
665
1,046
1,634
1,914

7,313
7,838
7.690
9.195
10.289

128
289
206
468
332

1*694
1*464
1*945
2.704
2*806

5,491
6,085
5.539
6.023
7.151

1*246
1*422
1*996
2.415
2.631

23.778
27.664
35*705
36.970
42*739

1910
1911
1912
1913
1914

4*640
4*513
4*942
6.628
6*249

2*166
2*320
2.677
3.133
3*113

566
403
505
401
561

1.908
1.790
1.760
3.094
2*575

10.561
9,445
11,035
10*323
11,185

378
271
288
346
262

2.932
2.945
2.902
2.941
3*010

7,251
6,229
7,845
7.036
7.913

3.670
3.160
3*180
3*299
3*451

53,375
46,078
48,367
51,434
51,728

1915
1916
1917
1918
1919

6*597
7.272
9.581
13.834
22.670

3*218
3*445
4*926
8*529
18.356

736
883
1.209
1.512
1*148

2*643
2.944
3*446
3.793
3.166

11,040
16*692
21.768
17,212
23,515

256
530
660
1.090
1*282

2.742
3*261
3*831
2.701
2*796

S.040
12.901
17.277
13.421
19.437

3*508
3.453
3.732
3*962
4.682

53,487
66*839
89*872
100*688
126*424

1920
1921
1922
1923
1924

22*773
17.844
13*811
14.219
16.032

16.695
8.525
7.348
7.991
9*603

1*630
2*610
1*823
1*832
2*047

4. 448
6.709
4.640
4.396
4*382

21*690
16,599
17,627
15,397
18,974

1*455
1.273
961
1.103
1*057 .

3.029
2*855
2*440
2*380
2,536

17.206
12.471
14.226
11.914
15*381

5*579
6*012
6*509
6*319
6.381

156,862
123,168
106*551
96.752
95*057

1925
1926
1927
1928
1929

18*815
23*811
25*321
30*899
28.669

12,536
14*920
12.378
13.019
12*105

2,506
4.082
4.596
5.189
6*331

3.773
4*809
8*347
12*691
10.253

16*525
18.947
17,788
19*781
18*526

839
1*405
1*163
1.139
731

2*462
2*374
2.371
2.243
2*084

13.224
15.168
14.254
16.339
15.711

6.111
5.790
5.271
5.025
4,712

91,868
97*908
96*203
103*705
100*421

1930
1931
1932
1933
1934

28.910
27.563
24,729
20,651
26,388

10.975
9*326
8*734
8.753
14.696

6*256
6*221
6*674
5.204
7*200

11.679
12.016
9.321
6.694
4*492

20*046
20*532
11.826
13.942
19.216

864
704
508
689
851

2.241
2,182
2*092
2*124
1*845

16*941
17*646
9*226
11.129
16*520

4.629
4.504
4*070
2.775
2.897

100*715
92.521
69*489
52*846
63*621

1935
1936
1937
1938
1939

31.905
38.460
43.615
38.623
38.030

19.304
25,873
30.874
28*561
27,736

8*461
8.668
8*382
7.353
8.109

4.140
3.919
4.359
2.709
2.185

25.894
28.417
31.068
27,937
33,194

1*508
2*276
2.156
2.189
2*007

2*001
2.328
2.874
2.855
2*685

22.385
23.813
26.036
22,893
28.502

2.659
2.450
2.403
2.217
2.060

78,279
91*260
103,763
98.030
102.075

1940
1941
1942
1943
1944

39.915
40*138
48.461
117.266
169.329

30*969
32*429
40*748
110.396
162*326

6.869
5*956
.149
*546
.863

2.077
1.753
1*564
1.322
1.140

34,379
41,940
51*247
62*114
72,352

2*342
3*662
3.356
3.418
5.245

2.592
2.850
3.510
4.198
5.214

29.445
35.428
44.379
54.498
61,893

2,023
2,174
2*029
1*834
1.743

111.132
123.970
139.077
213*011
279.178

1945
1946
1947
1948
1949

219.673
273.107
246.017
230.173
213.327

212.735
264,913
237.475
220*448
202*571

.902
.279
.471
.118
.686

1.036
1.915
1.071
1*607
2.070

83.493
87,907
84,868
84,340
88,581

4*618
6.415
7.683
7*540
7*194

5.447
5.562
6.190
6.443
7.100

73,428
75,930
70,995
70,357
74,287

2.073
2.396
2.712
3.080
3*661

348,823
417,673
414,716
426,658
429*661

1950
1951
1952
1953
1954

200.997
172.481
204.770
208*306
216.866

189.798
159.453
186.193
189.247
197.994

9.349
11.380
14.909
16.795
17,091

1*850
1*648
3*668
2*264
1*781

75.391
85.254
89*967
88.600
88.516

8.597
8.491
11*721
14.596
11*271

7*148
6.834
7.807
8.260
8.096

59,646
69.929
70.439
65.724
69.149

3,789
4.128
4.378
5.441
5.208

427,587
437,565
488,791
509.565
516.339

12.271

6.663

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

541.577

296

Idaho

AU Banks

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures \ 3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year

Total
1896
1897
1898
1899

Interbank

2.544
4,3 94
4,147 *
5,693

Other
demand

Comment

90
50
141
117

50
49
50
76

2.082
3,642

Other
time
322

3*405
4,730

653
551
770

1900
1901
1902
1903
1904

6,036
9,294
10,934
12,1 97
15,193

236
156
488
521
466

76
75
103
202
184

4,977
7.612
8.837
9,739
12,101

747
1,451
1,506
1,735
2*442

1905
1906
1907
1908
1909

17,485
20257
26.338
26,362
31.423

439
892
1,430
1.506
2,140

171
165
525
579
394

13,916
16190
19,773
19,344
23,026

2959
3.010
4,610
4,933
5*863

1910
1911
1912
1913
1914

38,473
31,967
35,695
36.9 72
37.629

2,642
1,630
1,981
1,997
2,015

247
257
415
192
220

27,171
22,843
25,787
25,291
27,014

8*413
7.237
7,512
9,492
8*380

1915
1916
1917
1918
1919

39,291
52,733
74.340
76,6 50
95,890

1,801
2,931
4,985
3,592
4.439"

157
133
138
775
455

27*668
35*830
49,630
51,556
63.897

9,665
13*839
19,587
20,727
27,099

1920
1921
1922
1923
1924

108,334
77,688
73,610
71,971
74.679

3,765
2,301
2.498
1.724
1.974

204
65
95
110
132

71*161
50.672
49.000
46,775
48,233

33.204
24,650
22,017
23*362
24,340

1925
1926
1927
1928
1929

75,153
83,675
82.073
90.461
87,081

2,029
2,318
2.428
3,199
2.800

130
136
123
337
121

47,354
53,322
48,904
52.863
49.771

25,640
27,899
30.618
34*062
34,389

1930
1931
1932
1933
1934

86,768
78,363
56.3 30
43.903
54,639

3.120
3,702
2,082
2,424
1,739

142
147
126
66
496

49,801
42*776
29,862
23.271
34,492

33,705
31,738
24.260
18*142
17*912

1935
1936
1937
,1938
1939

69.439
82.479
94,317
88,3 67
91,721

2*232
1.847
2,148
2,008
2.402

340
820
114
254
272

46*186
55.915
64,971
58*004
60,106

20*681
23*897
27*084
28*101
28*941

1940
1941
1942
1943
1944

100,427
112,700
127.639
200,965
265,765

2,986
3,039
3,492
4.709
4,295

305
496
1,834
9*480
20,641

66*546
76.321
89.760
145.960
186,940

30,590
32*844
32*553
40*816
53.889

1945
1946
1947
1948
1949

333.567
400*345
395,940
406,352
407,249

4,723
5,080
5.378
4,772
4,070

26,033
18,065
3.235
5,419
4,698

229,710
288*435
293,899
303,499
300*054

73.101
88*765
93*428
92*662
98*427

1950
19S1
1952
1953
1954

402*645
410.270
459.693
480,281
483.555

4,509
4.814
5.675
4,510
5.076

6*800
8,492
10*393
7,288
8.925

287,416
289,792
318,642
324,327
313,412

103*920
107.172
124,983
144,156
156,142

1955

506,783

3.765

Idaho

297

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no*
les

Borrowings

1696
1897
1696
1699

37
5

1900
1901
1902
1903
1904

26
35

1905
1906
1907
1908
1909

30
45
415
491
457

15

0,.
Capital

lUflU.

Surplus and
other
capital
accounts

165
155

1*257

47

1*081
1*107

564
1*198
620

137

162

74

Total
liabilities
and capital
accounts

Number
of
banks

37

1*342

474

4*638
6*836
6*061
7,663

147
194
210
292
370

60
123
1
71

1*304
2*124
1*807
2.462
3.845

493
721
745
734
1.240

7*960
12,408
13,619
15*734
20,754

40
46
53
71
81

456

166

4.146

757
931
1.136
1.343

177
172
296
19

4*745
5*585
6*109
6*778

1*493
1*683
2*264
2.576
2.719

23,778
27*664
35*705
36.970
42,739

90
112
134
152
167

33
29
31
34

1.773

86

7*911

1*951
2*246
2.741
2.706

175
79
66
109

6*897
6*697
7.260
7*200

3*048
3*096
3*087
3*349
3*116

53,375
46*078
48,367
51,434
51*728

200
196
164
192
189

Ii275
6*601
13*390

2*856
2.969
2.977
3*122
3*149

71
57
82
240
525

6*891
7*196
7*610
8*286
8.838

3*359
3*149
3*568
3.789
4.632

53,467
66,839
69,872
100*688
126*424

181
182
194
204
208

28*419
26*012
15*196
9.452
5*500

3*316
3*363
3.363
2*996
2*846

797
1*012
476
173
364

10.478
9*995
9.425
8*415
8.035

5*516
5*096
4*481
3.745
3*633

156*862
123*168
106*551
96*752
95,057

222
216
198
182
177

1925

3.790

1926
1927
1926
1929

1.610
1.833
885
990

2*356
2.114
984
.617
389

481
530
673
204
1*827

7*042
6*788
6.562
6.343
5.912

3.044
3.191
3*078
3,995
3*222

91*868
97.908
96,203
103*705
100*421

161
156
144
140
137

1930
1931
1932
1933
1934

914
855
1.629
300
5

.423
586
1.453
940
1*299

2*015
2*305
1*966
1*541
111

6*043
5*942
5*147
4*085
5*100

3.552
3*468
2*964
2.077
2*667

100,715
92,521
69,489
52*846
63,821

137
131
112
86
64

1910

2*064

19X1
1912

1.992
561

1913

1*046

1915
1916

1019
733

1917
1918
1919
1920
1921
1922
1923
1924

1914

968

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1946
1949

627
5
5
30
5

99

5*115

171
236
235
252

5*050
5*167
5*034
5*102

2.999
3.560
4*043
4.389
4*995

78*279
91*260
103*763
96*030
102*075

61
56
53
52
50

263
336
357
239
417

5*005
5*400
5*005
4.735
5*520

5*407
5.529
6.076
7.072
7.476

111.132
123*970
139*077
213.011
279*178

50
50
50
46
46

569
862
1.130
1.052

*155
.343
.545
.795

348*623
417*673
414.718
426.656
429*861

46
46
48
48
45

427*587
437.565
486*791
509*565
516*339

43
43
40
36
37

1*431

030

8.532
10*058
11*103
12,459
13*151

1950
1951
1952
1953
1954

1*970
2.348
2*750
3.435
3*318

.220
.415
10*143
9*608
10.666

13,752
15,532
16.205
16.241
18*798

1955

2,656

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

45

298

Idaho

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

Real
estate

Loans
All
other

Collateral

1S96
1897
1896
1899

1*343
1.112
1*226
1.263

44
38
35

1900
1901
1902
1903
1904

1*667
2.067
2*620
4*038
4*920

1905
1906
1907
1908
1909

450
385

Year
Total

Real
estate

Collateral

All
other

29

354
294

849
689
837
940

41
47
56
95
120

414
474
568
955
1*213

1*212
1*546
1*996
2.988
3.587

1920
1921
1922
1923
1924

57.450
46*627
41*533
37*904
33.736

5.335
5,482
5*091

18*668
19.419
15.540
13*367
11*476

37.168
24.097
20*658
19*055
17*169

5*350
6*963
9*607
8*981
11*550

130
177
243
259
284

1.314
1*794
2*457
2*615
2*886

3*906
4*992
6.907
6*107
3.380

1925
1926
1927
1928
1929

30.489
30.567
28*847
26*979
24*331

3.574
3*514
3*234
2*440
2*145

12.057
11*546
11.855
10*734
5.715

14,858
15*507
13*758
13*805
16.471

1910
1911
1912
1913
1914

15*618
13.734
14*984
16*517
16.537

411
444
479
460
527

3*978
4.160
4.188
4.754
4.806

11.229
9.130
10.317
11*303
11*204

1930
1931
1932
1933
1934

22.753
18,797
13*628
5,704
5*570

2*179
2*058
1*705

4*336
2*974
4*000
1.000
623

16.238
13,765
7,923
3,549
3,986

1915
1916
1917
1918
1919

18*089
20.190
27*598
33.935
38*700

661
664
835
1073

6.122
6.268
8.326
10*581
13.639

11*306
13*258
18.435
22.281
23*895

1935
1936
1937
1938

6*800
9.107
11*912
13*561

455
445
746
750

5,531
7,385
9,298
10,198

1*166

1*614'

3.111

1*155

961
814

1.277
1*868
2*613

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities

Real estate

Other

to

On

To brokers
and
dealers

others

farm land

residential
property

Other

All
other

individuals

1939

13.659

7,491

288

595

2*009

790

2*485

1940
1941
1942
1943
1944

17,129
31*029
28,978
24*376
27*343

9,213
15,442
14.205
11.729
13.308

2
4
34
6
8

245
428
321
143
1*231

724
1*013
1.074
925
700

2*954
6*653
7.811
7*742
8*016

1.095
1.958
1.955
1.657
1*474

1*149
1*334

2*896
5*531
3.578
1.025
1.272

1945
1946
1947
1948
1949

34*401
41.521
61,053
80*964
90*967

17,965
21,554
31*235
40,240
40*286

4
10
100
39
33

2*156
1*004
460
396
929

1.037
1,505
2,468
2,821
2,807

8*261
9.317
12.748
19.302
24.804

1.563
2,253
4,295
6.580
6.886

1,397
3.704
7*597
9*876
14*457

2.018
2*174
2.150
2.341
1*825

1950
1951
1952
1953
1954

106*725
130*390
137,313
155*901
154,850

43*704
57*058
57*405
58*763
56,013

131
400
70
10
7

260
320
235
315
194

3,089
2.839
2.610
2.683
2*607

33.275
39.568
43.768
51.814
54*786

7,355
8*717
8*281
8*311
7,716

18*413
20*930
24*153
33*595
32.871

1*787
2*158
2*358
2*199
2*610

1955

178.584

63*151

245

327

2.754

64.302

8*470

39*568

2*035

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Idaho

299

Table 2 National Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

ID vestments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

750
666
611
748

271
251
251
299

134
116
101
126

345
299
259
323

792
1*268
1*643
1*997

10
10
16
16

346
342
447
328

436
936
1*176
1.653

302
295
300
254

3*187
3*361
3*780
4*262

1900
1901
1902
1903
1904

606
736
859
1*055
1*190

323
333
405
564
624

135
113
127
137
158

348
290
327
354
408

2*105
2.573
3*610
2*968
2*776

21
31
43
31
71

442
386
517
569
600

1*642
2*154
3*050
2*366
2*105

280
266
243
252
401

4*856
5*642
7*332
6*313
9.287

1905
1906
1907
1908
1909

1.337
1*592
2*225
2*829
2*905

726
988
1*518
1.705
1*836

171
169
197
315
299

440
435
510
609
770

3.444
3.918
3.819
4*270
5.354

49
84
76
98
164

735
761
947
1*136
1.557

2.660
3.073
2.796
3*036
3*633

442
605
666
833
966

10.573
13*078
16.317
16*913
20*775

1910
1911
1912
1913
1914

3*490
3.413
4*081
5*049
5*032

2*124
2*311
2*656
3*097
3*078

358
270
317
204
172

1*006
832
1*108
1*748
1.782

5*244
5*097
6*658
6*101
6.775

216
146
165
209
176

1*459
1.664
1.712
1.747
1*827

3*569
3*27
4*781
4*145
4.772

1*154
1*227
1*341
1*506
1.696

25.506
23.471
27.064
29.175
30*040

1915
1916
1917
1918
1919

5*459
5*873
7.509
9*927
15*486

3*175
3*253
4*404
6.673
12*630

416
499
673
745
562

1*866
2*121
2*432
2*509
2.294

6*920
9.271
10.857
9.223
12.510

177
307
339
572
716

1.667
1*814
1*997
1*032
1.069

5.076
7*150
8.521
7.619
10.725

1.787
1*790
1.859
2.047
2.697

32*255
37*124
47*823
55.132
69.393

1920
1921
1922
1923
1924

14*913
11*231
9.893
9*409
10*370

11.122
6.151
5*613
5*450
6*200

644
664
760
752
807

3*147
4*416
3*520
3*207
3*363

12*469
9*700
10.434
9*383
11*882

902
966
707
806
851

1*394
1*348
1.222
1.236
1.320

10*173
7.366
8*505
7*337
9*711

3*318
3*433
3*844
3,641
3.776

88,150
70.991
&5s704
60*337
59*764

1925
1926
1927
1928
1929

10*676
13*269
13.911
14*437
11*398

6.749
7*973
7*072
6.681
5*216

781
1.910
2.325
2*012
3.111

3*146
3*386
4*514
5.744
3.071

9.634
11.454
10.519
9.957
8.945

631
1.003
853
886
500

1*186
1.281
1.241
1.007
850

7.817
9.170
8.425
8*064
7*595

3.037
3*130
2*644
2*565
2*356

53.836
56*420
56*121
53.938
47.030

1930
1991
1932
1933
1934

11*560
11*494
9703
7*005
11*715

5*489
5.181
4*512
4*011
7*512

2.987
3*056
2*787
1*909
2*915

3*084
3.255
2*404
1*085
1*268

9*481
9*275
5*060
5*912
8.701

571
474
381
476
476

692
859
774
729
780

8.016
7.942
3.905
4.707
7*443

2*282
2*241
1*972
1*019
1*310

46.076
41.807
30.363
19.640
27.296

1935
1936
1937
1938
1939

13*692
17.951
20.917
20.242
19.706

9.154
12.569
15*906
15.677
15.295

2*971
3*514
3*436
3*468
3*441

1*567
1*768
1*575
1*077
970

11.814
11*611
13.605
14.256
15.918

562
1.014
1*192
1.070
710

836
861
1*206
1.392
1.374

10.416
9*736
11*207
11.794
13*834

1*302
.248
.203
151
062

33*606
39.817
47*637
49*210
50*345

1940
1941
1942
1943
1944

20.474
33*238
40*014
97*165
137.987

16*169
28.560
35.112
92.762
133.392

3*496
3*408
3.708
3.387
3.872

609
1.270
1.194
1.016
723

19*153
33.324
39.495
45*504
54.627

1.044
3.153
2.825
2.832
4.943

1.375
2.193
2.610
3*292
4.214

16.734
27,976
33*860
39*380
45,470

>083
780
.653
502
*436

57.839
99.371
110*140
168.547
221*393

1945
1946
1947
1948
1949

178.411
220*523
195.084
180.907
167.299

173.879
214.877
189*448
174.625
160.223

3.819
4*045
4.860
4.995
5*793

713
1*601
776
1.287
1*263

62.327
66.141
63*413
63*882
67.476

3.364
5.776
6.403
6.200
5*723

4*464
4.439
4*687
4*713
5*262

53*999
55*926
52*323
52*969
56*491

1*786
2*104
2.197
2*553
2*797

276.925
330.289
321.747
328.306
328.539

1950
1951
1952
1953
1954

157.744
132*840
157*856
161.864
169*419

150*811
124.835
146.519
149.512
157.984

5.704
7.036
8.312
10*305
9*751

1*229
969
3*025
2*047
1*664

54.640
61*913
67.467
65.341
65*094

7*099
6*835
9*659
12.880
9.216

4*921
4.556
5*207
5,875
5.603

42*620
50*522
52.601
46.586
50.275

3*005
3*313
3*435
4*301
4*169

322.114
328.456
366.071
387.407
393*532

1955

173*950

160*163

10*484

3*303

56*466

10*091

6.140

40*235

4*886

413*886

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

300

Idaho

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Inter bank

Government

1897
1898
1899

1896

1*910
2.210
2*629
3.257

58
42
94

50
49
50

99

1900
1901
1902
1903
1904

3*819
4*452
5*984
6*589
7,094

123
106
171
161
225

1905
1906
1907
1908
1909

6*066
9,762
12.342
12*620
15.713

1910
1911
1912
1913
1914

Other
demand

Other
time

205
218
249

76

1.597
1.901
2.236
2*820

76
75
103
202
184

3,325
3,874
5,246
5*698
6*090

295
397
464
528
595

277
408
692
940
1.481

171
165
525
579
394

6.861
8,322
9.830
9,528
11.612

737
867
1*295
1573
2*226

16,970
16*513
19,739
20,614
21.503

1,473
1,039
1,519
1,466
1*586

247
257
415
192
220

13.696
12.140
14.353
14.336
15.502

3,554
3*077
3*452
4*620
4.195

1915
1916
1917
1918
1919

23,348
28.361
38,517
39,934
51,412

1,436
2,264
3,884
2,345
2*990

157
133
138
674
433

16*781
19,123
25.374
27.066
34,333

4*974
6.841
9*121
9*647
13*656

1920
1921
1922
1923
1924

60,227
44,847
45,079
44*474
46,339

2*646
1,678
1,752
1,458
1,740

87
28
69
101
132

39,593
29,427
30*104
28,911
29,542

17*901
13*714
13*154
14*004
14,925

1925
1926
1927
1928
1929

43,572
49.493
47,353
46*530
40.476

1,887
2.114
2.204
2.439
1,542

130
122
121
325
83

26.522
31.065
27.394
25.807
22*162

15*033
16.192
17*634
17.959
16,669

1930
1931
1932
1933
1934

39.378
34,955
24,232
16,029
22*898

1.814
1,886
895
1,165
1,062

103
111
92
8
7

21,364
17,802
12,076
7,708
13,753

16*097
15,156
11*167
7*148
8*076

1935
1936
1937
1938
1939

29.632
36*216
43*665
44*853
45*610

1.222
1.102
1,125
1.026*
1.227

4
49
20
20
51

19,266
24*226
29,447
28,683
29,431

9,140
10.839
13,073
15.124
14,901

1940
1941
1942
1943
1944

52.729
90,790
101.557
159,438
211,242

1*480
2.738
3.131
4,363
3.759

69
474
1,789
8*645
17.698

35,118
60,657
70*558
113*586
146*582

16*062
26.721
26*079
32844
43.203

1945
1946
1947
1948
1949

265,235
316*934
307,704
313,275
311.910

4.298
4.619
3575
3,294
2,670

21*836
15*603
2.889
4,926
4*020

180*380
225,398
226,939
233*660
232*118

58.721
71.314
74.301
71.395
73.102

1950
1951
1952
1953
1954

303*815
308.621
345,066
366.500
369.719

2,669
2696
3*892
2.392
3,424

6*162
7,496
8,797
6.643
7,836

219*470
220*009
240*644
247,760
239,046

75*514
78.420
91,733
109*685
119*413

262

127.848

Idaho

301

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
^
no .es

Borrowings

1896
1897
1898
1899

37
5

Other
liabilities

Surplus and
other
capital
accounts

*&*

Total
liabilitie
and capit5
accountf

Number
of
banks

162
165
155
137

675
600
600
550

403
386
391
318

3*187
3 .361
3 ,780
4*262

10
10

11

550
600
675
875
1.093

342
381
463
526
667

4,858
5*642
7.332
8*313
9*287

9
11
13
19
24

768
926
1*164
1*268
1,378

10.573
13*078
16 317
16 .913
20 ,775

27
32

1900
1901
1902
1903
1904

28
35

147
194
210
292
370

1905
1906
1907
1908
1909

30
45
110
69
75

456
757
931
1.136
1*343

8
3
6

1*245
1*585
1.750
1.620
2*260

1910
1911
1912
1913
1914

356
509
130
285
269

1.773
1.951
2.248
2.741
2*706

8
17
22
46
34

2.609
2.640
2.940
3.370
3.470

1,790
1.841
1,985
2,119
2*058

25 .506
23*471
27,064
29 .175
30*040

47

1915
1916
1917
1916
1919

357
224
468
5,686
7,354

2.856
2.969
2.977
3.122
3*149

16
42
61
116
382

3.495
3*600
3.661
4.015
4*305

2*183
1,928
2.139
2.259
2,791

32 ,255
37,124
47 .823
55 .132
69,393

56

1920
1921
1922
1923
1924

15.641
14.098
8*961
5*533
3*364

3*318
3*363
3.363
2.996
2.646

383
179
.274
55
60

5*193
5.385
5.240
4.885
4*720

3,388
3*119
2,767
2,394
2,435

88*150
70*991
65,704
60.337
59*764

81
83
79
73
70

1925
1926
1927
1926
1929

2*000
940
1.104
589
492

2*356
2*114
1.984
1.817
1.389

92
111
91
110
269

3*840
3.710
3.635
3.205
2,730

1,974
2.052
1,954
1,667
1.674

53*836
58 ,420
56 .121
53,938
47*030

1930
1931
1932
1933
1934

575
618
842
173

1.423
1.588
1.453
940
1.299

88
60
75
5
10

2.675
2*650
2.150
1*535
2.290

1.937
1,916
1,611
958
799

46.076
41,807
30*363
19 640
27 296

41
39
31
24
25

627

23
45
73
101
86

2.380
2*380
2.649
2.664
2.702

946
1,176
1,250
1*592
1*940

33*608
39*817
47*637
49*210
50,345

24
22
20
20
18

1940
1941
1942
1943
1944

97
324
347
231
409

2.695
4*130
3.730
3*510
4.260

2*318
4,127
4,506
5,368
5*462

57,839
99.371
11C .140
168*547
221 ,393

IB
19

1945
1946
1947
1948
1949

561
839
1*092
1*032
1*257

4.860
4*985
4,685
4*685
5*720

6,269
7.531
8*266
9,314
9*652

276*925
330.289
321,747
326*306
328*539

16
16
15
15
15

1950
1951
1952
1953
1954

1.577
1*793
1*990
2*456
2*094

6.655
6*800
7*250
6*950
8*025

10.067
11,242
11.765
11.501
13.694

322*114
328*456
366 071
387.407
393*532

13
13

15

1935
1936
1937
1938
1939

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1
28

2,000

13,820

34
36
42
46
48

54

55
57

60
68
70

57

56
52
46
43

19
16

16

12

11
11

302

Idaho

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Total

1896
1697
1698
1899

764
1*049
1*195
1*644

1900
1901
1902
1903
1904

1*772
3*678
4*211
4.771
7*533

1905
1906
1907
1908
1909

8*152
9*254
13.167
12*313
13,687

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Real
estate

All
other

Collateral
47
79
191
170

140
205

Year

Real
estate

Total

Collateral

All
other

577
765
780
548

224
926

1920
1921
1922
1923
1924

49,370
36,086
27,071
22,913
19,934

5,875
5,341
4*954
4,713
4*126

17.872
13,135
9,871
8*743
6,997

25*623

988

1,108
1*629
2*012
3*324
5,537

1,083
1*975
2,253
2*993

2*045
2*193
2,923
2*561
2*677

5*426
5,978
8,269
7,499
8,217

1925
1926
1927
1928
1929

19,928
18,793
18.976
21*021
24,163

3,746
3,477
3*454
3*532
4,009

6.397
5,450
4,915
4,793
4,764

9,785
9,866
10,607
12,696
15,370

18,886
15*226
14,226
14,667
14.306

3,187
3.149
3*026
2*871
2*686

4,343
2*783
2*498
2*817
30t30

11,356
9*294
8,702
8,979
8*540

1930
1931
1932
1933
1934

24,377
21*125
15*236
9*774
9,750

3*335
3.287
2*354
1*928
1,746

4,067
1.743
1*179
975
953

16,975
16*095
11*703
6*871
7.051

14,253
19.232
27,193
31,745
36*357

2.489
2,981
3.671
3,639
4*165

3*411
5.366
8*675
11*397
13*305

8,353
10*885
14,847
16,709
19,387

1935
1936
1937
1938

11*021
12*826
14,765
15,692

1,791
2,131
2,452
2*799

969
856
937
748

8.241
9.839
11.376
12*145

208

1*134
1*096
390

1*008
681

456

1,115
1*103
1*057

17,610
12*246
9.457
8.811

Loans '
Year

Commercial,
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other
to

individuals

Other

All
other

1939

15,132

8.096

373

656

1*693

1*152

3*161

1940
1941
1942
1943
1944

17,686
8,689
8.362
7,421
6*411

8,269
5,127
5,391
5,282
5,914

650
344
328
406
461

2*608

1,420

4
3
3

375
58
56
58
243

794
806
596
627

491
601
294
364

4.360
1*675
1*176

1945
1946
1947
1948
1949

9*183
12*742
20,068
28,101
33*325

6*467
8*224
12,527
17,498
19,216

5
15
142
75
63

168
216
145
110
63

506
748
908
1,027
1,144

1*152
2*143
2,939
4,332

1,152
1,569
1*833

1950
1951
1952
1953
1954

40.685
45,312
52,363
51,317
50,899

20,723
24,977
28,476
26*046
25.916

35
15
6
6
5

318
179
330
341
689

1*195
1,218
1,195
996
1,183

7,631
6,369
7,705
5,836
6,874

1955

53,168

27*652

478

1*344

7*394

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

617

611
596

169
203

669

1.241
2*365
4*394
6*212

323
371
666
583
660

1*876
1*751
1*642
1*789
2.226

8.389
10.918
13*048
14*609
13*992

859
328
242
226
533

2*487

14,346

173

426
775

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Idaho

303

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cosh items
in process
of collection

Currency
and
coin

24
20
136

109
528
198
221

166
891
319
875

261
441
223
317

1,451
3477
2,301
3*421

624

1,649
1*355
1*794
2*066

267
414
199
207
696

3,122
6*766
6,487
7,421
11,467

804
817

1896
1897
1896
1899

151
544
346
226

66
42

144
544
280
184

1900
1901
1902
1903
1904

200
210
235
143
295

56
50
59
33
216

144
160
176
110
77

2*264
1,842
2*300
2.943

17
16
12
110
74

242
599
475
396
803

1905
1906
1907
1906
1909

380
595

1*020
1*237
1*477

94
230
538
825

49

286
365
482
412
264

3,869
3.920
3,871
4,925
4,935

79
205
130
370
168

996
1*568
1*249

2*831
3*012
2,743
2,987
3*518

1,330
1,562
1,665

13*205
14*586
19,386
20,057
21*964

42
9
21
36
35

208
133
168
197
389

5,317
4.348
4.377
4,222
4,410

162
125
123
137
86

1*473
1*281
1.190
194
,183

3*682
2*942
3*064
2*891
3,141

2*516
1,933
1*839
1,791
1.755

27*869
22607
21*303
22*259
21*666

872

4.120
7.421
10*911
7,989
11,005

81
223
321
516
566

,075
,447
,834
.669
,727

2*964
5,751
8,756
5,802
8,712

1.721
1*663
1.873
1.915
1,985

21*232
29*715
42,049
45*556
57*031

9,221
6,899
7,193
6*014
7,092

553
287
254
295
206

1,635
1,507
1,218
1*142
1,216

7.033
5,105
5,721
4*577
5,670

2*261
2*579
2*665
2*678
2,605

66.712
52,177
40*647
36,415
35,293

627

1*144

275

1.443
537

1*234
883

959
703

1910
1911
1912
1913
1914

1*150
1*100

1915
1916
1917
1913
1919

1*138
1*399
2*072
3.907
7.184

43
192
522

1.856
5*726

318
384
536
767
586

1920
1921
1922
1923
1924

7*860
6.613
3*918
4*610
5*662

5.573
2*374
1.735
2*541
3*403

986

1*946
1,063
1,080
1,240

1*301
2,293
1*120
1*189
1*019

1925
1926
1927
1928
1929

8*139
10*542
11*410
16*462
17*291

5.787
6*947
5*306
6*336
6*889

1,725
2*172
2,271
3*177
3*220

1*423
3*833
6*947
7*182

6,891
7.493
7,269
9,824
9.581

208
402
310
253
231

1*276
1,093
1,130
1,236
1,234

5.407
5.998
5,329
8.335
8,116

3*074
2*660
2,427
2*460
2*356

38,032
39,466
40,062
49,767
53,391

1930
1931
1932
1933
1934

17*350
16*069
15*026
13*646
14*673

5.486
4*145
4.222
4,742
7.184

3*269
3.163
3*887
3*295
4*265

8,595
8,761
6*917
5,609
3,204

10,565
11,257
6.766
8,030
10*515

293
230
127
213
373

1*349
1,323
1*318
1,395
1,065

8*923
9,704
5,321
6,422
9,077

2,347
2*263
2*098
1*756
1,587

54,639
50,714
39*126
33*206
36*525

1935
1936
1937
1938
1939

18.213
20*609
22*698
18*381
18.324

10.150
13*304
14*968
12*884
12.441

5*490
5*154
4,946
3*665
4,666

2,573
2,151
2,784
1,632
1*215

14,080
16*806
17,463
13,681
17,276

946
966

1,119
1*297

1,165
1,467
1,666
1*463
1,311

11.969
14,077
14,329
11.099
14*668

1,357
1,202
1,200
1,066
996

44,671
51,443
56*126
46*620
51,730

1940
1941
1942
1943
1944

19*441
6*900
8*447
20*101
31.342

14*800
3*869
5*636
17*636
28*934

3*373
2*548
2*441
2*159
1*991

1.268

1*298

1,217

483
370
306
417

15*226
8,616
11*752
16*610
17,725

509
533
586
302

657
700
906

12,711
7,450
10,519
15*118
16,423

940
394
376
332
307

53*293
24,599
28*937
44*464
57,785

1945
1946
1947
1948
1949

41262
52.584
50.933
49.266
46.028

38*856
50*036
48*027
45*823
42*348

2*083
2,234
2*611
3*123
2*893

323
314
295
320
787

21*166
21*766
21,455
20,458
21*105

754
639

1*280
1,340
1,471

1*123
1,503
1*730
1*838

19,429
20,004
18*672
17*388
17,796

287
292
515
527
864

71,896
87,384
92,971
96,352
101,322

1950
1951
1952
1953
1954

43.253
39.641
46.914
46.442
47.447

38.987
34*618
39*674
39,735
40*010

3*645
4*344
6.597
6*490
7*340

621
679
643
217
97

20,751
23,341
22,500
23*259
23,422

1*496
1*656
2,062
1,716
2,055

2.227
2.278
2,600
2*405
2*493

17*026
19,407
17,336
19*138
18,874

784
815
943

1*140
1.039

105,473
109*109
122*720
122,156
122,807

1955

50,195

42,371

7,723

101

23*176

2,180

2*523

10*475

1*150

127,691

861

1,579
1*217

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

900
958
652

1*346
793
777
823

1,014
1,284

1*262

1,000
983

304

Idaho

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued [Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year

Total
1896

Interbank
634

Gov^nment

demand

Other
time
117

1897
1898
1899

2*184
1*518
2*436

32
8
47
18

485
1*741
1,169
1.910

435
302
508

1900
1901
1902
1903
1904

2.217
4,842
4*950
5*606
8*099

113
50
317
360
241

1,652
3*738
3*591
4*041
6*011

1*054
1*042
1*207
1>647

1905
1906
1907
1908
1909

9*419
10*495
13*996
13.742
15,710

162
484
738
566
659

7.035
7*868
9*943
9*816
11*414

2*222
2fl43
3*315
3*360
3.637

1910
1911
1912
1913
1914

19.503
15*454
15,956
16,358
16,126

1.169
591
462
531
429

13.475
10.703
11.434
10.955
11*512

4*859
4*160
4060
4.872
4*185

1915
1916
1917
1918
1919

15*943
24,372
35,823
36,716
44*478

365
667
1.101
1*247
1.449

10*687
16*707
24*256
24*488
29*564

4*691
6*998
10*466
10*680
13*443

1920
1921
1922
1923
1924

48*107
32,841
28,531
27,497
28,340

1.119
623
746
266
234

117
37
26
9

31.568
21.245
18*896
17.864
18*691

15*303
10*936
8*863
9*358
9*415

1925
1926
1927
1928
1929

31.581
34*162
34.720
43.931
46.605

142
204
224
760
1*258

14
2
12
38

20*832
22257
21*510
27*056
27.609

10,607
11.707
12*964
16*103
17*700

1930
1931
1932
1933
1934

47,390
43,408
32,098
27,674
31*741

1.306
1.816
1.187
1*259
677

39
36
34
56
489

26.437
24*974
17.784
15.563
20*739

17*608
16*582
13*093
10.994
9.836

1935
1936
1937
1938
1939

39.807
46,263
50*652
43.514
46*111

1*010
745
1.023
982
1.175

336
771
94
234
221

26*920
31.689
35*524
29.321
30*675

11*541
13*056
14*011
12*977
14*040

1940
1941
1942
1943
1944

47,698
21.910
26,082
41,527
54*523

1.506
301
361
346
536

236
22
45
835
2.943

31.428
15.464
19*202
32*374
40*358

14*526
6*123
6474
7*972
10*686

1945
1946
1947
1948
1949

68.332
83*411
88*236
93*077
95*339

425
461
1*603
1.478
1*400

4*197
2*462
346
493
678

49*330
63*037
66*960
69*839
67.936

14*380
17*451
19*127
21*267
25*325

1950
1951
1952
1953
1954

96*830
101*649
114*627
113,781
113*836

1.840
2*116
1.783
2*118
1*652

638
996
1*596
645
1.089

67*946
69*783
77.998
76*547
74*366

26*406
28*792
33*250
34.471
36*729

1955

118.442

101
22

452

37*813

Idaho

305

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat
ba
no

tf

Borrowings

1896
1897
1698
1899

Surplus and
other
capital
accounts

.
74

582

Total
liabilities
and capital
accounts

Number
of
banks

161
812
229
156

1.451
3.477
2.301
3*421

22
19
21
25

754

151

43

1*524
1*132
1*607
2.752

340
282
206
573

3.122
6*766
6*487
7.421
11.467

31
35
40
52
57

305
422
382

158
174
172
296
13

2*903
3*160
3*835
4*269
4*516

1*080
1*308
1.341

13*205
14*566
19*388
20.057
21.964

63
80
100
114
125

1910
1911
1912
1913
1914

1.728
1.483
431
761
699

76
158
57
20
75

5*302
4*257
3*757
3*690
3*730

1.256
1*255
1.102
1.230
1.056

27.869
22.607
21.303
22,259
21.688

153
150
136
138
134

1915
1916
1917
1916
1919

662
509
807
2*915
6*036

55
15
21
124
143

3*396
3*598
3*949
4*271
4.533

1*176
1*221
1,449
1,530
1,841

21*232
29.715
42*049
45.556
57.031

125
125
134
136
138

1920
1921
1922
1923
1924

12.778
11*914
6*215
3*919
2*136

414
833
202
116
304

5*285
4*610
4,165
3.530
3.315

2.128
1.979
1,714
1.351
1,198

68.712
52.177
40.847
36*415
35*293

141
133
119
109
107

1925
1926
1927
1926
1929

1*790
670
729
296
498

389
419
582
94
1*558

3*202
3*078
2*927
3*138
3*182

1,070
1,139
1.124
2*308
1,548

38.032
39,488
40*082
49*767
53.391

104
100
92
94
94

1930
1931
1932
1933
1934

339
237
787
127
5

1*927
2*225
1*891
1*536
101

3*368
3.292
2.997
2.550
2*610

1*615
1.552
1*353
1,119
1,868

54.639
50.714
39.126
33.206
36*525

96
92
81
62
39

76
126
163
134
164

2,735
2.670
2.516
2.370
2.400

2,053
2,384
2,793
2.797
3.055

44*671
51*443
56.126
48*820
51*730

37
34
33
32
32

166
12
10
8
6

2.310
1.270
.275
.225
.260

3.089
1.402
1.570
1.704
1.994

53.293
24,599
28.937
44.464
57,785

32
31
31
30
30

8
43
38
20
174

.295
.358
.860
2.110
2.310

2*263
2.527
2*637
3.145
3.499

71,896
87,384
92,971
98*352
101*322

30
30
33
33
30

393
555
760
979
1*224

2.565
2.615
2*893
2*658
2*643

3.685
4.290
4,440
4,740
5,104

105*473
109.109
122.720
122.156
122.807

30
30
26
27
26

856

2*803

5*590

481

47
37

507
792

1900
1901
1902
1903
1904

60
123

1905
1906
1907
1908
1909

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

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5
30
5

45

725
757

25

ILLINOIS

sented a number of problems and considerations not encountered in compiling the balance
sheet for national banks. The following sections describe these problems and the methods
used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported to the Comptroller of the Currency and
published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. The primary sources for unincorporated banks, which operated in this State
during the period 1896-1920, were bankers'
directories and the annual reports of the
Comptroller.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers* directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and.liabilities and


number of all banks in Illinois, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Illinois
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks pre1
Since there have been no mutual savings banks in Illinois, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report, the
data for unincorporated banks are discussed separately from
those of other State commercial banks.

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306

Illinois

307

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

In order to make the revised series comparable with the current series, a number of
nondeposit trust companies and two branches
of foreign banks with their balance-sheet data
were added for the period of their existence.
The following tabulation shows the number
added and the years affected:
Year or period

Number

1896-1900....
1901-1905....
1906-1908
1909
1910-1926....
1927-1931....
1932-1933

4
5
4
3
4
5
6

Balance-sheet data for the nondeposit


trust companies and for the branch of one
foreign bank were obtained from bankers'
directories; data for the other foreign branch
were supplied by its head office. In all instances, the subitems of the balance sheet were
partly estimated.
The balance-sheet data for this group
were added to the revised series after the estimates described in the following paragraphs
had been made.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1929. For the years in which the items were
not reported, figures were obtained from other
sources or were estimated.
Estimates of real estate loans for 18961908 were made by applying to total loans,
ratios that reflected changes over the period
in the ratio of these loans to total loans at
Ohio State commercial banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
Figures for 1918-1920 were estimated by applying ratios that were interpolated between
ratios based on reported data for 1917 and
1921. Figures for 1923-1925 were obtained
from annual reports of the State banking
department.
Collateral loans for 1896-1908 were estimated by applying to total loans in each year
the ratio of this item to total loans computed
from reported data for 1909, and for 1918-1920
in the same manner as described for real estate
loans in this period. Figures for 1922-1928
were obtained from annual reports of the State
banking department.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1921. For the years in which data were not
reported, figures were obtained from other
sources or were estimated.
Data for United States Government securities in 1910 were obtained from the report
of the State banking department.
Estimates of obligations of States and
political subdivisions for 1896-1908 were made
by applying to total investments in each year
the ratio of this item to total investments
computed from reported figures for 1909.

308

All-Bank Statistics

Estimates for 1918-1920 were made by applying to total investments, ratios of this item to
total investments that were interpolated between similar ratios based on reported figures
for 1917 and 1921.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
adjustments, in the reports of the Comptroller
beginning with 1921, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
In the years when items were not reported,
figures were obtained from other sources or
were estimated.

The breakdowns of total deposits other


than interbank into demand and time for
1896-1908 and 1910 were obtained from reports of the State banking department. Estimates for 1919 and 1920 were made by
applying to this total, ratios of time deposits
to this total that were interpolated between
similar ratios based on reported data for 1918
and 1921.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held
practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Illinois to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the
State banking department or from bankers'
directories; for 1942-1946, they were compiled
by the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department, supplemented by data from bankers' directories.
The breakdowns of some of the principal

asset items that were required for the all-bank


series were not available for noninsured banks
in the sources cited. The breakdowns of loans
for 1934-1938, and of investments other than
United States Government obligations and
cash assets for 1934-1946, were estimated on
the basis of the percentage distribution of
these items at insured nonmember commercial
banks in corresponding years. The loan breakdowns for 1939-1946 were estimated on the
basis of the percentage distribution of total
loans at noninsured commercial banks on
December 31, 1947, the first breakdown consistent with data currently reported.

UNINCORPORATED BANKS, 1896-1920


Unincorporated banks operated in Illinois in 1896-1920, after which they were
prohibited by State law. In most years, however, only, a small proportion of these banks
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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roughly 20-25 per cent of the total number


reported to the Comptroller of the Currency.
The principal sources of figures for nonreporting banks were bankers' directories andfor
the years 1900-1902, when the number and
the capital and surplus of banks were tabulated for tax purposesthe annual reports of
the Bureau of Internal Revenue.

Illinois
The balance-sheet data available in the
bankers' directories varied considerably from
bank to bank and from year to year; in some
instances a number of asset and liability items
were shown, but in most cases only capital
accounts were given. Capital-accounts data
published by the Bureau of Internal Revenue
were more complete for 1901 and 1902 than
those in other sources and were used to check
the reliability of data from other sources.
Although substantial numbers of banks
the totals ranged from about 450 to 550 in
most yearswere added to the figures published by the Comptroller, the total assets of
all private banks as estimated for the revised
series were a significant part of the total for
all State commercial banks only in early
years. The proportions declined from 34 per
cent in 1896 to less than 5 per cent after 1910.
To provide a suitable basis for deriving
the aggregate balance sheet for private banks
in Illinois, four base years1901, 1906, 1909,
and 1914were selected to check the representativeness of data from the several sources.
For each of these years figures for the principal balance-sheet items for each bank, when
available, were tabulated from the bankers'
directories, and the average for each item was
computed. These averages were compared
with similar averages for banks included in
the Comptroller's annual reports; over-all
capital accounts were also compared with
Bureau of Internal Revenue data for 1901.
These comparisons showed that the average principal asset or liability and the average
capital-accounts figure were generally smaller
for banks reporting to the Comptroller than
for those listed in the bankers' directories; for
capital accounts this development was not
surprising, since it had been found in other
States that figures for capital accounts of
private banks shown in bankers' directories
frequently included the net worth of the
owner or owners. Average capital accounts
computed from data in the Comptroller's reports were also considerably smaller than the
average capital and surplus computed from
Internal Revenue Bureau data for 1901.

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309

Since the figures in each of these sources


appeared to be inadequate in some respect,
estimates for principal balance-sheet items
for all private banks in Illinois for the four
base years were obtained by (1) multiplying
the total number of banks by (a) per-bank
averages for principal balance-sheet items
computed from data published by the Comptroller and (b) similar averages computed
from data in bankers' directories, and (2)
averaging the total of these estimates.
Data for other years were based on estimates for the four base years. The principal
balance-sheet items for 1896-1900 were estimated by multiplying averages for these items
for 1901 by the number of banks in each year
derived from bankers7 directories. For 19021905, for 1907 and 1908, and for 1910-1913,
estimates were made by multiplying interpolated dollar amounts for the principal balancesheet items by the relation of the actual number of banks to the interpolated straight-line
trend in the number. Estimates for 19151920 were computed in the same way as those
for 1896-1900 except that the base year figures
used were those for 1914.
Insofar as practicable, the detailed breakdowns of loans, investments, cash assets, and
deposits were computed for the entire period
1896-1920 by applying to each of the principal
items the percentage distribution of similar
totals computed from data for private banks
reporting to the Comptroller. Where detailed
breakdowns were not reported to the Comptroller, estimates were made as follows:
The breakdowns of loans and investments
in 1910 were estimated by applying to the
totals the percentage distributions of these
items derived from data reported to the
Comptroller for 1911, a year in which the data
were considered to be representative.
Demand and time deposits were reported
to the Comptroller as a single total in the
period 1896-1908 and 1910. Separate estimates of these deposits were obtained by
applying to total deposits in each year the
ratio of time to total deposits as computed
from reported figures for 1909.

310

Illinois

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Losins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

281*862
256.859
303*414
352*347

31.474
26*846
24*613
28.925

97,393
88*960
108*744
128*310

152,995
139*053
170,057
195,112

1900
1901
1902
1903
1904

384*866
460*622
515*194
557*262
593*521

34,725
43*159
50.759
60.280
50.681

131*685
156.722
173.532
167.895
193.563

216*456
258,741
290*903
$09*087
349.077

1920
1921
1922
1923
1924

2.376,871
2.213.601
2.031*769
2.233*717
2.316*945

198*146
192.752
214.666
239.738
274,077

841*756
800*796
753*227
844,977
671.737

1.336*967
1*220*053
1*063*696
1*149*002
1,171,131

1905
1906
1907
1908
1909

677*869
755.757
810.200
763*560
826*529

66.779
76237
80*367
83*049
80*629

223.708
262,331
278,972
259,505
276*449

367*382
417.189
450,861
421,006
467.251

1925
1926
1927
1928
1929

2*503*038
2.631,373
2.719,075
2*858*203
2.974*652

285,931
314,786
334,054
318,385
327,620

.041.545
,144.614
,230*865
,370,426
,369*710

1,175*562
1,171*773
1,154,136
1,169*390
1*257,322

1910
1911
1912
1913
1914

938*314
998*656
090*866
.144*549
.175*397

91*708
108,779
127,392
137.731
126.391

336*709
336*326
379.724
398,510
382*163

507*897
553,553
583,750
608,308
666.843

1930
1931
1932
1933
1934

2*642*350
2,138,900
1*426,727
1,020,676
868*349

303,414
216,109
166,394
107,408
103.357

357,981
024*961
683*660
452,653
317,956

1,180,955
895,830
576*673
460*615
447*036

193*696
387*237
536*761
1*602*460
1,808415

148*012
152090
163*895
156*301
174.995

441*235
485,137
548,583
571,944
679,129

604*449
750*010
624*303
674.215
$54.291

1935
1936
1937
1938

735,592
811,586
1,005,196
866*263

73,327
78.066
89,277
95,188

250*946
263,292
258*911
193.761

411,319
470,228
657,006
577,314

1915
1916
1917
1916
1919

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other
Other

to
individuals

All
other

938,311

549*966

39.911

1940
1941
1942
1943
1944

,059,090
,350*534
.391.711
171*829
.459,730

660*049
860,271
926,789
759,409
863*042

23.958
36095
29*699
40*711
102*675

75*043
68*959
62*791
54*366
156597

24,034
24,981
23,685
21,501
20,980

95*900
120,744
132*521
131,761
132*439

22*146
25*893
27*059
23.453
20*687

104*994
105*414

157,960
213*291
189*167
35,632
57,896

1945
1946
1947
1948
1949

,686*851
920,093
2*344*919
2,658,777
2,602*862

842,140
1*022,488
1,471,213
1*716*331
1,597,099

160*398
189,518
100*602
61*685
83593

337,777
235*488
121,318
97,676
78,056

21,968
26*154
28*733
31*459
32*314

138,959
173*992
245,456
292*189
316*528

24,885
51,859
59,868
70*444
78*266

108*211
168,178
276,423
365*278
404.261

52,513
52*416
41,306
44,530
41,034

1950
1951
1952
1953
1954

2.771,469
3,597,440
3,909*811
4*272,240
4,494,209

1*596,155
2*229*934
2*420*139
2*591,090
2*643*018

109*866
113*543
166*252
143.778
245*608

83*874
85*976
83*183
118,901
122,373

33*626
36*349
41,076
43*003
45*038

361*103
432*420
475*887
515*941
562*794

84,610
96*026
106,972
114, 407
128,862

492,752
550*016
585*692
715*560
731,512

50*647
106,673
101,307
111,813
99,760

1955

4,937,745

2*731*147

274.237

155,020

51*434

660*780

155,395

842,219

164,116

17,822

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Illinois

311

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

of collection

Currency
and
coin

Cash items

Total

in process

1896
1897
1896
1899

35,325
38*467
46*422
57.376

10*876
11*978
12*318
14*691

4*387
5*268
6*824
9*290

20*062
21*221
27*260
33*395

122,357
164*601
171,147
218,487

9,355
9,975
9,062
16*062

56.153
77,275
73,114
77.344

56,649
77.551
68.971
125.061

13,716
13,576
15,319
13,347

453*260
473.705
536,302
641,557

1900
1901
1902
1903
1904

68*592
88,507
95*452
107*174
119*679

21*095
24*057
20*718
22*148
25*297

10*166
13*698
15,442
17,669
19,615

37*331
50*752
59.292
67.357
74.567

224,714
236,074
276,255
270,960
306,535

14,646
17,249
19,352
19,667
19,340

86,907
94.492
103,512
100.061
106,460

123.161
126.333
153.391
151.232
180.735

14,094
14,379
17,242
20,065
20,674

692,266
801,582
904.143
955,461
1,040.409

1905
1906
1907
1908
1909

143*905
151.679
170.727
193*315
201*743

28*195
33*290
33*450
39*469
44*187

24,601
24*573
27.773
30*829
38*268

91.109
93*816
109*504
123*017
119*286

313,695
319,006
337,539
385,979
360,049

23,146
24*550
32*095
26,325
24,650

110,146
116,624
123,967
147,421
150.497

180,401
177,632
181,477
212*233
204*902

20,679
28,038
33,504
36,875
37,582

1.156.148
1.254.480
1.351,970
1,379,729
1,445,903

1910
1911
1912
1913
1914

211*992
227*686
256*246
248*604
252*417

46*325
44*461
46*346
45*949
44*045

35*897
35*177
37*171
37,125
40,573

129*770
148*048
172*729
165*530
167.799

385,410
451,445
453,955
445,136
451.033

34,063
27,357
27,309
30*640
39,642

149.736
173.596
178.025
169.218
171*819

201.609
250.492
246.621
245.278
239*372

44,775
56,260
57,280
57,265
70,076

1,560,491
1.734,049
1,656.347
1,895,554
1,948,923

1915
1916
1917
1916
1919

261*190
261*004
334.108
467*074
636,661

43.542
34*014
74*527
200*609
366*689

48*754
55*581
58*066
70*660
90*796

168.694
191.409
201*513
195*805
179.176

470.673
534.157
620.560
561*700
685,704

33*374
39,893
37*814
76*785
116,332

146.418
134,874
144,631
77,393
83,146

290,881
359,390
438,135
407*522
466*226

67,731
61,619
68,285
92,630
*92, 836

1,993,290
2,264,017
2,559,754
2,723*864
3,223,616

1920
1921
1922
1923
1924

487*631
492*326
664*179
764*454
602*222

191*241
174*000
271,342
335*661
349*493

77*768
69*212
120*651
119*218
134*373

216.622
229.116
272*186
309*375
318.356

688,354
590,510
664.163
693.928
824.640

129*596
95*116
119,410
115*740
152*810

85,654
69.923
67.099
66,615
71,514

473*104
425.471
477,654
511,573
600,316

126*075
132,232
149,331
136,988
136,003

3,678,931
3.428*671
3,509,462
3.829,087
4.079.610

1925
1926
1927
1928
1929

670*900
915*944
973*517
1*069*007
979.298

352*337
336,356
324*957
359*096
311*329

142*366
163*340
181*554
206.723
180*194

376.197
416*248
467,006
503*186
487.775

871.899
825*365
766,069
787,529
604,200

158,607
145,734
143*099
149.524
148,833

69.396
67,390
65,981
59,947
59,576

643,896
612*241
559*009
578,058
595.791

167,054
194,940
202*266
233.153
254*360

4,412.891
4.567,622
4,662,947
4,947,892
5.012.530

1930
1931
1932
1933
1934

1*012*794
1.106*695
792*701
844,977
1,234*580

293*957
463,122
344*879
483*879
836*966

188*072
164*412
116*662
124*226
170*247

530*765
461.161
331.160
236,872
227,367

797,104
771,081
595*730
681*010
934,397

125.824
90,805
62*064
67.419
71*809

61*999
72,238
82,786
56,480
61,515

609,281
608,038
450,880
557,111
801,073

309,343
271*661
207,268
147,184
126,065

4.961.591
4.290,537
3,022.426
2.693*847
3*163*411

1935
1936
1937
1938
1939

1*528*517
1,953*668
1,927,783
1*843,516
2*106*410

1*095*661
1*403*598
1,380*365
1*317*216
1*539*448

216*867
256*423
266*731
236*139
269*360

215,989
293.647
280*687
290,161
297*602

1*342,102
1*512,895
1,317,847
1*753,537
1,777,826

93.359
173.351
159,944
134.322
150*647

61,963
71,198
64,871
68,119
62.681

1*166,780
1,266,346
1,093*032
1,551,096
1*564,496

133,602
140*765
115,463
102*185
96*091

3.739*613
4.416.914
4.366.269
4.565*501
4,918,638

1940
1941
1942
1943
1944

2*141*496
2*483.503
3*044*919
5,119,202
6,294,556

1*579*200
1*877*366
2*456*018
4*497*829
5*674*221

298,772
324*702
302,745
352,742
356,205

263.526
261.415
286.156
266.631
264.130

2,226,126
2,227*912
2*161*826
2*043*732
2*226*927

135,369
194,1^4
215,758
276,364
302,774

76,315
86,509
93,445
94,683
1C3.552

2,014,424
1,946,959
1*852*623
1*672*685
1,820,601

90*143
85.571
76.104
77,494
76,407

5*516,859
6,147*520
6*674*560
8*412,257
10,057,620

1945
1946
1947
1946
1949

7,455,709
7,271,161
6,658,442
6,545,138
6,742,552

6*654*725
6,617,369
5*942*154
5*750*654
5*893*594

300,905
309*994
394*793
462*265
518,631

300*079
343*616
321*495
332,219
330,327

2,421,123
2,418,420
2,679,080
2*907.693
2.680.304

267,796
346,868
440,258
497,739
444,807

94,076
91,467
119,246
123,527
122,548

2,059,251
1,980,085
2,119,576
2*266,427
2.312,949

73,760
78*623
76,334
88,087
91*916

11,637,443
11,688.317
11.756.775
12.199.695
12.317.636

1950
1951
1952
1953
1954

7*325*484
6*896*073
7*082*092
7.019*267
7*483*565

6*281*225
5*788*603
5*921*037
5*831*740
6.197*103

671*579
718*502
776*293
633*026
906*599

372,680
388,966
364,762
354,499
377*863

2.783,334
3,176,735
3,271,377
3,475*636
3,460,326

536,729
605*821
607,376
725,839
691,851

115,776
112,406
131,087
145,164
148,591

2,130,829
2.460.508
2.532.912
2,604*835
2.619,684

92*756
112,227
104,257
102,969
118*887

12.973,063
13,764,475
14,367,537
14,670,334
15,556,987

1955

7*636.517

6*152.484

1*024*359

459,674

3.131.576

736,217

150,393

2,244,968

122,688

15,828.526

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

312

Illinois

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897

1896
1899

331*917
356*465
419*524
519,765

61*860
81.874
101*581
127*240

1*484
1*511
1*590
2*055

204*558
210*558
243,477
300,826

64*015
62*522
72*876
89*644

1900
1901
1902
1903
1904

559*861
659*428
739*149
769*916
843*568

143,656
168*666
188,741
176,155
187*321

3*147
3,755
4*616
5*182
6*111

307,161
364*304
390*650
406*627
441,050

105*897
122*703
155*142
181.952
209*086

1905
1906
1907
1908
1909

955*825
1,022.351
1*095*541
1*113*058
1*169*257

210*131
217,581
237,919
255*208
279,288

5.572
6*866
11,580
8*572
5*943

497*364
515,673
547*752
560*798
560.027

242*756
282.231
298.290
288,480
323,999

1910
1911
1912
1913
1914

1*272*613
1*398.709
1*505,962
1*515*435
1*554*681

263.309
318.144
338*282
316,859
313*956

4*299
4,045
4*646
4.364
6.542

670.156
637.723
677*413
677.930
754.118

334,849
438*797
485*621
516*282
480*065

1915
1916
1917
1918
1919

1,584* 75!5
1*870,066
2*134,852
2*212*911
2*588,670

320*642
370,381
438,511
370,206
444,034

3*928
2*634
6,934
115,559
48.475

763,969
944.556
1,086.530
1,081.390
1.322,342

496*216
552*493
602*877
645*756
773.819

1920
1921
1922
1923
1924

2*800*026
2,671,766
2*862,838
3,174,471
3*429,325

369,200
305.477
373,939
379*103
475,202

6,227
16*442
11*616
1 9 , 1 48
11,620

1,506,629
1*403,311
1*518,293
1,668,796
1*745,820

917,970
946t536
958*990
1*107,424
1*196,683

1925
1926
1927
1928
1929

3*752,567
3*811*301
3,894*463
4*075*270
4*035*120

451,044
433.262
400,502
376*796
395,585

14,586
8*756
14,613
6*334
25*236

1,959,544
1,968*208
2*010*972
2*066*010
2.037.551

1*327*393
1,401,075
1,468,376
1*626*130
1,576*748

1930
1931
1932
1933
1934

3,997*736
3*429*089
2,256*807
2,149,363
2,647*016

468.611
441,784
267,735
288,087
418,466

12*030
39*098
30*143
50,734
59*214

1*934,662
1,630,617
1*116*053
1,220.519
1*506*639

1*582.433
1.317.590
642.876
590.023
662*697

1935
1936
1937
1938
1939

3*306*107
3,973,442
3,931*840
4*123,840
4*454*143

538*923
676*968
577*700
732.362
798,322

24*238
110,922
46*262
92*666
68*698

1,911*394
2.314.452
2*356*079
2*298,446
2*519*488

831.552
871*100
951.799
1*000*366
1,067.635

1940
1941
1942
1943
1944

5,056,895
5*659,612
6,164*126
7*865*871
9,459*573

1,006*125
1,082*853
1,126,910
1,151,547
1,221*145

92*637
109.502
218.971
635.152
1,406,495

2*839*872
3.333,525
3,730.222
4*874*591
5*327*158

1*118,261
1,133*732
1.088*023
1,204,561
1,504,775

19*5
1946
1947
1948
1949

10*988,627
10,982*912
11*013*175
11,412,522
11,480*896

1,327,139
1*176,766
1*183,254
1*170*075
1,095.883

1*937,926
1*104*336
224,262
186*176
264*221

5.725*230
6.257.234
6.842.173
7.088.591
7.024.115

1*998,332
2*444*576
2,763,486
2,967*660
3,096.677

1950
1951
1952
1953
1954

12*092,857
12*836*600
13,363,555
13,807*033
14*415.341

1*103,139
1,134.730
1*296*983
1*325.183
1*453*510

339*973
609,663
427,154
285.814
540.026

7,461,726
7.837,136
8.152,691
8,493,529
6,485*866

3,188,019
3,255,071
3.486.727
3*702.507
3.935.939

14*627.745

1,283,150

482*179

Illinois

313

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
0

Year

1910
1911

1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

453*260
473*705
536*302
641,557

939
938
945
955

506
40
750
871
624

13*004
17*248
14*072
16*921
18*822

8*433
8*214
7*182
9*167
7*800

69*230
72*886
92*798
100*204
106*589

41*234
43*766
50*192
58*382
63.006

692*268
801*562
904*143
955,461
1*040*409

990
1*042
1*099
1*225
,1*256

755
791
1*255
2*152
2*549

21*020
27*681
28*754
31*049
35*610

5*567
10*630
9*740
6*689
14*567

106*903
118*006
131*185
135*103
130*293

66*078
74*819
85*495
91.678
93*627

1*156*148
1*254*460
351*970
.379*729
445*903

1,309
1.402
1*460
1*530
1*539

5*054
5*068
4*219
6*603
7*439

40*859
39*206
39*848
41*270
42*390

12*557
18*062
19*476
23*297
21*603

147*766
158*526
169*038
177.810
182*099

101*642
114.478
119*802
131*139
140,711

,580*491
734049
856*347
895*554
,948,923

1*640
1*715
1*767
1*872
1*902

11*836
6*373
14*938
60*144
109*056

42*471
28*503
26*894
27*588
27*077

21*196
25*066
27*971
57*909
111*031

184*725
184*281
191,790
194.704
198.961

148,307
149,728
163,309
170,608
168,801

1*993*290
2*264*017
2*559.754
2*723,864
3,223,616

1*696
1*891
1*899
1*903
1*899

293*560
164*387
46*675
51*894
27*499

28*006
29.339
30*580
32*524
33*940

124*033
71*965
91*744
70*115
73*010

220.380
240.697
240.077
254*123
260*232

212,926
230,517
237,548
245,960
255*804

3,676*931
3,428*671
3.509,462
3,629*087
4*079,810

1*969
1*697
1*910
1,921
1*910

35*294
61*704
36*299
89*357
99*073

30*483
34*562
34*628
36*087
35*949

79*303
96*779
107*177
127*143
150*459

255*622
278,598
285,532
296,779
345,757

259*622
284*678
304*848
323*256
346*172

4,412*891
4,567*622
4*662*947
4*947*692
5*012*530

1*904
1*866
1)846
1,621
1,806

22*795
31*180
121*199
83*919
61*167

36*001
34 448
22*946
21*319
21*828

201*322
179*021
127*570
69*835
42*025

350*953
308,590
256,868
219*012
250*124

352*784
308*209
237*016
150*399
141.251

4*961*591
4*290*537
3*022*426
2*693.847
3*163*411

1,668
1,466
1,155
851
886

29
38
245
5
35

7*642

46*793
52*451
26*215
22*943
20*156

239.320
227.970
217.089
217.002
217.284

137,922
165,013
190,900
201,711
227,018

3*739*813
4*418*914
4*366*289
4*565*501
4*918*636

889
689
868
671
857

21*949
24*523
27*739
34*753
42*827

191.900
191*084
190*194
190*267
222*669

246.057
272,301
292*476
321*366
332*551

5*516*859
6*147*520
6*674*560
8*412.257
10.057.620

847
839
634
829
832

52*152
55*244
53*423
57*428
60*020

226*701
240*933
245*658
249*207
268.383

369*963
409*228
446*196
480,318
508,229

11*637*443
11*688*317
11*758*775
12.199*695
12*317.636

64S
864
879
886
891

64*124
76*656
89*878
97*626
106*766

271,651
280.438
316*096
328*616
338*530

544,431
580,628
596,008
636,214
696*03S

12*973*063
13.784*475
14*367*537
14.870*334
15,556,987

890
891
894
896
909

1935
1936
1937
1938
1939
1940

58

1941
1942

25

1943
1944
1945
1946
1947
1948

323
220
108

1949
1950
1951
1952
1953

accounts

Number
of
banks

36*186
35,096
35*926
37.682

1903
1904

1912
1913

Total
liabilities
and capital

71*922
70*357
68*160
66*620

1901
1902

1909

Surplus and
other
capital
accounts

5*711
5*159
5*929
9*842

1900

1908

Capital

6*532
6*130
6*172
7*031

1898
1899

1906
1907

Other
liabilities

992
498
571
617

1696
1897

1905

National
bank
notes

Borrowings

10*153

1954

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

845
312

105,579

15,828,528

314

Illinois

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

'Loans
Year
Total

Real
estate

Year

All
other

Collateral

Total

Real
estate

Collateral

Ail
other

1896
1897
1898
1899

139.719
127*031
158,861
186*846

1.994
1.833
2.274
2,762

49*143
45*168
56*028
68053

88*582
80*030
100*559
116*031

1900
1901
1902
1903
190*

205*529
251*834
27,4*104
282.673
292*333

2.677
3*349
3*378
3*384
2*976

65*970
82.526
83*240
83*397
73*323

136*882
165,959
187,486
195*892
216*034

1920
1921
1922
1923
1924

1*066*037
957*836
836,097
860*505
934*016

14,646
13,966
16*436
18,349
20*739

377,475
357*550
314*624
323*596
355.179

673,916
566*322
507*037
536*560
556*098

1905
1906
1907
1908
1909

321*967
333*493
366*5.82
360*921
391.151

3*240
3*642
3*989
4.068
4*389

79.827
89.736
98.287
100*238
106*825

238*900
240,115
264*306
256,615
279,937

1925
1926
1927
1928
1929

954*629
1*006,652
1*044*656
Itl73396
916*054

24,319
27*303
27*586
38*663
41*615

414*881
445*257
505*960
606,392
330*359

515*429
534*292
511*112
526,321
546*060

1910
1911
1912
1913
1914

444.587
475*651
506.479
508.547
524.450

5*172
4*880
5.517
5*682
11*848

136*764
138*287
150*376
160*982
138.426

302*651
332*464
352,586
341*883
374.176

1930
1931
1932
1933
1934

961*251
723,640
436*765
700,183
59**923

43*562
36*394
27,687
43*635
38,776

374*293
317,600
189*664
326*292
257*266

543,396
367,646
221,414
330*256
296*679

1915
1916
1917
1918
1919

539.801
634*503
703*979
755.190
791*734

20.683
11.209
13*189
11*893
11019

198.701
192*798
230*386
259.204
305*981

320.417
430,496
460*402
484,093
474*734

1935
1936
1937
1936

521*743
585,436
726,343
606*619

32,083
36*035
43,021
46,666

199,411
204*822
193,871
143*459

290,249
344,579
469,451
416,294

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

74,420

9,804

39,138

10,642

79,093

1940
1941
1942
1943
1944

745.220
995,686
1,062,760
893*241
1*157*720

494*950
673*108
749,852
620*626
712.371

16*944
26*465
20*865
25*359
83*340

64*766
57,855
53*866
44,083
131*100

10*901
11,635
11,444
10,555
10,720

51.264
67*511
76,467
75,543
77*815

15,099
17,428
18,417
15*756
14,064

75,357
75,059

91*296
141(484
131,827
25*962
53,251

1945
1946
1947
1948
1949

1,342,744
1*498.002
1*819.615
2,049,159
1.961,283

695*115
817.344
1,182.816
1(391,360
1.261.437

133.294
156*608
32*613
48.756
67.553

281,175
197.384
107,670
85,209
66,662

11,001
13*648
15,146
16,080
16,550

81*810
106.627
156.654
184.119
200*486

16,659
38,716
42*089
49*921
55,049

75,830
119*280
196*025
255,325
287,224

47*660
47*995
36,600
37,160
30*258

1950
1951
1952
1953
1954

2.048.838
2.734,997
2.948.748
3*170.799
3334.639

1.247.534
1.793.464
1.928*451
2*042.646
2.076*364

69*820
89.797
127(592
104,746
201*035

74,286
75,000
73,422
86,696
83.591

17,423
19*431
20*595
21*595
22*251

229*449
273*072
301.761
322.737
353,583

56,771
64,983
70,625
77,277
87,917

350*152
387*971
404,473
497,690
506*420

37*882
79.479
81.233
86*559
74*968

1955

3.652*490

2147.869

219,900

101.106

25.708

419,661

104,613

579*522

133.164

406*190

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Illinois

315

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
aaaota

6*565
10*649
12.724
15.697

65,737
91,512
97.651
127.851

4,611
5,600
6.134
10,471

34,893
47,896
49,195
50,618

26,033
38,016
42,322
66*762

5*130
4,959
6*538
4*732

230*865
246*526
288*223
349.817

14.962
19.026
22,538
22,697
21.713

133.435
145,275
158,977
151.309
165,254

6,644
11,843
12.222
11.530
10,062

58,741
63,643
67,297
62,622
66,665

66*050
69*789
79*458
77*157
88*527

5,105
4,805
4,937
6,981
7,348

360.811
446.787
483,994
488.763
514,601

4,501
4*889
5*966
7,472
13,427

27,419
29,788
36,344
45.454
36,912

171,968
173,692
178,644
200.895
199.554

13*593
15,061
17,093
12.997
12.065

69,688
70,984
78.217
89,909
96,849

88,687
87,647
63*334
97*989
90*620

6*237
8*157
9,626
12*311
15.230

559,243
582*565
629.931
665*367
699*133

45,256
43,616
44,294
44,879
43,658

10,651
9,982
10*041
10*828
9.159

39*435
45.481
52.391
50.832
44*369

211,410
237,623
246*242
236,959
237,683

21*172
15*858
16*664
16.761
18,752

94,528
111.641
115.775
106.902
106*740

95*710
109*924
113.783
111.296
112.191

16.705
14.560
15.819
16*411
26,034

766,044
626,933
877,266
868,456
885,353

103*666
103.435
135.443
201.548
290.465

42,999
33,395
55*476
118,466
197*599

13.991
16.204
18.204
19.973
22.908

46*676
53*836
61.763
63.107
69.978

239.737
264,324
329*558
298*102
373*449

17*114
20.827
25*269
42*796
69*915

74*606
68.169
69.559
33.Q46
39.326

148.017
175*326
234.730
221.458
264*208

26,719
22*640
25*968
41,380
50*806

909,923
1,024,902
1*194,948
1*296*220
1*506*474

1920
1921
1922
1923
1924

205*363
169*866
237*639
293*226
309.183

110.668
87.683
121*424
160*702
170*172

24*520
33*923
36,616
35.915
40*311

70.175
66.282
79.599
96*609
98.700

357*984
276*869
308*716
319*837
397*762

76.817
56.527
65.023
61,191
75,671

35*682
29,357
26*691
25.395
29*116

245*285
189*005
217.002
233*251
292,975

80,391
57,502
59,124
55*852
57,033

1,709,775
1,482,117
1,443,576
1*549,420
1.697.994

1925
1926
1927
1928
1929

311.270
327.177
358.558
423*426
327.579

144*428
144.691
152*348
162*729
123*790

40.299
46,004
55,130
79,092
67,758

126*543
134.482
151*060
181,607
136,031

367*581
351.837
353*745
389*994
283*147

70*762
74*966
75.262
83.779
62.438

26.392
22.829
22,446
18,972
18*142

270*427
254*042
256,037
287,243
202*567

64*256
77*660
74*024
89*638
75.S55

1.697.736
1.763.526
1.630.965
2.076*456
1*604*635

1930
1931
1932
1933
1934

346*479
396*365
274*026
547*835
816*594

112*225
171,918
143,447
330,490
592,631

78.168
80*387
43.544
75*009
68*760

156*066
144*060
37,035
142,336
135*003

311.283
312.551
202.158
520*342
734*461

55*624
44.430
26,354
54,179
57*263

22*031
30,175
33,750
30.175
38*325

233*628
237,946
142*054
435*968
638*873

92,184
67,618
47,132
89,729
76*447

1*711.197
1,500*374
962.081
1.856.069
2.222.425

1935
1936
1937
1938
1939

1*040*476
1*317*481
1.318,768
1.279.242
1*507*687

808,101
1.019,760
1,034,749
1,002*454
1*222*295

108.392
127,542
131*368
106,980
116*898

123*983
170*179
152*651
169*606
168*694

1*009*907
1*202*362
961.292
1,321.772
1*329*141

72*028
136,383
128,889
108*200
119,766

40.176
44,989
39,391
42,923
37,883

897,703
1.020,990
793,012
1,170.649
1,171,492

84*368
93*881
70.707
56.312
57.474

2.656.494
3.199.160
3.077.110
3.265.945
3*545*213

1940
1941
1942
1943
1944

1.573.227
1*666,452
2.275,833
3,647.286
4.646.853

1*260*211
1.550.217
1.967*295
3.502*542
4.281,747

146,763
163*699
158*485
203,300
215,954

146*253
152,536
150*053
141,444
149*152

1*669*774
1*655*576
1*626*343
1*507.533
1.635.885

107,482
159,607
179,274
232.365
250*426

52.784
59,632
65.014
66.397
73,262

1.509.508
1.436*339
1*362*055
1*208*751
1*312*197

55.958
54*839
49.624
52.533
54*212

4.044.179
4*572,555
5*014.760
6.300*593
7)494*670

1945
1946
1947
1948
1949

5.394.673
5.192*466
4*686*786
4*498*201
4.675.847

5,056,195
,795,730
.246.774
.008,183
.158*024

174,730
196,525
246,742
284,257
316*292

163*748
198.211
193.270
205.761
201*531

1.773*813
1.772*812
2*003*143
2.199.137
2.167.537

225*197
290*916
375.073
421.355
377.494

63,092
59,660
78,517
81 ,609
60,448

1,485*524
1*422*236
1*549*553
1,696,173
1,709*595

49*913
50*970
52*652
58*788
61.644

8*561*143
8*514*250
6,562,196
6,605*265
6*666*511

1950
1951
1952
1953
1954

5.154,964
4,769,929
4,879,088
4,846,850
5,142,275

522.019
075*064
152.442
073,967
4*350*062

402,397
430.651
480,053
540*726
570*023

230.568
264.194
246,593
232.157
222,190

2*098*441
2*408,316
2.479,355
2*646,526
2*598*305

454,145
505,858
513,661
617.334
593,307

75*666
73*841
86,371
96*631
97,556

1*568*628
1*828*617
1,877*323
1.932*561
1.907.442

61*767
80*666
71.278
68.393
78.961

9*364,030
9.993,928
10,378.469
10*732.568
11*154,200

5,232*820

4*313*276

270,603

2,322,786

619,964

98.810

1,604*014

79,664

11*287,762

1896
1897
1898
1899

20,279
23*024
25*173
30*388

10.306
10,627
10,360
12,115

1*406
1.748
2.089
2.576

1900
1901
1902
1903
1904

36*742
44*873
45.976
47.800
49.866

19.324
22.724
19*738
21.377
24,589

2,456
3,123
3.700
3,726
3,564

1905
1906
1907
1908
1909

59.071
67,223
75,079
91,240
93,198

27,151
32,546
32*769
38*314
42*659

1910
1911
1912
1913
1914

95.342
99,079
106*726
106*539
97*186

1915
1916
1917
1916
1919

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

316

Illinois

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

1896
1897
1898

Interbank

U.S.
Government

Other
demand

Other
time

,678

1899

163.590
183,647
224,334
285,273

52.107
70,512
87,551
112,473

1*484
1*511
1*590
2*055

105*321
106*652
129*506
164*766

*972
665
979

1900
1901
1902
1903
1904

306,999
366*676
398,349
391,593
413,485

127,152
143,349
157,546
147,548
157.476

3,147
3*755
4*616
5*182
6*111

169,967
210,510
225*576
226*813
236,298

.733
*064
10,609
12*050
13*600

1905
1906
1907
1908
1909

454,990
465,781
501,732
530,999
559,250

175,740
177,177
194,947
211*144
228,062

5*572
6,666
11*580
8,572
5*943

256,847
261*926
265*628
275.351
274,408

16.831
19.812
29,577
35*932
50,837

1910
1911
1912
1913
1914

605,812
657,627
704*086
687.401
698,304

221.575
263.817
275*774
260*483
2S4*45y

4,299
4,045
4,646
4*364
6*542

314,402
320,183
342.107
333,450
357,714

65*536
69*582
81*559
89.104
79.589

1915
1916
1917
1910
1919

716,795
845,162
1,OOJ,917
1,049,111
1*199,734

251*565
290,975
349*944
287,927
359,134

3*928
2*634
6.934
83,121
24.152

374*617
447.109
521.862
545,231
661.054

86*685
104,444
125,177
132*832
155.394

1920
1921
1922
1923
1924

1*230,123
1,104,162
1*171,184
1,275,261
1*437.616

599,125
246,656
292.036
297,128
370,173

4.719
12,870
7,050
11,052
7*315

734,679
636*447
658.312
718,865
785.555

191.600
207*969
213.786
246*216
274*575

1925
1926
1927
1928
1929

1,443,463
1,471,083
1*550,762
1,722.084
1,308,571

313*540
306*581
279,328
265,835
171.063

4,866
4*409
6*090
2*852
12*560

810.927
618.514
889.597
933.426
693*431

314*150
341,579
375.747
519.971
431*517

1930
1931
1932
1933
1934

1*420*112
1,259.592
776*538
1,581,866
1,926*912

214,042
206,625
119.468
244*178
361.867

5*176
11.559
4*028
33*678
41*450

727.575
689*812
460*609
913.018
1.102.548

473,319
351*596
194*433
390,992
421.047

1935
1936
1937
1938
1939

2*369*202
2*902,821
2,796.135
2,976,472
3*232,356

460*961
587,720
499,039
628*277
690.054

17,681
98*388
43,102
82*643
57*568

1*385,029
1,677,071
1,676.048
1,649*904
1,619,960

505,531
539,642
577,946
615.6A8
664*754

1940
1941
1942
1943
1944

3,734,792
4*234,433
4,656,164
5,913,464
7,063,188

870*416
927.362
978.886
1,005*042
1*073.919

81*766
107*117
193,754
511*733
1,089,679

2*075,182
2,468,229
2,784,132
3*634,910
3*936,258

707.428
731*725
699.392
761*779
961.132

1945
1946
1947
1946
1949

8.092*707
6.001.565
8*018*170
8,229,679
8*251,322

1*165,614
1,022*505
1,025*676
1*015*990
957,031

1.470,576
859,707
203*997
141,284
170*478

4,171,979
4,537,344
4,973*387
5,132*856
5,099,878

1.284*538
1,582,009
1*815*110
1*939*749
2.023.935

1950
1951
1952
1953
1954

6,718,762
9*309.453
9*641*504
9*953,894
10.319.130

959*426
$82,694
1*126,265
1,150.346
1,260,402

262*435
493,541
326,400
219,903
423*134

5,418,277
5,706,065
5,920,423
6,196,850
6,114*164

2.076.624
2*127.153
2*266.416
2,386.795
2*521*430

1955

10.417.311

1.113.965

373.939

6.342*066

2.587*341

Illinois

317

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

683
217
186
132

6*532
6*130
6*172
7.031

10
10
13
12

39.171
37.241
36,996
35,721

20,879
19,281
20.522
21.648

230.665
246.526
288,223
349,817

220
219
219
217

1900
1901
1902
1903
1904

321
40
75
273
375

13.004
17.248
14,072
16.921
18,822

9
297
530
1,359
1.251

36,438
38*142
43*840
47.016
48.213

24,040
24,382
27,128
31.601
32,655

380,811
446.787
483,994
488,763
514,801

233
255
274
300
319

1905
1906
1907
1906
1909

366
502
633
288
513

21,020
27*881
28.754
31.049
35,610

1.204
3.718
3.754
2,354
1*566

48.480
49*634
54.101
56.221
56.120

33.183
35.049
40*957
44*456
46.074

559,343
582,565
629,931
665,367
699,133

344
368
389
409
412

1910
1911
1912
1913
1914

1*467
769
484
If718
2*016

40*859
39.206
39*846
41.270
42,390

1,663
1.377
1,642
3,363
4,542

68*205
73,220
75,177
75.408
75.795

50*036
54,734
56,029
59,296
62,306

768*044
826*933
877,266
668,456
865,353

431
438
447
457
463

1915
1916
1917
1918
1919

5*430
1.732
9*061
37*385
64*407

42.471
28.503
26*894
27*588
27,077

4.538
9.272
7,152
30,850
56,996

75.995
76*190
77.550
78.220
79,195

64*694
64*043
70,374
73,066
79.065

909*923
1 024902
1*194,946
1,296.220
1*506,474

468
471
469
469
471

1920
1921
1922
1923
1924

217*862
121*002
16.224
21*478
8*675

28,006
29.339
30*580
32*524
33*940

58,672
26*306
30.901
22*246
12,181

86.061
94,160
90,615
92*113
95*723

69,051
107,148
104,072
105,798
109,857

1,709,775
1,482*117
1*443,576
1,549*420
1*697*994

480
494
500
505
502

1925
1926
1927
1928
1929

16*587
38*609
16*750
54*343
35.403

30,483
34.562
34,628
36*087
35*949

19,240
21,568
21,466
27,435
30*245

94,048
97*758
99*662
112*083
94.185

93,895
99*946
107,717
124.424
100.282

1.697*736
1,763*526
1*830,985
2,076*456
1,604,635

501
497
490
464
487

1930
1931
1932
1933
1934

6*190
8.940
16*459
1*582
132

36,001
34,448
22,946
21.319
21.828

40,485
26*361
15,543
41,849
33,512

105.040
88*475
66*370
136.729
167,681

103.369
62,558
62,225
74,744
72*360

1*711,197
1.500*374
962.081
1,858*089
2*222*425

462
418
345
239
281

7.642

38*612
45*038
17.227
14,549
13*551

169,764
159,691
151*030
152*116
153,651

71,274
91,610
112,718
122*808
145*652

2*656*494
3*199*160
3,077,110
3,265,945
3,545*213

295
301
310
314
324

14*742
16,675
19,772
26,152
32,715

130.251
133.703
133.377
133,019
165*476

164*394
187,744
205,422
227,958
233,291

4.044.179
4,572.555
5,014,760
6,300,593
7,494*670

329
339
339
340
346

39*831
40.383
37.164
39.744
41,651

166*997
181*032
187*114
189*944
208*037

261,606
291*270
319*618
345*643
365*501

6,561*143
8.514*250
6*562*196
8*805*285
8*866,511

353
365
375
378
383

44,293
50*823
62*100
69*648
78*440

210*417
214,952
249*147
253.725
259*312

390,556
418*550
425.718
454,476
497,018

9.364,030
9*993,928
10,378,469
10,732*568
11,154*200

382
384
386
386
389

1935
1936
1937
1938
1939

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

25

130
75

150
825
300

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11,287.762

318

Illinois

State Commercial BanksTable 3

ASSETS, LIABILITIES. AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1698
1699

142*143
129*828
144*553
165*501

29*480
27.013
22*339
26*163

48.250
43.792
52.716
60*257

64*413
59*023
69*498
79*081

1900
1901
1902
1903
1904

179.339
208*788
241*090
274*589
301.188

32*048
39*810
47.381
56*696
47*905

65.715
76*196
90*292
104*496
120*240

81*576
92*782
103.417
113*195
133*043

1920
1921
1922
1923
1924

1.310.834
1*255*763
1*193*692
1*353.212
1.382.929

163*502
176*786
198*430
221*369
253*336

464*281
443*246
438*603
521*361
516*558

663*051
633.731
556*659
610*442
613*033

1905
1906
1907
1908
1909

355.902
422*264
443.618
402*639
435.378

63*539
72.595
76.378
78,981
76.440

143.881
172.595
160*685
159.267
171*624

148*482
177*074
166*555
164,391
187.314

1925
1926
1927
1928
1929

1*548*409
1.624.521
1*674.417
1*684*607
2*056*598

261.612
287.483
306*468
279.702
286*005

626*664
699.557
724*925
764.036
1*059*351

660*133
637.481
643*024
641*069
711.242

1910
1911
1912
1913
1914

493.727
523*007
582.387
636.002
650.947

86*536
103.899
121*875
132.049
114,543

201.945
198,039
229.348
237.528
243.737

205,246
221.069
231.164
266.425
292*667

1930
1931
1932
1933
1934

1*681*099
1.415.060
987.962
320.493
273.426

259.852
179.715
136.707
63.773
64.579

963*686
707,361
493*996
126*361
60*690

637.559
527,984
355.259
130*359
148*157

1915
1916
1917
1918
1919

653.895
752.734
832.802
847,270
1*016.681

127,329
140,881
150*706
144,408
163.976

242.534
292.339
318.195
312.740
373.148

284*032
319,514
363.901
390.122
479,557

1935
1936
1937
1938

213*849
226.150
276.853
259*644

41.244
42.031
46.256
48*322

51*535
58.470
65*040
50*302

121*070
125.649
167.557
161*020

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

11*457

287,600

On
residential
property

Other

Other
loans
to
individuals

All
other

37*601

7.180

65.457

1940
1941
1942
1943
1944

313.870
354*846
328*951
278.566
302*010

165*099
167*163
176.937
138*783
150.671

7*014
9.930
8*634
15.352
19.335

10*277
11.104
8.903
10*285
25,497

13*133
13*146
12*241
10*946
10*260

44.636
53.233
56*054
56*218
54*624

7*047
8*465
8*642
7.697
6*623

29*637
30.355

66*664
71,807
57*340
9.670
4645

1945
1946
1947
1948
1949

344.107
422*091
525*304
609.618
641*579

147*025
205,144
288.397
324.971
335*662

27.104
32,910
17,989
12*929
16.040

56*602
38,104
13*648
12,467
9,394

10.967
12*306
13*585
15*379
15.764

57.149
67.165
66.802
108*070
118*042

8*226
13,143
17*779
20*523
23*219

32.381
46*898
80.396
109*953
117.037

4*653
4*421
4*706
7*370
10.776

1950
1951
1952
1953
1954

722*651
362.443
961.063
1*101*441
1,159,570

346*621
436.470
491*688
546,242
566*654

40*066
23*746
38*660
39*032
44.573

9,588
10*976
9.761
32,205
38*782

16.203
18*918
20*481
21.408
22*787

131.654
159.348
174.126
193.204
209.211

27.839
31.043
36,347
37,130
40*945

142*600
162*045
181.219
217.870
225.092

12*765
29.194
20*074
25.254
24*792

1955

1*285*255

583.278

54.337

53.914

25*726

241.119

50*762

262*697

30*954

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Illinois

319

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.


Inveetm ent
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

15f046
15*443
21*249
26*988

566
1*351
1*958
2*576

2*981
3i520
4*735
6*714

11.497
10,572
14,556
17,698

56*620
73*289
73,496
90,636

4.544
4.375
2*928
5,611

21*260
29*379
23.919
26,726

30,816
39.535
46.649
58.299

8*586
8.619
8*781
8*615

222*395
227.179
248*079
291.740

1900
1901
1902
1903
1904

31*850
43*634
49.476
59*374
69*813

1*771
1*333
980
771
708

7*710
10,575
11.742
13*943
16*251

22*369
31*726
36*754
44*660
52*854

91.279
92*799
117.278
119*651
141*281

6*002
5*406
7.130
8.137
9*278

28.166
30.849
36*215
37*439
39.795

57,111
56*544
73,933
74*075
92,208

8*989
9.574
12*305
13*084
13.326

311*457
354,795
420,149
466,698
525,606

1905
1906
1907
1908
1909

84*834
84*456
95*648
102*075
108*545

1*044
744
681
1*155
1*328

20*100
19*684
21*807
23*357
24*841

63*690
64*028
73*160
77,563
82,376

141.727
145.314
158.895
185*064
180,495

9*555
9,469
15*002
13,328
12*565

40*458
45*840
45*750
57.512
53.646

91,714
89*985
98.143
114,244
114*282

14.442
19,881
23.878
24.564
22*352

596,905
671*915
722,039
714,362
746*770

1910
1911
1912
1913
1914

116*650
128*607
149*520
142*065
155.231

1*069
845
2*052
1*070
387

25*246
25*195
27,130
26*297
31*414

90*335
102*567
120*338
114*698
123*430

174,000
213*822
207*713
208,177
213.350

12*891
11,499
10,625
11,879
21,090

55,210
61,755
62,250
62*316
65.079

105*699
140*566
134*838
133*982
127,181

28*070
41*680
41.461
40,854
44,042

812.447
907.116
981.081
1,027,096
1,063,570

1915
1916
1917
1918
1919

157*524
177.569
198*665
265*526
346*176

543
619
19*051
82*141
169*090

34.763
39.377
39*864
50*687
67*868

122*216
137*573
139.750
132.698
109,198

230*936
269*833
291*022
263,598
312.255

16,260
19,066
12*545
33*987
46*417

71,812
66.705
75.072
43.547
43*620

142*664
184*062
203,405
186,064
222,018

41,012
38.979
42,317
51,250
42*030

1,083*367
1*239*115
1*364,806
1*427,644
1*717*142

1920
1921
1922
1923
1924

282*268
302*440
426*540
471*228
493*039

80.573
86*317
149.918
175,159
179,321

53*248
55*289
84*035
83*303
94*062

148*447
160*834
192,587
212,766
219*656

330.370
313.621
355,447
374.091
426.876

52.779
36.589
54.387
54*549
77,139

49*772
40*566
40*408
41,220
42*398

227,819
236*466
260*652
276.322
307*341

45,684
74*730
90.207
81*136
78.970

1*969*156
1.946,554
2*065*866
2,279*667
2*381.816

1925
1926
1927
1928
1929

559,630
588.767
614.959
645.579
651*719

207*909
191.665
172.609
196*369
187,539

102*067
115.336
126*424
127*631
112*436

249*654
281*766
315,926
321,579
351,744

504*318
473*528
414*344
397*535
521*053

67*645
70,766
67,637
65,745
86,395

43*004
44*561
43*535
40.975
41.434

373.469
356*199
302*972
290*815
393*224

102.798
117.280
126,242
143.515
176,525

2.715,155
2.604,096
2,831,962
2,871*436
3,407.895

1930
1931
1932
1933
1934

666*315
712.330
518*675
297.142
417.986

181*732
311*204
201*432
153*369
244*135

109*904
64*025
73.118
49*217
81*487

374*679
317*101
244*125
94,536
92,364

485*821
458*530
393.572
160.668
199*936

70,200
46,375
35,710
13,240
14,546

39*966
42*063
49.036
26*305
23.190

375*653
370.092
308,826
121,123
162,200

217.159
204.243
160,136
57.455
49*638

3*250*394
2*790*163
2*060,345
835,756
940,986

1935
1936
1937
1938
1939

488*041
636.187
609*015
564.274
598.523

287*560
383,838
345*616
314,762
317,153

108*475
128*881
135*363
129*159
152*462

92*006
123,468
128*036
120.353
128*908

332*195
310.533
356.555
431.765
448*665

21,331
36,968
31,055
26,122
30*661

21.787
26.209
25*460
25*196
24*798

289,077
247.356
300,020
380,447
393,006

49*234
46.684
44.756
43*673
38*617

1*083,319
1*219*754
.289.179
299*556
.373.425

1940
1941
1942
1943
1944

568.271
617.051
769*086
1.271*916
1.647.703

298*989
327,169
468*723
995,267
1.392*474

152*009
161*003
144*260
149.442
140*251

117*273
128,879
136.103
127.187
114.978

556*354
572*334
535.483
536.199
591*042

27,907
34,837
36,484
43,979
52,346

23*531
26.877
28*431
28.286
30,290

504*916
510*620
470*566
463*934
508*404

34*185
30.732
26*280
24,961
22*195

472*660
,574,965
1*659*800
2,111,664
2,562,950

1945
1946
1947
1948
1949

2*061.036
2.078.715
1.971.656
2*046*937
2.066*705

1*796*530
1*821*639
1.695.380
1.742.471
1.735.570

126*175
111*469
148,051
176,008
202*339

136*331
145.607
128.225
126.458
128*796

647.310
645*608
675*937
708.556
712.767

42,599
55,952
65,185
76*384
67,313

30.984
31.807
40.729
41,918
42,100

573.727
557*849
570,023
590,254
603*354

23.847
27.653
23*682
29.299
30.074

3*076,300
3,174,067
3.196.579
3.394*410
3*451*125

1950
1951
1952
1953
1954

2*170*500
2.126.144
2.203*004
2.172.417
2*341*290

1.759,206
1.713*519
1*768.595
1.757.773
1.847.041

269*182
287*851
296*240
292*302
338*576

142*112
124,774
138*169
122*342
155*673

684.893
770*419
792.022
829.312
862*021

82,584
99,963
93,717
108*505
98*544

40,108
38.565
42,716
46,533
51,035

562*201
631,891
655,589
672*274
712*442

30*989
31*541
32*979
34*596
39*906

3,609*033
3.790.547
3*969.068
4,137,766
4*402,787

1955

2*403.697

1*639*208

375*418

189,071

808.790

116,253

51,563

640*954

43*024

4*540,766

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

320

Illinois

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1696
1897
1698
1899

168*327
172*818
195.190
234.492

9*753
11*362
14*030
14*767

99.237
103*906
113*969
136*060

59*337
57.550
67.191
83*665

1900
1901
1902
1903
1904

252.862
292.750
340.800
378*323
430*063

16.504
25.317
31.195
28.607
29.845

137.194
153.794
165.072
179*8X4
204.752

99*164
113.639
144.533
169*902
195*486

1905
1906
1907
1908
1909

500.635
556.570
593.809
582.059
610.007

34.391
40*404
42*972
44*064
51*226

240*517
253*747
282*124
285*447
285*619

225.927
262*419
268.713
252*548
273*162

1910
1911
1912
1913
1914

666.801
741*082
801*876
826.034
856.377

41.734
54.327
62*508
56.376
59.497

355.754
317.540
335.306
344.480
396*404

269.313
369.215
404.062
427.178
400*476

1915
1916
1917
1918
1919

867.960
1*024*904
1.130*935
1.163*800
1*388*936

69.077
79.406
88.567
82.279
84*900

32*438
24.323

369*352
497.449
564*668
536*159
661*286

4091531
446.049
477*700
512*924
618.425

1920
1921
1922
1923
1924

1*569*903
1.567.604
1.691.654
1.899.210
1.991.707

70.075
56.621
81.903
81.975
105*029

1*506
3.572
4.566
6.096
4.305

771*950
766.864
859.981
949.931
960.265

726*370
738.547
745.204
859*208
922*108

1925
1926
1927
1928
1929

2*309*064
2*340.218
2*343*701
2.353*186
2*726*549

137*504
126.681
121.174
110.961
224.522

9*720
4*347
8*523
3.482
12*676

1.148*617
1.149*694
1.121.375
1.132*584
1.344.120

1.013*243
1.059.496
1.092.629
1*106*159
1.145*231

1930
1931
1932
1933
1934

2*577.624
2*169*497
1*478.269
567,497
720.104

254.569
235.159
148.267
43.909
56*599

6*854
27*539
26.115
17.056
17.764

1.207.087
940*805
655*444
307.501
404.091

1*109.114
965*994
648t443
199*031
241.650

1935
1936
1937
1938
1939

936.905
1.070.621
1.135.705
1.147.366
1.221.787

77.962
89*246
78*661
104*085
108*266

6*557
12*534
3*160
10.023
11*110

526.365
637.381
680*031
648*542
699.528

326*021
331*458
373.853
384,718
402.881

1940
1941
1942
1943
1944

1.322.103
1.425*179
1.507.962
1.952.407
2*396*385

135.709
155*491
148*024
146*505
147.226

10.871
2*385
25*217
123.419
316.616

764*690
865.296
946*090
1*239*681
1*388*900

410.833
402.007
388*631
442*802
543.643

1945
1946
1947
1948
1949

2.895.920
2.981.347
2.995.005
3*162*643
3.229.574

161.525
154*261
157.578
154*085
138.852

467.350
244.629
20*265
44*892
93*743

1*553*251
1,719.890
1.868.786
1.955*735
1.924.237

713*794
662*567
948*376
1.027.931
1*072*742

1950
1951
1952
1953
1954

3.374.095
3.527.147
3.722.051
3.853.139
4.096.211

143.713
152*036
170.718
174.837
193.108

77*538
116*122
98*754
65*911
116*892

2.043.449
2*131*071
2*232*268
2.296.679
2.371.702

1*109*395
1.127*918
1.220*311
1.315.712
1.414*509

169*185

108.240

2*474061

1*458*948

Illinois

321

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nati 1
banT
no

Borrowings

^er
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

309
281
385
485

5.701
5*149
5*916
9*630

32*751
33*116
31*164
30*899

15,307
15,815
15*404
16*034

222,395
227*179
248*079
291*740

719
719
726
738

1900
1901
1902
1903
1904

185
675
598
249

8*424
7917
6*652
7*808
6*549

32*792
34*744
46*956
53*186
58*376

17*194
19*384
23,064
26*781
30*351

311*457
354,795
420,149
466*696
525,608

757
787
825
925
937

1905
1906
1907
1908
1909

389
289
622

I t 864
2.036

4*363
6*912
5*986
4,335
13*001

58*423
68,374
77*084
78*682
74*173

32,895
39,770
44*536
47,222
47.553

596*905
671,915
- 722*039
714.362
746,770

1*034
1*091
1*121
1*127

1910
1911
1912
1913
1914

3.587
4i299
3t735
4.885
5,423

10.894
16.685
17.836
19*934
17*061

79*561
85*306
93,861
102*402
106*304

51,604
59,744
63,773
71*843
78,405

812*447
907*116
981*081
1,027,096
1,063,570

1*209
1*277
1*320
1*415
1.439

1915
1916
1917
1918
1919

6*406
4*641
5*877
22*759
44*649

16*656
15*794
20*819
27*059
54,035

108,730
108*091
114*240
116*484
119*766

83*613
85*665
92.935
97.542
109.736

1*083*367
1*239*115
1*364*806
1*427,644
1,717*142

1,430
1,420
1,430
1*434
1*428

1920
1921
1922
1923
1924

75,698
63*385
30f451
30*416
18*824

65*361
45,659
60*843
47*869
60,829

134*319
146*537
149*462
162*010
164*509

123.875
123*369
133.476
140*162
145*947

1*969*156
1*946*554
2*065*886
2.279,667
2*381*816

1*489
1,403
1*410
1*416
1,408

1925
1926
1927
1928
1929

18.707
23*095
19*549
35*014
63*670

60,063
75,211
85*711
99*708
120*214

161*574
180,840
185*870
184,696
251*572

165,727
184,732
197,131
196*832
245*890

2*715,155
2,804,096
2,831,962
2*871*436
3*407*895

1*403
1*389
1,358
1.337
1,319

1930
1931
1932
1933
1934

16*605
22*240
104*740
82.337
61.035

160,837
152*660
112*027
27*986
8,513

245,913
220*115
190*518
82,283
82.443

249*415
225*651
174,791
75,655
68*891

3,250*394
2*790*163
2,060*345
635*758
940,986

1*226
1*050

1935
1936
1937
1938
1939

29
38
245
5
32

10,181
7*413
6,988
8*394
6*607

69*556
68*279
66*059
64,886
63*633

66,648
73,403
78,182
78*903
81.366

1*083*319
1,219*754
1,289*179
1,299,556
1,373*425

594
588
578
557
533

1940
1941
1942
1943
1944

58

7,207
7,848
7,967
8*601
10,112

61*649
57*381
56*817
57*246
57,193

81*663
84*557
67,054
93,406
99,260

1*472,660
1*574*965
1*659*800
2,121*664
2*562,950

518
500
495
489
486

12,321
14,861
16,259
17*684
18*369

59*704
59*901
56*544
59*263
60*346

108*355
117.958
126*578
134,675
142,728

3,076*300
3*174*067
3.196.579
3.394*410
3*451.125

492
499
504
508
506

19*831
25.833
27,778
27.978
28,326

61*234
65*466
66*949
74*891
79*218

153,673
162*078
172.290
181*738
199,020

3*609*033
3*790*547
3*969,068
4,137,766
4*402*767

506
507
508
512
520

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

193
145
108

10*003

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

20
12

31,550

214*070

965

810
612
605

322

Illinois

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1920


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

46.114
45*958
46*521
46*844

12*027
12*675
6*443
5*813

5*737
6*572
9*751
8*985

28*350
26*711
30,327
32*046

1900
1901
1902
1903
1904

47*805
49*647
54*910
65.395
66*431

7*744
8*956
10*537
14*786
10*197

8*481
5.759
7*061
10*332
13*187

31.580
34.932
37*312
40*277
43*047

1905
1906
1907
1906
1909

70*475
77*288
79.224
79*799
80.023

19*409
17^58
20*210
25*663
16*653

12*375
13*456
12*288
9*895
7*018

36.691
46.674
46.726
44*241
56*352

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Year
Total

Real
estate

Collateral

All
other

1910
1911
1912
1913
1914

83*841
86*433
88*114
90*325
85*092

25*538
26*336
30*364
28*868
16*184

10*472
10*795
10*177
8*888
13*479

47.831
49.302
47.573
52.569
55*429

1915
1916
1917
1918
1919

81*995
78*026
74*804
72*448
64*269

17*096
14*419
12*911
11*679
9*602

12.545
5*290
5.568
3*941
5*887

52.354
58.317
56*305
56*828
48.760

1920

57*829

6*118

1*371

50.340

Illinois

323

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1920Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U
Govern '
obliga Sns

Obligations
of States
andpolitical
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

22*071
21*996
22*265
22*420

638
721
710
480

6*946
5*908
5*760
4*287

14*487
15.367
15,795
17,653

5,582
5,564
5,633
5*672

76,281
76.023
76*955
77,490

Total

1896
1897
1698
1899

2*514
2*505
2*536
2*554

212
330
1,044
1*011

457
900
752
853

1900
1901
1902
1903
1904

2,607
2*707
3*114
3*825
3*985

1.174
962
631
535
13

695
804
625
1*278
1*093

1*856
2*012
2*879

22*860
23*762
23*636
25.573
23*797

394
326
655
483
616

4.141
3.773
4,150
4,217
4,757

18*345
19,663
18*831
20,873
18,424

5*787
6*010
6*194
6*935
6.669

79*079
82,126
87,854
101.728
100,882

1905
1906
1907
1906
1909

4*316
4*817
5*001
5*100
5.175

287
12
105
250
150

1*454
1*284
861
1*163
639

2*575
3.521
4*035
3*687
4*336

23.290
23*702
23*528
22*943
22*267

689
604
405
344
599

4*404
4*266
4*842
4*066
4.792

18,197
18*832
18*281
16.513
16,876

6.740
7*075
6*603
9.995
11.325

104.821
112*662
116,356
117*837
118,790

1910
1911
1912
1913
1914

4*767
4*257
3*685
3*123
2*340

204
181
146
122
64

455
407
296
303
433

4*108
3*669
3.243
2,698
1.843

23*380
24*152
24.673
25.342
23*920

690
642
592
682

3*021

5,293
5*043
4.515
4*823
4*212

17,397
18,467
19,566
19,837
16,687

12.570
13*669
14*642
15.715
15.453

124,558
128)511
131,114
134*505
126.805

1915
1916
1917
1918
1919

2.255
2*146
2.057
1.992
1,767

16
41
376
L062
1.014

274
508
356
120
191

1.965
1.597
1.323

23*049
21*933
21*027
20*365
16*066

70S
555
793
485
596

4.919
3*786
2*729
3.224
2*224

17,422
17,592
17*505
16.656
15,246

14.690
14)170
13)585
13)157
11)671

122.189
116*275
111.473
107,962
95,773

1920

1*590

620

136

13,119

10*502

86,177

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*845
1*275
740
690
738
941

810
562

324

Illinois

UnincorpurattHl BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1920Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

S.
^J^,iment

Other
demand

Other
time

1896
1897
1898
1899

59,563
59*362
60*090
60*506

2,412
1.686
1.634
246

36*774
37.368
37,899
39,560

20.377
20*308
20.557
20.700

1900
1901
1902
1903
1904

61.749
64.129
68*805
79,875
79,389

229
237
461
527
691

40*396
41,953
44*606
52.023
51*539

21.124
21*939
23.538
27.325
27.159

1905
1906
1907
1908
1909

82,652
89,165
91,767
92,796
93,410

843
909
587
464
701

53*534
57.753
59.787
60*566
60*753

28.275
30*503
31.393
31.746
31.956

1910
1911
1912
1913
1914

95,863
96,811
96,694
97,114
89,645

949
755
581
816
3,299

62*119
49*141
48*859
47,333
56.100

32.795
46.915
47*254
48.965
30*246

1915
1916
1917
1918
1919

86,382
82,202
78,808
76,325
67,708

518
740
606
77
325

48*348
58*141
49*267
50*565
46*373

37*516
23*321
26.915
25.663
21*010

20*312

Illinois

325

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1920Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

1896
1897
1898
1899
1900
1901
1902
1903
190*

Nat
banT1

no

0th"
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

634
632
640
644

12*001
11*960
12*106
12.190

4.063
4*069
4,119

657
682
1*015
1*463
1*702

12.440
12.919
13*368
15*023
14*501

Total
liabilities
and capital
accounts

Number
of
banks

76.281
76*023
76*955
77*490

577
575
582
586

4*233
4,396
4.666
5,367
5.290

79.079
82.126
87.854
101*728
100*682

598
621
630
696
660

4.148

1905
1906
1907
1908
1909

372
739
ItlOO

1.999
2.373
1.959
1*509
1.057

14*703
15.484
15.664
15.572
15.415

5*467
5,860
6,594
7*221
7*808

104*821
112.682
116.356
117.837
118*790

659
683
696
697
695

1910
1911
1912
1913
1914

1*329
1.550
1.757
Ii979
2.027

2*365
3*703
5*031
6*416
7*201

15.922
16*185
16*272
16*452
15.289

9*079
10,262
11*360
12.544
12,643

124*556
128*511
131.114
134*505
126*805

717
729
732
751
687

1915
1916
1917
1918
1919

1*953
1*858
1*781
1.725
1.530

6*939
6*603
6*330
6*131
5*439

14.732
14.019
13.440
13*017
11*547

12,183
11.593
11*114
10.764
9,549

122*189
116*275
111*473
107*962
95.773

662
630
604
585
519

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

4.894

6*592

INDIANA

Revised data for assets and liabilities and


number of all banks in Indiana, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Indiana
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description
of these figures is included in the United States
Summary. Compilation of figures for other
classes of banks presented a number of problems and considerations not encountered in
compiling the balance sheet for national banks.

The following sections describe these problems and the methods used in deriving the
revised series. In the description the banks
are classified in three groups: (1) State commercial banks (other than unincorporated
banks), (2) unincorporated banks, and (3)
mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for unincorporated
banks and mutual savings banks for 18961946 were (1) figures reported to the Comptroller of the Currency and published in his
annual reports and (2) figures published in
the reports and abstracts of the State banking
department. These sources were supplemented
by data obtained from bankers' directories.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
The term "State commercial banks" used in Table 3 refers (in this State) to banks that at one time or another
during the period were designated in the annual0 reports of
the Comptroller of the Currency as "State banks, "loan and
trust companies," or "private banks and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for
other State commercial banks.

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Federal Reserve Bank of St. Louis

327

328

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of data obtained from reports
of the State banking department, both the
number and the aggregate balance sheet as
published by the Comptroller were revised to
include data for the following numbers of
banks:
Year

1898
1899
1900
1901
1902
1903

Number

Year
or period

1
7
17

1905-1906

7
3
6

1909-1910
1911-1912

3
1
1

2
4
8

1904
1907

1917

Number

each of these items to total loans at loan and


trust companies as reported by the State banking department for 1901-1907 and as derived
(see following paragraph) for 1908. Because
of the small number of loan and trust companies reporting before 1901, the ratios for
1901 were used to estimate figures for State
banks for 1896-1900.
Real estate loans and collateral loans for
loan and trust companies in 1908 were estimated by applying to total loans the average
ratio of each type of loan to the total computed from reported figures for 1907 and 1909.
Estimates for both real estate loans and
collateral loans for all State commercial
banks in 1910 were made by applying to total
loans the average ratio of each item to
the total computed from reported data for
1909 and 1911. Figures for 1916-1933 were
estimated by applying ratios that reflected
changes over the period in the ratio of each
item to total loans at another class of bank or
at the same class of bank in another State:
real estate loans, on the basis of ratios at
Ohio State commercial banks; collateral loans
on the basis of ratios at Indiana national
banks; these ratios were derived by interpolating technique No. 2, described in the United
States Summary.
INVESTMENTS

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. In years when items were not reported,
figures were estimated.
Real estate loans and collateral loans
were estimated for State banks for the period
1896-1908. Figures for 1901-1908 were estimated by applying to total loans the ratio of
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.

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Federal Reserve Bank of St. Louis

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For years when items were not reported,
figures were obtained from other sources or
were estimated.
United States Government securities.
Estimates for holdings of United States Government securities for 1910 were made separately for State banks and for loan and trust
companies by applying to total investments
at each class the average ratio of United
States Government securities to total invest-

Indiana
mcnts computed from reported data for 1909
and 1911. Holdings at loan and trust companies for 1913 and 1916 were estimated by
applying the average ratio derived from reported figures for 1912 and 1914 and for 1914
and 1915, respectively. Holdings at loan and
trust companies in 1917 were obtained from
the report of the State banking department.
Obligations of States and political subdivisions* Holdings of these securities at
State banks in 1896-1908 were estimated by
applying to total investments the ratio of this
item to total investments computed from reported data for 1909. Since holdings of these
securities as well as total investments were
comparatively small when the breakdown was
reported in 1909 and in subsequent years, it
appeared reasonable to assume that amounts
were small in the earlier years also.
Holdings of State and political subdivision securities at loan and trust companies in
1913 were estimated by applying to total investments the average ratio of this item to
total investments computed from reported
figures for 1912 and 1914.
The rapid increase in holdings of United
States Government securities at both State
banks and loan and trust companies during
1916-1920 made it seem advisable to eliminate
the effect of this growth on total investments
before estimating holdings of other types of
investments. Estimates for 1916-1920, therefore, were prepared by a different method
from that used for 1921-1933.
Holdings of State and political subdivision securities at State banks in 1916-1920
were estimated by applying to total investments other than United States Government
securities the average ratio of State and political subdivision securities to this total based
on reported data for 1913-1915. Holdings at
loan and trust companies in this period were
estimated using the same type of ratio, but
this ratio was based on reported data for a
single year, 1915. Estimates of holdings for
1921-1933 for all State commercial banks were
obtained by applying to total investments,

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329

ratios that reflected changes over the period


in the ratio of State and political subdivision
securities to total investments at Indiana
national banks; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as reported by the Comptroller was
not adequate until 1933.3 No attempt was
made in the revised series to provide figures
for United States Government deposits prior
to 1918 because practically all such deposits
were held by national banks.
In the years when items were not reported,
figures were obtained from other sources or
were estimated.
Demand and time deposits. Figures for
time deposits at loan and trust companies for
1896-1908, 1913, 1916, 1917, and 1921-1927
were obtained from reports of the State banking department. Demand and time deposits
for 1918 were derived by applying to total
deposits the ratio of each item to the total
computed from data for the September call
date published in the report of the State banking department; for 1928, by applying to total
deposits other than interbank the average ratio
of each item to this total as computed from
reported data for 1927 and 1929.
Demand and time deposits for State
banks for 1896 and 1897 were estimated by
applying to total deposits the ratio of each
item to total deposits computed from figures
for October call dates published in reports of
the State banking department. Figures for
both categories for 1898-1905, 1907-1909,
1911-1913, 1915, 1921-1925, and 1927 were obtained from State banking department reports
and are for the call date nearest June 30.
Reliable figures for demand and time deposits
were not available for 1906, 1918, or 1926;
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

330

All-Bank Statistics

estimates were made by applying to total


deposits other than interbank deposits the
average ratio of each item to this total computed from reported data for 1905 and 1907,
1917 and 1919, and 1925 and 1927, respectively.
Interbank deposits. Interbank deposits
for loan and trust companies for 1897, 1899,
1904, 1905, 1908, 1910, 1913, and 1917 and
for State banks for 1910-1912 were obtained
from reports of the State banking department.
The figure for 1918 was estimated by applying to total deposits the ratio of this item to
this total computed from figures for the September call date published in reports of the
State banking department.
United States Government deposits*
Figures for United States Government deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member

banks in Indiana to such deposits at all State


member banks on June 30, 1919.
OTHER ITEMS

Comparatively small amounts of cash


items in process of collection were estimated
for State banks for 1897-1899 on the basis of
the average ratio of this item to total cash
assets computed from reported data for 1896,
1900, and 1901. Figures for loan and trust
companies were not reported for 1896-1907
but were estimated by applying to total cash
assets the average ratio of this item to the
total derived from reported figures for 1908
and 1909.' Data for 1929-1933 were estimated
separately for State banks and for loan and
trust companies by applying to total cash
assets, ratios of this item to total cash assets
that were interpolated between ratios based
on reported figures for 1928 and 1934.
Amounts representing current expenses
and large amounts of invested trust funds
were deducted from the balance sheet for State
commercial banks in 1897-1902, 1904, 1913,
1915, 1916, and 1921-1933. These deductions
affected the following items: other assets,
other liabilities, or other capital accounts.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The figures for some of the principal
balance-sheet items for June 30, 1934, that
were included in the summary report of condition for all State commercial banks published by the State banking department were
smaller than those for corresponding items for
insured State commercial banks. Therefore,
the principal assets and liabilities of State
commercial banks for this date were obtained
by combining data for insured banks published by the Federal Deposit Insurance
Corporation and data for individual noninsured State commercial banks derived from
bankers' directories.
Principal assets and liabilities of all State
commercial banks for 1935-1941 as reported

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by the State banking department were used


with only minor adjustments. A comparison
of these data with corresponding totals obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation and data for noninsured banks
from bankers' directories indicated only minor
differences.
For 1942-1946, figures for principal
assets and liabilities and for the breakdowns of loans, investments, cash assets, and
deposits were obtained by combining data
for insured banks published by the Federal
Deposit Insurance Corporation with data for
individual noninsured banks compiled by the
Corporation from data supplied by the State
banking department.

Indiana
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1941 period in any of the sources cited.
The breakdowns of loans for 1934-1936 were
estimated on the basis of the percentage distribution of this item based on reported figures
for noninsured banks in 1937. The break-

331

downs of investments other than United States


Government obligations, of cash assets, and
of deposits for 1934 were estimated on the
basis of the percentage distribution of corresponding items at noninsured banks in 1935.
Cash items in process of collection for 19351938 were estimated on the basis of the ratio
of this item to total cash assets derived from
reported figures for 1939.

UNINCORPORATED BANKS, 1896-1946


Data for unincorporated banks in Indiana were inadequately reported in official
sources throughout the period before 1906.
The proportion of such banks reporting to
the Comptroller of the Currency varied from
20 per cent in 1896 to about 50 per cent in
1905. State legislation in 1906 that required
certification of private banks resulted in complete coverage in the Comptroller's reports
beginning with that year.
Numbers ranging from 160 to 210 banks
were added to the Comptroller's data in most
years of the 1896-1905 period. These additions were compiled from bankers' directories,
and their balance sheets were estimated. The
revised total assets of all private banks
ranged from 27 per cent of the total for all
commercial banks in the State in 1896 to 13
per cent in 1905, the last year when data were
incomplete, and to 3 per cent in 1923.
To determine the reliability of balancesheet data shown in the bankers' directories,
data for banks reported in this source were
compared with those reported by the Comptroller for 1906 and 1909, when the Comptroller's figures contained a complete coverage
for these institutions, and also in 1901. In
each year a total for each of the principal
balance-sheet items (loans, investments, cash
assets, deposits, and capital accounts) was
obtained for all of the reporting banks. These
totals were divided by the number of banks
actually reporting the particular item in that
year. The averages derived from the bankers'
directories in 1906 and 1909, when the Comp-

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Federal Reserve Bank of St. Louis

troller's data were complete, were consistently


larger than those shown by the Comptroller.
The Comptroller's data were assumed to be
more representative than those derived from
bankers' directories.
The principal items of the balance sheet
for the period before 1906 are a combination
of data reported by the Comptroller and estimated data for nonreporting private banks
that were added to the series. Data for this
group for 1897-1905 were derived by multiplying figures for the average bank as reported
by the Comptroller by the total number of
private banks added in each year of the period.
The distributions of principal assets and liabilitiesexcept for the estimates of time deposits, described laterwere made on the basis
of percentage distributions of corresponding
items compiled from figures reported by the
Comptroller for the same year. Figures for
1896 were obtained by applying the averages
for major items in 1897; reported data for
that and later years indicated that averages
for 1896 were not representative.
LOANS

A complete breakdown of loans into real


estate, collateral, and "all other" was reported
to the Comptroller in only about half of the
years after 1905. For years when items were
not reported, figures were estimated.
The loan breakdowns for 1906-1908 were
estimated by applying to total loans the average ratio of each item to total loans computed
from data for 1905 and 1909 reported by the

332

All-Bank Statistics

Comptroller; for 1910, by using similar averages based on reported data for 1909 and 1911.
Real estate loans for 1916-1933 were estimated by applying to total loans, ratios that
reflected changes over the period in the ratio
of this item to total loans at private banks in
Ohio, which were reported in all years except
1923-1926; these ratios were derived by interpolating technique No, 2; described in the
United States Summary.
Collateral loans for 1916-1933 were estimated by applying to total loans, ratios of
this item to total loans that were interpolated
between similar ratios computed from reported
data for 1915 and 1934.
The breakdowns of loans for 1942-1946
were derived from reports of individual private banks obtained from the State banking
department by the Federal Deposit Insurance
Corporation.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For years when items were not reported,
figures were obtained from other sources or
were estimated.
The figure for United States Government
security holdings in 1910 is for the September
call date; it was taken from the report of
the State banking department and was not
adjusted to the June call.
State and political subdivision securities
for 1906-1908 were estimated by applying to
total' investments the average of the ratios of
this item to the total computed from reported
data for 1904, 1905, and 1909; for 1910, by
applying the average of ratios for 1909 and
1911; for 1916-1933, by applying to total

investments less United States Government


securities, ratios of State and political subdivision securities to this total that were derived by interpolating between similar ratios
based on reported data for 1915 and 1934.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was reported satisfactorily to the
Comptroller after 1913, except for the allocation of "unclassified" deposits in a few years.
For years when items were not reported, figures were obtained from other sources or were
estimated.
Data for demand and time deposits for
1906-1908, 1910, and 1913 were obtained from
reports of the State banking department. The
breakdowns of total deposits other than interbank into demand and time for 1896-1905
were estimated by applying to total deposits
the average of the ratios of each item to the
total derived from data for 1906-1909 in
State banking department reports. Estimates
for the entire deposit breakdown for 1911 and
1912 were made by applying to total deposits
the ratios of each item to total deposits computed from data for the September call date
in reports of the State banking department.
OTHER ITEMS

A figure for borrowings in 1908 was obtained from the report of the State banking
department.
Cash items in process of collection were
estimated for 1929-1933 and for 1935-1938 by
applying to total cash assets, ratios of this
item to total cash assets that were interpolated
between similar ratios based on reported figures for 1928 and 1934 and for 1934 and 1939,
respectively. The amounts estimated were
small.

MUTUAL SAVINGS BANKS, 1896-1946


Figures for mutual savings banks for the
period 1896-1908 that were available in the
reports of the State banking department were

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substituted for data published by the Comptroller of the Currency because they were for
a date nearer to the midyear call date.

Indiana
Not all of the principal items and subitems that were needed for the revised series
were available in each year of the period
1896-1933. For years when items were not
reported, figures were obtained from other
sources or were estimated.
LOANS

Real estate loans and collateral loans for


1896 and 1897 were estimated by applying to
total loans the average of the ratios of each
item to total loans computed from reported
data for 1898 and 1899; for 1908 and 1910,
by applying the average of the ratios computed from reported figures for 1907 and 1909
and for 1909 and 1911, respectively,
Real estate loans for 1915-1933 were
estimated by applying to total loans, ratios
that reflected changes over the period in the
ratio of real estate loans to total loans at
Ohio mutual savings banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
Collateral loans for this period were estimated
by applying to total loans, ratios of collateral
loans to total loans that were derived by
interpolating between similar ratios computed
from reported data for 1914 and 1934.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For most of the period, however, figures
for United States Government securities were
available in the reports of the Comptroller or
those of the State banking department.
For years when items were not reported
to the Comptroller, figures were obtained from
other sources or were estimated.
Figures for United States Government
securities for 1910 and 1920 are for September
call dates and were not adjusted to the mid-

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Federal Reserve Bank of St. Louis

333

year call; they were obtained from reports of


the State banking department.
Estimates of State and political subdivision securities for a number of years were
made by applying to total investments less
United States Government securities, ratios of
this item to this total that were derived as
follows: for 1897-1904 and for 1906-1908, ratios interpolated between similar ratios based
on reported data for 1896 and 1905 and for
1905 and 1909, respectively; for 1910, an
average of the ratios for 1909 and 1911; for
1916-1933, ratios that were interpolated between similar ratios based on reported data
for 1915 and 1934.
DEPOSITS

The complete breakdown of deposits into


interbank, United States Government, other
demand, and other time was available in the
annual reports of the Comptroller for most
years of the period. For years when items
were not reported, figures were obtained from
other sources or were estimated.
Figures for time deposits in 1910 were
included with demand deposits in the Comptroller's data. The two items were segregated
on the basis of information in the reports of
the State banking department.
Estimates of demand and time deposits
for 1917 and 1918 were made by applying to
total deposits other than interbank the average ratio of each item to this total computed
from reported figures for 1916 and 1919.
The figure for demand deposits for 1929 was
obtained from the annual report of the State
banking department.
OTHER ITEMS

Cash items in process of collection for


1929-1933 were estimated by applying to total
cash assets the average ratio of this item to
this total computed from reported figures for
1928 and 1934.

334

Indiana

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1696
1899

67*972
65*604
67,857
74*769

8*642
6*930
9*666
11*946

10*928
10*634
12*946
12*735

48*402
46*040
45*223
50*108

1900
1901
1902
1903
1904

90*009
101*285
124*085
140.013
146*488

14,140
18*236
21*316
24*821
26*064

14*793
17*966
24*666
31*239
31.721

61*076
65*061
78.081
83.953
66*683

1920
1921
1922
1923
1924

573,022
557,131
534.623
590,587
594,036

144,741
145*060
148*814
167,330
173,730

95*405
79*530
76*692
63*536
81*767

332,876
332*541
309.117
339,721
336*539

1905
1906
1907
1908
1909

150*982
181*649
205*504
200*849
212*891

33*035
41*732
46*830
47*115
52*160

31*141
39*981
45*602
41*116
38*370

66*806
100*136
113*072
112*616
122*361

1925
1926
1927
1928
1929

615,907
673,477
673,762
662,539
670,493

184*420
204*191
206*226
204*469
200*696

88*841
112*620
108*153
111*558
101*680

342*646
356*666
359*381
346*492
368,115

1910
1911
1912
1913
1914

243*689
258.812
262*133
304*400
307*810

61*484
68*728
76*546
80*905
79.715

43*512
45,343
48,376
51,182
47,062

136*693
144*741
157,211
172.313
161.033

1930
1931
1932
1933
1934

605,330
468,822
347,159
220,937
211,489

166*804
149*981
120*024
85*620
81*862

86*804
73.146
52,465
32,112
34,776

331,722
245,695
174,670
103,005
94,831

1915
1916
1917
1918
1919

310*891
339*344
399*031
412*343
443*766

64*308
91.226
106*735
109*290
114*492

52*353
51,741
60*930
58*660
69*426

174,230
196,377
231,366
244.393
259*868

1935
1936
1937
1938

206*802
228,437
257*954
257,749

77*980
84*043
94*176
102*647

29*059
29*656
26*859
28*221

101,763
114,736
134,919
126,861

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

104*275

On
residential
property

Other

Other
loans
to
individuals

All
other

72.117

1940
1941
1942
1943
1944

318*696
368*041
342.958
269.879
295.072

122.241
146.089
123*663
90,156
92*596

602
492
324
208
363

4*756
4*063
3,405
9.730
21,172

25.745
26.453
26*102
25,950
28*084

83*661
98*496
105*697
104*011
97.502

19*513
21*292
19.896
17*177
13*906

29*491
29*037

62*176
71*136
63*871
13*156
12*410

1945
1946
1947
1948
1949

326.163
408*177
563.914
681.135
715.125

96.021
136,228
209,690
244*487
247,013

1*670
1*624
760
936
893

38,359
21*326
12.774
9,669
9*184

30*367
35*693
41*651
45*233
45*479

97,298
124,429
166,333
204,090
223,163

14,022
22*154
30*206
37*176
41*066

34,960
55,198
91,383
131,297
142,735

13*446
11*325
11.117
13*016
12*311

1950
1951
1952
1953
1954

795.782
925*001
1*004*025
1*118*401
1*191*404

267*126
322*052
336*352
360*399
391.715

1*239
1*838
2*505
2*989
3*469

8.800
9,304
9,875
10.223
10*576

47.129
51.294
51.847
53*033
54.350

248,718
283*115
313*916
347.974
377*894

42,470
50,331
55,625
62,175
66*770

176*652
204*896
233,543
279,977
285,668

12*476
13,384
11,277
16,151
16,613

1955

1*344*396

441.902

5*957

12.120

59.173

419*270

77,720

329,404

17,638

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Indiana

335

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers*
balances
(including
reserves)

Other
assets

Total
asset*

1696
1897
1898
1899

12,313
12*946
13,827
19*723

6*937
7.109
8*031
11.386

2*137
2*712
2*809
3*770

3*239
3*125
2.967
4,565

25*664
31,798
38,101
49,405

639
614
824
1*022

11*005
12*411
13*128
13*679

14*220
18.773
24,149
34,704

4,837
5,392
5*304
5*484

110*966
115,740
125,089
149*401

1900
1901
1902
1903
1904

23*782
28*670
30,163
35*093
39*819

12*143
12*861
13,564
14*461
16*273

4.715
6.773
6*847
8*656
11*179

6,924
9*036
9*752
11,976
12.367

54,801
56,833
67,733
71,311
70*294

625
1,272
1*219
1.519
1.392

14.870
15.293
16,168
17,892
18.391

39,106
42,268
50*346
51.900
50.511

7,785
5*740
6*472
7*707
8.837

176,377
194,528
228,453
254,124
265*438

1905
1906
1907
1906
1909

41*910
43*956
51.919
54*608
57*218

17*631
18*547
20*832
21,617
21*897

10.215
9,895
12*652
12*573
13*892

14*064
15*516
18*435
20.418
21,429

72,344
73*211
79.543
85*436
78,610

1*664
1.999
1.997
2,032
2,374

18.592
18*591
19*286
23*024
22*466

52.088
52,621
58.258
60.382
53.770

8.412
11*728
12*581
12*648
13.520

273*648
310,746
349,547
353,543
362,239

1910
1911
1912
1913
1914

58*351
63*351
69*620
68*577
70*673

22,166
22*842
24,744
25*846
27,446

13.572
14.095
13.786
11,813
12,150

22*611
26*414
31*090
30*916
31*077

94*042
94,141
97,979
100*081
89*964

3.813
2,648
2,731
4.021
3.817

24*222
23.192
24*086
25*365
25*021

66,007
66*301
71.162
70.695
61*126

16.765
18.053
20.252
16,596
24,746

412.847
434.357
469.984
491.654
493.193

1915
1916
1917
1916
1919

74*874
80*292
109,413
146*163
199,791

27,323
26,352
36*000
79*277
125*074

13*219
14*478
19*146
17.613
18*866

34*332
39*462
54*267
49*273
55*849

89,172
112,900
135*825
118,702
139,233

3,108
4*476
4*329
11,313
13*366

23*496
24*271
27.133
19,446
22.332

62.566
84,153
104.363
87,941
103,535

22*672
24*646
26*739
27,417
36*215

497.609
557,182
671.008
704,625
819.025

1920
1921
1922
1923
1924

166,374
164,153
165*460
188*946
181*098

82*614
77*894
74.083
87*199
75*908

22*896
24.700
28*612
27*358
29*990

60.864
61,559
62*765
74,391
75,200

147,942
131*504
136*111
144,974
150,654

16.588
15*313
15,930
17,880
16,432

26.424
25.160
23.752
23.292
25*390

104,930
91,031
96,429
103,802
108,832

39*923
37*854
39*580
42,653
42,960

927.261
890.642
875,774
967*162
968.748

1925
1926
1927
1928
1929

185*382
193,172
207.137
227*655
225*769

71.199
68.968
66.984
70.377
69*125

32.451
31.639
26*931
27*752
27*415

81,732
92*565
109*222
129.526
129.229

159,173
178.907
163*713
160*385
149.514

17*262
18*331
17*649
17.721
18.024

25*227
27.015
26*746
24*202
27,677

116,684
133,561
119,318
118,462
103*813

52*981
58,441
56*843
58*997
61*994

1.013.443
1*103*997
1*101*455
1*109.576
1.107,770

1930
1931
1932
1933
1934

205.333
200*201
183*531
146.194
209,515

59*086
67*573
76,375
69*526
112*357

21*671
21*044
16*248
11*251
14.747

124.576
111.564
90*908
65*415
82*411

169,574
170*630
127,458
109*903
166*907

18.862
13*832
11,768
6,686
10,045

29.702
33.192
23.775
18*885
16*324

120.990
123*606
91,915
84*330
140*536

61*173
b4*065
46*994
38*221
36*491

1.041*410
893.718
707.142
515.255
626.402

1935
1936
1937
1938
1939

278,225
349*354
400*363
384.782
395*766

176.630
219*212
256.104
256.328
269.507

22.721
36.136
48,177
46,076
53,235

78*874
94,006
96*102
80*376
73*024

224,154
245,596
257.055
272*895
310,873

17*810
16*219
20,180
17,181
21*969

19*082
25*159
27*380
25,188
24.605

167.262
202,220
209,495
230*526
264.099

37.564
39.354
37.777
35.453
32.614

748,745
862,743
9i>3.169
9&0.879
1,022,317

1940
1941
1942
1943
1944

377,739
407*262
540*204
1,048*267
1,381*538

256.208
290*203
413,802
909,513
1,250*509

55*592
57,626
62,509
75*837
76*626

63*939
59*433
63*893
62.917
54.403

367,891
413,895
496*891
548,038
607*919

20,092
25,119
28,477
39.075
44*781

25.629
31.917
38.111
44*074
47,505

321,970
356*859
430*303
464*889
515*633

30.047
27,587
25.595
23*290
21*022

1,094,373
1,216.785
1,405,648
1,909,474
2,305,551

1945
1946
1947
1946
1949

1,774,940
1,946*614
1*763*650
1.771.278
1.746.533

1*644,689
1,794.518
1*608*217
1*595*641
1,570,546

75*209
76*615
88*979
106.161
111*508

54.842
75*681
66*454
69,476
64,479

654.531
638,783
653*083
690*498
664*970

45,236
48.137
63.935
67.279
52*863

48*502
45,289
54,121
65*337
65,174

560*793
545.357
535.027
557*862
546,933

20*930
20.771
20.837
22,703
24,016

2.776.564
3.014.545
3.001,484
3.165.614
3,150,644

1950
1951
1952
1953
1954

1*835*862
1,807,568
1,892*052
1,967,671
2,060*405

1*644,638
,594.028
,662*672
,728*663
807*500

128,342
144*706
164*036
179*082
189.959

62*882
68*834
65*344
59*926
62*946

683*324
763.632
819,412
654,535
860*154

80*178
101*702
102*167
105*072
94*899

62.456
59.943
71*983
81*340
83.741

540,690
601.987
645*262
668*123
681*514

25,436
28.011
31.746
32.577
37,223

3,340,404
3,524*212
3*747.235
3*973*184
4*149*186

849*920

114.902

84.542

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

336

Indiana

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1896
1899

66.550
71,427
86.756
106.710

3*014
4.504
5.014
7,710

204
249
1*246
2*466

54*245
57.143
69*459
86.301

9*087
9*531
11.035
12*233

1900
1901
1902
1903
1904

130*402
146.032
176*184
194.645
198*932

10,610
13.745
16*646
17,033
16,052

2,869
3*112
4.424
6*089
4*626

100.319
107,677
124*990
137*933
136*982

16*584
21*496
30,122
33,590
41,270

1905
1906
1907
1908
1909

203,945
229,532
261.686
260,594
265,966

18,630
18,593
21,023
25*163
22,647

3.068
2*530
5.092
4*896
2*871

137*163
147.543
169*004
177*342
181*040

45*084
60*866
66*569
53.193
59.410

1910
1911
1912
1913
1914

308,067
323,269
351,344
369.651
365.901

26.115
28.602
30.537
30.120
27*778

1.566
1*562
1,963
2*162
2*692

202*712
208.853
222.930
248.393
236.738

75.674
84.252
95.894
66*976
98.693

1915
1916
1917
1918
1919

370,594
427,480
534,874
548,619
639,740

28,266
35,756
46*716
39.002
42*290

2*361
2*234
2*165
13*359
7.554

234*871
259*356
316.207
320*366
391*786

105.096
130.134
169.784
175.892
198*110

1920
1921
1922
1923
1924

721,430
686.134
698,060
773.858
780,796

41,053
35*670
39*017
40*794
43,665

2*208
2*493
1*340
3*646
1.808

396,960
369*779
374*644
411*596
401*246

281,209
280.192
283*059
317.822
334*079

1925
1926
1927
1928
1929

828,004
890.606
880,695
889*329
873,970

49,259
57,662
47,810
44,097
37,991

1,990
2*370
1*747
1*966
3.149

418*925
448*579
433*667
423.834
422*997

357*830
381,995
397*451
419*432
409*633

1930
1931
1932
1933
1934

625*462
728.743
556.745
414,001
517,591

40,850
41*784
26,771
24,317
39,897

1*401
3*157
2*040
1*564
10.730

429*050
337*216
270*050
232*100
260*574

354.161
346.586
257.884
156,020
206.390

1935
1936
1937
1938
1939

649.102
762.206
847,783
842,540
911.807

55.546
55,655
59.824
60*502
64.227

4*795
16.399
6*701
12*526
17*003

339.716
415*918
470.135
452*319
501.520

249*043
274*234
309.123
317*193
329*057

1940
1941
1942
1943
1944

981,341
1.097,820
1*283,472
1,781,241
2,167,340

78.489
86*146
101*263
108.547
112,187

17.840
21.034
28*771
117.613
243*805

540*596
628*377
792*336
1,147.395
1*294*582

344,414
362*263
361*102
407*686
516*766

1945
1946
1947
1948
1949

2,627,570
2,851,459
2,824,560
2*976,925
2.949,404

126,894
114,776
105,939
100*079
65,921

324*015
212*914
24.175
49*240
37,639

1*501*369
1*722.700
1*827*782
1*930*052
1*912*423

675*292
801*069
866*664
897*554
913*421

1950
1951
1952
1953
1954

3*124.250
3.294*686
3*499.592
3*705*603
3*861*333

97,946
103,229
116.013
118,858
123,435

68,337
94,804
102.166
70*009
105.163

2,023,072
2*154,430
2*266*098
2,415,582
2*473.386

934*895
942,223
1,013,315
1,101*154
1*159,349

1955

116*123

2.598*797

Indiana

337

Table JTAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

110,966
115*740
125*089
149*401

422
432
431
452

55
6
40
129
93

5*750
6*642
6*958
8*345
10*564

1.157
1*407
1*630
3*515
3*201

28,916
29*692
32*284
34.007
37,361

10*095
10*549
11*357
13*483
15.267

176*377
194,528
228,453
254,124
265,438

489
520
560
625
473

114
253
190
683
537

13*152
16*505
17.574
19*596
21*194

3*153
4*428
5*219
4*319
3*965

37.763
41*335
44*648
48*266
46*608

15.521
18.693
20*226
20*085
21*967

273*648
310,746
349*547
353*543
362,239

674
706
745
793
801

969
1*400
1*291
1*065
3*202

22*930
23*304
25*061
25*207
25*364

4*338
7*056
8*662
8903
9.079

52*070
52*579
54*764
58*206
58*471

24*473
26,747
28.862
28,622
31,176

412,847
434,357
469*984
491*654
493,193

847
869
693
936
924

3*054
3*261
3*332
16*899
24*008

26*084
25*896
26*150
26*260
26*217

3*171
3i947
4.774
11*564
20.560

61*088
61*935
62*720
64*130
65*281

33*618
34*663
39.158
37*153
43*219

497,609
557*182
671*008
704,625
819,025

44*333
40*571
18*767
27*045
21*379

26,588
27*039
27*467
28*255
27*574

15,724
15*664
4*758
4*972
4*049

69*420
72,409
75*362
79.266
79.236

49.766
46.605
51,360
53*764
55*712

927*261
890,642
875,774
967,162
968*748

18*513
42*109
48*774
48*413
56*759

25*074
24 360
22*775
21*901
21*634

3*943
5*264
4*275
4,757
6*968

79.413
80*140
80*216
78.807
78.417

58*496
61,518
64*720
66*369
67*822

1,013*443
1.103.997
1,101*455
1*109*576
1,107,770

1,028
966

13*869
9*898
17*854
7,628
820

23 >459
21*639
22 t 299
13*373
14*613

35.648
8*644
3,695
4*042
5,037

75*655
64*999
57,089
39*796
54*796

67*317
59.795
49,260
36*413
33*545

1,041,410
893*718
707*142
515,255
626,402

915
812
695
492
521

449
381
232
92
2

4*043

4*431
2*724
3*214
2*364
2*275

58*318
59*225
58.189
58,320
56*919

32*402
38*207
43.751
47.563
51*314

748,745
862,743
953*169
950*879
1*022*317

552
542
530
520
512

2,747
3,179
3,236
3*082
3*762

56*346
55*957
55*568
55*508
56*649

53*927
59.827
63*371
69*642
77.599

1,094,373
1*216*785
1*405*648
1,909,474
2,305*551

507
506
503
500
499

4,439
5*631
7347
8*966
11,110

56*511
57,464
57*961
58*749
59*726

88*044
99.991
111*546
120.874
130*354

2*776*564
3*014,545
3*001,464
3,165*614
3*150,644

497
495
494
492
490

13*334
14,265
19*156
25*069
26,591

60*509
63*444
65*395
67*313
73*312

142.161
151.567
162*992
175.149
187.725

3.340*404
3*524,212
3*747*235
3,973*184
4,149,186

491
487
485
484
480

26*678

75,666

200*538

1905
1906
1907
1908
1909

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

Number
of
banks

10*032
9*762
8*128
8.872

1902
1903
1904

1914

Total
liabilities
and capital
accounts

28,976
29*213
25.549
26,179

1901

1913

Surplus and
other
capital
accounts

503
593
481
900

1900

1912

Capital

4*707
4*581
4*143
4*740

1898
1899

1911

Other
liabilities

218
164
32

1896
1897

1910

National
bank
notes

Borrowings

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

12
2
1
1
1

1945
1946
1947
1948
1949

50
100
50

1950

150
250
100
50
225

1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

986
995
*014
,036
,034
,057
,083
,094
*110
,108

097
,087
.065

338

Indiana

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
I^oans

Loans
Year
Total

Real
estate

All

Collateral

Year

other

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

64*631
62*384
64*324
70*697

5*912
6*299
6*810
8*597

10*317
10*045
12,291
11,992

48,402
46,040
45,223
50*108

1900
1901
1902
1903
1904

85*336
96*382
118*606
133*807
139*875

10*516
14*305
16*943
19*839
22*679

13,744
16,996
23.582
30*015
30*513

61,076
65,081
78,081
83,953
86,683

1920
1921
1922
1923
1924

560*943
544*345
521*914
576*197
579*118

135,476
134,831
137*999
155.027
160*736

94*311
76*558
75.701
82.370
60.529

330,956
330,956
308*214
338,800
337,853

1905
1906
1907
1908
1909

143*875
173*608
196*480
192*846
204*789

27*431
34,975
39*223
40,296
45*178

29*638
36,497
44*185
40,158
37,738

86,606
100*136
113*072
112,392
121,873

1925
1926
1927
1928
1929

599,981
656*129
655*355
643*600
650,428

170,182
169*064
190*545
188*145
165*569

87,487
111,093
106,496
109.816
99.774

342,312
355,972
356,314
345,639
365,065

1910
1911
1912
1913
1914

234*684
249*086
271*643
293*467
296*482

53*623
60*152
67*352
71*189
69*662

42,837
44*636
47*658
50,313
461377

138,224
144*298
156*833
171*965
160,443

1930
1931
1932
1933
1934

565*634
448*757
329*046
205*235
195*859

171.579
133*207
105,101
72,709
66,580

84,893
71,160
50,636
30*479
33*127

329,162
244,390
173*311
102,047
94,152

1915
1916
1917
1918
1919

299*903
328*294
387*146
401*134
433*188

74*715
81,071
96*659
99*359
106*183

51*672
51*023
60,134
57*887
68,663

173*516
196*200
230*355
243*886
258,342

1935
1936
1937
1938

195,047
215*473
245*582
245,774

66,326
72,832
83*255
91*986

27,476
28,357
27*802
27*345

101,245
114,264
134*525
126*443

Loans '

Year
Total

Commercial,
industrial,

For purchasing or
carrying securities

and

To brokers

agricultural

and
dealers

Real estate

To

On

others

farmland

On
residential
property

Other

Other
loans

All

to

other

individuals

1939

272*013

104*001

5,435

22,359

67*053

16*152

56*453

1940
1941
1942
1943
1944

307*882
357*405
332*656
281*075
287*250

122,003
145,856
123*478
90*110
92 596

602
492
324
208
363

4*754
4*083
3*405
9.575
20*962

23*143
23*911
23,723
24*001
26*287

78,265
92*839
99*620
98*907
92*919

17,666
19,645
18,602
15,776
12,783

29,364
28*942

61*429
70,579
63,504
13,134
12,378

1945
1946
1947
1948
1949

319*394
400,601
554,161
667*789
699,801

95.987
136,196
209,586
244*408
246*921

1*670
1*824

760
936
693

36*259
21.212
12*676
9*644
9*102

26*748
34*086
40,100
43,567
43,616

93*154
119*567
159,523
193*673
211*579

13*245
21*341
29,179
36*052
39.703

34*908
55*099
91*333
131,035
142*338

13*423
11*276
11,004
13,016
12*160

1950
1951
1952
1953
1954

779*325
906,966
984*712
1*096,466
1*167,448

267,020
321,930
338,192
360*186
391*552

1*239
1*638
2*505
2*969
3*469

8*665
9.209
9*751
10.221
10*568

45,073
48,942
49,540
50*722
52*085

236,055
269*444
296*973
330*697
356*405

41*108
46,760
54*123
60*376
64,861

176*309
204,510
233*252
279,648
265*396

12*476
13*384
11*277
16,151
16,813

1953

1,319,320

441*802

5*957

12,011

56*743

399,177

75,546

329*168

17,475

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are noj entirely comparable with prior figures. Total loans
continue to be shown net.

Indiana

339

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Bonkers1
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

639
614
824

10,526
11.539
12*892
13*440

14,220
18,773
23,207
34,237

4*565
5,140
5,090
5,279

106,452
110,857
119,437
143,126

1896
1897
1898
1699

11,851
12i407
13*100
1B451

6*840
7,012
7,909
10,897

1.798
2*301
2*246
3*044

3.213
3*094
2*945
4,510

25.385
30,926
36,923
48,699

1,022

1900
1901
1902
1903
1904

22*874
27.120
28f586
33.144
37.574

11,786
12*721
13,307
14*325
16,105

4,203
5*460
5*616
6*966
9.245

6*885
8*939
9,661
11*851
12*224

53,545
57,764
66*469
70*110
68,996

1*272
1*219
1,519
1*392

14.614
14.941
15.887
17.597
18,172

38*106
41*551
49,363
50,994
49*432

7,605
5,533
6,269
7,511
8*669

169,360
186,799
219,930
244,572
255*114

1905
1906
1907
1908
1909

39*521
41.777
49.656
52*323
54.977

17,479
16*411
20*832
21,491
21*762

6*131
7,999
10,563
10,591
11*970

13*911
15*367
18*261
20*241
21*245

71,054
71*760
78*269
83*913
77*011

1*664
1*999
1*997
2*032
2*328

18*449
18,393
19,038
22*678
22,205

50*941
51,368
57,234
59,203
52,478

8*268
11*561
12*454
12,543
13*413

262*718
298.706
336*859
341*625
350,190

1910
1911
1912
1913
1914

56*255
61.273
67*780
66.972
69,153

22*042
22,715
24*618
25.720
27.320

11*669
12*146
12*447
10*350
10.771

22*524
26,410
30.715
30.902
31,062

92,269
92,359
96,233
96*285
68,213

3,793
2,636
2,706
3,993
3,757

23.941
22.929
23*656
25,080
24.725

64,535
66*792
69.671
69.212
59.736

16*646
17*946
20*008
18*346
24,526

399,856
420*664
455,864
477,070
476*379

1915
1916
1917
1916
1919

73.415
78*797
107*399
143*252
195*626

27.284
26.352
36*000
78.565
122*971

12*141
13*377
17*708
16*092
17,487

33*990
39,068
53,691
48*595
55*166

87,254
110,649
133*687
117,053
137*164

3,077
4,459
4,314
11,258
13*295

22*690
24*009
27*008
19*245
22.103

61.287
82.381
102.365
86.550
101.766

22,341
24*309
26,433
27,170
36,023

482,913
542*249
654,667
688*609
602*001

1920
1921
1922
1923
1924

163*054
160*479
162*100
185*299
177,355

81*135
75,745
72*199
85.668
73.872

22*156
23*747
27.722
26.124
29,037

59.761
60*987
62.179
73.498
74*446

145*468
129.399
133*805
143.119
146,436

16*546
15*250
15*867
17.772
16.378

26,193
24*916
23.507
23,144
25,184

102.729
89.233
94.431
102.203
106,874

39*624
37*544
39,315
42,290
42,807

909,069
871,767
857,134
946,896
947,716

1925
1926
1927
1928
1929

181*093
189,392
203,340
222,742
220*659

68*830
67*465
67*102
67.924
66,186

31*422
30*471
27*991
26*596
26*445

80*841
91.456
108.247
128.220
126*028

157*067
176.575
161*010
156,890
147.249

17,238
18,307
17,613
17,683
17.992

24,580
26,370
25*764
23*175
26,297

ai5249
131,898
117.633
116.032
102.960

52.837
58,247
56.551
58,678
61,676

990,978
1,080,343
1,076,256
1,081,910
1,080*012

1930
1931
1932
1933
1934

200*566
195,522
180,259
143,574
206*578

58,175
65.385
74*833
68*315
111,242

20.037
20*043
15.591
10.749
14,136

122*356
110*094
89,835
64*510
81*200

166,771
167,902
125*423
108.395
164*578

18,643
13,794
11,740
6.667
10*004

29.614
31*681
23,416
18*584
16*136

118.314
122,227
90,267
83,144
138*436

60,640
53,718
46,381
37*497
37*623

1,013,813
855,899
683,111
494*701
604*638

1935
1936
1937
1938
1939

274*167
343*916
393,375
377,664
389.680

173*965
215.570
251.330
251,692
265*925

21*833
34*806
46*444
45.784
51,024

78,369
93.540
95.601
79*988
72*731

220.442
241,883
253*329
268,910
306.287

17.712
18,119
20,085
17,076
21.886

16*943
24*991
27*162
25*006
24*564

183*787
198,773
206,082
226,826
259,837

36*337
38*002
36.501
34,156
31*717

725.993
839.274
928,787
926.504
999.697

1940
1941
1942
1943
1944

371*915
400,145
531*325
1,034,826
1*362*485

254,734
265*463
407*262
898*823
1*233*513

53,393
35.877
61.088
74.520
75.734

63.788
58.805
62*975
61,463
53*238

362.232
408,759
492,195
542,462
602,372

20.032
25,025
28,235
38,971
44,670

25*437
31*524
37,923
43,522
47*120

316,763
352*210
426.037
459*969
510,562

29,196
26,961
25*211
23,006
20,854

1.071.225
1,193,270
1*381,367
1,881,369
2*272*961

1945
1946
1947
1948
1949

1*748,975
1*915,548
1,732*524
1,742,218
1,718,707

1*621*126
1,766,081
1,579.416
1*566*634
1*544,797

74.475
75.914
66*399
105.792
111.363

53*374
73.553
64*709
67,792
62*547

649.480
634,557
646*893
686*542
661,262

45.142
48,016
63,603
67,166
52,750

48*129
44*938
53,780
65*114
64,906

556.209
541*603
531,310
554.262
543,604

20.794
20.698
20,787
22*664
23,978

2*738.643
2*971,404
2,956*365
3*119*213
3*103*746

1950
1951
1952
1953
1954

1.806*463
1,761*880
1*864,041
1,938,291
2*030,940

1,618*933
1*570*250
1*637*284
1*703*510
1*782*525

128.231
144*606
163.729
177*457
186,287

61,299
67*024
63.028
57*324
60*128

679,606
759*830
815, 208
850.358
856,389

80*051
101*559
101*664
104.906
94.741

62*170
59*633
71,661
81*025
83,487

537,385
398,638
641*683
664,427
678,161

25,285
27,622
31,570
32*400
37,059

3,292t>79
3,476V500
3,695.531
3.917,535
4,091.636

1955

2,049*810

1*780*776

207,291

61,741

645,532

114,593

84,209

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

825

4,253,732

340

Indiana

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

1896
1897
1896
1899

62*575
67.148
81,707
103,059

3*014
4.504
5.014
7,710

1900
1901
1902
1903
1904

124*014
138,975
166,372
185*844
189*418

10,610
13,745
16,648
17,033
16,052

1905
1906
1907
1908
1909

193,867
218,433
249,979
249,659
254,996

1910
1911
1912
1913
1914

U.S.
Government
204
249

Other
demand
54*245
57*143
69*459

Other
time
5*112

86.301

5*252
5*966
6*562

4.424
6*089
4.628

100,319
107,677
124,990
137*933
136*982

10*196
14*441
22*310
24*769
31*756

18,630
18,593
21,023
25,163
22.593

3,066
2*530
5*092
4*896
2*871

137,163
147,543
169*004
177*342
181,009

35*006
49.767
54,660
42.258
48.523

296.230
310,882
338*647
356,595
352,620

28.115
28,572
30.517
30,120
27,752

1*566
1*562
1*983
2*162
2*692

202,712
206,853
222,890
248*338
236.686

63.637
71,895
83,257
75.975
85.486

1915
1916
1917
1918
1919

357,575
414,388
520,513
534*590
625,072

26*181
35,727
46,694
38,971
42,224

2*361
2t234
2*165
13*359
7.554

234,443
258.943
315*862
320*029
391*540

92*590
117*484
155*792
162.231
183.754

1920
1921
1922
1923
1924

705.400
671,574
681,824
756*223
762,595

40.937
35,565
38,902
40,477
43.534

2*208
2*493
1*340
3*646

393,406
369,481
374*334
411,190
400,654

266.849
264.035
267.248
300.910
316.399

1925
1926
1927
1928
1929

808,375
870,069
856,667
864,625
849,305

49.154
57,563
47,710
43,923
37,831

418,505
448,515
433,258
423,665
422*646

338*726
361*621
375*952
395*251
385*677

1930
1931
1932
1933
1934

801,026
704,154
536*788
397,024
499,090

40,700
41,355
26,679
24.208
39,731

10.730

426.024
336,939
269,566
232*001
260*162

332*901
322.703
238.503
139.251
168*447

1935
1936
1937
1936
1939

629*504
741,891
826,687
821,467
892,212

55,376
55,568
59,745
60*422
64,133

4*795
16.399
8*701
12*526
17,003

339,265
415.499
469,205
451*363
500,636

230*068
254.425
269*036
297.156
310*440

1940
1941
1942
1943
1944

961,106
1*077*346
1,262,336
1,756,471
2*138,158

76,433
86,069
101,192
108.427
111,804

17,640
21,034
28,769
117,357
243,751

539*526
627,224
790,966
1,145,525
1,292,661

325.307
343*019
341.369
385.162
489.942

1945
1946
1947
1948
1949

2*593.160
2*812*009
2.783*273
2,934,539
2*906*798

126*830
114*712
105.683
100.024
85*666

323*698
212.455
24*095
49*160
37.619

1*499*070
1,719*672
1,824,988
1,926,860
1,909,331

643.582
765*170
828*307
858*475
873*982

1950
1951
1952
1953
1954

3*080*825
3*251.449
3*452*580
3*654,802
3*808*921

97*907
103,194
115,988
118.823
123,399

68.307
94,764
102,078
69.978
105,052

2*019,609
2*151*306
2,264,440
2,411,648
2,469,592

695*002
902*185
970*074
1*054*353
1*110*878

116.087

104.269

1*248
2*466
2.889

3.112

1.808
1,990
2.370

1.747
1,966
3.149
1.401
3,157
2*040

1.564

1.138.678

Indiana

341

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1896
1897
1898

National
bank
notes

Borrowings

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
191*
1915
1916
1917
1918
1919
1920
1921
1922
1923
192*
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

216
164
32

4.707
4.581
4.143
4.740

503
592
479
900

28*976
29*213
25*549
26.179

9.473
9.159
7.527
8*248

106*452
110*857
119*437
143*126

417
427
426
447

55
6
40
129
93

5*750
6.842
6.956
8.345
10.584

1*154
1.405
1*630
3*514
3.201

28.918
29*692
32.284
34.007
37*361

9*469
9.879
10.646
12.733
14.457

169*360
186*799
219*930
244*572
255*114

484
515
555
620
668

114
253
190
683
537

13.152
16*505
17*574
19 i 596
21*194

3*149
4*426
5*212
4.319
3*965

37*763
41*335
44*648
48*266
48*608

14*673
17,752
19*256
19*102
20*890

262*716
298.706
336,659
341*625
350*190

669
701
740
788
796

969
It400
1*291
1*065
3*202

22*930
23.304
25*061
25*207
25*364

4*338
7025
8*662
8.903
9*079

52.070
52.579
54*764
56.206
58*471

Z3*319
25.474
27.439
27.094
29*643

399.856
420*664
455.864
477*070
478*379

842
664
888
933
919

3*054
3*261
3.332
16*699
23*706

26*084
25*896
26*150
26.260
26*217

3*109
3.947
4*774
11*564
20*552

61*066
61*935
62*720
64*130
65*281

32*003
32*622
37*178
35.166
41,171

482.913
542*249
654,667
688*609
802*001

981
990
1*009
1*031
1*029

44 i 333
40.571
18.767
27.045
21.379

26i.588
27<>039
27 i>467
28 f 255
27574

15*715
15*456
4*758
4*972
4*049

69*420
72.409
75.362
79*268
79*236

47*633
44*718
48.956
51,133
52*863

909*089
871.767
857.134
946,896
947*716

052
078

18.513
42.109
48.774
48t413
56.759

25*074
24*360
22*775
21*901
21f*834

3*943
5.264
4.275
4*757
6*966

79.413
80*140
80*216
78*807
78.417

55,660
58*401
61,549
63*207
'64,729

990*978
1*060*343
1*076.256
1*081*910
1*080*012

13*869
9*898
17*121
6*912
620

23 i 459
21 i 639
22 299
13.373
14*613

35*648
8.644
3.695
4*035
5*037

75.655
64*999
57*089
39.798
54*796

64,156
56*565
45,919
33,559
30*282

1*013*813
865*899
683*111
494*701
604*638

910
807
690
488
516

4.043

4*372
2.724
3.214
2.364
2.275

56*316
59*225
58*189
58*320
56*919

29*307
35*053
40*465
44.261
46*289

725,993
839.274
928*787
926*504
999*697

547
537
525
515
506

2*747
3.105
3*136
2.932
3*612

56*346
55.957
55.568
55*508
56*849

51.014
56.860
60.346
66*457
74*341

1*071*225
1,193*270
1,381,387
1,881*369
2*272*961

503
502
499
496
495

1899
1900

Other
liabilities

449
361
232
92
2

12
2
1
1
1

1940
1941
1942
1943
1944

.069
.105

103
.092

082
060
.023

981

1947
1948
1949

50
100
50

4.289
5.481
7.347
8.679
10*955

56*511
57*464
57*981
58*749
59.726

84*663
96*450
107*714
116*946
126.219

2*736.643
2*971*404
2*956*365
3*119*213
3*103*748

493
491
490
488
486

1950

150
200
100
50
225

13*309
14*236
19.104
25.019
26*483

60*509
63*444
65.395
67.313
73.312

137,886
147.171
158,352
170.351
182.895

3*292.679
3*476*500
3,695*531
3*917.535
4*091.836

487
483
481
480
476

1945
1946

1951
1952
1953
1954

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

4*253,732

342

Indiana

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

] -cans

Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

34.274
30.901
35*422
37.616

489
460
539
525

5*783
5.442
6*368
6.208

26.002
24*999
28*515
30*883

1900
1901
1902
1903
1904

44.718
51.179
60*103
70*157
71*856

596
731
1.031
1*281
1.222

7.051
8.635
12*192
15.136
14*443

37.071
41*813
46*880
53*740
56.191

1920
1921
1922
1923
1924

241.671
224.308
205.777
220.883
219*771

11.236
12.368
14.935
16,075
17.475

60*609
48,493
45*336
48*073
46.459

169*826
163*447
145*506
156.735
155.837

1905
1906
1907
1908
1909

75*392
91*100
102.569
99.519
105*380

1*300
1*727
1*856
1*917
2*067

15*362
20.410
21.940
22*664
24*545

58.730
68*963
78.773
74,938
78*768

1925
1926
1927
1928
1929

226.037
242.018
236.116
243.845
256*889

19.914
21.951
22.221
27,126
29,894

50.235
62.651
58,647
62,598
58*199

155.888
157.416
155*248
154.121
168.796

1910
1911
1912
1913
1914

120.356
123.425
132.398
137.977
138.188

2.591
2*886
3.514
3,609
4.269

27*244
27*544
29*706
33*101
29*845

90*521
92*995
99.178
101*267
104*074

1930
1931
1932
1933
1934

246.701
205.016
151*905
74.580
77*542

37.304
35.555
32.031
17.645
18.263

51*686
45.765
32.711
16.606
19.048

157.711
123.696
87*163
40*329
40*231

1915
1916
1917
1918
1919

136,179
148,321
171.352
177*191
184*792

5.349
6*093
8.061
8*916
9*038

34*765
33.953
39.434
37.794
43.711

96*065
108*275
123*857
130*481
132*043

1935
1936
1937
1938

75.467
88.129
109.427
108.224

16*442
21.842
28.429
32.888

16*143
16.225
15*618
15*725

42*682
50.062
65.360
59.611

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers ,
and
dealers

Real estate

To
others

57.058

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

5*191

28.922

6.450

1940
1941
1942
1943
1944

138.824
165.198
150.914
128,648
140.735

67.087
84.633
69*777
53*970
56*022

540
440
293
206
241

2.738
2.204
1.927
6*813
15*732

5*471
5.756
5*515
5.189
5*600

32*615
37.485
37.786
36.392
39.605

7.425
7.713
7.835
6.075
5*300

9.772
8*859

22.948
26*967
27*781
8*231
9*176

1945
1946
1947
1948
1949

162*833
19^,733
264,864
316*882
329.565

57*160
60*515
123*470
141*170
136,593

1*663
1*650
563
783
678

31*506
15)611
7*405
4.603
4.754

6*576
8.033
10.534
11*681
11*645

39.151
50*462
66.196
83.797
95.014

5*903
10*321
13*280
15.952
17*226

11.273
21.230
36.524
54*796
59*693

9*561
6*911
6.692
6*205
7*056

1990
1951
1952
1953
1954

378,004
476*343
521.191
586.646
637.607

151*667
191*244
201*183
216*483
233,679

804
1*435
2*034
2*397
2*786

4*149
5.537
6*336
7.228
7.269

12*523
14*654
14.859
15*753
16*017

108*064
132.700
149.705
165*889
185*582

16*945
26*147
29*315
33*627
36*015

76*270
101*314
116*263
141*692
150*596

7*895
9*196
6*416
11*247
12.143

1955

756.390

275,507

5.917

9*265

17*699

223.452

44*066

178*027

12.868

1
nc^iriiiiti^
U N U ou,
nj^urcs tur
Beginning JJune
30, I:/'KJ,
1948, figures
for vuriuus
various luuii
loan items urc
are hiiuwn
shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

and aic
are not
UK;
HIM entire
cuuicily comparable with prior figures,. Total loans
the luiui
total unu
continue to be shown net.

Indiana

343

Table 2-National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1699

9059
9*189
10*270
14*569

6*286
6*403
7.015
10*010

1*149
1*609

979
983

1.794
1.803
2*106
2.950

14,418
18*506
23.194
31,607

418
434
560
652

6*848
7,444
8*996
9*436

7.152
10*628
13*638
21.519

2*155
2*524
2*309
2*666

59*906
61,120
71,695
86*458

1900
1901
1902
1903
190*

17*119
20.069
21*747
24*311
26.195

10.722
11.758
12.625
13*852
15*615

2*258
2.934
3*220
3*692
3*735

4.139
5*377
5.902
6.767
6.845

33,138
36.508
40,724
43*806
41*361

638
883
820

1,235
1*005

10,055
10,756
11,371
12,400
12.951

22*445
24.869
28.533
30.171
27*905

2,575
2*580
2*428
3.904
4,069

97.550
110.336
125,002
142,178
144,001

1905
1906
1907
1908
1909

28.543
30.340
34390
39*033
39*881

17*253
17.925
20.414
21.153
21*264

3,985
**382
4.934
6.313
6*656

7.305
8.033
9.042
11*567
11*961

45.386
45.407
47*458
50,620
46*413

1*150
1*559
1*481
1,549
1,763

13*916
13,433
13.176
16.422
16*182

30,320
30,415
32,801
32*649
28*468

3,658
6*105
.6,936
7,506
8*256

152,979
172.952
191.353
196.678
199.930

1910
1911
1912
1913
191V

39.599
42.907
47.092
45.959
47*384

21*596
22*268
23,947
25,05*
26,666

6*23*
6*332
6*283
4*751
4*474

11.769
14.307
16*862
16.154
16.244

54,310
54,842
56*026
56.299
48*443

2*672
2*010
1*821
3*108
2,646

17,027
16*271
16*990
17.540
17*243

34.611
36*561
37.215
35.651
28.552

9,290
9,100
9*558
9,612
10.705

223.555
230.274
245,074
249,847
2*4.720

1915
1916
1917
1918
1919

51457
54*004
67.582
87.227
111*515

26*604
25,739
31,801
54*462
76*479

5.650
5.794
6*406
5*913
5.110

19*203
22,471
29*375
26*852
29,926

46*510
58,530
65.236
60*614
70,452

2*282
2,956
2*733
3*426
10,802

15.395
15*336
16*739
9*810
11.499

28*333
40*238
45,764
42,376
48*151

11*523
12,098
13,190
15,210
17*687

245*669
272.953
317,360
3*0.242
384,446

1920
1921
1922
1923
1924

87.745
85.078
90.192
103.221
93.635

53*660
49*301
49*438
57*371
49*073

5*748
6.290
8.369
7.991
8.566

28.337
29*487
32,385
37.859
35.976

73,490
62*774
65*600
67.391
69*832

13*384
11*508
12,551
13*1*9
12*39*

13.430
12*394
11*524
10*4*3
11*352

46*676
38*372
41,525
43*799
46*086

20,475
18,670
17,535
18*967
20,302

423*381
390*330
379.104
410*462
40**040

1925
1926
1927
1928
1929

97.131
100.176
106.150
118,188
115,444

46*095
44*677
43,600
46.259
46.270

9*865
9*766
8.940
6.306
9*084

41*171
45,733
53,610
63,123
60*090

73,435
80*918
75,426
74.833
71*930

12*891
13*405
12*894
13*117
14,169

11*199
11,479
11,319
9,496
9,271

49,345
56*034
51.213
52.220
48*490

22,219
22,573
22.633
23.665
25,408

418*322
445*685
4*0.325
460*531
469,671

1930
1931
1932
1933
1934

108,779
113,585
103.839
79,313
124,563

42*893
*7,158
50*891
*5.047
72.217

7*399
8*618
6*892
4.662
7*261

58,487
57,809
46*056
29.604
45.085

88*475
94.441
68*329
55.067
94*121

15,172
10.641
9*498
4,817
7.456

11,441
16.215
11.^89
8.028
7.367

61,062
67,585
47*242
42*222
78*798

25,603
2**148
22.603
13.729
15.189

469,558
437*190
346.676
222*689
311, *15

1935
1936
1937
1938
1939

160,918
204.061
223,716
224,855
235.668

110.892
136.633
149.827
158.196
168.26*

11*139
17.981
26*693
26.746
29,233

38*887
49**47
47*196
39*913
38.171

124.600
134,072
142.766
153,485
179.401

13.580
14,623
16,157
13*700
15,839

9.069
12*220
13*836
12.481
12*139

101,951
107*229
112.771
127,304
151.423

14,7*2
1*,332
1*.289
13*463
13*271

375,727
4*1,094
490,198
500*027
550,836

19*0
1941
1942
1943
1944

223.125
240.731
322*178
597,086
771,291

156*730
173.243
246*08*
511,444
688*961

32*600
35.895
40.082
51.479
52*226

33,795
31,593
36.012
34,163
30,10*

218,461
233.097
282,704
303,977
341,006

15,433
18*283
21*990
31,365
34*695

12.741
15,P52
19*986
22*123
23*610

190*287
198*962
240*728
250*489
283.,501

12*465
11*988
11*377
11,712
11*423

592,875
651,014
767,673
1,041, '+23
1,265,255

1945
1946
1947
1948
1949

966*356
1*022*734
894*468
917*265
922*837

886*2*4
^26*036
799.877
813*546
817.937

50*331
51.183
56*908
63,497
66,661

29,781
45,515
37,683
40.220
33.239

353,773
351,895
381*592
415,275
402,315

33*146
36*596
50.312
53*0^5
40.150

23*639
22.005
26*464
33.175
J2.523

296,986
293,294
304*016
329. DOS
330*142

11*906
11*917
11,925
13,292
13*586

1,494,866
1,581*279
1,552,849
1*664*714
1,668,803

1950
1951
1952
1953
1954

985.398
980,292
1*02*. 472
1*050,658
1,138,354

874*931
857*490
893.853
920.544
998*684

72*456
80*241
91.085
95.601
102.396

38.011
42,561
39,534
34,513
36.774

405*246
475,318
508,324
530*456
538080

59.282
83.759
83*326
87.823
79,662

30.984
29*512
37,134
42.141
43.191

314,980
362,047
387,36*
*00,*92
415,227

14,390
17,108
19,975
19,907
23,444

1,783*036
1*949,061
2 * 0 7 3 , <?62
2.187.667
2 * 3 3 7 . '*65

1955

1,214,074

1*040*532

130,234

43,258

561*415

102,269

45,587

*13559

26,257

2.558.136

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

344

Indiana

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government
204

1896
1897
1898
1899

34(815
36*661
47.723
61*636

2.727
3*986
4.801
7.330

1900
1901
1902
1903
1904

70*633
81*343
94*643
106*377
104*850

10,288
13*552
16.265
16*571
15.711

1905
1906
1907
1908
1909

110*102
121*484
135.795
136*981
136*210

18.207
17.819
20*155
22*152
19,296

3*068
2.530
5*092
4*896

1910
1911
1912
1913
1914

154*162
160*428
172,103
176,395
170*463

24*265
24*959
26*395
24*970
23.131

1*566
1*562

1915
1916
1917
1918
1919

169,474
196*761
239*154
247.280
278.495

22.768
28.545
35*965
29.785
34.170

1920
1921
1922
1923
1924

305.591
279.221
286*944
309,341
310,557

32*841
27*049
29*896
31*197
33.193

2.186

1925
1926
1927
1928
1929

329*964
353,252
352*279
371,368
372,755

37.541
44.407
35,023
33.539
29,335

1930
1931
1932
1933
1934

376,392
354,950
268*259
177.935
258.556

32*491
33,656
22.073
20,474
33*605

1935
1936
1937
1938
1939

331.358
397,140
443,684
449.377
496*881

47.295
48.835
52,805
53.934
57.281

1940
1941
1942
1943
1944

537,474
592,846
707,617
978.601
1,195,923

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

Other
demand

Other
time

31,121
31*615
40.747
50*865

763
811
927
975

56.358
63.201
72.224
81,752
62.294

1*096
1*478
1965
2217

86.083
97,905
105*726
104*075
105*755

2744
3*230
4,822
5,858
8*288

116.558
123.327
127,155
130*964
123*812

11.773
10*580
16*570
18*299
20*828

116,954
131.133
149*620
150.509
175,139

27*391
34*849
51*404
55*295
62*896

1.642

196,045
171,579
173.465
182.555
176.170

74*519
78*260
82*376
92*194
99*552

1*768
2.226
1*707
1*966
3*136

179.873
185*837
183,471
186,373
190,028

110*782
120.782
132,076
149.510
150*256

1.361

185,882
168*700
133,629
86*483
136,004

156*656
150*148
110,970
67*756
80*243

11,470
14.129

182*210
220*596
251,033
245,909
278,768

98*024
114*148
132*428
138*064
146.703

70*708
77.396
89.964
95,654
100*014

14,611
17*412
24,869
80*651
166*114

300,135
339,432
438*816
634*194
706.439

152*020
156*606
153*968
166.102
223*356

1.420.3B3
1.499*126
1.464,064
1.569.948
1*567.826

113.740
102*213
95,082
88.744
76,339

216.908
137.792
13.985
31*743
25*253

796.568
902.274
968.640
,047.111
,047*657

293*167
356*847
386*357
402*350
418*577

1.674.842
1,827.154
1.941.767
2.044.932
2.177,769

86.670
91*720
101.268
104.764
110.127

44*266
63*554
69,734
46,299
70*776

,118,550
,223,720
,283,673
,368,450
,428.721

425*354
448.160
487*092
525.419
568*145

107*426

249
1.248
2*466
2*889

3.112
4*424
6*089
4.628

2.871

1,983
2*162
2*692

2,361
2*234

2.165
11.691
6*290
2*333

1.207
3,395

2*446

1.587
1*222
8*704
3.829
13*561

7.418

1.730

Indiana

345

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1896
1897
1898

National
bank
notes

Borrowings

156
131
17

4.707
4.581
4.143

Other
liabilities

Capital

21

14.282
14*047

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

14.217
14.277

5,923
5,671
5,546
5,743

59,906
61,120
71,695

Number

of
banks

4.740

29
49
62

86,458

113
113
112
115

40
71
46

5.750
6.842
6*958
El* 345
10*564

78
73
134
1*408
1*280

14.309
15.331
16.618
17.969
18*467

6,733
6,747
6*609
8*008
8.774

97,550
110*336
125,002
142,178
144*001

117
132
144
157
172

1905
1906
1907
1908
1909

48
34
112
59
148

13.152
16.505
17.574
19*596
21.194

849
2.227
2.790
2.783
3*310

19,625
22*015
23.150
25.131
25.728

9,203
10.687
11*932
12*128
13.340

152*979
172,952
191.353
196.678
199.930

188
206
219
242
250

1910
1911
1912
1913
1914

128
141
181
369
872

22*930
23.304
25.061
25.207
25*364

3*870
3.493
3*566
3.170
2.966

27,885
27.453
27.558
27,858
27*850

14*560
15.455
16*605
16.848
17.205

223.555
230.274
245.074
249.847
244*720

261
261
255
254
255

1915
1916
1917
1918
1919

1*011
1*022
1*488
10*220
14133

26*084
25.896
26.150
26.260
26.217

2.722
2*821
3*288
8.990
17*335

28*332
28.247
28*412
26.487
28.593

18.046
18.206
18*868
19.005
19*673

245,669
272.953
317.360
340*242
384*446

258
256
255
258
253

1920
1921
1922
1923
1924

29*401
23*720
6*211
13*091
7.493

26*588
27*039
27.467
28.255
27.574

10*126
6.798
4.113
3*843
2.976

29*697
30*022
30.713
32.666
31.842

21,978
24.030
23.656
23*244
23*598

423*381
390*830
379.104
410.462
404*040

254
252
251
251
246

1925
1926
1927
1928
1929

4*701
8*987
4*816
5*123
10.311

25*074
24.360
22.775
21.901
21.834

3*144
3.105
2*502
2.434
3*830

31.948
31.765
32.445
32.675
32.933

23.991
24*216
25*508
27,010
28.008

418*822
445,685
440,325
460,531
469,671

246
240
233
227
224

1930
1931
1932
1933
1934

4.873
2.773
7.411
1.923
13

23.459
21.639
22*299
13.373
14.613

3.485
5.333
2.303
1.036
780

33*333
28*832
26.572
16.260
24.972

26*016
23,663
19.832
12,162
12,481

469,558
437,190
346,676
222,689
311,415

210
167
161
104
120

4.043

919
,062
519
351
.373

25.073
24.910
23,680
24,636
24.737

14.334
17.982
21.309
24,663
27,845

375,727
441,094
490,198
500,027
550,836

125
125
126
127
126

1940
1941
1942
1943
1944

.649
.828
1.864
1.816
2.196

24.596
24.566
24.597
24.682
26.113

29,156
31,752
33*595
36*324
41,023

592*875
651.014
767,673
1,041.423
1,265.255

125
124
124
124
124

1945
1946
1947
1948
1949

50

2.535
3.154
4.096
4.897
5.593

26*083
26,829
27.079
27.840
28.715

45,667
52.170
57.610
62.029
66.619

1,494.866
1,581,279
1,552.849
1,664*714
1.668.803

123
126
126
125
124

1950
1951
1952
1953
1954

100
200
100
50
200

6*572
7.773
10*593
13.703
15.272

29*090
32.965
34.055
35.205
41.028

72.434
80.969
87,447
93,777
103,216

1.783,038
1*949.061
2*073.962
2*187,667
2*337.485

125
125
125
124
124

1899
1900
1901
1902
1903
1904

47

1935
1936
1937
1938
1939

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

44.273

2.558,136

346

Indiana

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1897
1898
1899

30f357
31*463
28*902
33*081

5.423
5.839
6.271
8*072

4*534
4,603
5*923
5*784

20,400

1900
1901
1902
1903
1904

40*618
45.203
58*503
63*650
68*019

9.920
13.574
15*912
18*558
21*457

6*693
8*361
11*390
14*879
16*070

24,005
23*268
31*201
30*213
30*492

1920
1921
1922
1923
1924

319.272
320.037
316*137
355.314
359,347

124,240
122,463
123,064
136*952
143,261

33*902
30*065
30*365
34*297
34,070

161*130
167*509
162*708
182,065
182*016

190!
1906
1907
1908
1909

68*483
62*506
93*911
93.327
99.409

26*131
33,248
37,367
38*379
43,111

14.276
18*087
22,245
17,494
13,193

28,076
31.173
34*299
37,454
43,105

1925
1926
1927
1926
1929

373,944
414*111
419*239
399*755
393*539

150,268
167,113
168*324
161.019
155,675

37*252
48*442
47*849
47*218
41.575

186*424
198*556
203*066
191*516
196*269

1910
1911
1912
1913
1914

114.328
125*661
139.445
155.490
158*294

51*032
57.266
63.838
67.580
65*393

15*593
17*092
17.952
17,312
16*532

47,703
51*303
57,655
70,698
76*369

1930
1931
1922
1933
1934

338,933
243,741
177,143
130,655
118.317

134,275
97.652
73,070
55*064
50,317

33*207
25.395
17*925
13*873
14*079

171,451
120*694
66*148
61*718
53,921

1915
1916
1917
1918
1919

163.724
179,973
215*796
223.943
246.296

69*366
74,978
88.598
90,443
97.145

16*907
17*070
20.700
20.093
24.952

77*451
87,925
106*498
113,407
126.299

1935
1936
1937
1938

119.580
127.344
136.155
137,550

49*884
50*990
54*626
59*098

11.333
12*132
12*184
U620

56*363
64*222
69*145
66*832

1896

21,041
16.708
19*225

Loans'
Comm ere ial ,

Year
Total

and
agricultural

For purchasing or
carrying securities

Real estate

To brokers

On

dealers

residential
property

and

others

farm land

1939

Other

to
Other

All
other

individuals

38*131

9,702

35*154

1940
1941
1942
1943
1944

169,058
192*207
181*742
152*427
146*515

54,916
61,223
53,701
36*140
36,574

62
52
31
2
122

2.016
1,879
1.478
2,762
5*250

17,672
18*155
18,208
18*812
20*667

45.670
55.354
61*834
60*515
53*114

10,241
11,932
10,767
9,701
7,483

19*592
20*063

36*481
43,612
35,723
4*903
3*202

1945
1946
1947
1948
1949

156.561
205.868
289*297
348*907
370,236

38*807
55.681
86,116
103,238
110,328

7
174
197
153
215

6.753
5,601
5,271
5*241
4,348

22,172
26.053
29*566
31,886
31*971

54,003
69*105
93*327
109,876
116*565

7,342
11,020
15*699
20*100
22.477

23*635
33*869
54*809
76,239
62*645

3*842
4*365
4*112
4*811
5*124

1950
1951
1952
1953
1954

401*321
430*625
463.521
509*840
529.841

115,353
13C.686
137,009
143,705
157,873

435
403
471
592
683

4,536
3.672
3,415
2,993
3,299

32*550
34*288
34*681
34*969
36,068

127.991
136,744
149*268
164*808
172,823

22.163
22*613
24.608
26,749
26*846

98*039
103*196
114,989
137.956
134,798

4*561
4,166
4*859
4*904
4,670

1955

562*930

166.295

40

2*746

39*044

175,725

31,482

151*161

4,587

1
Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Indiana

347

Table 5State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
Obligations

1696
1897
1896
1899

2*792
3*218
2*830
3*882

554
609
894
887

1900
1901
1902
1903
1904

5t755
7*051
6*839
8*833
11*379

1*064

1905
1906
1907
1908
1909

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

221
180
264
370

3,678
4,095
3,896
4,004

7*068
8*145
9,569
12,718

2,430
2,616
2,281
2*613

46.546
49.737
47,742
56,668

1*560

10*967
12*420
13*729
17*092

963
682
473
490

1.945
2*526
2.398
3.276
5*510

2.746
3.562
3.759
5.084
5.379

20*407
21*256
25*745
26,304
27,135

187
389
399
284
387

4,559
4,185
4,516
5,197
5,221

15.661
16,682
20*830
20.823
21,527

5,030
2.953
3.841
3.607
4*580

71,810
76,463
94,928
102,394
111,113

10*978
11*437
15*266
13*290
15.096

226
486
418
338
498

4*146
3*617
5*629
4.278
5.314

6.606
7.334
9.219
8.674
9.284

25*666
26,353
30,811
33,293
30*598

514
440
516
483
565

4,533
4.960
5*862
6,256
6,023

20,621
20,953
24,433
26,554
24*010

4,610
5*456
5*518
5,037
5,157

109,739
125,754
145*506
144,947
150,260

1910
1911
1912
1913
1914

16*656
18*366
20*688
21*013
21*769

446
447
671
666
654

5.455
5*816
6*164
5*599
6*297

10.755
12.103
13*853
14*748
14.818

37,959
37,517
40*207
41*986
39,775

1*121

6,914
6,658
6,866
7,540
7,482

29*924
30*231
32,456
33*561
31*184

7,358
8,846
10,450
6*734
13,821

176,301
190,390
210,790
227,223
233,659

1915
1916
1917
1918
1919

21*958
24*793
39*817
56*025
84*111

680
613

4.199
24*103
46*492

6.491
7.583
11*302
10*179
12.377

14.787
16.597
24*316
21.743
25.242

40*744
52,319
68,451
56,439
66,712

1,503
1,581
2*832
2,493

7,495
8,673
10,269
9,435
10*604

32*454
42,143
56,601
44*172
53,615

10,818
12,211
13,243
11*960
18*336

237,244
269,296
337,307
348,367
417,555

1920
1921
1922
1923
1924

75*309
75.401
71.908
82*069
83.720

27*475
26*444
22*761
28*297
24*799

16*410
17*457
19*353
18*133
20*451

31*424
31*500
29.794
35*639
38*470

71,978
66,625
68*205
75*728
78*604

3,162
3*742
3,316
4,623
3,984

12*763
12*522
11*983
12,701
13*832

56,053
50,361
52,906
58,404
60,788

19*149
16,874
21*780
23*323
22*005

485,706
480,937
478,030
536,434
543,676

1925
1926
1927
1928
1929

83*962
89*216
97.190
104.554
105.215

22*735
22*788
23*502
21*665
19*916

21*557
20*705
19.051
17.792
17*361

39.670
45.723
54,637
65*097
67*938

83,632
95*657
85*584
82*057
75,319

4,347
4*902
4,719
4,566
3*823

13*381
14*891
14*445
13.679
17,0*6

65,904
75,864
66,420
63,812
54,470

30*616
35*674
33.918
35.013
36*268

572*156
634,658
635,931
621,379
610,341

1930
1931
1932
1933
1934

91.789
81*937
76*420
64*261
82*015

15*282
18*227
23.942
23.268
39*025

12*638
11*425
8*699
6*087
6*875

63*869
52*285
43,779
34,906
36,115

76,296
73*461
57,094
53,328
70,457

3.671
3.153
2*242
1*650
2*548

18*173
15,666
11*827
10.556
8,271

56,452
54,642
43,025
40,922
59,638

35.237
29,570
25*778
23*766
22,434

544,255
428,709
336.435
272,012
293,223

1935
1936
1937
1938
1939

113.249
139.855
169*659
152.809
154.012

63.073
78*937
101*503
93.696
97*661

10.694
16*825
19.751
19*038
21*791

39*482
44*093
48*405
40.075
34.560

95,842
107,811
110,563
115.425
126*886

4.132
3.496
3*928
3.376
6.047

9,874
12,771
13,324
12*527
12,425

81*836
91,544
93,311
99,522
108,414

21.595
23*170
22*212
20*693
16.446

350*266
396*180
438*539
426*477
448,861

1940
1941
1942
1943
1944

148.790
159.414
209.147
437.740
591.194

98.004
112*220
161.178
387.379
544*552

20*793
19*982
21.006
23.041
23*508

29*993
27.212
26,963
27*320
23.134

143*771
175,662
209*491
238*465
260*566

4.599
6,742
6.245
7,606
9,975

12,696
15,672
17,937
21*399
23*510

126,476
153,248
185,309
209,460
227,081

16*731
14.973
13.334
11*294
9,431

478*350
542*256
613*714
839*946
1*007,706

1945
1946
1947
1948
1949

782*619
892*814
838*056
824.953
795*870

734*882
840*045
779.539
755*086
726.860

24*144
24*731
31*491
42*295
44*702

23,593
28*038
27,026
27.572
24.308

295.707
282*662
267.301
271,267
258,447

11,996
11*420
13,491
14*071
12*600

24,490
22,933
27,316
31,939
32*385

259*221
248,309
226*494
225*257
213*462

8.668
6.781
8*862
9.372
10*392

1*243*775
1*390*125
1,403,516
1,454.499
1 ,434,945

1950
1951
1952
1953
1954

823*065
801*588
039*569
887*633
892*586

744.002
712.760
743*431
782.966
783*841

55.775
64*365
72*644
81*856
85.391

23,286
24,463
23*494
22*811
23*354

274,360
284*512
306,684
319.902
316*309

20*769
17,800
18,538
17*083
15*079

31,186
30*121
34,527
36,684
40,296

222.405
236,591
253,819
263*935
262*934

10*895
10,714
11,595
12,493
13,615

1,509*641
1,527.439
1*621,569
1*729, 068
1*754,351

1933

833*736

740*246

284*117

12*324

38,622

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

819

1.318
1.097
1.435

1*419
1*291
839

628
885
885

1*109
795

348

Indiana

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other

Other
time

1896
1897
1896
1899

27t760
30*487
33*984
41.423

287
518
213
3BO

23,124
25,528

4,349

28,712
35,436

5*059
5*607

1900
1901
1902
1903
1904

53.381
57,632
73729
79.467
84.568

322
193
383
462
341

43*961
44,476
52,766
56*181
54,686

9*098
12*963
20*560
22*824
29,539

1905
1906
1907
1908
1909

83.765
96.949
114*184
112.678
118.766

423
774
866
3,011
3,297

51,080
49,638
63,278
73,267
75,254

32.262
46,537
50*038
36,400
40,235

1910
1911
1912
1913
1914

142.068
150.454
166.544
180.200
182.157

3,850
3*613
4*122

86*154
85*526
95.735
117*374
112*876

52*064
61*315
66*687
57,676
64*660

1915
1916
1917
1918
1919

188.101
217,627
281,359
287,310
346,577

117.489
127.810
166*242
169*520
216*401

65*199
82.635
104.388
106.936
120*858

1920
1921
1922
1923
1924

399*609
392.353
394*880
446.882
452.036

9*006
9.280
10.341

22
160
133
251
166

197*361
197*902
200,869
228,635
224,684

194*330
185,775
184,672
206*716
216.847

1925
1926
1927
1926
1929

478*411
516*817
506.368
493.437
476,550

11*613
13,156
12,687
10.384
8.496

222
144
40
13

238*632
262*678
249.787
237.312
232.620

227*944
240*839
243,874
245,741
235421

1930
1931
1932
1933
1934

424,634
349.204
268*529
219.089
240.534

6,209
7.699
4*606
3,734

40
711
453
342
2*026

240.142
168.239
135.937
143*518
124.178

176,243
172,555
127,533
71,495
108*204

1935
1936
1937
1938
1939

298,146
'344,751
383,003
372,090
395.331

8.081

966

6.733
6*940
6*488
6*852

2*838
1*283
2*874

157.055
194,903
218,172
205,454
221*868

132*044
140,277
156*608
159*092
163,737

1940
1941
1942
1943
1944

423.632
484,500
554.719
777,870
942.235

7,725
8.673
11.228
12.773
11.790

3*229
3,622
3,900
36*706
77.637

239*391
287,792
352,170
511,331
586,222

173,287
184,413
187,421
217,060
266*566

1945
1946
1947
1948
1949

1,172.797
1,312.883
1,319.209
1*364.591
1.338.972

13,090
12,499
10.801
11.280
9,527

106*790
74,663
10*110
17.437
12*366

702,502
S17.398
856,348
879.749
861,674

350.415
408*323
441.950
456*125
455*405

1950
1951
1952
1953
1954

1*405*983
1*424,295
1*510*813
1,609*870
1*631*152

11.237
11,474
14.720
14,059
13.272

24,039
31*210
32,344
23,679
34.276

901*059
927.586
980,767
1*043*196
1.040,871

469,648
454,025
482,982
528,934
542,733

5.150
4.621
5.413
7,182
10,729

9.186

1668

8.054

1,264

6.096

8,516

6.126

1,056

33,317

4,441

Indiana

349

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or .nearest available date; partly estimated.

Year

Nat
banT1
[^
no

Borrowings

<*"
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

60
33
15

462
563
430
838

14*694
15*166
11.332
11*902

3*550
3*488
1*981
2.505

46*546
49.737
47.742
56*668

304

1900
1901
1902
1903
1904

8
6
56
47

1*076
1.332
1*496
2*106
1.921

14*609
14*361
15*666
16.036
18*894

2.736
3.132
4*037
4.725
5*683

71*810
76.463
94*926
102*394
1X1*113

367
383
411
463
496

1905
1906
1907
1908
1909

66
219
78
624
389

2.300
2*201
2.422
1*536
655

18*138
19*320
21.498
23.135
22.880

5.470
7*065
7*324
6*974
7*550

109*739
125*754
145*506
144*947
150*260

481
495
521
546
546

1910
1911
1912
1913
1914

841
1.259
1*110
696
2*330

468
3.532
5.096
5*733
6.113

24.185
25*126
27.206
30.348
30*621

8*739
10*019
10*834
10*246
12*436

176.301
190*390
210.790
227.223
233*659

581
603
633
679
664

1915
1916
1917
1918
1919

2*043
2*239
1*644
6*679
9*575

387
1*126
1.486
2.574
3*217

32*756
33.688
34.308
35.643
36*668

13*957
14*616
18.310
16*161
21*498

237*244
269*296
337*307
346*367
417.555

723
734
754
773
776

1920
1921
1922
1923
1924

14*932
16.851
12*556
13*954
13*886

5*589
8*658
645
1*129
1.073

39.723
42.387
44.649
46.560
47*394

25*655
20*688
25*300
27.889
29*285

465*706
480*937
478*030
536*434
543*676

798
826
838
854
855

1925
1926
1927
1928
1929

13*812
33122
43.958
43.290
48.448

799
2*159
1773
2*323
3*138

47.465
48.375
47.771
46*132
45*484

31*669
34*185
36*041
36.197
36*721

572*156
634*658
635*931
621*379
610*341

646
842
827
796
757

1930
1931
1932
1933
1934

8.996
7.125
9710
4.969
807

32*163
3*311
1*592
2*999
4.257

42.322
36.167
30.517
23.538
29.824

36*140
32.902
26.067
21*397
17.601

544.255
428*709
336*435
272*012
293.223

700
620
529
384
396

1935
1936
1937
1938
1939

449
381
226
92
2

3*453
1.662
1.695
1*013
902

33*245
34.315
34*509
33*684
32*182

14.973
17.071
19.156
19.598
20.444

350*266
398*180
438*569
426*477
446.861

422
412
399
388
362

1940
1941
1942
1943
1944

12
2
1
1
1

1*096
1.277
1.272
1*116
1.416

31.750
31*369
30.971
30*826
30*736

21.858
25*108
26*751
30*133
33*318

478.350
542.256
613.714
839.946
1.007.706

378
378
375
372
371

1*754
2*327
3*251
3.982
5.362

30*428
30*635
30*902
30*909
31*011

38*796
44,280
50*104
54*917
59*600

1.243.775
1.390.125
1*403.516
1.454.499
1.434*945

370
365
364
363
362

31.419
30.479
31*340
32*108
32*284

65.452
66.202
70.905
76*574
79.679

1.509.641
1.527*439
1.621.569
1*729*868
1*754.351

362
358
356
356
352

31*393

60*766

1.693*596

350

1945
1946
1947
1948
1949

50
100

1950
1951
1952
1953
1954

50

25

6.737
6.463
6.511
11.316
11*211

1955

350

11.876

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

314
314
332

350

Indiana

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Year

All
other

Collateral

Total

Collateral

Se

All
other

1896
1897
1698
1899

18*784
20*004
16*031
17.580

2.346
2*498
2*217
2.849

1.597
1.701
2.717
1*918

14*841
15*805
11*097
12*813

1900
1901
1902
1903
1904

21.499
21*291
28*755
27*881
25*929

2*827
4*577
5*436
5*224
4.441

2,051
1,696
1,688
3,465
4*055

16,621
15.018
21,631
19,192
17,433

1920
1921
1922
1923
1924

30*145
25.088
22.194
20,446
18,285

7*144
6*546
5*193
4*335
3*767

1,809
1,455
1,265
1,145
987

21,192
17,065
15,736
14,966
13,531

1905
1906
1907
1906
1909

19*495
18,606
19,425
16*253
17*513

3*353
4,261
4,448
3,722
5*018

2,693
2,028
2,117
1,772
1*400

13,449
12,317
12,860
10*759
11,095

1925
1926
1927
1928
1929

18,165
16,124
17,941
16,000
15,208

3,687
3.570
3*391
2.912
2*829

963
924
89?
784
715

13,515
13,630
13,653
12*304
11*664

1910
1911
1912
1913
1914

19*083
20*084
20*668
21*748
21*599

5,744
6*328
7,029
6,454
6*617

1,641
1*831
1*696
1*503
1*235

11,698
11,925
11,943
13,791
13,747

1930
1931
1932
1933
1934

12.699
10.870
8.159
5.417
2.534

2,476
2*641
2,097
1*587
859

584
478
351
222
101

9*639
7,751
5,711
3,608
1,574

1915
1916
1917
1918
1919

21.905
22*646
24*433
24*462
25.662

6*574
6,069
6,695
6*262
6*492

1*472
1*495
1*564
1.541
1.565

13,859
15,062
16,174
16,659
17*605

1935
1936
1937
1938

2*270
2.247
1.962
1.546

694
642
518
387

195
47
30
16

1*381
1,558
1,434
1,143

Loans1
Year
Total

1939

1940
1941
1942
1943
1944

Commercial,
industrial,
and
agricultural

To brokers
and
dealers

Real estate

To
others

743
875
696
614
336

,493
646

430
300
827
985
844

;>433
:)*250
:>*963

1950
1951
1952
1953
1954

:)*519
i*350
**,432
't527
1 .775

1.741
1.974
1.790

L.679

707

On
farm land

Other
loans
to
individuals

Other

All
other

160

11
101

252
237
196
150
120

291
332
376
525
524

34
59
57
45
24

90
143

556
460
325
97
217

160
5
10
13
18

137
153
222
261
227

510
652
906

15
41
71
94
317

137
407
304
434
807

104
66
93
161
36

1*869
861
6

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

706

876
,983
,650
,532
,465

1945
1946
1947
1948
1949

1955

For purchasing or
carrying securities

1.306

723

219
189
82
60
52

1*590
1*223
1*849
500

69
114
599
88
110

373
495
472
645
241

9
2
281
13
29

47

537

106

268

25

1,099

the total and are not entirely comparable with prior figures. Total loans
continue to he shown net.

Indiana

351

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1699

1.085
1*156
755
901

483
514
633
545

5
5
78
292

597
637
44
64

7.134
7*597
8*399
9*136

100
107
164
249

2*271
2*418
2*276
2*162

4*763
5.072
5*939
6.727

1*240
1*321
1*090

28.243
30*076
26*142
26*709

1900
1901
1902
1903
1904

2*104
2.149
1*533
1*946
2.565

737
707
528
383
290

420
610
501
555
778

947
832
504

1*008
1*497

11*962
11*221
14*061
12.705
12*225

100
253
295
131
209

2*766
2*206
2.557
2*543
2.345

9*096
8*762
11*209
10*031
9*671

3*221
1*021
2*064
1*549
2*000

38*786
35*662
46*413
44*081
42*719

1905
1906
1907
1908
1909

966

1.165
2.140

590
527
967
440
564

223
367
968
390
533

8.318
7.301
7.453
8*149
6*382

308
107
166
133
133

1*560
1*507
1.585
1*656
1*290

6*430
5*687
5*702
6*360
4.959

1*671
2*074
1*096

1.275

153
271
205
144
178

30*450
29*146
30*114
26.038
25*804

1910
1911
1912
1913
1914

1*345
1*165
1*471
1*379
1.378

133
157
183
155
164

621
563
600
506
510

591
445
688
718
704

7*867
6*430
6*696
6*410
5*535

155
125
124
119
121

1*450
1*204
1*178
1*232
1*109

6*262
5*101
5.394
5*059
4*305

1*714

1915
1916
1917
1916
1919

1*386
1.416
2.017
3.404
5*296

251
147
244

541
569
600
738
858

594
680
973
947

5*570
6.016
9*030
6.981
7*443

98
140
114
196
134

1*125
1*166
1*183
1*000
1*034

4*347
4*710
7.733
5.785
6*275

1*196
1*201
1*076

1920
1921
1922
1923
1924

4.127
3*251
2*162
2*230
2*201

2*193
1*446

795
718
522
469
560

1*139
1*085
833
825
999

6*504
5*186
5*350
4*619
4*431

161
59
105
72
79

1.149

807
916
642

893
809
715
691

5.174
4*236
4*436
3*832
3*661

1*333
1*347
1*123

1925
1926
1927
1928
1929

2*342
2*299
2.385
2*244
2*467

662
676
624
609
731

561
540
564
502
510

1*099
1*083
1.197
1*133
1*226

4*390
3*933
3*829
3*586
3*581

70
67
64
62
57

636
608
581
494
510

3*684
3*258
3*184
3*032
3*014

1930
1931
1932
1933
1934

2*007
2*089
1*629
1*358

480
567
654
636
469

426
406
248
174
94

1*099
1.116
727
548
319

3*103
3*021
2*213
2*217
1*504

43
39
27
24
13

448
482
369
371
204

2.612
2.500
1*817
1*822
1*287

2*541
2*349
1*968
1*233
230

20*350
18*329
13*969
10*225
5*150

1935
1936
1937
1936
1939

1*202
1*561
1*562
1*395
1*196

802

135
157
229
206
246

265
327
317
249
170

2*069
2.298
2.642
1*763
1*617

23
30
42
32
32

229
226
236
176
147

1.817
2*042
2*364
1.555
1.438

264
230
203
139
145

5*605
6.336
6*389
4*843
4.531

1940
1941
1942
1943
1944

1*054
1*118
1*362
3*486
5*564

680
763
980

3.173
5*252

250
250
261
215
244

124
105
121
98
66

1*750
2*226
3*475
3*966
4*499

8
3
9
5
9

157
189
217
253
393

1.565
2*034
3.249
3.708
4*097

121
102
128
100
54

4*801
5*429
6.615
9*084
11*582

1945
1946
1947
1946
1949

6*210
8*179
8*494
8*730
5*790

5*866
7.631
7*906
6*124
5*127

307
485
564
583
655

37
63
24
23
8

5*161
4*721
4.811
4*126
3*603

9
35
191
120

431
321
546
645
479

4*721
4*365
4.074
3*361
3*124

47
37
44
50
28

12*911
14.563
15*782
16*156
12.384

1950
1951
1952
1953
1954

5*826
6*234
5*643
5*157
3*610

4*849
4.776
4.509
4.713
3*494

973

4
4
4
4
4

3*785
3*301
2*907
3*009

1*069

1*454
1.130

632
659
565
503
140

2*084
1.964
2*073
2*426

35
41
33
34

13*165
13*926
13*015
12*727
6*534

1955

3*870

3*562

304

974

1*719
3.277

862

1*077
1*016
940
782

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

440
312

1*161

928

1*027

678
269
60
3

785

860

957

662
634
733
701

1*115
954

742

1*217

898
601
880

2*370
2*228
2*459
2*655

21 *

30*009
28*412
29*536
30*652
29*446
30*059
31*279
36*556
35*569
39*616
42*109
34*874
30*629
28*193
25*718
25*777
26*726
26*383
24*291
23*911

6*594

352

Indiana

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

*> . * , ' +,
uovenunent

*!*>.> A
oemaiiQ

Other
time

1896
1897
1898
1699

17,864
19*025
20*269
22*420

141
150
47
159

14*453
15*392
16*539
16.160

3.270
3.483
3*703
4*101

1900
1901
1902
1903
1904

30*630
28*542
37*904
36*244
33.753

203
107
257
386
257

24*820
23*212
30*710
29*224
27,319

5.607
5.223
6*937
6*634
6*177

1905
1906
1907
1908
1909

23*868
22.927
24,805
21.389
21.425

117
298
500
354
517

19*399
15*045
20*529
18*453
18*288

4*372
7*584
3.776
2*582
2*620

1910
1911
1912
1913
1914

25,235
23,595
24.762
25.436
24,327

628
283
248
449
354

21.837
19*667
19*859
21*662
21.417

2.770
3*445
4*655
3*307
2*556

1915
1916
1917
1918
1919

24,195
25,651
31.317
30,580
34.147

329
230
124
226
119

20*357
22*162
26*912
18,784
27*438

3*509
3f459
4*261
11*570
6*590

1920
1921
1922
1923
1924

35.452
28.732
25,760
23.647
21,674

195
82
69
69
36

22*041
26*504
24*337
21*538
19.789

13.216
2*146
1.354
2*040
1.849

1925
1926
1927
1928
1929

22.006
21*609
21.361
19.566
19,199

44
51
29
31
19

20.722
19*437
19*434
10*634
10*675

1*242
2*121
1*698
8*901
8*505

1930
1931
1932
1933
1934

15.825
14.342
10,685
7,977
4,428

12
117
5
1
18

9*676
8*029
6*126
7.213
2*851

6*135
6*196
4*554

1935
1936
1937
1938
1939

5,069
5,594
5,732
4,340
4,051

55
5

3*397
4.019
4*275
3*241
3*055

1.617
1*570
1.457
1*097

1940
1941
1942
1943
1944

4,324
4,918
6*083
8,544
11*013

3*281
3*865
5*061
7*375
9*266

1*043
1*033
1*022
1*136
1*641

1945
1946
1947
1948
1949

12,320
14,038
15,180
15,440
11,652

10

10*061
11*284
12.226
12,585
9>739

2*249
2*754
2*954
2.855
1.913

1950
1951
1952
1953
1954

12,337
13*004
12,132
11,748
5,962

7
3
12
9
14

10,332
10*696
10.340
9*685
5.317

1*998
2*053
1.253
1.557

5.993

33
106

250
527
497

15

763

1.559

996

631

622

Indiana

353

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-195S--Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank

Borrowings

Q.
j^her
lities

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

., ,
Capital

Total
liabilities
and capital
accounts

Number
of

banks

1896
1897
1898
1899

255
272
66
163

7*963
8*480
4*966
4*921

2*161
2*301
821
1*205

28*243
30*078
26*142
28*709

201
214
215
223

1900
1901
1902
1903
1904

260
175
357
772
506

6*714
5*633
6*359
5*295
6*232

1*182
1*332
1*793
1*770
2*228

38*786
35*682
46i413
44*081
42.719

242
246
264
269
279

1905
1906
1907
1908
1909

162
108

839
184
137
147
13

4*534
4022
3*697
3*503
3*347

1*189
2*013
1*475
837
911

30*450
29*146
30*114
26*038
25*804

244
220
212
196
193

1910
1911
1912
1913
1914

64
200
142
173
396

85
38
24
380
61

3*427
3*359
3*391
3*431
3*370

1*198
1*220
1*217
1*230
1*312

30*009
28*412
29*536
30*652
29*466

201
197
194
197
189

1915
1916
1917
1916
1919

652
407
276
551
872

18
7
29
55
18

3*460
3*395
3*268
3*061
2*838

1*714
.619
666
.342
743

30*059
31*279
36*556
35*589
39*618

201
202
196
188
179

1920
1921
1922
1923
1924

1*600
1*312
928
1*143
927

252
1*024
380
107
17

2*825
2*668
2*408
2*100
1*928

.980
.138
1*353
1,196
1172

42*109
34*874
30.829
28*193
25.718

172
167
157
144
134

1925
1926
1927
1928
1929

598
531
637
469
427

97
1.550
1*294
1*494
1*637

1.885
1*838
1*794
1*618
1*542

1.189
1*198
1.297
1*144
1*106

25*777
26*726
26*383
24*291
23.911

130
127
124

1930
1931
1932
1933
1934

410
233
156
46

1.705
1*467
1*216
812

1*360
1.307
1*161
817
430

1.050
980
751
573
292

20*350
18*329
13*969
10.225
5*150

98
94
82
58
33

10

4
4
5
4

429
409
369
258
226

303
319
283
241
254

5*805
6*336
6*389
4*843
4*531

33
31
27
18
16

1935
1936
1937
1938
1939

ue

112

1940
1941
1942
1943
1944

2
3
2

216
216
216
206
206

261
295
314
331
361

4*801
5*429
6*615
9*084
11*582

15
15
14
13
13

1945
1946
1947
1948
1949

10
6
9
6
6

186
156
156
186
171

395
383
437
524
555

12*911
14*583
15*782
16*156
12*384

11
8

1950
1951
1952
1953
1954

13
17
25
22
17

201
211
250
250
75

614
694
608
707
40

13*165
13*926
13*015
12*727
6*534

7
7
6
6
5

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

510

8
7

354

Indiana

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year

Total
3,341

Loans

c*-

1896
1897
1898
1899

3*220
3*533
4*092

2.730
2*631
2.878
3*349

611
589
655
743

1900
1901
1902
1903
1904

4*673
4*903
5.479
6*206
6.613

3*624
3.933
4,375
4.982
5,405

1*049
970

1905
1906
1907
1908
1909

7.107
8.241
9*024
8*003
8.102

5*604
6.757
7.607
6.819
6.982

1*503
1*484
1,417

960
632

1910
1911
1912
1913
1914

9.005
9*726
10*290
10.933
11.328

7.861
8.576
9.194
9.716
10.053

1915
1916
1917
1918
1919

10.986
11*050
11*883
11*209
10.596

9,593
10*155
10*076
9.931
8,309

JL

Year
Total

Real
estate

Collateral

All
other

1920
1921
1922
1923
1924

12.079
12.786
12,709
14.390
14*918

9.265
10.229
10.615
12.303
12,994

224
488

1925
1926
1927
1928
1929

15,926
17,348
18,407
16*939
20*065

14*236
15.127
15,683
16,344
15.129

1*906

675
707
718
869
685

469
443
378
348
590

1930
1931
1932
1933
1934

19,696
20,065
16*111
15,702
15,630

15.225
16.774
14,923
13*111
13.302

1*911
1,986
1.829
1.633
1,649

2,560

681
718
796
773
763

714
177
1.011
505
1,526

1935
1936
1937
1938

13*755
12*964
12.372
11.975

11*654
11*211
10*921
10*661

1*583

518
454
394
438

1.104
1,224
1*206

894
972
991

1,920
1.585
903
921
686

1*166
1*238

1.354
1.527
1.657
1,742

334
694

1.067
853
3.030

1.305
1,359
953
679

1.299
1,057
876

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

11,051

274

2,733

5*064

1,969

1*008

1940
1941
1942
1943
1944

10,814
10.636
10,302
8,604
7,822

238
233
185
46
2

2
155
190

2.602
2.542
2.379
1*949
1.797

5,376
5*657
6,077
5,104
4*583

1.847
1,647
1.294
1.401
1.123

127
95

749
557
367
22
32

1945
1946
1947
1946
1949

6,769
7.576
9.753
13,346
15,324

34
32
104
79
92

100
114
98
25
82

1.619
1,607
1.551
1,666
1.863

4*144
4.862
6*810
10*417
11*584

777
S13
1,027
1*124
1,365

72
99
50
262
397

1950
1951
1952
1953
1954

16,457
18.033
19,313
21,915
23,956

106
122
160
211
163

115
95
124
2
6

2.056
2,352
2,307
2*311
2,265

12,663
13.671
14*943
17.277
19.489

1*362
1*571
1*502
1,799
1.909

343
366
291
329
292

1955

25,016

100

109

2,430

20,093

2*172

216

' Ifaffinning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

23
49
113

131

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Indiana

355

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.

Government
obligations

Total

1896
1897
1898
1899

462
539
727

1*272

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

97
97
122
491

339
411
563
726

26
31
42
55

1*178
706

479
872
236
239

357
140
257
136
168

512

1*313
1.229
1.688
1.934

39
97
91
125
143

1*256
1*069
1*264
1*201
1*298

256
352
281
295
219

1*000

153
149
174
177
184

1*290
1.451
1.274
1*525
1.599

479
872

Other
assets

Total
assets

252
252
214
205

4.534
4*863
5.652
6.275

1*079

160
207
203
196
168

7*017
7.729
8*523
9.552
10.324

1.147
1.253
1*024
1*179
1*292

144
167
127
105
107

10.930
12.040
12.668
11.918
12*049

942
467

1900
1901
1902
1903
1904

1*550
Ii577
1*949
2*245

1905
1906
1907
1908
1909

2*389
2*181
2*263
2*285
2*241

126
135

2*084
1.896
2.089
1.982
1.922

46

143
196
250
346
261

1910
1911
1912
1913
1914

2*096
2*078
1*840
1*605
1*520

126
127
126
126
126

1.883
l.*947
1.339
1*463
Ii379

87
4
375
16
15

1*773
1.782
1*746
1.796
1*746

20
10
25
28
60

281
263
230
285
296

1.472
1*509
1*491
1*483
1.390

117
107
244
250
220

12*991
13.693
14.120
14*564
14.814

1915
1916
1917
1918
1919

1*459
1*495
2*014
2*911
4*165

39

2*103

1.078
1*101
1438
Ii521
1*361

342
394
576
678
681

1*918
2*051
2,136
1*649
2*069

31
17
15
55
71

606
262
125
203
229

1*281
1.772
1*998
1*391
1.769

331
337
306
247
192

14.696
14*933
16*341
16*016
17*024

1920
1921
1922
1923
1924

3*320
3*674
3*360
3*658
3*743

1*479
2*149
1*884
1.531
2*036

2*474
2.105
2.306
1.855
2*218

42
63
63
108
54

231
244
245
148
206

2.201
1*798
1*998
1.599
1.956

299
310
265
363
153

16*172
18*875
18.640
20.266
21*032

1925
1926
1927
1928
1929

4.289
3*760
3*797
4.913
5*110

2.369
1*503
1*682
2*453
2*939

1*029
1*168

2*106
2*332
2*703
3.495
2*265

24
24
36
38
32

647
645
982

1.435
1.663
1*685
2*430
853

144
194
292
319
318

22*465
23*654
25*199
27.666
27.758

1930
1931
1932
1933
1934

4*765
4*679
3*272
2*620
2*937

911

1*211

2.803
2*728
2*035
1*508
2*329

39
38
28
21
41

86

2*188
1*542
1.213
1*115

1.634
1.001

359
301
186

2*676
1*379
1648
1.186
2*102

333
347
613
724
868

27.597
27.819
24*031
20*554
21*764

1935
1936
1937
1938
1939

4,056
5*438
7*008
7*116
6*086

2*665
3.642
4.774
4.436
3.562

1.330
1*733
2*292
2.211

503
466
501
390
293

.712
.715
.726
.985
.586

98
100
95
105
63

139
168
218
180
241

3*475
3.447
3*413
3.700
4*262

1.227
1*352
1*276
1*297
897

22*752
23*469
24*382
24*375
22*620

1940
1941
1942
1943
1944

5*824
7.H7
6*879
13*441
19.053

3*474
4.740
6*540
10*690
16*996

2*199
1.749
1*421
1*317

151
626
918

892

1.434
1.165

.659
.136
696
.576
.547

60
94
242
104
111

392
393
166
552
385

5.207
.649
.266
.920
051

851
626
384
284
163

23*148
23*515
24.261
28*105
32.590

1945
1946
1947
1948
1949

25*965
31*266
31*126
29*060
27*826

23*763
28*437
26*601
27*007
25.749

734
701
580
369
145

1.466
2*128
1.745
1.684
1*932

5*051
4*226
4.190
3.956
3.708

94
121
132
113
113

373
351
341
223
266

*584
.754
.717
3.620
3.329

136
73
50
39
38

37.921
43*141
45.119
46*401
46.896

1950
1951
1952
1953
1954

27*399
25*688
26*011
29.380
29.465

25.705
23*778
25*368
25,153
24*975

111
100
307

1.625
1.672

1*583
1*810
2*316
2*602
2*818

3.718
3*602
4*204
4.177
3*765

127
143
303
166
158

286
310
322
315
254

3.305
3.349
3.579
3*696
3*353

151
169
176
177
164

47.725
47.712
51.704
55*649
57*350

1955

30*059

24*811

2.525

2*723

4*388

30?

333

3.746

194

S9.657

908

152
136

712

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

738
953
890

1*234
953

1.103
572
586
893
754
891

1.109

940

975

970

1.306
1.201

1.154

657
502
611
888

2*220
1*490
1.073
905

1.027
1.380
1*311

717
983
906

356

Indiana

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

Govement

Other
time

demand

1896
1897
1898
1899

3i975
4.279
5*049
5*651

3.975
4,279
5,049
5*651

1900
1901
1902
1903
1904

6*388
7,057
7,812
8,801
9,514

6*388
7*057
7,812
8,801
9t514

1905
1906
1907
1908
1909

10*078
11.099
11,709
10,935
10,972

10*078
11*099
11*709
10,935
10,887

1910
1911
1912
1913
1914

11,837
12,387
12,697
13056
13,281

20

50

11,837
12*357
12*637
13*001
13,205

1915
1916
1917
1918
1919

13.019
13,092
14,361
14,029
14,668

85
29
24
31
66

428
413
345
337
246

12*506
12,650
13,992
13*661
14*356

1920
1921
1922
1923
1924

16,030
16,560
16,236
17,635
18*203

116

3*554

105
115
317
131

298
310
406
392

12*360
16*157
15*811
16*912
17*680

1925
1926
1927
1928
1929

19,629
20,537
22,028
24,504
24,665

105
99
100
174
160

420
64
429
149
349

19*104
20*374
21*499
24*181
24*156

1930
1931
1932
1933
1934

24*436
24,589
19.957
16.977
18.501

150

3,026

429
92
109
166

277
484
99
392

21*260
23*883
19*381
16*769
17*9*3

1935
1936
1937
1938
1939

19*598
20*315
21.096
21.073
19.595

172
87
79
60
94

451
419
930
956
884

18*975
19*809
20*087
20*037
18*617

1940
1941
1942
1943
1944

20,235
20,474
21.136
24,770
29,182

56
77
71
120
383

2
256
54

,072
,153
.350
,870
,921

19*107
19*244
19*713
22*524
26*824

1945
1946
1947
1948
1949

34,390
39,450
41,287
42,386
42,606

64
64
56

317
459
80

2,299
3.028
2,794

55

20

3,092

31*710
35*899
38*357
39*079
39*439

1950
1951
1952
1953
1954

43,425
43.237
47,012
50*801
52.412

39

30

3.463

35

40

3,124

25
35
36

88
31
111

3*658
3.934
3,794

54

31

30

40
55

26

55

60

3,192

39*893
40*038
43*241
46*801
48.471
49*888

Indiana

357

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
noies

Borrowings

1896
1997
1896
1699

Cabital
0
11)1131

626
670
711
750
810

7017
7*729
8*523
9t552
10*324

5
5
5
5
5

648
941
972
983
1*077

10*930
12*040
121666
11*918
12*049

5
5
5
5
5

1*154
1*273
423
526
533

12*991
13*693
14*120
14*584
14*814

5
5
5
5
5

615
841
980
967
2048

14*696
14*933
16*341
16*016
17*024

5
5
5
5
5

2>133
2*067
2*404
2*631
2*629

16*172
16*875
18*640
20*266
21*032

5
5
5
5
5

2*836
3*117
3*171
3,162
3*093

22*465
23*654
25*199
27*666
27*758

5
5
5
5
5

3*161
3*230
3.341
2*854
3*263

27*597
27*819
24*031
20*554
21*764

5
5
5
4
5

3*095
3*154
3*286
3.302
3.025

22*752
23*469
24*382
24.375
22*620

5
5
5
5
4

2*913
2*967
3*025
3.185
3.258

23.148
23.515
24.261
26.105
32*590

4
4
4
4
4

87
155

3.381
3.541
3*832
3*928
4*135

37*921
43*141
45*119
46*401
46*896

4
4
4
4
4

25
29
52
50
108

4*275
4.396
4*640
4.798
4.630

47.725
47*712
51*704
55.649
57*350

4
4
4
4
4

4
7

33

62

300

1920
1921
1922
1923
1924

8
9
228

1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

733
716

1935
1936
1937
1938
1939

74
100
150
150

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

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7
59

1940
1941
1942
1943
1944

150
150

50

XT.K=,
Tf
<*
5
5
5
5

1910
1911
1912
1913
1914

liabUities

and capital
accounts
4534
4f863
5652
6t275

3
2

1905
1906
1907
1906
1909

Total

other

capital
accounts
559
603
601
624

1
2

1900
1901
1902
1903
1904

1915
1916
1917
1916
1919

Surplus and

Of.
<,

5*004

IOWA

tions not encountered in compiling the balance


sheet for national banks. The following sections describe these problems and the methods
used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. The sources for unincorporated
banks for 1896-1946 were largely bankers'
directories. The data shown for unincorporated banks in official sources in this period
were very limited.
The sources of statistics for State commercial banks (other than unincorporated banks)
for 1934-1946 were either (1) summary
figures of assets and liabilities of all State
commercial banks published or supplied by
the State banking department, or (2) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and figures for noninsured banks
obtained from the State banking department
or from bankers' directories. Data for the
1934-1946 period are discussed separately because of the substantially better coverage and
more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for unincorporated banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in Iowa, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods used in compiling the
figures.
The figures for national banks in Iowa
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adj ustments; a description
of these figures is included in the United States
Summary. Compilation of figures for State
commercial banks (other than unincorporated
banks) and for unincorporated banks presented a number of problems and considera1
Since there have been no mutual savings banks in Iowa,
the figures for all commercial banks are identical with those
for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report the
data for unincorporated banks are discussed separately from
those of other State commercial banks.

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358

Iowa

359

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
Total assets and liabilities as reported
by the Comptroller for 1910 were reduced
slightly, and the number of banks was reduced
by three, on the basis of data available in the
report of the State banking department for
that year.
LOANS AND INVESTMENTS

During most of the period 1896-1925 investments were reported to the Comptroller,
either entirely or in part, as loans. For years
when this occurred, the breakdowns were estimated as described in following paragraphs.
1896-1910. Estimates of total investments for the period 1896-1908 were made by
assuming that they represented the same proportion of total loans and investments as in
1909, the first year in which reliable data were
reported; for 1910, by applying to total loans
and investments the average ratio of investments to this total computed from data for
1909 and 1911. The possible error in these
estimates is believed to be small, since until
World War I the proportion in investments
was small in Iowa State commercial banks,
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for unincorporated
banks in the State.

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as it was in similar banks in surrounding


States.
1914-1917. Loans and investments were
combined and reported as "loans" for stock
savings banks in 1914-1917, for State banks
in 1915-1917, and for loan and trust companies
in 1916 and 1917. Total investments were
estimated separately for each class of bank
for each year by applying to this "loan" total
the average ratio of investments to total loans
and investments for 1912 and 1913 for stock
savings banks and the average for 1913 and
1914 for State banks; for loan and trust companies the ratio for a single year, 1915, was
used.
1918-1925. Loans and investments were
reported separately for 1918-1922, 1924, and
1925. However, information in State banking
department reports and State member bank
reports indicated that in each of these years
all of State and political subdivision securities
and most of "all other" securities were reported as loans; in other words, United States
Government securities accounted for nearly
all of reported total investments.
Total investments for 1918-1920 were
estimated separately for each class of bank;
in each instance the ratio applied to total
loans and investments was based on the same
year or years that were used to obtain the
missing breakdowns at the same class of bank
in the 1914-1917 period. Total investments
for 1921 and 1922 were estimated for all
classes of banks combined, by applying to
their total loans and investments the average
ratio of investments to this total computed
from the estimated figures for 1920 and reported figures for 1923; and for 1924 and 1925
by applying the average ratio computed from
reported figures for 1923 and 1926.
Investments were relatively small in each
of these years; the largest proportion was 12
per cent of all loans and investments in 1924
and 1925.

360

All-Bank Statistics

LOANS

A complete classification of loans into real


estate, collateral, and "all other" was not reported to the Comptroller regularly until 1934.
In years when items were not reported or the
reported figures were unsatisfactory (this was
true especially of the earlier years), figures
were obtained from other sources or were
estimated.
Real estate loans and collateral loans were
estimated for a number of years by applying
to total loans in each year the ratio of each
item to the total derived as follows: For each
class of bank separatelyfor 1896-1908, the
ratio for 1909, the first year in which the loan
breakdown was available; for 1910, the average of the ratios computed from reported data
for 1909 and 191L For all classes combined
for 1916-1922, annual ratios that were interpolated between ratios computed from reported data for 1915 and 1923; for 1924-1933,
ratios that reflected trends in these items relative to total loans at another type of bank or
at the same type of bank in another State.
The estimates for real estate loans in the
1924-1933 period were based on changes in
the ratio at Illinois State commercial banks;
for collateral loans, on changes in the ratio
at Iowa national banks; the ratios used in
this period were derived by interpolating technique No. 2, described in the United States
Summary.
Real estate loans at loan and trust companies in 1914 were estimated by applying to
total loans at these banks the average of the
ratios of this item to total loans computed
from reported data for 1913 and 1915.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. Figures for United States Government
securities for 1919 and 1925 were obtained
from State banking department reports and
for other years after 19U from the Comp-

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troller's reports. In years when items were


not reported or the reported figures were unsatisfactory, figures were obtained from other
sources or were estimated.
Holdings of United States Government
securities and obligations of States and political subdivisions for 1896-1908 were estimated
for each class of bank separately by applying
to estimated total investments in each year
the ratio of each of these items to the total
computed from data for 1909, the first year
for which data were reported, Since amounts
for these items and for total investments were
small when the breakdown was reported in
1909 and in subsequent years, any errors in
the aggregate figures resulting from this rough
estimating procedure are not significant. These
two items were estimated for 1910 by applying
to estimated total investments in that year the
average ratio of each item to the total based
on reported figures for 1909 and 1911.
Estimates of United States Government
securities and State and political subdivision
securities for stock savings banks for 19141917, for State banks for 1915-1917, and for
loan and trust companies in 1916 and 1917
were derived by applying to estimated total
investments for each class of bank the average
of the ratios (or the single ratio for the last
group) of each of these items to the total based
on reported data for 1912 and 1913, for 1913
and 1914, and for 1915, respectively. Significant changes in the investment breakdown
beginning with 1918 made it impracticable to
use that year as a basis for estimating.
Figures for United States Government securities were available for 1918-1922. Figures
for State and political subdivision securities
for 1918-1920 were estimated by applying to
estimated total investments less United States
Government securities, ratios of State and
political subdivision securities to this total
computed from reported figures for 1912 and
1913 for stock savings banks, for 1913 and
1914 for State banks> and for 1915 for loan
and trust companies.
State and political subdivision securities

Iowa
for 1921 and 1922 were estimated for the three
classes of banks combined, by applying to
total investments the average ratio of State
and political subdivision securities to this total
computed from estimated figures for 1920 and
reported figures for 1923. Holdings for 19241933 were estimated by applying ratios that
reflected changes over the period in the ratio
of this item to total investments at Iowa national banks; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was generally complete
in the reports of the Comptroller after 1926.3
No attempt was made in the revised series to
provide figures for United States Government
deposits prior to 1918 because practically all
such deposits were held by national banks.
In years when items were not reported by
the Comptroller, figures were obtained from
other sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were derived by applying to this
total, ratios that reflected changes over the
period in the ratio of each item to total deposits other than interbank at Missouri State
commercial banks; these ratios were derived
by extrapolating technique No. 2, described in
the United States Summary; for 1910, estimates were made by applying the average of

361

ratios of each item to this total based on


reported figures for 1909 and 1911.
During 1915-1925 a complete breakdown
of deposits was available only for 1923 at all
classes of banks and for 1915 at loan and trust
companies and stock savings banks. In addition, time deposits were, available for all
classes of banks in 1921, and a few items were
available for .the various classes of banks in
1916. It was necessary, therefore, to estimate
all or part of the deposit breakdown for each
class of bank in most years of the 1915-1925
period. Missing figures for United States Government deposits in the period after 1917 were
obtained from other sources, as indicated in
the following paragraph. Interbank deposits
and time deposits were estimated by applying
to total deposits the average ratio of each item
to total deposits computed from reported data
for the nearest year preceding and the nearest
year following that to be estimated.
Figures for United States Government
deposits for 1918-1921, 1925, and 1926 represent holdings of these deposits at State member banks only, which held practically all of
this type of deposit at State commercial banks.
The figure for 1918 is an estimate, but figures
for other dates are as reported. The 1918
estimate was derived by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in Iowa to such deposits at
all State member banks on June 30, 1919.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The assets and liabilities of all State commercial banks reported by the State banking
department and shown in the annual reports
of the Comptroller of the Currency were used
for 1934-1941 with only minor adjustments.
These adjustments were based on a compari8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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son of these data with totals obtained by


combining data for insured banks published
by the Federal Deposit Insurance Corporation
with data for noninsured banks from reports
of the State banking department or from
bankers' directories.
For 1942-1946, data for insured banks
published by the Federal Deposit Insurance
Corporation were combined with condensed

362

All-Bank Statistics

balance-sheet data for noninsured banks compiled by that agency from balance sheets of
individual banks obtained from the State
banking authority.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year of the 19421946 period in the data furnished by the
Federal Deposit Insurance Corporation. The

breakdowns of loans and of investments other


than United States Government obligations
for 1942-1946 were estimated on the basis of
the percentage distribution of these items at
insured nonmember commercial banks in corresponding years. The breakdowns of cash
assets for 1943-1946 were estimated on the
basis of ratios of each subitem to the total
that were interpolated between similar ratios
for noninsured banks in 1942 and 1947.

UNINCORPORATED BANKS, 1896-1946


Unincorporated banks did not report to
the State banking department during the period 1896-1946, and many of them did not
report to the Comptroller of the Currency.
Since the information in official sources was
so limited, figures for both the number of
banks and their balance sheets were derived
mainly from data in bankers' directories. *
The number of banks added to the series
in the early period was about 350-400 annually, but the number declined to very low
levels in the mid-1930's. Additions in those
early years were especially important because
the Comptroller's coverage had been only
about 20 per cent and private banks represented a large segment of all State commercial
banks. In 1897, for example, the estimated
total assets of all private banks in Iowa,' as
shown in the revised series, represented 43
per cent of the total resources of all State
commercial banks. This proportion declined
to 12 per cent in 19167 to 7 per cent in 1926,
and to 0.5 of 1 per cent in 1946.
To determine the best method of deriving
the aggregate balance sheet for Iowa private
banks prior to 1920, four base years1901,
1906, 1909, and 1914were selected to check
the reliability of the different sources of data
as an estimating base. Data for both number
of banks and principal balance-sheet items as
published in bankers' directories in those years
were compared with figures published by the
Comptroller. In addition, data for number of
banks and for capital accounts in these two

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sources were compared for 1900-1902 with


similar data published by the Bureau of Internal Revenue; the latter were available as
a result of the tax on bank capital and surplus
levied by the War Revenue Act of 1898.
The comparison of capital accounts from
these sources indicated that in 1900-1902 the
sample of banks reporting to the Comptroller
was more representative of all private banks
in Iowa than that tabulated from the bankers'
directories. Average capital accounts shown
by the latter were higher than those shown by
either of the other sources for the three years.
Bankers' directory data also showed substantially higher average capital accounts than
the Comptroller's data in 1906,1909, and 1914.
On the basis of these comparisons, data
reported to the Comptroller in each year were
assumed to provide a representative sample of
all Iowa private banks. For each year prior
to 1920 (except as noted below), each balancesheet item (including subitems) as published
by the Comptroller was expanded to include
totals for the nonreporting banks that were
added to the series; totals for the latter were
derived by multiplying the average for each
item as shown in the Comptroller's data by
the number of nonreporting banks tabulated
from the bankers' directories. Balance-sheet
data for the period 1920-1931 (except 1922)
were derived in the same manner as those for
the period prior to 1920.
Figures for 1896-1898, 1904, 1915, 1922,
and 1932-1946 were compiled differently be-

Iowa
cause the sample reporting to the Comptroller was very small and there were some
gaps in the data. The aggregate balance sheet
for 1896-1898, as well as principal items and
subitems, was based on averages for individual items computed from the Comptroller's
figures for 1899. All balance-sheet items for
1904, 1915, and 1922 were estimated by interpolating between estimated totals for the
preceding and following years. Principal balance-sheet items for 1932-1946 were obtained
from bankers' directories, but the detailed
items for each year were estimated by applying to these totals the percentage distributions
of similar items reported by the Comptroller

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363

of the Currency or the Federal Deposit Insurance Corporation.


The breakdowns of loans and investments
for 1910 were based on percentage distributions of corresponding items in 1909. Demand
and time deposits in 1910 were estimated by
applying to total deposits, average ratios of
each item to the total computed from data
for 1909 and 1911. The breakdowns of loans,
investments, and total deposits for 1918 and
1919 were based on percentage distributions
for 1917. Time deposits for 1896-1908 were
estimated on the basis of the ratio of time
to total deposits in 1909 as reported by the
Comptroller.

364

Iowa

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

Alt
other

1896
1897
1898
1899

120*422
109*424
123*601
144*985

28*716
22*284
25.633
31*242

14*008
13.763
14.193
18.945

77*698
73,377
83,775
94*796

1900
1901
1902
1903
1904

171.531
209*443
249*663
245*233
239*661

38*974
49*472
58.014
58*240
58.405

26.953
31.601
31.939
31*291
29.687

105.604
128*370
159.710
155,702
151*569

1920
1921
1922
1923
1924

991*672
908*654
842*017
876.542
821*310

206*635
197.555
194.572
206.894
201*069

157.855
155*183
148*999
162*280
154,753

625*182
555.916
498*446
507*366
465*468

1905
1906
1907
1908
1909

254.527
290.233
331.666
329.095
366.807

64.431
72.188
84.547
85*072
93*983

32.619
34.723
38*140
37*308
41*460

157,477
183,322
208,981
206,715
231*364

1925
1926
1927
1928
1929

782.428
707.447
634.733
614.527
610*607

200*573
186*740
171,226
171.133
171*767

163*031
163.950
171*642
188*319
107,349

418*824
356*757
291.665
255*075
331*491

1910
1911
1912
1913
1914

403.537
411*480
434*286
498*853
508*389

102*700
105*117
121.765
124*526
101.350

52.019
58.738
66.260
68.012
49.562

248,818
247.625
246*261
306*315
357,477

1930
1931
1932
1933
1934

577.638
505,947
322*170
141.703
155.231

170*925
155*802
101.309
45,936
51.475

96.302
60*893
51.450
28.771
27.075

308*411
269*252
169*411
66.994
76.681

1915
1916
1917
1918
1919

530.348
573.024
657*495
722*249
762.737

114*847
123.303
142.736
155*839
165*972

71*868
77.968
94.779
110.809
117*281

343,633
371,753
419,980
455,601
479*484

1935
1936
1937
1938

168*657
206*001
237*139
253*164

50.770
60*342
71,756
77.039

27*878
14*902
19*753
16*208

90.009
130.757
145*630
159*937

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

Other

On

to

residential
property

individuals

Other

AW
other

186*373

1.377

1*973

1940
1941
1942
1943
1944

360*545
367*941
352.813
289.457
273*828

212*620
200*335
191.752
151.301
116.573

520
1.144
455
891
1.353

2.202
2.244
1*969
2.789
28.720

49*413
50*876
48.606
45.187
42*474

35.169
41.932
45.046
43.843
43.754

9*640
10.552
11*405
8*879
8*176

25*522
23.961

50.761
60.856
53.580
11*045
6.797

1945
1946
1947
1946
1949

305.311
363.516
442*445
344*764
666*177

136*116
162.993
204.386
261.891
391*374

916
1.119
2*195
962
1*667

27,977
24,195
10*074
6,732
5.834

43.755
47*232
47.544
50.802
52.626

46.662
63*762
86*117
110.772
116*694

8*898
15.537
24*101
26*839
29*175

29*058
38*629
58*170
60.705
86.121

9.927
10.051
9.856
8.337
6.900

1950
1951
1952
1953
1954

760*292
829*902
671*752
932*657
1.073.504

414*972
436*650
461*269
503*673
6281398

1.364
1.556
592
944
653

5,703
5*053
5.030
4*960
5,230

56*635
61*060
61.916
59*302
60.328

136*086
159.928
165*686
172*865
178*631

31*361
37.117
39.223
41,250
43*662

112.277
126.451
136*830
147*313
152.881

6*031
9.654
10*441
12*064
13.752

1955

1.104.011

595*014 .

731

8*555

66.264

204*693

48*790

177.827

14*002

' Ik-ginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Iowa

365

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

1896
1897
1898
1899

10*029
9,454
10.571
13.468

5,033
4,943
5,396
7,767

1900
1901
1902
1903
1904

14*934
18.573
21,671
21,652
23.242

9*146
10.799
12.052
13.052
14*537

1905
1906
1907
1908
1909

24,033
26.254
30,086
32.576
35,430

1910
1911
1912
1913
1914

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

32,947
39,410
46.777
60.492

639
912

1*020

4,165
3.762
4*285
4*661

1.209
1.424

9,078
9,442
10,540
10,961

23,030
29.056
35.026
48.107

10*209
10*060
11*056
11*025

173.607
168*348
192.005
229*970

1*226
1*525
2*096
1*759
1,846

4*562
6*249
7*723
6.841
6.859

65.652
80,972
77,311
65,754
66,721

1 . 686
1.832
1*862
1*844
1.854

11,621
13,987
14*435
14,211
14*123

52,345
65,153
61,014
49*699
50,744

11,150
11*312
11,559
11,616
12*907

263.267
320*300
360,404
344,455
342*531

14.911
15,989
17,574
16.673
19,650

2*043
2,272
2*692
2*869
4*092

7.079
7.993
9*820
11*034
11*668

78,593
86,478
93.609
90*259
98,754

1,792
2.119
2.325
2,461
2,780

13*704
15.179
16.570
19.550
20.829

63*097
69.180
74.714
68,248
75,145

13,990
14*288
16,224
15,965
17,674

371.143
417.253
471.587
467.915
518*665

33,777
33,997
38.303
34.697
36.350

18*568
18*807
19.715
20,117
19*825

3*684
3.577
3,158
3,580
3,780

11.525
11.613
15*430
11.000
12*745

95,760
99.231
127.008
112,650
110*471

2,901
2,759
2,593
3*164
3.460

20.691
21.820
24.026
24,965
25,852

72.166
74.652
100,389
84,501
81,159

17,295
19.996
20.442
21.988
23,163

550.369
564.706
620.039
668.186
678*373

1915
1916
1917
1918
1919

38,265
38,318
48,746
108,265
180*639

19,493
19,036
24,472
79,693
148*343

4,742
5,009
6,352
6,870
6,969

14*030
14.273
17.922
21.702
25,307

111*709
124*129
200*191
154,754
217,509

3,249
3,913
5.485
7.331
10.210

22,267
23,250
25,116
22,281
23,189

86,193
96.966
169,590
125,142
164,110

23,961
26,222
27,148
30,298
34.484

704*303
761,693
933,560
1,015.566
1,195,369

1920
1921
1922
1923
1924

146,175
119,504
109,239
121,610
132,479

115,823
63.625
60.123
69.536
58.637

8*213
10.002
10.131
13*286
18.374

24.139
25,877
38.985
36.786
55.468

168*963
124*412
147*090
167*336
156*482

11.068
10,640
11,474
13*010
11,673

24.653
22*228
21.647
17.577
25.409

133.242
91.544
113*969
136*749
121.400

36*655
39.052
42*812
50.227
56.665

1.345.465
1*191*622
1*141,158
1,215,715
1,170*936

1925
1926
1927
1926
1929

148*827
167,260
182.635
205.715
218*618

72.226
65.509
63,286
64,271
72,929

16,270
20,549
23*985
27,356
30,946

60.331
81,202
95*364
114,088
114,941

169*861
169,090
167,332
159,342
146,145

11,959
10,792
11,419
11,547
11*756

26,574
21,513
21,570
19,002
18,269

131,328
136,785
134,343
128,793
116,120

65*172
68*370
64*714
63,443
63,201

1,166*266
1,112,167
1.049,414
1,043,027
1.036,771

1930
1931
1932
1933
1934

205.262
198.365
158.023
97*129
164*614

50,733
39.253
40.671
36,347
94,829

33,164
48,278
36,860
30,777
32,454

121,365
110,634
80,492
30*005
37,331

139,673
130*813
85.619
62,023
137,734

10*958
3*124
5.606
4,876
7,306

17,172
15,690
14,369
10.152
9.942

111*543
106,999
65,644
66,995
120,466

59,311
49,187
34,444
13,545
13*882

981.884
884,312
600,256
334,400
471,461

1935
1936
1937
1938
1939

216.892
229.830
243.447
206.903
201*552

129,625
130.126
136.272
113.512
111.564

49*052
51,831
57.020
56,296
60,566

36.215
47.873
50.155
37.093
29,402

181,477
195,394
189.277
198.977
177,388

8,301
12,613
11,388
10*552
11.406

12.517
14.904
16,057
15,495
15,616

160.659
167.877
161.832
172.930
150,366

15,448
13,603
13.116
14.269
14,736

582.474
644.828
682,979
673,333
711,937

1940
1941
1942
1943
1944

184*758
198.940
279.606
639.079
981.279

101,682
114,538
186,527
540.930
681*611

59,666
61,085
67,578
73*136
77*462

23,410
23.317
25.503
25,013
22*006

206,660
272,600
352,156
422*988
476.122

11*067
16,378
16*404
19.191
21.594

15.478
18.098
21.450
24.860
27.874

160.115
238.124
314*304
378.917
426*654

14,277
13,576
13,063
12.629
11,843

766,240
853,057
997,642
1,364,353
1,743,072

1945
1946
1947
1948
1949

1.196*259
1*389*015
1.416.045
1.328.965
1.170.202

1*094*625
1,264,137
1*268*244
1*145.011
991.464

77*723
90,925
112,893
141*661
143.322

23,911
33,953
34,906
42*293
35,416

461.657
455*960
550*723
466,040
469,208

27.532
24.836
37.236
38.077
39,316

28.171
31.285
35.679
37.516
39,213

405*954
399.839
477.808
412.447
390.679

11*071
12*022
12*017
13,000
13*906

1,974,298
2,220,515
2,421.230
2*374.769
2*341.493

1950
1951
1952
1953
1954

1.167.317
1.151.652
1.133,572
1,160,313
1,194,239

969*397
933.072
913*682
940.580
956*191

162.003
179.422
188,601
193,113
205,942

35.917
39.158
31.289
26,620
30*106

459*385
518.947
534.261
539.210
537.366

46*618
49*576
50,465
51*600
53,021

39*478
36,001
42,840
45,714
47,515

373,269
433,270
440*956
441*696
436*830

14*449
15.577
17*104
17*243
16.841

2.401.443
2.515*978
2*556.689
2.649,423
2,823,950

65*311

46*241

19,909

2,844,944

1955

953,829

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

831
749
886

37,532

366

Iowa

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government
131

Other
demand

Other
time

1896
1897
1898
1899

114.435
112*889
136.503
171.697

6,057
7,413
10,252
16,480

163
292
1*015

42*650
46.865
56.666
73.301

65*597
58.448
69*093
80*901

1900
1901
1902
1903
190*

196.832
252.126
288*365
268*502
262.599

17,463
23,661
21,510
18,700
18,608

1,189
1,360
2*867
3*033
2.753

86*293
114*103
123.733
115.323
113*186

91*867
113*002
140*255
131*446
127.852

1905
1906
1907
1908
1909

286*874
327.040
379.036
370*811
413.645

24,927
30,450
32,987
36.146
44.413

1.745
1*564
4*643
3*308
1*522

120.456
137.099
156*350
149*743
158.711

139.746
157*927
185*056
181,612
208.999

1910
1911
1912
1913
1914

440.632
446.934
498.227
540.406
545.932

39.062
44.402
58.510
52*286
49.070

649
653
739
615
710

159.986
155*340
169*862
187.009
210,695

240*913
246*539
269*116
300*496
265*457

1915
1916
1917
1918
1919

565*519
621*383
780.255
830.779
1*004*266

47.044
53*656
91,603
67,378
94,685

744
596
1*191
5*208
2*458

214*016
232,345
281.805
311.609
378.527

303*715
334*786
405*656
446*584
528*596

1920
1921
1922
1923
1924

1.053.545
859*334
882.472
998.608
957,057

67,047
47,643
58.439
70,851
59,373

608
610
955
2*932
947

397.957
319.406
319.544
345,125
333*681

587*933
491.675
503.534
579.700
563*056

1925
1926
1927
1928
1929

980*107
942*964
896,925
898,829
894.872

67,288
62,968
55,394
52,504
46,208

1.176
1.088
1.936
1*213
1.979

346*800
343*375
334*766
337*510
338.605

564*643
535.533
504.829
507.602
508.060

1930
1931
1932
1933
1934

843.394
757*821
484*422
278,636
408*593

42,401
44,047
22*823
23,607
36*609

1,060
1*380
1*805
1*990
5,320

317*266
280*181
197*367
129*935
222*255

482*647
432*213
262*427
123*104
144*409

1935
1936
1937
1938
1939

520.170
582.680
618*531
606*394
640*999

52*522
54,020
49*681
46*705
* 42.394

2*069
4.718
1*660
2*466
4.102

294*552
331.857
353*502
341*370
368*235

171,027
192*085
213.688
215.833
226*268

1940
1941
1942
1943
1944

691.761
774,513
914,933
1.277,171
1*647*867

48*760
69,326
98*902
121*862
130.692

3.800
2.331
6*509
69.229
194.751

398,843
452,846
554.565
812.756
992.983

240,356
250.010
252.937
273.322
329*441

1945
1946
1947
1946
1949

1*870,173
2*105.565
2.295.768
2*239*633
2*194*546

117.406
118.616
145.376
107,191
95.142

246,664
169.475
39.199
54.463
37774

1.093,343
1.329*637
1,578*437
1.541.660
1.532,725

410*558
487*837
532.756
536.319
528.905

1950
1951
1952
1953
1954

2*242.692
2*343.633
2.370.281
2*450,105
2,610,863

99,541
121*613
122.946
121,909
119,077

49*098
62*643
53*925
35.396
55.073

1.558.316
1*627.011
1,615,023
1,658*156
1*738,486

535*737
532*366
578.387
634*644
698*247

1955

2*618,851

111,409

56.123

1,730.167

721.152

Iowa

367

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars']
National
Year

is

Borrowings

<*tal

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

983
199
116
30

3*689
3.577
3.647
4.689

1.192
384
376
414

42*119
40*710
40.693
42.053

11*189
10*589
10,470
11*087

173*607
168,346
192*005
229*970

.026
,023
.036
,083

1900
1901
1902
1903
1904

77
87
592
842
967

6.278
8*488
8*410
9*131
10*563

3.340
897
1*358
758
651

43.876
45.055
46.172
46*060
49*810

12,862
13,647
15,507
17,142
17,941

263,267
320*300
360*404
344*455
342*531

140
,223
314
356
,392

1905
1906
1907
1908
1909

618
435
424
654
2,140

11*688
13.220
13*331
14*981
16*199

602
2,666
1*528
1*082
2,871

51,839
53*071
54,660
56,866
57,753

19,522
20,819
22*606
23*521
26*057

371*143
417*253
471*587
467*915
518*665

422
*455
504
546
553

1910
1911
1912
1913
1914

2,740
4,478
2*328
2*323
6,001

16*660
17.245
17,972
18*499
18,351

1*975
2.358
3*975
3.779
2,377

60.606
62.550
64*672
67*590
69*325

27,556
31,141
32,865
35*591
36*367

550*369
564*706
620*039
668*186
678.373

1.630
1.647
1*671
1.706
1*751

1915
1916
1917
1918
1919

3,995
4,546
4,830
38*091
28*842

18.400
17*811
16*350
18,729
18*851

5.299
3*409
7,875
1,724
10,111

71.608
73*316
75*631
78,022
79.787

39,482
41,228
46,639
48,221
53,512

704*303
761*693
933*580
1.015.566
1.195.369

1920
1921
1922
1923
1924

112,885
145,917
76,781
45,124
46.720

19*929
19*830
20144
18.943
19.162

13,092
16*554
12.701
8.313
9*417

85*168
86*547
85*875
86*344
84*074

60,846
63,440
63*185
58,383
54,506

1.345.465
1,191,622
1,141,156.
1.215.715
1,170,936

922
909
878
.855
.785

1925
1926
1927
1928
1929

25,556
14,297
9,516
6,121
12,035

17.744
16*586
15.176
14*167
14.121

10*466
11*450
9.347
7,817
3*422

80*727
77.752
72*860
70*479
68*842

51,686
49,116
45,590
45,594
45*479

1,166*286
1,112.167
1*049*414
1,043,027
1,036*771

1.711
1*617
1.509
1439
1.394

1930
1931
1932
1933
1934

7,809
6.933
24*022
5*168
868

12*636
10*769
9.484
6*947
6.687

7*358
6*473
5,676
2,240
1.194

64*636
58,855
45*368
24,415
35,769

45,849
43,461
31,282
16,994
18*150

981*884
884,312
600,256
334,400
471*461

1*3*11
1*181

1935
1936
1937
1938
1939

10
13
36
25
96

2.250

1,651
1*175
618
1,039
1*363

38,063
37,866
36*968
36,751
36,790

20*330
23,092
26*606
29,124
32*689

582*474
644*826
682.979
673*333
711*937

671
670
670
664
659

1940
1941
1942
1943
1944

35
10

988
1*158
1*192
633
1*019

36*651
36.096
36.879
37,029
38,142

36,805
41,280
44*638
49,320
56,044

766*240
853*057
997.642
1*364*353
1.743*072

660
655
658
654
652

75
10
18

1.642
2.058
2.370
2*467
2,510

38.481
39.255
40*054
41,325
43,592

64,002
73,637
82,963
91,334
100*827

1.974*298
2,220,515
2*421*230
2*374*769
2,341*493

651
659
663
664
665

1950
1951
1952
1953
1954

200
650

3*079
3,372
4*362
5*109
5*245

45,798
48*643
50*664
52*649
55*005

109*874
120*330
131*982
141*360
152,167

2*401*443
2*515*978
2,556*669
2.649(423
2.823.950

662
662
664
664
664

1955

1*053

5*622

58*150

161.266

2,844*944

665

1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*792
1.841
1*859
1*913
1*908

927
457
626

368

Iowa

National Banks7a6/e 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Collateral

All
other

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

33t915
30*543
35*656
43010

1*057
1*052
998
1*533

6*947
6*920
6*561
10*080

25.911
22.571
28*097
31*397

1900
1901
1902
1903
1904

49*605
63*018
74 394
72*552
71*596

1*689
2*263
2*455
2*557
2*155

11*109
14*878
16*144
16*814
14*169

36*607
45.877
55.795
53.181
55.272

1920
1921
1922
1923
1924

* 311*897
280*269
244.323
254*158
248*241

9*502
12*017
19.263
24.864
25.841

68*154
65*011
57.112
59*551
58*315

234*241
203*261
167.948
169*743
164*085

1905
1906
1907
1908
1909

76*555
89*020
103*083
103*065
115.997

2*254
2.550
2*830
2*721
3.215

14*818
16*767
18*611
17*892
21*194

59*483
69*703
81*642
82*452
91*566

1925
1926
1927
1928
1929

234.332
213*261
191.237
182*386
184.818

28*948
26*437
23.278
24,192
23.898

60.107
59.550
61*312
65462
38*018

145.277
127,274
106*647
92*732
122*902

1910
1911
1912
1913
1914

124*863
126,277
136*118
151*618
155*472

3*483
3*406
3*964
4.070
4.362

23*941
24 * 344
27*209
29*986
28*649

97,439
98.525
104*945
117.562
122*461

1930
1931
1932
1933
1934

171*094
142.535
96.485
50.908
52.721

23*183
20.895
15*634
9.378
8*656

33*571
25*897
16*868
11.149
9*666

U4340
95*743
63*983
30,381
34*397

1915
1916
1917
1916
1919

161*810
176*745
212*253
226*515
232*534

6*476
7.128
9.391
8.856
8.433

41*950
41*282
49*082
55.354
52.787

113*384
128*335
153.760
164.305
171.314

1935
1936
1937
1936

55*900
65*153
73.397
74*004

8*560
10*657
12*922
14*602

8*524
8*661
11*864
8*623

36,816
45.835
48*611
50.779

Loans'
Year

Commercial,
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

others

farm land

96.679

62*941

1940
1941
1942
1943
1944

108,317
107,101
101.081
77*249
79,134

71,849
63*490
59.124
44*428
38.363

292
669
342
667
329

1945
1946
1947
1948
1949

90*421
111,701
135,985
156*325
192,719

41.194
52.920
68.861
83.709
. 114.998

1*326

1950
1951
1952
1953
1954

211,277
233.123
234*251
249*529
283*296

120*716
128.332
127*168
134*912
166*302

519
720
259
420
347

1,469
1,394
1.796

1955

305*350

171*724

379

1939

Other

On
residential
property

to
individuals

Other

All
other

16*122

383
696
526
827

11*603

6.326
5*675

7*783
10.425
11*365
10*811
10*709

16.175
13*644
4,095
1*786

5.774
6.385
6.768
7.047
7.705

11*435
16.722
21*664
30,363
32.932

8*162
6*629
7,542

8,864
12,097
20,358
25,779
25*835

1.697

7,793
8*849
8,855
8.229
8*471

38.673
44*923
46*159
46*437
49,497

8.244
10,069
10*157
11,316
11,836

32(823
37,301
36,633
42*038
42,772

6,678

1*714

9*525

56,074

15,209

49*310

6,530

992

1*068
800
774

1,948

1*686

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Real estate

7*246
7.616
7.127

3,331
3,214
3,431

2.582
2,417

2,554
4,183

7*582
7,023

16*822
20*619
18*892
4*079
3*015
4*042
4,854
4.551

3,740
3*003
3,714

4*863
5.174
6.401

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Iowa

369

Table J?National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total

assets

1696
1897
1098
1899

6*910
6*505
7*312
9*711

4*538
4*480
4*919
7*251

342
292
345
354

2*030
1*733
2*048
2*106

9*336
12.994
15.930
23,317

344
346
534
598

3*643
3,821
4,440
4,663

5,349
8*627
10,956
18,036

2*635
2,633
3*276
3*005

52*796
52*675
62*174
79,043

1900
1901
1902
1903
1904

11*518
14*241
16*098
16*634
18*363

8*711
10*402
11.747
12*763
14*290

404
553
627
555
567

2*403
3*286
3*724
3.296
3.486

23.900
31,461
28,532
25,103
24 , 540

574
749
749
769
850

4*961
6,975
6*688
6,638
7*075

18.365
23.737
20.895
17.696
16.615

3*081
3*149
3*001
3,253
3.577

88*104
111*869
122*025
117,542
118*076

1905
1906
1907
1906
1909

16*819
20*436
23*509
25*677
27*559

14*662
15*619
17*284
18*384
19*280

599
694
896

31,954
35,765
37,134
37,612
42,696

786
929

1*048
2*023

3.556
4.123
5*329
6*245
6*256

1*037

1*521

7,175
7*746
8.586
10*649
11*722

23*993
27.090
27,511
26.032
29.453

4*028
4*475
5,055
5*202
5*542

131*356
149*696
168*781
171.556
191.794

1910
1911
1912
1913
1914

24*991
25*670
27*960
28*281
27*967

18*239
18*543
19*396
19*825
19*531

1*302
1*178
1*032
1*262
1*306

5*450
5*949
7.550
7,194
7,130

39,750
42,653
55*860
46.270
45*544

1*569
1*306
1*166
1*779
1*913

11*071
12*412
13*917
13*778
14*105

27*110
28.935
40.777
32*713
29.526

5.695
6.107
6*409
6.902
7*086

195*299
200*707
226.367
235.071
236.069

1915
1916
1917
1918
1919

29*362
28*720
37*170
56*713
87.235

19*211
16*770
23*940
44*495
72*818

1*766
1*777
2*656
2*617
2*251

8*385
8*173
10*574
11*601
12*166

44*083
49,376
76,468
58,526
85,038

1*594
2024
2*465
4,866
6*851

10*321
10*384
11*171
6*740
7*106

32.166
36.968
62*832
46*920
71*081

7.823
6*556
9*116
9,910
13*522

243.078
263.397
335,007
355.664
418.329

1920
1921
1922
1923
1924

72*664
55*056
47*972
64*444
56*626

56*911
40*098
33*219
45.299
35*983

2*418
2*894
3*347
4*555
5*175

13,335
12*064
11.406
14*590
15.468

66,567
48.575
57.676
64,424
63,553

8,563
6*764
6*964
8*026
7*989

7.272
6*406
6.139
5*964
7*826

50,712
35,383
44,573
50*434
47.738

14*527
14*301
13.857
16.177
20*549

465.655
398.221
363*828
399.203
388,969

1925
1926
1927
1928
1929

74*888
77*262
62*225
92*560
99*587

42*943
38*410
36*791
37.477
41*485

5.734
6*825
7*684
9*349
11*049

26*211
32*027
37.550
45.734
47*053

66.758
68.289
66.314
66,298
62,766

8*093
8*081
6*643
8*244
9*055

7.824
7*816
7,898
6*790
6*723

50.841
52*392
51.773
51.264
46,988

22.785
23.404
20*979
18.964
18.818

398*763
382*216
362.755
360*208
365*989

1930
1931
1932
1933
1934

92*767
91*648
77*449
54*622
87*436

31*641
24.854
25*653
22*221
54*914

12*118
19*284
15*887
15*952
15*366

46.808
47*510
35*909
16*449
17,158

62,547
61,635
40*830
42*050
60*412

7*965
6.279
4.185
3.455
4.968

6*646
6*195
4,909
4,062
3,511

47,916
49*361
31*736
34,513
51,913

16*512
12.846
10*760
6*709
6*184

342.920
308*864
225.524
154*289
206,755

1935
1936
1937
1938
1939

103*711
104*579
100*446
84*502
84*103

67*339
62*736
58*750
47*385
45*231

22.932
24.994
26.359
26*765
29*730

13*440
16*849
15.337
10.352
9*142

74.077
80*504
76*186
86*003
74,301

5*110
9*359
8.174
7*036
7.222

4,391
5*111
5,438
5,307
5*212

64,576
66,034
62,574
73,660
61*867

7*019
6*056
5*647
7,039
6*668

240,707
256,294
255*676
251,548
261,951

1940
1941
1942
1943
1944

76*971
91*606
136*436
268*756
373*906

41*399
49*612
87*323
215*576
320*003

30*089
31.755
36.824
40.594
43*487

7.463
10.239
12.269
12.586
10*416

82*609
110,417
134*727
163.181
176*751

6*956
9*610
10*685
11.920
13.543

5*016
5*744
6*762
8*010
8*543

70*637
95*063
117*280
143*251
154*665

6*559
6*329
6,066
6.331
5.751

276*456
315,453
376.312
515.517
635*542

1945
1946
1947
1946
1949

427*234
477*016
459*997
421*434
378*982

372*462
412*965
368*858
341*161
304*396

44.144
48*520
54*825
60*297
57.174

10*606
15*531
16*314
19.976
17.410

179*161
172.759
211.785
208*184
206.874

17,967
15,308
24.314
25.397
25*650

8,077
9,405
10*369
11*160
11.785

153,117
148.046
177*102
171,627
169,439

5,088
5,473
5,319
5,734
5,985

701*904
766*949
813.086
793.677
764.560

1950
1951
1952
1953
1954

390*499
393*542
400*148
390*721
399*676

307*580
302*413
310*642
303*417
308*763

64.349
70*868
72.458
73*031
76*312

16*570
20*261
16.648
14*273
14*581

194,716
215*857
219,724
219,064
217,613

29*673
30*186
32,364
33*086
32,946

11,670
10,474
11,956
12*787
13,409

153,373
175.197
175,404
173,211
171,256

6*094
6.833
7.324
7.255
8*121

802*586
649*355
861*447
866,589
908,706

1955

390*143

294*924

79.970

15.249

218,504

44,830

12,673

161,001

8*516

922.513

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

931

370

Iowa

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

1896

Interbank

U.S.
Government
131
163

Other
demand
21.574

Other
time

1897
1898
1899

30*309
31.649
41,338
56.592

5*243
6,757
9*748
15.578

292
1*015

21*156
27*213
35.703

3*361
3*573
4.085
4*296

1900
1901
1902
1903
1904

63.322
S3 ,432
92*093
85.039
82*371

16.287
22*324
20,868
17,710
17,799

1.189
1.360
2.867
3,033
2*753

41*008
53*235
60.735
55*638
52.047

4*838
6*513
7*623
8*658
9.772

1905
1906
1907
1906
1909

94*153
109*564
127*643
126.645
144*256

24.167
29.733
32.330
31,946
38.334

1*745
1.564
4*643
3*306
1*522

56*148
64.032
69.419
65*573
67.873

12*093
14*235
21*251
25*816
36*527

1910
1911
1912
1913
1914

145*493
148*888
172.963
178.434
177.376

35.759
36.757
50.281
44.814
40.836

649
653
739
615
710

68*870
70*445
75*424
81*004
80*819

40*215
41*033
46.519
52.001
55.011

1915
1916
1917
1918
1919

163*016
203.162
273.222
268.168
334.275

41*994
47.474
82,451
56.699
81.813

744
596
1.191
4,670
2.064

78.494
83.572
103*169
114*706
145.303

61*784
71*520
86.411
92*093
105.095

1920
1921
1932
1923
1924

327,408
259,187
274.609
318.824
307*271

53.494
36.016
46,570
56*714
45*968

607
607
937
1.651
947

151.898
114.449
116.633
130.333
126.365

121.409
106*115
106*469
130.126
133*991

1925
1926
1927
1928
1929

327.644
316.490
304.241
305.862
307*139

53*993
50,848
45*233
41*886
36.397

1,109
814
1.285
755
1*409

135*291
136*414
135*131
134.639
137.701

137,251
128,414
122,592
126*382
129*632

1930
1931
1932
1933
1934

291,171
264*966
184,509
129,039
177,925

36*241
37,690
20*291
21*912
32*603

511
774
1.015
1.707
3.747

126.312
112.827
79.662
60*296
93*475

128.107
113*675
83.541
45.124
48.100

1935
1936
1937
1938
1939

215.341
232,939
232,324
227.511
236.730

46.337
47.149
42*597
40,133
36.447

1.275
2.631
1.107
1,963
2*419

113.036
123.741
126.239
123.722
134*804

54*693
59.418
62.381
61*693
63.060

1940
1941
1942
1943
1944

250.253
288.242
349,671
485.790
603.137

42,192
60.573
36,261
107,336
115*226

2*225
1.679
5*477
31.109
01*616

140.484
159.496
191.936
274.716
316.822

65.352
66.494
65.997
72.629
89*471

1945
1946
1947
1948
1949

667,074
729.261
772.443
750.997
738.766

103*531
103,906
128*852
96.066
63.240

102.111
70*614
16*534
24.781
16*376

347.462
417.337
479.869
483.422
492*137

113.970
137.404
147.188
146.728
147*013

1950
1951
1952
1953
1954

753.999
797,117
805.395
806*826
644.718

86*747
106*444
106*723
104.505
102.399

23*548
22.194
24*444
16*501
22*736

495.673
522*071
517*277
517.733
538.229

148*031
146*408
156.951
168*087
181,354

23.795

547.973

856,389

Iowa

371

Table 2National Banks

ASSETS, UABIUTIES, AND NUMBER, 1896-1955Continued


[Figures i 5 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National

ss

Borrowings

-a

<**-

Ste

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

983
199
116
30

3*689
3*577
3*647
4.689

2
13
3
25

13*495
13*020
12*985
13,240

4,318
4,217
4*085
4*467

52*796
52*675
62*174
79*043

168
164
165
171

1900
1901
1902
1903
1904

77
87
592
842
967

6*278
8*488
8.410
9*131
10*563

8
44
87
85
33

13*500
14*896
15*460
16*148
17*040

4*919
4*922
5*383
6*297
7*102

88*104
111*869
122*025
117*542
118*076

177
220
229
245
264

1905
1906
1907
1908
1909

618
435
424
654
730

11.668
13.220
13.331
14*981
16*199

37
56
124
168
120

17,480
18*495
18*605
20*330
20*560

7.380
7.926
8,654
8*778
9,929

131*356
149*696
168*781
171*556
191,794

277
292
301
316
319

1910
1911
1912
1913
1914

1.403
1*386
774

1*467
2*751

16*860
17.245
17,972
16 * 499
16*351

95
101
131
145
257

20*855
21*380
21*845
23*005
23,385

10*593
11.707
12,682
13,521
13,949

195,299
200*707
226.367
235*071
236*069

325
327
333
340
341

1915
1916
1917
1918
1919

2*156
2*541
1*046
25*690
15*341

16*400
17,811
16,350
16.729
16,851

143
79
402
893
5*103

23.777
24*104
24*500
24*510
25*130

15,586
15.700
17,487
17.674
19*629

243*078
263*397
335*007
355*664
418,329

348
351
352
352
356

1920
1921
1922
1923
1924

65*340
66*910
20*188
13*191
16*324

19.929
19.830
20.144
18*943
19.162

4*590
3*217
1*501
947
957

26*345
26*425
26*025
26*756
26,417

22,043
22*652
21*361
20*540
16*838

465*655
398*221
363,628
399*203
388*969

356
354
349
349
347

1925
1926
1927
1928
1929

8*046
5*735
2.902
1*364
5*627

17.744
16.588
15*176
14,187
14.121

1*966
1*611
1*535
1*461
1.536

26*520
25*635
24*065
23*055
23*080

16,843
16,157
14*836
14*279
14,484

398*763
382*216
362*755
360,208
365*989

340
315
287
270
265

1930
1931
1932
1933
1934

1*680
4826
1*126

12*636
10,769
9,484
6,947
6,887

1*661
1,075
1*021
336
381

21*470
18.555
15*530
9,685
14,926

14.280
12*760
10*154
7*154
6*636

342*920
308*864
225*524
154*289
206,755

241
214
177
93
121

2*250

367
423
389
372
444

15,191
14*470
13*297
13*125
13*044

7,536
8,462
9,646
10,540
11,733

240*707
256*294
255*676
251*548
261.951

121
115
113
110
109

576
719
762
532
742

12*849
12*180
12*431
12*393
12,725

12,743
14,312
15,448
16*802
18*936

276*456
315*453
376*312
515*517
635*542

106
103
103
102
100

1945
1946
1947
1948
1949

1,027
1*167
1*234
1*265
1,330

12,625
12*749
12,699
12*699
13,049

21.178
23.772
26*710
28*716
31*415

701*904
766*949
813,086
793*677
784,560

97
97
96
96
98

1950
1951
1952
1953
1954

1,617
1,774
2*224
2*522
2,656

13,678
14*353
14*523
14,623
15*413

33*292
36,111
39,305
42*218
45*369

802*586
849*355
861,447
866*589
908*706

97
97
97
97
96

922*513

94

719

1935
1936
1937
1938
1939

20

1940
1941
1942
1943
1944

35

200
550

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

16*323

372

Iowa

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

86i507
78*881
87*945
101.975

27.659
21.232
24.635
29.709

7.061
6.843
7.632
8.665

51.787
50*806
55.678
63.401

1900
1901
1902
1903
1904

121*926
146*425
175t269
172*681
168*065

37.285
47,209
55*559
55*683
56.250

15.644
16.723
15.795
14.477
15.518

68,797
82.493
103.915
102.521
96.297

1920
1921
1922
1923
1924

679*775
626*365
597*694
622*384
573.069

199,133
185,538
175.309
182.030
175.248

89*701
90.172
91,887
102.729
96,438

390,941
352.655
330*496
337.625
301,383

1905
1906
1907
1908
1909

177.972
201*213
228*585
226*030
250*810

62*177
69*638
81.717
82.351
90.768

17*801
17*956
19*529
19*416
20*266

97*994
113*619
127*339
124*263
139,776

1925
1926
1927
1928
1929

548.096
494.186
443.496
432.141
425.789

171,625
160.303
147,948
146*941
147.869

102*924
104.400
110.530
122*857
69,331

273.547
229,463
185.018
162.343
208*589

1910
1911
1912
1913
1914

278*674
285*203
298*168
347*235
352.917

99.217
101.709
117.801
120.456
96.988

28*078
34.394
39.051
38.026
20*913

151.379
149,100
141,316
188,753
235,016

1930
1931
1932
1933
1934

406*544
363*412
225.685
90.795
102*510

147,742
134,907
85.675
36,560
42.817

64,731
54,996
34,582
17,622
17,409

194,071
173,509
105*428
36.613
42.284

1915
1916
1917
1916
1919

368.538
396.279
445.242
493.734
530*203

108.371
116*175
133.345
146.983
157*539

29.918
36*686
45*697
55.455
64.494

230,249
243,418
266*200
291.296
308*170

1935
1936
1937
1938

112.757
140.846
163.742
179,180

42,210
49.685
58.834
62,437

19,354
6*241
7*689
7*585

51.193
84*922
97.019
109*158

Loans'

Year
Total

Commercial,
industrial,

and

agricultural

For purchasing or
carrying securities
To brokers

and

dealers

1939

Real estate

To

On

others

farm land

Other
loans

to

On
residential
property

1.066

Other

All
other

individuals

5.472

28*778

1940
1941
1942
1943
1944

252*226
260.840
251.732
212.208
194,694

140.771
136*845
132*628
106.673
78*210

228
475
113
224
1*024

1*210
1*176
1*169
2*015
17,117

42*165
43*260
41,479
38*861
36*799

27*406
31,507
33,681
33*032
33,045

6*509
7.338
7*974
6.297
5.759

17.940
16*956

33.939
40*239
34*666
6*966
5,782

1945
1946
1947
1948
1949

214.890
251.817
306.460
386.439
495*458

96*922
110*073
135.527
178.182
276.376

535
423
669
436
840

11.802
10.351
5,979
4*944
3.686

37*981
40.847
40*776
43.755
45.121

35.227
47.040
64.253
80*409
85*762

6.344
11.354
15.939
20.210
21.633

20,194
26*532
37.812
54*926
60.286

b>*8U5
5*197
5*305
4,597
3.897

1950
1951
1952
1953
1954

549.015
596.779
637,501
683*128
790.206

294,256
308*318
334.101
368*761
462,096

665
836
333
524
306

4*234
3*659
3*234
3.074
3.533

48*842
52.211
53.061
51*073
51*857

97*415
115*005
119,527
124*428
129*134

23*117
27*048
29*066
2V, 934
31.826

79,454
89,150
96,197
105*275
110*109

4.317
4*991
5,267
5*663
7,074

1955

798.661

423.290

352

6.841

56.739

146*619

33,581

128.517

7,472

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Iowa

373

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*119
2*949
3i259
3.757

495
463
479
516

489
457
543
666

2*135
2*029
2*237
2.575

23*611
26*416
30.847
37*175

495
566
675
626

5.435
5*621
6*100
6.278

17.681
20.229
24,072
30.071

7.574
7.427
7.780
8.020

120*811
115.673
129*831
150*927

1900
1901
1902
1903
1904

3t416
4t332
5773
5018
4879

435
397
305
269
247

822
972
1.469
1.204
1.259

2*159
2*963
3*999
3*545
3.373

41*752
49*511
48.779
40*651
42*181

.112
.083
.113
*075
>004

6.660
7.012
7.547
7.573
7.046

33.980
41.416
40.119
32.003
34.129

8.069
8*163
8*558
6*563
9*330

175*163
206.431
238*379
226*913
224*455

1905
1906
1907
1908
1909

5.214
5*318
6.577
6*899
7*871

249
370
290
289
370

1.444
1578
1*796
1.821
2*069

3*521
3.870
4.491
4.789
5*432

46*639
50*713
56.475
52.647
56.058

1*006
1*190
1*288
1.530
1*259

6*529
7.433
7*984
8*901
9.107

39.104
42.090
47.203
42.216
45.692

9*962
9*613
11.169
10.763
12.132

239*767
267.557
302*806
296*359
326*871

1910
1911
1912
1913
1914

8.786
8.327
10.323
6.416
8.383

329
264
317
292
294

2*382
2*399
2*126
2.318
2*474

6.075
5*664
7.880
3*806
5.615

56.010
56.578
71*148
64.360
64.927

1*332
1*453
1.427
1.405
1.547

9*620
9*408
10*109
11.167
11*747

45*058
45.717
59*612
51*786
51.633

11.600
13*891
14*033
15*086
16.077

355.070
363.999
393,672
43,3*117
442*304

1915
1916
1917
1918
1919

8.903
9.598
11.576
49.552
93.404

282
266
532
35*198
75.525

2*976
3*232
3*696
4*253
4*738

5.645
6*100
7*348
10*101
13.141

67.626
74*753
123.723
96.226
132.471

1*655
1*889
3*020
2*465
3.359

11*946
12*866
13.945
15.541
16*063

54,025
59*998
106*756
78.222
113*029

16*156
17.666
18*032
20*368
20*962

461*225
496*296
598*573
659*902
777.040

1920
1921
1922
1923
1924

75.511
64.448
61*267
57*166
75*853

58.912
43.527
26.904
24*237
22*654

5.795
7.108
6*784
8.733
13.199

10.804
13*813
27.579
24.196
40.000

102.396
75*637
89*414
102*912
94*929

2*485
3*856
4.510
4.984
3.664

17.381
15*620
15.508
11.613
17.583

82*530
56*161
69.396
86*315
73.662

22*128
24*751
28*955
34*050
36*116

879.810
793.401
777.330
816.512
781.967

1925
1926
1927
1928
1929

73*939
89.998
100*410
113*155
119.231

29.283
27.099
26*495
26.794
31.444

10*536
13*724
16.101
18*007
19.899

34.120
49.175
57.814
68.354
67.883

103.103
100*801
99.018
93.044
83.379

3.666
2.711
2.776
3*303
2*701

18*750
13*697
13.672
12.212
11*546

80.487
84.393
82.570
77.529
69*132

42.387
44*966
43.735
44.479
44.383

767*525
729.951
666*659
682*619
672*762

1930
1931
1932
1933
1934

112.495
106.717
80.574
42*507
77.176

18*892
14.399
15.018
14*126
39*915

21.046
23*994
20*973
14*825
17.088

72.557
63.324
44.583
13*556
20.173

77.126
68.978
44.789
39*973
77.322

2*973
1*845
1*421
1*421
2*316

10*526
9.495
9.460
6.070
6.431

63*627
57*638
33.906
32*482
68*573

42.799
36.341
23*664
6.636
7*698

638*964
575*446
374.732
180*111
264*706

1935
1936
1937
1938
1939

113.181
125.251
143.001
122*401
117.449

62*286
67.390
77*522
66.127
66.333

26*120
26*837
30.661
29.533
30*856

24.775
31.024
34.813
26*741
20*260

107.400
114*890
113.091
112*974
103*087

3.191
3.254
3.214
3.516
4*184

8*126
9*793
10*619
10.186
10*404

96*083
101*843
99*258
99.270
86*499

8*429
7*545
7*469
7*230
7.870

341.767
366.534
427.303
421*785
449*966

1940
1941
1942
1943
1944

105*787
107*334
143.172
370.323
607.373

60*283
64*926
99*204
325*354
561*808

29*577
29.330
30*754
32*542
33*975

15.927
13.078
13.214
12.427
11.590

124*051
162*183
217.431
259.807
299.371

4*111
6.768
5.719
7.271
8*051

10*462
12.354
14*686
16*870
19*331

109*478
143*061
197.024
235.666
271*989

7.718
7*247
6.995
6.498
6.092

469.784
537*604
619*330
648.636
1*107*530

1945
1946
1947
1948
1949

769*025
911.999
956.048
907.531
791.220

722.143
851.172
879.386
803.850
687*066

33*579
42*405
58*068
81*364
36*146

13*303
18.422
18*594
22.317
18.006

262.496
283.201
336*936
279.656
262*334

9*565
9.526
12*922
12*660
13*666

20*094
21*880
25*310
26*356
27.428

252*837
251.793
300.706
240.820
221.240

5*963
6*549
6*698
7.266
7.921

1.272.394
1*453*566
1*606*144
1.561.092
1*556*933

1950
1951
1952
1953
1954

776.818
758.110
733.424
769.592
794.563

661*817
630*659
602.840
637.163
649.408

97*654
108*554
116.143
120*082
129.630

17*347
18*897
14*441
12.347
15.525

264*669
302*990
314*537
320*126
319.753

16*945
19.390
18.101
16.514
20.075

27*808
25*527
30*864
32.927
34.106

219.916
256*073
265.552
266.685
265.572

8.355
8*744
9*760
9*988
10*720

1.596.857
1.666.623
1.695*242
1*762*634
1*915.244

236*184

11*393

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

374

Iowa

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

814

21.076

1898
1899

84*126
81*240
95,165
115.105

656
504
902

25.709
29*653
37*598

62.236
54,875
65*008
76*605

1900
1901
1902
1903
1904

133,510
168,694
196,272
183,463
180,228

1.176
1.337
642
990
1,009

45*285
60.868
62*998
59*685
61*139

87.049
106*489
132*632
122*788
118.080

1905
1906
1907
1908
1909

192,721
217,476
251,393
244.166
269,389

760
717
657
4*202
6,079

64.308
73.067
86,931
84.170
90.838

127*653
143*692
163*805
155*794
172.472

1910
1911
1912
1913
1914

295,139
298,046
325,264
361,972
368,556

3,323
7,645
8,229
7,472
8,234

91,118
84*895
94,438
106,005
129,876

200*698
205*506
222*597
248,495
230*446

1915
1916
1917
1918
1919

382.503
418.221
507.033
562,611
669*991

5*050
6,182
9,152
10,679
12,872

135*522
148,773
178.636
196.903
233*224

241.931
263.266
319.245
354.491
423.501

1920
1921
1922
1923
1924

726,137
600.147
607,863
679,784
649,786

13,553
11,627
11,869
14,137
13,405

1
3
18
1.281

246.059
204,957
200,911
214,792
207,316

466.524
383.560
395.065
449.574
429*065

1925
1926
1927
1928
1929

652,463
626,474
592,684
592,967
587,733

13.295
12*120
10,161
10,618
7,811

67
274
651
458
570

211,509
206,961
199.635
202,671
200,904

427*592
407.119
382*237
379.220
378.448

1930
1931
1932
1933
1934

552,223
492,855
299,913
149,597
230,668

6,160
6,357
2,532
1,695
4*006

549
606
790
283
1,573

190*974
167*354
117.705
69.639
128,780

354.540
318.538
178*886
77*980
96.309

1935
1936
1937
1938
1939

304,829
349,741
386,207
378*883
404,269

6*185
6,871
7*084
6.572
5.947

794
2.087
553
523
1,683

181,516
208*116
227*263
217*648
233.431

116.334
132*667
151.307
154*140
163*208

1940
1941
1942
1943
1944

441,508
486,271
565,262
791,381
1.044,730

6*566
8,753
12*641
14*526
15*464

1.575
652
3*032
38*120
113.135

258*359
293.350
362.649
538.042
676.161

175.006
183*516
186*940
200,693
239*970

1945
1946
1947
1948
1949

1,203,099
1,376,304
1,523.325
1.488.636
1.455.780

13.877
14.710
16,524
11.125
11.902

146.753
98.861
22*665
29*682
21*398

745.881
912.300
,098.568
,058.238
,040*588

296*588
350*433
365.568
389*591
381,892

1950
1951
1952
1953
1954

1.488.693
1*546.516
1.564.866
1,643.279
1.766*165

12.794
15,169
16,223
17,404
16.678

25.550
40*449
29.481
18*895
32*337

.062*643
.104*940
,097,746
.140,423
1*200,257

387.706
385*956
421,436
466*557
516.893

32.328

1,182.194

533.529

1896
1897

538
394

Iowa

375

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

r1

Nati
ba

Borrowings

no

Capital

' liabilities

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
batiks

1696
1897
1896
1699

1,190
371
373
369

28*624
27.690
27,908
28,813

6,871
6,372
6,385
6,620

120,811
115,673
129*831
150,927

1900
1901
1902
1903
1904

3*332
853
1,271
673
618

30.378
30.159
30,712
31,932
32.770

7,943
6*725
10,124
10,845
10,839

175,163
208.431
238.379
226,913
224.455

1905
1906
1907
1908
1909

565
2*612
1,404
914
2,751

34*359
34,576
36,055
36*536
37.193

12,142
12*893
13,954
14,743
16*128

239.787
267,557
302,806
296,359
326.871

,145
163
203

39,751
41,170
42,827
44,565
45,940

16.963
19.434
20.163
22.070
22.438

355.070
363.999
393.672
433.117
442.304

1*305
1*320
1*338
1*368

1*410

858
859
871
912
963

,003
.085
,111
.128

*230

,234

1910
1911
1912
1913
1914

1*337
3*092
856
3*250

1,860
2,257
3,844
3,634
2*120

1915
1916
1917
1918
1919

1*839
2.005
3.784
12.401
13.501

5.156
3*330
7.473
831
5.008

47,831
49.212
51.131
53*512
54*657

23.896
25,528
29,152
30,547
33,883

461.225
498.296
598.573
659.902
777,040

1,444
1,490
1,507
1,561
1,552

1920
1921
1922
1923
1924

47*545
79*007
56*593
31*933
30*396

8.502
13,337
11,200
7*366
8,460

58,823
60.122
59,850
59*586
57.657

38*803
40.768
41*824
37.843
35*666

879.810
793.401
777,330
816.512
761,967

1*564
1*555
1*529
1*506

1925
1926
1927
1928
1929

17,512
8*562
6*614
4*757
6*403

8,500
9,839
7,812
6,356
1,884

54.207
52.117
48.795
47.424
45.762

34,643
32,959
30.754
31,315
30,995

767.525
729.951
666*659
682*819
672.782

1*371
1,302
1,222
1*169
1,129

1930
1931
1932
1933
1934

6*129
6*214
19.196
4*042
666

5.677
5.396
4.657
1*902
813

43.366
40*300
29*836
14,730
20*843

31,569
30,681
21.128
9.840
11.514

638.964
575.448
374.732
160*111
264*706

1*070
967
750
364
505

1935
1936
1937
1936
1939

10
13
16
25
96

1*264
752
429
667
919

22,872
23,398
23,691
23,626
23,746

12,792
14,630
16.960
18.584
20,956

341.767
388.534
427.303
421,785
449*986

550
555
557
554
550

412
439
430
301
277

23,802
23,916
24,446
24,636
25,417

24,062
26*968
29.190
32.518
37.106

469*764
537*604
619,330
848*836
1,107,530

554
552
555
552
552

75
10
18

615
891
1,136
1,202
1,180

25,856
26,506
27.355
26*626
30*543

42*824
49.865
56.253
62*618
69*412

1*272*394
1.453,566
1,606,144
1,581,092
1*556*933

554
562
567
566
567

1950
1951
1952
1953
1954

100

1,462
1,598
2,138
2,587
2,569

32*120
34*290
36,141
37,826
39*592

76*562
84.219
92,077
99,142
106.796

1.598,857
1,666.623
1,695.242
1.782.834
1.915.244

565
565
567
567
568

1955

1*053

3,010

41,827

114,079

1,922.431

571

1.554

1940
1941
1942
1943
1944

10

1945
1946
1947
1946
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,410

1,438

376

Iowa

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

a
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

30.876
31*038
31.201
32*501

3*448
3*466
3*484
3*629

2.718
2.732
2*747
2.861

24.710
24.840
24.970
26.011

1900
1901
1902
1903
1904

39*506
44*948
51*626
47.125
44*417

6*058
8.404
8*221
7,619
8*258

8.684
7.862
4.991
3.507
4.630

24,764
28.682
38.414
35.999
31,529

1920
1921
1922
1923
1924

62*763
53.270
49.751
46.233
39.660

6*476
8*409
7.638
6.866
6.691

4,553
4*483
4*764
5*044
3*625

49*734
40*378
37.349
34.323
29*344

1905
1906
1907
1908
1909

41.707
44*754
50*223
41*546
45.606

8*897
8*182
11*078
6*628
7.978

5.753
4.086
3*643
3*633
2*861

27,057
32*486
35.502
31.285
34,767

1925
1926
1927
1928
1929

39.991
34.684
30.364
27,960
27.915

6,999
6.829
5*417
4*669
5,032

3*844
4*688
5*181
5*240
897

29*148
23*167
19*766
16*051
21*986

1910
1911
1912
1913
1914

44.957
44*099
42.552
48*251
45581

7*868
11.527
14.124
14.588
5.C72

2*832
3*372
5*628
4*796
1570

34,257
29,200
22*800
28*867
38,139

1930
1931
1932
1933
1934

23.695
17.722
9,851
4*248
2*302

6,854
4*582
1.931
1.508
817

795
31
49
140
76

16*046
13.109
7.871
2.600
1.409

1915
1916
1917
1918
1919

47.354
49*126
50.715
56*386
55.714

6.174
6*475
9.069
10.093
9.973

2.465
3.359
3.877
4.285
4.234

38*715
39,292
37,769
42,008
41,507

1935
1936
1937
1938

1*689
1*217
1*320
1.325

600
432
469
470

56
40
44
44

1033
745
807
811

Loans1
Commercial,

v
lotal

and
agricultural

For purchasing or
trying securities
Tobr okers
an
dea -

Tn

otlL

. ,.,,
Real estate
~
fanX-d

On
>

tier
ns
to
duals
^
Qt

"

All
other

1939

1.360

495

90

372

86

317

1940
1941
1942
1943
1944

1,179
1,431
1*069
951
1,068

429
521
389
346
389

78
94
71
63
70

323
392
293
260
293

74
90
67
60
67

275
334
249

184
206

38
43

1945
1946
1947
1948
1949

1,277
1,358
1,586
2,043
3,696

465
494
167
783
2,035

84
90
37
99
234

350
372
13
565
246

60
86
189
100
42

247
262
21
431
793

51
54
1*139
45
346

1950
1951
1952
1953
1954

3,786
3.817
4.424
5,015
5*398

1.780
1,086
2,749
3.717
4*132

274
301
408
422
390

262
313
343
421
420

44
55
61
67
80

1,046
1*479
195
292
326

380
583
666
76
48

1955

5*276

3*898

394

445

130

340

69

' Ht'jrinninj: Juno 30, 19-18, figures for various loan items are shown
s (i.t;., buforu deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the lotal and are not entirely comparable with prior figures, Total loans
continue to be shown net.

Iowa

377

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

U oDGovern,ment.
obliga tlons

Year
Total

Obligations
of States
and political
subdivisions

1896
1697
1896
1899

1*363
Ii370
1*378
1*435

382
384
386
402

17
17
16
16

1900
1901
1902
1903
1904

632
867

1*546

299
230
102
63
45

44
3
286
3
54

1905
1906
1907
1908
1909

441
309
237
456
886

27
115

104
30

47

107

1910
1911
1912
1913
1914

997
803
840
716
525

53
73

120
129

98
75

56
89

1915
1916
1917
1916
1919

1112
3*784
6*908

503
480

41
7
240
817
1*492

86
83
51
174
318

1920
1921
1922
1923
1924

3*716
3*376
3*076
2*779
3*115

3*303
2*756
2*173
1*586
1*426

22
146
150
153
33

1925
1926
1927
1926
1929

4*652
3*643
3*715
4*290
4*187

2*396
2*357
1.821
2*157
2*429

1930
1931
1932
1933
1934

2.915
3*757
3*675
1*302
1*403

1935
1936
1937
1938
1939

1*275

1940
1941
1942
1943
1944

880
645
631
966

1945
1946
1947
1946
1949

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

964
99
974

13*474
13.545
13*616
14*183

251
252
253
264

2*531
2*544
2*557
2*664

10*692
10*749
10*806
11.255

3.899
3.920
3*939
4.104

49*612
49*873
50.134
52*223

289
634
660
485

16*506
18*889
20*128
13*492
13*444

496
334
413
412
304

2*867
2*787
2*902
2*556
2*095

13.143
15*768
16*813
10*522
11.045

127
172
367
.108
334

60*771
68*876
77.667
65.451
62.779

310
164
225
446
732

13*396
13*390
13*952
11*652
11*804

196
260
252
524
165

1*631
1*717
1*936
1*804
1.922

11*569
11*393
11*764
9*324
9*717

4.563
3.958
5.063
3*363
4.272

60.107
62.411
69.475
57*019
62*568

824
601
765
562
361

9.262
9*166
11*508
11*303
9*170

133
214
156
139
176

1*806
1*612
1*707
2*220
1*613

7.323
7*342
9*645
6*944
7*379

3*160
4*161
3*780
4*028
3*642

58*396
58*231
58*660
64.296
56.918

376
390
621

8.860
8.550
16.903
11.340
13.665

243
307
449
443
534

1*703
1*792
1*615
1*296
1*618

6*914
6*451
14*839
9.599
11*533

3*659
3.678
3*192
3*804
4*167

60*376
61.834
71.922
75.314
80*474

251
175
133
91
147

1*103

1*038
1*654

6*483
5.776
7*111
8*445
5.945

7*129
4.680
6*139
7*598
4*750

3*965
3*698
4*031
4.165
4.025

78.947
66*320
63*971
61.622
52*745

212
80
243
153
226

2*042
1*206
1*651
1*980
1*532

7.939
6.846
6.695
5*397
5.212

120
108
183
221
67

1*016
1*180
1*061
974
696

6*803
5*560
5*451
4*202
4*449

4.884
2*655
3*047
2*099
2*403

57*466
47*630
43.821
39*746
39.717

1*615
1*783
1*422
568
767

226
266
595
197
183

1.074
1*706
1*658

4*059
3*136
2.247
2*348
1*772

416
24
18
14
37

532
485
312
270
121

3*111
2.627
1.917
2*064
1*614

2*499
1*567
761
368
553

33*168
26*182
16*534
8*286
6*030

694
496
570
353
651

193
166
180
208
211

388
271
243
232
196

1*537
1*192
1*079
1.110

34
28
27
29
20

109
86
83
69
63

1*394
1*076

704
66
134
127
129

5*205
3*410
3*526
3*355
3*304

191
196
71
41
26

147
125
36
17
9

1*053
1.244
2*004
2*819

20
32
39
64
93

63
95
116
192
279

642
926

1*089
1*746
2*447

127
134
126
125
59

2*911

2*552

542
324
524
906
2*517

3*615
4.459
6*164
6*543
5*442

3.508
4.294
5*796
6*023
4*838

85
139
314
442
604

22
26
54
78

2*237
2.735
3*841
2*042
1.542

78
98
138
75
31

228
287
415
247
151

1*931
2*350
3*288
1*720
1*360

67
59
59
58
46

11*650
10.686
10*726

1950
1951
1952
1953
1954

5.055
4.692
4.539
3*984
4*015

4.547
4*280
4.179
3.677
3*592

508
412
360
307
423

1*654
2.113
1.708
1.838
2*026

43
62
52
63
77

141
143
163
171
211

1*470
1*908
1*493
1*604
1*738

47
46
56
55
54

10*542
10.668
10.727
10*692
11*493

1955

4*059

3*632

427

1.396

70

173

1*153

50

10*761

726
584

935
993
793

1*058

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

12
10

75

1*015

1*158

2*793
5*098
391
472
755

537
453

757
725

921
639
756

1.048

969
992
674

3*263
3.070
4*046
6*498
7*196
8*611

378

Iowa

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

S.

interbank

Other
demand

^ament

Other
time

1896
1897
1898
1899

35*280
35*466
35*652
37*137

323
325
327
340

18*658
18*756
18*854
19*640

16*299
161385
16*471
17*157

1900
1901
1902
1903
1904

41*437
53*181
62*237
50*483
48*134

250
556
300
454
385

22*043
28*055
33*184
26.706
25*511

19*144
24*570
28*753
23*323
22*238

1905
1906
1907
1908
1909

45*785
47*429
54*728
45,925
50.540

317
260
198
437
317

24.315
25*237
29*246
24*271
26*873

21.153
21*912
25*284
21.217
23*350

1910
1911
1912
1913
1914

46*725
46*824
48t015
53.918
48*968

60
213
126
285
114

22.086
18*978
20.094
22*594
26*037

24*577
27*633
27*795
31*039
22*817

1915
1916
1917
1918
1919

50*639
52*309
59*980
66*105
70*112

104
94
483
529
561

26*567
27*097
30*772
33*912
35*967

23*968
25*116
28*725
31*664
33*564

1920
1921
1922
1923
1924

68*250
50*837
51.737
52*636
43*849

96
200
203
205
137

29*154
25*029
25*928
26.827
19*381

39 >000
25*608
25*568
25*567
24*331

1925
1926
1927
1926
1929

49*240
41*971
38*630
35*247
35*111

101
73
48
20
13

24.514
21*622
19*461
18.730
16*407

24*625
20*276
19*121
16*497
18*691

1930
1931
1932
1933
1934

29.042
22*294
13*996
6*445
5.246

76
22
14
6
5

12*116
10*367
7*935
3*822
3*804

16*850
11*905
6*047
2*617
1*437

1935
1936
1937
1938
1939

4.143
3*103
3*088
3.007
2.945

4
6
9
9
12

1*131

3
3

3*008
2*256
2*245
2*189
2*144

1940
1941
1942
1943
1944

2.585
2.934
2*332
3*756
6.185

10
15
14
23
37

5
6
8
11
25

1*882
2.139
2*065
2*738
4*515

1608

1945
1946
1947
1948
1949

6*868
8.242
11.314
lu.308
10*321

48
58
79
83

27
33
68
83

5*014
6*016
8.271
8*685
8*901

1*779
2*135
2*896
1*457
1*420

1950
1951
1952
1953
1954

10.121
10*247
10*256
10*379
10.941

17

8*410
8*634
8*451
8*929
9*185

1*694
1*613
1*605
1*450
1*756

18
37

841
834
606
766
686
774
745
984

1*491

Iowa

379

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat onal
ba
no

p...
liases

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

<***

Total
liabilities
and capital
accounts

Number
of
banks

1096
1897
1898
1899

370
371
373
389

11*342
11*402
11*461
11*939

2*620
2*634
2*646
2*758

49*612
49*673
50*134
52*223

483
487
490
510

1900
1901
1902
1903
1904

3*332
853
1*271
673
618

12*323
11*313
10*509
10*617
10*440

3.679
3*529
3.650
3*678
3.587

60*771
68*876
77*667
65*451
62*779

523
529
554
537
509

1905
1906
1907
1908
1909

447

565
2*612
1*404
427
484

10*262
8*876
9*479
7*842
7.568

3*495
3*494
3.864
2*825
3*529

60*107
62*411
69475
57*019
62*568

468
418
403
385
366

1910
1911
1912
1913
1914

1*258
650
396
439
1*306

188
63
468
123
14

7*272
7.237
6*900
6*690
6*193

2*953
3.457
2.901
3.128
2.437

56*396
56*231
58*680
64*298
58*918

355
334
321
315
296

1915
1916
1917
1918
1919

.473
*639
*340
.573
t482

223
435
36
83
866

5*769
5*345
5*934
5*106
5*110

2.272
2.106
2*632
2*447
2*904

60*376
61*834
71*922
75.314
60*474

269
273
253
252
232

1920
1921
1922
1923
1924

3*122
7*443
4*864
2*285
2.045

48
1*033
995
959
1*477

5*007
4*310
3*935
3*559
3*465

2.520
2*697
2*440
2*183
1.909

76*947
66*320
63*971
61.622
52*745

218
206
197
185
169

1925
1926
1927
1928
1929

1*033
637
695
369
195

1*859
49
31
12
11

3*255
3*215
3*032
2*593
2*593

2.079
1*958
1.433
1.525
1*807

57*466
47*830
43*821
39 * 746
39*717

155
141
126
113
108

1930
1931
1932
1933
1934

400
335
34

15
21
573
61
89

2*281
1*871
1*132
663
405

1*430
1*661
799
1*117
290

33*168
26*182
16*534
8*286
6*030

95
74
47
32
19

469

280
191
240
190
190

313
116
198
158
169

5*205
3*410
3.526
3*355
3*304

15
13
13
12
12

1940
1941
1942
1943
1944

165
165
140
140
145

161
164
98
150
168

2*911
3*263
3*070
4*046
6*496

11
11
10
10
10

1945
1946
1947
1948
1949

145
145
160
190
190

183
224
176
188
215

7*196
8*611
11.650
10*686
10*726

10
10

1950
1951
1952
1953
1954

180
185
195
195
200

241
236
276
316
352

10*542
10*666
10*727
10.692
11*493

9
9
9
9
9

1955

205

1935
1936
1937
1938
1939

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10*761

10
10
10

KANSAS

States Summary. Compilation of figures for


State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.

Revised data for assets and liabilities and


number of all banks in Kansas, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Kansas
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United

The sources of statistics for State commercial banks for the period 1896-1933 were
(1) figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
The sources of such statistics for the
period 1934-1946 were either (1) summary
figures of assets and liabilities of all commercial banks published or supplied by the State
banking department or (2) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and figures for noninsured banks published in
reports of the State banking authority. Data
for this period are discussed separately because of the substantially better coverage and
more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

J
Since there have been no mutual savings banks in
Kansas, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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380

Kansas

381

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

On the basis of a count of individual


banks listed in the State banking department
reports, the number and aggregate balance
sheet of State commercial banks as published
by the Comptroller were adjusted as shown
in the accompanying table.
CHANGES IN NUMBER OF BANKS AND CORRESPONDING
BALANCE SHEETS
Year

1902
1908
1909
1910

Additions

Deductions

1
4
2
..

1911
1919
1925
1926
1933

8
7
21
2
4
10

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller of the Currency
until 1934. For years in which items were not
reported, figures were obtained from other
sources or were estimated.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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Figures for real estate loans in 1902,


1907, 1910-1912, and 1916 were obtained from
reports of the State banking department.
Estimates for 1920-1924 were obtained by
applying to total loans, ratios of real estate
loans to total loans that were derived by interpolating between similar ratios based on
reported data for 1919 and 1925.
Figures for collateral loans for the period 1896-1908 were estimated by applying
to total loans in each year the ratio of collateral loans to total loans computed from reported data for 1909. This method was used
because of the stability in this ratio in subsequent years, when collateral loans for these
banks were reported. An estimate for 1910
was derived by applying to total loans the
average of the ratios of this item to total loans
computed from reported data for 1909 and
1911. Estimates for 1916-1933 were derived
by applying to total loans, ratios that reflected
changes over the period in the ratio of this
item to the total at Kansas national banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and -other securities was
not reported to the Comptroller regularly until
1934. For years in which items were not
reported, figures were obtained from other
sources or were estimated.
Figures for United States Government
securities for 1908, 1910-1918, and 1921 were
obtained from reports or abstracts of the State
banking department. An estimate for 1920
was derived by assuming that holdings of
these securities accounted for the same proportion of the change in total investments
from 1919 to 1920 as was computed for Kansas
national banks. An estimate for 1923 was
derived by applying to total investments the

382

All-Bank Statistics

average of the ratios of United States Government securities to the total computed from
reported data for 1922 and 1924.
Holdings of obligations of States and political subdivisions for 1896-1908 were estimated by applying to total investments less
United States Government securities in each
year the ratio of State and political subdivision securities to this total computed from
reported data for 1909. Estimated holdings
derived in this way were small in all years.
Since holdings of State and political subdivision securities were small in 1909, it seemed
reasonable to assume that the amounts for
earlier years were also small. An estimate for
1910 was made by applying to total investments the average ratio of this item to total
investments computed from reported data for
1909 and 1911. Estimates for 1916-1925 were
made by applying to total investments less
United States Government securities, ratios
that reflected changes over the period in the
ratio of State and political subdivision securities to this total at Kansas national banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary. Estimates for 1927 and for 1931
and 1932 were made by applying to total
investments, averages of the ratios of this item
to total investments as computed from reported data for 1926 and 1928 and for 1930
and 1933, respectively.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate, after
some minor revisions, in the reports of the
Comptroller beginning with 1922, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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prior to 1918 because practically all such


deposits were held by national banks.
For years in which items were not reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 and 1910-1918 were obtained from
reports of the State banking department. On
the basis of a comparison of figures shown in
the State banking department report for 1909
and those in the report of the National Monetary Commission, it was concluded that the
"individual deposits" shown in the State banking department report were demand deposits,
and they were treated as such.
Breakdowns for 1919-1921 were estimated by applying to total deposits, ratios of
each item to total deposits that were derived
by interpolating between similar ratios computed from reported data for 1918 and 1922.
Data for interbank deposits for 1897,
1905, 1907, and 1910-1918 are those reported
by the State banking department. Estimates
of these deposits for 1919-1921 were made in
the same manner as those for demand and
time deposits in that period.
Figures for United States Government
deposits for 1918-1930 represent holdings of
these deposits at State member banks only,
which held practically all of this type of
deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in Kansas to such deposits at
all State member banks on June 30, 1919.
OTHER ITEMS

The entire breakdown of cash assets for


1907, 1910-1918, and 1920 was obtained from
reports of the State banking department. The
breakdown for 1919 was estimated on the basis
of average ratios of each subitem to total cash
assets computed from reported data for 1918

Kansas
and 1920. In addition, data for cash items
in process of collection for 1928-1933 were
obtained from reports of the State banking
department.

383

Figures for borrowings for 1896-1908,


1910-1920, 1922, 1925-1928, 1932, and 1933
were obtained from reports of the State
banking department.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of all
State commercial banks for 1934-1941, as reported by the State banking department and
shown in the annual reports of the Comptroller
of the Currency, were accepted with only
minor adjustments. For 1942-1946, figures for
insured banks published by the Federal Deposit Insurance Corporation were combined
with condensed balance-sheet data for noninsured banks compiled by the Corporation from
reports of the State banking authority or from
bankers' directories.

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The breakdowns of some of the principal


asset and liability items that were required
for the all-bank series were not available in
the sources cited. The breakdowns of loans
and investments for 1934-1941 and of cash
assets for 1934-1946 for noninsured banks
were estimated on the basis of the percentage distribution of these items at . insured
nonmember commercial banks in corresponding years, and these figures were added to
reported data for insured banks.

384

Kansas

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
UK ins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

34*937
33*626
39*607
41*687

1*568
1*533
1*541
1*577

12*631
13*440
16*261
16*905

20.718
18.655
21,785
23*205

1900
1901
1902
1903
1904

46*932
56*270
65*091
73*005
80*185

1*794
2*674
3*548
4,023
4,465

18,711
22*981
24,296
26,062
26*806

26*427
30.615
37,247
42,920
48.914

1920
1921
1922
1923
1924

411,326
380,140
355,572
354,501
325,013

30*726
31*992
33*843
37,393
37,960

125,680
114,739
109,734
101*552
91*223

254,920
233,409
211,995
215,556
195,830

1905
1906
1907
1908
1909

91*245
101*361
119.749
115*669
134*979

5.425
6.501
8*636
9.502
14.544

30,494
32*181
37,594
35,507
43,094

55,326
62,679
73,519
70,660
77,341

1925
1926
1927
1928
1929

325,939
331,639
311*515
298,382
295.617

41,319
42*830
40*795
36,417
29,642

95*657
96,252
93,246
91,388
40,151

188,963
192,557
177,474
170,577
225,824

1910
1911
1912
1913
1914

148*810
139*653
151*120
164*056
167*449

14.769
14,315
15.896
18.377
16.547

45,835
40*419
44*308
48,808
39,542

88,206
84,919
90,916
96.873
111.360

1930
1931
1932
1933
1934

276,357
225*108
178,186
134,661
125,502

32*860
29,960
28,651
25,525
23,116

28,669
21,295
16.931
11*114
10.002

214,828
173*853
132*604
98*022
92,382

1915
1916
1917
1918
1919

185.021
211.435
258.447
302*658
346.589

19.794
19,719
24,143
23,840
23.273

60*155
68,770
82*486
100*355
113*885

105.072
122,946
151,818
178,463
209,431

1935
1936
1937
1938

117,149
129,837
138,933
143,046

19,383
21,997
24,607
25,892

9.959
9,567
9*527
7*073

87,807
98*273
104.799
110*061

Loans'
Year
total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

146.929

90.379

594

1,672

13,216

11*547

2,783

26*738

1940
1941
1942
1943
1944

164.232
180*623
178.372
167*401
163.358

102,237
109,694
112,092
116.758
103.352

698
735
1,164
1*042
1*641

1,593
1,964
1,820
2*360
8,853

13,210
13,338
12*657
9*631
10,086

12*322
13*380
14,099
12*937
12*906

2,998
3,192
2*971
2*240
2*077

16*818
16*478

31*174
36*320
33,569
5*615
7*965

1945
1946
1947
1948
1949

163.719
215.138
299.425
371*364
411*863

99,301
127,190
176,671
225,397
251*077

2*007
1*020
1*326
1*155
1*061

8,062
7,877
2,869
2,991
2,861

10*474
14,302
17,649
18,415
18,194

14,252
25*206
37*190
45,407
48,361

2,141
4*351
7,757
10,734
11*644

21*425
26,521
48*953
60*155
68*301

6*057
8*671
7,010
7,795
11*934

1950
1951
1952
1953
1954

438.201
529.559
588.561
551*606
581.654

255,301
332.822
378,657
328.264
336,895

1*669
1*761
2*024
2*943
2*029

3,723
3,260
3*676
3,338
3,982

19,604
20,916
20,327
19,815
21*710

56,156
57,794
64.139
63,783
66,978

12*217
13*028
13,345
13,690
15,664

82,306
92,996
101,695
115*558
129*324

9,612
9*879
7*617
7.602
8*355

1955

635.610

358,807

3*115

4,907

23,697

75*102

18*842

144,466

10*849

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Kansas

385

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other

Total
assets

1896
1897
1898
1899

4t353
4*004
4*212
4*282

3*071
2*979
3*277
3.324

616
466
439
474

666
537
496
484

12*236
16*324
20*312
23*479

500
496
546
597

4,358
4*990
5*603
5*514

7,378
10*838
14*163
17*368

4*881
4*536
3*543
3*237

56.407
58.492
67*674
72*665

1900
1901
1902
1903
1904

6*015
7*531
9*367
10*693
12 i 366

5*001
5*891
6*648
7*684
9*102

541
885
1*449
1*552
1*605

473
755
1*270
1*457
1*659

27.590
36.783
31*656
37*103
43.609

741
974
1.156
605
1,047

5*991
6*973
7,171
8*389
9*158

20*858
30*836
23*329
27*909
33*404

3*325
3*131
3.013
3*235
3.613

83*862
105*715
109*127
124*036
139*773

1905
1906
1907
1908
1909

13*666
14*603
17*079
19*350
19*346

9*324
9*488
10.975
12.137
11*804

2*106
2.457
2*969
3*454
4*431

2.236
2.658
3.135
3.759
3*111

43*129
51,318
61.617
59*009
69.616

1*229
1*176
1*431
1*484
1*816

9,295
10*969
11*777
14*339
15*734

32,605
39*153
48*409
43*186
52,064

4,044
4*393
4,902
5,780
6*077

152*084
171*675
203*347
199*806
230*018

1910
1911
1912
1913
1914

19*072
16*786
19.950
20.253
19*589

10*987
10*681
10*926
11*286
11*278

4*637
4.427
5,116
4*931
4*194

3*446
3*676
3*904
4*036
4*117

61*250
62*673
56*187
68*660
52.685

1*851
1*083
889
1*177
1*180

15*060
13*899
14,123
14*706
14*349

44*339
47.691
43,175
52,797
37,356

6,900
7,404
8*007
8,329
8,960

236*032
228*516
237*264
261*320
248.883

1915
1916
1917
1916
1919

21*335
21*742
32*931
55*461
64*329

11*169
10*996
16*546
37*879
44*710

5*916
6.276
7.540
7,431
8.947

4*250
4.470
8*845
10*151
10*672

77.303
79,814
120,520
105*784
112,652

1*224
1.636
2*319
3*295
4.476

13*635
13*960
14*575
12*543
13*676

62*444
64*018
103*626
89*946
94*500

9,834
11,029
11,181
11*796
14*350

293.493
324*020
423*079
475*699
537.920

1920
1921
1922
1923
1924

56.353
52.955
52.202
56*340
53*459

32*682
31*999
27*605
30*010
26*040

10.250
8*571
12*370
12*687
13*813

13*421
12*385
12*227
13*643
13*606

118,545
100.621
102*137
99,163
90*695

5.563
4.544
6*135
6.435
5.224

14,356
13*019
11*823
11,340
11*478

98*606
83*258
84,179
81*408
73*993

15,640
19*602
23*475
25*745
26,658

602.064
553.516
533*386
535*769
495.825

1925
1926
1927
1928
1929

75*551
76*797
89*164
108*663
117*258

35*202
32*300
32*392
35*877
45*279

21,027
21,917
28,693
38,738
40*536

19*322
22*560
28*079
34*068
31*443

121,658
104*765
109*423
105*951
98*847

6.538
6,750
7.336
6.873
6.247

11*281
11,607
12*149
9*523
10*498

103*839
86*408
89*938
89*555
82,102

30,785
33*225
31*353
30,586
26,961

553.933
546.426
541,455
543*602
538*683

1930
1931
1932
1933
1934

99*601
100*745
98*099
99,647
108,515

30*108
32*653
37*118
46*333
60*526

40*856
41*202
38*262
34,631
36,663

28*637
26*890
22*699
18*683
11.126

103,539
103.555
70.119
86*935
134.048

7*913
5*106
3*968
4*074
4*953

9*913
9*391
7*456
6*219
5*434

85*713
89*058
58*695
76,642
123*661

24,008
24,425
21,046
18*841
16*569

503,505
453*833
367.452
342,084
386,654

1935
1936
1937
1938
1939

129*626
135.170
140*107
135*666
132*289

84*311
90*461
93,110
86*353
86*594

34*933
33,801
36,233
37,916
35,990

10*382
10*908
10*764
9,417
9*705

151.147
166.901
163*065
147*829
164*456

4*304
8*750
9*048
7*623
7*387

6*989
8*046
7,891
7,916
7*747

139*854
150.105
146*126
132*290
149*322

17*756
16,657
14*696
13*235
12,169

415,678
446*565
456*603
439*796
455,843

1940
1941
1942
1943
1944

124*780
129*552
186*593
427*319
607*515

80*284
66*590
142*981
383*071
564*287

36*512
36*679
36*583
35*560
33*318

7*984
6.283
7*029
6*688
9*910

163*894
201.428
262*445
366*986
397.014

5.813
6.657
7*840
8*622
10*926

7*685
6*537
10*853
13,909
14,799

150*396
164*234
243,752
346,457
371*289

11.930
10*866
673
061
*229

464,836
522*469
637*083
972*769
1*177*116

1945
1946
1947
1946
1949

807*067
943*101
668*117
839*084
816*300

763*193
883,399
779*829
728.149
690,297

32*701
36*314
57*465
77*412
97.222

11.173
23*368
30.823
33*523
26*781

470,226
423*468
390*853
403*995
419*254

8*777
11*873
1 3 968
14.365
17*449

14,823
14,391
17*522
20*564
20*839

446*626
397*204
359*363
369.066
380*966

427
566
950
425
588

,449,439
590.293
.566,345
.622.868
,656*005

1950
1951
1952
1953
1954

637*766
760*723
835*207
943*027
971.677

690,667
596*885
661,264
747.289
746,429

120*870
132*229
144*402
164*546
196*450

26.229
29*609
29.541
31.192
28*798

433*698
412*307
499.435
517*101
529.100

20.834
26.266
31.846
26.867
24.703

20*890
21,064
25,067
27,854
28,867

391,974
364,977
442,522
462*380
475,530

8*773
10*569
11*606
11*449
13*087

718*436
713*156
934*609
2*023*163
2*095*518

1955

993.647

747,421

211,241

35*185

467,224

27*435

29,542

430,247

14.287

2*130*968

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

386

Kansas

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896
1897
1898
1899

31*721
36*114
46*023
51.252

1900
1901
1902
1903
1904

59.814
79,734
80*402
92*564
104.767

1905
1906
1907
1908
1909

114.349
131*852
158.554
151.723
178,354

1910
1911
1912
1913
1914

Interbank

841

U.S.
Government

Other
demand
27*193

Other
time

331
345
358
436

30*811
39*326
43.879

3*356
3*414
3*951
3.822

569
570
955
1.241
1*300

51*085
65*814
68*485
76.627
85*839

4*419
5*322
5*617
7.462
8*563

10,615
12,682
17,505
17,174
22,833

984
972
1*671

92*632
106*359
122.639
112*410
127*642

10*118
11*839
16.739
19*553
26.746

179.636
171,062
176,532
199,278
180,651

18.268
15.437
15*686
19*328
13*732

664
658
940
867
874

130*031
123*120
122*695
135*403
124*172

30.673
31.847
37.211
43.680
41,873

1915
1916
1917
1918
1919

226,697
252,873
349,373
387,052
433,461

23*846
24,614
40.128
32*091
35,369

797
793
899
4*260
2.462

151*742
166*473
222.115
259.083
291.534

50.310
60.993
86*231
91.616
104*096

1920
1921
1922
1923
1924

460,625
429,452
415,279
426,757
392,470

38*478
31.613
33*207
30.798
26,250

1*560
1*858

319*542
284,045
269*115
280.438
254*585

121*045
111*936
111.812
113.713
110*568

1925
1926
1927
1928
1929

461*146
447,520
445,857
451,667
442*857

42*409
36*543
34.897
29.058
25,921

1*284
1*378
1*070

294*779
282*928
286*875
290*142
299.284

122*674
126*671
123*015
130.691
115*586

1930
1931
1932
1933
1934

408,527
366*634
285,799
276*094
323,262

27,123
30*246
20.754
24.393
35.270

270.906
233.091
175.416
168.740
203*033

109*344
101*327
87*618
79*436
77*642

1935
1936
1937
1938
1939

358,713
395,370
403,339
384,216
400*018

37.534
39*146
42*637
33*486
36.271

3*901
7*156

239*203
272.118
260.945
268*679
278,597

77*728
78*257
78*026
76.150
77*994

1940
1941
1942
1943
1944

407,534
462,966
574*549
907,847
1,107,646

37,362
45,836
58*641
87,705
94,453

7.465
6*052
12*272
57*169
124*644

283,122
330*426
421*199
677.099
788*448

79.585
80*652
82*237
85*874
100*101

1945
1946
1947
1948
1949

1,375.224
1.510*026
1*479*858
1*528.659
1.553,219

115*617
100*215
83,223
84,167
78*368

134*965
94*016
14*337
24.615
18*590

992*447
1*163*366
1*225.561
1.262.271
1.292*916

132*195
152.429
156*737
157*606
163*345

1950
1951
1952
1953
1954

1.606.976
1,591,679
1*803*518
1*862,100
1,944.535

87.872
79.095
96*951
105*603
109.647

26*531
36*423
45*249
26.818
43*053

1*322*670
1*303*925
1*459*783
1.508,098
1.517*601

169*905
172*236
201*535
241*581
274.234

101.734

43*778

1*529*306

294*523

1955

1 , 544
2,388

3.115
3,741
8*028

5 , 345
7,234
9,045

2*586

1.133

1*145
1*808

1.047

1.776
2*066

1*152
1.970
2*011
3*525
7*317
4*248
5*849

1*731

Kansas

387

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat
^
ba
no ^

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

1*141
410
869
315

2*249
2,157
2*094
2,148

21
99
197
79

17.761
16.162
14.955
14.700

3.514
3.550
3.536
4,191

56*407
58*492
67.674
72*685

462
465
466

1900
1901
1902
1903
1904

560
108
837
317
201

3.579
4*790
,141
,725
,693

91
113
156
259
262

14.667
15,596
16.367
17,806
19.322

4,931
5,374
6*224
7,365
8,328

83*862
105*715
109*127
124*036
139.773

487
528
561
636
689

1905
1906
1907
1908
1909

934
370
372
569
636

,550
,862
,505
,599
.653

167
222
124
140
260

20*285
21*654
24,442
25,433
26.665

8,799
9,715
11*350
12.344
14.250

152*064
171*675
203*347
199,808
230,016

742
817
920
957
989

1910
1911
1912
1913
1914

1*502
1*692
2*504
1*624
6*228

807
.585
729
856
973

555
634
306
190
394

26.553
29,053
30,012
31,014
31*561

15*979
16,290
18,181
19,356
20*076

236,032
228*516
237*264
261*320
246*883

1,062
1,075
1,110
1*132
1*144

1915
1916
1917
1918
1919

1*955
3*808
2*186
13*426
22*284

10*112
9*968
10*158
10*420
10*639

228
334
437
1.100
2.976

32,349
34,046
35,384
37.098
39.737

22,152
22,971
25,539
26,603
28,823

293*493
324*020
423*079
475*699
537*920

1.159
1*198
1*231
1*271
1*304

1920
1921
1922
1923
1924

30,155
26*009
23*693
16*417
16*532

10*503
11*084
11*156
10*973
10*778

3*773
3*506
2,995
1*490
1*516

44.566
46*294
46*388
45,614
44*108

32,440
35,173
33,675
32,516
30*421

602,064
553.518
533*386
535*769
495*825

1*349
1*379
1*364
1*334
1*293

1925
1926
1927
1928
1929

6*866
11*676
9*283
6*058
11,425

9*961
9*680
9*856
9,643
9*565

1*760
3*341
4*688
4*940
4,693

44*556
44*492
43*443
41.931
40*950

29.644
29.517
26.328
27,313
29,193

553*933
546*426
541*455
543*602
538*683

1.277
1.254
1*160
1*114
1.077

1930
1931
1932
1933
1934

10*106
5*655
10*570
3*062
2*462

9*486
9*296
9*010
10*153
9,753

5*839
6*176
2*460
1*061
792

40,250
37,965
35*366
31*541
32*215

29,297
26.087
24.227
20*153
18.150

503*505
453*633
367*452
342*084
386*654

1.051

1935
1936
1937
1938
1939

841
632
568
798
385

4*844

637
742
722
1*367
806

32*352
31*611
30,856
30*306
29*874

18.291
20,210
21,318
23,107
24*760

415*678
448*565
456,803
439*796
455*843

728
719
699
687
680

1940
1941
1942
1943
1944

399
414
1*068
50
24

908
1*136
1*258
1*227
1*372

29*854
29*559
29,266
29*053
29*355

26,141
28,394
30,940
34.592
36*719

464*836
522)469
637*083
972*769
1*177)116

671
660
651
633
623

1945
1946
1947
1946
1949

24
650
230
529
737

1*543
1*863
2*200
2*533
3,090

29.827
30,108
30*456
31*505
33*024

42.821
47.646
53*601
59,642
65,935

1)449)439
1*590*293
1*566*345
1.622*868
1*656*005

618
614
612
609
610

1950
1951
1952
1953
1954

554
1*160
1*635
1*367
111

3,596
4*117
4*898
5*494
6,004

35*467
37*530
36*626
39*427
40*647

71,823
78.672
86.130
94.775
104*221

1*716*436
1*713*158
1*934*609
2*023*163
2*095*518

610
610
608
604
604

1*016

6,196

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

110*223

511

975
860
783
748

388

Kansas

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1697
1998
1899

18*222
17.715
21*843
22*213

336
376
470
476

8*502
9*509
11*893
12*095

9*384
7.830
9*480
9*640

1900
190Z
1902
1903
1904

24*896
30*434
34*044
38*185
41>772

524
656
652
686
661

13.266
16*600
16*506
17.376
17.239

11*104
13.178
16.886
20*123
23*852

1920
1921
1922
1923
1924

149.454
137*838
132*655
137*361
125*454

3.754
4.370
5.976
7*862
8.625

64.926
59.252
58*240
55.735
50*313

80.774
74*216
66*437
73.764
66.516

1905
1906
1907
1908
1909

48*001
51*987
60*280
56*437
63*543

786
786
903
824
1.013

19*902
19.905
22.847
20*848
25*411

27,313
31.296
36*530
34*765
37.119

1925
1926
1927
1926
1929

129.194
136.470
134.466
132.929
135.377

10.335
10.196
10,962
10.777
9.587

53.947
56*242
56,774
57470
25*890

64*912
70.030
66*730
64,682
99,900

1910
1911
1912
1913
1914

66*963
59*449
62*507
68*449
68*138

1*048
873
1*181
1*229
1*667

25*181
19.924
22*290
23.696
23.787

40.734
38.652
39.036
43*524
42*684

1930
1931
1932
1933
1934

124*226
103.235
80.229
59.419
59.482

8.566
9*052
9*271
6*634
7,373

18*476
14.104
11.347
7.502
7*226

97.182
80,079
59,611
43.283
44*683

1915
1916
1917
1918
1919

74*096
83*554
103*401
120.043
132*409

2.495
2.477
3.222
3*011
3*090

32*883
37*311
45*275
54*884
60*768

38*718
43*766
54.904
62.148
68*551

1935
1936
1937
1938

54*566
58*371
62*811
62*700

6.015
6*872
7,747
7,994

6.691
6*216
6.385
4*347

41*860
45,283
48.679
50,359

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

44*520

1940
1941
1942
1943
1944

77,703
88,390
89,381
84,666
82,469

50.792
56*037
59.519
61*085
54*745

1*104
740
1*286

1.276
4.341

1945
1946
1947
1948
1949

80*094
105*659
148*783
184*019
200*196

51.267
64*981
90*523
116*279
122*648

1*742
768
1*075
942
924

3*369
5*278
1*324
1*818
2*094

1950
1951
1952
1953
1954

217,978
268.990
288.844
274,875
289,447

129*872
174*796
191*099
168*107
170*139

1.270
1.538
1*823
2*564
1*246

2*774
2*196
2.459
1*974
2*494

1955

330*631

192.519

2*894

3*033

600
633

767

1*144
978

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

Other
loans
to
individuals

Other

All
other

4*617

3,923

1*105

11*365

4*822
4*977
4.592
3*762
4.065

4*465
5*168
4*651
4*376
3*885

1*281

984
864

8.611
7.111

14*976
19*069
17.336
3.630

.972

4*129
7*927
13*092
16*411
18.199

901

3*080
4*731
5.395

10.289
12.669
28.715
32*282
36,959

4*425
7.280
4.752
5.333
8,254

5.559
5,855
5,639
5*850
6*665

43*649
48*869
53,554
61,462
71,123

7.380
7.475
4.586

6*918
7.223

21.577
22*009
23*824
24.662
26.116

6.026

8*169

29.546

8*340

79*496

8.862

235
222
.635

629
7*257
7*841
7.731

1*362
1.201

1.721

6.172

5,170

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Kansas

389

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
Obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*941
3*668
3*598
3.782

3.037
2.931
2.907
3.150

341
278
261
238

563
459
430
394

6,464
8*074
9*418
12.176

319
339
381
396

2*293
2*427
2*911
2*915

3.852
5*308
6*126
8*865

2*292
2*082
2*001
1*810

30,919
31,539
36*360
39*981

1900
1901
1902
1903
1904

5288
6*543
8*019
9*361
11*141

4.728
3*664
6.514
7.554
8*961

211
331
567
681
822

349
548
938
1*126
1.358

13*769
19.623
16*160
17*805
21*838

502
709
883
462
745

3*194
3*669
4.035
4*659
5.338

10*073
15*250
11*242
12,684
15.755

1*888
1*748
1.728
1*818
1.968

45*841
58.353
59.951
67*169
76*719

1905
1906
1907
1908
1909

12.253
12.991
15033
17*133
16.583

9*249
9.390
10*840
12*010
11*668

1*133
1.356
1.581
1.933
2*522

1.871
2.243
2,612
3.190
2.393

22*332
24*817
29,659
28*266
35.491

786
752
862

5.559
6.494
6.861
7.525
8*528

15.987
17,571
21.936
19.664
25.722

2.200
2.261
2.469
2.779
2*751

84,786
92,056
107.441
104,615
118,368

1910
1911
1912
1913
1914

16*042
15*481
16*364
16*707
15.971

10*869
10*567
10*742
11*066
11*100

2*804
2.707
2.770
2*915
2*190

2,369
2.207
2.852
2.706
2.681

29*920
29.726
26.077
30.028
24.813

8*019
7,203
7*252
7*465
7.290

20,592
21.980
18*362
21*917
16.901

2*947
3.091
3.418
3*535
3*660

115,872
107,747
108,366
118,719
112,602

1915
1916
1917
1918
1919

17*088
16*918
25.362
29.921
32.999

11*006
10.859
15*561
21*055
25.234

3.417
3*534
4.367
3*640
3.791

2.665
2.525
5*434
5.226
3.974

34,697
36.276
49.306
41.100
48.515

1*037
1*319
1*992
2.808

6,393
6,765
6.845
4,781
5,338

27,612
28*474
41.142
34.327
40*369

3*917
4*448
4,791
5*296
7.323

129.798
141*196
182*860
196*360
221*246

1920
1921
1922
1923
1924

30.912
29.680
32*052
34.505
33*369

22*087
20*651
20.035
22.171
19.178

4.282
4*230
7.552
7.802
9.540

4*543
4.799
4.465
4.532
4.651

54.975
43.518
50.133
47.487
47.653

3,558
2*646
3*468
4,071
3*616

5*442
5.087
4.927
4*403
4.927

45.975
35.785
41,738
39,013
39,110

7*826
9*091
11*361
12*002
12*395

243*167
220*127
226*201
231.355
218*871

1925
1926
1927
1928
1929

47.997
48.764
56.101
66.911
69*805

24.787
23.233
24*668
26.506
33.715

1L6.005
17.115
20.636
25.539
26.074

7*205
8*416
10.797
12.866
10*016

62*848
58,892
57.426
56*668
55.769

4*750
5.570
4*330
4,482
4,477

5,075
5,417
5*130
4*378
4*683

53,023
47*905
47.466
47,806
46*609

12.741
13.479
13*233
12*742
11.785

252*780
257,605
261,226
269,250
272,736

1930
1931
1932
1933
1934

58.137
66*651
65*896
68*872
69.680

24*550
28.649
33.261
41.533
44.155

24.980
27.169
24.100
20*194
17.691

8.607
10.833
3,535
7.145
8.034

60.923
65*336
43.548
52*013
83*205

5*783
3,955
3*116
3,300
3.897

4,757
4*667
3*766
3,273
2*637

50,383
56,716
36.666
45,440
76,671

11.147
10.881
10,493
10,262
10*080

254,433
246,105
200*166
190*566
222.647

1935
1936
1937
1938
1939

83*080
85*063
88*462
85*135
82*301

58.814
60.397
63.291
60.261
55*247

16 . 3 1 7
15.670
16.348
17*060
19*438

7.949
8.996
8*843
7*814
7*616

94*704
103*749
100.665
97,764
107,469

3.384
7.375
7,743
6*560
6*399

3.452
4*322
3*955
4*020
3*059

87*868
92*052
88.967
37*184
97*211

9.407
6.598
7,834
7.156
6,988

241,757
255,761
259,792
252.755
263*647

1940
1941
1942
1943
1944

77.085
81.905
125*844
276*418
374.850

50*535
55.782
99*085
250*093
349*088

20*342
21*402
21.299
17.943

6.208
4.721
5.460
6.637
7,819

108,128
130,170
159*749
212*774
223*459

4.790
7.207
6*692
7.106
9,364

3*900
4.510
5.993
7.990
8.143

99.436
116.453
147,062
197*678
205.932

6*726
6.145
5.722
5,954
6.032

269*642
306*610
380*696
579.812
686*810

1945
1946
1947
1948
1949

482*696
534*006
462*962
454.351
446*329

456*469
494*239
405*667
364*128
371.917

17*218
18*439
28*939
39,063
47,692

9.009
21*326
28.356
31*160
26,720

260.277
235.100
231.371
244*063
249,209

6*933
9.155
11,284
11.195
14*274

8,037
7,480
9,009
10,406
10.367

245,307
218*465
211,078
222*460
224.548

5,403
5,389
5,155
5,469
5,362

828,470
860,354
848.271
867.902
901.116

1950
1951
1952
1953
1954

475*867
427.728
478.157
528*836
562.689

390.225
336*094
384*329
425.970
443.977

61,674
64,457
66,739
74,456
94.176

23,968
27,177
27.089
28.410
24.536

254,872
255.236
314*940
299.842
317.439

17.114
21*616
26*827
22.044
20,717

9,773
10,266
12*714
13,813
13.853

227.985
223*354
275.399
263.985
262*869

5,672
6,515
7,203
7,409
3,388

954,389
956.469
1*089.144
1*110,962
1,177*963

422,788

98,219

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

.19*688

1*077
1.241
1*309
543
463
646
622
692

22*594

14*225

250.989

1*179*620

390

Kansas

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

1896
1897

Interbank

U.S.
Government

Other
demand

Other
time

913

1898
1899

16*695
18*629
23*599
27*157

712
1*284
1.972
2.777

331
345
358
436

14.739
16.030
20*160
22*778

970
1*109
1*166

1900
1901
1902
1903
1904

30*967
42*055
42*145
47*696
54*889

3*422
7*452
4*689
6*406
7.825

569
570
955
1*241
1*300

25*663
32*265
34.431
37.698
43.111

1*313
1*768
2*070
2*351
2*653

1905
1906
1907
1908
1909

61*229
67*956
80*699
76*147
88*627

9.444
11*068
15.217
14*601
19.957

984
972
1*671
2*586
1*133

47.517
52*051
58.041
51.750
57.619

3*264
3*865
5.770
7*010
9*918

1910
1911
1912
1913
1914

85*409
78*295
77*833
87.347
79*315

15*614
12*512
12*211
15*262
10*471

664
658
940
867
874

55*698
51*848
50*078
55*160
54*580

13.433
13*277
14*604
16*058
13*390

1915
1916
1917
1918
1919

96*770
107*089
147*231
150*529
168*939

18*035
18.791
29.352
21.313
23*877

797
793
899
3.674
2.315

61.468
67.133
87.467
95.235
109.807

16*470
20*372
29*513
30.307
32*940

1920
1921
1922
1923
1924

188*673
166*494
177.125
182*453
172.109

26*276
21*122
24*011
22*674
20.033

1*498
1*631
1.145
1.777
1*047

121.599
107.863
111.530
116.376
109.927

39*298
35.678
40.439
41*626
41.102

1925
1926
1927
1926
1929

210*929
213*137
216*647
227.332
227.949

30.895
29*239
27.679
24.330
21.708

1.284
1*378
1.070
1*776
2*013

131.199
133*169
136*175
140.336
148.437

47*551
49*331
53.723
60.886
55*791

1930
1931
1932
1933
1934

209*746
204*408
159*496
155*106
188*751

22.781
26.715
18*277
21.973
32*528

1*139
1.530
1*800
3*041
5*700

134,225
123*294
92.473
87*920
108.667

51*601
52.669
46*946
42.172
41*836

1935
1936
1937
1938
1939

211.924
229.705
233*150
225*354
235*541

34*804
36*282
39.439
31.009
33.023

3*362
4*113
1*426
3*121
5*378

134.396
149*802
153.875
154.552
160*711

39.362
39*508
36*410
36*672
36*429

1940
1941
1942
1943
1944

240*500
276*298
349*108
546*422
650*914

34*124
42*383
54.171
79.464
86*064

5*613
4*754
10*092
37*493
86*472

163*764
192*036
246*162
390.133
431.182

36*999
37*125
36*683
39*332
47*196

1945
1946
1947
1948
1949

790.384
839*460
803*758
839*802
848.857

104.317
90.122
75.122
76.958
70.912

89*260
61*229
6*847
14.607
11.509

532*633
614*673
644.430
671.841
687.887

64.174
73*456
75*359
76*396
78*549

1950
1951
1952
1953
1954

897.133
896.249
1.022*364
1*038*991
1.100.280

80*599
70*767
87*188
94.666
96.542

18.867
27.208
32.163
19*349
30*706

716*232
714*764
806.993
608.861
639.440

81.435
83*510
96*020
116*115
131.592

1955

1*096.530

90*035

Kansas

391

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30* or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

Q^

Borrowings

Capital

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1698
1899

466
135
593
97

2.249
2*157
2*094
2*146

5
6

9*352
8.667
8*442
8*262

1*954
1.951
2.127
2.311

30*919
31*539
36*860
39*981

116
105
101
100

1900
1901
1902
1903
1904

381
43
510
99
72

3.579
4*790
5*141
5*725
6*893

15
15
2
81
48

8*182
8*635
9*010
9*716
10*513

2*717
2*815
3*143
3,852
4*304

45*841
58*353
59*951
67*169
76.719

103
118
128
140
155

1905
1906
1907
1908
1909

570
117
138
251
152

7*550
7*862
8*505
9.599
9*853

34
49
78
93
41

10.547
10.722
11*880
12,127
12*193

4*856
5.350
6,141
6,398
7*502

84.786
92.056
107.441
104.615
118.366

170
184
199
208
211

1910
1911
1912
1913
1914

390
383
628
433
2.045

9*807
9,585
9,729
9*858
9.973

71
160
109
136
191

12*148
11.817
12.017
12*292
12.318

8*047
7,507
8,050
8,653
8*760

115.872
107*747
108*366
118*719
112*602

207
208
211
213
212

1915
1916
1917
1918
1919

600
1.263
955
9.926
13.478

10.112
9.988
10,156
10,420
10,639

115
176
297
843
2.707

12.498
12*952
13*496
13*988
14.040

9,703
9,728
10,721
10,654
11*443

129*798
141*196
182*860
196*360
221*246

215
220
228
234
241

1920
1921
1922
1923
1924

12*284
9*461
4.777
5.761
5*466

10.503
11*084
11,156
10*973
10.778

2.640
1*745
1*998
940
839

16*169
17*228
17.847
18.197
17*682

12,898
14*115
13.298
13.031
11*997

243*167
220*127
226*201
231.355
218*871

249
267
267
266
260

1925
1926
1927
1926
1929

1*505
3.853
2*390
2*258
3.993

9*961
9.860
9856
9*643
9.565

749
1*093
675
681
717

18.188
18.208
18.383
18.033
17*847

11.448
11.434
11*275
11,303
12,665

252*780
257*605
261*226
269*250
272*736

258
257
257
250
247

1930
1931
1932
1933
1934

3.631
1.816
3.919
604
18

9.486
9*296
9,010
10.153
9.753

1*174
645
493
252
321

17.577
17.262
16*418
15.072
15*212

12*819
12*678
10.830
9,379
8*592

254*433
246*105
200*166
190*566
222*647

245
237
222
198
196

1935
1936
1937
1938
1939

4*844
23
5
41
71

364
423
440
445
556

15*568
15*573
15*254
15.117
14*692

9,057
10,057
10,943
11,798
12*587

241.757
255*781
259*792
252*755
263.647

191
190
186
164
182

627
754
881
1*029
1,095

15*050
14*946
14*825
14*740
14*915

13*399
14,582
15.882
17*62J
19*886

269.642
306*610
380.696
579*812
686*810

182
181
180
178
176

1*200
1*435
1*668
1*898
2*294

15*390
15*390
15.725
16.020
16.845

21.496
24,049
27,120
30.082
32*895

828*470
860*354
848*271
887*902
901*116

176
174
174
174
174

18.995
20*120
20*395
20*655
20*855

35*325
38.771
42.417
47,210
52.337

954*389
956*469
1*089*144
1*110*962
1.177*963

174
174
174
172
170

22*542

55.538

1.179*620

170

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

66
30

100
225

Surplus and
other
capital
accounts

1950
1951
1952
1953
1954

245
215
243
40

2*691
3*114
3.725
4.106
4*451

1955

450

4.560

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

392

Kansas

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars^


LOEins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

16*715
15.913
17*764
19*474

1*252
1*157
1*071
1*099

4*124
3.931
4.388
4*810

11*334
10,825
12*305
13*565

1900
1901
1902
1903
1904

22*036
25*836
31*047
34*820
36*413

1*270
2*018
2*896
3*337
3*784

5*443
6*381
7.790
8*686
9,567

15*323
17,437
20*361
22*797
25*062

1920
1921
1922
1923
1924

261*872
242*302
222*917
217.140
199.559

26,972
27,622
27,865
29,531
29*335

60,754
55,487
51*494
45.817
40.910

174.146
159*193
143,556
141,792
129.314

1905
1906
1907
1908
1909

43*244
49*374
59*469
59*232
71*436

4*639
5*715
7,733
8*678
13*531

10*592
12*276
14.747
14.659
17.683

28*013
31*383
36*989
35*895
40,222

1925
1926
1927
1928
1929

196*745
195*169
177*049
165*453
160*240

30*984
32.632
29,833
25,640
20,055

41*710
40*010
36.472
33*918
14*261

124.051
122,527
110,744
105*895
125.924

1910
1911
1912
1913
1914

81*847
80*204
88*613
95*609
99*311

13*721
13*442
14*715
17.148
14*880

20*654
20*495
22*016
25,112
15,755

47*472
46*267
51*880
53*349
68*676

1930
1931
1932
1933
1934

152.131
121*873
97*957
75*242
66*020

24,292
20,908
19,380
16*891
15.745

10,193
7.191
5*584
3.612
2,776

117*646
93.774
72*993
54.739
47.499

1915
1916
1917
1918
1919

110*925
127*881
155*046
182*615
214*160

17*299
17,242
20*921
20*829
20*183

27,272
31,459
37*211
45.471
53.117

66*354
79*160
96*914
116*315
140,880

1935
1936
1937
1938

62.583
71.466
76.122
80*346

13*368
15*125
16*860
17,898

3*268
3.351
3*142
2.726

45.947
52.990
56*120
59,722

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

743

1939

Other

15,373

1,717
8*007
9,367

16,196
19*251
16.233
1*985
1*793

1,240
2,630
4*677
6*003
6,249

11*136
13*852
20*238
27*873
31*342

1*632
1,391
2*256
2*462
3*680

34*579
35.785
40*315
39*121
40,862

6.658
7.173
7,706
8*040
8*999

38*657
44,127
46*141
5*. 096
58,201

2*232
2*404
3*031
2*432
2*329

45,556

10,502

64*970

1,987

66,529
92,233
88,991
82*735
80*889

51,445
53,657
52,573
55,673
46*607

98
102
60
302
355

826
820
842
1*082
4*512

8*386
8*361
8*065
5*869
6*021

7*857
6*212
9*448
8*561
9*021

1,830
1*770
1*256
1*213

1945
1946
1947
1948
1949

83*625
109.279
150.642
187*345
211.667

46,034
62*209
86*148
109*118
128*429

265
252
251
213
137

4*693
2*599
1*545
1*173
787

6*502
9*067
11.427
11.780
11*565

10*123
17*279
24*096
28*996
30*162

1950
1951
1952
1953
1954

220,223
260*569
299.717
276.731
292*207

125*429
158*026
167,558
160*157
166*756

399
223
201
379
783

949
1,064
1*217
1*364
1*486

12*347
13*075
13,096
12*897
14*467

1955

304*979

166*288

221

1*874

15*708

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

1,676

1940
1941
1942
1943
1944

' Beginning June 30, 1948, figure;i for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Other
loans
to
individuals

the total and are not entirely comparable with prior figures,. Total loans
continue to be shown net.

Kansas

393

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1696
1897
1696
1899

412
336
614
500

34
48
370
174

275
210
178
236

103
76
66
90

5.772
8.250
10*894
11*303

181
157
165
201

2*065
2*563
2*692
2*599

3*526
5*530
8.037
8*503

2*589
2.454
1.542
1.427

25.468
26*953
30*614
32*704

1900
1901
1902
1903
1904

727
988
1*348
I t 332
1*225

273
227
134
130
141

330
554
882
871
783

124
207
332
331
301

13*821
19.155
15*496
19.298
21.771

239
265
273
343
302

2.797
3*304
3*136
3.730
3.820

10.785
15*566
12*087
15*225
17.649

1*437
1*383
1*285
1*417
1.645

38*021
47*362
49*176
56.867
63*054

1905
1906
1907
1908
1909

1*413
1*612
2046
2*217
2763

75
98
135
127
136

973
1*099
1*388
1*521
1.909

365
415
523
569
718

20*797
26*501
31.958
30*743
34.125

443
424
569
. 407
577

3.736
4*495
4,916
6.814
7.206

16.618
21.582
26.473
23.522
26*342

1*844
2.132
2*433
3*001
3*326

67.296
79.619
95*906
95.193
111.650

1910
1911
1912
1913
1914

3*030
3305
3.586
3*546
3*616

118
114
186
200
178

1*833
1.720
2.348
2*016
2*004

1.079
1*471
1.052
1.330
1.436

31.330
32*947
32*110
38*652
28*072

542
540
426
531
558

7*041
6*696
6*871
7.241
7*059

23*747
25.711
24*313
30*880
20*455

3.953
4.313
4.589
4*794
5*280

120.160
120*769
128*896
142*601
136.281

1915
1916
1917
1918
1919

4*247
4.824
7.569
25*540
31.330

163
137
985
16*824
19*476

2.499
2.742
3.173
3*791
5*156

1*565
1.945
3*411
4*925
6.696

42*606
43*538
71.214
64*684
64*137

532
799
1.000
1*303
1*668

7*242
7.195
7.730
7*762
8*338

34.832
35.544
62t484
55*619
54.131

5.917
6*581
6*390
6*500
7*027

163.695
162.824
240.219
279.339
316*674

1920
1921
1922
1923
1924

25*441
23.275
20.150
21*835
20*090

10*595
11*348
7t570
7.839
6.862

5*968
4*341
4*818
4.865
4.273

8.878
7.586
7.762
9.111
8.955

63*570
57*303
52*004
51*696
43*042

2.025
1*698
2*667
2*364
1*606

8*914
7*932
6*696
6*937
6*551

52*631
47.473
42.441
42.395
34.683

8*014
10*511
12,114
13*743
14,263

356*897
333,391
307*185
304,414
276*954

1925
1926
1927
1928
1929

27*554
28*033
33*063
41.772
47.453

10*415
9.067
7*724
7.371
11*564

5*022
4.802
8.057
13.199
14.462

12.117
14.164
17.262
21*202
21.427

58*610
45*873
51.997
49*283
43.076

1.788
1.160
2*506
2*391
1*770

6*206
6*190
7.019
5*145
5*615

50.816
38*503
42*472
41*747
35*493

18.044
19.746
18*120
17.844
15.176

301*153
288*821
280.229
274.352
265*947

1930
1931
1932
1933
1934

41*464
34.094
32*203
30*775
38.635

5*556
4*004
3*857
4,800
16*371

15*876
14*033
14*182
14*437
19.172

20*030
16*057
14.164
11.538
3*092

42*616
38*217
26.571
36.922
50*843

2*130
1*151
852
774
1*056

5.156
4*724
3*690
2*946
2*797

35.330
32*342
22.029
33*202
46*990

12.861
13*544
10*555
8.579
8.509

249*072
207.728
167.266
151.516
164*007

1935
1936
1937
1938
1939

46*546
50.107
51*625
50.551
49.988

25*497
30*064
29*819
28.092
31.347

16.616
16.131
19*885
20*856
16*552

2*433
1*912
1.921
1*603
2*089

56*443
63*152
62*400
50*065
56*987

920
1.375
1.305
1.063
966

3*537
3*724
3*936
3*896
3*888

51*986
58*053
57.159
45.106
52*111

8*349
8*059
6*664
6.079
5.181

173*921
192.784
197,011
187,041
192*196

1940
1941
1942
1943
1944

47.695
47.647
60.749
150*901
232*665

29*749
30.806
43.896
132*978
215*199

16*170
15*277
15*284
15*872
15*375

1*776
1*562
1*569
2.051
2.091

55*766
71*258
102*696
156*214
173*555

.023
.450
.148
.516
542

3*785
4.027
4.858
5.919
6*656

50.956
65*761
96*690
148*779
165.357

5.204
4,721
3.951
3.107
3.197

195*194
215.859
256.387
392*957
490*306

1945
1946
1947
1948
1949

324.371
409.095
405*155
384*733
369*971

306*724
389*160
374*162
344*021
318*360

15.483
17.875
28*526
38*349
49*530

2*164
2*060
2.467
2.363
2.061

209*949
188*368
159*482
159*932
170*045

1*844
2*718
2*684
3.170
3*175

6*786
6*911
8*513
10*156
10.452

201*319
178.739
148.285
146*606
156.418

3*024
3*197
2*795
2*956
3.206

620*969
709*939
716*074
734*966
754*869

1950
1951
1952
1953
1954

361*699
332.995
357.050
414*191
408*988

300*442
262.791
276.935
321.319
302.452

59*196
67.772
77*663
90.090
102.274

2*261
2*432
2*452
2*782
4*262

178.826
157.071
164.495
217.259
211.661

3.720
4.650
5*019
4*823
3*986

11.117
10.798
12.353
14.041
15.014

163*989
141*623
167.123
198*395
192*661

3*101
4*054
4,403
4*040
4*699

764*049
754,669
845.665
912*221
917.555

1955

441*411

324.633

113*022

3*756

199*416

4t841

15*317

179,258

5.542

951.346

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

394

Kansas

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

Government

129

Other
demand

Other
time

1896
189?
1898
1899

15*026
17*485
22 .424
24*095

260
416
338

12*454
14*781
19*166
21*101

2*443
2*444
2*642
2*656

1900
1901
1902
1903
1904

28*847
37.679
38.257
44.868
49.878

319
576
656
828
1*220

25*422
33*549
34*054
38*929
42*728

3*106
3*554
3.547
5*111
5*930

1905
1906
1907
1908
1909

53,120
63,896
77,855
75,576
89*727

1*171
1*614
2*288
2.373
2.876

45*115
54*308
64.598
60.660
70*023

6*834
7*974
10*969
12*543
16*828

1910
1911
1912
1913
1914

94,227
92.767
98.699
111.931
101,336

2,654
2.925
3.475
4*066
3,261

74.333
71.272
72.617
60.243
69*592

17*240
18.570
22.607
27*622
28*483

1915
1916
1917
1918
1919

129*927
145*784
202.142
236*523
264*522

5,813
5,823
10.776
10,778
11.492

90.274
99*340
134*648
163*848
181.727

33*840
40*621
56*718
61.311
71.156

1920
1921
1922
1923
1924

291,952
262,958
238.154
244.304
220,361

12,200
10*491
9,196
8,124
6.217

197.943
176*182
157.585
164*062
144*658

81.747
76.258
71.373
72*087
69*486

1925
1926
1927
1928
1929

250,217
234,383
227*210
224.335
214.908

11.514
7.304
7,218
4,728
4,213

53

163.580
149.739
150*700
149,604
150*847

75.123
77*340
69*292
69*803
59*795

1930
1931
1932
1933
1934

198,781
162,226
126,303
120.988
134,511

4,342
3.531
2.477
2.420
2.742

13
440
211
484
1*617

136*683
109.797
82.943
80*820
94*346

57*743
48*458
40.672
37.264
35*606

1935
1936
1937
1938
1939

146.789
165*665
170*189
158,864
164,477

2.730
2.864
3.198
2*479
3*248

886
1*736
305
780
1*778

104*807
122*316
127*070
114*127
117*886

36*366
38*749
39*616
41*478
41*565

1940
1941
1942
1943
1944

167.034
186.668
225,441
361,425
456*732

3.238
3.453
4,670
8*241
8.389

1*852
1.298
2*180
19*676
38.172

119.358
138*390
173*037
286*966
357*266

42*586
43*527
45*554
46*542
52*905

1945
1946
1947
1948
1949

584.840
670*546
676*100
688*857
704.362

11.300
10,093
8.101
7.209
7,456

45*705
32*787
5*490
10*008
7*081

459*814
548*693
581*131
590*430
605*029

66*021
78*973
81*378
81*210
84*796

1950
1951
1952
1953
1954

709,845
695*430
761,154
843,109
844,255

7,273
8,328
9,763
10.937
11*105

7*664
9.215
13*086
7.469
12.347

606*436
589*161
652*790
699*237
678*161

88*470
88*726
105*515
125*466
142*642

14*371

692*367

154*374

1955

566
147
62
2?
31

Kansas

395

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat
ba
noJ"

lUffiS.

C*'

Surplus and
other
capital
accounts

1896
1897
1898
1899

675
275
276
218

18
99
192
73

8.209
7*495
513
0 438

1.560
1*599
1*409

1900
1901
1902
1903
1904

199
65
327
218
129

76
98
154
178
214

685
*961
.357
090
809

1905
1906
1907
1908
1909

364
253
234
318
484

133
173
46
47
219

1910
1911
1912
1913
1914

1*112
1*309
It876
1*191
4*183

1915
1916
1917
1918
1919

Total
liabilities
and capital
accounts

11

Number
of
banks

1.880

25.466
26*953
30*814
32*704

395
377
364
368

2*214
2.559
3.081
3*513
4,024

38*021
47*362
49*176
56*867
63.054

384
410
453
496
534

9.738
10.932
12.562
13*306
14,472

3*943
4,365
5,209
5*946
6*748

67*298
79*619
95.906
95*193
111*650

572
633
721
749
778

484
674
197
54
203

16.405
17*236
17.995
18.722
19*243

7.932
8*763
10*131
10.703
11*316

120*160
120.769
128*898
142*601
136.281

855
867
899
919
932

1.355
2*545
1.233
3*500
8*806

113
158
140
257
269

19,851
21.094
21,886
23.110
25.697

12,449
13.243
14,818
15*949
17.380

163.695
182*824
240*219
279*339
316*674

944
978

1*003
1.037
1*063

1920
1921
1922
1923
1924

17.871
16*548
18*916
12*656
11*066

1.133
1.761
997
550
677

28*399
29*066
28*541
27.417
26*426

19*542
21.058
20.577
19*487
18.424

358*897
333*391
307.185
304*414
276*954

1.100
1*112
1.097
1.066
1*033

1925
1926
1927
1928
1929

5361
7823
6.893
5*800
7.432

1.011
2.248
4*013
4,259
3*976

26*368
26.284
25*060
23*948
23.103

18.196
18.083
17,053
16*010
16*526

301.153
288*821
280*229
274*352
265*947

1.019

1930
1931
1932
1933
1934

6.475
3.839
6.651
2*458
2*464

4*665
5*531
1.987
829
471

22*673
20,723
18,948
16,469
17.003

16*478
15*409
13.397
10*774
9,558

249.072
207.728
167*286
151*518
164*007

806
738
658
585
552

1935
1936
1937
1938
1939

641
609
563
757
314

273
319
282
922
250

16.784
16*038
15,602
15*189
14*982

9,234
10*153
10.375
11*309
12*173

173,921
192*784
197.011
187*041
192.196

537
529
513
503
498

1940
1941
1942
1943
1944

333
384
1.068
50
24

281
382
377
198
277

14*804
14.613
14,443
14.313
14.440

12*742
13*812
15.058
16.971
16*833

195*194
215*859
256*387
392*957
490*306

409
479
471
455
447

1945
1946
1947
1948
1949

24
650
230
429
512

343
428
532
635
796

14,437
14*718
14,731
15,485
16.179

21*325
23.597
26.481
29.560
33.040

620*969
709*939
716.074
734.966
754.889

442
440
438
435
436

1950
1951
1952
1953
1954

309
945
1392
1.387
71

905
1,003
1*173
1.386
1.553

16.492
17.410
18,233
18.772
19.792

36*498
39.901
43.713
47,565
51*684

764.049
754.669
845*665
912.221
917.555

436
436
434
432
434

21,650

54,685

951*348

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

997
923
864
830

KENTUCKY

United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.

Revised data for assets and liabilities and


number of all banks in Kentucky, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because adequate data were
reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Kentucky were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the

The primary sources of statistics for State


commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks obtained
from reports of the State banking department.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Kentucky, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks,'* "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

396

Kentucky

397

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative procedures considered, tested, and used in one or
more States. It also includes examples of the
use of banking trends as a guide in making
State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of data in the State banking
department reports, the number of banks and
aggregate balance sheet for 1913 as published
by the Comptroller were adjusted by deducting five banks that were in liquidation; two
such banks were deducted from the figures for
1927 and 1928.
To make the revised series comparable
with the series currently published with respect to kinds of institutions included, one
trust company not engaged in either deposit
banking or fiduciary business and its balance
sheet were deducted from published figures
for 1923 and 1924, and two from the figures
for 1925-1933,
Because of incomplete reporting to the
Comptroller in 1927 and 1928, the data published in his annual reports for these years
were partly estimated. These estimates have
been revised, as described later, on the basis
of data in the State banking department
reports.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was npt
reported to the Comptroller regularly until
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

1934. For the years in which items were not


reported, the figures were estimated.
Real estate and collateral loans for certain years were estimated by applying to total
loans the ratio of each item to total loans
computed as follows: for 1896-1899, ratios
computed from reported data for 1900; for
1901-1908, ratios interpolated between similar
ratios for 1900 and 1909; and for 1910, averages of the ratios for 1909 and 1911.
For 1916-1933 real estate loans were estimated by applying to total loans, ratios of
this item to total loans that were interpolated
between similar ratios computed from reported
data for 1915 and 1934. Collateral loans for
this period were estimated by applying to total
loans, ratios that reflected changes over the
period in the ratio of collateral loans to total
loans at Kentucky national banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly
until 1933. For the years for which items were
not reported, figures were obtained from other
sources or were estimated.
Estimates for United States Government
securities for 1896-1899 were made by applying to total investments in each year the ratio
of United States Government securities to
total investments as reported for 1900; and
for 1905 and 1912, by applying to total investments an average of these ratios as computed for the preceding and following years.
For 1917-1920, estimates were derived by
assuming that holdings of these securities
accounted for the same proportion of the
annual increase in total investments as was
computed for Kentucky national banks; for
1921-1927, estimates were made by applying
to total investments, ratios that reflected

398

All-Bank Statistics

changes over the period in the ratio of United


States Government securities to total investments at Kentucky national banks (these
ratios were derived by interpolating technique
No. 2, described in the United States Summary). Holdings in 1928 were derived from
the State banking department report.
Estimates for obligations of States and
political subdivisions for 1896-1899 were made
by applying to total investments in each year
the ratio of these securities to total investments as computed from reported data for
1900; and for 1901-1908, by applying ratios
that were interpolated between ratios based
on reported data for 1900 and 1909. For 19161933 estimates were derived by applying to
total investments in each year annual ratios
that reflected changes over the period in the
ratio of State and political subdivision securities to total investments at Kentucky national
banks; these ratios were derived by interpolating technique No. 2, described in the United
States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate in the reports of the
Comptroller beginning with 1911, although
reported figures for United States Government
deposits for 1918-1930 and deposits other than
United States Government deposits for 19241928 were supplemented.3 For United States
Government deposits, however, the revised
series provides no figures prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

than interbank into demand and time for


1896-1908 were derived by applying to this
total, ratios (extrapolated from reported data
for the period 1909-1924) that reflected
changes over the period in the ratio of time
deposits to total deposits other than interbank
at Missouri State commercial banks; these
ratios were derived by extrapolating technique
No. 2, described in the United States Summary. Estimates of these items for 1910 were
made by applying the averages of the ratios
of each item to the total computed from reported data for 1909 and 1911. The breakdowns of deposits other than United States
Government deposits for 1924-1928 were derived from State banking department reports.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was
estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Kentucky to such deposits at all
State member banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection and


"currency and coin" were estimated in certain
years by applying to total cash assets, ratios
of each item to the total derived as follows:
for 1896-1899, ratios computed from reported
data for 1900; for 1901-1908, ratios interpolated between similar ratios for 1900 and 1909.
Small amounts of borrowings for the period 1896-1908 were estimated by applying
to total liabilities in each year the ratio of
this item to total liabilities computed from
reported data for 1909, and the estimated
figures were subtracted from "other" liabilities
as reported.

Kentucky

399

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation and data for individual noninsured banks as given in the reports of the
State banking department.
The breakdowns of some of the principal
asset and liability items that were required

Digitized for FRASER


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Federal Reserve Bank of St. Louis

for the all-bank series were not available for


noninsured banks for every year of the 19341946 period in the reports of the State banking
department. The breakdowns of loans for
1934-1946, of investments other than United
States Government securities for 1934-1938,
and of cash assets for 1939-1946 were made
on the basis of the percentage distribution of
these items at insured nonmember commercial
banks in corresponding years.

400

Kentucky

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

61*056
57,015
56*467
56.289

2*809
2*694
2.679
2*531

11,469
10,579
10.388
10*263

46*780
43,742
43,400
43,495

1900
1901
1902
1903
1904

66*478
69*451
71,323
81*574
90*608

2.830
3*416
3.916
5.283
6*913

12.330
13,898
14*755
17,815
19*409

51*318
52*137
52,652
58,476
64,266

1920
1921
1922
1923
1924

301*635
299*474
290*376
327*990
343*218

51*502
53,950
56*793
63*041
70*375

74,019
73*559
67*696
83*484
65*200

176*114
171.965
165*887
181*465
187*643

1905
1906
1907
1908
1909

95*474
105*012
119*161
116*531
124*296

7*897
9*776
12.205
13.325
15*091

22.399
26,869
31,602
32.393
35*845

65.178
68,367
75,354
70,813
73,360

1925
1926
1927
1928
1929

355*118
370*306
373*005
393.119
419*514

76*330
82*062
85.944
95.548
107,600

91*475
95*510
103*595
113*299
119*288

187.313
192*734
163.466,
1*54*272
192*626

1910
1911
1912
1913
1914

133*598
133*680
137,620
145*631
149*823

17.751
19.545
17.394
18.387
17.806

38.352
36*673
37*200
38,673
38,528

77.495
77*462
83*026
88*571
93*489

1930
1931
1932
1933
1934

396*606
322*201
250*864
202,168
190*489

106*027
91,679
75*922
66*985
63,586

102*101
64*454
49*315
40*436
37.751

186*478
166*063
125*627
94.745
69*152

1915
1916
1917
1918
1919

145.334
151.599
175,267
208*972
238*209

21.414
22.680
27.725
32*780
39.925

44*221
39,367
45*866
51*763
60*926

79,699
89,552
101,676
124.429
137,358

1935
1936
1937
1938

162*121
195.586
211.480
204,480

60,035
60,486
58,791
60,135

35*786
31*416
34*244
31*476

86*300
103.684
118.445
112*869

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

203.998

70*572

22*012

29.721

11*644

61*760

1940
1941
1942
1943
1944

219*842
244*321
226*759
169*808
222*311

81.154
97,014
96,150
61.310
67*985

997
1,052
486
616
3*002

5*868
5*393
5.421
6,408
47,973

24*542
25.331
24.381
20.912
20*605

26.887
31.332
31*073
26.018
24*310

14*944
11*740
9*986
8.415
7*445

30*484
31*596

65*450
72*459
59*262
15*645
19*393

1945
1946
1947
1946
1949

219*236
264.574
353.930
427.791
441*589

69.604
87,669
144,834
172.931
165*875

2*942
1*812
785
354
504

46*959
30*655
14,853
9,790
9.265

21*509
28.397
35.677
42.431
44.794

24*590
39.037
55.021
67.600
73.901

6.771
11*103
17*844
23*305
26.731

32*752
46.827
72*412
101,745
110*393

14*109
18*674
12*504
12*062
14,623

1950
1951
1952
1953
1954

476.778
553.876
588*671
634.456
664.057

174*565
219*996
223*593
230.734
244*339

663
1*344
1*163
982
902

10.817
10,088
8.943
11*006
14.722

47*422
50.093
51*069
52.017
54.547

61*001
87.492
98*061
107.338
111*263

28*938
32.752
34,098
34,338
37,603

127*595
144*306
166*166
192*120
193*962

11*617
14*631
12*904
14,352
15*775

1955

716*596

258*297

1.664

15.481

57.209

120.185

42*814

211*262

22*020

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Kentucky

401

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U. S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1896
1899

11*226
12*600
13*336
18.977

6.735
7.352
7*760
10.977

288
352
449
687

4.203
4.896
5,127
7,313

19*264
21*584
23*672
32*636

514
457
588
829

5*562
5*950
6.390
7,913

13,188
15*177
16*694
23,694

3.865
3,339
3,577
4,236

95.413
94.536
97.052
112.136

1900
1901
1902
1903
1904

19*469
22*452
23*229
22.577
27.827

12*048
13*851
14*431
13*377
15*520

740
831
941

1,066
1,369

6,701
7,770
7,857
8,134
10,938

29.655
28*845
31.324
32.499
35.551

560
621
719
744
777

9.025
7.432
7.916
8.467
9.219

20.070
20,792
22*687
23.266
25.555

4,286
3*818
3*567
4,506
6,433

119.908
124.566
129.443
141.156
160*419

1905
1906
1907
1906
1909

33*821
34*547
37.350
34,517
33.053

15.195
15*509
16.234
17.212
16,907

2*152
2*391
2*866
2*533
3*872

16,474
16*647
18.250
14.772
12*274

40.939
39,011
40,212
40,866
44*253

1.042
1.136
1.245
1.252
1.136

9.924
10.268
10*249
11*143
12.363

29.973
27*605
28*718
28,473
30*754

6,736
7.190
6*761
9.329
9,171

176.972
185*760
205*464
201*245
210*773

1910
1911
1912
1913
1914

31.404
33.106
35.682
36.972
34.177

16.746
16.256
17,329
17*827
17,452

3*065
2*907
3*426
3*754
2*055

11.593
13*941
14*927
15*391
14*670

40*714
45*197
48*049
45.383
42*214

1*619
1*506
1.660
1.624
2.291

12*112
12*700
12*643
12*690
14.018

26*983
30.989
33,526
30*669
25,905

12.261
9,932
15*005
15*061
16*765

217.977
221*915
236*356
243.047
242*979

1915
1916
1917
1916
1919

34*731
37.013
49*892
69.938
100*429

17*115
16*312
22*724
39*460
69*336

3,071
3.306
4.159
4.545
5.253

14*545
17*395
23,009
25.913
25*840

36,903
49*310
69*386
72.081
69.628

1.554
2.416
1.576
6*858
5.917

10*580
10*867
12*360
9.853
11.510

24,769
36,027
55,450
55*370
52*201

15*496
15.653
16.492
16.127
17.667

232.464
253.575
311.037
367.116
425.933

1920
1921
1922
1923
1924

78*564
77.310
86 .-6 16
106*171
86*662

46*947
45,026
49*191
57,485
40.234

4.951
5.190
4.978
4*862
5*433

26*666
27.094
32.447
43.824
40*995

68*928
56.810
67*343
75.635
73.765

8*918
6*402
7.429
8,652
8*849

10*855
10*963
10*623
9.706
9.698

49,155
41*445
49,091
57,275
55,218

18.924
15*156
15,899
16*654
17.635

468*051
450,750
460.234
526.450
521.260

1925
1926
1927
1928
1929

87.973
90*083
112*165
129*215
125.557

34*633
34,364
48,139
42.874
42.460

7*743
5*746
6*017
6.899
14,962

45.397
49.973
58*009
79*442
66.115

81.677
78.301
82*093
76*925
76*096

11*202
11*124
11,076
9,881
10,092

9.756
10*005
10*252
9*051
8.846

60.719
57.172
60*765
59.993
57*156

18*922
20*633
22.357
23.750
33.935

543.690
559*323
569*620
625*009
655.102

1930
1931
1932
1933
1934

113*901
97.850
97*434
99*864
136*294

29,192
30*074
41,367
49*083
74*835

13,713
11.120
6.748
11.197
12.328

70*996
56.656
47.319
39,584
49*131

78*626
82*114
54,476
58.806
80.832

10,555
7,175
5,133
5,541
6,526

9.563
9.759
8.140
7.364
7,257

58.506
65,160
41,203
45,901
65,049

34,556
26.652
29.036
25.888
24.438

623.689
528.817
431*810
366*726
432*053

1935
1936
1937
1938
1939

150*315
162*181
161*305
148*017
146*232

92*494
92.486
86.868
67.215
89.424

15.225
16.763
25,436
22,344
24.744

42*596
50*932
46.999
38*458
34*064

102*913
119*142
134.179
138.226
167.939

9,218
13,398
14,141
11.530
14*946

8,157
10,397
10,546
10,135
10*703

35.538
95.347
109.492
116.563
142.290

24*720
23*699
22*697
21.073
20.256

460,069
500*608
529*661
511,796
540.425

1940
1941
1942
1943
1944

144*781
156.663
228.375
523.753
667*253

89*701
105.119
175.582
471,915
623*303

25.649
23*728
22*888
26.039
23.394

29*431
27.816
29*905
25,799
20*556

177.734
204*701
248*363
285.035
308.467

11.465
15*628
21*090
24.149
28.661

10,357
12,681
14,897
18,851
20*002

155.912
176.392
212*376
242*035
259*804

18,541
17,136
15,979
15.005
10.296

560*698
622*623
719*476
993.601
1*206*329

1945
1946
1947
1948
1949

864*552
944*700
821*594
768*570
749*083

817.638
883,050
753,278
692*910
677,341

27.580
26.379
31.438
37*047
38*024

19*334
33*271
36*878
36,613
33.718

369.665
347.231
331.832
339.629
340,103

30*441
29.614
35.381
45*110
36.000

20*553
21,512
24.304
26.920
29.843

338*671
296.105
272.147
265*599
274,260

10,137
9.529
8.609
9.337
10.897

1,463.590
1.566*034
1*515*965
1.545*327
1.541.672

1950
1951
1952
1953
1954

762.861
707*786
753*261
777*660
763*266

692,967
628*512
671,531
691,818
673,943

39*397
42*884
44.522
52*355
61*353

30.497
36.390
37.206
33.467
27.972

333.861
383.114
429*646
417.576
449*266

53.216
47.733
62*036
61*109
57,901

28.774
27*658
34,831
38,474
39,126

251,869
307,523
332,779
317.993
352.239

11,654
12*404
13,912
14,666
16.319

1.565*154
1.657*180
1.785,490
1.644,380
1.692*910

1955

796*442

16.822

1,961,263

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

39*051

402

Kentucky

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

7*090
6*646
10*241
13.103

1*215

1899

50*112
50t777
56.940
74 t 160

1.213
1*534
3*210

36*218
35.635
39*067
50.364

5.261
6,098
7*483

1900
1901
1902
1903
1904

75t507
80.568
85*344
94*870
104*109

13*421
12*082
13.948
13.675
14*900

3.569
3*774
4*444
4.621
4.008

51.070
55.766
55*692
63.107
69.270

7.427
8*966
11.260
13*467
15.931

1905
1906
1907
1908
1909

116*223
123*205
135.574
130*143
138.137

16*235
15,090
14,500
14,533
16,990

2.662
2*649
5*299
4.397
3.165

78*036
63*273
89*766
85.280
88.176

19*268
22*193
26*009
25*933
29*806

1910
1911
1912
1913
1914

1*1 f 972
145*133
155.996
161.711
159.139

13,914
15.546
16,970
16*233
13*888

1*876
1.821
1.962
1.943
2.157

90,603
90*262
93.660
94.427
105*796

35*579
37.504
43.404
49.108
37*298

1915
1916
1917
1918
1919

147*374
172.369
227.697
273.853
323*220

11*379
16*465
26*778
26,091
22*597

2.125
1.947
1.936
6*949
6*459

94*6"46
102,087
135.999
172,281
216*647

39*224
51*870
62*984
66*532
77*517

1920
1921
1922
1923
1924

344*081
331*184
346*734
404*573
404.937

22*735
20,284
24,750
30.241
27*534

1*490
1.963
1*789
2*569
619

223,701
198.353
194*562
222.734
207.430

96*155
110*564
125*633
149*029
169*154

1925
1926
1927
1926
1929

423.179
429.548
453*916
469*959
466.435

30*136
29,315
31*461
25*988
23.561

637
693
837
566
1*323

215.071
213.987
220.184
220.503
220*988

177*335
165553
201.434
222.900
220*563

1930
1931
1932
1933
1934

455.981
396.664
305,109
277.183
328.347

26.700
34,150
19.542
17.518
30,626

942
1.190
1*465
3.925
12*161

213.165
183.349
141*264
130*310
154*025

215.174
177.975
142*818
125.430
131.535

1935
1936
1937
1938
1939

371.266
417.556
447,227
432,772
463,197

41,224
45*729
48*136
50,697
56,517

3.789
7*482
4*295
2,925
5*245

166*891
217.124
244*172
229,070
253*138

139.362
147.221
150,624
150*080
146.297

1940
1941
1942
1943
1944

482,742
543.359
636,893
910,322
1.124*011

69*042
84,836
102*172
119,292
127,622

5,039
6,104
21*350
73*000
169,773

264.575
311*598
385.786
591*970
686.042

144*086
140*821
129*585
126*060
140.574

1945
1946
1947
1948
1949

1,393*558
1*459*789
1.410.348
1*432*676
1*421,603

162*062
133*185
119.248
119,233
115,509

189,540
114*500
17,204
22*552
19.738

864,492
1.006*351
1,056,789
1.071.672
1.057*740

177*464
205*753
217.107
219*219
228*616

1950
1951
1952
1953
1954

1*456,749
1*520.187
1*638,362
1,687,309
1*727,228

104,170
119,720
133.487
129,623
145,783

27,545
50.817
68.754
45.567
61*788

.093*769
.116,726
,190*160
.241.973
.218.389

231*265
230*924
245*941
270*146
301*268

1896
1897
1898

1955

144.773

5*589

Kentucky

403

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

II

Number
of
banks

1696
1897
1898
1899

737
509
401
388

4*516
4,829
4,756
5*409

355
406
626
316

26*602
27*365
25.268
24*445

11*089
10*652
9*059
7*420

95*413
94,538
97*052
112*138

265
265
264
291

1900
1901
1902
1903
1904

359
1*176
946
1*339
1*839

6*948
9*132
9*385
8*652
10*769

731
1*120
2*530
2.574
2*612

27.046
24.499
23*142
24*466
29.634

9.317
8*051
6*096
9*235
11*456

119*906
124.566
129*443
141*156
160*419

314
325
344
395
465

190S
1906
1907
1908
1909

1*780
1*902
2*390
2*321
2*648

11*772
12*513
13*395
14.179
14*479

2.479
1.955
4,093
3*250
2*994

32.527
34*330
35.840
36*651
36*683

12.191
11*655
14*192
14,701
15*832

176*972
185,760
205*484
201*245
210*773

514
520
575
597
609

1910
1911
1912
1913
1914

3*400
2*298
3*163
2*387
4f432

15.192
14.742
15*923
16*566
16*472

3*910
4.202
5.358
6.252
6.817

37,570
36.341
37*413
37*498
37.267

15*933
17,199
18*483
18*633
18*652

217,977
221*915
236*356
243*047
242*979

630
617
614
615
610

1915
1916
1917
1918
1919

4>377
1*926
1*235
8*774
13.509

16*348
15*920
15.519
15*654
15*155

6*446
6*926
8*552
10*520
12*675

37.150
36*404
36*160
35*904
35*812

20,769
20*030
21*674
22*413
25*562

232*464
253*575
311*037
367*118
425*933

594
580
578
576
575

1920
1921
1922
1923
1924

30*049
22*046
12.716
16*670
8*800

15*353
15.559
15.962
15*825
16.263

12*056
11*876
12*687
12*840
14*559

37*856
38*940
39*446
40*363
40*673

26*656
31*145
32*689
36*179
36*046

466*051
450*750
460*234
526*450
521*280

584
602
601
613
611

1925
1926
1927
1928
1929

7*642
9.144
10*840
31.135
32*793

15.851
16.296
16*317
16.289
15*248

18*453
23*220
25.744
18.281
43*231

41.247
41*422
43*764
45*052
49*375

37*316
39*693
39*039
44.293
48.020

543*690
559*323
589*620
625*009
655*102

607
596
586
579
570

1930
1931
1932
1933
1934

12*703
21.772
16*737
20.139
1*211

15.105
11.060
10*884
9*672
10*507

41*522
19*385
27.486
17.715
27*635

49*461
39.176
34.207
30*843
38*355

46*917
40,760
37,385
31,174
25*998

623*689
528,817
431*810
366*726
432*053

546
513
469
419
437

1935
1936
1937
1938
1939

396
332
1.077
450
227

4*383

17,963
14*552
11*856
9*932
7*580

39*164
38*351
37*494
36*520
35,912

26*877
30*017
32*007
32*124
33,509

460*069
500*308
529,661
511*798
540*425

444
436
433
425
411

1940
1941
1942
1943
1944

316
393
104
105
150

6*663
6*509
6*319
6*490
3*411

35*542
35*014
34*255
34*086
33*999

35.635
37,548
39.905
42.596
46*758

560*898
622*823
719*476
993*601
1,206,329

406
402
399
393
391

1945
1946
1947
1946
1949

8.550
596
411
320

4*138
5*117
4*982
5,688
6*398

34*612
36*164
36*822
37*733
38*159

51*282
56*414
63*215
68*819
75*192

1,483,590
1*566*034
1,515*965
545*327
541*672

386
386
386
385
385

1950
1951
1952
1953
1954

285
1*305
1*136
781
1*015

7*296
8*112
10*220
11*996
12*474

38,623
38,762
40,392
40,766
41*433

82,199
88*814
95*360
103,528
110*760

565*154
657*160
785*490
844*380
892*910

386
383
360
378
377

116*794

1*961*263

369

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

12*559

404

Kentucky

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

-/cans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

27*196
24.377
23.967
25*750

235

214
209
210

8,794
8.001
7.820
7*850

18,167
16*162
15,938
17.690

1900
1901
1902
1903
1904

32.849
35.787
38.407
42.661
44.956

258
285
295
341
339

9.662
10*666
11.035
12.756
12*698

22.929
24,836
27.077
29*564
31*919

1920
1921
1922
1923
1924

151,864
146,294
136*345
161.908
165*010

3.575
3*707
4.685
5.743
7.468

46*162
44.761
39*816
50,932
50*806

102*127
97*826
91,644
105.233
106*736

1905
1906
1907
1908
1909

48.871
52.695
59,272
56,122
61,307

394
464
527
518
562

14.756
17*400
19,744
19,405
21*422

33.721
34*831
39.001
36*199
39.323

1925
1926
1927
1928
1929

169.772
177,460
176*418
179.471
181*233

9*235
10*709
11*634
12 1866
13*479

54,220
56*555
60*342
64*160
64*483

106*317
110*196
104*242
102*445
103.271

1910
1911
1912
1913
1914

66.514
65.850
70.090
75,203
76,404

779
879
871
921

22.990
21*126
22*428
23*390
24*216

42.745
43.845
46*791
50*892
50*926

1930
1931
1932
1933
1934

168.154
134.327
102.490
73*414
71.529

13*732
14,275
13*605
11750
11*622

54,126
33,643
25*130
18*550
17,725

100*296
86*409
63,755
43*114
42*182

1915
1916
1917
1918
1919

74.245
78,496
69,186
109,152
118,897

28.150
25*258
28*994
33.296
37.779

44*478
51.465
57.861
73.321
78,299

1935
1936
1937
1938

77*947
87,554
98*989
93.577

15*483
15,602
16*928
18*3*5

19.471
16*204
18*630
17*081

42*993
55*748
63*431
58*151

1*262
1.617
1.773
2.331

2,535
2*819

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

38*434

Other

Other
loans
to
individuals

All
other

12*167

2*998

29.179

5*603
6*014
5,827
5*042
4*912

8.305
12.664
13.233
11*104
9.909

7.422
4*075
3*356
3*264
2*408

13.977
13*397

32*839
35*110
30*223
9.226
14*145

15.541
11*030

5.273
7,443

5.182

8.641

2.968
2*484

10,383
10.465

9,629
14.747
21*186
24*432
25*486

2*235
3.339
6*528
8.499
10.302

8*828
11*329
25*501
36*369
39*990

7*605
11*868
4*139
3*526
3*634

378
535
512
381
453

2*210
1.984
1.796
1.754
1.694

10.508
11.244
11.063
11*347
12.270

29*100
30,711
33,473
35,377
36*705

10.075
11*783
12.567
12*290
13.775

50*082
57*604
62*508
69*337
68*365

2*953
3*254
2*863
2*861

925

1.601

13*127

41*153

14.885

75,207

5,746

1940
1941
1942
1943
1944

100.958
117,565
112,022
83.038
117.266

42,273
55*456
56.068
36.495
35,877

1780

1945
1946
1947
1948
1949

78,755
96,767
128,491
152.679
155,712

28*068
36.589
56.787
67,592
65*014

1,576
402
327
167
146

1950
1951
1952
1953
1954

172.759
197.508
206*049
222.492
231,488

70.813
83.620
83,926
92*341
98,527

1955

256.919

107*775

768
752
390
500

3,748
3.494
2,925
3.430
34*836

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

1*961

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Kentucky

405

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

7*756
8 1672
9t787
14*254

6*707
7,321
7*732
10*939

164
211
321
517

1,140
1,734
2*798

885

7,506
9,181
10,670
15,730

255
184
302
457

2,764
2.999
3,296
3.889

4,487
5*998
7,072
11,384

1*306
1*252
1*605
1*576

43,764
43,462
46,029
57.310

1900
1901
1902
1903
1904

15.962
17*567
18*620
17*969
19.698

12*020
13.770
14,420
13*361
15*503

614
592
655
722
654

3,328
3*205
3*545
3*906
3*541

16*434
14.314
16*669
16*289
17*178

335
301
401
387
373

4.592
3,974
4,478
4,629
4,846

11,507
10,039
11*990
11,273
11,959

1*561
1*706
1*782
2*020
2*398

66,806
69.374
75,678
78.959
84*230

1905
1906
1907
1908
1909

19*887
20*447
22*101
23*820
24*287

15,111
15*419
16,149
17*173
16*854

745
784
929

4*031
4*244
5,023
5,612
4*900

19,944
16*340
18,217
19,734
24,481

580
683
761
767
703

4,927
5,348
5,014
6,113
7,654

14*437
12*309
12,442
12*834
16*124

2*633
2.762
3.970
4*043
4*084

91,335
94,244
103,560
103*719
114.159

1910
1911
1912
1913
1914

22*021
22*455
24*563
25*200
23*872

16*730
16*223
17*218
17,615
17*393

720
,592
536
241

21.112
24.390
25,138
23,337
23.098

1*188

788

3*571
4*640
5*809
6*344
5*691

,170
,425
,620

7,447
7.654
7.726
7.473
7,421

12,477
15,738
16,242
14,439
14.057

4*064
4*316
4*705
5,199
5*319

113,711
117,011
124,496
128.939
128*693

1915
1916
1917
1918
1919

24*568
26*080
33*179
45*034
57.510

17*024
16*292
19,826
29*734
41*953

729
630
2*103
2*154
2*120

5*835
7.958
11,250
13*146
13.437

20,040
26.431
34,078
34*577
34.495

,006
,909
.013
,026
4,991

5*863
6,089
6,801
4,144
4.216

13,171
18,433
26,264
24,407
25*286

5*332
5*329
5*233
5*771
6*075

124,205
136.336
161.676
194,534
216,977

1920
1921
1922
1923
1924

46*762
46*059
53*813
61*927
49*671

30*948
30*307
34*922
39*876
28*266

2,089
2,159
2,190
1,986
2,067

13.725
13*593
16*701
20*065
19*316

38*278
31.058
35.399
39.913
38*114

7,836
5,362
6,102
7.378
6,923

4.257
3,899
3,932
3,434
3,798

26*185
21*797
25,365
29.101
27*393

7.526
7*847
7,962
8*294
9*160

244.430
231.258
233.539
272.042
261,955

1925
1926
1927
1928
1929

51*581
53*264
70*175
73*899
66*504

25*626
26*264
39*363
35*056
31*926

2,976
2,248
2,532
2,529
4*648

22*979
24*752
28*280
36*314
29,926

45,675
42,132
44,013
43,392
39.847

9,271
6,296
9.093
7,603
7,401

3,893
4,071
4,314
3.501
3,364

32.511
29.765
30.606
32*288
29,082

8*806
9.140
10*149
10.572
10*804

275.834
281.996
300,755
307.334
298*388

1930
1931
1932
1933
1934

56*936
54*065
55*151
55*231
80*093

22*338
24*365
32.916
35*549
53.970

3,915
3,633
2,913
3,565
4,251

30*685
26*067
19,322
16*117
21*872

42.731
38*092
25.948
26*801
39.913

7.686
4.998
3*457
3*953
5,162

3*868
4.289
3,486
2*923
3*090

31,177
28*805
19.005
21*925
31*661

10*125
8*712
7*050
5*763
6*525

277.948
235,196
190,639
163,209
198,060

1935
1936
1937
1938
1939

91*847
91*582
81*825
80*456
82*542

64.434
57*663
47*648
51*691
53*392

6,661
9*203
12*124
10*272
11,584

20.732
24,716
22,053
18*493
17*566

56.163
66,952
74989
83.337
95.955

7*198
10,778
11.969
9*563
12.551

3.997
5.377
5.205
5.179
4*934

44.968
50.797
57,815
68,595
78,470

7,677
7,152
6,535
6,055
6*203

233,634
253.240
262*338
263.425
277*982

1940
1941
1942
1943
1944

87*808
97.242
137*220
261*013
348*972

58.973
68.163
104,826
247,490
321*617

12,480
12*519
12*761
16*310
14*145

16*355
16,560
19,631
17,213
13,210

95*535
108.916
127,969
150.243
161.766

9,486
12,998
17.79*
20*585
23*042

5*054
6.350
7,627
10.007
9,475

80.995
89.570
102,548
119,651
129.249

5.917
5*276
5,071
5*097
4*797

290,218
329,003
382.282
519.391
632*801

1945
1946
1947
1948
1949

349*670
387*286
347*234
318*536
309*950

321*259
351*595
307.403
278,252
273,520

18*694
18,301
18*717
21,490
20,657

9,717
17*390
21,114
16,794
15,773

150*182
139*419
141,959
141,581
141,834

10*095
9.325
11.195
14,218
11*327

8*476
8,655
9.937
11.873
12.340

131,611
121*439
120,827
115,490
118,167

4*685
4*409
4*262
4,558
5*454

583.292
627,381
621,946
617*354
612.950

1950
1951
1952
1953
1954

313*623
300*429
317,670
325*064
316*735

277,331
262,745
278,860
263*973
271*069

20,890
22,947
24,133
28,149
32,892

15,402
14,737
14,677
12,942
12,774

143*837
156*139
179*263
170.302
175.676

17,880
16.895
20,146
18,947
20,746

10,935
11,154
13,937
14,944
14.965

115.022
126,090
145,180
136.411
139,965

5.799
6.196
6*911
7*004
7*667

636*018
660.272
709,893
724.862
731.766

320,948

270.263

35*326

15,359

171,396

23*817

15*460

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*035
2*533

996

406

Kentucky

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

as.

Government

Other
demand

Other
time

1896
1897
1898
1899

21.471
22.708
26.374
37*021

4*254
5*586
6.395
9,159

1.215
1*213
1*534
3*210

15.316
15.176
17.611
23*775

686
729
834
877

1900
1901
1902
1903
1904

41*400
41*738
47.323
50*166
51*997

10.121
9*420
11*474
11*055
12*032

3.589
3.774
4.444
4.621
4*008

26.702
27*214
29*849
32.722
33*962

988
1*330
1*556
1*768
1*995

1905
1906
1907
1908
1909

57.110
58.445
64*247
63.773
72.151

13*116
12*345
11.537
12.133
15.472

2*682
2*649
5.299
4.397
3.165

38.841
40*545
43.073
41,972
46,057

2*469
2.906
4*338
5,271
7*457

1910
1911
1912
1913
1914

70.317
73*809
79.228
81*633
80.088

12.260
14*100
15*196
14.922
12*703

1*876
1*821
.1.962
1.943
2.157

46,152
47.126
49.119
50.635
55,574

10*029
10*762
12*951
14*133
9.654

1915
1916
1917
1918
1919

75.435
90.296
114*697
139.350
157*268

10.552
15.396
24*434
24.046
20*586

2*125
1.947
1.936
8.719
6*196

52*239
57*382
69,819
85,021
104*993

10*519
15*571
18*508
21*564
25*513

1920
1921
1922
1923
1924

171*292
164*029
171.458
204*121
201.460

20*825
17.914
21,724
26*832
23.663

1*304
1.790
1,549
2*417
772

114*511
103*456
100*041
115*486
108*317

34.652
40*869
48*144
59*386
68.708

1925
1926
1927
1928
1929

215*204
219*489
234.636
234*232
218*844

26*472
25.856
27*430
22*921
19.808

590
636
788
551
1.162

112*152
114*613
116.017
118.571
106.342

75.990
78*382
90.401
92.189
89*512

1930
1931
1932
1933
1934

216*834
188*589
146.664
128.302
161.718

20.752
23*511
15*515
14.175
23*643

885
1,089
452
2*950
7*296

104.723
87*396
67.560
60.170
72*011

90*474
76*593
63*137
51.007
58*768

1935
1936
1937
1938
1939

199*727
222*702
231*137
232.251
246.214

33*840
37.342
38*062
42*368
47.774

2*023
3*881
3.397
2.052
2*775

93*196
108,803
115*760
114*346
124,319

70*668
72*671
73.918
73.485
71.346

1940
1941
1942
1943
1944

257.892
295*862
348*627
464*406
595*981

55.313
69.653
62*938
97.177
101*945

2*834
3*461
13*105
33*822
94*705

129,800
154*144
189.591
289,180
324,618

69.945
68>604
62*993
64*229
74.713

1945
1946
1947
1948
1949

549*301
587*818
581.868
575*097
568*360

45*605
36*116
32.717
32*136
33*925

66*487
42*915
7*643
9*050
7*262

343*305
402*316
429,322
423*416
416.679

91*704
106*471
111*986
110*495
110*494

1950
1951
1952
1953
1954

588*583
609*414
654*946
666*966
670*386

30,449
33*978
34.757
35*017
36,767

9*490
19*819
24*002
17.291
24.014

439*135
445*368
481*398
491*075
477*753

109*509
110*249
114.789
123*563
131*854

692,022

39*750

139*124

Kentucky

407

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
National
Year

Borro

' JS

**

Q.

U.

>M

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696

1897
1898
1899

479
254
146
114

4,518
4*829
4,756
5,409

43
76
163
143

13.085
11*618
11*065
11,325

4*168
3,797
3,525
3*298

43.764
43*482
46.029
57*310

77
75
74
75

1900
1901
1902
1903
1904

93
348
140
406
696

6t948
9132
9*365
6,652
10,769

280
290
273
335
326

12.792
12,861
13.270
13,451
14*110

5*293
5.005
5,267
5,949
6,332

66*806
69*374
75,678
78*959
84*230

84
93
98
113

1905
1906
1907
1908
1909

495
530
861
859
1,173

11,772
12*513
13,395
14,179
14,479

415
537
1*563
1*205
947

14.879
15.353
16.004
16.311
17,079

6*664
6*666
7*490
7,392
8.330

91*335
94*244
103,560
103,719
114*159

125
128
139
145
146

1910
1911
1912
1913
1914

934
622
810
1*201
2,415

15,192
14,742
15,923
16*566
16,472

1*002
941
.145
.446
.753

17.579
17*406
17,541
17,766
17,816

8.687
9,491
9*649
10*327
10*149

113*711
117.011
124,496
128*939
128*693

149
144
144
144
143

1915
1916
1917
1918
1919

1,963
903
934
7,238
10*114

16,348
15,920
15,519
15,654
15,155

.390
.386
2.382
3,898
5*575

17,676
17*226
16*741
16.786
16*106

11.393
10*605
11*403
11*608
12,739

124*205
136,336
161*676
194*534
216,977

141
139
133
132
129

1920
1921
1922
1923
1924

21.258
13,644
7,666
12586
3,657

15,353
15,559
15,962
15,825
16,263

4*981
3*783
3.447
2.348
2.357

17.470
17.783
17*858
18,496
18,471

14,076
16*460
17,128
18*666
19,747

244,430
231*258
233,539
272*042
261,955

134
134
136
139
136

1925
1926
1927
1928
1929

3.839
4,829
7*220
13.628
21.919

15,851
16,296
16,317
16,289
15,248

2,885
2*726
2*733
2*349
3*088

18.596
18*621
20*296
20*481
19*021

19,459
20*035
19,553
20,355
20,268

275,634
281,996
300,755
307,334
298*388

139
139
142
140
136

1930
1931
1932
1933
1934

4.748
3*803
5.053
1*611
254

15,105
11,060
10,884
9,672
10.507

2*111
1*202
1*013
797
615

16,833
14,403
12.553
10*575
12*845

20,317
16,139
14,472
12,252
12,121

277*948
235*196
190*639
163*209
198*060

133
123
109
87
96

1935
1936
1937
1938
1939

25

4,383

390
146
44

859
1*128
1*020
871
996

15*186
14*923
14*495
14,106
13.666

13*454
14*467
15*296
16*051
17,062

233*634
253*240
262,338
263*425
277*982

100
100
100
98
96

13.520
13*285
13*078
12.982
12.916

17,603
16,586
19,439
20,703
22,397

290,218
329,003
382,282
519,391
632,801

95
95
94
94
94

1940
1941
1942
1943
1944

135
175

79

25

1.068
1*095
1*138
1.298
1.482

1945
1946
1947
1948
1949

3.300
198
211
260

1*221
1*421
1.629
1.843
2.055

12.040
13.370
13.710
13.935
14.035

20,730
21,972
24,541
26,268
28,240

583,292
627,881
621,946
617*354
612,950

93
93
93
92
92

1950
1951
1952
1953
1954

160
410
450
301
395

2.390
2*927
3*305
4.137
4*313

14*300
14.475
15*600
15*625
16*025

30,585
33,046
35,592
37.833
40.645

636,018
660,272
709*693
724,862
731*766

92
92
92
90
91

4,416

17*395

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

408

Kentucky

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-19S5


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

33*862
32*638
32*500
30.539

2.574
2*480
2.470
2*321

2*675
2*578
2*568
2*413

28.613
27.580
27.462
25.805

1900
1901
1902
1903
190*

33*629
33*664
32*916
38*913
45*652

2.572
3.131
3.621
4.942
6.574

2.668
3*232
3*720
5*059
6*711

28*389
27.301
25.575
28.912
32.367

1920
1921
1922
1923
1924

149.771
153.180
154*031
166*082
178*208

47*927
50*243
51*908
57,298
62*907

27*857
28*798
27.880
32*552
34*394

73.987
74*139
74*243
76*232
80*907

1905
1906
1907
1908
1909

46*603
52*317
59*889
60*409
62*989

7.503
9.312
11.678
12*607
14.529

7*643
9*469
11*858
12*988
14*423

31.457
33*536
36.353
34.614
34,037

1925
191-6
1927
1928
1929

185.346
192.846
196.587
213*648
236.281

67*095
71.353
74.310
82.682
94*121

37*255
38*955
43*053
49il39
54*805

60*996
62*538
79.224
61.627
89.355

1910
1911
1912
1913
1914

67*084
67*830
67.530
70*428
73.419

16972
18*666
16.523
17*466
16.544

15*362
15.547
14.772
15.263
14.312

34*750
33*617
36,235
37*679
42*563

1930
1931
1932
1933
1934

228.452
187*874
148*374
128.754
118.960

92.295
77*404
62.317
55*235
51.964

47*975
30*811
24*185
21*888
20*026

68*182
79.659
61*672
51*631
46*970

1915
1916
1917
1918
1919

71*089
73*103
86*081
99*820
119*312

19.797
20*907
25.394
30*245
37*106

16.071
14*109
16.872
18*467
23*147

35.221
38*087
43,815
51*108
59,059

1935
1936
1937
1938

104.174
108*032
112*491
110*903

44,552
44*884
41*863
41,790

16.315
15,212
15*614
14.395

43*307
47.936
55*014
54*716

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

32.138

On
farm land

On
residential
property

Other
Other

to
individuals

All
other

16*622

17*554

1940
1941
1942
1943
1944

118*884
126.756
114*737
66.770
105*045

38*881
41.556
40.082
24.615
32.108

229
300
96
116
1.222

2*120
1*899
2.496
2.978
13,135

16*939
19*317
18.554
15*870
15*693

18.582
18.668
17*840
14*914
14*401

7.522
7*665
6.630
5.037

16*507
18.201

32.611
37.349
29*039
6*419
5*246

1945
1946
1947
1948
1949

140*481
167*807
225*439
275.112
285*877

41.536
51*280
88*047
105.339
100*861

1.366
1*410
458
187
358

31*418
19.625
9*671
6.822

16*236
20*954
26*636
32.048
34*329

14.961
24.290
33.835
43.168
48*415

4*536
7,764
11.316
14.806
16.429

23*924
35.498
46.911
65*376
70*403

6*504
6.786
8*365
8.536
10.989

1950
1951
1952
1953
1954

304*019
356.368
382.622
411.966
432.569

103*772
136*376
139*667
138.393
145*812

285
809
651
601
449

7*147
9*252
13.028

36.914
38.849
40*006
40.670
42.277

51*901
56.761
64*588
71*961
74*556

18*863
20*969
21*531
22*046
23*828

77.513
86.702
103.660
122.783
125.597

9.636
11*678
9.650
11.489
12.914

1955

461.679

150.522

739

13.860

44*082

79*032

27.929

136*055

16.274

6.781

6*607
8.104

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

32*561

5,151

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Kentucky

409

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3t470
3t928
3*549
4*723

28
31
26
38

124
141
128
170

3*316
3*756
3*393
4*515

11.758
12*403
13*002
16*906

259
273
286
372

2*798
2*951
3*094
4,024

8*701
9,179
9*622
12,510

2*559
2*087
1*972
2*660

51,649
51*056
51,023
54,628

1900
1901
1902
1903
1904

3.527
4*865
4*609
4*588
8*129

28
81
11
16
17

126
239
286
344
715

3*373
4*565
4.312
4*228
7*397

13*221
14*531
14*455
16.210
16*373

225
320
318
357
404

4*433
3*458
3,440
3,858
4,373

8*563
10*753
10*697
11*995
13*596

2*725
2*112
1785
2*486
4*035

53*102
55*192
53.765
62.197
76*189

1905
1906
1907
1906
1909

13*934
14*100
15*249
10*697
8*766

84
90
85
39
53

1*407
1*607
1*937
1*498
1*339

12*443
12*403
13*227
9*160
7 * 374

20*995
20*671
21*995
21*134
19.772

462
455
484
465
433

4*997
4.920
5,235
5*030
4,709

15*536
15*296
16*276
15*639
14*630

4*105
4*428
4,791
5,286
5*087

85,637
91,516
101*924
97*526
96,614

1910
1911
1912
1913
1914

9*383
10*651
11*119
11*772
10*305

16
35
111
212
59

1*345
1*315
1*890
2*513
1*267

8*022
9*301
9*118
9*047
8*979

19*602
20*807
22*911
22*046
19*116

431
510
710
399
671

4,665
5*046
4*917
5,217
6*597

14*506
15,251
17,284
16,430
11,848

8*197
5,616
10*300
9*862
11*446

104*266
104*904
111,860
114,108
114*286

1915
1916
1917
1918
1919

10*143
10*933
16*713
24*904
42*919

91
20

2*896
9.746
27*363

1*342
1*476
2*056
2*391
3.133

8*710
9*437
11*759
12*767
12*403

16*863
22.879
35*308
37*504
35*133

548
507
563
832
926

4,717
4,778
5,559
5*709
7*292

11*598
17)594
29*166
30,963
26*915

10*164
10*324
11*259
10*356
11*592

108*259
117,239
149*361
172*584
206*956

1920
1921
1922
1923
1924

31*802
31*251
32*803
44*244
36*991

15*999
14.719
14.269
17*609
11*948

2*662
3*031
2*788
2*876
3*366

12*941
13*501
15.74*
23.759
21*677

30*650
27,752
31*944
35*722
35*651

1*082
1.040
1*327
1*274
1.926

6*598
7,064
6,891
6*274
5*900

22*970
19*648
23*726
28*174
27.825

11*398
7,309
7*917
8*360
8*475

223*621
219*492
226*695
254*408
259*325

1925
1926
1927
1928
1929

36*392
36*819
41*990
55*316
59*053

9.207
8*100
8*776
7*818
10.532

4.767
3*498
3*465
4.370
10*334

22*418
25*221
29*729
43*128
38*17

36*002
36*169
36.080
35,533
36*249

1*931
2*628
1*983
2*276
2*691

5*863
5,934
5*938
5*550
5,464

28*208
27,407
30*159
27.705
26.074

10.116
11*493
12*208
13*176
23*131

267*856
277*327
288,865
317,675
356,714

1930
1931
1932
1933
1934

56*963
43*785
42*283
44*633
56*201

6*854
5*709
8*451
13*534
20.865

9*798
7*467
5*835
7*632
8077

40*311
30*569
27.997
23*467
27*259

35*895
44*022
26,528
30.005
40*919

2*869
2.177
1*676
1*586
3.364

5*695
5*470
4*654
4,441
4*167

27*331
36*375
22*198
23,976
33*388

24,431
17*940
21*986
20,125
17.913

345,741
293,621
241,171
223*517
233.993

1935
1936
1937
1938
1939

58*468
70*599
79*480
67*561
65*690

28*060
34*823
41*220
35*524
36*032

8*544
9*560
13*314
12*072
13*160

21*864
26.216
24*946
19*965
16*496

46*750
52,190
59,190
54*891
71,984

2*020
2*620
2.172
1*967
2*395

4,160
5*020
5*341
4*956
5.769

40*570
44*550
51*677
47*968
63*820

17,043
16,747
16.162
15.018
14,053

226.435
247*568
267*323
248*373
262*443

1940
1941
1942
1943
1944

56*973
59*421
91*155
242*740
316*281

30*728
36*956
70*754
224.425
301.666

13*169
11*209
10*127
9*729
9.249

13*076
11*256
10*274
8*586
7*346

82,199
95,783
120.394
134*792
146*701

1*979
2*630
3*296
3*564
5.619

5,303
6,331
7,270
0,644
10*527

74.917
86,822
109*828
122,384
130*555

12,624
11.860
10*908
9*908
5*501

270*680
293*820
337.194
474*210
575.528

1945
1946
1947
1946
1949

514*862
557.414
474*360
450*034
439*133

496.379
531.455
445*875
414*656
403*821

8*886
10*078
12*721
15*557
17*367

9*617
15*881
15.764
19.819
17*945

239,483
207,812
189*873
198,048
198.269

20,346
20.289
24.186
30,892
24,673

12,077
12.857
14*367
17*047
17.503

207,060
174,666
151*320
150*109
156*093

5*452
5,120
4,347
4,779
5,443

900*298
938*153
894.019
927.973
928,722

1950
1951
1952
1953
1954

449*238
407*357
435*591
452*596
446*533

415.636
365.767
392.671
407*845
402*874

16*507
19.937
20*389
24*206
28*461

15*095
21*653
22*531
20.545
15*198

190*024
226*975
250*363
247,274
273*590

35*338
28*836
41,890
42,162
37,155

17.839
16*704
20*894
23*530
24,161

136,847
181,433
187,599
181*582
212*274

5,855
6,208
7.001
7.682
8,452

949*136
996.908
1*075*597
1.119.518
l161tl<t<t

1955

475 *494

419*939

31*863

23.692

256*005

42*093

24*254

191*658

8*886

1,204*064

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410

Kentucky

State Commercial BanksTable 3

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ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other

time

28*641
28*069
30*566
37*139

2,836
3,060
3*846
3,944

20*902
20,457
21,456
26*589

4*903
4.552
5*264
6606

34,107
38*850
38*021
44*704
52*112

3,300
2*662
2,474
2*620
2,868

24,368
28*552
25,843
30*385
35*308

6,439
7*636
9,704
11*699
13*936

59*113
64*760
71,327
66*370
65*986

3,117
2,745
2*963
2,400
1,518

39.197
42*726
46*693
43*308
42,119

16*799
19*287
21*671
20*662
22.349

71,655
71,324
76,768
80,078
79,051

1*654
1,446
1*774
1*311
1*185

44,451
43*136
44,541
43*792
50*222

25*550
26*742
30.453
34*975
27*644

71*939
82,073
113,000
134*503
165,932

827
1*069
2*344
2,045
2,011

230
263

42,407
44,705
66*180
87,260
111,654

28*705
36*299
44*476
44,968
52*004

172*789
167,155
175,276
200,452
203.477

1*910
2,370
3*026
3,409
3,871

186
193
240
152
47

109.190
94*897
94*521
107,246
99,113

61.503
69*695
77,489
69,643
100*446

207.975
210*059
219.280
235,727
247,591

3*664
3.457
4*031
3.067
3,753

47
57
49
17
141

102,919
99,374
104,167
101*932
112,646

101,345
107*171
111.033
130.711
131*051

239*147
208.075
158*445
148,881
166.629

5,948
10*639
4*027
3*343
6,983

57
101
1*033
975
4,865

108*442
95*953
73,704
70,140
82*014

124*700
101*362
79*681
74*423
72*767

7,384
8*387
10,074
8*329
10,743

1.766
3.601

1936
1939

171,559
194.854
216*090
200,521
216,983

898
873
2*470

93,695
108*316
128,412
114,724
126*819

66*714
74,550
76.706
76*595
74.951

1940
1941
1942
1943
1944

224,850
247,497
290,266
425.914
528*030

13.729
15.183
19.234
22,115
25,677

2,205
2*643
8,245
39*178
75*066

134,775
157,454
196,195
302,790
361*424

74*141
72*217
66*592
61*831
65*861

1945

844*257
871*971
826*480
857,579
853*243

116.257
97,069
86,531
87,097
81.584

121*053
71.585
13,502
12,476

521,187
604,035
627*467
648,256
641,061

85*760
99.282
105*121
108,724
118*122

1952
1953
1954

866,166
910,773
983,416
1,020*343
1*056*840

73.721
85,742
98.730
94.606
109.016

18*055
30,998
44*752
28*276
37,774

654*634
673.358
708,782
750,898
740,636

121*756
120*675
131*152
146*563
169.414

1955

1,094*986

1896
1897
1896
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937

1946
1947
1948
1949
1950
1951

9.361

30,738

Kentucky

411

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

1B96
1697
1696
1699

258
255
255

1900
1901
1902
1903
1904

Nat
1
banlf
k
no ".es

Other

liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

274

312
330
465
173

15,517
15,547
14,203
13,120

6*921
6*855
5*534
4*122

51,649
51,056
51,023
54*828

186
190
190
216

266
828
806
933
1*143

451
830
2,257
2239
2,286

14*254
11*636
9.872
11,035
15,524

4*024
3.046
2,809
3,266
5,124

53*102
55*192
53*765
62,197
76,189

235
241
251
297
352

1905
1906
1907
1908
1909

,285
.372
529
462
475

2*064
1.418
2*530
2*045
2,047

17.646
18,977
19,836
20.340
19.604

5.527
4,989
6,702
7,309
7,502

85*637
91*516
101*924
97,526
96,614

389
392
436
452
461

1910
1911
1912
1913
1914

2*466
1*676
2373
1.186
2017

2*908
3,261
4,213
4,806
5,064

19.991
20.935
19,872
19*732
19,451

7.246
7*708
8,634
8,306
8.703

104,266
104,904
111,660
114*108
114*266

461
473
470
471
467

1915
1916
1917
1916
1919

2*414
1*023
301
1*536
3.395

5,056
5,540
6,170
6,622
7*100

19,474
19,178
19,419
19,118
19*706

9.376
9*425
10.471
10*805
12.823

108*259
117.239
149*361
172,584
208,956

453
441
445
444
446

1920
1921
1922
1923
1924

8*791
8.402
5*030
4.064
5.143

7,075
8,093
9.240
10,492
12,202

20,386
21.157
21.586
21.867
22.202

14.580
14.685
15.561
17.513
16.301

223*621
219.492
226.695
254.408
259.325

450
466
465
474
473

1925
1926
1927
1928
1929

3.603
4.315
3.620
17,507
10*674

15*568
20,494
23*011
15,932
40143

22.651
22*601
23*466
24.571
30.354

17,859
19.656
19.486
23.938
27.752

267*856
277.327
288,865
317,675
356,714

468
459
444
439
432

1930
1931
1932
1933
1934

7.955
17,969
11.684
18*528
957

39,411
18,183
26,475
16*918
27,020

30*626
24.773
21,654
20,268
25,510

28*600
24*621
22*913
18*922
13.877

345*741
293*621
241*171
223.517
233*993

415
390
360
332
339

1935
1936
1937
1938
1939

371
332
667
304
163

17.104
13*424
10*636
9,061
6*584

23,978
23,428
22,999
22*414
22*246

13,423
15,530
16,711
16.073
16.447

226*435
247*568
267.323
248*373
262*443

344
338
333
327
315

1940
1941
1942
1943
1944

181
218
104
105
125

5.595
5*414
5*181
5.192
1.929

22.022
21,729
21,177
21,106
21,083

18.032
18.962
20.466
21.893
24.361

270*680
293*820
337,194
474,210
575,528

311
307
305
299
297

1945
1946
1947
1946
1949

5.250
400
200
60

2.917
3*696
3.353
3,845
4*343

22*572
22,794
23,112
23*796
24*124

30,552
34,442
38.674
42,551
46,952

900,296
938,153
894*019
927.973
928*722

295
295
293
293
293

1950
1951
1952
1953
1954

125
695
686
460
620

4*908
5.185
6,915
7*859
8*161

24,323
24,267
24,792
25,141
25*406

51,614
55,768
59.766
65*695
70*115

949*136
996,908
1*075,597
1*119*516
1*161*144

294
291
268
288
286

73,793

1,204,064

260

615

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LOUISIANA

United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections describe these problems and the methods used
in deriving the revised series.

Revised data for assets and liabilities and


number of all banks in Louisiana, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because available information appeared to indicate that there were no such
banks operating under the banking laws of
this State during the period covered by the
revised series.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal. methods and procedures used in
compiling the figures.
The figures for national banks in Louisiana were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the

The primary sources of statistics for State


commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports of the State banking department. Data
for this period are discussed separately because of the substantially better coverage and
more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Louisiana, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than national"; it refers to banks that at one time or another during
the period were designated in the annual reports of the Comptroller of the Currency as "State banks," "loan and trust
companies/' or "stock savings banks."

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413

414

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
The number of banks and their total
assets and liabilities as published by the
Comptroller were used throughout the 18961933 period, but it was necessary to make
adj ustments in various components of the
balance sheet and to estimate others in some
years. These are described in the following
paragraphs.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1933. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Real estate loans were reported for 1896,
1897, and 1901, but a comparison of the figures
for these years with reported data for other
years indicated that there was some misclassification of items in these three years. For
1896 and 1897, real estate loans were estimated
by applying to total loans in each year an
average ratio of these loans to total loans
based on reported data for 1898 and 1900, and
for 1901 by applying an average ratio based
on reported data for 1900 and 1902. Figures
for 1899 and 1923-1931 were obtained from
the reports of the State banking department.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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Collateral loans were estimated for 18961908 by applying to total loans in each year
the ratio of collateral loans to total loans
computed from reported data for 1909. Figures for 1911-1933 were estimated by applying
to total loans, ratios of these loans to the total
that were derived by interpolating between
similar ratios based on reported data for 1910
and 1934.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934, but United States Government securities
were reported for the entire period. For the
years in which State and political subdivision
securities were not reported separately, data
were obtained in the following manner:
Holdings of obligations of State and political subdivisions for the 1896-1908 period were
estimated by applying to total investments in
each year the ratio of this item to total investments computed from reported data for 1909.
Estimated in this way, holdings throughout
the period were small. Since amounts for both
State and political subdivision securities and
total investments were relatively small in 1909
when the breakdown was first reportedand
for a number of years afterward, it seemed
reasonable to assume that amounts were small
in the earlier years also. Estimates for 19161933 were made by applying to total investments other than United States Government
securities, ratios that reflected changes over
the period in the ratio of State and political
subdivision securities to this total at Louisiana national banks; these ratios were derived
by interpolating technique No. 2, described
in the United States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor

Louisiana
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to
provide figures for the latter item prior to 1918
because practically all such deposits were held
by national banks.
For years in which items were not reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1904-1908 and 1910 were taken from reports
of the State banking department. Estimates
for 1896-1903 were made by applying to the
total in each year the percentage distribution
of the total for 1904 derived from figures in
reports of the State banking department.
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State

415

commercial banks. Figures except for 1918


are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Louisiana to such deposits at all
State member banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection in 1901


were estimated by applying to total cash assets
the average of the ratios of this item to total
cash assets computed from reported data for
1900 and 1902. The figures for 1919-1930 are
those for State member banks; these were
substituted for data reported to the Comptroller, since the latter were apparently underreported. The amount of cash items for 1931
was obtained from the report of the State
banking department. In all of these instances
the estimated amounts were deducted from
reported figures for bankers' balances.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks as given in the reports of the
State banking department.
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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The breakdowns of some of the principal


asset and liability items that v/ere required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the reports of the State
banking department. The breakdowns of loans
for 1942-1946 and of cash assets for 1939-1946
were made on the basis of the percentage distribution of these items at insured nonmember
commercial banks in corresponding years.

Louisiana

416

All Banks -Table 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

24.739
21080
21*109
27*436

2*301
1.910
1*885
2*791

11*107
9*087
9*574
12*005

11*331
10*083
9*650
12*640

1900
1901
1902
1903
1904

31*894
41*853
47*098
63*207
69*501

2.945
3*448
3.503
5.182
6.213

13*292
16*642
18*122
26,508
29*509

15.657
21*763
25,473
31*517
33*779

1920
1921
1922
1923
1924

346*287
295*182
269.651
295*596
301,849

29*819
33*517
37*671
41*226
46*409

120,994
97.263
89.226
94.734
90.819

197,474
164,402
142*754
159*636
164*621

1905
1906
1907
1908
1909

80*301
96*414
106*658
90.397
90*677

7,437
9.376
11.619
10*471
12*308

34,051
39*887
45*210
40.334
41*254

38.813
47,151
49,829
39,592
37,115

1925
1926
1927
1928
1929

321*615
341*520
331*425
330,648
345*687

52.597
57.482
56*511
53.740
52.725

98,119
102*164
95.308
93.730
85,960

170*899
161*854
177*606
183,178
207*002

1910
1911
1912
1913
1914

102*966
105.931
111*634
120*161
113*916

16.252
17,315
19*664
20*211
20.448

44.725
43728
44*841
47,769
46*003

41,991
44*888
47*129
52*181
47*465

1930
1931
1932
1933
1934

319,172
277*311
246.379
127,492
117*339

54,189
56,261
53*518
26.033
27.347

73.155
61,209
52,640
27,609
23,662

191,828
159,641
140*221
71*850
66*330

1915
1916
1917
1918
1919

113*022
117*141
141*759
188*873
236*362

23*260
19*066
19,261
20*444
22*002

46*931
47,462
54.766
71,373
88.279

42.831
50,613
67,732
97,056
126,061

1935
1936
1937
1938

115,224
107*202
121*014
136*440

24.943
24,374
25,034
26*177

20.870
21.115
19,655
19,602

69*411
61*713
76*125
90*661

Loans1
Year

Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

3,014

6,632

11*571

1*412
1.731

2*627
2,268
1,930
1,512
22,187

6*427
7,015
6,615
5*352
4*957

12*944
16*250
16*053
14*565
12*902

9.591
10.229
9*776
7,417
6,155

16.633
16*242

48,782
55,564
**,252
14,123
15,664

86.454
106*731
139*436
176*674
191*527

3*147
3,827
1*853
2*539
3*48*

22*476
38,690
16*626
10*401
7*494

4*842
6*228
9,397
10.433
10*555

13*113
20*350
33*625
42*365
41*648

6,995
12.742
19,395
23,624
26*075

19*336
30*032
51*316
69**94
77.177

19.393
27.350
27.360
22,888
24.197

417,3*5
483*528
523.089
589*316
65*, 338

197.785
2*9*654
272.637
306*282
347.247

2.417
2*666
3,494
6*233
3*085

4,670
4,445
4,584
5,305
4*142

11.581
12*653
14*599
16.757
17.279

51*298
52,793
53*959
60*209
65*919

29,650
33.14!>
35*726
37,887
45,013

104.536
113,4*2
123,042
140*371
155*115

20.866
20.816
22.076
23.661
24.614

769,6*7

395*242

6,531

4.530

20*612

92*644

54,432

174,536

30.195

1940
1941
1942
1943
19*4

153*769
184*484
172,270
126*388
159*856

72.374
91*804
92*663
65.174
79.818

19*5
19*6
19*7
19*8
19*9

175.756
247*950
299*012
355*1*4
379,650

1950
1951
1952
1953
1954
1955

1*044
1*314
981

Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

43*213

the total and are not entirely comparable with prior figures,, Total loans
continue to be shown net.

Louisiana

417

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U. S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

2,351
2,937
5,910
7,970

1.529
1*700
1.642
2.111

40.390
38.673
41.597
50.248

1896
1897
1898
1899

5*318
5.031
4.978
6*330

1.346
1*199
1.740

:i090
1*132
.152
.506

2.882
2.700
2.842
3.082

8*804
10*662
13.868
14.371

1,898
1,861

984

1.228

4.555
6.064
7.244
5.173

1900
1901
1902
1903
1904

6*267
8*014
6*090
10.397
10.102

2.162
2*651
2*799
3.340
3*420

.434
(695
,813
2.505
2*519

2.671
3*668
3.478
4*552
4.163

15.999
16.439
19*085
26*355
28,254

1.250
2.077
1.554
3.210
2.497

5.046
5.134
6*069
7,286
7,413

9,703
9,228
11,462
15,859
18,344

2.203
1.657
2*306
3.150
4*182

56.363
67*963
76*579
103*109
112*0^9

1905
1906
1907
1908
1909

11*021
13*046
17.142
23.158
22*081

3*434
4*144
3*948
6*773
6*530

2.878
3.727
!>>247
6*732
7.806

4.709
5*177
7.947
9.653
7*743

31.388
33.264
35.702
30.594
38.035

3.774
3,584
3,541
2.969
2,955

7.728
7,102
8.981
8,122
9,153

19,886
22,576
23,180
19,503
25,927

4*316
6.223
8.824
8.198
7*849

127*026
146*949
168*326
152.347
158.642

1910
1911
1912
1913
1914

21*487
25*873
24*856
24*583
22*930

6*331
5.262
5*519
5*260
5*813

7*535
12*003
9*655
7.542
!>*882

7*621
8*608
9*684
11.781
11*235

37*440
43.070
39.540
37.453
41.757

4,274
3.293
3.497
4.332
4,118

9,344
10.603
9.991
9,279
9.477

23,822
29,174
26*052
23*842
28*162

9*666
11*297
12.066
13.617
11.777

171.561
186*171
188*100
195*814
190.380

1915
1916
1917
1918
1919

23*238
24*064
31*473
54*652
67.699

5,345
5*166
9.195
29*241
44*498

6*105
5*493
7,818
9*967
8.533

11.788
13.405
14*460
15*444
14.668

32.639
54.759
71.622
64*062
73.989

2,960
6,016
8,096
9,398
16,072

7.671
8.456
11.540
8.730
8.019

21*988
40.287
51*986
45*934
49*898

11.654
13*546
13*582
13*403
23*091

180.753
209*510
258.436
320.990
401.141

1920
1921
1922
1923
1924

60.106
51.072
43.604
56.160
46*990

27.253
19.390
17.905
25.291
13.737

13*640
12*744
8*690
12*250
11*641

19.213
18*938
17*009
18.619
21.612

93.586
63.870
66*291
76*279
86.265

19,017
11,505
12,806
13,026
13,948

9*433
8*736
8.062
7.082
8.140

65.136
43.629
65.423
56,171
64.177

19.189
24.022
28.462
29.658
34*201

521.166
434*146
428.008
457*693
469*305

1925
1926
1927
1926
1929

50.185
64*153
66.002
71*401
81*219

16.157
20.425
19.321
16*812
18*892

14.699
22.936
22.012
26*081
39.286

19.329
20.792
24.669
26.508
23.041

89.265
89.212
86.419
86*811
82*505

14.843
17,285
17,356
14,836
12.959

8.463
9.259
9.041
8.799
6*995

65.939
62*666
60(022
63(176
62*551

37.539
39.347
44,954
45,983
47,346

496*604
534.232
528*600
534*843
556*757

1930
1931
1932
1933
1934

76.707
99.198
91.404
69*492
106*143

11*365
21.552
16*155
32.572
60*535

32*108
47,219
47,251
23,615
24*025

33.234
30.427
25*998
13.305
21.583

87*354
97*152
61.159
69*278
86*260

13*001
10*659
10*151
7.508
7,578

7*952
7*279
6*164
5*673
5.292

66*401
79.214
44.844
56*097
73.390

43.648
39.292
37,253
16,794
19,647

526*881
512*953
436.195
283.056
329.389

1935
1936
1937
1938
1939

111.619
162*661
172*660
175.940
173*726

67*489
108*590
114*801
112.612
104.925

30,213
41*419
46*739
50.117
60*186

13.917
12.652
13.211
8*617

106*341
148*563
155.598
170.453
202*638

8,549
15,961
19,467
18*589
22*589

5.959
7.961
9.243
9,223
9,614

93*833
124.641
126*688
142.641
170*435

17*871
19*684
19*134
17.859
24*042

353*055
438*110
468*426
500*692
556*982

1940
1941
1942
1943
1944

184*555
180*677
257.743
506.665
645*883

110*402
109*545
163.338
430*251
562*297

62*038
62*650
65*899
67.965
75.639

12*115
8*482
8*506
8*449
7*947

239.259
274,145
266.193
346*420
383*046

16*639
25*465
25*055
37*850
40*422

9.972
12.266
15,509
21,708
26.659

212*448
236.414
225.629
266.862
315.965

22.372
23.415
21,607
20,677
21*120

599.975
662.721
717.813
1.000.150
1*209*905

1945
1946
1947
1946
1949

812*511
927*691
834*179
850*630
864*819

709*220
601*881
695*631
713*643
718*414

95.485
105.804
119.821
122.091
132*974

7*806
20*006
18.727
14*896
13(431

434,180
436*360
426*793
432*957
468.429

41*500
45*925
54*352
65*376
68*980

22.926
24,460
26.900
29.117
30.750

369*754
365.955
345.541
338*464
368*699

19*248
19*141
18*066
19*345
22,475

441*695
*631142
576*050
656*276
735*373

1950
1951
1952
1953
1954

915*163
855*249
930.722
969*564
1*022*045

754*714
683*143
754*682
784,292
831*301

147*672
156.007
163.415
173.443
177.226

12*777
'16.099
12.625
11*829
13*518

445.277
488*080
559*705
550*977
613*598

80*099
98*903
107*035
103.301
108*723

28.491
28*941
37.983
42.213
43.369

336*667
360*236
414.687
405*463
461*486

23,402
23,352
25*982
25*151
29,863

801*187
,850,209
2*039.498
2*135*008
2*319*844

1955

1*141*182

913*183

204.195

23*804

615,962

120.458

43.903

451*601

32,629

2.559*420

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11*140

714

418

Louisiana

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

1897
1898
1899

27t765
27,551
30*998
37*169

2*295

1900
1901
1902
1903
1904

41*658
49.989
57,549
73.547
80.753

4*065

1905
1906
1907
190B
1909

U.S.
Government

Other
demand

Other
time

293

21*662
21*823
24*284
28.211

3*808
3*795
4*119
5*290

6*935
9*302
11*630

339
367
5fr3
763
639

31*219
35*682
40*987
49*348
53*158

6.015
7.219
9*064
14.134
15.326

93,730
101*406
116*089
99,138
111*341

15.291
16,313
19,544
17,065
20.377

463

3*230
1*424
425

58*373
59.627
68*129
57,465
63.000

19*603
24.056
25*166
23*164
27*539

1910
1911
1912
1913
1914

122.443
136,227
136,700
136,455
140*513

19,537
23*626
21*975
20*108
19*929

328
263
329
430
601

70*880
77.291
77.555
76*408
80*962

31*696
34.847
36*841
39*509
39.021

1915
1916
1917
1918
1919

130,792
159*268
206.621
253.159
307.132

17*688
27*188
34.770
35*153
42.424

684
104
209
14,187
9,197

73.768
90.864
122.772
145.735
187*217

38*452
41*132
48*870
58*084
68.294

1920
1921
1922
1923
1924

382*765
308.988
349.125
374,623
360,595

39.968
31.062
42,022
37,856
40,776

1*935
1*276
2089
7.541
3.737

241*065
176*169
206,093
219*479
215*695

99*797
100*481
98*921
109.747
120.387

1925
1926
1927
1928
1929

408,909
428,237
420*733
416*707
432.771

46,226
46,595
47*300
45*300
43*466

6,293
5*624
6*922
9,184
11*148

230*781
240*712
235*782
228*792
246*593

125.609
135.306
130.729
133*431
131*564

1930
1931
1932
1933
1934

426*179
429.414
330.446
226*974
275*649

46,029
55,199
36,091
26*089
41*953

9*626
10*660
18*563
11*786
17*596

226.040
221.655
153.299
100*401
122*556

144*482
141*900
122*493
90*698
93*54*

1935
1936
1937
1938
1939

304*362
389.892
418.956
449,115
504.653

49,864
71*329
74*113
83.838
95.923

6*240
20.777
5*051
12*763
17,292

154*104
197,366
233.513
242.264
278.773

94*154
100*420
106.279
110*250
112*665

1940
1941
1942
1943
1944

543.556
603,442
657.067
937,339
1.140,500

109*698
132*638
126*324
176,131
170,506

18*164
14,845
11*150
53*012
117*311

297,637
337,558
407,480
582.544
696*009

118.057
118*401
112*113
125*652
156*67*

1945
1946
1947
1948
1949

1*366*935
1*549,343
1*492*633
1,563,292
1*633*306

196,634
191,780
169,664
160,222
171,284

143*254
103*055
7,172
17.800
13.929

813*508
991*266
1*038*759
1*104,378
1,160,361

213.539
263*242
277*038
280*892
287*712

1950
1951
1952
1953
1954

1*689,969
1,731,043
1*910,691
1,993,392
2*165*436

165,229
171,398
205,115
206,636
226*120

25,209
36*982
37*097
26*374
39*896

1*209*114
1*243,257
1*358.719
1*432*137
1*539*190

290*437
279*406
309*760
328*245
360*230

1.933

2*595
3,375

6,721

243*914

i.-ao

396*459

Louisiana

419

Table IMi Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figun

Year

1896
1897
1898
1899

3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


Nati l
bar
no

Borrowings

Capital

<*

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

597
252
63
353

1*132
1*006
753
922

2
36
46
29

6*686
5,973
5*718
6*976

4*206
3*855
4,019
4.799

40*390
38*673
41*597
50*248

46
43
49
73

521

10
492
26
675
243

7*090
8*003
8*416
12*361
12*604

5.570
6.273
7.269
10.966
12*262

56*363
67*963
76.579
103*109
112*039

78
91
109
132
154

1900,
1901
1902
1903
1904

1.260
Ii515
3ill9
3.631

1*514
1*946
1*804
2*439
2*546

1905
1906
1907
1906
1909

3*621
6*839
5*071
6*311
3*626

2*634
3*980
4*972
6*572
5.707

96
2*265
3*467
1*236
337

13*119
20*827
23.272
23*549
21*956

13.826
13.632
15.455
15.541
15.675

127*026
146*949
168*326
152.347
156*642

170
190
211
216
222

1910
1911
1912
1913
1914

5.720
4*230
5*573
9*984
5*819

5*786
5.855
5*924
5*796
5068

627
2.240
1.666
3*816
1*502

21*661
21*809
21*848
23*171
22*185

15*324
15,810
16,187
16,590
15*293

171.561
166*171
188*100
195*814
190.380

220
232
243
248
248

1915
1916
1917
1918
1919

6*116
3*956

1*988
15.493
30*104

4.957
4*919
4.929
4*731
4*741

1*037
3*548
4*550
5*602
14*044

21*670
21*834
22*417
23*468
24*997

16*181
15*965
17,931
18,537
20*123

180*753
209*510
258*436
320.990
401,141

239
240
244
249
254

1920
1921
1922
1923
1924

58*079
55*548
12*214
14.371
15.073

4*400
4*196
4.293
4*398
4*348

20*432
9*806
7.073
8*476
12*306

30*298
30*924
31.687
31*980
31.870

25*194
24*684
23*616
23,845
25,113

521*168
434*146
428*008
457*693
469*305

267
269
264
266
251

1925
1926
1927
1928
1929

10.791
24.377
23*464
36*389
27*584

4*076
4*246
4.291
4*316
6*207

17*005
17*892
19,374
17*764
25*452

32*539
33*371
33*386
32*086
34*218

25,284
26*109
27*552
27,561
30*525

498*604
534*232
528*800
534*843
556*757

247
239
232
229
226

1930
1931
1932
1933
1934

11.999
5.965
31*871
8*397

6*110
5*897
5*906
7.049
8*597

16*274
9.579
7.837
2*039
2.798

34*481
32*091
31*206
20*628
26*605

31*838
30*007
28.929
15*969
14*863

526*881
512.953
436*195
263*056
329,389

222
206
195
139
147

1935
1936
1937
1938
1939

321
79
98
55
35

2*016

2*660
2*681
3*212
3*050
3.232

28*762
28*138
27,103
26*629
25.726

14,934
17*320
19.057
21*843
25.334

353*055
438*110
468*426
500*692
558*982

150
149
146
146
146

1940
1941
1942
1943
19*4

45
2
10

3*518
4*455
4*355
4t658
6*330

25*043
24*426
24.717
24*965
26*281

27*813
30.396
31*664
33*188
36*794

599*975
662*721
717*813
1*000*150
1*209*905

145
146
145
145
148

877

1945
1946
1947
1948
1949

500
338
784
75

6*600
8*006
7.071
8.634
10*315

26*663
27*146
27*434
28*855
29*284

41*497
46*147
50.574
56*7X1
62,393

1*441.695
1,631,142
1,576*050
1*658*276
1*735*373

150
154
158
161
161

1950
1951
1952
1953
1954

184
170
650
118
125

11*930
10*974
13*058
13t372
15*025

30*556
32 9 788
34*263
39.060
40*873

68*526
75*234
80*636
89,066
98,365

1*801*187
1,850*209
2.039*496
2.135.008
2.319*844

162
166
167
171
171

47*133

107*649

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2*559.420

420

Louisiana

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1896
1897

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1899

15*496
13*343
13.752
15*964

506
409
459
496

6.744
5>435
6.590

8.678

1900
1901
1902
1903
1904

18*661
23*477
26*056
25*446
29*900

530
600
617
654
814

7*046
7*969

8*685
10*617

11.085
14*908
17.250
16.107
18*269

1920
1921
1922
1923
1924

102*168
78*537
70.030
71.124
70*346

1.245
1*542
2*846
3*173
3*569

34.613
23.604
23.351
23*127
19.517

66*330
53*391
43*833
44*824
47.262

1905
1906
1907
1906
1909

31*730
37.877
40*724
32*792
33*756

1.060

11.125
12*256
14*069
13.144
14*394

19*768
24.696
25.575
18.659
18.275

1925
1926
1927
1928
1929

74*069
63*022
78*195
80*229
87*002

4*812
4*933
5*705
6*228
6*361

24*598
26*254
25.670
27.619
20*513

44*659
49*835
46*820
46*382
60*108

1910
1911
1912
1913
1914

36*681
37*634
41*508
42*696
35*481

14.141
12.994
14*056
14*614
13.296

21*332
23*366
26.243
26*853
20*950

1930
1931
1932
1933
1934

80.587
71.331
59.208
77.721
77,121

5*502
6.9J1
6*961
12*635
11*260

15.417
13*628
11.462
17.207
15*682

59*668
50*732
40*785
47*879
50.179

1915
1916
1917
1918
1919

35*763
40*250
53*109
68*520
76.786

15.564
17.090
20.724
26.461
30.512

18.705
22.211
31.263
40*876
45*325

1935
1936
1937
1938

74*405
65*745
77*038
68*029

10*610
10*559
11*290
11.988

13*567
13*248
14*598
14*618

50*228
41*938
51*150
61*423

837
923
989

1.087
1.208
1*254
1*209

1.229
1.235
1.494
949

1*122
1.163
949

8*244
7.499

6*101

8*191

7 . 1 92

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

106*176

1.920

5*563

1940
1941
1942
1943
1944

99.056
124.371
115.789
86.533
116*322

53*514
71*526
71*553
51*056
64*523

745
870
677
874
1*456

1.559
1.386
1*328
800
17*438

1*810
2.159
632
,384
,263

6*196
8.274
7*661
7,085
5*941

5,301
5*828
5,567
4*459
3*554

9*082
8*641

29*931
34*328
27,171
11,793
13*506

1945
1946
1947
1948
1949

124*630
174*607
196*651
231*708
250*687

66*379
84*067
103*594
135*132
146*119

2*456
3.027
1*422
2.209
3*228

18*766
34* 290
14*836
9.260
6* 688

255
356
,938
-N013
2*056

5*146
7*643
14*596
19*327
16*724

3.787
6*776
10*049
11.429
14.135

9*720
14*014
26*998
38*949
45*107

17,101
23*634
23*218
15*878
17,668

1950
1951
1952
1953
1954

272*891
321*277
340*835
386*735
423.712

152*857
197*986
209*299
238*404
265*386

2,252
2,664
2,996
5.899
2.791

3*899
3.670
3* 495
4,386
2*843

1*917
2*587
3*166
3,707
3*751

23.208
23*361
22*314
24*496
25*109

15.378
17,230
19,097
18*411
23.379

60*269
62*060
67.992
77*496
86*706

16*688
15.767
16*547
18*043
16,186

1955

517.761

312*594

6.108

3*436

5*503

43*796

29*631

96.276

23*271

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

25*296

the total and are not entirety comparable with prior figures.
continue to be shown net.

Total loans

Louisiana

421

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

1896
1897
1896
1899

3,965
3,493
3,453
4*051

1,346
1,199

1900
1901
1902
1903
1904

3*962
5,545
5.* 248
6*353
5,849

1905 '
1906
1907
1908
1909

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankersbalances
(including
reserves)

Other
assets

Total
asseta

Cash items
in process
of collection

Currency
and
coin

688
677
598

2*201
2*626
4*509
5*579

916
819
891
907

26.225
25*150
27*487
30*555

1,733

409
358
365
362

2*210
1.936
2.084
1*956

5*846
7,495
9*391
9,633

1,042

2,957
4*192
4,284
3*012

2*156
2.644
2.793
3*333
3*414

285
453
383
471
380

1.541
2*448
2*072
2*549
2*055

10,601
11,220
12,064
11,669
13,556

1,071
1.863
1*229
1*796
1*454

3.280
3.408
3*602
3.197
3.626

6*450
5,949
7,233
6,676
8,476

917
952
876
993

1,124

34*361
41,194
44.246
44.461
50*429

6,141
6,310
7,956
11,130
9,486

3*429
4*144
3*942
6.772
6*517

423
338
626
662

1,468

2,289
1.826
3,388
3,676
1.501

16,356
15,252
16,152
13,079
16,035

2.170
1.666
1.967
1.264
1*219

4*218
2.993
3*634
3*613
4.058

9,968
10,593
10.551
8*202
10.758

1*325
2.376
4.119
2*836
2*190

55*552
61*815
66*951
59*837
61.467

1910
1911
1912
1913
1914

8,791
10,679
10*395
10*308
9,323

6,330
5.238
5*515
5.257
5.790

1,613
4.404
3,286
2,962
1,586

846

1,037
1.592
2*089
1.947

15,063
17,782
17,753
16,756
15.732

1*655
1*589
1.794
2.491
1.934

3.707
4*572
4*348
4.126
3.722

9.701
11.621
11.611
10.139
10*076

2*948
4,773
4*916
5*081
3*774

63*483
70*868
74.572
74*841
64*310

1915
1916
1917
1918
1919

9*223
8.399
12.108
19*441
25.670

5*333
5*157
7*650
15*795
21*586

1,924
1*282
2*062
1*870
1*804

1*966
1.960
2,396
1,776
2,280

11,685
23,110
26,914
21*195
27,047

1*198
3.342
2*898
3*682
6.118

2*481
2,748
4,287
2.135
2.485

8,006
17.020
19.729
15.378
18.444

3*551
4*603
5*237
4*834
5*682

60.222
76*362
97*366
113*990
135*365

1920
1921
1922
1923
1924

16.565
13*056
14*363
17,309
12,713

11*339
8*151
10*024
13.479
8,157

2*570
2*194
1*470
1,516
1,454

2,676
2.711
2.869
2,314
3*102

27,990
17,143
22*608
19.371
20,745

7.044
3*206
4*133
4.025
4*167

2.565
2,217
1,932
1,551
1,937

18*381
11*720
16*543
13*795
14*641

9.752
7.613
8*028
8,350
8.110

156.515
116.349
115.029
116.154
111*916

1925
1926
1927
1926
1929

13,259
14*107
12*488
15*196
16,400

8,956
10*216
8*156
10*422
10*358

1,709
1,861
1,727
1*934
3*151

2,594
2,028
2,605
2*840
2*891

21,932
22,311
20*590
21,743
19,882

3.866
4.659
3*705
3*603
3*811

2,081
2,204
2.105
1.788
1.495

15.965
15.448
14.780
16.352
14*576

9.640
9.673
11*795
11*207
11*979

118*900
129.113
123.068
126.375
135*263

1930
1931
1932
1933
1934

15,559
28,017
22,655
43,160
78,610

6,272
14,670
10,608
27,168
53,742

2*674
6*261
5.817
8*191
10*457

4.613
7*086
6*230
7,801
14,411

23,675
31*069
20.019
52,525
63,193

3,962
4,471
3,147
5,875
6,464

1.881
1.856
1,590
3,167
3,052

17*612
24*742
15.282
43,483
53,677

10,096
10.020
10*434
10*966
12,017

129*917
140,437
112*316
184*372
230*941

1935
1936
1937
1938
1939

77,122
120,839
120,517
123,306
121.826

55,956
91,133
92,244
90,996
87,841

12*596
21.871
21.798
23.365
27,553

8*568
7,635
6,475
8,945
6,432

82.436
106.999
103,833
120*623
143.643

7,597
14.463
17,652
15,196
18,243

3,343
4,343
4,816
4.562
4*881

71,496
88,193
86,365
100,865
120,519

11*972
11*862
11.806
11*391
11*131

245*935
305*445
316*194
343.349
382,776

1940
1941
1942
1943
1944

132,053
129,169
176,960
367,748
497,567

93.394
94.214
139.622
331,613
456,137

29*395
29*176
31*302
29*837
34*890

9*264
5.779
6,036
6*098
6*540

174,816
195,747
177,529
212,489
252,531

14.636
20.966
20.473
30.470
37.151

5,165
5,786
7,750
10,547
11*651

155,015
168,993
149,306
171.472
203.729

11.187
11*784
14*512
14,034
17,496

417.112
461.071
484*790
680*804
883*916

1945
1946
1947
1948
1949

612,853
677.449
604.138
611.440
608.828

555,328
609,339
528,781
541,186
536,638

51,122
54.946
60.384
59,329
62,379

6*403
13*164
14.973
10.925
9,811

288.394
283,355
294,214
300,922
327,693

38,931
42,785
49,501
59,054
62,700

11*302
12,138
12,912
14,227
15,714

238*161
228*432
231*801
227.641
249.279

15,980
15,830
15,090
15,925
18,335

1*041,857
1*151.441
1.110,093
1.159.995
1.205.543

1950
1951
1952
1953
1954

645*299
591.048
636*003
656,752
664,762

565,350
503,062
550,342
564,257
591.063

70*168
75.546
75*809
83.637
84.033

9.781
12,420
9,852
8,856
9,666

309,451
347,546
394,198
378,795
427,496

71*654
90,205
95*402
93*024
99,152

13.562
13,814
18.297
19,089
21*088

224,235
243,527
280,499
265,682
307*256

19,388
19,007
21,361
20,180
22*883

1*247*029
1*276*878
1.392.397
1,442.462
l5i>8853

1955

765,187

660*856

104.115

20,216

429,560

106,830

21,021

301,709

22.776

1,755,284

984

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

422

Louisiana

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands ol dollars]
Deposits
Year
Total

Interbank

U.S.
Government

1696
1897
1898
1899

17,708
17,593
20,210
22*880

2*28*
1911
2*519
3*172

1900
1901
1902
1903
1904

25,512
30,375
33,122
30,7*7
35,691

3,970
6,103
6*552
5,102
8*182

1905
1906
1907
1908
1909

40,745
40*561
46,7*6
37,177
40*988

10,877
9.539
12.321
9,886
11,721

1*10
3*230
1*424

1910
1911
1912
1913
1914

41*564
47*980
50,887
49,777
44,214

10*2*1
13.010
13.391
12*506
11,003

1915
1916
1917
1918
1919

40,337
55,384
74,827
85,638
99.416

9.192
15.161
19,403
16,657
17,372

1920
1921
1922
1923
1924

111.241
77*104
89.732
90.193
88,137

14,432
10,986
15,309
11,879
12.198

1925
1926
1927
1928
1929

94.818
99,670
96,739
98,360
102,321

1930
1931
1932
1933
1934

Other

Other
time

293

15*032
15*265
17*214
18*91*

392
*17
*77
501

339
367
563
763
639

20,639
23.1*5
25*118
23*872
25.730

56*
760
889

1*010
1*1*0

463

425

27*99*
27.951
28*715
22*855
24*580

1.411
1*661
2.480
3*012
**262

328
263
329
430
601

27.435
30.971
33*176
33*255
29.740

3*560
3.736
3*991
3*586
2.870

684
104
209

27,010
3*. 99*
*7.525
5*254
67*017

3*51
5*125
7*690
8*956
11*381

1*509
1*369

81*739
53*097
60*972
61*103
56*214

14,566
12.577
13.111
15*702
18*356

13,683
13*2*1
14.079
12.720
13.41*

1,033
2*068
1,185
2*476
3*539

59*407
63*4*8
59*990
60.879
63*101

20*695
20*913
21*485
22*265
22*267

101,338
114,913
83,785
155,463
198*562

16,177
23.870
16.117
24.5*2
39.241

1*913
3*553
3*419
7,167
15,724

59*138
62*386
** .569
67,600
82.907

24*110
25*10*
19*680
56*17*
60*690

1935
1936
1937
1938
1939

218.395
278,514
289.358
313,052
350,310

47.789
67,958
69.9*6
79.693
91.**3

5*572
17,396
*237
11>085
1**59

106*758
131*980
150*222
155*733
17**9*3

58*276
611SO
6*. 953
66*5*1
69.465

19*0
19*1
19*2
19*3
19*4

382.716
424,451
4*7.074
6*1,201
835,867

102,420
121,091
102*828
146*829
154.616

15,189
12.71*
9.087
39*903
88*638

193*310
219,39*
268.123
375***7
*82*6*8

71*797
71.252
67.036
79.022
109*965

1945
19*6
19*7
19*8
19*9

990,422
1*096.259
1*053.2*5
1,097,439
1*137,114

178,314
163*887
144.521
133,928
144,489

113,3*7
82.903
4*990
14*488
10*909

547,101
662*712
708*862
754*257
785.441

151*660
186,757
194*872
194*766
196*275

1950
1951
1952
1953
1954

1,171,960
1,199,630
1,306,9*7
1*3*9*285
1*456.180

138,821
1*3*469
170,6*6
171,736
184,598

20*112
28*682
27,031
18.271
30,983

820,224
844,455
914.166
955,082
1.032*4*9

192,803
183*024
195*104
204*196
210*150

1.6*3,9*1

201,21*

31.489

1.182.279

5*771
3*6*6
504
4*4
340

Louisiana

423

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

1896
1897
1898
1899

407
252
63

1.132
1*006
753
922

1900
1901
1902
1903
1904

10
160
415
1*019
1.362

1*514
1*946
1*804
2.439
2.546

1905
1906
1907
1908
1909

657
3.115
380
1.181
247

1910
1911
1912
1913
1914

...
^^

rai*fli
<*"*

Amounts in thousands of dollars]


Surplus
and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
Number
^

24

3.760
3.160
3.160
3*260

3.218
3.139
3.301
3.469

26*225
25.150
27.487
30.555

21
19
19
20

445
19
661
197

3*260
3*748
3.804
4.085
4.231

4.065
4.520
5*062
5.510
6.402

34.361
41*194
44.246
44*461
50*429

20
25
29
30
35

2.634
3.980
4.972
6.572
5*707

4
1687
2.655
889
210

4.430
7,330
8*560
8,695
8*495

7,082
5*142
5.638
5*323
5*820

55.552
61*815
68.951
59,837
61*467

35
35
36
36
35

2.186
1.022
1*647
2.717
1.636

5.786
5*855
5*924
5.798
5.066

183
1.447
1*118
1.342
293

8,045
8,120
6,345
6*220
7*245

5*719
6*444
6.651
6.967
5.854

63,483
70.866
74,572
74.641
64.310

31
31
33
31
31

1915
1916
1917
1918
1919

1.634
420
103
7.002
13.024

4.957
4*919
4*929
4.731
4*741

60
1.995
2*584
2*048
2*793

7.035
7.410
7,835
7,585
7.955

6.199
6*234
7.090
6,986
7.456

60.222
76.362
97.368
113.990
135.385

30
31
33
31
32

1920
1921
1922
1923
1924

18*115
17.894
4.774
5.649
3.205

4*400
4.196
4.293
4.398
4.348

5*794
1*303
593
355
1.097

8,673
8.250
8.700
6.700
6,630

8,292
7.602
.937
,859
,299

156,515
116,349
115.029
116,154
111*916

38
36
34
34
33

1925
1926
1927
1928
1929

2.507
7.301
2*100
5.945
5*705

4*076
4.246
4.291
4*316
6.207

2.288
2.360
4.241
3.034
3.826

9*025
9*075
9.075
9.739
9*750

.186
*441
,622
f981
.454

116.900
129*113
123.068
128*375
135.263

33
32
32
33
33

1930
1931
1932
1933
1934

3.015
1.526
5.288
632
27

6.110
5.897
Ji.906
7.049
8.597

2*084
1.503
1.763
1.361
2*071

9.125
8.725
8.725
12.425
13.805

.245
.673
6*849
7.422
7,879

129*917
140*437
112*316
184,372
230*941

31
29
29
22
28

1935
1936
1937
1938
1939

15
15
45
30

2.016

2.004
2.074
2.712
2.357
2.530

14*370
14,120
14.238
14.163
14.140

9*135
10,722
11.841
13,727
15.796

245*935
305.445
318.194
343.349
382*776

30
30
30
30
30

1940
1941
1942
1943
1944

20

2*860
3*844
3.790
4.163
5*723

14*038
13*679
14*297
14*623
16*736

17*478
18*897
19*629
20.617
25*590

417*112
461*071
464*790
680.604
883*916

29
29
29
30
32

5*896
7*193
6.013
7.349
8.929

16*657
16*770
16*720
17,370
17*748

28.682
31.219
33*915
37.537
41.752

,041*857
,151.441
.110.093
.159*995
,205.543

33
33
33
34
35

10*515
9*426
10*892
10*991
11*973

18*638
19*588
20.188
22,286
22*588

45.616
50*234
54,070
59,898
66.112

1*247*029
1*276.878
1,392.397
1,442,462
1,558,653

35
36
37
39
39

27,263

72,725

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

200
300

100
300

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

424

Louisiana

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

9.2*3
7,737
7,357
11,472

1,793
1,501
1,426
2*295

4,363
3,652
3,473
5,415

3,087
2*584
2*456
3*762

1900
1901
1902
1903
1904

13,233
18,376
21,040
37,761
39,601

2,415
2*848
2,886
4,528
5,399

6,246
8,673
9*931
17,823
18,692

4*572
6*855
8*223
15,410
15,510

1920
1921
1922
1923
1924

246,099
216,645
199,621
224.472
231,501

28,574
31,975
34,825
38,053
42*840

86.381
73*659
65.875
71.607
71,302

131*144
111*011
98*921
114,812
117,359

1905
1906
1907
1906
1909

48,571
58.537
65*934
57,605
56,921

6*600
8,453
10,559
9,482
11*221

22.926
27.629
31.121
27.190
26,860

19*045
22,455
24,254
20,933
18,840

1925
1926
1927
1928
1929

247,546
258,498
253,230
250*419
258,685

47,785
52*549
52*806
47,512
46,344

73,521
73,930
69,638
66*111
65447

126,240
132*019
130,786
136,796
146, S94

1910
1911
1912
1913
1914

66,287
68*297
70*126
77,465
78*435

15,044
16*061
18*455
18,982
19,213

30,584
30*734
30.785
33,155
32.707

20,659
21,502
20,866
25,328
26*515

1930
1931
1932
1933
1934

238*585
205,980
187,171
49,771
40,218

48,687
49,290
46,557
15,396
16*067

57,738
47.581
41,178
10,402
7*980

132*160
109,109
99,436
23,971
16,151

1915
1916
1917
1918
1919

77.259
76,891
88,650
120,353
159,576

21,766
18,117
16,139
19,281
21.053

31,367
30,372
34,042
44*892
57,767

24,126
28,402
36,469
56*180
80*756

1935
1936
1937
1938

40,819
41,457
43,976
48,411

14,333
13,815
13,744
14,189

7.303
7.867
5.257
4*984

19,183
19.775
24,975
29,238

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
Individuals

All
other

1939

52*398

18,064

527

4,712

5.986

3,958

17,915

1940
1941
1942
1943
1944

54*733
60,113
56,481
39,855
43,534

16,860
20.276
21*110
14,118
15,295

299
444
304
538
275

1,068
902
602
712
4,749

4,617
4,856
4.783
3,968
3,694

6,748
7,976
8,392
7,460
6*961

4*290
4,401
4,209
2,958
2.601

7.751
7*601

18,851
21,256
17,081
2*330
2358

1945
1946
1947
1948
1949

51*126
73*143
102,361
123*436
128,963

20,075
24,664
35,844
41,542
45,406

691
800
431
330
256

3,690
4,400
1,792
1,141
806

3*587
4*872
7.459
8.420
8,499

7.967
12,707
19*029
23*038
22*924

3.208
5*966
9,346
12.195
13,940

9.616
16*018
24.318
30.545
32,070

2*292
3.716
4*142
7.010
6.309

1950
1951
1952
1953
1954

144*454
162*251
182*254
202,581
230,626

44*928
51*866
63*338
67,878
81,861

165
224
498
334
294

771
775
1,089
917
1,299

9,664
10,066
11*433
13,050
13*528

28,090
29,432
31,645
35,713
40,810

14,272
15,915
16,629
19,476
21.634

44,267
51,382
55,050
62,875
66*409

4,178
5*049
5.529
5*636
6,426

1955

251*686

82,648

423

1,092

15.109

46*848

24.801

76,258

6,924

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Louisiana

425

Table JState Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

1896
1897
1896
1899

1*353
1.538
1*525
2*279

1900
1901
1902
1903
190*

2*265
2.469
2*842
4*044
4*253

1905
1906
1907
1906
X909

4*680
6*738
9*186
12*028
12*595

1910
1911
1912
1913
1914

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Cash items
in process
of collection

Currency
and
coin

1*210
1*184

1*596
1*872
2*960
2*161

1*401
2*391

150
311

611
881
751

1*266

Total
assets

681
774
767

1*146

672
764
758

1*126

2*958
3*367
4*477
4*738

6
7
6
7
6

1*149
1*242
1*430
2034
2*139

1*130
1*220
1*406
2*003
2.108

5*198
5*219
7*021
14*686
14*696

179
214
325

1*414
1*043

1*766
1*726
2*467
4*089
3*787

3*253
3*279
4*229
9*183
9,866

1,430
2.157
3,056

22*002
26*769
32*333
58*646
61,610

5
6
1
13

2.455
3*389
4*621
6*050
6*340

2*420
3*349
4*559
5*977
6*242

15*032
16*012
19.550
17*515
22*000

1*604
1*918
1*574
1*705
1*736

3*510
4*109
5,347
4.509
5*095

9*918
11*985
12*629
11*301
15,169

2*991
3*847
4,705
5,362
5,659

71.474
87*134
99.375
92.510
97.175.

12*696
15*194
14*463
14*275
13.607

1
24
4
3
23

5*922
7.599
6*367
4*580
4*296

6*773
7*571
6*092
9.692
9*288

22*377
25*288
21.787
20*697
26*025

2*619
1*704
1*703
1*841
2*184

5*637
6.031
5.643
5*153
5,755

14*121
17*553
14*441
13,703
18,086

6*718
6*524
7,152
8*536
6*003

108*076
115.303
113*528
120*973
126*070

1915
1916
1917
1916
1919

14*015
15*665
19*365
35*211
42*029

12
9

1*545
13*446
22*912

4*181
4*211
5*756
8*097
6*729

9*622
11.445
12*064
13*668
12*386

20*954
31*649
44*706
42*867
46 f 942

1*782
2*674
5.198
5*716
9*954

5,190
5,706
7.253
6.595
5*534

13,962
23.267
32.257
30*556
31,454

6,303
8*943
6,345
8,569
17,209

120*531
133,148
161,068
207.000
265*756

1920
1921
1922
1923
1924

43*521
38*016
29*241
38*851
34*277

15*914
11*239
7*881
11*812
5*580

11*070
10*550
7*220
10*734
10*187

16*537
16*227
14*140
16*305
18*510

65*596
46*727
63*683
56*908
65*520

11*973
8*299
8.673
9.001
9.781

6.868
6.519
6.130
5,531
6.203

46,755
31,909
46*660
42*376
49S36

9,437
16*409
20,434
21*306
26*091

364*653
317.797
312.979
341*539
357.389

1925
1926
1927
1926
1929

36*926
50*046
53*514
56*205
64*819

7*201
10*207
11*165
6*390
6*534

12*990
21*075
20*285
24.147
36*135

16*735
18*764
22*064
23*666
20*150

67*333
66.901
65.829
65*068
62*623

10.957
12*626
13*651
11*233
9.148

6.402
7.055
6,936
7,011
5,500

49,974
47*220
45.242
46*824
47.975

27,899
29*674
33,159
34,776
35*367

379.704
405*119
405*732
406*466
421,494

1930
1931
1932
1933
1934

61.1*6
71*181
68*749
26*332
27*533

3*093
6*882
7*547
5*404
6*793

29*434
40*958
41*434
15*424
13*568

26*621
23*341
19*768
5*504
7*172

63.679
66*083
41*140
16.753
23.067

9.019
6.186
7*004
1.633
1*114

6.071
5,423
4,574
2,506
2.240

43.589
54*472
29.562
12*614
19,713

33.552
29,272
26.819
5.628
7.630

396*964
372,516
323*879
96*664
98*446

1935
1936
1937
1938
1939

34*497
41*622
52*163
52*634
51*902

11*533
17.457
22.557
21.616
17*084

17*615
19*546
24*941
26*752
32*633

5*349
4*617
4*665
4*266
2*185

25*905
41*564
46*765
49.830
58.995

952

1*498
1.615
3.393
4.346

2,616
3,618
4,427
4,661
4,733

22*337
36.448
40*523
41.776
49.916

5.899
7,822
7.328
6.468
12.911

107,120
132,665
150,232
157,343
176,206

1940
1941
1942
1943
1944

52*502
51*508
60*783
138*917
148*316

17*006
15.331
43.716
98.436
106*160

32*643
33*474
34*597
38*128
40*749

2*651
2*703
2*470
2*351
1*407

64*443
76.396
86.664
133.931
130.515

2*203
4.499
4.562
7*380
3*271

4,607
6*476
7.759
11,161
15,006

57,433
67.421
76.323
115.390
112*236

11.165
11.631
7.095
6*643
3*624

182,663
201,650
233,023
319*346
325,989

1945
1946
1947
1946
1949

199*658
250*242
230*041
239*390
255*991

153.892
192*542
166*850
172*657
181*776

44*363
50*856
59.437
62*762
70*595

1*403
6*842
3*754
3*971
3*620

145.786
153.005
132*579
132.035
140.736

2.569
3*140
4*851
6*322
6.280

11,624
12*342
13,986
14,890
15*036

131*593
137,523
123,740
110.623
119*420

3*268
3*311
2*976
3*420
4*140

399,838
479,701
467,957
498,281
529*830

1950
1951
1952
1953
1954

269*664
264*201
294.719
312*812
337*283

189*364
180*061
204.340
220*035
240*238

77*504
80*461
87.606
89*806
93.193

2*996
3*679
2*773
2.971
3*652

135.826
140.534
165.507
172.182
166.102

8*445
8*698
11.633
10.277
9.571

14,929
15,127
19*686
22.324
22.301

112.452
116,709
134.168
139.581
154.230

4*014
4*345
4*621
4.971
6*980

554.158
571.331
647*101
692,546
760*991

1955

355*995

252*327

3*586

186*402

13*628

22*882

9*853

604*136

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Federal Reserve Bank of St. Louis

116
186

1*204
705

14*165
13*523
14*110
19*693

426

Louisiana

State Commercial BanksTable 3

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Federal Reserve Bank of St. Louis

ASSETS, UABUJTTES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time
3*416

1896
1897
1898
1899

10*057
9*958
10*788
14*289

11
22
76
203

6*630
6*558
7*070
9.297

3.378
3*642
4*789

1900
1901
1902
1903
1904

16.146
19*614
24*427
42*800
45*062

115
618
383
4.200
3*448

10*560
12*537
15*869
25.476
27*428

5*451
6*459
8*175
13*124
14*186

1905
1906
1907
1908
1909

52*985
60*845
69,343
61.961
70,353

4*414
6*774
7,223
7,179
8*656

30.379
31*676
39*414
34.610
38*420

16*192
22*395
22*706
20*172
23277

1910
1911
1912
1913
1914

80.879
86*247
85,813
86*678
96,299

9*296
10,816
8,584
7*602
8*926

43.445
46.320
44.379
43*153
51*222

28.138
31*111
32*850
35*923
36*151

1915
1916
1917
1918
1919

90*455
103,904
131,794
167,521
207,716

8,696
12*027
15.367
18*496
25.052

46*758
55.870
75*247
91*481
120*200

35*001
36*007
41*160
49*128
56*913

1920
1921
1922
1923
1924

271,524
231*884
259,393
284,430
292*456

25.536
20*076
26*713
25,977
28*578

1*749
6*032
2*368

159*326
123*072
145*121
158,376
159*481

85*231
87*904
35*610
94*045
102*031

1925
1926
1927
1928
1929

314,091
328,567
323.994
318,347
330,450

32.543
33*354
33*221
32*580
30*052

5.260
3*556
5*737
6*706
7*609

171.374
177*264
175.792
167*913
183*492

104*914
114*393
109*244
111*146
109*297

1930
1931
1932
1933
1934

324,641
314.501
246.661
73,491
77*087

29*852
31.329
19.974
1*547
2.712

7.715
7*107
15*144
4*619
1*872

166*902
159,269
108,730
32*801
39*649

120*372
116*796
102*813
34*524
32*854

1935
1936
1937
1938
1939

85,967
111.376
129,596
136.063
154,343

2.075
3,371
4*167
4.145
4*480

1*678
2*833

47,346
65*386
83*291
86*531
103*830

35*878
39*240
41*326
43*709
43*200

1940
1941
1942
1943
1944

160*840
178.991
209,993
296*138
304,633

7*278
11*547
23,496
29,302
15,690

2,063
13*109
28*673

104*327
118.164
139,357
207*097
213.361

46*260
47*149
45*077
46*630
46*709

1945
1946
1947
1946
1949

376,513
453*084
439,366
465.853
496*192

18,320
27*893
25,143
26,294
26,795

29*907
20*152
2*182
3t312
3,020

266*407
328*554
329*897
350.121
374,940

61*879
76*485
82*166
86*126
91*437

1950
1951
1952
1953
1954

518*029
531*413
603.744
644*107
707,256

26,406
27,929
34,469
34*900
41,522

5,097
8,300
10*066

388*890
398,802
444.553
477,055
506*741

97*634
96*382
114*656
124*049
150,060

1955

745,845

525*989

167*500

8*416
5*551
1*431
832

668
3.381
814

2.975

2*131

6,103
8*913

Louisiana

427

Table 3State Commercial Banks

.rnj^JiJ 4 O,

UlrtJJlM-ll 1 lUkJ,

^14.11^

IIUITALPJUM,

J.t7%P>X7tJ*<J^^-V(VtlUllUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1896
1897
1898
1899

Nati 1
banT
J

Borrowings

190

Other

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of

2.928
2*813
2.558
3,716

988
716
718
1*330

14*165
13*523
14,110
19,693

25
24
30
53

353

2
36
46
5

1900
1901
1902
1903
1904

511
1.100
1*100
2*100
2*269

10
47
7
14
46

3*830
4*255
4,612
8,276
8,373

1*505
1.753
2.187
5,458
5*860

22,002
26,769
32.333
58*646
61,610

58
66
80
102
119

1905
1906
1907
1908
1909

2*964
3.724
4.691
5.130
3.379

92
578
812
347
127

8,689
13*497
14.712
14.854
13.461

6*744
8,490
9.817
10.218
9.855

71,474
87,134
99.375
92,510
97*175

135
155
175
182
187

1910
1911
1912
1913
1914

3*534
3*208
3.926
7*267
4*183

444
793
750
2*474
1.209

13.616
13.689
13.503
14,951
14.940

9.605
9.366
9.536
9,603
9.439

108*078
115,303
113*528
120.973
126*070

189
201
210
217
217

1915
1916
1917
1918
1919

4*482
3.536
1*685
8*491
17*080

977
1553
1*966
3*554
11.251

14.635
14,424
14.582
15.883
17,042

9.982
9,731
10*841
11,551
12,667

120,531
133,146
161.068
207,000
265.756

209
209
211
218
222

1920
1921
1922
1923
1924

39*964
37.654
7*440
8*722
11*866

14*638
8.503
6.480
6*121
11.209

21.625
22.674
22*987
23.280
23.040

16.902
17.082
16,679
16,986
18*814

364*653
317.797
312.979
341.539
357.389

229
233
230
232
213

1925
1926
1927
1926
1929

8.284
17.076
21*364
30.444
21.879

14.717
15*512
15.133
14,750
21*626

23*514
24,296
24.311
22.347
24,468

19,098
19.668
20.930
20.580
23.071

379,704
405,119
405,732
406,468
421.494

214
207
200
196
193

1930
1931
1932
1933
1934

8*984
4*439
26.583
7*765
850

14,190
8.076
6*074
678
727

25.356
23*366
22*481
8*203
12*800

23.593
22,134
22*060
6,547
6.984

396,964
372.516
323.879
98*684
98.448

191
177
166
117
119

306
64
53
25
35

656
607
500
693
702

14*392
14*018
12*865
12*446
11*586

5,799
6.598
7,216
6.116
9.538

107.120
132.665
150*232
157.343
176.206

120
119
116
116
116

25
2
10

658
611
565
495
607

11*005
10.547
10.420
10.142
9.545

10.335
11.499
12,035
12,571
11,204

182*863
201,650
233.023
319,346
325.989

116
117
116
115
116

704
613
1*058
1*285
1*386

9*806
10*376
10.714
11*485
11,536

12.815
14.928
16.659
19.174
20,641

399.838
479.701
467.957
498.281
529,830

117
121
125
127
126

1*415
1*548
2,166
2,381
3*052

11*916
13*200
14,075
16,772
16.285

22*712
25.000
26*766
29,168
32*273

554,158
571,331
647,101
692.546
760,991

127
130
130
132
132

3.497

19.870

34,924

804,136

136

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

5529

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Federal Reserve Bank of St. Louis

500
138
484
75
84
170
350

lie

125

?J,577,648

MAINE

commercial banks and mutual savings banks


presented a number of problems and considerations not encountered in compiling the
balance sheet for national banks. The following sections describe these problems and the
methods used in deriving the revised series.

Revised data for assets and liabilities and


number of all banks in, Maine, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in this
State because available information appeared
to indicate that there were no such banks
operating under the banking laws of this
State during the period covered by the revised
series.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Maine
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for State

The sources of statistics for State commercial banks for 1896-1933 and for mutual
savings banks for 1896-1946 were (1) figures
reported to the Comptroller of the Currency
and published in his annual reports and (2)
figures published in the reports and abstracts
of the State banking department.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers* directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1
The term "State commercial banks," as used for this
State refers to (1) banks that are designated in the annual
reports of the Comptroller of the Currency as "loan and trust
companies" and by a similar term in reports of the State
banking department, and (2) industrial banks that accept
deposits.

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428

Maine

429

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.

1900, the ratio for 1901; for 1902, the average


of ratios for 1901 and 1903; for 1905-1908,
ratios derived by interpolating between similar ratios for 1904 and 1909; for 1910, the
average of ratios for 1909 and 1911; and for
1916-1933, ratios that reflected changes over
the period in the ratio of collateral loans to
total loans at Rhode Island loan and trust
companies; the latter ratios were derived by
interpolating technique No. 2, described in the
United States Summary.

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET

A complete classification of investments


into United States Government, State and.
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were obtained from other
sources or were estimated;
Figures for United States Government
securities for 1900-1902, 1917, 1918, 1923, and
1925 were obtained from the State banking
department reports.
Estimates of obligations of States and
political subdivisions for 1896-1902, 19051908, and 1910 were derived by applying to
total investments the average of the ratios of
these securities to total investments computed
from reported data for 1903 and 1904, for
1904 and 1909, and for 1909 and 1911, respectively, Estimates for 1916-1933 were derived
by applying to total investments other than
United States Government securities, ratios of
these securities to this total that were derived
by interpolating between similar ratios based
on reported data for 1915 and 1934.

One loan and trust company with its


balance-sheet data was added to the figures
of the Comptroller for 1925 on the basis of
information in the State banking department
report. One industrial bank with its balancesheet data was added beginning in 1919.
The State banking department reports in
1896 and 1897 showed balance-sheet figures
for dates closer to June than the Comptroller's
reports, so these data were substituted for
those of the Comptroller.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Figures for real estate loans for 1910,
1923-1927, and 1929 were obtained from the
State banking department reports.
Estimates of collateral loans in certain
years were derived by applying to total loans
the ratio of collateral loans to the total computed from reported data as follows: for 18962
In cases where the breakdown of a given item (for example, total loans) was not estimated on the.basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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INVESTMENTS

DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were

430

All-Bank Statistics

supplemented in a number of years.3 No


attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits were
held by national banks.
For years in which items were not
reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for June
dates for the period 1896-1908 and for 1910
were based on the percentage distribution of
such deposits for fall call dates in corresponding years obtained from State banking
department reports.
Figures for United States Government
deposits for 1919, 1921-1927, and 1929 represent such deposits for State member banks

only, which held practically all of this type


of deposit at State commercial banks.
OTHER ITEMS

On the basis of information shown in


State banking department reports, trust assets
and liabilities (including "sinking funds for
corporations' investments and liabilities")
were deducted from the Comptroller's balancesheet data for the period through 1928, after
which they were not included in the published
balance sheet. Such data were reported as
investments or "other assets/1 and as deposits
or "other liabilities."
"Other liabilities" were also adjusted (for
almost every year of the period through 1928)
to exclude various items that are included with
deposits in the revised series.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the
State banking department or bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by the State banking
department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for

noninsured banks for every year during the


1934-1946 period in the sources cited. Real
estate loans for 1935 were estimated on the
basis of the ratio of this item to total loans
derived from figures for 1934 obtained from
State banking department reports; for 1937,
on the basis of the average ratios for 1936
and 1938. The breakdowns of (1) loans other
than real estate for 1934-1938, (2) all loans
for 1939-1946, (3) investments other than
United States Government obligations and
deposits for 1934-1941, and (4) cash assets for
1934-1946 were estimated on the basis of the
percentage distribution of similar totals at
insured nonmember commercial banks in
corresponding years.

MUTUAL SAVINGS BANKS, 1896-1946


One mutual savings bank was added to
the number of banks published by the Comptroller of the Currency for 1924, on the basis
s
l n subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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Federal Reserve Bank of St. Louis

of information available in the State banking


department reports. The aggregate balance
sheet was not affected.
Balance-sheet data in the State banking
department reports for 1896 and 1897 were
for dates closer to June than those in the
Comptroller's reports, so these data were sub-

Maine
stituted for the Comptroller's figures. Otherwise, the aggregate balance sheet as published
by the Comptroller was used.
The breakdown of loans for 1910 was
estimated on the basis of the average ratio
of each item to the total computed from reported data for 1909 and 1911. The same
procedure was used to estimate the breakdown of investments other than United States

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431

Government obligations in that year. The


. breakdowns of loans and investments for
1923-1925 were obtained from State banking
department reports. For 1939-1946 the loan
breakdowns were estimated on the basis of
the percentage distribution of the total for
December 1947. It was not until then that
the breakdown appeared consistent with the
data now reported for these banks.

432

Maine

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

40*075
40*951
40*856
40*794

8.402
6.686
8*786
8*932

9*831
9,378
9*665
9,288

21*842
22*887
22*405
22,574

1900
1901
1902
1903
1904

43*193
44*857
48*169
52*223
55*186

9*048
8*864
9*834
10*146
10*923

9,526
9*652
10*709
12*903
13*055

24.619
26*341
27,626
29,174
31*208

1920
1921
1922
1923
1924

140,448
144.414
141*626
155,585
167*781

26*996
30*092
34 644
43,979
49*045

37,191
35*236
35*916
39,842
37*722

76,261
79,086
71,064
71,764
81*014

1905
1906
1907
1906
1909

55*502
60*191
66*991
67*875
69*180

11*096
11*797
13*690
13*838
15*153

12*481
13*583
15*920
16*560
17,139

31.925
34*611
38,381
37,477
36,866

1925
1926
1927
1928
1929

176,641
184*207
196*661
210,351
230*847

54,396
59,900
65,155
68*781
72.740

41,456
45,195
47,066
54,020
64,669

80.789
79.112
84*440
87,550
93,438

1910
1911
1912
1913
1914

74*873
74*941
60*696
86*740
88*689

16*529
17*460
19*268
20*564
21*673

16,761
16,453
17*359
18*429
16.379

41.583
41,028
44*069
47,747
50,437

1930
1931
1932
1933
1934

232*211
229*846
208*577
126*138
119*008

74*496
76*808
76*305
56,914
52*086

66,323
62,879
49,476
28.632
23.673

91,392
90*159
82,794
40,592
43.249

1915
1916
1917
1918
1919

90.877
94,578
104*604
107.097
112*581

22.716
23*424
24*785
24*129
24*279

19.568
22*189
26*566
26*657
31*229

48,593
48,965
53*253
56.311
57.073

1935
1936
1937
1938

113,975
112*578
111*252
110*116

51,017
50,391
50*769
51*218

19*992
18*049
16*821
16*368

42*966
44*138
43,662
42*532

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

108*535

30*838

3*142

2*298

1940
1941
1942
1943
1944

111*909
115*540
109*222
87.551
78*471

32*661
35,869
33*233
21*262
19*447

361
325
349
132
94

2,536
2*140

2*141

1945
1946
1947
1946
1949

60,220
105,429
151,876
187,765
201,328

22*613
31,947
50,266
63,524
61,515

579
194
176
227
141

2.293
2.766
2,535

1950
1951
1952
1953
1954

218*393
246,696
275,790
313,996
337,231

60,971
71,429
79*876
87,389
91*103

144
137
166
396
345

2.018

1955

375,831

95,471

410

Other

Other
loans
to
individuals

All
other

2*255
2*210
1*730
1*602

41,966
41*150
41*409
36*746
34,979

8*826
9.034
8,873
8,546
7,269

5,878
6*133

23,416
24,767
21,502
9,776
6*880

1*872
2*581
3*433
4.488
4.272

33,357
40,860
55*481
69,920
81*098

7,650
10,609
12,046
14,785
16,170

8*423
11*464
23*669
28,964
33,276

3*433
4*966
4*250
4*929
4,393

2.689
2*254
2*586
2*196

4*328
4*889
5*048
5,507
7,339

92,293
106,739
118*960
135*153
137*948

16,480
17.436
19*474
21,260
32,198

39.961
41,819
47*471
59,804
65,100

2*016

7*717

162*136

34,884

71*262

1,646
3,481

2.067

1,762
1,947

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

4,282
4,154

5,073
4,833
4*544
5*806

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maine

433

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency'
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

54,307
57141
58.655
62.917

11.454
12.753
13.234
12.472

15,697
15,696
14.949
15.856

27.156
28.692
30.472
34.589

7,995
8*706
9,075
11*384

360
352
364
487

2*069
2*260
2,285
2*535

5,546
6*096
6,426
8,362

2,861
2,884
2,523
2,553

105.238
109*684
111*109
117*646

1900
1901
1902
1903
1904

69*380
74.093
77.692
81*578
85.046

10.932
9.373
7.472
7*464
6*955

16*661
23.222
20.137
21*687
24.385

41.787
41*498
50*083
52,427
53*706

10*553
11*664
10*786
9,369
10,965

433
611
447
439
429

2,727
2,816
2*906
2*890
2.849

7*393
8.237
7.435
6*040
7.707

2.620
3,062
3,041
3,140
3,328

125.746
133,696
139,690
146*310
154,545

1905
1906
1907
1908
1909

90.506
94.808
97.520
99.997
104.763

.875
,780
.702
.242
.382

25,617
30,451
26,286
25.437
25.664

58.014
57.577
64.532
68.318
72.717

11,228
11,839
12.407
12*906
14,561

462
545
594
523
525

3.227
3.405
3.442
3.869
3.935

7.539
7.889
8.371
8.514
10*121

3.567
3.717
3*776
4,571
4,389

160,803
170,555
180,694
185,349
192,913

1910
1911
1912
1913
1914

108*658
109*565
119*166
123.667
127.213

.030
.826
6.437
6.397
6,333

27*562
28,501
29,521
29,307
27,840

75.066
75.238
83*208
87.963
93*040

12,970
15,797
14,886
14,944
15,803

727
702
578
592
724

3*931
4*352
4.514
4,848
5,156

6*312
10.743
9.794
9*504
9*923

4*435
4,344
4,638
4,734
5,061

200,936
204,647
219,386
230,085
236,786

1915
1916
1917
1918
1919

129.446
141.009
155.373
151*813
165*830

6,324
6.114
8,306
16*173
35,203

28.934
28.600
28,502
24,092
18.020

94*188
106,095
118,565
111*546
112.607

14*964
20.784
21,576
19,859
21,461

541
868

1,430
1.594

4.127
4*794
5,490
3,445
4,050

10*296
14,977
15,216
14,984
15*817

5*174
5*139
5,275
6,886
6*607

240,461
261,510
286*826
285*655
306*479

1920
1921
1922
1923
1924

174.840
178.337
184*315
192.444
184*998

41.221
45.090
46.145
55.595
47.208

13,322
11,496
11,972
11,373
10,988

120.297
121.751
126.196
125.476
126.802

23,679
22,429
23,469
23,645
26,873

1.905
1.936
2*342
2*499
2*670

5,143
4*697
4,810
4,571
5,156

16*631
15.796
16.317
16*575
19*045

7*094
7.179
6*257
6*258
6*925

346,061
352,359
355,667
377,932
366,577

1925
1926
1927
1928
1929

188*913
205*395
213.753
218*339
206*756

46.774
44.736
36.800
34,505
30.917

11.502
13,163
16.512
17.658
17,858

130.637
147*496
160,441
166,176
157,981

26,682
29.815
28.323
26.345
27*523

2,854
3,105
3,234
2,690
3,058

5,089
6*169
5.633
5.310
5,272

18,739
20,541
19*456
18*145
19,193

7.483
7.832
7.590
8*070
8*731

399,719
427,249
446,327
463,105
473,857

1930
1931
1932
1933
1934

203*308
199.191
191.383
143.485
167.101

25,502
25*691
27,611
23.497
52.514

17,514
17,779
17,555
12,423
11,818

160,292
155.721
146*217
107,565
102*769

30*520
36.170
27.039
30,401
44*284

3*365
3*155
2,341
2,206
2,558

6,036
6,118
5*690
5.449
5*095

21*119
26*897
19,008
22,746
36,631

9,434
10,356
12,119
7*911
9*265

475,473
475.563
439,118
307,935
339,656

1935
1936
1937
1936
1939

181.721
191.559
210*099
202.528
199.690

69.113
78*680
99.812
97,381
101*140

11,639
11.094
10.368
10.289
11.951

100,969
101,765
99,919
94*858
86,599

45.151
55.964
56*320
53,171
67*668

3,207
4,220
4,407
3,617
4,121

4*662
7,378
6,829
6,673
5*970

37,262
44*386
45,084
42,681
57,577

9*394
10*025
10*315
10*086
11*627

350,241
370,146
367,986
375,903
367,520

1940
1941
1942
1943
1944

182.544
187.648
219.978
325.522
419.130

93*420
107.307
143.914
258.284
355.143

11.906
11.024
9.714
9*786
9.965

77.218
69.317
66,350
57.452
54,022

93*134
101*852
89*828
96*807
91*399

3.957
4.732
4,682
6,266
6,085

6*601
8*610
10,452
13*159
13.355

82,576
68,510
74,694
77,362
71,959

11*149
12*217
10*365
9*695
8*547

398*736
417,257
429,393
519,575
597*547

1945
1946
1947
1948
1949

516*098
554.867
494,736
466.456
456.775

456.447
493.506
429*026
394*514
380*545

9.699
10.110
13.824
16*272
17,945

49,952
51,252
51,886
55,670
58,285

97.314
104*145
100*338
100*335
95,772

6,940
10,601
11,371
12,534
11,487

12*476
12.970
14,324
16*641
15*824

77,896
80,574
74,643
71.160
66*461

7*250
6*273
5*616
5.849
5.956

700,882
770,714
752,666
760*405
759*831

1950
1951
1952
1953
1954

452.174
420.502
439.025
435.184
433*094

368.063
329.832
341,367
328,791
318,961

19,174
24.471
26*918
29*861
35*541

64*937
66*199
70,740
76,532
76*592

92,751
101*921
113*180
113,589
119*763

11*961
11*644
16.676
15.423
15*238

13*701
14*809
16,959
17,662
19,475

67.089
75.466
79.545
80.504
65.050

6.367
7.519
6.258
6.491
10.542

769*665
776,840
836,253
871*260
900,630

450*308

325,145

14,709

18,788

81,552

11*478

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,013

434

Maine

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

fltJiJEl M. Jf

m**fm.nm*i* 4 *JDh7,

/HI IS

11 UlUJJUit.,

AU7

[Figures as of June 30 or nearest available date; partly estimated , Amounts in thousands of dollars]
Deposits
Year
Total

1196
1897

Interbank

1,368

1698
1899

76*996
83.250
84*482
91*494

1900
1901
1902
1903
1904

97,752
105*673
111*351
115*367
122,107

1,621
2,216

1905
1906
1907
1906
1909

127,481
135,833
143,755
148,690
155,997

1.877
1*711
1,734
1,442

1910
1911
1912
1913
1914

164*024
169*443
182*068
190*447
197,972

2.902
2,092
1*860

1915
1916
1917
1918
1919

200,223
223,754

2*480
2*605

1920
1921
1922
1923
1924

297*584
299*828
304*404
323.768
332*518

4*565

1925
1926
1927
1926
1929

342*030
371,881
387*156
397*039
401,025

3*726

1930
1931
1932
1933
1934

U.S.
Government

Other
demand

Other
time

190
355

15*802
16*713
17*046
20*898

61*636
64*354
65*354
68*154

335
342
370
551
440

22*375
26*057
28*261
27,815
30*363

73*421
77.056
80*857
84*629
89.599

344
342
600
628
382

31*643
33,263
32*900
33*575
32*429

93*617
100*497
108*521
113*045
120*961

261
263
293
261
273

32*486
33*768
36*853
37,425
40*566

129*632
132*510
142*630
150*901
155*022

256
212
223
1*915
758

37.157
52*865
62,927
56*498
62*871

160,330
168.072
180*099
177,372
190*696

515
420
411
701
530

75,571
66.862
70*587
70.833
70*959

216*933
229*430
230*469
248*919
257*756

4,144

329
385
291
244
336

70.806
83*049
84*214
79.536
79,747

267*169
284,731
298*498
313*478
316.796

409*127
413.949
373*052
260,103
290*417

4,584
9,890
15,234
4*637
5,574

220
781
516
598
1*624

83,976
75*931
54*698
36*681
52*994

320*347
327*347
302*604
218*187
230.225

1935
1936
1937
1938
1939

299*526
320.569
335*959
324*041
333.938

5.702
6*945
6,664
6*394

566
1*699
921
665
1*308

57.287
66*434
77,053
71.199
77*686

235.971
243*491
251.321
246*716
248*550

1940
1941
1942
1943
1944

345,464
362*601
374.553
463.590
539,643

9,862
9*949
10*021
8,946
8*795

1*119
835
1*625
11,206
43*610

82,676
100*856
117,198
172*498
179.424

251*807
250*961
245*709
270*940
307.614

1945
1946
1947
1948
1949

637,789
702,516
680*717
685*662
662*463

8*552
11*208
6*844
8*036
7,330

63.634
37,015
3.526
6*562
5,445

200*769
231*245
229.376
231,769
230*906

364*834
423*046
436*971
439.315
438*782

1950
1951
1952
1953
1954

687.437
690,220
744*904
775,241
802*093

7,591
8,295
10,297
11,119
12,513

9*613
il.314
11*753
8*352
13.278

234*294
238*914
266*411
269*537
269*480

435*939
431*697
456*443
486*233
506*822

24*, 417

238,699
257*634

850*051

2*009

1,892
2*087

1*843
2,372

1,705

2*225

1,645

2,111

3.168
2,914
3.309

3*116
2.937

3.315

3.273

3,716
4,153
3*781

5,441

188

174

13.936

Maine

435

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

liabilities
O^

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

759
693
819
433

4*958
5*157
5*360
4*767

196
81
167
226

12*633
12.557
12*457
12*569

7*696
7*946
7,824
8*137

105*238
109.684
111*109
117*648

152
150
149
150

1900
1901
1902
1903
1904

503
443
398
1*147
1.167

5*555
5*597
4*960
5*583
5*885

162
96
252
317
297

12.446
12.123
12.175
12.268
12.213

9*326
9*764
10*554
11*628
12*676

125*746
133*696
139*690
146*310
154.545

150
152
155
156
158

1905
1906
1907
1908
1909

1.060
1*747
2*389
1*703
2.053

5*904
5*860
5*927
5*609
5.769

353
309
463
524
225

12.172
12*156
12*344
12.362
12.289

13,813
14*650
15*816
16*261
16*560

160*803
170*555
180.694
185.349
192*913

158
160
165
168
170

1910
1911
1912
1913
1914

2*647
1*145
1*492
3*008
2*271

5*564
5*366
5*891
5*901
5*991

614
184
202
217
270

11*529
11.190
11*265
11.205
11*255

16,556
17,297
18,466
19,307
19*027

200*936
204*647
219*386
230*085
236.786

164
161
163
162
162

1915
1916
1917
1916
1919

2*550
1*123
2*370
7*461
8*518

5*963
5.790
5*497
5*403
5*302

219
202
546
1.699
1*528

11*455
11*431
11*373
11*488
11*564

20*051
19,210
20*625
20*905
21*933

240.461
261.510
286.626
265*655
306*479

164
161
158
159
160

1920
1921
1922
1923
1924

6*119
8*846
6*471
7.975
5.955

5.246
5.230
5*564
5*436
5.574

1.020
1.311
699
736
897

11*999
12*254
12*260
12*510
12*760

24,093
24,890
26*269
27*507
28*873

346*061
352.359
355.667
377.932
386.577

162
159
159
154
152

1925
1926
1927
1926
1929

7*507
3*223
5*409
9*507
13*115

5*570
5*574
5*679
5.217
4*848

1*439
1*946
678
907
1*117

13.011
13*066
13*276
13*376
13*976

30*162
31*539
34,129
37,059
39*776

399.719
427.249
446.327
463.105
473*657

151
149
145
141
135

1930
1931
1932
1933
1934

5*951
4*406
12*115
6*960
2.012

4*624
4*579
4.753
3.175
4.403

539
433
1.039
611
1.269

14.060
13*176
13.235
11.712
16*316

40*972
39*018
34*924
25,374
25,221

475.473
475*563
439.118
307.935
339*656

132
123
116
82
103

1935
1936
1937
1938
1939

517
585
426
433
52

2*116

616
551
1.286
578
1*436

21.200
20*096
18.856
18.556
17.786

26,262
28,343
31*455
32*295
34,308

350*241
370*146
387.986
375.903
387*520

105
104
104
103
103

1940
1941
1942
1943
1944

27.0
2
126

783
1*860
907
692
857

16.529
16*156
16*385
16*083
15*699

35,750
36,636
37.422
39,010
41.348

398.736
417.257
429.393
519.575
597.547

101
100
99
99
99

1945
1946
1947
1948
1949

100
425
500
50

1*461
1*781
1*934
2.374
2.753

15.537
15.316
15.495
15*054
14*996

45,995
51*101
53,995
56*795
59.567

700*882
770*714
752*566
760*405
759*831

97
96
96
96
96

100
600
1*125
965
175

3.474
3*824
3*804
4*706
5*345

16*592
16.755
17*080
17*615
19.015

62*082
65,441
69*340
72.733
74*002

769*665
776*840
836*253
871.260
900.630

96
95
96
96
93

76,453

952*666

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

436

Maine

AU Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year

Total

Real
estate

Collateral

1696
1897
1898
1899

26*403
26i823
26i674
27,248

1,038
930
1*001
1*102

5,196
4,928
5,293
5*546

20,169
20,965
20*380
20,600

1900

30.322
32.125
35*154
38*330
41,527

1,235
1,313
1,583
1,685
1*899

6,193
6,668
7,711
9,079
9.712

22,894
24,144
25*860
27,566
29*916

42,063
46,272
51.864
52,478
53.972

1,938
2,143
2,429
3,208
4,064

9,419
10,578
12*436
13,125
13,884

30.706
33,551
36*999
36,145
36,024

58,927
59,202
64,855
69,643
70817

4,538
5,279
6.389
6,639
7,104

13,763
13*913
15*195
16.094
14,190

40,626
40,010
43,271
46,910
49,523

72*647
76,135
86.141
89*625
95,598

7,554
7,868
9,151
9,277
9,972

17,429
20*135
24.470
24.752
29,317

47,664
48,132
52.520
55,596
56.309

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Year

All
other

Total

Collateral

All
other

1920

120,937

1921
1922
1923
1924

122,668
119,890
130*286
139.938

11*414
13,177
16.004
21,725
24,455

34,558
32.536
33*504
37.656
35.609

74.965
76.955
70.382
70,905
79*874

1925

147,999
152*766
163*260
174,829
193,486

26,446
31,346
34*600
36*986
40.140

39.789
43*520
45,396
52,161
62,305

79*764
77,898
83*264
85*680
91*041

193*170
190,455
168*446
86*756
61,453

40*961
43,180
42,034
23.080
19,494

63.255
59,641
46.587
25*981
21.426

66*954
67,634
79,825
37*697
40*533

78.479
78.416
80 594
79*760

19.994
20*552
22.085
22*766

18*109
16*273
15*554
15,167

40.376
41.591
42*955
*li27

1926
1927
1928
1929
1930
1931

Real
estate

1932
1933
1934
1935
1936
1937
1938

Loans'
Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

78*676

15,287

7.591

20.202

1940
1941
1942
1943
1944

83*174
87,945
82*207
63,639
57.029

31*875
35,172
32*601
20*793
19*060

361
325
349
132
94

2.514
2.121
1.628
3.468
2.056

1.960
2.099
2*057
1*594
1*479

15*662
15*950
16*627
14,801
15*051

6*180
6*411
6*260
8*003
6.776

5*411
5*748

22*402
23*867
20*665
9*637
67A5

1945
1946
1947
1946
1949

60.395
83*356
123.149
150.490
155*721

22.197
31*457
49.326
62*908
60.624

579
194
176
227
141

2,261
2,754
2,517
1.747
1*900

1.759
2*455
3*254
4.311
4.059

15*064
20*573
29.294
35*007
36*034

7.197
10.107
11*356
14*086
15*583

8*009
10*996
22*705
28*265
32*388

3*309
4*820
4*017
4*765
4*267

1950
1951
1952
1953
1954

166*082
183.070
201.505
227.946
236.828

60*184
70.635
78.990
86.432
89*796

144
137
166
396
345

1.975
2.654
2*220
2.555
2*155

4*169
4.736
4*863
5*419
6,245

42.659
46.262
46.614
53*581
55*129

15*786
16*474
18,230
19*879
21*294

36.906
40.373
45*975
57*948
62*678

4,157
3.954
4.941
4*630
4.122

1955

257.547

94,219

410

1.976

6.340

60.296

23*591

68*855

5*204

501

' Beginning June 30, 1048, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maine

437

Table laAH Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1696
1699

10*105
11*302
11*539
13.392

6.291
7*058
7.251
6.201

398
446
457
756

3.416
3.798
3*831
6.435

6.751
7.413
7.811
9.706

293
262
296
396

1,916
2*080
2,109
2*301

4,542
5*051
5*406
7,009

1*260
1,320
1*387
1*369

44*519
46*858
47.411
51.715

1900
1901
1902
1903
1904

15.128
16.6J1
16.947
18.511
19,552

6*493
6.374
5.604
6*412
6.318

905
1.073
1*198
1.237
1*476

7,730
9.164
10*145
10*862
11,756

9.061
10,120
9,585
8.145
9.643

346
533
385
382
387

2,531
2,673
2,743
2,723
2,731

6*182
6*914
6*457
5.040
6.525

1.517
1.420
1.422
1.599
1*705

56,028
60.276
63,108
66,565
72*427

1905
1906
1907
1908
1909

22*635
24*017
23*830
25*977
26*578

6*336
6,243
6,471
6*167
6*303

1*516
1.671
1*625
1*884
1*665

14.781
16*103
15*734
17.926
20*610

9,842
10*214
10,927
11.344
12.724

402
475
530
456
459

3.009
3,171
3,213
3,662
3,787

6*431
6.568
7.184
7.226
8.478

1*794
2*129
2*320
2*488
2.335

76.334
82.632
88,941
92.287
97.609

1910
1911
1912
1913
1914

30*119
32*367
37*816
40*053
42.494

6*005
5*826
6.437
6,397
6,333

1*809
2*166
2*302
2.299
1.162

22*305
24.375
29 .077
31.357
34.999

11.787
14,032
13.396
13.452
14,525

650
676
537
562
678

3*763
4,206
4,371
4,652
5.005

7,374
9,150
3.488
8*238
8,842

2*345
2.391
2.546
2.711
2.981

103.178
107.992
118.613
125,859
130,817

1915
1916
1917
1918
1919

45*564
57,300
70,972
70.523
80.873

6*324
6*114
7.782
12*066
20*141

2*600
3.049
3.781
3.722
4.399

36*640
48.137
59.409
54.735
56.333

12,702
17,194
18,913
17,243
18.986

518
941
815
1*378
1,545

3*911
4,174
5,089
3,148
3,739

8,273
12*079
13,009
12.717
13.704

3*189
3.183
3.335
5.009
4,614

134,102
153,812
179*361
182.400
200,073

1920
1921
1922
1923
1924

85*477
87.330
94,066
101.947
97.329

18.065
18.467
19,492
27,447
20,345

4.530
4,707
.234
.554
.897

62.882
64.156
69.340
68.946
71.087

21,145
20,462
21,330
21,601
24,997

1*854
1,697
2.300
2.458
2.633

4*842
4*382
4*460
4.183
4,864

14,449
14,183
14,570
14,960
17,500

5,276
5,324
4,825
5.416
6.024

232.835
235.784
240.111
259,254
268*288

1925
1926
1927
1928
1929

101.275
118.577
127.832
130*362
119.877

20,574
21,988
18.391
18,497
17,159

.473
.022
.270
,383
.712

74.228
88.567
100.171
102,482
94,006

24.295
27.487
26.486
24.435
25.365

2.807
3.059
3.197
2.652
3.015

4,853
5*696
5.178
4*803
4*668

16,635
18,732
18.111
16.780
17.462

6.533
6.899
6,592
7,198
7.870

280,102
305,729
324,170
336,624
346.598

1930
1931
1932
1933
1934

119.366
112.183
103.594
59*561
81*903

14,948.
16*206
17,142
11,791
32,496

3.356
6.750
6.172
3.234
3.532

96*062
89.227
80.260
44.536
45.875

27,606
32,020
22.759
25.096
37.604

3.307
3.072
2.256
2.100
2.425

5.660
5.795
5.233
4.139
4*618

18.641
23.153
15*270
18,857
30,561

8.466
9.273
10.810
6,017
6.664

346*630
343,931
305,609
177.432
207,624

1935
1936
1937
1938
1939

92*820
100.712
109*247
101,541
99,439

42.991
47,996
57,811
54,105
53,355

3.408
2,959
2,895
2,925
5.759

46*421
49,757
48,541
44.511
40.325

37,626
45,463
47*605
44*120
55,210

3.057
4.010
4.233
3.636
3.897

4*234
6*576
6.133
5.962
5.173

30.335
34.877
37.239
34.522
46.140

6,199
6,448
6,893
6,593
7.719

215.124
231.039
244,339
232*014
241.244

1940
1941
1942
1943
1944

88,342
92*115
113,390
200*108
268*654

48,517
56*213
79.509
170.795
240.579

5*826
6.078
!>,529
5.956
7,082

33,999
29,624
26.352
23,357
20.993

72,291
79,356
76,555
83,893
80*039

3.624
4.417
4.523
6*170
6*005

5.734
7,580
9,032
11,743
11,779

62.933
67.359
63*000
65.960
62.255

6.779
7.575
6*524
6*441
5*819

250.586
266.991
276.676
354.281
411*541

1945
1946
1947
1948
1949

334*208
349*891
276.173
252.138
244.748

307.621
319.355
246,000
218.837
210.834

7.409
8.854
12.325
15.020
16*968

18,976
21.682
19.846
16.261
16.946

86,446
67.783
89*120
86.972
85.959

6*886
10*552
11.365
12.526
11.480

10*931
11,160
12,627
14,796
13,817

66.629
66,051
65.128
61.650
60.662

4*996
4*660
4.461
4*706
4,888

466*045
525*690
494*903
496*306
491*316

1950
1951
1952
1953
1954

242.718
220*055
237.780
227.187
222.514

204.482
176.069
190.713
180*734
176,901

10*332
23*804
25*992
26.473
27.426

19.904
20.182
21,075
19.980
18,187

82.301
90*636
99.546
99.474
104.136

11.961
11.614
16.474
15,340
15,114

11*538
12*554
15*476
15.751
17.631

58*812
66.468
67*594
68*383
71.391

5*119
5*895
6*260
6*470
8*550

496*220
499*656
545,091
561,077
574*028

1955

236*008

188*283

29.566

18*159

99*981

14,656

17*013

68*312

9*206

602*742

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

438

Maine

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

n.jjKj * o Liu\Kiitt M. i f j j ,

Mji JLT 11 inuDfm., j.o?

[Figures as of June 30 or nearest available date; partly estimated .

Amounts in thousands of dollars]

Deposits
Year
Total

1896
1897

Interbank
1*368

U.S.
Government

Other
demand

Other
time

1898
1899

21*519
23*652
24*063
28.911

2,009
1,892
2.087

188
174
190
355

15,802
16,713
17,046
20*698

4,161
4,756
4,955
5*571

1900
1901
1902
1903
1904

31*619
36*140
39*268
40.586
45.702

1*621
2*216
1,843
2.372
1,705

335
342
370
551
440

22*375
26.057
28,261
27,815
30,363

7*266
7*525
8*774
9*848
13.194

1905
1906
1907
1908
1909

49,251
54*702
59*360
63.188
68*311

1,877
1*711
1.734
1.442
2.216

344
342
600
626
382

31,643
33,263
32.900
33.575
32,406

15*367
19*366
24*126
27.543
33*307

1910
1911
1912
1913
1914

74t084
80.739
89.854
95.225
100.721

1.643
2*868
2,087
1*860
2,068

261
263
293
261
273

32,486
33,768
36.384
37,409
40,554

39.694
43*820
51.090
55,695
57,806

1915
1916
1917
1918
1919

102.780
124.208
147.727
144*558
160*381

2,465
2,605
3,168
2*914
3,309

256
212
223
1*915
758

37,144
52,665
62*927
56,498
62,671

62.915
68,526
81,409
83,231
93,443

1920
1921
1922
1923
1924

194,111
193*225
199.080
215.676
225.048

4*565
3.116
2.937
3*315
3.273

515
420
411
701
530

75,571
66*662
70.587
70.833
70*959

113.460
122,827
125.145
140.827
150*286

1925
1926
1927
1928
1929

233,315
261,653
276*615
283*377
287*623

3.726
3*716
4,153
3,781
4*144

329
385
291
244
336

70.806
83*049
84*214
79*536
79,747

158.454
174*503
187*957
199*816
203*396

1930
1931
1932
1933
1934

296,435
296*645
254.289
143*054
171,529

4*584
9*890
15*234
4,637
5,574

220
781
516
598
1*624

83*976
75,931
54,698
36,661
52*994

207.655
210*043
183*841
101*136
111*337

1935
1936
1937
1938
1939

178,760
196*661
208*734
197,111
205,582

5,702
6*945
6*664
5,441
6,394

568
1*699
921
665
1*306

57,287
68*434
77*053
71*199
77,686

115,203
119.583
124*096
119.766
120*194

1940
1941
1942
1943
1944

216*012
231,591
243,480
319.093
375*510

9,862
9,949
10,021
8,946
8.795

1*119
835
1*625
11*206
43*610

82,676
100*856
117,198
172*496
179*424

122.355
119.951
114*636
126.443
143*661

1945
1946
1947
1948
1949

447,746
485,136
451*882
452,317
446,265

8.552
11.208
8,844
8*036
7*330

63*634
37,015
3*482
6*529
5*434

200*769
231*219
229,362
231,758
230,678

174*791
205*694
210.194
205*994
202*623

1950
1951
1952
1953
1954

448,648
449,783
492,603
505,392
517,221

7,591
8,295
10,297
11,119
12,513

9,592
11*249
11.733
8*342
13.195

234,281
238,884
266*411
269,537
269,464

197*184
191*355
204.162
216.394
222.049

1955

544,132

232.242

Maine

439

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nati
ba ^
J
no

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

759
693
819
433

4*958
5*157
5*360
4*787

144
59
118
178

12*633
12*557
12.457
12*569

4.506
4*740
4.574
4*837

44.519
46.858
47,411
51.715

100
99
98
99

1900
1901
1902
1903
1904

503
443
396
1147
1*167

5*555
5*597
4.960
5.583
5*885

154
66
162
314
294

12*448
12*123
12.175
12*268
12.213

5.749
5.905
6*125
6.687
7.166

56.028
60.276
63.108
66.585
72.427

99
101
104
105
107

1905
1906
1907
1906
1909

1*060
1*747
2*389
1*703
2*053

5.904
5*860
5*927
5*809
5*769

337
301
456
420
179

12.172
12.156
12.344
12*362
12*289

7.590
7,866
8*465
8*805
9*008

76.334
62.632
86.941
92.287
97.609

107
109
114
116

1910
1911
1912
1913
1914

2*632
1*145
1*469
2*669
2*256

5*564
5.366
5.891
5.901
5*991

579
183
200
212
239

11*529
11*190
11*265
11.205
11*255

8*790
9,347
9,914
10,447
10*355

103.178
107*992
118,613
125.859
130*817

112
112
114
114
114

1915
1916
1917
1916
1919

21491
1*123
2.370
6*993
6*123

5.963
5.790
5.497
5*403
5*302

219
173
366
1*693
1.521

11.455
11.431
11.373
11*488
11*564

11.194
11.087
12*008
12*265
13*162

134*102
153*812
179*361
182*400
200*073

116
113
112
114
116

1920
1921
1922
1923
1924

6*119
6*846
6.471
7.975
5*955

5*246
5*230
5*564
5.436
5*574

828
1*121
536
365
761

11.999
12*254
12*260
12*510
12*760

14*532
15*108
16*198
17*292
16*190

232*835
235*784
240*111
259*254
268*288

119
117
116
114
114

1925
1926
1927
1928
1929

7*507
3*223
5*409
9.507
12*649

5*570
5*574
5.679
5.217
4.848

1.358
1*926
678
828
1.110

13*011
13.086
13.276
13*376
13*976

19,341
20.267
22.513
24.519
26.192

280*102
305*729
324*170
336*824
346*596

113
112
110
106
102

1930
1931
1932
1933
1934

5*850
4*357
11.703
6*625
2*010

4.824
4*579
4*753
3.175
4*403

531
433
1*039
607
1*265

14*060
13*176
13*235
11*712
16*316

26*930
24,741
20.590
12,259
12,101

348*630
343.931
305.609
177*432
207*624

100
91
84
50
70

1935
1936
1937
1938
1939

515
583
424
431
50

2.116

613
550
1*188
506
1*311

21.200
20*098
18*856
18*556
17*766

11,918
13,147
15*135
15*408
16*515

215.124
231*039
244*339
232*014
241*244

72
72
72
71
71

1940
1941
1942
1943
1944

206

707
1*789
808
775
738

16*529
16.158
16*385
16*083
15*699

17,130
17*453
17.877
18.330
19*594

250*586
266*991
278*676
354*281
411*541

69
68
67
67
67

126

lie

1945
1946
1947
1948
1949

425
500
50

1*231
1.523
1*655
1*847
2.009

15*537
15.316
15.495
15.054
14.996

21*431
23*715
25,446
26.586
27*994

486*045
525*690
494*903
496*306
491,316

65
64
64
64
64

1950
1951
1952
1953
1954

100
600
1*125
965
175

2.599
2*739
2*924
3.618
3.821

16*592
16.755
17*080
17.615
19.015

28.281
29.779
31*359
33.487
33.796

496*220
499*656
545*091
561,077
574*028

64
63
64
64
61

100

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

19.068

602*742

440

Maine

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

-oans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

22.343
22*669
22*164
22*479

126
117
125
131

4*209
3*918
4*197
4*367

18*008
18*634
17*842
17,961

1900
1901
1902
1903
1904

24*065
24*632
26*849
26*642
29.803

140
146
160
177
194

4*673
4*695
5*344
5*924
6*462

19*252
19.791
21*345
22*541
23.127

1920
1921
1922
1923
1924

55.778
55*854
53.670
59.810
61.823

905
1,199
1.621
3*227
4*315

16,639
16*300
16,419
20*391
18*033

36*234
38*355
35*430
36*192
39,475

1905
1906
1907
1906
1909

30*230
29.834
32.102
31.250
30*860

182
176
202
208
210

6*106
5*910
6*764
6*948
7*073

23.942
23*748
25*136
24*094
23*577

1925
1926
1927
1928
1929

64.514
66.843
74.025
75,984
76*263

5*649
6*959
8*148
6*884
6*991

19*168
20*441
22,998
25*671
27,021

39*697
41*443
42*879
41,429
40.251

1910
1911
1912
1913
1914

33*131
32*938
34*723
37*284
37975

158
126
158
154
242

6*695
7*291
7*619
8*466
8*976

26*278
25*519
26*946
26*664
28.757

1930
1931
1932
1933
1934

76*473
71,106
61,523
31,919
38*991

9.119
9.263
8,873
4*334
5*663

27,546
25,368
19,749
12*216
13,145

39*608
36,437
32*901
15*369
20*183

1915
1916
1917
1918
1919

39*445
37.343
39.638
41*536
44*039

290
343
501
743
840

9.853
10*903
10.612
11.526
14*262

29*302
26*097
28*525
29,265
28,937

1935
1936
1937
1938

36,815
37,661
39,265
39,078

6,329
6,566
7,176
7,834

10,701
9,906
8,721
8*340

19*785
21*187
23*368
22*904

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

1939

39*064

17,657

1,271

591

6*499

1940
1941
1942
1943
1944

41*187
41,247
36.453
27.150
23*412

19.107
19.961
17.041
11*505
6,755

193
155
152
41
50

741
584
434
871
806

543
580
630
453
477

.515

1945
1946
1947
1946
19*9

24*017
33.210
51*409
65.591
69.101

6*636
12,475
21.618
28,682
28*199

515
101
35
51
67

1,018
1*096
842

532
737

966
272
365

1950
1951
1952
1953
1954

72.141
81*027
89,924
103*652
108,843

27,837
34,098
37,823
42*625
45*692

45
15
50
35
159

1955

117.526

49,234

46

*366

1,722

2*110
1*818

12.000
11,650
9*687
4*964
4*416

2*427
3*162
4*202
4*962

5,565
11,972
14*683
16*774

2*910
4*537
3*189
3*531
3*369

15,628
16,688
18.130
20*600
21*181

5. 405

5*877
6*238
7.026
7*410

16*907
19,402
22,653
28*388
30*018

2*818
2*719
3*289
2*993
2,044

23*217

8*210

31*578

2,837

1,461
1.095
1*356
1.310

,550
743
,836
,966
2.457

1,461

2*495

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

032
454
560

12*703
14.330

797

All
other

10*860
2.088
2.285
2*055
1*626

1.226
.632
506

588
685

Other

Other
loans
to
individuals

1.827

3,613

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maine

441

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total

1896
1897
1898
1899

8*434
9*305
9*436
9*966

6*210
7.058
7*251
6*201

162
164
160
276

2*062
2*083
2*025
3*509

6*165
6*694
7*114
8*530

270
253
268
349

1*822
1.965
1*998
2*113

4*073
4*476
4*848
6*068

1*036
997

37*870
39*645
39*752
41,992

1900
1901
1902
1903
1904

11*204
11*963
11*623
12*810
12.698

6.386
6*239
5*499
6*312
6*316

352
418
447
474
466

4*464
5*306
5.677
6*024
5*914

7.901
8*468
7*832
6*362
7.506

299
473
299
293
266

2*307
2*452
2*460
2*395
2.348

5*295
5*563
5*053
3*674
4*874

1*157
1*040
1*046
1*169
1*270

44*327
46.323
47,350
46*983
51.279

1905
1906
1907
1908
1909

13.810
13*928
14.144
14.054
15.305

6*338
6.243
6.471
6*167
6*285

545
561
560
572
714

6.927
7*124
7,113
7*315
8*306

7.363
7.428
7.607
8*039
8*594

256
311
334
261
233

2.517
2,484
2.496
2.777
2*910

4*590
4*633
4*775
5*001
5*451

1*376
1*546
1*558
1*548
1*566

52*779
52*?36
55.411
54.891
56*325

1910
19,11
1912
1913
1914

15*613
16*646
20*568
21.066
22*603

6*005
5.821
6*398
6*340
6*322

634
751
969
679

8*974
10*074
13*201
13*716
15*602

8.139
8.620
9.422
9*654
10.615

378
230
281
394
434

2*903
3.053
3.266
3.651
3.763

4*858
5*537
5*875
5*609
6*418

1*533
1*515
1,564
1.542
1*689

58*416
59*919
66*277
69.546
72*882

1915
1916
1917
1918
1919

25*186
29*209
34.453
34.572
38.844

6*287
6*114
6*962
9*368
12*860

1*190
1*055
1*152
1*062
1.247

17.709
22*040
26*339
24*142
24.737

8.423
9.955
10*232
10*030
11*090

350
594
396
953

2.744
2.567
2*851
1*348
1,819

5.329
6.794
6*983
7.650
8*318

1*888
1*813
1*815
2*855
2*286

74*942
78*320
66.138
88*993
96*261

1920
1921
1922
1923
1924

40*155
41*518
45*613
51*101
51*658

11*744
12*427
12*719
15*638
13.915

1*040
1*134
1*374
1*435
2.106

27.371
27*957
31*720
34*028
35*637

12*751
11*553
11*532
12*124
13*292

1*223
1*166
1*518
1*702
1*699

2*176
1.775
* 1.539
1.559
1*881

9*350
8*592
8,475
6*863
9*712

2*511
2*610
2*371
2*617
2*763

111*195
111*535
113*386
125.652
129.556

1925
1926
1927
1926
1929

56.345
63*891
69*804
68.789
64*037

13.669
13*025
10*931
10*110
9*821

2.699
3.319
4*222
3*903
3*686

39*777
47.547
54*651
54.776
50*530

13*791
15*645
14,769
13*551
12*741

1.969
2*112
2*260
1*982
2*008

2*015
2*186
1*826
1*652
1*532

9,807
11*347
10*681
9*917
9,201

3.026
3.053
3.121
3.127
3,000

137*676
151,432
161.719
161,451
156*041

1930
1931
1932
1933
1934

65*020
60*081
55*541
33*566
54*885

9*189
10*246
12*134
9*438
24*178

3.356
1.905
1*607

1*716

52*475
47*926
41*800
23.390
28*991

15.244
16*918
13*227
17,272
26*344

2*319
1*866
1*496
1*477
1*807

1*625
2*050
1*892
2*225
2*738

11,100
13*002
9*839
13*570
21,799

3,311
3*388
3.934
1.969
2.633

160*048
151*495
134*225
84*726
122*853

1935
1936
1937
1936
1939

62*101
66*634
69*814
64*031
59.938

32*689
34.929
40*088
37.470
34*239

1*502
1*687
1*659
1*737
3*979

27*910
30*018
28*067
24*824
21*720

24*956
28,490
31*267
26,868
37*791

2.400
2*863
3*141
2*768
3*125

2*395
3.207
3*008
2*829
2*629

20*163
22*420
25*118
23*271
32*037

2*613
2*615
2*331
2*294
2*632

126,487
135,600
142*677
134*271
139*425

1940
1941
1942
1943
1944

55*814
58*537
66*945
115.126
154*308

34*561
39*685
51*340
100*167
141*371

3*749
4*185
3.577
2.913
2*422

17.504
14.667
14.028
12.046
10*515

44*950
46*495
45*611
48*483
45*371

2,610
3,106
3*132
3*963
3*398

2*961
3,450
4*070
5,077
4*993

39,379
41*939
36.609
39*443
36*980

2*511
2*275
2*114
2*063
1*949

144*462
150,554
153,323
192,842
225*040

1945
1946
1947
1948
1949

186.689
178.905
142.561
127.627
122.551

177*131
165.536
128.396
111.896
105.412

2*412
2*929
4*437
6*650
6*609

9*146
10*440
9*726
9*081
8*330

47,666
49*126
50*077
49,376
48,999

4*025
7.142
7*610
8*392
7*588

5.111
5.207
5.445
6.374
5.862

38*550
36.777
36*822
34*610
35.549

1*791
1*843
1*605
1*862
1*882

262*183
263*084
245,852
244,456
242,533

1950
1951
1952
1953
1954

124.757
112*034
116*129
108*462
105*811

103*623
86*552
89.952
83*859
82*444

9*156
13*124
13*6)5
12*994
13*556

11*778
12*358
12*562
11*609
9*811

45*341
46*762
51*574
51*814
54*545

7*101
7.375
9.523
9.624
9.032

5*024
5*287
6*543
6*710
6*856

33.216
34,100
35*508
35*480
38,655

1*843
2*008
2*202
2*406
3,702

244*082
241*831
259*829
266*334
272*901

8,862

6.806

36,083

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*010

738

10*025

1.032

928
977

290,034

442

Maine

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Inter bar^

Other
Government

A**vt<mit
acmana

Other
time

1898
1899

16*960
18*341
18*417
21,575

1*319
1*940
1*843
2*014

168
174
190
355

14*143
14*834
14.792
17,531

1*310
1,393
1*592
1*675

1900
1901
1902
1903
1904

22*481
24*891
26*435
26*446
28*734

1,605
2.172
1*800
1*658
1.678

335
342
370
551
440

18,655
19*636
21*293
20*862
22*806

1*886
2539
2*972
3*375
3*810

1905
1906
1907
1908
1909

30*042
30*920
33*061
33*168
34.846

1.828
1*656
1.670
1.392
1*552

344
342
600
628
382

23*155
23*372
22*506
21*083
16,672

4.715
5*550
8,265
10*065
14*240

1910
1911
1912
1913
1914

37.552
40*261
45*614
48*267
51.735

1.355
1*652
1*628
1,652
1*614

261
263
293
261
273

17,994
19*074
20*668
21,592
23*877

17*942
19*072
22*825
24,762
25,971

1915
1916
1917
1918
1919

53.546
58.272
66*017
66*263
"73*057

1,870
2*405
2,340
2*035
2,179

256
212
223
1,915
636

21*261
25*701
28*090
26,475
29*626

30*159
29*954
35.364
35.838
40,616

1920
1921
1922
1923
1924

88.975
88*280
90*614
101*439
105*165

2*418
1*826
1*810
1,935
1,645

515
384
260
412
220

36,205
31,918
33*762
33,412
32*524

49.837
54*150
54.782
65*680
70.576

1925
1926
1927
1928
1929

112*019
126*214
133,973
131*109
125.188

2,235
2*276
2,146
1,729
1*738

255
296
190
244
311

33*333
39*213
39,264
34,934
32,017

76,196
84*429
92,373
94.202
91.122

1930
1931
1932
1933
1934

131*619
126*694
106.592
70*151
102*419

2*603
4*297
2*935
3*303
4.147

220
234
207
191
822

34*856
30,668
23*448
21,260
32*964

94*140
91.495
82*002
45,397
64*486

1935
1936
1937
1938
1939

107*096
117*586
124,230
115,713
120*570

4,614
6,382
6*183
4*863
5.806

320
662
413
307
464

34,494
40*200
45*783
41,445
46*011

67*668
70*344
71*851
69*098
68*289

1940
1941
1942
1943
1944

125*745
132,077
134,684
174,099
205.617

9.095
9*055
7*737
6*964
6*487

301
345
1*215
6*254
29*045

47*804
58*217
67*325
97,414
99*095

68*545
64*460
58*407
63*467
70*990

1945
1946
1947
1948
1949

242*067
241*497
223*002
221*289
218,734

6,317
8*363
6.097
5,901
5*205

44*517
18*693
2,180
4,268
3,234

110*676
123*089
122*192
120*765
121*679

80*557
91,352
92*533
90*335
88616

1950
1951
1952
1953
1954

219,089
215,898
232,364
238,406
244,462

5.421
5.719
7.131
8*202
8*862

5*378
6.375
5*882
4,076
6*918

123*233
125*408
136*041
136*524
138.595

85*057
78*396
83*310
87*604
90*087

1896

1897

1955

7.033

Maine

443

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

IT

Nat
ba
no

Borrowings

.ss.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1697
1898
1699

630
654
719
258

4.958
5.157
5*360
4.787

82
9
63
140

11.121
11.171
11*071
10*971

4*119
4*313
4,122
4*261

37.870
39*645
39.752
41*992

82
63
62
82

1900
1901
1902
1903
1904

323
333
304
764
687

5.555
5.597
4.960
5*583
5*885

103
1
107
274
243

10*846
10*521
10.498
10.496
10.141

5*019
4*980
5*046
5,420
5,589

44*327
46*323
47*350
48.983
51.279

82
84
86
86
84

1905
1906
1907
1908
1909

738
842
933
585
769

5.904
5*860
5*927
5*809
5*769

273
248
400
354
130

10*047
9.476
9.401
9.201
9.051

5,775
5,390
5,689
5,774
5,760

52.779
52.736
55.411
54*891
56*325

64
80
79
77
77

1910
1911
1912
1913
1914

861
394
576
1.025
850

5.564
5.388
5.891
5.901
5*991

554
144
156
161
182

8.291
7*850
7*850
7,740
7*740

5,594
5*882
6,190
6,452
6*384

58*416
59.919
66.277
69*546
72*882

72
70
70
69
69

1915
1916
1917
1918
1919

704
206
857
2.595
3.551

5*963
5.790
5.497
5*403
5*302

172
111
220
1*363
800

7.765
7.415
7.065
6*965
6.915

6,792
6,526
6*482
6.404
6*636

74.942
78*320
86*138
68*993
96*261

70
67
64
63
62

1920
1921
1922
1923
1924

2.144
2.919
1.761
2.618
1.877

5.246
5*230
5,564
5*436
5,574

707
348
324
34
15

7,045
7.095
7,045
7.245
7,270

7,078
7,663
8*078
8,880
9,655

111.195
111*535
113.366
125.652
129.556

63
61
60
60
59

1925
1926
1927
1928
1929

2.377
1*068
1.877
.315
.889

5.570
5.574
5.679
5,217
4,846

374
376
403
489
465

7,370
7,420
7,770
7,570
7,220

9,966
10.780
12.017
12,751
13,431

137*676
151.432
161.719
161*451
156*041

56
58
57
55
53

1930
1931
1932
1933
1934

.658
.365
.387
85
22

4,824
4.579
4.753
3.175
4,403

420
318
771
578
331

7,370
6*870
6*515
4.925
9,300

13,757
11,669
9,207
5,612
6.378

160*048
151*495
134*225
84*726
122*853

52
47
43
25
39

2,118

296
319
308
317
354

10.684
10,531
9.707
9.495
8.842

6.093
7,162
8,431
8.746
9,659

126*487
135*600
142.677
134.271
139.425

40

332
330
320
346
420

8,434
8,116
7,960
7,779
7,717

9.864
10.031
10.259
10.618
11*266

144.462
150.554
153*323
192*842
225*040

37
36
35
35
35

7,715
7,715
7,740
7,790
7,790

11.798
13.062
13.866
14.123
15.080

262*183
263.084
245*852
244,456
242.533

34
33
33
33
33

9,215
9.090
9,290
9,365
9,565

14.493
15,095
15.660
16.575
16.896

244.082
241.831
259.829
266.334
272.901

33
32
32
32
31

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

87
100

1945
1946
1947
1948
1949

425
400
50

603
810
819
854
879

1950
1951
1952
1953
1954

100
500
1.125
200
100

1,185
1*246
1,390
1.788
1*876

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

17.714

40
40
39
39

31

444

Maine

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
]Loans

Year
Total

Real
estate

Loains

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

060

154
510
.769

912
613
876
971

010
096
159

987

2.161
2.331
2.538
2.639

1900
1901
1902
1903
1904

.237
293
305
9*688
11*724

1*095
167
423
508
705

520
773
2*367
3.155
3*230

3.642
4*353
4,515
5*025
6,789

1920
1921
1922
1923
1924

65*159
66*614
66*220
70*478
76*115

10*509
11.978
14,183
16.498
20,140

17.919
16*236
17*085
17*267
17*576

36*731
38*600
34*952
34,713
40*399

1905
1906
1907
1906
1909

11*833
16*438
19.762
21.228
23.112

756
967
2#227
3*000
3.654

3.313
4.668
5.672
6,177
6.611

6,764
9*803
11,863
12,051
12.447

1925
1926
1927
1928
1929

83*485
83*923
89*235
98*845
117.223

22,797
24*389
26*452
26*104
31*149

20*621
23*079
22*396
26*490
35*284

40*067
36*455
40*385
44.251
50*790

1910
1911
1912
1913
1914

25*796
26*264
30*132
32*359
32.842

4.380
5*151
6*231
6*485
6*862

7*066
6,622
7*576
7.628
5.214

14.346
14,491
16*325
18*246
20,766

1930
1931
1932
1933
1934

116*697
119,347
106*923
54.839
42*462

31*842
33*897
33*161
18.746
13*831

35*709
34.253
26*838
13*765
8*261

49*146
51*197
46*924
22*328
20*350

1915
1916
1917
1918
1919

33.202
38*792
46*503
48*089
51*559

7.264
7.525
8,650
8*534
9,132

7.576
9,232
13*858
13*224
15.055

18,362
22,035
23*995
26.331
27,372

1935
1936
1937
1938

41.664
40.755
41.329
40,682

13*665
13*984
14*909
14*932

7.408
6.367
6*833
6*827

20*591
20*404
19*587
16*923

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

1939

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

185

1*849

1940
1941
1942
1943
1944

41,987
46*698
45*754
36*689
33*617

12,768
15,211
15,560
9,288
10.305

168
170
197
91
44

,773
.537
194
597
.250

1*437
1*519
1*427
1*141
1,002

9*347
9.918
10*173
9*221
9*685

6*092
6*126
6*205
6*377
5*054

3*301
3.930

1945
1946
1947
1948
1949

36,378
50,146
71,740
84,899
86*620

13.561
16.962
26.210
34,226
32.625

64
93
141
176
74

.263
658
675
,159
,215

1,227
1*716
2,028
2*679
2*553

10*098
14*301
19*929
22*304
23*704

5370
7*660
8*196
9*684
10,621

4.396
5*431
10.733
13*582
15*614

1950
1951
1952
1953
1954

93,941
102,043
111*581
124,294
129,985

32.347
36.537
41.167
43,307
44,104

99
122
116
361
166

.178
193
.125
,199

845

2*619
2*993
3*045
3*453
3*786

27*031
29*574
30.484
32*981
33*948

10*381
10*597
11*992
12*653
13*684

20*001
20*971
23*322
29*560
32*860

1*339
1.235
1*652
1*637
2*078

1955

140.021

44*985

362

515

3*845

37*079

15*381

37.277

2.367

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

5*741
10*402
12*217
10.998
4*673
2*347

399
283
628
1*234

698

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maine

445

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1896
1899

1*671
1*997
2*103
3t406

81

236
282
297
460

1.354
1.715
1.606
2.926

586
719
697

1.176

23
29
26
47

94
115
111
188

469
575
558
941

332
343
349
372

6.649
7.213
7.659
9.723

1900
1901
1902
1903
1904

3*924
4 1 648
5*324
5t701
6*854

105
135
105
100

553
655
751
763

3*266
3*858
4.466
4.838
5.842

1.160
1*632
1*753
1.783
2*135

49
60
86
69
101

224
221
263
326
383

887

.351
404
.366
.651

360
360
376
430
435

11.701
13.953
15.758
17.602
21.148

1905
1906
1907
1908
1909

8*825
10*089
9*666
11*923
13*273

18

7.654
8*979
8*621
10*611
12*304

2*479
2.786
3.320
3.305
4*130

146
164
196
195
226

492
687
715
885
877

841
.935
2*409
2*225
3.027

416
563
762
940
769

23.555
29.896
33.530
37.396
41.284

1910
1911
1912
1913
1914

14*506
15.721
17*248
16*987
19*691

3*648
5.212
3*974
3798
3.910

272
446
256
168
244

1*153
1*105
1*001
1.242

2*516
3*613
2*613
2*629
2*424

812
876
982

463

13*331
14*301
15.876
17.641
19*397

860

5
39
57
11

1.169
1*292

44.762
48*073
52.336
56.313
57.935

1915
1916
1917
1918
1919

20*378
28*091
36*519
35.951
42*029

2.698
7.261

1.410
1.994
2.629
2.660
3.152

18.931
26.097
33.070
30.593
31.596

4.279
7.239
6.661
7.213
7.898

166
347
417
346
592

1.167
1*607
2*238
1.800
1.920

2.944
5.285
6.026
5.067
5.386

1.301
1*370
1*520
2*154
2.326

59*160
75.492
93.223
93.407
103.812

1920
1921
1922
1923
1924

45*322
45*812
48*253
50.846
45*671

6*321
6*040
6*773
11*609
6.430

3.490
3*573
3*860
4*119
3.791

35*511
36*199
37.620
34.916
35*450

8*394
8.909
9.796
9.477
11.705

631
711
782
756
934

2.664
2*607
2.921
2.624
2.983

099
.591
.095
097
788

2.765
2.714
2.454
2.801
3.241

121.640
124.249
126.725
133.602
138*732

1925
1926
1927
1928
1929

44*930
54*666
58*028
61.573
55.840

6*705
6*963
7.460
8.387
7.338

3.774
4.703
5*046
5*480
5.026

34*451
41*020
45*520
47.706
43*476

10*504
11.842
11*717
10*884
12*624

838
947
937
870

2.836
3.510
3.350
3.151
3.356

6.828
7.385
7*430
6*863
6*261

3.507
3.846
3*471
4.071
4.870

142*426
154*297
162.451
175.373
190.557

1930
1931
1932
1933
1934

54*346
52*102
48*053
25.995
27.018

5.759
5.956
5.008
2.353
8*318

5.000
4.845
4.565
2.496
1*816

43*567
41.299
38*480
21*146
16*884

12*364
15.102
9.532
7.824
11.260

3.835
3.745
3.341
1.914
1.880

7*541
10.151
5.431
5.287
6.762

5.175
5.885
6.876
4.046
4.031

188.582
192*436
171*364
92.706
84.771

1935
1936
1937
1938
1939

30.719
33.878
39.433
37*510
39.501

10*302
13.067
17.723
16*635
19*116

1.906
1*072
1.236
1.188
1.780

18*511
19.739
20.474
19.667
18.605

12*666
16.973
16.336
15*252
17.419

1*147
1.092
868
772

1839
3.369
3*125
3*133
2*544

10.172
12.457
12*121
11.251
14*103

3.586
3.833
4.562
4*299
5*087

88.637
95.439
101.662
97.743
101.819

1940
1941
1942
1943
1944

32.526
33.578
44.445
84*982
114.346

13.956
16*528
28.169
70.628
99.206

2.077
1.893
1.952
3.043
4.660

16.495
15.157
14.324
11*311
10*478

27.341
30.661
30.744
35.410
34.666

1.014
1*311
1.391
2.207
2*607

2.773
4*130
4*962
6.666
6.786

23.554
25.420
24*391
26*537
25*275

4.268
5.300
4.410
4*358
3.870

106.124
116.437
125.353
161*439
186.501

1945
1946
1947
1946
1949

145.519
170.986
135.612
124.511
122.197

130*690
153.819
117.602
106.941
105.422

4.997
5.925
7.868
8.370
8.159

9.832
11.242
10*122
9.200
6.616

36.760
38.657
39.043
39.596
36.960

2*861
3*410
3.555
4.134
3.892

5.820
5*973
7*182
8.422
7,955

30.079
29.274
28.306
27.040
25*113

3.205
2.817
2.656
2.844
3.006

223.862
262.606
249.051
251.850
248.783

1950
1951
1952
1953
1954

117,961
108.021
121.651
118*725
116.703

100.659
89.517
100*761
96.875
94.457

9.176
10.680
12.377
13.479
13*870

8*126
7*824
8*513
8*371
8.376

36.960
43.874
47.972
47.660
49.591

4.850
4.239
6.951
5.716
6*082

6.514
7.267
8,935
9.041
10.773

25.596
32.366
32.086
32*903
32.736

3.276
3.887
4.058
4.064
4.846

252.136
257*825
285*262
294.743
301.127

1955

121.606

96*162

15.312

8.134

46*226

5.794

10.205

30*229

4.851

312.708

1*012
971

1.110
1*065
1*312

37
820

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

951

1.175
1.415
1.333
1.289

1*007
966

1*206
760
623
618
657

446

Maine

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-^Contimied


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

U.S.

,
Intex*
^^

Government

Other
demand

Other
time

1899

5,666
7t336

49
69
49
73

1900
1901
1902
1903
1904

9*138
11.249
12*833
14,140
16,968

16
44
43
714
27

1905
1906
1907
1908
1909

19.209
23*782
26.299
30.020
33,465

49
55
64
50
664

10.394
12*492
13.734

10,672
13*616
15,641
17,478
19,067

1910
1911
1912
1913
1914

36,532
40,478
44*240
46,958
48.986

288
1,036
259
206
474

14,492
14,694
15,716
15,817
16,677

21,752
24,748
261265
30*933
31*835

1915
1916
1917
1918
1919

49,234
65,936
81,710
78,295
87.324

595
200
828
879
1,130

122

15,883
27*164
34*637
30.023
33,245

32*756
38*572
46*045
47,393
52*827

1920
1921
1922
1923
1924

105,136
104,945
108.466
114,237
119,883

2.147
1.288
1.127

36
151
289
310

39,366
34,944
36,625
37,421
38.435

63*623
68*677
70,363
75,147
79,710

1925
1926
1927
1928
1929

121,296
135,439
142,642
152.266
162*435

1.491

74

1*440
2.007
2,052
2,406

89
101

37,473
43,836
44,950
44,602
47,730

62*256
90*074
95,584
105*614
112,274

1930
1931
1932
1933
1934

164*616
169,951
145,697
72,903
69,110

49,120
45,263
31,250
15,421
20,030

113*515
118*546
101*639
55*741
46*851

1935
1936
1937
1938
1939

71,664
79,073
84,504
81,398
85,012

1940
1941
1942
1943
1944

90,267
99,514
108,796
144,994
169.893

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

1896
1897
1898

4*559
5.311

1,380'

1,428

1,659
1.879
2,254
3,367
3,720

6,219
6,988
6,953
7,557
8.488

9.911

25

1,981
5,593
12,299
1*334

547
309
407

2*851
3,363
3t363
3*896
5,402
4,986
5*802
6,473
9,3&4

1,427

802

1*088

248

563
481
578
588

1.037
506
378
844

22,793
28.234
31,270
29,754
31,675

47*535
49,239
52*245
50*668
51*905

767
894
2,264
1,962
2*308

818
490
410
4,952
14,565

34,872
42.639
49,873
75*084
80,329

53*810
55,491
56,229
62*976
72*691

205,679
243.639
228,880
231,026
227,531

2,235
2,845
2*747
2,135
2,125

19.117
18,322
1,302
2*261
2*200

90,093
108,130
107.170
110,973
109,199

94*234
114*342
117*661
115.659
114*007

229.559
233.885
260.239
266.986
272,759

2,170

4,214

2.576

4*874

3.166

5,851

2.917
3.651

4,266
6,277

111,048
113,476
130,370
131,013
130,869

112*127
112*959
120*652
128*790
131*962

6*818

135.709

137*654

Maine

447

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat
ba
no

ial

Borrowings

Surplus and
other
capital
accounts

.SS.

1696
1897
1898
1899

129
39
100
175

62
50
55
36

1*512
1*386
1.386
1.596

427
452
576

1900
1901
1902
1903
1904

180
110
94
383
480

51
67
75
40
51

1*602
1*602
1*677
1.772
2.072

1*079

1905
1906
1907
1906
1909

342
905
1*456
1.118
1*284

64
53
56
66
49

2.125
2.680
2.943
3*161
3.238

2.476
2.776

1910
1911
1912
1913
1914

1.771
751
913
1*844
1*406

25
39
44
51
57

3.238
3.340
3.415
3.465
3.515

3*196
3.465
3,724
3.995

1915
1916
1917
1918
1919

1.787
917
1*513
4. 398
4*572

47
62
166
330
721

3.690
4*016
4*306
4*523
4*649

1920
1921
1922
1923
1924

3.975
5.927
4*710
5.357
4.078

121
773
214
331
746

1925
1926
1927
1928
1929

5*130
2*155
3.532
5.192
7.960

1930
1931
1932
1933
1934

Total
liabilities
and capital
accounts

Number
of
banks

387

6*649
7*213
7.659
9*723

18
16
16
17

730
925

11*701
13*953
15*758
17.602
21*148

17
17
16
19
23

23*555
29.696
33.530
37*396
41*284

23
29
35
39
41

44*762
48.073
52.336
56*313
57,935

40
42
44
45
45

.402
.561
,526
,861
,546

59*160
75.492
93.223
93,407
103*812

46
46
48
51
54

4*954
5*159
5*215
5*265
5.490

7,454
7,445
8,535

121*640
124*249
126.725
133.602
138.732

56
56
56
54
55

984
1.550
275
339
645

5.641
5.666
5.506
5*606
6.756

9,375
9,487
10*496
11.768
12.761

142.426
154*297
162.451
175*373
190,557

55
54
53
51
49

3*992
2.992
7*316
6*540
1.988

111
115
268
29
934

6.690
6.306
6.720
6787
7*016

13,173
13.072
11*383
6,447
5.723

186.582
192.436
171,384
92*706
84*771

46
44
41
25
31

1935
1936
1937
1938
1939

515
563
423
431
50

317
231
860
191
957

10*316
9*567
9.151
9*061
8*944

5*825
5.985
6.704
6.662
6.856

86*637
95.439
101*662
97.743
101*819

32
32
32
32
32

1940
1941
1942
1943
1944

121

375
1*459
486
429
318

8.095
8*042
8.425
6.304
7.982

7*266
7,422
7*618
8.308

106*124
116.437
125*353
161*439
186*501

32
32
32
32
32

1945
1946
1947
1948
1949

100

626
713
836
993
1*130

7*822
7*601
7*755
7*264
7*208

9*633
10,653
11*560
12*465
12.914

223.662
262.606
249.051
251.850
248*783

31
31
31
31
31

1.414
1.491
1*934
1*830
1.943

7.377
7*665
7.790
8.250
9.450

13,788
14*684
15.699
16,912
16*900

252.138
257*825
285*262
294.743
301.127

31
31
32
32
30

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

26

100

100
765
75

1.267
1.577
1.815
3.031

3*248

3,971

8.120
8,412

7,712

16*666

448

Maine

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

2&

Loans
Year

JXL

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

13,672
14,128
14,162
13*546

7,364
7,756
7,785
7,830

4,635
4.450
4,372
3,742

1*673
1.922
2.025
1,974

1900
1901
1902
1903
1904

12,671
12,732
13*015
13,893
13,659

7,813
7,551
8*251
8,461
9.024

3,333
2,964
2,998
3,624
3*343

1*725
2,197
1,766
1,608
1*292

19 20
1921
1922
1923
1924

19,511
21*746
21*736
25*297
27,843

15*582
16*915
18*640
22*254
24,590

2,633
2.700
2.414
2,184
2.113

1,296
2*131

1905
1906
1907
1908
1909

13.439
13*919
15.127
15,397
15.208

9,158
9,654
10,261
10*630
11,069

3*062
3,005
3.464
3*435
3,255

1,219
1.260
1.382
1*332
864

1925
1926
1927
1928
1929

28*642
31*441
33*401
35,522
37*361

25.950
28,552
30,555
31.793
32*600

1,667
1*675
1,670
1,859
2*364

1,025
1,214
1,176
1*870
2*397

1910
1911
1912
1913
1914

15.946
15.739
15*641
17*097
17.872

11,991
12.181
12,879
13,925
14,769

2,998
2.540
2,164
2?35
2,189

957
1,018
798
837
914

1930
1931
1932
1933
1934

39,041
39,391
40*131
39,380
37*555

33.535
33.628
34,271
33,834
32,592

3,068
3*238
2*891
2,651
2*247

2,438
2*525
2*969
2*895
2,716

1915
1916
1917
1918
1919

16.230
18,443
18.463
17,472
16,983

15*162
15,556
15,634
14,652
14,307

2,139
2,054
2,096
1,905
1,912

929
833
733
715
764

1935
1936
1937
1936

35*496
34*162
30,658
30.358

31,023
29,839
28*664
28,452

1,883
1*776
1,267
1.201

2,590
2,547

682
859

1,140

707
705

Loans1
Commercial,

Year
Total

and
agricultural

29,659

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

farm land

On
residential
property

Other
to
individuals

Other

All
other

1*027

22

1940
1941
1942
1943
1944

28*735
27,595
27,015
23*712
21*442

786
697
632
469
387

22
19
16
13
11

161
156
153
136
123

26*104
25*200
24*782
21*945
19*928

646
623
613
543
493

467
385

900
817
139
115

1945
1946
1947
1948
1949

19,825
22.073
28.727
37.275
45.607

416
490
438
616
691

12
14
18
15
47

113
126
179
177
213

18*293
20,307
26.167
34*913
43*064

453
502
688
699
587

414
488
984
699
886

124
146
233
164
126

1950
1951
1952
1953
1954

52.311
63.826
74.285
86,050
98,403

767
794
686
957

159
153
165
88

1.094

49,634
60*477
70,346
81.572
82,819

694
962

1.307

43
35
34
33
41

1,244
1,381
10,904

1*053
1,446
1*496
1*656
2,222

125
200
132
203
422

1955

118.284

1,252

40

1,377

101,642

11,293

2*407

602

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*016

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maine

449

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Total

Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

otal

Cash items
in process
of collection

Currency

and
coin

Bankers'
balances
(including
reserves)

1896
1897
1898
1899

44*202
45*839
47*116
49#525

5*163
5.695
5.983
6*271

15*299
15*250
14*492
15*100

23.740
24.894
26*641
28*154

1*244
1*295
1*264
1*678

67
70
66
91

173
180
176
234

1*004
1*045
1*020

1900
1901
1902
1903
1904

54.252
57i482
60*745
63*067
65*494

4*439
2*999
1*868

34.057
32*334
39*936
41.565
41.950

1*492

85

1.052
637

15.756
22.149
18.939
20*450
2,2.907

1.544
1.203
1.224
1.342

78
62
57
42

196
143
163
167
118

1905
1906
1907
1908
1909

67i871
70.791
73.690
74.020
76*185

537
537
231
75
79

24.101
28.780
24*661
23*553
23.999

43.233
41.474

46 t 798
50*392
52.107

1.386
1.625
1.480
1*562
1.857

60
70
64
67
66

1910
1911
1912
1913
1914

78*539
77il98
81*350
83*614
84*719

25

25*753
26.335
27.219
27*008
26.676

52.761
50*863
54*131
56*606
56*041

1.183
1*765
1*490
1*492
1.276

1915
1916
1917
1918
1919

83*862
83*709
84*401
81.290
84*957

524
4*107
15.062

26*334
25.751
24*721
20*370
13*621

57,548
57.958
59.156
56.613
56.274

1920
1921
1922
1923
1924

89*363
91.007
90.249
90*497
87.669

23.156
26.623
26.653
26.148
26*863

8.792
6*789
6*738
5*819
5*091

1925
1926
1927
1928
1929

87.638
86.818
85*921
87*977
86*379

26.200
22*748
16*409
16*006
13*758

5*029

5.141
7.242
8.275
9.146

'1930
1931
1932
1933
1934

83*942
87*008
87*789
83*924
85*198

10*554
9*485
10*469
11*706
20*018

1935
1936
1937
1938
1939

88*901
90*847
100*852
100.987
100*251

1940
1941
1942
1943
19*4

Other
assets

Total
aaseta

1.353

1*601
1*564
1*136
1.184

60*719
62*826
63*698
65*933

1*211
1*323
978
1*000
1*182

1*103
1.662
1.619
1.541
1*623

69.716
73*420
76*562
79.725
82.116

218
234
229
207
148

1*106
1.321
1.187
1.288
1*643

1.773
1.588
1.456
2*063
2*054

64.469
87*923
91.753
93*062
95*304

77
26
41
30
46

166
146
143
196
151

936

2.090

1*593
1*306
1*266

2*092
2.023

1*081

2.100

97.756
96*655
100*773
104*226
105.969

2.262
3.590
2*663

23
72
53

52
49

2*023
2.898
2*209
2.267

1*985

2.616
2*473

216
620
401
297
311

57.415
57.595
56*858
56*530
55*715

2.534

51

2*162

1.967
2*139
2*044
1.876

39
42
41
37

301
315
350
388
294

56*409
58.929
60.270
63*694
63.975

2.387
2.328

47
46

1.837
1*910
2*158

37
38
43

236
473
455
507
384

2*104
1*809
1*345

11*029
11*363
9*169
8*286

64.230
66*494
65*937
63.029
56.894

2*912
4*150
4.280
5.305
6.680

58
83
85
106
133

26.122
30.684
42.001
43.276
47.785

8*231
6*135
7*473
7*364
6*192

54*548
52*028
51*378
50.347
46*274

7.525
10.521
8*715
9*051
12*458

150
210
174
181
224

94*202
95*533
106*588
125*414
150*476

44.903
51.094
64*405
87.489
114*564

6.080
4*946
4*185
3*830
2*883

43.219
39.493
37*998
34.095
33*029

20*843
22.496
13*273
12*914
11*360

333
315
159
116
80

1945
1946
1947
1946
1949

181*890
204.976
216*563
214*316
212*027

148*626
174.150
183.026
175.677
169.711

2*290

1.256
1.499
1.252
977

30.974
29.570
32*038
37*389
41*339

10*868
16*362
11.218
11.363
9*813

1950
1951
1952
1953
1954

209*456
200*447
201*245
207*997
210*580

163.581
153*763
150*654
148.057
142*060

842
667
926
3.388
8*115

45.033
46*017
49*665
56.552
60*405

10.450
11*285
13*634
14*115
15.627

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

9.158

1.953

1.956
1.940
1.877
1*993

106.359
107.696
107.467
103,255
106.406

1.618
1*855
1*432
840
901

113.226
116.575
115.556
116*676
118*209

1.365
1*731

950
933
998
872
861

119*617
121*520
122.157
126*281
127*259

376
323
457
1.310
477

2*476
3.744
3*736
3.889
6*070

946
1*083
1*309
1*894
2*601

126*643
131*632
133.509
130.503
132.034

448
802
696
711
797

6*927
9*509
7*845
8*159
11*437

3*195
3*577
3*422
3*493
3*906

135*117
139.107
143*647
143*869
146*276

867

1.416
1.576

19*643
21*151
11*694
11*382
9.704

4.370
4.642
3*841
3*254
2*726

148*150
150.266
150.717
165.294
186*006

54
49
6
8
7

1.545
1.790
1 *697
1*645
2*007

9*269
14*523
9*515
9*510
7.799

2*254

1.613
1.155
1*143
1*068

214*637
245.024
257*663
264*099
266*515

10
30
202
83
124

2*163

8.277
9*000
11.951
12*121
13*659

1*248
1*624
1*996
2*021
1*992

273.465
277,184
291*162
310.163
326*602

1*030
1*420

2 . , 755
1*481
1*911
1*844

2*113
1*613
1*747
1*615
1*545

13.240

349.924

450

Maine

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

S.
^ uncut

Interbank

Other
demand

Other
tune

1896
1897
1898
1899

57*477
59*598
60*399
62*583

57.477
59*598
60,399
62t583

1900
1901
1902
1903
1904

66*133
69.533
72*083
74*781
76*405

66.133
69.533
72*083
74781
76.405

1905
1906
1907
1906
1909

78*230
81*131
84*395
85*502
87*686

23

76*230
81*131
64,395
65*502
87*654

1910
1911
1912
1913
1914

89.940
88*704
92*214
95*222
97.251

23

469
16
12

89*938
66*690
91,740
95*206
97,216

1915
1916
1917
1916
1919

97*443
99*546
98*690
94*141
97,253

15

13

1920
1921
1922
1923
1924

103*473
106*603
105.324
108*092
107,470

103.473
106.603
105*324
108*092
107*470

1925
1926
1927
1928
1929

108,715
110.228
110,541
113.662
113.402

108.715
110*228
110*541
113*662
113*402

1930
1931
1932
1933
1934

112*692
117*304
118*763
117*049
118*888

112.692
117.304
118*763
117.049
116.888

1935
1936
1937
1936
1939

120,768
123,908
127,225
126*930
126.356

120,766
123*908
127*225
126.930
128*356

1940
1941
1942
1943
1944

129*452
131,010
131.073
144*497
164.133

129.452
131*010
131,073
144,497
164*133

1945
1946
1947
1946
1949

190*043
217*380
228*835
233*365
236.198

44
33
11

1950
1951
1952
1953
1954

238*789
240*437
252.301
269*849
284.872

21
65
20
10
83

13
30
16

238*755
240.342
252.281
269*839
284*773

1955

305,919

85

15

305*819

9
2
14
5

26
14
11
28

97.415
99*546
98.690
94*141
97.253

190*043
217*354
226*777
233*321
236*159

Maine
Table

451

-Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures \ 3 of June 30 or nearest available date; partly estimated.

Year

Natioiial
banlc
notes

Borrowings

Amounts in thousands of dollars]


Surplus and

Other
liabilities

Camtal
capiiai

other

capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

1896
1897
1898
1899

52

3.190

22
49
50

3*206
3*250
3*300

60,719
62*826
63*698
65*933

52
51
51
51

1900
1901
1902
1903
1904

8
28
70
3
3

3.577
3*859
4*429
4*941
5,710

69*718
73*420
76*582
79.725
82*118

51
51
51
51
51

1905
1906
1907
1908
1909

16
8
7
104
46

6*223
6*784
7*351
7,456
7,572

84*469
87*923
91*753
93*062
95*304

51
51
51
52
52

35
1
2
5
31

7*768
7.950
8*554
8,860
8,672

97*758
96,655
100*773
104*226
105,969

52
49
49
48
48

29
160
6
7

8*857
8*123
8,617
8,640
8,751

106*359
107*698
107*467
103*255
106*406

48
48
46
45
44

1920
1921
1922
1923
1924

192
190
161
371
136

9*561
9,782
10,071
10,215
10*683

113*226
116.575
115.556
118*678
118*289

43
42
43
40
38

1925
1926
1927
1928
1929

81
20
266

10*821
11,272
11,616
12*540
13.584

119.617
121*520
122.157
126.281
127*259

38
37
35
35
33

1930
1931
1932
1933
1,934

101
51
412
335
2

4
24

14,042
14,277
14,334
13,115
13,120

126*343
131,632
133*509
130*503
132*034

32
32
32
32
33

1935
1936
1937
1938
1939

2
2
2
2
2

3
1
100
70
125

14*344
15,196
16,320
16.887
17*793

135.117
139.107
143*647
143,889
146*276

33
32
32
32
32

1940
1941
1942
1943
1944

2
2

76
71
99
117
119

18,620
19,183
19,545
20*680
21,754

148*150
150*266
150.717
165.294
186,006

32
32
32
32
32

1945
1946
1947
1948
1949

230
258
279
527
744

24*564
27*386
26,549
30,207
31*573

214*837
245*024
257*663
264*099
268*515

32
32
32
32
32

1950
1951
1952
1953
1954

875
1*085
880
1*088
1*524

33.801
35*662
37,981
39*246
40,206

273*465
277*184
291*162
310*183
326*602

32
32
32
32
32

1*932

42.073

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

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15
3
139
15
59

468
395

79
7
8

MARYLAND

revised series. In the description the banks


Revised data for assets and liabilities and
are classified in three groups: (1) State comnumber of all banks in Maryland, as of June
mercial
banks (other than unincorporated
30 or the nearest available date, in the period
banks),
(2) unincorporated banks, and (3)
1896-1955 are shown in Table 1; for all commutual
savings
banks.
mercial banks, in Table la; for national banks,
The
primary
sources of statistics for State
in Table 2; for State commercial banks, in
commercial
banks
(other than unincorporated
Table 3; and for mutual savings banks, in
banks)
for
1896-1933
and for mutual savings
Table 4. Because of the incomplete coverage
banks for 1896-1946 were (1) figures reported
in reported data for unincorporated banks in
to the Comptroller of the Currency and pubthe State, a separate balance sheet was comlished in his annual reports and (2) figures
piled for these banks (Table 3a); Table 3
published in the reports and abstracts of the
includes data for these and other State
State banking department and by other State
commercial banks.1
authorities. These sources were supplemented
A general description of the compilation
by data obtained from bankers' directories.
of all-bank figures for the United States as a
The primary sources for unincorporated
whole is given in Part I of this volume, the
banks, which operated in this State during the
United States Summary, This summary inperiod 1896-1933, were bankers' directories.
cludes the definition of "bank" as used in this
The data for such banks in official sources in
study and a description of the balance-sheet
items, the classification of banks, and the prin- * this period were very limited.
The sources of statistics for State comcipal methods used in compiling the figures.
mercial banks (excluding those that were unThe figures for national banks in Maryincorporated) for 1934-1946 were (1) sumland were obtained from abstracts and annual
mary figures for insured banks published or
reports of the Comptroller of the Currency
supplied by the Federal Deposit Insurance
with relatively minor adjustments; a descripCorporation and (2) figures for noninsured
tion of these figures is included in the United
banks obtained from reports of the State
States Summary. Compilation of figures for
banking department or from bankers' direcother classes of banks presented a number of
tories. Data for this period are discussed
problems and considerations not encountered
separately because of the substantially better
in compiling the balance sheet for national
coverage and more consistent reporting beginbanks. The following sections describe these
ning in 1934.
problems and the methods used in deriving the
Beginning with 1947, all statisticsin1
cluding the breakdowns of loans, investments,
The term "State commercial banks" used in Table 3
refers (in this State) to banks that at one time or another
cash assets, and depositsfor State commerduring the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
cial banks and for mutual savings banks were
trust companies," "stock savings banks," or "private banks
taken
directly from data published or supplied
and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed sepaby
the
Federal Deposit Insurance Corporation.
rately from those for other State commercial banks.

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452

453

Maryland

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a
guide in making State estimates.

CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET

Prior to the organization of the Maryland


State Banking Department in 1910, the Comptroller collected reports from* State commercial banks. Except for 1909, however, all such
banks did not report to the Comptroller. Examination of the various bankers' directories
and the records of the Maryland State Treasurer's office, which prior to the organization
of the banking department was responsible
for the supervision of the banks in the State,
indicated that the Comptroller's figures were
underreported in this early period; information
furnished by the Deputy Bank Commissioner
from the records of the State Banking Department indicated the need for revisions in data
for 1914 and 1926.
The accompanying table shows the adjustments made in figures published by
the Comptroller for number of banks and
balance sheets in this State.
Estimates of the balance-sheet data for
1896-1908 were derived as follows: Total capital accounts of all State commercial banks
(except unincorporated banks) were taken
from bankers' directories for the period 1896-

Year or period

Additions

Deductions

Number of banks and corresponding balance sheets

1896
1897
1898
1899

14
13
16
8

1900
1901
1902
1903
1904

10
13
14
16
19

1905
1906
1907-1908
1914

26
17
14
1

Number of banks only

1926

1908. Total assets and liabilities were then


computed by applying to total capital accounts of all State commercial banks in
Maryland the ratio of capital accounts to
assets and liabilities derived from data for
the reporting State commercial banks. The
breakdown into balance-sheet categories was
then estimated by applying to estimated total
assets or liabilities the percentage distributions of the various items at reporting banks
in corresponding years. Estimates for 1908
derived by this method were substantially
comparable with reported data for 1909.
For some years during the period 18961908 the reported data for some classes of
banks did not show a breakdown of the major
items in the balance sheet. Methods for estimating breakdowns for these and other years
are discussed in the following paragraphs.
LOANS

In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other*' category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.

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A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1930. For years in which items were not re-

454

All-Bank Statistics

ported, figures were estimated. In addition,


adjustments were made in real estate and "all
other" loans for 1922-1929, when real estate
loans were underreported, and "all other"
loans overreported, by the amount of real
estate "mortgages and judgments of record."
Real estate and collateral loans at
State and stock savings banks. Estimates
for 1898-1901 were made by applying to total
loans in each year the average ratio of each
item to total loans computed from reported
data for 1896, 1897, and 1902; for 1903-1908,
by applying ratios that were derived by interpolating between ratios based on reported data
for 1902 and 1909; and for 1910, by applying
the average ratio of each item to total loans
computed from reported data for 1909 and
1911.
Real estate and collateral loans at loan
and trust companies. Estimates for 1897
were made by applying to total loans the
average ratio of each item to total loans as
computed from reported data for 1898-1900,
Real estate loans were reported for 1903 and
1904, but collateral loans were estimated by
applying to total loans the average ratio of
this item to total loans as computed from
reported data for 1900-1902, For 1910 both
real estate and collateral loans were estimated
in the above manner from reported data for
1909 and 1911; for 1912 real estate loans were
reported, but collateral loans were estimated
by applying to total loans an average ratio
of this item to total loans computed from
reported data for 1911 and 1913.
Real estate loans for 1921 were estimated
by applying to total loans the average ratio
of this item to total loans as computed from
reported data for 1920 and 1922.
Collateral loans at all classes of banks.
Collateral loans for 1916-1921 were estimated
by applying to total loans excluding real
estate loans, ratios of this item to this total
that were derived by interpolating between
ratios based on reported data for 1914, 1915,
and 1922.

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INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1922. For years in which items were not
reported, figures were estimated.
An estimate for United States Government securities for 1920 was made by applying to total investments the ratio of this item
to total investments at State member banks
on the same date.
Estimates of obligations of States and
political subdivisions for State banks and
stock savings banks for 1898-1902, 19041908, and 1910 were derived by applying to
total investments, ratios of this item to the
total that were obtained by interpolating between ratios based on reported data for 1897
and 1903, 1903 and 1909, and 1909 and 1911,
respectively.
For 1912, estimates of State and political
subdivision securities for all classes of banks
combined were derived by applying to total
investments the average ratio of this item to
total investments as computed from reported
data for 1911 and 1913. For 1916-1921,
estimates were derived by applying to total
investments, ratios that were interpolated
between ratios based on reported data for
1913-1915 and 1922; the period 1913-1915
was used because the figures for 1915 alone
appeared to be unsatisfactory.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate, after
some minor revisions, in the reports of the
Comptroller beginning with 1909, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Maryland
prior to 1918 because practically all such
deposits Were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 for each class of State commercial
bank were derived by applying to this total,
ratios of time deposits to total deposits other
than interbank based on the straight-line trend
extrapolated from the period 1909-1924 for
the same class of bank.
Figures for United States Government
deposits for 1918, 1919, 1927, 1929, and 1930
represent such deposits at State member banks

455

only, which held practically all of this type


of deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in Maryland to such deposits
at all State member banks on June 30, 1919.
OTHER ITEMS

Borrowings were not reported separately


to the .Comptroller before 1909. Estimates for
1898-1908 were extrapolated from reported
data for 1909 on the basis of annual percentage
changes at national banks in the State.

STATE COMMERCIAL BANKS, 1934-1946


Figures for assets and liabilities of all
State commercial banks for 1934-1941including the breakdowns of loans, investments,
cash assets, and depositsare those reported
by the State banking department to the Comptroller of the Currency and published in his
annual reports. A comparison of the principal
assets and liabilities as shown in this source
with totals obtained by combining data for
insured banks published by the Federal
Deposit Insurance Corporation and data for
noninsured banks derived from bankers' directories indicated the need for an adjustment in 1938 only; one bank in liquidation

and its balance-sheet data were eliminated


from the data published by the Comptroller
and shown in the abstracts of the State
banking department.
For 1942-1946 the Federal Deposit Insurance Corporation made available balancesheet data including the breakdowns of
loans, investments, cash assets, and deposits
for noninsured banks, which it had obtained
from the individual banks. These figures were
combined with those for insured banks published by the Federal Deposit Insurance
Corporation to provide totals for all State
commercial banks.

UNINCORPORATED BANKS, 1896-1933


Unincorporated (private) banks, which
were in operation in this State through 1933,
did not report to the State banking authorities.
A small number reported to the Comptroller
of the Currency through 1914, but none thereafter. Nevertheless, in some years the number
and total assets of private banks that reported
to the Comptroller exceeded those compiled
from the bankers' directories. It was not
possible to determine the names of the banks
that reported to the Comptroller in these
years, but it is quite probable that the data

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reported included some incorporated banks.


In any event, all commercial banks, other than
national, that were shown in bankers7 directories were tabulated for the period 1896-1908,
and they are included in this report as either
incorporated banks or unincorporated banks.
Beginning with 1909, complete data for incorporated banks became available in official
sources, but it was still necessary to tabulate
data for unincorporated banks from bankers'
directories.
The estimated total assets of unincor-

456

All-Bank Statistics

porated banks amounted to 5 per cent of the


total for all State commercial banks in Maryland in 1896 and gradually declined to less
than 1 per cent in 1910.
NUMBER OF BANKS

The number of these institutions, based


on a count of such banks in the bankers' directories, was never more than 14 (in 1904, 1905,
and 1907). The number declined gradually
over the years, and the last private bank
apparently ceased operations prior to June
1934, since no such bank reported to Federal
or State authorities as required by the Banking Act of 1933.
BALANCE SHEET

The number of banks and their total


capital accounts were compiled from the
bankers* directories for each year in the period
1896-1914. During this interval no figures
were shown for several banks, the number
varying from one to four, Capital accounts
of these banks were estimated on the basis of
the average for the banks 'for which figures
were shown in the bankers' directories or
reported to the Comptroller.
An abbreviated balance sheet for those
private banks for which balance-sheet data
were published was compiled from the bankers' directories for each of four base years
1901, 1906, 1909, and 1914. Ratios of capital
accounts to total assets were computed for
each base year for this group of banks; these
ratios were then applied to the total capital
accounts of all private banks (compiled for
each year as described in the preceding para-

graph) to arrive at an estimated total assets


figure for each year, 1896-1914. The ratio for
1901 was applied to the capital accounts for
1896-1900; ratios derived by interpolating
between those for base years immediately
preceding and following were used to estimate
total assets for 1902-1905, 1907 and 1908, and
1910-1913. A similar method was used to
estimate principal balance-sheet items.
The breakdown of the principal items
(loans, investments, cash assets, and deposits)
for nonreporting banks was estimated on the
basis of data for private banks reporting to
the Comptroller. However, because of the
limited number of these banks reporting in
most years, only those years in which the
largest coverage occurred were considered
representative for purposes of estimating the
breakdowns. For each of these years, the
percentage distribution of each principal item
was computed. Ratios for intervening years
were interpolated and then applied to the
principal items for those years.
An abbreviated balance sheet was compiled for each bank for each year of the period
1915-1933. Missing items for individual banks
were generally interpolated on the basis of
reported data for other years; where it was
not considered desirable to interpolate, the
figures for the previous year were repeated or
figures were estimated on the basis of balance
sheet trends for banks of similar size that did
report. A method similar to that used in the
earlier period was used to estimate the breakdowns of the principal items of the balance
sheet. The amounts of the individual items
involved were small throughout the period.

MUTUAL SAVINGS BANKS, 1896-1946


On the basis of information made available by the Deputy Bank Commissioner from
the records of the State banking department,
two banks were added to the figures published
by the Comptroller of the Currency for 1910
and 1913, and one for 1914 and !I916,
The balance-sheet data for 1910 were

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identical in both sources, although the Comptroller's data showed a smaller number of
banks. For the other years when banks were
added to the Comptroller's figures, and for
1915, the balance-sheet data used are those
from records of the State banking department.
For 1934 one bank operating on a re-

Maryland
stricted basis and its balance-sheet data were
eliminated from the data published by the
Comptroller.
LOANS

Except as noted below, the Comptroller's


figures of the loan breakdown were used.
The Comptroller did not publish data for
real estate loans for 1910, 1912, and 19201929; the figures for the revised series were
obtained from the records in the State banking
department.
Collateral loans for 1910 and 1912 were
estimated by applying to total loans excluding real estate loans, the average ratio of
collateral loans to this total computed from
reported data for the preceding and following
years.
For 1913-1916 when the Comptroller's
data for real estate loans were used, figures
for collateral loans and other loans were
adjusted to the total loan figures taken from
State banking department records.
Collateral loans for 1917-1921 were derived by applying to total loans less real estate
loans in each year ratios of this item to this
total that were derived by interpolating between ratios .based on reported data for 1916
and 1922.
The breakdowns of loans for June 30
dates in the 1942-1946 period were estimated
on the basis of the percentage distribution of
total loans as reported for December of the
same year.

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457

INVESTMENTS

The breakdown of investments into


United States Government, State and political subdivision, and other securities was adequately reported for most years during this
period. For other years figures were estimated.
The breakdowns for 1910 and 1912 were
estimated by applying to total investments in
each year the average ratio of each item to
the total as computed from reported data in
the preceding and following years.
United States Government securities for
1917-1921 were estimated by applying to total
investments, ratios that reflected changes over
the period in the ratio of United States Government securities to total investments at
New Jersey mutual savings banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
Obligations of States and political subdivisions were estimated for 1917-1921 by
applying to total investments less United
States Government securities, ratios of this
item to this total that were derived by interpolating between similar ratios based on
reported figures for 1916 and 1922.
CASH ITEMS IN PROCESS OF COLLECTION

Cash items in process of collection were


estimated for 1939-1946 by applying to total
cash assets, ratios of this item to the total that
were derived by interpolating between ratios
based on data for 1938 and 1947,

458

Maryland

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1896
1897
1898
1899

61*838
62*632
69*964
82.587

6*665
6*609
7.381
6.702

17.157
20*232
26*468
32.505

38*016
35.791
36.115
43*380

1900
1901
1902
1903
1904

88*184
92*102
110*368
113*637
101*478

6*900
6.379
6.942
5*818
6*016

39*242
44*491
55*189
57*346
45*414

42,042
41.232
48,237
50,473
50.046

1920
1921
1922
1923
1924

340*932
336*313
337*453
369.941
395*376

44,992
52,564
63*154
73,442
88,397

122,626
113,915
117,494
121*097
124,326

173*114
169*614
156*605
175*402
182*653

1905
1906
1907
1908
1909

106f 171
117*215
119*100
110*746
116*726

6*867
8*878
11*503
11.951
15.197

48*560
52*046
50*746
45.971
45,778

50.744
56,291
56.851
52.826
55,751

1925
1926
1927
1928
1929

429.636
466*106
477,025
464*490
516*456

105,014
116,137
124,151
128,395
136,339

140,336
160,382
162.936
176.345
195*608

184*486
169,587
189,936
179,750
184*509

1910
1911
1912
1913
1914

135.287
145*869
159*557
174.573
179.871

21*186
23.565
23.154
30.737
31.351

49,950
55,553
59,377
61,175
60*118

64 , 1 5 1

1930
1931
1932
1933
1934

496*648
456,913
372,459
195*966
218*739

127,289
132*185
124,850
36*752
101,460

188,276
161.347
121,911
49,196
49,661

181,083
163*381
125,698
60*018
67*618

1915
1916
1917
1918
1919

182.624
204.662
226.373
251.755
275.432

34.716
35.010
35.647
34.671
34,338

57,618
71.017
76,324
88*081
108,164

1935
1936
1937
1938

201*852
195*120
210*106
208,583

93,256
89,720
89.154
89*650

44,086
39*638
40,337
38,713

64*508
65*762
80,615
60,220

66.751
77,026
82.661
88,402
90.290
98,635
112.402
129.003
132.930

Loans'

Year
Total

Commercial,
industrial,

For purchasing or
carrying securities

and

To brokers

agricultural

and
dealers

46,937

To

On

others

farm land

On
residential
property

Other

Other
loans

AU

to

other

individuals

13,225

1940
1941
1942
1943
1944

222*907
240*379
236,682
168,733
313,753

54,973
64,567
70*143
48,950
46,260

1,167
1*944

1945
1946
1947
1948
1949

251*287
309,994
363,850
423,698
423*917

46 * 546
72.634
104*843
122.219
113,211

10.762
6,969

1950
1951
1952
1953
1954

479,335
588*148
636.762
740,903
806,174

126,095
147,679
150,110
174,902
170*483

1955

932,555

189.138

12.817
11.975
10.634
10,223
126,856

13*690
11*299
10*589
9*522
8.998

47*095
53.617
55*156
52*664
51*339

29,427
26,965
29*140
25*662
22*539

30*944
35*489

63*736
66,012
60,151
9,268
16*492

1*295

69,545
69,335
32,740
26*244
18,128

9.191
11*111
14.454
15*871
16,752

51*091
64*345
96,461
122,712
131,392

19,621
24*697
33.333
43,218
44*661

31*440
46*056
66*806
82*320
86*455

12,691
14*647
12*416
11*946
12*599

2*386
1*306
4,133
4,624
12.399

21*196
43.590
46*169
61.523
65,602

17.756
19*105
19*806
21,086
22.146

142,320
164,125
211,629
239,957
280,909

42*660
46*477
54*261
57*770
64,973

114*601
126*546
142*686
171*114
178,424

15.721
20*648
13*193
16.388
19.866

19,927

64,672

23,670

337,935

71,409

204.100

30*846

867
1.280
5,778

797
959

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Real estate

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maryland

459

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1399

53*847
58*299
61.817
79.230

14.356
14*543
12*119
15,910

20*105
22.830
25*834
25*962

19.386
20.926
23.864
37.356

21.721
21*664
25*475
31.231

2.086
2*103
2*006
4*614

9*072
8*644
8*658
9.673

10.563
10.917
14*811
16.944

4*965
5.327
5.930
7.550

142*371
147.922
163*166
200*598

1900
1901
1902
1903
1904

84*777
91.632
94*573
101.697
107*522

16.245
15.512
14,825
12,041
13.036

27.253
26.181
28,361
30*743
32*962

41,279
49,939
51,387
58.913
61,524

31.552
39.681
37.829
32*914
40*497

3*789
4*600
3*111
3*252
2.570

9.564
9*101
10.281
8.274
10,232

18,179
25*980
24*437
21*388
27.695

11.609
8.430
9.992
12*901
9.384

216*122
231,645
252*762
261.149
256.681

1905
1906
1907
1908
1909

118*200
121.324
132*669
136*959
135*882

13*526
12*209
11.729
15.771
15.976

34.331
30.681
33.097
31.169
31.158

70*343
78,434
87*843
90.019
88,748

40.236
43.816
41*899
43*965
48*547

2,969
3.333
4,172
3.430
3.688

9.885
12.411
12*499
11,316
12*907

27*382
28,072
25.226
29,219
31.952

14*418
17.451
16*275
15*426
12.672

279.025
299*806
311*943
307.098
313.827

1910
1911
1912
1913
1914

138*259
142*742
145*114
146*775
148*356

15.690
15,312
15,513
15.498
15.530

32.512
35*134
29.402
24.581
30.113

90*057
92,296
100*199
106*696
102.715

55.799
54.672
56.757
53*132
65.548

6.567
3.788
4*244
4,606
8,713

11*803
11*412
12.157
11.557
14*045

37.429
39,472
40,356
36*969
42*790

14*847
14,953
14*789
16,007
15*516

344.192
358.236
376.217
390*487
409.293

1915
1916
1917
1918
1919

152*159
156.782
174.327
192*311
269.004

15*466
13.474
14.968
36.386
97*641

32.890
30.284
30.102
28.618
29*240

103.803
113.024
129*257
127.307
142.123

60,017
77,311
78*346
86,061
112,561

4,038
10,639
5,165
13.471
27,797

10.870
11.326
12*943
9.988
12*031

45*109
55.344
60.238
62.602
72.733

15.678
16.178
20*186
19*510
22.584

410.476
456*933
499.232
549.637
679.581

1920
1921
1922
1923
1924

239.060
241.158
251.029
268.837
255*470

71,389
67.913
63.185
76.542
60.116

25.645
26.810
27.028
26.994
25*559

142.026
146.435
160.816
165.301
169.795

100.300
89.376
109.662
90.973
106.293

24,949
21,226
23.165
26.456
27,707

14.081
10*540
8*665
7*786
8.746

61.270
57.610
77.832
56.731
69*840

23*831
25*135
20.779
24,317
26.415

704.123
691.982
716*923
754.068
783*554

1925
1926
1927
1928
1929

290.595
284*561
312*093
336*082
329.196

76.451
67,533
68,383
63,681
65,025

26*015
24*523
23*710
26*695
25.799

188.129
192.505
220*000
245,706
238.372

112.972
110*825
119.294
110.118
107.407

30,262
29,828
33*044
30*670
22*864

10.096
10.205
11*276
8.926
8.409

72.594
70*792
74,974
70,520
76,114

29*230
31.731
32*746
36*993
40*260

862*633
893*223
941.158
967.663
993.319

1930
1931
1932
1933
1934

350*909
386.572
381.480
294.057
373.425

71,643
77,039
87,009
110.453
176*848

20.455
25.522
29*346
24*074
20.771

258*811
284.011
265.125
159.530
175*806

111*555
122.543
96*639
60*947
149.063

22.516
18.254
13.763
11*449
11.247

9.733
10*655
10,103
7*268
9*701

79,306
93.634
72.773
62.230
128*115

44.687
39.433
39.233
20.306
27*785

1*003*799
1*005*461
889*611
591*276
769*012

1935
1936
1937
1938
1939

406*687
464.210
470.447
471.186
497.361

224.991
309.542
298.854
315,502
357,150

23.802
23*729
21*031
18.745
16.754

157.894
150.939
150.562
136.939
123.457

182*669
203*031
206.781
203.978
273*562

15.671
20*697
22*483
18*699
18.775

13*460
16*409
17*207
17*146
21,270

153.518
165*925
169,091
168,133
233,517

29.669
26.999
27.202
26.442
25.427

820*877
911*360
916*536
910*189
1*003*745

1940
1941
1942
1943
1944

458.443
467*878
640.515
981.637
1.218.735

332.248
347,812
524,063
889.024
1.145.791

15*836
17,732
19.580
17.437
14*059

110*357
102*334
96.872
75.176
58.885

391*460
451*662
317.716
343.122
362.913

17*517
31*870
30*103
31*719
37*360

21*718
25.352
24,797
27,709
24,400

352,225
394*440
262*816
283*694
301.153

27.297
27*544
28*072
27*065
27*510

1*100*107
1*187*463
1*222.985
1.540.557
1.922.911

1945
1946
1947
1948
1949

1*551.289
1.476.858
1.320.280
1.251*283
1.246.342

1.473,677
1,384,962
1,214,518
1,127,622
1,108*152

13*636
14*173
19*334
25*835
33*492

63.976
77,703
66,428
97,626
104.698

366.355
348.510
362*219
382*509
377*046

33*351
37.314
57,768
68*064
58.203

23.905
24.957
31.164
35*926
33.834

309.099
286*239
273.267
276*519
285.009

26*585
24.398
24*803
26*066
29*499

2.195.516
2.159*760
2*071*152
2*083*558
2*076*604

1950
1951
1952
1953
1954

1.280.735
1*214.440
1.281.521
1.229.699
1*262.996

1.148,334
1,053.433
1.081,483
1,020,696
1*035*010

39.074
55*507
82*679
104,336
110.793

93.327
105.500
117.359
104*667
117*193

363*874
404*947
465*234
463*413
426*269

63*773
72.417
82*278
86,242
75.720

29,056
31,711
42*376
45*638
47.397

271.043
300.819
340.576
331*533
305,172

32*612
35*542
41*905
49*271
55*983

2*156*556
2*243*077
2*425*422
2*483*286
2*553*442

1955

1*245.949

1.007,725

115.722

122,502

433*319

60*230

47.244

305,845

62*762

2*674*585

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

460

Maryland

AU BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Governjnent
271
292

Other
demand

Other
time

1896
1897
1896
1899

103*245
108*338
116.010
149.972

6*294
8*280
10*181
13*725

665
2*961

44.424
44*522
46*692
70.854

52i256
55.244
58.272
62.432

1900
1901
1902
1903
1904

153.279
168.187
184.073
187*165
187,474

19*153
19,661
20.013
20.675
24*962

2.607
2*492
2*944
3*215
2.196

66*712
75.357
85.059
87.510
86.186

64*607
70*677
76*057
75*765
74,130

1905
1906
1907
1906
1909

205,796
223,643
228,822
225,949
231,984

26,429
28,743
26.519
25*767
29*749

1*309
3.036
5*866
3.167
1.818

96.047
102*942
98*973
96*681
91*602

82*011
88*922
97*462
100*334
108.615

1910
1911
1912
1913
1914

262,918
274.860
287.835
296,933
318,539

30*904
32*380
35.532
36*435
40*383

1*073
725
769
1.243
1*656

105*604
106*206
111*669
112*318
126.226

125*337
135*569
139*865
146.937
150.074

1915
1916
1917
1916
1919

320,938
362.833
399,749
435,012
538,834

32.586
41*541
43*654
41*066
39*388

1,210
1*476
1,026
9*332
13,117

132.108
149*296
168*374
182*789
241.057

155*034
170*520
186*695
201*603
245*272

1920
1921
1922
1923
1924

549,700
542,832
598,715
617,058
652,929

40*250
29*311
39.139
34*929
45*478

524
3,190
1,766
6,706
4,502

242.905
229*186
254.706
252.830
258*472

266*021
281*145
303*104
322*593
344.477

1925
1926
1927
1928
1929

720.840
743.251
777,270
800*997
824.951

45.533
45.097
45.210
37.858
44.928

3,901
5*435
3*104
1,454
7.371

284*135
290.821
291.701
258*733
279*220

387.271
401.896
437.255
502.952
493.432

1930
1931
1932
1933
1934

842.715
850,429
721,070
500,051
662*989

45.408
51*910
43*361
34*636
56.336

10*068
14*368
9.373
12.915
34*234

272*556
248*004
200,573
141*480
187.437

514.683
536*147
467*763
311.020
384*982

1935
1936
1937
1938
1939

714*453
605,465
806*854
801,924
894197

71.316
81*038
73*626
76*621
101*655

20*948
44.800
12.832
12.521
29.456

235.740
272.822
298*163
287.432
336.360

366*449
406*805
422,233
423*350
426J26

1940
1941
1942
1943
1944

989,764
1.073.107
1.107,799
1,420*634
1.791,018

127.248
131.761
104*876
116*017
103.372

36.023
33.057
17*957
106*149
367*711

389.433
466.474
546.214
707.431
749.511

437*060
441.615
438*750
491*037
570*424

1945
1946
1947
1948
1949

2,048,751
2*001*715
1,905,619
1*911.400
1.898.866

118,971
109*023
94*566
98*896
86.627

421.863
159.522
10.470
23*927
22*652

823.359
937,917
969,851
958,733
968*631

684*558
795,253
830*732
829.844
820.556

1950
1951
1952
1953
1954

1,965.296
2.047*995
2*221*316
2.274.161
2,335*164

89*579
89*988
96,690
102,676
99*361

42,967
59,812
81,277
47,860
69.572

1.006*089
1*076*798
1*193*462
1.237.286
1*208.200

626*643
819*397
847.887
666.139
958*051

2.443,257

1.285,995

Maryland

461

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

Borrowings
notes

1896
1897
1698
1899

396
446
666
569

4*566
4,370
4*081
4*686

1900
1901
1902
1903
1904

870
468

1,399
1,895
2,081

6*399
6*300
5.787
6.400
7.299

1905
1906
1907
1908
1909

1*434
1*740
2*482
1*642
1*476

1910
1911
1912
1913
1914

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

22,098
21,257
23,904
25,966

12*030
13.445
16.621
18,765

142*371
147*922
163*186
200,598

126

645

2.170
1.173

30,333
29,676
32,748
31*182
30*763

24,104
25,886
28,110
32,337
30,091

216*122
231,945
252*762
261,149
258,881

141
155
165
173
179

8*761
9,570
11,020
12*641
12,193

1*116
2*930
5,592
1*933
5*992

29*869
29*937
32*285
32*083
29*945

32,049
31,966
31,742
32,850
32,237

279,025
299*806
311,943
307,098
313*827

186
190
199
207
215

2*858
2*881
5*263
5*175
4,277

12*642
12*234
12.546
12*475
12*439

1*633
1,475
1,185
2*591
2*602

30*236
29.741
30.123
32*350
31,717

33,905
37.025
39,265
40,963
39,719

344*192
358*236
376.217
390*487
409,293

234
240
242
248
251

1915
1916
1917
1918
1919

2*146
4*178
7*491
21.810
43,027

12*402
10.492
8.966
8*971
9*214

2*198
5*256
5*931
6,084
8*710

31,718
32,430
31,697
31,992
32,149

41,076
41,744
45,398
45,768
47,647

410,478
456,933
499*232
549,637
679,581

248
252
251
256
256

1920
1921
1922
1923
1924

44,143
35*806
6*832
19*054
8*435

9*046
9,373
9,912
9*730
9.400

14.707
8*150
3.709
5.617
5,530

34*394
37*381
37*993
38*241
38*809

52,133
58,440
61*762
64*366
68*451

704,123
691,982
716*923
754,068
783,554

260
259
253
254
256

1925
1926
1927
1928
1929

12*927
10*236
17*546
15*631
15*340

9*505
9*626
9*553
7,790
7,399

8,338
10*887
11*584
12*948
13*306

40*214
42*743
43*923
43*279
40,663

70,609
76,480
81,280
87*036
91*660

862*633
893*223
941*156
967,663
993,319

250
250
246
242
239

1930
1931
1932
1933
1934

6*308
5,857
20,820
3,507
1*104

6,867
6*087
8*560
8*018
4,844

15*519
13,074
21,481
6,835
7.587

42*223
41,708
39,599
24,147
37*521

90,147
88,306
78,281
48,718
54,967

1,003,799
1*005,461
889,811
591,276
769,012

230
222
206
136
191

160

3.007

4,335
5.872
6,743
5,507
2*855

39,959
39,508
38,478
37,948
37,231

58*963
60,515
64,361
64,566
69*462

820*877
911,360
916*536
910*189
1.003*745

202
202
199
195
190

3*130
4*042
3,575
4*136
5*832

36,379
35,603
35,234
34*873
34,353

70.834
74,701
76,377
80,914
91,683

1*100*107
1,187.463
1,222,965
1,540*557
1,922,911

189
187
186
186
166

6,850
7,410
7,201
9*244
9*676

33,586
33*985
34*331
34,014
34,420

106*314
116.650
123.901
128*800
133*792

2,195*516
2*159,760
2,071,152
2,083,558
2,076,804

184
179
178
175
172

12,812
14,416
15,149
15*259
17*475

35,079
36,261
36*781
37,786
40*576

140,367
144,405
151,626
155.430
159,807

2,156,556
2,243,077
2*425*422
2*483*286
2*553*442

173
170
165
163
162

2,674,585

160

1935
1936
1937
1938
1939

100
244

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

10
25
15
100
100
50

3*000
550
650
400

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

34
66

1*904
440

1,137
1*326

134
137
131

462

Maryland

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1S97
1898
1899

53*359
53.978
61*089
74*547

446
470
660
697

15*846
19*049
24*749
31.000

37*067
34*459
35.660
42.850

1900
1901
1902
1903
1904

79*281
83*155
100*418
104*663
93*623

895

1*063
1*319
1.099
1*379

36.403
41.894
51.897
54*319
43.417

41*983
40*198
47,202
49*245
48,827

1920
1921
1922
1923
1924

310*915
303.317
305.085
330,417
346,568

19*163
24*804
32,849
36,264
42,110

116,701
106*711
115,431
118,731
121,625

173,051
169,802
156*805
175*402
182*653

1905
1906
1907
1903
1909

96*615
107*878
108*037
99.244
102*891

1.563
2.542
2*689
2*882
4.327

46.985
50*089
48*955
43.996
44.289

50*067
55,247
56,393
52*366
54*275

1925
1926
1927
1928
1929

374 i 693
403.375
406*973
410*334
436.179

51,889
55,617
56,667
58*033
62*347

138*318
158*171
160,629
172.551
189.391

184*486
189*587
189*677
179,750
164*441

1910
1911
1912
1913
1914

119*932
129*801
141.129
154*261
156*367

8*193
9*386
7.864
13*403
12*066

48*349
53*748
56.355
56.322
58*028

63,390
66*665
76*890
82.536
86.273

1930
1931
1932
1933
1934

413.105
376.353
294.964
134.063
155.946

46.221
54.623
50,082
26,270
40*139

184*286
158.349
119*249
47,776
48,702

160.598
163*381
U5.633
60.017
67,107

1915
1916
1917
1918
1919

160*222
181*930
203.840
229.649
253.910

13*994
13*944
14*677
14*477
14*931

56*012
69 i 423
76.817
86*224
106*096

90.216
98*563
112,346
128*946
132*883

1935
1936
1937
1938

146.386
146.308
164*958
166,429

39*322
42,214
45,657
49,628

43,012
38.900
39*743
38*161

64.052
65*194
79,558
78,640

Loans1
Year

Commercial,
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

45,610

1,869

50*413
60,572
65,700 .
48*828
46*177

1,167
1,944
867
1,280

1940
1941
1942
1943
1944

164.896
204.168
200*830
161*158
288.675

1945
1946
1947
1948
1949

229,965
288*571
335*628
382,174
372*036

46,462
72,476
104,371
121,455
109,247

1950
1951
1952
1953
1954

417.746
502*444
528,644
613,542
646,605

118,655
147.679
147,647
172.323
167.425

1955

751,853

187,730

To
others

On
farm land

On
residential
property

Other
Other

to
individuals

AH
other

33,754

10,515

54,103

11.538
11.413
12,398
11*912
11*995

62,833
66*924
58,940

8.608

32.998
40.596
42.330
40,320
37.921

30,474
35,169

16*362

69,532
69,311
32.663
26,053
18,085

6*775
10.560
13.939
15.206
16.076

38.657
51,458
81*745
96,535
100,134

11.878
17,713
25,072
32,839
34.571

31*118
45*446
65.237
79*718
84*408

12,781
14.638
11.804
11.183
10.959

4.824
12.399

21*146
43.590
46.169
61,523
65*602

16.037
18*194
16.848
20*067
20.974

107,164
119,148
126*769
141*154
153.286

32.924
36*379
42.356
45.154
49.416

108.839
120*535
132*838
158,021
167,047

14.071
20*030
13*131
16.388
19.272

19,927

64.672

22.726

186.161

56.626

191,584

30.250

5,778
10*762
6,969
797
959
1.295

2,368
1,306
4.133

12,749
11.895
10*546
10,204
126*845

13.198
10.824
10,047

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Real estate

9.013

9,127

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maryland

463

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

12t812
14.301
16*968
31*912

6*296
6*005
5*777
9,393

740
1,240
3,365
3*431

5,776
7,056
7*846
19*088

20*412
20,445
23,395
29*691

2,068
2*075
1*983
4*604

8*413
8*148
7.477
8.990

9,931
10*222
13*935
16*097

4,046
4,267
4*691
6,282

90.629
92.991
106.163
142*432

1900
1901
1902
1903
1904

35*902
39*249
40*363
47*484
54*123

9*733
9*310
9*116
9,191
10*186

4,652
3,926
5,663
7,813
11,613

21*517
26*013
25*564
30,480
32*124

30*031
38*036
35,771
31.297
37*561

3*768
4*563
3*097
3.169
2.532

9.116
8*115
9.745
7*696
8*967

17,147
25,338
22*929
20*432
26*062

10,149
7,225
8,910
12,071
8,449

155.363
167*665
185.462
195.515
193.756

1905
1906
1907
1908
1909

58*690
58*582
66*066
69*426
64*687

10*657
9,340
9,167
13*221
13*370

12*185
9*127
11*016
10*375
10*859

35*848
40*115
45,883
45,830
40,458

37*846
41*787
39,694
41,431
45,353

2*944
3*308
4*128
3.413
3*671

8*961
11.531
11*565
10*315
11*491

25*941
26*948
24,001
27,703
30,191

13*092
15*995
16*493
13,377
10,624

206*243
224.242
230*290
223*478
223*755

1910
1911
1912
1913
1914

63*578
65*135
66*494
68*343
69*116

13*076
12*662
13*076
13*246
13,280

10.780
12,143
10*926
10*670
9*311

39,722
40*330
42*492
44,425
46,525

52.966
52,213
54,061
50,404
62.398

6*530
3*779
4*235
4*598
8*691

11*209
10*881
11.716
10*662
13.385

35,247
37,553
38*110
35*144
40*322

12*885
12*932
12,603
13*823
13*311

249*381
260*081
274*287
286*831
303*192

1915
1916
1917
1918
1919

75*408
77,579
92*664
110*823
172*473

13,216
11*224
11,046
29*460
79*783

9*289
10*575
11*444
11*916
12,676

52,903
55,780
70*172
69*447
79.814

56,210
73,112
73*098
80*193
106*690

4,022
10*625
5*140
13,443
27,769

9.655
10*250
11*333
8*709
10*751

42,333
52,237
56*625
56*041
66,170

13.577
16*094
17*956
17,333
20.383

305.417
346*715
387*558
437*996
553.456

1920
1921
1922
1923
1924

141*772
143*819
148*955
162,753
151*383

47*067
44,644
41,231
52,723
37,411

11,563
13,664
14,151
14*575
15,900

63*142
85*311
93.573
95,455
98,072

95,854
64*560
104*827
86*196
100*942

24,928
21*203
23*142
26*434
27*682

13.112
9*979
6,067
7,243
8*191

57,814
53,378
73,598
52*519
65*069

21*888
22*842
18*915
22*470
24.372

570.429
554.536
577,782
601*836
623*285

1925
1926
1927
1928
1929

164,868
179,311
201,163
211*641
203,491

51*599
44*511
45*246
39*837
42*427

17,158
16*836
16*553
20*067
18*261

116,111
117,964
139*384
151,737
142*803

107.687
106*338
114.133
104.997
102,178

30*257
29.807
33,020
30*646
22*659

9*521
9,664
10*850
8*324
7.763

67*909
66,867
70*263
66,027
71*536

27*416
29*606
30*503
34*666
37*315

694.664
718*630
752.792
761.636
779.163

1930
1931
1932
1933
1934

222*747
241*871
234*096
173*569
242.629

51,570
57,761
63,577
89,876
144*865

15*162
20*560
25*001
21,103
19,427

156,015
163*550
145,518
62,586
78*537

105*094
114*811
85*800
70*270
130*015

22*486
18.216
13.712
11.399
11.156

6*960
9*730
8*607
6*165
7*711

73*648
86*863
63*281
52*706
111*148

42*177
36*654
35.788
16*155
22.213

783*123
769.669
650*646
394*057
551*005

1935
1936
1937
1938
1939

261,653
324.732
292*384
295,118
325,708

177*140
237,599
205*706
216,321
256,310

21*439
21,459
18*741
17*515
15,062

63*074
65,674
67,937
61,282
54,336

160*388
176.559
189.586
177.208
237*406

15*566
20*562
22*393
18*573
18,558

12*485
15,555
16,270
15,894
20*148

132*337
142,422
150,923
142*741
198*702

23.622
22,941
21,586
21*060
19*923

592.049
672*540
668*514
659*815
751*994

1940
1941
1942
1943
1944

292,303
297*244
456,964
765*414
949,232

232,949
236,602
395,802
712,647
903,626

13,922
16*807
18,039
16*276
13,740

45*432
43*835
43*123
36*491
31*866

345*208
406*851
286*616
314*704
348.799

17*184
31.489
29.812
31*406
37.191

20,411
24*051
23*953
26*885
23*991

307*613
351*311
234,853
256*413
287*617

21,675
21*260
21*498
20,954
21,742

644.082
929*523
967*910
1*262*230
1*608*646

1945
1946
1947
1948
1949

1,229.135
1*104*686
932.922
870.794
873,476

1,185*492
1*046,334
667*349
800*451
790*674

13.336
14*092
19*274
25*513
31*568

30,307
42,260
46,299
44,630
51*234

350*988
332.640
347.347
366*249
363*423

33*136
37*076
57*557
67*642
57*781

23,459
24,497
30*480
34,892
32*454

294*393
271,067
259*310
263,515
273*166

20,962
19,158
19*081
19*467
21,432

631.070
745*055
634*976
638*684
630*367

1950
1951
1952
1953
1954

911,165
669,587
951,275
903,276
951,735

831,785
772,312
810,594
759*224
601*117

38*323
55,267
76,716
99*199
106,136

41*057
42*006
63*965
44*853
44*462

346*433
391.733
449.571
449,814
413,117

63.222
71.543
81.684
65*791
75.284

27*662
30*300
40*642
44,127
45*835

257*549
269*890
327*045
319*896
291,998

23*326
23*545
26,339
27*707
29*475

.700.672
.787*309
*955*829
99,4*339
2*042.932

940.365

784.542

79.731

45.033

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2*141*071

464

Maryland

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1696

Interbank

U.S.
Government

Other
demand

Other
time

44*251
43,828

3,128
3,433

46,880
70*843

3,503
6*667

66*704
75.357
65,059
87,510
86,186

6*949
9*426
11*669
13,511
12,277

96*047
102*942
98*973
96*661
90*633

15,306
16*245
20,663
21*864
24,604

105,600
106,206
111,669
112*318
126*226

35,983
44,303
45*723
51*396
52*163

132,106
149*296
166*374
182.789
241*057

58*226
70*903
84*777
100*142
129*166

242,905
229*186
254*706
252,830
256,472

142*465
154*459
173,293
182*468
197*692

7.371

284*135
290*821
291*701
258,733
279*220

233*115
243*606
266*622
315*377
299*233

10*068
14,366
9,373
12,915
34*234

272*556
246*004
200,573
141.267
187.197

314,850
322*106
250,330
134*206
189*462

71,316
61,038
73,626
76*621
101.655

20,948
44,800
12*832
12*521
29*456

235*654
272*710
298.039
287.293
336,198

160*652
192*856
201,169
200,204
202.363

1943
1944

761,746
844*070
882,155
1*172,434
1,510*650

127*248
131,761
104,878
116,017
103*372

36*023
33*057
17*957
106*149
367,711

389.248
466,324
545,890
706.913
746.769

209*227
212*928
213,430
243*355
290*998

1945
1946
1947
1946
1949

1,724,400
1,629,271
1,514*050
1*513,661
1*501,207

118.971
109*023
94.566
98.696
86.627

421,863
159,522
10*447
23*903
22*633

822*144
936*075
967,925
956,891
967,003

361*422
424*651
441*112
433*971
424*744

1950
1951
1952
1953
1954

.560*815
,644*984
,804*037
,835*621
876.167

89.579
89,688
98,390
102,541
99*061

42*964
59.799
61*259
47*821
69,556

1,004*409
1,077,017
1*188,450
1,231457
1*205,703

423*863
416*460
435*938
454*002
501*847

97.383

74*502

1897
1896
1699

53*935
55*630
61*206
94*394

6*285
8.277
10,158
13*723

271
292
665
2.961

1900
1901
1902
1903
1904

95,172
106*924
119,700
124*911
125*601

18*912
19,649
20,008
20*675
24,942

2,492
2,944

1905
1906
1907
1908
1909

139*092
152*964
152*023
147*454
146*677

26*426
28.741
26*519
25,742
29,622

1910
1911
1912
1913
1914

173*541
183*614
193*693
201.392
220*626

30,865
32,380
35,532
36,435
40*383

1,073
725
769

1915
1916
1917
1918
1919

224*130
263*216
297,631
333,351
422*748

32,586
41.541
43.654
41,086
39,388

1*210
1,476
1,026

1920
1921
1922
1923
1924

426*164
416*146
466,904
476*953
506,144

40*250
29,311
39,139
34,929
45,476

1925
1926
1927
1926
1929

566,684
584.959
606,637
613,422
630,752

45,533
45,097
45,210
37.856
44*928

3*901
5*435
3*104
1*454

1930
1931
1932
1933
1934

642,862
636,388
503,637
323*046
467*229

45,406
51,910
43,361
34,636
56,336

1935
1936
1937
1938
1939

508*570
591,404
565*666
578,639
669*672

1940
1941
X942

1955

2*607
3,215
2*196

1,309
3,036
5,868

3,167

iei8

1*243
1*856

9,332
13,117

524
3,190
1,766
6*706
4*502

Maryland

465

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1996
1899

396
446
666
569

4*568
4*370
4*081
4*886

22
33
1*895
440

22*096
21*257
23*904
25*966

9*610
11*055
14.411
16.177

90*629
92*991
106*163
142*432

104

1900
1901
1902
1903
1904

870
468
1*399
1*895
2*081

6*399
6*300
5*787
6*400
7*299

644
1*315
374
2*169
716

30*333
29*676
32.748
31*182
30*763

21.945
22*982
25*454
28.956
27.296

155*363
167*665
185,462
195.515
193.756

123
135
144
156
162

1905
1906
1907
1908
1909

1*434
1*740
2*482
1*642
1*474

8*761
9*570
11*020
12*641
12*193

616
2*083
5*146
1*737
5*882

29*869
29.937
32*285
32*083
29.945

28,471
27.948
27.334
27.921
27,584

208*243
224*242
230*290
223.478
223.755

171
175
182
190
168

1910
1911
1912
1913
1914

2*846
2*879
5*263
5*175
4*277

12*642
12*234
12*546
12*475
12*439

1*246
1*475
1*165
2*442
2*493

30*236
29*741
30*123
32*350
31.717

28.866
30*138
31*497
32*997
31*638

249.361
260*061
274*267
286,831
303*192

210
219
222
228
231

1915
1916
1917
1918
1919

2*117
4.175
7*491
21*748
42*945

12*402
10*492
8*966
6*971
9*214

2*194
5*253
5.736
5*899
8*466

31.718
32*430
31*697
31*992
32*149

32.856
33.149
35.837
36*037
37.914

305.417
348.715
387*558
437*996
553.456

229
233

1920
1921
1922
1923
1924

44*083
35*766
6*828
19*054
8*410

9*046
9.373
9*730
9*400

14*707
8*131
3*709
5.595
5*473

34*394
37.381
37.993
38.241
36.809

42*035
^7.741
50*436
52.263
55,049

570*429
554*538
577*782
601*636
623*265

243
242
236
237
239

1925
1926
1927
1928
1929

12*902
10*236
17*548
15*631
15*325

9*505
9.626
9.553
7*790
7i399

8*309
10*884
10*942
12*845
13*182

40.214
42.743
43*923
43*279
40*663

57.050
60*162
64*189
68*671
71*842

694,664
716*630
752*792
761*636
779*163

234
234
233
226
225

1930
1931
1932
1933
1934

6*308
5*802
20*820
3*449
1.104

6 867

15*300
12*742
21*169
6*518
6.625

42.223
41.708
39*599
24.147
37*521

69,523
66*962
56.863
28.879
33,682

783*123
769,669
650*646
394*057
551,005

216
206
192
126
179

1935
1936
1937
1938
1939

160

3.007

3*815
5*831
6*598
5*228
2*390

39*959
39*508
38*476
37*948
37.231

36*538
35,797
37,672
37.756
42,701

592*049
672*540
666,514
659,815
751,994

189
189
187
183
178

2*415
3*211
2*903
3*375
4*905

36.379
35*603
35*234
34*873
34*353

43,542
46.629
47.616
51*548
58.515

844*082
929,523
967,910
1*262.230
1*608*646

177
175
175
175
175

5*691
5*864
5*986
7*006
6*846

33*566
33*985
34*331
34*014
34*420

67*378
75*935
60*511
83,901
87*644

1,831*070
745*055
634)978
*638684
,630,367

174
170
169
166
163

400
650
400

9*160
9*601
13*111
12*504
14*458

35*079
36*261
36*781
37*786
40*576

92*618
96*463
101*500
107,578
111*331

,700,672
,787,309
955*829
1*994*339
2*042,932

164
161
156
155
154

75

14*461

41*621

120*904

2*141*071

152

100
244

1940
1941
1942
1943
1944

25

1945
1946
1947
1948
1949

100
100
50

1950
1951
1952
1943
195*

10

15

3*000

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

9.912

6.087
8*560
8*018
4*844

106
111
113

232,
237
241

466

Maryland

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Losins

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

41.297
41,739
46*295
51*024

254
261
307
451

12*425
13.603
15*063
22.102

28.618
28.675
30*925
28.471

1900
1901
1902
1903
1904

52*940
55*266
60*689
65*055
64*307

487
521
569
572
565

23*665
25.509
27*894
28*052
27*666

28*568
29.236
32.226
36.431
36*076

1920
1921
1922
1923
1924

139.797
153*602
142*914
153*627
146*760

1*640
2*024
2*951
3*334
4*111

48.264
44.104
43.990
46*105
40*997

109,193
107*474
96*573
104,186
103,672

1905
1906
1907
1906
1909

69*391
74*537
76.160
72.545
75.359

581
605
636
560
590

28*494
29*657
31.175
26*438
28*783

40*316
44*275
46*349
43,527
45.986

1925
1926
1927
1928
1929

152.217
155.216
157.152
152.661
153.019

5,209
5,688
6,441
8*062
9*412

49*230
49*330
50*325
59*687
53*392

97*778
100,198
100,386
85*112
90*215

1910
1911
1912
1913
1914

82*862
86*160
90*036
94*416
92.797

5*7
481
595
614
782

31*324
32.545
32.520
32.475
31.098

50*991
55,154
56.921
61.327
60,917

1930
1931
1932
1933
1934

128.750
102.301
81.270
60.940
58,883

9*184
9*350
10.202
7.944
9*553

45*803
34*904
23*993
17.238
17*372

73.763
56*047
47*075
35*756
31,958

1915
1916
1917
1916
1919

92.044
98.184
106.399
125*515
135*024

947
1.635
1*280
1*165
1*185

33*292
35.903
37.250
41.344
52*567

57*805
60,646
69.869
83,006
81,272

1935
1936
1937
1938

55,332
52,995
61,761
63*336

11*233
11.836
13*377
14*650

15*853
14.074
17*066
16*860

28,246
27*063
31*338
31.626

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

63*972

23,770

5,793

3,592

10*602

1940
1941
1942
1943
1944

68.994
76.350
75.312
57.785
106*696

25,337
29*656
32,879
23*258
22,427

391
989
101
553
2,081

5.361
5*295
4*860
4*566
53*136

3*662
3*652
3,825
3,299
3*287

10*607
12.897
13*019
12*730
11.524

3.366
3.490
3,434
3.081
2*742

6,206
4.866

20,050
20,171
17.194
4.092
6*633

1945
1946
1947
1948
1949

72.903
95.235
106*539
126,101
126*982

19,700
31,142
44.880
53,474 ,
45*956

5,735
4*163
459
256
391

19,143
23,385
10.309
9,235
6,486

3.397
4.114
5.273
5.448
6.318

10*956
13,082
21,917
27,801
31,545

2*332
3.596
6.154
9.356
11.244

5*245
6*645
14*620
20*401
21.558

6.395
7.108
2.927
2.470
4.124

1950
1991
1952
1953
1954

145*981
163*592
198*329
236,447
246,019

52,667
67,441
72,776
82,344
74,325

1*941
936
3*605
4*021
6.072

8*731
30.968
34.089
49*467
53*746

6.444
7.542
7.678
8*295
6,986

33,212
30*844
34*534
38.347
41.812

10,755
12,105
13*672
14*241
16*647

26.462
24,660
26,792
33,854
37,191

6,612
10,070
6.210
6*721
8*626

1955

317,330

86,111

12.357

56*889

9*976

52.616

24*927

63,923

10,340

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maryland

467

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated! Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

9*636
10.602
10*536
15*309

6*051
5.917
5.774
9.353

523
664
696
870

3*062
4.001
4.068
5*066

17.118
17.173
19*433
22*993

1*613
1*819
1*857
3*875

7,161
7.537
6,308
7,774

8*344
7*817
11*268
11*344

3*111
3*221
3.617
3.575

71,162
72.735
79,883
92,901

1900
1901
1902
1903
1904

16*629
17*544
18*342
19*458
23*156

9.731
9.308
9.114
9*189
10*184

1*007
1*202
1*346
1*499
1*894

5.891
7*034
7.660
6.770
11*078

24*351
25,186
26*983
24*004
29.712

3,135
4,081
2,736
2,917
2,381

7,792
6*929
8*423
6*740
7,572

13*424
14,176
15*824
14*347
19*759

3*567
3*609
3*912
4.825
4*261

97*467
101*605
109*926
113*342
121*456

1905
1906
1907
1908
1909

26*232
25*891
28*526
31*782
31*328

10*655
9*338
9*167
13*221
13.169

2*274
2*417
2.627
2.707
4*534

13*303
14.136
16*534
15*854
13*625

29*704
32,925
30*543
32*745
32,954

2*629
3,174
3.614
2,707
2.919

7*954
,154
455
018
1 *281

18*921
21*597
16,474
21.020
19*754

4*631
6*802
9,396
6,829
6*183

130*156
140*155
146*627
143*901
145*824

1910
1911
1912
1913
1914

30*644
30*694
31*225
31*155
31*248

12*876
12.459
12*876
13*044
13*238

4*461
4*808
4*256
4*337
31*221

13*287
13*427
14*093
13*774
14.789

36,914
34*744
37*956
35,302
43.003

6.276
3*545
3*982
4*316
8*216

626
261
.990
.634
10,794

20*812
21*918
23.984
22*352
23.993

6*563
6*509
6*497
6*662
6*577

156*983
160*127
165,714
167*735
179*625

1915
1916
1917
1916
1919

34*297
34*856
41*399
52*635
96*275

13.192
11*224
11*048
20*936
59*936

5*129
5*068
!i*432
!i892
5.936

15*976
18*564
24.919
25.607
30*403

32,212
41*944
44.123
49.363
69*839

3.655
10*097
4.769
12*544
26*925

7*601
7,400
7,878
5,523
6*595

20.956
24.447
31.476
31.296
36*319

6*476
6*520
7*793
8*477
11*160

165*029
11504
201*714
235*990
312*296

1920
1921
1922
1923
1924

65*560
64*651
64*169
70*554
60*679

31*371
26.777
23.000
30.857
20*973

5.333
5.508
5.743
5.688
8*655

28.856
32 .366
35*426
33*809
34.051

61,309
48,029
49*912
49*066
55*345

23,714
20.191
22*065
22,159
21,777

7.750
5.554
.783
.274
.405

29*845
22*284
24*064
23,653
30.163

11*042
10,994
7*717
9,906
9,408

297*708
277.276
264,712
283,173
274*212

1925
1926
1927
1928
1929

83*060
78*678
87*663
84*460
77*487

35*093
27*071
29*461
20*529
19*302

6*908
6*049
7*777
7*512
7.824

41.059
43.558
50.425
56.419
50*361

54,294
54*931
56*410
55.958
46*828

23*509
23*167
24,336
24,565
16,809

.684
.576
.081
2.994
2*712

26*901
28*186
27.993
28,399
27,307

10*560
10*989
11.213
13,416
10,124

300,131
299*614
312*438
306*695
287.458

1930
1931
1932
1933
1934

81*216
89*252
98*669
113*211
159*103

25*562
26*466
36.087
74.108
113*276

7.317
7.959
12.681
10.788
9*422

46,317
54*827
50*101
28.315
36*403

43.502
35,521
30.165
40,834
71*413

13*931
10,309
8*466
9*099
9049

2.711
2*636
2*807
3*129
3*344

26.660
22.356
16.910
26*606
59*020

6*756
6.052
6*222
7,081
8,156

262*226
235*126
218,546
222.066
297,555

1935
1936
1937
1936
1939

159*191
203*536
163*590
172*811
206*645

128.239
173.241
134.407
145.686
182*913

9*562
1.393
6*307
6.621
5.192

21*390
21.902
22*876
20*502
18*540

92,260
93.745
105*645
92*226
104*244

10*058
13*176
14.784
12*361
11,485

3,674
4,769
4,828
3,702
4*747

78*528
75*800
86,033
74*163
86*012

7,799
7,443
7,187
7,167
6.956

314,582
357,719
338,203
335,540
381*819

1940
1941
1942
1943
1944

181.717
163*004
252*909
402*243
450*068

158*429
140*202
231.215
381.482
431,929

3*190
5*160
5.653
6.188
9*274

18*098
17*642
16*041
14,573
12*685

186*154
229*484
147*031
151,522
177*705

10,614
19,369
16,504
20,701
22,668

6*473
8*142
11*283
11.494
9*441

166,867
201,973
117,244
119*327
145,596

7*037
6*754
6.959
6*477
7*641

443,902
475*592
482,211
616,027
742,132

1945
1946
1947
1948
1949

576.554
527*521
436*858
408*170
415*356

557.947
507.355
415.535
382.030
375.614

4*288
4*330
6*597
9.658
13*297

14*319
15,836
16,726
16,482
26,445

174*191
159,149
167,287
182,762
191,371

21,256
26,274
35,666
46,912
39*346

6.782
9,495
11*143
13*389
12*330

144,153
123,360
120*476
122*461
139*695

7*026
7*064
6*245
6*462
7,205

830,674
788,969
718,929
725,495
740,914

1950
1951
1952
1953
1954

436*081
373*174
395.935
364*566
360*620

402.631
337*671
327.902
301*137
314*574

16*044
19*490
33*511
481*739
52*908

17,406
16*013
34*522
14*690
13*138

174*432
188*339
211*899
213*258
189*782

39,397
45*976
47,853
53,470
47,225

9,916
10*419
13*983
14*346
15,276

125*119
131,942
150*063
145*442
127*261

7*916
7,375
7,990
8,261
6,909

764*410
752*480
614*153
622*532
825,330

416,666

343,605

217*592

54,226

17*431

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

12,106

468

Maryland

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

U.S.
Government

Other

Other
time

41*601
42*893
49.738
63*317

5.932
8*126

271
292

9.899
13*080

665
2*961

34.273
33*279
37.607
45*636

1*125

1898
1699
1900
1901
1902
1903
1904

66*189
70.139
75.083
75*660
83*608

17*866
19.262
19.765
19*591
21,707

2*607
2*492
2*944
3.215
2*196

44*076
46*205
49*822
49*975
56*433

1*620
2.160
2.552
2.899
3*272

1905
1906
1907
1908
1909

90*855
97.026
98*194
97.099
100.223

25.214
27*150
25*064
24*674
27*855

1*309
3*036
5*868
3.167
1*616

60.283
62.074
60.147
60.414
58*321

4.049
4*766
7*115
8*644
12*229

1910
1911
1912
1913
1914

108.321
112.249
115.666
118.272
126.311

29.002
29*464
32.205
32.557
34,800

1.073
725
769
1*243
1*856

59.362
61.125
59*952
59*489
69.393

18.864
20.935
22.742
24*983
20.262

1915
1916
1917
1918
1919

118*837
135.525
151*044
173.802
227,279

27*404
35.510
37.149
34.540
34.830

1.210
1*476
1.026
8.862
12.397

67.513
69.372
77.120
89.759
130.558

22*710
29.167
35*749
40*641
49*494

1920
1921
1922
1923
1924

209*058
194*376
206*942
214*987
219.490

34.914
24.547
33,550
29,157
36.147

524
3*190
1*766
6*706
4*502

120.116
108.209
107.467
107.644
102.738

53*504
58*430
64.159
71.280
76*103

1925
1926
1927
1928
1929

239.741
241,390
246,014
240,525
233.890

33*540
35.057
33,539
26.920
33*296

3*901
5*435
3.005
1*454
5*665

109.771
110.550
108*134
98*135
66*319

92.529
90*348
101*336
112*016
108*610

1930
1931
1932
1933
1934

217.041
196,623
177.183
188.404
262.294

31.027
29*096
24*284
29*660
47.102

5*824
7*475
4.478
8*383
25.987

76*265
62*352
59*670
73,535
95*171

103*925
97*700
88*751
76*626
94.034

1935
1936
1937
1938
1939

279*838
325,741
305*982
303.435
348*627

57*304
66.177
57.045
61.235
80.131

14*396
30*527
8*153
7.933
20.281

114.138
133.355
143*600
137*932
152.454

94*000
95*682
96*984
96*335
95*761

1940
1941
1942
1943
1944

411.055
441*106
447*953
581.861
702,029

99.253
98.593
79.778
84*236
75*586

24.497
20.830
10.973
63*416
164*001

189.481
224*872
264.575
334.035
346.229

97.824
96*811
92*627
100*172
116*213

1945
1946
1947
1948
1949

785*527
739.426
666.370
673,891
687*416

84*611
75,565
65.301
67.911
57,644

191*689
76*284
5*783
13*657
14*960

369.099
421.905
425*205
423.137
444*232

139.928
163*672
172*081
169*166
170.360

1950
1951
1952
1953
1954

705*274
696,302
755,339
760.361
760.718

57*932
56.958
63.647
66*523
62*852

25*261
31*543
42*565
27*673
37*546

455*656
454*160
491*418
504*037
490*131

166*423
153*641
157*669
162*126
170*189

581*502

202*864

1896
1097

1*196
1*367
1*438

Maryland

469

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat] onal
ba
no les

Borrowings

Surplus and
other
capital
accounts

QXU
liabilities

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

396
446
657
564

4*566
4.370
4*061
4*886

10
8
109
367

17*055
17*055
17*025
15*695

7.532
7,963
8*273
8.072

71.162
72.735
79*883
92,901

68
66
70
69

1900
1901
1902
1903
1904

860
441
1*851
2,061

399
.300
.787
*400
299

49
52
69
646
243

15*033
15*647
16*817
16*979
16*390

8.957
9,026
10,780
11*786
11,855

97,487
101,605
109,926
113.342
121*456

69
76
82
86
88

1905
1906
1907
1908

1*422
1*734
2*456
1*632

1909

1*136

,761
,570
11*020
12*641
12*193

360
1,869
4*244
1,519
744

16,785
17,345
17*568
17*826
17,677

11,975
12,591
13,145
13*182
13.851

130,158
140,155
146,627
143*901
145*824

89
91
97
101
102

1910
1911
1912
1913
1914

2*304
3,872

12,642
12*234
12,546
12*475
12*439

1,029
995
909
992
1*049

18*450
17*582
17,583
16*963
15.980

14.386
14,763
15.136
15.462
14,823

156*963
160*127
165.714
167.735
173*625

108
107
107
105
101

12*402
10*492
6,966
8*971
9*214

468
1*199
2*698
3*809
6*538

16*380
16*230
15*955
15*980
16.430

15,674
15,065
16,575
16,345
17,273

165,029
181,504
201,714
235*990
312*298

100
97
95
95
96

10,636
5*083
1,413
2,500
835

16*614
18,464
18*429
18*104
16*754

18,579
22.629
23.637
23.391
22,916

297,708
277.276
264*712
283*173
274*212

92
90
87
85
85

1*390

2,155
3,551
3*023

1915

1,068

1916
1917
1918
1919

2*993
6*476
17,083
35*564

1920
1921
1922
1923

33*775
27*351
4*379
14*461

1924

4,617

9*046
9*373
9,912
9*730
9*400

1925
1926
1927
1928
1929

8.307
4*551
12*153
10*173
6*669

9.505
9*626
9*553
7,790
7,399

1*568
2.436
1*699
4*389
1,576

17,279
18*339
18*409
16,234
14*359

23.731
23.472
24.610
25*584
23*565

300*131
299*814
312*438
306,695
287*456

84
84
84
64
82

1930
1931
1932
1933
1934

1,727
1*049
3*287

718
305

6.887
6,087
8,560
8,018
4*844

1*311
1,015
896
1*097
1*351

13,109
11.309
10,992
10*527
13*225

22,151
19,043
17.628
13*302
15*536

262.226
235.126
218.546
222*066
297.555

77
73
68
45
62

43

3*007

1*103
1*172
1*179
842
869

14*501
14*429
13*949
13,812
13,636

16*090
16.377
17,013
17,427
18.487

314.582
357.719
338*203
335*540
361*819

63
63
63
63
63

915
994
1*211
1*830
2.973

13*687
13*582
13*409
13*329
13.277

18.245
19.910
19,636
21.007
23*828

443,902
475,592
482*211
618*027
742*132

63
63
63
63
63

2*371
1,718
1*465
1.531
1.372

14*091
14*295
14*195
14,195
14,520

28,685
33,530
34,799
35,878
37,606

830*674
788*969
718*929
725.495
740.914

63
64
63
62
61

1.902
2.160
2,267
2,977
3.039

14.645
14,220
14,360
14,910
14.960

39.569
39.796
41.767
43*634
46.213

764*410
752*460
814.153
822*532
825*330

61
59
59
58
58

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

80
24

25

100

3.000

400
650
400

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

470

Maryland

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All

Collateral

Year
Total

other

1896
1897
1898
1899

12*062
12.239
14,794
23t523

192
209
373
246

6*246
9.686
8.898

3,421

8.449
5.784
4,735
14.379

1900
1901
1902
1903
1904

26.341
27.889
39.729
39*608
29,316

408
542
750
527
814

12*538
16*385
24*003
26,267
15,751

13.395
10,962
14,976
12*814
12*751

1920
1921

1905
1906
1907
1908
1909

29,224
33.341
29,877
26,699
27,532

982
1,937

2,053
Z302
3,737

18.491
20.432
17*780
15*558
15.506

1910
1911
1912
1913
1914

37,070
41,621
51.093
59*845
65,570

7,646
8,907
7,289
12,789
11,284

1915
1916
1917
1918
1919

68.178
83.746
95,441
104.134
118,886

13.047
12.309
13.397
13,312
13,746

Real
estate

Collateral

All
other

1922
1923
1924

151*118
149.715
162*171
176.790
197*808

17,523
22.780
29,898
32.950
37,999

70,437
64*607
72*041
72*626
80*828

63*158
62*328
60*232
71t214
78*961

9*751
10*972
10.044
8.839
8.289

1925
1926
1927
1928
1929

222*476
248,159
249.821
257,473
283*160

46.680
49,929
50,226
49*971
52,935

89*088
106*841
110*304
112*864
135,999

86.706
89,389
89*291
94*638
94*226

17*025
21.203
23*835
25,847
26,930

12*399
11.511
19.969
21*209
27.356

1930
1931
1932
1933
1934

284.355
274.052
213*694
73*123
97*065

39,037
45,273
39,880
18*326
30*586

138*483
123*445
95.256
30.538
31.330

106,835
105*334
78.558
24.259
35*149

22.720
33.520
39.567
44*880
53*529

32.411
37,917
42*477
45,942
51,611

1935
1936
1937
1938

91*054
93*313
103,177
103.093

28,089
30.376
32*280
34,778

27.159
24.826
22,677
21.301

35.806
38*111
48*220
47,014

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

1.139

On
residential
property

Other

Other
loans
to
individuals

All
other

22*952

1940
1941
19^2
1943
1944

115.902
127,818
125,516
103,373
182*177

25,076
30,916
32.821
25,570
23,750

776
955
766
727
3,697

7.388
6.600
5*666
5*638
73.707

9*516
6.972
6*222
5*714
5,321

22*191
27*699
29,311
27.590
26.397

6.172
7,923
8*964
8*831
9*253

24.266
30*303

42.783
46,753
41,746
5*035
9,749

1945
1946
1947
1948
1949

157,062
193*336
229.069
254*073
245,054

26,762
41*334
59,491
67,961
63,291

5*027
28C6
338
703
904

50.389
45.926
22.354
16*818
11.597

5.378
6*446
8.666
9.758
9.758

27.701
38.376
59*828
68.734
68*589

9.546
14.117
18*918
23*483
23,327

25*673
36.801
50*617
59*317
62*850

6*386
7*530
6*877
8*713
6*635

1950
1951
1952
1953
1954

271,765
318,852
330,315
377.095
402.586

65,988
80*238
74.871
89,479
93,100

447
368
328
803
6.327

12.415
12.622
12,080
12.056
11.856

9,593
10.652
11.170
11,772
11,968

73*952
86.304
94.235
102*807
111.476

22*169
24.274
26*684
30*913
32*769

82*377
95*875
106*046
124.167
129*856

7.459
9*960
6*921
9.667
10.646

1955

434.523

99,619

7,570

7,783

12,750

133.345

31.699

127*661

19,910

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Maryland

471

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments

Year
Total

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Amounts in thousands of dollars]

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

1896
1897
1898
1699

3(176
3699
6.450
16*603

245
88
3
40

217
556
2*669
2.561

2*714
3*055
3.778
14*002

3.294
3.272
3.962
6*698

455
256
126
729

1*252

1900
1901
1902
1903
1904

19.273
21.705
22.021
28*026
30.967

2
2
2
2
2

31*645
2*724
4*315
6.314
9,919

15*626
18.979
17.704
21.710
21.046

5*680
12*850
8*788
7.293
7.849

633
502
361
252
151

1*324
1*186
1*322

1905
1906
1907
1908
1909

32*458
32.691
37.538
37.644
33.359

2
2
201

9.911
6.710
8*189
7*668
6*325

22.545
25.979
29*349
29*976
26*833

8.142
8*862
9.151
8.686
12.399

1910
1911
1912
1913
1914

32i934
34*441
35.269
37*188
37*868

200
203
200
204
42

6.299
7.335
6.670
6*333
6*090

26.435
26.903
28*399
30.651
31.736

1915
1916
1917
1918
1919

41*111
42*723
51.265
58.188
76.198

24

8*524
19*847

4*160
5.507
6*012
6*024
6*940

1920
1921
1922
1923
1924

76.212
79.168
84*786
92*199
90*704

15.696
18*067
18*231
21*866
16*438

1925
1926
1927
1928
1929

101*808
100.633
113.520
127.181
126.004

1930
1931
1932
1933
1934

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1.587
2*405
2*667
4.753

1*046
1*074
2*707

19.467
20*256
26*260
49.531

1*395

3.723
11*162
7*105
6*065
6*303

6*582
3*616
4*998
7.246
4.168

57.876
66*060
75*536
62*173
72*300

115
134
514
706
752

1*007
3*377
3*110
1.297
1.210

7.020
5.351
5.527
6*663
10*437

8.261
9,193
7.097
6*548
4(641

78*085
84*087
83*663
79*577
77.931

16.072
17*469
16*105
15.102
19.395

254
234
253
282
475

1*383
1*600
1.726
2*028
2.591

14.435
15*635
14*126
12.792
16*329

6.322
6.423
6.106
6*961
6*734

92.398
99*954
108.573
119*096
129*567

36*927
37.216
45.253
43.640
49*411

23*998
311168
28*975
30*830
36*851

367
528
371
899
844

2*254
2*850
3*455
3*186
4*156

21.377
27,790
25*149
26*745
31*651

7.101
9*574
10*163
8*856
9.223

140*368
167*211
185*844
202*006
241*158

6*230
8*156
8*408
8.687
10.245

54*286
52.945
58*147
61.646
64.021

34.545
36.531
54,915
37.110
45*597

1*214
1.012
1.077
4*275
5*905

5*362
4*425
4*304
3*969
4*786

27*969
31*094
49.534
28.866
34,906

10*646
11*648
11*198
12.564
14*964

272.721
277.262
313*070
316*663
349*073

16*506
17.440
15.785
19*308
23.125

10.250
8*787
8*776
12.555
10.437

75.052
74.406
88.959
95.318
92.442

53.393
51.407
57.723
49.039
55,350

6.748
6*640
8*684
6*081
6*050

5.637
6.086
6.769
5.330
5,071

41*008
38*681
42*270
37*628
44*229

16*656
18*617
19*290
21,250
27*191

394.533
418.816
440*354
454*943
491.705

141.531
152.619
135.227
60*358
83*726

25.988
31.295
27.490
15*770
31.587

7.845
12*601
12*320
10*315
10*005

107*698
108*723
95.417
34.273
42.134

61*592
79,290
55,615
29,436
58,602

6*555
7.709
5*244
2.300
2*107

6*249
7.074
6.000
3*036
4*367

46.788
64*507
44*371
24*100
52.128

33.419
28*602
27*566
9,074
14,057

520.897
534*563
432*102
171.991
253*450

1935
1936
1937
1938
1939

102*462
121.196
128.794
122.307
119.063

48.901
64.358
71.299
70*633
73.397

i;L877
13*066
12*434
10.894
9.870

41*684
43.772
45*061
40*780
35*796

68*128
84*814
83*941
84*982
133*164

5.508
7.406
7.609
6*212
7.073

8*811
10*786
11*442
10*192
15.401

53.809
66.622
64*890
66*578
110*690

15,823
15,498
14,399
13,893
12.965

277.467
314.821
330.311
324.275
370.175

1940
1941
1942
1943
1944

110.586
134,240
204.055
363.171
499.144

74.520
96.400
164*587
331*165
471.697

8.732
11.647
12.366
10*066
8.466

27*334
26.193
27.082
21.918
18*981

159.054
177.367
141.587
163*182
171*094

6.370
12.120
11*308
10.705
14,523

13.938
15.909
12.670
15*391
14.550

138*746
149*338
117.609
137.086
142*021

14.638
14,506
14*539
14.477
14*101

400*180
453*931
465*699
644*203
366*516

1945
1946
1947
1948
1949

652*581
577.165
494*064
462*624
458*120

627.545
540.979
451*814
418*421
415*060

9*048
9*762
12.677
15*855
1H271

15*986
26*424
29.573
28.348
24.789

176.797
173,491
180.060
183,487
172*052

11.880
10*302
21.891
20*930
18*435

14.677
15*002
19*337
21*503
20*124

150.240
' 147.667
136.832
141*054
133.493

13*956
12*094
12.836
13.005
14.227

1*000*396
956*086
916.049
913*189
889*453

1950
1951
1952
1953
1954

475.084
496*413
555*340
538,710
571*115

429*154
434.641
482.692
458*067
486,543

22.279
35.777
43*205
50*460
53*228

23*651
25*995
29.443
30*163
31.344

174.001
203*394
237*672
236,556
223*335

23*825
25.565
33*831
32*321
28.059

17,746
19*881
26*859
29.781
30*559

132*430
157*946
176*982
174*454
164.717

15*412
16*170
18*349
19*446
20*566

936*262
1*034*829
1*141*676
1.171.807
1*217.602

1955

523.719

440.937

25.505

27.602

146*684

19*344

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

611

1*169
1*216

956

935

472

Maryland

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1896
1897
1896

Interbank

U.S.
Government

Other
demand

Other
time

353
151

1899

12*334
12f937
11*468
31.077

259
643

9,978
10,549
9*073
25*005

2,003
2,237
2*136
5429

1900
1901
1902
1903
1904

28*983
36.785
44,617
49.231
41.993

1*026
387
243
1*084
3,235

22*628
29,152
35,237
37,535
29,753

5.329
7*246
9*137
10*612
9*005

1905
1906
1907
1908
1909

48,237
55.938
53*629
50.355
46,454

1,214
1,591
1,455
868
1,767

35,764
40*868
38*826
36*267
32,312

11*259
13,479
13*548
13*220
12*375

1910
1911
1912
1913
1914

65.220
71,365
78,025
83.120
94,317

1*663
2,916
3,327
3,878
5,563

46,218
45,081
51,717
52,629
56,833

17*119
23,366
22*961
26,413
31,901

1915
1916
1917
1918
1919

105*293
127,691
146,787
159*549
195*469

5,182
6*031
6,505
6.548
4.558

64,595
79*924
91,254
93*030
110.499

35*516
41*736
49,028
59*501
79*692

1920
1921
1922
1923
1924

217,106
221,770
261,962
261*966
286*654

5*336
4.764
5.589
5.772
9,331

122.789
120.977
147.239
144*986
155.734

88*981
96*029
109*134
111*208
121*589

1925
1926
1927
1928
1929

326,943
343.569
360.623
372,897
396.862

11,993
10,040
11.671
8.938
11.632

1.706

174.364
160*271
183,567
160,596
192*901

140*586
153*258
165,286
203,361
190,623

1930
1931
1932
1933
1934

425.641
439.765
326.454
134,642
204,935

14,381
22.814
19,077
4,776
9,234

4*244
6,893
4*895
4*532
8,247

196*291
185,652
140*903
67,752
92,026

210,925
224,406
161,579
57*562
95*428

1935
1936
1937
1938
1939

226,732
265,663
279,684
275,204
321*045

14,012
14,861
16.581
17*386
21*524

6,552
14,273
4,679
4*568
9,175

121,516
139,355
154*239
149*361
163*744

86*652
97*174
104*165
103*869
106*602

1940
1941
1942
1943
1944

350*691
402*964
434*202
590.573
808,821

27.995
33,168
25.100
31*781
27,786

11,526
12,227
6*984
42,731
203,710

199*767
241,452
261*315
372,878
402,540

111*403
116,117
120*803
143*183
174.785

1945
1946
1947
1948
1949

938,873
869*845
645.680
839,770
813,791

34,160
33,458
29.265
30,985
28,783

230,174
81,236
4,664
10,246
7,853

453,045
514,170
542*720
533,754
522,771

221*494
260*979
269*031
264*765
254.384

1950
1951
1952
1953
1954

855,541
948,682
1*048,696
1*075*460
1,115*449

31,647
32*730
34,743
36,018
36,209

17,703
28,256
38,674
20*146
32,010

548,751
622*857
697*032
727.420
715.572

257,440
264*839
278*249
291*874
331*658

1,075,216

470
720

99

701,618

Maryland

473

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat al
ba

no

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

12
25
1*786
73

5*043
4*202
6.879
10.271

2*078
3*092
6*133
8,105

19.467

9
5

20*256
26.280
49*531

36
38
41
44

1900
1901
1902
1903
1904

10
27
9
44
20

595
1*263
305
1*523
473

15*300
14.029
15.931
14*203
14*373

12*988
13*956
14*674
17,172
15,441

57*676
66.060
75.536
82*173
72*300

54
59
62
70
74

1905
1906
1907
1908
1909

12
6
26
10
338

256
194
902
218
5*138

13*084
12*592
14*717
14.255
12.266

16.496
15.357
14*189
14,739
13,733

78*065
84.067
83*663
79*577
77*931

82
84
85
89
86

1910
1911
1912
1913
1914

693
575
1*391
I f 624
1*254

219
480
256
1*450
1*444

11*786
12*159
12*540
15*367
15.737

14,480
15,375
16.361
17*535
16*815

92*398
99*954
108*573
119*096
129*567

102
112
115
123
130

1915
1916
1917
1918
1919

1*049
1*182
1015
4*665
7*381

1*726
4*054
3.036
2*090
1*948

15.338
16*200
15*742
16*012
15*719

16*982
18.084
19.262
19.692
20.641

140*388
167*211
185.844
202.006
241.158

129
136
137
142
145

1920
1921
1922
1923
1924

10.308
8*415
2*449
4*593
3*593

4.071
3*048
2*296
3*095
4*638

17*780
18*917
19*564
20*137
22*055

23.456
25.112
26,799
28,872
32*133

272.721
277*262
313*070
318*663
349.073

151
152
149
152
154

1925
1926
1927
1928
1929

4*595
5*685
5*395
5*458
8*656

6*741
8*448
9*243
8*456
11*606

22*935
24*404
25*514
25*045
26*304

33*319
36.710
39,579
43.087
48,277

394.533
418*816
440*354
454*943
491*705

150
150
149
144
143

1930
1931
1932
1933
1934

4*581
4.753
17*533
2*731
799

13*989
11.727
20*273
5.421
5.274

29*114
30*399
28*607
13.620
24*296

47,372
47.919
39,235
15.577
16.146

520*897
534*563
432.102
171,991
253,450

139
135
124
81
117

1935
1936
1937
1938
1939

117

2*712
4*659
5*419
4*386
1.521

25.456
25.079
24.529
24*136
23*395

20.448
19,420
20*659
20,329
24*214

277*467
314*821
330*311
324.275
370.175

126
126
124
120
115

1.500
2*217
1*692
1*545
1*932

22*692
22*021
21.825
2 1 . 544
21*076

25.297
26,719
27,980
30*541
34*687

400*160
453.931
485*699
644*203
866*516

114
112
112
112
112

3*320
4*146
4*521
5*477
5*474

19.495
19*690
20*136
19*819
19*900

38.693
42,405
45,712
48.023
50,236

1*000.396
956.086
916*049
913.189
889*453

111
106
106
104
102

7*258
7*441
10*824
9*527
11*419

20*434
22*041
22*421
22.876
25.616

53.029
56*665
59,733
63*944
65.116

936.262
1*034*829
1*141*676
1.171*607
1*217*602

103
102
97
97
96

20
220

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

10

15
100
50

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*177.377

474

Maryland

Unincorporated HanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1933


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total

3L

1896
1897
1896
1899

695
689
701
776

6
8
8
9

204
203
206
228

483
476
487
539

1900
1901
1902
1903
1904

786
885
789
1*201
1*073

9
10
36
95
121

231
260
223
325
279

546
615
530
781
673

1905
1906
1907
1908
1909

981
910
890
597
478

144
165
191
149
131

244
217
201
126
103

593
526
498
320
244

1910
1911
1912
1913
1914

524
564
624
668
750

156
162
217
249
279

112
121
133
142
160

256
261
274
277
311

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

T tal

Se

JS.

C*

1915
1916
1917
1916
1919

723
660
666
789
897

269
253
246
294
334

154
145
142
168
191

300
282
276
327
372

1920
1921
1922
1923
1924

806
789
753
713
690

300
294
280
265
257

172
168
160
152
147

334
327
313
296
266

1925
1926
1927
1926
1929

569
125
125
125
125

212
47
47
47
47

121
27
27
27
27

236
51
51
51
51

1930
1931
1932
1933

125
60
5
5

47
22
2
2

27
13
1
1

51
25
2
2

Maryland

475

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1933Continued


[Figures as of June 30 or nearest available dale; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

TJ. S.
Obligations

Obligations
^bCsion"

Cash items

Other
ecurities

T tal

Curretlc

in process
of collection

>'
and
coin

Banker '
balances
(SdinK
v
P

0' icr
* eta

Total
assets

1896
1897
1898
1899

106
105
107
118

5
5
5
6

101
100
102
112

174
173
176
195

18
18
19
21

51
50
51
57

105
105
106
117

57
56
57
63

1.032
1.023
1.041
1.152

1900
1901
1902
1903
1904

119
135
152
262
301

6
6
7
13
14

113
129
145
2*9
287

197
222
195
290
255

21
24
18
23
16

57
65
60
93
86

119
133
117
174
153

64
73
52
63
36

1*166
1.315
1*186
1*836
1*667

1905
1906
1907
1906
1909

324
347
390
300
176

14
15
16
12
7

310
332
374
288
171

22ft
208
197
127
85

11
7
4
1
1

80
76
75
50
33

137
125
118
76
51

21
3
16
21
22

1*554
1*468
1*493
1*045
763

1910
1911
1912
1913
1914

138
96
57
14
16

6
4
2
1
1

132
92
55
13
15

85
84
85
84
92

1
1
1
1
1

33
33
33
33
36

51
50
51
50
55

18
15
11
8
5

765
759
777
774
863

19^5
19i6
1917
1918
1919

15
15
14
17
19

14
14
13
16
IB

99
88
92
112
117

1
1
1
1
1

39
35
36
44
46

59
52
55
67
70

246
254
235
277
266

1*065
.037
.007
.195
.299

1920
1921
1922
1923
1924

17
17
16
15
15

16
16
15
14
14

182
191
193
173
157

1
1
1
1
. 1

72
75
76
66
62

109
115
116
104
94

303
294
286
279
279

.308
.291
*248
.180
141

1925
1926
1927
1928
1929

12
3
3
3
3

12

65

26

39

10

3
3
3
3

126
126
126
128

1930
1931
1932
1933

3
1

3
1

128
61
5
5

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

656

476

Maryland

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1933Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

U. S.
Government

Interbank

Other
demand

Other
time

1896
1897

808
801

1898
1899

815
902

14
13
14
16

245
243
247
273

549
545
554
613

1900
1901
1902
1903
1904

913
1,030
903
1*355
1,192

15
18
15
23
20

277
312
274
411
361

621
700
614
921
811

1905
1906
1907
1906
1909

1,077
982
930
603
403

18
16
16
10
7

326
298
282
183
122

733
666
632
410
274

1910
1911
1912
1913
1914

400
391
393
386
421

7
7
7
7
7

121
118
119
117
126

272
266
267
262
286

1915
1916
1917
1918
1919

685
666
655
789
886

12
11
11
13
15

208
202
196
239
266

465
453
446
537
603

1920
1921
1922
1923
1924

893
875
858
779
752

15
15
15
13
13

271
265
260
236
228

607
595
583
530
511

1925
1926
1927
1928
1929

523
32
32
32
32

156
10
10
10
10

356
22
22
22
22

1930
1931
1932
1933

32
15

10
5

22
10

Maryland

477

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1933Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Surplus and

rvhw
,**a

r.niti.1
C^

other

capital
accounts

Total
liabilities
and capital
accounts

.
M
N**
*

1896
1897
1896
1899

224
222
226
250

1*032
1023
1 041
1152

11
11
10
11

1900
1901
1902
1903
1904

253
285
265
481
475

1*166
1*315
1*186
1*836
1*667

12
13
11
13
14

1905
1906
1907
1908
1909

477
486
563
442
358

1*554
1*468
1*493
1*045
763

14
13
14
11
10

365
368
384
388
439

7*5
759
777
774
863

10
9
9
9
10

400
371
352
406
413

1*085
1*037
1*007
*195
299

8
7
6
7
7

409
416
390
391
389

*308
291
248
1*180
1*141

7
7
6
6
6

106
96
96
96
96

656
128
128
128
128

5
4
4
4
4

128
61
5
5

4
3
1
1

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

6
10
27

96
46
5
5

478

Maryland

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year

Total

Real
estate

Loans

All
other

Collateral

1896
1897
1898
1899

8*479
8*654
8t875
8*040

6.219
6.139
6.701
6*005

1.311
1.183
1.719
1.505

1900
1901
1902
1903
1904

6*903
8*947
9,950
8*974
7.855

6.005
5.316
5.623
4,719
4.639

2*839
2.597
3.292
3.027
1*997

1905
1906
1907
1908
1909

7.556
9.337
11.063
11.504
13.335

5.304
6*336
8.814
9.069
10.870

1.575
1*957
1.791
1.975
1.489

1910
1911
1912
1913
1914

15*355
16*068
18.428
20.312
21*504

12.993
14.177
15.270
17.334
19.285

1*601
1*805
3.022
2.853
2.090

1915
1916
1917
1918
1919

22*402
22.732
22*533
22.106
21*522

20.722
21.066
20*970
20.194
19.407

1.606
1*594
1.507
1.657
2.068

Year

Total

SSL

<*- toal

.tte

949

1*332

455
530

1920
1921
1922
1923
1924

30.017
32.996
32*368
39*524
48*788

25.829
27,780
30,305
37*158
46.27

4*125
5.204
2*063
2.366
2.501

1925
1926
1927
1928
1929

55.143
62*731
70*052
74*156
80.277

53.125
60*520
67*484
70*362
73.992

2*018
2.211
2.307
3*794
6*217

761
66
136
125
129

1930
1931
1932
1933
1934

83.543
60*560
77.495
61.903
62.791

79.066
77,562
74.766
60.462
61.321

3.990
2.998
2.662
1.420
959

465

74
72
56
55
47

1935
1936
1937
1938

55.466
48.812
45.146
42.154

53.936
47.506
43,497
40.022

1*074
736
594
552

456
566
1.057
1.580

59

1*034
1.035
1.228
1*219
677

1.044
458
460

1.476

63
12

261
68

65
1
511

Loans1
Year

Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

On
residential
property

1.327

All
other

22.905

832

68
80
66
19
13

492
475
542
509
390

14,097
13.021
12.628
12.544
13*416

17.889
17,552
16.742
13.750
10.544

90S
470
320

161
110

416
551
515
665
676

12,434
12.887
16,716
26.177
31.258

7*943
6.964
8*261
10.379
10,290

322
610

1,569
2*602
4*047

110
209
612
765

3,964

13
24
77
191
43

7*440

50

1,719

9,936
12.098
11,905
12,616
15*557

5*762
8*013
10*048
13.093
11.377

1*650

1*019
1.174

35.156
64.977
83.060
96.803
127.621

944

151.774

14.783

12*516

596

1940
1941
1942
1943
1944

38.011
36*211
35.852
27.575
24.878

4*560
3.995
4*443

1945
1946
1947
1948
1949

21*322
21*423
28*222
41*524
51*681

84
158
472
764

1950
1951
1952
1953
1954

61*569
85.704
108,118
127,361
157.569

2*463
2.579
3.058

1955

160*702

1.408

122
83

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

Other
loans
to
individuals

911
960

1*068
1*211

1,640
818
62
596

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Maryland

479

Table 4Mutual Savings Banks

ASSETS* LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

1*181

1B96
1897
1898
1899

41*035
43*998
44*829
47*318

8.060
8.536
6.342
6.517

19*365
21*590
22*469
22*531

13.610
13*870
16*018
18,270

1*309
1.219
2,080
1,540

18
28
23
10

1900
1901
1902
1903
1904

48*875
52*383
54*210
54*213
53*399

6*512
6.202
5*709
2.850
2.850

22*601
22*255
22*696
22*930
21.149

19*762
23.926
25.803
28.433
29.400

1*521
1,645
2,056
1,617
2*936

21
17
14
83
38

1905
1906
1907
1908
1909

59.510
62*742
66*603
67*533
71*195

2.869
2.869
2*562
2.550
2*606

22*146
21*554
22*081
20.794
20.299

34*495
38*319
41*960
44.169
48*290

2.390
2.029
2*205
2*534
3*194

25
25
44
17
17

1910
1911
1912
1913
1914

74*681
77*607
76*620
78.432
79.242

2*614
2.650
2.437
2*250
2*250

21.732
22*991
18*476
13*911
20*802

50*335
51*966
57.707
62*271
56*190

2.613
2.459
2*696
2*726
3*150

1915
1916
1917
1918
1919

76.751
79.203
81*663
81.488
96*531

2*250
2*250
3.920
6*926
17*856

23*601
19.709
16.658
16*702
16*364

50,900
57*244
59*085
57*860
62.309

1920
1921
1922
1923
1924

97*268
97*339
102*074
106*084
104*087

24.322
23.069
21.954
23*819
22*705

14*062
13*146
12.877
12.419
9*659

1925
1926
1927
1928
1929

105*727
105.250
110*910
124*441
125.705

24*852
23*022
23.137
23.844
22*596

1930
1931
1932
1933
1934

126*162
144*701
147*384
120*468
130*596

1935
1936
1937
1938
1939

659
496
683
468
966
536
578

Bankers'
balances
(including
reserves)
632
695
876
847

1,032

Other
assets

Total
assets

919

51*742
54*931
57,023
56,166

1.460
1.205
1.082

1*060
1,239
1*268

1*633

956

830
935

60,759
64,180
67,300
65,634
65,125

924
880
934

1,001
1*416

1,441
1,124
1,227
1*516
1*761

1.326
1*456
1.782
2.049
1*846

70,782
75,564
81,653
83,620
90*072

37
9
9
8
22

594
531
441
895
660

2*162
1*919
2*246
1*625
2*468

1*962
2*021
2*186
2*184
2,205

94,611
98,155
101,930
103,656
106,101

3*607
4*199
5.246
5*866
5.671

16
14
25
28
28

1,015
1*076
1*610
1.279
1.280

2*776
3,107
3,613
4*561
4,563

2,101
2,084
2,230
2177
2,201

105,061
106.218
111*674
111*639
126.125

58.884
61*124
67.243
69.846
71,723

4.446
4.816
4*835
4.777
5,351

21
23
23
22
25

969
561
578
543
555

3,456
4*232
4.234
4*212
4*771

1,943
2.293
1*864
1*847
2,043

133.694
137.444
141,141
152,232
160,269

8.857
7.687
7.157
6.626
7.538

72*016
74*541
80*616
93*969
95,569

5*285
4*487
5*161
5*121
5*229

25
21
24
24
25

575
541
426
604
626

4.665
3.925
4.711
4.493
4.578

1*814
2*125
2*243
2*327
2*945

167,969
174,593
188.366
206.045
214,156

20*073
19.278
23.432
20.575
31*963

5.293
4*962
4*345
2*971
1*344

102*796
120*461
119,607
96,942
97,269

6*461
7.732
10*839
10.677
19,048

30
36
51
50
91

1*296
1,103
1,990

773
925

5.658
6.771
9*492
9,524
16*967

2*510
2*779
3,445
4,151
5,572

220*676
235,772
239*163
197.219
216*007

145*034
159.478
178.063
176*068
171,653

47*851
71.943
93*148
99.181
100*840

2*363
2*270
2*290
1*230
1.692

94*820
65*265
82*625
75.657
69*121

22*281
24,472
19,195
26.770
36*154

105
115
90
126
217

995
654
937

21*181
23*503
16*168
25*392
34*315

6,047
6,056
5*616
5*382
5*504

228*826
236*820
248.022
250.374
251.751

1940
1941
1942
1943
1944

166*140
170*634
183.551
216*223
269*503

99.299
111*210
128*261
176*377
242*165

1.916

64.925
58*499
53*749
38*685
27.019

46*252
44*811
29*096
28*418
14*114

333
381
291
313
169

44*612
43*129
27.963
27.281
13*536

5,622
6,264
6*574
6*111
5*768

256.025
257,940
255,075
276.327
314,263

1945
1946
1947
1948
1949

322.154
372.172
387*358
360*489
372*866

286*185
336*646
347.169
327.171
317.478

300
81
60
322

15*367
15,870
14,872
16,260
13*623

215
236
231
222
422

446
460
684

1.924

33.669
35.443
40*129
52*996
53,464

1.034
1.380

14*706
15*172
13,957
15*004
11.821

5*603
5*240
5*722
6,601
6*067

364,446
414,709
436,174
444,874
446,437

1950
1951
1952
1953
1954

369*570
344*853
330*246
326.423
311.261

316*549
281.121
270t889
261.472
233*893

5*963
5.137
4*657

751
240

52,270
63*492
53 t 394
59,814
72*711

15*441
13*214
15,663
13.599
15*172

551
874
594
451
436

1*396
1*411
1,536
1*511
1*562

13*494
10*929
13*533
11.637
13.174

9*284
11.997
15*566
21.564
26*508

455,864
455,768
469*593
466,947
510,510

1955

305.564

223*163

4*279

76*102

15*936

499

2,211

13*226

31,312

533,514

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

925

1.541
1.161
319

1,265

1,252
1*122
1.307
1.301
844
824
409

642

1,508

480

Maryland

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

rnjtj*v * LJ, jjvuuLia & "^*) SVL^IS i^ UITAIJI^M., XOTV* Ay**x^f iiuuucu

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits

Year
Total

U.S.
Government

Interbank

Other
time

Other
demand

1896
1897
1898
1899

49.310

52*508
54*804
55,578

3
23
2

694
12
11

173

49*128
51*811
54*769
55*565

1900
1901
1902
1903
1904

58*107
61*263
64,373
62*254
61*873

241
12
5

57*858
61*251
64*366
62*254
61*853

1905
1906
1907
1908
1909

66*704
70.679
76,799
78,495
85.307

1
2

1910
1911
1912
1913
1914

89.377
91.266
94.142
95.541
97,911

1915
1916
1917
1918
1919

96*808
99,617
101,918
101.661
116*086

96*808
99*617
101918
101*661
116*086

1920
1921
1922
1923
1924

123,536
126.686
129,811
140*105
146*785

123*536
126*686
129*811
140*105
146*785

1925
1926
1927
1928
1929

154*156
158.292
170.633
187,575
194*199

154,156
156*292
170*633
187*575
194,199

1930
1931
1932
1933
1934

199,833
214*041
217,43-3
177,005
195,760

193
240

199*833
214*041
217*433
176*812
195*520

1935
1936
1937
1936
1939

205*863
214,061
221*188
223*285
224.525

86
112
124
139
162

205*797
213.949
221*064
223*146
224,363

1940
19*1
1942
1943
1944

228,018
229.037
225.644
248.200
280*168

185
150
324
518
742

227,833
228*887
225*320
247*662
279,426

1945
1946
1947
1948
1949

324.351
372.444
391,569
397,739
397,659

23
24
19

1*215
842
,926
,842
,628

323*136
370,602
389,620
395*673
395*812

1950
1951
1952
1953
1954

404*483
403*011
417,279
438,340
459,017

23
13
18
39
16

,680
,781
,012
.829
2,497

402*780
400*917
411,949
432*137
456,204

2,875

476*849

480,047

20

25
127

969

19

300
300
335
300

66*703
70.677
76*799
78*470
84*211
89*354
91*266
94*142
95*541
97*911

Maryland

481

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank

Borrowings

, ^kcf

Capital

Surplus and
other
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1698
1899

12
33
9

2*420
2*390
2.210
2*566

51*742
54*931
57*023
56*166

24
26
26
18

1900
1901
1902
1903
1904

493
13
271
1
457

2*159
2*904
2*656
3*379
2*795

60*759
64*180
67*300
65*634
65*125

16
20
21
17
17

1905
1906
1907
1908
1909

500
847
446
196
110

3*576
4*036
4*408
4*929
4*653

70*782
75*564
61*653
83*620
90*072

15
15
17
17
27

385
20
149
109

5*039
6*887
7*768
7*966
8*081

94*811
98*155
101*930
103*656
106*101

24
21
20
20
20

4
3
195
185
224

8*220
8*595
9*561
9.731
9.733

105*061
108*216
111*674
111*639
126*125

19
19
19
19
17

22
57

10*098
10*699
11*326
12*105
13*402

133*694
137*444
141*141
152*232
160*269

17
17
17
17
17

29
3
642
103
124

13.759
16*298
17.091
18*367
19*818

167*969
174*593
188*366
206*045
214*156

16
16
15
14
14

219
332
312
317
962

20.624
21*344
21*418
19*839
21*285

220*676
235*772
239*163
197*219
218*007

14
14
14
10
12

1935
1936
1937
1938
1939

520
41
145
279
465

22*425
24*718
26*689
26*810
26*761

228*828
238*820
248*022
250*374
251.751

13
13
12
12
12

1940
1941
1942
1943
1944

715
831
672
761
927

27*292
28*072
28.759
29*366
33*166

256*025
257*940
255*075
276*327
314*263

12
12
11
11
11

1945
1946
1947
1948
1949

1*159
1*546
1*215
2*236
2.630

38*936
40*715
43*390
44*899
45*946

364*446
414*705
436*174
444*874
446*437

10
9
9
9
9

3*652
4*815
2*036
2*755
3*017

47*749
47*942
50*126
47*852
48*476

455*884
455*768
469*593
488*947
510*510

9
9
9
8
6

3*474

49*993

533*514

1910
1911
1912
1913
1914

10
2

1915
1916
1917
1918
1919

29
3
62
82

1920
1921
1922
1923
1924

60
40
4

1925
1926
1927
1928
1929

25

1930
1931
1932
1933
1934

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

25

15
55
58

150

19

MASSACHUSETTS

describe these problems and the methods used


in deriving the revised aeries. In the description the banks are classified in three groups:
(1) State commercial banks (other than unincorporated banks), (2) unincorporated banks,
and (3) mutual pavings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933, and for mutual savings
banks for 1896-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. For unincorporated banks the primary source of statistics, which are available
in the revised series for the period 1907-1931,
was the reports of the State banking department.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in Massachusetts, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
all commercial banks, in Table la; for national banks, in Table 2; for State commercial
banks, in Table 3; and for mutual savings
banks, in Table 4. Because of incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Massachusetts were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of figures for other classes of banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
1
The term "State commercial banku" used in Table 3 refers (in this State) to (1) banks that at one time or another
during: the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies." or "private banks and bankers" (unincorporated banks) and (2) industrial banks that accept deposits.
In this report, however, the data for unincorporated banks
are discussed separately from those for other State commercial banks.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

483

484

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.- The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of information in the reports
of the State banking department, the number
and balance-sheet data as tabulated from the
reports of the Comptroller were adjusted to
exclude the Massachusetts Life Insurance
Company in 1896, 1897, 1909, 1913, 1915,
1917, and 1922, and five banks, which were in
liquidation, in 1908 and 1921.
In order to make the revised series comparable with current series, two institutions
one a branch of a foreign bank and the other
a branch of an institution chartered in another
Statewere included in the series beginning
in 1906, when they began reporting to the
State authority.
Balance-sheet data for 1896-1898, 1927,
and 1928 were adj usted to exclude trust
department assets and liabilities, which were
included in the reported data for those years.
The amounts deducted were obtained from
State banking department reports.
The data reported to the Comptroller and
published in his annual reports for 1896-1898
were for the October call of the preceding
year. Accordingly, the data published in the
report for 1896 were eliminated in compiling
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.

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the revised series for 1896, and the data for


the October call of 1896 (published in the
1897 report) were substituted. A similar
adjustment was made for 1897. The balancesheet .data for 1898 were taken from the annual report of the State banking department.
The balance-sheet data for 1901-1909 are for
the spring call date. For the other years the
data are for June 30 call dates.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
available for the entire period from reports
of either the Comptroller or the State banking
department. However, from the data in the
annual reports of the State banking department for the October call, it appeared that
collateral loans for 1899-1905 had been incorrectly reported to the Comptroller. This
category of loans, therefore, was estimated
for these years by applying to total loans in
each year (taken from the Comptroller's
report) the ratio of collateral loans to total
loans computed for the October call date of
the same year.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller for 1919-1933,
and suitable data were not available in the
State banking department reports. The breakdown of total investments at nonmember State
commercial banks in this period was estimated
as described in the following paragraph, and
these amounts were added to the reported
breakdown for State member banks.
United States Government securities at
nonmember State commercial banks were estimated by applying to their total investments,
ratios that reflected changes over the period
in the ratio of United States Government
securities to total investments at State member
banks; these ratios were derived by inter-

Massachusetts
polating technique No. 2, described in the
United States Summary. State and political
subdivision securities were estimated by the
same procedure, using total investments less
estimated amounts of United States Government securities at this class of bank and a
ratio of State and political subdivision securities to total investments less United States
Government securities at State member banks.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1909, although reported figures
for United States Government deposits were
supplemented in a few years.3 No attempt
was made in the revised series to provide figures for the latter item prior to 1917, because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
For the years 1896-1908 the breakdown
of total deposits other than interbank into
demand and time deposits was estimated on
the basis of the percentage distributions of
totals for October dates in corresponding
years; these data were available in reports
of the State banking department. For 1916-

485

1933 the Comptroller's reports showed relatively large amounts of "unclassified deposits."
The Comptroller's data were adjusted on the
basis of annual reports of the State banking
department for these years, which published
these deposits in their proper category.
The figure for United States Government
deposits in 1917 was derived from the report
of the State banking department. Figures for
1918-1920 represent such deposits at State
member banks only, which held substantially
all of this type of deposit. The figures for
1919 and 1920 are as reported. The figure for
1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30
of that year, the ratio of these deposits at
State member banks in Massachusetts to such
deposits at all State member banks on June
30, 1919.
OTHER ITEMS

Cash items in process of collection were


not reported separately to the Comptroller
prior to 1905, but appear to have been
included with bankers' balances. For that
period these data were estimated on the basis
of the average ratio of this item to total
cash assets as computed for 1905-1909. Estimated amounts were deducted from bankers*
balances.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
8
In subsequent paragraphs, these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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from data furnished by the State banking


department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in either of the sources cited.
The breakdowns of loans and cash assets for
1934-1946 were estimated on the basis of the
percentage distribution of these items at insured nonmember commercial banks in corresponding years; of investments other than

486

All-Bank Statistics

United States Government obligations for


1934-1941, on the percentage distribution of
this item at noninsured commercial banks in
1942, derived from reports furnished by the
Federal Deposit Insurance Corporation; and

of deposits for 1934-1941, on the percentage


distribution of this item for noninsured banks
for December call dates of corresponding
years shown in the annual reports of the State
banking department.

UNINCORPORATED BANKS, 1907-1931


Information regarding unincorporated
(private) banks in Massachusetts is so limited that it was not feasible to make estimates
for the period 1896-1906. The Comptroller of
the Currency published no data for these
banks throughout the period, and the State
banking department published no information
before 1907. The various bankers' directories
did not distinguish private banks from brokerage firms.
The only source of information in this
early period was a compilation of number of
banks and their capital and surplus accounts
for 1900-1902, which was available as a result
of the tax on bank capital and surplus levied
by the War Revenue Act of 1898. These data,
which covered all banks except mutual savings
banks and were published by States and by
type of bank in annual reports of the Commissioner of Internal Revenue, were sometimes used in other States as a benchmark
for estimating.
In the case of Massachusetts, however,
the Internal Revenue data were of little value.
Both number and capital accounts showed
large shifts between State banks and private
banks in the three years for which the data
were reported. It was considered possible that
both the State banks and the private banks,
as designated in the Internal Revenue data,
were in fact private banks, since there were
no State banks (other than trust companies
and mutual savings banks) in Massachusetts
during this period, according to State reports.
This possibility was discarded, however, because the capital accounts of the "State" and
private banks in the Internal Revenue report
were several times as large as those reported

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by the State banking department for private


banks in 1907. For these reasons the Internal
Revenue data were not used as a benchmark
for the earlier period.
The smallness of the private bank segment in 1907together with the lack of adequate source materialmade it seem unnecessary to carry estimates for this group back
of 1907. The total deposits of the 68 private
banks shown in the State banking department
report for 1907 were less than 0.1 of 1 per
cent of total deposits of all commercial banks
in the State.
The numbers of private banks for 19071931 were derived from State banking department reports. There appeared to be no such
banks in Massachusetts after 1931.
For 1907-1920 the only balance-sheet data
available were the deposit figures for October
call dates in the State banking department
reports. For 1921-1931 adequate balance
sheets, including breakdowns of the principal
items, were available for October dates in
these reports.
Except for total deposits figures, all items
on the balance sheet for 1907-1920 were estimated as follows: the ratio of total deposits
to total assets was computed for 1921 and
applied to total deposits for each year to
derive figures for total assets and total liabilities; the various items on the balance sheet
were then estimated on the basis of the percentage distribution of these totals computed
from the reported data for 1921. Because of
the relatively small changes from year to year
in the balance-sheet items, data were not
adjusted from October dates to June dates.

Massachusetts

487

MUTUAL SAVINGS BANKS, 1896-1946


Data for these banks published by the
Comptroller of the Currency were for October
call dates for 1896-1898 and 1901-1908, For
all other years covered by the all-bank series,
they were for June 30 call dates.
For 1896-1898 the Comptroller published
data for the October call of the preceding
year. Accordingly, the data published in the
report for 1896 were eliminated in compiling
the revised series for 1896, and the data for
the October call of 1896 (published in the
1897 report) were substituted. A similar adjustment was made for 1897, The data for
1898 were taken from the annual report of
the State banking department.
LOANS

A complete breakdown of loans into real


estate, collateral, and "all other" was reported
to the Comptroller only for the periods 19091922 and 1934-1938. For years in which items
were not reported, figures were obtained from
other sources or were estimated.
Collateral loans for 1896-1908 appear to
have been incorrectly reported to the Comptroller, and none were reported for 1923-1933.
Figures for 1896-1898 and 1901-1904 were
taken from the State banking department reports. For 1899 and 1900 and for 1923-1933,
estimates were made by applying to the total
of collateral and "other" loans (as reported
to the Comptroller) the ratio of collateral
loans to that total as computed from October
call data for corresponding years in the State
reports. For 1905-1908, collateral loans were
not shown separately in the State report; estimates were made by applying to the total of
collateral and "other" loans the average of
the ratios of collateral loans to the total of
the two computed from data for 1902-1904.
Real estate loans for 1924 were estimated
by applying to total loans as of June 30 the

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Federal Reserve Bank of St. Louis

ratio of this item to total loans computed from


data in the State banking department report
for the October 31 call date of that year.
For 1939-1946, the loan breakdown was
estimated on the basis of the percentage distribution of the total reported for 1947, the
earliest date for which the breakdown of loans
appeared to be consistent with the data now
reported for these banks.
INVESTMENTS

The breakdown of investments into


United States Government, State and political
subdivision, and other securities as published
in either the Comptroller's reports or those of
the State banking department were adequate
for most years during this period. For the
years in which items were not reported, figures
were estimated.
For 1899 and 1900 the breakdowns of
total investments other than United States
Government securities into obligations of
States and political subdivisions and "other"
securities were estimated on the basis of the
ratio of each subitem to this total for the
October call date of the same year computed
from data in State banking department reports. For 1927-1933, the percentage distributions of data for October call dates as shown
in State banking department reports were used
as a basis for estimating the entire breakdown
of total investments.
OTHER ITEMS

Small amounts of cash items in process


of collection were reported intermittently during the period 1896-1946. Estimates for missing years were made by applying to total cash
assets the ratio of this item to total cash
assets for the years in which they were
reported, and the estimated amounts were
deducted from bankers' balances.

488

Massachusetts

All BanksTable 7

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

All
other

Year

Real
estate

All
other

Total

Real
estate

1896
1897
1896
1899

599*086
641.212
646*750
714.376

204,667
215,538
223,191
230,304

146,054
157,929
155,175
216*201

246*365
267,745
266,384
267*871

1900
1901
1902
1903
1904

715*500
754*574
777.591
793*816
774,520

236,258
250,143
260,797
272,883
281,615

211,760
229,146
252*713
246,695
229,874

265*462
275.285
264.081
272*238
263,031

1920
1921
1922
1923
1924

2.055.617
1*921.869
1,876,949
2*085.034
2*171.136

660.032
693*938
747.975
865*945
990,776

508,484
440*595
431*280
462*360
445*594

887.101
787,336
697,694
756,709
734,764

1905
1906
1907
1908
1909

852.923
879.707
901.736
887.057
936.950

292,035
304*445
317,420
329.216
340*040

265,128
270*006
256*219
253*550
280.880

295,760
305,254
326,097
304,291
316,030

1925
1926
1927
1928
1929

2*394.101
2*563*640
2*640*595
2*833*938
2*949,776

1,091.400
1*203*582
1*300*431
1*392,969
1*467*137

574,105
617.129
638*217
746*030
775*505

728,596
742,929
701,947
692*939
707*134

1910
1911
1912
1913
191%

1.004.809
1.070.733
1*137,227
1.174.671
1.227.398

370,907
394.994
426,730
456*844
487,493

283*032
285*259
315,701
321.218
311.969

350.870
390,480
394,796
396.609
427.936

1930
1931
1932
1933
1934

2*956*906
2*714*263
2*256*845
2*050*404
1*994*328

1*505*385
1*520*490
1.427.028
1.377.456
1.324*270

762*264
563,309
364,283
292.724
293,909

689*257
630*464
465*534
360,224
376*149

1915
1916
1917
1918
1919

1.272,718
1.467.503
1.568.784
1*644,583
1,774,014

501,893
549,111
601,083
597,647
603,539

304.324
393,646
387.261
417*524
498*188

466.501
524,746
580*440
629.412
672.287

1935
1936
1937
1938

1*624*560
1,621.534
1,864,960
1*745*776

1*252*556
1.198,929
1,178,312
1*156,589

251*356
245,329
232.574
187*215

320*648
377*276
454,094
401*972

Collateral

Total

Collateral

Loans'

Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

1*713,028

349*745

1940
1941
1942
1943
1944

1,739,081
1*857*302
1.875*323
1*632*805
1*663,271

393.122
499.979
576.225
407*512
433.777

13*912
13*715
11*194
18*762
57.253

30*699
26*766
21.593
20*563
36*161

7,191
7,107
6*922
6*579
6*093

864*643
860,627
841,801
801,089
748*960

247,951
245,289
237,504
224,984
212*105

122,088
124,293

181,563
203,799
180,084
31*206
42*629

1945
1946
1947
1948
1949

1,657,316
1,800,287
1,946,464
2*207,106
2,205,106

436*656
535*914
596,860
750.939
625.237

73*662
57*383
37*929
25*929
29*490

58*553
59*796
42,524
29,194
25*052

5*776
5*890
6*956
7*643
9*173

706*164
718,269
773*643
874*661
976*170

203*460
213*146
237,493
252.699
262.413

133,773
167*353
207*043
254,600
271,677

37.032
42,534
44*016
35.242
36.539

1950
1951
1952
1953
1954

2*531*989
3*144,681
3*385,522
3,824,559
4*122*787

701,517
999,057
993*850
1,077*348
1*082*907

23,687
10,332
32,027
14,752
25,806

26*686
31*901
23*622
30*363
22*475

11*284
9*062
6,504
9,237
9,662

1*146*258
1*408*614
1*641*504
1*883*779
2*116*342

298.876
321.281
306*246
347,720
365.106

321,257
356.836
363.552
443.657
494*500

38.845
52,059
58.912
65,137
51*518

1955

4,629*500

1*144.116

24,962

34,737

10,365

2*441*722

420*996

570.218

42*822

35,730

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

161,995

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Massachusetts

489

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896*1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

226*148
237*228
249*863
255*441

44*704
40*403
36*246
35.957

79*640
85,387
91,596
88*051

101*804
111*438
122*021
131*433

114.559
140*653
155*686
162.515

9,484
11*877
10*418
19*737

31*457
34*367
35*946
42*009

73,618
94*409
109,522
120,769

16*772
17,108
18*290
17*348

956*565
1*036*201
1,070,789
1*169,680

1900
1901
1902
1903
1904

266*984
285*302
292*201
306*827
330*050

35.487
34.770
29*600
33.739
33.057

90*306
92*843
94*490
92*765
99*010

141.191
157.689
168*111
180*323
197.983

153.411
166*465
160.832
147*516
172.254

13*980
22*006
15,638
16*200
13*022

38*380
39.769
40*923
38.240
39*926

101,051
104,668
104,271
93*076
119*306

18,165
18,378
20,162
24,984
24,564

1*154,060
.224.719
.250.786
273*143
.301*388

1905
1906
1907
1908
1909

350*239
357*552
369*048
382*947
400*882

30*987
27*995
27.673
30*330
30*839

98*029
102.455
95.998
95*495
98*227

221.223
227.102
245.377
257*122
271*816

170.744
162*065
171.347
212.530
237*601

16*611
14*064
19,045
24,819
24*993

44*655
42*353
44.215
51,689
64*077

109,078
105,648
106*087
135*822
146.531

27*182
28*311
32*716
33*884
32*476

401*088
427*635
,474,647
,516.416
,607.909

1910
1911
1912
1913
1914

395*124
408*226
422*220
430*722
444*962

29*510
28.541
30.059
27*106
29*301

100*642
95*558
91*606
95*819
103*974

264*772
264*129
300.555
307*797
311*687

214*662
228.897
233.587
231*515
256*327

25*294
17,583
19*591
15,895
21,576

58*668
64,177
66*305
70*671
74,166

130,700
147,137
147,691
144*949
162,565

34,258
36*116
37*679
40,586
39,765

,648,873
743,974
,830.713
,677*494
,970*472

1915
1916
1917
1918
1919

462*110
518*737
568*951
637*230
758*505

28*596
24*516
38.179
138.196
260*810

109*262
114*069
122.503
104.686
79.494

324*252
360*152
408*269
394 . 344
416*201

232*687
253.673
261.383
302.239
330.289

12*252
31*272
21*014
38*494
71*564

64*073
56,835
65*146
37,726
41,636

156*362
165*766
175.223
226*019
217,089

40,966
61*732
89*232
117*918
136*758

2*008*481
2*301*845
2.488*350
2*701*970
3*001*566

1920
1921
1922
1923
1924

758*696
761*576
912*085
989*850
1*007*212

263*409
263*873
361*858
427.793
413*654

60.141
59.662
64.789
60.395
60*510

435*146
438*041
485*438
501*662
533.048

345.522
260*426
304*412
290*417
344*521

91,631
62,327
83.322
74,059
95,281

46*156
35.438
27.810
27,032
32,051

207,735
162*661
193*260
189,326
217*189

153*686
125*809
114*817
126*734
120,668

3*313*521
3*059*660
3*208*263
3*492.035
3*643*557

1925
1926
1927
1928
1929

1*044*506
1.124.227
1.226*939
1*306*533
1*309.843

401*283
404*336
360*456
354*347
345*635

71*416
110.271
134*397
131*621
140*737

571.807
609*620
712*066
820*565
823*271

360*499
383*935
392*844
336*206
333*891

96*478
129,321
110,946
62,030
96*983

34.418
34.412
32.597
25*973
25*153

229*603
220*202
249,299
228,203
211,755

156,670
142,299
136*616
165*679
178*980

3.955.976
4,214,101
4,397,196
4,642,356
4,772.490

1930
1931
1932
1933
1934

1.341*833
515*259
404*822
440*981
450*545

297*068
365*109
406.145
542.762
612.026

159*948
189*246
164.266
166*727
145*706

884*817
960*902
834*411
731*492
692.811

394*702
400*721
365.598
405.378
544*195

106*619
60*534
47*851
54*256
48*638

30*748
29*037
31*616
29.437
57*268

257*335
291,150
286*131
321*685
438,289

202,159
212*293
172*359
212*327
230,813

4,895,600
4,842,536
4,199,624
4,109,090
4.219,881

1935
1936
1937
1938
1939

630*686
.753*677
842.360
1.773.122
1*840*765

805*206
943.565
1.070*448
1.058.862
1*146.046

166.322
154.372
149.694
142*026
161.042

657.156
655.920
622.216
572*214
533.675

580.730
647*470
544,870
748*771
882.236

57,834
76,169
80,484
66,528
76*318

100*339
145,047
48*893
137*802
151.598

422,557
424,234
415,493
544,441
654,320

255,244
279*066
286*264
263*506
262*052

4,291,220
4,501,947
4,538,474
4*531,175
4,696,061

1940
1941
1942
1943
1944

1.816*990
1*936*720
2*307*433
3*525*086
4.395.792

1.148.535
1.309.659
1*734*378
3*037*180
3.951*287

94*219
160*807
136.060
100*340
79*618

574.236
466.254
436.995
387*566
364.687

1.119.104
1.117.909
895*189
921.452
853.007

61*308
88,505
101*039
120,077
131,676

155*830
170*177
94,350
81*065
73,164

901,966
859,227
699. BOO
720.310
648*167

242*726
212*584
170*398
133*741
99,637

4,917,901
5,124,515
5,246.343
6.213.084
7,011,707

1945
1946
1947
1948
1949

5,324.942
5*197*052
4*816*880
4.571*094
4*668*398

4*904.519
4*729*133
4.316.807
4*005*129
4.044.247

59*250
52,181
75.129
96*088
140*157

361.173
415*736
424*944
469.677
483.994

967.502
974.697
1.019.586
1.035*166
1*022*810

120,875
172,029
205,809
202*302
174*695

75,713
71,902
82,830
96*562
86,173

770.914
730.766
730.949
736.302
761.942

86,470
86,518
79,298
101,972
95,749

8,036,230
3,060,554
7,862.230
7.915.336
7*992.063

1950
1951
1952
1953
1954

4*660*536
4*165*213
4.239*775
3*987.699
4.109*543

3*995*761
3*426*143
3*403.475
3.123*565
3*198*550

179*102
210*952
249*445
272.637
283*099

485*673
526*116
586*855
591,697
627*894

955*732
1,103.178
1.246.546
1*204,934
1*128,729

216,159
224*375
273*278
284*192
270,367

68*287
70.459
97,393
105*508
106*935

671,286
806*344
675,875
815,234
751,407

98*514
117,009
117*033
111*964
129,495

8.246.771
8*530*261
8.986*676
9*129.356
9.490*554

1955

4*135*569

3*126*792

379*707

629*070

1,076,497

281*941

94,361

700*175

132*647

9.974.213

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

490

Massachusetts

AH BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits

Year
Total

1896

Interbank

1897
1898
1899

739.169
822*185
862*749
971,834

49.428
66.889
67,937
84,809

1900
1901
1902
1903
1904

946*043
1*011*639
1*039*361
1*046*544
1*080*094

88,592
95,091
89.652
77,802
91.653

1905
1906
1907
1908
1909

1*176.192
1*197.132
1.235.143
1*271,239
1.368,247

1910
1911
1912
1913
1914

U.S.
Government

317
271
765

Other
demand

Other
time

5.707

233.489
277.667
302.156
368.853

455*935
477.338
491.891
512.465

6*092
5.687
6.598
10.567
6,628

313.898
344.000
347.763
343.887
342.561

537,461
566*861
595*348
616*288
639*052

95,110
87,391
90.981
118*570
125*556

3.285
3*918
7*168
4*348
1.541

406.213
401.657
417*854
424*996
486,737

671*584
704*166
719.140
723,325
754.413

1,396.676
1.485.869
1.554.819
1,587.224
1*683,220

105*065
120*980
119*086
109*650
131.525

3.600
3.361
1.410
1.180
2*825

497.548
537,562
570.324
574,892
597,339

790,463
823.966
863,999
901*502
951.531

1915
1916
1917
1918
1919

1.714*640
1.967*436
2*088*896
2,256,979
2.441,100

109*867
128.629
122.547
148*044
142*089

1*219
564
10*703
131.763
55.596

615*836
746.853
780.139
811,659
965*527

967*718
1*091*190
1,175.507
1*165*513
1*277*886

1920
1921
1922
1923
1924

2*697*623
2*534,985
2*742.372
2*970*625
3.182.088

129.003
102*882
129,717
116,315
150*178

16*165
21*983
12*206
32*820
22*689

1*096,880
901,960
994,640
1*024*002
1*054*260

1.455*575
1*508.140
1.605*807
1,797*488
1.954.961

1925
1926
1927
1928
1929

3.422.220
3.661.936
3,800.351
3.950*255
4.013.469

143.778
145.515
176.306
158,563
154,947

12*483
29.191
23.477
23.090
17.117

1.125.149
1.198*699
1*149*138
1*114.488
1.114.396

2.140.810
2*268*531
2.451*430
2*654*114
2.727*009

1930
1931
1932
1933
1934

4,171,213
4,150,052 .
3*594,646
3.551*644
3.677.022

203*553
203,567
151,061
182*700
204*664

22.637
26.540
21*066
60.766
116*443

1.129*689
1.042.533
822.893
788.620
846.810

2*815.334
2.877.412
2,599.624
2.519.558
2,509.105

1935
1936
1937
1938
1939

3.767.188
3.968,545
3.980.193
3,978.294
4*135,425

230*180
255.296
218,464
250,201
316.019

46.251
30*223
50064
13.177
24.807

981*585
1*130,056
1129675
1.168*632
1*241*685

2*509*172
2.552.970
2,581*990
2,546.284
2.552*914

1940
1941
1942
1943
1944

4,349,509
4.545*210
4,662,181
5,620.415
6.383.786

395,141
410*166
362*452
364,062
310,181

23.039
22*162
33*823
322*906
913.197

1*363.414
1.562.612
1.745.477
2.233,269
2.185.779

2.547*915
2.550.270
2.520.429
2*700,178
2.974.629

1945
1946
1947
1948
1949

7,367,651
7.325,582
7,083,669
7,089*499
7,146*368

327,178
341,876
316,135
324,740
319,022

1.275*375
538*788
29.124
67.542
60*848

2,387*307
2*651*728
2*779,951
2*695*473
2*749.369

3,377.791
3.793*190
3.958*459
4*001*744
4*019*129

1950
1951
1952
1953
1954

7,353,393
7,579.371
7*983.176
8.083.413
8.398.862

307,497
320,029
418*269
383*419
382*603

115*558
167*867
215*170
118*769
179.991

2.844*021
3010*229
3*111*094
3*128*007
3*113,204

4*086*317
4,081,246
4*238*643
4*453*218
4*722*864

169*831

Massachusetts

491

Table IAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

1696

1897
1696
1899

4*520
2*093
2t524
2*140

29*956
27*666
23*676
21*497

1)160
1.305
1*618

1900
1901
1902
1903
1904

5*147
2*593
2*123
2*119
1*466

24*350
26*379
21*243
25209
27064

1905
1906
1907
1906
1909

2*023
1*330
1*376
1*446
650

1910
1911
1912
1913
1914

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1*302

105*893
105*189
101*453
92.353

75*867
77,743
78,767
60*554

956,565
1*036*201
1*070*789
1*169*680

466
487
481
470

576
3.675
5*943
6.534
5.538

90*093
68.648
86.412
86*838
78*952

87*871
91,565
95,704
103,699
106.252

1,154,080
1*224*719
1*250.786
1*273*143
1*301)388

468
467
463
463
448

28 11 113
27u220
28*937
31.324
29*224

3.310
5)156
6)160
6)666
3*010

79.616
76*453
76*319
74.348
72*582

111)832
116.344
126*912
131.393
134,196

1*401)086
1)427*635
1*474*847
1*516*418
1*607,909

445
442
508
495
497

2*189
1*288
2*454
2*449
2*167

28*724
27*484
29*361
26054
29 107

4*196
3*318
4.409
7*399
6*360

73*544
74*889
79*866
85.412
83.593

143*544
151.126
159.804
166*956
166*025

1*648*873
1*743*974
1*830,713
1,877*494
1*970*472

474
472
480
472
476

1913
1916
1917
1916
1919

2*445
6*563
29*445
43*093
126*410

28*454
23.690
21*554
21*240
20*856

7.052
44*380
64)928
86*846
106*522

83*805
83*949
88.993
92*083
94*901

172.085
175,827
194.534
201.727
211,775

2*006*481
2*301*845
2*468*350
2*701.970
3*001*566

481
482
488
500
510

1920
1921
1922
1923
1924

134*454
77*304
24*616
56*106
10*666

18*861
19*284
20*003
19*966
22t664

113*767
65*183
56*962
68.391
49*802

110*515
106*564
105*818
106*540
104*026

238,301
256,340
256*492
270.407
274.069

3*313*521
3*059,660
3,208,263
3,492,035
3,643,557

526
511
494
477
471

1925
1926
1927
1926
1929

46*020
36*779
52*525
71.275
105*128

20*253
19*801
19,531
18*254
19.157

60*677
66*486
67*277
106*990
99)750

113)796
116*262
126)048
134)958
143)864

293*010
310,837
331.464
360.624
391*122

3,955,976
4,214,101
4*397*196
4,642,356
4,772*490

463
460
459
455
459

1930
1931
1932
1933
1934

24*642
11*220
37*678
22*410
6*660

19.418
19>689
17.697
20*188
19)217

110*893
94*402
45.171
49*251
27*036

162*950
163.747
141*426
136*044
146.272

406,484
403.426
363,006
329,553
341,654

4*695,600
4)842)536
4,199,624
4,109*090
4*219,881

455
447
417
398
410

1935
1936
1937
1938
1939

3*821
2*354
3*522
2*819
635

5*959

21*431
25*050
35*522
20*962
24*600

148.514
122*066
118*887
115*561
113*595

344.307
383,932
400*350
413*539
423.626

4*291,220
4,501,947
4,538,474
4,531*175
4*696*061

396
396
395
392
392

1940
1941
1942
19*3
1944

592
500
690
1535
4*735

30.100
32*118
35*847
33*904
49*468

111*629
110*202
109*908
109*359
108.602

426*071
436*465
439.717
447,791
465,116

4.917.901
5*124*515
5*248*343
6*213*034
7*011*707

392
390
391
369
389

1945
1946
1947
1948
1949

1*625
1*836
2*346
3*645
2*185

51)191
55*077
66*784
85*835
80*896

108.131
110*936
110*362
110*739
110*433

507*632
567,121
599,067
625*620
650,161

8,036,230
8,060*554
7)862)230
7)915,338
7,992,063

383
380
378
379
373

1950
1951
1952
1953
1954

2*921
6*968
1*771
3*496
2*050

97.020
125.908
129*114
138.771
154*106

111*357
112*143
116*222
118)888
123)168

682,080
705,891
756,593
784,786
812,366

8)246)771
6)530)261
6)966)876
9)129)356
9*490*554

373
369
368
367
367

1955

2*805

159*228

845*174

9*974*213

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

492

Massachusetts

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars!

Losins

^oans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

299*841
331.694
333*492
379,209

2*682
3*254
3*841
3*204

95*058
110*214
106,634
150,615

202.101
218.226
223.017
225,390

1900
1901
1902
19,03
1904

364*562
386*455
388*345
390*740
363*207

2.977
4*488
5*679
5.849
5*497

138,765
152*060
164*980
157.725
141.549

222.820
229.887
217.686
227.166
216,161

1920
1921
1922
1923
1924

1*288,459
,119,648
,075,425
,198,042
,190*266

93*153
93*013
103*723
132,067
155,076

367,110
321*680
326*299
360*407
351,431

826*196
704,755
645*403
705,568
663,759

1905
1906
1907
1908
1909

422*582
424*954
441*317
432*333
477.329

5*649
7*076
7*423
6*505
7*691

170*706
165*854
158*915
167,128
193,107

246,227
252.024
274,979
258,700
276,531

1925
1926
1927
1928
1929

,333,231
,408,123
1,423*843
1,528,279
1,549,922

184,852
212,302
241,506
264,766
279,723

466*234
494.280
512,271
597,902
590,257

682,145
701.541
670.066
665*611
679,942

1910
1911
1912
1913
1914

507*319
542*275
574*319
579*967
606*607

8*494
12*504
15*195
19*052
23*106

187,360
138,134
214,291
213,253
211*989

311,465
341*637
344*833
347.662
371.512

1930
1931
1932
1933
1934

1*523,939
1,310*162
922*960
782*624
788*957

271,449
265,005
186,799
174,507
173.238

586*122
442*038
290.295
239.433
249.133

666,368
603,119
445,866
368*684
366*566

1915
1916
1917
1918
1919

633*513
809*734
868*993
968*573
1*090*260

28*496
41*421
55,531
62*633
72.100

199*168
283*478
277.259
318.080
394*360

405.849
484.835
536*203
587*860
623.800

1935
1936
1937
1938

683,253
735,696
808*395
709*746

156,323
150*858
154*904
150*578

214*576
216.068
203*125
164*250

312*354
368,770
445,366
394,918

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other

Other
loans
to
individuals

AU
other

1939

700,451

347,865

1940
1941
1942
1943
1944

749*069
876*866
919*082
716*655
805*022

391.555
498*370
575*459
407*133
433*293

13.912
13,715
11,194
18,782
57,253

17,456
15.561
13.315
13*805
32.739

*378
342
270
,151
,014

100*267
102*567
98,631
87*398
31*130

49,349
43,327
44*412
39.551
38,538

118.014
118*636

175,150
196,934
174,801
31,021
42,369

1945
1946
1947
1948
1949

847*726
988*785
1,066,127
1,267,930
1,166,270

436.267
535*219
596*000
750*785
624*851

73*662
57.383
37,929
25,929
29,490

54,464
57,041
40,803
27,893
23,917

987
,098
,794
L.809
J.047

78*402
38,060
107,742
128,991
140*336

39*848
49*405
65,425
76,183
78,887

127.359
158.455
193.278
237,314
250*264

36,737
42*124
43*156
35,167
36.237

1950
1951
1952
1953
1954

1*319*120
1,676*362
1*708*515
1,909,214
1,972,568

701*437
998*914
993*664
1*077,209
1*082*566

23,687
10,332
32,027
14,752
25,806

27,649
30.889
23.012
29.618
21*570

2*995
2.568
2.575
3,414
3,584

171*446
193,057
202*673
241*581
261*975

82*066
89*908
93*550
103.549
108,023

295,873
329,187
336*399
412,197
456*877

38.360
50.499
57*959
63.367
50.903

1955

2,152,027

1*143.550

24*962

33*718

3*770

292,399

128.042

528*141

41,796

20*029

' *^,IIMIIII
Beginning June
30 , x^Tu
junt. ijv/,
iipuica lut
vaiiuua loan
IUHM items are
UIG shown
aiiuwri
1948,t figures
for various
gross (i.e., before deduction uf valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,402

100*684

156,157

me total
iui<it and
aiiu are
aie not
nui entirely
CMUICJ comparable with prior figures. Total loans
the
continue to be shown net.

Massachusetts

493

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

65,452
67*561
71*062
76*278

40,546
36,774
32,621
33,651

4,162
7,957
10,460
11*071

20.744
22*650
27.781
31*556

99.126
122.575
135.221
161,645

9*409
11*799
10.337
19,653

29,787
32.954
34.455
40*141

59.930
77.822
90.429
101.651

10,150
10,571
11.207
9.562

474,569
532,421
550.982
626.694

1900
1901
1902
1903
1904

77,270
84,519
83*905
88*041
96*161

34,289
34,075
28,796
33,483
32*651

9,358
10,709
10,797
8*864
13*313

33.623
39.735
44.312
45.694
50.197

133,746
147,981
143,492
130.740
153.894

13.893
21*918
15.545
16.104
12.923

36*469
38*297
39,611
36,731
36,305

83.384
87*766
88*336
77.905
102.666

9,826
9.864
10.297
14.401
13.718

585.406
626*619
626,039
623,922
626,980

1905
1906
1907
1908
1909

101*480
97*697
100*182
105,960
112,574

30*563
27.990
27.672
30.329
30.824

8*657
9,071
6,721
6,558
8*028

62,240
60,636
65,789
69*073
73.722

153,336
146,554
155.605
193.730
213.742

16.709
13,960
18*940
24*688
24*760

43,558
41*064
41,985
50,338
62,476

93,069
91,530
94,680
118,704
126*506

16.197
17,116
20,815
22,604
21,576

693,595
666*321
717*919
754.627
825.221

1910
1911
1912
1913
1914

100,544
114,570
124.796
125.196
129.967

29.446
28.408
30,056
27,105
29,300

7.280
10*392
7.822
6*978
7*886

63*818
75*770
86*918
91*113
92*781

197,261
209.187
215,007
212,597
235,811

25*027
17.426
19*409
15.710
21*197

56*836
62*834
65*044
69,173
72,466

115*-396
128,927
130,554
127,714
142*146

24,387
25,661
27,932
30,762
29,996

629.511
891*693
942*056
946*522
1.002.381

1915
1916
1917
1918
1919

138*988
156.918
186*072
234,497
292,891

28.595
24.515
34*292
97.442
132.894

10*947
11*095
14*666
11.335
17.307

99*446
121*308
137*114
125.720
142.690

209.893
227*004
239,544
273,656
302*167

12*125
30.736
20.737
37.999
70,781

62*669
55.047
63*435
34,947
38,750

135*099
141*221
155,372
200,910
192,636

30,078
51,362
78,509
105,436
125,174

1*012*472
1,245,018
1,373,118
1*582*362
1*810*492

1920
1921
1922
1923
1924

266,246
247,780
360,733
376,384
391,099

95,210
75,984
144*051
156*526
146,814

14.091
13,935
16*638
15*753
21,341

156,945
157*861
200,044
204,105
222,944

319,102
235,098
274,277
260,224
309,319

90,968
61.700
62*710
73*676
94.718

43,013
32*856
24*842
23*148
28*609

165,121
140*542
166*725
163.400
185.792

139.944
102.103
100.942
113.972
106.846

2*013,751
1*704*629
1.811*377
1*948*622
1.997.530

1925
1926
1927
1926
1929

399,017
469*427
518*065
526,320
525,152

131,983
153,936
161,076
161,937
181,547

23,519
50.274
62.436
37*706
34.814

243,515
265,217
294,553
326,677
308,791

326*070
351.227
358*954
306*765
307.408

95.824
128.560
110.169
81.353
96*374

31.198
31.173
29,083
22,025
21,096

199,048
191,494
219,702
203.387
189,938

141.645
124.885
117,418
143,699
151,886

2,200*163
2*353*662
2*418*280
2*505,063
2*534,368

1930
1931
1932
1933
1934

539,748
632,483
545,529
609.341
594.793

161*302
216.875
238.117
346.795
347.504

41*471
57*795
47*501
64*833
46*807

336,975
357*813
259.911
195.713
196.482

357.502
354,786
311,845
350,974
461,266

105*763
79*477
46*615
53,005
47,191

26*728
24,994
24,237
22.929
52.239

225*011
250*315
240.993
275.040
381.838

166,572
167.310
103.850
109.200
95,262

2.569.761
2.464.741
1,664,184
1*652*139
1*960*280

1935
1936
1937
1938
1939

714,252
760,250
758,290
674,573
711*914

443.034
484*007
526*107
466,858
496,924

64,620
79,925
61,227
59,896
74*561

186*596
196,318
170*956
147*819
138,409

511,691
574,463
480,253
664.735
603.745

56*246
76,510
78,998
65,055
74,356

95.292
137*515
43,426
132,407
144,217

360,153
360*436
357*829
487*273
585.172

87*439
85*750
93*065
75,382
83,034

1*996*635
2*156*159
2.140.023
2*144,436
2,299,144

1940
1941
1942
1943
1944

665,671
744,389
1*069*064
2,090,137
2,652*336

471,884
552*973
878.125
1.924.667
2,512,424

74.327
79.702
80,457
67,483
57,941

119,460
111,714
110*482
97*987
81,971

1*018*217
1*013*243
803.270
826.060
787.059

58,584
85.,574
98*281
117*024
129*434

148,099
160,474
83,503
70,086
62,196

811.534
767.195
621*486
638*948
595.429

75,572
72,589
67,977
66,010
56,861

2*506.529
2.707.067
2.859,393
3.701,062
4*301*278

1945
1946
1947
1948
1949

3.223*813
2.764.835
2.263,557
2,015*452
2*139(003

3,098,737
2,608,796
2,101,305
1,828,704
1,905,122

43.390
43.383
69,501
90,679
133,725

81.686
112.656
92.751
96,069
100,156

896,556
689,767
937,128
947,020
940,407

118*392
168,887
202,588
196*758
171,207

63,573
57.764
70.936
84.540
72.775

714,591
663,116
663.602
663.722
696.425

56*236
66*761
56*315
81*428
75,551

5*024*331
4.710,148
4,345.127
4.311.830
4*321.231

1950
1951
1952
1953
1954

2(203*999
1*917,449
2,027,661
1*749*030
1.827*719

1.908*718
1*584.505
1.655.146
1.366,633
1*461,559

174,258
209*266
239.455
256*946
248*916

121,023
123,676
133,060
125.449
117.242

872*232
1.014*177
1*127*022
1,105*360
1*031.257

210,754
218*582
266,317
278,912
264,714

55.210
36.538
82.610
86.498
89.297

606.268
739.057
778.095
737,950
677,246

77,997
95.733
95.033
87,291
99,733

4,473,346
4*703.721
4,956,231
4,650*895
4*931*277

1955

1,820,992

1*371,664

334*870

114(458

974,984

274,533

76*763

623.688

99,332

5,047,335

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

494

Massachusetts

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i j of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

U.S.
Government

Other
demand

Other
time

1897
1896
1899

285*949
346*266
374*106
462*618

49,428
66,889
67,937
84,809

317
271
765
5*707

233,489
277,687
302,156
368,853

2*715
3*419
3.246
3*249

1900
1901
1902
1903
1904

412.197
450*933
452.424
440.128
448.780

68,592
95*091
89*652
77,802
91,653

6,092
5,667
6,598
10*567
6,828

313.898
344.000
347,763
343,887
342,561

3.615
6.155
8.411
7.872
7*738

1905
1906
1907
1908
1909

513,384
503*051
528*202
561.719
640.018

95,110
07,391
90,981
118,570
125.552

3,285
3*918
7,168
4.348
1.541

406,213
401,657
417,854
424,996
486,737

8.776
10.085
12.199
13.805
26.188

1910
1911
1912
1913
1914

635.310
693.937
729*806
725,807
788.041

105,065
120,980
118.852
109,650
131,525

3.600
3*361
1*410
1,180
2,825

497,548
537,562
570,324
574,692
597,339

29.097
32.034
39.220
40*085
56*352

1915
1916
1917
1916
1919

797*020
992.051
1.061.972
1.231.764
1.350.734

109,687*
128,609
122,445
147,733
141,472

1*219
564
10,703
131,763
55.598

615,836
746,853
780,139
811,659
965,527

70.278
115,825
148*665
140*609
188*137

1920
1921
1922
1923
1924

1*508.669
1.299.083
467.630
.557*414
.672*313

129,003
102*852
129,570
116,315
150,178

16*165
21,981
12,207
32,820
22*689

1.096.880
901.980
994,640
1,024,002
1,054,260

266*621
272.270
331*213
384*277
445*186

1925
1926
1927
1928
1929

.813,840
.960.084
1.991,591
1*994.299
1.970*963

143,778
145.515
176.306
158,563
154,947

12*483
29.191
23.477
23.090
17.117

1,125,149
1,198,699
1*149,138
1,114,488
1,114,396

532*430
586*679
642*670
698*158
684.503

1930
1931
1932
1933
1934

2.070.888
1.984,218
1*499.396
1*503.768
1*625.910

203.553
203,567
151,061
182.700
204*664

22.637
26*540
21,068
60.766
116,443

1,129,689
1*042*533
822,893
788,620
846,810

715.009
711.578
504.374
471.662
457.993

1935
1936
1937
1938
1939

1.687.592
1*847.804
1*816,359
1*833,850
1,982.464

230,180
255,296
218,464
250,201
316,019

46,251
30.223
50*064
13,177
24.807

981,585
1,130,056
1,129,675
1,168,632
1,241,685

429.576
432.229
418*156
401.840
399.953

1940
1941
1942
1943
1944

2.187.956
2,381,679
2,526,838
3*366,593
3,940.332

395*141
410*166
362,452
364*062
310.181

23*039
22.098
33,495
322679
912.751

1,383,414
1,562,612
1,745.477
2.233.269
2.185.779

386.362
386.803
385.414
446*583
531.621

1945
1946
1947
1948
1949

4,651,503
4,316,843
3,935,778
3*879*590
3,893,351

327,178
341,876
316,135
324,740
319.022

1,274.754
538,488
28,819
67,213
60*416

2.387,307
2,651,728
2,779,951
2.695.473
2.748.249

662.264
784.751
810*873
792.164
765*662

1950
1951
1952
1953
1954

4,022,983
4,221*075
4,453,622
4,330,970
4*390,507

307,497
320,029
418.269
383.419
382,803

115,214
167,538
214,892
116.378
179,634

2*844*021
3.010.229
3.111*094
3*128,007
3,113,204

756,251
723*279
709,367
701*166
714*866

Massachusetts

495

Table laAH Commercial Banks

ASSETS, LIABILITIES,

AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

1896
1897
1896
1899

4,520
2,093
2*524
2*140

29*956
27*686
23*678
21.497

990
1*131
1*084

1900
1901
1902
1903
1904

5.147
2.593
2.123
2*119
1.488

24.350
26.379
21*243
25*209
27*064

377
3>369
5.733

1905
1906
1907
1908
1909

2.023
1.330
1.376
1.448
650

28*113
27*220
28.937
31.324
29.224

1910
1911
1912
1913
1914

2*159
1.268
2.354
2.415
2.167

1915
1916
1917
1918
1919

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

105*893
105*189
101*453
92*353

47.261
46*056
48(137
47*546

474.569
532*421
550*982
626*694

299
300
296
284

5*239

90*093
86*848
66*412
86*836
78*952

53*242
56.697
58*104
63*357
65*457

585*406
628*819
626*039
623*922
626*960

262
281
277
276
260

3*058
4*736
6*126
6*596
2*877

79*618
78*453
76*319
74*348
72*582

67*399
71.531
76.959
79.192
79,870

693*595
686*321
717*919
754*627
825*221

256
253
319
306
306

28*724
27*484
29*361
26*054
29.107

3*866
3*047
4*180
7.256
5.977

73*544
74*889
79*866
85*412
83*593

85*908
91*046
96.469
99.578
93,496

829*511
891*693
942*056
948*522
1*002*361

284
280
287
282
280

2*416
6.479
29*017
42.681
125*790

28*454
23*690
21(554
21(240
20*856

5*761
42*642
63*084
82.247
100*217

83*805
83*949
88*993
92*083
94*901

95*016
96*207
108*496
112*347
117,992

1*012*472
1*245*016
*373116
582362
810*492

285
287
292
304
314

1920
1921
1922
1923
1924

134.270
77.037
24.584
56*106
10*853

18*861
19*284
20*003
19*966
22(664

109.120
60.781
52*923
66*966
48*346

110*515
106*584
105*816
106*540
104*026

132*316
141*860
140*419
141*626
139*326

,013*751
.704*629
811*377
948*622
,997,530

330
314
299
281
275

1925
1926
1927
1928
1929

46*020
38*779
52*525
71.275
105*128

20(253
19(801
19(531
18(254
19(157

59.291
64.962
65*584
104*923
96*855

113*796
116*262
126*048
134*958
143*864

146.963
153.774
163.001
181.354
198.401

2*200*163
2*353*662
2.418.280
2.505.063
2.534 f -*68

267
264
263
259
263

1930
1931
1932
1933
1934

24.642
10.840
30.920
16*040
4*445

19*418
19*689
17.697
20*188
19*217

108.770
93*018
43.968
48*307
25.996

162*950
163*747
141*426
136*044
148*272

203.093
193.229
150.757
127.792
136.438

2.589*761
2.464*741
1.884*164
1*852*139
1*960*260

259
251
223
207
217

1935
1936
1937
1938
1939

2.175
615
1.340
1.090
635

5.959

19i915
22*607
34*114
19*411
21*219

148*514
122*066
118*887
115*561
113*595

132.480
163*067
169.323
174,524
161*231

1*996*635
2*156*159
2*140*023
2*144.436
2*299,144

205
203
202
199
200

1940
1941
1942
1943
1944

592
500
690
1.535
4.735

24*659
26*015
28*113
24.270
38.893

111*629
110*202
109*908
109*359
108*602

163,493
188,691
193,844
199,305
206,716

2*508,529
2,707*087
2*659*393
3*701,062
4,301*278

200
199
200
198
196

1945
1946
1947
1948
1949

1*625
1.836
2.348
3*645
2.175

39*295
41*982
46.967
62*174
53*001

108*131
110*938
110*362
110.739
110,433

223,777
238.549
249.672
255*682
262*271

5,024.331
4.710.146
4,345.127
4,311,830
4*321*231

193
190
188
169
183

1950
1951
1932
1953
1954

2*903
6*760
1.738
3*498
2*050

64.332
83.169
83.219
84.124
92*055

111.357
112*143
118*222
118*888

271.773
280.574
301*430
313,415
323,497

4*473*346
4,703*721
4,958.231
4.850.895
4,931*277

184
181
180
179
179

1955

2*805

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

540

6.271

123* 168

5,047,335

496

Massachusetts

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available dale; partly estimated.

Amounts in thousands of dollars]

Loans
Year"
Total
1696
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1916
1919

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

250*251
272*311
266*594
293.711

466
528
534
728

66*101
74.902
75.712
103*246

183.684
196.881
190.348
189.737

282*178
292*883
284*169
281*748
265*625

622
650
678
637
591

86.264
92.195
96.224
90*368
83*878

193.292
200*040
187.267
190.743
181*156

1920
1921
1922
1923
1924

660*144
594*550
565*706
710.014
688.701

2*862
3*211
4.753
27*067
29.747

196,866
181.190
187*979
224*859
219.338

460*416
410*149
372.976
458*088
439.616

284*414
275.915
289*441
286*281
303*475

655
606
614
709
744

92.917
86*031
87.087
100.634
109.701

190*842
189.278
201.740
164.938
193.030

1925
1926
1927
1928
1929

770*486
807,536
813*475
861*381
853.780

38.048
54,235
66,377
76,475
79.255

290.325
317.214
327*654
387*263
363*635

442.115
436.087
419*444
397*643
410.890

309*858
321*133
341*621
334*404
347.001

726
743
733
768
1*396

103.675
102*972
124*078
111.794
116*409

205.457
217.418
216.810
221.842
229.194

1930
1931
1932
1933
1934

994*970
870*993
632*243
543*981
579*800

85.066
96,884
75,739
74*366
71,224

4361656
327*664
213*354
178*870
197,632

473*246
444*445
343*150
290*745
310*944

354.735
444.500
460.613
528.539
575.788

1*654
1.573
1*707
2.396
2.520

106*165
158.252
150.113
184.987
240.319

246.916
284,675
308.793
341.156
332.949

1935
1936
1937
1938

482*413
525.520
587.402
506*623

64.120
62,635
68,192
66.139

166*149
161*411
153*348
118*939

252*144
301.474
365*862
321,545

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

494.533

267.556

22*963

13*895

1940
1941
1942
1943
1944

524*366
631.432
672*239
522*142
607.255

319.012
410*593
475*014
344*888
372*706

10.505
10*046
6*518
15.957
51*583

11*642
10.131
8.661
6.616
15.879

761
728
676
666
602

36.894
38.347
35.575
32*385
29*295

28,197
27.024
23.965
21,613
20,602

76.143
82.260

117.377
134*563
119.628
21*874
34*128

1945
1946
1947
1948
1949

620*660
711.003
758.963
900*514
805.735

367.065
434,951
472.342
599*968
490.976

64.246
52.880
34.260
22.628
25.918

22,755
21.733
15.666
13*196
12,063

602
680
807
982
984

26.666
32.225
40.154
54.194
60*394

22.607
27,667
37.003
42,910
44*513

84.668
103*110
124.288
150.279
156*518

32*069
37.757
34.443
29.609
30*309

1950
1951
1952
1953
1994

915*275
1.205.093
1.220.060
1.363.353
1*409*912

545,114
792*236
785.994
843*539
839.604

21*475
7.903
26.148
10.572
21*729

13.667
17,525
9.879
11*346
5.817

1.963
1*449
1*558
2*250
2.412

86*315
107.006
110.724
142.203
163.691

45,843
51.903
54.301
61*720
62*932

185*219
206.709
204*442
263*793
299*615

32.903
42*738
50*610
55.991
44.555

1955

1.467*311

839*824

13*005

9.358

2*465

192*733

81*825

333*989

28*683

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

105.696

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Massachusetts

497

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

53*352
51*246
49.777
54.502

37*471
34*488
30*453
31.606

429
452
522
618

15*452
16*306
18*802
22*278

85.649
102.312
108.767
132.217

9.113
11.353
9.755
19.006

26.612
30.260
30*795
37.006

49*924
60.699
66*217
76*205

8.564
6.673
9.922
7.841

397.636
434.542
435.060
488.271

1900
1901
1902
1903
1904

57.273
61*324
59*111
61*864
62*808

33*236
33*570
28*734
33*433
32*570

649
749
820
768
816

23*386
27*005
29*557
27*663
29*422

109,538
123.060
115.566
106,196
123.369

13.350
21*364
14.911
15.563
12*250

33.346
34,962
35*280
32.604
33.936

62*840
66.754
65*377
56.031
77,183

8,120
7*851
7*265
10*870
9,567

457*109
465.140
466.113
460.660
461,369

1905
1906
1907
1908
1909

67*527
58*603
62*653
65*518
72*228

30*530
27,935
27*588
30*256
30*706

998
828
947
955
2.578

35*999
29*840
34*116
34*307
38*944

116.124
112.108
116*738
152*309
154*207

15*893
12*766
18*143
23.956
23.900

34*622
32*254
32*806
40*961
45*544

67.409
67.088
67,787
87,392
84,763

11*251
12*216
14,372
14*636
12*369

481.316
458*842
485*204
516*746
542.279

1910
1911
1912
1913
1914

66.379
73.540
81*910
79*445
85.106

29*271
28*159
29*783
26*748
29*030

2*675
5*260
3*148
1.994
1.706

34*433
40*121
48*979
50*703
54.372

135.585
139.297
149.261
145*935
151*902

23.549
16*224
17*995
14*711
19*544

37.279
41.797
45.021
45.552
47.610

74,757
81,276
86.245
65*672
64.548

13*526
14*018
15*310
17*567
17,589

525.348
547*988
588*102
577.351
601.600

1915
1916
1917
1918
1919

93*497
98*404
109*981
137*195
163*006

28*360
23*289
27.128
4.523
79.893

4*916
6*194
9*011
6*454
10*479

60*221
68*921
73.842
66.218
72.634

130*113
132*784
137.425
156.415
171.207

11.264
24.812
16.698
29.991
46*654

37,759
28,933
33.936
16.554
18,741

81.070
79,039
86,791
109*870
103*812

17.812
33.974
45*949
66.931
60.026

596.157
709.662
753.968
669.080
990*027

1920
1921
1922
1923
1924

141*057
132*219
208*560
242*780
256.784

65.240
52.084
91.375
111.566
111.294

4*444
3*564
4*342
3*453
6*474

71.373
76*551
112*843
127.761
139.016

183.111
140.396
164.947
170.842
197.117

63.782
43*029
54*883
55*969
66.929

21,601
16.555
12.108
12.151
16.117

97*526
80*612
97,956
102,722
114.071

90.015
69*895
70*350
66*680
81*313

1*074.327
937*060
1.009.565
1.210.316
1.223*915

1925
1926
1927
1928
1929

260*233
316*452
334*682
339.169
342*382

95.654
124.421
115.713
116.652
140*697

6*776
12*929
12*054
9*816
12*439

157.801
179.102
206.915
212.701
189.246

206.&26
230.663
243.636
202*229
198.915

71*761
93*431
82*156
60*286
68*166

17,939
16.692
15.988
11.326
11.061

116.926
120*540
145.492
130.615
119.688

106*508
95*333
89,712
115*061
121,377

1.343.855
1.449.984
1.461,505
1,517.840
1.516,454

1930
1931
1932
1933
1934

368*562
430*921
390*384
454*184
430*220

128*271
158*702
182.295
276.627
264.435

23*320
44*376
35*739
35*726
26*805

216*971
227*843
172.350
141.631
138.980

272.879
267*390
243.730
260*205
396,322

92*740
70*106
40*854
46,669
40.801

15.265
13.710
14.605
14,751
44.379

164,874
163.574
188,271
218.785
311.142

146.246
146*026
86*967
90.544
74.351

1*782.657
1.715.330
1,353,344
1,368.914
1.480.693

1935
1936
1937
1998
1939

503*216
514*456
519*939
437*242
461*838

321.601
331.973
371.400
307.216
337*266

59*867
56*353
40*279
37*473
41*163

121*748
126*130
106*260
92*553
83*409

402,813
447.241
359.682
545.726
657.636

46.969
61.343
63.626
49,959
60*076

85*323
123*857
31.034
119.904
132.967

270.501
262*041
265*022
375.863
464.793

62.465
60*899
66*367
52 i486
59.331

1.450.907
1.546.116
1.535.390
1*542.077
1.673.536

1940
1941
1942
1943
1944

421*116
465*561
747.481
1.519*534
1*907*370

303*255
349*666
627*842
1*417*729
1*818*477

44*562
46.001
51.533
43.696
42*958

73*279
67*892
68.106
58.109
45.935

829.700
816.922
595*591
617.894
563.943

46,865
68.716
60.047
96.197
102.761

135.636
144.300
65.631
49.616
43.844

647*179
603*906
449*913
472.081
437,336

53.351
50.598
48*836
50.207
41.140

1.826.555
1.964.513
2*064*147
2*709.777
3.139.708

1945
1946
1947
1948
1949

2*283*226
1*897*999
1*558*663
1*369*954
1*472*010

2*213.881
1.608.232
1*453*074
1*243*677
1*318*217

30*296
30*814
51.186
69.329
100*624

39*049
58*953
54*403
56*948
53*169

663.769
656*167
694.668
706.102
697.073

96.116
136.906
166.301
163*825
139*131

45,447
39*189
44.543
55,260
46*134

522,206
480.070
463,824
487.017
511*606

41.174
51.800
43*618
63*656
56*065

3,606*849
3*316,969
3.055.912
3*040*228
3*032*903

1950
1951
1932
1953
1954

1*521*408
1*277.065
1.372.976
1.142.544
1.213*953

1.328*531
1*061.258
1*128*846
896*056
987.443

129.332
144.354
167.588
175.222
162*124

63,545
71.453
76.542
71.266
64 . 366

631.694
747.370
609.825
803.941
752.888

165.474
173.662
205.981
221.436
206.169

34.916
34.041
49.014
54*206
53.565

431.304
539,667
554.830
528,299
493.154

59.678
76.587
72.656
65.851
76.610

3*128*055
3.306.115
3.475*519
3*375.689
3.453.363

201*768

46.235

413.803

73.315

3,353,553

1.151.121

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

204.688

498

Massachusetts

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

227.208
269*208
277,730
344,583

49 346
66,787
67,862
84,757

317
271
765

5,707

176.795
201*352
208*191
253*160

750
798
912
959

1900
1901
1902
1903
1904

306,342
332.971
324*390
313,822
321,481

88.541
95.059
89.564
77,735
91.600

6,092
5.687
6,598
10,567
6*828

210*629
230.771
226,526
223*587
220*871

1*080
1*454
1*702
1.933
2*182

1905
1906
1907
1908
1909

341,596
320,947
342,573
376,236
406,468

93*003
85*760
87,669
109,285
113*373

3.285
3.918
7.168
4*348
1*541

242.608
228*091
242.991
256*838
283.398

2*700
3*176
4*745
5*765
8*156

1910
1911
1912
1913
1914

385,389
408,374
437.151
424*210
452.490

91,195
100,497
101*091
93,840
110,831

3*600
3,361
1*410
1*180
2*825

280*804
293.169
320.174
311,937
319*182

9*790
11*347
14.476
17*253
19*652

1913
1916
1917
1916
1919

447.036
532*680
549*274
666,099
697.458

86*437
98.292
93,522
99,831
101*066

1*219
3*261
93*603
38*590

334,546
384*334
390*298
422.279
494.410

24*834
49*490
62.193
50*386
63*392

1920
1921
1922
1923
1924

769*029
686*06
791*867
939,173
1,005.150

99*457
78.505
102*527
93,930
122.765

12*895
14*658
8.605
27*766
20*043

559 *370
469.410
516.914
586.517
593*801

97.357
123.433
163*821
230*960
268*541

192S
1926
1927
1926
1929

1*087*850
1,184,157
1,197,738
1,168,622
1*131,526

115*132
117,835
145.589
126,868
123*725

7*868
23*739
10.286
9*459
8*865

650*019
693*810
656,564
614,907
613*093

314*831
348*773
385*299
417*388
385*843

1930
1931
1932
1933
1934

1*408,867
1*366*464
1*091.843
1*118,844
1,232.647

177,414
173.395
121*852
155*002
181,550

19.076
21*549
14*341
43,880
101*997

772*359
718*805
593,422
583*875
631*024

440.018
452*715
362*228
336*087
318*076

19tS
1936
1937
1938
1939

1,232,224
1*331,303
1.308.597
1.325.036
1.452,479

203*149
220.319
190.456
224*861
285,897

36.120
11.253
44*276
6*528
13*106

712*942
818*695
809*792
842,454
912,101

280*013
281*036
264*073
251*193
241*375

1940
1941
1942
1943
1944

1*604*999
1*737,164
1,831,554
2*476,416
2*885,442

351,887
365,900
323,471
322.758
280*499

11.604
13*164
23.584
258.219
707.185

1,016*460
1*134*639
1,261,910
1*632.650
1.577.702

225*048
223*461
222*589
262*789
320*056

1945
1944
1947
1948
1949

3*348*239
3,044.897
2*771,188
2*738,887
2*734*674

294,645
302,124
277,628
283,618
281,328

965,922
398,077
22*839
49,169
46,945

1.687.676
1*858*294
1*962.708
1.904*385
1*926*549

399*996
486*402
508*013
501.715
479.852

19SO
1951
1952
1953
1954

2*813*967
2*966,527
3*116*033
3*008*833
3*070,347

269.039
280.026
369,335
334,732
335.604

80*518
133,013
158*466
93.261
140*001

1*995*839
2*105*361
2*151*776
2*150*679
2*142*222

468*571
448.127
436.456
430*161
452*520

2*082*702

436*358

2*978.087

564

Massachusetts

499

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

4*400
2*025
2*524
2*140

29.956
27*686
23*678
21*497

280
265
222
482

95*418
94,314
90,578
80*978

40,574
41*044
40*328
38,591

397*836
434*542
435*060
488*271

268
267
263
250

1900
1901
1902
1903
1904

5*147
2*593
2*123
2*119
1*488

24.350
26.379
21*243
25*209
27.064

336

2*263
2.273
3.943
3*738

78.718
77*273
73.187
71.613
63.926

42*216
43*661
42*897
43*974
43*672

457,109
485*140
466*113
460*680
461*369

248
246
241
236
222

1905
1906
1907
1908
1909

2.023
1*255
1*190
1*276

28*113
27*220
28.937
31*324
29*224

2.506
3*220
4*505
3.786
1.472

63.243
60*527
59.217
56*468
54*967

43633
45*673
48,782
49.656
49,693

481*316
458*842
485*204
518*746
542.279

215
206
203
198
196

1910
1911
1912
1913
1914

1*618
1.740
1.377
1.611

28*724
27.484
29.361
28.054
29.107

2*020
1*584
2*136
3*784
2*935

54,367
53,618
55,437
58,043
55*943

53*230
56*141
62,277
61,863
59*514

525*348
547*988
588,102
577,351
601*600

192
186
188
180
173

1915
1916
1917
1916
1919

1.366
5.271
23*370
22.321
78.855

28*454
23.690
21.554
21.240
20t858

1*849
34*550
38*026
55*100
66.652

55*392
52.543
52,993
54,169
53,942

62,060
60,926
68*751
70*151
72.062

596*157
709*662
753*968
889*080
990.027

170
156
150
156
156

1920
1921
1922
1923
1924

77.142
40*938
12.451
41.427
6.693

18i<861
19i>284
20, .003
191.966
22 664

69.124
38*849
35.072
48*441
33.680

62,318
63.596
63*517
70*137
68,117

77,853
88,385
66.655
91.172
87,611

1*074.327
937*060
1*009,565
1,210*316
1,223,915

159
162
159
159
157

1925
1926
1927
1928
1929

28.501
31*373
37,965
51*508
62*743

20i.253
19*801
19.531
18*254
19.157

42*016
47*367
49*537
89*031
83.791

74.217
74.293
79.788
83*018
85*386

91,018
92,993
96,946
107*407
113,649

1,343*855
1,449,984
1*481*505
1.517,840
1,516,454

156
154
153
152
155

1930
1931
1932
1933
1934

12*534
4.782
12*146
7.616
3*606

19.418
19*689
17.697
20+188
19.217

97,145
83*676
30*144
36751
23,867

113*283
115*236
101*446
101*448
110*451

131*410
125,483
100*066
84*067
90,905

1*782*657
1,715,330
1,353*344
1,368,914
1*480*693

152
149
141
127
138

1935
1936
1937
1938
1939

1*650

5*959

17,233
19*484
29*096
15*723
17*256

107.559
79.778
76.747
76*181
75.019

86,282
117*011
120*350
124,452
126,249

1,450,907
1,548,116
1,535*390
1,542,077
1,673*538

129
126
128
127
126

1940
1941
1942
1943
1944

567
500
540
535

20*851
21*580
22*415
19*195
33*166

73*891
73.525
73.159
73*118
72*645

128,247
131*744
136.479
140. 513
146.220

1,828,555
1,964.513
2*064,147
2*709,777
3*139*706

125
124
124
124
124

32,016
31*923
37*065
49,427
41*573

71*824
74.152
74*077
74.297
73.796

155,145
164*596
172,234
176,737
182.295

3,606*849
3,316*969
3*055*912
3*040*226
3*032*903

121
121
121
121
118

50,645
69,239
66*469
65,681
73*182

74.226
74*086
78*639
78,914
82,844

188*239
195*263
212,753
221.151
226.890

3*128.055
3*306,115
3*475.519
3,375*689
3,453*363

118
116
114
114
114

67*487

79*294

227,260

3*353,553

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

455
787

540
600
685
535

2*035
1*625
1*401
1*348
880
565
978

1*000
1*425
1*110
100

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

500

Massachusetts

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
Other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897

1898
1899

49.590
59*383
66.898
85,496

2.216
2*726
3*307
2,476

28,957
35,312
30*922
47*369

18,417
21.345
32,669
35.653

1900
1901
1902
1903
1904

82.364
93.570
104*176
108*992
97*582

2,355
3,838
5,001
5,212
4,906

50,501
59,885
68*756
67,357
57,671

29,526
29,847
30,419
36,423
35,005

1921
1922
1923
1924

628*315
525*096
509,717
488,026
501,565

90,291
89,802
98,970
105,000
125,329

170*244
140*690
136*320
135*548
132.093

367*760
294*606
272*427
247,460
244,143

1905
1906
1907
1908
1909

138*168
149*039
151*876
146.052
173*854

4,994
6*470
6*809
5,796
6.947

77*789
79*623
71*826
66*494
83,406

55*385
62*746
73,239
73,762
83,501

1925
1926
1927
1928
1929

562,743
600,587
610,368
666*896
696,142

146*804
158.067
175.129
188,291
200*466

175,909
177*066
184,617
210*639
226,622

240,030
265,454
250*622
267,968
269*052

1910
1911
1912
1913
1914

197*461
221.142
232,698
245,563
259,606

7*768
11*761
14,462
18*284
21,708

83*685
85.162
90.213
101*459
95,580

106,008
124.219
128,023
125,820
142.318

1930.
1931
1932
1933
1934

528*969
439,169
290,717
238,643
209*157

166*361
166*121
111*060
100,141
102,014

149,466
114,374
76,941
60*563
51.501

193.122
156*674
102*716
77.939
55*642

1915
1916
1917
1918
1919

278,778
365,234
408,380
440,034
514*472

26,842
39,848
53,824
60,237
69,580

93.003
125*226
127.146
133,093
154.041

158,933
200,160
227,410
246,704
290,851

1935
1936
1937
1938

200*840
210,176
220,993
203,123

92,203
88,223
86,712
84,439

48,427
54,657
54,777
45*311

60,210
67,296
79,504
73,373

1920

Loans *
Commercial,

Year
Total

1939

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

60*309

Real estate

others

farm land

6,134

On
residential
property

Other
Other

64,204

224,681
245,434
246,843
194*713
197,767

72,543
67,777
100,445
62,245
60*567

3.407
3.669
2.676
2*825
5,670

5.616
5,430
4,654
5,189
16*860

617
614
592
485
412

63*373
64*220
63*056
55*013
51,835

21*152
21,303
20,447
17,938
17,786

1945
1946
1947
1948
1949

227*046
277*782
327*164
367,416
360*535

69,202
100*268
123,658
150,817
133,675

9.414
4.503
3*669
3,301
3,572

31.709
35*308
25*137
14.695
11*834

385
418
987
827
1*063

51*736
55*835
67*586
74,797
79,942

1950
1951
1952
1953
1954

403,845
471,269
488*455
545*861
562*656

156,323
206,678
207,670
233,670
242*962

2*212
2*429
3*879
4*180
4*077

13,962
13,364
13.133
18.272
15,753

1*032
1.119
1,017
1*164
1*172

1955

684,716

303.726

11*957

24,360

1*285

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

AU
other

50,461

1940
1941
1942
1943
1944

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

to
individuals

41,871

57*773
62*421
54*973
9*147

17,241
21,738
28,422
33,273
34,374

42*691
55,345
68,990
87,035
93,746

4,668
4*367
8.713
5.556
5*926

83,131
66*051
91*949
99*378
98,264

36,223
38,005
39,249
41,629
45,091

110,654
122,476
131*957
148*404
157*262

5,457
7.761
7*3*9
7,376
6,3*8

99,666

46,217

194*152

12,915

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Table 3State Commercial

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Total

Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency

and
coin

Other
assets

Bankers'
balances
(including
reserves)

1896
1897
1898
1899

12*100
16*335
21.285
21*776

3.075
2*286
2*368
2.045

3.733
7.505
9.938
10.453

5.292
0*544
8.979
9.278

13.477
20.263
26*454
29*428

296
446
582
647

3*175
2.694
3.660
3*135

10*006
17*123
22*212
25,646

1*566
1*898
1*285

1900
1901
1902
1903
1904

19.997
23.195
24*794
26*177
33.353

1*051
505
62
50
81

8*709
9,960
9,977
8.096
12.497

10.237
12.730
14.755
18*031
20.775

24.208
24.901
27.924
24*542
30.525

543
554
634
541
673

3,121

20*544
21*012
22,959
19*874
25*483

1,708
2,013

1905
1906
1907
1908
1909

33.953
39.094
37.529
40.442
40*346

53
55
84
73
118

7,659
8,243
5,774
5,603
5,450

26.241
30.796
31.671
34.766
34.778

35,212
34*446
36.867
41.421
59*535

816
1,194
797
732
860

1910
1911
1912
1913
1914

34*165
41*030
42*888
45*751
44.859

175
249
275
357
270

4,605

29.385
35,649
37.939
40*410
38.409

61.676
69,890
65,746
66,662
83,909

1,202
1.414
999
1,653

1915
1916
1917
1918
1919

45.491
58.514
76.091
97.302
129*885

235
1.226
7.164
32.919
53,001

4.881
6.828

39.225
52.387
63,272
59.502
70.056

79,780
94,220
102,119
117,441
130,960

1920
1921
1922
1923
1924

125.189
115.561
152.173
133.604
134.315

29,970
23,900
52,676
44*960
35.520

9.647
10.351
12.296
12.300
14.867

85.572
81.310
87.201
76.344
83.928

1925
1926
1927
1928
1929

138*784
152.975
183,383
187.151
182.770

36.329
29.515
45,363
45,285
40*850

16.741
37,345
50,382
27,890
22,375

1930
1931
1932
1933
1934

171.186
201.562
155.145
155.157
164.573

33,031
58,173
55,822
71,968
83,069

1935
1936
1937
1938
1939

211.036
245,794
238.351
237.331
250.076

1940
1941
1942
1943
1944

3*335
4*331

4,127
4*369
8.736

1,721

3,032

'

3)531
4*151
4 , 946

Total
aasets

76,733
97,879
115,922
138.423
128,297
143*679
159*926
163*242
165*611

9.377
16.932

25*660
24.442
26.893
31.312
41.743

4,900
6,443
7*966
9.207

212*279
227.479
232*715
235*881
282*942

19.559
21,037
20.023
23*621
24*656

40.639
47,651
44*309
42.042
57.600

10*861
11,643
12*622
13*195
12,407

304*163
343,705
353.954
371*171
400,781

5.924
4*039
8.008
22.127

24,910
26,114
29*499
18,393
20,009

54*029
62*182
68,561
91*040
88*824

12,266
17*388
32,560
38,505
45*146

416,315
535*356
619*150
693,282
820,465

135,991
94,702
109,330
89*382
112,202

27.166
18.671
27*627
17.707
27,789

21,212
16,301
12*734
10*997
12*692

87,593
59,730
68*769
60.678
71*721

49,929
32,208
30.592
27,292
25.533

939*424
767.569
801*812
736,306
773,615

85.714
86.115
87.638
113.976
119.545

119,444
120,564
115,318
104,536
108.493

24,063
35,129
28,013
21,065
28,208

13,259
14,481
13*095
10*699
10,035

82.122
70.954
74.210
72,772
70,250

35,337
29,552
27,706
28,638
30*509

856,308
903,678
936,775
987,223
1*017,914

16,151
13,419
11.762
29.107
22,002

120.004
129*970
87.561
54*082
59.502

84.623
87.396
68.115
70.769
84,946

13,023
5*761
6*336
6.390

11*463
11*284
9,632
8*178
7,860

60,137
66.741
52,722
56,255
70,696

22,326
21,284
16,863
18,656
20*911

807*104
749*411
530,840
483.225
479.587

121,433
152,034
154,707
159,642
161,658

24,753
23,572
20.948
22.423
33.418

64.850
70.188
62,696
55,266
55*000

108,878
127,222
120,571
139*009
145*909

9.257
15.167
15.372
15.096
14.280

9*969
13*658
12.392
12*503
11*250

89,652
96,397
92,807
111,410
120,379

24,974
24,851
24,718
22*896
23.703

545.728
608*043
604*633
602.359
625.606

244.555
278.828
321*583
570*603
744*966

168*629
203,305
250,283
506,938
693,947

29,745
31,701
2924
2:*787
14,983

46,181
43*822
42,376
39*878
36*036

188,517
196,321
207,679
208,166
203,116

11.699
16.658
18.234
20*827
26*673

12*463
16.174
17,872
20,472
18,352

164,355
163,289
171,573
166*867
158,091

22,221
21,991
19,141
17,803
15,721

679*974
742.574
795.246
991.285
1.161.570

1945
1946
1947
1948
1949

940*587
866*836
704*894
645.498
666.993

884,856
800*564
648,231
585.027
586.905

13,094
12,569
18*315
21*350
33*101

42,637
53,703
38*348
39*121
46*987

232,787
233,600
242,460
240,918
243*334

22*276
31.979
36.287
34.933
32.076

18,126
18.575
26*395
29,280
26,641

192,385
183,046
179,778
176,705
184,617

15,062
14,961
14,697
17*770
17*466

1*415*482
1*393*179
1*289*215
1*271.602
1.288.328

1950
1951
1952
1953
1954

682.591
640.384
654.665
606*486
613*766

580,187
523.247
526*300
470.577
474.116

44.926
64*912
71,867
81,726
86.794

57,478
52,225
56*518
54,183
52*856

240,538
266*807
317,197
301*419
278,369

45.280
44*920
60.336
57.476
58.545

20,294
22*497
33,596
34,292
35,732

174,964
199,390
223,265
209,651
184,092

18.319
19.146
22,375
21,440
23,123

1,345,293
1*397*606
1*482.712
1.475*206
1,477*914

1955

488*667

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

5,132
4,674
4,984

6,180
6,031
4.901
5,655

51,022

1*478

841

9.371

8.810
9.177

502

Massachusetts

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

U.S.
Government

Interbank

Other
demand

Other
time
1*965

1896
1897
1898
1899

58.741
79.058
96.376
118.035

82
102
75
52

56*694
76.335
93.965
115*693

2.621
2*336
2*290

1900
1901
1902
1903
1904

105*855
117.962
128*034
126.306
127*299

51
32
88
67
53

103*269
113.229
121.237
120.300
121.690

2*535
4*701
6*709
5*939
5*556

1905
1906
1907
1908
1909

171.788
182.104
185.629
185.483
233.550

2,107
1,631
3.312
9,285
12.179

163.605
173.566
174.863
168*156
203*339

6*076
6*907
7*454
8*040
18*032

1910
1911
1912
1913
1914

249.921
285.563
292.655
301.597
335.551

13,870
20,483
17,761
15,810
20,694

216.744
244.393
250.150
262*955
278.157

19*307
20*687
24*744
22*832
36*700

1915
1916
1917
1918
1919

349.984
459.371
512.698
565.665
653.276

23.250
30,517
28.923
47.902
40.406

7,442
38.160
17*008

281.290
362.519
389.841
389,380
471.117

45*444
66*335
86*492
90*223
124*745

1920
1921
1922
1923
1924

739.640
613.077
675.763
618.241
667,163

29.546
24.347
27.043
22.385
27,413

3.270
7.323
3*602
5*054
2*646

537.560
432*570
477*726
437*485
460,459

169*264
148*837
167.392
153.317
176*645

1925
1926
1927
1928
1929

725.990
775,927
793.853
825.677
839,437

28.646
27,680
30,717
31,695
31,222

4*615
5*452
13*191
13*631
8*252

475*130
504*889
492*574
499*581
501.303

217*599
237*906
257371
280*770
298*660

1930
1931
1932
1933
1934

662.021
617,754
407.553
384.924
393,263

26.139
30.172
29,209
27.698
23*114

3*561
4.991
6*727
16*886
14.446

357.330
323*728
229.471
204*745
215.786

274.991
258*863
142*146
135*595
139.917

1935
1936
1937
1938
1939

455,368
516,501
507,762
508,814
529,985

27.031
34.977
28.008
25*340
30.122

10*131
18*970
5*788
6.649
11*701

268.643
311*361
319*883
326*178
329.584

149*563
151.193
154*083
150*647
158*578

1940
1941
1942
1943
194'

582.957
644*515
695,284
890,177
1*054,890

43.254
44,266
38.981
41.304
29,682

11.435
8*934
9*911
64*460
205*566

366.954
427,973
483*567
600*619
608*077

161*314
163*342
162*825
183*794
211*565

1945
194.6
1947
1948
1949

1.303*264
1,271,946
1.164,590
1,140.703
1*158.677

32*533
39,752
38*507
41.122
37,694

308*832
140*411
5*980
18*044
13*473

699*631
793*434
817*243
791*088
821*700

262*268
298*349
302*860
290.449
285*810

1950
1951
1952
1953
1954

1*209.016
1*254*548
1.337.589
1.322.137
1.320*160

38.456
40*003
48.934
46,687
47,199

34*696
34.525
56*426
25*117
39*633

848*182
904*868
959*318
977*328
970*982

267*680
275*152
272*911
271*005
262*346

1955

1.514.225

259548

Massachusetts

503

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1896
1897
1898
1899

Nat
1
banT
^
no

Borrowings

120
68

1900
1901
1902
1903
1904

OK"*
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

710
866
862
58

10,475
10.875
10*675
11,375

6,687
7*012
7.809
8.955

76*733
97*879
115.922
136.423

31
33
33
34

41
1*106
3*460
2*328
1*501

11*375
11.575
13.225
15*225
15*026

11*026
13,036
15,207
19,383
21,785

128*297
143*679
159*926
163*242
165*611

34
35
36
40
38

1905
1906
1907
1906
1909

75
186
172
195

550
1*516
1*621
2*810
1.405

16*375
17.926
17*102
17.880
17,615

23,566
25,858
28,177
29,536
30,177

212*279
227.479
232*715
235*861
282*942

41
47
116
108
112

1910
1911
1912
1913
1914

541
501
614
1*038
556

1*846
1*463
2*044
3*472
3.042

19,177
21,271
24,429
27.369
27.650

32.678
34.907
34.212
37.695
33.982

304.163
343,705
353.954
371.171
400*781

92
92
99
102
107

1915
1916
1917
1918
1919

1*050
1*208
5*647
20*360
46*935

3.912
6*092
25*058
27,147
33*365

28*413
31*406
36,000
37,914
40,959

32*956
35.279
39.747
42.196
45*930

416.315
535.356
619*150
693*282
820*465

115
129
142
148
156

1920
1921
1922
1923
1924

57*128
36*099
12*133
14.679
4*160

39*996
21*932
17,851
18.527
14.668

48*197
42*986
42*301
36*403
35*909

54,463
53*475
53,764
50*456
51,715

939*424
767*569
801,812
738.306
773.615

171
152
140
122
116

1925
1926
1927
1928
1929

17.519
7*406
14*560
19.767
22*385

17.275
17.595
16.047
15.892
13.064

39,579
41*969
46.260
51.940
58,476

55.945
60.781
66.055
73.947
84.552

856,306
903.678
936.775
987*223
1*017.914

111
110
110
107
108

1930
1931
1932
1933
1934

12*108
6*058
18.774
8*424
839

11.625
9.342
13*844
11.556
2.131

49,667
48,511
39,980
34*596
37.821

71*683
67.746
50*689
43.725
45.533

807*104
749*411
530,840
483.225
479.567

107
102
82
80
79

1935
1936
1937
1938
1939

525
75
740
405
100

2*682
3.123
5*018
3.686
3*963

40*955
42*288
42,140
39,380
38,576

46.198
46*056
46*973
50*072
52*962

545*726
608*043
604*633
602*359
625*606

76
75
74
72
74

1940
1941
1942
1943
1944

25
150
1*000
2)700

4*008
4*435
5*698
5*075
5*727

37,738
36,677
36,749
36*241
35,757

55*246
56*947
57.365
58.792
62*496

679.974
742*574
795.246
991.285
1*161,570

75
75
76
74
74

36,307
36,786
36*285
36,442
36*637

68*632
73,953
77,438
78*945
79,976

415,482
,393,179
,289,215
,271*602
288*328

72
69
67
68
65

1945
1946
1947
1948
1949

2.765
1*610

7.279
10*059
9,902
12,747
11*428

1950
1951
1952
1953
1954

1.925
5*760
313
2*386
1*950

13*687
13*930
16,750
18,443
18,873

37,131
38*057
39*383
39,974
40*324

63,534
85,311
88,677
92,264
96.607

1*345*293
1,397,606
X .482.712
1,475,206
1,477,914

66
65
66
65
65

1955

1*380

21.567

46*874

109,736

1,693,782

66

435

1*000

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

504

Massachusetts

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1907-1931


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total

1907

1908
1909

146

127
211

66
57
95

j
t
a era

79
69
115

All
other

Yeaf

1
1
1

1910
1911
1912
1913
1914

289
397
493
586
471

130
178
221
263
211

157
216
269
319
257

2
3
3
4
3

1915
1916
1917

409
674
737

184
303
331
479
537

223
367
402
581
653

2
4
4
6
7

1918

1*066

1919

1,197

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Real

Total

Colls teral

AH
other

1920
1921
1922
1923
1924

1156
788
673
811
971

519
354
329
402
482

630

429
339

5
5

1925
1926
1927
1928
1929

862
914
1*101
616
273

427
453
546
305
135

435
461
555
311
138

1930
1931

249
37

123
18

126
19

409
489

Massachusetts

505

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1907-1931Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
,
Year

" Cash assets

Investments
TI

Obligations
**f
mes

'- ttBT Sis -

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1907
1906
1909

224
195
323

79
69
114

35
31
51

110
95
158

194
168
279

1
1
1

24
21
34

169
146
244

1*155

601
696

1*365
1*166
1*966

1910
1911
1912
1913
1914

444
609
756
899
722

157
216
268
318
256

70
96
119
141
113

217
297
369
440
353

364
527
654
779
625

2
3
3
4
3

47
65
81
96
77

335
459
570
679
545

1*588
2.179
2*704
3*217
2*586

2*705
3*712
4*607
5*481
4*404

1915
1916
1917
1918
1919

626
1.034
Itl29
1*634
1*835

222
366
400
578
650

96
162
177
257
288

306
506
552
799
897

542
895
978
1.414
1*588

3
4
5
7
6

67
110
120
174
195

472
781
853

2*241
3*699
4*040
5*847
6*566

3*816
6*302
6*684
9.961
11*186

1920
1921
2922
1923
1924

1*772
1.211
599
616
475

627
429
258
310
152

278
190
116
139
66

8*7
592
225
367
255

1*535
1*047
976
1.470
910

8
5
5

189
129
126
137
119

1*338

6*344
4.334
3*766
2.174
2757

10*807
7*380
6*036
5.271
5*113

1925
1926
1927
1926
1929

346
626
1*365
589
528

81
340
400
134
180

42
203
276
105
159

225
283
707
350
189

831
1*324
1*125
668
659

176
153
147
50
30

2.904
2*857
2*809

4,945
5*921
6*420
2*864
2.277

1930
1991

658
46

87
1

87
2

484
43

500
37

26
5

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*233
1.385

913
847

1*333
791
655

1*171
978
618
629
474
32

991
817
792
210

2*199
330

506

Massachusetts

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1907-1931Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

Gove^ment

Other
tune

demand

1907
1908
1909

389
338
561

20
16
29

125
106
180

244
212
352

1910
1911
1912
1913
1914

771
1*056
1.313
1.542
1.255

40
55
68
81
65

247
339
420
500
402

484
664
625
981
788

1915
1916
1917
1916
1919

1.086
1.796
1*962
2.839
3*188

57
93
102
148
166

346
575
628
908
1*020

1*128
1*232
1*783
2*002

1920
1921
1922
1923
1924

3.060
2.105
1.651
2.369
2>405

160
109
105
21
19

986
675
311
233
236

1*934
1.321
1*435
2*115
2*150

1925
1926
1927
1928
1929

2*168
2*875
3,522
1.705
1*428

16
23
26
14
11

212
282
345
167
140

1*936
2*570
3*149
1*524
1*277

1930
1931

1.463
109

12
1

143
11

1*308

663

97

Massachusetts

507

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1907-1931Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
N io al

Year

Borrowings

^ "

Other
liabmties

Surplus and
other
capital
accounts

Capital

1907
1908
1909

83
72
120

394
342
567

1910
1911
1912
1913
1914

165
226
261
334
269

1913
1916
1917
1918
1919

233
364
420
608
682

1*100
1*816
If983
2*869
3*222

1*050
1*733
1*893
2*739
3*076

1920
1921
1922
1923
1924

659
453
224
199
229

3*113
2*125
2*103
332
074

2.972
2*026
1*133
903
809

1925
1926
1927
1928
1929

172
559
516
429
321

251
355
324

1930
1931

247

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Total
liabilities
and capital
accounts

Number
of

banks

375
326
541

124
106
179

1*365
1*186
1*968

68
59
64

779

744

It 069
1*327
1*579
1*268

1*021
1*267
1*507
1*211

246
338
419
499
401

2*705
3*712
4*607
5*481
4*404

42
33
37
35
36

347
573
626
906

1*018

3*818
6*302
6*884
9*961
11*186

41
44
43
46
50

983
671
725
466
596

10*807
7*380
6*036
5271
5*113

56
44
35
24
22

367
154

761
579
520
200
186

593
553
536
163
186

4*945
5.921
6*420
2*664
2*277

15
16
16
8
6

149
66

177
91

163
64

2*199

5
2

330

508

Massachusetts

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts In thousands of dollars]

Lotins

X)ans
Year

Year

AU
other

Total

Real
estate

1920
1921
1922
1923
1924

767.158
802*221
801*524
886*992
980.870

566,879
600,925
644*252
733,878
835.702

141*374
118*715
104*981
101.973
94*163

58.905
82*561
52*291
51.141
51.005

49.533
53.230
51*118
45*591
39,499

1925
1926
1927
1928
1929

.060*870
*155.517
*216.752
.305,659
,399*854

906.546
991.280
1,058*925
1,128,203
1187414

107.871
122*849
125*946
150*126
185*248

46.451
41*386
31.861
27.328
27.192

95.672
97,125
101,410
107,965
99,980

39,405
48*843
49*963
48*947
56.424

1930
1931
1932
1933
1934

432.967
*404.101
.333*885
267,780
,205.371

1*233.936
1.255*485
1*240.229
1.202.949
1*151.032

176*142
121.271
73.988
53.291
44,776

22.869
27.345
19*666
11*540
9*563

105.156
110*168
110*002
99*444
103,828

60*652
39*911
44,237
41*552
48,487

1935
1936
1937
1938

,141.307
.085.838
,056*585
.036.030

1.096.233
1,048,071
1,023.406
1,006*011

36.780
29.261
24*449
22.965

6.294
8*506
8.726
7*054

Total

Real
estate

1896
1897
1896
1899

299.245
309*518
313*258
335.167

201.985
212*284
219.350
227*100

50,996
47.715
48*541
65*586

46*264
49,519
45.367
42*481

1900
1901
1902
1903
1904

350.938
368*119
389.246
403.076
411.313

235*281
245,655
255.118
267,034
276.118

72.995
77.066
87,733
90,970
88.325

42*662
45,396
46*395
45*072
46.870

1905
1906
1907
1908
1909

430.341
454.753
460.419
454*724
459,621

286,386
297,369
309.997
322*711
332, 349

94,422
104,154
99,304
86*422
87*773

1910
1911
1912
1913
1914

497.490
528*458
562*908
594.704
620*791

362*413
382,490
411,535
437,792
464,387

1915
1916
1917
1918
1919

639.205
657*769
699.791
676*010
683.754

473,397
507,690
545,552
535,014
531,439

All
other

Collateral

Collateral

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

1.012*577

15.701

5*935

202.777

5.836

1940
1941
1942
1943
1944

990.012
980*436
956,241
915.950
858.249

1*567
1*609
766
379
464

13.241
11.225
8*278
6*756
5,422

5.813
5.765
5.652
5.428
5.079

764.376
758*060
743.170
713*691
667*830

198*602
196.962
193*092
165.433
173.517

4,074
5657

6*413
6.615
5*283
167
260

1945
1946
1947
1948
1949

809,590
811,502
860*337
939,176
1*038*636

569
695
860
154
386

4*089
2*755
1*721
1.301
1.135

4*769
4*792
5*162
5.834
7*126

629.762
630*209
665*901
747.690
837*634

163.632
163.743
172*068
176*516
183*526

6*414
8.896
13.765
17*286
21*413

295
410
860
75

1950
1951
1952
1953
1954

1*212*869
1*468,519
1*677*007
1.915.345
2*150*219

80
143
166
139
341

1,037
1.012
610
745
905

6*289
6*494
5*929
5*823
6.098

974*812
1.215*557
1*438*831
1*642.196
1.856*367

216*810
231*373
212*696
244,171
257*063

25*384
27*649
27*153
31*460
37*623

485
1*560
953
1.770
615

1955

2*477*473

566

1.019

6*595

2*149.323

292*954

42.077

1*024

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

302

Total loans

Massachusetts

509

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

160*696
169*647
178*801
179*163

4*158
3*629
3,425
2,306

75*478
77*430
81*136
76*960

61*060
88*588
94,240
99,877

15.433
18.078
20*665
20*870

75
78
81
64

1*670
1*413
1*491
1.868

13,688
16*587
19*093
18.918

6*622
6*537
7.063
7*786

481,996
503*760
519*607
542*966

1900
1901
1902
1903
1904

189.714
200,783
208*296
218*786
233*889

1*198
695
804
256
406

80*948
82*134
03*693
63*901
5*697

107,566
117,954
123*799
134*629
147*786

19*665
18.484
17*340
16.776
18*360

87
90
93
96
99

1*911
1*492
1*312
1,509
1*621

17*667
16*902
15*935
15.171
16*640

8,357
9*665
10*563
10*046

568*674
595*900
624*747
649*221
674*408

1905
1906
1907
1908
1909

248*759
259*655
268*866
276.987
268*308

404
5
1
1
15

89*372
93*384
09*277
66*937
90*199

158*983
166*466
179,588
186*049
198*094

17*406
15*511
15*742
16.800
23*659

102
104
105
131
233

1*297
1*289
2*230
1*551
1*601

.16*009
14*116
13,407
17*116
22,025

10*985
11*195
11*901
11*280
10,900

707,493
741.314
756.928
761*791
762*688

1910
1911
1912
1913
1914

294*580
293*658
297*422
305*526
314.995

64
133
1
1
1

93*562
85*166
113*784
88*841
96*088

200*954
208*359
213*637
216*684
218*906

17*421
19*710
18,580
18.918
22.516

267
157
162
185
379

1,650
1*343
1*261
1*498
1,720

15,304
18,210
17,137
17.235
20.417

9,871
10,455
9,747
9,824
9,789

819*362
852*281
888.657
928.972
968*091

1915
1916
1917
1918
1919

323*122
361*819
382.879
402*733
465.614

1
1
3*887
40*756
127*916

98*315
102*974
107*837
93,353
62*187

224*806
258*844
271,155
266,624
275,511

22.794
26.869
21,839
26*383
28*122

127
536
277
495
783

1*404
1*786
1.711
2,779
2,886

21*263
24,545
19*851
25,109
24*453

10*888
10*370
10*723
12*482
13*564

996*009
1*056*827
1*115,232
1*119*608
1.191,074

1920
1921
1922
1923
1924

492.450
513.796
551*352
613*466
616.113

166*199
187*689
217.807
271,267
266,840

46*050
45*727
46*151
44,642
39,169

278,201
280*180
265,394
297,557
310*104

26,420
25,328
30,135
30,193
35,202

663
627
612
383
563

3*143
2*562
2*968
3*884
3*242

22,614
22,119
26*555
25.926
31.397

13*742
13*706
13.875
12*762
13,842

1*299,770
,355.051
.396.886
,543,413
,646*027

1925
1926
1927
1928
1929

645.489
654*800
708*874
760*213
784*691

269,300
250*400
219*360
192,410
164,288

47.897
59*997
71*961
93.915
105*923

328*292
344*403
417,533
493.888
514*480

34,429
32,708
33*890
29,441
26,483

654
761
779
677
609

3,220
3,239
3,514
3,948
4,057

30.555
26,708
29.597
24*816
21,817

15,025
17*414
19*400
21*980
27*094

.755*813
860439
1*976*916
2*137.293
2.238.122

1930
1931
1932
1933
1934

802*085
882*776
859*293
831*640
855*752

135*766
148,234
168*028
193.967
264*522

116*477
131.453
116,765
101,894
96*901

547*842
603.089
574,500
535.779
494*329

37*200
45,935
53*753
54,404
62,927

856
1.057
1*236
1*251
1,447

4*020
4*043
7,379
6*508
5,029

32,324
40,835
45,138
46,645
56,451

33*587
44*963
68*509
103,127
135,551

2.305*839
2,377.795
2.315.440
2.256.951
2.2*9*601

362*174
459*578
544*341
592*024
647,124

63*702
74,447
88*467
82*130
86*461

470,558
459,602
451,262
424,395
395,266

69,039
73,007
64,617
64,036
78,491

1,586
1,679
1,466
1*473
1*962

5*047
7.532
5.467
5.395
7,381

62*404
63.796
57*664
57,168
69.148

167, 80&
193,316
193,179
186,124
179,018

2, 294.&B5
2,345,788
2,398,451
2.386,739
2,398,937

6,514

1935
1936
1937
1936
1939

916*434
993.627'
1*084*070
1*098.549
1*128*851

1940
1941
1942
1943
1944

1.151,319
1,192*331
1*236*369
1*434*949
1*743*456

676,651
756.666
656*253
1*112*513
1*436*863

19*892
81*105
55.603
32.857
21,677

454,776
354,540
326,513
289,579
282*716

100,887
104,666
91,919
95*392
65*948

2,724
2,931
2,758
3,053
2,242

7,731
9,703
10*847
10*977
10*966

90,432
92,032
78,314
81*362
52,738

167,154
139,995
102,421
65,731
42,776

2,409,372
2,417*428
2,388,950
2*512*022
2,710,429

1945
1946
1947
1948
1949

2,101.129
2.432*217
2.553*323
2*555.642
2.529.395

1,805,782
2*120*337
2*215,502
2,176,425
2*139,125

15*860
8*796
5,628
5*409
6*432

279*487
303*082
332*193
373,808
383,838

70*946
84*930
82,460
86*146
82*403

2,483
3*142
3,221
,544
,488

12,140
14*138
11*892
12*022
13,398

56,323
67*650
67,347
72,580
65*517

30,234
21,757
20,983
20*544
20,198

3,011*899
3,350*406
3*517*103
3*603*508
3*670,832

1950
1951
1952
1953
1954

2*456*537
2*247.764
2.212,114
2*238*869
2*281*824

2,087*043
1,841,636
1*748*329
1*756*932
1*736*991

4*844
1*686
9*990
15*669
34*181

364*650
404*440
453.795
466.246
510*652

83,500
89,001
119,524
99,574
97,472

,405
,793
,961
.280
.673

13*077
13*921
14.783
17*010
17*638

65*018
69,267
97*780
77,284
74*161

20,517
21*276
22*000
24,673
29,762

3,773,423
3,826,560
4,030,645
4,278,461
4,559,277

2*314*577

1*755*128

7,408

17,618

33,315

4,926,878

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Federal Reserve Bank of St. Louis

514*612

510

Massachusetts

Mutual Sayings BanksTable 4

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

S.
^oroent

Interbank

Other
demand

Other
time

196
1897
1898
1899

453*220
473,919
488*643
509*216

453*220
473.919
488*643
509*216

1900
1901
1902
1903
1904

533*846
560*706
586*937
608*416
631*314

533.846
560*706
586.937
608*416
631*314

1905
1906
1907
1908
1909

662*808
694*081
706*941
709.520
728*229

662,808
694,081
706*941
709*520
728*225

1910
1911
1912
1913
1914

761*366
791,932
825,013
861*417
895*179

234

761*366
791*932
824*779
861*417
695*179

1915
1916
1917
1918
1919

917,620
975,385
1,026,924
1,025,215
1*090,366

180
20
102
311
617

917*440
975*365
1*026*622
1*024*904
1,089*749

1920
1921
1922
1923
1924

1,188*954
1*235,902
1,274.742
1*413*211
1.509*775

30
147

1925
1926
1927
1928
1929

1*608.380
1,701,852
1,808*760
1*955*956
2*042*506

1,606*380
1.701*852
1*608*760
1.955,956
2.042.506

1930
1931
1932
1933
1934

2*100*325
2*165,634
2,095,250
2.047.876
2,051,112

2*100*325
2.165*834
2,095)250
2,047*876
2,051.112

1935
1936
1937
1938
1939

2,079.596
2,120*741
2,163*834
2 , 144*444
2,152,961

2.079*596
2,120,741
2*163*834
2*144*444
2,152,961

1940
1941
1942
1943
1944

2*161.553
2.163.531
2.135.343
2.253,822
2.443.454

64
328
227
446

2,161*553
2,163,467
2,135,015
2,253,595
2,443*008

1945
1946
1947
1948
1949

2.716.148
3.006.739
3.147.691
3.209.909
3*255.017

621
300
305
329
430

2.715,527
3,008,439
3.147,586
3*209*580
3,253.467

1950
19S1
1952
1953
1954

3.330.410
3,358,296
3,529,554
3*752.443
4*006*355

344
329
276
391
357

4*346,526

188*954
.235.870
274*594
413*211
.509*775

2
1

1,120

3*330,066
3,357,967
3*529*276
3*752,052
4*007*998

Massachusetts

511

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

Borrowings

Surplus and

p..

&.

1
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1697
1898
1899

170
174
534
762

28*606
29*687
30*630
33*008

461*996
503*780
519*807
542*986

187
187
185
186

1900
1901
1902
1903
1904

199
306
210
263
299

34*629
34*888
37*600
40*542
42*795

568*674
595*900
624.747
649*221
674*408

186
186
186
187
188

1905
1906
1907
1908
1909

252
420
34
70
133

44*433
46*813
49*953
52*201
54*326

707*493
741*314
756*928
761.791
782*608

189
189
189
189
189

1910
1911
1912
1913
1914

100
3*

330
271
229
143
383

57*636
60*078
63*315
67*378
72*529

819*362
852*281
888*657
928*972
968*091

190
192
193
190
196

1915
1916
1917
1918
1919

29
84
428
412
620

1*291
1*738
1*844
4*601
6*305

77*069
79*620
86*036
89*380
93*783

996 t 009
1*056*827
1*115*232
1.119.606
1*191*074

196
195
196
196
196

1920
1921
1922
1923
1924

184
267
32

4*647
4*402
4*039
1*423
1*454

105*985
114*480
118*073
128.779
134*763

1*299*770
1*355*051
1.396*886
1*543*413
1*646*027

196
197
195
196
196

1*386
1*524
1*693
2*067
2*895

146*047
157*063
168*463
179*270
192*721

1*755*813
1*860*439
1*976*916
2*137*293
2*238*122

196
196
196
196
196

2*123
1*384
1*183
1*038

203*391
210*197
212*249
201*761
205*216

2*305*839
2*377*795
2*315*440
2*256*951
2*259*601

196
196
194
191
193

1*516
2*443
1*408
1*551
3*581

211*827
220*865
231*027
239*015
242*395

2.294*585
2*345*788
2*398*451
2*386*739
2*398*937

193
193
193
193
192

1940
1941
1942
1943
1944

5*241
6*103
7*734
9*714
10*575

242*578
2*7*794
245*873
248*486
256*400

2*409*372
2*417*428
2*388*950
2*512*022
2*710*429

192
191
191
191
191

1945
194*
1947
1948
1949

11*896
13*095
19*817
23*661
27*895

283*855
328*572
349.395
369*938
387*910

3*011*899
3*350*406
3*517*103
3*603*508
3*6-70*832

190
190
190
190
190

32*688
42*739
45*895
54*647
62*051

4X0*307
425*317
455*163
471*371
488*871

3*773*423
3*826*560
4*030*645
4*270*461
4*559*277

189
188
188
188
186

30

35

1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

380
6*758
6*370
2*235

1935
1936
1937
1938
1939

1*646
1*739
2*182
1*729

1950
1951
1952
1953
19S4

10
18
208
33

1955

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Federal Reserve Bank of St. Louis

944

506*178

MICHIGAN

erations not encountered in compiling the


balance sheet for national banks. The following sections describe these problems and the
methods used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources
were supplemented by data obtained from
bankers' directories. For unincorporated
banks for 1896-1946, the primary sources were
bankers' directories and the annual reports
of the Comptroller.
The sources of statistics for State commercial banks (other than unincorporated
banks) for the period 1934-1946 were (1)
summary figures of assets and liabilities of
all State commercial banks published or supplied by the State banking department or (2)
summary figures for insured banks published
or supplied by the Federal Deposit Insurance
Corporation and figures for noninsured banks
obtained from the State banking department
or from bankers' directories.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for unincorporated banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation. The number of unincorporated banks
in this period includes several for which no
balance-sheet data were available.

Revised data for assets and liabilities and


number of all banks in Michigan, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2, and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Michigan were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
State commercial banks (other than unincorporated banks) and for unincorporated banks
presented a number of problems and consid1
Since there have been no mutual savings banks in Michigan, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during- the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report the data
for unincorporated banks are discussed separately from those
of other State commercial banks.

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Federal Reserve Bank of St. Louis

512

Michigan

513

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The following table shows adjustments


made in the Comptroller's data for number
and balance sheets of banks.. Most of these
changes were to correct for underreporting or
for overreporting of figures. However, the
change in 1933 was to make the revised series
comparable with the series published currently
with respect to kinds of institutions included,
in accordance with an agreement among Federal bank supervisory authorities in 1947.
On the basis of more detailed evidence
available,in State banking department reports,
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS

Year

1906
1909
1910
1911
1914
1929
1933

Number of
banks only

Number of banks
and corresponding
balance sheets

+ 10
+ 12
+ 8
+ 5
+ 2
-3
1

2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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Federal Reserve Bank of St. Louis

several balance-sheet items for 1911 and all


of the data for 1912 were revised.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. Moreover, for 1896-1908 and 1916-1927,
real estate loans were included with investments in the reports of both the Comptroller
and the State banking department. Figures
for real estate loans for 1922-1926 were supplied by the Federal Reserve Bank of Chicago,
and the figure for 1928 was obtained from the
report of the State banking department, but
for other years in these periods they were estimated. In all years when they were misclassified, figures for real estate loans, as
reported or as estimated, were subtracted from
investments and added to total loans.
The methods by which real estate loans
were estimated for these years and the methods
by which other types of loans were derived
when figures were not published by the Comptroller are described below.
Real estate loans. Real estate loans for
1896-1908 were estimated indirectlyby subtracting the reported figures for total loans
(which excluded real estate loans) from the
estimates of total loans, which included real
estate loans and were derived as follows:
It was observed that the ratios of total
loans to total loans and investments at both
State commercial banks and national banks
in the adjoining State of Ohio and at national
banks in Michigan declined gradually over
the period 1896-1909from 90 to 75 per cent
at Ohio State commercial banks, from 80 to
76 per cent at Ohio national banks, and from
87 to 76 per cent at Michigan national banks.
The comparable ratio at Michigan State commercial banks in 1908 (based on reported
data) was 82 per cent. In view of these trends
prior to 1909 and their continuation after that
at the three groups of banks, and of a similar

514

All-Bank Statistics

trend at Michigan State commercial banks


after 1909, it seemed reasonable to assume
similar movements in the ratio at Michigan
State commercial banks in the earlier period.
The ratio of total loans to total loans and
investments at Ohio State commercial banks
in 1896 was assumed to be representative of
the ratio at Michigan State commercial banks
in that year, and it was further assumed that
the annual movements in this ratio (from 90
to 82 per cent) at Michigan State commercial
banks from 1896 to 1909 were in proportion
to those in the corresponding ratio at Ohio
State commercial banks. The derived ratios
were applied to total loans and investments
at Michigan State commercial banks, and the
resultant amounts were accepted as the new
total loan figures. The differences between
the new total loan figures and those reported
(which excluded real estate loans) were considered to be real estate loans and were subtracted from total investments in each year.
The derived figures for real estate loans appear
reasonable when compared with the subsequent trend in such loans at these banks and
with the trend in real estate loans at Ohio
State commercial banks.
When real estate loans were again included with investments in published figures,
the amounts were estimated as follows: for
1916-1921, by interpolating in dollar amounts
between the figures reported for 1915 and
1922; for 1927, by interpolating in dollar
amounts between the figures for 1926 and 1928.
The estimate of real estate loans for 1910
a year when these loans were included in
total loanswas derived by applying to total
loans the average of the ratios of real estate
loans to total loans computed from reported
data for 1909 and 1911.
Collateral loans. Collateral loans were
estimated for 1896-1908 by applying to total
loans as estimated the ratio of this item to
total loans in 1909. This method was used in
view of the stability of this ratio in the years
immediately after 1909.

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Federal Reserve Bank of St. Louis

Collateral loans for 1916-1921 were estimated by applying to total loans, ratios that
reflected changes over the period in the ratio
of collateral loans to total loans at Michigan
national banks; for 1927-1933, by applying
ratios that reflected changes in this ratio at
Michigan State member banks. In each instance these ratios were derived by interpolating technique No. 2, described in the United
States Summary. Figures for collateral loans
in 1922-1926 were obtained from reports of the
State banking department.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For years when items were not reported,
figures were obtained from other sources or
were estimated.
United States Government securities.
Estimates for 1896-1900 were derived by
applying to total investments in each year the
ratio of United States Government securities
to total investments computed from reported
data for 1901; for 1910, by applying the
average of the ratios computed from reported
data for 1909 and 1911.
Estimates for 1918 and 1919 were derived by assuming that holdings of these
securities accounted for the same proportion
of the annual increase in total investments as
was computed for Michigan national banks
in these years; for 1920, by assuming no
change in the ratio from 1919.
Figures for United States Government
obligations in the period 1921-1933 were derived by combining reported data for State
member banks in each year with estimated
holdings at nonmember State commercial
banks. The latter were estimated hy applying
to total investments at these banks, ratios that
reflected changes over the period in the ratio
of United States Government obligations to
total investments at country State member

Michigan
banks in Michigan; these ratios were derived
by interpolating technique No. 2, described
in the United States Summary. State member
banks accounted for from 50 to 95 per cent
of total investments reported for Michigan
State commercial banks over this period.
Obligations of States and political subdivisions. Estimates of State and political
subdivision securities for 1896-1908 were derived by applying to total investments in each
year the ratio of these securities to total
investments computed from reported data for
1909; for 1910, by applying the average of
the ratios for 1909 and 1911. Since both this
item and total investments were comparatively
small when the breakdown was first reported
in 1909, and also for several subsequent years,
it seemed reasonable to assume that holdings
of State and political subdivision securities
were small in earlier years also.
Estimates for 1916-1933 were derived by
applying to total investments less United
States Government securities, ratios that reflected changes over the period in the ratio

515

of State and political subdivision securities


to this total at Michigan national banks; these
ratios were derived by interpolating technique No. 2, described in the United States
Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as reported by the Comptroller was
adequate, after some minor revisions, for the
entire period; these revisions were based on
data available in the State banking department reports. No attempt was made in the
revised series to provide figures for United
States Government deposits prior to 1918,
however, because practically all such deposits
were held by national banks.
OTHER ITEMS

"Trust liabilities" and "customers' bonds


held for safekeeping" as shown in State banking department reports were deducted from
the Comptroller's figures for 1920-1933.

STATE COMMERCIAL BANKS, 1934-1946


Figures for the principal assets and liabilities of all State commercial banks for
1934-1941 are those reported by the State
banking department and shown in the annual
reports of the Comptroller of the Currency;
some minor adjustments were made in these
figures. For 1942-1946, data fgr insured banks
published by the Federal Deposit Insurance
Corporation were combined with data for
individual noninsured banks that the Corporation had obtained from the State banking
department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year of the 19341946 period in either of the sources cited. The
breakdowns of loans for 1937-1946 were estimated on the basis of the percentage distribution of this item at insured nonmember

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Federal Reserve Bank of St. Louis

commercial banks in corresponding years.


Figures for currency and coin were adequate
throughout the period. However, for 19341944 it was necessary to estimate the breakdown of other cash items into cash items in
process of collection and bankers' balances;
this was done by applying to total cash assets
less currency and coin, ratios of each item to
this total that were based on reported figures
for insured nonmember commercial banks in
corresponding years. The breakdowns of cash
assets for 1945 and 1946 were available in the
individual reports furnished by the Federal
Deposit Insurance Corporation.
Small amounts of United States Government deposits for noninsured banks were estimated for 1934-1937 and for 1939 by applying
to total deposits the ratio of United States
Government deposits to total deposits at these
banks in 1938,

516

All-Bank Statistics
UNINCORPORATED BANKS, 1896-1946

Unincorporated banks were underreported


to the Comptroller of the Currency in the
period 1896-1932. Less than 15 per cent of
all such banks reported to the Comptroller
in 1896, but the coverage gradually improved,
and in the period after 1910 from one-fourth
to three-fourths reported. For the period beginning 1933 all private banks reported to the
Comptroller; for this period, however, the
Comptroller's figures included as active banks
a small number whose operations were under
Federal or State restrictions incident to their
reopening following the banking holiday in
March 1933.
Because of these limitations in the Comptroller's data and because data for private
banks were not available in other official
sources, figures for numbers of these banks in
this period were tabulated from bankers' directories and much of the balance sheet was
derived from information in these same directories. Private banks that did not appear to
be engaged principally in a banking business
were excluded. Despite the substantial revisions in the number of private banks in many
years, this group of banks declined in importance relative to all State commercial banks.
Assets of private banks in 1896-1898 represented about 20 per cent of the total assets
of all State commercial banks; this proportion
declined to less than 5 per cent after 1918.
Since adequate balance-sheet data were
not available for 1896-1921 and it was necessary to estimate a large part of the aggregate,
the adequacy of data available for several
base years was tested. The base years selected
were 1901,1906, 1909, 1914, and 1921. In each
of these years the principal balance-sheet
items (loans and investments, cash assets,
deposits, and capital accounts) were tabulated
for all banks reporting these items in the
bankers' directories; these totals were divided
by the number of banks reporting the item
in each year to obtain averages for each item.
Similar averages were tabulated for banks

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Federal Reserve Bank of St. Louis

reporting to the Comptroller. The averages


computed from data reported to the Comptroller were generally smaller than those
computed from figures shown in bankers1
directories.
For 1901 these statistics were compared
with statistics on number and on capital and
surplus of private banks compiled by the
Bureau of Internal Revenue in connection with
the tax on bank capital imposed by the War
Revenue Act of 1898; the latter are the most
complete statistics on the number and capital
of banks prior to 1909. The average capitalaccount figure for 1901 obtained from figures
reported to the Comptroller did not differ
significantly from the average for private
banks paying the war tax, but it was considerably lower than the average computed
from bankers' directories. This pattern was
generally consistent with that in other States
where similar comparisons could be made.
Data from the Comptroller were used, therefore, as a basis for estimating the aggregate
balance sheet for private banks in Michigan
for the period 1896-1921.
To obtain balance-sheet data for the base
years 1901, 1906, 1909, 1914, and 1921, each
balance-sheet item as published by the Comptroller was expanded to include the banks
added to the series; this was done by multiplying each item by the ratio of the number
in the revised series to the number of banks
published by the Comptroller,
Total assets and liabilities for each year
of the period 1896-1900, as well as principal
items and subitems, were estimated by applying to the corresponding items (as estimated)
for 1901, the ratio of the revised number of
banks in each year (for example, in 1896) to
the revised number for 1901.
For the years 1902-1905, 1907 and 1908,
1910-1913, and 1915-1920, preliminary estimates of total assets and liabilities were
obtained by straight-line interpolation of
dollar amounts between base-year totals.

Michigan
Final estimates were made by adjusting the
interpolated totals by the relation of the actual
number of banks to the straight-line trend in
the number derived by interpolation. Principal balance-sheet items were estimated by
applying to total assets and liabilities, ratios
of each principal item to the total that were
obtained by interpolating between ratios computed from data reported to the Comptroller
for base years. The breakdowns of the principal items were similarly obtained by using
ratios for each subitem to the total for that
item.
Private banks reporting to the Comptroller in the period 1922-1932 appeared to
be representative of all such banks in the
State, so it was feasible simply to expand
these data by assuming that the nonreporting
banks were of the same average size as those
reporting to the Comptroller.
Principal asset and liability items for
private banks for 1933-1946 were compiled
from data for individual banks shown in
bankers' directories. The breakdowns of the

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Federal Reserve Bank of St. Louis

517

principal asset and liability items for 19331935 were obtained by applying the percentage distribution of each item computed from
the balance sheet for private banks reporting
to the Comptroller of the Currency in corresponding years; for 1936-1946, by applying
to the principal asset and liability items, ratios
of each subitem to the total that were interpolated between similar ratios computed from
estimated data for 1935 and data for the
December 1947 call date reported by the
Federal Deposit Insurance Corporation.
Demand and time deposits were published
as a single total prior to 1909. The breakdowns for 1896-1908 were estimated by applying to total deposits in each year the ratio of
time to total deposits computed from reported
figures for 1909.
Interbank deposits for 1928-1931 were
estimated by applying to total deposits, ratios
of interbank to total deposits that were interpolated between similar ratios based on
reported data for 1927 and 1932.

518

Michigan

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1096
1897
1898
1899

121*032
115.900
127*366
138*801

23*512
25*216
27*214
33*442

22*329
21*620
25*263
29.043

75*191
68*864
74*889
-76*316

1900
1901
1902
1903
1904

150*356
164*380
180*525
197*242
202*562

34*668
38*756
44*333
42*027
45.782

30*701
34*226
37*246
41*095
42*950

84*767
91*398
98 944
114.120
113*830

1920
1921
1922
1923
1924

905*685
674*249
864*305
953.776
1*022*479

246*328
272*675
297*256
340*107
390.576

197*692
186.449
204.705
225.681
229,866

461*665
415*125
362*344
387*990
402*037

1905
1906
1907
1906
1909

210*806
244*238
269*513
255*701
268*853

47,336
55*128
62*236
58*611
70*696

43*970
55.435
60*411
59.626
63*769

119*500
133*675
146.866
137*464
134*386

1925
1926
1927
1926
1929

1.180.036
1.331.223
1*405*749
1*439*603
1.528.744

443.950
496.723
517.589
563*321
566*005

274,742
320.728
335.540
402.064
426.426

461.344
513.772
552*620
474*218
536.31,1

1910
1911
1912
1913
1914

311*777
328*737
363*653
388*785
396*791

85*678
94*636
107*891
llt>706
111*802

73.540
74.632
81.950
86*450
77*606

152*559
159*469
173.812
186.629
207*361

1930
1931
1932
1933
1934

1.465.430
1.224.627
972.172
315.556
297.687

559.121
500.455
427.669
146.937
125.971

478.564
383,791
254,821
87*195
84,174

427*745
340*381
289.662
81.426
87,742

1915
1916
1917
1918
1919

401*023
491*206
577.413
613*391
668*409

118*692
144*489
170*112
194.931
220*050

84.804
114*243
131*616
131.992
150*529

197.527
232.476
275*685
286*468
297,830

1935
1936
1937
1938

281.584
341.514
356.187
364,690

116*414
118.070
115.058
134.953

57.977
61,153
61.070
57.082

107,193
162*291
180*059
172.655

Loans'
Commercial,

Year
Total

1939

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

116*562

4.062

1940
1941
1942
1943
1944

459.311
565*582
544*786
487*717
539*721

149,956
190*463
168*081
171,466
202.711

4*470
7*252
3*030
5*081
10*781

1945
1946
1947
1948
1949

597*906
777.415
.065.978
275*060
297*793

199.452
246.950
335*862
381*226
348.412

13.764

1950
1951
1952
1953

481*551
*768481
,886.041
4t. 178, 623

1954
1955

Real estate
n

T
others

On

farm land

On
residential
property

Other
Other

to
individuals

110.276
14*963

12*877
10.216
10.038
42.996

All
other

101.211

16.238
17,905
18*390
18,734
17,636

127*749
146*207
156.795
161*254
166*969

* 36.647
38*519
39*969
37.620
25,996

54*446
58.670

109*286
152*359
126*265
29.076
13.740

183*622
249*517
373,772
474,109
490.110

27,125
53,059
69*611
63*336
95,776

59.616
91,812
174,155
241,957
279,806

16*979
35,057
45*540
34*046
35*280

7.185

63,551

5.566
2*477
2*783

29* 208

25*098
17*713

20*063
26*284
32*264
36*542
37.709

2*302.566

373.129
517.068
556*796
655.837
644*621

8*357
6.493
5.277
10*656
7*566

16,827
19,915
17,569
17* 684
19* 921

38.352
41.385
41*631
42*869
44*269

550.837
620,667
650,801
696,151
775.886

92.326
106.684
120*053
126*300
147.587

377,771
445*103
481*092
612*795
656.950

36,921
30*561
34*926
36*990
35*768

2*641*117

690*056

20*959

28.079

47.721

928.009

177.185

745.904

37*605

75.065

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Michigan

519

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asseta

1696
1897
1898
1899

13t978
15*068
18*559
22*638

5,903
5*791
6,026
7.657

3*260
3*718
4*918
5*728

4*815
5.559
7.613
9*253

33*178
42.237
43*403
48.221

1,323
1*229
1,430
1,662

11*070
12*448
13*076
13*681

20*765
28*560
26.697
32.678

5*762
6*260
6*959
7*456

173.950
179.465
196,287
217,116

1900
1901
1902
1903
1904

25109
30*656
32*399
42*222
44*226

7*943
6.559
6*507
10*287
10*877

6*596
8*411
9*076
12*360
12*646

10*570
13,686
14,614
19,555
20*503

48.127
56*894
61,447
59*283
61*452

1*526
2*290
1*968
2*425
2*552

14*666
16*826
17.832
18*423
19.699

31,913
39,778
41,647
38,435
39,201

7,49*
7,169
7,182
7*734
6*119

231*066
261,099
281,553
306*461
316*359

1905
1906
1907
1906
1909

47*654
50*380
52.922
58*492
63*351

10*658
10.629
11.166
11.437
11,999

14,399
15,210
15.817
17.481
19.051

22.597
24*341
25*919
29,574
32,301

67*270
75*622
60*202
84,011
89,401

2*610
3*972
4,478
3.641
3.703

19*915
21*069
22*164
27.282
26.307

44,545
50,781
53*560
53*068
59*391

8,489
9*304
10*023
11*188
11*919

334*219
379*744
412*660
409*392
433*524

1910
1911
1912
1913
1914

66*660
73*189
83.925
87.642
102*017

12*627
12*404
13*115
12*543
12*688

20.708
23*882
25*155
2 5 . 8 79
26*507

33.325
36*903
45.655
49*220
60*822

97*047
111*534
120*671
115*130
133.845

6*460
4.168
7*484
7.448
9.416

30*033
33.495
35.456
36*872
39*856

60*554
73*671
77*729
70*810
84*571

12*738
13,104
14,006
15,438
16,214

486,222
526*564
582*255
606,995
648*867

1915
1916
1917
1918
1919

133*702
148*623
179*604
220.646
350.277

12*468
11*605
21*033
63*966
174,906

36,576
43,039
43,694
44*656
47,139

84,658
93,779
114.877
112*024
128*232

141*933
170*495
177,969
165*336
197*226

7.082
14*772
14,576
15*642
25*531

36.077
42.232
49.116
30.306
35.295

98*774
113,491
114,275
119,388
136*400

16,744
22,740
24.299
28,729
34*332

695*402
833*066
959*285
1*028*102
1*250*244

1920
1921
1922
1923
1924

350.562
315.056
312*316
374*463
388*366

161,553
110*466
118*360
150*788
144*642

56*192
66*170
67,622
77,929
62,267

132,817
138*418
126,336
145,746
161.457

213*032
161*421
194*792
196.804
237*292

37*792
25,452
26,615
34,700
41,100

36*321
27*473
27.811
28*176
31*726

138*919
108*496
138*166
135,928
164,464

40*652
47.304
48*271
56*885
63*316

1*509*931
1*398*030
1*419*686
1,583,930
1,711,475

1925
1926
1927
1928
1929

439.723
429*003
448*453
565.288
557.548

152*998
148,664
147,472
192,495
199*642

92,408
88,627
89*829
105,821
100*276

194.317
191.692
211.152
266.972
257.430

278,607
299*159
310*637
292*379
300,815

54*411
58*551
67*282
65,679
75*885

33*650
34*266
34*488
31.213
31*299

190,546
206*340
208,867
195,487
193,631

76*483
81*852
93*684
104*638
111*165

1,974,849
2,141,237
2,258,523
2,402*106
2,496*272

1930
1931
1932
1933
1934

531.305
530*003
408.794
206*278
388.976

180,711
204,040
166,512
109,045
255*659

99*029
94*158
64,939
31,575
43,104

251.565
231*805
157.343
65*658
90,213

269,714
284,902
170,835
113*808
255*090

53,317
49*628
32*035
18*426
27*463

33.193
29*949
23.264
17.618
22.465

203,144
205*325
115*536
77,564
205*162

123*840
167.081
124*620
55*104
60*524

2,410.289
2*206*613
1*676*421
690*746
1*002*477

1935
1936
1937
1938
1939

549,461
624.915
745*086
676 599
727.371

400*862
438*054
527,272
484*008
528,711

58*006
77*067
85,158
86,347
101,567

90,593
109,794
132,656
104,244
97,093

321*400
482*775
439,269
444*241
524*634

34*256
56*621
49*510
37*630
48,648

24*290
33*620
41*077
34*481
34*113

262*854
392*534
348*682
372,130
441*873

60.291
57.170
41.667
37.583
38*285

1*212.736
1.506*374
1*582,209
1,523,113
1*687,174

1940
1941
1942
1943
1944

718*697
852*160
1.142*761
2.117*944
2*634*650

510,674
623*387
690,283
1,878,407
2*598,233

120*186
124,255
128,982
127,660
126,373

87,637
104*536
123*496
111,677
110,044

678*432
817*149
615,006
922*383
699,002

46,447
69,483
84,302
111,362
115*064

34*660
48*790
60*384
66*253
67*753

597,105
698,876
670,320
742*768
716*165

35.752
34*440
33*687
34.050
34.264

1,692,192
2,269,351
2,536,440
3,562,094
4.307,637

1945
1946
1947
1948
1949

3*321.775
3*317*695
2*669*161
2,P48*079
2*837*250

3,075,239
3,031*577
2,560.673
2.463,514
2*463,698

134,317
145.077
197,009
231,847
240,612

112*219
141*041
111.299
132*716
132*940

968,827
936,264
981*786
1*016*960
1*040,569

89*950
112.773
151.838
151,063
141,359

64*522
67*068
62*146
97*392
97*596

814*355
756*443
747*800
768*505
801*612

35*562
36*292
36*525
41*915
46*376

4*924*090
5*067*686
4*975*470
5*162*014
5*221*986

1950
1951
1952
1953
1954

3*234*012
3.157.794
3.311.953
3*495*441
3.666*056

2,806,079
2*653*326
2*765*479
2*669*443
3,006,277

280*034
354*150
444*099
530*186
563,454

147.899
150.318
102*375
95*812
74*327

1*141*874
1*300*566
1*305*345
1*464*039
1*404*375

222*203
271*740
259,273
288,867
278,216

82*791
81*206
104.423
129.836
135*015

836,880
947,618
941*649
1*045*336
991*144

51*297
56*536
63*942
69*363
63.632

5*908.73^
6,283,377
6,567*281
7*207*466
7*456*833

3*767*037

3*107*207

598,211

81*619

1*413*554

313,252

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

136,283

7,933,763

520

Michigan

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955^Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

Interbank

9.141

U.S.
Government

Other
demand

Other
time

1896
1897
1698
1899

129*897
138*623
155*502
176*075

13.296
13.974
14*603

401
400
393
1*355

68*436
69*234
76.739
86,463

51.917
55*693
64*396
73654

1900
1901
1902
1903
1904

187*111
215,763
235*013
252*122
259*275

13,190
17.147
18.439
16.409
16*443

1*477
1,622
1*984
2*200
1*659

95*350
107*673
116,691
126*695
127*870

77*094
89*321
97*699
106,818
113,303

1905
1906
1907
1908
1909

275*905
317,071
344*796
336,017
357*700

18*079
20*670
22.239
21*515
25*299

1,284
1*158
3*348
2*547
1*604

133*362
154,956
159,396
150.535
146,299

123,180
140.285
159*811
161*420
182*498

1910
1911
1912
1913
1914

407*336
442*453
491,289
508,614
544,516

26*814
31*891
33*001
29*083
32.598

945
977
1*392
930
1*114

167*099
179*515
203*714
199*983
229*868

212*478
230*070
253*182
278*818
280*936

1915
1916
1917
1918
1919

583*259
713.546
827,699
857.935
1*028,627

37,309
44*347
43,914
37*676
43,785

936
949
1,001
28*633
20*734

251,454
306*930
354*842
353.633
443,611

293*558
361*320
427,942
437*993
520*497

1920
1921
1922
1923
1924

1*238*884
1*118*587
1*205,051
1,356,481
1*466,309

40*937
31*522
37.411
43*665
50,827

6*199
7,694
3,782
13,742
7,108

526,168
441.446
483.596
520*346
555,386

665*580
637*923
660*262
760*526
854*988

1925
1926
1927
1928
1929

1,691,730
1,817,336
1,890*541
1.963*707
2*052*912

57,500
64.327
74,683
51.689
58,978

10*866
8,387
5.629
7,739
6*159

727,517
769,017
798*550
837*431
873,205

895,847
975*605
1,011*679
1*066*848
1,114*570

1930
1931
1932
1933
1934

1*988*215
1*820*036
1*343*810
534,416
824*518

70,386
64,473
47,097
32,074
54.471

2.715
15*462
14.317
13*057
21.887

654,220
727,766
490*408
223,535
393*232

1*060*894
1*012*315
791*966
265.750
354.928

1935
1936
1937
1938
1939

1*037*596
1*330*346
1*433,565
1*372,925
1*526.462

60.987
75.280
75*160
81.893
102,037

10*114
26*168
8*497
13*803
25,145

519*986
70529
739*226
662*482
747.732

446*509
523*609
610,682
614.747
651*548

1940
1941
1942
1943
1944

1*725,232
2*088*643
2*349,127
3*366*936
4*095,556

134.033
149.534
152.711
166,470
161,159

27,026
20,594
43,926
212*541
563,193

862,841
1*154,766
1.385,028
2*000,775
2,101*685

701*330
763*749
767*462
985*152
1*269*519

1945
1946
1947
1946
1949

4,676*226
4*790*265
4,682*197
4,869,637
4,884*733

171,462
157,164
151,069
153*945
143,281

614,079
363*515
34*044
108,619
120*028

2,205*193
2*275*684
2*382*664
2*466*293
2,457,633

1*687*472
1*993*902
2,114*220
2,140*780
2,163,791

1950
1951
1952
1953
1954

5,541*480
5,887,054
6*142*280
6*747*526
6*937,660

175,580
186*932
213,904
226,260
246,804

323,853
329*165
263,969
241*542
245,699

2,827,609
3*137*684
3.272*791
3*624,966
3,599,806

2,214,438
2*233*273
2*391,616
2*654*758
2.645*371

7*365*012

224,370

3,866,035

3*011,984

Michigan

521

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

1896
1897
1898
1899

It066

246
133
112

4*071
3*523
3.733
4*159

117
123
126
124

28i514
27*244
26*848
26*826

10*285
9*706
9*945
9.820

173,950
179*465
196*287
217*116

499
506
508
511

1900
1901
1902
1903
1904

476
238
453
643
632

4*815
5*192
4*844
6*597
7*344

137
123
129
256
238

27*359
28*198
28*415
31*336
31*919

11*188
11*585
12.699
15*527
16*951

231*086
261*099
281*553
306*481
316*359

521
533
561
595
604

1905
1906
1907
1908
1909

617
264
474
744
789

7*107
7*750
7*184
8*764
9*306

178
225
291
369
489

32*400
34*163
36*263
38*827
39*381

18.012
20*271
23*652
24,671
25*859

334*219
379*744
412*660
409*392
433*524

611
651
694
711
725

1910
1911
1912
1913
1914

1*168
1*211
2*498
2*376

10*203
9.930
10*276
10*603
10.569

714
791
934

1*144
1.436

41*456
42*166
45*206
47*695
50*946

27*345
30*273
33*339
36.241
39*022

488*222
526*564
582*255
606*995
646*867

760
787
782
601
801

1915
1916
1917
1918
1919

2*999
3*320
7*457
35*724
54*648

10*763
10*254
10*048
10*368
10*666

1*482
2*620
2*733
7*356
33*079

53*391
57.030
60*088
63.587
65*635

43*508
46*296
51*260
53,132
57,589

695*402
833,066
959*285
1,028*102
1*250*244

807
819
828
645
843

1920
1921
1922
1923
1924

85*817
87i812
23,461
21.700
14>391

11*284
12*332
12.694
12*985
14.199

21*826
15*649
7*563
9*119
24*667

79*587
86*390
88.378
92.749
96*944

72.533
77.260
82*539
86*896
92*965

1,509,931
1,398*030
1,419*686
1*583*930
1*711*475

851
673
886
664
892

1925
1926
1927
1928
1929

35*163
30*982
34*694
76.101
59976

13.637
14*641
13.929
16,567
16*119

37.373
52.184
67.730
80*233
83*932

98.186
111.002
121.024
123.980
129*622

98.755
115,092
130,605
141*520
155*711

1,974*849
2,141,237
2,258,523
2*402,108
2*498,272

891
890
873
670
851

1930
1931
1932
1933
1934

28.360
17.487
56*879
16*028
3.465

17.782
18*126
19.330
7.674
10*054

87*742
87.722
53.104
44*216
36*694

126.535
114.246
106*056
54.658
86.133

161,655
148,996
97,240
33,756
41*593

2.410,289
2*206*613
1*676*421
690*748
1*002*477

827
749
622
297
428

1935
1936
1937
1938
1939

1.999
1.764

4.881

35*207
37.678
7.922
5i734
7.004

91*723
91*850
87*383
88.134
87.599

41,330
44,736
53.052
56.117
65,814

1,212*736
1*506*374
1*562*209
1.523,113
1.687.174

500
494
491
481
474

7.872
11*106
10.679
9.708
11*103

85*472
85.359
86*922
36*240
87,957

73.588
83.848
89,242
99*008
113*021

1,392,192
2,269,351
2,536,440
3,562,094
4,307.637

467
461
457
451
446

55
328
130

14*612
17.276
21*125
24*188
30*571

93*274
96*033
94*943
96.761
101*809

137,978
160,714
177,150
191*100
204,745

4.924,090
5*067*686
4*975*470
5,162*014
5,221*988

447
447
449
449
447

25
160
134
105
300

40*251
48*282
56.428
67*634
80*674

105*465
110*405
115*577
120*431
138*062

221*513
237,476
252.862
271,770
300,117

5*908*734
6*263*377
6*567*281
7*207*466
7,456,633

445
443
434
429
431

1940
1941
1942
1943
1944
1945
1946
19*7
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

951

287
203
295
28
395
470
200

3.398

337,296

426

522

Michigan

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

L0ins

All
other

Collateral

Year

Total

Real
estate

Collateral

Ml
other

1896
1897
1898
1899

43*929
39i946
43*898
46tOOO

250
245
301
355

9*019
8*823
10,649
12*801

34*660
30*876
32*746
32*844

1900
1901
1902
1903
1904

49f037
53*602
57*442
64*336
64*617

356
402
422
478
501

12*835
14*499
15*202
17,214
18*044

35,846
38,701
41*818
46,644
46*072

1920
1921
1922

1923
1924

234*910
221*605
217*079
235.937
243*734

9.173
11*119
13,062
15,988
19,319

80.670
72.141
77*119
87*568
85*888

145*067
138,345
126*896
132*381
138,527

1905
1906
1907
1908
1909

67*114
77*872
84*663
82*623
85*346

497
694
736
776
833

17,892
25*004
26,525
27,977
30,158

48,725
52,174
57*402
53.870
54,855

1925
1926
1927
1928
1929

289.635
316.601
307.759
343*791
373*524

26,246
30,520
34,273
61,529
69*699

107.782
126.797
126,342
137,454
137*360

155*807
159.284
147*144
144*808
166*465

1910
1911
1912
1913
1914

96*834
97.284
105,983
110*384
110*584

1*040
1*126
1*219
1,229
2*092

32,299
30,712
35*913
36,861
40*805

63*495
65*446
68.851
72,294
67,687

1930
1931
1932
1933
1934

360*027
318*670
548*021
123,419
119.132

71.526
64*176
203*226
31,701
25.930

151.103
140*247
176,493
60,109
57,904

137,396
114,247
168,302
31,609
35,298

1915
1916
1917
1916
1919

112*162
131*295
148*340
154t369
159.481

2*491
4,132
5,474
5,874
6,846

42*511
53*809
56*294
55*786
59*350

67*160
73*354
84,572
92*709
93*285

1935
1936
1937
1938

106*023
146*451
153*852
155.166

23.011
24*246
30,597
37*866

36*920
41*511
42*404
36*644

46,092
80*694
60,851
78*656

Loans'
Year

Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

164*152

9,962

1*979

10,631

45,771

1940
1941
1942
1943
1944

166,093
255,678
247,768
242*461
289*959

73,898
110*798
114,137
112*050
133*712

3*883
6*730
2*591
4*624
9,986

7,408
7.077
5,343
6,108
35,256

2.339
2e584
2.598
2.275
2*306

42*558
49,359
53,018
61,440
65,958

14,980
16*668
18*910
19,758
11*500

24,461
21,077

41,027
62,462
51,171
11*745
10,164

1945
1946
1947
1948
1949

340*819
407,307
529,810
600*968
592*676

129*802
148,555
193,541
212*862
190,148

11.919
6,477
5,346
2*024
2,588

63,013
45,350
16,407
11,478
7,174

2*730
3.972
5*104
5.793
6*112

82,566
106.527
157*616
190,958
193,458

11,992
27,307
33,701
37,343
45,912

22,866
38,948
S5, 902
114*002
125,806

15,911
30,171
31,993
29,241
26,558

1950
1951
1952
1953
1954

671*639
845*108
932,931
1,096,615
1*116,199

196,972
304*069
331,172
401*292
372.203

7,776
6*056
5*042
9,680
6,829

7*886
6,895
6,565
6,510
8,210

6*128
7*065
7,049
7*549
7*806

224,589
252,091
266*432
302*707
332*066

37,578
46.103
54.109
61.829
70,362

170*634
213*082
236.898
301,367
321,556

26,371
20,322
18*296
20*272
18*470

1955

1*308*921

381*554

19,939

17*869

8,648

421*670

85,976

371.703

23,461

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Michigan

523

Table 2National Banks

mjJMU J. O,

JJlrtJOIijl 1 1U>,

ATI IS

il U1T1I9IUI,

J.O7U-J.7i>i7KUIIUIIUCU

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments

Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1896
1897
1690
1899

6i819
7t007
6.272
11*241

5*461
5*296
5*405
6*972

346
436
731
1*089

1*012
1*275
2*136
3*180

13*406
17*788
17*081
19*384

480
470
667
671

5*278
5,701
6*119
5*866

7*646
11*617
10*295
12*847

1,960
2*013
2*331
2*341

66,134
66,754
71,582
78.966

1900

1902
1903
1904

' 11*842
14*044
14*296
15*882
17*235

7*150
7*575
7*584
9.357
9*912

1*196
1*650
1*712
1*664
1*867

3*496
4*619
5000
4.861
5*456

19*608
23*285
24.579
21*063
22*395

600
925
724
634
631

6*204
7,439
7,940
7,346
7.910

12*804
14*921
15*915
13*083
13*854

2*290
2*125
1*991
2*222
2*240

82,777
93,056
98*308
103.503
106.467

1905
1906
1907
1903
190'?

16*586
18*325
19*350
21*578
26*202

9.675
9.805
10*482
10.746
11.109

1*762
2.173
2*261
2.759
4.512

5*149
6*347
6*607
8.073
10.581

26*118
28*052
30*334
32.709
34.905

925
1.043
1*058
1.095
1.009

8.259
8*382
9.146
12.142
11.265

16*934
18*627
20*130
19,472
22,631

2*312
2*363
2*630
3,344
3.669

112.130
126*612
136*977
140*254
150*622

1910
1911
1912
1913
1914

26*621
29*557
33*380
34*469
39*391

11.748
11*580
12*082
11*906
12*053

4*461
5.531
6*100
6*074
8*333

10*412
12*446
15*198
16*489
19.005

35*550
41.337
46*253
42*695
46*263

1*816
1.159
2*142
1.441
2*541

12.271
13.308
14*487
14,354
14*742

21,463
26,870
29*624
26*900
30*980

3*900
4.013
4.481
4*823
5*084

162*905
172.191
190.097
192.371
203.322

1915
1916
1917
1918
1919

44*180
51*023
58*846
75*907
114*186

11.593
11*147
13*966
31*629
64*237

11.279
14*186
13*896
13.934
14.553

21*308
25*690
30*984
30*344
35*396

46*468
54*950
53*548
56*883
67,325

1*338
4*599
3.932
6.953
10*138

10*805
11*612
12*150
6*863
6,909

34*325
36*739
37*466
43*067
48*278

5*926
7,138
7*834
9,520
15*077

208*736
244.406
268.568
296.679
356.069

1920
1921
1922
1923
1924

96*736
90*241
99*477
109*471
110*901

43.249
35*235
43*303
47*430
42*090

17.184
19*032
20*756
22*820
24*330

36*303
35*974
35*418
39*221
44*461

74*000
56,106
69*918
67.676
86*243

15*340
10*832
11*003
13*286
17*155

7,968
6*550
6*268
6*845
7,645

50*692
38*724
52.647
47*545
61*443

18,130
20*010
17,217
19,327
20.433

423.776
387*962
403.691
432,411
461,311

1925
1926
1927
1928
1929

141*779
134*926
142*121
164*378
153*914

46*334
41*796
47*088
56*310
51*682

31*594
30*084
26*675
30*638
28*418

63*851
63*044
66*358
77.430
73.814

97*121
105*815
102*441
91,475
103*102

20*620
26*081
31*339
28*031
33*711

8,062
7,959
8*493
8*061
8*072

68*439
71*775
62*609
55,383
61.319

23*205
27,148
27*074
30.785
33,246

551,940
564*490
579*395
630*429
663*766

1930
1931
1932
1933
1934

156*228
166*438
224*136
105*638
229*499

55*073
71*123
118*236
74*555
177.478

28*024
26*790
35*931
9*636
15*985

73*131
68*525
69*969
21.447
36.036

96*624
103*182
97*463
59,635
152,468

22*647
21*191
26*869
13*026
19*249

8*748
9*242
11*209
5*452
9*716

65*229
72.749
59*385
41*357
123*503

38,244
43*881
63*298
15,131
17,991

651.123
632*171
932*916
304*023
519*090

1935
1936
1937
1938
1939

319*055
335*640
412*533
370*381
395*087

257*662
265*328
327.019
292.459
315*214

22*880
28*637
31*362
30*907
32*381

38*493
41,475
54*152
47*015
47*492

194*520
311*110
249*329
257,335
315,145

23*964
39*802
34*680
24*240
32*012

9*787
14*550
18*437
15,274
13*682

160*749
256*758
196,212
217,821
269*451

17,780
16*925
13*625
12*701
12,864

637*378
810*126
829*339
795.583
887*248

1940
1941
1942
1943
1944

420*678
525*756
740*731
1*254*976
1*664*062

323.036
408*906
603*432
1*136*460
1*555*726

48*332
49*862
52*481
47*112
43.587

49*310
66*986
84*818
71.404
64*749

399*422
485*652
456*207
539*923
516*965

32*517
50*996
60*879
84*676
85.883

15*506
22.757
26*616
31*502
31*673

351,399
411*899
366*712
423*745
399*409

13*775
13*885
13*983
14,579
15,624

1*019*968
1*280*971
1*458*669
2,051,939
2*486*610

1945
1946
1947
1946
1949

1*787*974
1.652*595
1*389*419
1>386*952
1.403*997

1*680*668
1*514*829
1*260*274
1*220*204
1*230*355

44*814
53*645
73*845
88*765
92*842

62*492
84*121
55*300
77.983
80*600

542*627
517*987
554*521
577,412
593*026

61*162
83*561
111*755
111*091
100*298

30.063
30.907
38.757
44*720
43*310

451.382
403*519
404*009
421*601
449*416

16,428
17,192
18*341
20*177
22*342

2,687,848
2*595*081
2,492*091
2,585*509
2*612*041

19!>0
1951
19152
1953
1934

1*741*895
1.695*657
1*763*767
1*795*644
1.908*659

1*538.927
1*460*303
1.520*393
1.507*505
1.604.742

105.767
140*169
169,931
234*656
268*949

97*181
95*185
53.443
53*483
34*966

658*606
758,987
731*741
854*332
781.727

149*112
190*623
160*633
211*160
203*213

36*053
36.356
47*656
61*767
62*672

473*441
531*808
503,452
581,365
515,842

24*430
26,454
30,871
33*840
41,725

3*096*570
3*326*206
3,459*310
3.780*631
3*846*310

1,893*602

1,596,249

255,734

220,582

59,900

524,218

45,314

4*052*537

i9o;t

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

524

Michigan

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures aa of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1696

1897
1898
1899

43*476
46*596
51649
58*706

7*056
10,419
9,924
10*433

401
400
393

1.355

33*281
32.871
38.008
43.422

2*736
2*908
3*324
3.496

1900
1901
1902
1903
1904

61,281
71*428
76,703
78,096
79.642

9*361
12,099
12*625
11.178
11.128

1.477
1,622
1*984
2*200
1*659

46*486
52.406
55*890
57,671
58*902

3.937
5.301
6.204
7*047
7.953

1905
1906
1907
1906
1909

85,572
96,576
106,130
107,864
117,176

12*536
13*808
15,269
15*166
18,525

1*284
1*158
3.348
2*547
1*604

61*909
72*024
72.217
69.118
67.318

9*843
11*586
17*296
21*013
29.729

1910
1911
1912
1913
191*

127,372
137,177
153,632
154,084
163,628

18,994
22,392
23*181
20,212
22*109

945
977

1*392

67,280
71*975
84*976
82.491
90.982

40.153
41*833
44*083
50*451
49*423

1915
1916
1917
1916
1919

166.392
201*113
221*490
231*559
280*184

24,997
28*222
26*343
21.723
25*821

915
875
866

9*208
7.392

94.096
114*181
117*405
113.752
149*130

46*384
57.835
76*876
86*876
97*841

1920
1921
1922
1923
1924

316,787
296,459
337,424
365,212
391,440

23*701
20*062
24,641
25,756
33*515

3.476
2*934
1729
7.081
4.458

169.072
148*170
176*476
185*853
193*600

122*538
125*293
132.578
146*522
159*867

1925
1926
1927
1928
1929

464*905
489,544
491*860
511.296
556.725

34*948
39*181
45.982
27,410
28*661

3*630
2.772
2.493
1.384
2*637

230*089
240.976
230.527
230.080
261*367

196.238
306*615
212*858
252.422
264*040

1930
1931
1932
1933
1934

544,634
527,422
784,317
246*008
447,992

33*235
31,733
41,781
27.624
43,962

1.700
3*364
6*000
5,089
15.476

239*482
216,913
268*989
116.958
243.516

270.217
275*412
467*547
94*337
145*036

193S
1936
1937
1938
1939

570*062
744*334
761*561
728.050
815.244

51,313
64,826
62*948
69*368
88,096

6*677
19*809
6*415
11.758
20*065

329.325
453.476
456.212
410,677
459.905

182.547
206.223
235*986
236.247
247.176

1940
1941
1942
1943
1944

943*626
1*195*446
1*371,076
1*959,015
2*385*130

116,344
129,791
132,536
144,521
138,969

21*728
17*377
38.603
157*783
431.913

536.535
738*810
896.026
1.273.013
1*325*083

269*219
309*468
303.911
383*698
489.165

1945
1946
1947
1946
1949

2,564,857
2*457,415
2*346*125
2*436*242
2*452*660

147,354
131,504
128*267
131,729
120,008

440*171
255*558
22*769
80*293
95.360

1,328*163
1*305*676
1*385*013
1*402*229
1*396*249

649*169
764.477
812*076
821.991
841.023

1950
1951
1952
1953
1954

2*923*386
3*138*653
3*258*155
3*560*362
3*593,211

146*216
154*605
179,722
189,281
206,247

280,977
270*363
210*475
202*706
182*107

1*625*010
1*833*725
1*677*611
2.074*108
2*032*159

871.185
879*960
990*347
1*094*265
1*172*698

1955

3*771.891

181*375

190.281

2*157.713

1.242*522

930

1*114

Michigan

525

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

Borrowings

1896
1897
1898

-a

<**"

u.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

4.071
3*523
3>733
4*159

1899

552
73
50
70

13.159
12.195
11.895
11*645

4,875
4*365
4.255
4.386

66.134
66*754
71,582
78*966

92
85
82
60

1900
1901
1902
1903
1904

251
70
278
221
223

4*815
5*192
4.844
6*597
7*344

12
9
130
64

11.412
11*585
11.380
12*485
12.730

5.006
4,781
5.094
5,974
6.464

82*777
93.056
98*308
103*503
106*487

81
85
84
86
88

1905
1906
1907
1906
1909

363
94
80
132
149

7.107
7.750
7*184
8*764
9.306

9
57
156
263
287

12.700
12.955
13.335
15.010
14.986

6.379
7,180
8,092
8*221
8,716

112*130
126,612
136,977
140,254
150*622

88
66
91
96
97

1910
1911
1912
1913
1914

525
91
155
843
516

10.203
9*930
10*276
10*603
10*569

314
286
312
383
363

15*187
14.710
15*010
15.010
16*437

9,304
9,997
10,712
11,448
11*809

162*905
172,191
190*097
192.371
203,322

101
100
99
99
99

1915
1916
1917
1916
1919

642
981
3*462
17*878
11*576

10*763
10*254
10*046
10*368
10*666

316
1*069
1*495
4.173
16*088

17.561
17.670
17*965
18*030
16*905

13*062
13*299
14,108
14,671
16,650

208.736
244.406
268*569
296*679
356,069

104
105
106
105
108

1920
1921
1922
1923
1924

41*146
26*131
4.707
3*132
2*064

11*284
12*332
12*694
12*965
14*199

10.670
7*635
2.253
2*032
1*805

22.115
23*015
23*075
24*200
25*325

19,774
22*190
23.538
24.850
26.478

423*776
387.962
403.691
432*411
461*311

112
117
119
119
121

1925
1926
1927
1928
1929

17.325
15*811
8*072
29*664
11.510

13.637
14*641
13*929
16*567
16*119

2.737
3.933
3*267
4*407
6.576

26.121
30.533
30*415
30*970
31.890

27,215
30,028
31.632
37.505
40*966

551.940
564.490
579*395
630*429
663.786

126
130
134
133
133

1930
1931
1932
1933
1934

3*659
4*160
19*990
4*926
899

17.782
16*126
19*330
7.674
10*054

10.906
7*608
6*718
4*492
4*579

32,090
32*150
51*595
26*465
37.195

42.052
42.705
50.968
14,458
18,371

651.123
632*171
932.918
304*023
519.090

126
119
103
50
86

1935
1936
1937
1938
1939

4*661
50

4.572
6.598
4*757
1*779
1.866

37,091
35.606
34.341
36*641
35.832

20.772
23,586
28,630
29,113
34,304

637,378
810*126
829.339
795.583
867.248

85
83
83
83
82

2*318
4*195
4*618
5*186
6*546

36*351
37*813
38*274
37.959
38*463

37,473
43,517
44,721
49.579
56.471

1.019*968
1.280.971
1.458.689
2*051.939
2*486*610

82
78
76
75
75

1945
1946
1947
1946
1949

9*160
10*407
12.336
13.356
17.267

42*445
44*792
41,420
40.755
41.830

71.366
82*467
90*210
95*156
100*284

2*687, 8<t8
2*595*081
2.492*091
2.585*509
2*612.041

75
77
78
78
78

1950
1951
1952
1953
1954

22*636
28.536
33*190
38.212
46*574

43.345
45.195
47*580
49*385
59*278

107.201
113*822
120*365
132.672
149,047

3*096.570
3*326.206
3.459.310
3*730*631
3*848*310

78
78
76
77
77

19*0
1941
1942
1943
1944

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

200

200

170.843

526

Michigan

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1896
1897

Real
estate

All

Collateral

Year

other

Total

Real
estate

Collateral

All
other

1896
1899

77*103
75,954
83*468
92,801

23*262
24.971
26.913
33,087

13,310
12.997
14,414
16.242

40,531
37,986
42,141
43*472

1900
1901
1902
1903
1904

101*319
110*778
123.083
132.906
137.945

34,532
38,354
43*911
41.549
45,281

17*866
19,727
22*046
23*681
24*906

46,921
52.697
57.126
67.476
67,758

1920
1921
1922
1923
1924

670,775
652,644
647,226
717,841
778.745

237,155
261*556
284*194
324,119
371,257

117.022
114*308
127*586
138*113
143*978

316*598
276.780
235.446
255.609
263*510

1905
1906
1907
1908
1909

143,692
166*366
184*850
173.078
183*007

46*839
54*434
61*500
57*835
69,863

26.078
30.431
33*886
31.649
33,611

70,775
81*501
89,464
83,594
79,533

1925
1926
1927
1928
1929

890.201
1*014*622
1.097,990
1*095.812
1,155.220

417,704
466,203
433*316
501,792
496,306

166*960
193.931
209*198
264*610
289.068

305.537
354*488
405.476
329.410
369*846

1910
1911
1912
1913
1914

214.943
231,453
257*670
278*401
286*207

84,638
93*510
106,672
114,477
109,710

41,241
43*920
46,037
49,589
36.803

89,064
94,023
104,961
114,335
139,694

1930
1931
1932
1933
1934

1.105*403
905.957
424.151
192.139
178,755

487,595
436*279
224.443
115,236
100.041

327.461
243*544
78*328
27*086
26.270

290.347
226*134
121*360
49*817
52.444

1915
1916
1917
1918
1919

288*861
359,913
429,073
459,022
508*928

116,201
140,357
164,638
189,057
213,204

42.293
60.434
73,322
76*206
91,179

130,367
159*122
191,113
193,759
204,545

1935
1936
1937
1938

175,561
195,063
202,335
209,524

93,403
93*824
84*461
97,087

21.057
19*642
18*666
18*436

61*101
81*597
99*206
93*999

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

232*732

1940
1941
1942
1943
1944

273.218
309,904
297*018
245,256
249,762

76*060
79,665
73.944
59.418
68.999

587
522
439
457
795

7.555
5.800
4*873
3.930
7,740

13,699
15*321
15*792
16*459
15*530

85,191
96,848
103,777
99,814
101*031

21*667
21.851
21.079
17,862
14,49t

29,985
37.593

68*259
89,897
77.114
17.331
3,574

1945
1946
1947
1946
1949

257,087
370*108
536*168
674*092
705,117

69*650
100*395
142*321
168.364
158*264

1.865
708
220
453
195

12,052
18*201
12.601
13.620
10,539

17.333
24,312
27*160
30.749
31.597

101,256
142,990
215*956
283,151
296.652

15.133
25.752
35.910
45*993
49*866

36.730
52*864
68.253
127.955
154*000

3*068
4,666
13.547
4*607
3.722

1950
1951
1952
1953
1954

809,912
923,373
953,110
1,081,808
1,186.369

174.157
212.999
225.624
254,545
272*418

581
437
235
776
737

10,941
13,020
11*004
11*174
11.711

32.224
34.320
34.782
35.320
36*463

326*248
368*576
364*369
393*444
443*820

54*748
60*531
65*944
66.471
77.225

207.137
232.021
244,194
311.428
337.394

10*550
10*239
16.630
16.718
17.298

1955

1.332,196

308*502

1*020

10,210

39*073

506*339

<n.2Q9

374,201

14*144

19.793

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Michigan

527

Table 5 Slate Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

7*159
8*061
10*287
Ilt397

442
495
623
685

2*914
3*282
4*187
4*639

3.803
4.284
5.477
6.073

19,772
24*449
26*322
28,837

843
759
763
991

5.792
6.747
6,957
7*815

13,137
16.943
18*602
20*031

3*782
4,247
4*628
5*115

107,816
112*711
124.705
138*150

1900
1901
1902
1903
1904

13*267
16*612
18*103
26*340
26*991

793
984
923
930
965

5*400
6*761
7*366
10*716
10.979

7*074
8*867
9*814
14*694
15*047

28,519
35.609
36.868
38*220
39.057

926
1*365
1*244
1,791
1*921

8*484
9,387
9*892
11.077
11.789

19*109
24*857
25,732
25,352
25,347

5*204
5*044
5*191
5,512
5*879

148*309
168*043
183*245
202.978
209.872

190S
1906
1907
1908
1909

31*068
32*055
33.572
36*914
37149

983
1*024
704
691
890

12*637
13*037
13.556
14*722
14*539

17*448
17*994
19,312
21*501
21*720

41.152
47.770
49,868
51,302
54.496

1,885
2.929
3*420
2*546
2*694

11,656
12,687
13*013
15.140
15,042

27,611
32,154
33,430
33*616
36*760

6*177
6*941
7,393
7,844
8*250

222*089
253*132
275*683
269*138
282*902

1910
1911
1912
1913
1914

40*039
43.632
50.545
53.173
62*626

879
824
1*033
637
635

16*247
18.351
19*055
19.805
20.174

22*913
24*457
30.457
32.731
41*817

61,497
70,197
74,418
72,435
85,582

4*644
3*009
5*342
6,007
6*875

17,762
20*187
20*971
22,518
25*116

39*091
47*001
48*105
43,910
53,591

8*838
9*091
9,525
10*615
11*130

325*317
354,373
392*158
414*624
445*545

1915
1916
1917
1918
1919

89.522
97*600
120*758
144.739
236*091

875
658
7*067
32.337
110*669

25.297
28.853
29*798
30.722
32.586

63*350
68*089
83*893
81*680
92*836

95,465
115.545
124.421
108.453
129.901

5*744
10,173
10*644
8*689
15.393

25.272
30*620
36*968
23.443
26,366

64*449
74,752
76,809
76,321
88,122

12,818
15*602
16*465
19.209
19.255

486,666
588,660
690*717
731,423
894,175

1920
1921
1922
1923
1924

253.826
224.815
212*841
264*992
277.485

118*304
75*233
75*057
103.358
102*552

39.008
47.138
46*866
55.109
57.957

96.514
102*444
90*916
106*525
116.976

139*032
105.315
124.874
131*128
151.049

22*452
14,620
17.812
21.414
23.945

28*353
20,923
21.543
21.331
24,083

88,227
69,772
85*519
88*383
103*021

22*522
27.294
31.054
37.558
42.885

1,086,155
1*010*068
1,015*995
1.151,519
1,250,164

1925
1926
1927
1928
1929

297.944
294.077
306*332
400.910
403*634

106.664
106.886
100.384
136*185
148*160

60*814
58*543
61.154
75.183
71.858

130*466
128*648
144*794
189*542
183*616

181.486
193,344
208,196
200.904
197.713

33.791
32.470
35.943
37,648
42,174

25,588
26*309
25,995
23,152
23,227

122*107
134*565
146,256
140*104
132*312

53.278
54*704
66*610
74,053
77*919

1*422*909
1,556*747
1,679,128
1,771,679
1*834*486

1930
193IL
193;!
1933
1934

375.077
363*565
184*658
100*640
159.477

125*638
132.917
48*276
34*490
78.181

71*005
67*368
49*008
21*939
27*119

178.434
163*280
87.374
44.211
54.177

193,090
181,720
73.372
53.973
102.622

30,730
28,437
5,166
5*400
8,214

24*445
20.707
12.055
12.366
12.749

137*915
132.576
56,151
36*207
81,659

85,596
123*200
61*322
39.973
42*533

1*759*166
1.574,442
743,503
336,725
483*387

193!5
1936
1937
1933
1939

230*406
289.275
332.553
306.218
332*284

143.180
172.726
200.253
191.549
213.497

35.126
48*230
53.796
57.440
69*186

52*100
68*319
78*504
57.229
49,601

126.880
171.665
189,940
186,906
209,489

10,272
16,819
14.830
13.390
16.636

14.503
19,070
22,640
19,207
20,431

102,105
135*776
152,470
154,309
172.422

42*511
40*245
28*042
24.882
25*421

575*356
696*248
752,870
727,530
799,926

1940
1941
1942
1943
1944

298.019
326*424
402*030
862*968
1*170*588

187.838
214.481
286.851
741.947
1.042.507

71.854
74.393
76.501
80.548
82.786

38.327
37.550
38*678
40*473
45.295

279.010
331.497
358.799
382.460
382*037

13,930
16*487
23*423
26.686
29,201

19,374
26*033
33*768
36,751
36,080

245.706
286*977
301.608
319,023
316,756

21,977
20,555
19.904
19.471
18.640

872,224
988,38*0
1*077*751
1*510*155
1*821*027

1945
1946
1947
1948
1949

1*533*801
1*665*100
1*499*762
1.461.127
1.433.253

1.394.571
1.516.748
1.320.599
1.263.310
1.233.343

89.503
91*432
123*164
143.082
147.770

49.727
56,920
55.999
54,735
52*140

426.200
418.297
427.265
439,548
447,543

28,768
29,212
40.083
39.972
41,061

34,459
36*161
43,391
52,672
54,288

362,973
352*924
343,791
346,904
352,194

19,154
19*100
20.184
21.738
24.034

2*236*242
2*472*605
2*483,379
2,596,505
2*609,947

1950
1951
1952
1953
1954

1.492.117
1.462.137
1.548.186
1.699.797
1.757.399

1.267.152
1.193*023
1*245.086
1,361.938
1,403.535

174.247
213.981
254*168
295.530
314.505

50.718
55,133
48*932
42*329
39,359

483,268
541,579
573,604
609,707
622,646

73,091
80,917
78,640
77.687
75.003

46,738
44*852
56.767
68.069
72,343

363,439
415,810
438*197
463,951
475*302

26,867
30,082
33,071
35,523
42,107

2,812,164
2,957,171
3*107*971
3,426*835
3,608,523

1,893,435

1,510*958

40,000

608,854

92*670

76,333

439,801

46,741

3*881,226

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

528

Michigan

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits

Year
Total

1696
1897

Interbank

U.S.
Government

Other
demand

Other
time

1896
1899

86*421
92.025
103*853
117.369

2.083
2.877
4.050
4,170

35.157
36*363
38*731
43,041

49.181
52,785
61.072
70.158

1900
1901
1902
1903
1904

125*830
144*335
158.310
174*026
179.633

3.809
5*048
5.614
5,231
5.315

46,864
55.267
61.001
69,024
66,968

73.157
84,020
91*495
99*771
105*350

1905
1906
1907
1908
1909

190*333
218.495
236*666
228*153
240*524

5.543
6.862
6*970
6.329
6,774

71,453
82*934
87*181
81.417
80.981

113,337
128*699
142.515
140,407
152*769

1910
1911
1912
1913
1914

279,964
305*276
337.657
354.730
380.888

7.620
9.499
9,620
6.871
10*489

99*819
107*540
118.738
117,492
138,886

172*325
188*237
209.099
228.367
231*513

1915
1916
1917
1918
1919

416.867
512.433
606*209
626*376
748*443

12*312
16*125
17.571
15*953
17.964

74
135
19,425
13*342

157,358
192,749
237.437
Z39.681
294*481

247*174
303,485
351,066
351,117
422*656

1920
1921
1922
1923
1924

920.097
622.128
867*627
993.269
1*076*869

17,236
11.460
12,770
18*109
17,312

2*723
4*760
2*053
6,661
2*650

357*096
293,278
305,120
334,495
361*786

543,042
512.630
547*684
634*004
695*121

1925
1926
1927
1926
1929

1*226.825
1.327.792
1.398*681
1.452*411
1*496.187

22.552
25.146
28.701
24,279
30,317

7*236
5,615
3*136
6.355
3*522

497*428
528,041
568,023
607,351
611*618

699.609
768*990
798*821
814,426
850*530

1930
1931
1932
1933
1934

1*443.561
1.292.614
559.493
288.406
376.526

37,151
32*740
5*316
4,450
10,509

1*015
12*118
8*317
7*968
6*411

614*738
510,853
221*419
104,577
149,714

790.677
736.903
324,441
171.413
209*692

1935
1936
1937
1938
1939

467.534
586*012
672.004
644.875
711*218

9,674
10,454
12.212
12.525
13.939

3.237
6*359
2*082
2*045
5.080

190,661
251,813
263,014
251,805
287,827

263,962
317*386
374*696
378.500
404*372

1940
1941
1942
1943
1944

761*406
893,197
976*051
1.407.923
1*710*426

17.689
19,743
20.175
23.949
22,190

5*300
3,217
5.323
54*756
131,280

326*306
415,956
489,002
727,762
776,602

432*111
454,281
463*551
601,454
780,354

1945
1946
1947
1948
1949

2*113*369
2*332.650
2.334.072
2*433*395
2*432*073

24.128
25.660
22*802
22,216
23*273

173,906
107,957
11*275
28*326
24*646

877,030
969,808
997,851
1,064,064
1*061,384

1*036*303
1.229*425
1.302*144
1*316*789
1,322*768

1950
1951
1952
1953
1954

2*618.092
2*746.401
2.864.125
3*167.164
3*344*469

29.364
32,327
34.162
36*979
40.557

42.876
58,802
53*494
38*834
63.592

1,202,599
1*303*959
1,395,180
1,550,856
1,567*647

1.343*253
1,353313
1*401,269
1*560*493
1*672,673

70*342

1,710,322

1*769*462

3,593,121

23

Michigan

529

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

s*1

Nat
ba
no tes

<***

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1898
1899

514
173
83
42

116
123
126
124

15.355
15*049
14.953
15*181

5,410

5,341
5.690
5.434

107*816
112*711
124.705
136*150

407

1900
1901
1902
1903
1904

225
168
175
422
409

125
123
120
126
174

15.947
16*613
17*035
18*851
19*189

6.182
6.604
7,605
9,553
10.467

146*309
168*043
183*245
202*978
209*872

440
446
477
509
516

1905
1906
1907
1908
1909

254
170
394
612
640

169
1*8
135
106
202

19*700
21*208
22*928
23*817
24.395

11.633
13*091
15*560
16*450
17.141

222*089
253.132
275*663
269*138
282*902

523
563
603
615
626

1910
1911
1912
1913
1914

643
860

1*056
1.655
1.960

400
505
622
761

26*269
27*456
30*196
32.685
34.511

18*041
20*276
22*627
24.793
27,213

325*317
354*373
392*158
414*624
445*545

659
687
663
702
702

1915
1916
1917
1918
1919

2t357
2*339
3*995
17*846
43.072

35.830
39*360
42*123
45*557
46*730

30*446
32.997
37,152
38.461
40*939

466*666
588..660
690*717
731.423
894*175

703
714
722
740
735

1920
1921
1922
1923
1924

44*671
61*681
18*754
16*568
12*327

5*310
7*087
22*862

57*472
63*375
65*303
68*549
71*619

52.759
55.070
59,001
64*046
66*467

1*086*155
1*010*066
1*015.995
1.151.519
1*250.164

739
756
769
765
771

1925
1926
1927
1928
1929

17*843
15*171
26*622
46*417
48*466

34*636
46*251
64*443
75*826
77*356

72*065
60*469
90*609
93*010
97*732

71*540
85*064
96*773
104,015
114*745

1*422*909
1.556.747
1,679*128
1*771*679
1*834*486

765
760
739
737
718

1930
1931
1932
1933
1934

24*701
13.327
36*689
11*102
2*586

76*836
60*114
46*386
39.724
32*115

94*445
82.096
54*463
28.193
48*938

119*603
106,291
46,272
19,298
23,222

1*759*166
1.574.442
743.503
386.725
483,387

701
630
519
247
342

1935
1936
1937
1936
1939

1*999
1*764
237
203
295

30*635
31*060
3*165
3*955
5*136

54.632
56*244
53*042
51*493
51*767

20*558
21*146
24,422
27,004
31,510

575*358
696*246
752*670
727*530
799.926

415
411
408
398
392

1940
1941
1942
1943
1944

28
395
470

5*554
6.911
6.061

4*522
4.557

49*121
47*546
46.646
46.261
49.494

36,115
40,331
44*521
49,429
56*550

672*224
968*380
1*077.751
1*510*155
1,821,027

363
381
376
371

55
328
130

5*432
6*869
6.789
10.632
13.304

50.829
51*241
53*523
56*006
59.979

66,612
78,247
86,940
95*944
104.461

2*236*242
2*472*605
2*483*379
2*596*505
2*609*947

372
370
371
371
369

25
160
134
105
100

17*615
19*746
23*238
29*422
34*100

62*120
65*210
67*997
71*046
78*784

114*312
123*654
132.477
139*098
151.070

2*812.164
2.957.171
3.107.971
3.426.835
3.608.523

367
365
356
352
354

36*496

85*154

166*455

3*881*226

349

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

3*398

1*073
Iil66
1*531

1*238
3*163
14*991
11*156
7.814

421
426
431

385-

530

Michigan

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

Collateral

All
other

Year

Real
estate

Total

Collateral

All
other

1896
1897
1898
1899

' 15t259
16.130
16*459
16*200

2*223
2*350
2*396
2*360

1*374
1*451
1*481
1*458

11*662
12.329
12*580
12*382

1900
1901
1902
1903
1904

16*397
16*060
16*916
17*700
17*523

2*389
2*340
2*622
2*903
3*014

1*476
1*446
1*556
1*646
1*665

12.532
12.274
12.740
13*151
12.844

1920
1921
1922
1923
1924

30*283
32*635
27,757
23*248
21.491

9*145
10*128
9,349
5,855
5.745

4*936
5.806
4*211
3,387
3,734

16*202
16*701
14*197
14*006
12012

190S
1906
1907
1906
1909

17*060
17*633
16*642
18*092
17*524

3*088
3*344
4*008
4*360
4*663

1*638
726
.808
*737
673

12.334
12,563
12*826
11.995
11.168

1925
1926
1927
1928
1929

17,310
22*005
18.150
17.972
14.825

3,004
5,043
4*749
5*819
3*803

3,035
4,191
4*028
1,617
548

11.271
12.771
9.373
10*536
10*474

1910
1911
1912
1913
191*

18*509
19*266
18*527
18*182
17,939

4*886
5*026
4*798
4.655
4.549

664
.695
556
473
392

11.939
12.543
12.173
12*054
11.998

1930
1931
1932
1933
1934

12.510
7,767
.417
,417
,514

3*087
2*692
1*741
459
430

686
135
25
3
117

8*737
4*940
3*651
955
967

1915
1916
1917
1918
1919

20*146
22*267
24*752
27.556
29.292

5.279
6,017
6*881
7*882
8*612

1*833
2*362
2*970
3.720
4*365

13.036
13.908
14,901
15,956
16,315

1935
1936
1937
1938

.644
,705
1*925
1,924

442
483
574
600

76
77
65
83

1*126
1*145
1*266
1,241

Loans'
Commercial,
industrial,
and
agricultural

Year
Total

1939

1,967

1940
1941
1942
1943
1944

2*240
2*304
2*238
1*929
2,269

1945
1946
1947
1948
1949

2,433
3,253
3*865
5*256
5*633

1950
1951
1952
1953
1954

6*069
6*407
2,186
516
48

1*946
2*229
738
21
7

1955

55

For purchasing or
carrying securities
To brokers
8
and
dealers

Real estate

To
others

On
farm land

Other
loans
to
individuals

Other

All
other

102

437

871
876
832
701
806

121
130
131
118
143

520
558
564
503
615

121
130
131
118
143

446
513

607
610
560
43
49

843

159
221
23
515
743

684
944
40

1.375
1*869

159
221
56
333
479

537
700
42
1*066
886

51
67
3*628
45
40

1.529
1*427
325
135

409
364
228
121

1*512
1*682

47
45
124
1

1,100
74

1,920
1*614

626

50

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

610
405
14

366
224
41
44

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Michigan

531

Table 3aUnincorporated Banks

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

267
303
309
304

50
53
54
53

117
124
126
124

120
126
129
127

5*429
5.739
5*656
5*764

202
214
216
215

1*326
1*404
1*433
1*410

3*899
4*121
4.205
4*139

683
934
954
939

21*858
23*106
23*578
23*207

1900
1901
1902
1903
1904

306
302
314
328
324

54
53
50
47
41

126
123
126
129
126

128
126
136
152
157

834
.714
.824
.925
.683

216
214
256
302
324

1*427
1*398
1*421
1*440
1*361

4*189
4*102
4*147
4*183
3*976

950
930

1*112
1*260
1*396

23*489
23*006
24*168
25*213
24*926

1905
1906
1907
1908
1909

315
331
752

36
33
66
91
107

121
125
196
175
54

156
173
486
906

5.372
5*359
5.775
5.755
5*694

344
375
316
236
146

1*300
1*292
1*357
1*312
1*266

3*728
3*692
4*100
4*207
4*262

1*451
1*634
1*693
1*626
1*549

24*196
24*957
26*862
26*645
26*326

1910
1911
1912
1913
1914

1*504
1*396
1*216
1*046

108
106
96
87
80

62
64
63
61
58

1*334
1*228
1*057

5*741
5.704
5*206
4.871
4.574

166
163
177
180
182

1*269
1*261
1*145
1*072
1*003

4*306
4*260
3*684
3*619
3*369

1*566
1*594
1*480
1*402
1*328

27*340
27*962
26*429
25*501
24*762

1915
1916
1917
1918
1919

1*242
1*640
2*074
2*569
3*042

113
154
203

66
121
166
308
602

043
365
705
095
366

4.720
4.767
4*763
4.772
4.485

184
166
182
161
166

1*057
1*087
1*114
1*131
1*065

3*479
3*494
3*467
3*460
3*234

1*490
1*670
1*839
2*072
2*165

27*600
30*364
33*448
36*991
39*004

1920
1921
1922
1923
1924

3*490
4*107
2*937
2*476
3*253

1*647
1*946
687
406
294

642
846
784
59
174

201
313
466
2*011
2*765

4*051
3.734
3*219
4*203
3*309

150
134
174
318
291

997
936
822

713

2*904
2*664
2*223
2*877
2*305

2*286
2*426
2*626
3*947
2*096

40*110
42*904
36*539
33*874
30*151

1925
1926
1927
1928
1929

2*723
2*789
2*603
3*409
2*604

108
249
137
102
130

441
193
169
156
6

2*174
2347
2*497
3*151
2.468

3*445
3*044
2*668
2*424
2.374

142
111
81
85
148

867
947
697
668
590

2*436
1*986
2*090
1*671
1*636

4*914
2*307
926
726
626

28*392
30*145
25*749
25*533
21*429

1930
1931
1932
1933
1934

2*163
2*774
1*400

66
13
19
91
171

17
141
138
15
43

2*078
2.620
1(243

1*805
1*527
1.032

*751
.280

564
627

539
430
225
133
112

1*193
1*033

690
828

73
64
30
2
23

777
429
492

693
212
301

18*229
13*348
8*742
2*969
3*484

962

299
302
295
248
278

36
63
94
121
119

539
631
696
706
565

581
744
864
666
679

17
22
27
21
22

102
127
144
108
107

462
595
693
539
550

980
575
548
509
462

4*079
4*020
4*422
4*176
4*070

846
976
885

213
230
314

505
574
424
573
561

1*362
2*066
2*585

737
871

25
30
48
74
96

113
129
196
267
346

1*136
1*707
2*143

599
712

374
365
277
255
148

4.197
4*516
4*782
6*155
6*214

677
746
654

3*076
3*931
2*681
2*640
1*325

117
153
107
114
62

397
491
322
362
290

2*562
3*267
2252
2*164
973

157
184
129
110
95

10*451
12*933
12*415
12*798
9*832

1*525
1*871
1*365

270
296
156
59
15

1*175
1*449
1*191

114
98
30

357
136

60
126
16
3
9

10*494
10*762
5*755
1*413

171

11

1935
1936
1937
1936
1939

1*172
1.559

921

796

1*042
674
996

1*085
1*075

1*186
2*072

1940
1941
1942
1943
1944

1*903
3*212

1*100
2*396

126
172
147
230
255

1945
1946
1947
1946
1949

4*785
5*565
5*740
4*792
2*779

3.757
4.380
4.655
3*345
2*223

351
437
431
288
356

1950
1951
1952
1953
1954

2*786
2*386
2*174

2*070
1*681
1*978

540
171

520
154

471
501
169
8
8

155

140

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*398

898
783

1*159

196
245
204
27
12
9

1*008

295
112

143

355

361

532

Michigan

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

*L*

Other
time

d2i

6*192

1896
1897
1898
1699

18*211
19,251
19*644
19,335

113
119
121
119

11*906
12*587
12*844
12*642

6.545
6*679
6*574

1900
1901
1902
1903
1904

19.570
19.167
20.106
20*952
20.664

120
118
141
168
186

12*796
12.532
13*130
13,660
13*452

6*654
6,517
6*837
7*124
7*026

1905
1906
1907
1908
1909

20.036
20.641
22,295
22.222
22*033

200
233
178
133
76

13*024
13*390
14,537
14*534
14*466

6*812
7*016
7*580
7*555
7*491

1910
1911
1912
1913
1914

22.747
23.153
21.751
20.865
20.142

68
70
43
41
42

15*216
15.790
15.117
14.787
14*505

7*461
7*293
6*591
6*057
5*595

1915
1916
1917
1918
1919

22.439
24*625
27,093
29.889
31,476

67
74
108
150
189

23
74
135
179
252

15*146
15.489
15.796
16*080
15*486

7*203
8*988
11*054
13*480
15*549

1920
1921
1922
1923
1924

32,269
34,479
29,749
28,266
25,640

194
236
181
234
130

291
384
197
25

14*433
13*843
12*858
11*162
12*163

17.371
20*016
16*513
16*845
13*347

1925
1926
1927
1928
1929

24,052
25.419
21,393
21,808
18,165

762
88
49
44
36

10*612
12,033
11,149
13,668
9,069

12*676
13*296
10*195
8*096
9*060

1930
1931
1932
1933
1934

15.075
10.859
7.044
2.447
2*877

30
22
14
5
6

7*044
,980
,152
,116
,010

8*001
4*857
3*876
1*326
1*861

1935
1936
1937
1938
1939

3*141
3.289
3,616
3.471
3.407

6
10
11
10
10

,106
,177
1*320
1*291
1*291

2*029
2*102
2*285
2*170
2*106

1940
1941
1942
1943
1944

3,555
3,865
4,187
5.640
7,661

11
12
13
17
31

1.372
1.515
1,671
2*290
3*156

2*172
2*338
2*503
3*333
4.474

1945
1946
1947
1948
1949

9,893
12,303
11.8^0
12*070
9,289

40
49
47
32

4*145
5,241
5*107
5,274
4,397

5*708
7*013
6*672
6*731
4*884

1950
1951
1952
1953
1954

9*860
10*090
5*336
1,261
314

4*267
4*709
2.262
666
141

5*591
5.379
3*074
614
173

149

190

24
33
8
2
2
1

Michigan

533

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
IKS
no

Surplus and
other
capital
accounts

f*..

r$*-

<*#*

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

116
123
126
124

2*794
2*953
3*013
2*966

737
779
795
782

21.858
23*106
23*576
23*207

229
242
247
243

1900
1901
1902
1903
1904

125
123
120
126
174

3*002
2*940
3*094
3*227
3*166

792
776
846
908
922

23*489
23*006
24*168
25*213
24*926

246
241
254
266
264

1905
1906
1907
1906
1909

107
133
224

169
168
135
106
75

3*073
3*176
3*197
2*958
2*717

920
972

1.128
1*226
1.277

24*1"98
24*957
26*862
26*645
26*326

257
266
279
271
261

1910
1911
1912
1913
1914

326
391
449
485
553

136
224
265
331
393

2.707
2*656
2*431
2*244
2*086

1*422
1*538
1*533
1*556
1*566

27*340
27*962
26*429
25*501
24*762

269
272
255
243
234

1915
1916
1917
1918
1919

856
1*184
1.606
2*106
2*574

366
456
435
518
469

2*263
2*399
2.575
2*737
2.806

1.656
1*700
1*739
1*739
1*677

27*600
30*364
33*448
36*991
39*004

230
224
221
220
210

1920
1921
1922
1923
1924

2.966
3.572
2*100
1*317
860

521
500
646
682
234

2.768
2.854
2.455
2.317
2.352

1*564
1*499
1*567
1*292
1*065

40*110
42.904
36*539
33*874
30*151

195
190
193
184
174

1925
1926
1927
1928
1929

739
934
1*099
576
724

401
518
272
132
197

2*120
2*081
1*742
1.711
1*393

1*080
1.193
1*243
1*306
950

28*392
30*145
25*749
25*533
21*429

162
154
130
122
109

1930
1931
1932
1933
1934

635
751
260
7
16

313
144
90
2
3

1*302
885
777
296
327

904
709
571
237
261

16*229
13*348
8*742
2*989
3*484

96
77
65
19
20

1935
1936
1937
1938
1939

262
134
176
137
116

115
59
77
62
53

322
322
320
308
290

239
216
233
198
204

4*079
4*020
4*422
4*176
4*070

21
21
21
19
18

1940
1941
1942
1943
1944

143
142
102
17
19

290
285
280
276
272

209
224
213
222
262

4*197
4*516
4*762
6*155
8*214

18
19
19
19
16

1945
1946
1947
1946
1949

9
22
12
77
12

262
261
236
196
186

287
347
317
455
345

10*451
12*933
12.415
12*798
9*832

17
16
14
14
13

1950
1951
1952
1953
1954

16
17
17
3

161
169
154
61

10*494
10*762
5*755
1*413

20

437
46
248
68
21

13
12
6
2
1

20

22

381

195

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

355

MINNESOTA

the revised series. In the description the banks


are classified in three groups: (1) State commercial banks (other than unincorporated
banks), (2) unincorporated banks, and (3)
mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for mutual savings
banks for 1896-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department and by other State
authorities. These sources were supplemented
by data obtained from bankers' directories.
The primary sources, for unincorporated banks,
which operated in this State during the period
1896-1909, were bankers' directories.
The sources of statistics for State commercial banks for 1934-1946 were either (1)
summary figures of assets and liabilities of all
State commercial banks published or supplied
by the State banking department, or (2)
figures for insured State banks published or
supplied by the Federal Deposit Insurance
Corporation and figures for noninsured banks
obtained from reports of the State banking
authority. Data for the 1934-1946 period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and mutual savings banks
were taken directly from data published or
supplied by the Federal Deposit Insurance
Corporation.

Revised data for assets and liabilities and


number of all banks in Minnesota, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Minnesota were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
other classes of banks presented a number of
problems and considerations not encountered
in compiling the balance sheet for national
banks. The following sections describe these
problems and the methods used in deriving
1
The term "State commercial banks" used in Table 3
refers (in this State) to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for other State commercial banks.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

535

536

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
The accompanying table shows adjustments made in figures published by the
Comptroller for number of banks and balance sheets; the changes were based largely
on information contained in State banking
department reports.
CHANGES IN NUMBER OF BANKS AND CORRESPONDING
BALANCE SHEETS
Year or period

Additions

11
6
9
10

1896-1897
1898
1899. . .
1900

1901
1902.
1903-1908
1909
1910

1
9
1
4
34

1912
1914
1915
1919
1920

3
36
10
2
2

1921
1922
1923
1924
1925

2
3
2

1926-1933

Deductions

LOANS

1
1
1
1
7
1

2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Deductions in the early period were to


correct for misclassifications of mutual savings banks as stock savings banks. Similarly
the additions for 1919-1923 were to correct
misclassifications of stock savings banks. One
trust company that, according to recent information, had never engaged in deposit banking
or a general fiduciary business was removed
from the series -after 1920.
For 1896-1908 and 1919-1923 the balancesheet data for two stock savings banks were
partly estimated. Principal items for the balance sheet for the former period were derived
from bankers' directories, and the breakdowns
of these items were made on the basis of
the percentage distributions of corresponding
items computed from reported data for 1909.
For the 1919-1923 period the individual items
were derived from State banking department
reports, except in the following instances:
The breakdowns between collateral and "all
other" loans and between State and political
subdivision securities and other securities in
1919 and 1920, and the breakdowns of all
loans and of all investments in 1921-1923,
were estimated by applying to the principal
items in each year, ratios of each subitem to
its total computed for the nearest years in
which representative figures were reported.
A complete classification of loans into
real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For years in which the items were not
reported, figures were obtained from other
sources or were estimated.
Prior to 1911 more detailed data were
available for loan and trust companies than
for other State commercial banks. Therefore,
the breakdowns of loans for these banks were
estimated separately for each class, and then
the items were combined.
Real estate loans and collateral loans
were estimated for loan and trust companies

Minnesota
for 1902-1905 and for 1907 and 1908 by applying to total loans, ratios of each item to the
total that were interpolated between ratios
based on reported data for 1901 and 1906 and
for 1906 and 1909, respectively. Real estate
loans for 1910-1915 and collateral loans for
1911-1915 were derived from State banking
department reports. Collateral loans for 1910
were estimated by applying to total loans less
real estate loans the average ratio of collateral
loans to this total computed from reported
data for 1909 and 1911.
For State commercial banks other than
loan and trust companies, real estate loans
and collateral loains for 1896 were estimated
by applying to total loans the ratio of each
item to total loans computed from reported
data for 1897; for 1898-1908, by applying to
total loans, ratios of each item to the total
that were interpolated between ratios for 1897
and 1909; and for 1910, by applying an average ratio of each item to the total computed
from data for 1909 and 1911.
Real estate loans and collateral loans for
all State commercial banks for 1916-1921 were
estimated by applying to total loans, ratios
of each item to the total that were interpolated
between ratios computed from reported data
"for 1915 and 1922. For 1923-1933 these two
items were estimated by applying to total
loans, ratios that reflected changes over the
period in the ratio of each item to total loans
at Minnesota national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary. Real
estate loans at national banks in Minnesota
were relatively small, but the trend in the
proportion of such loans to total loans was
similar to the national trend for both national
banks and State commercial banks.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly

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537

until 1934. For the years in which items were


not reported, figures were obtained from other
sources or were estimated.
Figures for United States Government
security holdings for State commercial banks
other than loan and trust companies in 1910
and 1918 were derived from reports of the
State banking department.
Holdings of obligations of States and
political subdivisions at all classes of State
commercial banks for 1896-1908 were estimated by applying to total investments other
than United States Government securities in
each year the ratio of State and political
subdivision securities to this total computed
from reported data for 1909. Since amounts
for this item and for total investments were
relatively small when the breakdown was reported in 1909 and subsequent years, it
seemed reasonable to assume that amounts
were small in the earlier years also.
Holdings of State and political subdivision securities in 1916-1921 were estimated
by applying to total investments less United
States Government securities, ratios of this
item to this total that were derived by interpolating between similar ratios computed from
reported data for 1915 and 1922, Estimates
for 1923-1933 were made by applying to total
investments, ratios that reflected changes over
the period in the ratio of State and political
subdivision securities to the total at Minnesota national banks; these ratios were derived
by interpolating technique No. 2, described in
the United States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was not reported satisfactorily to
the Comptroller during most of the period.3
No attempt was made in the revised series
to provide figures for United States Government deposits prior to 1918 because practically
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

538

All-Bank Statistics

all such deposits were held by national banks.


In years when items were not reported,
figures were obtained from other sources or
were estimated.
Demand and time deposits. Because of
the very small amount of time deposits held
by loan and trust companies in 1909 and subsequent years, the breakdown of total deposits
other than interbank into demand and time
for 1896-1908 was estimated by applying to
total deposits other than interbank in each
year the ratio of time deposits to this total
computed from reported data for 1909; for
1910, by applying the average of the ratios
for 1909 and 1911. For a number of years
between 1917 and 1933 the data reported by
the Comptroller showed a sizable amount of
"unclassified" deposits. On the basis of information obtained from reports of the State
banking department, these deposits have been
included in their proper categories in the
revised series.
For State commercial banks other than
loan and trust companies the deposit breakdown reported to the Comptroller was changed
for the entire period on the basis of data made
available by the State banking department.
For 1896, 1897, 1901, and L902, however, the
breakdown was not available in that source.
The breakdown for the first two of these years
was estimated on the basis of the percentage
distribution in 1898; for 1901 and 1902, on
average ratios computed from data for 1900
and 1903,
The breakdowns of total deposits at stock

savings banks for 1917-1920 were estimated


by applying to this total, ratios of each item
to the total that were interpolated between
similar ratios based on reported data for 1916
and 1921.
United States Government deposits*
Figures for United States Government deposits
for 1918 and 1922-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures, except for 1918,
are as reported. The figure for 1918 was estimated by applying to United States Government deposits' at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Minnesota to such deposits at all
State member banks on June 30, 1919.
OTHER ITEMS

Small amounts of cash items in process


of collection were estimated for loan and trust
companies and for stock savings banks separately for all years prior to 1909 on the basis
of the ratio of this item to total cash assets
in 1909, and for intermittent years thereafter
on the basis of average ratios computed from
data reported for the year preceding and
the year following that for which data were
lacking.
Figures for cash items in process of
collection were available for State banks
throughout the period in either the Comptroller's reports or the State banking department reports.

STATE COMMERCIAL BANKS, 1934-1946


For 1934-1941 the principal assets and
liabilities of all State commercial banks as
reported by the State banking department and
shown in the annual reports of the Comptroller of the Currency were used with only
minor adjustments. For 1942-1946, data for
insured banks published by the Federal Deposit Insurance Corporation were combined
with balance-sheet data for noninsured banks

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compiled by the Corporation from the balance


sheets of individual banks obtained from the
State banking authority.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in sources cited. The break-

Minnesota
downs of loans, of investments other than
United States Government obligations, and
of cash assets for 1942-1946 were made on the

539

basis of the percentage distribution of these


items at insured nonmember commercial banks
in corresponding years.

UNINCORPORATED BANKS, 1896-1909


Unincorporated (private) banks in Minnesota did not report to the State banking
authorities. In 1908 all private banks appear
to have reported to the Comptroller of the
Currency, but in other years the proportion
that reported ranged from one-fifth to threefourths of all private banks. Based on the
estimated data described herein, private banks
were relatively most important in Minnesota
in 1897, when their assets represented about
40 per cent of the total for all State commercial banks; they declined in importance each
year thereafter until 1909 when they accounted
for less than 1 per cent of all State commercial
bank assets.
NUMBER OF BANKS AND
CAPITAL ACCOUNTS

The number of private banks as tabulated from bankers' directories increased from
190 in 1896 to 246 in 1903, then declined
rapidly. There were no private banks in the
State after 1909.
Figures for number of banks and capital
accounts for 1901 and 1902 were compiled from
bankers' directories and then compared with
similar figures compiled by the Bureau of
Internal Revenue in connection with the tax
on bank capital and surplus imposed under
the War Revenue Act of 1898. The number
of banks compiled from the bankers' directories was smaller than that listed in the
Internal Revenue series, but their capital
accounts were larger. Because of these differences and because of some evidence that the
Internal Revenue Bureau did not classify
banks consistently, it was necessary to estimate capital accounts of private banks
throughout the period.
The number of banks and their capital
accounts were tabulated from the directories

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Federal Reserve Bank of St. Louis

for each year, 1896-1909. When capitalaccounts data were missing for individual
banks, the figures were interpolated between
those for years when they were reported.
For years for which no capital-accounts data
were available, estimates were computed on
the basis of an average derived from capital
accounts in three sources: (1) the average
for banks shown in the bankers' directories,
(2) the average for banks reporting to the
Comptroller, and (3) a single figurethat for
1902from Internal Revenue. Figures in the
three sources were similar.
BALANCE SHEET

A composite balance sheet for three base


years1901, 1906, and 1909was compiled
from the bankers' directories for all banks
reporting an abbreviated balance sheet. Ratios of total capital accounts to total assets
were computed for this group of banks for
each base year. These ratios were then
applied to the total capital accounts for all
private banks shown in the directories (derived as indicated in the preceding paragraph)
to get the total assets and liabilities of all
such banks in each base year.
Total assets and liabilities of private
banks in other than base years were computed
from base-year figures: the ratio of capital
accounts to total assets in 1901 was applied
to total capital accounts for the years prior
to 1901, and ratios interpolated between those
for 1901 and 1906 were used to obtain figures
for 1902-1905. Estimates for 1907 were made
from figures for the 1906 base-year, since in
1908 all but a few unincorporated banks in
Minnesota had ceased operations. The figures
used fort1908 were those published by the
Comptroller.
Total assets and total liabilities were

540

All-Bank Statistics

broken down among the principal balancesheet items from percentage distributions for
base years. The percentage distribution for
1901 was used to obtain the breakdowns for
1896-1900; ratios of each item to total assets
that were interpolated between similar ratios
for 1901 and 1906 were used to obtain the distributions for 1902-1905, and the distribution
for 1906 was used to obtain the 1907 breakdown.
Distributions of the principal items were

based on data for private banks that reported


to the Comptroller. Because of the limited
number of banks reporting in some years,
however, only those years in which the coverage was largest were considered representative
of all private banks. For each of these years
ratios of each subitem to the total (e.g., real
estate loans to total loans) were computed;
ratios for the intervening years were interpolated and then applied to the respective
principal items for these years.

MUTUAL SAVINGS BANKS, 1896-1946


Data for 1896-1900 reported by the
Comptroller of the Currency included mutual
savings banks with stock savings banks and
data for 1901-1908, 1919-1923, and 1927 included stock savings banks with mutual savings banks. Both- the number and balancesheet data for mutual savings banks in these
years were adjusted to reflect data for this
group only. For 1910 and 1911 the Comptroller's data for mutual savings banks were
increased by one bank and its balance sheet,
and for 1909 the number only was decreased
by one, in accordance with information obtained from State banking department reports.
The following changes were made in number of mutual savings banks as reported by
the Comptroller:
Year or period
1896-1897
1898-1899.
1900
1901-1909.
1910-1911.
1919-1923.
1927

Number
+11
+ 9
+ 10
1
+ 1
-2
-1

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
satisfactorily reported to the Comptroller for
the period 1916-1933. Furthermore, data received from the State banking department
indicated that for most of this period, that is,
for 1916-1930, real estate mortgages were
classified as investments rather than loans.

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Federal Reserve Bank of St. Louis

On the basis of this information, total loans


and total investments were adjusted to correct
levels. After this adjustment had been made,
real estate loans and collateral loans were
estimated, for the years 1916-1933, by applying to total loans in each year, ratios of each
type to total loans that were interpolated
between similar ratios computed from reported
data for 1915 and 1934.
INVESTMENTS

Except for 1911-1915, a complete breakdown of investments into United States Government, State and political subdivision, and
other securities was not reported to the Comptroller unti!01934. In addition, as indicated
above, total investments had to be adjusted
to exclude real estate mortgages in the period
1916-1930.
For the years when items were not satisfactorily reported, figures were obtained from
other sources or were estimated.
The amount of United States Government
securities as shown in the Comptroller's report
for 1909, although quite small, appeared to
be out of line with such holdings at these
banks in the years preceding and following.
Since the State banking department reports
indicated that in June of that year mutual
savings banks held no United States Government securities, the amount shown in the
Comptroller's report was removed from this

Minnesota
classification and distributed between State
and political subdivision securities and other
securities as described below.
Holdings of United States Government
securities at these banks in 1916-1918 and 1921
were obtained from State banking department
reports.
Holdings of State and political subdivision securities for the years 1896-1910
were estimated by applying to total investments the ratio of this item to total investments computed from reported data for 1911.

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Federal Reserve Bank of St. Louis

541

Data for 1911-1915 indicated that about 90


per cent of the investment portfolio of these
banks in those years represented holdings of
State and political subdivision securities.
Figures for 1916-1921 were estimated by applying to total investments less United States
Government securities, ratios of State and
political subdivision securities to this total
that were interpolated between ratios based on
reported data for 1915 and 1922; for 19231933, by applying ratios interpolated between
ratios based on data for 1922 and 1934

542

Minnesota

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

87.054
70*878
78*532
88*312

15*631
12*673
13*816
14,451

22.396
17.603
19*372
22.972

49*027
40*402
45*344
50*889

1900
1901
1902
1903
1904

95*474
103*322
125*982
139*475
140*913

15*950
17*188
19*995
21*693
22*165

23*903
22*604
29*202
30*665
31*221

55*621
63*530
76*785
87,117
87*527

1922
1923
1924

829.787
779.710
703.136
711.491
664*841

171.850
166.001
164.154
185.483
168*063

214,318
231,839
212,971
195*576
187*734

443.619
381.670
326,013
330*430
309*044

1905
1906
1907
1908
1909

155*194
179*720
199*462
199*606
223*680

22*582
29*008
33*095
30*705
32*297

32*402
35*842
39.393
39*746
46*588

100,210
114,870
126,974
129,155
144*795

1925
1926
1927
1928
1929

647*520
607*955
564*828
557,919
561*025

157,788
140*554
130,064
129*605
117*432

197,232
190,715
185,346
175,051
123*519

292*500
276,686
249,418
253*263
320*074

1910
1911
1912
1913
1914

261*310
273.543
297,154
327,968
378,994

41*080
45*565
53*996
58,710
71,549

56*087
60.274
65.980
75.439
87*400

164,143
167,704
177,178
193*819
220*045

1930
1931
1932
1933
1934

525.394
490*018
398*765
303*105
271.754

108,879
90*050
84,655
63,776
51,845

113*006
86*199
75.356
57.479
48,125

303,509
313,769
238,754
181*848
171*784

191J
1916
1917

397*785
468,643
527*606
588*948
614*486

78.460
111*617
117,475
125.517

102*082
117.112
129*909
149*891
170.465

217*243
258*739
286*080
321*582
318*504

1935
1936
1937
1938

256.455
263*034
295*059
298*384

43,505
44,324
49,347
53*468

42,170
39.389
35.743
34*120

170,780
179,321
209,969
210*79$

ma

1919

92 792

1920
1921

Loans1
Commercial,

Year
Total

and
agricultural

1939

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
n

T
others

farmland

Other

to

On
residential
property

Other

All
other

individuals

955

8,839

798

8*578
8*107
6,860
6,395
25,465

22*162
23,127
23*363
21,257
21,960

43*192
54,543
62,372
66*046
80,956

10,570
12*484
13*659
13*336
12*433

39,347
33,241

106*092
131*234
111*724
30*277
32*267

6*472
3*780
2*600
2*835
2*736

34,152
35*646
16*148
13*927

23,793
27*492
32*450
37*361
41*206

88*244
106*526
142,324
169,439
188,888

14,435
21,797
28,488
40,932
44,543

35,810
50*815
97*560
133*434
148*989

35*987
37.711
37*172
26*372
36.328

400.898
495*754
494*506
530*917
605*299

3*495
3.075
2.754
3,242

11*423
9,793
11,514
12,843
14,741

45,387
51,416
52,039
53,527
54,015

241*932
295.653
324.062
363,293
393*477

42,129
48,675
51,466
53,881
56*462

183,131
206,169
223*712
274,002
284,615

46*622
47.281
33*866
34*512
31,593

621*367

3,254

19*417

56*593

451*195

63*765

305,345

50*432

1940
1941
1942
1943
1944

372*984
423*469
420*757
342,495
372.342

161,572
192*696
201,783
163*522
156*192

2*315
9*768

1945
1946
1947
1948
1949

412,824
461*478
642*253
780,056
831*039

173.931
177,511
285,491
355,876
363*471

1950
1951
1952
1953
1954

965*123
1*145,521
1*180,361
1*311*743
1*428*970

1955

1*557,073

1*298

996

2.961

1 7 , 748

'Beiglnning June 30, 1948, figures for viirious loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

On

96,193

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Minnesota

543

Table 7AH Banks


*

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Investments
Year

Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
asset*

Total
assets

1696
1897
1896
1899

9*783
10*416
10*899
15.175

2*873
2*692
2,658
3*966

3*255
3*602
3*611
5*680

3*655
4*122
4*430
5*529

28*588
34*706
36*488
39*698

1*728
1*536
1*277
2*353

9*601
10*539
10.538
10*415

17.059
22*629
24*673
26.930

10*341
9*211
10.217
9.926

135*766
125*211
136*136
153*111

1900
1901
1902
1903
1904

19.410
21*060
25*576
27.570
29,367

5*499
6*132
6*796
8*256
9.159

7*085
8*045
9.970
10*899
11*475

6*826
6*683
8*810
8,415
8,733

38*817
43.606
49*133
46.853
48.535

2*393
2*865
2*714
2,724
2*224

10*986
11*243
12*625
13*101
13*516

25*436
29*498
33.594
31*028
32*795

8*073
8.923
8*506
8*815
9*935

161*774
176*911
209*197
222.713
228*750

1905
1906
1907
1908
1909

29.623
33*345
34*471
36*183
39.409

9*903
11*819
12*098
13*886
15*690

10*709
12.244
12.481
11.687
13*316

9*011
9*282
9*892
10*608
10*403

57.182
59*654
66*183
70.791
75*707

4*069
3*662
5*178
3,253
3,254

15*244
14*439
16*383
19*965
21*504

37*869
41*753
46*622
47.573
50*949

9.693
11*258
11*959
12*004
12*568

251.692
284*177
314*075
318*584
351*364

1910
1911
1912
1913
1914

43.970
46*623
49*773
49.335
53.978

15.741
15.642
14,771
13,543
14*414

14*745
15.646
14*975
16*034
15*962

13,484
15,335
20,027
19,758
23,602

92*782
85*541
100.094
98.767
114.995

5*472
4*253
4*533
5*391
6*689

22*546
22.750
24.781
26.370
30.133

64.764
56*538
70*780
67*006
78,173

13*335
14*370
14.674
14.092
15*170

411.397
420*077
461*695
490*162
563*137

1915
1916
1917
1918
1919

57.248
67.480
77*991
109*081
173.708

13*526
13*391
23*302
54*455
111*356

19*688
21*214
22*567
23.786
27.374

24,034
32,675
32.122
30,840
34*976

117*262
133*409
143*405
132.269
203*964

5*104
8*886
10*058
13*305
20*808

24.056
24.663
24.434
15.099
20*024

66*102
99*860
108*913
103.885
163*152

17*104
19.726
22*117
23*875
28*487

589*399
689*258
771.119
854*193
1*020*665

1920
1921
1922
1923
1924

150*454
139*282
169,761
207,408
210*324

74*476
54*157
78*406
97,271
96,673

35.539
39.974
41.870
47*680
50*706

40*439
45*151
49*485
62,457
62,745

179.939
141,474
162*324
166*453
193,383

24*526
19*694
20,718
24,242
22,222

22*414
17,322
22*391
23*806
26*679

132*999
104*458
119.215
118.405
144.462

41*330
40*580
40*205
48*515
50*230

1*201*510
1*101*046
1*075*428
1*133.867
1.118.778

1925
1926
1927
1926
1929

286,519
314,691
331,056
366*561
354*472

117*310
119*121
110*098
117.791
124.689

68.059
75.579
80.395
96*328
103,225

101*150
120*191
140,563
154*442
126*558

185*029
170,630
174,955
170,660
161*068

23*802
22*357
22*576
20*108
17,897

26*908
26*362
22*325
20*031
20*169

134.319
121*911
130*054
130*521
123.002

52*364
50*490
45*040
43*245
40*405

1*171*432
1.143,966
1.115*679
1*140*385
1*116*970

1930
1931
1932
1933
1934

351,695
359,754
326,453
281*123
352*851

115.874
101*210
106*972
116.301
195*115

102*773
122*592
109.274
80.085
70.626

133*048
135*952
110*207
82,737
67,110

189*593
194,207
134*610
172,046
200,625

18*494
14*061
11*693
14,804
20*733

20*412
20*478
16*306
16*212
9*442

150.687
159.668
106*611
141.030
170.450

41*165
41.679
39*230
31*139
30.326

1*107*847
1*085*658
899.056
787*413
855*556

1935
1936
1937
1938
1939

388,196
426,374
446,057
407,167
412,292

235*096
268*159
279.206
255.387
267*981

75*404
76*869
82*692
78*500
80*429

77,696
83,346
84*159
73*280
63*882

274,767
305*202
274,875
315,805
325,732

16,411
33,917
33*160
31,142
34,081

10*619
12*902
13.739
13.062
14*135

247.737
258.383
227.976
271*601
277*516

28*522
27.692
26*350
25.507
27*064

947*940
,024,302
.042.341
046.863
082.542

1940
1941
1942
1943
1944

393,192
396*050
510*885
1*049*166
1*400*579

257.244
276*539
397*754
933*237
1*266*990

79.839
72.277
66.167
65.182
61.158

56*109
49*234
44*964
50.747
52*431

361,773
400,869
417,227
483*020
508*009

32*856
40*725
44,484
60*099
63*194

14.316
16*423
18*833
21*261
24*316

314*599
343*721
353,910
401*660
420*499

24*503
24*444
22*025
21.653
21*005

152*452
246,852
370*894
1*896*334
2*301.935

;i945
;i946
1947
1946
1949

1*682,624
1*683*421
1*669,751
1,626*928
1,593*997

1*562*772
1*745.417
1.501*926
1*416*633
1*355*404

57.954
63*900
82*260
101*886
117.839

62*096
74*104
85.565
106*409
120*754

586*996
615*612
621,506
674,281
640*022

79*006
84*308
114,662
126,567
120*507

23.156
25.748
29*504
34*295
35.638

484*834
505*556
477,342
513,419
483,877

20*375
21*198
20*855
22*209
23.786

2*703*019
2*981*709
2*954*367
3.103.474
3.088.846

1950
1951
1952
1953
1954

,582,412
,363,684
,476,473
,487.913
,552*082

1.295*946
1.064.732
1.157.794
1.143*520
1*202*004

146.877
167*216
194*714
219*767
235*211

139.587
131.736
123.965
124*626
114*867

622*066
660*073
726,005
718,883
764,968

133*846
153,343
171*140
175.830
166.799

34.807
36.151
40*879
43*152
44*715

453*411
470*579
513*986
499*901
553.454

25.851
27*130
29*157
29*655
33*691

3.195*452
3*196*408
3*411.996
3*548*394
3*779.711

1955

1*598*891

1*212*501

260*516

125*874

660,199

187.424

45*147

447*626

36,862

3,873,045

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

544

Minnesota

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

U.S.
Government
565
571

1897
1698
1899

92*664
87,923
99.046
116*190

10*052
11.787
16.077

1900
1901
1902
1903
1904

123*528
137.710
167.646
176.387
175*608

16*278
18*850
24.194
23*809
22*334

1905
1906
1907
1908
1909

196.271
223*345
249*362
250*009
280.201

28*783
31.116
34.617
36*037
46.900

1910
1911
1912
1913
1914

334.746
339.221
379.053
403.518
468*031

50*430
45.094
54*101
57*251
58.380

1*135
1*168

1915
1916
1917
1918
1919

486*695
578.889
645.483
684*763
871*461

57,116
81,879
84*931
70*906
123.502

1*347

1920
1921
1922
1923
1924

956.484
858.671
886*634
945.031
956.381

1925
1926
1927
1928
1929

Other

Other
time

59,537
55.077
62.177
73*470

24,441
22*223
24.560
25*795

76.730
80.894
98.155
103*013
101.274

29*250
36*455
43*173
47*058
49*990

112.594
124.340
128*663
117,200
118*868

53*345
66*376
82*305
93*668
112*755

141,012
134*655
147,151
151.461
195,108

142.169
156*284
175*906
193*510
212.315

778
871
23*655
6*550

200,426
234.295
259.633
273.489
347.941

227*806
261*937
300*048
316713
393*468

87.042
63.405
82.047
76.084
88.767

1*727
6*095
5*195
5.788
4*012

383*740
314.235
326,302
336*610
348*637

483.975
474.936
473*090
522*549
514*965

1*024*123
999.723
975,225
989.765
972*938

97.957
86*536
83,255
83.149
82.978

3.449
4*388
4*172
4*279
5*026

377,797
364*894
350.188
358*182
359.917

544.920
543*905
537*610
544.155
525.017

1930
1931
1932
1933
1934

970.943
955*007
770.100
670*581
736*401

94.523
100.798
67.009
84*865
103*399

1.369
2*637
3*173
6*777
11*221

364.196
340.511
271,712
246*106
291,734

510.855
511*061
428*206
330*833
330*047

1935
1936
1937
1938
1939

843.105
920.683
937.425
938*510
969*376

125.274
132.327
111.543
126.088
129*762

2*509
4*158
1*925
2*346

369*276
417.735
436*056
420*368
445*489

346*046
366*463
387*899
390*143
391*777

1940
1941
1942
1943
1944

1*036*077
1*124.185
1,244*533
1,762*870
2*157.382

160.755
177.763
210.669
250.315
260*352

2*192
1*868
7.852
136*225
344*143

473*618
541*118
622*355
911*966
979*969

399*512
403*436
403*637
462*364
572*918

1945
1946
1947
1948
1949

2. 545, 285
2.806,718
2*764*473
2*904*608
2*873*870

313*246
308*913
283*324
296.193
271,191

402*346
251,458
23*103
39*952
30*684

1*098*674
1*356*615
1*473*264
1*551*910
1*545*399

731.019
889*732
984*782
1*016*553
1*026*596

1950
1951
1952
1953
1954

2*964*689
2*951*448
3*151*489
3*269*348
3.477.897

273.189
277,802
324,398
305,213
335*912

63.872
82*313
90*246
55.892
103*367

1*584*818
1.563,614
1.658.656
1.734*466
1*788*416

1*042*810
1*007*719
1*078*189
1.173*777
1*250*202

8.121

522
848
1*270

1.511
2.124
2.507
2*010

1.549
1.511
3.777
2*884
1*678

1*895

1.296
2*228

1*911

1*311*867

Minnesota

545

Table 1AH Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

421
193
242
117

1*724
1*554
1*537
1*845

1*165
1*046
1*330
1*274

27*226
23*225
23*193
22.470

12*566
11*270
10.788
11*215

135.766
125*211
136*136
153*111

443
429
445
483

1900
1901
1902
1903
1904

123
193
375
568
906

3*353
4*011
4*087
5*268
6*628

1*895
1*608
1*766
1*043

21*469
21*111
22*532
25.377
26*214

11*406
12*276
12.791
14*457
16*351

161*774
176.911
209*197
222*713
228*750

519
562
618
703
766

1903
1906
1907
1908
1909

768
914
744
I f 293
755

7*769
9 949
10*442
12*135
13*420

1.347
1.272
2.130
1*265
1*290

29*303
30*773
31.363
34*094
34*325

16.234
17*924
20*034
19*766
21.373

251*692
284*177
314*075
318*584
351*364

809
652
887
901
916

1910
1911
1912
1913
1914

791
1 740
1363
1*094
It756

14*274
14*144
13*014
11.703
12*849

1*524
1*428
1*210
1*580
1*700

37*753
38*901
39.979
43.128
46*314

22.309
24*643
27.076
29.139
32*487

411*397
420*077
461*695
490*162
563*137

950
998

1*034
1*074
1.144

1915
1916
1917
1916
1919

2756
4tl09
10.260
41*987
15*469

12*080
12.383
12.871
13*221
13.910

1*709
3*421
5.270
11*980
10*589

50*616
53.801
58*860
61*762
64*155

35*543
36*655
38.375
40*480
45.061

589*399
669*256
771.119
854*193
1*020*665

1*212
1*295
1*392
1*442
1*453

1920
1921
1922
1923
1924

92*603
83*307
31*733
32*994
16*048

14*092
15.025
15.505
16.151
16*289

17.339
13.137
11*039
11*652
9*898

69*996
73*826
73*656
75*255
70*027

50.996
57.078
56.861
52.784
50*135

1*201*510
1*101*046
1*075*428
1*133*867
1*118*776

1*515
1.535
1*517
1*502
1*421

1925
1926
1927
1928
1929

7*772
6*528
5*372
9.962
9*529

14*774
14*149
13*976
14*182
14*404

9.826
9*730
10.368
13*291
8*237

68*257
65*563
62*386
61*576
61*288

46 * 680
48*273
48*552
51*609
50*574

1.171.432
1*143.966
1.115*879
1*140*385
1*116*970

1*368
1*297
1.194
1*133
1*071

1930
1931
1932
1933
1934

2*350
3*061
9e460
2*822
304

13*947
13*456
14*264
20*305
22*951

8*468
7.388
8*326
6*672
3*185

61*288
58*594
55*746
51*957
61*136

50*851
47*652
41*162
35*076
31.581

1*107*847
1*065*658
899*056
787*413
855.558

1*014

1935
1936
1937
1938
1939

99
5

4*212

4*564
5.023
6*677
8*107
9*158

61*395
57.908
54*706
54*027
53*172

34.565
40*683
43*533
46*191
50*802

947*940
1*024*302
1*042*341
1*046*863
1*082*542

684
689
687
686
682

1940
1941
1942
1943
1944

68
15

8*711
9.125
7*360
6.243
7.186

52*272
51*321
51*342
51*322
51*730

55*324
62*206
67*659
75*899
85*637

1*152*452
1*246*652
1*370*894
1*896*334
2*301*935

676
676
676
673
673

8*442
10*328
13*261
13.768
17*338

52*391
53*411
54*341
55*706
56*961

96*901
111*202
122.292
129*330
140*677

2*703*019
2*981*709
2*954*367
3*103*474
3*088*846

673
675
679
661
682

58*089
59*554
61*046
62.439
64.614

151*737
162*951
172.789
185*961
201*228

3*195*452
3*196*408
3*411*996
3*546*394
3*779*711

682
680
681
680
679

3*873*045

682

1945
1946
1947
1948
1949

26
34

50
60

656

1950
1951
1952
1953
1954

300
650
4*225

20*937
22*455
26*370
29*996
31*747

1955

6*760

32*522

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

936
839
667
688

546

Minnesota

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

jQans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

83*473
67*148
75*375
85*397

12*100
9*196
19*605
11*577

22*367
17*573
19*346
22*948

49*006
40,379
45,324
50*872

1900
1901
1903
1903
19CH

92.188
99*735
122*516
135*098
136*386

12.711
13*652
16.578
17.378
17*702

23*876
22.575
29,174
30*630
31*185

55.601
63.508
76,764
87,090
87,499

1920
1921
1922
1923
1924

807,085
755,192
677*909
685*500
640,018

149.352
141*704
139.127
159,700
143,414

214*273
231,790
212,920
195*526
187.684

443,460
381*696
325,862
330,274
308,920

1905
1906
1907
1908
1909

152*459
173*394
191*669
192*863
216*425

19.885
22*771
25*411
24*056
25*144

32*380
35,791
39,331
39,692
46*530

100,194
114.832
126,927
129,115
144,751

1925
1926
1927
1928
1929

624,445
583,722
539*964
531*576
534*949

134*851
116*466
105*324
103*367
91.460

197.209
190.691
185,321
175,025
123,493

292,385
276*565
249,319
253*184
319,996

1910
1911
1912
1913
1914

252.376
263*571
288*045
316*026
364*993

32.271
35*746
44*974
46*960
57.745

56,016
60,160
65,917
75,276
87,297

164*089
167*665
177,154
193*790
219,951

1930
1931
1932
1933
1934

499,683
469*722
379*503
285*401
257*324

83*245
69.815
65*432
46.092
37,415

112.980
86.179
75.356
57*479
48.125

303,458
313,728
238,715
131.830
171,784

1915
1916
1917
1918
1919

383*262
452*103
508*914
570*849
596*010

64.110
76.450
93.131
99.575
107*226

102.031
117,063
129,853
149*837
170,409

217,121
258,590
285,930
321*437
318,375

1935
1936
1937
1938

244*886
252*301
284*991
288*550

31*936
33*591
39.279
43,644

42*170
39.389
35.743
34,120

170.780
179,321
209*969
210*786

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

1939

306,914

1940
1941
1942
1943
1944

356,989
404*271
397*557
316,195
342*241

161*572
192*696
201,783
163,522
156,192

798
1*298
996
2*315
9,788

8,578
8,107
6,860
6*395
25*485

20*126
20,612
20*326
17*812
18*017

1945
1946
1947
1948
1949

378*066
422,335
597,612
729,057
772*603

173.931
177.511
285,491
355,876
363,471

6*472
3*780
2*600
2*835
2*736

34*152
35*846
16,148
17*746
13,927

1950
1951
1952
1953
1954

893*724
1,065,926
1,096,778
1,218*141
1*323*895

400,898
495,754
494,506
530,917
605,299

3,495
3*075
2*754
2*961
3,242

1955

1,434,248

621*367

3,254

Other

Other
loans
to
individuals

All
other

18,777
33,056

7,071

42 1^0

47,393
49*060
61*515

8,203
8,488
7,473
5,722

39*341
33*235

105.788
131*215
111*711
30*277
32*287

19*240
22*365
26*721
29*259
30,642

65*794
81*243
109,991
136*455
150*956

6,686
13,069
21,914
28,738
32*215

35,804
50*810
97,575
133,420
148,964

35,987
37.711
37*172
28*372
36,328

11,423
9,793
11*514
12,843
14*741

33*006
36*958
36*761
37*438
37,197

188*392
236,421
261,533
291*117
310,412

34*276
40,296
42,976
45,759
48,478

183*093
206*071
223*621
273*881
284*465

46.822
47.281
33*866
34,512
31*593

19,417

40*719

351*962

55,215

305,201

50,432

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Minnesota

547

Table laAH Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
Obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

6*149
8*203
8*773
10*690

2*873
2*692
2.856
3*966

1*604
1*637
1.723
1*697

3.472
3.874
4.192
5.027

27.149
33.561
35.100
38.794

1.662
1,521
1.214
2f353

9.601
10*103
10*360
10.276

15*866
21.937
23.526
26*163

9.195
7.954
8*851
8*394

127*966
116.866
127.999
143.275

1900
1901
1902
1903
1904

13*716
14*281
17.288
18*201
19*302

5.499
6*132
6*796
6*256
9*159

2*029
2*025
2*610
2*579
2*537

6.188
6.124
7.882
7.366
7.606

37*724
42*663
46.068
45.486
47.140

2*386
2*850
2.714
2.703
2.224

10.696
11.120
12,776
12,919
13*411

24*440
28*713
32,578
29*864
31*505

6*815
8*007
7*562
8*035
9*167

150.443
164.706
195.434
206.820
211*995

1905
1906
1907
1908
1909

20*436
22*403
23*402
26*168
29*353

9*903
11*619
12*096
13.888
15.690

2*551
2*528
2*652
2,794
4.386

7,982
6.056
6*652
9*486
9.277

56.141
58*294
66*441
68*675
74*061

4.069
3.658
5.164
3*241
3*244

14.574
14.269
16.268
19*819
21.439

37.498
40.347
45,009
45.815
49.376

6*820
10.751
11*480
11,492
11.768

237*856
264*842
292*992
299.396
331.607

1910
1911
1912
1913
1914

33*680
36*003
39.239
38*870
43*462

15.741
15.642
14.671
13.443
14*314

5.607
6.227
7.255
6*519
6*636

12*332
14.134
17,313
18,908
22,512

91*234
84*246
98*787
96*932
113.227

5*447
4*235
4*511
5.350
6.643

22*471
22*676
24.741
26*266
30*011

63.316
57.335
69.535
65*314
76*573

12*869
13*907
14*207
13*696
14*582

390.159
397.727
440.278
465*524
536.264

1915
1916
1917
1916
1919

46*542
56*461
67*381
97.225
155.978

13.426
13.291
23.202
52*996
105*211

10.373
11*638
13*371
14*699
17,260

22*743
31*532
30*808
29,530
33*507

115.506
131*446
141.797
130.571
201.764

5.063
8.818
10*046
13.256
20.714

23*984
24.537
24*376
14,993
19,896

86*459
98*091
107,375
102.320
161*154

16*708
19*438
21*857
23*617
28*225

562*016
659*448
739.949
822.262
981,977

1920
1921
1922
1923
1924

128.959
116.521
146*235
178.805
180*262

67*776
47*292
71.440
89*092
90*150

22*638
26.144
27.486
30.422
31*545

38*545
43*085
47,309
59.291
56,567

176*087
139.463
160.369
165*029
190*847

24*494
19*645
20.647
24*222
22*115

22*257
17*178
22*164
23*135
25*847

131*336
102*640
117*538
117,672
142*885

41*091
40.110
39.632
48*209
49*924

1.155.222
1.051*286
1*024.345
1*077.543
1.061.051

1925
1926
1927
1928
1929

252.494
277,281
290*432
323*775
307.468

109*389
111.447
103.668
112*167
118.788

47.228
52.409
54.734
67*882
74.330

95,877
113,425
132.010
143.706
114*350

163,227
169*384
173*419
169.166
159,191

23.737
22.263
22*522
20*036
17.821

26*314
25*968
21*819
19*545
19*553

133*176
121*153
129,078
129,585
121,817

51.951
49.966
44*614
42*684
39*793

1.112.117
1*080.353
1.048.429
1.067.201
1.041*401

1930
1931
1932
1933
1934

304.274
313.142
284.547
244.463
312.099

110.837
96.282
102*335
113*555
186.635

73.994
95.289
85*757
60*661
51.764

119.443
121.571
96*455
70.227
73.700

187,644
191,468
130*466
166*779
194*007

18,397
14*011
11*631
14*733
20.686

19,779
19.691
15*112
14*705
8.606

149,468
157.766
103.723
137,341
164,515

40.485
41*235
38*722
30.226
29*065

1*032*066
1.015.567
833*238
726*871
792*495

1935
1936
1937
1938
1939

340.350
377.915
392.033
353.625
359*947

219.846
249*471
258*416
234*651
246*500

57*886
61.459
66.572
62.586
66*293

62,616
66*965
67.045
56.386
47.154

269*545
299,578
270*240
311,065
319*567

16*339
33,795
32*872
31*050
34*081

10.507
12.767
13.640
12*935
14*021

242.699
253*016
223*728
267*080
271*465

27*366
26*411
25*144
24*307
25.753

882*147
956*205
972*406
977.747
1.012.181

1940
1941
1942
1943
1944

344*578
352*550
467*275
996*184
1*334*333

239.063
256*687
374*165
900*684
1.240.600

66*683
61*884
60*397
58*856
55*822

38*812
33*979
32*693
36*644
37.911

355*423
393*633
411.346
479.505
505*090

32.856
40.725
44.408
60*008
63*077

14*205
16*323
16*698
21*148
24*196

308*360
336.585
348*242
398*349
417.817

23.770
22*828
19.922
19*595
19*286

1*080.760
1.173.262
1.296.102
1*811*479
2*200*950

1945
1946
1947
1948
1949

1.598.204
1.784*210
1.564.201
1.520.423
1*491.513

1.497.186
1.658.129
1*413.276
1.334.222
1.281.846

53.602
61*125
79,691
99,310
114,656

47.416
64.956
71.234
86.891
95,009

582*903
609*680
616*331
670.562
635*896

78.789
83.930
114*391
126*282
120*180

22.951
25.410
29.214
33.942
35.244

481.163
500.540
472.726
510.336
460.472

19*062
20*210
19*966
21*454
23.155

2.578.235
2,836,635
2,796,110
2,941,496
2,923,167

1950
1951
1952
1953
1954

1.478*428
1*263*713
1*368*267
1.370.712
1*433.061

1.229*220
1*005.315
1*096*910
1.081.348
1.142*134

138*908
155,718
177,022
199.753
214,112

110.300
102.680
94.355
89.611
76,815

616.075
655*499
722*818
713,743
756.780

133*375
152*934
170*717
175.361
166*315

34.502
35.747
40.473
42.751
44*321

450.196
466.818
511.628
495.631
548.144

25*265
26*617
28*713
29.394
33*274

3*015*492
3,011,755
3*216.596
3.331.990
3.549,010

675*203

186,930

44*698

443,575

1*460*129

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*151*274

548

Minnesota

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other

Other
time

1896
1897
1898
1899

85.131
79*830
91.155
106.819

8.121
10,052
11,787
16,077

565
571
522
848

59.537
55.077
62.177
73,470

16*908
14.130
16.669
16*424

1900
1901
1902
1903
1904

112.922
126.037
155.046
161.012
159,575

16.278
16.850
24.123
23.809
22.290

1.270
1.511
2*124
2*507
2.010

76,730
80*894
96*155
103*013
101.274

18*644
24*782
30*646
31*683
34*001

1905
1906
1907
1908
1909

183*142
204.928
229.283
232*201
262.024

28.782
30,988
34,556
35,988
46*900

1*549
1*511
3*777
2.864
1,678

112.594
124.340
128*663
117.200
118*846

40*217
48*089
62*287
76*129
94,600

1910
1911
1912
1913
1914

314,577
318.058
358*801
380.010
442.391

50*430
45,094
54,101
57,251
58.375

1,135
1.188
1.895
1,296
2.228

140*994
134*655
147.136
151*448
195*067

122*018
137*121
155*669
170*015
186*701

1915
1916
1917
1918
1919

460.622
550.496
615*904
654,553
834,574

57,116
81*879
84.931
70.906
123.502

1.347
778
871
23.655
6.477

200*422
234.295
259*633
273,489
347,941

201,737
233*544
270,469
286.503
356*654

1920
1921
1922
1923
1924

912.127
811.286
838*056
890,937
901.017

87.042
63.405
82,045
78,084
88,767

1.727
6.095
5*195
5*768
4,012

383*740
314*232
326*300
338*604
348*636

439*618
427*556
424*516
468*461
459*602

1925
1926
1927
1928
1929

967,134
938,696
910,446
920.171
901,141

97,957
86,536
83,255
83,149
82,978

3,449
4*388
4.172
4,279
5.026

377*793
364*894
350*188
358,162
359*917

487*935
482*878
472*631
474*561
453*220

1930
1931
1932
1933
1934

899,532
887,990
707,420
612*888
676,244

94.523
100,798
67.009
84.865
103.399

1,369
2*637
3.173
6.777
11*221

364*196
340.511
271.712
248*106
291.734

439*444
444*044
365*526
273*140
269*690

1935
1936
1937
1938
1939

780,256
855,744
871,013
873,220
903,267

125.274
132,327
111,543
126,088
129,762

2*509
4.158
1.925
1,911
2.348

369.276
417.735
436*056
420,368
445.489

283*197
301*524
321*487
324*653
325*668

1940
1941
1942
1943
1944

969*136
1.056.014
1,175*619
1*684*664
2,063,512

160*755
177,763
210,689
250,315
260*352

2*192
1*868
7.852
138*225
344*143

473*618
541.116
622*355
911*966
979*969

332*571
335*265
334*723
384*156
479*048

1945
1946
1947
1948
1949

2*428.432
2,671,710
2,619,732
2*754*773
2.721*271

313.246
308,913
283.324
296,193
271,191

402*346
251*458
23*098
39*952
30*684

1.098*674
1*356*615
473*264
551.910
545*399

614*166
754.724
840*046
866*718
873*997

1950
1951
1952
1953
1954

2,798*690
2*761.663
2.971,533
3,069,196
3,265*008

273*189
277,602
324.398
305.213
335.912

63*672
62*313
90.246
55*892
103.367

,584,818
,583.614
658*420
1*734*166
,788*095

676*811
637*934
896*469
973.925
1.037*634

90*817

Minnesota

549

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

421
193
242
117

1*724
1.554
1.537
1.845

1*154
1,046
1*253
1*242

27*226
23*225
23.193
22*470

12*310
11*018
10.619
10.782

127*966
116*866
127.999
143.275

432
418
436
474

1900
1901
1902
1903
1904

123
193
375
568
906

3.353
4.011
4*087
5.268
6*628

1.501
1*556
1.063
656
1*043

21*469
21*111
22,532
25*377
23*214

11.075
11.798
12*309
13.939
15,629

150,443
164*706
195*434
206*820
211*995

509
552
608
692
755

1905
1906
1907
1908
1909

768
914
744
1.293
755

7*769
9*949
10*442
12*135
13,420

1*041
1*272
2,117
939
1*290

29.303
30.773
31*363
34,094
34,325

15*633
17,006
19,043
18,736
19,793

237*856
264,842
292,992
299,398
331*607

800
839
874
888
907

1910
1911
1912
1913
1914

791
1*740
1*358
1*094
1*756

14.274
14*144
13.014
11.703
12*849

1*511
1*420
1*206
1*565
1*692

37*753
38*901
39*979
43*126
46*314

21,253
23,464
25,920
28,024
31,262

390*159
397*727
440*278
465.524
536*264

941
989
1*026
1*066
1,136

1915
1916
1917
1918
1919

2*756
4*109
10*119
41.987
15.469

12*080
12.383
12.871
13.221
13*910

1*653
3*388
5*269
11.977
10*583

50*616
53*601
58*860
61*762
64*155

34,291
35,271
36,926
38,762
43,286

562*018
659*448
739*949
822*262
981.977

1,204
1*288
1*385
1*435
1,446

1920
1921
1922
1923
1924

92.603
83.157
31.633
32.994
16*048

14*092
15,025
15*505
16,151
16*289

17.334
13.104
10.844
11.433
9.890

69,996
73*828
73,656
75,255
70*027

49*070
54*684
54*651
50*773
47.780

1.155.222
1.051*286
1*024*345
1*077*543
1*061*051

1*508
1*528
1,510
1*495
1*414

1925
1926
1927
1928
1929

7*772
6528
5.372
9.962
9,529

14*774
14,149
13.976
14.162
14.404

9*808
9*727
10*103
13*291
8*213

68*257
65*563
62*386
61*576
61*266

44.372
45*690
46.146
48,019
46,826

*112.117
,080*353
,048,429
067,201
,041*401

1,363
1*292
1*189
1,128
1,066

1930
1931
1932
1933
1934

2*350
3061
9*460
2*822
304

13*947
13.456
14.264
20,305
22,951

8.453
7*863
8.295
6*634
3.133

61*288
58,594
55,746
51,957
61,136

46,516
44*603
38,053
32,265
28,727

,032,086
,015,567
833*238
726*871
792*495

1,009
932
837
665
687

1935
1936
1937
1938
1939

99
5

4*212

4*503
5*023
6*615
8*061
9,105

61,395
57*908
54*706
54*027
53,172

31,682
37,525
40*074
42*411
46*603

862*147
956*205
972,408
977,747
1*012*181

683
686
686
685
681

1940
1941
1942
1943
1944

68
15

8*606
8*969
7,245
6,064
7,128

52,272
51*321
51*342
51*322
51*730

50,678
56.943
61*896
69*429
78*580

1*080*760
1*173*282
1*296*102
1,811*479
2*200*950

675
675
675
672
672

8,391
10,113
12*775
13,510
17*047

52*391
53,411
54,341
55,708
56,961

89*021
101*351
111*262
117*445
127*888

2*578*235
2*836*635
2*798*110
2*941,496
2,923*167

672
674
678
680
681

20*343
21,802
26,159
29*740
31*449

56*089
59,554
61*048
62*439
64*614

138,370
148*736
157*556
169,965
183*714

3,015,492
3,011*755
3,216*596
3*331*990
3*549*010

681
679
660
679
678

31,202

83*332

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

28
34

50
60

300
650
4*225

681

550

Minnesota

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

LOJins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

38.336
31*095
35t252
41*265

1*034
816
933
1*225

11*885
9*383
10.735
14*084

25.417
20.896
23.564
25*956

1900
1901
1902
1903
1904

46*036
49*226
63*484
73*066
75*460

1*315
1.174
1.580
1*660
1*702

15*120
13.495
18*164
19.091
19.578

29*601
34*557
43*740
52.317
54*180

1920
1921
1922
1923
1924

430*944
393*684
341.997
357.830
342.717

23*295
19.713
24.606
31.559
29.915

137.871
155*032
137*865
131*180
129*013

269.776
219*139
179.326
195.091
183*789

1905
1906
1907
1906
1909

84*929
98.375
106*189
120.177
139*185

1*800
2*062
2.233
2*404
2*943

20.706
23*712
25*660
27.640
34*063

62*423
72.601
60*276
90*133
102.179

1925
1926
1927
1928
1929

345.166
326*423
313*064
317*795
331*639

29*877
26*505
26*040
27.555
26.172

140*054
137.752
137.851
134*052
98*105

175*235
162*166
149*173
156*188
207*362

1910
1911
1912
1913
191*

156*344
156*267
168*845
187*837
209*021

3*161
3.111
3*672
3*762
6*672

40.039
42*612
45*264
52*521
63*021

113*144
110*544
119,909
131*554
139*328

1930
1931
1932
1933
1934

307*566
300*191
254*014
213*733
194*945

23.537
21*382
22*624
20*652
17.195

91*058
72*077
65*567
52,966
45*359

192.971
206*732
165.603
140,115
132.391

1915
1916
1917
1918
1919

214*515
261.425
282*306
318*592
318.094

8*586
13*734
17*204
17*126
15.292

75*800
85*749
90*645
103*819
116*849

130*129
161.942
174.459
197*647
185*953

1935
1936
1937
1938

160*932
161*369
202*646
198.405

13.48S
13*683
15.510
16*717

39,973
36*722
32*927
30*761

127,474
130*784
154*409
150.927

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

8*268

1939

All
other

72.286

1940
1941
1942
1943
1944

241,935
280*210
280*893
218*380
244.544

126*313
137.305
147*715
120*990
116*042

791
1*298
992
2*301
9.788

7*982
7,428
6,353
5,655
23*762

5*691
5*629
5*397
4*391
4*698

16*829
22,006
25*199
24.925
34.437

3*433
3.996
4.100
3.953
2,687

28,920
23,268

80*696
102*546
91.137
27*245
29*642

1945
1946
1947
1946
1949

274*685
299*838
433*190
514*730
520*607

131*114
129*617
223*420
272*539
254*022

6*465
3*768
2*586
2.795
2.708

32,638
34.748
15,189
16,400
12,755

5*058
6*209
7*972
8*450
8*527

36*148
47*216
64*452
78*635
88*492

3,306
7,127
12,576
16,291
18,251

24,790
35*928
72,982
97,715
108,649

33*164
35*225
34*013
25*070
32.951

1950
1951
1952
1953
1954

604*725
751,381
751*247
833*211
864*154

275*619
369*309
354.030
370.616
407.778

3*470
3.073
2*731
2*886
2*920

9,975
8,407
9,992
11,448
13,412

8*844
10,064
9*737
9*473
9*125

116.514
150.703
164*282
186*048
196*569

19*288
23*210
25*881
27,896
28*513

134,104
151.041
163.007
203*120
206,861

43.351
43.676
30,312
30.771
27.991

1955

979.777

434*739

3*233

18*000

10,031

225*180

31*814

219*928

47.089

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Minnesota

551

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankersbalances
(including
reserves)

Other
assets

Total
assets

1896
1697
1898
1899

4*508

5.157
5.698
7.913

2*732
2*513
2*610
3*684

210
312
364
499

1.566
2*332
2*724
3.730

14.213
20*886
21.605
22.759

1.143
977
794

1.379

5.449
6*355
6*026
5*887

7*621
13*556
14*785
15*493

2.611
2*357
2*634
2*520

59*868
59*497
65*189
74*457

1900
1901
1902
1903
1904

10*087
10.976
12 f 983
13t697
14*844

5*264
5*900
6*523
7*977
8*832

569
599
762
675
709

4*254
4*477
5.698
5.045
5*303

22.010
25.722
28*882
28.400
29.789

1.305
.331
.740
.805
.478

6*509
6.486
7.891
8*116
6*716

14.196
17.905
19.251
18.477
19.595

2*649
2*599
2.767
3.508
4*237

60*782
88*523
106*116
118*673
124*330

1905
1906
1907
1908
1909

16.258
18*576
19*647
22*407
24*429

9*655
11*616
11*934
13*760
15*569

779
822
910

1*023
2*315

5.824
6.140
6.803
7*604
6*545

37*050
37.642
43*440
50.374
55.936

2.396
2.770
3.854
2*649
2.702

9.478
9*389
10*750
15*390
17.545

25.176
25*463
28*636
32.335
35*689

4,168
5,465
6*603
6*513
7,127

142*405
160*060
177.879
199*471
226*677

1910
1911
1912
1913
1914

27*802
28*827
30*208
31*161
34*004

15*621
15*524
14*505
13*289
14*267

3*010
3.735
3*840
3*338
3*970

9*171
9*568
11*863
14*534
15.767

67.551
62*889
72.713
70*335
81.935

4*610
3*575
3*864
4*447
5*626

17*918
17*929
19.452
20.663
23.811

44*823
41*385
49*397
45*225
52.498

7,575
8*067
6*146
7*866
8*169

259*272
256*050
279.912
297,221
333*129

1915
1916
1917
1918
1919

37*009
43*378
51*443
70005
98*041

13*393
13*291
23*202
42*632
68*713

6*780
6*802
7*304
8*195
8*041

16.836
23*285
20*937
19.178
21.287

83.996
95.300
104.638
92.185
133*012

4.066
7.373
8*500
10*857
16.732

17.625
17.790
16.652
7,760
10*155

62.307
70.137
79*486
73*568
106*125

9*515
11*016
12*440
13*665
17*587

345*037
411*119
450*829
494.447
564.734

1920
1921
1922
1923
1924

77*269
69*718
94*335
117.970
120*679

44*029
33*248
56*276
71*637
71*308

10*365
11*606
11*716
13*391
14*018

22*875
24*864
26*343
32.942
35.353

119.425
95.883
107.531
113.947
137*111

21.226
17.174
16.866
21.005
19.705

9*922
8*594
7.721
7,593
6*746

88*277
70*115
82.944
85.349
108.660

27*433
23,731
21,202
24,280
25,042

655*071
583*216
565*065
614*027
625.549

1925
1926
1927
1928
1929

163*815
174*782
183*943
207*176
200*145

84*531
85*156
60*224
86*949
90*822

19*436
20*763
22*767
29.554
33*630

59.848
68.863
80.952
90.673
75.693

12B.3BO
115.446
126*425
127*430
116*493

21.267
20.124
20.943
18.729
16.564

8.814
8*354
6.904
7.956
8,213

98.299
86*968
96,578
100.745
93.696

24,304
23.159
20*624
21.433
21*051

661*665
639*810
644.056
673.834
671.326

1930
1931
1932
1933
1934

197*004
203*875
199*406
199*086
259*345

88*785
78*726
84*686
99*776
165*216

33.648
45*233
46.304
42*326
36*722

74.571
79.916
68*416
56.964
57.407

146.669
149*174
102.764
139.423
160*879

17.279
13*121
11.023
14.158
19.033

8.286
7,636
7,221
6*984
5*637

121.104
128.417
84,520
116.281
135.409

22.645
26*666
25.613
24.086
22.513

673.864
679.926
561*997
576,326
637,662

1935
1936
1937
1938
1939

274*995
301*485
302*639
271*854
281*709

191*320
214*717
217*579
194*674
204*273

39*128
42*419
43*785
40.703
45.490

44*547
44 . 349
41.275
36.477
31.946

229.024
255.531
226.839
266*409
272*905

15*406
32*835
31*803
30*049
32*775

6.797
8.335
8*616
8.223
9*005

206.819
214,361
166*220
228.137
231.125

20.744
20.694
19,432
18.741
20,276

705*695
759.099
751.756
755.409
761.775

1940
1941
1942
1943
1944

271*610
281*071
378*765
799*358
1,044*782

197*991
214*546
314*491
732*347
977*425

46.024
41*749
40*043
39*537
37.603

27.595
24*776
24.231
27.474
29.754

301*440
326.225
324*472
365.917
392.295

31*700
39*147
42*736
58.426
61*101

9.051
10.392
12.021
13.437
14.856

260*689
276,686
269,715
294,054
316.338

18,491
17,967
15.510
15.669
15.651

833.476
905*473
999,640
1.399*324
1.697.272

1945
1946
1947
1948
1949

1*239*759
1*301*396
1*045*370
1*002*824
1*006*449

1*164*477
1*209*601
946*583
883*998
864*771

35*441
39*285
48*027
59*478
72*250

39.841
52.510
50*760
59.348
69.428

450.789
465.980
482.235
530.603
512.411

76.233
81.040
110.805
122.104
115.665

13.851
14.878
16.839
19.561
19.696

360.705
370.062
354,591
388.858
377.050

15.468
16,112
15*669
16*782
17*830

1.980.701
2.083.326
1*976*464
2*064*939
2*057*297

195CI
195 J,
1952
1953
1954

1*013*098
832*609
925*612
902*295
958*696

834*992
651*503
736.203
701*194
761*512

91*970
106*191
123*456
141*302
151*091

86*136
74*915
65.953
59.799
46.093

491.111
523*464
566.654
562.272
602.373

127.531
147.143
162.183
16S.907
159.771

16.463
18,599
22*026
23*079
24*197

345.117
357.722
382.445
370.286
416*405

19*480
19*629
21*261
21.475
24*193

2*128,414
2.127.083
2.264.774
2,319.253
2.469.416

56.860

523.441

160.545

24,300

318.596

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

748.600

2,505.574

552

Minnesota

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

fltJtJIX

M. iJ,

UUU.U4l 1. UJhJ,

/V11LT

11 J1T.UK111,

J.W7

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other

Other
time

1696
1897
1696
1899

38.932
40*623
46*862
56*686

6,108
8*642
10,093
13*081

565
571
522
848

28*305
27*206
31.441
37,904

3*954
4*204
4*806
5*055

1900
1901
1902
1903
1904

60.819
68.143
85*974
91,456
91,659

13,794
15,779
19,872
20,183
16.472

1*270
1*511
2*124
2*507
2*010

40*063
43.189
55.008
58.578
59.678

5*692
7.664
8*970
10*186
11.499

1905
1906
1907
1906
1909

107*722
120*590
135.561
151.099
176*102

24*151
26,518
29*146
34,373
45,250

1.549
1*511
3.777
2*884
1*676

67*792
75*811
77.632
83*463
86*193

14.230
16*750
25.006
30*379
42*981

1910
1911
1912
1913
1914

204*660
199*471
223,145
237,810
269.793

47,796
42*652
51,152
54*300
54,741

1*135
1*166
1*895
1*296
2*226

99*182
94*124
104.120
106*228
140*464

56*567
61,507
65.978
75*986
72*360

1915
1916
1917
1918
1919

277,542
341,017
371,157
377*909
472*242

53,114
77,171
79.252
65.745
113*099

1*347
23*655
5.671

143*778
170.202
185*311
181,169
220*170

79*303
92*666
105,723
107*340
133,302

1920
1921
1922
1923
1924

484,518
431*969
460*504
500*896
530,110

76.164
56,342
75,960
72,226
64*506

1*696
6*095
5,022
5.637
3,962

244*046
203.427
211.566
227*296
239.542

162.612
164*125
167*956
195*737
202*100

1925
1926
1927
1928
1929

574,108
553,853
557,874
577,833
577,505

93,458
83,083
80.857
81.264
81,195

3*429
4*362
4*142
4*258
4*986

258.473
247*670
241*351
253*011
255*244

218*746
218.738
231*524
239.280
236*080

1930
1931
1932
1933
1934

585,527
594,269
497,047
469,167
543*929

92,908
99,125
66*126
84*186
102,484

1*360
2*308
2*893
6*010
10*276

262*221
250*243
205*107
200*541
239.757

229*038
242*593
222*921
198*430
191,410

1935
1936
1937
1938
1939

626,350
682,598
675,157
676*622
699,960

123*843
130,973
110.175
124,495
127,662

2*014
*246
682
.720
.003

302.484
342,880
351.561
340*831
363*057

198*009
205,497
211*739
209.576
207*038

1940
1941
1942
1943
1944

750,180
817,938
909.903
1.305.259
1.595.435

156.545
175,594
208.034
247.243
257,032

828
.573
561
120*670
312*343

383*719
437*081
495*150
712.316
745.196

206*088
203*690
200*158
224*830
280.864

1945
1946
1947
1948
1949

1*869,395
1.960.700
1,844.515
1.929,925
1*912*420

311,130
306,558
281,177
293,759
262.616

358*196
218*619
16.111
30*075
24.249

829.795
985*668
1*055*056
1*107*063
1*122*096

370.272
449*855
492,171
499*028
503.457

1950
1951
1952
1953
1954

1*973,545
1,964.126
2*092*535
2*135,332
2*270.377

270.769
275,485
321*333
302,510
332.985

55*290
73*530
77*400
49*164
89*437

1.144*624
1*140*463
1*192.909
1*247,413
1.283*972

502.642
474*628
500,893
536.245
563,963

1955

2*269,361

301*692

77*583

1*318*104

591.762

778
871

Minnesota

553

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

National
Year

Borrowings

m.

<**"

5L

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

130
88
72
28

1*724
1*554
1.537
1*645

31
35
124
63

14.850
13*165
12*940
12*290

4*201
4*032
3*654
3.343

59*866
59,497
65,169
74.457

76
71
70
69

1900
1901
1902
1903
1904

40
70
230
415
589

3.353
4.011
4*067
5.268
6*628

373
217
291
398
443

12*478
12*175
12.974
15*445
17.469

3*719
3.907
4.560
5*691
7*522

80*782
88,523
108.116
118*673
124.330

76
92
117
171
213

1905
1906
1907
1908
1909

325
324
268
717
185

7,769
9.949
10*442
12*135
13*420

378
641
1.585
872
655

18*156
19.121
19*126
20*716
21.091

8*055
9*435
10.877
13.932
15.224

142*405
160.060
177.879
199.471
226.677

224
237
245
262
266

1910
1911
1912
1913
1914

305
563
502
367
516

14*274
14*144
13*014
11.703
12.849

633
1*041
770
795
823

22*731
22*671
22.736
25*356
26*091

16.649
16.160
19.745
21*190
23.055

259.272
256.050
279.912
297.221
333,129

270
272
272
271
273

1915
1916
1917
1916
1919

1*042
1*565
6.472
34*660
11.075

12.080
12.383
12.871
13*221
13*910

454
1.962
3.641
9*433
7.650

26*936
29*171
31.389
32*881
33.501

24.983
25.001
25.099
26.343
28*356

345.037
411*119
450,829
4>94447
566.734

277
281
287
294
305

1920
1921
1922
1923
1924

73.956
53*549
10*512
18*870
5.272

14*092
15*025
15.505
16.151
16*289

15.513
8*300
4.159
4.899
4.158

35*324
37*501
37.901
40.266
36.416

31*668
36.852
36.464
32.945
31*304

655*071
563*216
565,065
614.027
625.549

331
341
343
344
334

1925
1926
1927
1926
1929

2*446
1.295
1*038
6*099
6,976

14.774
14.149
13.976
14*182
14*404

4.303
5.073
5.235
7*035
4*288

37.719
36.564
36*153
36*917
37525

26.315
26*876
29.760
31.766
30,630

661,665
639*810
644.056
673.834
671,328

320
298
277
279
272

1930
1931
1932
1933
1934

726
874
3*186
623
198

13.947
13.456
14.264
20.305
22*951

4*297
3,641
3.493
2.805
2*842

38.485
37,420
37*225
37.900
45*118

30*902
30*266
26.782
25*528
22*644

673,884
679,926
581,997
576,326
637,682

263
244
237
204
211

1935
1936
1937
1938
1939

75

4.212

4.224
4*769
6.199
7,360
8*711

45.572
42*414
39*413
38.733
37.938

25*262
29.318
30*987
32*684
35,166

705,695
759*099
751*756
755,409
781,775

206
203
196
195
192

1940
1941
1942
1943
1944

8.067
8.359
6*766
5,647
6*649

37.236
36*480
36*436
36*381
36*471

37,991
42*696
46.535
52,037
58*717

833*476
905,473
999,640
1*399*324
1.697.272

188
186
186
185
164

1945
1946
1947
1948
1949

7.831
9*372
11*839
12,360
15.585

36.741
37,016
37.201
37,366
37*846

66*734
76.238
82*909
85*288
91*446

1*980,701
2.083.326
1*976*464
2,064.939
2*057,297

163
181
180
178
179

10

1950
1951
1952
1953
1954

300
600
4*100

18*714
19*963
23.399
26.736
28,104

38*261
38.436
39,211
39*991
41*055

97*894
104*556
109*329
116.592
125.780

2,128,414
2*127,083
2,264,774
2,319*253
2,469,416

179
178
176
178
177

1955

7*850

27*658

56,620

122*085

2,505,574

178

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

554

Minnesota

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

AH
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

45.137
36f053
40*023
44.132

11*066
8*380
9.672
10.352

10,482
8*190
8*611
8*864

23.589
19.483
21.740
24,916

1900
1901
1902
1903
1904

46.152
50*509
59*032
62.030
60.926

11,396
12.478
14*998
15.718
16*000

8,756
9*080
11*010
11.539
11*607

26,000
28.951
33.024
34,773
33,319

1920
1921
1922
1923
1924

376,141
361*308
335.912
327.670
297*301

126,057
121,991
114,321
128*141
113*499

76*402
76,758
75,055
64,346
58,671

173.682
162.559
146.536
135.183
125,131

1905
1906
1907
1908
1909

67.530
75.019
63*480
72.686
77.240

18,085
20,709
23.178
21.652
22,201

11*674
12*079
13.651
12*052
12,467

37,771
42,231
46,651
38,982
42,572

1925
1926
1927
1928
1929

279,279
257,299
226,900
213.781
203*310

104,974
69*961
79*284
75,812
65,288

57*155
52*939
47.470
40*973
25*388

117,150
114,399
100*146
96*996
112*634

1910
1911
1912
1913
1914

96.032
107.304
119,200
128.169
155.972

29,110
32,635
41,302
43.198
51,073

15,977
17*548
20.653
22,755
24*276

50*945
57*121
57*245
62*236
80*623

1930
1931
1932
1933
1934

192.117
169.531
125.489
71*668
62*379

59,708
48,433
42,608
25,440
20,220

21,922
14,102
9.769
4.513
2*766

110*487
106*996
73*112
41*715
39*393

1915
1916
1917
1918
1919

168,747
190,676
226*606
252.257
277*916

55.524
62,716
75,927
8?,, 449
91*934

26,231
31.314
39.208
46,018
53*560

86.992
96.648
111.471
123.790
132,422

1935
1936
1937
1938

63.954
70.912
82*145
90*145

18*451
19,708
23,769
26*927

2.197
2,667
2,816
3.359

43*306
48*537
55*560
59*859

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

100*029

45*911

10

571

13*494

13*238

2,940

23*865

1940
1941
1942
1943
1944

115,054
124*061
116*664
97*815
97*697

55*259
55.391
54,068
42*532
40*150

7
4
14

596
679
507
740
1,723

14,435
14,983
14,929
13,421
13,319

16*227
20.134
22.194
24.135
27,078

3*636
4*207
4.388
3.520
3*035

10*421
9*947

24,892
28*667
20*574
3,032
2*445

1945
1946
1947
1948
1949

103*381
122,497
164,422
214*327
251*996

42*817
47*894
62*071
83.337
109,449

7
12
14
40
28

1,514
1*098
959
1,348
1*172

14,182
16,156
18*749
20,809
22,115

27,646
34*027
45,539
57.820
62*464

3,378
5.942
9,338
12*447
13*964

11,014
14,832
24.593
35,705
40*315

2*823
2*486
3*159
3.302
3.377

1950
1951
1952
1953
1954

288,999
314*545
345*531
384*930
439,741

125,279
126*445
140*476
160*301
197,521

25
2
23
75
322

1,448
1,386
1.522
1*395
1,329

24*162
26,894
27*024
27.965
28,072

71*878
85*718
97*251
105*069
113.823

14*986
17*086
17*095
17.863
19*965

48*989
55*030
60,614
70*761
77.604

3*471
3*603
3*554
3*741
3*602

1955

454.471

186*628

21

1,417

30*688

126,782

23*401

85,273

3*343

1
Ik'ginninK June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction uf valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Minnesota

555

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*641
3046
3*075
2i777

141
179
248
282

1*594
1*325
1*359
1(196

(906
*542
468
.297

12*936
12.673
13*495
16*035

539
544
420
974

4.152
3*748
4*334
4*391

8*245
8.381
8,741
10*670

6*384
5.597
6*217
5*874

68.098
57.369
62*610
66*616

1900
1901
1902
1903
1904

3*629
3.305
4t305
4i504
4*458

235
232
273
279
327

1*460
1*426
1*646
1*904
1*828

934
.647
2*184
2.321
2*303

15.714
16*961
19.186
17*086
17*351

1*083
1*519

4,387
4.634
4,885
4,801
4*695

10*244
10,608
13,327
11*387
11*910

4*166
5*408
4,795
4.527
4.930

69*661
76*183
87*318
88*147
87*665

190S
1906
1907
1908
1909

4*178
3*825
3*755
3*761
4*924

248
203
164
108
121

1.772
1(706
1*742
1.771
2.071

2.158
1*916
1.649
1*882
2.732

19.091
20.652
23*001
18*501
18*125

1*310

5,096
4,900
5*518
4*429
3*894

12*322
14.864
16*173
13.480
13*687

4*652
5.286
4.877
4*979
4.641

95<f51
104*782
115*113
99.927
104.930

1910
1911
1912
1913
1914

5*878
7,176
9*031
7.709
9*456

120
118
166
154
47

2*597
2*492
3*415
3.181
2.666

3*161
4,566
5.450
4.374
6*745

23*683
21*357
26.074
26.597
31.292

637
660
647
903

1.017

4,553
4,747
5*289
5.605
6.200

18.493
15.950
20*138
20.089
24,075

5.294
5.840
6,06?
5.808
6*413

130*687
141.677
160.366
166*303
203*135

1915
1916
1917
1918
1919

9*533
13*083
15*938
27*220
57*937

33

5.907
8,247
9.871
10.352
12*220

31.508
36,146
37.159
36*386
68.752

997

10*364
36*498

3.593
4*836
6*067
6*504
9*219

1*445
1*546
2*399
3*982

6.359
6,747
7.724
7*235
9*741

24,152
27,954
27,889
28,752
55,029

7*193
8*422
9.417
9.952
10*638

216*981
246*329
289*120
327.815
415.243

1920
1921
1922
1923
1924

51*690
46*803
51*900
60*835
59*583

23.747
14.044
15*164
17*455
18*842

12.273
14.538
15.770
17*031
17.527

15*670
18.221
20*966
26*349
23*214

58*662
43*580
52.838
51.082
53*736

3*268
2*471
3*781
3*217
2*410

12.335
8*584
14*463
15.542
17.101

43,059
32,525
34,594
32,323
34,225

13.658
16.379
16*630
23.929
24*882

500.151
466.070
459.260
463*516
435*502

1925
1926
1927
1928
1929

88*679
102*499
106*489
116*599
107,323

24,858
26,291
23.464
25,238
27,966

27,792
31.646
31*967
38,328
40*700

36.029
44,562
51.058
53*033
38.657

54.847
53.938
46,994
41,736
40.698

2.470
2*139
1*579
1*307
1*237

17,500
17,614
12,915
11,589
11,340

34,877
34*185
32*500
28*840
28(121

27.647
26.807
23.990
21*251
18.742

450*452
440.543
404.373
393.367
370.073

1930
1931
1932
1933
1934

107.270
109.267
85.141
45.377
52*754

22,052
17.556
17.649
13,779
21,419

40*346
50*056
39*453
18*355
15.042

44.872
41.665
28.039
13*243
16,293

40,975
42.294
27.702
27.356
33*128

1*118

11,493
12*055
7.891
7.721
3.169

23,364
29(349
19,203
19,060
29,106

17.840
14.549
12.909
6*142
6*552

358.202
335.641
251,241
150.543
154.613

1935
1936
1937
1938
1939

65*355
76.430
89.394
81*971
78*238

^8528
34.754
40.837
40,177
42.227

18*758
19.040
22.787
21*885
20*803

18*069
22*636
25*770
19*909
15*208

40.521
44.047
43.401
44.656
46.662

1.069
1*001
1*306

3*710
4,432
4.824
4.712
5.016

35,880
38(655
37,508
38(0^3
40,340

6*622
5.717
5*712
5*566
5*477

176.452
197.106
220.652
222*338
230.406

1940
1941
1942
1943
1944

72*968
71*479
88*510
196*826
28V. 551

41.092
42.141
59*694
168.337
263.175

20*659
20.135
20*354
19.319
18.219

11.217
9*203
8*462
9.170
8.157

53.983
67.406
86.876
113.588
112.795

1*158
1*578
1*672
1*582
1*976

5.154
5.931
6.677
7.711
9,340

47,671
59*899
78,527
104,295
101.479

5*279
4*861
4*412
3*926
3*635

247.284
267.809
296*462
412,155
503,676

1945
1946
1947
1948
1949

358*445
482*814
518*831
517.599
465*064

332,709
448,528
466,693
450,224
417,077

18*161
21*040
31.664
39*832
42.406

7.575
12.446
20.474
27.543
25*581

132.114
143.900
134.096
139*959
123.485

2*556
2*890
3*586
4*098
4.515

9,100
10,532
12,375
14,381
15,548

120.458
130.478
118,135
121*460
103.422

3*594
4.098
4,297
4*672
5,325

597,534
753,309
621*646
676.557
865*670

1950
1951
1952
1953
1954

465.330
431*104
442*675
468.417
474.365

394,228
353,812
360*707
380*154
380*622

46*938
49*527
53*566
58.451
63.021

24.164
27.765
28*402
29,812
30,722

126*964
132,035
156.164
151.471
156.407

5.844
5.791
ti*534
6*454
6.544

16,039
17,148
18.447
19.672
20.124

105.081
109.096
129.183
125.345
129.739

5*785
6*968
7*452
7.919
9.081

887.078
884,672
951,822
1,012,737
1,079*594

1955

503*989

402,674

67.340

33,975

151.762

6.385

20,398

124.979

10.067

1*120*289

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

974
898
746

1.673
888
592
544

890
608
575
853
931
960

556

Minnesota

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1696
1897

****

S.
CoJnment

Other
demand

Other
tune

1898
1899

46*199
39.207
44.293
49.931

2.013
1*410
1*694
2*996

31.232
27.871
30.736
35*566

12*954
9.926
11*863
11*369

1900
1901
1902
1903
1904

52.103
57.894
69.074
69.556
67.916

2*484
3*071
4.251
3*626
3*818

36.667
37*705
43*147
44*435
41*596

12*952
17*116
21*676
21*495
22*502

1905
1906
1907
1908
1909

75.420
84.338
93.722
81*102
85,922

4,631
4.470
5*410
1.615
1*650

44*802
48*529
51.031
33.737
32*653

25*987
31*339
37,281
45*750
51.619

1910
1911
1912
1913
1914

109.897
118.587
135*656
142.200
172*598

2.634
2.442
2*949
2.951
3.634

41.812
40.531
43*016
45,220
54*623

65,451
75*614
89,691
94*029
114*341

1915
1916
1917
1918
1919

183*080
209.479
244,747
276.644
362*332

4.002
4.708
5,679
5.161
10.403

806

56*644
64*093
74,322
92.320
127*771

122,434
140*678
164*746
179.163
223.352

1920
1921
1922
1923
1924

427*609
379.299
377.552
390*041
370*907

10*678
5*063
6*085
5*858
4.261

173
151
50

139.694
110*805
114*734
111*308
109*094

277*006
263*431
256*560
272.724
257,502

1925
1926
1927
1928
1929

393.026
384*843
352.572
342*338
323.636

4*499
3.453
2*398
1*865
1.783

20
26
30
21
40

119,320
117,224
108*837
105*171
104*673

269.187
264*140
241*307
235*261
217.140

1930
1931
1932
1933
1934

314.005
293.721
210.373
123,721
132*315

1.615
1.673
883
679
915

9
329
280
767
943

101*975
90,268
66*605
47*565
51*977

210*406
201*451
142*605
74.710
78*480

1935
1936
1937
1938
1939

153.906
173,146
195.656
196*598
203.307

1.431
1.354
1*368
1.593
1*900

495
910
243
191
345

66*792
74*855
84*497
79.537
82*432

85*188
96*027
109*748
115.277
118*630

1940
1941
1942
1943
1944

218.956
238.076
265.716
379.405
468*077

2*210
2*169
2*655
3*072
3*320

364
295
1*291
17*355
31.600

69.899
104*037
127.205
199.650
234.773

126.483
131.575
134*565
159.328
196*184

1945
1946
1947
1946
1949

559,037
711*010
775.217
824.848
808.851

2*116
2*355
2.147
2.434
8.575

44.146
32.839
6*987
9*877
6*435

268*879
370,947
418*208
444,347
423*301

243*894
304*869
347*875
367*690
370*540

1950
1951
19S2
1953
1954

825*145
817,537
878*998
933*864
994.631

2*400
2.317
3*065
2.703
2.927

8*582
8.783
12*846
6*728
13*930

439.994
443.131
465*511
486.753
504*123

374,169
363*306
397*576
437.660
473*651

3,090

31

Minnesota

557

Table 3Slate Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

r1

Nati
ba
no

Borrowings

<**

Capital

liabilities

Surplus and
other
capital
accounts

1896
1897
1898
1699

291
105
170
69

1*123
1*011
1*129
1.179

12*376
10*060
10*253
10*180

8.109

1900
1901
1902
1903
1904

83
123
145
153
317

1*128
1*339
792
258
600

8*991
8*936
9*558
9*932
10*725

7,356
7*891
7,749
8,248

1905
1906
1907
1908
1909

443
590
456
576
570

663
631
532
67
635

11*147
11*652
12.237
13.378
13,234

7,778

486

878
379
436
770
869

15*022
16*230
17,243
17*772
20*223

4*604
5,304

1910
1911
1912
1913
1914

Iil77

856
727
1*238

Total
liabilities
and capital
accounts

Number
of
banks

68,098
57,369
62,810
68*816

356
347
366
405

69,661
76,183
87*318
86*147
67*665

433
460
491
521
542

95*451
104*782
115*113
99*927
104*930

576
602
629
626
641

6.175
6,634
8*207

130*887
141,677
160*366
168*303
203*135

671
717
754
795
863

6.986
6,965
7,439

8,107
7,571
8,166
4,604
4,569

1915
1916
1917
1918
1919

2*524
3647
7,327
4*394

1*199
1*426
1*426
2*544
2,933

21,680
24*630
27,471
28*881
30*654

9,306
10,270
11,827
12,419
14,930

216*981
248,329
289*120
327*815
415*243

1.007
1.098
1*141
1.141

1920
1921
1922
1923
1924

18*647
29*606
21*121
14*124
10*776

1*821
4*804
6*685
6*534
5,732

34*672
36*327
35*755
34*989
31*611

17.402
18,032
18,167
17,828
16,476

500*151
466*070
459*280
463*516
435*502

1.177
1.187
1,167
1*151
1*080

1925
1926
1927
1926
1929

5*326
5*233
4*334
3*863
2*553

5*505
4*654
4*868
6*256
3*925

30*538
28,999
26,233
24,659
23,763

16,057
16*614
16,366
16,251
16.196

450*452
440*543
404*373
393*367
370*073

1.043

1930
1931
1932
1933
1934

1*624
2*167
6*274
2*199

4*156
4*222
4*602
3*829

106

291

22*803
21*174
18*521
14*057
16*018

15,614
14,337
11,271
6,737
6*083

358*202
335*641
251*241
150*543
154*813

746
668
600
461
476

1935
1936
1937
1938
1939

24
5

279
254
416
701
394

15*823
15*494
15*293
15*294
15,234

6,420
8*207
9,067
9,727
11.437

176*452
197*106
220*652
222*336
230*406

477
485
490
490
489

1940
1941
1942
1943
1944

68
15

539
630
479
417
479

15*034
14,841
14*906
14*941
15*259

12*687
14,247
15.361
17.392
19*863

247*284
267*809
296*462
412*155
503.678

487
469
489
487
488

560
741
936

1*150
1*462

15*650
16*395
17,140
16*342
19.115

22*287
25*113
28*353
32*157
36*442

597*534
753.309
821*646
876.557
865.670

469
493
498
502
502

1*629
1*839
2*760
3*002
3*345

19,828
21*116
21*837
22,448
23*559

40*476
44.180
48,227
53,373
57,934

687*078
684*672
951,822
1*012*737
1*079*594

502
501
502
501
501

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.714

18
34

50
60

50
125
910

24.712

927

994
912
849
794

558

Minnesota

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1909


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
LOJins

Loans
Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

15*719
16*054
16i718
17*015

2.877
3*034
3*260
3.437

4*621
4*303
4*046
3*658

8.221
8.717
9.412
9,920

1900
1901
1902

17*290
17.245
17,752

3*596
3*690
3*604

3*268
2*811
3*266

10*426
10.744
10*882

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Year
Total

Real
estate

Another

Collateral

1903
1904

18,472
16.718

3.526
3.009

3*805
3.795

11,139
9,914

1905
1906
1907
1908
1909

15.034
13.629
13.293
920
664

2,736
2.508
2*446
169
122

2.451
1*363
1*329

9,847
9,758
9*518
659
476

92
66

Minnesota

559

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896- 19O9Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

810
739
660
. 581

26
67
98
120

342
326
303
278

442
346
259
183

5.380
5*467
5.657
5*728

113
131
147
166

1*474
1*476
1.505
1.495

3*793
3*660
4.005
4*067

889
903
935
946

22*798
23*163
23*970
24,270

1900
1901
1902
1903
1904

480
388
511
630
697

127
125
146
163
157

236
200
226
234
209

115
63
137
233
331

5.785
5.740
5*583
5*480
4.670

179
189
195
197
178

1.487
1*536
1*558
1.595
1*410

4.119
4,013
3,830
3.686
3.082

956
949
968
1.024
920

24.311
24*322
24*814
25,606
23.005

1905
1906
1907
1908
1909

465
292
148
4
7

130
96
58
2
3

111
52
17

224
142
73
2
3

3*880
3*239
3*127
309
200

97
36
34
15
2

1*207
1*033
998
75
64

2*576
2.170
2.095
219
134

828
733
708
95
95

20*207
17.893
17.276
1.326
966

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

560

Minnesota

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1909Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Government

Other
time

demand

1896
1897
1696
1899

17*241
17.517
18*126
16.354

148
152
160
163

17*093
17 365
17*968
18.191

1900
1901
1902
1903
1904

16.537
16.394
18*956
19*784
17.969

167
167
178
192
178

18.370
18 .227
18.778
19 .592
17.791

1905
1906
1907
1908
1909

15.960
14*271
13.779
1,163
782

97
31
30
1

15*663
14 .240
13 .749
1.162

780

Minnesota

561

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1909Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

^^
liabmties

.. ,
^>ltal

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of

banks

1896
1897
1896
1899

245
249
257
261

5*312
5.397
5*585
5*655

22*796
23*163
23*970
24.270

190
192
207
225

1900
1901
1902
1903
1904

263
261
250
240
182

5.711
5*667
5*606
5*562
4.854

24*511
24*322
24*814
25*606
23*005

238
244
244
246
208

1905
1906
1907
1908
1909

145
115
111
3

4.102
3.507
3.386
162
184

20*207
17*893
17.276
1*328

183
168
157
14
9

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

966

562

Minnesota

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Year
Total

eSafe

C0"3

total

Real
estate

--,
*****
-

o^

1897
1898
1899

3*581
3.730
3*257
2*915

3*531
3677
3*211
2*874

29
30
26
24

21
23
20
17

1900
1901
1902
1903
1904

3*286
3*587
3*466
4*377
4*527

3*239
3*536
3*417
4*315
4*463

27
29
28
35
36

20
22
21
27
28

1920
1921
1922
1923
1924

22.702
24*518
25*229
25*991
24*823

22*498
24.297
25.027
25.783
24.649

45
49
51
52
50

159
172
151
156
124

1905
1906
1907
1906
1909

2t735
6*326
7*793
6*743
7.255

2*697
6*237
7*684
6*649
7.153

22
51
62
54
56

16
36
47
40
44

1925
1926
1927
1928
1929

23*075
24*233
24*864
26*343
26*076

22.937
24*088
24*740
26*236
25*972

23
24
25
26
26

115
121
99
79
78

1910
1911
1912
1913
1914

8*934
9*972
9*109
11*942
14*001

6*809
9*619
9*022
11*750
13.604

71
114
63
163
103

54
39
24
29
94

1930
1931
1932
1933
1934

25*711
20*296
19*262
17.704
14*430

25.634
20,235
19*223
17*686
14*430

26
20

51
41

1915
1916
1917
1918
1919

14*523
16*540
18*692
18*099
16*476

14*350
16*342
18*486
17*900
18.291

51
49
56
54
56

122
149
150
145
129

1935
1936
1937
1936

11*569
10*733
10*068
9*834

11*569
10.733
10*068
9*824

1896

39
18

10

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farmland

10*520

On

residential
property

Other

Other
loans
to
individuals

All
other

6*769

42

1940
1941
1942
1943
1944

15.995
19.218
23.200
26*300
30*101

2*056
2*515
3*037
3*445
3*943

10136
12*403
14*979
16*986
19*441

3*499
4*281
5.171
5*863
6*711

1945
1946
1947
1946
1949

34*756
39*143
44*641
50.999
56.436

4*553
5*127
5*729
6*102
10*564

22*450
25*283
32*333
32*964
37*932

7.749
8*728
6*574
12*194
12*328

14
25

1950
1951
1952
1953
1954

71*399
79*595
63*583
93*602
105*075

12*381
14*458
15*278
16*089
16*818

53*540
59.232
62.529
72*176
83*065

7.853
6*379
6*492
6.122
7*984

36
98
91
121
150

1955

122*825

17*874

99*233

8*550

144

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

304
19
13

6
6
6
5

the total and are not entirely comparable with prior figures, Total loans
continue to be shown net.

Minnesota

563

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investra ents
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Cash items

Total

in process

of collection

1696
1897
1696
1899

I f 634
2t213
2*126
4*485

1*451
1*965
1*868
3*983

183
246
238
502

1.439
1.145
1*386

1900
1901
1902
1903
1904

5*694
6*779
8*288
9*369
10*065

5*056
6*020
7*360
320
.938

636
759
928

1.093

1.049
1.127

1*065
1.367
1.395

1905
1906
1907
1906
1909

9*187
10*942
11*069
10*015
10*056

.158
716
.829
893
930

1.029
1*226
1.240
1*122
1*126

1.041
1.560
1.742
1*916
1.646

1910
1911
1912
1913
1914

10*290
10*620
10*534
10*465
10*516

138
.419
720
515
326

1*152
1*201
2*714

1915
1916
1917
1916
1919

10*706
11*019
10*610
11*856
17.730

100
100
100

1920
1921
1922
1923
1924

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1*146
1.257
1*366
1*532

7.600
8*345
6*137
9*836

1.258
916
944
780
768

11*331
12*205
13*763
15*693
16*755

1*406
1*613
1.758
1.573

873
507
479
512
800

13*636
19*335
21.083
19.186
19.757

75
74
40
102
122

1*448
1*203
1*245
1*692
1*600

466
463
467
396
566

21*238
22.350
21*417
24*638
26*873

41
68
12
49
94

72
126
56
104
128

1*643
1*769
1*538
1*565
1.998.

396
288
260
256
262

27.381
29*810
31*170
31.931
36*668

1.852
2*011
1.955
1*424
2*536

32
49
71
20
107

157
144
207
671
832

1*663
1.818
1.677

239
470
373
306
306

46*286
49*760
51*063
56*324
57,727

5.273
6*766
8*553
10*736
12.206

1.802
1.246
1.536
1*494
1.877

65
94
54
72
76

594
394
506
486
616

1*143
758
976
936

413
524
426
561
612

59*315
63*613
67*450
73.184
75*569

28*779
27*303
23*517
19*404
18*862

13.605
14.381
13*752
12*510
13.410

1*949
2739
4.144
5.267
6*618

97
50
62
71
47

633
767

680
444
506
911

636

1*219
1*902
2*886
3.689
5*935

1*263

75.761
70.091
65*620
60*542
63.063

15*246
18.686
20*790
20*536
21.481

17*518
15*410
16*120
15*912
14.136

15.060
16*361
17*114
16*894
16*728

5*222
5*624
4.635
4.740
6*165

72
122
288
92

112
135
99
127
114

5.038
5.367
4*246
4*521
6*051

1*156
1.261
1*206
1*200
1*331

65.793
68*097
69*933
69*116
70*361

46*614
45*500
43*610
52*982
66*246

18*161
19*652
23*569
32*553
46*390

13.156
10*393
7*770
6*326
5*336

17*297
15*255
12.271
14.103
14.520

6*350
7*236
5*879
3*515
2*919

111
100
135
113
120

6*239
7.136
5.666
3*311
2*682

733

76
91
117

1*616
2*103
2*058
1*719

71.692
73.570
74.792
64*655
100.985

1945
1946
1947
1948
1949

84.620
99.211
105.550
106.505
102*484

65.586
87.288
86*650
82*411
73.556

4*352
2.775
2*569
2*576
3.163

14.662
9.148
14*331
21*518
25.745

4*093
5*732
5*177
3.719
4.126

217
378
271
265
327

205
338
290
353
394

3.671
5*016
4*616
3*081
3*405

1*313
988
889
755
633

124*784
145*074
156,257
161*978
165*679

1950
1951
1952
1953
1954

103*984
99.971
108.166
117.201
119.021

66*728
59*417
60*884
62*172
59*870

7.969
11*496
17*692
20*014
21.099

29*287
29*056
29*610
35.015
38.052

3*991
4*574
3*187
5*140
6*166

473
409
423
469
484

305
404
406
401
394

3.213
3*761
2*358
4.270
5*310

586
513
444
461
417

179.960
184.653
195*400
216*404
230.701

118.762

61*227

24.496

33.039

46

200
436
176
137

1*193

92
123
49
162
105

996
765

1*016
1*164
1*290

4
14
12
8

670
150
115
146
65

1*090

1*546
1.295
1*307
1*835
1.766

25
16
22
41
46

1.459
6.145

315
.576
9.196
9*087
10*114

1*291
1*343
1.314
1.310
1*471

1.756
1.963
1*608
1.716
2.220

21*495
22*761
23*526
26*603
30*062

6.700
6.865
6.966
8*179
6*723

12.901
13*830
14*384
17*258
19*161

1*694
2*066
2*176
3*166
4*176

1925
1926
1927
1926
1929

34*025
37*610
40*624
44*786
47*004

7*921
7*674
6*410
5.604
5.901

20*631
23*170
25*661
26.446
28*895

1930
1931
1932
1933
1934

47*421
46*612
41*906
36*660
40.752

5.037
4.928
4*637
4.746
8*480

1935
1936
1937
1938
1939

47.846
50*459
54*024
53*342
52*345

1940
1941
1942
1943
1944

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

100
100
100

850

17
63

904
923

5
15

21

1*194
1*507

692

1*147

767

371

733

1.597

1.165

4.053

564

Minnesota

Mutual Savings BanksTable 4

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ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

S.
^iment

Interbank

Other
demand

Other
time

1896

1897
1896
1899

7*533
8*093
7*891
9,371

1900
1901
1902
1903
1904

10*606
11*673
12i598
15.375
16*033

1905
1906
1907
1908
1909

13*129
18*417
20*079
17*808
18.177

1910
1911
1912
1913
1914

20*169
21*163
20*252
23.508
25.640

1915
1916
1917
1918
1919

26.073
28,393
29,579
30.210
36.887

1920
1921
1922
1923
1924

44.357
47.383
48,578
54.094
55.364

1925
1926
1927
1928
1929

56.989
61,027
64,779
69,594
71,797

1930
1931
1932
1933
1934

71.411
67,017
62.680
57.693
60.157

71*411
67*017
62*680
57,693
60*157

1935
1936
1937
1938
1939

62*849
64*939
66*412
65*290
66*109

62*849
64*939
66*412
65*290
66*109

1940
1941
1942
1943
1944

66*941
68,171
68,914
78,206
93,870

66*941
68*171
68*914
78*206
93*870

1945
1946
1947
1948
1949

116.853
135,008
144,741
149,835
152,599

116*853
135*008
144*736
149*835
152*599

1950
1951
1952
1953
1954

165*999
169*785
179*956
200.152
212.689

1955

7*533
8*093
7*691
9371
10*606
11*673
12.527
15*375
15*969

71
44
1
128
61
49

22
18
15
13
21

4
73
2

3
2
6
I
4

236
300
321

13*128
18*289
20,016
17*759
18.155
20*151
21*163
20.237
23*495
25*614
26*069
28*393
29*579
30*210
36*814
44*357
47*380
48*574
54*088
55*363
56*985
61*027
64*779
69*594
71*797

165.999
169*785
179*720
199*852
212*568
226*981

Minnesota

565

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

National
Year

Borrowings

-as.
p^.

...
)ltal

11

1896
1897
1896
1699

77
32

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

256
252
169
433

7*800
8*345
8.137
9*836

11
11
9
9

1900
1901
1902
1903
1904

394
52
683

331
480
482
518
722

11.331
12*205
13*763
15*893
16*755

10
10
10
11
11

1905
1906
1907
1906
1909

306

401
918
991
1*032
1*560

13*836
19*335
21*083
19.186
19.757

9
13
13
13

1910
1911
1912
1913
1914

13
8
4
15
8

1*056
1.179
1*156
1*115
1*225

21*238
22.350
21*417
24*638
26*873

9
9
8
8
8

1915
1916
1917
1916
1919

56
33
1
3
6

1*252
1*384
1*449
1*718
1.795

27.361
29.810
31.170
31.931
38*668

141

1920
1921
1922
1923
1924

150
100

5
33
19S
219
6

1.926
2.194
2.210
2*011
2.355

46.288
49*760
51*083
56*324
57.727

7
7
7
7
7

1925
1926
1927
1926
1929

18
3
265
24

2*308
2*583
2*406
3*590
3.746

59*315
63*613
67*450
7*184
75*569

5
5
5
5
5

1930
1931
1932
1933
1934

15
25
31
38
52

4*335
3*049
3*109
2* 811
2*854

75,761
70*091
65*820
60*542
63*063

5
4
2

2
1

1935
1936
1937
1938
1939

61
62
46
53

2*883
3.158
3.459
3.780
4.199

65.793
68.097
69*933
69.116
70.361

1
1
1
1
1

1940
1941
1942
1943
1944

105
136
115
179
58

4.646
5.263
5.763
6.470
7*057

71,692
73.570
74.792
64,855
100.985

1
1
1
1
1

1945
1946
1947
1948
1949

51
215
486
258
291

7*680
9*851
11.030
11*865
12*769

124.784
145.074
156,257
161*976
165*679

1
1
1
1
1

1950
1951
1952
1953
1954

594
653
211
256
298

13*367
14.215
15*233
15*996
17,514

179*960
184*653
195.400
216.404
230.701

1
1
1
1
1

1955

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13
346

247.182

7
7
7
7

MISSISSIPPI

Revised data for assets and liabilities and


number of all banks in Mississippi, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.

United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from
bankers' directories.

A general description of the compilation


of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Mississippi were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the

The sources of such statistics for the


period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports of the State banking department or
in bankers' directories. Data for this period
are discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.

1
Since there have been no mutual savings hanks in Mississippi, the figures for all commercial hanks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national*'; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies/' "stock savings banks/' or "private banks
and bankers" (unincorporated banks).

Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,


cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

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566

Mississippi

567

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying table shows adjustments made in figures published by the
Comptroller for number of banks and balance
sheets. These changes, which for the most
part are to exclude branches, are based on
information obtained from State banking
department reports.
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
reported to the Comptroller only for 1909 and
1912-1915. The breakdowns for other years
were estimated.
Real estate loans for 1896-1908 and 19161933 were estimated by applying to total
loans, ratios that reflected changes over the
period in the ratio of this item to total loans
at Louisiana State commercial banks; these
ratios were derived by interpolating technique No. 2, described in the United States
Summary.
Collateral loans for 1896-1908 were estimated by applying to total loans in each year
the ratio of these loans to total loans as computed from reported data for 1909; for 19161933, by applying to total loans ratios of
these loans to total loans derived by interpolating between similar ratios computed from
reported data for 1915 and 1934.
Estimates of both real estate and collateral loans for 1910 and 1911 were made by
applying to total loans the average ratio of
each item to the total as computed from
reported data for 1909 and 1912.
INVESTMENTS

1910

84

Number of banks only


1908-1909
1911
1912-1913

28
28
26

1914^1917
1918-1930
1931

23
22
20

* In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. Except for a few years, however, holdings of United States Government securities
were reported. In the years when the data
were not reported, figures were obtained from
other sources or were estimated.
Figures for United States Government
securities for 1897-1900 were taken from reports of the State Auditor. In view of the
fact that holdings of these securities as reported by the Comptroller were the same

568

All-Bank Statistics

small magnitude in 1909 as in 1901, holdings


were estimated at this amount for each of the
years 1902-1908. Holdings for 1911, also
small, were estimated by applying to total
investments the average ratio of United States
Government securities to total investments
computed from reported data for 1910 and
1912. The estimates for 1917 and 1918 were
derived by applying to total investments, ratios that reflected changes during these years
in the ratio of United States Government
securities to total investments at Mississippi
national banks; these ratios were derived by
interpolating technique No. 2, described in
the United States Summary.
Holdings of obligations of States and
political subdivisions for 1899-1908 were estimated by applying to total investments, ratios
of these securities to total investments that
were derived by interpolating between similar
ratios based on reported data for 1898 and
1909; for 1910 and 1911, by applying the
average of ratios computed for 1909 and 1912.
For 1916-1926, State and political subdivision securities were estimated by applying
to total investments other than United States
Government securities, ratios that reflected
changes over the period in the ratio of these
securities to this total at Mississippi national
banks; these ratios were derived by interpolating technique No. 2, described in the United
States Summary. For 1928-1933 the estimates
were derived by applying to total investments
less United States Government securities, ratios of these securities to this total that were
derived by interpolating between similar ratios
based on reported data for 1927 and 1934.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
adjustments, in the reports of the Comptroller

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beginning 1909, although reported figures for


United States Government deposits were supplemented in a few years.3 No attempt was
made in the revised series to provide figures
for the latter item prior to 1918 because practically all such deposits were held by national
banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
Figures for time deposits for the period
1896-1908 are a combination of time certificates of deposits, figures for which were
obtained from the State Auditor's reports, and
savings deposits, which were estimated on the
basis of the percentage relationship between
time certificates of deposits and savings
deposits in 1909.
Demand deposits were derived by subtracting estimated time deposits and reported
interbank deposits from total deposits.
Figures for United States Government
deposits for 1918-1920 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in Mississippi to such deposits at all State
member banks on June 30, 1919.
OTHER ITEMS

Small amounts of cash items in process


of collection were estimated for 1896-1908 by
applying to total cash assets the ratio of this
item to total cash assets computed from reported data for 1909. Borrowings for 18961908 were obtained from reports of the State
banking department.
* In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Mississippi
STATE COMMERCIAL
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934 were taken from reports of the State
banking department for that year and from
bankers' directories for 1935-1941; for 19421946, they were compiled by the Federal
Deposit Insurance Corporation from data
furnished by individual banks or by the State
banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. The

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569

BANKS, 1934-1946
breakdowns of loans and of securities other
than United States Government obligations
for 1934-1946 were made by applying to totals
in each year the percentage distribution of
these items at insured nonmember commercial
banks in corresponding years.
The breakdowns of cash assets for individual noninsured banks for 1935-1941 and
1943-1946 were estimated by applying to
total cash assets, ratios of the subitems to
the total that were derived by interpolating
between ratios based on data for 1934 and
1942 and for 1942 and 1947, respectively.
The breakdowns of deposits for 1935-1941 were
estimated by applying to total deposits, ratios
of each subitem to the total that were derived
by interpolating between ratios based on
reported data for 1934 and 1942.

570

Mississippi

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

10.718
11*740
12.660
13.696

2.959
3.278
3*568
3*847

2,584
2,950
3,164
3,187

5.175
5,512
5,928
6*662

1900
1901
1902
1903
190*

16.681
22.642
24.767
31.644
40.730

4.406
5.565
5,589
6,510
8*865

3.745
5.056
5.602
7.117
9*069

8.530
12.021
13*576
18.017
22,776

1920
1921
1922
1923
1924

171.591
143.860
124.449
141,295
147,831

37.281
34.265
31*612
35*508

38 847

31*650
27.153
24,269
26,647
28.769

102,660
32*442
68*568
79*140
80,215

1905
1906
1907
1908
1909

46*965
55.114
56*960
51.693
54.647

10.520
12,955
14.090
13.047
15.382

10.730
12*805
13,204
11,987
12*841

25.715
29,354
29.666
26,659
26,424

1925
1926
1927
1928
1929

152.600
170.584
159,500
168,764
167.378

41*040
46*867
44,689
45,214
45*846

29*572
32,443
31*400
33,675
21,132

61*988
91*274
83,411
89*875
100*400

1910
1911
1912
1913
1914

60*346
64.369
64.816
66*861
59.521

17.523
19*002
19.396
18.759
14,537

15,077
15.347
16*178
11*369
10*019

27,746
30.040
29,240
38,733
34,965

1930
1931
1932
1933
1934

159.689
103.121
79*999
61*199
53.787

46*938
33.719
28*928
24,533
24,419

18*469
11,903
8,760
7,909
6,733

94,282
57,499
42,311
28,757
22,635

1915
1916
1917
1918
1919

53*550
59.784
73.930
93*1*1
106*167

16,712
17,097
19*851
22,434
23,390

11*329
12*160
13*815
17*242
20*871

25,509
30,527
40,264
53,465
61.906

1935
1936
1937
1938

55.492
56.305
59.733
67.694

22.141
19*413
19*656
19,296

5,980
5.777
5.725
6*128

27,371
31,115
34,352
42*270

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

73,849

30,778

1940
1941
1942
1943
1944

69,114
75,233
73*166
61,083
75,146

25,361
27*116
29,610
27,901
34*475

294
246
276
328
1*292

1.740
1.904
2*087
2,650
8.524

6,651
8,511
7,561
5,779
6,021

7.233
8.106
7.842
7,015
6.837

4,726
5*053
4,662
3,115
2,707

7*506
8,400

21,109
24,297
21,108
6,739
6*340

1945
1946
1947
1948
1949

99,455
120,354
143,707
171*720
189,100

57,403
54,467
61,979
77,672
94,136

1*381
1*663
492
865
792

8,978
13*636
7,719
7.558
4.774

6,410
9*613
12*947
14,125
13*771

8.056
13.070
16*530
22,440
22.049

3*089
6,265
9,174
11.073
11.482

8,872
14,891
28,651
35*026
39,307

5,266
6*744
4.215
3.809
4*583

1950
1951
1952
1953
1954

200,466
220,751
247,073
267,127
325,770

90,762
100,177
116,688
126,530
178,040

760
1*055
915
1.475
1,077

5,596
5*895
6.514
6.696
6.061

15,685
17.401
19,730
20.769
21*518

24,722
26*125
26.552
27.803
28,652

12,567
13.919
15.191
15*709
17,038

49*684
55,134
59,908
67*761
72*795

3*106
4,213
5.401
5*031
5,436

1955

332,718

164,734

854

7,635

23.515

32*995

20.019

33*029

5,993

20,764

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Mississippi

571

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

1,671
1*451
1*466
1.720

266
343
246
375

709
596
657
744

696
510
563
601

3*315
3*273
4,294
4,411

90
79
98
106

1*645
1,492
1,604
1,563

1*580
1,702
2*592
2*740

721
711
732
606

16,425
17.175
19,152
20*633

1900
1901
19Q2
1903
1904

2.243
2.523
3*169
3*907
4*442

843
942
1.395
1*711
1.946

774
863
954
1,161
1*306

626
718
820
1.035
1.188

6*021
4*961
6*963
9,485
10,206

151
131
194
259
265

2,038
1*840
2,239
2,667
3,205

3*632
2*990
4*530
6*539
6,736

845
891
1,038
1,244
1.649

25.790
31,017
35,937
46,260
57,027

1905
1906
1907
1908
1909

4*639
5.145
5.698
6*217
6.777

1,952
2,364
2.849
3*214
3*389

1,394
1,430
1,452
1,521
1,684

1.293
1.351
1.397
1*482
1.704

11*645
11,387
12,976
14,543
16*635

296
332
316
363
473

3,239
3,658
3,772
4,759
3*656

6*110
7*397
8*888
9,421
12,706

2,597
3,382
3,841
3,809
4,025

65,846
75,026
79,475
76,262
82,284

1910
1911
1912
1913
1914

7.041
8*201
9*169
9.583
10*665

3.332
3.190
3,068
3*107
3*487

1*694
2*225
2*185
2.703
3.470

2.015
2.786
3,91s,
3.773
3.708

13,293
22,537
18*136
16,817
19,603

123
306
249
348
315

2*245
4.524
3,920
4,055
3,660

10,925
17,707
13,967
12,414
15,828

4*234
4*346
4.648
4,619
5.115

84,914
99*473
96*769
99*880
95.104

1915
1916
1917
1918
1919

11*344
10*546
17*116
26*689
37.951

3,533
3*182
4,809
13*946
23.767

4.374
4,201
7,293
9,62-6
8*348

3.437
3*163
5*014
5.117
5*636

17*049
23.172
29.648
33,960
44.489

224
293
371
812
952

3*134
3*306
3*482
3,107
4*269

13*691
19.573
25.795
30.041
39*268

4,963
4*926
4,771
6.145
5,985

86*906
98*430
125*465
161*935
194*592

1920
1921
1922
1923
1924

35*334
32.023
28.392
36.262
33.588

16*855
12.119
10*165
14.088
8,737

12,163
15*020
13*242
15*296
17,836

6*316
4*884
4*985
6*878
7,015

41.123
31.298
39,077
39,125
37,465

859
622
1,009
1,277
1,300

4*913
3*977
4*000
3,522
4,216

35.351
26.699
34,068
34*326
31*949

7,771
10,179
9,279
11.092
12,691

255,819
217,360
201,197
227,774
231,775

1925
1926
1927
1928
1929

39*964
43,721
50,693
52,965
52,998

10*020
9,063
9,827
7,570
8,999

23,454
26*827
33,129
36,277
35,435

6,490
7,811
7,737
9*116
8,564

43,100
48,068
52,411
45,519
42,950

1*400
1*646
1,816
2,051
1*719

4.741
5*379
5*441
3,999
4,374

36,959
41,043
45,154
39*469
36,857

12,874
16,633
13.984
16*317
13,968

248,538
279,006
276,588
283.565
277,294

1930
1931
1932
1933
1934

49,906
43.206
41.448
38,330
51,988

7,725
5.469
7.544
7.435
13*134

33,637
30,963
27,004
24,613
32*021

8*544
6,774
6,900
6,262
6,833

40,165
33*729
25,344
29*339
38.233

1,904
1,161
644
877
909

4,926
4,535
3.731
4,341
3,743

33*335
28*033
20,769
24,121
33,581

14,671
11,321
10,896
9,443
8.919

264,431
191,377
157.687
138.311
152,927

1935
1936
1937
1938
1939

58,731
65,230
77,223
75,455
71.095

18*880
20,296
24*718
21*332
15*125

35*253
40*361
47.736
50*050
52,676

4*598
4*553
4,769
4,073
3,294

43,068
56,395
61,063
63,709
66,844

850
1,560
1,949
1,660
2*158

4,153
5,716
6,0!>5
6*166
6,405

38,085
49,119
53.059
55.863
58*281

8*855
8.227
8.334
6.299
7.866

166*166
186.157
206.353
215.157
219*654

1940
1941
1942
1943
1944

70*476
74*866
94*403
197*872
276*682

12,736
15,854
33*236
133,605
209*550

55*090
56*703
59*116
62,455
65,670

2,650
2,309
2,051
1,812
1,462

80,173
95,792
125*510
173,272
202,796

2,249
2,942
2,342
3,099
4,655

6,333
7,921
10,753
12.705
14,419

71,591
84,929
112,415
157,468
183,722

7,424
7,008
ft, 316
5,598
5,107

227.187
252*899
299.395
437,825
559,731

1945
1946
1947
1948
1949

363*299
454.179
421,603
414,581
402.350

285,517
358*552
314.511
299.930
285,486

76,177
68*850
99*671
107,778
lll.?24

1,605
6,777
7,421
6.873
5.540

219.645
216,289
195,506
189,724
182,028

6,409
6,809
7,507
8,886
7,735

13*698
14*273
16,507
19,996
20,985

199,538
195,207
171*492
160,842
153,308

4.934
5.265
5.637
5,893
6,748

687.333
796.087
766,453
781,918
780.226

1950
1951
1952
1953
1954

386.883
394.846
420,055
433,922
391.150

269,729
266,639
284,997
292,365
249,380

111,682
121,442
129,927
136*728
136*616

5*472
6.765
5.131
4*829
4,954

183*908
200.559
206.465
224,304
214,195

10, 7<1
10,685
10 . 92V
11,459
12*852

20*341
18,624
23,027
25*040
25,947

152.826
171.250
172.509
187,805
175,396

7,387
8,309
8.861
9,714
13.885

778.664
824.465
882.454
935.067
945,000

421*685

277,355

14,540

25,857

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

572

Mississippi

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
tune

9,169
10*084
12*193
13*231

251

1898
1899

201
346
398

7*497
8.527
10,474
11*130

1*421
1*356

1900
1901
1902
1903
1904

17.038
18*560
22*813
30.447
37.646

462
1,001
691
956
1.059

300
290

14*366
15.090
19*500
26*363
32*422

2*190
2*469
2.372
2*828
3*877

1905
1906
1907
1908
1909

40.977
46*000
49*626
46*602
53*411

955
1.061
1.253
998
1.746

180
190
600
663
200

34,660
38,268
39*989
36,661
42*156

4*982
6,441
7*784
8*060
9*309

1910
1911
1912
1913
1914

56*158
70.056
65,977
67,279
65.504

1.494
1,744
1*992
1.896
2*120

59
56
103
121
175

43*009
51*494
44*354
47*730
46*213

11*596
16*762
19*528
17.530
16*996

1915
1916
1917
1918
1919

58.841
71,156
97*869
124*389
156.032

2*497
3.813
6,133
5,465
7,254

166
158
150
987
506

37,925
45*352
57,425
80*341
104*570

16*253
21*833
34*161
37*596
43*702

1920
1921
1922
1923
1924

183,223
146.781
156.172
184.172
178*465

6,462
5*311
6*506
6*943
6*708

335
225
301
701
318

115*191
88*046
92*171
103*254
96*276

61*215
53*199
57,194
73*274
75*163

1925
1926
1927
1928
1929

197,722
222,294
227,321
224,683
221,901

7,087
7,605
9.107
8*630
8*718

366
447
292
438
713

105*106
118*924
117*287
112*851
111.876

85,163
95*318
100*635
102*764
100*594

1930
1931
1932
1933
1934

202,921
153,940
117,677
105*652
123.978

7.321
5*439
3*043
2*745
4*216

397
476
632
753
1*208

99.993
75.627
56.376
53.496
64,662

95*210
72*398
57*626
46*658
53*892

1935
1936
1937
1938
1939

139,670
160,917
180,381
187,776
191.788

4*920
6*929
7*581
7*536
9*298

936
2*054
990
867
1,607

73*968
92*777
109*107
115.827
113*745

60,046
59*157
62*703
63 i 546
67*136

1940
1941
1942
1943
1944

199,026
223*967
269*805
406*708
526*612

10,976
13,869
17*803
27*560
50*446

1*922
2*360
2.755
20.250
66.505

115*798
134*596
180*236
287.773
327.630

70*330
73*142
69*011
71*125
80*031

1945
1946
1947
1948
1949

650,863
754*830
722,048
733.813
728*744

54*058
55.098
47*439
43*802
39.247

63.773
45,379
7,055
8*381
6*786

430.331
530.845
534.930
547.626
547.779

102*701
123*508
132*624
134*004
134*930

1950
1951
1952
1953
1954

723,463
764,476
818.359
864*824
867.336

41,276
44,485
49*083
52*900
48*931

10,252
11*303
12*883
10*659
16*252

538*272
577,322
620*061
660*183
643*405

133,663
131,366
136*332
141,062
158*748

1696

1897

907,274

250

17.213

1*371
1*703

171,522

Mississippi

573

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

baT1
^^
notes

Borrowings

O**
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1697
1898
1899

1*630
1.136
777
798

212
209
216
277

3
3
8
13

4*274
4*437
4*555
4.734

1*137
1*306
1*403
1*580

16*425
17*175
19*152
20*633

85
93
96
104

1900
1901
1902
1903
1904

ItOll
3.329
2*463
2*791
3*481

569
856
973
1.260
1*398

6
49
1
122

5.260
6*021
6.930
8.741
10.419

1*906
2.251
2.709
3*040
3*959

25.790
31.017
35,937
46.260
57,027

113
131
146
173
206

1905
1906
1907
1908
1909

5*665
6*548
5.432
4*408
2*928

1726
2*140
2.242
2*680
3*050

91
104
152
157
211

12*337
14.278
15.247
15.877
15*947

5*050
5t958
6.776
6*538
6.737

65,846
75.028
79*475
76,262
82*264

254
293
306
317
324

1910
1911
1912
1913
1914

5.501
2*485
3*932
5.786
3.945

3*086
2.980
2*958
3.066
3.265

83
111
89
184
787

16*204
16*638
16*384
16.092
14.673

3.882
7201
7*429
7.473
6.930

S4t914
99.473
96*769
99*860
95,104

333
345
337
339
319

1915
1916
1917
1918
1919

3.607
3.037
2.448
9*502
7.180

3.323
2.947
2.798
2.760
2.670

579
753
1.153
2*718
4.183

13.710
13*458
13*584
13.739
14.062

6*846
7i079
7*613
8.827
10.465

66*906
98.430
125.465
161.935
194.592

292
266
296
299
304

1920
1921
1922
1923
1924

32.721
31.007
9.108
7.095
16*114

2*684
2*907
2*960
2.790
2*895

5*537
5.871
4.368
4*835
5.431

17.006
17.442
17.000
17.113
17*160

14*646
13*352
11.589
11.769
11.710

255*819
217*360
201*197
227.774
231.775

332
333
329
334
335

1925
1926
1927
1928
1929

12.566
14.369
7.321
17.143
15*858

2.920
2.991
2*930
2*940
3*006

6.143
8.864
8*631
8*181
6.140

17.130
17.375
17,006
16*943
16.473

12*057
13*113
13*379
13*675
13.916

248,538
279.006
276.568
283*565
277.294

337
337
326
322
312

1930
1931
1932
1933
1934

22.524
6.577
10.826
7.719
1.720

2.990
1.956
2*023
2*199
2.331

6*004
3*607
4*060
4*463
1.704

16*154
13.605
12.511
10*796
17*141

13.838
11.692
10*590
7.462
6*053

264.431
191*377
157,687
138,311
152.927

293
247
226
212
213

1935
1936
1937
1938
1939

88
85
188
375
139

1.057
859
595
826
724

17.688
17.421
17.141
16*683
16*292

6.008
6*875
8*048
9.297
10.711

166,166
186,157
206,353
215*157
219*654

209
206
207
206
205

1940
1941
1942
1943
1944

95
55
80

591
557
610
507
537

15.641
15*320
15.231
15.327
15*369

11*834
13*000
13.669
15.283
17*213

227.187
252*899
299,395
437,825
559,731

206
207
206
202
200

1.455

1945
1946
1947
1948
1949

25
130
515
250

617
1*165
1*022
1*177
1.392

15*851
16*009
15*715
15*817
16*255

20.002
24*058
27.538
30*596
33*585

687,333
796*087
766,453
781.916
780.226

202
203
205
206
203

1950
1951
1952
1953
1954

180
250
350
514
305

1*689
2*326
2*206
2,308
5*555

16*225
16*676
17.313
18*361
19*206

37.107
40.737
44*226
49*060
52.598

778.664
824.465
882*454
935*067
945 ,000

201
201
202
199
198

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

985.916

574

Mississippi

National BunksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
All

Collateral

2*269
2*427
2*530
2*825

145
177

1900
1901
1902
1903
1904

3*455
4*262
5*205
7*336
9*590

174
216
266
361
457

2*612

6.521

1905
1906
1907
1908
1909

10*126
11*132
11.590
10*472
10*900

537
640
660
596
655

3*068
3.657
3.767
3.413

6*521
6.635
7*163
6*461

3*729

6.516

1910
1911
1912
1913
1914

11.750
11*255
11563
13*243
14*437

806
724
728
768
967

4.191

6.753
7.066
7.438

1915
1916
1917
191B
1919

14*714
15*606
16*068
20*866
23*625

1*100
1.149
1*144
1*113
939

Collateral

All
other

1.236
1.266
1.737

2.267
2*813
3*404
4*916

994
1.233

1*533
2.061

3.445
3*397
4.134

8.341

4.473

6*997

5*076
5*224

8*538
9*233
11.673
13*282
13*764

6*473
8*902

Real
estate

1*298

826
1.012
1.057
926

5.271

Total

Other

1896
1697
1696
1699

165
162

Year

1921
1922
1923
1924

32*545
32.244
32*278
36*025
43.436

1.268
2.120
2.855
2*874
5.024

11*905
11*750
11*918
12*962
15*615

19*372
11*374
17*505
20*169
22*799

1925
1926
1927
1928
1929

46.437
52*754
51*237
56*416
56*378

5*794
6.569
7.122
7*803
9.660

16*620
18*539
19*058
21*317
9*366

24*023
27*646
25*057
27.298
37*352

1930
1931
1932
1933
1934

55.247
35.353
27.394
21*233
18*791

10.592
6.103
8*570
7.066
6*516

7711
5.194
3*763
4*272
3*689

36*944
22*056
15.061
9*893
8*566

1935
1936
1937
1938

18.465
16*999
19*245
21*039

6.074
5.681
5*891
5*871

3*491
3.367
3.289
3.684

8*920
9*731
10*065
11*484

1920

Loans1
Year

Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

1939

21.449

8.370

74

1940
1941
1942
1943
1944

20.890
23.277
22*159
14.735
17*618

7.769
9*316
8.925
5.295
6*455

172
104
135
94
352

1945
1946
1947
1948
1949

19.461
27*548
36.239
45*551
46.143

9*074
9*503
15.862
21*239
21*710

290
118
130
310
266

1950
1951
1952
1953
1954

52.459
59.314
64.031
69.602
82.960

23.001
27.189
29.452
32*134
43.640

1955

66.359

40.885

Real estate
On
farm land

To
others

593
609
534
723

Other

Other
loans
to
individuals

All
other

1*622

2.144

1.695

7.072

.493

2*424
2*722
2*484
2*267

1*696
1*869
1*902

6.741

>364
.351
016

1*172

1*844

7.293
6*826
2*324
2*372

2*914

*030

1*617

1*047

1*631

1.998

892

3.667
1*590
1*722

1*090
1*822
2.702
2*981

2*046
3*793
8*635
10*625
12*442

2.086
3.834
1*256

643

*479
*560
879
*594

2*005
3*132
4.504
5*824
6*367

128
318
286
255
178

771
731
754
721
757

J219
;!*292
.569

7*350
7*017
6*832

3*339
3*595
4*696

6.911

4.917

7*133

5.036

15.443
17*504
18*236
21.977
22.352

1*328
1*944
2*664
1*639
2*570

244

1*000

,?691

8*763

5.893

25.742

2*593

1
Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
' property

.733
.862

3*181

919
2.176

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Mississippi

575

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Cash items
in process
of collection

Currency
and
coin

31
18
18
30

326
375
326
353

497
352
631
758

1*410
2*132
1*737

1896
1897
1698
1899

643
644
686
833

250
246
244
324

203
206
229
263

190
192
213
246

1*141

1900
1901
1902
1903
1904

1*304
1407
1*963
2*434
3*009

776
677

1*330
1*646
1*681

272
274
327
407
583

254
256
306
381
545

1.660
1.363
2.177
3*158
2*716

46
45
79
107
85

429
492
686
919
894

1905
1906
1907
1908
1909

2)955
3*343
3*833
4*342
4*640

1.887
2*299
2*784
3*149
3*319

552
540
542
617
667

516
504
507
576
654

3*276
2*624
3*421
3*445
4*620

95
122
87
97
174

915
641
962

1*076
1*221

2*266
1*661
2*372
2*270
3.225

1910
1911
1912
1913
1914

4*615
4680
5*093
5*244
6*001

3*202
3*060
3*055
3*092
3*486

773
937
926

640
863

1*112
1*083
1.186

70
84
94

1.069
1*329

3*810
5*606
4.719
4.787
6*086

1*108
1*168
1*061
1.179
1.422

1915
1916
1917
1918
1919

6*644
6*074
7*622
11*759
13*964

3*533
3*182
3.537
7*174
9*206

1*874
1*701
2*426
3*023
2*441

1*237
1*191
1*659
1*562
2*337

4*821
7*121
7*733
7.828
10.658

102
137
153
481
438

1*235
1*281
1.169

1920
1921
1922
1923
1924

11*764
12*283
10*601
12*955
14*864

6*631
5.995
5*366
6*579
5*104

3*021
4*563
3*303
3*369
5*658

2*112
1.725
1*932
3*007
4*102

9*120
7.153
9.335
9.522
11.533

399
296
583
542
706

1*250
1*004
1*037

1925
1926
1927
1928
1929

17*979
19.237
21)487
20*300
19*652

6*123
6.063
6.911
4.889
5.617

7*736
7*960
9*014
8*962
8*348

4*120
5*214
5*562
6.449
5.687

13.581
14*691
17.277
15.035
14*439

796

1*004
1*266
1*258
1*010

1930
1931
1932
1933
1934

19.119
15.725
15*996
16*325
21.374

4.444
3.105
4*575
4.970
8.168

8*937
8*584
7*107
7.457
9.644

5*738
4.036
4*314
3*898
3*562

13*883
11370
6*643
10.087
14*022

1*215

1935
1936
1937
1936
1939

23*769
25*232
27*616
26*322
24*030

11*364
10.359
10*375
8*973
5*743

9*716
12*098
14.236
14.709
16.212

2*689
2.775
3.005
2*640
2*075

16*207
18*252
21*831
25*242
25*313

1.179

1940
1941
19*2
1943
1944

23*341
24*446
32*118
71.984
93.377

5*069
6.815
13.669
55*211
78*744

16*713
16*416
17*462
15*901
13*990

1.559
H215

30*670
34.690
42*624
51*562
62*026

1945
1946
1947
1948
1949

118.877
143.434
124*178
116*327
108*246

104.022
122.677
100.108
86.729
77.714

14*307
18*475
21*628
27.410
28.836

2*262
2*442
2*186
1*696

1950
1951
1952
1953
1954

106*930
106*040
110*194
110*726
105*966

75*933
72*714
77.980
77.866
72*454

29.071
31.654
31*075
31*726
32*515

1*926
1*672
1*139
1*134

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
assets

Total
assets

177
165
174
174

3*943
3*981
4*367
4*973

190
188
242
333
445

6*609
7*220
9.587
13*263
15*760

607
818
978

1*167
1*150

16*964
17*917
19*822
19*426
21*310

2*632
4.554
3.564
3*490
4*591

1*069
1*065
1*207
1*317
1*466

21*264
23*006
22*562
24*591
27.990

3*484
5*703
6*411
6*492
9*057

1*605
1*613
1*761
1.817
1*772

27.784
30*414
35*204
42*272
50*039

1.127

7*471
5.853
7.715
8.170
9.700

1*650
1.993
2.056
2*139
2*554

55.279
53*673
54.270
60*641
72.369

1*305
1.477
1.596
1.043
1.262

11*460
12.210
14*413
12*734
12*167

2*805
2*860
3*188
3*462
4.091

60*602
89.542
93.189
95.215
94.560

1.607
1*507
1.178
1*546
1*192

11*061
9*269
6*928
7.952
12*333

4.101
3.087
2*952
2*874
3*054

92.350
65.535
54*985
50*519
57*241

415
871
796
901

1*362
1.806
1.916
2*038
2*060

14*430
15*575
19.119
22.303
22.074

3*088
3*136
2*947
2*827
2*930

61*549
65.619
71.639
75*430
73,722

1*647
1*314
1*801
1*696

951

2*053
2.736
3*406
3*530
3*563

27*666
30.307
37.904
46*231
56*769

2*802
2*586
2.301
1.981
1.640

77.703
84,999
99*202
140.262
174*663

61*040
57*777
59*043
57*781
55.602

2*564
2*998
3*719
4.185
3.326

3*212
3*225
3*545
4*467
4.580

55*264
51*554
51*779
49.129
47.696

1*518
1*565
1*641
1*706
1.954

200*916
230.324
221*101
221*365
213*945

997

56.034
60.323
61*206
68*735
67*223

5.227
4.591
4.360
4*255
4*982

4.340
4*061
5.378
5858
5.605

46*467
51*671
51*466
58*622
56.636

2.294
2*366
2*454
2.327
3.260

217.717
228.043
237.685
251*890
259.449

2*347

68*181

55.679

3*503

280*066

987
872
643
548

854
745
977

lie

73

574
537
589
497

855

1*163

810

1*185
826

576

Mississippi

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

t*<JJMZl Jt

l^LtUf JLbA M. I.KjJt

/UlfS

11 VJlUUKLiM,

J.OP

[Figures as of June 30 or nearest available date; partly estimated

Amounts in thousands of dollars]

Deposits

Year
Interbank

Total

1896
1897
1898
1899

2.249
2.263
2*664
3*130

65
53
99
145

1900
1901
1902
1903
1904

4*248
4*095
6*135
8*604
9*585

238
223
327
359
433

1905
1906
1907
1908
1909

9*728
9*939
11*587
10*555
12*488

1910
1911
1912
1913
1914

U.S.
Government

Other
demand
2.015
2*052
2*384

Other
time

2*795

149
158
181
190

250
300
290

3.796
3*584
5*221
7*562
8*430

214
288
337
363
432

360
465
675
385
928

180
190
600
663
200

8*653
8*655
9*372
8*366
9.745

535
629
940
1*141
1*615

12*112
14*328
13*840
15*196
18.116

837
1*060
961
967
1.393

59
58
103
121
175

8*606
9*681
9*185
9*966
13*586

2.610
3*329
3*591
4*142
2*962

1915
1916
1917
1918
1919

16*980
20*512
25.016
31.016
37.253

1*431
2*161
2*660
2*671
3.381

166
156
150
871
433

11*629
13*732
16*369
21094
25*935

3*754
4,461
5,837
6*380
7*504

1920
1921
1922
1923
1924

40*108
36.783
40.765
46*890
54*886

2.985
2.480
3*615
3*666
3.576

245
225
301
701
318

27*841
23*612
26*175
28*943
30*013

9*037
10,466
10,674
13*580
20.979

1925
1926
1927
1926
1929

64.170
72*085
76*708
74*812
74.479

3*624
3.790
4.817
4*487
4*452

366
447
292
438
713

33*122
36*886
36*661
36*092
36*033

27*056
30,962
34*938
33*795
33*281

1930
1931
1932
1933
1934

70.783
53.290
42.212
39.099
46.579

3.316
2.024
1.329
1.549
2.614

397
476
612
753
1*062

33*816
23,649
18*268
16.361
21*546

33*254
27.141
22,003
20,436
21.357

1935
1936
1937
1938
1939

52.363
57.600
63*637
67,191
65*163

2*885
3*660
3*807
3.947
4,273

727
1*548
821
729
1244

25*187
29*514
35,464
39,216
35,627

23*564
22*878
23*545
23*299
24.019

1940
1941
1942
1943
1944

69*210
76.349
90*364
131*309
165*640

5*047
6.278
6*016
11.992
21*690

1*574
1*629
1*607
11*540
30*613

37*663
42*762
56*433
83*804
86,657

24*926
25*680
24*106
23.973
26.680

1945
1946
1947
1948
1949

190*960
219*333
209*486
209*069
200*898

22*274
22.985
19.768
18.112
13*330

26*667
17*746
3*673
3*964
3*106

107*435
136*390
140*335
140,416
138*109

34*584
42*212
45510
46*575
46*353

1950
1951
1952
1953
1954

203.777
213.072
221*935
233.699
240.433

14,578
15*049
15*927
17.532
17*536

4.919
5*042
5,877
5*025
5.619

137*929
147.739
153.990
164.115
166*707

46*351
45,242
46*141
47*227
50,571

1955

18*526

Mississippi

577

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

^h
^^

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

- ., .
^P**

Total
liabilities
and capital
accounts

NihNumber
^
vuu

1896
1897
1898
1899

131
148
85
25

212
209
216
277

3
3
8
13

855
855
855
951

493
503
539
577

3.943
3,981
4.367
4.973

10
10
10
12

1900
1901
1902
1903
1904

87
372
116
205
584

569
856
973
1.260
1*396

6
49
1
122

980
1,130
1,461
2,185
2,748

719
767
853
1.008
1*323

6.609
7,220
9,587
13,263
15*760

12
14
17
20
23

1905
1906
1907
1908
1909

955
1.225
794
732
371

1.726
2.140
2*242
2*680
3050

91
104
152
157
137

3,020
2.885
3.225
3,380
3*460

1,444
1.624
1.622
1,922
1.804

16*964
17*917
19.622
19,426
21*310

26
24
26
29
31

1910
1911
1912
1913
1914

556
135
218
473
164

3*086
2*980
2*958
3.066
3,265

76
96
89
183
258

3*480
3*335
3.255
3*385
3,735

1,954
2,132
2*222
2,288
2,452

21*264
23,006
22,582
24*591
27,990

32
31
31
33
37

1915
1916
1917
1916
1919

731
159
358
1,251
2*508

3.323
2*947
2,798
2*760
2,670

176
204
573
664
709

3,875
3,875
3.825
3,800
3,800

2.699
2.717
2,634
2.781
3.099

27,784
30,414
35,204
42,272
50.039

35
35
34
33
33

1920
1921
1922
1923
1924

4,362
5,949
2.097
2.455
5.477

2*684
2,907
2.960
2.790
2.895

875
447
331
351
183

3,800
4,075
4,535
4*635
5.035

3*430
3.512
3,562
3.520
3.913

55,279
53,673
54.270
60.641
72.389

30
31
32
31
35

1925
1926
1927
1928
1929

4*017
4*330
2*773
6*331
6,122

2*920
2.991
2.930
2,940
3*006

456
363
593
545
496

5.285
5.410
5*485
5,560
5,425

3.954
4,363
4,700
5.027
5*032

80*802
89,542
93*189
95,215
94.560

36
37
36
36
35

7,336
1.290
2.817
2.414
1.177

2,990
1.956
2*023
2*199
2.331

603
591
323
191
147

5,470
4.535
4*060
3*935
4.760

5,168
3.873
3*550
2.681
2.247

92.350
65*535
54*985
50.519
57,241

35
26
26
23
25

1*455

262
321
182
172
217

5,480
5.473
5.195
5.073
4.893

1,969
2.225
2.625
2*994
3,449

61*549
65.619
71.639
75*430
73.722

25
25
25
25
24

1940
1941
1942
1943
1944

179
157
196
185
224

4.571
4*466
4.361
4.242
3.930

3.743
4.007
4,281
4.526
4.869

77.703
84*999
99.202
140.262
174,663

24
24
24
23
22

1945
1946
1947
1948
1949

264
327
383
393
476

4,419
4,569
4,424
4,446
4*508

5*273
6,095
6,806
7,455
8,063

200*916
230,324
221,101
221*365
213*945

23
24
24
25
24

1950
1951
1952
1953
1954

660
730
700
853
897

4,508
4*583
4,705
5,127
5.353

8.772
9,658
10,545
12.011
12.766

217.717
228,043
237.885
251.890
259.449

24
24
24
24
25

1.119

5.678

14,002

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

578

Mississippi

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands o! dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

8*449
9.313
10*130
10*671

2*814
3.101
3.383
3.685

1*758
1*938
2.107
2.261

3.877
4.274
4*640
4*925

1900
1901
1902
1903
1904

13*226
18*360
19*562
24*306
31*140

4.232
5*349
5.321
6*149
8*408

2.751
3*823
4.069
5.056
6.477

6.243
9.208
10*172
13*101
16.255

1920
1921
1922

1923
1924

139.046
111*616
92,171
105.270
104.393

36*013
32*145
28.757
32.634
33*823

19.745
15.403
12*351
13.685
13*154

83*288
64.068
51.063
58*951
57*416

1905
1906
1,907
1908
1909

36*839
43>982
45*370
41,221
43.747

9.983
12.315
13.430
12.449
14.727

7.662
9*148
9.437
8.574
9*112

19.194
22.519
22.503
20.198
19*908

1925
1926
1927
1928
1929

106,163
117.830
108,263
112.346
111.000

35*246
40*298
37,567
37*411
36.186

12.952
13*904
12.342
12.358
11,766

57.965
63*626
58.354
62.577
63*048

1910
1911
1912
1913
1914

48.596
53*134
53*253
55*618
45.084

16.717
18.278
16*670
17.991
13.570

10.886
11.902
12*781
7.235
5*546

20.993
22.954
21.802
30*392
25*968

1930
1931
1932
1933
1934

104*442
67,768
52*605
39*966
34.996

36.346
25.616
20*358
17.465
17.903

10,758
6,709
4,997
3,637
3*044

57.338
35,443
27250
18,864
14*049

1915
1916
1917
1918
1919

38*836
44.178
55*842
72.273
82*542

15.612
15.948
18.707
21*321
22*451

6*253
6.936
8*544
10.769
11.969

16.971
21.294
28.591
40*163
48.122

1935
1936
1937
1938

37.007
37.306
40*488
46*655

16.067
13.532
13.765
13.425

2*489
2*390
2*436
2*444

18,451
21,384
24*287
30*786

Loans '
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

22*406

1939

On
residential
property

Other
Other

to
individuals

4.372

All
other

13*692

1940
1941
1942
1943
1944

48*224
51*956
51*007
46*348
57,528

17.592
17*800
20.665
22.606
28*020

122
142
141
234
940

1.147
1.295
1*553
1*927
5*610

7.158
7.147
6.210
4*763
4*991

4.809
5.384
5.358
4.746
5,070

3.028
3*184
2*780
1*943
1*660

5.662
6,769

14.368
17*004
14*280
4.465
4,468

1945
1946
1947
1948
1949

79.974
92*806
107.468
126*169
140.957

48.329
44.964
46.117
56.433
72*426

1.091
1.550

6*980
9,769
6.129
5*836
3,931

5.518
8.134
11*387
12.246
12*177

6.051
9,938
14.026
16*616
15*682

1*999
4.443
6*472
8.092
8*301

6.626
11.098
20*016
24.201
26*865

3*180
2,910
2.959
2*890
2*412

1950
1951
1952
1953
1954

146*027
161*437
183*042
197.525
242.790

67.761
72.968
87.236
94.396
134.400

632
737
629
899

4*625
5,164
5.760
6.175
5*304

13*952
15,539
17*511
18.477
18.949

17.372
19*108
19.720
20.892
21*719

9*228
10.324
10.495
10.792
12.002

34.241
37,630
41,670
45,784
50*443

1.778
2*269
2*737
3.392
2.866

1955

246.359

123.849

610

6.635

20*824

24*232

14.126

57,287

3*400

362
575
526

1.220

' Beginning June 30, 194#, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Tola! loans
continue to be shown net.

Mississippi

579

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

1896
1897
1898
1899

1.028
807
780
887

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

16
97
2
51

506
392
428
481

506
318
350
355

2*461
2*528
3.317
3*270

59
61
60
78

1*319
1.117
1.276
1*210

1.083
1.350
1*961
1*962

544
546
558
632

12*482
13*194
14*705
15*660

655
703
796
911

1900
1901
1902
1903
1904

1*116
1206
1*473
1*433

65
65
65
65
65

502
589
627
754
725

372
462
514
654
643

4.361
3.598
4.786
6.327
7.490

105
86
115
152
180

1.609
1.346
1.551
1*768
2*311

2*647
2*164
3*120
4*407
4.999

1*204

19*181
23*797
26*350
33.017
41.267

1905
1906
1907
1908
1909

I f 684
1*802
1*865
1*875
2*137

65
65
65
65
70

842
890
910
904

777
847
890
906

201
210
229
266
299

2*324
2*817
2*810
3*681
2*435

5*844
5*736
6*516
7.151
9.461

1*990
2*564
2*863
2*642
2*875

48.882
57*111
59*653
56*836
60*974

1910
1911
1912
1913
1914

2.426
3.321
4*076
4*339
4t664

130
110
13
15
1

1915
1916
1917
1918
1919

4*700
4*472
9*494
16*930
23*967

1920
1921
1922
1923
1924

939

1*017

1*050

8*369
8*763
9*555
11*096
12.215

921

1*288
1*259
1*634
2*141

1*375
1*923
2*604
2*690
2.522

9.483
16.731
13.417
12*030
13.717

53
222
155
230
242

1.137
3.356
2.859
2*876
2*236

8.293
13.153
10*403
8.924
11.237

3.145
3*281
3*441
3.302
3*649

63.650
76*467
74.187
75.289
67.114

1.272
6*772
14.561

2*500
2*500
4*867
6*603
5*907

2*200
1*972
3*355
3*555
3.499

12*228
16.051
21*915
26.132
33.631

122
156
218
331
514

1*899
2*025
2*313
2*252
3.106

10*207
13.870
19.384
23*549
30.211

3*358
3*315
3*010
4*328
4*213

59.122
66*016
90*261
119*663
144*553

23*570
19.740
17.791
23*307
18*724

10*224
6*124
4*799
7*509
3.633

9*142
10.457
9.939
11*927
12*176

4*204
3.159
3.053
3.871
2.913

32*003
24.145
29,742
29*603
25*932

460
326
426
735
594

3.663
2,973
2*963
2.712
3.089

27,880
20*846
26*353
26,156
22*249

5*921
8*186
7,223
6.953
10.337

200*540
163*687
146*927
167.133
159*386

1925
1926
1927
1928
1929

21.985
24.484
29.206
32*665
33*346

3.897
3.020
2.916
2*681
3*382

15.718
18*667
24.115
27*315
27*087

2*370
2*597
2.175
2*669
2*877

29.519
33.377
35*134
30*484
26*511

604
642
550
793
709

3*436
3.902
3*843
2*956
3*112

25*479
28*833
30,741
26,735
24,690

10*069
13.773
10.796
12.855
9.877

167.736
169*464
183.399
188.350
182*734

1930
1931
1932
1933
1934

30*787
27,481
25*452
22*005
30*614

3.261
2*364
2*969
2*465
4*966

24.700
22*379
19*897
17*156
22.377

2.806
2.736
2.566
2.384
3*271

26,262
22*359
16,701
19,252
24.211

689
587
307
288
412

3*319
3*028
2.553
2,795
2,551

22,274
18,744
13,841
16*169
21*248

10.570
8.234
7*944
6*569
5.865

172*081
125.842
102*702
87.792
95*666

1935
1936
1937
1938
1939

34*962
39*998
49.607
49.133
47.065

7*516
9*937
14.343
12.359
9*382

25.537
28*283
33.500
35*341
36.464

1*909
1.778
1.764
1*433
1*219

26*881
38.143
39.232
38*467
41.531

435
689

1.153

2.791
3.910
4.139
4,126
4.345

23.655
33*544
33*940
33.560
36,207

5.767
5.091
5*367
5.472
4,936

104*617
120*538
134*714
139*727
145*932

1940
1941
1942
1943
1944

47*135
50.420
62*285
125*888
183*305

7.667
9*039
19*567
78*394
130.806

38.377
40*287
41*654
46*554
51*680

1.091
1.094
1.064
940
819

49,503
61*102
82*886
121*710
140*768

1.298
1.295
1*028
1.298
2*959

4.260
5,185
7,347
9,175 '
10*656

43,925
54,622
74*511
111*237
126*953

4*622
4.422
4.015
3.617
3*467

149*484
167*900
200*193
297.563
365.068

1945
1946
1947
1948
1949

244*422
310*745
297.425
298*254
294*104

181*495
235*875
214,403
213.201
207*772

61*870
70.375
78.043
80*366
82.488

1.057
4.495
4*979
4.685
3*844

158*605
158*512
136*463
131*943
126.426

3.845
3.611
3.788
4.701
4.409

10*486
11*048
12*962
15,529
16*405

144.274
143*653
119,713
111.713
105*612

3.416
3*700
3*996
4.187
4.794

486*417
565.763
545,352
560*553
566*281

1950
1951
1952
1953
1954

279.953
288*606
309.661
323*196
285.164

193*796
193.925
207*017
214*499
176*926

82*611
89*786
98*852
105.002
104*301

3.546
5.093
3.992
3*695
3.957

127,874
140.236
145,259
155,569
146,972

5*514
6*094
6*569
7*204
7*870

16,001
14.563
17.649
19*182
20. 342

106,359
119,579
121,041
129.183
118,760

5.093
5.943
6.407
6.887
10*605

560*947
596.422
644*569
683.177
685*551

1955

299*660

191*938

103*505

4*217

152*064

8*461

19.634

123,969

7.765

705.648

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

779
979

580

Mississippi

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total
1896
1897
1896

Inter t*1*

Other
Government

demand
5*462

Other
tone

6*920
7*821
9*529
10*101

166
148
249
253

6*475
8.090
6*335

1,272
1,198
1*190
1,513

12,790
14*465
16*676
21*843
26*063

224
778
364
597
626

10*590
11*506
14*279
18.801
23.992

1*976
2,181
2,035
2*445
3,445

31*249
36*061
38.039
36*047
40*923

595
616
578
613
816

26,207
29*633
30,617
28*495
32*411

4,447
5*612
6*344
6*939
7,694

44*046
55.730
52*137
52.083
47.388

657
684
1.031
931
727

34,403
41,613
35,169
37*764
32,627

8*986
13,433
15*937
13*388
14*034

41*861
50.644
72*853
93*373
118*779

1.066
1.652
3.473
2.794
3.873

26,296
31,620
41,056
59,247
78,635

14*499
17*372
28,324
31,216
36,196

143*115
109.998
115*407
137.282
123.579

3*497
2*831
2*891
3.277
3*132

87.350
64.434
65.996
74.311
66.263

52,178
42*733
46*520
59*694
54*164

133*552
150.209
150*613
149.871
147.422

3*463
3.615
4*290
4*143
4*266

71.984
82.038
80,626
76,759
75,843

58,105
64*356
65*697
68*969
67,313

132*138
100.650
75.465
66*553
77.399

4*005
3.415
1*714
1.196
1*602

146

66,177
51,978
36,106
37,135
43*116

61*956
45*257
35*623
28f222
32*535

87.507
103.317
116.744
120*585
126*625

2*035
3*269
3*774
3.589
5*025

209
506
169
136
363

48*761
63*263
73,643
76*611
78*118

36*482
36*279
39*158
40.247
43,119

129.816
147.618
179.441
275.399
360.972

5.929
7.591
9*787
15*568
28.756

344
731
948
8*710
37*892

78*135
91,834
123*803
203.969
240,973

45*404
47*462
44*903
47*152
53,351

459.903
535.497
512.562
524,744
527.646

31.784
32*113
27.671
25.690
25.917

37*106
27.633
3*162
4.417
3*682

322.896
394*455
394.595
407.208
409*670

68*117
81*296
87*114
87*429
88*577

1954

519.666
551.404
596.424
630.925
626.903

26.698
29*436
33*156
35*368
31*395

5*333
6*261
7*006
5*634
10*633

400*343
429*583
466*071
496,068
476*698

67*312
86*124
90*191
93*855
108*177

1955

646,005

465*064

117*718

1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1916
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1946
1949
1950
1951
1952
1953

116
73
90

20

Mississippi

581

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Nat
ba
no"**
LCS

Borrowings

Stf*1

liSL

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

644
803

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

1*499
988
692
773

3*419
3*582
3.700
3.783

864
1*003

12*482
13*194
14,785
15*660

75
83
86
92

1900
1901
1902
1903
1904

924
2.957
23*7
2.586
2.897

4*280
4*891
5*469
6*556
7*671

1.187
1*484
1.856
2*032
2.636

19*161
23*797
26*350
33,017
41.267

101
117
129
153
183

1905
1906
1907
1908
1909

4.710
5.323
4*638
3.676
2.557

9*317
11*393
12.022
12.497
12.487

3*606
4*334
4*954
4*616
4*933

48*882
57,111
59*653
56*636
60*974

226
269
280
266
293

1910
1911
1912
1913
1914

4i945
2.350
3*714
5.313
3.781

1
529

12*724
13*303
13.129
12.707
10.938

1*928
5*069
5,207
5,185
4*478

63*650
76*467
74,187
75*289
67*114

301
314
306
306
282

1915
1916
1917
1918
1919

2.876
2.678
2.090
8.251
4.672

403
549
580
2.054
3*474

9.835
9*583
9.759
9*939
10.262

4,147
4,362
4,979
6.046
7,366

59*122
68*016
90*261
119*663
144.553

25^7
253
262
266
271

1920
1921
1922
1923
1924

28.339
25*058
7.011
4.640
10.637

4.662
5*424
4.037
4.484
5*246

13*206
13.367
12.465
12.476
12*125

11*218
9*840
8.007
8.249
7,797

200,540
163*687
146*927
167*133
159*386

302
302
297
303
300

1925
1926
1927
1928
1929

8.549
10.039
4.548
10*812
9.736

5.687
8*501
8*038
7.636
5*644

11.845
11*965
11*521
11*383
11*048

6.103
8.750
8*679
8*648
8,884

167*736
189*464
183*399
186*350
182.734

301
300
290
286
277

1930
1931
1932
1933
1934

15.188
5,287
8.009
5.305
543

5*401
3*016
3.737
4.272
1.557

10*684
9.070
8.451
6*861
12.381

8,670
7,819
7*040
4,801
3*806

172.081
125*842
102.702
87*792
95.686

256
219
200
189
188

1935
1936
1937
1938
1939

88
85
188
375
139

795
538
413
654
507

12*208
11.948
11.946
11*810
11*399

4*019
4*650
5*423
6*303
7,262

104*617
120*538
134,714
139.727
145*932

184
161
182
181
181

1940
1941
1942
1943
1944

95
55
80

412
400
4X4
322
313

11*070
10*834
10*870
11*085
11*439

8*091
8,993
9,386
10*757
12,344

149 .484
167,900
200*193
297*563
365*068

182
183
182
179
178

74
7
15
*

1945
1946
1947
1948
1949

25
130
515
250

353
838
639
784
916

11.432
11*440
11.291
11*369
11*747

14,729
17,963
20*730
23,141
25,522

486.417
565,763
545.352
560,553
566*281

179
179
181
181
179

1950
1951
1952
1953
1954

180
250
350
514
305

1*029
1*596
1*506
1*455
4*658

11*717
12.093
12.606
13*234
13*853

28,335
31*079
33,681
37*049
39,832

560*947
596,422
644*569
683*177
685*551

177
177
178
175
173

41*546

705*846

170

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*712

MISSOURI

Revised data for assets and liabilities and


number of all banks in Missouri, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.

States Summary. Compilation of figures for


State commercial banks presented a number
of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.

The primary sources of statistics for State


commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures for noninsured banks published in reports of the State banking department or in bankers' directories. Data for this
period are discussed separately because of
the substantially better coverage and more
consistent reporting beginning in 1934.

The figures for national banks in Missouri


were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United

Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,


cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings hanks in Missouri, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies/' or "private banks and bankers" (unincorporated banks).

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582

Missouri

583

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

Loan and trust companies were underreported to the 1 Comptroller in 1896 and were
not reported at all for 1897-1901. Therefore,
the number of banks as reported to the Comptroller in these years was increased as follows,
on the basis of a count of individual banks
listed in bankers7 directories:
Year
1896..
1897.,
1898.,
1899.,
1900.
1901.

Number
..
..
..
..
..
..

4
11
12
9
12
15

Capital accounts for these banks were


taken from the bankers' directories. Estimates
of aggregate and of principal assets and liabilities for 1896 were made by assuming that
the ratios of capital accounts to asset and
liability items were the same for the four
unreported banks as for the eight reporting
loan and trust companies. Estimates for 18971901 were derived from averages of such ratios
computed from reported data for 1896 and
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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1902. The breakdowns of principal assets and


liabilities were computed in the same way
except in the following instances: estimates
of State and political subdivision securities
for this period were based on the ratio computed for 1896 only, since this item was not
reported in 1902; estimates for time deposits
for 1896-1901 were based on the ratio computed for 1902.
One trust company and its balance-sheet
data were deducted from the series beginning
with 1932, when it sold its banking business
to another bank and discontinued general
fiduciary business, though it remained in
existence for some years.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
not reported to the Comptroller regularly
until 1934. For the years in which the breakdown was not reported, the figures were obtained from other sources or were estimated.
Real estate loans. For those years in
the period 1896-1924 when real estate loan
figures were not published by the Comptroller,
figures were usually available from State
banking department reports. The only exception was small amounts for loan and trust
companies for 1897-1901, which were estimated as described earlier.
For 1925-1933, figures for real estate loans
at State member banks were used to estimate
those for nonmember banks. The estimates
were made by applying to total loans of the
latter group, ratios that reflected changes over
the period in the ratio of real estate loans to
total loans at State member banks; these
ratios were derived by interpolating technique No. 2, described in the United States
Summary. State member banks accounted for
about one-third to one-half of the real estate
loans at all State commercial banks in this
period.

584

All-Bank Statistics

Collateral loans. Figures for collateral


loans, not available for several years at some
classes of banks, were estimated by applying
to total loans at the particular class of bank,
ratios of collateral loans to total loans as
follows: at State banks and at private banks
for 1898-1908, ratios that were derived by
interpolating between similar ratios computed
from reported data for 1897 and 1909 at the
same class of bank; at loan and trust companies for 1907, the average of the ratios for
1906 and 1908; and at all State commercial
banks as followsfor 1910 and for 1912, averages of ratios for 1909 and 1911 and for 1911
and 1913, respectively; for 1916-1920, the ratio
computed for 1915 (figures for national banks
in the State indicated that this ratio was
relatively stable during this period); and for
1921-1933, ratios that reflected changes over
the period in the ratio of collateral loans to
total loans at Missouri national banks (these
ratios were derived by interpolating technique No. 2, described in the United States
Summary).
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
United States Government securities.
Estimates for 1903-1908 were derived by
applying to total investments, ratios of this
item to the total that were derived by interpolating between similar ratios computed from
reported data for 1902 and 1909.
The estimate for 1916 was derived by
assuming only a nominal increase in these
holdings over 1915. Estimates for 1917 and
1920 were made by assuming that these securities accounted for the same proportion of
the increase in total investments as was computed for Missouri national banks in corresponding years.

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For 1921-1933, holdings at nonmember


banks were estimated on the basis of figures
for State member banks. The estimates were
made by applying to total investments of nonmember banks, ratios that reflected changes
over the period in the ratio of United States
Government securities to total investments at
State member banks; these ratios were derived by interpolating technique No. 2,
described in the United States Summary.
Obligations of States and political subdivisions. Holdings of these securities for
1902-1908 were estimated by applying to total
investments, ratios of this item to the total
that were derived by interpolating between
similar ratios computed from reported data
for 1901 and 1909; for 1916-1933, by applying
to total investments less United States Government securities, ratios of obligations of
States and political subdivisions to this total
derived by interpolating between ratios computed from reported data for 1915 and 1934.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
although reported figures for United States
Government deposits were supplemented in a
number of years.3 No attempt was made in
the revised series to provide figures for the
latter item prior to 1918 because practically
all such deposits were held by national banks.
For years in which items were not
reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 and 1910 were available in the
State banking department reports for the fall
call Estimates for June dates were made by
applying to reported total deposits other than
interbank for June of each year, the ratio of
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Missouri
time deposits to this total computed from
reported data for the fall call.
Figures for interbank deposits for 19251933 were estimated by applying to total
deposits, ratios that reflected changes over the
period in the ratio of this item to the total
at Missouri State member banks; these ratios
were derived by interpolating technique No.
2, described in the United States Summary.
Figures for United States Government
deposits for 1918 and 1920-1930 represent such
deposits at State member banks only, which
held practically all of this type of deposit at
State commercial banks. Figures except for

585

1918 are as reported. The figure for 1918 was


estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Missouri to such deposits at all State
member banks on June 30, 1919. The amount
shown for 1919 was obtained from the State
banking department report.
OTHER ITEMS

Cash items in process of collection for


1919-1933 are amounts for State member
banks.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department, supplemented by data from bankers' directories.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the

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Federal Reserve Bank of St. Louis

1934-1946 period in the sources cited. The


breakdowns of loans for 1934-1938, of investments other than United States Government
securities for 1939-1941, and of cash assets
for 1934-1941 were estimated on the basis of
the percentage distribution of these items at
insured nonmember commercial banks in
corresponding years. Breakdowns of missing
items for other years were estimated on the
basis of percentage distributions of corresponding items at noninsured banks in nearby
years, as follows: of loans for 1939-1941, on
data for 1942; of loans for 1944 and 1946, on
data for 1943 and 1945, respectively; of
cash assets for 1945 and 1946, on data for
1944; and of deposits for 1934-1941, on data
for 1942.

586

Missouri

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1397
1898
1899

137*743
131*662
156*621
172*697

14*414
12*318
12*144
12*308

89*651
85,082
95,410
101,206

33*676
34,262
49,067
59,183

1900
1901
1902
1903
1904

193*560
250.080
295*661
331*661
334.302

14*466
17*434
20*516
21.941
23*785

113,233
142,411
166,134
180,466
168*319

65,861
90,235
107.011
129.254
142.196

1920
1921
1922
1923
1924

1,045,325
926*769
854*981
879*900
823*824

99,260
102,828
108*091
108*212
120,858

401*669
336*708
329*1*9
325,076
309,968

544,376
489*233
417*741
446*612
392*998

1905
1906
1907
1908
1909

362*023
392.172
430*670
388*132
430*594

26*146
32.578
36.533
33*749
44*296

177,192
179*686
190*522
163*836
158*533

156.685
179.908
203.615
190.547
227.765

1925
1926
1927
1928
1929

902*092
922*138
891.655
864.261
835*146

160,077
172,247
143,357
135,337
108,644

372,434
388*107
401*089
396*012
307*405

369*561
361*784
347*209
352.912
419,097

1910
1911
1912
1913
1914

461*645
476.798
503*491
523*900
530.872

53*096
55,921
54,729
65,527
67,588

182,477
195*111
202*809
212*818
175.281

226.070
225*766
245.953
245,555
288.003

1930
1931
1932
1933
1934

850*064
683*974
499.335
352,322
335,858

117,844
102*526
83.217
63*623
69*832

268,201
202.770
147,627
106*787
97*720

464,039
378.676
266*491
181*912
168,306

1915
1916
1917
1918
1919

522*206
580.930
681*320
758*103
837*242

71.980
66,903
77*656
75,573
81,073

192*649
214*494
249*730
284,210
323*431

257,577
299,533
353,934
396,320
432.738

1935
1936
1937
1938

322,946
364*159
427.009
400*937

68*725
76*835
85*167
89,159

80,685
76.415
90,079
80,119

173.538
210,909
251,763
231.659

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

438*958

24,072

91*227

1940
1941
1942
1943
1944

486,110
577,947
565*621
539*180
594*973

247.907
299.660
317.845
283*373
285*108

4*250
5*336
4,386
4,851
7,706

15,239
17*355
13*933
13*836
47,503

20*475
20*616
19*865
19*220
21*401

63,869
72,018
81*962
103,926
108,347

26,943
31,406
32,217
26,272
21,069

64*542
74,200

107,427
131,354
115*393
23*158
29*637

1945
1946
1947
1948
1949

655,092
833*076
1*054*790
1*251*222
1*241*803

295*078
370.994
524*309
634,451
587,346

9,643
13,033
5*536
6*154
4*901

67*178
86.047
38.560
27,557
22,674

23.656
30*266
35.191
38*167
38*088

121*642
148*076
204*819
245*666
266*012

22*362
36.097
52,096
59*736
70.202

82,869
112*095
170*442
221,732
236,548

32*644
36*470
23*837
23*421
23,801

1950
1951
1952
1953
1954

*400,417
,706,093
,736,369
,865*239
,894*350

595,254
816*456
795.161
803.242
822*694

8*150
6*625
12*259
16*590
11*652

23*878
26,791
21,247
26*966
25,142

39,185
41,039
42,209
44*894
45*726

331.167
382*200
403*121
409,058
426,699

73*341
84*802
78,412
97*796
103*015

311*042
327*303
371.294
443*917
433*956

29,315
32*166
29*347
41*303
45*185

1955

2,069*496

831.147

18*588

31*627

50,502

497,758

116*012

482*762

63*155

19*740

5*120

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Missouri

587

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

18,563
18,209
21.189
29*069

4*567
5.284
5*812
9.802

1*089
1*023
1*217
1*638

12.907
11.902
14*160
17.629

55.302
67.264
69.082
94*504

3*896
3.431
4*180
6*611

21.495
25.449
24.552
27,477

29*909
38*384
40*350
60*416

8*696
7*728
7*963
7*943

220,304
224*863
254,655
304*213

1900
1901
1902
1903
1904

40*140
55.765
66*287
71*529
76*891

16.606
21.777
20*964
21.873
23*590

2*105
3.304
5*039
6*329
7.547

21*429
30.684
40.284
43.327
45*754

95.721
131*669
135.596
152.265
164,375

5,389
8*807
8*696
6*249
9*660

26,634
30*482
35,428
39,669
46,460

63.698
92*380
91.472
106*347
108*255

8*802
9*494
9*088
12*556
14*148

338*223
447*008
506*632
566*011
569*716

1905
1906
1907
1908
1909

85*186
77*033
81*074
80*843
92*040

22*360
22*833
22*998
26*749
28*631

10*005
9,560
10.991
11*086
16*590

52*821
44.620
47.085
43*008
46*819

* 175.277
165.150
194.161
184,044
208,454

9*999
8*128
10*046
8*167
9*880

48*190
49*482
55.579
57.645
66*762

117,088
107.540
128,536
116*232
131,792

15*880
16.247
19*813
21*276
18*429

638*366
652*602
725,718
674,295
749,517

1910
1911
1912
1913
1914

90*519
94 781
94*671
91*402
90*942

28*915
29*166
28*948
27*696
27*687

14*135
14,574
14*096
16*968
15,427

47*469
51,041
51*625
46*738
47*826

190*092
221*690
210*544
206*473
187*084

11*444
10.044
9,675
12,467
12*357

61*872
66.751
62.214
58.258
55.233

116,776
144*895
138*655
135*728
119.494

21*391
20.220
22*432
25.145
25*752

763,647
813,489
831,138
846*920
634*650

1915
1916
1917
1918
1919

102*652
113*579
133*725
183*298
242*462

27*262
27*014
43*940
87*761
131*947

16*009
16*603
20*446
21.397
25*799

59,381
67,762
69.339
74*140
84*716

*10965
240,558
263.133
256.335
329.397

9,767
12*875
17,440
33,120
55,452

41*065
43*584
41,174
27,265
29,960

160*133
184.099
204*519
197*950
243.965

27.888
28*151
31*326
54*075
75*409

863*711
963,218
,109*504
253.811
.484.510

1920
1921
1922
1923
1924

192*895
173.784
191*310
277*487
307.498

78*966
68.577
86.780
143*821
131*463

29*128
28,323
30*450
36,424
46*225

84*801
76.884
74*080
95*242
127*810

312,637
234.435
268*511
274.376
286.414

79.266
50,249
53*629
55*211
57.684

30,207
23,697
22,107
23,003
22,336

203*364
160*489
192*775
196*162
206*394

64*752
69.788
65*669
61*609
72*489

.615.609
.406.776
1.380.491
1.493.372
1.490*225

1925
1926
1927
1928
1929

316.416
332*874
350*298
385*726
340*641

129*688
134*885
133*654
140*301
110*858

59*011
56*400
64*427
72.373
68*130

127.717
141*589
152*217
173*052
161*653

306*272
291*241
286*522
281*686
251*324

62*738
63,056
63.386
59*066
60*362

24,377
23*331
23*107
21*594
19*643

219,157
204*654
202*029
201*028
171.319

67*465
68*641
71*005
66*813
59*995

1*592*245
1.614.894
1*601*480
1*618*468
1*487*106

1930
1931
1932
1933
1934

332.893
418*444
394*065
366*553
470*233

95,287
146*347
166*332
204.198
29460tt

74*197
85.759
72,656
58*354
62*831

163*409
186*338
155.077
104*001
112,794

284*281
278,375
223*674
234*121
343*550

53*002
37.661
25.453
27.600
31,441

22,631
21,936
16,282
17,372
13*898

206.648
218*576
181*939
189*149
298*211

61*074
53,699
47,957
44*492
41*422

1.526*332
1,434.492
1,165,031
997*468
1,191,063

1935
1936
1937
1936
1939

543*781
607.757
577.913
536*378
588*145

370*605
419*021
392*263
358*023
392*845

64*229
79.857
84.759
87*155
103*722

108.947
108.679
100*891
91.700
91*578

427*810
505.044
476.051
575*510
606*326

34.175
61.347
73*318
60.375
65,238

16.137
19.979
19.694
18.693
20*771

377*498
423*718
385*039
496*442
520*319

39*665
38*553
35*529
35*054
34,256

.334,204
,515*513
.518.502
546*379
667*689

1940
1941
1942
1943
1944

561*247
623*263
806*630
1*425*009
1*822*300

363*847
428*709
622*017
1,244.738
1.646.306

101*233
100.058
83*811
85.415
89*082

96.167
94*496
100*802
94*856
86.912

678*070
721.644
792*085
826.247
863*018

58.659
77.617
105.549
130.637
143*812

22.135
26.379
26.725
30.770
33.933

597,276
617*648
659*811
664*640
685*273

30.057
30.001
27.004
27*573
28*515

755464
952*855
2*211*340
2*818*009
3*308*806

1945
1946
1947
1948
1949

2*266*546
2*339*863
1*976*448
1*833*515
1*853*530

2.069*719
2*127.131
1.771.317
1.597.592
1*606.138

107*849
106*252
111.396
124*098
140*480

90.978
106.480
93,735
111*825
106*912

1,014*462
1*045,651
1,032*815
1, UTS, 962
1,083,382

146*312
167*802
216*341
247*436
218.013

34*943
34*658
42,765
50,175
51,367

831.227
843.191
773.709
781*351
614*002

27*031
28.062
29.646
32*976
34*613

3*965*151
4*246*654
4,093*899
4*196*677
4*213*326

1950
1951
1952
1953
1954

1*956*185
1*718*406
1*934*786
1*977.231
2*121*604

1.651.086
1*440*716
1*615*595
1*646*685
1*734*613

194.827
175.393
213.738
230,888
273.995

110*272
102.297
105.453
99.658
112.996 *

1*054.367
1,146.095
1*243,206
1*316*515
1*376.950

246.232
262.475
296.911
314,231
296,756

47*942
51*506
56*869
63*923
64*749

760*193
832*112
889*426
938*361
1.017.445

37*794
38*645
44*507
43*325
50*265

4*446*763
4*609*239
4*956*668
5*202*310
5,445*169

310*168

122*177

1*242,455

306*727

65.747

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

5*513*076

588

Missouri

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other

Other
time

1896
1897
1898
1899

147.650
160*769
189,692
235.861

26,010
36,416
49,933
64,508

665
713
684
2*245

99,222
102*778
115*002
144*102

21,753
20*862
24.073
25.006

1900
1901
1902
1903
1904

252.023
339,242
378,702
423,903
441,359

73*457
112,571
101*225
119.862
124,647

3,994
3,974

145*695
186*166
217*527
236*728
249*062

28*877
36*531
55*534
62*070
63*419

1905
1906
1907
1908
1909

482,039
489,573
550,909
505.511
571,542

140.733
136,975
173.483
147*842
180,764

266*314
270,160
282*361
266*086
284,645

72*387
77.471
88.175
87*371
103,710

1910
1911
1912
1913
1914

572,378
617,884
629,173
648,353
626,919

153,348
188,442
177,939
181*379
154,595

304*080
302*934
314*006
315.973
331.386

113.389
125.251
135*625
149*514
136*648

1915
1916
1917
1918
1919

647,377
750*000
883,101
937,352
1*139,233

168*699
204,950
240*168
211*800
227,825

326.705
378.079
450.062
487*627
658.700

150*161
166*632
192*527
193*753
222*073

1920
1921
1922
1923
1924

1,180,510
1.040,181
1,097,772
1, 198,409
1,198,060

211,709
159,814
196,856
185.761
197,170

13.576
13*809
7*440
12*442

8.169

690*127
581*948
606*120
682*454
648*075

265*096
284*610
287.356
317.752
344*646

1925
1926
1927
1928
1929

1.309,916
1.329.475
1.304.647
1*304,972
1*210*060

217.632
201.427
198*906
185.977
172.325

9.778
15,325
9.067
14*289
11,795

710*031
727.203
697*988
689*178
635.505

372*477
385.520
398,666
415.528
390.435

1930
1931
1932
1933
1934

1.280*272
1.207.665
954,416
836.815
1.026,828

194.936
192.081
144.596
157,839
243.328

6,082
9*670
11.984
14,250
40*666

679.969
614,767
472*793
429*606
501,681

399*285
391il47
325.043
237.120
240*953

1935
1936
1937
1938
1939

1.183,390
1,363,245
1,360*614
1*387,533
1,501,606

298*613
362*840
322.096
363.631
402*728

18,823
20.786
11*679
21*750
27,958

610*308
702.319
739*407
708.213
768*381

255.646
277.300
287,432
293.939
302*539

1940
1941
1942
1943
1944

1*587,143
1,779,348
2,031.569
2,629.835
3*104*503

441*648
509,146
577,808
657*320
679,977

22.071
14.966
25*333
157.945
418.797

814*286
939*178
1*117*483
1.479*215
1*601.850

309,138
316.038
310,945
335.355
403,879

1945
1946
1947
1948
1949

3.736.197
3.988*555
3*835.652
3.925.227
3.926.439

790,183
746,688
685,586
654,347
633,996

495.831
324,980
31.752
57*674
50,440

1.931.997
2.298.992
2.467.144
2*549.939
2.555.752

518.186
617.895
651,170
663*267
636*251

1950
1951
1952
1953
1954

4.138*087
4,270,306
4,588*510
4*814,177
5,034,107

655*235
616*443
689,298
755,714
812,971

90.228
144.192
133*031
102*183
168*545

2.678.369
2.794,246
2.996*528
3,123*203
3*144,814

714.255
715.425
769*653
833.077
907*777

5.070.132

4.416
5*243

4.231
2*605
2.967
6*890

4,210
2*423

1.561
1*257

1,603
1,487
2290

1*612
339
344
44.172
30*635

958.991

Missouri

589

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

ft

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1698
1899

1,767
830
I t 645
462

2.736
2.995
3.492
5.484

5.143
3,335
2.844
3.676

47,026
41,749
40*981
41*976

15,980
15*185
16*201
16*752

220*304
224*363
254*855
304*213

656
680
654
655

1900
1901
1902
1903
1904

376
225
2t201
616
1*112

10.573
14.203
15*054
16*491
18*399

6*110
9*611
8.407
3.968
3.680

46*764
53*500
59*762
65*863
65*545

22,377
30,222
42*506
57.170
59*621

338*223
447.006
506*632
568,011
589*716

676
770
768
772
828

1905
1906
1907
1908
1909

2*288
1*706
1*593
4*493
3*132

16*317
21*337
21.725
25.366
25.794

6.583
5.807
8.735
6*149
3*452

67.873
69.104
75.658
66.441
79.822

61*266
65.075
67.096
66*315
65.775

638*366
652,602
725,718
674,295
749,517

939
1*041
1,105
1,151
1,166

1910
1911
1912
1913
1914

4*424
5*124
2*497
5*788
13*266

28*368
27.822
27.816
27.807
27.738

4.910
2.767
8*892
4.971
4*925

86*066
88*576
89.203
91*293
91*566

67*461
71.314
73,557
66*706
70,214

763*647
813.469
831*136
846*920
834*650

1,257
1*292
1*364
1*416
1,467

1915
1916
1917
1918
1919

11,197
10*213
13*025
76*801
81*639

27.316
26.305
20*906
21*727
21*966

7,336
6*122
15*669
36*008
46.367

95*902
96*301
98*166
100*603
105.731

74.561
74,277
78,635
81.320
89.552

863.711
963.218
1.109*504
1*253*811
1*484*510

1*499
1*506
1*524
1*536
1,546

1920
1921
1922
1923
1924

165*006
101.697
25*113
42*533
27.752

22*032
17*358
18.337
18*081
19.159

53*516
46*051
39*040
33*646
32.016

109.400
114*755
115*351
114.885
124*547

85.345
66.734
84.878
85.818
88*691

1.615.809
,406*776
380.491
.493*372
490*225

1,652
1,672
1*651
1*627
1,612

1925
1926
1927
1928
1929

25*216
26.000
37*565
56*686
42*887

16*884
16.648
16.373
16.325
9*765

26*121
26*094
23*656
24*189
20*530

123,672
123*206
121*684
118.531
106.247

90*434
93,471
97,355
97.785
95*617

,592*245
614*894
1*601*460
1*616*468
1*487*106

1,558
1*522
1*439
1*365
1.325

1930
1931
1932
1933
1934

16*072
12.759
5*423
3*708
960

8.723
6.373
7.858
10.642
7,933

21*656
11*803
23*975
5,717
7*010

112*148
106.554
98.205
81.754
98*110

89,461
87*338
75,154
56.852
50,202

1*528,332
1,434*492
1*165*031
997*466
1*191*063

1,235
1,101
913
645
699

1935
1936
1937
1938
1939

245
292
593
25
737

2.385

4,932
5.717
5*425
6.187
6.812

90*137
86*233
85,755
85.562
84.915

53.115
58.026
66.115
69,072
73.619

1*334*204
1*515*513
1,518,502
1,548*379
1*667*669

704
667
666
648
634

1940
1941
1942
1943
1944

1*192
922
315
2.510
3*650

7,117
8.374
9*936
9*827
12*329

83.819
63*826
84*895
83*882
85*094

76.213
80.383
84.625
91.955
103*230

1*755*464
1*952*655
2*211*340
2*816,009
3,306,806

624
616
613
600
594

1945
1946
1947
1948
1949

7.023
11.200
1*105
2*200
965

16*966
22.093
16*955
14*903
15*822

90.098
94*992
96*521
99.027
100*970

114,867
129,814
143*666
155*320
169*132

3,965*151
4*246*654
4,093,899
4,196*677
4,213*328

592
595
595
600
599

45
1*284
9.454
3*713
210

22*265
26*089
31*343
35*020
36.325

102.165
111*943
116*478
120*781
126*476

186*181
199,617
211.083
228.619
246*049

4,446*763
4*609,239
4*958*868
5*202*310
5*445,169

599
600
598
596
600

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

603

590

Missouri

National BanksroWe 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

52*195
52*028
64*725
81*338

304
435

21*328
20*027
23*062
32*995

30.586
31*737
41,359
47.908

1900
1901
1902
1903
1904

87*907
122*033
132*326
148*487
146*846

504
720
759
784
770

38*263
54*683
57.598
59*502
58*471

49*140
66.630
73*971
86*201
89.605

1920
1921
1922
1923
1924

456*463
326.537
309*324
318*826
311*409

4,704
5*939
7,015
6,95?
7,712

212.651
147.607
146*900
1*4.410
141*696

239.128
172.991
155*409
167*459
161*801

1905
1906
1907
1908
1909

163*461
174.143
191,7*3
172*721
209*626

867
906

1*140

65*825
68.751
78*350
72*262
84*180

96.769
104.486
112*361
99*487
124,306

1925
1926
1927
1928
1929

338*098
372.003
371.554
375.952
338*190

8*379
9*702
12*016
16,179
15,011

166*268
185*657
196*169
195.738
144.403

161.451
176.644
163*367
164*035
178,776

1910
1911
1912
1913
1914

206*520
216*001
217*512
216*230
206*405

1*389
1.459
1.853

87.589
91.535
88.955
91*566
87*305

117.949
123*636
127.166
123.203
117,247

1930
1931
1932
1933
1934

296.062
242*505
199*226
135.995
133*009

12,501
13*963
13*345
11*044
11,192

109*197
83.132
65*641
45*434
43*091

174.364
145,410
120*240
79*517
78,726

1915
1916
1917
1918
1919

209*171
241*942
294.818
326*662
363*710

2*204
2.668
3.656
3,274
4.707

92*060
104*811
123*940
144*280
171*427

114.907
134,463
167,222
179,108
187,576

1935
1936
1937
1938

126*671
144.840
177,977
160*740

12.869
15.363
18*758
19*897

261
264

1.032
952

982
830

37.367'
44.259
56.355
49.650

78,415
85*218
102*864
91*193

Loans '
Year

Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

3,066

7*774

14*339

7*656

1940
1941
1942
1943
1944

198*725
232*953
240*510
222*465
241*024

114.125
139*689
150.694
131*187
126,313

2*530
2*729
2*416
2*504
3*792

7,747
7.568
7,275
6,444
25,771

3,634
3,865
3*922
3.297
3,057

15.902
17*436
19*603
31*182
32*131

7.960
8.333
7,992
6,090
4,627

24,296
22,922

46*627
53*333
48*606
17*465
22*411

1945
1946
1947
1948
1949

262*226
323*255
399.463
469*863
452.459

131*509
163*612
226*536
280,941
252*017

4.573
7*053
3*266
4*054
3*565

33,132
33,930
15*734
10,614
9,427

3.397
4*364
5.289
5*466

33*906
41,173
59*900
70.5*2
78.538

4,387
7,335
12,656
13*066
14*670

27,711
38,297
62*435
74,163
78.472

23*611
27,291
14*197
12*380
12*422

1950
1951
1952
1953
1934

497.267
635*089
645*165
694.398
686*506

231*094
337*974
329*636
334.176
343*810

6*011

5*267
8*263
12*309
8*149

11*643
14*294
11*685
17*427
14,232

5*459
5.820
5.942
6.579
6*434

108.796
122*360
127.576
127.162
125*807

15*084
20*867
21*234
23*892
26*073

104.418
112,602
125,948
149,968
145,043

16.050
19,779
19*974
26*031
22*577

1955

762.897

353.115

13.567

19,251

7*093

156*040

29*606

160*326

30*356

1939

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

4.717

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Missouri

591

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1699

7*129
7,634
10,258
17*116

4.013
4*917
5.298
9.159

337
293
536
859

2.779
2*424
4*424
7,098

22*935
30.908
35,027
35,865

2*116
1.656
2.310
3,679

10,310
12,550
14*403
19*059

10,509
16,702
18,314
33*127

2*584
2*434
2,777
2,469

84,843
93.004
112,787
136,768

1900
1901
1902
1903
1904

24,241
33*062
34*447
35*941
40*312

15.820
20,751
20.216
21.161
22.932

909

1,330
1,537
1,596
1,877

7.512
10*981
12*694
13*184
15*503

55,981
76,103
75,871
83.353
92.727

3,251
5.942
5.411
3.720
6.666

16,751
21*695
26*129
29*673
33*650

33,979
48.266
44.331
49,960
52.411

2*717
2*384
2*356
4.727
3.446

170,846
233,582
243*002
272,508
287*333

1905
1906
1907
1908
1909

40*225
37*556
40*772
43.027
47*118

21.686
22*320
22.595
26.446
28*364

2,002
1*646
1*963
1,783
4*492

16,537
13,592
16,214
14,798
14,242

103,279
95*803
115*510
106*716
126,675

6,476
3,300
7*125
4*654
5*902

33,815
34*892
41 ,004
37,661
48,159

62*986
55*411
67.381
66*201
72*614

5,324
7,702
8.856
10,226
7,425

312*289
315,206
336,881
334,692
390,846

1910
1911
1912
1913
1914

43.906
45*167
44*321
38*839
39*436

28.760
29.011
28*306
27,495
27,253

2,572
2*687
2*209
1*910
1*515

12*574
13,469
13,806
9*434
10*670

110,595
131*796
124.713
121,337
107.292

7,431
6,666
6*333
7,954
7*287

42,485
47,113
43*188
40,036
36,267

60*679
77*995
75,192
73,327
63*736

10,301
9,667
11*029
13*573
13*497

371,322
402*631
397,575
389,979
366*632

1915
1916
1917
1916
1919

41*928
48*163
56*905
75*992
108*659

27,073
26*814
34*161
53*972
76*286

2,615
3*999
4,625
3*826
6*164

12,240
17*350
17*919
18*194
24,209

117.869
129,385
146,875
139,467
170,535

6*642
7*155
11*015
26,904
45*344

20,812
22.674
20.104
9.460
9.447

90*415
99*356
117.756
103.103
115,744

13,557
12,770
13,527
18,032
27,135

382*325
432*260
514*125
560*153
670,039

1920
1921
1922
1923
1924

76*566
53*476
74*579
101*032
92*797

43*985
27.357
41,937
62,774
49.036

8*710
7.997
11*543
12.759
11*849

23,871
18,122
21*099
25*499
31*910

176.944
102,528
128*693
112*146
134*204

64,721
31,116
36*413
33*726
33*234

8.630
5,639
5,970
5,163
3,862

105*593
65,773
66,310
73,259
95,108

36,978
20,159
16.130
17.362
18.690

748.971
502.700
528.726
549.368
537.100

1925
1926
1927
1926
1929

108*514
118*559
130*314
142,890
133*601

50*133
57*714
56*610
54*641
52*966

22*617
16*903
22*403
25*220
22*483

35,564
43,942
51,301
63,029
58,130

137.808
136,436
137.385
130.204
116*579

39*110
40*578
36*636
34*732
31,153

6,237
6*455
6,579
5,265
5,370

92,461
89,403
92*150
90,207
80,056

17,927
16,429
20,436
19,285
15,888

602.347
643.427
659*689
666*331
604*256

1930
1931
1932
1933
1934

115*671
167*306
155.826
161*786
215*336

40*357
69.174
66.274
108*213
158*098

23*624
30*436
27*886
22*456
23.090

51*890
67,694
61*666
31*117
34.146

124.617
112,961
106,300
112.790
169.004

27.900
19.030
13.100
13*576
16,060

6,128
6,066
4,973
5,758
5.647

90,589
87,643
86*227
93*454
167,297

15,316
13,992
1 1 , 944
10,181
11,770

531*866
536.764
473.298
420.752
549*119

1935
1936
1937
1938
1939

259,435
276,529
242.760
229,917
244.189

205.046
225.074
195.051
176.354
181,575

21*460
22*966
22*535
24*743
30.744

32*927
28,467
25*174
28*820
31,870

205.520
232,900
222,665
274,107
296*363

16.903
30.207
35.238
27.802
30.917

6.780
8,434
7,210
6,749
8,827

181.637
194,259
180,397
239*556
256,819

10,260
10,729
10,312
9,849
10,331

603*866
664*998
653.914
674,613
732,413

1940
1941
1942
1943
1944

243.245
257.327
351,989
640*795
768,795

179,347
192*477
288,905
578,442
712,680

31.382
33.248
30*179
31,659
30,301

32,516
31*602
32*905
30*494
25*814

327,792
368,897
365.009
357.923
377.336

26.982
35.146
50*816
61.840
63.574

10,689
12.032
10.223
11,339
12,312

290*121
321*719
303,970
284,746
301*430

9,453
9,264
8.737
8.585
9.203

779.217
868.441
966,243
,229,770
,396.358

1945
1946
1947
1946
1949

950.357
931,599
741*506
694*374
713*568

862,275
855,162
666,377
608*284
627.877

41*590
40,233
40*566
43*474
47*943

26,492
36.204
34,561
42,616
37,746

434.792
438,685
432*212
473.211
462*229

66*920
73.911
102,260
116,488
100,356

12.496
11.454
13.633
15*623
13*035

355*376
353.320
316,119
339,100
346,838

8,624
9.248
10.287
12.846
12.314

,633,999
.702*787
,583,466
,630,316
,640,370

1950
1951
1952
1953
1954

763,411
663,419
760*633
738*337
843.622

679,286
561,392
644,755
620*994
705,432

63*789
63*689
77.923
82*965
102,316

40,336
36*138
37,955
34*358
35.674

451.194
497.590
538.664
361.942
572*796

117,634
130,496
153*566
164*228
154,109

13.811
15.951
17.665
20.238
19.931

319,729
351,141
367,233
397,476
398,758

14.425
14.283
16.734
17*324
22,232

1,746,297
1,810,383
1,961*196
2*032*001
2*125,156

1955

796*220

655.790

104*610

35,820

332.664

160,183

18.586

353*895

23,911

2,115,692

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

592

Missouri

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

1696
1097
1898
1899

59.262
70*965
89*382
130*419

21*854

1900
1901
1902
1903
1904

133*686
187*662
189*902
211*276
222*104

65.925
101*735
88,663
104*569
105*452

1905
1906
1907
1908
1909

245*353
241*463
278.772
252*102
306*158

120*892
116*071
144,332
124*998
160.991

2*605
2*967
6*890

1910
1911
1912
1913
1914

280*669
311*196
303.791
301.681
277*986

135.511
166,307
156,723
158,725
135,660

1.561
1.257

1915
1916
1917
1918
1919

293*329
345*115
417.920
413,249
495*381

146*716
173,120
209.179
172.390
182.038

1920
1921
1922
1923
1924

513*882
363*608
429*118
432.887
456*275

180*513
106.706
143.384
127,080
144*390

10*305
5,427
2*700
6*259

1925
1926
1927
1928
1929

509*432
541.101
544*943
544.344
502*996

153.593
144*664
142*688
132.733
104,447

2.992
5*649
2,975
3.046

1930
1931
1932
1933
1934

473.843
461.183
404*014
364*594
487*155

108.648
109.968
85,153
64,809
139,545

1935
1936
1937
1938
1939

550*525
612*612
599.485
618*314
671*843

167,954
197,065
172*867
195,821
217,868

1940
1941
1942
1943
1944

718*244
805.642
901,079
1*162*576
1.323.965

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

665
713
684

Other
demand

Other
time

34.423
36*337
42*622
67.704

2*340
2.487
2*843
2*990

60*400
77*420
91,517
95.437
105*619

3*367
4>533
5.306
6.027
6*802

113.438
112.516
112.757
104,923
117,318

8*418
9,909
14,793
17.971
25.426

120.312
118.982
119.352
116,292
121,553

23.265
24i650
26.113
25.177
18*485

122.569
144.442
176.029
175.697
250,326

22.432
27.214
32.366
31*226
45.482

266,449
196,952
222,931
228,395
232,064

56.615
52.523
60.103
71*153
78.230

4.391

260,708
266.901
285.386
261.838
277.176

92.139
101*867
113*694
126.727
116.982

2*869
4,097
5*919
5.450
21*283

246,767
234,736
201.753
187*387
231*920

115.559
112.362
111.189
86.948
94.407

6.655

6,936

276*206
305,988
319.639
311.764
335,360

97.710
102.748
103.283
104.718
109.679

238,071
276,639
309*505
362.724
367.982

8,966
4,927
8.009
69,881
191,695

359,163
412.275
475*054
615.340
627.468

112.044
111.801
106*511
114.631
136*800

1.577*886
1.608.909
1.492*265
1*554*354
1*539*821

421,509
387*583
350*703
341,847
323.804

256,544
146,862
11,949
23,472
23.064

727.072
864.032
907.629
961,091
958,956

172.761
210.432
221*964
227.944
233*977

1*637*024
1*687*752
1*825*932
1*896*279
1*981*398

339.919
323.424
366.263
408*733
441,790

40.164
71,479
65*126
43.192
72.194

1.015,611
1.053.518
1.142,831
1.187.561
1.186.530

241.330
239.331
251*712
256.793
260.884

1.962*836

386,115

69*299

31.428
43,233
57*480

2*245
3.994
3,974
4*416
5,243

4.231

4,210
2*423

1*603
1*487
2.290

1,612

339
344
33,934
17.535

1,591

6*811
3.696

6.011

Missouri

593

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

st

Borrowings

"I**

Mes

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

1*051
132
708
13

2*736
2.995
3*492
3*484

37
34
36
39

17*455
14.815
14*665
15.615

4.282
4.063
4.504
5.216

84*843
93*004
112.787
156*788

66
63
63
63

1900
1901
1902
1903
1904

46
120
440
150
90

10.573
14.208
15.054
16*491
18*399

344
461
1*745
1*527
1*923

17*865
20*135
21.410
22.870
23.426

8.332
10.996
16*451
20*194
21*391

170*846
233*582
245*002
272*508
287,333

64
71
73
81
91

1905
1906
1907
1908
1909

587
254
404
147
337

18.317
21.337
21.725
25.386
25.794

1*497
2.762
3*586
3*246
1*485

23*583
24775
28*610
30*635
33*098

22.952
24.615
23*784
23*176
23*974

312*289
315*206
356.881
334*692
390*846

96
107
113
121
125

736
597
611
503
1*253

28*388
27,822
27*816
27.807
27.738

2*260
1*490
2*476
3*038
2*834

35*205
35*655
36.015
36*035
35*570

24,064
25,871
26*866
20,915
21*249

371*322
402*631
397.575
389*979
366*632

129
129
134
133
130

1915
1916
1917
1918
1919

1*304
1*480
6*533
52*497
55*000

27.316
26*305
20.906
21.727
21.988

2*210
1*511
6*697
9*872
24*559

36.065
35*910
37*085
37*675
41*920

22,279
21.939
24.964
25*133
31*191

382*525
432*260
514*125
560*153
670.039

131
131
131
131
133

1920
1921
1922
1923
1924

106*756
41*348
3*672
21*185
6*856

22.032
17.358
16.337
16.061
19*159

27.959
8*944
4.119
4*460
4*815

46*940
40*460
42*800
42*462
42*617

31.402
30.982
30.680
30.293
27*376

748.971
502*700
528.726
549.366
557*100

136
131
135
132
134

1925
1926
1927
1928
1929

3*306
9.297
19*680
28*760
21*060

16.864
16.646
16.373
16.325
9.765

4*114
5*577
4*332
3*855
3*776

42*123
44,017
44.495
44.685
38.010

26*468
28.787
29*866
30.362
28*631

602.347
645*427
659*689
668.331
604*256

131
136
135
134
134

1930
1931
1932
1933
1934

4*801
5*644
3*728
591
95

8*723
8*373
7.858
10*642
7*933

4.492
2.201
2*332
1.902
2*472

35.225
34*785
33.175
26*335
34*002

24*762
24*376
22*191
16.688
17.462

551.666
536*764
473*298
420*752
549*119

125
118
101
83
90

1935
1936
1937
1938
1939

2*385
6
44
13
25

2*011
2*024
1*841
2*083
2*562

30*505
28*855
27*522
27.527
28*044

18*460
21.501
25*022
26,676
29*939

603.886
664.998
653*914
674.613
732*413

87
86
86
86
87

2*373
2*605
2*737
3*099
4*027

27*948
27.696
28.417
27.768
28*159

30,596
32*496
34*012
36.327
40,207

779.217
868*441
966*245
229770
,396.358

as

4*610
5*762
5*207
5*976
5.573

29*894
30*157
31.007
32.053
32.393

43*409
50*159
54,989
57,861
62*783

.655*999
702787
.583,468
.650*316
,640.570

79
81
80
79
79

6*867
7*428
10*078
10.357
11*402

32*596
40*563
42*408
42*328
43*103

69*808
74.240
77,778
82.537
89*255

746*297
,810,383
,961,196
2.032*001
2*125.158

79
79
79
77
77

2*115*692

77

1910
1911
1912
1913
1914

1940
1941
1942
1943
1944

56

1945
1946
1947
1948
1949

200
7*600

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50

400
5.000
500

45*653

84
84
83
81

594

Missouri

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

All
other

Total

Real
estate

94*576
96.889
101.076
101*255
113*146

189.018
169.101
182*249
180,666
166*072

305*248
316,242
262.332
279,153
231.197

Collateral

1896
1897
1898
1899

85*548
79,634
91.896
91*359

14*133
12*054
11*840
11.873

68*323
65.055
72*346
68*211

3.092
2*525
7.708
11.275

1900
1901
1902
1903
1904

105*653
128.047
163*333
163*174
185*456

13*962
16.714
19.757
21.157
23.015

74.970
87.728
110*536
120*964
109*848

16*721
23*605
33.040
41.053
52*593

1920
1921
1922
1923
1924

588*642
602*232
545.657
561.074
512.415

1905
1906
1907
1908
1909

198.562
218*029
238.927
215*411
220,966

25.279
31*672
35.501
32*797
43*156

111*367
110*935
112*172
91.554
74.353

61,916
75.422
91.254
91.060
103.457

1925
1926
1927
1928
1929

563*994
550.135
520.101
508.309
496.956

151.698
162,545
131.339
119,158
93*633

204*166
202*450
204*920
200,274
163,002

208*130
185*140
183,642
186*677
240.321

1910
1911
1912
1913
1914

255*125
260.797
285.979
307*670
324.467

52*116
55.091
53*340
64.068
65.735

94.888
103.576
113.854
121*250
87*976

108.121
102*130
116*785
122*352
170.756

1930
1931
1932
1933
1934

554,022
441*469
300.109
216*327
202*849

105.343
88*563
69*672
52*579
58*640

159*004
119*638
81*986
61.353
54*629

289.675
233,268
146*251
102.395
89*580

1915
1916
1917
1918
1919

313.035
338*988
386.502
431.441
473*532

69.776
64*235
74.000
72.299
76.366

100.589
109*683
125.790
139.930
152.004

142.670
165.070
186.712
219,212
245.162

1935
1936
1937
1938

194*277
219.319
249.032
240.197

55*636
61.472
66.409
69,262

43,318
32,156
33,724
30,469

95*123
125*691
146,899
140*466

Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

T_

On

others

farm land

Other

On

to

residential
property

individuals

16*373

Other

All
other

16*414

1940
1941
1942
1943
1944

287.385
344*994
345.111
316*715
353*949

133,782
159,971
167.151
152.186
158,795

1*720
2*609
1*968
2.347
3,916

7.492
9*787
6*656
7*394
21,732

16*641
16.951
15.963
15.923
18*344

47.967
54.582
62.359
72.744
76,216

16,983
23.073
24.225
20.182
16.442

40.246
51,278

60,800
78.021
66.787
5.693
7,226

1945
1946
1947
1948
1949

392.866
509.623
655,327
761*339
789*344

163*569
207.182
297.773
353.510
335.329

5,070
5.980
2*248
2.100
1*336

34,046
52,117
22*826
16,943
13.247

20.259
25,902
30.474
32,898
32*620

87,736
106*903
144,919
175,324
167,474

17,975
26*762
39,440
46,672
55,532

55*178
73,798
108.007
147.569
158*076

9,033
9*179
9.640
11.041
11.379

1950
1951
1952
1953
1954

903.150
1.071.004
1*091*204
1*170.841
1.207,844

364*160
478.482
465*523
469.064
478.884

2*139
3,358
3,996
4*261
3*703

12.235
12.497
9.562
9*559
10.910

33.726
35.219
36.267
38.315
39.292

222,371
259*840
275*545
281,876
300*892

58.257
63,935
57,178
73,904
76,942

206.624
214.501
245.346
293,949
288,915

11.265
12*389
9,373
13,272
22*608

1955

1,306,601

478*032

5.021

12,376

43*409

341,718

86.406

322*456

32,799

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Missouri

595

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

1896
1897
1898
1899

11*434
10*575
10*931
11*953

1900
1901
1902
1903
1904

15*899
22*703
31*340
35*588
36*579

1905
1906
1907
1908
1909

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

554
367
514
643

752
730
681
779

10*128
9.478
9*736
10.531

32*367
36*356
34*055
38*639

1*782
1.775
1*870
2*932

11.185
12.899
10.149
8.416

19.400
21,662
22.036
27,289

6*112
5*294
5.186
5.474

135.461
131.859
142.068
147*425

786
748
712
658

1*196
1974
3.502
4.733
5.670

13*917
19.703
27*590
30*143
30*251

39*740
55*566
59.725
68.912
71*648

2.138
2*865
3*285
2.529
2*994

7*883
8.587
9.299
9.996
12*810

29,719
44.114
47.141
56.387
55,8*4

6.085
7.110
6.732
7*829
8.700

167*377
213*426
261*630
295*503
302*383

44*961
39*475
40*302
37*816
44*922

674
513
403
303
247

6.003
7*934
9*028
9.303
12*098

36*284
31.028
30*871
28.210
32.577

71.998
69*347
78.651
75.328
81.779

3*523
2*628
2.921
3.313
3.978

14.375
14.590
14.575
19.984
18*623

54*100
52,129
61*155
52.031
59,176

10*556
10*545
10*957
11*048
11.004

326*077
337,3.96
368.837
339.603
358*671

1910
1911
1912
1913
1914

46*613
49*614
50*350
52*563
51*504

155
155
642
201
434

11*563
11.887
11*389
15*058
13*912

34*895
37,572
37.819
37.304
37.158

79.497
89,894
85.831
85.136
79*792

4.013
3*356
3*342
4.533
5,070

19*387
19*636
19*026
18.202
18.966

56.097
66*900
63*463
62,401
55*756

11.090
10*553
11*403
11.572
12.255

392.325
410*858
433.563
456.941
466*018

1915
1916
1917
1918
1919

60*724
65*416
76.820
107*306
133*803

9*779
33.789
53*661

189
200

13.394
14.804
15*621
17*571
19*635

47.141
50.412
51.420
55.946
60*507

93.096
111.173
114.258
118.868
158*862

3.125
5.720
6.425
6.216
10*103

20*253
20.910
21*070
17.305
20*513

69,718
84.543
86*763
94*847
128,241

14,331
15,361
17,799
36*043
46.274

461.186
530*956
595.379
693.656
814*471

1920
1921
1922
1923
1924

116*329
120*308
116*731
176*455
214*701

34.981
41*220
44*843
81*047
82*425

20*418
20*326
18*907
25*665
36376

60*930
58*762
52,981
69.743
95.900

133*893
131.907
139.818
162.228
152.210

14.545
19.133
17.216
21.485
24*450

21.577
18*056
16,137
17.840
16.474

97,771
94,716
106.465
122.903
111.286

27.774
49.629
49.559
44,247
53.799

866.636
904*076
651.765
944*004
933*125

1925
1926
1927
1928
1929

207*902
214*315
219*984
242*836
207*040

79*555
77*171
77.044
85*660
57.872

36*194
39*497
42.024
47.153
45*645

92.153
97.647
100.916
110*023
103.523

168.464
154,805
151.137
151*484
134,745

23*628
22*478
24*730
24,334
29,209

16.140
16*876
16*528
16*329
14.273

126.696
115.451
109,379
110.821
91,263

49*538
50*212
50*569
47*528
44.107

989.898
969*467
941,791
950.157
862*848

1930
1931
1932
1933
1934

217*022
251*138
238.237
204*767
254.897

54.930
77.173
100*058
95.985
136.510

50*573
55.321
44.770
35.898
39.741

111*519
118,644
93,409
72*884
78*646

159*664
165*414
117*374
121,331
154.546

25,102
18*831
12*353
14*022
15.381

16.503
15.850
11*309
11*614
8*251

118.059
130,733
93.712
95.695
130.914

45*758
39,707
36*013
34.311
29*652

976.466
897*728
691*733
576.736
641*944

1935
1936
1937
1938
1939

284*346
331*228
335*153
306.961
343*956

165.557
193*947
197.212
181.669
211.270

42.769
56.889
62*224
62*412
72*978

76*020
80.392
75.717
62.880
59*708

222.290
272.144
255.186
301*403
309,765

17.272
31.140
38.060
32.573
34.321

9.357
11*545
12*464
11*944
11*944

195*661
229.459
204,642
256*866
263*500

29.405
27.824
25*217
25.205
23.927

730*316
850*515
664*586
873*766
935*276

1940
1941
1942
1943
1944

318*002
365*936
454.641
784.214
1.053*505

184.500
236.232
333.112
666*296
933*626

69.851
66.810
53*632
53.556
58.781

63.651
62.894
67,897
64*362
61*098

350,278
352*747
427,076
468.322
4B5.682

31*677
42.471
54.733
68.797
80*238

11*446
14.347
16*502
19.431
21.621

307,155
295.929
355.841
360*094
383*823

20*602
20*737
18.267
16.988
19,312

976*267
1*064.414
1*245.095
1*568,239
1*912.448

1945
1946
1947
1948
1949

1*318.189
1*408*264
1.234.942
1.139*141
1*139.962

1,187.444
1.271.969
1.104.940
989*308
978.261

66.259
66.019
70*826
80.624
92.537

64,486
70,276
59,174
69*209
69.164

579.690
606.966
600.603
605,751
621.153

81.392
93,891
114.081
128*948
117*657

22*447
23*204
28*932
34,552
36.332

475.851
469*371
457,590
442,251
467.164

18*407
16,814
19,559
20*130
22*299

2*309.152
2*543*867
2.510*431
2*546,361
2.572.756

1950
1951
1952
1953
1954

1.172*774
1.054*987
1.174.153
1.238*894
1.277.982

971.800
879,324
970.840
1.025*691
1,029.181

131.038
111.504
135.815
147*903
171.679

69.936
64,159
67,498
65.300
77.122

603.173
648,505
704.542
734,573
806*152

128.578
131.977
143.345
150.003
142*647

34*131
35.557
39,004
43*685
44*818

440.464
460*971
522,193
540*865
618*687

23*369
24*360
27*773
26*001
26.033

2.702.466
2.796*856
2*997.672
3*170*309
3.320.011

146,544

47.161

516.086

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*026

86.357

596

Missouri

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Hi3i3El & Jt

>' >*> M. Lbt3,

JWVMJ

11 JiTmj^XJft\,

XO7*^.l.7i't*~~lA*IlUIlUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1896
1899

88*368
89*804
100*310
105*442

4*156
4*968
6*700
7*028

64*799
66*441
72*380
76*398

I9t413
18*375
21,230
22*016

1900
1901
1902
1903
1904

118*337
151.560
188*800
212*627
219*255

7*532
10*836
12*562
15.293
19.195

85*295
108*746
126*010
141*291
143*443

25*510
31*998
50*228
56*043
56*617

1905
1906
1907
1906
1909

236*686
248*110
272*137
253*409
265*364

19.841
22*904
29.151
22.644
19*773

152,876
157*644
169,604
161*165
167,327

63,969
67*562
73.382
69*400
78*264

1910
1911
1912
1913
1914

291*709
306*688
325*382
346*672
348*931

17*837
22*135
21*216
22*654
18*935

183,768
183,952
194,654
199,661
209,833

90*104
100*601
109*512
124*337
120*163

1915
1916
1917
1916
1919

354*046
404*885
465*181
524*103
643*852

22*183
31*830
30*989
39*410
45*787

10*238
13*100

204*136
233*637
274*033
311,930
408,374

127*729
139*418
160*159
162.525
176*591

1920
1921
1922
1923
1924

666*626
676*573
668*654
765*522
741*785

31*196
51*108
53.472
56.681
52*760

3*271
8*382
4.740
6*163
6,578

423*676
384,996
383*189
454*059
416,011

208*463
232*087
227.253
246*599
266*416

1925
1926
1927
1926
1929

800*466
788.374
759.704
760*628
707*064

64.039
56.763
56,218
53.244
67.678

6*786
9*676
6*092
11.243
7*404

449*323
438,302
412,602
407,340
358*329

280*336
283*633
284*792
288*801
273.453

1930
1931
1932
1933
1934

806*429
746*482
550*402
474*221
539.673

86*288
82.113
59.443
73*030
103,783

3*213
5*573
6,065
8,800
19*383

433*202
380,031
271,040
242,219
269,961

283*726
278.765
213*854
150*172
146*546

1935
1936
1937
1936
1939

632*865
750*633
761.129
769*219
829*763

130*659
165.775
149.229
167.810
184.860

10*168
13,975
7*983
15*739
19*022

334*102
396*331
419.768
396*449
433.021

157*936
174*552
184*149
189,221
192*860

1940
1941
1942
1943
1944

866*899
973.706
1*130*490
1*467*259
1*780*538

203.577
232*507
268.303
294.596
311.995

13*105
10,059
17*324
88*064
227*102

455.123
526*903
642,429
863.875
974,362

197*094
204*237
202*434
220*724
267.079

1945
1946
1947
1948
1949

2*158*311
2*379*646
2*343*387
2*370*873
2*386*618

368*674
359,105
334*883
312*500
310*192

239*287
178*118
19*603
34*202
27*356

1,204,925
1,434,960
1*559*515
1*568*848
1.596,796

345*425
407*463
429*186
435*323
452*274

1950
1951
1952
1953
1954

2*501*063
2*582*554
2.762.57S
2*917*898
3*052*709

315*316
293*019
323*035
346*981
371.181

50*064
72.713
67,905
58*991
96*351

1*662,756
1*740*728
1*853,697
1,935,642
1*958,284

472*925
476*094
517,941
576*284
626*693

1955

3*107*296

82*198

2*012*658

Missouri

597

Table 3State Commercial Banks

f\,*Ul^l O,

Lll/Ul,Lll. 1 1AJO,

/VllAS

l^J4,Tft*,bn.,

J.U7^f J17L*y~~ViWUUllUCU

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nati l
banT
no J

^
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of
banks

1896
1897
1896

1899

716
698
937
449

5*106
3*301
2*808
3,637

29,573
26,934
26,316
26,363

11,696
11*122
11.697
11.534

135,461
131*859
142,068
147,425

588
617
591
592

1900
1901
1902
1903
1904

330
105
1.761
466
1*022

5,766
9,150
6,662
2*441
1,757

28.899
33,365
38,352
42*993
42.119

14,045
19,226
26.055
36*976
38,230

167,377
213,426
261*630
295,503
302*383

612
699
695
691
737

1905
1906
1907
1908
1909

1.701
1.452
1.189
4.346
2.795

5*086
3.045
5,149
2,903
1.967

44.290
44*329
47*048
35,606
46*724

38,314
40,460
43.314
43.139
41,801

326*077
337,396
368,837
339,603
358*671

841
934
992
1*030

1910
1911
1912
1913
1914

3.688
4.527
1.886
5.285
12.013

2*650
1*277
6,416
1*933
2*091

50*861
52*923
53*188
55*258
56*018

43,417
45,443
46,691
47,793
48,965

392,325
410,858
433,563
456*941
468*018

1,128
1,163
1,230

1915
1916
1917
1918
1919

9*893
8,733
6*492
24.304
26.639

5,126
4*611
8,972
26*136
21*808

59,817
60,391
61.083
62,928
63,811

52.302
52*336
53,651
56*187
58.361

481*186
530*958
595,379
693,658
814,471

1,368
1,375

1920
1921
1922
1923
1924

56.250
60.349
21.441
21.348
20.896

25.557
37,107
34,921
29.186
27.201

62,460
74,295
72*551
72.423
81.930

53.943
55,752
54,198
55*525
61,313

866,838
904,076
851,765
944,004
933,125

1,516
1,541
1,516

21*910
16.703
17.885
27.926
21.807

22.007
20*517
19.524
20,334
16.754

81.549
79.189
77.189
73*846
70*237

63,946
64,684
67,489
67,423
66,986

989,896
969*467
941*791
950,157
882,846

1*427
1*386

1930
1931
1932
1933
1934

11.271
6*915
1.695
3.117
885

17,164
9*602
21*643
3*815
4,538

76.923
71.769
65,030
55,419
64,106

64,679
62,960
52,963
40*164
32.740

976,466
897*728
691.733
576.736
641,944

1*110

1935
1936
1937
1938
1939

245
286
549
12
712

2*921
3*693
3*564
4,104
4*250

59,632
59.376
58.233
56*035
56.871

34,655
36,525
41,093
42,396
43,680

730*318
850,515
864*588
873,766
935*276

617
601
580
562
547

1940
1941
1942
1943
1944

1.136
922
315
2*510
3*650

4.744
5*769
7,199
6*726
6*302

55*871
56*130
56,478
56,114
56,935

45,617
47,687
50,613
55,628
63*023

976,267
1*084,414
1,245*095
1,588*239
1,912,448

539
534
529
517
513

1945
1946
1947
1946
1949

6.823
3.400
1*105
2*150
965

12*356
16*331
11.748
8.925
10,249

60,204
64,835
65,514
66,974
68*577

71,456
79,655
88*677
97,439
106*349

2*309*152
2*543,867
2,510*431
2,546*361
2,572*758

513
514
515
521
520

1950
1951
1952
1953
1954

45
884
4*454
3*213
210

15,398
18,661
21,265
24,663
24,923

69,587
71,380
76*070
76*453
83,375

116,373
125.377
133,305
146,082
158,794

2*702*466
2*798*856
2.997.672
3,170,309
3*320,011

520
521
519
521
523

1925
1926
1927
1928
1929

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

27.857

168,623

1,061

1*283

1,337

1*393
1*407

1,413

1*495
1*478

1.304
1*231
1*191
963
812
562
609

MONTANA

Revised data for assets and liabilities and


number of all banks in Montana, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of incomplete
coverage in reported data for unincorporated
banks in this State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other State
commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Montana were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
State commercial banks (other than unincorporated banks) and for unincorporated batiks

presented a number of problems and considerations not encountered in compiling the


balance sheet for national banks. The following sections describe these problems and the
methods used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories. The primary sources for unincorporated banks, which operated in this State
during the period 1896-1931, were bankers'
directories and the annual reports of the
Comptroller.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in Montana, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks/' or "private banks
and bankers" (unincorporated banks). In this report the data
for unincorporated banks are discussed separately from those
of other State commercial banks.

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598

Montana

599

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available,2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

On the basis of information obtained from


State banking department reports, the following changes were made in the number of
banks as shown in'the Comptroller's reports:
Year

1898.
1907.
1914.
1915.
1916.
1917.
1928.

Number

+3
+1
+2
+3
-1
+28
-1

Corresponding changes in balance-sheet


data as published by the Comptroller of the
Currency were not necessary for any year
except 1898; in that year data compiled from
the State banking department report were
used in order to make the balance sheet conform to the revised all-bank series as well
as to include the data for the three banks
unreported in that year.
LOANS

A complete breakdown of loans into real


estate, collateral, and "all other" was not re2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for unincorporated
banks in the State.

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ported to the Comptroller regularly until 1933.


For years in which items were not reported,
figures were obtained from other sources or
were estimated.
The amounts of real estate loans shown
in the State banking department reports were
used for 1898 and 1928. The figure for 1896
was derived by applying to total loans the
ratio of real estate loans to total loans computed from data reported to the Comptroller
for 1897; for 1905-1908, by applying ratios
derived by interpolating between similar ratios
based on reported data for 1904 and 1909; for
1910, by applying the average of the ratios
for 1909 and 1911; and for 1916-1920 by
applying ratios that reflected changes over the
period in the ratio of real estate loans to total
loans at Colorado State commercial banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary.
Collateral loans for 1896,1898,1905-1908,
and 1910 were obtained from the same sources
or derived in the same manner as real estate
loans in these years. For 1916-1920, estimates
were derived by applying to total loans in
each year, the ratio of collateral loans to total
loans computed from reported data for 1915;
these estimates follow reasonably well the
trend in this item reported for national banks
in Montana. For 1929-1933, estimates were
derived by applying to total loans, ratios of
collateral loans to total loans that were derived by interpolating between ratios based
on reported data for 1928 and 1934.
INVESTMENTS

The complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly
until 1928. For years in which items were not
reported, figures were estimated.
Estimates for United States Government
securities for 1916-1921 were derived by

600

All-Bank Statistics

applying to total investments, ratios that reflected changes over the period in the ratio
of United States Government securities to
total investments at Montana national banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary.
Estimates of obligations of States and
political subdivisions for 1905-1908 were derived by applying to total investments, ratios
of this item to total investments that were
derived by interpolating between similar ratios
computed from reported data for 1904 and
1909. For 1916-1927, estimates were derived
by applying to total investments, ratios that
reflected changes over the period in the ratio
of State and political subdivision securities
to total investments at Montana national
banks; these ratios were derived by interpolating technique No. 2, described in the
United States Summary.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand and other time was available in the
Comptroller's reports or in reports of the State

banking department for the entire period after


1903, although figures for United States Government deposits were supplemented in a
number of years.3 No attempt was made in
the revised series to provide figures for the
latter item prior to 1918 because practically
all such deposits were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
Time deposits for 1899, 1901, and 1903
were derived by averaging reported figures
for the years immediately preceding and
following.
Figures for United States Government
deposits for 1918, 1921-1926, and 1929 represent holdings of these deposits at State member banks only, which held practically all of
this type of deposit at State commercial banks.
The figure for 1918 is an estimate, but figures
for other dates are as reported. The 1918
estimate was derived by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in Montana to such deposits
at all State member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


Except for 1934 and 1936, all State commercial banks in Montana were insured during the period 1934-1946. Accordingly, for
1935 and 1937-1946 all statistics covering
State commercial banks were taken directly
from data for insured banks compiled and
published by the Federal Deposit Insurance
Corporation.
The principal assets and liabilities of
State commercial banks for 1934 and 1936
were obtained by combining data for insured
banks published by the Federal Deposit Insurance Corporation with data for individual

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noninsured banks obtained from bankers7


directories. The balance-sheet data derived
from bankers' directories, however, did not
adequately classify loans, investments, cash
assets, and deposits. Consequently, estimates
of the breakdowns of these items for noninsured banks were made on the basis of the
percentage distribution of corresponding items
at insured nonmember commercial banks in
these years.
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Montana

601

UNINCORPORATED BANKS, 1896-1931


were adequately reported after 1911, it was
Published data for unincorporated banks
necessary to estimate breakdowns of some
in Montana were substantially revised for
items as indicated in following sections.
1896-1911, on the basis of information in
Real estate loans and collateral loans
bankers* directories. Both the number of
were estimated by applying to total loans,
banks and their aggregate balance sheet had
ratios of each item to total loans that were
been grossly underreported to the Compderived as follows: for 1916-1921, by introller of the Currency. In 1900 the Compterpolating between similar ratios based on
troller's data included more than half of the
reported data for 1915 and 1922; and for
total assets of private banks, but in sev1924-1928, ratios computed from reported data
eral nearby years his figures included no
for 1923. Estimates of real estate loans for
data at all for them. After the figures for
1930 and 1931 were derived by applying to
private banks were revised, the total assets
total loans the ratio of these loans to total
of this group of banks represented 26 per cent
loans computed from reported data for 1929.
of the total assets of all commercial banks in
the State in 1897. This proportion declined
Holdings1 of United States Government
to 5 per cent in 1918 and to less than one per
securities for 1915-1923 were estimated by ascent in 1929. The last private bank in Monsuming that these securities accounted for the
tana discontinued business in 1932 before the
same proportion of the annual change in total
midyear call.
investments as was computed for Montana
The aggregate balance sheet for private
national banks. An estimate for 1927 was
banks in Montana for 1896-1911 was estimade by applying to total investments the
mated as follows:
ratio of this item to total investments in 1928;
Amounts shown for capital accounts in
this single year was used as an estimating base
the bankers* directories were tabulated for
since there were only two private banks in
each year during the period. An average per
each year.
bank for each year was then calculated for
Obligations of States and political subbanks reporting these data, and these averages
divisions for 1916-1927 were estimated by apwere multiplied by the total number of priplying to total investments less United States
vate banks to produce estimated total capital
Government securities, ratios of these secuaccounts.
rities to this total that were derived by interTotal assets and liabilities, as well as
polating between similar ratios computed
major items and subitems, were estimated by
from reported data for 1915 and 1928.
assuming that the percentage relationships
Demand and time deposits for 1921 were
between capital accounts and these items
estimated by applying to the total of demand
shown by data reported to the Comptroller
and time deposits, the average of the ratios
for 1912 had existed in prior years.
of each item to this total computed from reAlthough the principal balance-sheet data
ported data for 1920 and 1922.

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602

Montana

All BanksTofc/e 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

1896
1897
1398

Real
estate

Loans
All
other

Collateral

5,521
4.124

Year
Total

Real
estate

Collateral

All
other

1899

16t986
12*413
13*683
15t859

1,434
1*230
1 ,094
1,333

4,180
4*461

12,033
7,059
8.409
10*065

1900
1901
1902
1903
1904

19,717
24*000
27,693
29,765
29*613

1.391
1,213
1,947
1,640
1.868

5.071
5*149
6*653
7.037
7*186

13.255
17.638
19,093
21,088
20,559

1920
1921
1922
1923
1924

162.491
144*062
133.236
119.723
78*474

19.550
20*382
16*046
16*235
10.081

59,956
63,792
68*022
60*834
36*212

82.965
59*886
47.166
42*654
30.181

1905
1906
1907
1908
1909

31.342
36*201
43.924
43.666
46,038

2.146
2*640
3.481
3.706
4,232

7.855
9.916
11*787
12.725
14.262

21*341
23*645
26.656
27.255
27,544

1925
1926
1927
1928
1929

78.823
80,626
63*826
94.536
94.242

9,876
9.405
6.687
8*153
8*653

39*036
35,935
43*029
53,759
41,975

29.909
35*286
32*110
32*624
43*614

1910
1911
1912
1913
1914

55.989
53,593
56.216
66*168
72.601

5.182
5*018
5.896
7.899
8.378

16.511
16*257
16.836
17,442
21*179

34,296
32*318
33.484
40.827
43*044

1930
1931
1932
1933
1934

79.916
65.071
46.498
31.057
27*206

6*072
5*791
5*526
4.461
3,743

29,793
22,946
14i976
6,954
7,501

44*051
36*334
25*996
17*622
15*962

1915
1916
1917
1918
1919

73.615
85*092
120,253
130.209
136*656

9,554
10.933
14,277
14,575
14.509

23*604
28.235
41*185
47.109
50.323

40*457
45,924
64*791
66*525
71,824

1935
1936
1937
1938

27*341
30.371
30*957
31.193

3*320
3.175
3,751
3.982

6,913
3.454
3.001
3*096

17,108
23.742
24.205
24.113

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

1939

32,361

20.682

17

1940
1941
1942
1943
1944

36.345
44*955
41.921
45.161
35.660

22*456
28*279
27,679
34,975
25,709

17
7

1945
1946
1947
1948
1949

39.259
55.131
60*216
104*202
111.522

25*553
34*260
47,071
60,174
62,586

1950
1951
1952
1953
1954

119.587
149,051
160.095
175, 60H
190,521

58,870
75,722
61,400
82*104
89,198

1955

218*498

99.044

118
41

Other
loans
to
individuals

Other

All
other

2*410

963

5.779

1.479
1*335
1*171
990
1,368

1*046
1.033
968
664
1.056

2.967
3*809
4*318
3*586
3.390

949
1*224
1*061
862
644

2.386
2,211

7,431
9*266
6.724
1*516
1.302

2,719
2*031
872
960
1*044

1*046
1*530
2.276
2.533
2*412

4*279
7.645
13*407
17.720
18*481

933
2*384
4.394
5.072
5.166

3,374
5*153
10*781
16,916
21.975

1.346
2*106
1*417
1*401
1.478

729
890
814
911
1*036

2.650
2*886
2.616
2.761
2*734

22.609
29*013
32.161
35,496
37*573

5.776
5.625
5,597
6.053
5*912

29.765
34.823
36.776
49.005
54,566

1*329
2.525
1*468
2*269
2*642

1.241

3*323

44.663

8,157

62,868

3*086

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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On
farmland

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Montana

603

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
Obligations

Cash assets

Obligations
of States
and political
subdivisions

1896
1897
1898
1899

3.487
2.575
2*966
3*578

1*469

1900
1901
1902
1903
1904

3*798
3*809
4*032
3*796
3.878

1*654
1*327
1*362
1.427
1*616

1*001
1*194

1905
1906
1907
1906
1909

4.305
4.929
5217
6.824
7.673

1*768
1*994
2*227
2*492
2*800

698
788
707
975

1910
1911
1912
1913
1914

8*505
8.073
8*347
10*032
10.171

3*747
3*831
4*027
4*463
4*397

1915
1916
1917
1918
1919

10*247
13*659
20.302
23*551
31*101

1920
1921
1922
1923
1924

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

370
283
427
680

2.157
1*394
1.548
1*429

7,157
7,763
7,886
8*415

136
91
91
192

2*501
2*708
2*529
2.730

4*520
4*964
5*266
5*493

2,274
1,667
1*974
1*845

31*906
24*618
26*509
29*697

865

1*279
1*481
1*476
1*676
1*577

8,482
10,753
11,765
12*258
12,666

188
292
216
195
189

2*803
3*432
3.612
4*538
3*841

5*491
7.029
7.935
7.525
8.638

2.108
2.277
2*450
2*504
2*862

34*105
40*839
45*940
48*323
49*021

2*071

1*839
2*147
2,283
3*357
2*802

14*318
17.633
20*109
21.661
23.446

232
311
235
323
319

3*962
4*313
5*102
6*464
6*642

10,124
13.009
14*772
14.874
16,487

2*890
3*166
3*810
3*992
4,392

52*855.
61.949
73*060
76*163
81*551

,475
469
.027
034
255

3*283
2.773
3.293
4*535
4*519

23*893
22.986
26*298
30*066
27.127

450
401
463
635
718

6*981
6*846
6*551
8*304
7.922

16*462
15,739
19*284
21*127
18*487

4*520
4*667
4*822
5*136
5,586

92.907
89*319
95*683
111*402
115*485

4,684
5,254
7*050
10*281
16*042

1*769
2*679
4.674
4*731
4*757

3.794
5.726
8*578
8*539
10*302

24*715
43*171
53.018
40*602
46*717

559
727

1,224
1*170
1*617

6.759
8*664
11*164
7,526
7*804

17.397
33.780
40.630
31*906
37*296

6,166
6*914
7*000
7*960
9*268

114,743
148,836
200,573
202,322
223,742

27.010
26*553
22*603
26*866
27.115

12*440
11*164
9*558
11*188
13*280

4*601
4*680
3*642
4*407
3*829

9,969
10*709
9.403
11.273
10*006

34.799
28,916
29.897
29*275
32*277

1,508
1*390
1,706
1,937
2,134

6*308
4*987
4*512
4,343
5,453

26*963
22.539
23.679
22*995
24,690

10*640
10.563
11*895
11.780
9.294

234,940
210*094
197,631
187,646
147,160

1925
1926
1927
1928
1929

39*361
43*287
46*417
53.079
56*360

19.057
23*490
21,023
22,429
23,743

4*844
5.030
5*107
5.699
7.505

15*460
14*767
20*287
24.951
25,112

33*204
32.42S
31*676
35*596
32*364

1,530
1*524
1*645
1*851
2*069

5,773
4,933
4,565
5*007
4*632

25.901
25*971
25.666
28.740
25.663

9.195
8,859
6.270
7.614
7.520

160*583
165,200
170,389
191,027
190,486

1930
1931
1932
1933
1934

54*837
54*692
49*861
45.609
46.349

19*005
15,852
15*418
17,587
22*545

7,932
9,580
10*508
9.877
10.378

27,900
29,260
23,955
18,145
15,426

34.955
30.897
21.245
27,185
34*277

1*746
1*450
1*033
1*234
1*181

4*361
4*607
4,089
2*904
2*410

28.848
24*640
16*123
23*047
30*666

6*966
7.227
6.622
5.457
5,457

176*674
157*887
124*246
109*306
115*289

1935
1936
1937
1938
1939

49.635
55.226
61*982
59*884
56*477

28*427
35*580
43,255
42*442
40*067

9*373
8*426
8*913
8*556
9*496

11*835
11,220
9,814
8,886
6,914

46*654
53*760
50.528
48*407
58*691

1*697
3*028
2*733
2*793
2*566

2*774
3,330
3*537
3*252
3*258

42.183
47.402
44*258
42*362
52*867

5,543
4.696
4,479
4*391
4,058

129*173
144,253
147.946
143,875
151*587

1940
1941
1942
1943
1944

53.575
56.238
68*675
135*992
208*426

38*686
43*467
56,279
124*888
198*409

8.729
7.632
7*584
6*806
5*792

6,160
5,139
4,812
4,296
4,225

67*946
68*766
73.241
87*726
103*805

2*924
4,283
4*490
5*418
5*394

3*860
4*066
4,265
4,277
5,107

61*164
60*417
64*486
78.031
93*304

3*898
3*607
3,465
3,258
3,346

161*766
173*766
187*302
272*157
351*257

1945
1946
1947
1946
1949

277.961
325.753
309,967
305.861
305*358

268*590
314*029
292.307
283.708
282.279

5,415
6*621
9*980
12*633
14*269

3,956
5*103
7,680
9,520
8*810

112*832
121*681
121*264
122,174
136*830

5*639
6.966
9.251
11*088
13*055

5,373
6*514
6,627
7,630
8*390

101,820
108*201
105*386
103,456
117.385

3,071
3,022
3,115
3*451
3*906

433*123
505.587
514.564
535.688
559*616

1950
1951
1952
1953
1954

315*394
264*583
299,178
311*296
319*338

289.017
233*889
261,701
265*801
272*536

16*299
17.636
22.741
29,377
29.951

10*078
13,056
14,736
16*116
16*851

124.081
135.135
155.760
142.889
157,396

14,146
16,211
17,080
14,714
15*593

8,299
8,215
9,000
9,720
10*045

101*636
110.709
129,680
118,455
131*758

4,187
4.706
5,300
5*315
5*688

563.249
553,475
620.333
635.106
672.943

269.919

34.529

20*660

145*371

18*790

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

960
898
991

693
685

604

Montana

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts ra thousands of dollars]

Deposits
Year
Total

Interl

Government

Other
demand

Other
time

1896

23.174

1897
1896
1899

Id. 319
20*020
23.149

1*195
671
.220
.532

100
69
92
192

19,327
14,666
15*848
16.309

2*552
2*893
2*860
3*116

1900
1901
1902
1903
1904

26.241
32.420
36.790
37*635
38.241

406
.413
.876
,359
,564

284
273
407
386
388

20*969
25*128
27*306
26*451
28*529

3*580
5*606
7*201
7*439
7*740

1905
1906
1907
1908
1909

41*457
49,870
59,197
59.865
63*850

2,100
3,204
4*021
3,129
4,069

436
548
670
1,015
894

29*027
34*821
42*169
41.173
44*286

9*694
11*297
12*337
14*548
14*561

1910
1911
1912
1913
1914

71*729
66*541
72*578
86,753
88*663

4,111
3*914
4,856
5,846
5,508

713
742
999
721
696

50*152
43*555
45*061
55*172
54,364

16*753
16*330
21*642
25*014
26*115

1915
1916
1917
1918
1919

85.660
120*091
167,997
157*384
161*303

4,424
7,711
11,447
7,557
9.401

534
462
534
767
644

50,417
72*014
102,226
93*385
102,752

30*285
39*904
53.790
55i67S
68*506

1920
1921
1922
1923
1924

172.192
146,233
138,176
141*313
119.360

6*432
5.166
5*656
5,569
5*765

194
287
206
258
186

90.024
76.590
72,197
73*426
64.416

75*542
64*190
60*115
62*060
48*993

1925
1926
1927
1928
1929

136,735
142*140
148*026
169,016
165,275

6.886
7.003
6.924
8*420
7,700

256
363
305
339
534

73*899
75*544
77,755
86*087
79.440

55*692
59*230
63*042
74.170
77*601

1930
1931
1932
1933
1934

151,661
134*811
100*744
91,475
97*128

7.678
8.369
4.752
5.548
4.924

373
300
114
752
333

74*376
64*963
45*756
42*048
50*836

69*254
61*179
50*122
43*127
41*035

1935
1936
1937
1938
1939

112*202
126*515
131*811
128*031
135,577

7,795
8*602
7*641
7,475
8*841

313
649
209
258
313

66.148
79,928
82,208
78*487
85*162

37*946
39*336
41,753
41*811
41,261

1940
1941
1942
1943
1944

145*686
157,201
170*229
254.259
332.223

10,531
11*287
L3048
16*349
0*410

242
200
315
13*398
31*392

92.297
104.291
117.112
181*693
227*692

42*616
41*423
39*754
42*819
52*729

1945
1946
1947
1948
1949

412*944
483*595
491,293
510.736
533.516

2*631
3*362
20.672
18.691
22,810

45*160
28,399
4*317
6*863
5*695

274*042
344.138
372*813
390*299
408*414

71*111
87*696
93*491
94*883
96*597

1950
1951
1952
1953
1954

535.805
523*778
586*562
599.895
634*866

21*913
22,686
27,325
23,525
<28,539

27,100
9*286
10*897
6*903
12*023

388*417
394*826
444*017
453.423
469*463

98*375
9690
106*343
116*044
124, 41

1955

654*981

12*016

133*367

Montana

605

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

uSL

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

509
306
367
318

646
535
535
536

36
51
4
313

4*780
3*260
3*260
3*076

2*761
2*147
2.303
2*305

31*906
24*618
26*509
29*697

56
50
52
56

1900
1901
1902
1903
1904

566
634
659
713
676

699
898
892
928
979

638
165
283
958
433

3*295
3*620
3*795
4*130
4*636

2*666
3*102
3*521
3*959
4*056

34*105
40*839
45.940
48*323
49*021

56
59
66
73
82

1905
1906
1907
1906
1909

966
663
576
695
1*000

1*166
It 343
1*450
2*234
2275

174
67
300
575
485

4*825
5*315
6*153
6*823
7*385

4*245
4,691
5*384
5*971
6*556

52*855
61*949
73*060
76*163
81*551

87
98
115
130
147

1910
1911
1912
1913
1914

1*796
2*121
1*220
933
1*768

2*694
2*751
2*910
3*186
3.196

158
252
128
26
199

8*755
9*730
11*010
12*350
13*760

7*773
7*924
7*837
8.154
7*879

92*907
89*319
95*683
111*402
115*485

189
198
212
236
287

1915
1916
1917
1918
1919

3*104
1*507
2*232
11*939
7*012

3*270
3*293
3*301
3*749
3*860

6
249
303
582
1*044

14 365
14*750
16*872
18*415
18*950

8*336
8*946
9*868
10*253
11.573

114*743
148*836
200*573
202*322
223*742

295
306
362
403
418

1920
1921
1922
1923
1924

25*370
27*910
25*291
16*019
5*017

4*107
4*211
4*102
3*645
2*847

819
376
349
241
398

19*835
20*155
19*120
17*180
12.790

12*617
11.209
10*593
9*248
6.748

234*940
210*094
197*631
187*646
147.160

431
420
400
363
248

1925
1926
1927
1928
1929

2*093
1*767
1*521
569
2*496

2*4*6
2*329
2*353
2*378
2*311

482
561
242
294
586

12*470
11*855
11*405
11*115
11*285

6.317
6*548
6.842
7.655
8.531

160.583
165*200
170*389
191*027
190*486

235
220
210
202
198

1930
1931
1932
1933
1934

2*206
1*459
3*104
941
70

2*251
2*151
2*155
1*860
2061

588
750
620
201
302

10*675
9*720
9*330
7*840
9*908

9.271
8.996
8*293
6*991
5.820

176*674
157*887
124*246
109*308
115.269

185
166
151
124
125

1935
1936
1937
1938
1939

262

308
287
282
262
311

10*794
9*571
9*302
8*953
8*813

5*599
5*860
6*536
6*588
6*670

129*173
144*253
147*946
143*875
151*567

lie

15
41
16

368
410
394
343
622

8*569
8*347
8*318
8*288
8*268

7*136
7*808
8.361
9.267
10*124

161*766
173*766
187*302
272*157
351*257

112
111
111
110
110

6*393
6*800
8*845
9>210
9*635

11*324
12*590
13.591
14,577
15.055

433*123
505*587
514*564
535*668
559*616

110
110
110
112
111

15*829
17*328
18*429
20*123
22*232

563*249
553*475
620*333
635*108
672*943

111
110
110
109
109

1940
1941
1942
1943
1944

1945
1946
1947
1948
1949

25

462
602
835
1*165
1*385

1950
1951
1932
1953
1954

50
125
50
200
400

1*730
2*064
2*822
3*670
4*000

9*835
10*180
10*450
11*220
11*445

1955

685

4*283

11*788

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

121
117
114
113

111

606

Montana

National Banks-Table 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Alt
other

Collateral

Year

Real
estate

Total

1696
1497
1698
1699

13*800
7*466
6*173
9,011

406
259
266
279

3*734
2*384
2*447
2*568

9.660
4*623
5.460
6.164

1900
1901
1902
1903
1904

11*003
11*664
13*164
13*829
13*906

317
288
363
411
402

2*916
2*651
3*342
3*779
3*700

7.768
8.725
9.479
9.639
9*604

1920
1921
1922

1909
1906
1907
1908
1909

14*638
18*092
20*740
21*759
23*221

413
551
559
608
663

3*803
5*076
5.144
5.593
6*099

1910
1911
1912
1913
1914

27*474
26*349
26*840
29*156
31*369

651
641
759
845
1*319

1915
1916
1917
1916
1919

32*094
35*937
52*125
57*408
60*266

1*645
2*109
2*666
3*167
3*393

Collateral

All
other

1923
1924

73.457
66.278
60*560
57.974
39.859

5.728
6*932
6*980
6.305
3*606

29.340
29.361
26*935
26*515
17*563

38*369
29*985
26*645
25*154
16*490

10*422
12*465
15*037
15.558
16*459

1925
1926
1927
1928
1929

40*357
41*563
42*597
46*881
49*554

3*686
3*355
3*266
2*959
2.717

16*463
19*773
20.375
26*367
17*199

18*208
18*435
18*934
19*555
29*638

6*565
7*051
6*906
8.101
9*161

20*258
18.657
19.183
20*210
20*909

1930
1931
1932
1933
1934

41*572
33*459
22.163
15.842
13.370

2*064
1*923
2*099
1*662
1*530

9*781
7*496
3*815
2.457
2.041

29,727
24*040
16*269
11*723
9*799

10.601
12.279
18*623
22*752
24*487

19*848
21*549
30*836
31*489
32*408

1935
1936
1937
1938

13*276
14,175
13*451
14*083

1.289
1.113
1.374
1*522

1.773
1*102
990
1*238

10*216
11*960
11*087
11*323

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To_
others

f^
un
farm land

Other
loans

to

On
residential
property

Other

All
other

individuals

1999

15*214

9*907

10

347

336

905

381

3*328

1940
1941
1942
1943
1944

16*899
20*678
19*002
18*089
14*863

10*593
13.117
12*766
14.072
11*265

406
299
214
167
207

364
333
289
302
431 '

1*087
1.241
1.467
1*176
1*041

465
637
521
452
271

1.086
901

3*977
5*049
3*723
814
727

1943
1946
1947
1946
1949

15.705
23*296
33.582
45*184
50*112

10*576
14*794
19 583
25*903
27.133

846
660
154
152
133

379
587
819
875
861

1.376
2.821
5.118
6.446
7*167

350
1*016
2*001
2*163
2*190

1*232
2*226
5*266
9.091
12*190

935
1*192
641
708
997

1950
1951
1952
1953
1934

54*308
72*390
76*660
65*238
94*201

24*276
33*349
34.525
36*372
39.671

99
203
204
224
202

818
1*022
936
636
891

9*510
14*075
16,324
17*241
18*402

2*613
2.417
2.067
2.065
2.168

17*318
20*932
23*112
28*672
33*168

446
1.356
573
966
730

1935

106*477

43*594

297

1,293

21*759

4.032

37*536

1*511

1
Beginning June 30, 1946, figure:a for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entiiely comparable with prior figures. Total loans
continue to be shown net.

Montana

607

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

1696
1897
1898
1*99

2*834
1*868
1*619
2*254

932
898
963

1*441

211
110
95
90

1900
1901
1902
1903
1904

2*301
2*241
2*133
2*117
2*285

1.652
1*299
1*362
1*427
1.616

1905
1906
1907
1906
1909

2*671
3*064
3*353
4*448
4*875

1.768
1*994
2*227
2.492
2.793

1910
1911
1912
1913
1914

5*333
5*397
5t805
6*537
6*932

3*723
3*768
3*862
4.207
4*144

795
792
548
548
684

1915
1916
1917
1918
1919

7*238
6*239
11*325
14*243
17.779

4*000
4*049
5*210
7*921
11*991

1920
1922
1922
1923
1924

15*393
15*749
13*070
15*098
15*343

1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assete

880
761
723

4.401
4.894
4.011
4*559

98
45
48
53

.624
.475
.532
.709

2.679
3*374
2*431
2*797

1*106
638
613
553

22*141
14*686
14*616
16*377

72
105
86
77
74

577
837
685
613
595

4*260
4*724
5*253
5*599
5*540

86
53
81
69
58

555
.556
.807
.645
.935

2*617
3*115
3*365
3*685
3.547

564
487
482
460
537

18.128
19.116
21.052
22.005
22.268

100
121
125
218

803
969

1*001
1*738

6*273
8*152
10*651
11.763
12.462

77
126
132
172
152

1.992
1.974
2.461
3*505
3*464

4*204
6*052
6.058
8*086
8*846

606
673
899

.231
.336

24.168
30*001
35.643
39*201
41*896

1*375
1*782
2*104

11*863
11*712
13*080
14.631
14.436

197
177
219
305
318

3*476
3.597
3*424
3.943
3*803

8*190
7.936
9*437
10*383
10*315

.123
.475
.537
.571
.859

45.793
44)933
47.270
51.895
54*616

1.161
1.550
2*422
2*516
2*180

2*077
2*640
3*693
3*806
3*608

11*802
20*345
24*219
19*411
23*614

252
369
660
649
855

3.375
3*976
5*057
3.277
3*385

8.175
15.998
18.502
15.485
19.374

2.187
2.420
2.491
2*974
4*097

53.321
66*941
90*160
94*036
105,778

9*146
8*363
6*957
7*830
9*044

2*138
2*263
.660
.910
.646

4*109
5*123
4*453
5*356
4*653

16.735
13*765
14*264
14.736
16*323

686
878

1*159
1*305
1*043

2*665
2)270
1*897
2*088
2*729

13*164
10*617
11*208
11*343
12*551

4.753
4*616
4*768
4*640
4.427

110*338
100.408
92.682
92*648
75.952

20*366
21*693
23*656
27*306
31*535

10*842
11*384
11*456
12*222
14.741

.935
.958
2*313
2*726
4*551

7*569
6.351
9*887
12*358
12*243

17.755
17*083
17*696
18*827
17*866

1*075
1*069
1*161
1.177
1.401

2*814
2*295
2*158
2*149
2*272

13*866
13*719
14.377
15.501
14.193

4.300
4.081
4.197
3.929
3.784

82*778
84*420
88*146
96*943
102*739

31*549
33*526
32*132
30*985
31*592

11*764
10.115
10*689
13*424
16*075

4*688
.463
574
.220
926

15*097
16*948
14*669
11*341
9*591

18*737
17*839
13*320
16*645
20*115

1*084
1*051

2*487
2*869
2*641
1*924
1*417

15*166
13*919
9*862
13*866
17*880

3.647
3.970
3.763
3*369
3*424

95*505
88.794
71*418
66*841
66*501

32*868
33*252
38*196
36*756
32*885

19*167
21*816
27*588
26.876
23*502

075
.197
.215
.496
5*048

7*626
6*237
5*393
5*384
4.335

26*366
31*625
28*955
27*529
34.633

2.301
1*955
1*786
1*699

1.641
1*968
2.016
1*828
1.925

23*767
27*536
24.964
23*915
31.009

3*169
3*039
2*817
2*843
2*566

75*701
62*291
83*419
81.211
65*298

1940
1941
1942
1943
1944

31*233
32*668
40*697
78*897
112*905

22*855
25.785
33,776
72*612
107.302

4*668
3.882
3.968
3.494
2*945

3*710
3*221
2*953
2.591
2.658

40*547
40.181
39.457
46.730
53*339

2*065
2*797
2*977
3*019
3*233

2*205
2*446
2*391
2*427
2*730

36*277
34.938
34.089
41*284
47.376

2*464
2*412
2*240
2*191
2*107

91*143
96*159
101*396
145.907
163.214

1945
1946
1947
1946
1949

149*835
173.256
162*641
160*803
159*598

144.664
167.764
154*366
150.372
148*182

2*741
2*779
3*928
5*122
6.762

2*430
2*713
4*347
5*309
4*634

56*004
61*949
62*936
62*400
71*808

3*360
4*425
5*344
5*644
7*528

2*954
3*607
3*651
3*994
4.583

49.690
53.917
53*941
52*762
59*697

2*094
2*129
2*181
2*480
2*799

223*638
260*630
261.340
270.871
284*317

1950
1951
1952
1953
1954

166*362
134*540
151*629
154*774
154*621

154*040
119.757
132*223
130*491
133*354

7.447
8.667
11*767
15*536
12*636

4*875
6*116
7*639
6*747
8*629

63*650
70*314
80*490
73*991
60*765

7*399
9*193
9*484
8*161
8*415

4*426
4.252
4*835
5*165
5*481

52.023
56.869
66.171
60*665
66*889

3.062
3*534
3*901
3*785
4*017

287.562
280.778
312*660
317*766
333*624

157*492

132*440

14*702

10.350

76.042

10*529

5*198

60.315

5.053

347*064

1935
1936
1937
1938
1939

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.246

1.691

836
615
837

817
855
818
956

608

Montana

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

1*96
1897
1698
1899

15*384
10*558
10*252
12*109

1.080

1900
1901
1902
1903
1904

US.
Government

Other
demand

Other
.time

13.506
9.140
8.692
10.441

696
742

564

100
89
92
192

13*232
14*211
15,893
16*534
16*505

692
647
753
849
870

284
273
407
386
388

11,251
11*938
13.150
13*501
13*217

1.005
1*353
1*563
1*798
2*030

1905
1906
1907
1908
1909

18,014
23*420
26*291
30*051
31,977

1*198
1.785
1,997
1.545
2.665

436
546
670
1*015
894

13*666
18*131
21*210
22*129
20,832

2*512
2*956
4*414
5*362
7*586

1910
1911
1912
1913
191%

34*411
32*655
35*064
39*200
41*800

2*369
2*253
2*540
2,862
2.978

713
742
999
721
696

22*671
21*047
21*721
23*942
26*612

8*636
8*613
9*804
11*655
11*514

1915
1916
1917
1918
1919

39*562
53*634
74*636
72*018
85*251

2.696
4,687
6*377
4.433
5*828

534
462
534
724
598

23*952
31*590
44*557
41*624
47*920

12*400
16*895
23*166
25*237
30*905

1920
1921
1922
1923
1924

80*292
69*913
64*643
69*299
61*073

3,633
2.939
3.327
3.003
3.399

194
217
150
203
170

43*392
36.966
34*144
36*525
33.002

33*073
29.791
27.222
29*568
24.502

1925
1926
1927
192$
1929

70*115
72*145
75*838
66 t 696
88.947

4,242
4.190
4.004
4.757
4*340

233
337
282
287
443

37*853
37*852
39.062
43.161
42*896

27.787
29*766
32*470
38*491
41*268

1930
1931
1932
1933
1934

61.736
75*646
58*185
56*230
57.751

4.213
4*770
2,658
3,149
2,906

245
164
114
580
219

40.036
35.714
26*650
25*904
29*875

37*242
35*178
26*763
26*597
24*751

1935
1936
1937
1938
1939

66.203
73*608
74*510
72 *454
76.409

4*248
4,484
3,732
4.115
4.476

218
557
154
207
235

36*624
45.245
46*597
44*528
48*443

23*113
23*322
24*027
23*604
23*335

1940
1941
1942
1943
1944

82.307
87.293
92.321
136.419
173.119

5.805
6,229
7*193
9*165
10.594

171
156
229
6*398
16.077

52.576
57.909
63.089
97*732
115*697

23*755
22*997
21*610
23*124
28*751

1945
1946
1947
1946
1949

213*024
249*088
249,2*1
257.952
270*964

10*697
10.772
10*466
6.641
10*727

23*483
15.197
2*135
3.376
3*045

140.066
175*828
187.724
197.060
208.131

38.556
47.291
48*896
46*875
49*081

1950
1951
1952
1953
1954

273.733
265*965
297.046
300.372
314.759

10,674
10,888
12.628
11.160
13*983

13.572
4,855
5.296
3.444
5*201

199.331
200*906
225.603
228,303
233,131

50*158
49.336
53*321
57*465
62*444

1955

326*249

241*544

67*522

587
620

848
892

Montana

609

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no

Borrowings

rvi,.

luwL.

<*<*

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

343
142
200
145

646
535
535
536

10
10
3
295

4*155
2*655
2.555
2*305

1*603
986
1.071
987

22*141
14.886
14.616
16*377

26
21
21
21

1900
1901
1902
1903
1904

370
418
410
458
390

699
898
892
928
979

430
2
1

2.305
2*430
2*460
2*480
2.751

1.092
1.157
1.397
1*605
1*642

18*128
19*116
21*052
22*005
22.266

21
22
23
23
26

1905
1906
1907
1908
1909

313
210
263
364
268

1*188
1*343
1*450
2*234
2*275

1
14
2
260
320

2*895
3*045
3.408
3*738
4*155

1.777
1*969
2.229
2.554
2.901

24.188
30*001
35.643
39*201
41*696

29
32
37
40
43

1910
1911
1912
1913
1914

546
716
246
272
498

2*694
2.751
2*910
3*186
3*196

28
50
29
21
34

4*625
4*875
4*960
5*135
5*360

3.489
3.886
4.061
4.081
3*728

45*793
44.933
47.270
51.895
54.616

54
58
56
57
61

1915
1916
1917
1918
1919

896
222
594
5.271
2*520

3.270
3*293
3*301
3*749
3.860

2
17
257
456
735

5*510
5*650
6*583
7*660
7*860

4.061
4*125
4*789
4*882
5.552

53*321
66.941
90*160
94*036
105*778

64
69
93
126
134

1920
1921
1922
1923
1924

10.768
11*765
10*301
7*381
2*289

4*107
4.211
4.102
3.645
2.847

507
54
53
50
24

8*455
8.605
8*115
7*555
5*960

6.209
5.860
5*268
4.716
3.759

110*336
100*408
92*682
92*648
75*952

145
143
132
121
93

1925
1926
1927
1928
1929

884
892
717
224
1*146

2*486
2*329
2*353
2*378
2*311

90
162
230
266
308

5.785
5*395
5*380
5*330
5.305

3418
3.497
3.626
4.029
4.722

82.778
84*420
66*146
98*943
102*739

85
76
74
70
69

1930
1931
1932
1933
1934

951
650
1*412
285
5

2*251
2*151
2.155
1*860
2*061

568
591
491
188
177

4.985
4.600
4.460
4*055
4*611

5.014
4.956
4.715
4*223
3*896

95*505
88*794
71*418
66*841
68*501

63
58
53
46
46

1935
1936
1937
1938
1939

262
5
14
16

181
152
142
140
166

5*415
4*656
4*738
4*659
4*561

3*640
3.675
4.024
3.944
4.066

75*701
82*291
83*419
81*211
85*298

46
46
44
43
43

206
234
226
176
244

4*561
4*506
4*477
4*465
4*469

4*062
4*126
4*372
4.847
5.382

91*143
96*159
101*396
145*907
163*214

43
42
41
41
41

291
390
494
7S5
953

4*410
4*555
4*585
4.675
4*825

5*913
6*597
7*020
7*489
7*555

223*636
260*630
261*340
270*871
284*317

40
39
39
39
39

1*155
1.413
1*846
2*454
2*677

4*900
5.175
5*270
5.480
5.480

7*742
8*130
8*466
9*282
10*308

287*582
280*776
312*680
317*788
333*624

39
39
39
36
38

2*853

5*783

1940
1941
1942
1943
1944

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50
75
50
200
400

610

Montana

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1896

5.188

1898
1899

4.947
5*510
684B

1.026
971
828
1.054

1*787
1.740
1733
1*693

2.373
2.236
2,949
3.901

1900
1901
1902
1903
1904

8>714
12336
14*509
15*936
15*707

1074
925
1.564
1.229
1*466

2,153
2,496
3,311
3.258
3*486

5*487
8.913
9*614
11.449
10,755

1920
1921

89,034
77,784
72,676
61*749
38,615

13,822
13,450
11,068
9.930
6*275

30,616
34,431
41,067
34,319
20,649

44.596

1922
1923
1924

1905
1906
1907
1908
1909

16*704
18*109
23.184
21.927
22.617

1.733
2.089
2*922
3.096
3*569

4i052
4*640
6*643
7.132
8*163

10,919
11,180
13.619
11*697
11.085

1925
1926
1927
1928
1929

38,466
39,063
41*229
45*655
44,688

6.190
6*050
5,399
5,194
5,936

20,575
16,162
22*654
27,392
24,776

11.701
16,851
13*176
13*069
13,976

1910
1911
1912
1913
1914

26*515
27,244
29*368
37*012
41*212

4*531
4*377
5.137
7*054
7,059

9,946
9,206
9*930
9,341
12,018

14^036
13,661
14*301
20,617
22,135

1930
1931
1932
1933
1934

38,344
31,612
24,315
15*215
13*836

4*006
3*868
3,427
2,819
2,213

20,012
15,450
11*161
6,497
5*460

14*324
12*294
9,727
5,899
6,163

1915
1916
1917
1918
1919

41*521
49*155
68*128
72.801
76*368

7.909
8.824
11*611
11.408
11*116

13*003
15.956
22*562
24357
25*836

20,609
24.375
33,955
37,036
39,416

1935
1936
1937
1938

14,063
16,196
17.506
17*110

2,031
2,062
2,377
2,460

5.140
2,352
2.011
1,860

6,692
11.782
13*118
12*790

1897

29*903
20.521
17*500
11.691

Loans'
Year
Total

Commercial,
industrial)
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

17.147

10,775

1940
1941
1942
1943
1944

19,446
24,277
22,919
27,092
20.817

11*863
15*162
14*911
20,903
14,424

10
7

1945
1946
1947
1948
1949

23.554
31*835
46.636
59.014
61.410

14,977
19*486
27,488
34,271
35,453

1950
19.51
1952
1953
1954

65.279
76.661
83.435
90.370
96,320

34,594
42,373
46,875
45,732
49,327

1955

110.021

55*450

118
41

Other
loans
to
individuals

Other

All
other

1,104

723

1,505

582

2,451

1,073
1,036
957
803
1,161

662
698
679
562
625

1.680
2.568
2*831
2*410
2*349

464
587
540
410
373

3*454
4*219
3,001
1,300
1*310

704
575

1,871
1*371
718
808
911

667
943
1.457
1.656
1*531

2*901
4*624
8*269
11*274
11*314

583
1,368
2,393
2*889
2,978

2*142
2*927
5*515
7*825
9,785

411
916
776
693
481

630
667
610
687
834

1.832
1,864
1*660
1.925
1*883

13,099
14,938
15,837
16*255
19*171

3,163
3,408
3,530
3,968
3,744

12,447
13,891
15*664
20*333
21*380

944

2*030

22*910

4l.->5

25.330

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
farmland

On
residential
property

883
1,169

895
1*303
1.912
1,575

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Montana

611

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investm ents
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1*021

1*841
1*590
2*835
2*696

1*168
1*229
1*361
1*292

9.765
9*732
11*893
13*320

1*248
1*876
1.805
2*693
1*906

2.874
3.914
4,570
3*840
5.091

1,544
1,790
1*966
2*044
2*325

15.977
21.723
24*888
26*318
26*753

155
185
103
151
167

1.970
2.339
2*641
2*959
3*178

5*920
6,957
6,714
6,786
7,641

2,264
2,513
2,911
2,761
3*054

28*667
31*946
37*417
36*962
39*655

12*030
11*274
13.216
15.435
12.691

253
224
244
330
400

3*505
3.249
3.127
4*361
4,119

8,272
7,801
9*847
10,744
8,172

3*397
3*192
3*285
3*565
3.727

47*114
44*366
48*413
59*507
60*669

1.717
3OS6
4*685
4*733
6*694

12*913
22*826
28799
21*191
23*103

307
358
564
521
762

3,384
4*686
6*107
4,249
4,419

9,222
17,782
22,128
16,421
17,922

3.979
4.494
4.509
4.986
5171

61*422
81*695
110*413
108*266
117*964

2*463
2.417
1.982
2*497
2*183

5*860
5*586
4*950
5*915
5.353

18064
15.151
15*633
14.539
15*954

622
512
547
632

1*091

3,623
2,717
2*615
2.255
2*724

13,619
11*922
12*471
11*652
12,139

5*887
5*947
7*107
6*940
4*867

124*602
109*666
104*949
94*996
71*206

8*215
12*106
9*567
10*207
9*002

2*909
3*072
2*794
2.973
2.954

7.871
6.416
10*400
12.593
12*869

15*449
15.345
14180
16,771
14*498

455
455
484
674
668

2.959
2.638
2.407
2,858
2,360

12*035
12,252
11,289
13,239
11,470

4*095
4.778
4.073
3.885
3.736

77*805
80*780
82*243
92*084
87*747

23*288
21*166
17*749
14*624
16*757

7.241
5.737
4.529
4.163
6*470

3.244
3.117
3.934
3.657
4*452

12*803
12*312
9.286
6.804
5.835

16*216
13.058
7,925
10*540
14.162

662
399
216
379
363

1*874
1*936
1,448
980
993

13,662
10,721
6,261
9,181
12,806

3*319
3.257
2*639
2*088
2.033

81*169
69*093
52*628
42*467
46*788

193S
1936
1937
1938
1939

16.767
21.974
23.786
23*128
23*592

9*260
13*762
15*667
15.566
16*565

3*296
3.229
3.698
4.060
4*448

4*209
4*983
4.421
3.502
2*579

20.268
21.935
21.573
20*878
24.058

739
727
778

1.133
1,342
1,521
1*424
1.333

18,416
19,866
19,274
18*447
21,858

2*354
1*857
1*662
1*548
1*492

53.472
61*962
64*527
62*664
66*269

1940
19*1
1942
1943
1944

22*342
23*350
27.978
57.095
95.521

15*631
17.682
22.503
52*076
91,107

4*061
3.750
3.616
3*312
2*847

2*450
1*916
1*859
1*707
1.567

27*401
28*585
33*784
40*996
50,466

1*486
1*513
2.399
2*161

1,655
1*620
1*874
1*650
2*377

24,867
25,479
30,397
36,747
45,928

1*434
1,395
1*225
1*067
1*239

70.623
77.607
65*906
126*250
168*043

1945
1946
1947
1948
1949

128*126
152.497
147*326
145*058
145.760

123*926
146*265
137.941
133*336
134*097

2.674
3*842
6*052
7*511
7.487

1*526
2*390
3*333
4*211
4*176

56*626
59*732
56*328
59*774
67*022

2*279
2*541
3*907
5*444
5,527

2*419
2,907
2,976
3*636
3*807

52,130
54*284
51,445
50,694
57,688

977
893
934
971

1*107

209*485
244*957
253*224
264*817
275*299

1950
1951
1952
1953
1954

149.032
130*043
147*549
156.522
164.717

134.977
114*132
129*478
135.310
139.182

8*852
897I
10*974
13*841
17*313

5*203
6*940
7*097
7.371
8*222

60*231
64*821
75,270
68,898
76*611

6*747
7*018
7,596
6*553
7*178

3,871
3,963
4*165
4*555
4*564

49*613
53*840
63*509
57,790
64,669

1*125
1,172
1,399
1*530
1.671

275*667
272*697
307*653
317*320
339.319

1955

167*616

137.479

19*827

10*310

69*329

8,261

4,746

1.806

346*772

653
687

28

Itl47
It324

26
26

159
173
332
590

466
514
767
706

2*756
2.869
3*875
3*856

38
46
43
139

1900
1901
1902
1903
1904

497
566

2
28

793
896

702
644
791

616
611

1*063

593

962

4,222
029
512
.659
128

100
239
137
126
131

190S
1906
1907
1906
1909

634
*845
*864
2.376
2.798

598
667
582
757
825

1*036
1*176
1*282
1*619
1.966

*045
481
458
9*898
10*986

1910
1911
1912
1913
1914

3*172
2*676
2*542
3*495
3*239

24
63
145
256
253

680
677
479
486
571

2*468
1.936
1.918
2*753
2.415

1915
1916
1917
1918
1919

3*009
5*420
8.977
9*308
13*322

684

608

1*205
1*640
2*360
4*051

1.129
2.252
2*215
2*577

1920
1921
1922
1923
1924

11*617
10*804
9.533
11.770
11*772

3*294
2*601
2.601
3*358
4.236

1925
1926
1927
1928
1929

18*995
21*594
22*761
25.773
24*825

1930
1931
1932
1933
1934

1896
1897
1898
1899

1*108

899
679

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,007

667
859

877

1*233
997

612

Montana

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figur<

s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


Deposits

Year
Total

Interbank

Government

demand

Other
time

1896
1897
1698
1899

7,790
7,761
9,766
11,040

115
84
600
948

5,821
5*526
7*156
7.868

1*854
2*151
2,012
2,224

1900
1901
1902
1903
1904

13,009
18,209
20,897
21,101
21,736

716
766
1123
510
714

9,718
13,190
14,156
14,950
15,312

2t575
4,253
5*618
5*641
5.710

1905
1906
1907
1908
1909

23,443
26,450
30,906
29,814
31.873

902
1,419
2,024
1*584
1.424

15*159
16,690
20,959
19,044
23,454

7*382
8*341
7,923
9*186
6*995

1910
1911
1912
1913
1914

37,318
33,886
37,514
47,553
46,883

1,722
1,661
2,316
2,964
2,530

27.481
22,508
23*360
31.230
27,752

81%5
9*717
11,838
13.359
16*601

1915
1916
1917
1918
1919

46,078
66*457
93.361
85*366
96,052

1*728
3*024
5*070
3.124
3*573

43
46

26*465
40,424
57.669
51*761
54.832

17,885
23,009
30,622
30,436
37.601

1920
1921
1922
1923
1924

91,900
76,320
73,333
72.014
58,287

2*799
2*227
2*331
2,566
2,366

70
56
55
16

46*632
39,624
38*053
36*901
31*414

42.469
34,399
32*893
32,492
24*491

1925
1926
1927
1928
1929

66,620
69,995
72,188
82,320
76,328

2*644
2,813
2,920
3,663
3,360

25
26
23
52
91

36*046
37,692
38,673
42*926
36,544

27,905
29.464
30*572
35*679
36*333

1930
1931
1932
1933
1934

69,945
58,965
42,559
35,245
39,377

3*465
3,599
2,094
2,399
2*018

128
116
172
114

34*340
29*249
19,106
16,144
20*961

32*012
26*001
21*359
16*530
16.264

1935
1936
1937
1938
1939

45.999
54,907
57,301
55,577
59,086

3*547
4*118
3*909
3,360
4,365

95
92
55
51
78

27.524
34*683
35*611
33*959
36,719

14.833
16*014
17.726
18*207
17*926

1940
1941
1942
1943
1944

63,379
69,908
77,908
117*840
159*104

4.726
5,058
5,855
7,184
9*816

71
42
86
7,000
13*315

39.721
46,382
54,023
83,961
111*995

18.861
18.426
17.944
19*695
23.978

1945
1946
1947
1948
1949

199,920
234*507
242,052
252,784
262,532

11*734
12*590
10,186
10*050
12,083

21*677
13*202
2,182
3,487
2*650

133*954
168,310
185,089
193,239
200*283

32*555
40.405
44*595
46.006
47.516

1950
1951
1952
1953
1954

262,070
257,793
291,534
299,523
320,107

11*239
11,798
14,697
12,365
14.556

13,528
4,431
5,601
3.459
6*822

189*086
193,920
216*214
225,120
236,332

48.217
47*644
53.022
58*579
62*397

1955

Montana

613

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat
ba
LcS
no**

Borrowings

lUffta

Surplus and
other
capital
accounts

<***

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

166
164
167
173

26
41
1
18

625
605
725
771

1.156
1*161
1.232
1*318

9*765
9*732
11*893
13>320

30
29

1900
1901
1902
1903
1904

196
216
249
255
286

206
163
283
958
432

990
1*190
1*335
1*650
1*885

1*574
1*945
2*124
2*354
2*414

15*977
21*723
24*888
26*318
26*753

35
37
43
50
56

1905
1906
1907
1908
1909

653
453
313
331
732

173
53
298
315
165

1*930
2.270
2*745
3*085
3*230

2*468
2.722
3*155
3.417
3.655

28*667
31.948
37*417
36*962
39*655

3d
66
78
90
104

1910
1911
1912
1913
1914

It252
1*405
974
661
1*270

130
202
99
5
165

4*130
4.855
6.050
7.215
8*400

4*284
4*038
3.776
4*073
4.151

47*114
44*386
48*413
59*507
60*869

135
140
154
179
226

1915
1916
1917
1918
1919

2*208
1*265
1*638
6*668
4*492

4
232
46
126
309

8*855
9*100
10*289
10.755
11*090

4.277
4.821
5*079
5.371
6*021

61*422
81*895
110*413
108*286
117*964

231
237
269
277
284

1920
1921
1922
1923
1924

14*602
16*145
14*990
8*638
2*728

312
322
296
191
374

11*380
11*550
11*005
9*625
6*830

6*408
5*349
5*325
4*530
2*989

124,602
109*686
104*949
94*998
71*208

286
277
268
242
155

1925
1926
1927
1928
1929

1*209
875
904
345
1*352

392
399
12
8
278

6.685
6*460
6.025
5*785
5*980

2.899
3.051
3*214
3.626
3.809

77.805
80*760
82*243
92*084
87*747

150
144
136
132
129

1930
1931
1932
1933
1934

1*257
809
I f 692
656
63

20
159
129
13
125

5*690
5.120
4.870
3*785
5.297

4*257
4.040
3.578
2.768
1*924

81*169
69*093
52*826
42*467
46.788

122
108
96
78
77

1935
1936
1937
1938
1939

8
10
27

127
135
140
122
145

5.379
4*715
4.564
4.294
4,252

1.959
2*205
2*512
2*644
2*804

53.472
61*962
64.527
62*664
66*269

72
75
73
71
70

1940
1941
1942
1943
1944

162
176
168
167
376

4*008
3.841
3.841
3.823
3*819

3.074
3.682
3*989
4*420
4,742

70*623
77.607
85*906
126*250
168*043

69
69
70
69
69

1945
1946
1947
1948
1949

171
212
341
410
432

3*963
4*245
4.260
4.535
4.810

5*411
5*993
6*571
7*088
7,500

209*485
244*957
253*224
264*617
275*299

70
71
71
73
72

575
651
976
1*216
1.323

4*935
5.005
5.180
5.740
5.965

8,087
9.196
9*963
10*841
11.924

275*667
272*697
307*653
317.320
339.319

72
71
71
71
71

348*772

71

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

25
50

85

6005

31
35

614

Montana

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896.1931


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total

Real
estate

Collateral

All
other

1696
1897
1896
1899

3*150

3*116
3*160
3*282

526
520
528
546

1*477
1*461
1.482
1.539

1.147
1.135
1.150
1.195

1900
1901
1902
1903
1904

3.721
4*101
4.710
4*636
5.417

621
685
787
806
905

1*745
1*923
2*209
2*266
2.540

1.355
1*493
1*714
1*760
1.972

1905
1906
1907
1906
1909

5.349
5.471
5.920
6*256
6.793

893
914
969

2*508
2.565
2*776
2.933
3*185

1*948
1*992
2.155
2.276
2*474

1910
1911
1912
1913
1914

7*489
5.773
4.540
5*252
5*773

3*512
2.707
2.129
768
567

2.726
2.102
1*653
4.055
4*945

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.045
1*134
1*251
964
758
429
261

Year

Real
estate

Total

Collateral

1915
1916
1917
1918
1919

4*215
3*606
2*663
2.715
2.972

676
534
389
334
327

1.159
1.542

1920
1921
1922
1923
1924

4.094
3*454
3*224
3*424
2*206

401
294
236
234
150

2.501
2.321
2*560
2*284
1*473

1925
1926
1927
1926
1929

2*132
2*897
7*089
7*116
126

145
197
462
484
68

1.422
1.932
4*728
4*746

1930
1931

153
210

63
113

640
860
966

All
other

2*899
2.194
1*528
1*222
1*103

1*192
839
426
906
585
565
766

1.879
1.686
58
70
97

Montana

615

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1931Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Gash assets

Investm ents
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1*96
1697
1696
1899

452
447
454
471

10
10
10
10

442
437
444
461

1*826
1*606
1*832
1*903

38
38
38
40

367
363
368
383

421
.405
426
480

1*015
1*005
1*018
1*058

6*443
6*374
6*464
6*714

1900
1901
1902
1903
1904

534
589
676
694
778

11
13
15
15
17

523
576
661
679
761

2*157
2.377
2.730
2*803
3*140

45
50
57
59
66

434
478
549
563
631

.678
849
2*124
2*181
2*443

1*199
1*322
1*516
1*556
1*744

7*611

8*389
9*634
9*891
11*079

1905
1906
1907
1908
1909

768
786
850
898
975

17
17
18
19
21

751
769
832
879
954

3*100
3*171
3*431
3*626
3*938

65
66
72
76
62

623
637
690
729
792

2*412
2*466
2*669
2*821
3*064

1.723
1*762
1.907
2*016
2*186

10*940
11*190
12*108
12*796
13*894

1910
1911
1912
1913
1914

1*075

23
18
14
4
26

1*052

4*341
3*347
2.632
2.325
1.881

91
70
55
40
43

873
673
529
754
548

3*377
2*604
2*048
1*531
1*290

2*414
1*860
1*462
1*373
921

15*319
11*809
9*286
9*296
9.352

1915
1916
1917
1918
1919

1*158
2*572
3*946
3*391
3*604

700

1*176
1*336
1*845

5
95
285
310
352

1*631
2*465
1*745
1*407

2*510
4*578
4.770
2.982
2*688

40
35
43
40
133

486
770
793
676
579

1*964
3*773
3*934
2*266
1*?76

769
853
761
746
771

8*652
11*611
12*360
9*836
10*035

1920
1921
1922
1923
1924

3*521
3*155
2*937
3*825
3*603

1*521
1*164
1*087
1*366
1*537

496
589
636
964
909

1*504
1*402
1*214
1*495
1*157

3*341
3*232
3*865
3*592
3.575

101
38
48
45
32

534
528
529
471
514

2*706
2*666
3*288
3,076
3*029

836
763
773
801
365

11*792
10.604
10.799
11.642

1925
1926
1927
1928
1929

4*647
4*629
3*475
3*741

2*571
2*574
2*391
2*572

1*015
1*104

1*061

37
33
30
39

34

343
342
339
343
209

9*416
10*653
12.327
13.051

442
421
323
420
21

1*817
2*331
1*071
1*392

40

951
450
429
39

2*296
2*785
1*424
1*651

1930
1931

41
71

1
1

40
70

6
6

14
10

52
35

208
185

474
517

829
652
348
777

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

453
846

634
740

811
638
344
751

55
72
51

9,751

430

616

Montana

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1931Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

Government

Other
time

demand

1696
1897
1896
1899

5.349
5.292
5.366
5.57*

81

4,230

82
85

4.242
4.407

1*038
1*027
1*042
1*082

1900
1901
1902
1903
1904

6*319
6*965
7,998
8.212
9*198

96
106
122
125
140

4.996
5*507
6,324
6.493
7.273

U227
1*352
1*552
1*594
1*765

190S
1906
1907
1908
1909

9*082
9*290
10,052
10*623
11,535

138
141
153
161
175

7,181
7*346
7,946
8*400
9*121

1*763
1*803
1*951
2*062
2*239

1910
1911
1912
1913
1914

12,718
9*804
7,709
7,927
8,009

193
149
117
386
243

10*056
7*752
6*096
5,803
4*941

2*469
1*903
1*496
1*736
2*625

1915
1916
1917
1918
1919

7.378
10,423
11*410
8.969
9,203

102
152
413
179
200

4*341
6*652
7*465
5.530
5.388

2*935
3*619
3*532
3*280
3*615

1920
1921
1922
1923
1924

10.945
9.778
9.920
10.831
9,371

240
122
167
176
123

6*326
5,736
5*818
6,062
5,290

4377
3.920
3*935
4*593
3*958

1925
1926
1927
1928
1929

9.023
10*221
11*691
12,557
350

67
76
148
91

4*569
5*631
6*999
7*157
195

4.367
4*514
4*744
5*309
155

1930
1931

394
433

234
301

160
132

80

4.185

Montana

617

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1931Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Surplus and

liabilities

rantel
C*^

Total
liabilities
and capital
accounts

other

capital
accounts

KT M.
**""**
*

1696
1897
1898
1899

166
164
167
173

927
917
930
966

6t443
6*374
6*464
6*714

21
20
21
21

1900
1901
1902
1903
1904

196
216
249
255
286

1
1

1*095
1*207
1*386
1*423
1*594

7,611
8*389
9*634
9*691
11*079

20
19
22
23
29

1905
1906
1907
1908
1909

283
289
313
331
359

1
1
1
1
1

1*574
1*610
1*742
1*841
1*999

10*940
11*190
12*106
12*796
13*894

30
29
34
41
45

1910
1911
1912
1913
1914

395
305
240
88
148

2
1
1
1

2*204
1*699
1*336
1*282
1.195

15*319
11*809
9286
9*298
9*352

53
44
28
25
21

1915
1916
1917
1916
1919

169
81
29
32
25

1*105
1*107
895
812
802

8*652
11611
12*360
9*836
10*035

22
19
13
9
9

1920
1921
1922
1923
1924

65
115
192
86

782
711
667
679
380

11*792
10*604
10*799
11*642
9*751

8
7
7
6
2

1925
1926
1927
1928
1929

395
432
436
494
80

9*418
10*653
12*327
13*051
430

2
2
2
2
1

1930
1931

80
64

474
517

1
1

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26
3
5

46

NEBRASKA

Revised data for assets and liabilities and


number of all banks in Nebraska, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3,1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data were reported, either separately or in combination
with data for other State commercial banks, in
the reports of the Comptroller of the Currency
or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary, This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods and procedures used in compiling the figures.
The figures for national banks in Nebraska were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the
United States Summary. Compilation of fig1
Since there have been no mutual savings banks in
Nebraska, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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ures for State commercial banks presented a


number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers* directories.
The sources of such statistics for 19341946 were either (1) summary figures of
assets and liabilities for all State commercial

banks published or supplied by the State


banking department or (2) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
figures for noninsured banks obtained from
reports of the State banking department or
bankers' directories. Data for this period are
discussed separately because of the substantially better coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
618

Nebraska

619

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency, (2)
supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.

Changes that affected both number and


balance sheets reflected largely the addition
of nondeposit trust companies, whose fiduciary
business qualified them for inclusion in the
series. In cases (described later) where it was
necessary to estimate balance-sheet items for
State commercial banks, such estimates were
made on the basis of data that excluded these
nondeposit trust companies.
In addition, the balance sheet for 1904
was adjusted on the basis of information in
the reports of the State banking department.

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET

LOANS

On the basis of information from other


sources, mostly from reports of the State banking authority or from bankers' directories, the
number of banks and balance-sheet data as
published by the Comptroller were adjusted
to include the number of banks shown in the
accompanying table.
ADDITIONS TO NUMBER OF BANKS
Year or
period

Number

1896-1897..

1898
1899-1900. .
1901-1902. .

1903
1904-1905. .
1906-1907. .

1908
1909
1910
1911-1912..

1913
1914-1915..

1916

6
4
3
4
6
5
4

5
6
8

12
13

12
16

Year or
period

Number
J

34
17
23
2

1917
1918
1919
1920

29

27

1921
1922-1923. .

1924
1925-1927

1928
1929
1930
1931
1932
1933

, .

24
25

24
25
26
23
22
17
16

1
Includes 19 State commercial banks other than loan and
trust companies, figures for which were derived from the
report
of the State banking department.
2
Includes one bank for which no balance-sheet data were
added.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller until 1925. For
years in which items were not reported, figures
were obtained from other sources or were
estimated.
Figures for real estate loans for 1896-1902
were estimated by applying to total loans in
each year the average of the ratios of this
item to total loans computed from reported
data for 1903-1905; and for 1906-1908, by
applying ratios derived by interpolating between similar ratios computed from reported
data for 1905 and 1909. The figure for 1904
was obtained from reports of the State banking department.
Estimates of collateral loans for 18961908 were made by applying to total loans in
each year the ratio of this item to total loans
based on reported data for 1909.
No amounts of real estate loans or collateral loans were reported for the 1916-1924
period. Real estate loans for this period were
derived by applying to total loans, ratios that
reflected changes over the period in the ratio
of real estate loans to total loans at Colorado
State commercial banks. Collateral loans for
the same period were derived by applying to
total loans, ratios that reflected changes over
the period in the ratio of collateral loans to
total loans at Nebraska national banks. In

620

All-Bank Statistics

each case these ratios were derived by interpolating technique No. 2, described in the
United States Summary.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and political subdivision, and other securities was not
reported to the Comptroller regularly until
1925. For the years in which the data were
not reported, figures were obtained from other
sources or were estimated.
Data for United States Government securities for 1899 and 1902 were derived from
State banking department publications. Estimates for 1920-1924 were made by applying
to total investments, ratios that reflected
changes over the period in the ratio of United
State Government securities to total investments at Nebraska national banks. These
ratios were derived by interpolating technique
No. 2, described in the United States Summary.
Estimates of obligations of States and
political subdivisions for 1897-1908 were made
by applying to total investments, ratios of
State and political subdivision securities to
total securities computed from reported data
for 1909. Since both this item and total investments were very small when the breakdown was reported in 1909 and subsequent
years, it seemed reasonable to assume that
the amounts were also small in the earlier
years. Estimates for 1916-1924 were made
by applying to total investments less United
States Government securities, ratios of this
item to the total less United States Government securities that were derived by interpolating between similar ratios based on reported data for 1915 and 1925. This method
was used because United States Government
securities accounted for almost the entire increase in total investments in 1918 and 1919.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other de-

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mand, and other time was not generally complete in the reports of the Comptroller until
1924.3 No attempt was made in the revised
series to provide figures for United States Government deposits prior to 1918 because practically all such deposits were held by national
banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
Demand and time deposits. Total deposits other than interbank were not broken
down into demand and time deposits in a number of years. Time deposits for 1898, 1899,
and 1901 were derived from reports of the
State banking department for December call
dates, since total deposits excluding interbank
deposits for December dates varied only
slightly from June data.
Estimates of time deposits for certain
other years were made by applying to total
deposits other than interbank, ratios of time
deposits to this total computed as follows:
for 1896 and 1897, the ratio computed from
figures for December 1898 shown in the report
of the State banking department; for 1900, the
average of the ratios computed from reported
data for 1899 and 1901; and for 1902 and
1908, the ratios for the November call date
in the corresponding years shown in the State
banking department report; and for 1920, the
ratio computed from reported data for 1919.
By reference to State banking department
reports, deposits labeled as "unclassified" in
the Comptroller's reports for 1921-1923 were
found to be time deposits.
Figures for both demand and time deposits for 1903-1907 and 1917 were obtained
from State banking department publications.
Interbank deposits. For 1904 and 1907
this item was obtained from reports of the
State banking department. An estimate for
1908 was made by applying to total deposits
in this year the ratio of interbank to total
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Nebraska
deposits as computed from data for the fall
call in the State banking department report.
United States Government deposits.
Figures for United States Government deposits
for 1918, 1919, 1921, and 1922 represent such
deposits at State member banks only, which
held practically all of this type of deposit at
State commercial banks. Figures except for
1918 are as reported. The figure for 1918 was
estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Nebraska to such deposits at all
State member banks on June 30, 1919.
OTHER ITEMS

Estimates of cash items in process of


collection for 1905, 1907, 1908, 1913, and 1916

621

were made by applying to total cash assets


in these years, the ratio of this item to total
cash assets computed from data for the nearest prior year reported; for 1925, by applying
the average of the ratios computed from reported data for 1924 and 1926; and for 1932,
by applying the average of ratios computed
from reported data for 1931 and 1933. The
amount shown for 1931 represents a total
that was derived from statements for individual banks as shown in reports of the State
banking department.
Figures for borrowings for 1900-1907 were
obtained from reports of the State banking
department. Estimates for 1896-1899 were
made by applying to the total of borrowings
and "other" liabilities, the ratio of borrowings to this total computed from reported
data for 1900.

STATE COMMERCIAL BANKS, 1934-1946


For 1934-1941 the assets and liabilities
including the breakdowns of loans, investments, and depositsof all State commercial
banks, as reported by the State banking department to the Comptroller of the Currency
and published in his annual reports, were
accepted with only minor adjustments. For
1942-1946, data for insured banks published
by the Federal Deposit Insurance Corporation
were combined with balance-sheet data for
noninsured banks obtained by the Corporation from the State banking department or
from individual banks to obtain totals for all
State commercial banks.
The Comptroller's data for State commercial banks for 1934-1941, and the balance-sheet data covering noninsured banks
furnished by the Federal Deposit Insurance
Corporation for the period 1942-1946, did not
include trust companies without deposits.
Accordingly, the principal assets and liabilities of these trust companies, as derived from
State banking department reports or from

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Federal Reserve Bank of St. Louis

bankers' directories, were added to the data


for State commercial banks in the 1934-1946
period.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available in
some years in the sources mentioned. The
breakdowns of loans and of cash assets for
noninsured banks for the period 1942-1946
were estimated on the basis of the percentage
distribution of corresponding items for insured
nonmember commercial banks in corresponding years. Since trust companies differed from
insured commercial banks, insured bank data
could not be used as a basis for estimating
the breakdown of their investments and cash
assets. These items were broken down for
the 1934-1946 period on the basis of the
percentage distributions of corresponding
items for June 1947 derived from the individual reports of these particular trust companies ; these were the earliest reports in which
detailed balance-sheet data were available.

622

Nebraska

All BunksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

Real
estate

Leans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1697
1896
1699

39*834
35.977
40*660
46*125

3,347
2.992
3*185
3,477

12.166
12*458
14*565
15*840

24,301
20,527
22*890
26*808

1900
1901
1902
1903
1904

52.750
62.909
74.176
78.466
79.940

3.635
4.211
4.824
4*832
5*078

18,611
22*861
27.805
26.538
26*191

30*304
35.837
41*5*9
47.098
48.671

1920
1921
1922
1923
1924

463.015
384*302
367.161
382.454
363.890

37,756
37.919
41*069
43,923
44,317

123.127
103.530
106.862
106*233
103*766

302*132
242,853
219,230
232*298
215*807

1905
1906
1907
1908
1909

92,695
110.390
128.540
127,309
145,516

6*638
8*161
9*656
9,987
11,942

29*211
34.711
37*144
36,206
39*271

56,846
67.518
61.540
81,114
94.303

1925
1926
1927
1928
1929

373.949
366.120
344*417
313,909
298*349

47,422
43,468
40,983
36,078
29,831

114.390
113*526
108,505
111,787
37,550

212*137
209,126
194,929
166,044
230,966

1910
1911
1912
1913
1914

162.842
157.317
175.110
163.236
189,084

17,063
12*371
14,913
17,455
15*496

42,729
39.691
42*874
44,140
47,225

103*050
105.255
117,323
121.641
126.361

1930
1931
1932
1933
1934

246*432
214*061
148.388
92.361
83*157

21*123
18*546
15,183
10,830
8*057

25.957
20,427
13.641
10.302
11.089

199,352
175.086
119.564
71,249
64,011

1915
1916
1917
1916
1919

203.486
236.514
308,075
355.026
399.590

18,412
20.377
24.151
26.627
28,729

56,764
63,166
84*160
98*851
115,119

128,310
152*949
199.764
229.548
255.742

1935
1936
1937
1938

87.326
99.306
107,346
108*640

7*281
9.103
10*651
11.785

9*026
9,380
10,058
8*273

71.019
30,323
86.637
38.582

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

120.639

86,881

586

2,127

8*231

3,458

1*924

17.432

1940
1941
1942
1943
1944

125.552
151*715
143.721
126,612
117,091

87,663
101.859
100*601
90,995
70*646

155
627
229
132
245

2,285
4,002
2,224
2,912
13,392

8.411
8*324
7,364
6,152
5,912

3.725
4,595
4,840
6*621
6.978

2,749
2.920
3.302
2,039
1,983

7,847
6,986

20,564
29,388
25*141
9,914
10,949

1945
1946
1947
1948
1949

141,373
155,506
205,536
256,682
314,706

83*923
86*324
126*057
165,116
220,352

449
622
1,197
490
716

17,848
19*192
11*895
8,621
7*803

6,268
7,911
9,403
9,426
9*242

7,358
11*405
16,354
20,566
20,583

2.282
5,034
8,215
10.349
10.169

8*490
12,006
26,874
38.395
40,634

14.735
13.012
5,541
6,315
8*791

1950
1951
1952
1953
1954

349,320
394,412
439,754
446,041
502,675

250*495
277,718
312*006
302,060
352,381

493
483
847
711
701

5,848
6*673
6*021
5.975
4.836

9.877
10,281
10.656
9.948
10,671

22*997
27.160
29,298
31.736
32,809

8,471
10,706
11,132
12,320
14,474

45,707
54,814
63,678
72.781
76,273

9*678
11,788
12,171
17*125
17,722

1955

549.846

369*169

1,543

5,173

12,845

41*116

17,880

86.509

23*039

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Nebraska

623

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1899

4*761
4,734
4*964
6*945

3*162
2*953
2.967
4.436

307
427
461
602

1*292
1*354
1*516
1*907

13.979
17.727
26*464
30,566

1*480

1,276
1,228

4*654
5*185
5*998
6*056

7,645
11*567
19,190
23*282

6*696
6,544
6*906
5,971

65.270
' 64*962
78.994
69*607

1900
1901
1902
1903
1904

7*810
8*100
8*258
10*170
10*396

5.194
5.514
5.534
6.300
7,241

631
641
720

1*985
1*945
2*004
2*753
2*296

35C-25
36*364
35*996
35*906
41*696

1,295
1,566
1*268
1*444
1*813

6,895
7,369
7,814
8,070
8,120

26,835
29,449
26,914
26,392
31,763

5*972
4*869
4,851
4,210
4,819

101.557
114,262
123,283
128,754
136,851

1905
1906
1907
1908
1909

10*236
11*191
13*506
15*850
16*034

7*561
6*340
9.755
11*461
11.511

1,897
2*019
2*662
3*181
2*798

45,739
53*934
58.339
55.933
63*956

1,753
1,868
2*229
2.107
2,667

8,799
11*472
11*615
14*300
14*460

35,187
40*594
44,495
39*526
46,611

5,207
5*182
5,648
6,295
5,529

153,877
180*697
206.033
205.387
231,037

1910
1911
1912
1913
1914

16*454
17,313
19,015
16,906
18,523

11*875
12*546
13*967
13*826
13*360

1,017
1,197
1,328
1,056
923

3,562
3,568
3,720
4,024
4,240

59.809
66,631
74,756
66,534
57,672

3,140
2,793
2*946
4,059
3,348

15*180
14,979
16*186
15*821
14,788

41,489
48,859
55,626
46,654
39,536

6,905
8,209
8,654
9,223
9,230

246,010
249*470
277,537
277,899
274,509

1915
1916
1917
1916
1919

19*162
17*249
25,190
51*283
57,395

12*507
10*700
16*391
41.232
45*592

1,329
1,435
2,214
2,657
3*693

5*326
5,114
6*565
7*394
8*110

70,295
90,324
150,132
117.699
126,747

3*270
3*846
5*221
7.117
9*972

12*688
13*827
16,687
12,793
13*339

54,137
72*651
128*224
97,789
103,436

10,425
11,720
12,585
14*173
14,682

303,368
355,807
495*982
538*181
596*614

1920
1921
1922
1923
1924

38*963
34,206
38,332
49*004
41,898

26*861
23*136
23*845
30*489
23*631

2*364
2*085
2*656
2*558
3*256

9*718
8*985
11*831
15.957
15*011

120,313
90,336
112,172
104,107
110,999

11*193
8*030
9*466
9*142
8,223

15*561
14,363
12,929
13,291
13*790

93,559
67*943
89*777
81*674
88,986

19,835
21*915
25,350
32*707
29*727

642,126
530,759
543,015
568*272
546*514

1925
1926
1927
1928
1929

59*701
60*280
68*276
96*197
97*351

26.112
23*171
23*026
33*000
42*789

6*246
7*642
8*071
10*965
9*243

27.343
29.467
37.179
52*232
45,319

129.887
109,656
103,612
128,855
101.817

9*874
9.777
10,154
10*047
9,543

14,350
9,101
12,897
12,395
10*613

105,663
90.778
80,561
106*413
81*661

44,280
50,721
39,589
41*894
31,046

607,817
586*777
555,894
580.855
528,565

1930
1931
1932
1933
1934

94*276
95*381
74*619
76*309
110.765

34*197
29*558
32,854
44005
77*111

11,556
15*226
10*907
11*275
13,612

48*521
50*597
30*858
21*029
19*842

99,514
96,320
61,839
59*386
113,677

8*661
8*960
5,087
5,418
6,500

10*199
8*364
6*751
4,554
4,231

30,454
78*996
50,001
49,416
102*946

24,334
22*899
18*033
12,068
11*858

464,556
426*661
302*879
240,146
319,457

1935
1936
1937
1938
1939

122*219
127.107
120*069
111*084
111.417

85*869
88*233
82*353
75,787
74*038

19*107
22,813
21,498
20*613
22*640

17*243
16*061
16*238
14,684
14,739

120,750
135*565
115,177
109,215
111,758

8,100
15*530
12*931
11*456
13*996

4,552
5,266
5,190
5*079
4,871

103,098
114,749
97,056
92,660
92,891

10.773
10.837
10*419
10*096
9*551

341.068
372,815
353*031
339,037
353,365

1940
1941
1942
1943
1944

108*329
107.156
146*099
366*458
546*439

74*366
75*084
116*988
324.979
501*701

21,176
20*134
19,590
29,157
32,793

12,767
11,938
11*521
12*322
11*945

124,019
134,970
197*878
290*062
312*526

11,844
17,599
22,342
31*199
28.159

4,742
5,438
6,524
7,851
9,662

107,433
111,933
169,012
251,032
274,707

9*030
8*279
7*701
8,407
7,825

366*930
402,120
497,399
791,559
963,663

1945
1946
1947
1948
1949

668*895
797,292
762*489
702*442
629,843

620*111
734,936
693.550
625,453
550*321

35,342
36,778
43,503
49,861
53,964

13,442
25*578
25,436
27*108
25,558

340,463
337,299
360,716
337,217
324*849

30*900
30*668
44,603
50,917
43,350

9,075
9,762
11,698
13,876
14,225

300*508
296,869
304*415
272,422
267,274

6*969
6*836
7,153
7*346
9,182

1,157,720
1*296*933
1,335*894
1,303,689
1,278*580

1950
1951
1952
1953
1954

642*787
639*595
653*852
689.485
686.352

555,644
542,012
550,831
573,313
562*013

62,969
74*737
82*589
93*223
101.339

24,174
22*846
22,432
22*949
23*000

317,614
363,099
377,151
389,288
370,206

47,779
56,572
55,152
58,686
55,928

13,929
13,575
16,202
16,906
16*087

255,906
292,952
305,797
313,696
296,191

8,645
6,966
9,893
9,783
10,912

1,316*366
1,406,072
1,482,650
1.534.597
1.570.345

1955

668*899

537.172

106*057

25*670

332*063

58*923

16,399

254,741

11*766

1,562,576

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,117

857
758
832

1*089
1*206
1*725

955

624

Nebraska

All Bank*Table 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1696
1897
1898
1899

36*121
38*654
53*606
64*833

4.636
6*822
11*424
14.208

377
431
482
933

25,245
25,504
34,365
41*277

1900
1901
1902
1903
1904

74*879
87*338
95*938
99.105
105*385

16*290
18.493
18.181
17,110
19,639

925
920
1,260
1*416

47*793
55*656
62,304
65*269
67*489

12*267
14.193
15*310
16*671

1905
1906
1907
1906
1909

120*131
144*475
166*326
161,591
185*421

22,431
28*609
26,769
26,134
34,478

1.237
1.207

76.279
90*903
103.257
95*683
102*371

20*104
23*756
31*369
35*203
47*026

1910
1911
1912
1913
1914

193,835
193*607
218*294
214*695
209,149

30*232
32.593
36*633
34,374
26,614

1*092

106*496
107*004
118*101
113*254
114*551

54.015
52*899
62*201
66*373
64*757

1915
1916
1917
1918
1919

237,321
290*616
427*162
451,644
496.170

38*298
49,021
90,672
65,455
69,539

851
807
1.146
8.623
3,008

123.739
151.586
211*609
240.134
275.118

74.433
89.202
123*735
137*432
150*505

1920
1921
1922
1923
1924

505,209
403*359
431*019
452.953
452.959

57,034
41,526
55.773
52.649
53,442

616
444
590
796
483

283*010
198.767
210*683
207*606
200*076

164*549
162*622
163.973
191.902
198*958

1925
1926
1927
1928
1929

508.819
490.233
468*812
477,481
438,403

67*001
57,754
52,270
56,999
46,589

524
673
573
512
1,083

227*556
223*116
216*171
225.758
221*183

213.738
206*690
199.798
192*212
167.548

1930
1931
1932
1933
1934

387,790
355,602
236,268
196, 43<*
274,186

44,767
46.355
24.947
31,852
55*366

384
592.
1,867

203.753
181*905
121*225
99,708
145*382

138*686
126.750
90.249
62*054
68.967

1935
1936
1937
1938
1939

300,903
333*926
312,939
298,498
311.537

57,320
66,017
54,510
48*682
52,616

2*960

174*945
197*494
191.7*0
165*083
193*122

67*283
67*104
65*864
62*869
62*639

1940
1941
1942
1943
1944

323.192
357,031
450.998
742.374
929,858

57,15
66.728
94.734
155,303
159,967

3*102
3*214
5*251
38*029
102*473

198.762
223*825
289.218
477,818
580.750

63*913
63*264
61*795
71.224
86*666

1945
1946
1947
1948
1949

1*098.433
1,231,581
1,259,767
1*227,059
1,197.436

169.080
161.129
171.389
144,356
128,122

142.308
99.046
16.520
21*434
17.321

675*090
839.101
932.393
921,983
913*243

111.955
132.305
139*465
139*286
136*750

1950
1951
1952
1953
1954

1,231,393
1,309,305
1,373,583
1,420,567
1,446.836

126,482
153,364
152,039
152,529
152,580

30.755
31.693
35.334
19.206
40*884

932.527
978*018
1*032.328
1.086*801
1.085*361

141*629
146*230
153*882
162*029
167.991

1,422*625

133,137

39*758

1*083*647

166*083

1*586

2*931
2*571

1.546
1*111
1.359
894
1*027

2,820
4*471

1,355
3*311
825
1,844

5.661
5.897
7.335
8*415

9.871

Nebraska

625

Table 1- - All Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures

s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


National

Year

Borrowings

*,

>&

Surplus and

other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1698
1899

1*274
545
299
205

2*275
2*047
1*964
2*571

79
42
25
34

21*205
19*798
19*126
17.872

4.316
3*696
3*954
4*092

65.270
64.982
76*994
89*607

558
509
497
500

1900
1901
1902
1903
1904

197
175
231
332
396

3.700
4.327
3.952
4*550
5.118

36
14
14
16
16

17.888
17*786
17*935
18*576
19*249

4,657
4.622
5.213
6*175
6.687

101*557
114*262
123*283
126*754
136*851

516
540
584
631
655

1905
1906
1907
1908
1909

380
300
226
179
422

5,662
6.791
7.269
9.033
9*323

64
60
102
24
80

20*228
20*964
22*578
24*187
25*303

7.212
8.067
9.532
10,373
10*486

153*877
180*697
206.033
205.367
231*037

683
745
799
837
865

1910
1911
1912
1913
1914

1*104
1*080

10*622
11*372
12*515
12*685
12*263

40
179
125
142
389

27*819
29.524
30.500
31.752
32.563

12*590
13*708
15*368
16,960
17,765

246*010
249*470
277,537
277*899
274*509

902
915
938
955
977

24
106
312

2.404
3*684

33.973
33.994
36.535
39*010
42.315

16,865
20,210
21,909
23.871
24*906

303*368
355*807
495*982
538*181
598*614

1*015
1*038
1.081
1*137
1*169

735

1*465
2*360
1*476

1915
1916
1917
1918
1919

11*625
19*956

11.689
10.014
9*578
9.627
9.583

1920
1921
1922
1923
1924

45*349
31*760
18.995
21*933
9.169

9*584
9*613
9*608
9,222
6*878

7*677
10*709
12*461
15*270
8*719

45*550
47*926
45.678
45*145
44*266

28,757
27,390
25,234
23*749
22*503

642*126
530*759
543*015
568.272
546*514

1*225
1*211
1*177
1*150
1*125

1925
1926
1927
1926
1929

5.268
6*505
8*433
5*026
13*146

8*434
8,162
7,603
7,534
7,068

20*600
20*462
12*135
33*064
12*951

43*615
41.707
40.229
37.346
35,727

20*881
19,708
18,482
20,402
21*270

607*817
586*777
555*894
560*855
528*565

1.111
1*082
1*049

1930
1931
1932
1933
1934

5.831
5.950
9*223
1*048

6*837
6*810
6,395
7,874
7,705

10*255
9*502
5.640
2*074
1.299

33*248
31,667
26*767
20*006
24*660

20.595
19.130
16*346
12.710
11*581

464*556
428*661
302*879
240*146
319.457

796
749
632
400
447

1935
1936
1937
1938
1939

160
150
218
193
217

783
823
810

24*312
23*380
23*055
23.257
22.889

12*532
14*056
15,672
16.266
17*912

341*068
372*815
353*031
339*037
353*365

442
445
440
435
434

1940
1941
1942
1943
1944

276
205
12
80

1*193
1.140
1.016
1.053
1*318

22.828
22.741
22.616
22*591
23*413

19*441
21,003
22,757
25*461
29,294

366*930
402*120
497.399
791*559
983*883

429
426
419
413
416

30
330

1*791
2*448
2*503
2.956
2.367

24.299
25*026
25*566
27*287
28*120

33*167
37,548
42*120
44,337
49*382

1*157*720
1*296,933
1*335*894
1*303*689
1,278,560

417
418
417
416
416

867
486

26

2.378

1*303
1*147

929
872

1949
1946
1947
1948
1949

5*936
2*050
1*275

1950
1951
1952
1953
1954

2*473
7,234
2,510
2*840

2*946
3*278
4*162
4.734
5,463

28*798
31*703
32*789
35*574
37.147

54,364
59,313
64*882
71*212
78,059

1*316*366
1*406*072
1.482*650
1*534*597
1*570*345

418
418
416
419
420

1955

14*227

5*782

37.993

81,949

1*562*576

420

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

863

626

Nebraska

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

Collateral

All
other

Year
Total

Real
estate

Collateral

All
other

1696
1897
1896
1899

22*034
21*056
24.630
27*441

326
362
436
461

8*245
9.176
11*042
11*668

13*463
11*518
13*152
15*312

1900
1901
1902
1903
1904

32*102
38*804
45*218
45*953
46*402

553
687
837
754
732

13*989
17*396
21*184
19*098
18.525

17,560
20,721
23.197
26.101
27.145

1920
1921
1922
1923
1924

196*126
161*226
151*626
161*142
144.108

2*636
6*537
6.993
7.116
7.438

75.454
62.354
63*017
62*752
57,852

118*036
92*335
81*614
91*274
78*818

1905
1906
1907
1908
1909

54*666
65*467
75*012
74*906
84*568

810
965
983
956
966

20*516
24*436
24.896
24*212
25*330

33*360
40*066
49*133
49,738
56*250

1925
1926
1927
1928
1929

146,126
140,707
126*457
128*769
135.302

7*599
6*710
6*085
5*423
3*896

62*770
60*945
56*762
61.078
31*674

75*757
73,052
63,610
62*268
99*732

1910
1911
1912
1913
1914

93*192
93*766
102*842
101*843
99*501

1*204
1*067
1*651
1*669
1*785

32*873
31.313
34.025
33*533
33*402

59,115
61,366
67,166
66,621
64*314

1930
1931
1932
1933
1934

131.562
119.546
90.097
65.684
58*155

3,771
4*260
4*893
4,957
4*131

21*611
16*181
11*864
9.432
10*116

106*180
99*105
73*340
51*295
43*908

1915
1916
1917
1918
1919

100*770
115*796
152*080
160*195
176*619

2*260
2*612
3*112
2*788
2*729

40*727
44*457
56*642
64*633
74*046

57*783
68*727
90*326
92*774
101*844

1935
1936
1937
1938

60*655
67,851
73.551
74.101

3*880
5.093
6*237
6*791

8*217
8*477
9.035
7*180

48*558
54,261
58.279
60*130

Loans1

Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing o r
carrying securities
To brokers
and
dealers

To
others

_ .^ . ^

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

84*138

60*492

585

1,956

4,452

2*205

1*649

12*797

1940
1941
1942
1943
1944

87*856
109*064
102*449
86*474
82*963

60*350
71*339
69*132
59.345
46*480

149
609
167
119
217

2,067
3,559
2,021
2*688
12*254

4,583
4*503
4*012
3*217
2*877

2.670
3.262
3.310
4.961
4*801

2*476
2*629
2*963
1*829
1.759

5*425
4*692

15.561
23.163
20*824
6*890
9.903

1945
1946
1947
1946
1949

98*985
109*774
143*973
179*450
209*460

52*977
56.417
87.239
114*905
141.762

384
562
1*147
417
700

16*729
19*026
11*558
8*204
7*271

2*910
3*286
3*791
3*855
3*893

4,557
6,561
9.539
12.359
12*799

1*928
3*798
6*019
7.707
7*871

5*754
8*366
20*394
29*249
30*535

13*746
11.738
4*266
4.774
7,313

1950
1951
1952
1953
1954

231*907
276*980
305*090
305*092
344*859

163*505
192*913
212*572
198*862
234*768

443
433
837
698
585

5*171
5*910
5,316
5*292
4,137

4*338
4*530
4*908
4*645
4*606

14.270
17.612
18*767
20.625
21*465

6*156
8*388
9*059
10*121
11*648

32*927
40*620
47*166
53.475
56*260

6*032
10*175
10*816
15*864
16.151

1955

387*442

253*701

1*543

4*545

6*022

27*479

14*305

63*462

21*269

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Nebraska

627

Table -2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
aafleta

1896
1897
1898
1699

4*404
4,062
4*289
6*340

3*162
2*953
2*967
4*407

271
242
288
421

971
867
1*034
1*512

9.192
11*171
17*581
21*066

665
852
1*223
1*164

3,367
3*559
4*242
4.032

4*960
6*760
12*116
15*870

3*498
3*582
3*859
3*471

39*128
39*871
50.359
56*316

1900
1901
1902
1903
190%

7tl97
7*593
7*731
9*078
9*679

5*157
5*507
5*522
6*300
7*241

445
455
481
606
531

1*595
1*631
1*728
2*172
1*907

23*141
24.276
22.127
22*689
28*751

1*251
1.261
1.159
1*357
1*720

4*843
5.179
5.375
5*604
5*675

17*047
17*836
15.593
15*726
21*356

3*294
3*078
2,746
2,412
2*557

65.734
73.751
77*822
80*132
87.389

1905
1906
1907
1908
1909

9*493
10*317
12*409
14*843
14*571

7*561
8*340
9*755
11*461
11*472

417
431
579
736
1.057

1*495
1*546
2*075
2*646
2.042

30*058
35.755
36.246
34.651
41.780

1.640
1.820
2*163
2*043
2*422

6*269
8,469
8*355
10*347
10.570

22*149
25*446
25*726
22*261
26*768

2*874
2*998
3*204
3*646
3*531

97.113
114.537
126*871
128.046
144*450

1910
1911
1912
1913
1914

15*837
16*641
17*926
17*592
16*947

11*856
12*529
13*946
13.799
13*335

860
980
1*053
737
569

3.121
3*132
2*929
3*056
3*023

38 .996
44.531
46.999
43 458
36*029

2*804
2*456
2*466
3*633
2*852

10*661
10*923
12,003
11.406
10.209

25*311
31*152
34*528
26.419
22.968

3*975
4.567
5*299
5*457
5*642

152.000
159*507
175*066
166*350
156,119

1915
1916
1917
1910
1919

17*527
15*130
22*247
32*500
35*043

12*485
10*700
16*391
26*781
28*433

1*035
1*041
1*629
1*784
2*695

4.007
3*389
4*227
3*935
3*915

42*165
48*393
75*809
55*701
66*134

2*839
3*200
5*051
6*350
9*631

7,920
8*049
8*633
3*989
4*450

31*406
37.144
62*125
45*362
51*853

6*014
6.771
7*013
7*945
8*685

166*476
186*090
257*149
256*341
266*681

1920
1921
1922
1923
1924

24*412
20*999
26*124
34*853
27*667

18*160
15*786
17*515
23*321
16*906

1*491
1*427
1*813
1*754
2*293

4*761
3*786
6*796
9*778
8*468

63*148
47*246
59*119
53*134
57*652

10*903
7.871
9,341
9,010
6*114

3*848
3*747
3*560
3*361
3*692

48*397
35*628
46*196
40.763
45*846

10*792
9*986
9*256
10*096
11*242

294*478
239*457
246*127
259*225
240,669

1925
1926
1927
1928
1929

37*270
34*429
38,818
53*153
56*771

18*417
15*616
16*209
25*152
29*554

4*046
4*946
5*502
7*585
6*368

14*805
13*867
17*107
20*416
20*849

64*569
55.493
52*744
59*421
53*939

6*919
8*314
8*654
8*320
6*267

3*818
3*523
3*166
2*904
3*176

51.832
43*656
40.904
48,197
42*496

12*088
11*942
10.826
10.504
9.234

260*053
242*571
228*845
251*647
255*246

1930
1931
1932
1933
1934

62*236
68*949
55.301
65*974
94*174

26*290
24*429
26*912
40*503
67*753

8*561
12*063
8*484
9*600
11*401

27*385
32*457
18*405
15*871
15*020

62*433
65*348
45*288
45*934
83*859

8*167
8*386
4*831
5*260
6*266

3*985
3*416
3*300
2,775
2*448

50,281
53,544
37,157
37,879
75,123

8.674
9*297
8*747
8*190
7.908

265*105
263,140
199,933
185,762
244.096

1935
1936
1937
1938
1939

103*592
106*104
97*954
91*497
93t327

74*416
74*201
67*106
62*299
61*108

15*921
19*376
17*665
16*896
19*170

13.253
12*527
13*163
12*302
13*049

91*325
1 04 564
89*440
87*340
88*653

7*964
15*356
12*769
11*346
13*856

2*789
3*465
3*520
3*444
3*239

80,572
85.723
73*131
72.550
71*556

7,316
7*725
7*645
7*656
7*293

262*888
286*244
266*590
260*594
273*411

1940
1941
1942
1943
1944

90*822
89*411
126*946
306*583
433*838

61*517
61*784
100*058
270.055
393*751

17*986
17*017
16*610
25*928
29.671

11*319
10*610
10*280
10*600
10*416

98*687
106*500
153*294
212*948
229*040

11*565
17,272
22*140
30*887
27*735

3*146
3*734
4*533
5*457
6*737

84*154
65*494
126*621
176*604
194*566

6*602
6*296
5*982
7*000
6*673

284.167
311.271
388,673
613,005
752.534

1945
1946
1947
1948
1949

523*167
581*888
525*733
473*993
431*207

479*601
528.299
467*709
412*121
366*424

31*819
31*653
36*343
39*557
43*570

11*547
21*736
21*661
22*315
21*213

249*790
245*243
262*753
252*043
248*832

30*307
29*970
43*724
50*093
42*293

6*356
6*570
7,893
9,144
9*089

213*127
206*703
211*136
192*806
197*450

5*839
5*773
6.002
6.065
7.862

877*781
942*678
936*461
911*551
697.381

1950
1951
1952
1953
1954

452*320
439*114
457*246
475*487
479*775

360*675
357.426
369.176
378,704
378.327

50*978
62*072
68*788
77*191
62*308

20*667
19*616
19*282
19*592
19 140

245*146
275*743
264*633
296*207
281*239

46*605
55*400
53*682
57*345
54*404

8*873
8*526
10*335
10*515
11.321

189*670
211*815
220*416
228,347
215*514

7*176
7.397
7*886
7*573
8*624

936*551
999*234
1.054*855
1.064*359
1*114*497

1955

460*091

354*272

65*476

20*341

249*563

56*676

11*304

181*403

9*459

1*106*575

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

628

Nebraska

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896
1897

Interbank

U.S.
Government

Other
demand

Other
time

1896
1899

22*867
25*021
35*926
43*600

4.836
6,822
11*424
14*208

377
431
482
933

15*716
15*686
21.643
26.159

1*956
2*080
2*377
2*500

1900
1901
1902
1903
1904

49*591
56*761
60*855
61*697
67*557

16.290
18.492
18.181
16*423
18,986

925
920

1.260
1,416
1*586

29*560
33*558
36*977
38*618
41*297

2.816
3*791
4*437
5*040
5.686

1905
1906
1907
1908
1909

75.474
91*106
101*018
98*742
113*556

21.651
27.404
27.034
26*689
32,933

1*237
1,207
2*931
2.571
1*546

45.547
54*209
58*683
54*454
57*815

7*039
6*286
12*370
15*026
21*262

1910
1911
1912
1913
1914

116*846
121*704
135*459
127.305
117.186

28.923
31*091
34*416
32.071
26*627

1,092
1*111
1.359

61,051
61*999
68*585
62,791
63,210

25*760
27*503
31*099
31.549
26*322

1915
1916
1917
1918
1919

126*513
149*059
218.852
205*556
229.937

35*133
43*663
79,395
55*286
60*479

851
807

1.146
6.596
3*002

63*956
73*486
98,381
100*786
122*197

26*573
31.101
39*930
40*864
44*259

1920
1921
1922
1923
1924

214.977
175.545
197.734
204*328
198.437

48*190
35*691
48.135
45.824
45.361

616
396
566
796
483

116*991
95 * 544
106*460
104*526
101*460

49*180
43*912
42*573
53.182
51*133

1925
1926
1927
1928
1929

221.041
206*085
193.651
216.393
213.954

56*104
47.987
43.928
49.070
43.510

524
673
573
512

1*083

112.376
105*258
99*814
113*593
114*406

52*037
52.167
49*336
53*218
54.955

1930
1931
1932
1933
1934

228.855
226*831
163*776
155*913
212*336

42*344
44.563
24.372
31.546
54.961

1*836
2*810
4*385

384
588

124*031
117.165
84.754
77.644
106*672

62*096
64*515
52*614
43*913
46*320

1935
1936
1937
1938
1939

235*614
260.907
242*142
233.599
245.266

57*022
65*728
54.210
48.317
52.234

1*211
3*057
765

1*741
2*833

131*267
146*232
142*181
140*553
146*866

46*094
45*890
44*986
42*986
43*333

1940
1941
1942
1943
1944

254*606
260*529
356.755
579,132
715,055

56.957
66*175
94.144
154*355
158*957

2*972
3,111
5*029
31*541
86*808

150*503
168*291
215.745
343.209
404.257

44 * 1 74

1945
1946
1947
1948
1949

836,473
897*569
864*764
859*597
842*791

167*944
159*531
169.539
142*666
126,476

123*827
83.642
10*716
15.172
12.673

461*216
555*187
600*443
598*203
601*061

83*484
99.009
104.066
103.534
102*561

1950
1951
1952
1953
1954

878*897
933*905
960.987
1*009*377
1.031*984

124.715
151.238
150,038
150,474
150,501

26.227
26*656
26*533
15.314
31*936

623*376
647*601
691.151
726.215
728.964

104*577
108.210
113*265
117*374
120*581

31.353

734*338

117*059

1*013*555

894

1*027

42*952
41*837
50*027
63.033

Nebraska

629

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat Onal
ba
no%

1896
1897
1898
1899

699
278
123
51

2*275
2*047
1*984
2.571

1900
1901
1902
1903
1904

29
17
91
174
96

3.700
4.327
3*952
4.550
5.116

1905
1906
1907
1908
1909

109
60
98
38
171

1910
1911
1912
1913
1914
1915
1916
1917

Afhor

IWU.

<**"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

114

13

11.075
10575
10*275
9.615

2.192
1.944
2.051
2.268

39.126
39.871
50*359
58.318

105
103
99

13
14
14
16
16

9*858
10*045
10*028
10.165
10.665

2*543
2*587
2.882
3.530
3.937

65*734
73*751
77*822
80*132
87*389

106
115
122
132
142

5.862
6*791
7.269
9.033
9*323

64
80
102
24
71

11.206
11.420
12*265
13*353
13*640

4*396
5.080
6*119
6.858
7*689

97.113
114.537
126*871
128.048
144*450

157
174
193
209
215

426
599
317
800
1*109

10*622
11*372
12*515
12*665
12*283

40
179
125
142
72

15*200
16.063
16*240
16*286
16*105

8.866
9*590
10*412
11.132
11.364

152*000
159*507
175*068
168*350
158*119

232
245
245
242
228

625
325
346

63
271
2*336
3*684

15*645
14*545
15.225
15*525
16*285

12*004
12*084
12.877
13*287
13*370

166*476
186.090
257.149
256.341
268*681

212
196
191
191
189

1918
1919

10*006
15*822

11*689
10.014
9.578
9.627
9.383

1920
1921
1922
1923
1924

34*273
19.345
5*873
13*403
3*163

9*564
9*613
9*608
9.222
8.876

3*946
1.759
440
194
477

16*875
17.392
17*345
17*485
16*727

14.823
15.803
15.127
14.593
12.987

294*478
239.457
246*127
259.225
240.669

166
186
183
182
175

1>370

8*434
8.162
7.803
7*534
7.066

1.045
851
884
954
1*044

16*330
15.120
14.130
14.305
14.225

11*833
10.740
10*036
10.276
10.799

260.053
242.571
228.845
251.847
255*246

172
165
153
158
158

6.837
6.810
6.395
7*874
7.705

1*092
834
449
406
393

14.855
14.510
13.985
12.490
16*058

11.226
11*606
10.040
8*461
7,602

265*105
263*140
199*933
185.782
244*096

171
165
156
129
137

2.378

417
571
603
545
548

15*789
14.869
14*621
14*829
14*547

8*690
9.833
11*152
11*520
12*923

262*888
286.244
263.590
260.594
273.411

137
137
136
136
136

625
773
791
857
1.047

14.573
14*433
14*440
14.415
14.935

14*202
15.479
16*687
18.601
21.497

284.167
311.271
388.673
613*005
752.534

135
133
133
132
130

1*535
1.965
1*914
1*802
1.717

15*690
16.090
16*250
17.370
17*995

24.083
27.054
30.133
31.032
33*928

877.781
942*678
938.461
911*551
897*381

130
128
127
126
126

18*115
20*870
21*548
23*915
25.115

37.020
39*911
43.092
46*739
51.292

936*551
999*234
1*054.855
1*084*359
1*114.497

124
124
123
124
124

25.200

53*331

1*106*575

123

1925

1926

1*613

1927
1928
1929

2*341
2*385
8*156

1930
1931
1932

2*238
2*549
5.286

1935
1936
1937
1938
1939

64
72
101
127

1933
1934

1940
1941
1942
1943
1944

638

161
57

1945
1946
1947
1948

1949

5*400
1*750

950

1950

363

1951
1952

2*058
6*014

1954

1*885

2.156
2*490
3*214
3*678
4*221

1955

10*819

3*670

1953

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

650

630

Nebraska

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1A99

17*800
14*921
16*030
18*684

3*021
2*630
2*749
3*016

3*941
3*282
3*543
4*172

10*838
9.009
9*738
11*496

1900
1901
1902
1903
1904

20*648
24*105
28*960
32*515
33*538

3*282
3*524
3*987
4*078
4*346

4*622
5*465
6*621
7*440
7*666

12*744
15.116
18.352
20*997
21.526

1920
1921
1922
1923
1924

266.889
223*076
215*535
221*312
219,782

35,120
31,382
34,074
36*807
36*879

47.673
41.176
43*845
43*481
45*914

164*096
150*518
137*616
141*024
136*989

1905
1906
1907
1908
1909

38*007
44*923
53*528
52*403
60*948

5*828
7*196
8*873
9*031
10*954

8*693
10*275
12*248
11*996
13*941

23,486
27,452
32*407
31*376
36.053

1925
1926
1927
1928
1929

227.823
225.413
217*960
185*140
163*047

39,823
36,758
34,898
30*655
25,935

51*620
52,561
51,743
50,709
5,676

136,380
136*074
131*319
103,776
131*236

1910
1911
1912
1913
1914

69*650
63*549
72*268
81*393
89*583

15*859
11*284
13*262
15*766
13*713

9.856
8*378
8*849
10*607
13*823

43*935
43.887
50*157
55,020
62*047

1930
1931
1932
1933
1934

114*870
94*515
58*291
26*697
25*002

17,352
14*288
10*290
5*873
3*926

4,346
4,246
1,777
870
973

93*172
75*981
46,224
19*954
20*103

102*716
120*718
155.995
194*831
220*971

16*152
17.765
21*039
23*839
26*OOO

16*037
18*731
25*518
34*216
41*073

70*527
84*222
109*438
136.774
153*898

1935
1936
1937
1936

26*671
31,455
33*795
34.539

3*401
4*010
4,414
4*994

809
903
1*023
1*093

22*461
26*542
28*358
28*452

1915
1916
1917
1918
1919

Loans'
Commercial,

Year
Total

and
agricultural

1939

For purchasing or
carrying securities
To brokers
and
dealers

26*389

Real estate

Other

to

On
others

farmland
169

residential
property

All
other

individuals

Other

1*253

275

4*635

1940
1941
1942
1943
1944

37*696
42*651
41,272
40*138
34*108

27*313
30,520
31,469
31*650
24,166

6
18
62
13
28

218
4*3
203
224
1*138

3*828
3,821
3,372
2,935
3,035

1,055
1*333
1*530
1,660
2,177

273
291
319
210
224

2*422
2*294

5*003
6*225
4,317
1,024
1,046

1945
1946
1947
1948
1949

42*388
45*732
61,563
77,232
105,226

30*946
29,907
38,818
50*213
78,590

65
40
50
73
18

1,119
166
337
417
532

3,378
4,625
5,612
5,571
5*349

2*801
4*844
6*815
8,207
7,784

354
1,236
2,196
2t642
2,298

2*736
3*640
6*480
9*146
10*099

989
1*274
1*255
1*541
1*478

1950
1951
1952
1953
1954

117*413
117*432
134*664
140*949
158,016

86*990
84*805
99,434
103,218
117*613

50
50
10
13
116

677
763
705
683
699

5*539
5*751
5,746
5,303
6*065

6,727
9,548
10,531
11*111
11*344

2*315
2*318
2*073
2*199
2,826

12*780
14,194
16,712
19*306
20*013

1*646
1*613
1*355
1*261
1.571

1955

162*406

115*488

628

6*823

13,639

3*575

23*047

1*770

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Nebraska

631

Table 5State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1896
1897
1898
1899

357
672
675
605

29

1900
1901
1902
1903
1904

613
507
527

37
7
12

1905
1906
1907
1908
1909

1*092

717
743
874

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

36
165
193
181

321
487
462
395

4*787
6*556
8*883
9*500

615
103
53
64

1.287
1.626
1*756
2.024

2*885
4*827
7*074
7*412

3*198
2*962
3*047
2*500

26*142
25*111
28*635
31*289

186
186
239
511
326

390
314
276
581
391

11,884
14,108
13,869
13*217
12*945

44
305
109
87
93

2*052
2*190
2*439
2*466
2*445

9,788
11.613
11*321
10.664
10*407

2*678
1*791
2*105
1*798
2*262

35*823
40.511
45*461
46*622
49*462

402
473
587
535
756

15*681
18,179
22*093
21*262
22*178

113
48
66
64
445

2*530
2*983
3*260
3.953
3*910

13*036
15,148
16,767
17,265
17*823

2*333
2*184
2*444
2*647
1*998

56*764
66*160
79*162
77*339
86*587

39

341
401
510
472
666

1910
1911
1912
1913
1914

617
672

1*087
1*314
1*576

19
19
21
27
25

157
217
275
319
334

441
436
791
968

1*217

20,813
22*100
25*759
23*076
21*643

336
337
478
426
496

4*299
4*056
4*163
4*415
4,579

16*178
17*707
21*098
18*235
16*568

2.930
3*642
3*355
3*766
3*588

94*010
89*963
102*469
109*549
116*390

1915
1916
1917
1916
1919

1.635
2.119
2*943
16.783
22*352

22

14*451
17*159

294
394
585
873
998

1*319
1*725
2,358
3,459
4,195

28.130
41*931
74.323
61*998
60*613

431
646
170
767
141

4,968
5,778
8*054
8,804
8*869

22.731
35.507
66.099
52,427
51.583

4*411
4*949
5*572
6*228
5*997

136*892
169*717
238*833
261*840
309*933

1920
1921
1922
1923
1924

14*551
13*207
12*208
14*151
14,231

8*701
7.350
6.330
7*166
6*725

893
658
843
804
963

4,957
5*199
5*035
6*179
6*543

57.165
43.090
53.053
50*973
53.347

290
159
125
132
109

11*713
10,616
9,349
9,930
10,098

45*162
32,315
43.579
40*911
43*140

9*043
11*929
16*092
22*611
18*485

347*648
291*302
296*886
309*047
305*645

1925
1926
1927
1928
1929

22,431
25,851
29*456
43*044
40*560

7*695
7.555
6,617
7,848
13.235

2*198
2*696
2*569
3*360
2*875

12,536
15*600
20.072
31*616
24*470

65.318
54*163
50*668
69.434
47,878

955

1*463
1,500
1,727
1*276

10,532
5*576
9*711
9,491
7,437

53.831
47*122
39.657
58*216
39*165

32*192
36.779
26.763
31*390
21*814

347.764
344.206
327,049
329*006
273*319

1930
1931
1932
1933
1934

32*040
26*432
18,818
10*335
16.591

7,907
5.129
3.942
3.502
9.358

2*997
3*163
2*423
1*675
2*411

21*136
18*140
12*453
5*158
4*822

37,081
30*972
16*551
13,454
29.818

212

6*214
4*946
3*451
,779
,783

30.173
25.452
12.844
11.537
27.623

15*460
13*602
9*286
3*678
3*950

199*451
165*521
102*946
54*364
75*361

1935
1936
1937
1938
1939

18*627
21*003
22.135
19.587
18.090

11.451
14,032
15*247
13*486
12*930

3*186
3,437
3,813
3,717
3*470

3,990
3,534
3.075
2,382
1,690

29*425
31*001
25.737
21.675
23.105

136
174
142
110
136

763
,801
670
1,635
1*632

27.526
29,026
23*925
20*130
21*335

3.457
3*112
2*774
2*442
2.258

78*180
86*571
84*441
78*443
79*954

1940
1941
1942
1943
1944

17,507
17,745
21,151
59,675
112*601

12*849
13*300
16*930
54*924
107.950

3*190
3,117
2*960
3*229
3*122

1,466
1.326
1*241
1*722
1.529

25*132
28.470
44 * 564
77*134
63*488

259
327
202
312
424

1.594
1*704
1*991
2*394
2*925

23,279
26*439
42*391
74,426
80*139

2*428
1*983
1*719
1*407
1*152

82*763
90*649
108*726
178*554
231*349

1945
1946
1947
1948
1949

145,726
215*404
236*756
228*449
198*636

140.310
206*637
225*841
213*332
183*897

3)523
4*925
7*160
10*324
10*394

1*895
3*942
3*755
4*793
4*345

90*693
92*056
97.963
85,174
76.017

593
696
879
824

1*057

2.719
3*192
3,805
4*734
5*136

87*381
88*166
93,279
79*616
69*824

1*130
1*063
1*151
1*283
1*320

279*939
354*255
397*433
392*136
381*199

1950
1951
1952
1953
1954

190*467
200*461
198*606
213*998
206*577

174*969
184*586
161*655
194*609
183*686

11*991
12*665
13*801
16.032
19*031

3*507
3*230
3*150
3.357
3*860

72,466
87,356
92.516
93.081
86*967

1,174
1*172
1,270
1*341
1*524

5*056
5*047
5*667
6*391
6*766

66*236
61.137
85*381
85*349
60.677

1*469
1*569
2*007
2*210
2*288

381,815
406*638
427*795
450*236
455*648

1955

208*808

182*900

20*579

5*329

82,480

2.047

7*095

73.338

2.307

456*001

1*097
1*007
1*463

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

694
574
256

,- 138

632

Nebraska

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Other

Inter^^

Covenant

1896

1897
1896
1899

13.234
13.633
17.680
21*033

1900
1901
1902
1903
1904

25*286
30*577
35*083
37*408
37*828

687
653

1905
1906
1907
1908
1909

44*657
53.369
65*308
62.849
71*865

1910
1911
1912
1913
1914

Other
time

9*529
9*816
12*722
15*118

3*705
3*817
4*956
5*915

18*233
22*100
25*327
26*451
26*192

7*055
8*476
9*756
10*270
10*983

.205
735
*445
545

30,732
36,694
44*574
41,229
44,556

13*145
15.470
18*999
20*175
25*764

76*989
71*903
82*635
87*590
91,963

309
*502
2*217
2*303
2.187

47,445
45*005
49*516
50*463
51,341

28*235
25*396
31*102
34*824
38.435

1915
1916
1917
1918
1919

110*806
141*557
208*310
246*086
266*233

3*165
5*356
11*277
10*167
9*060

59*783
78,098
113*228
139*348
152*921

47*860
58.101
83*605
96*546
106*246

1920
1921
1922
1923
1924

290*232
227*814
233*285
248*625
254*522

8,844
5,835
7,638
6*825
8,061

166*019
103*223
104,223
103*080
98*616

115*369
118*710
121*400
138*720
147*825

1925
1926
1927
1928
1929

267,778
284*148
275*161
261*086
224*449

10.897
9.767
8.342
9.929
5.079

115*180
117*858
116*357
112*165
106.777

161*701
156*523
150*462
138*994
112*593

1930
1931
1932
1933
1934

158*935
128*771
74,510
40*521
61*648

2.423
1*792
575
306
405

4
29
10
66

79.722
64*740
36*471
22*064
38*710

76*790
62*235
37*435
18*141
22*647

1935
1936
1937
1938
1939

65*289
73*019
70,797
64,899
66,271

298
289
300
365
382

144
254
60
103
127

43*658
51*262
49*559
44*530
46*256

21*189
21*214
20*676
19*901
19,506

1940
1941
1942
1943
1944

68*586
76*502
94,243
163*242
214*803

458
553
590
946
1.010

130
103
222
6*488
13*665

46*259
55*534
73*473
134*609
176*493

19.739
20*312
19*958
21*197
23*635

1945
1946
1947
1948
1949

261*960
334*012
375.003
367,462
354*645

1*136
1.596
1.650
1.666
1*646

18*481
15*204
5*804
6*262
4*646

213*672
283*914
331*950
323,780
312*182

26*471
33*296
35.399
35.752
36*169

1950
1951
1952
1953
1954

352*496
375*400
392*596
411*190
414.652

1*767
2.126
2*001
2*055
2*079

4,526
5*037
8*801
3*694
6*946

309*149
330*217
341.177
360*566
356.417

37*052
38,020
40*617
44*655
47,410

1955

409.070

2*332

8*405

349*309

49*024

780

25
6
46
24

Nebraska

633

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

. .
^pl

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

575
267
176
154

79
36
25
21

10*130
9*223
8,851
8*257

2,124
1*952
1,903
1,824

26*142
25.111
28*635
31*289

444
404
394
401

1900
1901
1902
1903
1904

168
156
140
158
300

23

8,030
7,741
7.907
8*411
8,584

2*314
2.035
2*331
2,645
2,750

35,823
40,511
45*461
48*622
49*462

408
425
462
499
513

1905
1906
1907
1908
1909

271
240
128
141
251

2.814

56.764
66*160
79,162
77,339
86,587

526
571
606
628
650

1910
1911
1912
1913
1914

678
481
418
665

94*010
69*963
102*469
109*549
116*390

670
670
693
713
749

136,892
169*717
236*833
281*640
309*933

803
842
890
946
980

1.037
1*025

9.022
9.544
10.313
10*834
11.663

1*251

317

12,619
13,461
14*260
15*466
16*458

3,007
3,413
3,515

2,799
3,724
4.118

4,956
5.826
6*401

1915
1916
1917
1918
1919

651
542
140

1*617
4*134

24
43
41
66

18,328
19,449
21*310
23*485
26*030

1920
1921
1922
1923
1924

11*076
12*415
13*122
8*530
6*026

3*731
8,950
12*041
15*076
6*242

28*675
30*536
28*333
27*660
27*539

13,934
11,587
10,107
9,156
9,516

347*648
291*302
296*888
309*047
305*845

1925
1926
1927
1928
1929

3*696
4*892
6,092
2*641
4*990

19*755
19*611
11*251
32*110
11*907

27*265
26*567
26.099
23*043
21*502

9,048
8,968
8*446
10*126
10,471

347*764
344,206
327*049
329*006
273*319

939
917
896
771
714

1930
1931
1932
1933
1934

3*593
3*401
3*937
410
26

9*163
8,668
5*391
1*668
906

18*393
17*157
12*602
7*516
8,602

9*367
7*524
6*306
4.249
3.979

199*451
165,521
102*946
54*364
75*361

625
584
476
271
310

1935
1936
1937
1938
1939

160
86
146
92
90

366
732
544
278
262

8*523
8,511
.434
*42B
342

3,842
4*223
4*520
4,746
4,989

78*180
86*571
84*441
78*443
79.954

305
308
304
299
298

1940
1941
1942
1943
1944

115
148
12
60

566
367
225
196
271

,255
,306
,176
,176
,478

5,239
5*524
6*070
6*660
7,797

82*763
90*849
106*726
178*554
231*349

294
293
286
281
286

1945
1946
1947
1948
1949

30
330
536
300
325

256
483
569
1*154
650

.609
,936
9*316
9,917
10*125

9*084
10.494
11,967
13*305
15*454

279*939
354*255
397,433
392*138
381*199

267
290
290
290
290

500
415

792
786
948
1*056
1*242

10*683
10*633
11*241
11*659
12*032

17*344
19*402
21*790
24*473
26,767

381,815
406*838
427*795
450*236
455*648

294
294
293
295
296

12*793

26*618

456*001

297

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*220
1*660
955

6*881
8.126

9,032
10,564
11,536

994
968
950

NEVADA

State commercial banks presented a number


of problems and considerations not encountered in compiling the balance sheet for national banks. The following sections describe
these problems and the methods used in
deriving the revised series.

Revised data for assets and liabilities and


number of all banks in Nevada, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Nevada
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
States Summary. Compilation of figures for

The primary sources of statistics for State


commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department.
These sources were supplemented by data
obtained from bankers' directories.
The sources of such statistics for the period 1934-1943 were (1) summary figures for
insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports and abstracts of the State banking
department or obtained from bankers' directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1944, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation. There were no noninsured State banks in Nevada beginning 1944.

1
Since there have been no mutual savings banks in
Nevada, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
uaed in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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Federal Reserve Bank of St. Louis

635

636

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
On the basis of a count of individual
banks listed in bankers' directories, the following numbers of State commercial banks in
Nevada were added to figures published by
the Comptroller:
Year

Number

Year

Number

1896
1897
1898
1899

9
7
6
5

1905
1906
1907
1908

13
18
12
18

1900
1901
1902....
1903

4
5
6
5

1909
1910
1911
1912

1
9
4
2

years. Where individual items were not shown


for banks reporting to the Comptroller for this
period or for subsequent years, figures were
estimated as described in later paragraphs.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" as published by the Comptroller was generally adequate for the entire period. For the years in
which items were not reported figures were
estimated.
Estimates of real estate loans and of
collateral loans in the following years were
obtained by applying to total loans, ratios of
these items to total loans derived as follows:
for 1905 and 1906, the average of the ratios
computed from reported data for 1904 and
1907; for 1910, the average of ratios for 1909
and 1911; for 1924, the average of ratios for
1923 and 1925; and for 1917-1920, ratios
derived by interpolating between ratios computed from reported data for 1916 and 1921.
Small amounts of real estate and collateral loans held by loan and trust companies
were estimated for 1913 and 1914 by applying
to their total loans the ratio of each item to
total loans in 1912.
INVESTMENTS

Summary data for the principal balancesheet items for the period 1896-1912 were
compiled from bankers* directories since these
data were found to be more nearly consistent
with those reported by the Comptroller of the
Currency for subsequent years. The breakdowns of the principal balance-sheet items
were estimated, insofar as practicable, by
applying to these items the percentage distributions of corresponding items at banks
that reported to the Comptroller in these
8
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
available in the Comptroller's reports except
for 1917-1920 and 1924. Figures for these
years were estimated.
The estimates of United States Government securities for 1917-1920 were derived
by applying to total investments, ratios that
reflected changes over the period in the ratio
of United States Government securities to
total investments at Nevada national banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary. The estimate for 1924 was derived

Nevada
by applying to total investments the average
ratio of these securities to total investments
computed from data for 1923 and 1925.
Holdings of obligations of States and
political subdivisions were estimated for 19171920 and 1924 by applying to total investments less United States Government securities, ratios of State and political subdivision
securities to this total derived as follows: for
1917-1920, ratios derived by interpolating
between ratios computed from reported data
for 1916 and 1921; for 1924, the average of
ratios for 1923 and 1925.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some revisions,
in the reports of the Comptroller beginning

637

with 1909 except for United States Government deposits.3 No attempt was made in the
revised series for this State to estimate figures
for this category because practically all such
deposits were held by national banks. In years
when deposit items were not reported, figures
were estimated.
Demand and time deposits were reported
as a single total in 1896-1908. The breakdowns for this period were estimated by applying to total deposits less interbank, ratios
of time deposits to this total that were extrapolated from a straight-line trend fitted
roughly to ratios computed from reported
data for 1909-1924. However, the reported
total for 1916 was first corrected for obvious
misreporting by applying to total demand and
time deposits a ratio interpolated between
reported data for 1915 and 1917.

STATE COMMERCIAL BANKS, 1934-1943


The principal assets and liabilities of
State commercial banks for 1934-1937, 1942,
and 1943 were obtained by combining data
for insured banks published by the Federal
Deposit Insurance Corporation with data for
individual noninsured banks published or
supplied by the State banking department or
bankers* directories. There were no noninsured banks in this State during the 1938-1941
period. Consequently, all statistics for State
commercial banks in these years were taken
directly from data published by the Federal
Deposit Insurance Corporation.
A comparison of these figures for principal assets and liabilities for 1934-1937 with
totals reported by the State banking department indicated no need for adjusting data
published by the Comptroller of the Currency.

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Federal Reserve Bank of St. Louis

Consequently, the breakdowns of loans, investments, cash assets, and deposits as given in
the Comptroller's reports were used for this
period.
For 1942 and 1943, when there was only
one noninsured bank in the State, the Federal
Deposit Insurance Corporation made available condensed balance-sheet data for this
bank, which had been obtained from the State
banking authority. These data, however, did
not adequately classify loans and cash assets.
The breakdown of loans was made on the
basis of the percentage distribution of loans
at insured nonmember commercial banks in
that year. The breakdown of cash assets was
taken from the report of the Comptroller.
8
In subsequent paragraphs these items (if discussed) are
designated as follows: demand, time, interbank, and United
States Government. This order differs from that in the tables.

638

Nevada

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

1896
1897
1896
1899

1570
1.623
1*779
1*908

303

541

331
230
271

385
650
312

1900
1901
1902
1903
1904

2*403
3*060
3*184
5*225
5*755

182
216
170
206
557

284
551
506
614

1905
1906
1907
1908
1909

8*270
10*014
14*905
14*146
12*646

918

1*120
1*639
1*806
1*289

2.473
2*989
5.404
6*029
4*091

4.679
5.905
7.862

1910

1.719
2.113
1*868
2.147
2,186

3*350
1*936
2*888
3*641
3*397

6.911

1912
1913
1914

11*960
12*504
11*426
12*642
12*724

1915
1916
1917
1918
1919

12*901
14*154
16*462
18*839
22*226

1.696
2*364
2*696
3.023
3.848

3.367
2*994
4*035
5*234
5*917

7*836
6.796

19U

Year

Total

Real
estate

Collateral

All
other

726
907
899
1.325

1.937

2.293
2*508
4.405
3.962

1.236

6.313

7.466
8.455
6.670
6*654
7.141

9.731

10.562
12.461

1920
1921
1922
1923
1924

25*315
23*061
23*269
24*585
23.765

4,619
4,551
5.132
5*779
5.427

6*641
6.601
6.671
7*651
10*040

13*655
11.909
11*466
10*955
8*296

1925
1926
1927
1928
1929

25.179
27*133
27,902
28,740
30.819

6.116
6*358
7*615
7*468
9,086

13*090
14,145
14*186
14.702
5.599

5*973
6*630
6*101
6*550
16*134

1930
1931
1932
1933
1934

26.193
25,674
24,274
3*984
3*599

7,997
8.364
7,671
1*557
1*229

4*215
2*645
2*201

15*981
14*665
14*402
1*667
1*710

1935
1936
1937
1938

4140
5.946
7.616
9.237

1*410
2.208
2*897
3*984

461
710
887

560
660

1.101

2*269
3*026
3*832
4*152

Loans1
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

3*188

338

378

3*227

1940
1941
1942
1943
1944

14*487
17*052
17,958
14*803
16.015

3,968
4.819
5*251
4,666
5,092

451
303
255
251
304

360
381
324
309
437

4*467
5*907
6*641
6*148
4.750

2*045
2*025
2*244
1*681
2*708

1*567
2*451

3*176
3*617
3*243
181
273

1945
1946
1947
1948
1949

17*940
27.939
44,136
54.179
53,758

6,095
10,314
15,106
15,849
13,239

1*297
1*257
1,077
1,346
652

490
730
1*198
1*271
1*223

6*143
8,430
14,718
20,016
20*324

1*401
3*728
5*585
7*054
6*494

2*164
3*262
6*114
8*206
11*092

330
218
340
586
634

1950
1951
1952
1953
1954

54,239
63*907
69*953
66*576
98,996

11,337
15,224
20*207
20,597
23*213

150

445
279
277
459
615

1*049
1,054
841
933
843

21*925
26*644
25*378
31*836
33*284

5,302
6,164
6*206
5.787
5*946

13*681
14*125
16*872
28*696
34*440

713
645
497
639
879

1955

114*195

27*504

150

1,665

882

34*003

8*972

40*609

964

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

2*772

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Nevada

639

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Caabassets

Investm ents
Year

U.S.
Government
obligations

Total

Obligations^
of States
and political
subdivisions

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

338
384
555
731

21
9
15
23

171
132
170
305

146
243
370
403

394
236
269
207

2.480
2.445
2.999
3.468

699
840

1*184
1*362
1.721

8
17
13
10
19

285
527
399
662
899

406
296
772
690
603

334
156
568
268
764

3.966
4*495
5*496
7.275
9*105

3*506
5776
926
620
403

22
82
117
113
108

1.340
2*056
2*950
2.402
1*498

2*144
3*636
6*859
3*105
4*797

516
653
794

1*349
1*430
1*131

i631
700
514
5*998
5307

74
144
61
75
72

1.370
1*321
1.302
1.533
1.401

5*187
5*235
5.131
4.390
3*834

1*159
922
973

22.473
23.132
22.797
23.455
22*174

1*202
1*281
1*779
1.861
1.636

5*366
7*352
9*073
8*007
8*959

122
91
163
153
258

1*346
1.536
1.841
1*291
1.299

3*896
5.723
7*069
6*563
7.402

1.212
1.371
1.354
1*382
1.665

22.792
26.382
31*709
34,246
39*946

199
183
373
266
249

1*443
1*537
1*379
1.459
1*485

5*992
5.315
6.396
5.897
6*682

1*706
1*335
1*447
1.540
2.165

41.917
37.745
38*031
39*559
40*993

Other
securities

Total

1696
1897
1898
1899

178
202
396
622

22
22
22
22

156
135
86
154

45
288
446

1900
1901
1902
1903
1904

530
439
562
420
865

22
21
21
21.
257

100
98
163
88
246

408
320
376
311
362

1905
1906
1907
1908
1909

1.383
1*400
2*986
3*694
2*828

267
343

1*146
1*776
1*697

421
394
639
640
405

1*201
1*278

1910
1911
1912
1913
1914

2*938
3*039
3*698
3*893
3*170

1*665
1*647
1*700
1*691
1*365

579
696
649
772
674

1915
1916
1917
1918
1919

3*313
3*505
4*820
6*020
7*096

1*360
1*348
1*645
2*642
3*991

1*396
1*517
1*469

1920
1921
1922
1923
1924

7*262
6*314
5*167
5*810
6*647

4*231
3*947
2*612
2.954
3*086

1*460
1*301
1*656
1*301
1*482

1*571
1*066
1.555
2.079

7*634
7.035
8*146
7*624
8.416

1925
1926
1927
1928
1929

6*967
7*707
7*844
8*994
9*686

3*230
2*969
2*786
2*667
3*091

1*460
1*867
1*655
2*032
2*395

2*277
2*871
3*403
4*295
4*200

8.317
7*937
7.689
6.363
9.768

277
283
311
306
314

1*509
1*480
1*579
1*453
1.519

6.531
6.174
5.999
6*624
7.955

2*215
2.432
2.334
2.896
3.384

42*678
45.209
46.469
49.015
53.677

1930
1931
1932
1933
1934

8*705
8*269
8*307
5*878
9*368

2*304
2.412
3*335
3*150
5*976

2.745
3*419
2*984
2*082
2*273

3*656
2*438
1*968

336
262
155
50
61

1.344
1.616
1.195

7.296
8.216
4*653
3*192
4*190

2.543
2.215
2.096

1*119

8.976
10.114
6.003
3*722
4.712

536
690

48.419
46*272
40*680
14.120
18.369

1935
1936
1937
1938
1939

12*518
15*616
15*110
15*398
15*230

8*202
9.573
10*234
11*323
11*067

3*146
3*156
2*846
2*756
3*039

1*170
2*865
2*028
1*319
1*124

7*384
8*623
11*708
11*092
12.405

67
261
314
452
813

1*169
1.095
1*138

733
829

6*584
7.533
10*225
9*545
10*454

712
695
917
945
964

24*754
31*080
35*351
36*672
40*102

1940
1941
1942
1943
1944

14*612
18*140
24*217
56*490
68*348

10*794
14*023
19*744
52*437
63*830

2*785
3*413
3*836
3*504
4*118

1*033
704
637
549
400

16.836
14.596
24*827
21.294
25.105

1*432
1.167
2.859
2.439
2.678

1*246
1*536
2*263
2*437
2.307

14*156
11*893
19.685
16*416
20.120

1*022
1.075
1.201
1*349
1*399

46*957
50*863
68*203
93*936
110*867

1945
1946
1947
1948
1949

89*148
107*944
90*089
84*639
78*966

84*255
101*779
80*877
75*689
70*361

4*568
5*526
8*641
8*156
7*758

325
639
571
794
847

27.989
28.953
32.610
34.662
30.246

.894
.395
.904
.963
.386

2.757
3.092
3*518
3*610
3.758

21*336
22.466
25.168
27*289
23.102

1.750
1*633
1.658
1.777
1.895

136*627
166*469
166.695
175.457
164*865

1950
1951
1952
1953
1954

92*076
89*847
103*658
107*223
128*954

83*290
79*253
92*693
94*807
114*453

7.409
7.215
6*997
7.593
8*157

1*377
3.379
3.966
4*623
6.344

30*544
34*879
42*210
45*971
53.540

4.166
4.262
4.596
7.643
6.062

4.198
4*583
6*231
7*034
7.078

22.180
26.014
31.363
31.294
40*400

2*346
2*870
3*199
3*602
4.379

179.205
191.503
219.020
245*374
285*869

1955

132*353

113*450

8*421

10*462

52*043

7.634

8*615

35*794

5.955

304*546

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Federal Reserve Bank of St. Louis

751
876

695
663
726
694
694

897

646

480
461

1*278
1*509
924
669

13.675
17.843
28.611
24.740
23.586

640

Nevada

All BanksTable 1

Digitized for FRASER


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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Inter

"-*

Gov^Lnt

Other
dejnand

Other
time

1896
1897

1898
1899

1.453
1.543
2.047
2,554

44
37

1*161
1*187
1,597
2,032

292
312
413
522

1900
1901
1902
1903
1904

2.935
3.311
3.921
5*241
6.275

7
60
107
209
174

2,286
2i435
2*629
3.704
4*468

640
796
985
1*328
1*613

1905
1906
1907
1908
1909

10.104
13.574
21.894
16.031
14923

836

51

2,297

251

534
110

6*874
9.257
14.283
11*044
10*627

2*525
3*430
5,063
4*063
3,384

1910
1911
1912
1913
1914

14.402
15.406
16,367
17.244
16,781

861
992
1*136
1,062
952

52
56
131
63
52

9*512
11*133
11,618
10*460
10*147

3,977
3t227
3,482
5,659
5*630

1915
1916
1917
1918
1919

17,197
20.874
26,143
28,166
34*022

914
1,061
1,230
2,001
2,122

52
60
52
132
168

10*117
12*321
15,199
13*935
16f841

6,114
7,412
9*662
12*100
12*891

1920
1921
1922
1923
1924

34,964
30,433
30,970
32,999
34.575

1*793

190

1,629
1,850
1,472
1,466

100
87
96
93

18*473
15,168
16*166
16*980
17*145

14*508
13,316
12*867
14,451
15.871

1925
1926
1927
1928
1929

36,389
38.844
39.696
42,098
46*412

1*713
1,893
1,522

93
98
95

1.968

99

17*126
17.468
17.821
16*414
20*664

17.457
19*365
20*260
21*654
23*681

1930
1931
1932
1933
1934

41.175
39,350
31,031
12*295
16*537

2,428
2,605
2*225

100
99
125

30
54

98
60

17.315
16.207
12*061
7*087
9*843

21*332
20*439
16.620
5*080
6*580

1935
1936
1937
1936
1939

22*396
28*678
32*603
33.632
36.696

476
690
614
782
854

73
85
139
94
214

13*446
17.725
19*876
20,230
21*405

8.403
10*178
11*974
12*726
14*223

1940
1941
1942
1943
1944

43,125
46.653
62.903
88*071
104,773

893
1*193
1,031

238
250
352

960
764

5,499
7,233

25.433
27.621
42*934
56*260
67*218

16*561
17*589
16*586
23.352
29,558

1945
1946
1947
1948
1949

129.525
159.209
159,455
165.411
154.303

1,116
768
805
1,155

10,478
8*376
1*478
2*126

1,974

80.039
101.907
103*642
106.055
93.851

37*892
48*136
53*330
56*075
57*627

1950
1951
1952
1953
1954

167,425
178,637
204,999
229,023
268,740

962
1*362
1.154
1,012
1*787

4.255
4.731
5.700
5,782
7,331

102.769
110.764
131.669
147.716
178*519

59*439
61*760
66*476
74*513
81*103

184*368

69*627

283*089

705

390
802

1*936

651

94

Nevada

641

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
bank
no.S

Borrowings

1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

30

111
30
50
70
454
546

Q^
liiSSL
iia DLU ties
18
19
18
18

Surplus and
other
capital
accounts

CaP^

Us?

Number

682
692
692
672

297
191
226
224

2*460
2*445
2*999
3*466

12
11
11
9

1
91

697
747
1*197
1*737
1*977

280
305
360
245
491

3.966
4.495
5*498
7*275
9*105

10
10
10
12
12

225
276
623
1*482
1*518

638

556
407
19

2*638
2*898
3*912
4*695
4*979

1*095
1.424
1.671
1*601

13*675
17*843
28*611
24*740
23*586

21
26
31
40
40

22*473
23*132
22*797
23.455
22*174

39
34
34
33
31

18
21
20
21
221

16
36

1910
1911
1912
1913
1914

28
15
8
7

1*564
1.545
1*564
1*558
1*254

4
1
3
17
36

4*955
4.717
3*688
3*496
3*104

1*500
1*446
1*167
1.131

1915
1916
1917
1918
1919

97
40

1*243
1*253
1*219
1*224
1*184

31
104
110
359
333

3*129
3*130
3*131
3*187
3.113

1*095
1.106
1*105
1*234

22.792
26*382
31.709
34*248
39*946

31
31
31
33
33

205
60

999
961

1920
1921
1922
1923
1924

,314
1*165
636
356

1.166
1.169
1*211
1*196
1*223

779
98
251
82
347

3*113
3*249
3*221
3.221
3*146

1*561
1*631
1.742
1.705
1*702

41*917
37*745
38*031
39*559
40*993

33
35
35
35
34

1925
1926
1927
1928
1929

191
116
252
319
145

1*198
1*198
1*197
1*194
1*194

206
157
315
242
605

3*096
3*097
3*262
3*437
3*437

1*598
1*797
1.745
1.725
1*884

42*678
45*209
46*469
49*015
53*677

34
34
35
35
35

1930
1931
1932
1933
1934

315
279
3*662
129

1.194
1*244
1*242
418
417

379
192
150
38
40

3.317
3*197
2*940
700
745

2.039
2.010
1*655

48*419
46*272
40*680
14.120
18.369

35
33
28
11
10

273

230
203
292
360
363

1*035
1*135
1.025
1.025
1*185

1*064
1*431
1*455
1*858

24.754
31*080
35*351
36*672
40*102

10
10
10
9
11

1940
1941
1942
1943
1944

447
533
1*248
1*406
1*049

1*185
1*185
1*635
1*715
1*810

2.200
2*492
2*417
2.744
3*235

46*957
50*663
68*203
93*936
110*867

11
11
12
12
10

1945
1946
1947
1948
1949

1*661
946
1*915
1*664
1*176

2*270
2*375
2*413
2*413
2.413

3.371
3.939
4.912
5.969
6.973

136*827
166*469
168*695
175*457
164*865

1950
1951
1952
1953
1954

1*406
1*450
1*775
2*918
2*699

2.413
2*688
3*188
4*401
4*613

7,961
8,728
9,058
9,032
9*817

179*205
191*503
219*020
245*374
285*869

2*753

7*288

1935
1936
1937
1938
1939

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

540
630
818

304 t 546

8
8
8
8
8

642

Nevada

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year

Real
estate

Total

Loains

All
Other

Collateral

Year

Total

1696
1897

201
214

1898
1699

264
300

2
1
1
1

47
30
20
16

152
163
243
263

1900

368
503
438
577
981

1
4
5
6
13

11
81
94
126
253

356
418
339
445
715

1920

1*239
1*421
3*709
4i922
4*352

18
20
49
81
57

364
411
993

857
990

1925

2*667
3*194
3*151

1927

4*913
5*377
5*291
5*882
5*300

249
189
193
230
408

1*385
1712
1*648

3*498
5*183
3.713
3*940
3*244

5.395
5*655
6877
7*735
8*465

470
649
674
580
663

1*602
1*605
2*223
2.B47
2*601

3323
3*401
3.980
4*308
5.181

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

1*647
1*144
1*166
5

1921
1922
1923
1924

1926
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938

Real
estate

Collateral

Another

9.579
8*925
8*835
9*037
8*758

856
1*047
1*258
1*137
1*060

2*639
2*465
2*734
3*221
2*942

6*062
5*413
4*643
4*679
4*756

9*528
10.299
10*506
11*217
11*852

1*667
1*719
1*840
1.526
1*647

2*977
3*681
3*650
4.900
3*547

4*864
4*699
4*818
4.791
6*656

11*107
10*370
11*769
2*696
2*563

1*866
1*684
2*198
1*008
793

1*961
1*594
1*230
398
542

7*280
7*092
8*341
1*290
1*226

3*162
4*761
6*213
6*512

1*041
1*612
2*260
3.737

339
568
815
1*068

1*782
2*561
3*136
3*667

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others

On
residential
property

Other

Other
loans
to
individuals

All
other

2*666

333

3.129

1*454

2*621

1940
1941
1942
1943
1944

13.132
15.379
16.036
12*960
13*514

3*298
3.967
4.364
3*604
4*176

446
297
249
246
290

311
243
239
239
339

4*277
5*636
6.265
5.832
4*146

1*786
1*761
1*865
1*262
2*348

1*465
2*049

3*014
3*455
3*054
92
166

1945
1946
1947
1948
1949

15*201
22*684
33*611
42.216
42*282

5.039
8.095
11.212
11*910
9*764

1.276
1*235
859
1*232
552

382
542
854
1*034
1*002

5.512
7.366
11*611
16*045
16.793

1*016
2*803
3.446
5*094
4*834

1*623
2.703
5*241
6*693
8*781

153
120
186
316
592

1950
1951
1952
1953
1954

42*027
49.570
54*521
65*567
73.561

8.237
10.812
14*072
14.424
14*906

150

294
89
275
457
615

860
910
671
757
700

16*066
21.699
21*241
23*532
25*662

3*698
4*594
4.808
3*793
3*617

10.499
11*216
13*434
22*445
27*075

507
397
203
359
841

1955

83*701

16*982

150

1*665

745

26*587

6*134

30*682

842

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Nevada

643

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

15
15
25
25

6
29
37
88

40
9
17
13

28fe

1
1

1
1

46
19
31
45
66

63
52
74
49
155

14
14
15
16
21

553
631
601
731

1*525

105
142
590
489
525

414
844

2.022
1.710

52
81
145
267
330

2.119
2.928
7.969
9.313
6*992

1896
1897
1898
1899

22
57
90
112

22
22
22
22

10
20
26

25
46
64

23
44
63
114

1900
1901
1902
1903
1904

62
43
43
43
299

21
21
21
21
257

12
6
6
6
12

29
16
16
16
30

109
71
105
95
224

1903
1906
1907
1906
1909

305
435

267
343

Il474
2*600
2*029

1*146
1*776
1*697

11
27
96
241
147

27
65
232
583
185

523
991

2*641
1.524
2*281

4
5
29
56
46

1910
1911
1912
1913
1914

2*162
2229
2*521
2*600
2*026

1*665
1*647
1*660
1*649
1*320

202
193
132
145
112

295
389
729
806
594

3.082
2*515
3.037
2.261
2*060

24
94
39
21
27

600
517
603
780
579

2*458
1*904
2*395
1*460
1*454

314
342
347
337
335

10*471
10.463
11.196
11*080
9.721

1915
1916
1917
1918
1919

2173
2*417
2*965
3*749
4*409

1*317
1*334
1*528
2*290
3*225

284
371
577
588
528

572
712
880
871
656

1*821
3*276
3.765
3.443
3.662

21
53
96
107
154

505
583
767
431
413

1*295
2*640
2*902
2*905
3*115

439
550
518
526
639

9*828
11*898
14*145
15*453
17.195

1920
1921
1922
1923
1924

4*385
3*547
3*178
3*568
3*975

3*259
2*794
2*155
2*417
2*493

513
487
635
652
750

613
266
366
499
732

3.484
2.905
3.690
3.501
4.069

63
74
195
99
153

456
519
390
421
467

2*965
2*312
3.105
2.961
3*449

783
566
686
718
980

18*231
15*963
16*389
16*824
17.782

1925
1926
1927
1928
1929

4*490
4*656
4i790
5*369
5*468

2.719
2*587
2*425
2*199
2*411

818

953

1.002
1*217
1.450
1*576

1.069
1.146
1*720
1*501

3.515
3.464
3.566
3.685
4*511

106
66
191
135
158

518
407
483
450
481

2*891
2.971
2.892
3*100
3*872

1.036
1.034
1*138

951
958

18*484
19*379
19*902
21*305
22*989

1930
1931
1932
1933
1934

5*814
5*966
6*446
5*286
8*103

2*054
2*242
3*029
2*862
5*121

2*053
2*478
2*449
1*895
2.045

1*707
1*246
970
529
937

4*373
4*760
2*305
2.707
3*543

146
157
88
34
35

426
591
478
354
320

3*799
4.032
1.739
2*319
3*188

1*083
1*031
1*033
411
547

22.377
22*147
21*555
11*100
14.756

1935
1936
1937
1938
1939

10*774
13*665
13*089
14*197
13*921

6*852
8*089
8.782
10.472
10*210

2*897
2*885
2*552
2*555
2*708

1*025
2.691
1*755
1.170
1.003

5.770
6*542
9.510
10.374
11*603

60
256
308
443
803

549
646
939
988

1.014

5.161
5*638
8*263
6.943
9*786

554
769
613
897
902

20*260
25.737
29.625
33*980
36*925

1940
1941
1942
1943
1944

13*407
17*039
22*701
50*673
61*288

10*014
13*330
18.612
46*976
57*048

2*454
3*078
3*499
3*199
3*863

939
631
590
498
377

15*751
13*319
22.556
18*441
21*792

1*417
1.134
2*842
2*409
2*547

1*091
1.370
1.907
2.022
1.794

13*243
10.815
17.807
14*010
17.451

1.005
1.111
1*138
1*233

963

43*253
46*742
62*404
83*212
97.827

1945
1946
1947
1948
1949

79*083
94*382
78*814
73*734
66*413

74*441
88*470
70*388
65*602
58*592

4.330
5*266
7*873
7*356
6*992

312
624
553
776
829

23*639
24.249
27.612
29*695
24.520

3.631
2*539
220
.563
022

2*138
2.517
2.696
2.567
2.793

17*670
19.193
21*696
23*565
18*705

1*581
1*413
1.559
1*314
1.536

119.504
142*926
141.596
146.959
134.751

1950
1951
1952
1953
1954

77.810
73*550
82*840
89*020
104*955

69.750
63.635
72.762
77.439
91*956

6*703
6*559
6*390
6*960
6*995

1.357
3.356
3*688
4.621
6*002

24*050
27.621
33*376
35*336
40*455

616
807
*284
621
.028

3.133
3*322
4.174
5.001
5.017

17.301
20*492
25*916
23*714
30*410

1.887
2*314
2*539
2*934
3*472

145.774
153.055
173*276
192.857
222.443

1955

107*056

89*873

7.132

10*051

37.022

6.322

5*631

25*069

4*471

232*250

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

979

324
434
539

644

Nevada

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

U* S'
Government

Interbank

Total

Other
demand

Other
time
40
100
200
295

106
113
129

288
200
236
294
576

153
206
241
274
309

51
251
534
110

901
1*482
3*586
3*611
3*320

383
451
672
817
1*156

741
686
1*017
969
872

52
56
131
63
52

3*994
4*435
4*698
4*524
4*557

1*632
1.180
1.366
1*582
1*161

6*673
8*777
10*972
11*9 80
13*720

640
962
1.025
1.755
1*929

52
60
52
132
168

4*514
5*998
7.447
6*252
7*499

1,267
1.737
2*448
3*841
4*124

1920
1921
1922
1923
1924

14*291
12*145
12*635
13*285
14*249

1*597
1*733
1*718
,315
,337

190
100
87
96
93

7*835
6*423
6*873
7*232
7*478

4.669
889
957
642
.341

1925
1926
1927
1928
1929

15*055
15*849
16*3 86
17*729
19*332

.547
,700
349
*686
.796

93
98
95
94
99

7*490
7*366
7.755
8*062
8.638

.925
665
7*187
7*687
8.599

1930
1931
1932
1933
1934

18*589
18*361
15*2 61
9*696
13*273

2*301
2*462
2*116
30
54

100
99
125
98
60

7*715
7*176
5.755
5*431
7.743

6.473
8.624
7.265
4*137
5.416

1935
1936
1937
1938
1939

18*285
23*734
27.411
31*4 35
33*915

476
680
609
776
851

73
85
126
94
214

10*697
14*386
16*410
16*615
19*575

7.039
8.563
10*266
11*950
13*275

1940
1941
1942
1943
1944

39*645
42*9 51
57*616
77,9 92
92*555

883
1.183
1*029
960
764

237
242
347
5.267
6*735

23*260
25*209
39*151
50*819
58*590

15.465
16*317
17*089
20*946
26*466

1945
1946
1947
1948
1949

113*076
136*714
133*654
138.3 54
125.919

1*116
788
767
1*075
626

9*497
7*780
1*304
1*860
1*779

68*952
86*146
66.230
88*061
75*265

33.513
42*000
45.353
47.358
48.249

1950
1951
1952
1953
1954

135*904
142*269
161*552
179,5 10
209*050

937
1*337
1*146
996
1*578

3*896
4*176
5*108
5*365
6*466

82*297
86*969
102*066
114*202
134*962

46.774
49.767
53*212
59*347
66*042

1696
197
1896
1699

146
2 13
330
431

1900
1901
1902
1903
1904

441
411
4 81
572
931

4
46

1905
1906
1907
1908
1909

1*350
2,146
5*333
5*156
5*063

66
162
824
194
477

1910
1911
1912
1913
1914

6*419
6,557
7*214
7.138
6*642

1915
1916
1917
1918
1919

137*020

136

Nevada

645

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank

Borrowings

1896
1897
1896
1899
1900
1901
1902
1903
190*
1905
1906
1907
1906
1909

30

111
30
50
70

*.. Br
^^

Surplus and
other
capital
accounts

,.
C**"1
r

Total
liabilities
and capital
accounts

M,^
N"1**
^

18
19
18
18

82
62
82
82

10
10
4
8

286
324
434
539

1
1
1
1

18
21
20
21
221

82
82
82
82
262

12
6
18
26
41

553
631
601
731
1.525

1
1
1
1
2

67
99
256
514
533

2*119
2.928
7,969
9,313
8*992

4
4
7
9
11

225
276
823
I f 482
1*516

407
407
1*057
1*707
1*607

1910
1911
1912
1913
1914

20
10
8
7

1*564
1*545
1*564
1.558
1,254

2
1
2
4
3

1,867
1,742
1*742
1.760
1*410

579
608
666
613
412

10*471
10*463
11*196
11*080
9.721

12
11
11
11
10

1915
1916
1917
1918
1919

62

1*243
1*253
1*219
1,224
I f 184

4
1
62
53
185

1.435
1*435
1*435
1.435
1.435

411
432
457
556
611

9.826
11*898
14,145
15,453
17*195

10
10
10
10
10

1*186
1,169
1*211
1*196
1*223

276
8
12
12
1

1*435
1*460
1,460
1,460
1,460

729
618
908
846
849

16*231
15*963
16*389
16*824
17,782

10
11
11
11
11

1,196
1,198
.197
,194
,194

50
57
62
52
98

1.385
1.385
1*400
1.500
1.500

796
890
857
830
865

18*484
19*379
19.902
21.305
22*969

10
10
10
10
10

,194
,244
,242
418
417

98
96
105
38
39

1,500
1,500
1*500
450
550

926
946
852
369
477

22*377
22*147
21*555
11*100
14*756

10
10
10
6
6

273

209
192
282
359
361

810
910
760
860
960

683
901
1,172
1*326
1*669

20*260
25.737
29*625
33*980
36*925

6
6
5
5
6

1940
1941
1942
1943
1944

446
532
1*241
1*394
1*002

960
960
1,360
1*360
1.360

2*002
2*299
2*187
2*466
2.910

43*253
46,742
62*404
83*212
97*827

6
6
6
6
6

1945
1946
1947
1948
1949

1.632
876
1*833
1*584
966

1*810
1*610
1*810
1*610
1,610

2*984
3*526
4.299
5.211
6,056

119.504
142,928
141.596
146.959
134.751

5
5
5
5
5

1950
1951
1952
1953
1954

1*169
1*219
1*522
2*016
1.817

1*810
1*885
2*385
3*398
3.410

6.691
7*682
7.817
7.533
8.166

145*774
153.055
173*276
192.857
222*443

5
5
5
5
5

1955

1,964

5,535

8*964

232*250

1920
1921
1922
1923
1924

454
69

205
60
314
363
163
25

1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

70

2.595
129

500

646

Nevada

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

Year

All
other

Collateral

Real
estate

Total

Collateral

All
other

1696
1897
1698
1899

Ii369
1*409
1,515
1,608

229
270

494
355
630
296

1*042

1900
1901
1902
1903
1904

2035
2,557
2*746
4,648
4*774

181
212
165
200
544

273
470
412
468
963

1.561
1.875
2*169
3*960
3.247

1920
1921
1922
1923
1924

15.736
14*136
14.434
15.548
15*007

3*761
3*504
3*874
4*642
4*367

4,202
4,136
3,937
4,630
7,096

7*773
6*496
6*623
6*276
3*542

1905
1906
1907
1908
1909

7*031
6,593
11*196
9*226
8*494

900

1.100
1*590
1.725
1.232

2*109
2*578
4*411
4. 382
2.947

4*022
4*915
5.195
3.119
4,315

1925
1926
1927
1928
1929

15*651
16*834
17*394
17.523
18*967

4*449
4*639
5,775
5,962
7,439

10,113
10,464
10.336
9.602
2*052

1*089
1,731
1*283
1*759
9*476

1910
1911
1912
1913
191*

7.067
7127
6*135
6*760
7*424

1.470
1*924
1*675
1.917
1.778

2*184
1*931
1*503
1*929
1.749

3*413
3.272
2.957
2.914
3,897

1930
1931
1932
1933
1934

17,086
15,304
12,505
1*288
1,036

6*131
6*660
5,473

2.254
1*051

549
436

971
162
118

6,701
7*573
6*061

1915
1916
1917
1916
1919

7.506
8*499
9,585
11*104
13*761

1*226
1*715
2*022
2*443
3.165

1*765
1*389
1*812
2.387
3.316

4*515
5,395
5,751
6,274
7.280

1935
1936
1937
1938

978

1*185
1.403

369
596
637
247

122
122
72
13

301
330

574
724
656

725

577
482
487
467
694
465

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

1*004

522

1940
1941
1942
1943
1944

1*355
1*673
1*922
1*643
2,501

670
852
667
862
916

1945
1946
1947
1946
1949

2,739
5,055
10*527
11*963
11*476

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

Other
loans
to
individuals

Other

82

5
6
6
5

All
other

151

14

69
136
65
70
98

190
271
376
316
604

1*056
2*219
3,894
3*939
3*475

21
22
216
116
100

108
188
344
237
221

12*212
14*337
15*432
23*011
25*435

3*100
4,412
6,135
6*173
8*307

151
190
2
2

30,494

10*522

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

259
244
379

419
360

82
402

162
162
169
69
107

1*044
2,907
3*971
3*531

385
925
i137
.960
,660

361
559
673
1*513
2*311

177
98
154
272
242

169
144
170
176
143

3*859
4*945
4*137
6*304
7*622

,604
570
398
994
2*129

3*182
2,909
3,436
6,251
7*365

206
240
294
260
38

137

7*416

2,636

9*727

122

631

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Nevada

647

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

1896
1897
1896
1899

156
145
306
510

1900
1901
1902
1903
1904

466
396
519
377
566

1905
1906
1907
1908
1909

1*078

1910
1911
1912
1913
1914

776
810

1177
1*293
1*144

1915
1916
1917
1916
1919

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

315
340
492
617

19
9
14
22

156
117
145
280

140
214
333
315

354
227
252
194

2*194

590
769

239
508
368
617
631

343
244
696
641
646

320
142
553
252
743

3*413
3*864
4.897
6.544
7.560

464
572
649

11.556
14.915
20.642
15*427

Total

156
125
66
128

20
240
362

88
92
157
82
234

379
304
362
295
332

1*079
1*267
1*497

8
17
13
9
16

410
367
543
399
256

666
596
969
695
541

2*983
4t765
7*285
4.096
4.122

18
77
88
57
62

1*235
1*914
2*360
1.913
973

1.730
2.794
4*837
2*126
3*087

1.011
1*179

40
42
45

377
505
517
627
562

399
305
620
624
537

3.549
4*185
3t477
3.737
3*247

50
50
42
54
45

770
804
699
753
822

2*729
3*331
2l736
2*930
2*380

610
547
812
585
638

12*002
12*669
11*601
12*375
12*453

1*140
1*086
1*835
2*271
2*667

43
14
117
352
766

467
505
819
929
941

630
569
899
990
980

3.545
4*076
5*308
4.564
5.277

101
38
67
46
104

843
955

1*074

2*601
3*083
.4.167
3*658
4.287

773
821
836
856

12*964
14*464
17*564
16*795
22*751

1920
1921
1922
1923
1924

2.877
2.767
1.969
2*242
2*672

972

947
814

136
109
176
169
96

1925
1926
1927
1928
1929

965

1*512
1*094
799

660
886

457
537
593

1*023

958
800
509

649
732

1*056
1*347

4*150
4*130
4.458
4.123
4*347

2.477
3.049
3.054
3*625
4*198

511
382
361
468
680

642
865
438
582
819

1*324
1*802
2.255
2*575
2*699

4.802
4*473
4*323
4.698
5*277

171
197
120
171
156

1930
1931
1932
1933
1934

2*891
2*303
1*659

250
170
306
288
855

692
941
535
187
228

1*949
1*192
1*018

4.605
5.334
3*696
1*015
1.169

188
125
67
16
26

1935
1936
1937
1936
1939

1*744
1*951
2*021
1*201
1*309

1*350
1.484
1*452

249
273
296
201
331

145
194
273
149
121

1.614
2*081
2*198
716
602

7
5
6
9
10

184
181
230
107
124

1.423
1.895
1.962

1940
1941
1942
1943
1944

1.205
1.101
1.516
5.817
7*060

780
693

94
73
47
51
23

1*065
1*277
2*271
2*853
3.313

15
33
17
30
131

157
166
376
415
513

913

1.132
5.461
6.762

331
335
337
305
255

1945
194*
1947
1946
1949

10.065
13.562
11.275
10.905
12.553

9.814
13.309
10.469
10*087
11.769

236
236
768
800
766

13
15
18
16
18

4*350
4*704
4.996
5*167
5*726

263
856
684
400
364

619
575
822

1950
1951
1952
1953
1954

14.266
16.297
20*816
16*203
23*999

13*540
15*618
19.931
17*366
22*495

706
656
607
633

6*494
7*256
6*834
10.635
13.085

550
475

1*162

20
23
280
202
342

23.577

1.289

431

15*021

592

1.265

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*153

851
857

117
182

987

1*018
989

1*038
1*018
991

1.073
1.096
1*003
1*038
918

1*025
717
126
141

1*026

2*121

2*565
2*929

14. 594

3.027
3*003
3*291
2*916
3*233

923
749
761
822

1.185

23.666
21*782
21*642
22*735
23*211

3*640
3*203
3*107
3*524
4.083

1*264
1*474
1*796
1*864
2*246

24*194
25*830
26*567
27*710
30*688

3.499
4.184
2*914

1*460
1*184
1*063

26*042
24*125
19*125
3.020

873

1.002

602
666

125
143
158
126
104
48
62

3.613

4.494
5*343
5.726
2.692
3.177

3*704

1.078
1*878
2.406
2.669

59
70
90
211
166

5*799
10*724
13*040

965

3*466
3*273
3*492
3.724
4.397

169
220
299
463
359

17*323
23*541
27.099
28*498
30*114

1.312
1.022
1.034

1*065
1*261
2*057
2*033
2*061

4.879
5*522
5*465
7.560
9.990

459
556
660
668
907

33*431
36*446
45*744
52*517
63*426

1*312

2.964

10.725

1*043

4*121

648

Nevada

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits

Year

Total

Government

demand

Other
time

1896
1897
1898
1899

1307
1,330
1.7 17
2*123

44
36

1*121
1*087
1,397
1*737

166
199
264
386

1900
1901
1902
1903
1904

2*494
2*900
3*440
4*669
5*344

7
75
103
205
128

2*000
2*235
2*593
3*410
3,912

487
590
744

1*054
1*304

1905
1906
1907
1908
1909

8,754
11*426
16*5 >1
10*875
9.860

639
674
1,473
196
325

5*973
7*775
10*697
7*433
7*307

2*142
2*979
4*391
3*246
2*226

1910
1911
1912
1913
1914

7.983
8*851
9*1 53
10*106
10*139

120
106
119
93
80

,518
,698
,920
.936
,590

2*345
2*047
2*114
4077
4*469

1915
1916
1917
1918
1919

10,524
12,097
15*171
16*188
20*302

74
99
205
246
193

,603
,323
7*752
7*683
11*342

4*847
5.675
7*214
259
767

1920
1921
1922
1923
1924

20*673
16*288
18*3 35
19.7 14
20.326

196
96
132
157
129

10*638
8*765
9.293
9,746
9*667

839
.427
.910
609
10*530

1925
1926
1927
1928
1929

21,334
22,995
23*312
24.369
27*080

166
193
173
250
172

9*636
10*102
10*066
10*352
11*826

11*532
12*700
13*073
13.767
15*082

1930
1931
1932
1933
1934

22,586
20,969
15,770
2,599
3,264

127
143
109

9*600
9,031
6*306
1,656
2*100

12*859
11*815
9*355

1935
1936
1937
1938
1939

4.113
4*944
5*1 92
2*397
2,781

2,749
3.339
3.466
1*615
1,830

1*364
1*595
1*708

1940
1941
1942
1943
1944

3,280
3,702
5.287
10,0 79
12.218

1
8
5
232
498

2*173
2,412
3*783
7*441
8*628

1*096
1*272
1,497
2*406
3*092

1945
1946
1947
1948
1949

16*447
22*4 ?5
25,801
27*057
28.384

38
80
25

981
596
174
266
195

11*087
15.761
17*612
17*994
18,586

4.379
6*136
7*977
8*717
9*576

1950
1951
1952
1953
1954

31,521
36,366
43,447
49,113
59*690

25
25
8
16
209

359
555
592
417
863

20,472
23,815
29,583
33*514
43*557

10*665
11*973
13*264
15*166
15*061

67*302

10
5
6
3
10
10
2

13

1*302

943

1*164

776
946

Nevada

649

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

1896
1897
1898
1899

477
8
5

1915
1916
1917
1916
1919

35
40

capital
accounts

Total

M.,U.

liabmties

Tf
^

and capital
accounts

DanKS

600
610
610
590

287
181
222
216

2.194
2.121
2*565
2*929

11
10
10
8

1
91

615
665
1.115
1.655
1*695

268
299
342
219
450

3.413
3.864
4.897
6.544
7.580

9
9
9
11
10

58
407
17

2.231
2.491
2.855
2.988
3.172

571
996
1.168
1.157
1.068

11.556
14.915
20.642
15*427
14.594

17
22
24
31
29

1
13
33

3.088
2.975
1.946
1.738
1.694

921
838
501
518
587

12.002
12.669
11.601
12.375
12.453

27
23
23
22
21

27
103
48
306
148

1.694
1.695
1.696
1.752
1.678

684
549
649
549
623

12*964
14*484
17.564
18.795
22.751

21
21
21
23
23

36

1910
1911
1912
1913
1914

other

rtntod
^P*31

16

1900
1901
1902
1903
190*
1905
1906
1907
1908
1909

Surplus and

^.
^^

1920
1921
1922
1923
1924

802
473
331

503
90
239
70
346

1*678
1.789
1.761
1.761
1.686

832
813
834
859
853

23*686
21*782
21.642
22.735
23*211

23
24
24
24
23

1925
1926
1927
1928
1929

191
116
252
319
145

156
100
253
190
507

1*711
1.712
1*062
1.937
1.937

802
907
888
895
1*019

24*194
25.830
26*567
27.710
30*688

24
24
25
25
25

1930
1931
1932
1933
1934

245
279
1.067

281
96
45

1.113
1V064
803
171
153

26.042
24.125
19.125
3.020
3*613

25
23
18
5
4

1*817
1*697
1.440
250
195

1935
1936
1937
1938
1939

21
11
10
1
2

225
225
265
165
225

135
163
259
129
169

4.494
5.343
5*726
2.692
3.177

4
4
5
4
5

1940
1941
1942
1943
1944

1
1
7
12
47

225
225
275
355
450

198
193
230
278
325

3.704
4.121
5.799
10.724
13.040

5
5
6
6
4

1945
1946
1947
1948
1949

29
68
82
80
210

460
565
603
603
603

387
413
613
758
917

17.323
23.541
27.099
28.498
30*114

3
3
3
3
3

1950
1951
1952
1953
1954

237
231
253
902
882

603
803
803
1.003
1.203

1.070
1.046
1.241
1.499
1.651

33*431
38*446
45*744
52.517
63.426

3
3
3
3
3

1955

789

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NEW HAMPSHIRE

Revised data for assets and liabilities and


number of all banks in New Hampshire, as
of June 30 or the nearest available date, in
the period 1896-1955 are shown in Table 1;
for all commercial banks, in Table la; for
national banks, in Table 2; for State commercial banks, in Table 3; and for mutual savings
banks, in Table 4.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because available information
appeared to indicate that there were no such
banks operating under the banking laws of
this State during the period covered by the
revised series.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in New
Hampshire were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of fig-

ures for State commercial banks and mutual


savings banks presented a number of problems
and considerations not encountered in compiling the balance sheet for national banks.
The following sections describe these problems
and the methods used in deriving the revised
series.
The principal source of statistics for State
commercial banks for 1896-1933 and for mutual savings banks for 1896-1946 was figures
published in the reports and abstracts of the
State banking department. This source was
supplemented by figures reported to the Comptroller of the Currency and published in his
annual reports and by data obtained from
bankers' directories.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department. Data for this period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1
The term "State commercial banks," as used for this
State, refers to banks that at one time or another during the
period were designated in the annual reports of the Comptroller of the Currency as "State banks/' "loan and trust
companies," or "guaranty savings banks."

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651

652

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

To make the revised series comparable


with the series currently published with respect to types of institutions included, guaranty savings banks (and their balance-sheet
data), which were included in the statistics
of mutual savings banks published by the
Comptroller throughout most of the period,
were classified as State commercial banks in
the revised series. This change was made on
the grounds that guaranty savings banks are
more like stock savings banks (which are
included in the commercial bank category)
than like mutual savings banks. For similar
reasons, the assets and liabilities of savings
departments of State commercial banks, which
were included with mutual savings bank data
in the Comptroller's reports for intermittent
years prior to 1908, were included with State
commercial bank data in the revised series.
One institution operating under a special
charter and its balance-sheet data were added
to the series beginning in 1910.
The summary tables in the annual reports
of the State banking department were adequate in most years for the purpose of compiling a revised balance sheet that includes
* In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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both the commercial and savings departments


of State banks, loan and trust companies,
and guaranty savings banks. Although these
summary tables combined the data for the
guaranty savings banks with those for mutual
savings banks, it was possible to derive data
for each class of bank from individual bank
balance sheets in the report.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
derived from reports of the State banking
department in each year except 1924-1931,
when these reports failed to show a breakdown between collateral loans and "all other"
for the commercial departments of State banks
and loan and trust companies. Each of these
items was estimated by applying to total
loans of the commercial departments of these
banks, ratios of each type to this total that
were derived by interpolating between similar
ratios based on reported figures for 1923 and
1932. The estimated figures were then combined with the reported data for the savings
departments of these banks.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor revisions, as shown in summary tables of the
State banking department reports beginning
with 1906, except for United State Government
deposits. No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such deposits were held by national banks.
The deposit breakdown for 1896-1905 was
obtained from the reports of examination of
individual banks shown in the State banking
department reports. Because these reports
were for various dates during the year, minor
adjustments were made in the figures to approximate data for June 30 of each year.

New Hampshire
OTHER ITEMS

Cash items in process of collection were


estimated for 1896-1901 on the basis of the
ratio of this item to total cash assets as reported for 1902.

653

To make the data consistent with respect


to current reporting practice, the contra items
"due from banking departments" and "due
to savings department"were removed from
the balance sheet throughout the period.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks obtained from reports of the State
banking department.
With the exception of the loan breakdown
at noninsured banks for 1939-1946, the break-

downs of principal asset and liability items


required for the all-bank series were available
in these two sources. The breakdowns of loans
at noninsured banks for missing years were
estimated by applying to their total loans in
each year the percentage distribution of total
loans at these banks in December 1947. This
was the earliest date for which the breakdown
appeared consistent with the data now reported for these banks.

MUTUAL SAVINGS BANKS, 1896-1946


The number of banks as shown in the annual reports of the Comptroller of the Currency for 1896-1908 and 1926-1946 was adjusted to exclude guaranty savings banks,
which were included with mutual savings
banks in these years. Adjustments were also
made for intermittent years between 1896 and
1908 to exclude savings departments of State
commercial banks and loan and trust companies, which had been counted as separate
mutual savings banks.

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Throughout the period 1896-1946 all balance-sheet data, except collateral loans and
"all other" loans for 1939-1946, were derived
from the summary tables or individual bank
reports shown in the annual reports of the
State banking department. The missing loan
items were estimated by applying to total
loans less real estate loans in each year the
ratio of each type to this total based on reported figures for December 1947.

654

New Hampshire

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

41,122
38*431
36*490
37*810

19*656
17*303
16.251
15*829

8*318
8,048
8,115
7,779

13*148
13*080
14,124
14,202

1900
1901
1902
1903
1904

40*438
42*311
43*131
45*051
45*330

15,578
15*824
16*507
17,011
18*161

9,410
9,828
10*078
10*477
11*094

15,450
16,659
16,546
17.563
16,075

1920
1921
1922
1923
1924

100,892
102,573
102,242
112,334
120,406

47*902
48*836
52.312
58*958
66*402

20*123
20*814
19*630
21*181
20*408

32,867
32*923
30*300
32,195
33.596

1905
1906
1907
1908
1909

48*001
53*448
57*610
55*451
56*180

19.715
21*441
22*269
22*733
24,917

10,277
12,595
13,679
11,971
11*756

18,009
19.412
21.662
20,747
19,507

1925
1926
1927
1928
1929

126,039
132.170
141.128
149*020
159*106

72*708
78,867
66,933
93.356
97*642

19*922
21*526
21*128
23*763
26*046

33*409
31,777
33,067
31,901
35,418

1910
1911
1912
1913
1914

61*394
63*225
67,291
72*748
76*433

27*257
29.771
32.097
34*761
38*355

12,416
12*288
12,053
13*126
12*878

21*721
21*166
23*141
24*861
25,200

1930
1931
1932
1933
1934

152*140
146,661
136,165
125,072
116,162

91*150
91,113
66,791
83,883
76.691

27,366
26*550
22,095
19.947
18*620

33,604
29,198
25,279
21,242
16,851

1915
1916
1917
1918
1919

78,707
83,219
90,343
90*246
90*493

40,673
44 , 496
47,749
45,927
44,673

13*384
13*600
13*916
14*480
16*979

24.650
25,123
28,676
29,839
26,641

1935
1936
1937
1938

109,025
103,058
102,741
102,490

73.473
69.658
67,909
68,616

16,915
14*560
13,989
13,326

16,637
18,840
20*843
20*348

Loans1
Commerc ial ,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

Other

to

On
farm land

19.250

residential
property

Other

65*463

1940
1941
1942
1943
1944

109,694
116,715
113*629
98,035
92,660

21,263
25,017
24,451
17,234
16,167

226
218
241
223
217

1*206
1,121
1*089
1*031
1*557

1,240
1*249
1*220
1*092
1*118

67*868
71*023
70 754
65 .121
61*414

4,610
4,341

1945
1946
1947
1948
1949

93,605
120*182
157,567
169*444
205*493

17,086
24*525
32,509
39,133
35,585

224
41
23
7
18

1*669
1*771
2*425
,843
,611

1*082
1*606
1*964
2*439
2,330

61 .165
74,392
95*465
117 814
134*256

3.591
5.136

1950
1951
1952
1953
1954

223,772
246,497
263,630
292*611
331*087

38.004
42,089
40*480
43*150
46*037

20
g
25
85
6

,548
.339
.469
.386
1*349

2.373
2.906
2.631
3,027
4*096

146*986
159*439
175 ,373
184 ,584
193,321

6.050

1955

379*593

53*996

10

1,452

4,213

222 ,011

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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All
other

individuals

4*213
3*990
3.604

5*283
5*144

13,279
13,746
11*661
4*061
3*419

4,567
8*057
15*103
18*040
20,740

4,654
3*334
2*860

9,809
22,183
43,597

24*289
28*440
30*720
35*980
38,735

3*006
3,347
3*817
3,033
4,998

50,281

43*886

5,095

6,744
7.536
7,631

9,516

4,221

3*611

tbe total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Hampshire

655

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

Year
Total

U.S.
Government
obligations

1896
1897
1898
1899

34*367
32.857
32*631
36*127

4*925
5*030
4*923
5*224

1900
1901
1902
1903
1904

38*181
43*366
46*684
49*436
51*715

5.737
5.718
5*556
6.191
6.169

1905
1906
1907
1908
1909

55*756
57*787
59.651
60*984
67*248

5*806
5*722
5*807
5*631
5*729

1910
1911
1912
1913
1914

67.763
70*378
73*747
73.086
73*311

1915
1916
1917
1918
1919

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

19*132
18*476
18*947
21*772

5,057
5.649
6*126
7.252

141
156
243
257

1,261
1*409
1*542
1*580

3*655
4*082
4*341
5*415

4*054
4*374
4*773
4.818

84*600
81*311
82*020
86*007

23*580
28*920
32.357
34.371
37*306

6*775
7*346
7*258
6*606
7*060

219
270
278
231
194

1,647
1.739
1.643
1.823
1.739

4*909
5.339
5*337
4.752
5*127

4.356
4*063
3.692
3*479
3.240

89*752
97*086
100*765
104*774
107*345

8*239
8*842
9*669
9*625
10*907

41.711
43*223
44*175
45*728
50*612

7.699
7.763
8.104
8*363
8*477

251
261
217
331
303

1.792
1*938
1*988
2*063
2*233

5*656
5*564
5*899
5*969
5*941

3*016
2*708
2.495
2*545
2*408

114*474
121*706
127*860
127*343
134*313

5*647
5.437
5*547
5*524
5*449

11*319
12*368
13*228
13*043
14*158

50*797
52*573
54*972
54*519
53*704

8,423
9*702
9*756
10*135
11*043

415
345
307
439
530

2*276
2.308
2.264
2*383
2*554

5*732
7*049
7.185
7,313
7.959

2*237
2*168
2*257
2*272
2.457

139*817
145*473
153,051
156,241
163,244

73.943
76*483
81*899
87.170
102.466

5.347
5*340
6.816
14.287
29.153

14*700
14*224
13*097
11*942
9.457

53*896
56*919
61*986
60.941
63*856

9.595
10*861
11.417
13,315
13.186

465
460
521
610
918

2*477
2*426
2.749
1.939
2.595

6*653
7*995
8.147
10*766
9,673

2*553
2*616
2*958
3*203
3*856

164*798
173*199
186*617
193*934
210*001

1920
1921
1922
1923
1924

106.395
108*206
113*500
124.924
126*101

28*222
29*243
30*148
36.324
34.921

8*790
7o936
7*686
6.884
6*730

69*383
71*027
75*666
81.716
84*450

14.374
12*001
12*680
13.206
13.681

1.420
1.056
1.072
2.045
1.885

2.761
2.223
2.011
2*129
2*604

10*193
8.722
9.597
9*034
9*192

3.302
3.577
3*340
3*772
4.087

224,963
226*357
231.762
254*236
264.275

1925
1926
1927
1928
1929

130*965
139.047
142.756
153*468
154*981

35.762
31.155
28.463
27.395
24*124

6*467
7.073
7.400
7.993
8.596

86.716
100.819
106.895
118.080
122.259

14*996
14.735
15.342
15*140
15.160

2.379
2.006
2*261
2*699
2.715

2.591
2*595
2.412
2.174
2.248

10*026
10*134
10*669
10.267
10.197

4.657
5*113
5.765
6*083
6.276

276.657
291.065
304*993
323*711
335*523

1930
1931
1932
1933
1934

148.942
152*020
153.027
145.882
151.094

20*131
21*114
24*340
24.058
31*450

7.892
7.906
8*046
7*458
7.387

120.919
123.000
120.641
114.366
112*257

18.941
17,530
15.726
15.647
19.325

2*896
2*4BO
1.941
1.615
2.137

3.439
2*608
2*479
2*361
2*664

12*606
12*242
11*306
11*671
14*524

6*576
7*634
7*624
8*553
10*555

326.599
324*045
312*542
295.154
297*136

1935
1936
1937
1938
1939

157.286
165*138
171*232
168*511
164.666

38*741
44*870
51.363
55.445
58.555

8.072
8.623
9.569
9.593
11.239

110*473
111*645
110.300
103.473
94.874

22*561
28*131
28*655
31.739
39.696

2*303
3*056
3.582
3*716
4,012

2.721
.649
.370
.097
,359

17*537
21,424
21*903
24*926
32*325

11*699
13*077
12*674
12.197
13.301

300*571
309*404
315*502
314.937
323*468

1940
1941
1942
1943
1944

153*040
160*031
176.375
233*592
294.955

55.491
67.434
88.907
157.870
224.778

11.121
12.456
10*467
9*847
7*982

86.428
60*141
77,001
65.875
62.195

52*160
50*465
50*885
51.548
48,155

3,348
3,977
3,761
3,969
3,764

.333
.246
312
.570
.997

44*479
41*242
41*812
42*009
39*374

12*724
12*283
10*812
9*228
7*109

327.616
339.494
351.701
392.403
442*879

1945
1946
1947
1948
1949

361*311
393*622
363*811
340*866
324.918

293*080
321*301
290*945
270.013
255.715

6*936
6.697
16*456
17*326
10*445

61293
65*424
56*410
53.527
58*756

53,259
61,196
60,284
63,675
60*961

4*679
6*735
6*837
8*916
9*106

,361
.989
.072
.760
825

43*219
48*472
44,375
45*999
44*030

6*151
4*457
4*113
4*147
4*184

514.326
579.457
585*775
598*132
595*556

1950
1951
1952
1953
1954

321.408
310.570
320*022
329.192
326*031

255*900
242.697
248*493
252*614
245*317

11.158
14.587
15*832
17.952
21*653

54.350
53*286
55*697
58*626
59.061

60.428
64,230
76,122
71,877
76,656

11*413
13*166
14*501
12.782
13*929

.425
.768
.452
10*403
10*227

42*590
44*296
52.169
48*692
54.500

4*344
4*774
5*607
5*869
6*393

609.952
626.071
665*381
699*549
742.167

51*312

7*351

794*709

333*322

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

10*310
351
*761
.131
.864
.728
.769
.876
.240

60*416

13*365

656

New Hampshire

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollarsJ
Deposits
Year
Total

Interbank
1*778

U.S.
Government

Other
demand

Other
time

1696
1897
1696
1699

66.021
62*925
63,077
66*737

1*893
2*410
2.312

182
209
236
489

9*596
10*352
11*616

54*670
51*227
50*077
52*320

1900
1901
1902
1903
1904

68*936
74.217
77.451
81*742
84.120

1.936
1.659
2*127
2.006
2.086

797
949
1*118
1.413
1.137

12*095
14.237
13.682
14.197
14.429

54*108
57*372
60*524
64*126
66*466

1905
1906
1907
1908
1909

89*397
95.863
102*638
101.902
105*497

2*261
2.049
2.393
2.458
2.482

800
669
1.083
1*104
504

15*656
16.755
17,400
15.939
16.332

70*680
76*390
81*762
82*401
86*179

1910
1911
1912
1913
1914

111*464
116*099
122.651
129,593
134.565

2*637
2*698
2.794
2.920
3,480

308
299
397
268
361

18.194
18.470
18.526
19*613
21.179

90*345
94*632
100*934
106.792
109,545

1915
1916
1917
1916
1919

136.021
145.884
157.617
162.102
172.635

2.671
3.257
3.245
3*510
3.428

249
230
458
1.951
1*809

20.715
23.324
26,862
28*740
31*163

112*386
119*073
127*032
127*901
136.235

1920
1921
1922
1923
1924

190.359
190*939
196*691
215.951
224.919

3.972
2.725
2.975
2,607
2*649

661
603
278
595
210

37.147
34.964
35.212
37,651
37*582

148.579
152*647
156*226
175*098
184*478

1925
1926
1927
1926
1929

236.077
248*710
259,733
275,010
283*901

3*082
2*959
3*079
2,940
3.274

399
444
432
735
536

40*500
41.809
40*910
40,645
41*087

192*096
203*498
215*312
230*690
239*004

1930
1931
1932
1933
1934

275,259
275,372
260*064
249*416
253*952

4*586
4,851
4,019
3,801
3,932

311
488
298
514
829

40.758
37.472
30.549
28.752
31.439

229*604
232*561
225*198
216*349
217*752

1935
1936
1937
1938
1939

259,637
270,321
274.925
274,452
282*934

4,040
4.855
4*906
4,808
5*085

726
911
408
343
795

34*803
41.946
43*394
43.756
47*270

220*068
222*609
226*217
225*545
229,784

1940
1941
1942
1943
1944

286,960
297,994
309.310
348,766
396*843

5*786
4,945
5,883
6*220
5,911

884
1*061
1.657
7*937
27*450

48.641
58*719
68.634
86*167
88*900

231*669
233*269
232*936
248*462
274*582

1945
1946
1947
1948
1949

464,168
523.510
525.626
534,453
527,845

6.401
7,297
6.921
7,020
6,168

37,805
20*185
2*719
4.685
3*540

103*746
130.659
131.351
132.923
126*976

316*216
365*369
384*635
389*825
369*161

1950
1951
1952
1953
1954

539*623
551,214
586,387
615,525
652,572

6*462
7.713
9,132
8*990
10*570

6*355
7.000
8*360
6*427
8.339

134*743
143*484
155*260
157*577
163.371

392*063
393.017
413*615
442*531
470*292

1955

698.391

171.536

506*716

9*391

New Hampshire

657

Table 7All Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat tonal
ba
no

^.

turn,

a**

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
i897
1896
1899

249
171
187
71

3*492
3.554
3.481
3*452

288
283
167
137

6.420
6.420
6*390
6.050

8*130
7.956
6.718
9*560

84*600
81*311
82*020
86*007

114
112
111
113

1900
1901
1902
1903
190**

61
39
81
86
137

4.078
4*404
4.202
4*446
4.621

126
120
124
162
276

6.022
6*160
5.965
5.985
5.835

10*529.
12*148
12*942
12*351
12*356

89*752
97*088
100*765
104.774
107.345

116
120
119
119
118

1905
1906
1907
1908
1909

176
297
347
247
331

4*693
4t777
4*714
4*932
5*043

170
109
180
233
58

5*810
5.790
5*740
5*865
5*865

14,226
14.870
14,241
14,164
17,519

114*474
121.706
127.860
127.343
134.313

116
120
121
121
121

1910
1911
1912
1913
1914

279
168
652
551
536

5.138
4*901
4*942
4*967
4.982

10
45
19
20
34

5.895
5*672
5*674
5*726
5.855

17,011
18,588
19.113
17*384
17,272

139.817
145.473
153*051
158*241
163*244

123
121
121
122
126

1915
1916
1917
1918
1919

787
650
910
2)865
6*821

4998
4,875
4*822
4*943
4,891

11
11
338
552
1*210

5*908
5,961
6*064
6.065
6.069

17.073
15,818
16,866
17,407
18*375

164*796
173.199
166*617
193*934
210*001

127
127
126
126
126

1920
1921
1922
1923
1924

4*162
4.235
2*477
3*986
3*490

4*864
4.978
5.059
4.976
5*006

345
271
64
119
369

6.072
6.198
6*228
6*331
6*433

19,161
19.736
21*243
22*875
24.058

224*963
226.357
231*762
254*238
264.275

126
127
127
126
124

1925
1926
1927
1928
1929

2*936
2*984
3i693
4*146
5.238

4*651
4.617
4,678
4.648
4*690

452
312
190
447
377

.333
502
,570
.572
.673

26.206
27.940
30,129
32*688
34*644

276*657
291*065
304*993
323*711
335.523

123
124
124
124
124

1930
1931
1932
1933
1934

4.510
2*762
6.977
2.853
596

4*798
4*562
4*681
4.769
4.891

328
595
1*141
327
249

.999
.818
.608
712
7.680

34*705
33*936
32.871
31.077
29.768

326*599
324*045
312*542
295*154
297*136

122
120

1935
1936
1937
1938
1939

486
320
649
708
276

2.090

331
392
693
598
298

8.497
8*057
7*686
7.646
7*666

29.530
30,314
31,549
31.533
32*294

300*571
309*404
315*502
314*937
323*466

113
111
110
109
106

1940
1941
1942
1943
1944

131
129
50
110
320

421
435
468
356
514

7*656
7*650
7*372
7*568
7,176

32*430
33.286
34.501
35.563
38.026

327.618
339*494
351,701
392*403
442*879

108
108
108
108
108

1945
1946
1947
1948
1949

195
120
805
730
740

462
1*092
916
1*226
2,435

6*954
7*046
8*482
7*067
7,294

42.547
47.689
49*946
54.656
57,242

514*326
579,457
585*775
596*132
595*556

108
107
108
109
109

1950
1951
1952
1953
1954

220
1*480
345
560
465

1,925
1*637
2*486
3*478
4*691

7,395
7.644
7*701
7*953
8*164

60.789
64*096
68,462
72*033
76.275

609.952
626.071
665*381
699*549
742*167

110
109
109
109
110

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*585

lie

113
114

658

New Hampshire

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

LOJins

Loans
Year
Total

Real
estate

All
Other

Collateral

Year

~- | J

1896
1897
1898
1899

16*306
15.900
16.885
16.751

3*106
2*886
2*988
3,148

3.947
3*900
4.283
4.038

9,253
9,114
9.6Z4
9,565

1900
1901
1902
1903
1904

17.900
18.925
19.017
19.602
19.371

3,189
3.157
3,207
3.389
3.655

4.519
4,886
5.068
5>367
5.397

10.192
10.882
10.742
10,846
10.319

1920
1921
1922
1923
1924

48,935
49,852
48,947
55,055
59.363

1905
1906
1907
1908
1909

20.427
22.861
24.375
23.396
23*362

3,671
3.859
3.822
3,868
4,096

5.071
6.170
6.911
6.175
6.451

11.685
12,832
13,642
13,353
12,815

1925
1926
1927
1928
1929

61.799
64,745
68,119
70,864
75,711

1910
1911
1912
1913
1914

25.771
25.545
26.832
29.121
30*691

4,367
4.677
4,908
5,303
6.055

7.110
6.955
6.892
7.886
7.768

14,294
13*913
15,032
15,932
16,868

1930
1931
1932
1933
1934

1915
1916
1917
1918
1919

31.455
33.560
37.722
39,654
42.456

6,735
8.173
9.724
9.477
9,336

7.932
8,296
8,868
9,730
12,371

16,788
17,091
19,130
20,447
20,751

1935
1936
1937
1938

Collateral

All
other

10,289
10*838
11,947
13*952
17.021

14.691
15,048
13*981
15*309
14,856

23.955
23.966
23.019
25.794
27,486

18,350
20,239
22,188
23,443
24,079

15,484
16.671
16*836
19.381
20,033

27,965
27,835
29,095
28,040
31,599

74.451
69*346
61.327
53,319
49,214

23.642
23*613
22*996
20,835
19,582

20,338
19.313
15.419
13,404
12.772

30.471
26*420
22,912
19.030
16.860

46*445
44*785
46*990
46,688

18*229
17*959
18,245
13.930

11.558
10.093
9.727
9.330

16,658
16,733
19,018
18*428

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

49,241

16,771

1940
1941
1942
1943
1944

51.369
56,261
53,387
43,611
41,659

18.838
22,588
22,136
15.719
14,698

228
218
241
223
217

1,206
1.121
1,089
1,031
1,557

1*240
1.249
1.220
1092
1.118

14,815
15.849
15.545
13,991
13.649

4.610
4*341
4.213
3,990
3,604

3,965
3*850

10,432
10,895
8,943
3,600
2*966

1945
1946
1947
1946
1949

43,611
59,488
82,091
97,931
100*019

15*867
22,609
30,169
36,545
32*982

224
41
23
7
18

1*669
1.771
2.425
1,843
1*811

1.082
1.606
1*964
2.439
2*330

14,021
17,864
25.122
31.693
35.291

3,591
5,136
6,744
7*536
7,631

3*507
6,390
13,065
15,883
17,225

3,850
4,071
2,579
2.213
3,220

1950
1951
1952
1953
1954

106.777
116,000
120.936
132*164
144.030

35,196
39.898
38,305
41,141
42.550

20
8
25
85
6

,548
339
,489
,353
291

2,373
2*908
2.631
2.613
2.684

36.678
36.765
39.930
43,931
48.690

8,050
9,516
9,809
10.218
10,607

20,813
23,512
26,079
30,969
35,249

2*605
2*643
3.382
2.656
3*844

1955

163.929

49,928

10

1,404

2>651

54,677

11,949

40,005

4.186

10,927

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Hampshire

659

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955--Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments

Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
, of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

9.689
9*764
9*601
10*514

4*416
4*466
4*424
4*627

944
935
892
903

4.329
4.363
4.265
4.984

3*973
4*291
4*767
5*592

131
146
231
242

1,146
1.235
1,383
1.386

2*694
2*910
3*153
3,962

1*130
1,352
1,567
1*427

31*098
31*307
32*820
34*284

1900
1901
1902
1903
1904

10*979
12*206
12*699
13*971
14*300

5,433
5*581
5*455
6.079
6.079

841
9ft5
890
889
891

4.705
5.640
6*354
7*003
7.330

5.238
6.077
5,854
5*384
5*754

205
259
266
218
182

1.505
1.597
1*466
1*654
1*588

3*528
4*221
4*122
3*512
3*984

1*257
1*221
1,167
1*222
1*147

35*374
36*429
38.737
40.179
40*572

1905
1906
1907
1908
1909

14*681
14*861
15.487
15*752
16*660

5.709
5*636
5,723
5,543
5,656

901
1*017
1*093
1*095
1*390

8.071
8.208
8*671
9.114
9.614

6*217
5*921
6*436
6*338
6*498

238
244
202
313
286

1*619
1.746
1.808
1.842
1.977

4*360
3*931
4*426
4,183
4*235

1*133
978
1,006
1.129
1.079

42*456
44*621
47.306
46*615
47*599

1910
1911
1912
1913
1914

16*875
17.253
18*289
18*359
18*161

5*576
5*366
5*476
5.464
5*391

1.257
Ii234
1*431
1*347
1*456

10*042
10*653
11*382
11*548
11.314

6*633
7.458
7.254
7653
8,375

399
325
285
417
506

2*041
2*086
1,994
2*143
2*286

4,193
5.047
4,975
5,093
5,583

964
964
1,085
1,058
1,106

50.243
51.220
53*460
56.191
58.333

1915
1916
1917
1918
1919

18.602
20*316
24*072
28*407
34*931

5*290
5*289
6*101
10.750
16*581

1*840
2*256
2*269
2.713
2*048

11*472
12.771
15.662
14.944
16.. 302

7.173
8.077
8,751
9,745
9,974

443
434
496
577
890

2,220
2*209
2*537
1*687
2*180

4,515
5*434
5*718
7*481
6*904.

1,187
1*305
1*701
1,937
2*553

58*422
63*258
72*246
79*743
89*916

1920
1921
1922
1923
1924

33*825
34*312
36*151
41*296
41*804

13*482
13.295
14*023
16*306
15*209

2*184
1*833
697
*796
.533

18.159
19.184
20.431
23.192
25.062

11*195
9,473
9,877
10*642
11*524

1.392
913
940
1*698
1,743

2.350
2*009
1*813
1,909
2*391

7,453
6,551
7,124
6*835
7*390

2*136
2*352
2,281
2*749
3.024

96*091
95*989
97.256
109.742
115.715

1925
1926
1927
1928
1929

43*868
46.757
47.841
51*171
50.172

15*155
14*531
13*656
13*675
12.592

457
>619
*740
2*003
2*185

27,256
30*607
32*445
35*493
35.395

12*339
12*229
12*381
11*905
11*684

2*240
1,780
2,089
2*358
2*477

2.382
2*256
2*154
1,866
1,696

7*717
8*193
8*138
7*681
7.311

3.249
3.377
3,785
3*929
4,074

121.255
127*108
132,126
137,869
141,641

1930
1931
1932
1933
1934

49*728
49.936
50.644
46*041
48*924

11*825
12.166
14*923
14*444
17,759

2.417
2.340
2*142
2*333
2*312

35*486
35*428
33.579
29.264
28.853

14*094
13.176
11.068
11*123
14.304

2*789
2*377
1*616
1,590
2*070

2,714
2,415
2*102
1*817
2*037

8.591
8.386
7*148
7,716
1,0.197

4*299
4*919
4*489
4*368
4*923

142,572
137,379
127.528
114,851
117,365

1935
1936
1937
1938
1939

51*206
54*433
55,129
54*080
52*622

19*467
20*516
20*506
20.649
21*841

2*944
3*405
3.473
3*448
4*118

28,795
30*512
31,150
29,983
26,663

15,748
21*488
21*666
23*321
27*570

2,203
2,847
3*335
3*514
3.721

2,136
3.344
3.000
2.794
2*825

11*409
15*297
15.331
17.013
21.024

4.977
5.029
4,887
4,850
4,643

118,376
125,735
126*672
128*939
134,276

1940
1941
1942
1943
1944

50*072
52*402
62*166
100*290
137*186

22.159
25.974
37*056
77.610
117*418

4*384
4*998
5*100
5*436
4,581

23.529
21.430
20*012
17*044
15,167

31*710
34*646
39*639
41*482
39*728

2*878
3*613
3*518
3*748
3*607

3*269
4,261
4,550
4,795
4,281

25*563
26*754
31*771
32*939
31,840

4,476
4,399
4,108
3*653
3*164

137,627
147,710
159,502
189,036
221,737

1945
1946
1947
1948
1949

171*358
160*431
146*765
133*325
127*724

151.562
155.926
122.157
108*131
104,050

4*689
5,098
8*242
10*114
8*734

15,107
19*407
16*366
15*080
14*940

45,347
50.804
51,668
54*201
52,157

4,513
6,527
8,760
8,727
8,930

4,617
4,929
6,123
7,812
6*657

36*217
39.348
36*605
37*662
36*370

2*860
2*404
2*308
2*360
2*313

263*376
293*127
282*852
287*617
262*213

1950
1951
1952
1953
1954

130*747
130.497
136*633
134*667
131*833

107.201
103*767
108*761
103*977
99.372

9.634
13*284
14.513
16.354
16,992

13,912
13*446
13*359
14*336
13*469

51*299
55*414
63*712
60*563
64*807

11*139
12*901
14*255
12*567
13.764

5.512
5,799
8,438
9,286
9,145

34,646
36,714
41,019
38*690
41*898

2*452
2,709
2*780
3*177
3,609

291.275
304*620
324*061
330*571
344*279

1955

132*340

100*144

19i>530

12*666

60*640

13.171

8,512

36.957

4*091

361*000

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

660

New Hampshire

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

1,743
1,893

U.S.
Government

1897
1898
1899

17*777
18.012
19.648
21*611

2*404
2*310

182
209
238
489

1900
1901
1902
1903
1904

21*740
24.155
24.668
25,624
25.746

1.931
1,651
2*122
2*006
2,086

1*118
1,413
1*137

1905
1906
1907
1908
1909

27.423
29,063
31.392
30.186
30.760

2,261
2,049
2,390
2*458
2,480

1,083
1*104

1910
1911
1912
1913
1914

33.107
34.194
35,557
38*102
40*035

2*637
2.698
2*794
2.920
3.480

1915
1916
1917
1918
1919

39.555
44.400
52.030
56,949
62,068

2*653
3.254
3*217
3.409
3*270

1920
1921
1922
1923
1924

71,526
70*674
73.195
83*470
89.214

1925
1926
1927
1928
1929

Other
demand

Other
time

9*596
10*352
11,616

9,391

6*461
6*314
6654
7*196

12*095
14,237
13*682
14*197
14,429

6.917
7*318
7*746
8*008
8,094

504

15*656
16.755
17,400
15*939
16,332

8706
9*590
10*519
10*685
11*444

308
299
397
268
361

18,194
18,470
18.526
19.613
21.179

11*968
12.727
13.840
15.301
15,015

249
230
398

1*811
1641

20.715
23,324
26.882
28.740
31.163

15*938
17*592
21*533
22.989
25*994

3.897
2*621
2*859
2,607
2*609

637
599
278
595
210

37.147
34*964
35*212
37,651
37,582

29*845
32*490
34*846
42.617
48*813

94*965
100*000
103.460
107,639
109.501

3*062
2,916
3.079
2*940
3.274

399
444
432
735
536

40*500
41*809
40,910
40,645
41,087

51*004
54.831
59,039
63,319
64,604

1930
1931
1932
1933
1934

110*260
107.671
96.244
88.684
92*438

4*584
4.851
4.019
3.801
3,932

311
488
298
514
829

40,758
37,472
30.549
28,752
31*439

64*607
64*860
61.378
55.617
56*238

1935
1936
1937
1938
1939

95.714
105.290
107.427
107,550
113*048

**040
4*855
4*906
4*808
5.085

726
911
408
343
795

34*803
41*946
43,394
43*756
47*270

56.145
57.578
56.719
58.643 '
59.898

1940
1941
1942
1943
1944

116,533
126.110
137,669
166*958
198,551

5.786
4*945
5.883
6*220
5.911

884

1*657
7,937
27,450

48*641
58,719
68.834
86.167
88.900

61*222
61*385
61,295
66,634
76.290

1945
1946
1947
1946
1949

239,152
266,529
254,309
258,132
251,448

6*401
7.297
6.921
7,020
6*168

37.805
20*185
2*719
4*682
3*540

103.746
130*659
131*351
132.923
128.976

91,200
108*368
113*318
Ii3*507
112*764

1950
1951
1952
1953
1954

259,486
270*320
289*246
294,011
305*855

6*462
7.713
9,132
8*990
10.570

6*355
7*000
8*380
6.427
8*339

134.743
143*484
155,260
157,572
163,371

111.926
112.123
116*474
121*022
123.575

1955

319,732

11,243

797
949

800
669

1*061

171,536

New Hampshire

661

Table 7oAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat 01131
ba
no""
tes

OtVior
a

lUffi*.

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

249
169
187
71

3*492
3.554
3.481
3.452

288
257
167
137

6*420
6*420
6*390
6.050

2.872
2*695
2.947
2.963

31*098
31.307
32*820
34*264

70
70
70

1900
1901
1902
1903
1904

61
39
81
88
137

4*076
4*404
4*20?
4.446
4*621

126
120
124
162
276

6*022
6*160
5*965
5.985
5*835

3.347
3.551
3*697
3*874
3.957

35.374
36.429
38.737
40.179
40*572

73
75
75
75
74

1905
1906
1907
1908
1909

176
297
347
247
331

4*693
4*777
4*714
4*932
5*043

170
109
160
233
58

5*810
5.790
5*740
5.865
5*865

4,186
4*585
4.933
5*152
5*542

42*458
44*621
47.306
46*615
47.599

73
75
75
75
75

1910
1911
1912
1913
1914

279
168
652
551
536

5*138
4.901
4.942
4.967
4*962

10
45
19
20
34

5*895
5*672
5*674
5.726
5*855

5.814
6.240
6.616
6.825
6.891

50.243
51*220
53.460
56*191
58*333

77
75
75
76
79

1915
1916
1917
1918
1919

787
650
910
2*865
6>821

4.993
4.875
4.822
4.943
4.891

11
11
338
552
1*210

5*908
5.961
6*064
6*065
6*069

7,163
7*361
8.082
8.369
8.857

58*422
63*258
72.246
79*743
89*916

80
80
81
81
81

1920
1921
1922
1923
1924

4*032
4.207
2*477
3961
3i415

4.864
4.978
5*059
4*976
5.006

345
271
64
119
124

6*072
6*196
6*228
6*331
6.433

9.252
9.661
10.233
10*385
11*523

96*091
95*989
97*256
109*742
115.715

81
82
82
82
82

1925
1926
1927
1928
1929

2*891
2.982
3.633
4*065
5.025

4*651
4*617
4*678
4*648
4*690

192
170
165
313
197

6.333
6.502
6*570
6*572
6*673

12*223
12.837
13*620
14*632
15*555

121*255
127.106
132*126
137*869
141*641

81
82
82
82
83

1930
1931
1932
1933
1934

4*465
2*627
5*796
2*077
536

4*798
4.562
4.681
4.769
4.891

222
560
226
320
152

6.999
6.818
6*808
6*712
7.680

15*828
15*121
13*769
12.289
11.668

142*572
137.379
127*528
114*851
117*365

82
80
78
73
77

1935
1936
1937
1938
1939

466
319
649
706
276

2*090

238
274
301
318
252

8*497
8*057
7*686
7*646
7.666

11.371
11.795
12.609
12,719
13,034

118*376
125*735
128*672
128*939
134*276

76
76
76
75
74

1940
1941
1942
1943
1944

131
129
50
110
320

267
325
359
288
446

7*656
7.650
7.372
7*568
7.176

13.020
13*496
14*052
14*112
15*244

137*627
147*710
159*502
189*036
221*737

74
74
74
74
74

1945
1946
1947
1948
1949

195
120
795
670
740

346
882
651
807
688

6*954
7*046
8*482
7.067
7*294

16.727
18,550
18*615
21*141
22*043

263*376
293*127
262*852
287*817
282*213

74
73
74
75
75

220
1*480
345
525
465

971
995
1.314
1.489
1*556

7*395
7*644
7*701
7*953
8*164

23*203
24*161
25*455
26*593
28*237

291*275
304*620
324*061
330*571
344*279

76
75
75
75
76

29*606

361*000

1930
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*875

71

662

New Hampshire

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

10*683
10*756
11*669
11*392

106
106
119
115

3.099
3*110
3*498
3.360

7.478
7.540
8.052
7*917

1900
1901
1902
1903
1904

12*248
13.073
12*966
13*425
13,268

124
132
134
142
142

3*646
3*855
3*925
4*167
4*170

8*476
9086
8 .909
9.116
8*956

1920
1921
1922
1923
1924

32*105
32*339
31*065
34*547
35.033

335
431
559
840
1.122

12.391
12.546
11.695
13.046
12.358

19.379
19.360
16.611
20.661
21.553

1905
1906
1907
1908
1909

14*039
15*566
16*562
15*758
15.716

133
156
175
152
161

3.896
4.576
5.125
4*449
4.759

10*010
10.834
11*262
11.157
10.796

1925
1926
1927
1926
1929

37149
38*672
39*964
41*689
45*108

1.369
1.557
1*821
2*265
2.646

12.693
14*075
13.901
16*294
16*137

22*887
23.040
24*242
23.130
26.325

1910
1911
1912
1913
1914

17*630
17.337
18.016
19.243
19*836

161
140
91
77
153

5.455
5*380
5*269
6*080
5*931

12.014
11.817
12.636
13*086
13.752

1930
1931
1932
1933
1934

46*597
42.877
36.836
30.929
29*037

4*614
4*724
5*074
4*306
4*180

16*519
15*894
12*452
10*823
10*542

25*464
22*259
19.310
15*800
14.315

1915
1916
1917
1918
1919

20*262
21.150
22*500
24*883
27.721

187
297
339
349
325

6*383
6*905
7.117
8*001
10*457

13*692
13.946
15*044
16*533
16.939

1935
1936
1937
1938

28*390
27.747
30*109
29.636

4.269
4.863
5.272
5.588

9.734
8.448
8*209
7.642

14*387
14*436
16.628
16.206

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

14.197

1939

All
other

1.187

1940
1941
1942
1943
1944

32.659
37,265
35.416
27,979
26*482

16.171
19.697
19.366
13*530
12.576

228
218
241
223
217

1*163
1*121
1*084

1945
1946
1947
1948
1949

28*175
39.006
55.765
67.511
66.966

13.701
19*475
26.721
32*459
29,215

224
41
23
18

1.644
1.474
2*125
1*797
1.765

1950
1951
1952
1953
1954

71.565
79*293
81.123
88.040
94*678

31.584
35.957
34*089
36*762
37*974

20
8
25
85
6

1955

107.372

44,311

10

572
581
553
537
574

4*669
5.339
5.620
4*935
4*979

1.400
1.284
1*291
1.262
1.056

3*048
2*796

8*656
9*025
7.263
3.481
2*863

540
844
998

1.203
1.239

5.141
6.236
9.600
13.102
14*141

1.157
2.083
2.922
3.038
3*211

2.472
4*989
10*989
14.136
14.941

3*296
3*864
2.387
1.989
2.915

1.493
1.317
1,471
1.332
1.262

1.216
1.464
1.382
1.325
1.403

14.815
14*666
15*915
16*954
18*045

3.038
3*980
3*663
4*079
3*894

17.723
20,205
22.256
25.953
29,711

2.172
2.252
3.016
2*324
3*435

1*368

1.433

19.305

4.730

33.484

3*758

963

1.419

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

Other
loans
to
individuals

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Hampshire

663

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1899

7.256
7*239
6*958
7*659

4,404
4*456
4*400
4*624

262
256
235
279

2*590
2*527
2*323
2*756

3*524
3*824
4*279
4*606

115
136
218
216

1*071
1*140
1.264
1*254

2*338
2*548
2,797
3,336

651
668
802
662

22.114
22,487
23*708
24*521

1900
1901
1902
1903
1904

8*337
9*209
9,333
10*235
10.799

5*433
5*581
5*455
6*058
6*079

267
334
357
384
434

2.637
3.294
3.521
3*793
4.286

4*725
5*416
5*262
4*984
4*941

187
238
245
210
170

1,408
1*493
1*378
1*537
1*503

3*130
3,685
3*639
3*237
3*268

697
675
657
778
795

26*007
28*373
28*220
29*422
29*603

1905
1906
1907
1908
1909

10*615
10.467
10*760
10*996
11*167

5*709
5*636
5*723
5.543
5*656

451
444
463
499
642

4.455
4*387
4.574
4*954
4*869

5.596
5*367
5.837
5.771
5*893

236
225
188
291
271

1*522
1*649
1*715
1.730
1*825

3.838
3*493
3,934
3*750
3,797

754
741
796
893
854

31*004
32*141
33.955
33*418
33*630

1910
1911
1912
1913
1914

11*167
11*310
11*948
12*070
11*888

5.576
5*366
5.476
5.464
5.391

478
414
527
433
406

5*113
5*530
5*945
6*173
6*091

6*040
6*592
6*401
6.822
7.456

357
296
255
367
459

1*923
1.953
1*865
2*016
2.118

3*760
4*343
4*281
4*439
4,879

775
785
918
921
937

35*612
36*024
37*283
39*056
40*117

1915
1916
1917
1918
1919

11*861
13*144
15*308
18,727
23*524

5*290
5.289
5.982
10*034
14*584

542
1*029
1*096
1*275
926

6*029
6*626
6.228
7*418
8*014

6.355
7.151
7*525
8*274
8.352

420
414
464
538
854

2*033
2*006
2*258
1.436
1.769

3.902
4*731
4,803
6,300
5,729

1*013
1*128
1*455
1,612
2*243

39.491
42.573
46.788
53.496
61*840

1920
1921
1922
1923
1924

20*345
19*500
20*673
23*817
23*338

11*190
10.320
10*922
12*654
11*933

ft 36
661
612
570
!>14

6*319
8*519
9*139
10*393
10*891

9.687
8*253
8*566
8.997
9*667

1*362
1*862
1*669

1*924
1*649
1*486
1.464
2.000

6401
5*699
6,147
5*651
5*996

1*867
2*096
1*925
2*375
2.515

64.004
62*188
62*229
69*736
70.553

1925
1926
1927
1928
1929

24*948
26*596
26*955
28*596
27*370

11*766
11*716
10*957
10*897
10*167

430
414
441
670
639

12.752
14*466
15.557
17.029
16.564

10*375
10*249
10*245
10*172
9*965

2.144
1*671
2*026
2*226
2*386

1,939
1.869
1*737
1*530
1*520

6*292
6*709
6*480
6*416
6*059

2*716
2*919
3*153
3*270
3*336

75*188
76.436
60*317
83*727
85*779

1930
1931
1932
1933
1934

26*829
28*673
29.918
25.701
28.693

9*908
10*398
12*947
12*344
14*441

913
654
662
824
1.042

18*008
17*621
16*309
12.533
13*210

12.013
10*984
9*343
9*544
12*385

2*714
2*316
1.782
1*561
1*995

2*338
1*949
1.752
1.514
1*748

6,961
6,719
5,809
6,469
8.642

3*421
3*886
3*379
2*863
3*007

90*860
86*620
79.476
69.057
73*122

1935
1936
1937
1938
1939

29.788
31*502
29,974
29.203
29*711

14*448
14*453
13*875
13.474
14*409

1*648
2*057
1*992
2*081
2.564

13.692
14.992
14.107
13.646
12*718

13.229
18*762
19*092
20*433
22.901

2*153
2*600
3.275
3.454
3.637

1*638
2*933
2*619
2*378
2,257

9.238
13.029
13.198
14.601
17*007

2*791
2*624
2*544
2*474
2*521

74*198
80*635
81*719
81*746
86,745

19*0
1941
1942
1943
1944

27*894
29*658
37*121
68*120
95.394

13*748
16*017
24.061
55.966
85.280

3.023
3*592
3*906
4*328
3*815

11*123
10*049
9*154
7*826
6*299

25*927
28*590
34.226
35.662
34.294

2*815
3.530
3.459
3*675
3*530

2,656
3,397
3,971
4,245
3,685

20,456
21*663
26,796
27,742
27,079

2*326
2*261
2*206
2*127
1.997

89.006
97,774
108*971
133*888
158*167

1945
1946
1947
1948
1949

118.477
119*622
88*251
77*159
73.909

107.750
105*998
74*499
63*364
61*095

3,808
4*260
5i716
7>047
7 10 35

6*919
9*364
8*036
6*728
5*779

39.705
44*086
45*450
48*006
46.036

.394
.398
.465
.379
229

4,050
4,231
5*311
6*799
6*030

31*261
33,457
31.674
32,828
31,777

1*937
1*785
1*798
1*864
1*803

188*294
204*499
191.264
194*540
168.714

1950
1951
1952
1953
1954

76*402
79*260
84*549
62*796
81*621

64.788
63*034
68.708
64*670
62.824

7*721
10n638
10*971
12o450
13*889

5*893
5*588
4.870
5*676
4*908

44.524
47.938
55.029
52*399
55*405

9.732
11*837
13.917
12*369
13,555

4,577
4,996
7,057
7,759
7,667

30*215
31,105
34,055
32,251
34*183

1*831
2*086
2*164
2*541
2*781

196*322
208.577
222*865
225*776
234*685

1955

82*225

63.717

14*418

4*090

51*996

12*976

7,003

32,117

2*852

244*445

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

905
933

664

New Hampshire

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

10*667
11*036
12*301
13*621

1,735
1*878
2*384
2*309

182
209
238
489

8*657
6*850
9*566
10*704

93
99
113
119

1900
1901
1902
1903
1904

14*110
16*044
16.154
16.862
16*782

1,928
1,650
2,122
1.987
1*911

797
949

1*118
1*413
1*137

11.251
13*265
12*703
13*222
13*464

134
180
211
240
270

1905
1906
1907
1908
1909

17,957
18.660
20.111
19*060
19*002

2,217
2,042
2*368
2.425
2*454

335
394
588
715

504

14*605
15.555
16.072
14,816
15,033

1*011

1910
1911
1912
1913
1914

20*769
21*434
21*924
23,519
24*543

2,623
2*689
2*792
2,912
3,480

308
299
397
268
361

16*860
17*080
17*142
18,144
19*584

1*366
1*593
2.195
1*118

1915
1916
1917
1918
1919

23*479
26*788
30,158
34*491
37,979

2*642
3,212
3*164
3*356
3*152

249
230
398

1*796
1*620

19*167
21*530
24*104
25.737
28,033

1*401
1*816
2*492
3*602
5*174

1920
1921
1922
1923
1924

43*586
41,218
42*731
48*423
49*805

3*833
2,620
2,859
2,607
2*609

636
599
278
595
210

33.652
31*615
31.962
33.717
33*446

5*465
6*384
7*632
11.504
13*540

1925
1926
1927
1928
1929

54,883
57,573
58*429
60*723
61*602

3*062
2,915
3.079
2*940
3*198

399
444
432
735
536

36*442
37*326
35,977
36,369
36*489

14.960
16*866
16*941
20*679
21*379

1930
1931
1932
1933
1934

66*439
64,772
56*441
50*184
54*988

4.517
4*780
3.88fi
3*763
3,855

311
488
298
514
829

36*176
33*184
27*119
25*312
28*623

25.435
26*320
25*136
20*595
21*681

1935
1936
1937
1938
1939

57*886
66*459
66*910
66*804
71*858

3.851
4*628
4,780
4,639
4,913

726
881
400
337
764

31*599
36*366
39*582
39*960
43*432

21*710
22*584
22*148
21*868
22*749

1940
1941
1942
1943
1944

74.118
82*681
93,734
118,217
141,894

5,641
4*782
5*740
6,030
5.408

862

1*060
1,645
7*912
26,166

44*354
53*732
63*180
78*971
81*066

23*241
23*107
23.169
25*304
29*232

1945
1946
1947
1948
1949

171,475
166*678
171,745
174*645
168,099

6,163
7.075
6.093
6,148
5.603

35*111
18.199
2*672
4*529
3*429

94,822
119*685
119*833
121*400
116*982

35*379
41,719
43*147
42*568
42*085

1950
1951
1952
1953
1954

175,176
185,162
199.738
201.431
209.237

5,829
6.897
8*281
8,171
9.589

6*067
6*649
8*009
6*229
8*035

122*326
129.514
140.020
141*776
146.513

40.954
42,122
43*428
45.255
45.100

1955

216,882

10*351

6*441

152*404

45.686

800
669

1*083
1*104

978

New Hampshire

665

Table 2National Banks

ASSETS, LIABILITIES, AJVD NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
no*
ces

,->,.
HOW.

a*"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896

248

164
185
70

3.492
3.554
3*481
3.452

10
7
9
17

5.830
5.830
5.830
5.490

1*667
1.896
1*902
1.871

22*114
22.487
23.708
24,521

50
50
51
52

1900
1901
1902
1903
1904

60
38
80
87
136

4.078
4.404
4*202
4*446
4*621

14
8
16
55
169

5.462
5.550
5.355
5*355
5*355

2*283
2.329
2,413
2,617
2.740

26,007
28,373
28*220
29,422
29*803

55
56
56
56
56

1905
1906
1907
1908
1909

175
296
334
246
330

4*693
4*777
4,714
4.932
5043

64
5
82
191
57

5.330
5.310
5.310
5*435
5.435

2*785
3.093
3.404
3.554
3.763

31.004
32*141
33.955
33*418
33*630

55
57
57
57
57

1910
1911
1912
1913
1914

278
167
651
535
535

5.138
4.901
4.942
4*967
4,92

8
42
17
17
31

5.460
5.235
5.235
5*285
5*285

3.959
4,245
4*514
4,733
4,741

35*612
36*024
37,283
39*056
40*117

58
56
56
56
56

1915
1916
1917
1918
1919

765
649
902
2.857
6.703

4*998
4.875
4.822
4.943
4.891

11
11
307
539
1.195

5*285
5.285
5*235
5,235
5.235

4,953
4.965
5*364
5,431
5,837

39*491
42,573
46*788
53*496
61.840

56
56
55
55
55

1920
1921
1922
1923
1924

3*979
4*158
2.406
3.917
3.060

4*864
4.978
5.059
4.976
5*006

344
260
64
114
119

5*235
5,335
5*365
5.365
5.340

5,996
6,239
6,604
6,941
7,223

64*004
62.188
62*229
69,736
70,553

55
56
56
56
55

1925
1926
1927
1928
1929

2.581
2*763
3*207
3.804
4.345

4*651
4.617
4.678
4.648
4.690

184
163
159
227
181

5*240
5.335
5*400
5,400
5*500

7,649
7,985
8,444
8,925
9,461

75*188
78*436
80*317
83,727
85*779

54
55
55
55
56

1930
1931
1932
1933
1934

3.830
2.147
4*584
1.455
321

4.798
4.!>62
4.681
4.769
4.IJ91

210
545
123
232
114

5.725
5.540
5.500
5,505
6*420

9,858
9,054
8,067
6,912
6*388

90*860
86*620
79,476
69*057
73,122

56
54
53
48
52

1935
1936
1937
1938
1939

432
312
609
630
203

2*090

198
234
260
253
221

7*020
6*547
6*165
.174
.169

6,572
7*083
7.775
7,885
8,294

74*198
80*635
81*719
81,746
86*745

52
52
52
52
52

1940
1941
1942
1943
1944

75
50
50
110
320

236
238
251
221
207

.159
.145
,130
,123
,751

8,418
8*660
8*806
9.217
9,995

89*006
97*774
108.971
133,888
158.167

52
52
52
52
52

1945
1946
1947
1948
1949

195
120
745
500
390

254
326
399
436
470

5,675
5*686
5*686
5,685
5,785

10*695
11.689
12.689
13*274
13.970

188*294
204,499
191*264
194*540
186,714

52
51
51
51
51

1950
1951
1952
1953
1954

175
1*470
200
475
300

518
507
587
674
867

5*785
6*035
6*093
6*094
6.094

14.668
15*383
16,247
17,102
18.187

196*322
208.577
222*865
225,776
234*685

51
51
51
51
51

1897
1898
1899

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

19,095

666

New Hampshire

State Commercial Banks Table 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
UK ins

]Loans

Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1898
1899

5t623
5.144
5*216
5*359

3*000
2.780
2.869
3.033

846
790
785
678

1.775
1*574
1*562
1*648

1900
1901
1902
1903
1904

5.652
5*652
6*049
6.177
6*103

3065
3*025
3.073
3.247
3*513

871

1*031
1*143
1*200
1*227

1.716
1*796
1*833
1.730
1*363

1920
1921
1922
1923
1924

16*830
17,513
17,882
20*508
24*330

9.954
10,407
11*388
13*112
15*899

2.300
2,500
2.266
2(263
2*498

4*576
4*606
4*206
5*133
5*933

1905
1906
1907
1908
1909

6*388
7.295
7.813
7*638
7.646

3.538
3*703
3*647
3*716
3*935

1*175
1,594
1*786
1*726
1.692

1.675
1*998
2*380
2*196
2*019

1925
1926
1927
1928
1929

24,650
26*073
28*155
29.175
30,603

16*961
18*682
20,367
21*178
21,433

2.591
2*596
2.935
3*087
3*696

5*078
4.795
4*653
4*910
5274

1910
1911
1912
1913
1914

8*141
8*206
8.816
9.878
10.855

4.206
4*537
4.817
5,226
5*902

1*655
1.575
1*603
1*606
1.837

2*260
2.096
2*396
2*646
3*116

1930
1931
1932
1933
1934

27*854
26*469
24.491
22.390
20,177

19,028
18*889
17.922
16*579
15*402

3*819
3,419
2*967
2*581
2*230

5,007
4*161
3*602
3*230
2,545

1915
1916
1917
1918
1919

11.193
12*410
15*222
14*771
14.737

6,548
7.876
9.385
9*126
9.011

549
.391
751
729
#914

3*096
3,143
4*086
3*914
3,812

1935
1936
1937
1938

18.055
17,038
16,681
17.052

13*960
13*096
12.973
13*342

1*824
1*645
1*518
1*486

2.271
2.297
2*390
2*222

1896
1697

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

1939

17.629

1940
1941
1942
1943
1944

18*510
18.996
17,969
15,632
15.177

2*667

1945
1946
1947
1948
1949

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

Other

Other
loans
to
individuals

All
other

1.592
43

' 668

2.770
2*189
2*120

5
68
138

668
667
555
544

15.636
20*482
26.326
30.420
33,053

2*166
3*134
3.448
4*086
3.767

25
297
300
46
46

1950
1951
1952
1953
1954

35.212
36,707
39.813
44.124
49*152

3,612
3*941
4*216
4.379
4.576

55
22
16
21
29

1955

56,557

5.617

36

2.691

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

10*146
10*510
9*925
9*056
8*670

3,210
3.057
2*922
2*728
2*548

1.054

8*680
11*628
15,522
18*591
21*150

2*434
3*053
3*822
4*498
442C

2*076
1*745
2,264

554
207
192
224
305

1*281

21*863
22,099
24,015
26,977
30*645

5*012
5*536
6*146
6*139
6*713

3,090
3.307
3823
5*016
5*538

433
391
366
332
409

1*418

35.372

7.219

6*521

430

542
762
966
,236
,091

1*157
424

249
1*286

1.776
1*870
1*680

917
1*035

1*401

119
103

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Hampshire

667

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.

Total

1896
1897
1896
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

Government
obligations

2i433
2.525
2*643
2*855
2*642
2.997
3*366
3.736
3*501

21

4*066
4.394
4*727
.493
.708

1911

.943
341
.289

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

682
679
657
624

1*739
1*836
1.962
2*228

449
467
468
784

16
10
13
24

77
95
119
134

356
362
356
626

479
664
765
765

8.984
6*820
9.112
9*763

&74
651
533
505
457

2*068
2*346
2.833
3.210
3*044

513
661
592
400
813

18
21
21
8
12

97
104
88
117
85

398
536
463
275
716

560
546
510
444
352

9.367
10.056
10*517
10.757
10.769

450
630
596
748

3.616
3.821
4*097
4*160
4.745

621
554
999
567
605

2
19
14
22
15

97
97
93
112
152

522
438
492
433
438

379
237
212
236
225

11.454
12*480
13.351
13.197
13.969

779
320
904
914
1.050

4.929
5*123
5.437
5.375
5.223

593
866
853
831
919

42
29
30
50
47

118
133
129
127
166

433
704
694
654
704

189
179
167
137
169

14*631
15.196
16.177
17.135
18*216

298

823
926
1.226
1*471
1.622

23
20
32
39
36

187
203
279
251
411

613
703
915
1*181
1*175

174
177
246
325
310

18*931
20*685
25*458
26.247
28*076

!)73

.756

1910
1912
1913

12
10
24
3

Obligations
of Statea
and po itical
subdivisions

1914

273

1915

6.741
7.172
8*764
9.680
11.407

119
716
1.997

191
.122

5.443
5*945
7*454
7.526
8.268

13.480
14.812
15*478
17*479
18*466

2.292
2*975
3*101
3*454
3*276

1*348
1*172
1*085
It 226
If019

9*840
10*665
11*292
12*799
14.171

1*508
1*220
1.311
1 .645
1.857

30
8
7
16
74

426
360
327
445
391

1*052
852
977
1*184
1*392

269
256
356
374
509

32*067
33.801
35*027
40*006
45*162

18*920
20*161
20*886
22.575
22.802

3*389
2*815
2*699
2.778
2.425

1 027
1*205
li.299
1*333
1546

14*504
16*141
16*888
18.464
18.831

1*964
1*980
2.136
1*733
1.719

96
109
61
132
91

443
387
417
336
376

1*425
1*484
1.658
1.265
1*252

533
458
632
659
738

46*067
48*672
51*609
54,142
55*862

20*899
21*063
20*726
20.340
20*231

1.917
1*770
1*976
2*100
3*318

504
686

17.478
17*607
17*270
16.731
15.643

2*081
2.194
1.725
1*579
1*919

75
61
36
29
75

376
466
350
303
269

1.630
1*667
1.339
1*247
1*555

878
1*033
1*110
1*485
1*916

51*712
50*759
48.052
45.794
44*243

21*418
22*931
25*155
24*877
22*911

5*019
6*063
6*631
7*175
7.432

348
1*481
1*367
1*534

15*103
15*520
17*043
16*335
13*945

2.519
2.726
2*574
2*888
4*669

50
47
60
60
84

298
411
381
416
568

2*171
2*268
2.133
2.412
4.017

2.186
2.405
2.343
2.376
2.322

44*178
45.100
46>953
47.193
47.531

22.178
22.744
25.047
32*170
41.792

8.411
9.957
12*995
21*844
32.138

1*361
1*406
1.194
1.108
766

12*406
11*381
10*858
9.218
8.886

5.783
6.056
5.613
5*820
5.434

63
83
59
73
77

613
884
579
550
596

5.107
5*091
4*975
5*197
4.761

2*150
2.138
1.902
1.526
1*167

46*621
49*936
50.531*
55.148
63*570

52*881
60*809
58.514
56*166
53*815

43*812
49.928
47*658
44*747
42*955

881
838
;!526
3*067
1*699

8.188
10*043
8*330
8.352
9*161

5.642
6*718
6*236
6*195
6*121

119
129
295
348
701

567
698
812
1.013
827

4.956
5*891
5.131
4834
4*593

923
619
510
496
510

75*082
88.628
91*568
93.277
93.499

52.345
51*237
52*084
51*871
50*212

42*413
40*733
40*053
39*307
36*548

1.913
2*646
3*542
3*904
5*103

8.019
7*858
8*489
8.660
8*561

6*775
7.476
8.683
8*164
9*402

1*407
1*064
338
198
209

935
803
1*381
1.527
1.478

4*433
5*609
6*964
6*439
7.715

621
623
616
636
628

94*953
96.043
101*196
104.795
109.594

1.509

6.840

1916
1917
1918
1919
1920
1921
1922
1923
192*
1925
1926
1927
1928
1929
1930
1931
1932
1933
193*
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

.227

36*427

.438

.480
.509

270
.296

8.576

116.555

668

New Hampshire

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

Government

Other
time

demand

1896
1897
1898
1899

7,110
6.976
7.347
7,990

8
15
20
1

734
746
786
912

6*368
6*215
6*541
7*077

1900
1901
1902
1903
1904

7.630
8,111
8.514
8,762
8,964

3
1

844
972

19
175

979

975
965

6,783
7*138
7*535
7*768
7*624

1905
1906
1907
1908
1909

9*466
10,403
11,281
11,126
11,758

44
7
22
33
26

1*051
1*200
1,328
1*123
1*299

8*371
9*196
9*931
9*970
10*433

1910
1911
1912
1913
1914

12.338
12.760
13,633
14*583
15*492

14
9
2
8

1,334
1*390
1*384
1*469
If 595

10*990
11*361
12*247
13*106
13*897

1915
1916
1917
1918
1919

16,076
17,612
21.872
22*458
24.089

11
42
53
53
118

1*520
1 794
2*778
3*003
3*130

14*537
15*776
19*041
19*387
20*820

1920
1921
1922
1923
1924

27.940
29.456
30,464
35*047
39*409

3 ,495
3,349
3*250
3*934
4*136

24*360
26*106
27*214
31*113
35*273

1925
1926
1927
1928
1929

40.082
42.427
45,031
46,916
47*899

76

4*058
4,483
4,933
4,276
4,598

36,024
37*943
40*098
42*640
43*225

1930
1931
1932
1933
1934

43*821
42*899
39,803
38,500
37.450

67
71
131
38
77

4,582
4,288
3,430
3*440
2,816

39*172
38*540
36*242
35*022
34*557

1935
1936
1937
1938
1939

37.826
38,831
40*517
40.746
41,190

189
227
126
169
172

30
8
6
31

3*204
3,580
3,812
3*796
3,838

34*435
34*994
36.571
36*775
37*149

1940
1941
1942
1943
1944

42*415
43,429
43.935
48*741
56*657

145
163
143
190
503

2
1
12
25
1*284

4.287
4.987
5,654
7*196
7*812

37*981
36.278
38*126
41*330
47*058

1945
1946
1947
1948
1949

67,677
79,851
82,564
83*487
83*349

238
222
626
872
565

2,694
1.9B6
47
153
111

8.924
10.974
11.518
11*523
11*994

55*821
66*669
70*171
70*939
70*679

1950
1951
1952
1953
1954

84*310
85,138
89*508
92,580
96*618

633
816
851
819
961

288
351
371
198
304

12*417
13*970
15*240
15,796
16,856

70*972
70*001
73*046
75.767
78.475

19.132

82*371

1955

6 4
1

15
21
1

892

New Hampshire

669

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures

Year

} of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


Nat onal
ba
no**
tes

Borrowings

rvt,.

liaumL

Surplus and
other
capital
accounts

a**"

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

1
5
2
1

278
250
158
120

590
590
560
560

1*005
1*045
1*092

8,984
8,620
9*112
9*763

20
20
19
19

1900
1901
1902
1903
1904

1
1
1
1
1

112
112
108
107
107

560
610
610
630
480

1.064
1.222
1.284
1.257
1.217

9*367
10*056
10*517
10*757
10,769

18
19
19
19
18

1905
1906
1907
1908
1909

1
1
13
1
1

106
104
98
42
1

480
480
430
430
430

1.401

11,454
12*480
13.351
13*197
13*969

16
18
18
IB
18

1910
1911
1912
1913
1914

1
1
1
16
1

2
3
2
3
3

435
437
439
441
570

14*631
15.196
16.177
17.135
18*216

19
19
19
20
23

1915
1916
1917
1918
1919

22
1
8
8
118

31
13
15

2*396
2*718
2.938
3.020

16.931
20,685
25*458
26*247
28.076

24
24
26
26
26

1920
1921
1922
1923
1924

53
49
71
44
355

1
11
5
5

966
1.093

3.256
3*422
3*629
3.944
4.300

32.087
33*801
35*027
40*006
45*162

26
26
26
26
27

1925
1926
1927
1928
1929

310
219
426
261
680

8
7
6
86
16

1*093
1*167
1.170
Itl72
1*173

4.574
4,652
5*176
5,707
6,094

46*067
48*672
51*809
54 i 142
55*862

27
27
27
27
27

1930
1931
1932
1933
1934

635
480
1.214
622
215

12
35
105
88
38

1*274
1*278
1*228
1*207
1*260

5.970
6.067
5,702
5.377
5.280

51.712
50.759
48*052
45.794
44.243

26
26
25
25
25

1935
1936
1937
1938
1939

34
7
40
76
73

40
40
41
65
31

1.477
1*510
1*521
1*472
1*497

4.799
4*634
4.834
4.740

44*176
45.100
46*953
47*193
47*531

24
24
24
23
22

1940
1941
1942
1943
1944

56
79

51
87
108
67
239

1.497
1*505
1*242
1*445
1*425

4.602
4.836
5*246
4*895
5,249

48*621
49*936
50.531
55*148
63*570

22
22
22
22
22

1*279
1.360
2.796
1.382
1.509

6*032

75.082
88.628
91*568
93.277
93*499

22
22
23
24
24

1*610
1*609
1*608
1*859
2*070

8. 535

94*953
96*043
101.196
104*795
109*594

25
24
24
24
25

623
676

50
170
350

94
556
252
371
216

1950
1951
1952
1953
1954

45
10
145
50
165

453
488
727
815
691

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

837
863
863

1945
1946
1947
1948
1949

1955

829
830
834

999

1*492
1*529
1.598
1.779
1.855
1.995

2*102
2*092
2*150
2.210

4,712

6,861

5.926
7.867
8,073
8,798
9.208
9,491

10,050

670

New Hampshire

Mutual Savings Banks Table 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

f*

\ ^e

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

24*816
22*531
21.605
21*059

16*550
14i417
13*263
12*681

4.371
4*148
3.832
3.741

3*895
3*966
4*510
4*637

1900
1901
1902
1903
1904

22*538
23*386
24,114
25*449
25.959

12*389
12*667
13*300
13*622
14*506

4.891
4*942
5*010
5*110
5*697

5*258
5,777
5*804
6*717
5,756

1920

51*957
52*721
53.295
57.279
61*043

37.613
37,998
40*365
45*006
49*381

5*432
5,766
5*649
5(872
5*552

8,912

1921
1922
1923
1924

1905
1906
1907
1908
1909

27*574
30.587
33.235
32*055
32.818

16*044
17.582
18.447
18*865
20.821

5.206
6.425
6*768
5.796
5.305

6*324
6*580
8.020
7,394
6*692

1925
1926
1927
1928
1929

64*240
67*425
73*009
78*156
83*395

54*358
58*628
64*745
69*913
73.563

4,438
4*855
4*292
4*382
6*013

5*444
3*942
3*972
3*861
3*819

1910
1911
1912
1913
1914

35(623
37*680
40.459
43.627
45.742

22*890
25.094
27.189
29*458
32*300

5.306
5.333
5.161
5.240
5*110

7.427
7,253
3*109
8,929
8,332

1930
1931
1932
1933
1934

77.689
77.515
74,838
71(753
66,948

67*508
67,500
65*795
62,998
59,109

7*048
7.237
6*676
6*543
5*648

3*133
2*778
2*367
2*212
1*991

1915
1916
1917
1918
1919

47.252
49*659
52*621
50*592
48*035

33.938
36.323
38.025
36*450
35.337

5*452
5*304
5*048
4*750
4(608

7,862
6*032
9.548
9*392
6*090

1935
1936
1937
1938

62,580
58,273
55*751
55*802

55*244
51,699
49,664
49*886

5*357
4.467
4.262
3*996

1*979
2*107
1*825
1*920

6*957

7.281
6.401
6.110

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On

farm land

Other

On
residential
property

to
Other

All
other

individuals

1939

56*562

2*479

51(173

2*910

1940
1941
1942
1943
1944

58*325
60*454
60*242
54*424
51,001

2*425
2*429
2(315
1*515
1*489

53*053
55.174
55*209
51*130
47*765

1.318
1.294

2*847
2*851
2*718
461
453

1945
1946
1947
1948
1949

49.794
60,694
75,476
91,513
105*474

1*219
1*916
2*340
2*588
2*603

47*144
56*528
70*343
86*121
98*965

1*060
1.667
2.038
2*157
3.515

371
583
755
647
391

1950
1951
1952
1953
1954

116,995
130,497
142,694
160,447
187.057

2*808
2*191
2*175
2,009
3.487

110*310
122*674
135.443
140.653
144.631

3.476
4,928
4,641
5,011
3*486

401
704
435
377
1*154

1955

215,664

4*066

3*881

907

35
58

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

414
1.412

167.334

11.965
32*990

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Hampshire

671

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-^Continued


[Figures as of June 30 or nearest available date; partly estimated.

Caabassets

Investm ents
Year
Total

1896
1897
1898

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency

and

coin

Bankers'
balances
(including
reserves)

Other
assets

1899

24*678
23*093
23*030
25*613

509
564
499
597

9*366
8*416
7*69
6*228

14*803
14*113
14*662
16*788

1*084
1.356
1.359
1*660

10
12
12
15

113
174
159
192

1900
1901
1902
1903
1904

27*202
31*160
33*985
35*467
37.415

304
137
103
112
90

6*023
7,743
7*879
7*987
7*349

18*875
23*280
26.003
27*368
29*976

1.537
1.271
1*404
1*422
1*306

14
11
12
13
12

142
142
177
169
151

1*381
1*118
1*215

1905
1906
1907
1908
1909

41*075
42*926
44*164
45*232
50*588

97
86
84
88
73

7.338
7.825
8*576
8*530
9*517

33*640
35*015
35*504
36*614
40*998

1.482
1.842
1*666
2.025
1.979

13
17
15
18
17

173
192
180
221
256

1*296
1*633
1*473
1*786
1*706

1*685

1910
1911
1912
1913
1914

50*888
53*125
55*458
54*727
55*150

71
71
71
60
58

10.062
11*134
11*797
11,696
12*702

40*755
41*920
43*590
42*971
42*390

1.790
2.244
2.502
2.482
2.668

16
20
22
22
24

235
222
270
240
268

1*539
2*002
2*210
2*220
2*376

1.273
1.204
1.172
1.214
>1351

1915
1916
1917
1918
1919

55*341
56*167
57*827
58*763
67*535

57
51
715
3.537
12.572

12 ,-360
110968
lOnSOS
9>229
7*409

42*424
44*148
46*304
45*997
47.554

2*417
2.604
2.666
3.570
3.212

22
26
25
33
26

257
217
212
252
415

2.138

1*366

2*561
2*429
3,285
2*769

1*311

1920
1921
1922
1923
1924

72.570
73*894
77*349
83*628
84*297

14.740
15.948
16*125
20*016
19.712

6.606
6*103
5*989
5*088
5.197

51.224
51.843
55.235
56*524
59.388

3,179
2*528
2.803
2.566
2.157

28
143
132
147
142

411
214
198
220
213

2.740

1*166

1925
1926
1927
1928
1929

87.097
92*290
94.917
102.297
104*809

20.607
16*624
14*807
13.720
11*532

5.030
5.454
5.660
5*990
6.413

61.460
70*212
74*450
82.587
86.864

2*657
2*506
2.961
3*235
3*476

139
226
172
341
238

209
339
256

2*309

*352

2*531
2*566
2*886

1930
1931
1932
1933
1934

99*214
102*084
102*383
99.841
102*170

8*306
8*946
9*417
9.614
13*691

5.475
5.566
5*904
5*125
5*075

85*433
87*572
87*062
65*102
83*404

4*647
4*352
4*656
4*524
5.021

107
103
123
25
67

725
393
377
544
627

1935
1936
1937
1938
1939

106*080
110*705
116.103
114.431
112.046

19.274
24.354
30.857
34.796
36.714

5*128
!>218
6*096
6*145
7*121

61.678
81*133
79*150
73*490
66.211

6*613
6*643
7.189
6.416
12.126

100
211
247
202
291

1940
1941
1942
1943
1944

102*968
107.629
114.207
133.302
157.769

33*332
41*460
51.851
80.060
107.360

ft*737
7*456
5*367
4*411
3*401

62*699
58.711
56*989
48.631
47*008

20*450
15.817
11*046
10*066
8.427

1945
1946
1947
1948
1949

189.953
213*191
217.046
207.541
197.194

141,518
165.375
168*788
161*882
151*665

2.249
1*799
8*214
7*212
1*711

46*186
46*017
40*044
36*447
43.818

1950
1951
1952
1953
1954

190*661
180.073
183*389
194*525
194*198

148*699
138*930
139,732
148*637
145*945

1*524
1*303
1*319
1*598
2*661

1955

200.982

146.718

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

961

1*172
1*188
1*453

1*240

1*143

Total
asseta

2*924
3*022
3*206
3*391

53*502
50*004
49*200
51,723

3*101

54,378
56*659
62*026
64*595
66,773

2*842
2*525
2*257
2*093

1,730
1*487

1*416
1*329

1*257
1*266
1*303

72.016
77.085
80*554
80*726
86.714
89.574
94.253
99*591
102.050
104,911
106.376
109*941
114.371
114.191
120.065

1*023
1*063

128.672
130.368
134*506
144*496
148*560

1*406
1*736
1*980
2*154
2*202

155.402
163.957
172.867
185*842
193.662

4*015
3*856
4*156
3*955
4,327

2.277
2*715
3*135
5*632

184.027
186*666
185*014
160*303
179.771

585
305
370
303

- 534

6*128
6*127
6*572
7*913
11*301

6*722
8*048
7*787
7*347
8*456

182.195
163*669
186*830
185*998
189.192

470
364
243
221
177

1*064
965
762
775
716

18*916
14*488
10*041
9,070
7,534

6*246
7*864
6*704
5.575
3*945

189*991
191.784
192.199
203.367
221,142

7.912
10.392
.596
,474
,804

166
208
77
189
176

744
1*060
949
946
968

7.002
9*124
7,570
8*337
7*660

3*291
2*053
1*805
1*767

1,871

250.950
286.330
302*923
310*315
313*343

40*438
39*840
42*338
44*290
45.592

,129
.816
12,410
11*314
13*849

274
265
246
195
165

913
969

7,942
7,582
11,150
10*002
12,602

1*892
2*065
2*827
2*692
2*764

316*677
321*451
341*320
366.978
397*886

47.752

13*803

194

3.260

433.709

,308

1*014
1,117
1*082

2*171
2*473
2*199
1*802

1*941

1*225

1,059

4.185

672

New Hampshire

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

A35U19, LJL/YBILllltS, ANL I'l LUHDEJC, 1OVO-1VDD

UODtmueO

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

^^

S.

Other
demand

nment

Other
time

1696
1897
1896
1899

46*244
44,913
43,429
45,126

35

1900
1901
1902
1903
1904

47,196
50,062
52,783
56,118
58,374

5
8
5

1905
1906
1907
1908
1909

61,974
66.800
71,246
71,716
74,737

1910
1911
1912
1913
1914

78,377
81,905
87,094
91,491
94,530

1915
1916
1917
1918
1919

96,466
101,484
105,587
105,153
110*567

18
3
28
101
158

1920
1921
1922
1923
1924

118,833
120,265
123,496
132,481
135,705

75
104
116

1925
1926
1927
1928
1929

141,112
148,710
156,273
167,371
174,400

20
43

141*092
146*667
156*273
167*371
174*400

1930
1931
1932
1933
1934

164,999
16*, 701
163,820
160*732
161,514

164*997
167*701
163*820
160*732
161*514

1935
1936
1937
1938
1939

163,923
165,031
167*498
166,902
169,886

163*923
165*031
167*498
166*902
169*686

1940
1941
1942
1943
1944

170,447
171,864
171*641
181*826
198*292

170*447
171*664
171*641
181*626
198*292

1945
1946
1947
1948
1949

225*016
256*961
271*317
276,321
276*397

225*016
256*961
271.317
276*316
276*397

1950
1951
1952
1953
1954

280*137
280*894
297,141
321*514
346*717
378,659

48*209
44*913
43*423
45*124

6
2

47*191
50*054
52*778
56*118
58*374
61*974
66*600
71,243
71*716
74*735

3
2

78.377
81.905
87.094
91.491
94*530
96*448
101*481
105*499
104*912
110*241

60
140
166
24
4

118*734
120*157
123*360
132*461
135*665

40

260*137
280*894
297*141
321*509
346*717
376*659

New Hampshire

673

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National

Borrowings

1896
1697
1898
1899

Surplus and

p..

<*

.S&

35,
accounts

Total
liabilities
and capital
accounts

Number
o(
banks

5*258
5*063
5t77l
6*597

53*502
50*004
49*200
51*723

44
42
41
42

1900
1901
1902
1903
1904

7*182
8*597
9,245
8477
8*399

54*378
58*659
62*028
64*595
66.773

43
45
44
44
44

1905
1906
1907
1908
1909

10*042
10*285
9*308
9,012
11*977

72*016
77*085
80*554
60*726
86*714

45
45
46
46
46

1910
1911
1912
1913
1914

11*197
12*348
12*497
10*559
10*381

89*574
94*253
99.591
102*050
104*911

46
46
46
46
47

1915
1916
1917
1918
1919

9.910
8*457
8*784
9*038
9*518

106*376
109*941
114*371
114*191
120*085

47
47
45
45
45

128*872
130*366
134*506
144*496
148*560

45
45
45
44
42

26

1920
1921
1922
1923
1924

130
28
25
75

245

9,909
10*075
11*010
11*990
12*535

1925
1926
1927
1928
1929

45
2
60
81
213

260
142
25
134
180

13*985
15*103
16*509
18*256
19,089

155*402
163.957
172*867
185*842
193*882

42
42
42
42
41

1930
1931
1932
1933
1934

45
135
1.179
776
60

106
15
913
7
97

18*877
16*815
19*102
18*788
18.100

184*027
166*666
185*014
180*303
179*771

40
40
40
40
37

1935
1936
1937
1938
1939

20
1

93
11B
392
280
46

18*159
18*519
18*940
18*614
19*260

162*195
163*669
186*830
185*998
189*192

37
35
34
34
34

134
110
109
68
68

19*410
19*790
20*449
21,471
22*782

169*991
191*784
192*199
203*367
221*142

34
34
34
34
34

114
210
265
419

25*820
29.139
31.331
33*515
35*199

250*950
286*330
302*923
310*315
313*343

34
34
34
34
34

1*172
1*989
3.133

954
642

37.586
39.915
43*007
45*440
46*036

318*677
321*451
341*320
366*978
397*888

34
34
34
34
34

4*828

50*222

433*709

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

10
60

35

1*747

NEW JERSEY

scribe these problems and the methods used in


deriving the revised series. In the description the banks are classified in three groups:
(1) State commercial banks (other than unincorporated banks), (2) unincorporated banks,
and (3) mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933, for unincorporated
banks for 1906-1940, and for mutual savings
banks for 1896-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State banking department or from bankers1 directories.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied by the Federal Deposit Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in New Jersey, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3 includes data for these and other State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in New
Jersey were obtained from abstracts and annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United State Summary. Compilation of figures for other classes of banks presented a
number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections de1
The term "State commercial banks" used in Table 3
refers (in this State) to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for other State commercial banks.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

674

New Jersey

675

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes a
discussion and evaluation of alternative estimating procedures considered, tested, and used
in one or more States. It also includes examples of the use of banking trends as a guide
in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

A stock savings bank and its estimated


balance-sheet data were transferred from the
mutual savings bank category to the State
commercial bank category in 1896-1908, 1919,
and 1920. June 30 figures for this bank were
estimated for these years by interpolating between reported figures for the preceding and
following December dates published in the
State banking department reports.
On the basis of information in the State
banking department reports, one bank and its
balance-sheet data were added to the revised
series in 1903, 1909, 1910, and 1912.
Balance sheets for loan and trust companies and for "State banks" as reported to
the Comptroller were revised for 1910 on the
basis of the more detailed breakdowns available in the State banking department report.
For loan and trust companies only, the aggregate balance sheets published by the State
banking department for 1911, 1914, and 1915
were used in lieu of those published by the
Comptroller. This adjustment involved no
change in the number of banks.
2
In cases where the breakdown of a &iven item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual. This procedure was also used for other
classes of banks in the State.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller of the Currency
regularly until 1921. For years in which items
were not reported, figures were obtained from
other sources or were estimated.
In two instances where items had been
misclassified, information in the State banking
department reports made it possible to adjust
the Comptroller's figures. Figures for real
estate loans for State banks in 1898 and for
both State banks and loan and trust companies
in 1899, 1901, 1903, and 1904 were deducted
from investments as reported in the Comptroller's figures and added to loans. Similarly,
"loans to cities and towns" at loan and trust
companies in 1902, 1908, and 1916-1919, which
were included in "all other" loans in the Comptroller's figures, were transferred from the loan
to the investment category (obligations of
States and political subdivisions) in these
years. In each case total loans and total investments were adjusted accordingly.
Real estate loans. Figures for real estate
loans in most of the other missing years were
estimated from figures that were available in
reports of the State banking department or in
the Comptroller's reports. These estimates
were made by applying to total loans in each
case the ratio of real estate loans to the total,
as follows: for State banks in 1896, by applying the ratio based on reported data for 1897;
for both State banks and loan and trust companies in 1900, by applying the average of the
ratios based on reported data for 1899 and
1901; and for stock savings banks in 1910, by
applying the average ratio based on reported
data for 1909 and 1911.
Figures for real estate loans at both State
banks and loan and trust companies in 1910
and 1920 were available in the State banking
department reports. Minor adjustments were
made in the Comptroller's figures for real
estate loans for loan and trust companies in

676

All-Bank Statistics

1909, 1911, 1912, 1914, and 1915, on the basis


of data in State banking department reports.
Collateral loans. Collateral loans at loan
and trust companies for 1897-1899, 1901, 1902,
1910, 1919, and 1920 were obtained from State
banking department reports. An estimate for
1900 was made by applying to total loans the
average ratio of collateral loans to the total
computed from reported data for 1899 and
1901. Minor adjustments were made in the
Comptroller's figures for 1903, 1909, 1911,
1912,1914, and 1915 on the basis of data available in the State banking department reports.
Collateral loans at State banks for 18961908 were estimated using 1909 figures as a
base and assuming the same percentage
changes for the period prior to that year as
were computed for loan and trust companies
in New Jersey; for 1910, by applying to total
loans the average of the ratios of these loans
to the total computed from reported data for
1909 and 1911; and for the period 1916-1920,
by applying ratios of these loans to total loans
that were derived by interpolating between
ratios based on data for 1915 and 1921.
An estimate of collateral loans for stock
savings banks in 1910 was made in the same
manner as the real estate estimate for that
year.
INVESTMENTS

A complete classification of investments


into United States Government, State and political subdivision, and other securities was not
reported to the Comptroller of the Currency
regularly until 1921. A number of gaps in
the data were filled, and some adjustments
were made (see discussion under "Loans"), on
the basis of information available in State
honking department reports. la tLe ^ears
when items were not available in either of
these sources, figures were estimated.
United States Government securities.
Estimates for both State banks and loan and
trust companies for 1896 were derived by ap-

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plying to total investments the ratio of these


securities to total investments computed from
reported data for 1897.
Obligations of States and political subdivisions. Estimates of small amounts of
these securities at State banks in the 18961908 period were derived by applying to total
investments the ratio of these securities to
total investments computed from reported figures for 1909; for 1910, by applying the average ratio computed from reported data for
1909 and 1911. Estimates for the period 19161920 were derived by applying to total investments other than United States Government
securities, ratios of State and political subdivision securities to this total that were interpolated between ratios based on reported data
for 1915 and 1921.
Loan and trust company holdings of State
and political subdivision securities for 1896
were estimated by applying to total investments the ratio of these securities to total investments computed from reported data for
1897; for 1900 and 1905, by applying the average ratio computed from data for the years immediately preceding and following. The data
for 1897-1899, 1901-1904, and 1906-1915 represent totals compiled from individual bank
statementssome of which are for December
datesin State banking department reports.
Estimates for 1916-1920 were computed in
the same manner as for State banks during
this period except that ratios were based on
loan and trust company data.
An estimate for these securities at stock
savings banks in 1910 was made by applying
to total investments the average ratio of these
securities to total investments based on reported data for 1909 and 1911; for the period
191G-I918, by applying tne ratio lor 1915.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate in the reports of the

New Jersey
Comptroller beginning with 1911, although reported figures for United States Government
deposits were supplemented in a few years.8
No attempt was made in the revised series
to provide figures for the latter item prior to
1917 because practically all such deposits
were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdown of total deposits other
than interbank into demand and time at loan
and trust companies in 1896 was made by
applying to this total the ratio of time deposits
to the total in 1897; for 1900, by applying the
average of the ratios computed from reported
data for 1899 and 1901. Time deposits at
State banks for 1896-1906 were estimated by
using the average ratio of time deposits to
total deposits other than interbank computed
from reported data for 1907-1909.
Figures for demand and time deposits at
loan and trust companies in 1897-1899, 19011906, 1909, 1911, 1912, 1914, and 1915 and

677

at both State banks and loan and trust companies in 1907, 1908, 1910, 1917, and 1919
were obtained from State banking department
reports.
Figures for United States Government deposits at loan and trust companies for the period 1917-1919 were derived from reports of
the State banking department. The figure for
1920 represents such deposits at State member banks only, which held practically all of
this type of deposit at State commercial banks.
OTHER ITEMS

Figures for borrowings of State banks for


June call dates, 1896-1908, were obtained from
State banking department reports. Borrowings of loan and trust companies for December call dates, 1897-1906, were obtained from
the State banking department reports; an estimate for 1907 was made by interpolating
"other" liabilities in dollar amounts between
1906 and 1908 and placing the residual in borrowings. These figures were not adjusted to
June calls.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by individual banks or by
the State banking department.
The breakdowns of some of the principal
asset and liability items that were required for
the all-bank series were not available for noninsured banks for every year during the 19348
In subsequent paragraphs, these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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1946 period in the sources cited. The breakdowns of loans for 1934-1942 and of investments other than United States Government
obligations and of cash assets for 1934-1941
for noninsured commercial banks and of the
loans of one noninsured trust company for
1943-1946 were estimated on the basis of the
percentage distributions of these items at insured nonmember commercial banks in corresponding
The loan breakdowns for 1943-1946 and
the deposit breakdowns for 1942-1946 at noninsured commercial banks were available from
the individual reports furnished by the Federal Deposit Insurance Corporation. The
breakdowns of deposits for 1934-1941 were
estimated on the basis of ratios computed for
these banks in 1942.

678

All-Bank Statistics
UNINCORPORATED BANKS, 1906-1940

The number of unincorporated banks and


their major balance-sheet items were adequately reported beginning with 1906 either
in the State banking department reports or in
the reports of the Comptroller except as noted
below. It seemed evident that before 1906
there were only a few private banks in the
Stateprobably no more than five. Since total
assets of these banks amounted to less than
1 per cent of total assets of all commercial
banks in 1906, no estimates were made for
private banks prior to 1906. There were no
private banks in New Jersey after 1940. The
data for the years 1906-1909 are from the State
banking department reports.

The balance sheet for 1914 as published


by the Comptroller was discarded, since it appeared that the data were substantially underreported, and data available in the State banking department report were substituted. The
data for 1919-1921 were obtained from State
banking department reports for the December call, since private banks did not report to
the Comptroller in these years. The deposit
breakdowns for 1916-1921 were estimated by
applying to total deposits, ratios of each subitem to the total that were derived by interpolating between ratios computed from reported data for 1915 and 1922.

MUTUAL SAVINGS BANKS, 1896-1946


The number of mutual savings banks as
published by the Comptroller of the Currency
did not agree with the number published in
the State banking department reports, but
there was substantial agreement in the aggregate balance sheets. The number published in
the State banking department reports was accepted since supporting individual bank data
were available.
The accompanying table shows the
changes made in figures published by the
Comptroller for number of banks and balance
sheets.
CHANGES IN NUMBERS OF BANKS AND BALANCE SHEETS

Year or period

Number of
banks and
corresponding
balance sheets
1

1896-1908 .
1909
1910
. .
1911-1914 .
1916-1917
1919-1920 .

Number of
banks only

-2
1

...

-2
+2

-1

The balance-sheet adjustments for 18961908 and 1919 and 1920 reflect exclusion of
a stock savings bank. For other years the

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Federal Reserve Bank of St. Louis

aggregate balance sheet and the balance-sheet


detail as reported by the State banking department to the Comptroller and published in his
reports were satisfactory with the following
exceptions:
The breakdowns of loans and investments
in 1910 were estimated on the basis of the
average ratio of each subitem to the total derived from reported figures for 1909 and 1911.
In 1903, 1904, and 1920, real estate loans,
which accounted for the bulk of the loans at
these banks, were included with other investments in the Comptroller's reports. The volume of real estate loans in these years was
estimated in three steps: (1) A corrected figure for total investments in each year was
estimated on the basis of the ratio of total
investments to total loans and investments for
year-end dates available in the State banking
department reports. (2) Estimated total investments were deducted from total loans and
investments as published by the Comptroller
to get an estimated figure for total loans. (3)
The difference between estimated total loans
and the figure for total loans published by the
Comptroller was assumed to be real estate
loans.
For the years 1942-1946, the breakdowns

New Jersey
of loans for June 30 dates were estimated on
the basis of the percentage distribution of the
total for December of the same year.
Estimates of obligations of States and political subdivisions for 1897-1908 were derived
by applying to total investments for June 30
of each year the average ratio of this item to
total investments derived from data for the
preceding and following year-end call dates in
State banking department reports. For the

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Federal Reserve Bank of St. Louis

679

years 1916-1920 estimates were derived by applying to total investments other than United
States Government securities an average ratio
of State and political subdivision securities to
this total computed from data for the preceding and following year-end call dates.
Estimates of cash items in process of collection were derived for the years 1936-1938
by applying to total cash assets the ratio of
this item to total cash assets in 1935.

680

New Jersey

All Banks7Vi6/e 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

1896
1897
1898
1899

91*749
92*511
98t799
113*228

23*772
25*836
28*326
30.419

1900
1901
1902
1903
1904

126.330
140*173
167*829
183*575
183*164

33.198
34.898
37.649
40*713
44*095

1905
1906
1907
1908
1909

202*233
231.947
254.437
238*262
256*163

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

All

Collateral

Year

other

Total

Real
estate

Collateral

AH
other

22.783
22.622
24,720
33.214

45.194
44,053
45.753
49,595

39*874
69,329
70,416
65,545

53,258
56.881
60,851
72*444
73,524

1920
1921
1922
1923
1924

706,301
697.041
719.003
864*332
970t077

143,829
142*622
170.609
214*653
256*623

227.495
218,619
187,804
214*443
226*860

334.977
335,600
360.390
435*236
486*594

50.634
57,457
62.616
64,203
73,884

72,997
35*093
88,772
73,796
71,164

78.602
89.397
103.049
100.263
111,115

1925
1926
1927
1928
1929

1.130.254
1,315,599
1*464*815
1,607.389
1,654,230

311.481
367*974
407.934
445*170
457*687

275,610
317.797
377*049
444,228
461*489

543.163
629*826
679.832
717.991
735.054

303.960
315.228
343.831
373,444
377.980

84,905
91*000
100,617
108,179
111,938

84,531
82*186
85.950
90.112
86*451

134,524
142*040
157,264
175,153
179*591

1930
1931
1932
1933
1934

1,566*642
1*396*285
1*170.428
924,935
867.268

467.970
484*083
460*236
415*679
400*187

411*552
341*268
246,536
198,632
179,624

667*120
570*934
463*606
310*624
287.457

380*733
401.596
450*071
485*342
540f 892

115,821
116,997
125.028
128,276
125,122

87,506
95,877
109*267
134.110
178,952

177*406
168*722
215*776
222.956
236*816

1935
1936
1937
1936

774*996
742.575
750.787
693*401

383,450
364,188
371,758
369*566

141,193
127*285
122.049
104.734

250*353
251*102
256*980
219*099

48 t 394

Loans '

Year
Total

Commercial,
industrial,

For purchasing or
carrying securities

and

To brokers

agricultural

and
dealers

1939

129.614

4*982

1940
1941
1942
1943
1944

689,232
753*922
736.227
629.762
658*128

141.254
159.418
151.595
110*114
132*479

5.092
4.970

1945
1946
1947
1946
1949

691*917

125.385
166*848
252.882
301.577
266,579

5*829
11*175

995.144
.171,325
.212.568

1950
1951
1952
1953
1954

*432*111
761.667
.946*542
2*217*589
2*432.401

1955

2*717.246

793, <*21

To

On

others

farmland

On
residential
property

Other

Other
loans

All

to

other

individuals

4*716

269,182

17.379
16.185
15*918
13*407
46*024

4*662
4*843
4*924
4.227

289.666
318.184
334*318
324.728
321*016

69*482
67.166
68*608
64*635
49*624

76*183
61*510

161*697
163*156
156*536
32*510
35*468

4*545
6*478

93.079
64*864
35*679
27.772
16*427

4*009
4.568
5*088
6*000
6.545

296*441
332*783
426.668
498*763
545.852

61*815
70*646
78*014
95.999
98.653

70.969
105.938
171*909
230.048
263*309

34*390
34*579
19*467
19.145
24*013

287,627
401.210
416*485
450*874
492.004

4*641
5*416
5.924
7,445
14.193

17.304
19.083
14.542
17,116
17.140

7.266

9*757
10,868

683*119
847,202
960.902
1 .065,185
1.183*367

103.662
116*845
128*761
145*147
169*513

333.481
371*282
414*191
519.216
551*404

17*2*9
19*642
23,591
35*055
30*896

535*661

10.261

21.972

12,177

1 ,331.689

192*836

621*042

36.272

4.126
3*666
7.780

5.417

' Beginning June 30, 1948, figures for various loan items are shown

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Federal Reserve Bank of St. Louis

Real estate

4.519

6.130
9.154

154*24*

the total and are not entirety comparable with prior figures
continue to be shown net.

Total loans

New Jersey

681

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of State,->
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
18197
1898
1899

40*657
44*634
48*819
59.212

12,625
13*939
14,399
15.161

11,392
12,787
14,029
16,922

16.640
17,908
20*391
27.109

25,180
27*899
33.187
35.132

1.396
1.009
1,441
2*298

7*572
7*675
8,304
8,306

16*212
19.215
23*442
24*528

7.299
7.326
8.045
8.544

165,085
172,370
186*650
216,116

1900
1901
1902
1903
1904

68.868
82*100
94*122
122,005
130*251

16.082
16.460
14.674
14,103
14,052

20.062
22,977
25,379
27,922
33,251

32,744
42,643
54*069
79,980
82,948

36.852
39.124
47,061
50,534
54,489

1,860
2,203
2,525
2*670
2,592

8*561
9,333
9,883
10,511
11,272

26.431
27.588
34.653
37,353
40*625

9*915
11*104
11,905
13,143
14,259

241,965
272.501
320,917
369,257
362,163

1905
1906
1907
1908
1909

151.778
157.423
165*051
166.329
186.265

14,732
15.197
16,315
17,358
17,591

36.S03
38,459
41,092
42*440
46*353

100,543
103,767
106,844
106,531
122.321

60,331
64*401
66.625
84.596
93.100

2,506
3,578
3*063
3*121
2,714

11,181
12,091
13,198
16,484
18.041

46.642
48,732
50,364
64,991
72,345

15,240
16,270
16,819
18.442
16,817

429,562
470,041
502,932
507*629
554*345

1910
1911
1912
1913
1914

195*430
210.735
225*111
229,065
240*375

18.762
20,064
21,356
21,904
21,961

51*914
53,477
57.318
60,066
61,740

124,754
137,194
146,437
147,095
156*674

63.428
93.091
95.762
96.699
113,209

4,686
3,649
3.219
3,423
4,938

19*116
20,791
20,662
23,192
23.872

59.626
68.651
71.881
70.084
84.399

20.921
21*581
22*994
25*281
28*230

603*739
640*635
687*698
724*489
759,794

1915
1916
1917
1916
1919

250*562
296*244
361*007
418*108
531*278

21,556
19*133
35,216
99*340
193,913

65,128
67.861
74*979
75.245
78*334

163,878
209,230
250*812
243*523
259*031

111,147
127,663
126,685
126,579
145,698

3*227
5.147
4.127
9*268
14.947

24.056
24*209
30*114
20.137
24,805

83*864
98*327
94,444
97,174
105,946

30,057
29,769
31,662
34,170
43,240

772,499
855,292
971,425
1,064,199
1*261*108

1920
1921
1922
1923
1924

511,156
572,631
623,072
674,363
682*473

157.396
168.681
166.238
200,307
164,715

77,613
87*873
97t455
67*554
H4i>044

276*149
316.077
359.379
386*502
403*714

166,905
147,444
154,319
161.191
193,753

22*219
19.984
21.771
23*451
29,255

30.247
28*587
25*803
24*387
31.064

114.439
96.673
106.745
113,353
133,434

40,974
46,421
50,335
58*129
64,010

1*425*336
1.463.537
1.546,729
1,758.015
1,910,313

1925
1926
1927
1928
1929

746*384
757.467
790*610
844*507
795.291

159,178
149,646
144,265
144,516
141,456

116*075
124*911
127574
138*339
137,465

471,131
482*908
518,771
561,652
516,370

212.157
225.886
253.074
227.434
237.049

33,899
35,361
39*655
34,180
47,834

35*613
38.192
39,922
30,229
29.663

142,645
152,333
173,497
163*025
159,532

74,808
86*123
110,789
134,159
179,057

2*163*603
2*385*075
2*619,288
2,813,489
2,665.627

1930
1931
1932
1933
1934

838.385
883*565
795*146
729*878
774.818

137,540
166,524
179,331
197,384
250.274

138*556
134*682
129*326
130*493
140,562

562,287
580,379
466,487
402,001
383,962

253,567
299,438
213.266
202*245
268*461

42*368
37,683
34,940
33.639
33.549

36,425
46*429
37,815
27,924
28,296

174,774
215*326
140*510
140*662
206*636

141,854
159,038
163*597
156.715
155*646

2.800.448
2,738,346
2,342*436
2,013,773
2,066*215

1935
1936
1937
1938
1939

877.157
952*566
997*027
950.675
998*641

377.619
446.113
485,448
482*146
564,795

145,213
139,207
141,496
141,475
142,927

354,325
367,248
370,061
327.052
290.919

325,792
369*894
386,425
421,244
490.508

35.464
38,344
40,130
35,472
36,141

30,744
39,058
40,681
41,699
37.323

259*584
292*492
305.614
344*073
417,044

170,192
191,844
193,772
193,766
172,348

2.148.137
2.256.661
2.328*011
2*259,086
2,322*256

1940
1941
1942
1943
1944

942.282
1,046*875
1*285,168
2,028,745
2*663*503

548*731
666*528
927*408
1*699,216
2*344*659

160,514
16EI.162
161*746
135.865

233,037
212,185
196,034
186,482
182.979

634,370
701.570
598,735
646.963
672*834

44,635
50,944
45.658
57,014
80,310

37,811
54,873
60,804
66*597
60.229

551,924
595,753
492,273
523,352
532,295

156,441
141,656
123,592
107,836
90*635

2*422*325
2*644.023
2.743.742
3.413.3C6
4.085.300

1945
1946
1947
1948
1949

3,441.466
3,691,065
3,291.844
3*226,626
3,213,641

3,099*797
3*249*279
2,793*682
2*655*969
2*644,209

150,678
166,498
216*633
26,2.279
266.976

190,993
275,288
281,529
308.580
302.656

793.761
786.647
792.861
809.996
808,381

70,285
83,982
95,905
97,321
94,049

63*252
62,193
84,162
92,799
87,008

660,224
642,472
612,794
619*878
627*324

75,107
70,022
69,261
70,673
73*586

5,002*253
,343,155
,149,110
,278.824
,308.396

1950
1951
1952
1953
1954

3,315,043
3,116,619
3*215,831
3,206,814
3.229.815

2,705,786
2.444,315
2.460.512
2.374.135
2.323,417

331*090
363*160
451,468
496,054
570.629

278.167
291.144
303,651
336,625
335,769

755,162
864,449
958,043
964,905
997.566

119.549
137,359
149,676
148,666
147.849

68,578
75,300
108,357
115,904
120,567

567.035
651.790
700*010
700*335
729.150

78,476
80*801
85*226
69*897
99*812

,580.792
825,536
,205,642
6*479,205
6,759,594

1955

3.302.452

2*338,379

352,409

1,010,431

165.127

114,064

731,240

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

14;), 047

7,136.762

682

New Jersey

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

1896
1897
1898
1899

120,976
126.912
141*950
166*492

5.185
4*892
5*410
4,722

1900
1901
1902
1903
1904

182*885
207*609
243*988
280*980
290*221

6*514
8*331
12*269
13*941
16,660

1905
1906
1907
1906
1909

332*749
366*897
394*557
396*068
436*075

18,666
21,993
21,228
21,418
26,129

1910
1911
1912
1913
1914

475*374
506*113
542*602
573.421
614*067

23,432
26,396
29*070
29*061
27*820

1915
1916
1917
1918
1919

627*333
713.710
811.060
887*187
1.047.952

25*413
26*681
25,774
23,919
20,807

1920
1921
1922
1923
1924

1.219.538
1*252*242
1*331*813
1*503.538
1.640.859

1925
1926
1927
1928
1929

U.S.
Government

Other
demand

Other
time

1,033

63,587
65*116
70,336
89*273

51*929
56,629
65*803
71,464

1,003
1,002
1*164
1*385
1*014

94*382
105*758
123*708
146*483
142*603

80,986
92.518
106*847
119*171
129,944

652
551
912

167.647
182.464
193.402
195.875
211*780

145*784
161,889
176*868
177,347
197,254

710
627
868
617
643

217*377
225*203
234.927
238.304
290*550

233,855
253*887
277*917
305,439
295*054

614
572

4.774
26,175
14*456

297*243
341*363
384*476
412.226
500*472

304*063
345*094
396*036
424*867
512*217

21*946
16*530
19,541
21,360
23,666

4,940
7,302
2t539
8*689
5,213

577*797
555*547
577,828
636,657
660,001

614,855
672*863
731,905
836*812
931*979

1.857.261
2*015.787
2.200*047
2.302.753
2.327,650

27,221
28,214
47,047
33*658
31,504

5*178
5*949
10,691
8*241
10*076

783.726
853,596
889*587
903*301
685.261

1*041*136
1*128*026
1*252*722
1,357*553
1,400,809

1930
1931
1932
1933
1934

2.319*650
2*274*418
1*850*480
1.635.866
1*700*344

37*403
45*052
30*652
28*283
25*359

7,785
11*263
9*657
23*156
31*748

864*127
793.060
590*710
497,311
513*884

1*410*335
1*425*043
1*219*461
1,087*116
1*129*353

1935
1936
1937
1938
1939

1*820*853
1*954,754
2*031*066
1*983,974
2*048.332

25.326
27.173
28.529
26*540
31*501

16*965
35,697
9*660
8*964
22*047

601.315
721*565
775.392
731*652
741.272

1,177,247
1*170,319
1,217,505
1,216*818
1*253*512

1940
1941
1942
1943
1944

2*147*824
2.363,361
2*459,075
3*126*182
3*780*867

39.339
45*111
34*728
37,969
34.973

23*587
30*540
44,160
202*358
481*402

843*169
1,033,957
1,156,739
1*530,322
1,658,999

1*241*729
1*253*753
1,223*428
1*355*533
1,605,493

1945
1946
1947
1948
1949

4*673*403
4,976*044
4.765.229
4.876.890
4*895*407

44,556
42,012
41,767
41,070
40*025

742,910
395*392
31*166
65*410
55*241

1,893,835
2*167*354
2,179,443
2,224*311
2*231,151

1,992*100
2,351*286
2*512*853
2,546*099
2*568*990

1950
1951
1952
1953
1954

5*138*857
5,371,706
5*726*066
5*970,502
6*222*987

47,471
50*307
62,564
67*515
79,337

105*434
106*506
133*700
91,295
140,027

2*358*606
2*540,858
2,713,743
2*821*253
2*880*665

2*627,146
2,674*037
2*816*039
2*990,439
3*122*956

1955

6*556*632

275
275
399

1.059
1*428

3*081*705

New Jersey

683

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 01; nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

5*104
5*19(1
5.016
5,414

1,486
1*794
1*448

377

18*383
18*607
19*057
19*622

18,125
19.396
20*007
22*256

165*085
172,370
188*850
216*116

170
171
173
176

7,307
8,461
6.080
8*513
8*820

1*966
2*669
2*243
2*718
2*302

22*503
23*322
26*561
31.121
32*078

26*500
28*701
36,823
44*186
47,146

241*965
272*501
320*917
369*257
382*163

190
201
217
231
237

2*348
1*807
2*098

9*356
10*762
11*559
13*301
13*561

2,204
2*191
2*119
2.408
2.023

32*909
34.060
36.113
37*377
38*719

50,680
54,370
56*236
56*668
61*869

429*582
470*041
502*932
507*629
554*345

241
260
290
303
318

1910
1911
1912
1913
1914

4*450
3*052
4*659
7*874
3.369

15,016
16,519
17*058
17*641
17*573

2.791
2.923
5.053
3*798
2*539

40.308
41,791
43,296
44*523
44*843

65,800
70*237
74,830
77*232
77,403

603,739
640*635
687*698
724*469
759*794

331
341
352
361
364

1915
1916
1917
1918
1919

4.290
2.664
9*194
25*855
51.362

17,395
15,179
14*460
14* 425
14,175

4.657
3*519
11*362
12*447
19*389

46,079
46,900
48,724
49*807
51*140

72,745
73,300
76,605
74,478
77,090

772*499
855*292
971.425
1.064.199
1*261.108

366
370
380
380
386

1920
1921
1922
1923
1924

42.040
35*520
20*906
34.709
24.087

14,174
15,575
16,137
16*337
20*222

9.715
9*233
8.276
11*542
13.579

57,142
61*491
66*349
79*190
66.366

82,729
89*476
103*248
112,649
125,200

1*425*338
1*463*537
1*546*729
1*758*015
1*910.313

402
417
434
458
479

1925
1926
1927
1928
1929

28*286
46*671
44*033
76*237
72.219

20*602
21*419
20*790
22*051
22*835

21.076
32.744
41*081
56.153
66*949

96.107
105.931
125.903
138.779
141,374

140,271
162*523
167,444
217.516
234,600

2*163*603
2*385*075
2*619*288
2*613*489
2*865*627

509
541
566
572
567

1930
1931
1932
1933
1934

33.546
36.043
112.333
39.325
18.550

23*591
24*483
25*043
27,357
27,623

35.974
36.876
33*846
29.337
27*727

143*363
139.448
126.636
114.229
141*579

244,324
227,078
194,096
167*659
150,392

2*600*448
2*738*346
2*342*436
2*013*773
2*066*215

560
545
475
398
422

1935
1936
1937
1938
1939

9*688
6*478
4*287
1*363
2*269

12*075

16.353
16*450
15*866
14.200
8.586

165*142
154,149
141*822
135,707
130*369

124*026
125.050
134,946
123*842
132*702

2*148*137
2*256*681
2*328*011
2*259*066
2*322.258

429
421
416
410
394

1940
1941
1942
1943
1944

1*015
771
864

9*284
11.497
9*692
7.975
9*310

128*481
125*326
123*213
120*712
119*193

135.197
142*624
150.991
157,575
174*235

2*>22325
2*644*023
2*743*742
3*413*308
4*065*300

365
381
379
378
379

1896
1897
1898
1899

2*120

1900
1901
1902
1903
1904

604
1*719

1.737
1.596

1905
1906
1907
1908
1909

769

1*026
684

1*222

1*682
1*761

1*539

1*695

1945
1946
1947
1948
1949

1*550
1*490
2*760
1*760

11*807
16*672
19*469
21*513
24*612

117.245
118*296
115,879
114*081
111*994

199,420
228,593
247*043
263*560
274,423

5*002*253
5*343*155
5*149*110
5*278*624
5*308*396

376
373
370
366
357

1950
1951
1952
1953
1954

3.235
2*150
3.400
6.090
2*143

33*265
33*218
37.774
46*293
51.944

112,568
111,196
119*086
122*864
126.839

292,867
307,264
319*316
333,456
355*661

5*580*792
5*625*536
6*205*642
6*479*205
6*759*594

352
345
338
332
331

1955

6.626

57*115

132*415

383.972

7*136*762

326

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

378

684

New Jersey

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

74.880
74,226
79*669
92.935

7*379
8*075
9*512
10*669

22*307
22*098
24*404
32.671

45,194
44,053
45,753
49.595

1900
1901
1902
1903
1904

104*765
117*866
144*083
160*085
158.759

12*306
13.169
15*085
17.964
20.521

39.199
47*816
68*147
69*677
64,714

53*258
56*881
60*851
72,444
73,524

1920
1921
1922
1923
1924

626.389
624*014
637,208
775,557
870,577

64*562
70,339
92*829
126.415
157.930

226*650
218*197
187*258
213*906
226.172

334*977
335*478
357.121
435.236
486*475

1905
1906
1907
1908
1909

176*455
203*778
222*640
206.472
219.125

25*347
30.207
32.197
32.919
37,218

72.506
84.174
87*594
73*290
70*792

78,602
89.397
103*049
100,263
111,115

1925
1926
1927
1928
1929

1*018*754
1*191*049
1*324*130
1,455*102
1*469*482

200*686
244.424
268*267
294,256
295.385

274*933
316*797
376*031
442,855
460.350

543*135
629*826
679.832
717.991
733*747

1910
1911
1912
1913
1914

260.797
267*939
291.717
315*949
317.743

42*217
44.302
49.039
51.736
52.764

84*056
81.741
85,417
89.164
85*401

134.524
141*896
157,261
175*049
179.576

1930
1931
1932
1933
1934

1,392.405
1*214.603
987.528
749.079
703.885

296.052
304.632
278.740
241.057
237.884

410.396
340.042
245.520
197,796
178.934

685*957
569.929
463.268
310.224
287.067

1915
1916
1917
1916
1919

319.125
342*653
386*508
417*526
473.130

54*986
58*455
63*661
60*916
57*737

87*024
95.476
106*871
133.656
178,575

177.115
188,722
215*776
222.956
236*818

1935
1936
1937
1938

623.196
598.658
611,730
559.554

232*474
220*829
233*243
236*169

140*708
126.915
121,717
104.478

250.016
250.914
256*770
218,907

Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

129*614

others

Real estate

farm land

On
residential
property

Other
Other

to
individuals

All
other

19.228

4*566

167,162

1940
1941
1942
1943
1944

564,326
632,402
618.628
520*545
556*458

141*254
159*418
151.595
110.114
132.479

5.092
4.970
4*126
3*666
7.780

17*316
16.083
15.918
13,407
46*024

4*524
4.722
4.807
4.410
4.125

179,707
211.194
235.193
233*605
227*571

54,975
53,111
50,743
46,868
41,600

75,982
61.419

161*458
182*904
156.446
32*493
35.460

1945
1946
1947
1946
1949

597.512
699.092
890.459
1.051*410
1.077,840

125,385
168*846
252,823
301*577
266*579

5*829
11.175
5.417
4.545
8*478

93.079
64.884
35*679
27*772
16.427

3.915
4*474
5*026
5*937
6*500

219*096
255*615
331,116
393,057
426,051

44,931
53,801
69,295
79,011
80*089

70.893
105,733
171,658
229*638
262.732

34.384
34.562
19.445
19*065
23*962

1950
1951
1952
1953
1954

1.251.574
1.531.722
1*666.703
1*889*001
2*021*542

287,627
401*210
416.465
450.874
492*004

4.641
5*416
5*924
7*445
14.193

17.304
19*073
14.525
17.095
17,117

7,236
6.103
9.102
9*440
10*616

519,419
634,599
706.318
766,972
608,814

82*197
93*844
103*208
114*647
132,767

332*649
370.302
413.100
517,877
549,974

17,217
19,642
23*590
35*053
30*632

1955

2*225*360

535.661

10*261

21*941

11.815

876,544

154.413

619*176

36.181

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

153,942

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Jersey

685

Table 7aAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1899

22*386
23*812
27,219
33*381

7.633
7.846
7*939
8*901

3*377
3*744
4*022
4*166

11*378
12*222
15,256
20,312

23*236
25*736
30*253
32,470

1*396
1*009
1*441
2*298

7*104
7,403
7*855
7*922

14,736
17,324
20,957
22*250

5*869
6*249
6*625
7*056

126*373
130*023
143.766
165*842

1900
1901
1902
1903
1904

38*475
47*297
55*331
80*081
85*356

9.786
10.425
9*725
10*374
10.313

4*532
5.127
5.755
6.923
10*171

24*157
31,745
39*851
62.784
64*872

34.622
36.713
44*482
47*556
51.778

1*860
2*203
2*525
2*670
2*592

8.218
&*987
9*506
10*063
10*939

24*544
25.523
32.451
34*803
38*247

8*423
9*477
10*202
11*843
12*909

186*285
211.353
254.098
299*565
308.802

1905
1906
1907
1908
1909

104*144
105*161
111*858
115*692
134*993

.11*029
11.753
13.153
14*938
15.299

11.230
10.158
11.972
13*434
16*604

81*885
83*250
66,733
87.320
103*090

57,801
62.021
63.931
61.020
68.986

2.508
3*578
3*063
3*121
2*672

10,907
11.757
12*762
16*049
17,585

44*386
46*686
48*086
61.850
68,729

13*990
14*949
15*493
16*950
17.517

352*390
365.909
414.122
420*134
460.621

1910
1911
1912
1913
1914

142*530
156*903
169*664
172*053
182*209

16*487
17,937
18*619
19*140
18*931

20*309
21*407
23*011
25*603
24*882

105*234
117*559
127*234
127*310
138*396

79*265
88*352
91.125
91.983
107*879

4*614
3*609
3*171
3*384
4.802

18,587
20,203
19*937
22*394
22,892

56,064
64,540
68*017
66*205
60*185

18*710
19.991
21.267
23.519
25.885

501.302
533.185
573.773
603.504
633*716

1915
1916
1917
1918
1919

193*211
233*697
290*208
343.927
439*438

18*723
16*289
30*572
91*213
172.744

27,535
30*925
35*484
36*471
36*174

146*953
186*483
224*152
216*243
230*520

104,906
121.067
123.374
121.079
139*573

3*196
5.147
4.127
9.268
14.766

23,039
23*128
29*300
19,264
23,894

78*669
92*792
89*947
92.547
100.913

28*022
27*26329*469
31.549
40.293

645.264
724.660
631.559
914.083
1*092*434

1920
1921
1922
1923
1924

412*022
455*761
511*337
556*475
565.721

126*979
135.024
137,187
170.287
138*050

40*097
48*256
58*573
56,134
77.161

244*946
272*481
315.577
328.054
350.510

160.957
141,724
148.472
155*045
187.166

22,219
19.794
21*573
23.270
28.914

29,545
27*702
24*915
23.670
30*119

109,193
94*228
101*984
106*105
128*153

37.954
43*365
47*241
54,467
59.758

1*237*322
1*264*864
1*344*258
1*541*544
1*663*242

1925
1926*
1927
1926
1929

628*088
639*169
675.555
726.585
676.067

135.255
129*725
129,003
130*494
127.355

81*313
90.812
95,597
107,720
106,965

411.520
418*632
450.955
488*371
441,747

205*931
220,209
246*443
221,510
231.552

33*688
35*151
39.423
34.065
47.674

34,675
37.284
38,827
29,205
28,649

137,568
147.774
168.193
156,240
155,229

69*092
79,666
104(419
126.906
171*277

1*921*665
2*130*115
2*350*547
2*530*103
2*568*378

1930
1931
1932
1933
1934

719,185
750.350
657.245
595,174
630.475

125,004
155*052
163*508
180*057
225*943

108*325
103*463
96 t 364
96.606
98*375

485*856
491.835
397.373
318*511
306.157

246,785
289.744
201,061
191,487
254,931

41,951
37*306
34,618
33*416
33*334

35*376
44,705
35*616
25*783
26*429

169*456
207.733
130.627
132.288
195.166

133*837
149*585
150*640
135*954
128*313

2*492*212
2.404,282
996474
.671*694
717.604

1935
1936
1937
1938
1939

722,132
788.529
823.317
770.119
812,239

340*847
401,843
433*057
420.617
495*862

105..541
981.172
93,106
94i722
109,048

275.744
288*514
297.154
254.780
207.329

312*284
355*823
371*651
406.340
469*456

35*265
38.133
39,908
35,248
35.790

26*975
37*109
38*660
39.703
34.778

248*044
280*581
293.083
331*389
398*866

134.165
149.885
147.109
144.727
123*492

.791.779
.892.895
.953.807
.860.740
.937.835

1940
1941
1942
1943
1944

773.003
875.004
1.111,798
1,827*176
2*404*908

483.139
587.319
834*053
1.573,478
2,160,769

120,170
129*462
123,146
115.427
114.428

169.694
158*223
154,599
138,271
129,711

605*420
673*847
575,912
622*492
653.015

44.293
50,546
45*254
56*520
79*846

35.738
52.248
58.243
63.795
56.871

525*389
571*051
472*415
502.177
516.298

112*957
103.759
93.104
64.816
75.407

2 * 055.706
2*285*012
2*399*642
3*055.029
3.689.788

1945
1946
1947
1948
1949

3*112*158
3,306*632
2*872.044
2,791*505
2.770.043

2*853*373
2,956*042
2,482,676
2,349,364
2*336*492

129.031
148.578
200.521
246.538
254,275

129*754
200*012
188.847
195.603
179*276

771*616
761.897
765*322
784*550
782*035

69*776
83*233
95*006
96*671
93.287

60*262
68,789
80,940
88,417
d2,827

641.578
619.875
589.376
599.462
605,921

67*231
63*423
62*715
64*003
67.453

4,548*517
4,831.044
4,590.540
4,691.468
4*697*371

1950
1951
1952
1953
1954

2.883*357
2*675*163
2*744*972
2*692.493
2.706*549

2*396*694
2,134,417
2*145,769
2*055*947
2,014*264

322*644
376*400
437.036
477.790
544,947

164*019
164*346
162*167
158*756
147*338

727.172
833(882
924.527
931(386
961*664

118*022
135*852
146*156
147,280
146*527

64.657
71*366
104*025
110,619
114*714

544*493
626*664
672*346
673*487
700*423

71,799
73.329
77*594
80*813
88*328

4,933*902
5*114*096
5*413*796
5*593.693
5*778*063

2*770*786

2*023*140

584*547

163*099

970*737

163*316

100*514

92.973

6*069*856

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

686

New Jersey

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

1896
1897
1896
1899

85.803
68.459
100*812
120*618

5*185
4*892
5*410
4*722

1900
1901
1902
1903
1904

131*914
151*680
182*625
216*727
222*369

1905
1906
1907
1908
1909

261*319
288.962
311*959
314*993
349*341

18,666
21.993
21.228
21,418
26.114

1910
1911
1912
1913
191%

380.556
407*081
438*062
461*636
496*974

23.419
26*367
29.066
29.057
27*811

1915
1916
1917
1918
1919

509*937
593,327
682*795
749,076
891,681

1920
1921
1922
1923
1924

U.S.
Government

Other
demand

Other
time

275
275
399
1*033

63.587
65*116
70.338
69*273

16756
18*176
24*665
25*590

6*514

1,003

8.331

1*002

12.269
13,941
16,660

1*385

94*382
105*758
123*708
146*483
142.603

30*015
36(589
45*484
54*918
62*092

912

167.647
182.464
193*402
195.875
211*725

74.354
83*954
96*270
96*272
110*590

710
627
868
617
643

217,377
223.757
234.819
238.138
290*410

139*050
156*310
173.309
193*824
176*110

25.413
26*681
25*774
23.919
20.807

614
572
4*774
26*175
14*456

297.001
341.363
384*476
412*226
500*472

186*909
224*711
267.771
286*756
355*946

1,046*089
1*068,968
1*146,695
1*306*676
1*434*442

21,946
16.530
19*541
21*360
23.666

4,940
7*302
2.539
8*689

577,797
551*816
577*007
635*661
679.116

441*406
493*336
547.608
640*746
726.447

1925
1926
1927
1928
1929

1*638.648
1,785.975
1,957.550
2*047,712
2*058*935

27*221
28.214
47.047
33*656
31.504

5*178
5,949
10*691
10*076

782.976
843.006
886.269
903*198
883.623

823*271
908*806
1*011*543
1*102*615
1*133*732

1930
1931
1932
1933
1934

2*042*215
1,972,909
1,536*383
1*328*847
1*386*794

37,403
45*052
30.652
28*283
25.334

7*785
11.263
9*657
23*156
31.748

862,811
791*538
589,330
495.961
512.763

1*134*216
1*125*056
908*744
781*447
818*949

1935
1936
1937
1938
1939

1,500*619
1.627,591
1*696,943
1*647*256
1*705*760

25.312
27,159
28,509
26*515
31,476

16.965
35*697
9*660
8*964
22*047

600*218
718*650
772.434
721*815
739.794

656*124
846*085
866*340
889.962
912.443

1940
19*1
1942
1943
1944

1*620*503
2*044*563
2*156*841
2*808,143
3*428*794

39,339
45*085
34*701
37,840
34*861

23*587
30*540
44*160
202.356
481.402

841,451
1.031*454
1.155.317
1*526.549
1.654,461

916*126
937*484
922.643
1.041.396
1*236*070

1945
1946
1947
1946
1949

4*267,530
4*520*285
4,266,544
4*355,525
4*353,674

44,450
41*864
41,619
40*919
39*874

742.910
395.392
31.108
65,340
55.203

1*888,961
2.181,222
2,173.011
2.217,835
2,224,713

1*591*209
1*901*807
2*022*806
2,031*431
2.033*864

1950
1951
1932
1953
1954

4*565*992
4,736.126
5*014,525
5*168*059
5*330*449

47,307
50*167
62*386
67.336
79.121

105*388
106.473
133*648
91,239
139*953

2,350*204
2*532.223
2.704*037
2*811*399
2*870.542

2*063*093
2,047*263
2*114*452
2,198*085
2*240*833

82.056

135.952

3*070*778

2*289*749

1*164
1*014
652
551

1.059
1.428

5.213

8.241

New Jersey

687

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other

Capital

liabilities

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1396
1897
1690
1899

2*120
769
1.026
884

5.104
5.198
5.016
5.414

265
1.422
1.717
1.328

18*383
18*607
19.057
19.622

14.698
15*568
16.138
17,976

126.373
130*023
143*766
165*842

147
148
151

1900
1901
1902
1903
1904

804
1719
1*222
1.737
1*596

7*307
8.481
8.080
8.513
8 .820

1.740
2*264
1.864
2.625
2*085

22.503
23.322
28.561
31*121
32.078

22*017
23*887
31*746
38.842
41.854

186,285
211,353
254*096
299*565
308*802

165
175
190
205
210

1905
1906
1907
1900
1909

1.682
1.761
2*348
1.807
2.083

9.35*
10*76;!
11.559
13.301
13.561.

2.149
2.087
2*050
2*145
1.947

32.909
34*060
36.113
37.377
38.719

44*973
48,277
50*093
50*511
54,970

352*390
385.909
414.122
420*134
460*621

216
235
265
278
293

1910
1911
1912
1919
1914

4.450
3.052
4.659
7.872
3.369

15.016
16.-51'}
17,058
17*641
17.573

2.485
2*697
4.786
3*559
2*347

40*308
41.791
43.296
44*523
44*843

58,487
62,045
65,892
68*273
68*610

501.302
533.185
573,773
603.504
633*716

307
317
328
337
340

1915
1916
1917
1918
1919

4.270
2t684
9.194
25.855
51.362

17.395
15.179
14t480
14*425
14*175

4*098
2.585
10.097
11.099
18*338

46.079
46*900
48*724
49*807
51*140

63,485
64*005
66*269
63,821
65*738

645,264
724*680
831.559
914*083
1.092*434

340
344
354
354
360

1920
1921
1922
1923
1924

42.040
35.367
20.851
34.683
24.077

14*174
15.575
16.137
16.387
20.222

9.047
8*411
7*586
10.152
12*729

57.142
61.491
66*349
79.190
86*366

68*630
75*032
86.640
94*456
105,406

1.237.322
1.264.864
1*344*258
1.541*544
1.683*242

376
391
406
432
452

1925
1926
1927
1928
1929

28.096
46*551
43.858
76.127
72.044

20.602
21.419
20*780
22*0&1
22.835

20*012
31.144
39*927
54.715
66*666

96.107
105.931
125*903
138.779
141.374

118,400
139,095
162,529
190,719
206,524

1 .921.865
2.130.115
2*350.547
2.530*103
2.568.378

482
514
541
545
540

1930
1931
1932
1933
1934

33*396
35.933
111.216
37.301
16*887

23.591
24.43
25*043
273J>7
27.623

35.300
35.144
32*539
27.507
27.159

143.363
139.448
126,63(1
114.229
141.579

214,347
196,365
162,655
136,453
115*562

2*492.212
2*404*282
1*996.474
1.671*694
1.717.604

535
520
450
373
397

1935
1936
1937
1938
1939

8.842
6.192
4.287
1*363
2.269

12*075

15.828
15*919
15.056
13.326
7.383

165.142
154,149
141.822
135*707
130*369

89,273
89,044
95,699
83,088
92*054

1.791.779
1.692.895
1.953.807
1.880.740
1.937,635

404
396
391
365
370

1940
1941
1942
1943
1944

1*538
1.013
771
864
1.681

8.482
10.547
8.595
6.817
8*292

128*481
125*326
123*213
120.712
119*193

96,702
103,563
110,222
118*493
131,828

2,055,706
2,285.012
2.399.642
3,055*029
3*689,788

361
357
355
354
355

1945
1946
1947
1948
1949

378
1*550
1.490
2.780
1.760

10.802
17.462
17*661
19.427
22*616

117.245
118*296
115*879
114*081
111*994

152.562
173.451
186,966
199,655
207,327

4,546,517
4,831*044
4,590*540
4,691,468
4,697.371

352
349
346
342
334

1950
1951
1952
1953
1954

3.235
2.100
3.400
6.090
2*143

29.585
28.939
32*830
40.804
44.008

112*568
111.196
119.086
122.864
126.839

222.522
235,735
243,955
255,876
274,644

4,933*902
5*114*096
5.413,796
5.593.693
5*778*083

329
322
315
309
308

6.128

47*933

6.059*856

303

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

145

688

New Jersey

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

51*549
50*073
52.433
58*358

492
485
530
616

13*169
12*985
14*204
16*483

37*888
36.603
37*699
41*259

1900
1901
1902
1903
1904

62.039
66.520
75.660
81.331
80.243

654
750
1*000
931
893

17.523
20*071
26.767
24.932
23*902

43*862
45.699
47.893
55,468
55,448

1920
1921
1922
1923
1924

286*287
266*472
272.590
327*858
356,873

4*543
6*313
11*415
17,398
24*917

86*361
83*699
78*446
94.104
95,678

193*363
176*460
182*729
216*356
236,278

1905
1906
1907
1908
1909

85*664
99.172
107.825
104.230
109*836

984
1*253
1*238
1*182
1*169

26*343
33*556
33*158
31*650
30*949

58.337
64.363
73,429
71.398
77.718

1925
1926
1927
1928
1929

406,793
485,241
498,350
549,794
595,641

38.505
50*809
56.979
68.598
75,442

112,779
141*057
149*399
172.451
186*920

255,509
293,375
291,972
308*745
333*279

1910
1911
1912
1913
1914

128*673
134*267
144*030
154,985
154*613

1,251
1*209
1*388
1*382
1.909

34*847
35.278
36*128
36*932
36*223

92,575
97,780
106*514
116,671
116,481

1930
1931
1932
1933
1934

562.611
499*963
397*030
289*821
268*298

84*149
87*815
84,173
68,430
67.582

180,426
151*899
107.923
87,735
81*369

298*036
260*249
204*934
133.656
119.347

1915
1916
1917
1918
1919

155.353
163.245
181.775
205.644
226.008

2.338
2.654
4.268
4*505
4,031

39*445
41*886
46*102
66*246
79,060

113.570
118.705
131.405
134.893
142,917

1935
1936
1937
1938

228*002
225,030
240,283
229,474

66.834
71*373
77,611
85.237

62*303
56,690
57,432
48*871

98.865
96.967
105.240
95*366

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

On
farm land

Other

to

On
residential
property

Other

All
other

individuals

239,248

68,655

1940
1941
1942
1943
1944

259*960
292*812
282*565
226*934
239*707

73,605
88*981
80.876
52*724
54*260

1*223
1*389
1*235
1.270
2*140

7*195
5,957
4*711
4*191
26*649

3.271
3*352
3*529
3*131
3*014

83*557
92.326
100*013
94*508
90.794

19.612
18.288
16.873
15,569
13*180

34,365
23*848

71*497
82*519
75,328
21,176
25*622

1945
1946
1947
1948
1949

259.736
322*068
414.397
493,024
510.373

59.706
85.283
129,742
149.883
131.239

2*263
2*041
1.992
1*513
2.947

34,411
27.130
17.103
13.637
6*425

2*917
3*439
3*850
4*482
4*741

88,466
106,054
137,683
170*815
199*542

15*068
21*127
27.786
33*845
34,994

30*210
50*445
87*020
111*733
125.427

26*695
26,549
9,221
9,468
9,341

1950
1951
1952
1953
1954

595.473
759.097
855*544
985*443
1*077*423

145,889
200*554
206*924
232,939
258,831

2*033
1*203
1.072
1.414
3*939

6,836
9.743
6*624
9,735
9,427

5*315
6*114
7,114
7.351
8*479

239*106
305.238
368*982
402*175
425*468

35.263
41.362
47.306
53.966
64.218

158.378
192*199
214,750
271,457
304*416

9*146
10*859
13*910
20*063
18*481

1955

1*190.727

289,892

3.288

11*694

*9.590

453.230

74.654

345,854

20.853

8.057

' Beginning June 30, 1948, figures for vjuious loan items are shown
gross (i.e., before deduction of valuation reserves); they do nol add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

65*269

the total and are not entiirely comparable with prior figures,, Total loans
continue to be shown net.

New Jersey

689

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Cash items

Total

in process

of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

15.371
15*957
16*485
19 t 469

6*743
6*903
6*689
8*068

9213
969
1*048
1*220

7*705
8.085
8.748
10.161

16.609
20.218
23.908
24.602

1.264
940

1.281
2*066

5.987
6.118
6,472
6*314

11*358
13.160
16.155
16.222

3.910
4*086
4*295
4*385

89*439
90.334
97.121
106.814

1900
1901
1902
1903
1904

22.353
26.632
27.270
29*093
31*880

9*260
10*007
9*529
10*012
10.171

1.3<>9
1*779
1*398
2*042
2*323

11*674
14*846
15.843
17.039
19*386

24.861
26.445
29,984
27.815
31*212

1*532
1.671
1*972
2*055
1*999

6,503
6,854
7,143
7.259
6.006

16.826
17.720
20.869
18.501
21*207

4*778
5*031
5*108
5*666
6.082

114.031
124.626
138*022
143.927
149.417

1905
1906
1907
1908
1909

39*383
41.807
45*767
51.513
59.286

10.874
11*522
12*860
14*654
15*016

3 0!iO
3*240

3.521
3.961
6*515

25*459
27.045
29*386
32*896
37*753

32.480
37,178
38*094
46*914
48*666

2.136
3.072
2*496
2*610
2*367

7.680
8*542
9,009
10,982
12.240

22.664
25*564
26*589
33*322
34*061

6*382
6*511
6.729
7.431
7.866

163,909
184,666
198,415
210.088
225.656

1910
1911
1912
1913
191*

63*319
69*390
75*534
77.053
78.162

16*310
17*933
18*566
19*072
18*886

8.715
8*580
9*658
10.618
9.362

38*294
43.377
47.308
47.363
49.914

46.082
49,546
49,825
51,354
60*026

3.815
2*935
2.711
2*625
3*827

12*730
14,135
13*651
15.117
15*063

29*537
32,476
33,463
33,612
41*136

8.517
8*801
10.021
10.963
11*367

246.591
262.504
279.410
294.355
304.186

1915
1916
1917
1918
1919

85.533
101*981
128*064
150*963
199*617

18*707
16*270
23*209
50*669
90*034

11.166
11.203
12.352
13.564
12*876

55*660
74.508
92.503
86.730
96.707

52*681
65*049
67*784
66*584
78,118

2*495
3*638
3.122
7.350
11.097

14,422
13.948
17.233
10.616
12.609

35*964
47*463
47*429
48*618
54*412

11.990
12.295
12.833
13.061
21*345

305.757
342.570
390.456
436*252
525*088

1920
1921
1922
1923
1924

186*716
201*398
229.371
261.067
273.155

72*040
71.972
70.373
85.956
73*636

14.801
19.862
23.296
25(473
37.429

99.875
109*564
135.702
149.638
162*090

86,095
67,696
71,923
76,495
90*161

16.213
12.423
13.743
13.885
16.949

15.293
13.450
11,396
10*539
13.718

54*589
41*825
46*782
52*071
59*494

15*426
18*151
20.002
23*960
24*578

574.524
553*719
593*686
689*380
744.767

1925
1926
1927
1928
1929

305.597
305.851
302.859
322*837
309*780

75.542
72.781
67.790
67.505
69*955

37*625
37.051
34.911
39.579
42*574

192*430
196*019
200*158
215*753
197.251

100.652
104.734
104.023
96*543
99,532

20.614
20.331
20.117
18.230
20.420

15.716
16.434
16*165
12*184
11.954

64*322
67.469
67*741
68*129
67.158

28*475
32.944
36(884
42.246
46*988

841,517
928,770
942,116
1.013.420
1.051.941

1930
1931
1932
1933
1934

317*638
335*935
313*116
272*783
300*426

63*572
78*106
95*803
100*859
125*196

43*117
45*489
42.725
39(729
37*963

210.949
212*340
174*568
132*195
137*265

110,466
122,984
89*287
89*945
119.964

18.884
18*283
14.770
16.076
14.519

15.288
18,553
16*666
11*969
12*321

76.294
86.146
57.849
61.876
93*124

50.023
54(413
55*720
44.906
46.832

1.040*738
1*013*295
855,153
697*455
737*520

1935
1936
1937
1938
1939

353.662
386*233
402*454
377.698
392*811

188*353
206*290
218.943
212.890
245.003

44(842
46,!>03
47.390
44.3L57
50(i>23

120*467
133*440
136*121
120*651
97*285

157.458
169*380
183*973
193*696
229*516

17*225
19*878
19.983
18.085
17.392

13.170
16.761
16,364
16*891
14.575

127.063
132.741
147.626
158.722
197.549

48(756
48.995
49.178
47.575
45*944

787*878
629*638
875.888
846*445
907.519

1940
1941
1942
1943
1944

379.841
430.013
533.302
887.179
1*181*854

243.114
293.711
402*189
768.391
1*063*412

56*322
62*033
61*!i95
59!>85
59.080

80.505
74*269
69.518
59.203
56.562

291,835
331*026
304*193
330,150
345,137

21.440
25.007
23.991
30.015
32.650

15,879
23.233
26,845
28,161
25,569

254.516
282.788
253*357
271,974
286*398

42*515
40*207
36.706
34,429
31*516

974.151
1*094.060
1*156*766
1*478.692
1.798*214

1945
1946
1947
1948
1949

1*549.571
1.633.451
1*433*016
1.387.975
1.413*930

1*420*669
1*464*663
1,243*814
1*163*875
1*180*655

72.738
78.913
107*520
133*003
145.210

56.164
89.875
81.682
91*097
87,865

410.197
407,611
404,459
415*532
424*928

29.624
34*225
42*156
43*048
48*123

27(955
28.016
38,927
42,121
41,211

352*618
345*370
323.376
330*363
335*594

28*132
26.995
26*841
27.181
29*398

2*247*636
2*390,125
2,278,713
2.323*712
2*376*629

1950
1951
1952
1953
1954

1.468*612
1.374.701
1.457.471
1*459.516
1*461*617

1.209.917
1.085.660
1.144*055
1*125*905
1.091.599

170*581
195*540
225*002
246*878
291.880

88.114
93,501
88,414
86,733
78,138

393*427
452.640
509.245
524*140
554*728

56*378
66.961
75.369
76*456
79*246

33,434
37,617
53,734
60*309
62.854

303*615
348*062
360*142
387*373
412*628

31*409
33*658
36.975
40*392
45*221

2.4*8,921
2.620.096
2.859.235
3*009*491
3*138*969

1955

1.506*321

1.114.789

309.804

81,728

546*776

89*959

60.565

396*252

48*147

3*291*971

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

690

New Jersey

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1896
1897
1898
1899

57.410
57,870
64*188
73*026

4*849
4*583
5.007
4.459

1900
1901
1902
1903
1904

76*292
84*203
94*130
97.216
100*384

6*023
7,532
8*968
9.717
9*738

1905
1906
1907
1908
1909

112*611
130*123
140*251
149*439
162*693

10.697
12*248
13*916
14*708
18*497

1910
1911
1912
1913
1914

176.397
191*067
204.174
215*477
228*907

1915
1916
1917
1918
1919

U.S.
Government
275
275
399

Other
demand

Other
time

49*873
50*446
55*849
64*449

2*413
2*566
2*933
3*085

65.792
70.992
78*524
79*897
82*615

3*474
4*677
5*474
6*217
7.017

652
551
1.059
1*428
912

92*578
107*102
110*016
114*764
117*055

6.684
10*222
15*260
18*539
26,229

15*865
17.687
18.947
19*438
19*009

710
627
886
617
643

116*524
122,936
127*116
132*069
166*450

43*298
49.817
57,223
63,353
40*605

230*298
269*985
306*209
344*636
408*095

15*906
16*545
15*683
13.723
13.514

614
572
2.266
18.565
7.760

170*047
195.145
213*845
227*607
276*546

43,731
57.723
76,413
84,743
108*275

1920
1921
1922
1923
1924

467*997
449,496
492*309
573.447
626.138

14,502
9.958
10*849
10.999
11.729

3*825
3*307
1*447
4.816
3*204

310*660
270*200
276*610
306*653
314*968

139*010
166*031
203*203
250*979
296.237

1925
1926
1927
1928
1929

709*018
777.734
781.750
829*910
856*120

14*323
13.554
13.545
11.556
9.466

3*245
3*552
3*896
3.777
7,016

348*495
376*819
352*721
358*634
364*439

342*955
383.809
411*586
455,943
477,179

1930
1931
1932
1933
1934

856.603
836*185
660*077
564*546
612.297

10*673
15*292
9*614
8*246
8*221

4*683
5*923
4*4*4
13*150
16,238

350.197
320.701
238*344
206*189
227,384

490.850
496.269
407.675
336*963
360.454

1935
1936
1937
1938
1939

672*9*3
726*290
769.078
743,889
600*956

9*033
10*003
10*881
10*565
13*649

9*593
17.001
4,465
4,732
12*887

272*071
312*069
349.207
319*576
352*196

382,266
387*197
404*525
409.016
422.226

1940
1941
1942
1943
1944

864,319
979,756
1*039*804
1,359*384
1,671*703

17*663
19.926
16*932
17*264
16,496

13.795
19.036
25*995
102*275
248,894

399.135
497,010
559.906
743.014
602*204

433,526
443,780
436,969
496,831
604,109

1945
1946
1947
1948
1949

2*109*655
2.238*819
2.119*070
2*155,938
2.203*740

19*782
22*504
22*772
22,490
21*996

367,057
168*273
18,171
35*485
33,560

949.550
1.094*130
1*090*324
1*104*268
1*133*843

773.266
933.912
987.803
993*695
1*014,341

1950
1951
1952
1953
1954

2*303*409
2*430*493
2.652.210
2.785.568
2.901*551

26,350
31*374
36,723
42*291
47.217

59*253
56,609
71.776
49*973
79.911

1*186*483
1*306*130
1*430*015
1*515*625
1*558*984

1.031.323
1*036*360
1,113*696
1,177*679
1*215*439

50*123

79.743

1955

1.033
.003
.002
.164
385
.014

New Jersey

691

Table 2National Banks

nOt3AJ.l J,

a.*ft.fU)UjA llM^lJ,

^VIIJLF

11 UIUU1J41,

J.O7\^.I. 7*Jt?~~VJUIlUllUCU

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank

1896
1897
1896
1899

689
504
733
409

5*104
5*198

1900
1901
1902
1903
1904

545
890
484
1*086
1*308

7*307
8*481
8*080

1905
1906
1907
1908
1909

.416
192
.475
240
428

1910
1911
1912
1913
1914

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of

9
10
12
50

14*445
14*445
14*445
14.545

11*762
12.307
12.727
13,370

89,439
90,334
97,121
106,614

102

8.820

183
199
253
255
261

14.988
15.359
17.146
17,402
17*907

14*716
15.496
17,929
19,455
20.737

114,031
124,628
136.022
143,927
149.417

114
122
124
129
133

9.358
10.762
11*559
13*301
13*561

315
305
324
390
489

16*210
18,603
19*648
19*887
20*502

21.999
23.683
25,158
25,831
26.963

163*909
184*668
198.415
210*088
225.656

137
144
168
173
182

2i729
2*207
3*553
4*501
2*358

15*016
16*519
17*058
17.641
17*573

260
198
262
269
123

21.534
21*987
22.077
22.292
22.302

26.655
30.526
32,286
34,175
32.925

246*591
262.504
279*410
294*355
304.166

193
196
197
200
202

1915
1916
1917
1918
1919

2*533
1*846
5*698
15*238
32*754

17.395
15.179
14*480
14,42*
14.17S

11
313
5.826
7,377
14.083

22.127
22.220
22.342
22*567
22.815

33,393
33,027
33,901
32,007
33*166

305*757
342*570
390.456
436*252
525.086

201
202
203
202
203

1920
1921
1922
1923
1924

26*268
23*371
13*252
19*623
11*361

14,174
15.57!i
16*137
16*38?
20*222

4.483

1*971

25*919
26.651
29*449
34*240
37.132

35*683
36,938
41*165
43,779
47,943

574*524
553.719
593.886
669.380
744*767

212
220
226
236
246

1925
1926
1927
1928
1929

13*684
20*987
23*161
30*318
27*553

20.60;!
21.419
20,780
22*051
22*635

3*239
3*715
4*856
5.598
6*569

40*973
44,431
47,037
51,620
55,501

54,001
60*484
64*532
73*923
81*363

841.517
928*770
942*116
1.013.420
1*051*941

265
283
291
299
299

1930
1931
1932
1933
1934

15*515
13*721
54*897
12*303

23*591
24.483
25*043
27.357
27*623

5,198
4,956
4,952
2*664
3,035

56.610
56.520
51.490
44,762
53.294

83*221
75,430
58,694
45,601
39,278

1.040*736
1*013*295
855.153
697*455
737*520

297
294
268
214
234

1935
1936
1937
1938
1939

315
295
991
472
115

12.075

2*483

69*441
65*647
63.439
61*326
59*180

30.648
33*550
38,593
39,936
44*783

787*878
829*636
675*888
848*445
907.519

237
234
232
229
226

1940
1941
1942
1943
1944

10
90
100
725

2*684
3*301
2.972
2*420
2*998

58.837
57.622
56*724
54.996
54.256

48.311
53.371
57,176
61,792
68,532

974.151
1.094.060
1.156.766
1.478.692
1.798.214

225
225
223
222
222

4*347
6*654
7,099

78.784
88.352
94.707
100*154
106*103

2.247*636
2*390.125
2.278.713
2.323.712
2.378*629

220
217
216
214
210

2*488.921
2*620.096
2*859*235
3.009*491
3*138.989

207
203
201
197
197

1.993

5.016
5*414

8.513

1.686
1.574
1*904

2,436
3,856
3*787

2,818

1945
1946
1947
1948
1949

100
100
1*340
2*130

1*105

10.218

54.750
56*200
56*497
57.473
57.463

1950
1951
1952
1953
1954

3*000
800
1*450
4*465
1*793

11*900
12,577
14.557
18.970
21*834

57*686
57*474
62.377
64*603
67*824

112.926
118.752
126*641
135.885
145,967

1955

2*402

71*208

156.316

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

6.017

103
103
105

194

692

New Jersey

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total

Real
estate

All
other

Collateral

Year

Total

9.138
9*113

7,306
7.450

34.577

6.887
7.590
8*982
10*053

10*200
16*188

8,054
8.336

1900
1901
1902
1903
1904

42.726
51*346
68.423
78.754
78.516

11*654
12*419
14*085
17.033
19*628

21.676
27.745
41*380
44*745
40*812

9,396
11*182
12*958
16*976
18,076

1920
1921
1922
1923
1924

340,102
357.542
364*618

1905
1906
1907
1908
1909

90.791
104.606
115.015
102.242
109*289

24*363
28.954
30.959
31*737
36.049

46.163
50*618
54*436
41*640
39*843

20,265
25,034
29,620
28,865
33,397

1910
1911
1912
1913
1914

132.124
133*672
147.687
160.964
163*130

40.966
43.093
47*651
50.354
50.855

49.209
46*463
49*289
52.232
49*178

1915
1916
1917
1918
1919

163.772
179.408
206.733
211*884
247.122

52*648
55,801
59.593
56,411
53*706

47,579
53*590
62*769
67.410
99.515

1896
1897
1898
1899

23.331
24,153
27,236

Real
estate

60*019
64,026

Collateral

All
other

447.699
513*704

81*414
109.017
133*013

138,489
134,498
108*612
119*802
130*494

141,594
159*016
174*392
216*680
250,197

1925
1926
1927
1928
1929

611*961
705*608
825,780
905*308
893,841

162,181
193*615
211*288
225*658
219*943

162*154
175,740
226*632
270*404
273.430

287*626
336,453
387,860
409*246
400*468

41,949
44*116
50,747
58.378
63*097

1930
1931
1932
1933
1934

829*794
714,640
590*498
459*258
435*587

211*903
216.817
194,567
172,627
170,302

229.970
188.143
137.597
110.063
97,565

387*921
309,680
256*334
176*568
167.720

63.545
70*017
84,371
86*063
93.901

1935
1936
1937
1938

395*196
373,628
371,447
330,080

165,640
149,456
155.632
150*932

78,405
70,225
64.265
55.607

151,151
153*947
151*530
123*541

Loans'
Year

Comm ere ia I ,
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

others

Real estate

farm land

On
residential
property

Other
Other

to
individuals

All
other

36,153

86*673

1940
1941
1942
1943
1944

304,366
339,590
336.263
293,611
316,751

67,649
70.437
70.719
57,390
78,219

3*869
3,561
2,691
2,396
5*640

10.121
10.126
11,207
9,216
19,375

]L . 2 5 3
] .370
]L . 2 7 8
,279
.111

96*150
118*868
135*180
139.097
136.777

35,363
34.823
33.870
31,299
28*420

41,617
37,571

89,961
100*385
61,118
11*317
9,638

1945
1946
1947
1948
1949

337,776
377.024
476,062
558*386
567,467

65,679
83*565
123.081
151*694
135.340

3*566
9.134
3.425
3.032
5,531

58.668
37.754
18*576
14*135
10,002

998
.035
,176
,455
.759

130.630
149.561
193,433
222,242
226,509

29*863
32*674
41*509
45*166
45,095

40*683
55*288
84*638
117*905
137,305

7*689
8,013
10*224
9,597
14,621

1950
1951
1952
1953
1954

656,101
772,625
811,159
903,558
944*119

141.738
200.656
209,561
217,935
233,173

2,608
4,213
4,852
6,031
10,254

10*468
9*330
7,901
7,360
7,690

.921
.989
*988
;',089
; , 1 3 7

280,313
329,361
337,336
364*797
363,346

46,934
52*482
55*902
60*881
68*549

174,271
178,103
198,350
246,420
245.558

8,071
6,763
9*680
14*990
12,351

1955

1*034*633

245.769

6.973

10*247

;> 2 2 5

423,314

79,759

273*322

15,328

11,171

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Jersey

693

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

1896
1897
1696
1899

7.017
7*855
10.734
13.912

1,250

1900
1901
1902
1903
1904

16*122
20*665
28*061
50.966
53.476

1905
1906
1907
1908
1909

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assete

833

2*454
2.775
2*974
294B

3*673
4.137
6*510
10.131

4,627
5*518
6*345
7.866

132
69
160
232

1*117
1*285
1*383
1*608

3*378
4*164
4,602
6*028

1.959
2*163
2.330
2,671

36*934
39*689
46*645
59.028

506
416
196
362
142

3*133
3*348
3*857
4*661
7,846

12.483
16.899
24.008
45.745
45.486

9*761
10*268
14*498
19.741
20*566

328
332
553
615
593

1,715
2,133
2,363
2,824
2,933

7,718
7,803
11,582
16,302
17.040

3*645
4*446
5,094
6,155
6*627

72,254
86*725
116*076
155*636
159,365

64,761
63*354
66,091
64,179
75,707

155
231
293
284
261

8*180
6*918
8*451
9,473
10*089

56.426
56*205
57.347
54.422
65.337

25.321
24,843
25,837
34,106
40*316

372
506
567
511
305

3,227
,215
,773
067
*345

21.722
21.122
21.497
28,528
34*666

7*608
8*438
8*764
9*519
9*651

186*461
201.241
215.707
210*046
234.965

1910
1911
1912
1913
1914

79,211
87.013
94,130
95,000
104,027

177
4
51
68
45

12*094
12,827
14*153
14,985
15,500

66.940
74.182
79.926
79.947
88.482

33,183
36,606
41,300
40*629
47.853

799
674
460
759
975

857
068
266
7,277
7,829

26,527
32*064
34,554
32,593
39,049

10*193
11*190
11*246
12*556
14*518

254.711
270.681
294,363
309*149
329*526

1915
1916
1917
1918
1919

107,678
131*716
162,144
192,964
239,821

16
19

16,369
19,722
23,132
22*907
23,298

91.293
111.975
131.649
129.513
133.813

52,025
56,018
55.590
54*495
61.455

703

7,363
40*544
82,710

1,509
1,005
1*916
3*669

8,617
9,180
12*067
8*646
11,265

42,705
45*329
42*518
43*929
46*501

16*032
14*968
16,636
16,486
16*946

339.507
382.110
441*103
477,831
567.346

1920
1921
1922
1923
1924

225,306
254,363
261,966
295,408
292,566

54,939
63,052
66,814
84,331
64,414

25,296
26(394
35*277
32,661
39,7-12

145.071
162.917
179.875
176.416
168.420

74,862
74,026
76,549
78,550
97,025

6*006
7*371
7*830
9*365
11*965

14,252
14,252
13,517
13,131
16,401

54*604
52*403
55*202
56*034
68*659

22*528
25*214
27.239
30.507
35,160

662.798
711*145
750.372
852.164
938.475

1925
1926
1927
1928
1929

322,491
333,318
372,696
403,748
366,287

59,713
56*944
61,213
62,989
57,400

43,688
53(761
60(606
68,141
64,391

219.090
.122.613
250.797
272.618
244*496

105,279
115,475
142,420
122,967
132*020

13*074
14,320
19*306
15,835
27,254

18,959
20,850
22,662
17,021
16,695

73*246
80*305
100*452
90*111
88*071

40*617
46.744
67*535
84*660
124*289

1*080*348
1*201*345
1*408*431
1*516*663
1.516.437

1930
1931
1932
1933
1934

401,547
414,415
344,129
322,391
330,049

61,432
76,946
67,705
79,198
100,745

65,206
57,974
53,639
56,877
60,412

274*907
279*495
222*785
186.316
168.892

136*319
166*760
111*774
101*542
134*967

23,067
19,023
19,848
17*338
18*815

20*090
26*152
18*948
13.794
14.106

93*162
121*585
72.978
70*410
102*0*4

63,614
95,172
94,920
91,046
79,481

1.451*474
1.390.987
1*141*321
974*239
980*084

1935
1936
1937
1938
1939

368,470
402,296
420,863
392,421
419,428

152,494
195,553
214,114
207,727
250*859

60,699
51,669
45,716
50,565
58*525

155,277
155*074
161*033
134*129
110.044

154.826
186.443
187.676
212*642
239.940

18*040
18*255
19*925
17*163
18*398

15*805
20*348
22*296
22*812
20*203

120*981
147*640
145,457
172*667
201.339

65,409
100,690
97,931
97*152
77.548

1*003*901
1*063*257
1.077.919
1*032*295
1*030*316

1940
1941
1942
1943
1944

393,162
444,991
578,496
939*997
1,223.054

240*025
293*608
431*864
805*087
1*097,357

63*948
67*429
61*551
55*842
54,548

89.189
83.954
85*081
79*068
71.149

313.565
342.819
271.719
292*342
307,878

22*853
25*541
21*263
26*505
47*196

19,859
29,015
31,398
35,634
31,282

270*873
288*263
219*058
230*203
229.400

70*442
63*552
56*398
50.387
43.691

1*081*555
1*190.952
1*242,876
1.576,337
1,891,574

1945
1946
1947
1948
1949

1,562,567
1,673*181
1,439,028
1,403,530
1,356,113

1,432,704
1*493*379
1*238*662
1*185,489
1,155*637

56,293
69,665
93*001
113*535
109*065

73.590
110*137
107*165
104*506
91,411

361*419
354*286
360,663
369*018
357*107

40.152
49.008
52.850
53*623
45*164

32,307
30.773
42*013
46*296
41*616

288.960
274,505
266*000
269*099
270*327

39*099
36.428
35.874
36.622
38.055

2.300*881
2*440.919
2.311.627
2*367.756
2*318*742

1950
1951
1952
1953
1954

1,414,745
1,300,462
1,287,501
1,232*977
1.244,932

1*186,777
1,046,757
1*001,714
930*042
922*665

152,063
180,860
212,034
230*912
253,067

75*905
70*645
73.753
72*023
69*200

333,745
361,242
415,282
407,246
406,936

61*644
68*691
72.787
70*822
67*281

31,223
33*749
50,291
50,310
51*860

240*878
278*602
292*204
286*114
287,795

40.390
39.671
40.619
40*421
43*107

2*444*981
2*494*000
2*554*561
2*584*202
2*639*094

1955

1.264,465

908*351

274,743

81*371

423,961

73*357

47*949

302.655

44*826

2.767*885

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

890
943

694

New Jersey

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figur 9 as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1696

Interbank

U.S.
Government

Other
demand
13,714

Other
time
14*343
16.610

1897
1698
1699

28.393
30*589
36*624
47*592

336
309
403
263

14,670
14*489
24,824

21.732
22*505

1900
1901
1902
1903
1S04

55*622
67*477
88*495
119*511
121.985

491
799
3,301
4,224
6*922

28*590
34,766
45*184
66,586
59*988

26*541
31.912
40*010
48*701
55*075

1905
1906
1907
1908
1909

148*708
158.839
171,708
165*554
186*648

7,969
9,745
7,312
6.710
7.617

75*069
75,362
83*386
81.111
94*670

65*670
73*732
81*010
77.733
84,361

1910
1911
1912
1913
1914

202*159
216*014
233,906
246*159
268*067

7.554
8*700
10,119
9,619
8.802

98*853
100,621
107,703
106*069
121*960

95.752
106,493
116.086
130.471
137.305

1915
1916
1917
1918
1919

279.639
323.342
374*586
404*436
463*586

9.507
10.136
10.091
10.196
7,293

2.506
7.610
6.696

126.954
146*218
170,631
184,619
221*926

143,178
166*988
191.358
202.013
247.671

1920
1921
1922
1923
1924

578,092
619*492
654,386
733,229
808,304

7,444
6,572
8,692
10,381
11,937

1.115
3*995
1,092
3,873
2.009

267,137
281,618
300*197
329,208
364,146

302,396
327,307
344.405
389.767
430.210

1925
1926
1927
1928
1929

929,630
1,008*241
1.175.800
1,217,802
1,200,815

12*896
14.660
33,502
22,102
22,018

1,933
2*397
6*795
4,464
3*060

434,483
466,187
535*548
544,564
519,184

480*316
524,997
599*955
646*672
656.553

1930
1931
1932
1933
1934

1,185*612
1*134*724
878*306
764.299
776.497

26,530
29,760
21,038
20,037
17.113

3*102
5.340
5.213
10*006
15,510

512.614
470.837
350,986
289.772
285.379

643*366
628.787
501*069
444*484
458.495

1935
1936
1937
1938
1939

827,656
901.301
927,865
903,367
904*602

16,279
17,156
17.628
15.950
17,827

7,372
18,696
5,195
4*232
9*160

328.147
406.561
423.227
402,239
387,598

475.658
458.888
461.615
480*946
490*217

1940
1941
1942
1943
1944

956,184
1,064,807
1,117*037
1*448*759
1,757*091

21.476
25,157
17.769
20.576
18.365

9*792
11*502
18*185
100.083
232*508

442,316
534,444
595,409
783*535
852,257

482*600
493.704
485*674
544*565
653*961

1945
1946
1947
1948
1949

2,157,875
2.281,466
2*149,474
2*199*587
2,149*934

24*668
19.360
18*847
18.429
17,878

375*853
207.119
12,937
29*855
21*643

939*411
1*087*092
1*082*687
,113*567
,090,870

817*943
967.895
035*003
,037.736
019.543

1950
1951
1952
1953
1954

2*262,583
2*305,633
2,362,315
2,382*491
2*428*898

20*957
18.793
25*665
25.045
31.904

46,135
49*864
61*872
41*266
60,042

,163,721
,226,093
.274,022
,295.774
1.311*558

*031,770
.010.883
.000*756
,020.406
1*025*394

1955

2,540,219

1.403.512

1,046*565

New Jersey

695

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat of*1
ba k
nofLCS

Other
liabilities

Capital

1696
1897
1698
1899

1*431

256

293
475

1*412
1.705
1*278

3*936
4.162
4.612
5*077

1900
1901
1902
1903
1904

259
829
738
651
268

1*557
2*065
1*611
2*370
1*824

7.515
7*963
11.415
13.719
14.171

1905
1906
1907
1908
1909

266
569
873
567
655

1*834
1*782
1*726
1*755
1*458

1910
1911
1912
1913
1914

1*721

265

645

1*106
3*371
1*011

Surplus and
other
capital
accounts
2*916
3.261
3.411

Total
liabilities
and capital
accounts

Number
of
banks

4.606

36*934
39*689
46*645
59*028

43
44
45
46

7.301
8*391
13*617
19*387
21.117

72.254
86*725
116.076
155.636
159*365

53
66
76
77

14*699
15*457
16*465
17*490
18*217

22*974
24.594
24.935
24*680
27.987

168*481
201.241
215*707
210*046
234.965

79
91
97
105
111

2*225
2*499
4*524
3*290
2*224

18.774
19*804
21*219
22*231
22*541

29*632
31.519
33.606
34.098
35.685

254*711
270*661
294*363
309*149
329.528

114
121
131
137
136

23*952
24*680
26*382
27*240
.28*325

30*092
30.978
32*368
31*814
32*572

339.507
382.110
441*103
477.831
567.346

139
142
151
152
157

51

1915
1916
1917
1918
1919

3*496
10*617
18*608

4,087
2*272
4*271
3*722
4.255

1920
1921
1922
1923
1924

15*772
11*996
7*599
15*060
12*716

4*564
6*723
6*012
8*246
10*758

31*223
34*840
36*900
44*950
49*234

33.147
36*094
45.475
50*677
57.463

662*798
711.145
750.372
852*164
938.475

164
171
180
194
2.06

1925
1926
1927
1926
1929

14*412
25*564
20*697
45*809
44*491

16.773
27*429
35*071
49.117
60*097

55*134
61*500
78.666
87*159
85.873

64,399
78*611
97.997
116.796
125.161

1.080*346
.201*345
.408.431
.516*683
516,437

217
231
250
246
241

1930
1931
1932
1933
1934

17*861
22*212
56*319
24*998
14*694

30*102
30,188
27*587
24.823
24*124

86*753
82*928
75*148
69*467
88*285

131*126
120*935
103*961
90*652
76.264

451*474
390*987
1*141.321
974.239
960*064

238
226
182
159
163

1935
1936
1937
1936
1939

8*527
5*697
3*296

13*392
12*063
11*269
10*506
4*900

95*701
86*502
76*383
74*379
71*189

58*625
55*494
57,106
43*150
47*271

1.003*901
1*063*257
1.077.919
1.032*295
1.030*316

167
162
159
156
144

1940
1941
1942
1943
1944

1*538
1*003

5*796
7*246
5*623
4*397
5*294

69*644
67*704
66.489
65.716
64*937

46,391
50.192
53*046
56*701
63.296

1.061.555
1.190*952
1*242*876
1.576.337
1.891*574

136
132
132
132
133

6.455
10.608
10*562
11*410
12.398

62*495
62*096
59*382
56*608
54*531

73.776
85.099
92.259
99,501
101,224

2*300*861
2*440*919
2*311*827
2*367*756
2*318.742

132
132
130
128
124

54.862
53.722
56 709
58*261
59.015

109*596
116*963
115*314
119*991
128,657

2.444*981
2*494.000
2*554*561
2*584.202
2.639.094

122
119
114
112
111

61.207

138.529

2.767,885

1945
1946
1947
1946
1949

1*737
838

891

2*154

681
764
956
278

1*450
150
650
655

1950
1951
1952
1953
1954

1*300
1*950
1*625
350

17*685
16.362
18.273
21*834
22.174

1955

3.726

24,204

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

235

696

New Jersey

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1906-1940


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Year
Total

53.

<*>

1906
1907
1906
1909

237
336
5*0
610

60
112
239
290

81

177
226
301
239

1910
1911
1912
1913
1914

764
606
675
727
120

265
294
295
250
78

47
8
7
4

499
465
372
470
38

1915
1916
1917
1918
1919

51
120
117
124
241

16
BO
74
81
145

Commercial,
industrial,
and
agricultural

Year
Total

1939
1940

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

'

31
40
43
43
96

Total

To
others

SSL

<Z

1920
1921
1922
1923
1924

451
466
487
857
757

210
187
163
323
581

44
89
127
116

241
235
235
407
60

1925
1926
1927
1926
1929

658
879
If 007
827
778

494
587
562
212
266

135
183
158
280
131

29
109
287
335
361

1930
1931
1932
1933
1934

855
796
657
570
7

198
194
200
201
5

170
152
97
92

487
450
360
277

1935
1936
1937
1938

11
15
15
15

9
12
15
15

For purchasing or
carrying securities
To brokers
and
dealers

_ .

Real estate
On
farm land

On
residential
property

2
2
3

Other
loans
to
individuals

Other

15

15

15

15

All
other

New Jersey

697

Table 3a Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1906-1940Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investinents
Year

U. S.
Government
obligations

Total

Cash assets

0b H at 0nS
f ft ;

rt'l
and
, (^.1.K&

Oth
ur tiieS

1906
1907
1908
1909

72
105
71
318

1910
1911
1912
1913
1914

554
924
75
134
363

1915
1916
1917
1918
1919

369
169
263
262
482

1920
1921
1922
1923
1924

655
935
1*209
1*759
1*812

128
250
259
179

1925
1926
1927
1928
1929

1*127
970
1*450
882
860

1930
1931
1932
1933
1934

1*085
820
609
531
21

1935
1936
1937
1938
1939

18
14
11
13
12

18
14
11
13
12 .

1940

12

12

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Cash items
i" process
f collection

Total

~
coin

Other
assets

SEE*
~>g

Total
assets

72
105
71
318

1*901
468
303
219

23
26
14
13

33
49
29
24

1.845
393
260
182

715
619
905
771

2*925
1*530
1*819
1.918

554
816
75
134
363

348
352
290
350
368

13
13
8
17
1

33
58
39
82
96

302
281
243
251
271

697

1*059
1*020
1*102
1*470

2.363
3.141
2*060
2.313
2*321

126
155
263
196
482

511
206
279
378
559

33
7

46
43
58
43
91

432
156
221
329
468

1*462

89
177
376
459

655
718
782
1*124
1*174

461
574
692
788
1*090

30
61
32
9

112
103
94
135
104

349
441
537
621
977

1*210
1*110
1*019

112
106
694
51
50

15
52
113
202
135

1*000
812
643
629
675

1*224
1*183
1*351
620
840

28
21
26
29
25

98
76
67
46
45

1*098
1*066
1*258
545
770

1*188
1*150
1*035

36
44
10
15

165
125
120
85

884
651
479
431
21

701
786
491
423
6

27
32
11
17

49
32
30
33
3

625
722
450
373
3

671
628
549
509
104

3*312
3*030
2.306
2*033

11
10
5
2
4

3
7
3

8
3
2

102
103
37
37
36

142
142
68
67
67

36

67

108

14

243

66

973
926
914
837

993

1*098

585
630

2.393
1*468
1*585
1.678
2*119
2.777
3*085
3.407
4.397
4.757
4.197
4*182
4*843
2*914
3*108

138

698

New Jersey

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1906-1940Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

. torKan.
Interbank

Total
1906
1907
1908
1909

1910
19U
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923

1924
1925
1926
1927
1928

1929
1930

1931
1932
1933
1934
1935
1936
1937
1938
1939

U. S.
Government

Other
time

Other
demand

2*294
981
970
989

1,838
264
199
95

313
484
525
303

143
233
246
591

1*486
1,782
1,206
1,402
695

137
147
56
48

804
330
812
289
636

545
1.305
338
1065
59

614
582
696
835
1,206

4
4
7
U

464
418
473
535
727

150
160
219
293
465

1,323
1,765
1,986
2,931
2*942

19
32
40
37
67

747
928
970
1,274
1,632

557
60S
978
1*620
If243

2.366
2*483
2.989
2,160
2,337

87
135
188
66

949
1,110
1.792
887
256

1.330
1,238
1*009
1*207
2.081

2,471
2*381
1,797
1,557
9

56
32
8
4

227
196
85
93
7

2*186
2*153
1*704
1*460
2

10
10

3
6
7
6
6

13
16
7
6
6

New Jersey

699

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1906-194O--Contimied


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

nm^r
^[^

c31)1,
t
0
131

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

.
***
*

XT
Nu

1906
1907
1906
1909

36
18
41
171

138
97
139
24

457
434
669
734

2.925
1*530
1*819
1*918

7
7
11
10

1910
1911
1912
1913
1914

16
129
3
6
8

243
120
79
99
280

618
1*110
772
806
1*338

2*363
3*141
2060
2*313
2*321

11
14
12
11
10

1915
1916
1917
1918
1919

22
9

261
84
86
173
84

1*496
793
803
665
629

2*393
1468
1*565
1*678
2*119

12
11
11
10
12

1920
1921
1922
1923
1924

1
8
24
28

467
346
228
217
543

987
973
1*183
1*225
1*244

2.777
3*085
3.407
4*397
4*757

14
15
17
16
16

1925
1926
1927
1928
1929

46
42
137
12
11

572
519
483
85
83

1.213
1*136
1*234
657
677

4*197
4*182
4*843
2*914
3.106

13
10
9
5
6

1930
1931
1932
1933
1934

10
12
11
12
10

120
56
51
22
2

711
581
447
442
117

3*312
3030
2*306
2*033
138

6
5
4
4
2

1935
1936
1937
1938
1939

8
3

4
5

117
118
61
61
61

142
142
66
67
67

2
2
1
1
1

61

67

1940

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

700

New Jersey

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

1896

Real
estate

Loans

AH
other

Collateral

1897
1898
1699

16*869
18*285
19*130
20*293

16.393
17.761
18.814
19.750

1900
1901
1902
1903
1904

21*565
22i307
23*746
23*490
24*405

20*890
21.729
22.564
22.749
23.574

1905
1906
1907
1908
1909

25.778
28*169
31*597
31.790
37*038

25,287
27,250
30.419
31.284
36.666

1*176

1910
1911
1912
1913
1914

43,163
47*289
52*114
57.495
60.237

42*688
46.698
51*578
56*443
59.174

475
447
533
948

144
3
104

1.050

13

1915
1916
1917
1918
1919

61*608
58.943
61*563
67.814
67*762

60.835
58.542
61.167
67.360
67.385

462
401
396
454
377

291

Commercial,

Year
Total

1940
1941
1942
1943
1944

124,906
121,520
117,399
109,217
101,670

1945
1946
1947
1948
1949

94,405
94,329
104,685
119,915
134*746

1950
1951
1952
1953
1954

180.537
229,945
279,839
328.588
410*859

1955

491*886

and
agricultural

Total

Real
estate

476

c...
< olle

"

524
316
543
675
576

1*182
741
831
491
919
506
372

1920
1921
1922
1923
1924

79,912
73*027
81,795
88*775
99,500

79,267
72,283
77,980
88,238
98,693

645

1925
1926
1927
1928
1929

111*500
124*550
140*665
152.287
164,746

110*795
123,550
139,667
150*914
162,302

1930
1931
1932
1933
1934

174,237
181,682
182*900
175,856
163,363

171*918
179,451
181,496
174*622
162*303

1935
1936
1937
1938

151*798
143*917
139*057
133,847

150,976
143,359
138,515
133*399

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

T-.
others

On
residential
property

On

farmland

622

122

546
537

3*269

688

119

677
1,000
1,018
1,373

28

1,139

1*307

1,156

1,163

1*226

1,005

1,066
834
690

338
400
390

485
370
332
256

337
188
210
192

Other
Other

to
individuals

All
other

150

102,020

138
121
117
109
102

109.959
106.990
99,125
91,123
93,445

14*507
14,055
18,065
17,767
8,024

201
91

239
252
92
17
6

94
94
62
63
45

77,345
77,166
95,572
105*706
119*801

16*864
16*845
6*719
16*988
18,564

76
205
251
410
577

6
17
22
80
51

30
27
52
317
252

163.700
212*603
254.564
298*213
374,553

21,465
23,001
25,553
30.300
36*746

832
980

32

10
17
21
23

1,091
1,339
1*430

1
2
64

31

362

455*345

36.423

1.866

91

63
102

59

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Year

302

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Jersey

701

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

18t469
20.822
21*600
25*831

992
.093
460
280

8*015
9*043
10*007
12*754

5*462
5*686
5*133
6.797

1.944
2*163
2.934
2*662

468
272
449
384

1*476
1.891
2.485
2.278

1.430
1.077
1*420
1*488

38)712
42)347
45*084
50.274

1900
1901
1902
1903
1904

30t413
34*603
38*791
41*924
44*895

296
055
949
3*729
3*739

15*530
17*850
19*624
20*999
23*080

8.587
10*896
14*218
17*196
18*076

2*230
2.411
2*579
2*978
2.711

343
346
377
428
333

1.887
2*065
2*202
2*550
2.378

1*492
1*627
1.703
1*300
1*350

55.700
61.148
66.819
69.692
73.361

1905
1906
1907
1908
1909

47*634
52*262
53*193
50*637
51.272

3*703
3*444
3*162
2*420
2*292

25*273
28*301
29*920
29*006
29*749

18*658
20*517
20*111
19*211
19*231

2*530
2*380
2*694
3.576
4.114

42

274
334
416
435
456

2*256
2*046
2*276
3*141
3*616

1*250
1.321
1*326
1*492
1.300

77,192
84.132
68.810
87.495
93.724

1910
1911
1912
1913
1914

52*900
53*832
55*447
57*012
58*166

2*275
2*127
2737
2*764
3*030

31*105
32*070
33.507
34*463
36.858

19*520
19*635
19*203
19.785
18*278

4.163
4.739
4.637
4*716
5.330

72
40
46
39
136

529
588
725
798
960

3*562
4.111
3.664
3*879
4.214

2*211
1.590
1.727
1.762
2.345

102.437
107.450
113.925
120)965
126.076

1915
19^6
1917
1916
1919

57*351
62*547
70*799
74*181
91*840

2*833
2*844
4*644
8.127
21.169

37.5^3
36*956
39*495
38.774
42*160

16*925
22.747
26*660
27*280
28*511

6.241
6*616
5.311
5.500
6.125

29

161

1*017
1*061
814
873
911

5.195
5.535
4i497
4.627
5.033

2*035
2*506
2*193
2)621
2*947

127.235
130.612
139.866
150.116
166.674

1920
1921
1922
1923
1924

99*136
116*870
111*735
117*686
116*752

30*417
33*657
29*051
30*020
26*665

37*516
39*617
38.882
29*420
36.883

31*203
43*596
43*802
58*448
53*204

5.948
5.720
5.847
6.146
6.567

190
198
181
341

702
885
866
717
945

5*246
4*645
4.761
5.248
5*281

3*020
3*056
3)094
3.662
4.252

188.016
198.673
202.471
216.471
227.071

1925
1926
1927
1928
1929

118*296
118*298
115*055
117*922
119*224

23*923
19*923
15*262
14*022
14*101

34.762
34*099
31.977
30*619
30*500

59*611
64.276
67*816
73.281
74*623

6.226
5.677
6.631
5.924
5.497

211
210
232
115
160

938
908
1.095
1*024
1*034

5.077
4.559
5*304
4.785
4.303

5*716
6*435
6*370
7.253
7.780

241)736
254.960
266.741
263)386
297.249

1930
1931
1932
1933
1934

119*200
133*235
137*901
134*704
144*343

12*536
13*472
15*823
17327
24*331

30*233
31*219
32*964
33*867
42*207

76*431
88.544
89.114
83*490
77*805

6.762
9*694
12*204
10.756
13.550

417
377
322
223
215

1.047
1*724
2*199
2*141
1.867

5.318
7.593
9*663
6.394
11*466

8*017
9.453
12.957
20*761
27*335

308*236
334.064
345*962
342.079
348.611

1935
1936
1937
1936
1939

155*025
164*039
173*710
180*556
186*402

36.772
44*270
52*391
61*531
68*933

39*672
41*035
48*392
46753
33*879

78.581
78.734
72.927
72.272
83.590

13*508
14*071
14*774
14.904
21.052

199
211
222
224
351

1*769
1*949
2*021
1*996
2.545

11.540
11.911
12*531
12*684
18*156

36.027
41*959
46.663
49*039
48*856

356,358
363.966
374*204
378*346
364*423

1940
1941
1942
1943
1944

169*279
171.871
173*390
201*569
258*595

65*592
79*209
93*355
125*738
183*890

40*344
38.700
38.600
27.620
21*437

63*343
53*962
41*435
48*211
53*268

28*950
27.723
22.823
24.471
19*819

342
396
404
494
464

2*073
2.625
2.561
2.802
3*356

26*535
24.702
19*858
21.175
15.997

43*464
37*897
30*486
23)022
15*428

366*619
359*011
344*100
356)279
395)512

1945
1946
1947
1948
1949

329*310
384*433
419*800
435*323
443*796

246*424
291*237
311*006
306*605
307*717

21*647
17*920
16*112
15*741
12*701

61.239
75*276
92.682
112.977
123.380

22*145
26.750
27.539
25*448
26.346

509
749
899
650
762

2*990
3*404
3.222
4.382
4.181

18*646
22*597
23.418
20.416
21*403

7)876
6*599
6*546
6*670
6*133

453)736
512)111
558)570
587)356
611.025

1950
1951
1952
1953
1954

431*666
443*456
470*859
514*321
523*266

309*092
309*898
314*743
318*186
309*153

8*446
6*760
14*432
18*264
25*682

114*146
126*798
141.684
177.869
188.431

27.990
30.567
33.516
33.519
35.902

1*527
1.507
1.520
1.366
1*322

3*921
3.934
4.332
5.285
5.853

22*542
25.126
27.664
26.848
28.727

6*677
7)472
7>632
9)084
11)464

646.690
711)440
791)846
885)512
981)511

27.117

189.310

39*694

32.333

13.660

1*076.906

1955

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702

New Jersey

Mutual Savings BanksTable 4

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

U.S.
Government

Interbank

Other
time

Other
demand

1896

1897
1898
1899

35tl73
38*453
41*138
45*874

35.173
38*453
41*138
45*874

1900
1901
1902
1903
1904

50*971
55,929
61*363
64*253
67*852

50*971
55*929
61*363
64*253
67*852

1905
1906
1907
1908
1909

71*430
77,935
82*598
81*075
86*734

15

71*430
77*935
82*598
81,075
86*664

1910
1911
1912
1913
1914

94,818
99,032
104*720
111,785
117,093

13
9
4
4
9

1915
1916
1917
1916
1919

117,396
120*383
128*265
136*111
156*271

1920
1921
1922
1923
1924

173,449
163.254
185*118
196*862
206,417

1925
1926
1927
1928
1929

218*613
229*812
242*497
255*041
268*715

10*590
1,316
1*638

217*865
219,222
241,179
254*938
267*077

1930
1931
1932
1933
1934

277,435
301*509
312,097
307,019
311*550

25

1*316
1*522
1*360
1*350
1*121

276*119
299*987
310.717
305*669
310*404

1935
1936
1937
1936
1939

320*234
327,163
334,143
336,718
342*572

14
14
20
25
25

1*097
2*915
2*958
9,837
1*478

319.123
324*234
331*165
326*856
341.069

1940
1941
1942
1943
1944

327*321
318*798
302,234
316,039
352,073

26
27
129
112

1,718
2*503
422
,773
,538

325*603
316*269
300*785
314.137
347,423

1945
1946
1947
1948
1949

405*873
455,759
496,685
521*365
541*733

106
146
148
151
151

58
70
38

874
132
,432
*4?6
,438

400*891
449*479
490*047
514*668
535*106

1950
1951
1952
1953
1954

572,865
635,582
711*541
802,443
892,538

164
140
196
179
216

46
33
52
56
74

,602
,635
,706
,854
10*123

564*053
626*774
701.587
792,354
862*125

147

10*927

966*765

978*097

55
1*446
106
166
140
242
9

3*729
821
796
885
748
103

94.805
97*577
104,608
111*615
116*944
117*154
120,383
128*265
138*111
156.271
173*449
179*525
184*297
196*066
205*532

New Jersey

703

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figun

3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

National
Year

Borrowings

.ss.
n

., .

>ltal

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

112
66
77
120

3*427
3*828
3*869
4*260

38*712
42*347
45*064
50.274

25
24
25
25

1900
1901
1902
1903
1904

246
405
379
93
217

4*483
4*814
5*077
5*346
5*292

55*700
61*146
66*819
69*692
73*361

25
26
27
26
27

1905
1906
1907
1908
1909

55
104
69
263
76

5707
6*093
6.143
6*157
6*899

77*192
84*132
88*810
87*495
93*724

25
25
25
25
25

306
226
267
239
192

7,313
6*192
8*938
8.959
8,793

102*437
107*450
113*925
120*985
126*078

24
24
24
24
24

559
934
1*265
1*348
1*051

9*260
9*295
10*336
10,657
11*352

127*235
130*612
139*866
150*116
168*674

26
26
26
26
26

1910
1911
1912
1913
1914
1915
1916
1917
1916
1919

15

2
20

1920
1921
1922
1923
1924

153
55
26
10

668
622
690
1*390
850

13.699
14*444
16*608
18,193
19.794

188*016
196.673
202*471
216*471
227*071

26
26
26
26
27

1925
1926
1927
1928
1929

190
120
175
110
175

1*064
1*600
1.154
1 438
283

21*871
23*428
24*915
26*797
28*076

241*738
254*960
268.741
283.386
297*249

27
27
27
27
27

1930
1931
1932
1933
1934

150
110
1*117
2*024
1*663

674
1*732
1*307
1*830
568

29,977
30,713
31*441
31*206
34,830

308*236
334*064
345*962
342*079
348*611

25
25
25
25
25

1935
1936
1937
1938
1939

846
286

525
531
812
874
1*203

34,753
36*006
39,249
40,754
40,648

356*358
363*986
374*204
376,346
384*423

25
25
25
25
24

1940
1941
1942
1943
1944

1
2

802
950
1097
I t 158
1*018

38,495
39*261
40*769
39.062
42*407

366*619
359*011
344*100
358*279
395*512

24
24
24
24
24

1*005
1*210
1*808
2*086
2*196

46*858
55*142
60*077
63*905
67.096

453*736
512*111
558*570
587*356
611,025

24
24
24
24
23

3*680
4.279
4*944
5*489
7*936

70*345
71.529
75*361
77,580
81*037

646*690
711*440
791*846
865*512
981,511

23
23
23
23
23

14

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954
1955

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Federal Reserve Bank of St. Louis

50

9*182

NEW M E X I C O

Revised data for assets and liabilities and


number of all banks in New Mexico, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
national banks, in Table 2; and for State commercial banks, in Table 3.1 A separate balance sheet was not compiled for unincorporated banks in this State because adequate
data were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in New
Mexico were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the

United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State and territorial authorities.
These sources were supplemented by data
obtained from bankers' directories.
The sources of such statistics for the
period 1934-1941 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures for one noninsured bank obtained from bankers' directories. Data for
this period are discussed separately because
of the substantially better coverage and more
consistent reporting beginning in 1934.
Beginning with 1942, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation. There were no noninsured State banks in New Mexico after 1941.

1
Since there have been no mutual savings banks in New
Mexico, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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Federal Reserve Bank of St. Louis

705

706

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The number of banks and balance-sheet
data as reported to the Comptroller were
adjusted to ificlude one additional bank in
1910 and four in 1913 on the basis of data
available in reports of State or territorial
authorities.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1920. For years in which items were not
reported, figures were obtained from other
sources or were estimated.
Data for 1910 were obtained from the
Territorial Auditor's report. The breakdowns in certain other years were estimated
by applying to total loans, ratios of each
subitem to total loans derived as follows: for
1897, the average of the ratios computed from
reported data'for 1896 and 1898; for 1899,
the average of the ratios computed from reported data for 1898 and 1900; for 1901-1905,
annual ratios derived by interpolating between
ratios based on reported data for 1900 and
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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Federal Reserve Bank of St. Louis

1906; for 1918 and 1919, the average of the


ratios computed from reported data for 1917
and 1920.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
published by the Comptroller, except in the
following instances, when figures were obtained from other sources or were estimated.
The figure for United States Government
securities for 1910 was taken from the Territorial Auditor's report. An estimate for
1918 was derived by applying to total investments as reported for June 1918 the ratio of
United States Government securities to total
investments computed from data for the
November 1918 call date shown in the State
banking department report.
Estimates of obligations of States and
political subdivisions for 1918 and 1919 were
derived by applying to total investments less
United States Government securities, the
average of the ratios of these securities to
this total computed from reported data for
1917 and 1920.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was complete in the reports of the
Comptroller except for 1896-1908, 1910, 1918,
and 1919, although some minor adjustments
were made for other years on the basis of data
available in reports of the State banking
department.3 No attempt was made in the
revised series to provide figures for United
States Government deposits prior to 1918
because practically all such deposits were
held by national banks.
In years when items were not reported,
8
In subsequent paragraphs these items (if discussed) are
designated as follows: demand, time, interbank, and United
States Government. This order differs from that in the tables.

New Mexico
figures were obtained from other sources or
were estimated.
The breakdown of total deposits other
than interbank into demand and time for the
period 1896-1908 was estimated by applying
to total deposits other than interbank, ratios
of time deposits to this total that were extrapolated from a straight-line trend fitted
roughly to ratios computed from reported data

707

for 1909-1917 and 1920-1924. Both demand


and time deposits for 1918 and 1919 were
estimated by applying to total deposits as
reported for June call dates the ratios of these
items to total deposits computed from data
for fall call dates in State banking department
reports. For 1910 the breakdown of deposits
was obtained from the Territorial Auditor's
report.

STATE COMMERCIAL BANKS, 1934-1941


The principal assets and liabilities of
State commercial banks for 1934-1941 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for one noninsured
bank obtained from bankers' directories.
A comparison of these data with the sum-

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Federal Reserve Bank of St. Louis

mary figures as reported by the State banking


department and published in the annual reports of the Comptroller of the Currency indicated only minor differences. Consequently,
the breakdowns of loans, investments, cash
assets, and deposits for all State commercial
banks, as given in the Comptroller's reports,
were used for this period.

708

New Mexico

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

1896
1897

1.862
2f 134

1898
1899

2442
2i949

1900
1901
1902
1903
1904

3.746
4111
5*062
5i997
6*189

1905
1906
1907
1908
1909

Real
estate

All
other

Collateral

106
119
109
120

551

Year
Total

496
620
679

1.205
1.519
1,713
2,150

2.869
3,085
3,719
4,392
4,577

1920
1921
1922

199
210

761
897
1*176
1.406
1.402

6*723
8*840
11*670
11.325
12*826

229
296
437
572
859

1.639
2*182
2*810
3.096
3.691

1910
1911
1912
1913
1914

15*277
14.985
16,009
18.581
20.181

1*123
1*201
1*208
1*640
1*769

1915
1916
1917
1918
1919

21.459
26.583
33.636
39,732
41,901

1986
2.043
2.360
2.494
2.733

116
129
167

Real
estate

Collateral

All
other

1923
1924

51.579
49.938
46.313
44.740
26*062

2,977
3,274
3,932
4,486
3,007

22,776
24,913
22,257
20,984
12,306

25.826
21.751
20.124
19.270
10*749

4,855
6,362
8,423
7,657
8*276

1925
1926
1927
1928
1929

21.449
20,425
20,261
23*849
26,098

2,726
2,409
2,762
2,899
3,325

9,022
9*425
9.901
11.511
1.769

9,701
8,591
7.598
9.439
21.004

4*389
4,753
5.319
6.760
7,047

9,765
9.031
9,482
10,181
11,365

1930
1931
1932
1933
1934

24,782
21*691
16.367
9.213
9.661

3.327
3,455
3.050
1,808
1,651

2.251
1.782
1,343
651
614

19.204
16.454
11.974
6*754
7.396

9.071
11.675
15.957
18,975
19.806

10*402
12,865
15,319
18,263
19,362

1935
1936
1937
1938

10.767
13.977
17.165
18*894

1.425
1,705
2,421
3.469

665
753
777
912

8.677
11*519
13.967
14*513

Loans'
Commercial,

Year
Total

and
agricultural

21.763

13.765

1940
1941
1942
1943
1944

24*584
27.458
25.169
21.857
28.999

15,662
16,435
15,094
13.443
19,872

1945
1946
1947
1948
1949

36.899
57.449
78*906
91.406
101.709

25.528
34,283
44,938
49,938
56,964

1950
1951
1952
1953
1954

113.587
125*815
135,087
145,595
156,649

56,165
68,270
72,833
76,632
85,315

1955

176.447

94*006

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

T_.
others

On

farmland

Other
Other

to
individuals

2.471

All
other

3.833

10

397
440
480
457
742

544
606
426
494
717

3.039
4.014
4.185
4,123
4*216

1*294
1,241
1.156
898
817

1*944
2.094

3.648
4.722
3,828
498
531

18
1
4

963
]L,353
,154
.221
,084

898
1*592
2,029
2,204
2,051

4*962
10.223
16*503
17*047
18*215

838
2.938
4*562
5.142
5*256

2,548
5,476
9*039
14,353
18,418

1*162
1.582
663
2*104
785

,409
,523
,785
,553
,699

2,146
2*226
2.258
2,212
2.923

23.267
19*778
20,209
19.821
20.215

5,672
5*533
6,922
7,430
8.075

25.198
28,822
31,985
38,957
39,456

1.029
1.564
976
1*202
961

'235

3.158

21.469

9*906

46.681

1.680

134
2

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Mexico

709

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

U.S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

763
796
794
903

514
550
552
647

33
32
32
33

216
214
210
223

1.133
1.837
1,692
1,966

24
25
22
30

274
310
484
532

1*502
1*186
1*424

835

245
326
257
218

4,003
5*093
5*185
6*056

1900
1901
1902
1903
1904

1*096
1*318
1*396

976
972

681
709
769

1*008
1*081

39
34
36
36
37

256
229
291
274
278

2*729
2*652
3*217
2*986
2*900

26
56
89
38
46

654
592
596
645
690

2*049
2*004
2*530
2*303
2*164

270
256
302
320
389

7*721
7,991
9,677
10.621
10.874

1905
1906
1907
1908
1909

1*380
1.577
2.151
2.469
2.644

1.135
1.210
1.619
1*900
2.072

29
54
74
70
123

216
313
458
499
449

4*386
4.925
5.459
5.240
6.724

46
90
136
133
112

754
925

1*107
1.319
1.551

3,586
3.910
4,216
3*788
5*061

631
516
712
743
814

13,120
15,658
19.992
19*777
23*008

1910
1911
1912
1913
1914

2.562
2.589
2*503
2*863
2.764

1.954
1.940
1*802
2.011
2.003

39
44
67
174
122

569
605
634
698
639

6*447
7*495
6*232
7*200
7.572

195
171
198
296
306

2*131
1*511
1*396
1*552
1*642

4*121
5.813
4.638
5*352
5*624

1.044
1.127
1.417
1.391
1.408

25.330
26*196
26*161
30,055
31.925

1915
1916
1917
1918
1919

2.919
2.909
3*692
.433
.920

1*967
1.999
2*444
4.072
4*525

139
139
341
411
299

813
771
907
950

1*096

6*560
8*615
12.225
11.315
9.537

211
316
408
413
476

1*264
1*568
1*702
1.474
1.566

5.085
6.731
10*115
9*428
7,493

1*420
1*586
1.743
1*831
2.270

32.358
39.693
51,296
58*311
59,628

1920
1921
1922
1923
1924

.178
.775
>041
5i655
4.795

4.602
4.019
3.795
3*482
3.265

339
315
332
325
370

1.237
1*441
1.914
1.848
1*160

11.288
,9.181
9*875
7.943
7.899

793
581
701
662
479

1.529
1*472
1*284
1*127
1.342

8.966
7.128
7.890
6.154
6.078

2*555
2*774
3.002
3*785
2*873

71,600
67*668
65.231
62*123
41.629

1925
1926
1927
1928
1929

5.758
8*585
11.517
13*665
14*756

4*436
7*028
8*013
7*410
8*019

368
517
611

954

1*434
2*311

1.040
2.693
4*821
4.426

7*424
7*763
7*195
8*391
8*203

409
358
377
561
324

1.376
1.310
1.403
1.285
1.437

5.639
6.095
5*415
6*545
6.442

2.373
2*440
2*324
2.309
2*200

37.004
39.213
41.297
48,214
51.257

1930
1931
1932
1933
1934

15*123
13.556
12.748
9*589
11*872

7.387
5.671
5.481
4*547
5*790

2.612
2.926
2.569
2*346
2,722

5.124
4*959
4.698
2.696
3.360

10*646
8*704
5*758
6.077
12,356

519
371
395
137
745

1*483
1.288
1*114
1.017
1.084

8*644
7*045
4*249
4*923
10.527

2*041
2*021
2*051
.1.356
1.736

52.592
45,972
36,924
26,237
35,625

1935
1936
1937
1938
1939

15*519
17*863
20*229
18.203
19.736

10.316
12*550
14.219
13.278
13.733

3.078
3,247
3*961
3.452
4.539

2.125
2*066
2.049
1,473
1.464

16*728
18*814
20*848
23.399
22.017

1*316

.362
.704
*730
.895
.875

14.050
16.530
18.350
20.907
19*539

1,754
1,527
1.413
1.300
1,241

44*766
52*181
59,655
61,796
64.757

1940
1941
1942
1943
1944

19.514
19.719
25.246
64.238
89.921

13.940
14,752
20,605
58*645
83.779

3,953
3.784
3.742
4.171
4.515

1*621
1.163

636
759
916

1*422
1.627

23,090
27.311
37.774
57.215
56.655

1.599
1.025

1,837
2*309
2,847
3*607
4*330

20*617
24,243
34,011
52,009
51,300

1*083
1,052
1*061

66,271
75,540
89.250
144,289
176,517

1945
1946
1947
1948
1949

115.025
136.132
116.160
119.881
120.436

108*156
128,523
104,858
108*109
109.077

4*960
6,571
8*974
10.171
9.856

1*909
3.036
2,328
1,601
1.505

75*689
79,489
71.727
76.246
79,632

1*430
1,779
2*545
2*652
2.734

4*661
5.345
5.372
6,631
6*966

69,598
72,365
63,610
66,763
69,932

1*221
1.547
2*237
2*696

228,512
276,291
266*340
269.770
304.477

1950
1951
1952
1953
1954

135.309
135.278
165.638
181.513
176.497

124*073
122.513
152*0*2
168.282
163*844

9,915
11*284
11.710
11*983
11,572

1.321
1.481
1*666
1.246
1*081

99*262
101.697
114*120
121*246
132*106

6.601
3.683
7*911
8*506
7*104

7*128
7*357
9*589
10*167
10*245

85.533
90.657
96.620
102,573
114.757

3.090
3*915
4,597
5,522
5,939

351*246
366*705
419,442
453,876
471,191

197,146

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

899

580
768
597
603

979
942
899

523,513

710

New Mexico

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

c^Lt

Other
demand

Other
time

291

1896
1897
1898
1899

2*667
3*741
3t773
4.499

209
170
209
259

167
183
186
193

2.020
3,002
2*941
3.537

386
437
510

1900
1901
1902
1903
1904

5.878
6.020
7,436
7.884
7.749

287
303
407
386
373

193
185
204
247
239

4.741
4*806
5.922
6*251
6*036

657
726
903
1,000
1.101

1905
1906
1907
1908
1909

9,493
11,881
15,103
14,091
16,881

663
936
1,156
828
1,615

164
164
351
350
393

7.299
9,195
11.371
10,340
11,748

1*367
1*586
2*225
2.573
3.125

1910
1911
1912
1913
1914

18,752
19.387
19.299
22.745
24.031

,416
,485
.268
.491
.757

298
302
325
252
238

11*261
12.200
11,678
14,060
15,661

.757
400
,028
,942
.375

1915
1916
1917
1918
1919

23,935
29,804
40,100
42,714
42,525

1,393
2,053
2,815
2,291
2,178

248
240
237
1,200
548

15,564
19,524
26,660
28,377
28*805

6.730
7,987
10,388
10,846
10*994

1920
1921
1922
1923
1924

52.758
44,886
48.874
45.502
32,042

2,199
1*847
2.321
1*477
954

225
209
368
345
192

37.158
28.612
31*066
28.544
21,663

13.176
14,018
15*117
15.136
9.213

1925
1926
1927
1928
1929

30,124
32.294
34,853
41,630
43,680

915
903
890
1*254
986

133
136
113
118
134

21,556
23,515
25*090
29,697
30*453

7.520
7,740
8.760
10,561
12*107

1930
1931
1932
1933
1934

45*340
38.784
29,035
21.5 16
30.510

1,532
1.713
631
410
961

135
126
132
170
233

31*607
25*656
18*286
15.171
21,733

12.066
11*289
9*986
5*765
7.583

1935
1936
1937
1938
1939

39,870
47*865
54,974
56,772
59*321

1.176
1.630
2,032
2,008
2,267

217
630
370
303
458

30,115
35,842
41,542
43.014
44*441

8.362
9.763
11*030
11.447
12*155

1940
1941
1942
1943
1944

62*516
69,552
82,8 06
137.434
168,947

2,368
3,202
4,384
6,633
6,693

499
513
1*016
6.813
13,776

46*114
51,017
62.271
106.089
126.376

13*535
14*820
15.135
17.899
22*100

1945
1946
1947
1948
1949

220,256
266,333
255,9 06
275,578
287.990

9,109
10,332
6,754
6.926
7,697

19.693
12.170
2,378
5.073
5.717

161.305
205,687
206*766
224,478
234,362

30*149
38.144
39*986
39.101
40,214

1950
1951
1952
1933
1954

332.126
343,754
. 9 4 , 9 08
4. 6.804
4',2.312

9,038
9.617
9,578
11,381
10.981

9.840
22.017
15.871
17,134
18.463

268,921
266,941
311*644
329,343
335*240

44*327
45*179
57*815
68*946
77*628

492,406

20.839

New Mexico

711

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat
1
ba T
no

Borrowings

^her
liabilities

1896
1897
1898
1899

32
68

271
303
306
373

1900
1901
1902
1903
1904

22
54
19
173
113

438
477
523
689
787

12

1905
1906
1907
1908
1909

91
25
36
132
144

1910
1911
1912
1913
1914

36

Surplus and
other
capital
accounts

,,
capnai

Total
liabilities

Number

800
862
862
872

209
187
212
239

4,003
5.093
5*185
6*056

13
13
13
13

1*020
1.104
1*314
1.456
1*659

351
336
383
419
566

7*721
7*991
9*677
10.621
10.874

14
20
26
30
34

893
1*000
1*189
1.551
1*596

232
128
106
112
41

1*778
2*048
2.556
2.785
3.077

633
776

1*000
1*106
1*369

13*120
15*85*
19.992
19*777
23.008

39
46
59
67
71

78
147
421
300
788

1.554
1*564
1*443
1*657
1*691

131
45
49
27
16

3*303
3*428
3*285
3*797
3*884

1*512
1*625
1.664
1.529
1.515

25.330
26,196
26*161
30,055
31.925

81
86
85
66
84

1915
1916
1917
1918
1919

1*177
1*739
1*872
5*194
5.939

1*668
1.712
1*778
1*817
1*897

41
97
132
350
514

3.900
4.390
4.931
5.476
5*802

1.637
1.951
2*483
2.760
2*951

32*356
39*693
51*296
58*311
59.628

85
94
107
117
113

1920
1921
1922
1923
1924

6*534
10*432
4*614
5*964
2*209

2*141
2*245
2.320
2.208
1*476

376
182
251
123
75

6*435
6*645
6*135
5*660
4*110

3*356
3*278
3.037
2.666
1.717

71.600
67,668
65,231
62)123
41*629

123
126
110
101
76

1925
1926
1927
1928
1929

816
845
365
374
1*228

1*113
1*253
1.245
1.252
1.253

31
42
61
59
79

3*460
3*305
3.218
3*240
3*240

1*460
,474
,555
*659
777

37*004
39*213
41*297
48*214
51*257

66
63
59
58
58

1930
1931
1932
1933
1934

856
838
1.339
349
10

1*354
1.357
1.356
1*055
1*204

105
93
62
36
14

3.020
2.970
2.315
2*045
2*700

.917
930
,817
.236
.187

52*592
45.972
36*924
26*237
35*625

53
52
49
42
43

1935
1936
1937
1938
1939

861
31

37
44
31
39
45

2*620
2*735
2*790
2.865
2.875

1,380
1,537
1*829
2*120
2.476

44*768
52*181
59*655
61.796
64.757

41
41
41
41
41

26
26
26
25
44

2*890
2.950
3*010
3*060
3.150

2,834
3.012
3.408
3.770
4,376

68*271
75*540
89*250
144*289
176*517

41
41
41
41
41

35
312
267
511
375

3*280
3*366
5*116
5.631
6.675

4.941
5.780
7,051
8.050
9.272

226*512
276*291
268*340
289*770
304.477

41
42
46
46
50

826
881
1*266
1*855
2*221

7*460
9*065
9*335
9*685
10*010

10*836
12.991
13*906
15.532
16,648

351*248
366.705
419.442
453.876
471.191

51
51
51
51
52

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

40
5

165
14
27

16.154

712

New Mexico

National BanksTable 2

ASSETS, LIABILITIES, A1ND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

1*543
1*600
1.851
2*060

43
35
46
49

491
408
533
569

1*009
1*157
1.272
1.442

1900
1901
1902
1903
190*

2*617
3*003
3.705
4*485
4671

56
67
87
104
102

646
771
1*002
1.197
1.173

1*913
2.165
2.616
3.184
3*396

1920
1921
1922
1923
1924

31.491
30.937
29.566
28.502
17.751

713
848
1*169
1*316
1*210

14,070
16,433
15.838
15,309
8*547

16*708
13*656
12*559
11*877
7,994

1905
1906
1907
1906
1909

5*007
6*851
9*056
8>752
9,633

lie
158
215
231
252

1*359
1.822
2*475
2*657
2*887

3530
4*871
6*366
5*864
6*494

1925
1926
1927
1928
1929

15,283
14,583
14,305
17,008
16*162

1*238
1*222
1*637
1*787
2,192

6*836
6*798
7*165
8*495
1*354

7,209
6*563
5,503
6,726
14*616

1910
1911
1912
1913
1914

11.257
10*716
12*433
13.155
13*460

387
393
443
461
464

3*636
3*177
4*313
4.797
5*026

7*232
7.148
7.677
7,897
7.968

1930
1931
1932
1933
1934

17*174
15*163
11*807
6*928
7,345

2,217
2,215
2,106
1,398
1,226

1*641
1*399
1,162
582
507

13*316
11*549
8*539
4*948
5,612

1915
1916
1917
1918
1919

14*332
17*555
21*102
24*665
25*677

564
558
629
596
689

6573
7.779
10*008
12.135
12*440

7.175
9.218
10*465
11*934
12.548

1935
1936
1937
1938

8*169
10,365
12,984
14*441

1,083
1*316
1,937
2*968

569
655
698
729

6,517
8*394
10,349
10,744

Loans'
Commercial,

Year
Total

and
agricultural

1939

16,558

1940
1941
1942
1943
1944

18*687
20*916
18,963
16*307
22*359

11,536
12*065
10*791
9,444
15*044

1945
1946
1947
1948
1949

29*140
43*474
58.341
65.623
73*658

20.488
25,664
32,690
35,310
41,203

1950
1951
1952
1953
1954

60*819
89*227
92,592
100*491
110*856

41*014
49*653
51*607
54*826
61*660

1955

125*070

68*186

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

T-

r\n

others

farm land

4
2

to
individuals

Other

All
other

2,026

762

393
431
328
366
591

2,583
3.552
3*629
3*589
3*646

1,040
957
896
787
640

1*434
1*291

2*796
3*539
2*936
297
474

903
1*286
873
995
884

742
1*260
1*434
1*369
1*401

4*024
7.972
12.603
12.178
12.913

635
2,330
3,501
4,120
3*832

1*665
3*606
6*438
10*066
13*398

683
1,336
564
1.977
577

1,088
1,214
1,445
1*225
1*518

1*380
1*510
1,304
1*317
1*621

16,866
13,491
13*943
14*341
14,730

4,077
3,876
4,745
4,793
5,284

16*345
19*260
19*710
24,303
26*557

747
1.216
757
899
784

1*946

1*655

15,344

6,699

31*821

1.173

1
flegi lining June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

337
372
383
390
673

237

18

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Mexico

713

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

1396
1897
1898
1899

762
796
794
898

514
550
552
647

33
32
32
33

215
214
210
218

1*358
1*162
1,436

17
15
16
29

225
255
310
335

1900
1901
1902
1903
1904

965
965

1*039
1*281
1*363

671
709
769

1*008
1*081

39
34
36
36
37

255
222
234
237
245

1,804
2*065
2*428
2*408
2*252

22
54
84
29
36

1905
1906
1907
1906
1909

1*346
1*553
2*106
2*423
2*558

1*135
1.205
1*619
1*895
2*054

28
46
64
70
123

183
302
423
458
381

3*460
3*932
4,444
4*067
5*269

33
76
107
106
61

1910
1911
1912
1913
1914

2*384
2*394
2*349
2*643
2*544

1*949
1*930
1*796
2*000
1*993

39
31
50
155
87

396
433
503
488
464

4*650
5*513
4*791
5*458
5*686

102
115
106
204
243

1915
1916
1917
1918
1919

2*654
2*700
3*380
4.559
4*724

1*957
1*989
2*412
3*486
3*713

104
104
290
365
238

593
607
678
708
773

5*035
6*130
8,610
7*446
6*281

152
226
233
293
397

1920
1921
1922
1923
1924

4*749
4*596
4*495
4*341
3*911

3.754
3*511
3*198
3*076
2*885

259
242
255
277
221

736
843

7*374
6*024
6,670
5,420
6*106

1925
1926
1927
1928
1929

4*630
6*844
8*943
10*192
11*190

3*670
5.600
6*166
5.205
5.746

281
432
512

1*081
1*884

2*265
3,906
3*560

1930
1931
1932
1933
1934

11*693
10*451
9,943
7*735
9*763

5,611
4.273
4,487
3.854
4*918

1*956
2*210
1.902
1.828
2.212

1935
1936
1937
1938
1939

13*266
14*732
16.779
14*965
16*410

9,330
10*816
12.274
11*365
11.792

1940
1941
1942
1943
1944

16*221
16*470
20*927
49*678
68,498

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

917

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

836

1*074

223
201
200
189

3*445
3*955
4*007
4*585

393
424
455
545
540

1*389
1*587
1*689
1*834
1*674

210
213
222
219
284

5*596
6*246
7*394
8*393
6*570

609
740
902

1*077
1,211

2*816
3*116
3*435
2*884
3.977

335
375
465
600
620

10*148
12*711
16*071
15*842
18*060

*224
.213
.159
289
308

3*324
4,185
3*526
3*965
4.137

637
753
886
948
963

18*928
19*378
20*459
22*204
22*655

973

966

792
723

3*910
4*769
7.261
6.361
5*161

1*060
1*095
1*130
1*486

22*987
27.4*5
34*187
37*800
38*168

486
403
466
543
401

822
652
760
697
900

6,066
4,769
5*444
4.180
4.605

1*632
1*531
1*848
2*396
1,966

45*246
43.086
42.579
40*659
29,734

5*612
5*732
5,443
6*483
6*331

317
274
287
379
262

944
829
916
856
904

4.351
4*629
4.240
5.246
5.165

1,760
1*834
1*666
1,715
1*596

27,285
28*993
30*357
35*398
37*281

4*126
3*968
3*554
2*053
2,633

7*714
6*788
4*459
4*893
10*725

503
271
336
120
654

994
875
817
819
860

6*217
5*642
3,306
3*954
9.211

1*469
1*476
1*491

36*050
33*678
27,700
20,480
29*178

2.367
2*449
2.959
2*556
3*607

1,571
1,467
1,546
1*044
1,011

14.197
14,487
15.978
18.616
17.195

1.292

1*058
1,246
1*210
1,370
1*408

11.847
12,722
14.120
16,719
15*243

1*247
1*151
1,083
1*008
960

36*681
40*735
46,824
49,030
51*123

11,994
12*668
17*333
45,051
63,257

3.028
2*881
2*908
3*368
3.808

1*199

578
663
757

1*259
1*433

18*130
20*963
28.429
42,906
41,608

886

1.342
1*716
2*009
2*677
2.720

16,210
18*564
25,663
38,776
38*002

883
645
852
781
765

53,921
59*194
69*171
109*672
133,230

84*600
103,891
84.708
88,379
88*027

78*618
95,480
75,725
79.714
79.780

4,216
5*584
6*888
7,241
6*905

1*766
2,827
2*095
1.424
1.342

55*226
57,566
52,702
56,286
58*187

1*223
1*488
2.209
2.352
2*413

2*913
3*634
3,388
4*185
4*300

51,090
52,444
47.105
49*749
51.474

721

1*063
1*238
1*819
2*091

169,667
205,994
196*989
212*107
221,963

99,587
98.414
123.431
135,537
127*571

91,214
89.048
113*384
126,041
118*777

7,255
8.104
8,259
8.405
7*805

1*116
1*262
1*788
1*091

76,098
78,559
85,085
88.203
97,424

5.992
2.97B
6,408
7.045
5.563

4,444
4.266
5.797
5*944
5.768

65,662
71*313
72*880
75.214
66.093

2,233
2.844
3*345
4,022
4*310

258,737
269*044
304*453
328*253
340*161

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.042
966
805
679
812

921
686

989

519
648
527
544

1.453

1*135
1*116

675

1*086

924

1.345

4*528

714

New Mexico

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Inter
2*351

Government

Other
demand

Other
time

1896
1897
1896
1699

2*921
2.905
3*344

208
170
207
259

167
183
186
193

1*736
2,313
2*221
2.586

240

1900
1901
1902
1903
1904

4*162
4*666
5*623
6.053
5*895

280
303
378
376
372

193
185
204
24V
239

3,364
3*713
4*497
4*812
4*587

345
465
544
616
697

1905
1906
1907
1908
1909

7,258
9*434
12*151
11.147
13.244

658
9?7
1.133
796
1.457

164
164
351
350
393

5*573
7,327
9*151
8,157
8*786

863
1*016
1*516
1*842
2*606

1910
1911
1912
1913
1914

13,899
14,249
15,116
16,951
17,035

1.364
1.307
1,232
1*386
1.631

298
302
325
252
236

7,933
9,011
8*861
10,296
10.980

4*304
3*629
4*698
5.017
4*186

1915
1916
1917
1918
1919

17,020
20,772
26,895
27,321
26,901

1,326
1,990
2,577
2,168
2,006

248
240
237
1,149
420

11,199
13,476
18*083
17,545
18,168

4*247
5*066
5,996
6*459
6*307

1920
1921
1922
1923
1924

32,502
27,724
31,451
29,355
23,295

1,809'
1,600
2,113
1,327
863

157
176
232
228
127

23,309
18,906
21,291
19,447
16.377

7*227
7*040
7,815
8,353
5*926

1925
1926
1927
1926
1929

22,500
23*950
25*640
30,492
31*980

861
902
879
1,235
906

133
136
113
118
134

16,647
17,666
18*902
22*185
22,696

4*659
5,246
5,746
6*954
8*244

1930
1931
1932
1933
1934

32,894
28*672
21,806
16.832
24*916

1,497
946
613
406
958

110
116
132
170
233

23,155
19,544
13,886
11*918
17,759

8,132
8*066
7,175
4,338
5*966

1935
1936
1937
1938
1939

32*846
37,504
43,349
45.316
47*106

1,168
1*626
2.028
1.983
2.251

194
583
325
277
451

24,947
27,761
32,361
34*026
34,837

6,537
7*534
8*635
9*030
9*567

1940
1941
1942
1943
1944

49,701
54*779
64.419
104,633
127.651

2*366
3*196
4.361
6.607
6,659

484
488
971
5,690
11.573

36,211
39*459
47,155
78,307
92,415

10,640
11*636
11*932
14,029
17*004

1945
1946
1947
1948
1949

163*560
198,670
187,897
202*009
210,134

9*082
10.279
6*666
6,762
7,323

16,009
10.116
1,840
4,264
4*991

115,645
149*448
149,441
161*761
167,787

22,644
28,827
29,948
29,222
30*033

1950
1951
1952
1953
1954

245,066
252,203
286,727
308,734
319,531

8.763
9,313
9,360
11,179
10*814

7,763
18,199
10,424
10.656
11,290

195,831
191,676
225,181
237,852
241*506

32*709
33,015
41,762
48*845
55*921

353.373

13.997

255
291
306

64,560

New Mexico

715

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

1896
1897
1898
1699

32
68

271
303
306
373

1900
1901
1902
1903
1904

22
54
19
173
113

438
477
523
689
787

1905
1906
1907
1908
1909

91
25
36
132
80

1910
1911
1912
1913
1914

36

Surplus and
other
capital
accounts

-f .
^P'^1
r

Total
liabilities
and capital
accounts

M..K
Number
.<*

600
600
600
600

187
131
164
195

3*445
3*955
4*007
4*585

7
6
6
6

675
762
897
1*117
1*317

267
287
330
361
458

5*596
6*246
7*394
8*393
8*570

8
10
14
18
22

893
1*000
1*189
1*551
1*596

17
48
39
33

1*342
1537
1*640
2*020
2*020

564
698
807
953
1.107

10*148
12.711
16*071
15*842
16*080

23
27
36
41
41

78
35
316
148
629

1.554
1*564
1*443
1*657
1*691

1
16
32
23
15

2*070
2.095
2*090
2*215
2*125

1.326
1*417
1*462
1*210
1*160

16*928
19*376
20*459
22*204
22*655

41
42
39
40
37

1915
1916
1917
1916
1919

901
1*298
1.303
3*766
4*149

1*668
1*712
1*776
1*617
1*897

39
4
26
254
330

2*140
2*265
2.485
2*830
2.985

1*219
1*394
1*698
1*610
1*906

22*987
27*445
34*187
37*800
38.168

38
37
39
43
44

1920
1921
1922
1923
1924

4*873
7*479
3*266
4*172
1*393

2*141
2*245
2*320
2*208
1*476

274
98
171
121
64

3*300
3*435
3*285
3*080
2*310

2*156
2*107
2*086
1*723
1.196

45.246
43*088
42*579
40*659
29.734

47
50
47
42
33

1925
1926
1927
1928
1929

446
553
219
276
652

.113
*253
245
.252
*253

29
36
48
52
66

2*135
2*085
2*035
2*085
2*060

1.062
1.114
1*170
1*241
1*266

27*285
28*993
30*357
35*396
37*281

31
31
29
29
28

1930
1931
1932
1933
1934

466
524
1*292
160

*354
.367
*356
.055
1*204

82
78
50
33
5

1*910
1*910
1*910
1*460
2*060

1*344
1*337
1*286
940
993

38*050
33.878
27*700
20.480
29*178

26
26
26
23
24

861

32
39
29
36
40

1*995
1*965
1*985
2*060
2*060

1*147
1*227
1.442
1*618
1*857

36*881
40*735
46*824
49.030
51*123

23
22
22
22
22

1940
1941
1942
1943
1944

23
21
19
18
35

2*080
2*125
2*125
2.125
2*175

2*117
2*269
2*608
2*896
3.369

53.921
59*194
69*171
109.672
133.230

22
22
22
22
22

1945
1946
1947
1946
1949

24
301
245
491
345

2.305
2*691
3.566
781
625

3*776
4*332
5*261
5*826
6*709

169.687
205*994
196.989
212*107
221*963

22
22
24
24
25

705
737
941
1*356
1*761

.135
440
.540
890
7*140

7.831
9*650
10.238
11*271
11*709

258.737
269.044
304*453
328*253
340*161

26
26
26
26
26

7.240

12.932

375*468

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

19
40

150
14
7

5
12

716

New Mexico

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

All
other

Co""*"1

est*e

Year

Collateral

All
other

196
362

1896
1897
1898
1899

319
53<
591
889

63
84
63
71

60
88
87
110

441
708

1900
1901
1902
1903
1904

X129
1*108
1.357
1.512
1*518

60
62
80
95
108

113
126
174
209
229

956
920
1*103
1*208
1*181

1920
1921
1922
1923

190-'
1906
1907
1908
1909

1*716
1*989
2,61<>
2*573
3*193

111
138
222
341
607

280
360
335
439
804

1*325
1*491
2*057
1*793
1.762

1910
1911
1912
1913
1914

4.020
4*267
3.576
5*426
6*721

736
808
765
1*179
1*305

751
1*576
1*006
1*963
2.019

1915
1916
1917
1918
1919

7*127
9*028
12.534>
15*067
16*224

1.402
1*485
1*731
1*898
2.044

2.498
3*896
5.949
6.840
7.366

Real
estate

Total

1924

20*088
19.001
16*747
16.238
8.311

2.264
2.426
2*763
3.170
1,797

8*706
8*480
6*419
5*675
3.759

9*118
8*095
7,565
7,393
2.755

1925
1926
1927
1928
1929

6*166
5,842
5*956
6*841
7*936

1.488
1,187
1.125
1*112
1.133

2*186
2*627
2,736
3*016
415

2.492
2*028
2*095
2.713
6,388

2,533
1,883
1,805
2*284
3*397

1930
'1931
1932
1933
1934

7.608
6.528
4*560
2*285
2*316

1*110
1*240
944
410
425

610
383
181
69
107

5,888
4.905
3.435
1*806
1.784

3.227
3.6*7
4.854
6,329
6*814

1935
1936
1937
1938

2.598
3612
4,181
4*453

342
389
484
501

96
98
79
183

2,160
3.125
3*618
3769

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

Other

On
residential
property

All

to
individuals

Other

other

1939

5*205

3*374

79

104

445

157

1940
1941
1942
1943
1944

5*897
6.542
6206
5.55C>
6640

4*126
4.370
4.303
3.999
4,628

60

151

68
97
67
69

175
98
128
126

456
462
556
534
570

254
284
260
111
177

510
803

892
201
57

1945
1946
1947
1948
1949

7.759
13.97S>
20.565
25.783
28*051

5.040
8*599
12*048
14,628
15.761

60
67
281
226
200

156
332
595
815
650

938
2*251
3*900
4,869
5*302

203
600
1*061
1022
1*424

883
1*872
2*601
4*287
5*020

479
246
79
127
208

1950
1951
1952
1953
1954

32,768
36*588
42*495
45.104>
45*793

15 151
18*617
21*226
21.806
23*655

321
309
340
328
181

766
716
954
895
1*302

.401
,287
,266
.480
.485

1*595
1*657
2*177
2*637
2*791

8*853
9*562
12,275
14*654
12.899

262
348
219
303
177

1955

51*377

25*820

289

1*503

6*125

3.207

14,860

507

10

1
134

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.046

850
1*183

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New Mexico

717

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

1896
1897
1898
1899

1900
1901
1902
1903
1904

11
7
57
37
33

1905
1906
1907
1908
1909

34
24
45
46
86

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Other
securities

Total

Bankers'
ba ances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

7
10

49
55
174
197

160
414
350
350

22
125
57
29

5
9
6

261
168
143
100
150

660
417
641
469
490

60
43
80

2.125
1.745
2*283
2*228
2*304

768
794
781
904

296
141
247
143
194

2*972
3*147
3*921
3*935
4*928

797

216
479
530
548

1
7
57
37
33

925
587
789
578
646
926
993

5
16

33
11
35
41
68

015
.173
.455

13
14
29
27
31

145
185
205
242
340

1*084

178
195
154
240
220

5
10
6
11
10

13
17
19
35

173
172
131
210
175

.797
.982
1.441
1.742
1*884

93
56
92
92
63

907
296
237
263
334

1.628
112
387
487

407
374
531
443
445

6*402
6.818
5*702
7*851
9*270

265
209
312
874

10
10
32
586
812

35
35
51
46
61

220
164
229
242
323

1*525
2*485
3.615
3.869
3.256

59
90
175
120
79

291
433
566
682
845

175
962
2*854
3>067
2*332

454
526
646
701
784

9.371
12*246
17*109
20.511
21*460

846
506
597
406
360

80
73
77
48
149

501
598
872
860
355

3.914
3*157
3*205
2*523
1.793

307
178
235
119
78

707
620
524
430
442

2*900
2*359
2*446
1*974 .
1.273

923

907

26*354
24*560
22*652
21.464
11.895

766

87
85
299
353
427

275
228
428
915
866

1*812
2*031
1*752
1*908
1.872

92
84
90
182
62

432
481
487
429
533

1*288
1*466
1.175
1*297
1.277

613
606
656
594
602

9*719
10*220
10.940
12*816
13.976

998
991

16
100
59
17
91

469
413
297
196
224

2*427
1.403

643
727

2*932
1.916
1*299
1*164
1.631

1.316

572
545
560
434
391

14*542
12*094
9*224
5.757
6*447

2*531
4.327
4.870
4.783
4*822

24
61
120
70
59

304
458
520
525
467

2.203
3*806
4.230
4.188
4*296

507
376
330
292
281

7.887
11*446
12*631
12*766
13*634

4*960
6*348
9.345
14.309
15.047

56
96
159
146
139

495
593
838
930

1*610

4.407
5*659
8.346
13*233
13.298

200
207
209
196
177

14*350
16*346
20*079
34*617
43.287

20*463
21*923
19*025
19*960
21*445

207
291
336
300
321

1.748
1*711
1*984
2*646
2.666

18.506
19.921
16*705
17*014
18*456

178
156
309
418
607

58*825
70.297
71.351
77*663
62*514

609
705

19,671
19*344
23*740
27*359
28*664

857

1*071
1*252
1.500
1*629

92*511
97.661
114*989
125*623
131*030

31*523

1*835

148*045

1.196

10

1
6
10

6
1
4

1920
1921
1922
1923
1924

1*429
1.179
1.546
1*314

1925
1926
1927
1928
1929

1*126
1*741
2.574
3*473
3*566

1930
1931
1932
1933
1934

3.430
3*105
2.805
1.854
2.109

1.776
1*398

1935
1936
1937
1938
1939

2.251
3.131
3*450
3*238
3*326

986

1*734
1*945
1.913
1*941

1*002
896
932

554
599
503
429
453

1940
1941
1942
1943
1944

3*293
3.249
4.319
14.560
21.423

1.946
2*084
3.272
13.594
20*522

925
903
834
803
707

422
262
213
163
194

1945
1946
1947
1948
1949

30.425
34.241
31.452
31*502
32*411

29*536
33.043
29*133
28*395
29297

744
987

2*086
2.930
2.951

143
211
233
177
163

1950
1951
1952
1953
1954

35*722
36.664
42.207
45*976
48*926

32*859
33.465
38*658
42*241
45.067

2.660
3.160
3.451
3.578
3.767

203
219
98
157
92

23.164
23.138
29.035
33*043
34.682

1*503
1.461
1*541

2*664
3*089
3*792
4.223
4*477

1955

57*023

52*569

4*176

276

37.810

1*882

4*405

884

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*426
1*647
2*205
2*273

994
693
872

656
716
667
516
510
711
798

1.144

943
969

101
105

1*243
1*154
1*389

556

1.138
1.178
1.471

718

New Mexico

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

1896
1897
1898
1899

336
820
868
1.155

1900
1901
1902
1903
1904

1*696
1,354
1,813
1.831
1.854

1905
1906
1907
1908
1909

Government
1

Other
time

demand

51

264
689
720
951

131
146
204

29
10
1

1,377
1.093
1,425
1.439
1*449

312
261
359
382
404

2.235
2,447
2.952
2.9V*
3.637

5
9
23
30
158

1,726
1*868
2,220
2*183
2,960

504
570
709
731
519

1910
1911
1912
1913
1914

4,853
5,138
4,183
5,794
6,996

52
178
36
105
126

3*348
3.189
2.817
3.764
4.681

1*453
1*771
1*330
1*925
2*189

1915
1916
1917
1918
1919

6.915
9,032
13,205
15,393
15.624

67
63
238
123
172

51
128

4,365
6.048
8.577
10,832
10*637

2*483
2*921
4*390
4*387
4*667

1920
1921
1922
1923
1924

20.256
17,162
17.423
16.147
8,747

390
247
208
150
91

68
31
136
117
65

13,849
9.906
9.777
9*097
5.306

5*949
6*976
7*302
6*763
3,285

1925
1926
1927
1928
1929

7.624
8,344
9,213
11,138
11,700

54
1
11
19
60

4.909
5.649
6*166
7,512
7.757

2*661
2*494
3*014
3*607
3*863

1930
1931
1932
1933
1934

12,446
10,112
7,229
4*664
5,594

35
767
18
4
3

25
10

8*452
6.112
4*400
3*253
3*974

3,934
3*223
2*811
1*427
1*617

1935
1936
1937
1938
1939

7.024
10,361
11,625
11,456
12,215

8
4
4
25
16

23
47
45
26
7

5*166
8*081
9.181
8.988
9.604

1*625
2*229
2*395
2*417
2.566

1940
1941
1942
1943
1944

12,815
14,773
18,387
32,801
41,296

2
6
23
26
34

15
25
45
1.123
2.203

9.903
11.556
15.116
27.782
33.963

2*895
3*164
3*203
3,870
5*096

1945
1946
1947
1948
1949

56,676
67,663
68*009
73,569
77.856

27
53
86
164
374

3,684
2*054
538
609
726

45,660
56.239
57.345
62*717
66.575

7*305
9*317
10*040
9*879
10*161

1950
1951
1952
1953
1954

87*060
91,551
108,181
118*070
122.781

275
304
218
202
167

2,077
3.818
5*447
6.276
7,173

73.090
75*265
86*463
91*491
93.734

11*618
12*164
16*053
20*101
21*707

139,033

274

2
7

106,334

New Mexico

719

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Amounts in thousands of dollars]


Surplus and

Q..
liabilities

Caoital
0
31)1131

Total

other

liabilities

capital
accounts

and capital
accounts

Numlvr
Tf
^

1896
1897
1898
1899

200
262
262
272

22
56
48
44

1900
1901
1902
1903
1904

345
342
417
339
342

84
49
53
58
108

2*125
1*745
2*283
2.228
2>304

6
10
12
12
12

436
511
716
765
1.057

69
78
193
153
162

2*972
3.147
3.921
3*935
4.928

16
19
23
26
30

553
1.138
1*178
Ii471

6
7
7
7

1905
1906
1907
1908
1909

64

232
111
60
73
8

1910
1911
1912
1913
1914

112
105
152
159

130
27
17
4
1

1*233
1*333
1.195
1*582
1*759

186
208
202
319
355

6*402
6.818
5*702
7*851
9.270

40
44
46
46
47

1915
1916
1917

276
441
569

2
93
104

1918

1*426

1919

1.790

184

1.760
2.125
2.446
2*646
2.817

418
557
785
950
1.045

9.371
12.248
17*109
20*511
21*460

47
57
68
74
69

1920

1*661

102

1921
1922
1923

2*953
1*348
1*792

84
80
2

1.200
1*171
951
943
521

26.354
24.580
22.652
21*464
11*895

76
76
63
59
43

96

1924

616

11

3*135
3.210
2.850
2*580
1.800

1925
1926
1927
1928
1929

370
292
146
98
576

2
4
13
7
11

1.325
1.220
1*183
1.155
1*180

398
360
365
418
509

9*719
10.220
10.940
12.816
13*976

35
32
30
29
30

1930
1931
1932
1933
1934

390
314
547
189
10

23
15
12
3
9

1.110
1.060
905
585
640

573
593
531
296
194

14.542
12.094
9.224
5.757
6*447

27
26
23
19
19

1935
1936
1937
1938
1939

12

5
5
2
3
5

625
770
805
805
795

233
310
387
502
619

7*887
11.446
12*831
12*766
13*634

18
19
19
19
19

3
5
7
7
9

810
825
885
935
975

717
743
800
874
1.007

14*350
16.346
20.079
34*617
43.287

19
19
19
19
19

11
11
22
20
30

975
1.175
1.550
1.850
2.050

1*163
1.448
1.770
2.224
2.563

58*825
70.297
71.351
77*663
82*514

19
20
22
24
25

121
144
325
497
440

2.325
2.625
2.795
2*795
2.870

3.005
3.341
3.668
4*261
4.939

92.511
97.661
114.989
125.623
131.030

25
25
25
25
26

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

15

20

3350

NEW Y O R K

Revised data for assets and liabilities and


number of all banks in New York, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State
commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in New
York were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
other classes of banks presented a number of
problems and considerations not encountered
in compiling the balance sheet for national
banks. The following sections describe these
problems and the methods used in deriving
the revised series. In the description the banks
are classified in three groups: (1) State com1
The term "State commercial banks" used in Table 3 refers (in this State) to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," or "private banks and bankers" (unincorporated banks) and (2) industrial banks that accept deposits.
In this report, however, the data for unincorporated banks
are discussed separately from those for other State commercial banks.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

mercial banks (other than unincorporated


banks), (2) unincorporated banks, and (3)
mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for mutual savings
banks for 1896-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department and by other State
authorities. These sources were supplemented
by data obtained from bankers' directories
and from a compilation by W. H. Dillistin.2
The primary sources for unincorporated banks
for 1896-1946 were bankers' directories and,
beginning in 1914, annual reports of the
Comptroller and of the State banking department.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured banks published 01*
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better
coverage and more consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
2
Historical Directory of the Banks in the State of New
York, (New York State Bankers Association, New York,
1946),

720

721

New York

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.3 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.

trust companies, but no attempt was made to


adjust for these differences.
The following table shows the net adjustments made in figures published by the
Comptroller for number of banks and balance
sheets. Most of these changes were made on
the basis of information in State banking
department reports, but the changes for 1923
and later years were in accordance with an
agreement among Federal bank supervisory
authorities in 1947 as to the types of institutions to be included in the all-bank series.

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET

CHANGES IN NUMBER OF BANKS AND CORRESPONDING


BALANCE SHEETS

Separate data for State banks and for


loan and trust companies were .available in
the Comptroller's reports. Figures for these
two groups were combined to obtain the data
shown in the revised series for all State commercial banks (other than unincorporated
banks). The balance sheets published for the
two groups were frequently for different dates,
and the amount of detail shown varied. Where
appropriate information for the revised series
was not available for one or both groups,
separate estimates were made for each group
and the two were then combined.
The balance-sheet data for loan and trust
companies in the Comptroller's reports for
1896-1899 were as of a January date rather
than a midyear date. Midyear data were
available, however, in the reports of the State
banking department, so these figures (both
number of banks and balance sheet) were
substituted for the January data published
by the Comptroller. Prior to 1905 the "midyear" call dates for State banks differed as
much as five weeks from those for loan and
8
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other elapses
of banks in the State.

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Federal Reserve Bank of St. Louis

Year or period

Additions

1896-1897
1898
1899

1
5
3

1912
1914
1915
1923-1946

2
1

Deductions

1
1

LOANS

An adequate classification of loans into


real estate, collateral, and "all other" was not
reported regularly to the Comptroller until
1933. In the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Data for real estate loans at loan and
trust companies were available for the entire
period in the reports of the Comptroller or
of the State banking department.
Estimates of real estate loans at State
banks for 1896, 1897, and 1899-1908 were
made by applying to total loans, ratios that
reflected changes over the period in the ratio
of real estate loans to total loans at New York
loan and trust companies; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary. For
1921, 1922, 1925-1928, 1931, and 1932, data
on real estate loans at State banks were ob-

722

All-Bank Statistics

tained from State banking department reports.


Loans on collateral at loan and trust
companies were reported to the Comptroller
for 1896-1908; for 1910 they were available
in the State banking department report. Collateral loans at State banks, however, were
not available for these years; estimates were
made in the manner described above for real
estate loans at State banks.
For 1921-1928, 1931, and 1932, figures for
collateral loans at both State banks and loan
and trust companies were obtained from the
reports of the State banking department.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1931. For years in which items were not
reported, figures were estimated.
1896-1915.
The breakdowns for loan
and trust companies for 1896-1908 were estimated on the basis of the breakdowns of
January data shown in State banking department reports, that is, midyear figures for total
investments were multiplied by the average
of the ratios of each type of investment to
total investments as computed for the preceding and succeeding January dates.
Data for 1910 and 1913 in the State
banking department reports for loan and trust
companies were classified as "public" and
"other" securities. Estimates of United States
Government and of State and political subdivision obligations for 1910 were derived
by applying to total "public" securities the
average of the ratios of these items to total
"public" securities for 1909 and 1911; for 1913,
estimates were derived from the average of
ratios for 1912 and 1914.
Since the proportion of United States
Government securities to total investments
for State banks was similar to that for loan
and trust companies in 1909, 1911, 1912, 1914,
and 1915, when figures for both classes of

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banks were reported, estimates for State banks


for 1896-1908 were derived by applying to
their total investments the ratio of United
States Government securities to total investments as computed for New York loan and
trust companies in corresponding years. Estimates of State bank holdings of State and
political subdivision securities for 1896-1908
were made by applying to total investments
in each year the ratio of this item to total
investments computed from reported data in
1909.
The investment breakdown at State banks
in 1910 was obtained by applying to total
investments the average of the ratios of each
item to total investments computed from data
reported to the Comptroller in 1909 and 1911.
1916-1920. For 1916-1920 the reports
of the State banking department contained
figures of total "public" securities for all State
commercial banks. A breakdown of this total
into United States Government and State and
political subdivision securities was derived as
follows:
An estimate of United States Government
securities in 1916 was derived by applying to
the reported figure for 1915 the percentage
change from 1915 to 1916 in such securities
at New York national banks. State and
political subdivision securities represent the
difference between estimated United States
Government securities and the reported total
for "public" securities.
For 1917 and 1918, on the other hand,
United States Government security holdings
are the residual. Figures for State and
political subdivision securities for these two
years were derived by applying to estimated
holdings for 1916 and 1917, respectively, the
percentage change from 1916 to 1917 and from
1917 to 1918 in such holdings at New York
national banks.
For 1919 and 1920, data were available
for United States Government security holdings of State member banks. Holdings at
nonmember banks, whose total investments

New York
represented less than 15 per cent of total
investments at all commercial banks in New
York, were estimated on the basis of the ratio
of these securities to total investments at
State member banks. State and political subdivision securities represent the difference
between estimated holdings of United States
Government securities and reported totals of
"public" securities.
1922-1930* Estimates of United States
Government securities at nonmember State
commercial banks for 1922-1930 were obtained
by applying to total investments at these
banks, ratios that reflected changes over the
period in the ratio of these securities to total
investments at country State member banks
in New York; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary. The figures thus
derived were added to reported holdings at
State member banks, which held about 80
per cent of total investments at all State
commercial banks.
;:
Estimates of State and political subdivision securities for 1922-1926 were derived by
applying to total investments, ratios of these
securities to total investments derived by
interpolating between ratios based on reported
data for all State commercial banks in 1921
and for State member banks in 1927. For
1927-1930, estimates were derived by applying to total investments the ratio of these
securities to total investments computed for
State member banks in corresponding years.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time for both State banks and loan and
trust companies was not generally complete
in the reports of the Comptroller until 1931.4
For years in which items were not reported,
figures were obtained from other sources or
4
In subsequent paragraphs, these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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723

were estimated. No attempt, however, was


made in the revised series to provide figures
for United States Government deposits prior
to 1918 because practically all such deposits
were held by national banks.
Demand and time deposits. The breakdown of total deposits other than interbank
(the latter estimated for some years, as indicated in a later paragraph) into demand and
time was derived by applying to total deposits
other than interbank in each year a timedeposit ratio (the ratio of time to total
deposits other than interbank) as follows:
For loan and trust companies for 18961908 a ratio obtained by extrapolating the
trend in this ratio based on reported figures
for 1909 to 1927.
For State banks for 1896-1908, a ratio
computed from reported data for 1909, since
it was not possible to establish from the available evidence any trend in these deposits at
State banks.
For loan and trust companies for 1910,
the average time-deposit ratio computed from
reported data for 1909 and 1911. The same
procedure was followed for State banks, after
small amounts of time and demand deposits
had been transferred from "other" liabilities.
A small adjustment in total deposits at
loan and trust companies in 1913 was distributed proportionally between time and
demand deposits. In 1914, when two State
banks were added to the revised series, and
in 1915, when one was added, their demand
and time deposits were distributed according
to the proportions for banks reporting to the
Comptroller in these years.
Time deposits for 1916-1920 for State
banks and loan and trust companies were estimated separately by applying to total deposits less interbank (and less United States Government after 1917), ratios of time deposits
to this total that were derived by interpolating between ratios based on reported data for
1915 and 1921; for all State commercial banks
combined for 1922-1925, ratios were used that

724

All-Bank Statistics

were interpolated between ratios based on


reported data for 1921 and 1926.
Interbank deposits. Interbank deposits
at loan and trust companies were estimated
for 1896-1902 by applying to total deposits
the ratio of interbank to total deposits at
these banks in 1903. Adjustments were made
in interbank deposits at State banks and loan
and trust companies, as shown in the Comptroller's reports for 1910, 1914, 1915, 1919,
1921-1926, 1929, and 1930, on the basis of
State banking department reports or State
member bank data.
United States Government deposits.
Figures for United States Government deposits in 1921 are those at all State commercial
banks in New York, as shown in reports of
the Comptroller. Figures for 1918-1920 and
1922-1930 represent such deposits at State
member banks only, which held substantially
all of this type of deposit. Figures except for
1918 are as reported. The figure for 1918 was
estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in New York to such deposits at all
State member banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection at


State banks were not reported to the Comptroller in 1898. The amount of this item was
obtained from the report of the State banking
department and was deducted from bankers7

balances as reported by the Comptroller. At


loan and trust companies, cash items in process
of collection were not reported to the Comptroller or were obviously underreported in the
period 1896-1915. An estimate for each of
these years was derived by applying to total
cash assets at loan and trust companies the
ratio of cash items in process of collection to
total cash assets at national banks in New
York State in the corresponding year. Bankers* balances were reduced by the amounts of
the estimated item.
Currency and coin as reported to the
Comptroller in 1921 was adjusted on the basis
of State banking department reports.
Bankers' balances for loan and trust
companies were increased in 1910-1920, and
"other assets" reduced, by the amount of
foreign balances of one large bank that had
been included with "other assets" in these
years.
Borrowings of loan and trust companies
for 1896-1908 and 1910 and of State banks
for 1896-1908 were not reported separately to
the Comptroller; any borrowings presumably
were included in "other liabilities." Borrowings of loan and trust companies for 1907,
1908, and 1910 were obtained from the reports
of the State banking department. Figures for
1896-1906 were estimated by assuming the
same annual percentage change, using 1907
as a base, in the ratio of this item to total
liabilities as was computed for national banks.
The same method was applied for State banks,
except that the base year used was 1909.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for noninsured banks
derived from reports of the State banking
department or from bankers' directories; the
number of these noninsured banks ranged from

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Federal Reserve Bank of St. Louis

nine in 1934 to seven in 1946. The breakdowns of principal asset and liability items
at noninsured banks were available for some
of these years in the reports or abstracts of
the State banking department. The breakdowns for other years were estimated on the
basis of reported figures, as follows:
The breakdown of loans for 1934 was

New York
estimated on the basis of the percentage distribution of reported total loans at noninsured
banks in 1935; for 1939-1946, on the basis
of the distribution in 1947.
The breakdowns of investments other
than United States Government obligations
for 1934-1938 were estimated on the basis of
the percentage distribution of similar totals
for insured nonmember commercial banks in
corresponding years.
The breakdown of cash assets for 1934
was estimated on the basis of the percentage
distribution of this total at noninsured banks
in 1935, and for 1939 on the basis of the
distribution in 1938.

725

For 1934, interbank deposits were derived


from reported figures for individual noninsured banks furnished by the Federal Reserve
Bank of New York. Other deposit items for
that year were estimated: United States Government deposits represent the residual after
deducting such deposits at insured State commercial banks from the total for all State
commercial banks as reported to the Comptroller by the State banking department; time
deposits were estimated on the basis of the
ratio of time deposits to total deposits at
noninsured banks in 1935; and demand deposits were derived by deducting interbank,
United States Government, and time deposits
from total deposits.

UNINCORPORATED BANKS, 1896-1946


Unincorporated banks were underreported in the reports of the Comptroller of
the Currency throughout most of the period
1896-1933. Prior to 1914 information in the
Comptroller's reports and in State banking
department reports was very limited, and such
data were not entirely adequate until 1934.
Bankers' directories were therefore the principal source of balance-sheet figures for private banks prior to 1914; thereafter they
became a somewhat less important source of
data. For years prior to 1914, however, it was
necessary, to estimate the major part of the
balance-sheet data.
It was often difficult to determine whether
institutions designated as private banks were,
in fact, private banks or whether they were
brokerage firms. The study by Mr. Dillistin,
referred to earlier, was used as the guide in
these cases. As a result, the revised series
includes a smaller number of private banks
for each year than was reported in the bankers'
directories. The extent to which private banks
had failed to report to the Comptroller is
indicated by the following: the number reporting in 1896 represented only 10 per cent
of the total as shown by the revised series for

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Federal Reserve Bank of St. Louis

that year; for 1902, 8 per cent reported; and


for 1909, 21 per cent.
The adequacy of the figures compiled for
the revised series for 1900-1902 was tested
roughly by comparing them with the number
and capital accounts of private banks in New
York shown in the annual reports of the
Commissioner of Internal Revenue for this
period. The latter figures were developed as
a result of the tax on the capital and surplus
of banks levied by the War Revenue Act of
1898. The capital accounts of private banks
for the revised series (determined as described
below) were roughly comparable with the
amounts shown in the Bureau of Internal
Revenue data for 1901 and 1902 but not for
1900. Insofar as number of banks is concerned,
however, the Internal Revenue figures were
consistently larger than the revised series for
1900-1902. The discrepancies may result from
(1) the possible counting as banks in Internal
Revenue data of branches excluded from the
number of banks in the revised series and (2)
the possible inclusion in the Internal Revenue
series of a considerable number of brokers that
maintained branch offices in order to take
advantage of the more favorable tax laws to

726

All-Bank Statistics

which banks were subject and who, accordingly, reported to Internal Revenue as private
bankers.
State legislation enacted in April 1914
required certain types of private banks to
report to State banking authorities. It is estimated that, as a result, 49 per cent of all
private banks in New York were included in
the Comptroller's report for 1915 and that by
1925 the proportion was 65 per cent. Large
brokerage firms in New York City that conducted a private banking business and certain
comparatively large private banks were still
wholly or partially exempted from reporting
under the 1914 legislation.5
The revised series added relatively more
to assets and liabilities than to the number
of private banks shown in the Comptroller's
reports, since some of the large private banks
in New York City did not report until 1934.
The assets of two of the largest of these
institutions, whose balance-sheet data were
supplied by them for inclusion in the revised series, make up two-thirds of the total
assets of all private banks in the revised series
in 1898 and nearly all in 1933. The year-toyear fluctuations in various balance-sheet
items of all private banks are accounted for
largely by changes in items reported by these
two banks.
In the discussion that follows, the period
1896-1920 is considered separately from 19211946, in part because the derivation of data
for the earlier period involved techniques of
estimating not required for the later period
when data in official sources were more adequate, and in part because the development
of private banking in New York City prior
5
This legislation is discussed in the Annual Report of the
Superintendent of Banks of the State of New York, 1914, p.
7 ff., as follows: "The statute was so drawn as to entirely
exempt from its provisions large brokerage firms which also
transact a banking business upon a large scale. It also exempted private bankers doing business in the villages of the
State . . . Even in New York City certain other private bankers are partially exempt from compliance with the provisions
of the Banking Law upon filing an affidavit showing the
amount of permanent capital invested and other details indicating that the business is transacted upon a comparatively
large scale. In other cities of the State, this partial exemption is based upon tbe amount of permanent capital invested
alone."

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to 1921 differed from that in other parts of


the State. Some of the discussion of the
period 1896-1920 has been divided into two
partsthat for banks in New York City and
that for banks outside New York city.
SERIES FOR 1896-1920

Number of banks and principal balance-sheet itemsNew York City. It was


difficult to arrive at a reasonable figure for
the number of private banks in New York City
before 1914, when annual data on these banks
became available in State publications. For
each year in the 1896-1920 period the number
included in the revised series is based on the
Dillistin study. Some adjustments, particularly those pertaining to the dates of organization and discontinuance of banks, were made
by reference to other sources.
The revised balance sheet for private
banks in New York City combines data for
the two large private banks with aggregate
data for other private banks operating in the
City. Principal balance-sheet items for the
larger of these two banks were made available for the entire period under review; and
for the other, for all but four years1896,
1897,1929, and 1930. Estimates of unreported
data for the latter institution were made by
interpolation and extrapolation on the basis
of balance-sheet relationships in preceding
and/or succeeding years.
Balance-sheet data for other private
banks in New York City prior to 1914 were
almost completely lacking, as it was customary for the various bankers' directories merely
to list "private" banks in larger cities without
balance-sheet data. Under the terms of the
1914 legislation requiring reports by private
banks of less than a specified size, such banks
were listedwith their paid-in capitalin the
1914 report of the State banking department.
A complete balance sheet for these banks
appeared in the State report for 1915.
For New York City private banks other
than the two already discussed, major items
for the period 1896-1914 were estimated

New York
by (1) computing the average paid-in capital
of private banks reporting to the State banking department in 1914, (2) multiplying
average paid-in capital thus computed by the
revised number of banks in each year, 18961914, and (3) deriving the major balancesheet items for each year by assuming that
each item bore the same percentage relationship to paid-in capital as in 1915, when complete balance-sheet data for banks reporting
were available in the State banking department report.
For 1915-1920 principal balance-sheet
data for these banks were derived by the
same method as for the earlier period described above, except that the relationships
of major balance-sheet items to paid-in capital in each year were based on the breakdown
shown in the State banking department reports
for corresponding years; these breakdowns
were more comprehensive than those reported
to the Comptroller.
Number of banks and principal balance-sheet itemsOutside New York City*
The number and principal balance-sheet items
of private banks outside New York City prior
to 1921 were prepared largely from information obtained from bankers' directories. However, all of the principal items required for
the revised series were not reported by each
bank in the abbreviated balance-sheet form
used. The total amount of each item reported
was derived for each year, and an average
was computed for the banks actually reporting the item. The resulting averages were then
multiplied by the total number of private
banks outside New York City to obtain an
abbreviated balance sheet for all private
banks outside the City.
Breakdowns of principal balance-sheet
items* For all years in which the principal
balance-sheet items of the two large private
banks in New York City were made available,
the breakdowns also were supplied; for other
years they were estimated in the manner described for the principal balance-sheet items.
For the other private banks in the State,

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727

the breakdowns were estimated as described


below.
After estimated totals of principal items
for banks in New York City and outside New
York City were combined, the breakdowns of
loans, investments, cash assets, and deposits
for the period 1896-1920 were estimated on
the basis of the percentage distribution of
corresponding items for private banks that
reported to the Comptroller in each year.
It was necessary in several instances,
however, to adjust ratios based on private
bank data reported to the Comptroller to provide continuity over the period. In most cases
these adjustments related to the breakdowns
of the data for individual years. In the case
of deposits, however, it was necessary to estimate time deposits for the entire period 18961908 and for 1910. For the period 1896-1908
these deposits were estimated on the basis of
their relationship to total deposits in 1909.
For 1910, time deposits represent total deposits less demand deposits, with the latter
estimated by interpolation between 1909 and
1911. Both time and demand deposits were
adjusted in 1913, 1914, and 1916-1920 to
conform more nearly to reported data in
surrounding years.
SERIES FOR 1921-1946

The increase in the proportion of private


banks reporting to the Comptroller after 1920
made it possible to use the Comptroller's data
for 1921-1933 to estimate the average balance
sheet of private banks other than the two
large New York City banks discussed above.
These average figures were then multiplied by
the estimated number of banks to arrive at
the aggregate balance sheet.
The data reported to the Comptroller
were supplemented in a number of instances
by information in State banking department
reports. Any necessary adjustments in reported data were made before deriving the
estimated aggregate balance sheet. The most
important of these adjustments were;

728

All-Bank Statistics

(1) Real estate loans for 1922 and 19251928 and collateral loans for 1922-1928 were
obtained from State reports.
(2) Investments in United States Government and in State and political subdivision
securities were estimated for a number of
years from total "public" securities shown in
State banking department reports. State and
political subdivision securities for 1922-1930
were estimated by applying to "public" securities, ratios of State and political subdivision
securities to this total that were derived by
interpolating between ratios based on reported
data for 1921 and 1931. United States Government securities represent the difference
between estimated State and political subdivision securities and reported totals for "public"
securities.

(3) The breakdowns between demand and


time deposits for 1922-1926 and 1928 were
estimated by applying to total demand and
time deposits, ratios of time deposits to this
total that were derived by interpolating between similar ratios based on reported data
for 1921 and 1927 and for 1927 and 1929,
respectively.
Beginning with 1934, the data reported
to supervisory authorities by unincorporated
banks in New York State were complete except that figures for the Philadelphia branches
(one in 1934-1937 and two in 1938) had to
be added, and the breakdowns of loans for
1939-1946 had to be estimated. The latter
were based on the percentage distribution of
the total for the December call date in corresponding years.

MUTUAL SAVINGS BANKS, 1896-1946


On the basis of information in the State
banking department reports, the following net
changes were made in figures for number of
mutual savings banks published by the Comptroller of the Currency: addition of two
banks in 1897; and deduction of two banks
in 1898 and 1902 and one in 1899 and 1937.
Summaries of condition reports of mutual
savings banks were submitted to the Comptroller for January dates for 1896-1899. The
figures used for the revised series in these
years are total assets and liabilities, and the
breakdown of liabilities, for June call dates
that were available in the State banking
department reports. The breakdowns of the
asset side of the balance sheet were derived
by applying to total assets, or to principal
balance-sheet items, for June the averages of
the ratios of components to the appropriate
total computed from data for the preceding
and following January dates available in the
Comptroller's reports.
For 1900-1908 the Comptroller published
total assets and liabilities as of the midyear
date, but the figures for the assets breakdown

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Federal Reserve Bank of St. Louis

were the same as those for January published


in the reports of the State banking department. The difference between total assets as
of January and as of June of each year was
placed in "other assets" in the Comptroller's
data. The breakdowns of the revised assets
data for the June call date were estimated in
the manner described above for the period
1896-1899.
For 1909, 1910, and 1915, figures for
several of the asset items of these banks as
published by the Comptroller were not consistent with those for surrounding years. The
asset breakdowns for these years were estimated by applying to total assets for June the
average of the ratios of each asset item to the
total assets computed from data for the preceding and following January dates available
in State banking department reports.
The data reported to the supervisory
agencies for 1937 were for January 1 and
included one bank that was later absorbed.
To derive data for the June 30 date, the principal assets and liabilities of individual mutual
savings banks were obtained from bankers'

New York
directories. The breakdowns of the principal
items were estimated on the basis of average
ratios of subitems to the total derived from
reported data for 1936 and 1938.
*
LOANS

A complete breakdown of loans into real


estate, collateral, and "all other" was not
reported to the Comptroller in most years.
In the years in which items were not reported,
figures were obtained from other sources or
were estimated.
Data for real estate loans for 1919, 1920,
1922, and 1925-1928 are from the State banking department reports. From 1916 to 1934
the Comptroller published figures for collateral loans in only one year. The data for
other years of this period were taken from
reports published by the State banking department. For 1939-1946, the breakdowns of loans
were estimated on the basis of ratios of subitems to the total that were derived from
figures reported in 1947, the first year for
which the breakdown appeared consistent with
the data now reported for these banks.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was

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729

not reported regularly to the Comptroller


until 1932. For years in which items were
not reported, figures were estimated.
For 1916-1920, 1922, 1923, and 19251931, ratios of each subitem to total investments were computed from data for January
dates in the State banking department reports.
For each subitem, ratios for the January preceding and the January following the June
date for which the estimate was to be derived
were then averaged. These averages were then
applied to the total of all investments reported
to the Comptroller for midyear dates.
OTHER ITEMS

Small amounts of cash items in process


of collection were estimated for 1896-1908 by
applying to total cash assets the ratio of cash
items in process of collection to total cash
assets in 1909, as reported to the Comptroller.
Small amounts of cash items in process of
collection were interpolated for 1915-1920 and
1922-1931 using similar ratios for 1914 and
1921 and for 1921 and 1932, respectively,
when data were reported to the Comptroller,
The figure for 1933 was estimated by using
the 1932 ratio to total cash assets.
Other liabilities, included with time deposits by the Comptroller in 1916, were segregated on the basis of information available
in the State banking department reports.

730

New York

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

Real
estate

Loans

All

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1896
1897
1898
1899

1*252*811
1.298.402
1.468.576
1.807.274

380.032
399.354
413.722
446.435

449*028
498,900
628.526
921.460

423.751
400*148
426.328
439.379

1900
1901
1902
1903
1904

1.834.905
2.125.313
2*269.016
2*310.104
2.416.171

476.047
507,106
542,817
587,166
630.802

904,949
1,129.227
1.218.992
1*197,307
1.194.133

453.909
488.980
507.207
525,631
591,236

1920
1921
1922
1923
1924

7.313.059
6*782,938
6*593.434
7*189.081
7,986,242

1,379.150
1,529,181
1.690,277
1,947,673
2*245*926

2*712*762
2.397.165
2.556*863
2.672.602
3.058.805

3*221*147
2*856,592
2*344*294
2*566*606
2*681*511

1905
1906
1907
1908
1909

2.844.936
2*311*876
2.961.210
2*846*114
3.113.376

716,243
780,052
830,633
848,985
865,251

1,495.155
1,350*525
1,329,185
1,284*611
1.491*222

633,538
681,299
801*142
712,518
756,903

1925
1926
1927
1928
1929

8,624*253
9,416,855
10,417,832
11*434.822
12.562*877

2,573*217
2,904,822
3*250,430
3*566,791
3,828*589

3*420.690
3*676*212
4,136*980
4.515.758
5*177.202

2*630*346
2,835,821
3*030*422
3*352.273
3*557*086

1910
1911
1912
1913
1914

3.204*526
3.309,976
3,510,510
3,426,018
3i743546

953,530
996i835
1,056,712
1,107,618
1,145,623

1*377*742
1.360*627
1.390.387
1.294*248
1*466*681

873,256
952,514
1,063,411
1,024*152
1,131,242

1930
1931
1932
1933
1934

12.757*286
11*074*069
8.947*265
8*267.935
8,024,189

3,861*330
4,027,448
4,072,671
4,346*731
3*789,399

5*382*338
4*285*139
2*584*846
2,083*088
2*357*087

3.513.568
2*761*482
2*289*748
1*838*116
1.877.703

1915
1916
1917
1918
1919

4*095*622
4,926,811
5.570,910
5.972,997
6.497,249

1*183,299
1*200,146
1258700
1,250,230
1,261,387

1.720,022
2*264,358
2*460,350
2*374,212
3*181*012

1,192,301
1.462.307
1.851.850
2.348.555
2.054.350

1935
1936
1937
1938

7,657i700
7,704,124
8,416,463
7*214,226

3.613.227
3*463.049
3.443,110
3.404*339

2*236,281
2,329*061
2*502,697
1*606*152

1*808,192
1.912.014
2*470*656
2*203*735

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

7,008.518

1,920.721

22*162

2*642*118

735.256

761.948

1940
1941
1942
1943
1944

7,067,786
7.965,379
6,049,579
7.719,627
9,143,240

2*226.562
2*684,002
3187,572
2*574*696
2,786*255

346*306
449,794
451.128
976*778
1*688*699

286*045
275,197
240,011
312.899
636.566

21*313
20*674
19*930
19.470
17*632

2.675.435
2.708,246
2,651*962
2*538*461
2,469,015

737,816
731.812
701.358
667*203
636,409

421*651
383.886

774*309
895.454
797*616
208*269
324*778

1945
1946
1947
1948
1949

10.741.906
10.473.497
l i t 067.362
12*665.300
13.436,994

2,728,466
3*600*060
4,792,354
6,007,411
5,409,620

2*567*781
1,876,572
1*217,928
960,277
1,729,190

1.645.792
861.913
352.727
320,236
300,924

18,167
23.612
32*188
33.996
35.778

2,430*863
2.521*698
2.806.876
3.301.748
3,929,294

630,010
657*811
674.957
845,819
900*604

440*904
615*390
843*642
1*042.741
1*136.386

279,923
296.441
346*490
432*441
318*157

1950
1951
1952
1953
1954

14*617.064
18.743,248
20,950,623
23.019.655
24*152,237

5,492*665
7,892,700
8*753,706
9*550*306
8,830,835

1*539,869
1,324,062
1*666*679
1*316*065
1,860,895

304.120
347,281
300.508
309,370
447.902

37.244
40.742
41.270
43.786
45.826

4,839.551
6,222,149
7,057,194
8.087*723
9,171.187

989.343
1,109,856
1,237.207
1,330.371
1*446.190

1*371,921
1,609*045
1,687*397
2.162.896
2*225*845

414.337
566.915
597,732
599.994
541*692

1955

27,422,315

9,327,277

2*107,514

559,185

50.902

10.676,136

1.591.314

2.514.049

851*873

' IBeginning June 2tO, 194S, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entire!y comparable with prior figures. Total loans
continue to be shown net.

New York

731

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Conlinued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

Obligations
of States
nnd political
subdivisions

U.S.
Government
obligations

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

646,196
692,244
766,831
855*551

202*807
201,821
214,006
201*664

323,336
342*410
375*467
397*536

120,053
148,013
177,338
256*351

448,133
524,748
578,293
745,195

75.464
93.264
86*255
238*024

203,223
241,394
280,272
290.146

169.446
190.070
211*766
217.025

80*984
34,791
90*860
96,350

2*428,124
2*600*165
2.904*560
3.504*370

1900
1901
1902
1903
1904

964*961
1*098*401
1*158*126
1*185*692
1*262*637

202*036
168,684
151*757
127*069
112,265

397,945
411*699
439.327
469*077
475*485

384,980
518*018
567*042
589.546
674.887

742*356
994*537
859.111
810*217
999*940

181*129
399.508
264.571
231.037
184.031

290,564
337,622
323,345
309*008
414,683

270*663
257*407
271.195
270.172
401.226

64*367
87,743
106*087
131*785
134.233

3.646.589
4.305,994
4*392*340
4.437.798
4*812*981

1905
1906
1907
1908
1909

1.410.651
1.375.721
1,378.475
1.426.859
1*567*279

100,640
85,565
64,792
92*580
94,255

495*487
469*475
494*610
496*361
523.407

814.324
800.681
819*073
837,918
949,617

1*029*044
1*051*834
1.097,139
1,219.520
1,374,824

308r790
370*659
326,660
284.189
415*568

379,867
369,745
416,897
529,057
375,727

340.387
311*430
353,582
406,274
383,509

137.008
135.098
160.826
148*849
155.187

5.421,639
5*374,529
5*597,650
5*641.342
6*210.666

1910
1911
1912
1913
1914

1*572*803
1.686*693
1.749.472
1.723.979
1.792.610

90,132
85,459
90,351
90*467
91,576

546.766
552.976
575.730
596.274
626.666

935,905
1*046,256
1,083,391
1.037.236
1*074.368

1,445*912
1*447*062
1,438,462
1*328*895
1*528.493

544*214
356.086
327.607
290.405
362.601

543,906
610,874
598,063
564,262
597,135

357,792
478,102
312,592
474,228
568,757

171.275
176.495
201.213
195.736
230.038

6,394,518
6,620,226
6,899*657
6*674*628
7.294.687

1915
1916
1917
1918
1919

1*879,264
2,253,913
2,463,745
2,880*682
3*303*022

82,649
74,219
340*927
942.552
1.357.632

624*894
712,145
694*610
691*478
665.967

1.171.541
1*467,549
1*428*008
1,246*652
1*279,423

1.732*134
1.983*216
2.119,480
1*909.053
2*441*046

267,270
497,1<9
497.806
350.344
963*046

592*230
576*621
462,727
191*288
185,863

872*634
909,446
1,158*945
1*367,421
1,272,137

266*785
351.301
502.727
625.332
778.601

7.993,825
9,515,241
10.656.862
11.368.064
13*019*918

1920
1921
1922
1923
1924

3.033.218
3.154*415
3,819.439
3.918*599
4*150*532

1.212*530
1.238.407
1.689.740
1,879,133
1,816,725

541.335
596*640
664.452
675*078
767.252

1,279*353
1*319*366
1.465*247
1*364*388
1*566.555

2,472*690
2,146,944
2,401,729
1*966*442
2*829*507

1.039,315
936.745
1.144.440
765.084
1.488*603

191,785
166,004
136,146
121*040
140,785

1,241,590
1*044,195
1,121,143
1,080*318
1*200*119

872*011
754,380
657,242
648,634
689,889

13*690.978
12,836*677
13,471,844
13,722,756
15*656,170

1925
1926
1927
1926
1929

4*441*329
4*505*960
4.759*067
5*004.489
4.609.604

1.773.978
1.715,471
1,677,219
1.767*914
1.576*781

815.314
846.239
935.391
905*848
808*236

1*852*037
1*944,250
2,146,457
2,330,727
2,224,765

3,123,596
3*046,577
3,400,551
2,928,375
2,638,483

1.633.839
1*525*635
1.725.015
1.316*760
1,266,536

143,447
152,314
153,435
124,402
122,067

1*346,290
1*368,578
1,522*101
1.487*213
1*449,860

856,175
878,160
910*745
.178.556
,334*184

17,045*353
17.847,572
19.488.195
20,546*242
21,345,348

1930
1931
1932
1933
1934

5.379,369
6.283*214
6*197*255
6*782*612
7*467.563

1.848*954
2*373,468
2.791*584
3,371,728
4*255.384

924*421
1*108*439
1.102*696
1.247*053
1.162.275

2,605*994
2,801*307
2,302*975
2*163,831
2*029.904

4,327,726
3,587,982
2,433*375
2,603*722
2*844*075

2,569,349
1,665*034
771*873
912,491
460,355

132*867
131*937
131.393
123,463
136,576

1*625*510
1,790,991
1,530*109
1.565,768
2,247*144

421*222
1,744*429
.157.729
1*210*382
1*238.493

23,865,603
22,689,694
16,735,624
16,864,651
19,574,320

1935
1936
1937
1938
1939

8*466*461
9*862*183
6*694,798
8,699*153
9,923*295

5.353,192
6.774.741
5.789,310
6.074*133
7*278*164

1.260*333
1.154.609
1*034*691
995*418
1*122*824

1*852,936
1.952.833
1.870.597
1*629.602
1.522.307

3,433*243
4*303,591
4,969.334
5*723.959
7.466.045

493,921
1,058*192
1,069,268
926*485
1,116*013

127,9<*0
158,197
151,999
148,487
165,336

2,811,382
3,087,202
3,748,067
4*648*987
6*184*696

1.177,997
1,227,157
1,225,725
1*137*564
1*057*001

20,735,^01
23,117,055
23,306,320
22,774,902
25,454,859

1940
1941
1942
1943
1944

10*936*749
12*953*547
14*052*935
20*852*538
25*011,490

8*344.392
10.416,188
11,829*016
19.129,942
23,453*529

1.242.394
1.175.833
966.333
736.648
656.399

1.349.963
1,361.526
1*237*586
965*948
899,562

9.506*970
8,865.033
7,158,196
6*053,925
6,368,379

536*204
1.011.059
957,334
1,224*634
1,532*751

210,360
278,179
228,393
223,042
209*813

8*760,406
7,575*795
5*972,447
4*606*229
4.625,815

961.075
896.170
795.221
712*355
617*645

28*472.560
30.660*129
30,035.931
35*338*445
41.140*754

1945
1946
1947
1948
1949

28,812*384
27,975,176
24*770*390
22*509*769
22*466*209

27,104*339
26*203*461
22,849*432
20*284*933
19*912*952

752.130
747.243
863*023
887*072
952.855

955,915
1,024,472
1,037,935
1,337*764
1*602*402

6,208*941
8*124*799
8,076,113
8,560*831
8.903*626

826*364
2,256*839
2*093*249
1,916,916
2*375.095

216*356
214,358
265*726
292.640
301*264

5,166,221
5,653,602
5,697,138
6,371,075
6,227,267

535.381
517.047
522.599
684.041
624.930

46*296*612
47.090.519
44. 436. 464
44.439*941
45,435*759

1950
1951
1952
1953
1954

23,326,872
20*522*563
20,716,364
18*978*748
21,808*569

20*234*466
17.034,355
16,512,963
14*644,491
16,755,573

1*387*892
1*680*349
2.107,796
2.153,140
2,817,038

1*704*512
1*607*859
2*095,625
2,181,117
2,235,956

8.156*677
9.396,725
10,337,634
9,943*716
9.755,255

2,168.660
2.383*569
2*914,705
2,765,315
2,967,288

256.459
372,382
340.534
351.449

5,745,531
6*756*697
7,050*547
6,837*867
6*436*518

656.331
772.770
870*840
858*469
958*277

46*756*944
49*435.306
52*875,481
52*800*608
56*674,338

20,638,741

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

15*526,510

2,850*529

2,261,702

9.922*649

3*370*795

355,018

6*196*836

1*133.242

59,116,947

732

New York

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date, partly estimated . Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government
1*883

Other
demand

Other
time

1896
1897
1896
1899

1.946.755
2*103.198
2.374.724
2t943*673

275.327
348.181
417,393
527,685

1*878
32.783
26*926

886,417
938*323
1,054,660
1,418,326

761,128
814*816
869,886
970,736

1900
1901
1902
1903
1904

2*999,905
3*618*118
3*628,700
3,596,017
3*950*104

589,784
616,064
638,775
601*303
802.604

37,768
35,982
43.096
43,029
26,698

1*330.534
1,623*810
1*724*996
1*673,521
1,776,923

1,041,819
1,142,262
,221,833
,276,164
,343,879

1905
1906
1907
1908
1909

4*475.189
4*446,080
4*611,284
4.634,887
5.199.126

813*529
747,397
801,727
930,576
990*721

15,006
18.170
38.574
15.131
6.662

2,172,984
2,129,696
2*136*639
2*090*201
2.509*675

,473*670
,550*817
,632.344
,598,979
,691,668

1910
1911
1912
1913
19141

5*301,887
5*506,480
5771,124
5.544,876
6.172,850

865*270
1.014.989
959,039
921,846
1,077,155

5.445
3.658
4.242
4,413
7.994

2.548.336
2.523.279
2,738.912
2(529,667
2,973,702

,882*834
,964,554
2*066,931
2,068,950
2,113,999

191S
1916
1917
1918
19191

6*786,010
8,210,091
9,002,777
9*447,822
10.621,312

1.243,419
1.518,824
1,651.794
1.577,101
1.501.863

3.186
1,983
80,855
679,407
442,233

3.307,475
4,194,803
4,602,001
4,541*657
5*688*807

2*231*930
2*494*461
2*666*127
2,649,657
2,986*409

1920
1921
1922
1923
1924

10.984,337
10*558,464
11,483,353
11*440,843
13.485*083

1*461*915
1*146*490
1.224,178
1*261*500
1*832.206

117,951
195.145
43.079
75.595
33.515

6*049,036
5,634*646
6,164*272
5,652*943
6,678,750

3*355.435
3.582*183
4*051*824
4*450,805
4,940*612

1925
1926
1927
1928
1929

14.584,213
15.150*350
16*490*785
16*612*073
16,898*966

1,677,791
1,714,656
1,940,867
1*889*949
1*666*590

23*606
39.014
27.319
63.257
84.825

7*306,519
7*420,828
7*916*620
7*485,738
7.882.261

5*576,297
5*975*852
6,605*979
7,173,129
7,265*290

1930
1931
1932
1933
1934

19,115,470
18*196,818
15*099,675
15.327,252
16*155,715

2*314*362
2*210.879
1*401,063
1,546,144
1*944*283

87.836
137.421
140.861
370.571
880.954

9*026.799
7.815.052
6*144,945
6,314,968
6,185,369

7,686*473
6*033,466
7*412*806
7.095,569
7.145.109

1935
1936
1937
1936
1939

17,547,127
19.719,619
19.873,979
19,525,827
22*165,690

2*465.560
3*080,782
2.853.049
3.055.343
3,860,179

409.185
321.686
341.072
173.580
168,020

7.624,051
9,237,586
9,317.127
8.923.496
10.642(193

7*048,331
7,079,565
7,362*731
7,373,408
7,495,298

1940
1941
1942
1943
1944

25*295.191
27.467,654
26.876.974
32.094.653
37.606.561

4*935,478
5*015.732
4.211.593
3.940,237
4,172,730

163*078
131,749
956.134
3.328.576
7.290.683

12.469,670
14,609,970
14,305,019
16,878,366
17,100,766

7*706(965
7.710.203
7.404,226
7,947,472
9.042,382

1945
1946
1947
194(j
194^>

42*520.059
42*906.144
40.028.275
39*786,328
40,639.596

4.513.044
4,672.923
4.620,684
4.465,115
4.321.987

9*097,837
4,316,581
314,677
448,641
666.691

18,131,172
21,473.220
21,718,778
20,660,513
20,832,299

10,778,006
12,443,420
13,374,136
14,212,059
14,816,619

1950
1951
1952
195:j
1954

41.729,003
43.987.149
47*043*835
46*898*226
50.661.134

4.326*994
4.533.232
5.112.697
4.999,854
6,043,308

891,565
2,054,201
1,921*045
1,075,976
1,648,529

20,934.372
21.582,595
23.083.198
22(411,297
22,903,740

15.576.072
15.817.121
16.926,695
18,411*099
20,065,557

195'i

52,716,576

5.982.829

1.414.539

23,953,000

21.366*208

New York

733

Table 1AH Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

4.310

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1S96
1897
1896
1899

7*466
3*152
5*407

31*011
29.952
30.470
30*354

12,417
16.728
34.799
39,246

177*396
177.749
186*038
188,725

256.235
265.092
275.377
296.965

2*426*124
2*600*185
2*904*560
3*504*370

909
904
902
902

1900
1901
1902
1903
1904

9*421
5.679
6*872
6*547
5*423

42*125
51*564
52*955
65,430
62.039

41*152
50*510
36*862
47,646
47,656

218,678
226,937
278,329
293.839
312,258

335.308
352.986
386.622
428,319
435,499

3*646.569
4*305*994
4.392.340
4.437*798
4,812,961

907
903
910
923
932

190S

2599
4*008
24*966
13*547
12*664

71*514
75.085
81,367
89 .646
85.789

105.927
55,473
74.546
52,029
34,534

303,006
305,967
303,556
314.217
336.429

463.404
487.916
501.907
537,016
542.124

5,421,639
5,374.529
5.597,650
5,641,342
6*210*666

948
966
985
1,014
1,014

5.031
3.967
5*564
6*113
5.674

86*904
84,116
87*672
88,490
82,914

62*061
84*622
101,166
88,437
84,935

346.553
331.545
317.724
318,454
318,646

590.062
609,296
616,407
628*258
629.668

6*394*518
6.620*226
6,899*657
6.674*628
7.294.667

1,034
1*032
1,027
1*037
1,066

1915
1916
1917
1916
1919

12*862
5*911
169,576
325*722
607.890

80,233
72,647
68 * 448
77.210
74*652

121,432
196*105
314,907
433,676
530,902

325,959
345,942
389,266
404,853
416,522

667.329
664.545
711.886
698,781
766*440

7.993*825
9*515.241
10*656,862
11*366*064
13*019*916

1,057
1,066
1.062
1.086
1,093

1920
1921
1922
1923
1924

758.984
373.820
67,133
205*271
61*566

72,388
74.422
78.263
77,012
79*668

581,629
430,009
329,255
444,162
378*699

457,065
504*007
514,434
530,245
532,606

836,575
897.955
999,406
1.025,223
1,118.548

13,690,978
12,836,677
13*471*844
13.722.756
15*656*170

1,125
1,137
1,136
1*141
1*161

1925
1926
1927
1926
1929

142*862
106.962
121.827
460.469
454.889

65,374
66*746
67,445
67,536
67,136

439.774
530,046
601*846
877*506
950*621

590,875
641,547
699,742
803*223
970*122

1*222*255
1*351.921
1.506.546
1.725.435
2.003.412

17*045*353
17,847*572
19*486*195
20,546*242
21.345,348

1*166
1*182
1,187
1,178
1.166

1930
1931
1932
1933
1934

166*579
39*412
114*934
78,245
25,830

68,997
71*350
71*583
86,444
54.124

1,081,554
1*007,607
572,340
522,279
365*543

1.072.155
1.012.683
903*948
887.930
1.031.405

2.380*848
2.361*824
1*973*144
1*962*501
1,941,703

23,885,603
22,689,694
18,735,624
16.664,651
19.574,320

1,142
1.080
988
875
935

1935
1936
1937
1936
1939

20.809
30.573
22*566
13*923
9*685

17,143

275*915
398,789
460*024
342,564
398,717

996.229
931.554
847,670
837.151
803,863

1*878.176
2.036.520
2. 102*081
2.055.437
2.076*904

20,735,401
23.117.055
23*306.320
22.774,902
25,454,659

929
925
907
898
686

1940
1941
1942
1943
1944

7.616
6,557
10,451
20,175
72,272

353,215
353,756
359,884
345,769
392,409

790,707
785,432
780,311
780,390
787.415

2.025,851
2.066,730
2*026,311
2.097,458
2,282,097

26,472,580
30,680,129
30,055,931
35,336,445
41.140,754

873
663
851
644
833

1945
1946
1947
1948
1949

50*105
38,632
23,539
33.212
7.469

435*437
524*686
594,770
714,069
727,093

793,447
809,074
624.472
826*615
876.697

2*499.564
2*611*963
2*965.408
3,079,697
3*164.704

46*298,612
47,090,519
44*436,464
44*439*941
45,435,759

825
806
797
782
780

1930
1951
1952
1953
1954

10.762
16.012
33*493
30*574
9*453

835,380
1,127,278
1,298,045
1,217,908
1*167*208

876,118
899*499
942*693
960.090
978.238

3*305*681
3,405,366
3,557,415
3,693.810
3*658*305

46,756,944
49,435,306
52,875*481
52,600,608
56,674*336

770
752
745
725
700

26.717

1*326*229

3.994.616

59,116*947

657

19*06
1907
1908
1909
1910
1911
1912
1913
1914

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

734

New York

AH Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

912(362
946*579
1.101*316
1.408.055

40*945
48.586
47.197
50*011

447,666
497*845
627.791
918*665

423.751
400.148
426*328
439*379

1900
1901
1902
1903
1904

1*408*341
1*671*126
1*782*092
1.787.334
1.860*189

52*896
55*644
60*275
70*146
78*156

901*536
1*126*502
1*214,610
1*191.557
1.190,797

453*909
488.980
507.207
525,631
591*236

1922
1923
1924

6.028.579
5*338*849
5.047.374
5.431*368
5*992*774

152,032
149,481
165,795
222,109
265*261

2,690,397
2,365*031
2,539,700
2,647,750
3,048,343

3*186*150
2*824*337
2,341*879
2*561.509
2.679.170

1905
1906
1907
1908
1909

2.230.842
2*140*210
2.239.682
2*101*510
2*366*752

103*991
113*086
112.963
105,126
119*374

1*493.313
1*345.823
1.325*577
1*283*866
1*490*475

633,538
681,299
801.142
712.518
756.903

1925
1926
1927
1928
1929

6*380.432
6*932.207
7.639.207
8.378.710
9*313*268

349*795
445,069
504,874
549,009
612*364

3,403,626
3,654,615
4*112,680
4,488,384
5*152,829

2*627*011
2.832.523
3.021*653
3.341,317
3,548.095

1910
1911
1912
1913
1914

2.366.320
2.441.854
2.587*355
2*454*201
2.733*172

116*160
129.396
134*701
137.634
137*868

1*376,904
1*360*031
1.389*410
1,292*457
1*464*204

873.256
952,427
1*063,244
1*024*110
1.131.100

1930
1931
1932
1933
1934

9*456*306
7,597,496
5,405,040
4*783,919
4,693,338

579,413
557,850
536,529
865*534
461,270

5*367,285
4,278*744
2,578.773
2,080,269
2.354.365

3,509,606
2,760,902
2,289,738
1*338*116
1.877*703

1915
1916
1917
1918
1919

3.057.006
3.867.241
4*456*158
4.860.730
5.367*862

145.722
140.743
144.604
140.857
139,128

1.718,983
2,264,191
2,459.504
2,373,341
3.177.104

1,192.301
1,462.307
1,851,850
2,346,532
2.051,630

1935
1936
1937
1938

4*482,402
4*673*981
5,409.778
4*233,745

440,202
435,017
439,432
426,579

2,234*008
2,326,950
2,499,690
1,603*431

1*808,192
1,912,014
2,470,656
2,203,735

Other

Other
loans
to
individuals

1920
1921

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Alt
other

1939

4,001*889

1*920*721

591,297

233,758

150*411

754*522

1940
1941
1942
1943
1944

4*025,110
4,898.720
5.082.046
4.884*102
6,382,093

2*226*460
2,884*002
3*187,572
2,574.696
2,786,255

346*306
449,794
451*128
976.778
1.686.699

286.045
275,197
240,011
312,899
836,566

15,232
14.750
14,000
13,800
12,111

234,129
249,322
271,019
262.152
252.515

144.971
134,688
123.171
114.426
98.156

421,199
333,146

771*967
890,967
795*145
208*152
324.645

1945
19*6
1947
1948
1949

8.006*039
7.709*852
8.133.153
9,415.193
9.619.875

2*728,466
3*600*060
4,792,354
6,007*411
5,409,620

2.567,781
1.876,572
1,217,928
980,277
1,729,190

1,645,792
881,913
352.727
320.236
300.924

12,697
18,090
27,077
27,948
29,234

234.693
304*490
412*204
555.479
653,094

96,694
119,386
146.082
167,043
181*065

440,131
613.278
838,663
1,035,383
1*126,768

279*765
296,063
346,098
430,593
316,404

1950
1951
1952
19S3
1954

10.038,271
12,898.855
14.121.376
15.172.501
15.176*949

5*492*840
7,892,690
8,753*705
9*550,305
8,827.231

1,539,889
1.324.062
1.666.679
1.316.085
1.860,895

304,120
347,281
300.508
309,370
447.902

30.549
33.029
33.421
35.546
37,376

875,651
1,106,454
1,109,138
1,199,565
1*250.826

188*275
212.114
226,665
250,673
272,615

1,359,873
1,591*083
1,669*076
2*160,270
2*200*552

413,975
583.823
596.642
599,716
541.099

1955

17,011.928

9.327.276

2.107,514

559.185

41.213

1.593*816

342,514

2,485*171

850.449

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New York

735

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
- assets

1696
1897
1896
1699

254.922
282*484
330,209
374,938

68*946
91,186
111*400
107,464

45*923
48*202
51*077
60.626

120,053
143,096
167,732
206*848

394,867
469,330
516*935
682,211

75,036
92,641
85,764
237*520

193,852
232,860
272,357
261,956

125*997
143.629
158,814
162,733

59*202
62*120
66*650
70*186

1,621,373
1,760,513
2*015,310
2,535*392

1900
1901
1902
1903
1904

458*761
535,917
574*284
589,637
653.097

129,420
117,498
112,640
97*862
90*322

63*808
64.084
60.997
67.336
73*169

265,533
354,335
400*647
424*439
489*586

674,895
921,602
786.715
736.931
923,429

160,569
396,925
263,992
230*451
183*419

261,794
328,505
314,585
300,214
405*806

212.512
194.172
208.138
206,266
334,202

66*723
72*272
81,566
102*471
101*077

2*608,720
3,200*917
3,224.657
3.216.373
3.537,792

1905
1906
1907
1908
1909

770.571
717.055
731*485
782*344
916,454

86,758
77,661
57.675
86.779
90*350

66*476
75*175
66*300
87,094
106*228

597*337
564.219
565,510
608,471
719,676

949*718
969,501
1,007.693
1,123,980
1.285,107

308*155
370.000
325*944
283*425
414.757

370*962
360*688
404*196
515*968
566,779

270,561
238,813
277,553
324,587
303,571

102*615
103,319
128,029
117,003
121*734

4,053.946
3.930,085
4,106,869
4,124,837
4.690*047

1910
1911
1912
1913
1914

867.032
979.361
1.014.940
975.445
1.031.505

87.309
83.233
88.409
66*267
90,475

97*896
118*464
150*681
127,274
147.072

681*827
777.644
775.850
759,904
793,958

1,352,033
1,346.596
1,339.466
1,228*592
1,411,665

543.676
357.810
327*409
290*165
361*500

533*460
604*386
590,701
558,070
586,694

274,897
364,400
421,356
380,357
463,471

132.717
144,357
165,262
151,183
184,542

4,718,102
4,912,168
5,107.023
4.809.421
5,360,884

1915
1916
1917
1916
1919

1.143.842
1*460*396
1*616.023
2,016*286
2.253*876

82.114
73,425
321.475
850.062
1.107.935

180*667
236.828
216.977
254,094
232.670

881.041
1.150.143
1.079.571
912.130
913,271

1*603.041
1.639.104
1.968.252
1.760.671
2.314.369

266.029
495,737
496*297
349,037
961*732

579,400
565,560
448,780
179,619
173,335

757*612
777,807
1,023*175
1*252*015
1*159*302

233,974
295*328
441,513
560,500
716.771

6,037,863
7*462,069
8*463,946
9,218.167
10.652*676

1920
1921
1922
1923
1924

1.912.200
1.921.825
2,474*143
2,503,009
2,734,593

839.231
757.135
1*196,016
1.329*884
1*248*665

157.947
175.351
223,195
239.076
319.136

915,022
989.339
1,054,932
934,049
1,166,792

2,343*664
2,026*213
2,269,567
1,846*742
2,687,700

1*037*952
935,470
1,143,100
763,942
1,487,335

176,088
153,152
122*642
106,778
126,033

1*127*624
939.591
1,003,625
976.022
1.074,332

818,215
693,679
589*098
576,069
608,296

11.102.656
9.982*566
10,380.182
10,357,186
12.023,363

1925
1926
1927
1928
1929

2*948.953
3.007,390
3,215*442
3,423,184
3.106,426

1,251*646
1,240,424
1*265.071
1,418*446
1,309,160

339.246
347.215
366.948
327.090
256.002

1,356.061
1.419.751
1.561.423
1,677,648
1,539,244

2*990,778
2,912,491
3*256*758
2,798,337
2.725,380

1,632,751
1.524,647
1,723,968
1,315,910
1*265,884

128*508
138*291
138*265
109.608
107.228

1.229,519
1,249,553
,394,505
,372,819
,352*268

765,456
781,308
801.513
1,057,967
1,199,378

13*085,619
13,633*396
14,912,920
15*658,198
16*344,472

1930
1931
1932
1933
1934

3.832.999
4,339.920
4.329.620
4.890*001
5*523,621

1*629*369
2,080*031
2,424*938
2.998,186
3,779*369

375*460
463.265
510.453
664*479
614,991

1,828,170
,796,624
,394*229
.227,336
.129*261

4,169,055
3,366,852
2,183.315
2.360.190
2*563*263

2,566,502
1,664.006
770.833
911,478
459.187

115*609
114.600
104.822
90,276
107,686

,484,744
,588*246
.307.660
,358,434
,996,390

1,270,859
1,573,560
949,300
927,735
661*394

18,729,219
16*877,846
12,667,275
12*961*645
13*641,616

1935
1936
1937
1938
1939

6.439.597
7.699,963
6,436,337
6,385,225
7.480.671

4,573,979
5.691,436
4,606,350
4,673*523
5.647.465

705.911
671.911
556*293
584,874
741,950

,159,707
,336,616
1,273,694
1*126*828
1*091*256

3.151*460
4,014,690
4,666,665
5,386.074
7.060.749

492,749
1,056,990
1,068,057
925*079
1,113*865

102*338
131*639
125.364
120.405
127.096

2*556*373
2,626.061
3.473.244
4.340.590
5,819,768

714,062
680,527
680*773
612*907
579,424

14,767,521
17,069,161
17*193*553
16*617,951
19*122,733

1940
1941
1942
1943
1944

6,532,552
10,539,651
11,617*848
17,849,527
20,959.356

6.659,467
8,601,438
9,828,243
16*422.881
19.627,524

893,189
881,264
797,207
646*742
606*349

979*896
1,056*929
992.398
779.904
725*463

6.953,424
8*323,814
6*743*858
5*656*034
6*061,057

532,661
1*007,000
953.791
1,220.675
1,529,370

167.719
233.160
182.441
180*604
167.210

6,253,044
7,083,654
5,607,626
4,254,755
4.364,477

522*658
491,172
461*507
426*102
413*075

22,033,744
24*253.357
23*905,259
28,815,765
33,815,561

1945
1946
1947
1948
1949

23.465.170
21.539.749
17.746*385
15,145,969
14,984.808

21,957*411
20*026*496
16*156*140
13,587*606
13*359,630

732.023
707.518
848.231
855,960
916.822

775,736
805,733
742,014
702*383
706*156

5,875.712
7,675,936
7,512*921
8*029*863
8,372.198

822.365
2,251.004
2.085.187
1.909.709
2.364.787

175,822
169,793
237,752
242*602
247.978

4.877,525
5*255*139
5,189*982
5*877,572
5*759.433

394.768
410*852
414.896
566.375
493.475

37,741,689
37*336.389
33*607*357
33,157,420
33*470,356

1950
1951
1952
1953
1954

15,759,751
13,902*717
14,191*072
12*179,435
15,068,611

13,633*134
11*343*681
11,229*995
9,473,781
11,690.631

1.343.185
1.634,910
1.957.663
1.901,432
2*478,178

783*432
924*126
1,003*414
804*222
699,602

7*599,035
8,828*235
9,712,352
9*391,056
9,109,997

2,152,499
2,369,011
2,894,890
2,750,929
2*950*856

192,967
201,794
317,249
282.812
292.317

5.253*569
6*257.430
6,500,213
6,357,315
bB66*324

509,017
575,058
648,502
624,609
716,150

33,906,074
36,204,865
38*673,302
37,367,601
40*071,707

1955

14,184*795

10*990*156

2,442*425

752,214

9.275,634

3*352,232

292.276

5*631*326

873,296

41,345,855

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

736

New York

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits

Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

1*231*722
1.361*723
1*587,512
2,085*230

275,327
346,181
417,393
527,685

1*878
32.783
26*926

888*417
938*323
1,054,660
1,418,326

82*676
112*293

1900
1901
1902
1903
1904

2,077*824
2*630,496
2,577,012
2*483*596
2,784*013

589.784
616*064
638*775
601*303
802*604

37*768
35.982
43*096
43.029
26*696

1,330,534
1,823,610
1,724,996
1,673,521
1,776,923

119*738
154*640
170*145
165*745
177.788

1905
1906
1907
1908
1909

3*222,261
3.110987
3,216,987
3*256*654
3*793*327

813,529
747,397
801,727
930,576
990,721

15*006
18*170
38.574
15*131
6*662

2*172*964
2*129*696
2*138*639
2*090*201
2.509.170

220.742
215*724
238*047
220*746
286*574

1910
1911
1912
1913
1914

3*774,951
3*945*312
4,137,626
3*844,813
4,401,286

865,270
1,014*989
959,039
921*646
1.077.155

5*445
3*658
4*242
4*413
7*994

2*546*336
2*523*264
2*738*866
2*529*636
2*973*681

355*898
403*401
435*481
388*916
342*456

1915
1916
1917
1918
1919

5*011*768
6*326*849
7*011*308
7,456,102
8*442*276

1,243,419
1*518*824
1,651.794
1,577,101
1,501,863

3*186
1*963
80*855
679*407
442*233

3*307,449
4,194,803
4,602,001
4,541,657
5,688,807

457*734
611*239
676*658
657.937
809*375

1920
1921
1922
1923
1924

8*566*006
7*910,213
8,692,000
8,396,713
10*211,229

1,461,915
1,146,490
1*224*178
1*261,500
1*832*206

117*951
195*145
43.079
75*595
33*515

6,049*036
5,634*646
6,164,272
5,652.943
6,678*750

957,106
933*932
1,260*471
1.406.675
1.666*758

1925
1926
1927
1926
1929

11,052,755
11,411,924
12*454,711
12,310*726
12,435.920

1.677,791
1*714*656
1*940*667
1*889*949
1*666.590

23,606
39,014
27*319
63.257
84*625

7,306,519
7*420*826
7*916*620
7.485.736
7*682*261

2,044,839
2,237*426
2,569*905
2,871,782
2,802*244

1930
1931
1932
1933
1934

14,549*305
13*035*460
9*812*702
10,192.272
11*016,122

2*314.362
2.210*879
1*401*063
1,546*144
1*944*283

87*836
137,421
140,861
370*571
880*954

9,026,799
7,815,052
6*144*945
6*314,968
6,185*369

3,120.308
2,872*108
2*125*833
1*960*589
2*005*516

1935
1936
1937
1936
1939

12,353,726
14,502,659
14,589,860
14*188*976
16*650*865

2*465*560
3,080,782
2,853,049
3*055.343
3,860,179

409*185
321*686
341.072
173.580
168*020

7*624*051
9.237.586
9*317.127
8*923,496
10,642*193

1,854,930
1,862*605
2,078,612
2,036,557
1*980*473

1940
1941
1942
1943
1944

19,624,621
21*819,099
21,434,252
26*264,196
31*010*741

4,935,476
5,015,732
4*211*593
3*940*237
4,172,730

163.078
131.749
956,134
3,328,576
7,290*683

12*489*670
14,609.970
14*305*019
16*676,368
17,100,766

2*036*595
2,061*646
1*961*506
2.117*015
2*446*562

1945
1946
1947
1946
1949

34*774.562
34*104*939
30*442*900
29*616,013
29*856*438

4,513*044
4,672*877
4,620*637
4.465*067
4*321*939

9*097*837
4*315*353
313*427
447*105
665*688

18,131,172
21*472.305
21.717*541
20*658*807
20*830,768

3*032*509
3 , 644 * 4"04
3*791*295
4,047,034
4,038*043

1950
1951
1952
1953
1954

30*150*018
32*100,945
34,298,620
32*982*694
35*676.537

4.326.945
4*533*182
5*112,831
4,999*803
6*043,264

890*243
2*052*819
1,919,774
1,074*628
1*646,783

20,931,659
21*561*394
23*082*149
22*409,921
22,902,042

4,001*171
3,933,550
4,163*866
4,498,342
5,084,448

36,661,514

1*883

23*950,971

66*095
73*341

New York

737

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

4010
7t466
3*152
5*407

31*011
29.952
30.470
30.354

12*006
16.365
34*432
36*852

177,396
177,749
186*038
188,725

164,926
167*258
173.706
186.824

1*621*373
1*760.513
2*015*310
2,535*392

782
774
773
773

1900
1901
1902
1903
1904

9.421
5.879
6*872
6.547
5*423

42.125
51.564
52*955
65.430
62*039

40.746
50.030
36.408
47.094
45*609

218*676
226*937
276*329
293*839
312,258

219.926
236.011
273.081
319.865
328.450

2*608*720
3*200*917
3*224*657
3*216*373
3.537.792

779
775
765
796
604

1905
1906
1907
1908
1909

2.599
4*008
24*988
13*547
12.658

71*514
75.085
61.367
89.646
65.789

104.016
54,793
73*827
51*224
33,583

303,006
305*967
303.556
314.217
336*429

350*550
379.245
406*164
399*549
428*261

4*053*946
3*930*085
4.106.889
4.124*837
4,690*047

818
832
849
877
677

1910
1911
1912
1913
1914

5*031
3*967
5*564
5*913
5*671

86*904
84*116
87*672
88.490
62*914

61*210
77*539
98*558
85*272
84,468

348*553
331*545
317.724
318*454
318.646

441*453
469.689
459*877
466*479
467*897

4.718*102
4*912*168
5*107*023
4*809*421
5*360*884

692
891
887
897
926

1915
1916
1917
1918
1919

12*587
5.911
169*576
325*722
607*890

80*233
72*647
66.448
77.210
74.852

117,159
195,162
312,735
421,546
524.023

325*959
345*942
389*266
404*853
416.522

490,137
515.556
532*613
532,754
587,313

6,037*863
7*462*069
8,483,946
9,218*187
10,652*876

917
925
941
945
952

1920
1921
1922
1923
1924

756*984
373.820
67*133
205.271
61.566

72.388
74.422
78.263
77.012
79.668

579*658
426*282
324,778
438*646
372.346

457.065
504,007
514*434
530*245
532*606

648*555
693*622
703.574
709.301
765.948

11*102*656
9*962*566
10*360*182
10,357*168
12*023,363

984
994
992
996
1.013

1925
1926
1927
1928
1929

142*862
106*962
121.827
460.469
454*389

65*374
66*746
67*445
67*536
67*138

433.197
522,440
594,151
869.225
942.214

590*875
641.547
699.742
803.223
970.122

800.556
883*777
975.044
1*147.019
1*474*169

13*085,619
13.633*396
14,912.920
15*656*196
16*344*472

1.021
1.034
1*038
1*029
1*018

1930
1931
1932
1933
1934

166.579
39*412
114.934
78.245
25*830

68.997
71.350
71*583
86*444
54*124

1*077.310
1*001*595
557,737
505*782
357*337

1*072*155
1*012*663
903*948
887*930
1,031.405

1,794,873
1,717*348
1*406.371
1.211*172
1*156*798

18,729*219
16,877*846
12*867*275
12*961,845
13,641,616

991
933
842
736
797

1935
1936
1937
1938
1939

20.809
30.573
22.566
13.390
9*202

17.143

267.504
389,596
453,423
332,543
388,327

996*229
931*554
847*670
837,151
603,863

1*132*110
1.214,779
1,280*034
1*245*891
1*270*476

14*787,521
17,069*161
17,193,553
16,617*951
19*122*733

794
790
773
764
752

194Q
1941
1942
1943
1944

7*616
6*557
10*451
20*175
72.272

342,351
339,694
343,995
330*067
378,579

790.707
765,432
780*311
760*390
787*415

1*268.249
1.302.575
1*336.250
1*420.937
1,566,574

22*033,744
24,253*357
23,905,259
26,815,765
33,815,581

739
729
716
712
702

1945
1946
1947
1948
1949

50*105
38.515
23*465
33.033
6.316

414,967
502*627
567*030
686,012
697*621

793,447
809*074
824*472
826*615
876*897

1,708*608
1,881*234
1,949*490
1,993.747
2,033*082

37,741,689
37,336,389
33,807*357
33,157,420
33,470*356

694
677
666
651
650

1950
1951
1952
1953
1954

10*762
16*012
33*454
30.574
9*453

787,563
1,066*015
1,222*758
1,124,267
1,033*978

876,118
899*499
942,693
960*090
978,236

2*061*613
2*122*394
2*175,777
2*269*976
2*373*501

33*906*074
36,204*865
38,673*302
37.367*601
40*071*707

640
622
615
595
570

1955

26.717

1*172*726

1,052*609

2*432*089

41.345*855

528

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

738

New York

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Total

Real
estate

All
other

Collateral

Year

Total

1696
1897
1896
1699

450*272
491*350
565*448
710*465

783
943
1*169
1.736

195*085
234*905
291*168
432.358

254*404
255*502
273.111
276.371

1900

678.197
739*330
777,966
774*712
908*549

1*625
1*736
1*820
1,738
2*199

404,615
432*251
453,302
432*875
547.473

271,957
305*343
322,864
340*099
358,877

1920

953,744
926,434
985,116
1*097,332
1*166*173

2,300
2*049
1,978
2*651
2*965

572.606
510*269
492.550
660*136
697,242

378,636
414,116
490*586
434*543
465*966

1925

1*126,322
1*192,494
1*271*995
1*221,279
1*416,821

2*712
3*003
3,626
3,666
9,660

567,976
596*019
629*251
592,560
714,456

535.634
593*472
639*116
625*033
692.705

1*580,535
1*987,904
2,261*864
2*566*004
2*749*001

13.521
5.692
6*760
7.007
7,059

819,607
1*070,150
1*099,675
1,123.578
1*466,122

747.407
912.062
1,155,429
1*435*419
1,255*620

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
191*
1915
1916
1917
1918
1919

1921
1922
1923
1924

1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938

Real
estate

Collateral

All
other

3*175,576
2*694*702
2.512,501
2,350.204
2,556,340

9,649
10*014
14,234
21,203
32*213

1*226,558
1*047*659
1*155*552
1*046*681
1*175*166

1,939,369
1,637*029
1,342,715
1.282*320
1*348,959

2*643*319
2*659*594
2.955*569
3,373.721
3,201,437

43*216
54.909
70*397
96.375
105*719

1,311.405
1,445*906
1,563.533
1*828*629
1*772*609

1,288*698
1,358,779
1*321.639
1*448,717
1*323*109

3,576,015
3,184,591
2,096.930
1.728.369
1,527,397

113.116
116*503
112.643
92*221
88*930

1*999.084
1*577.280
979.256
878.187
777.059

1,463.615
1,490,808
1,005,031
757,981
661,408

1,543,707
1,599.893
1.676.189
1*508,391

63*291
97*357
102*490
107*014

754,392
779.457
841,605
557,786

706,024
723,079
932,094
843,569

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

1,424*179

751*644

177*004

116*733

36*801

259,535

1940
1941
1942
1943
1944

1,493,607
1*847,371
1*911.713
1*692.815
2,376,239

886.839
1*148*066
1,309.510
996,317
1*111,963

96.302
147.645
119.471
274*328
593*988

96*327
83*563
69.636
84.373
301.604

7,650
7,660
7.341
7,654
6*615

76,121
81*727
84,523
81*207
80.898

38,231
35*956
33*820
30*819
26*796

133*446
116*205

292.137
342,752
287.412
64,671
138,170

1945
1946
1947
1946
1949

2,920,497
2,662*585
3*105*231
3*562.106
3*559*991

1*023*176
1,298,597
1*764.274
2.27Q.939
2.088.145

979*831
804*883
550*315
367*764
529.258

559*456
256*676
79*744
69*517
64,950

6,972
10*326
16,661
16.648
17.294

33*221
111*760
159.562
209.168
236*000

27*766
37*395
51*936
60*887
74*251

130*380
214*490
350*441
457.225
493,690

109*695
126.436
132*296
144,314
110*058

1950
1951
1952
1953
1954

3.754*645
4*805*332
5*526.286
5.968.623
5.984*818

2*104.142
2*961*671
3*446*803
3*798.188
3.531*356

510*746
435*547
632*118
499*869
669*873

64*164
93*047
65.042
81*730
130.748

16*079
19,125
18,917
19,493
19,960

276*630
343,668
392,530
388,506
443,333

71,324
77*510
82,267
66.029
92*657

614*716
726*282
771,610
983*302
1*018.529

163*925
227.765
202*090
215.618
168*346

1955

3.977.507

1*965*616

405*625

38,809

22,113

470,224

117*426

926*982

98,652

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New York

739

Table 2 Nalional Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1898
1899

97,643
104,123
148.523
148*930

45,877
47*655
73,401
69,479

3*054
3*332
4,432
4*668

48.712
53.136
70.690
74.763

240.393
294.192
339.707
430.401

46.282
58.232
61.526
149.236

135,493
173,684
210,638
213,122

58,616
62*276
67*543
66*043

23.572
25*584
27,493
26*932

811,880
915,249
1,081,171
1,316,728

1900
1901
1902
1903
1904

198,337
206.511
234,461
248*761
258*992

92,929
93,361
102*866
90*106
84,219

6.219
6*676
7,764
9,361
10,312

99.189
106.474
123.831
149.294
164.461

399*513
548*399
507*317
468*696
485.316

107.524
230*126
184.764
164.758
99.255

210,614
224,417
228,310
209,263
286,378

61*375
93*056
94*243
94*675
99*683

28*003
26,368
30,528
54,863
54,151

.304*050
,522.608
*550292
.547*032
,707*006

1905
1906
1907
1908
1909

296*987
279*798
289*117
329.295
347.646

80*263
74*223
56*943
86*553
89*810

12,787
12,129
13*698
14*423
20*865

203.937
193*446
218*476
228.319
236.971

580,020
602*825
580*786
634*192
693.974

198.404
240.887
194.742
168.575
233.629

265,527
246,212
255,067
344,675
331,438

116*089
115*726
130.977
120,942
128,907

55,859
53*043
74.670
60.227
53*094

,686*610
.862*100
929*669
2.121,046
2*261,687

1910
1911
1912
1913
1914

322*457
391.765
380.737
378.830
374.066

66,868
82,838
86,277
86,729
89,302

16,665
21,516
31*123
24,022
27.664

216*904
287.411
263.337
268*079
257.100

756.771
740.671
706*937
655*622
741*986

325,519
203,721
179,099
156,494
204,020

265,752
365,701
358,103
331,676
369,734

145,500
171.249
171,735
165*450
168*232

56*198
58*364
58*763
58*697
59.701

2,261.748
2.383.294
2.420,452
2,314*428
2.592*574

1915
1916
1917
1918
1919

413.955
528.371
722.176
953.832
1*019*971

81*920
73.251
217.026
505*854
593*809

40.350
48*977
44*913
51.495
52.689

291*185
406*143
460.237
396.483
373.473

749*175
968*767
1.005*389
904.383
1*276*223

138.515
335.423
349*344
219.981
639,313

352,632
320,796
203,618
81.754
63.426

256*028
332.548
452*927
602*648
553*482

59*138
98*674
163*411
242.646
260*379

2.802*603
3*603*716
4.153.340
4.667.065
5,325,574

1920
1921
1922
1923
1924

857*465
836*676
1*154.597
1.175.504
1.262*105

419*092
395*481
610*050
673,276
644.776

47*925
69.637
71.244
56.508
111,477

390*446
371.558
473*303
443.720
525.852

1.275.961
1*087*506
1.183.535
837.116
1.300.575

689,786
602,904
693,512
428,966
830.310

89.941
71,155
56,360
40,509
47,808

496*234
413.447
433*663
367*639
422.457

422*336
354*606
283.366
246.078
236.902

5,731,336
4.973,490
5,133,999
4*608,902
5,375.922

1925
1926
1927
1928
1929

1*429*159
1*400*081
1.455.694
1.626*949
1*286*802

653.376
622.171
616*485
737,260
555.224

131*747
117*978
129*477
125*324
89*895

644*036
659.932
709.732
764.345
641*683

1.436*471
1.399*202
1*512*326
1.321*737
1*040,642

915.020
834.308
896,174
710,685
539,369

48,927
49,377
46.735
39.089
36.855

472.524
515*517
565*417
571*163
463.918

322*440
362*998
320*026
457.872
466.920

5*831.369
6.021*875
6*243*615
6.780.279
5,995.601

1930
1931
1932
1933
1934

1*580*296
1*788,332
1*686.306
1.730*385
2*017.679

693,114
352,516
840,396
884,101
1,259,481

103*257
126*256
193.897
277.961
259*760

783.925
807.558
654*013
568*323
498*438

1*757.462
1.347.918
785*281
844*379
993.345

1,125,590
714,910
297,587
333*671
169,714

42.841
42.583
37.099
29*033
47,311

589.031
590.425
450.595
481,675
776.320

546.086
530*251
429*378
387,435
280*098

7,461.859
6.851.092
4,999,895
4.690.586
4.618.519

1935
1936
1937
1938
1939

2.321.057
2.372.653
2.454.868
2.546*742
2,940*211

1,550*132
1.943*655
1*564*129
1.725.284
2,077,822

266.305
323.698
262*453
271.490
317.503

484.620
605.300
606.306
549*968
544*866

1*162*615
1*454.177
1*677.596
1.903,371
2,576,405

161,387
403,375
400,681
350,876
426,592

31.709
36*489
40*124
40*482
36*287

969,519
1,012,313
1,236,791
1,512.013
2,113,526

250,649
220.750
212.819
196,393
179,429

5,276,228
6.1*7,473
6*221.492
6*154.897
7.120,224

1940
1941
1942
1943
1944

3.346.523
4.393.751
4*684*176
7.133*434
8,026*146

2,470,582
3,466,793
3,850,101
6,469,680
7,377,857

404*840
437.695
367*621
327*207
313*096

473.101
489*263
466.454
341.547
337.191

3,406.651
2.978*244
2*566*624
2*223*820
2*262.797

189*556
402*742
379,735
487,857
579,517

43,648
65,850
57,552
61*915
54.329

3,173,647
2,509,652
2,149,337
1,674*048
1*628,951

160,754
174,055
146,546
145*435
146*540

8*409,735
9,393*421
9,331,061
11,200*504
12,813,722

1945
1946
1947
1948
1949

8,917.551
3.617.947
7.320.731
6*104*940
6*149,486

6,194,692
7,810.073
6,513,957
5,290,460
5,261,420

348*708
391.340
422.246
442.792
485.913

374.151
416*534
364.526
371,688
402.153

2*242*669
2.956,106
2.940*382
3.130*859
3*266.957

284,989
783,882
760.028
717*577
872,951

60*266
58,291
85,033
90,803
92,793

1,897,414
2.115.933
2.095.321
2.322.479
2,301,213

141*860
151.597
147.450
268*483
220*631

14,222,577
14*590*235
13*513.794
13.066.390
13.197.065

1950
1951
1952
1953
1954

6.469.801
5.742,410
5.963*891
5*156*968
5*965.223

5,256,169
4,236,026
4,195*446
3.614*043
4.259.699

777.429
944.477
1*134*952
1*056*276
1*309*247

436.203
561.907
633.493
486.649
396.277

3.031.675
3.410*825
3*685*364
3*498.622
3.494*664

842,174
864,906
1*074*224
1*023*163
1*078,135

73*753
73.583
127*309
103.469
107,683

2,115*748
2*472*336
2,484,331
2,371,965
2*308*646

204*242
234*218
260*327
226.126
265.054

13.460.563
14*192*785
15.438*370
14*850*339
15.709.759

4.045*855

2,971,860

239.234

2,145.787

643,916

89,438

1,412,433

192*332

10,361,481

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

740

New York

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures

3 of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1698
1899

611*410
718*561
867*747
1*107.661

200*373
264*336
320.370
393.956

1*883
1*878
32.783
26.926

405*219
446*164
509*812
681*750

3.935
4*183
4*782
5*029

1900
1901
1902
1903
1904

1*049*561
1*252*194
.233,387
180*067
.333*959

454*928
467)489
479,115
446*733
587*602

37*768
35.982
43*096
43*029
26*698

551,201
741.098
702*251
680*168
708*218

5*664
7*625
8*925
10*137
11*441

1905
1906
1907
1908
1909

497.875
,456,610
1*471*903
1*675*743
1*813.618

593*376
557*482
584*249
724.801
743,751

15*006
16*170
36.574
15.131
6*862

875.334
664.292
824.199
905*564
1.020.239

14*159
16*666
24*881
30.227
42*766

1910
1911
1912
1913
1914

1*787*923
1*892*491
1.931.229
1.805*069
2.093*100

654.378
763.420
743,322
695,760
795*378

5*445
3*658
4*242
4*413
7*994

1*062*825
1.054*380
1*103*661
1*015*584
1*214*924

65.275
71*033
' 80*004
69*312
74.804

1915
1916
1917
1918
1919

2*294*517
3.019.814
3.350.197
3*734.368
4*185.334

909.010
1*062*902
1*082*294
1*092,515
998*987

3*186
1*983
79*588
371*291
252.152

1*268*272
1.776.756
1.967.501
2*026.473
2.642.272

114*049
178*173
220,814
244*089
291.923

1920
1921
1922
1923
192*

4*304.423
3.906.898
4*253*345
3*690.092
4*552.390

1*009.890
784*548
837,072
752,927
969,662

68*945
124*378
25*518
37,010
15*588

2.823.175
2*573*019
2.782.971
2*243.265
2*844*150

402*413
424*953
607*784
656*890
722*990

1925
1926
1927
1928
1929

4*851*596
5*001.297
5*162*117
5*223*092
4*521*196

914,199
973*907
953*361
972.255
686*008

12*012
22*274
15*068
36*866
40*027

3.064*698
3*095.944
3*141*934
2*994.715
2*707*888

860*687
909*172
1*051*754
1,219*254
1.087*273

1930
1931
1932
1933
1934

5.827.079
5*235*687
3*741*867
3*661*695
3.972*650

973.933
874.541
530.399
544.473
672*696

33.508
62*951
53.938
123*151
263*698

3.568*622
3*129.844
2*241*671
2*212*304
2*223*502

1*251*016
1,168.351
915.659
781.767
812*754

1935
1936
1937
1938
1939

4*471*108
5.267.521
5.340.822
5.298.305
6*226*339

891.965
1*121,688
1*025,065
1,187,750
1*401*362

139*800
104*613
123*457
51*378
33*772

2*676*765
3.271,278
3*370,553
3*248.037
3.993.839

760*578
769.742
821.747
811*140
797*366

1940
1941
1942
1943
1944

7*504.949
8*468*033
8*364*737
10*211*133
11*721*388

1,867.133
1.893,385
1*649,320
1*564*140
1*714*688

29*613
23*693
448*112
1.310*616
2.545.137

4.793.379
5.763.805
5.510*286
6.494*905
6.464*167

794.824
787*150
757.019
841*472
997.396

1945
1946
1947
1948
1949

13.074.539
13*322.273
12*179*342
11*650*762
11*746*052

1*805*265
1*808*082
1*823*455
1*750.724
1.716,021

3.119*720
1*611.905
135*025
174.095
298*917

6*387.442
8.379,586
8*608*655
6*013*807
6*036*422

1.262.112
1.522*700
1*612*207
1*712*136
1*694*692

1950
1951
1952
1953
1954

11*878*158
12*384*043
13*409*056
12*082*532
13*841*626

1*706*644
1*786*929
1*981*097
1,864.850
2.319*379

357*193
614*155
759*789
430*673
641*949

8*147*045
8*132*945
6*622*517
8*564*282
8*683*265

1*667*276
1*650*014
1,645*653
2*022*527
2*197*033

9.190,161

1,081.483

5.719*360

2*033*060

New York

741

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

1896
1897
1898
1899

1*641
1*167
1.287
1*066

31*011
29.952
30.470
30.354

357
530
16*176
10.952

85.796
83*271
82*895
81*995

1900
1901
1902
1903
1904

903
1.273
1.134
2.511
1*989

42.125
51.564
52*955
65.430
62*039

19*364
16*664
11.153
21.824
18.304

95.017
97*056
125.606
136.080
143,429

1905
1906
1907
1908
1909

885
1*106
3*561
2.032
1*534

71.514
75.085
81.367
89.646
85.789

19.295
17.354
37*833
17*841
8*834

1910
1911
1912
1913
1914

2.845
1*255
2*866
3.433
4.630

86.904
84.116
87.672
88.490
62*914

1915
1916
1917
1918
1919

7.300
3.771
157.115
168*850
320*123

1920
1921
1922
1923
1924

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

81,665
81.768
82*596
84,700

811*860
915,249
1,081,171
1*316*728

330
326
323
327

97,080
103.837
126,057
141,120
147,288

1*304*050
1*522*608
1 550*292
1,547*032
1*707*008

341
348
360
365

143*695
146*881
156*294
158*782
161*091

153,346
165,064
176,731
177,002
190,821

1*886*610
1*862*100
1*929*689
2*121*046
2*261*687

373
390
401
423
430

10.468
12*956
10*975
12*149
12*848

167,712
171.367
169.442
172.795
166*758

205,896
221,107
218,266
232,492
232,324

2*261*748
2*363*294
2.420*452
2.314,428
2,592.574

447
456
467
474
481

80*233
72.647
68.448
77.210
74.852

13.242
91*800
134*632
227,896
260.925

166.150
167.355
172.308
176.080
173.047

241,361
248,329
270,640
282,661
311,293

2.602,803
3,603,716
4*153,340
4*667*065
5*325*574

478
477
476
479
460

515*816
207.354
45*603
116.427
29.788

72.388
74.422
76.263
77*012
79*668

289.316
178*560
130.929
117.353
83.894

194.171
219.521
233.477
221*146
225.166

355,224
386,735
392,382
386,870
405,016

5,731,338
4*973.490
5.133.999
4.608.902
5.375.922

491
505
507
512
523

1925
1926
1927
1928
1929

91*789
47.617
57*283
285*056
188*732

65.37*
66 . 746
67.445
67.536
67*138

155.123
194,365
212.520
326.636
310.244

241*340
259*461
278.584
334*220
354.745

426,167
452,389
465,666
543,739
553,746

5.831.389
6*021.675
6.243.615
6.760*279
5.995,801

533
542
554
562
562

1930
1931
1932
1933
1934

23*736
18*766
60.717
22*853
4*899

68.997
71.350
71.583
86*444
54*124

407,747
459*914
280*479
216*462
112*972

436.009
429.071
376.992
368,888
383,818

698,291
636,304
466,257
334,226
290.056

7,461.659
6,851*092
4.999.895
4*690.588
4*818.519

556
541
497
414
459

1935
1936
1937
1938
1939

3*588
1*073
2*864
2.972
646

17.143

89*949
167.647
192.358
162.674
194*924

403,112
350,409
286,683
285,506
281*936

293,328
360,823
396,745
405,440
416,379

5*278*228
6.147*473
6*221*492
6.154.897
7.120.224

459
458
450
442
437

1940
1941
1942
1943
1944

569
728
705
1.065
1.235

196*140
200t749
221*927
212*505
245*548

278.230
275*854
273,551
272,675
281,912

429.827
448,057
470.141
503.126
563.639

8.409*735
9*393*421
9,331*061
11*200*504
12*813*722

429
425
419
415
407

1945
1946
1947
1948
1949

1*029
3*491
5*360
30*367
4*502

252*664
301*512
332.113
359*113
376.737

261*664
284,395
286*120
286*456
334*965

612.661
678,564
710,859
737,692
734.809

14.222,577
14,590,235
13.513.794
13.066*390
13.197*065

401
395
390
386
386

1950
1951
1952
1953
1954

3*747
8*510
4*290
7*668
3*460

488,595
659.852
849.796
740.381
595*202

336,584
353*785
378*739
387.131
394,332

753.479
786,595
796,489
632,627
875,139

13,460*563
14*192*785
15*438*370
14.850*339
15.709*759

380
372
369
356
346

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

295.327

10*361.481

335

742

New York

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

1896
1897

Real
estate

Loans

AH

Collateral

Year
Total

other

Real
estate

Collateral

All
other

1898
1899

462*090
455*229
535*868
697*590

40.162
47.643
46.026
48.275

252.581
262*940
336.623
486,307

169.347
144,646
153.217
163*008

1900
1901
1902
1903
1904

730t 144
931*796
1.004*106
1*012*622
951*640

51*271
53*908
58,455
68.408
75.957

496t921
694,251
761.308
758.682
643.324

181.952
183,637
184,343
185*532
232,359

1920
1921
1922
1923
1924

2*853.003
2.644,147
2*534,873
3,081,164
3,436,434

142*383
139,467
151,561
200,906
233.048

463.839
.317.372
.384.148
.601.069
.873.175

,246,781
,187,308
999*164
,279,189
.330.211

1905
1906
1907
1908
1909

1.277*098
1*213*776
1*254*566
1.004.178
1.200.579

101.691
111.039
110.985
102.475
116.409

920.505
835.554
833,027
623.728
793,233

254.902
267.183
310.554
277.975
290.937

1925
1926
1927
1928
1929

3,737,113
4,072.613
4.683.638
5,004.989
6,111.851

306.579
390,160
434,477
452,634
506.645

2.092.221
2,208.709
2,549,147
2,659*755
3.380*220

338*313
473*744
700*014
892*600
.224*986

1910
1911
1912
1913
1914

1.239*998
1*249*360
1315360
1.232*922
1.316*351

113*448
126.393
131.075
133.948
126.208

788*928
764.012
760.159
699,897
749,748

337,622
358.955
424.126
399.077
438.395

1930
1931
1932
1933
1934

5,880,291
4,412*905
3,308,110
3.055,530
3.165,941

466.297
441,347
423,886
773,313
372,340

3*368,201
2,701,464
1,599,517
1*202,082
1.577,306

,045.793
270*094
284*707
,080*135
,216,295

1915
1916
1917
1918
1919

1.476*471
1.379,337
2.194.294
2*294*726
2.618*861

132*201
135.051
138.044
133.850
132.069

899,376
1,194,041
1.359.829
1.249.763
1.690,982

444,894
550,245
696.421
911,113
795,810

1935'
1936
1937
1938

2,938,695
3.074.088
3,533,589
2*725,354

356,911
337,660
336,942
319,565

1*479,616
1,547,493
1,658*085
1*045,643

102*168
188*935
,538,562
1*360*146

Loans'

Year
Total

Commercial,
industrial,

For purchasing or
carrying securities

and

To brokers

agricultural

and
dealers

Real estate

To

On

others

farm land

2,577,710

1,16(1,877

1940
1941
1942
1943
1944

2,531,503
3,051*349
3,170,333
3,191,287
4,005,854

1.339*621
1.73S.936
l87fl.062
1*578*379
1*674,292

250*004
302,149
331,657
702.450
1.094,711

189,718
191,634
170,375
228,526
534,962

7*582
7.090
6.659

1945
1946
1947
1948
1949

5,085,542
4,847,267
5*027,922
5,853,085
6*059,884

1,705.290
2.301.463
3,02^.080
3,736,472
3,321,475

1.587*950
1*071,689
667,613
592,513
1,199,932

1950
1951
1952
1953
1954

6*283,426
8.093,523
8,593,088
9,203.878
9.192.131

3,386,698
5,306,902
5,752,117
5*295.875

1955

13.034,421

7.361.460

4,931 ,019

residential
property

Other

Other
loans

All

to

other

individuals

8,066

5.496

158*008
167,595
186,496
180.945
171.617

106,740
98,730
89,351
83*607
71,360

287,753
266*941

479*830
548*215
507,733
123*481
186*475

1,086*336
623.237
272.983
250.719
235.974

5,725
7*764
10,416
11*300
11.940

151.472
192*710
252,642
346,311
417.094

68.928
81.991
94,146
106,156
106,814

309.751
396*786
488,242
578,158
632,878

170*090
169*625
213*800
286*279
206*346

1.029.141
388,515
1,034,561
816*216
1*191.022

239,956
254,234
215,466
227,640
317,154

12.470
13*904
14.504
16.053
17,416

597.021
762,586
716,608
811*059
807.493

116,951
134,604
144.398
164,644
179,958

745,157
864,801
897,266
1.176,968
1*182,023

250*050
356*058
394*552
364*100
352.753

1.701,889

520.376

19,100

1.123,594

225.086

1*558*189

751.797

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On

6.146

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New York

743

Table 3State Commercial*Banks

ASSETS, LIABILITIES, AND MJMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U. S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

157*279
178.361
131*686
226*008

43.069
43.531
37.999
37.985

42*669
44,870
46.645
55,938

71,341
89,960
97.042
132.085

154,494
175,138
177*228
251.610

28*756
34.609
24.236
86*264

58.359
59.176
61.719
68.636

67*379
81.353
91.271
94.690

35*630
36*536
39.357
43*256

609.493
845.264
934,139
1.218*664

1900
1901
1902
1903
1904

260*424
329.406
339*823
340.876
394.105

36.491
24.137
9.774
7.756
6,103

57,589
57.408
53,233
57,975
62,877

166*344
247.861
276.816
275.145
325.125

275.382
373.203
279*398
268.235
438,113

73*065
168.799
79.228
65.693
84.164

71.180
104.066
86.275
90.951
119.430

131*137
100.316
113.895
111.591
234.519

38*720
43.904
51.038
47.608
46.926

1,304*670
1*676.309
1.674.365
1.669.341
1*630*784

1905
1906
1907
1908
1909

473.584
437*257
442*368
453.049
568 1006

6.495
3.436
732
226
540

73,669
63,046
74.602
72.671
85,263

393.400
370,773
367.034
380.152
482.905

369.698
366.676
426.907
489.788
591.133

109.751
129.113
131*202
114*650
181*128

105,455
114,476
149,129
171,293
235,341

154*492
123*067
146.576
203.645
174*664

46.956
50.276
53.359
56.776
67*640

2,167,336
2*067*985
2.177*200
2*003.791
2.428.360

1910
1911
1912
1913
1914

544.575
587*596
634.203
596*615
657*439

441
395
2.132
1,536
1,173

79,211
96.968
119.558
103.252
119,408

464,923
490.233
512.513
491.825
536.858

595.262
605*925
630*529
572.970
669,679

218.157
154*089
148*310
131*671
157.480

247,708
236,685
232,598
226,392
216,960

129.397
213.151
249.621
214.907
295.239

76*519
85*993
106*479
92*486
124*841

2*456*354
2,528*674
2.686.571
2.494.993
2*768.310

1915
1916
1917
1918
1919

729.887
932.025
895.847
1.062.454
1.233.905

194
174
104*449
344.208
514.126

139,837
187.851
172.064
202.599
179,981

589.856
744.000
619.334
515.647
539.798

853.866
050.337
962.363
876.288
1.036.146

127.514
160*314
146*953
129.056
342.419

226,768
244,764
245,162
97,865
89,907

499.584
445.259
570.248
649.367
605.820

174*836
196*654
278.102
317*654
436*392

3.235.060
3*656*353
4*330.606
4.551,122
5.327.304

1920
1921
1922
1923
1924

1.054.735
1,085.149
1.319.546
1,327.505
1.452.486

420.139
361.654
585.966
656.608
603.889

110*022
105*714
151.951
18C.568
207.659

524.574
617*781
581.629
490.329
640.940

1.067.703
940.707
1*066.032
1.009.626
1.387.125

348.166
332.566
449*566
334.974
657*025

88.147
81.997
66.282
66.269
78,225

631.390
526.144
570.162
608*383
651.875

395.679
339.073
305.732
329,991
371.394

5.371,320
5.009.076
5,246.183
5.748,286
6,647,441

1925
1926
1927
1928
1929

1.519.794
1.607.309
1.759,748
1.796.235
1.819.624

598,270
618,253
646,566
681,166
753,956

207.499
229,237
259.471
201.766
168.107

714.025
759.819
851.691
913.303
'897.561

1.554,307
1.513.289
1.744.432
1.476.600
1*684.738

717.731
690.339
825*814
605*225
726.015

79.581 '
88.914
89.530
69.719
70.373

756.995
734.036
329.088
801.656
888.350

443.016
418.310
481.487
600*095
732.458

7,254.230
7,611*521
6,669,305
8,877,919
10,346*671

1930
1931
1932
1933
1934

2.252*703
2.551.588
2.641.314
3.159*616
3.505.942

936,255
1.227,515
1,584,542
2*114*035
2,519.888

272.203
335*007
316.556
386*518
355.231

1.044.245
989.066
740.216
659.013
630.823

2.411.593
2.018.934
1.398.034
1,515.311
1*569.918

1.442.912
949.096
473.246
577. S07
289.473

72.968
72.017
67,723
61*245
60.375

895.713
997.821
857,065
876.759
1.220.070

722.773
1.043.329
519.922
540*300
581,296

11,267,360
10.026.756
7,667.360
8.271.257
8.623.097

1935
1936
1937
1938
1939

4.116.540
4.827.310
3.981.449
3.838.463
4,540.460

3.023.847
3.747.781
3.022.221
2*948.239
3.569*643

419,606
348,213
293,840
313,384
424,447

675.087
731.316
665.388
576.860
546.370

1.986*845
2.560*513
2.969.069
3.462.703
4*484*344

331.362
653.615
667.376
574.203
687.273

70.629
93,150
85*240
79.923
90.809

1.586.854
1.813.748
2.236.453
2.828.577
3*706*262

463,213
459.777
467,954
416.514
399.995

9*509*293
10*921*686
10.972.061
.10. 463*054
12*002.509

1940
1941
1942
1943
1944

5.184.029
6.145*900
6.933.672
10.711.093
12.931.210

4*188*885
5.134.645
5.978,142
9.953.201
12.249.667

486.349
443*569
429,586
319.535
293.251

506.795
567.666
525*944
438. ?57
368,292

5.546.573
5.345*570
4.157.234
3.432.214
3,798.260

343.105
604*256
574.0D6
732.618
949.853

124,071
167.310
124.889
118,689
112,881

5.079.397
4.574.002
3.458.289
2.580.707
2.735.526

361.904
317.117
312.959
260.667
266*535

13.624.009
14.659.936
14.574*196
17*615.261
21.001*859

1945
1946
1947
1948
1949

14,547.619
12,921*802
10.425.654
9,041,029
, 335, 322

13*762.719
12*216.425
9*642*183
8.?97,146
8.098.410

383,315
316.178
425,965
413,186
432,909

401,585
389,199
357,486
330,695
304,003

3.633.043
4,717.830
4,572.539
4.699.024
5*105.241

537.376
.467.122
.325.159
.192*132
.491.836

115.556
111.502
152,719
151,799
155.185

2.980.111
3.139*206
3.094,661
3*555,093
3*458*220

252*906
259*255
267*448
297*892
272*844

23*519*112
22*746*154
20,293.563
20.091,030
20,273,291

1950
1951
1952
1953
1954

9,289,950
8,160,307
8,227*181
7,022.467
9.103.388

8.376.965
7.107,655
7,034.549
5.B59.738
7,630.932

565.756
690.433
822.711
845.156
1.166.931

347,229
362.219
369.921
317.573
303,525

4.567.360
5,417.410
6.026*486
5.892*434
5.615.333

.310.325
.504*105
1.820.666
1.727.761
1.372.721

119.214
128.211
189.940
179.323
184.434

3*137*821
3*785*094
4,015*682
3*985*350
3*558.178

304.775
340*840
386.175
398*483
451*096

20,445*511
22*012*080
23*234.932
22*517.262
24*361*948

10,138*940

8.018.296

1*607,664

512.980

7.130*047

2*708*316

202*636

4*218*893

680.966

30*964.374

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

744

New York

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

1896
1897

Interbank

U.S.
Government

Other
demand

Other
time

1898
1899

620.312
643*162
719*765
977.569

74,954
83,845
97,023
133,729

483.198
490,159
544,848
736,576

62.160
69*158
77.894
107.264

1900
1901
1902
1903
1904

1*028*263
1.378.302
1*343.625
1.303.531
1.450.054

134,856
148,575
159,660
154,570
215.002

779,333
1.082,712
1.022.745
993,353
1*068*705

114.074
147.015
161*220
155.608
166*347

1905
1906
1907
1908
1909

1.724,386
1*654,377
1.745*084
1.560.911
1.979.709

220*153
189,915
217.478
205,775
246,970

1.297.650
1.265*404
1*314*440
1,184,617
1*488*931

206.583
199.058
213*166
190.519
243.808

1910
1911
1912
1913
1914

1*987.028
2.052.821
2*206.399
2.039.744
2.306*188

210.892
251.569
215,717
226.086
281.777

1*465,513
1.468.884
1,635.205
1.514,054
1.758,757

290*623
332*368
355.477
299.604
267.654

1915
1916
1917
1918
1919

2.717,271
3,307.035
3*661.111
3.721.734
4.256.944

334,409
455,922
569,500
484,586
502,876

1267
308,116
190.081

2.039.177
2.418,047
2,634.500
2.515,184
3.046*535

343.685
433.066
455.844
413*848
517.452

1920
1921
1922
1923
1924

4,281.585
4.003,315
4*438,655
4,706,621
5,658,839

452,025
361,942
387,106
508.573
862,544

49.006
70,767
17.561
38.585
17.927

3.225.861
3.061,627
3,381,301
3,409,678
3,634,600

554.693
508*979
652*687
749*785
943*768

1925
1926
1927
1928
1929

6,201,159
6,410,627
7,292,594
7,087*634
7*914,724

763.592
740,749
987,506
917,694
980.582

11,594
16,740
12.251
26,389
44,798

4,241,821
4,324,884
4,774,666
4,491,023
5,174,373

1*184*152
1,328,254
1,518*151
1,652*528
1.714.971

1930
1931
1932
1933
1934

8,722,226
7*799,773
6,070,835
6,530,577
7*043,472

1,340,429
1,336.338
870.664
1.001.671
1.271.587

54*328
74,470
86,923
247,420
617*256

5,458,177
. 4,685,208
3,903,074
4,102,664
3,961.867

1.869*292
1.703*757
1.210,174
1,178.822
1.192*762

1935
1936
1937
1938
1939

7,882,618
9,235,138
9,249*038
8,890*671
10,424,526

1.573,595
1,958,894
1,827.984
1,867,593
2,458,817

269.385
217.073
217.615
122.202
134.248

4.945.286
5.966,308
5,946,574
5,675,459
6,648,354

1,094.352
1.092*863
1.256*865
1.225.417
1.183.107

1940
1941
1942
1943
1944

12,119,872
13,351 ,066
13.069,515
16*053*063
19,289,353

3,048*345
3,122,347
2.562.273
2.376.097
2,458,042

133.465
108.056
508*022
2,017,960
4,745,546

7,696,291
8*846*165
8.794,733
10,383,463
10*636,599

1*241*771
1*274*498
1,204.487
1*275.543
1*449*166

1945
1946
1947
1948
1949

21,700,023
20,782,666
18,263,558
17,967,251
18,110,386

2,707,779
2,864,795
2,797,182
2,714,343
2,605,918

5,978,117
2,703,448
178,402
273,010
366*771

11*243.730
13.092*719
13*108*886
12*645*000
12*794,346

1.770.397
2*121*704
2.179*088
2.334.898
2*343*351

1950
1951
1952
1953
1954

18*271*860
19*716,902
20*869*564
20,100.162
21*834,911

2,620,301
2,746,253
3,131.734
3,134.953
3.723,885

533.050
1.238*664
1.159.985
643,755
1*004,634

12*784,614
13,448,449
14.259.632
13.845.639
14,218.777

2*333*895
2,283*536
2*338*213
2*475,815
2*887*415

1955

27,471,353

4,901,300

18,231*611

3*281*939

New York

745

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat
1
banT
"k
no .es

^
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

2*669
6.299
1*865
4*341

11*649
15.835
18*256
27.900

91,600
94*478
103,143
106.730

33*263
85*490
91*110
102*124

809.493
845.264
934.139
1*218,664

452
448
450
446

1900
1901
1902
1903
1904

8*516
4*606
5.738
4*036
3*434

21.362
33*346
25.255
25.270
27*305

123*661
129,881
152*723
157,759
168*829

122*346
132.174
147.024
178.745
181.162

1*304*670
1,678,309
1 .674,365
1*669.341
1.830*784

444
434
437
436
439

1905
1906
1907
1908
1909

1714
2t902
21.427
11*615
11.124

84*721
37*439
35.994
33*383
24,749

159*311
159.086
145*262
155.435
175.338

197.204
214.181
229.433
222*547
237,440

2*167*336
2,067*985
2.177,200
2,003*791
2,426*360

445
442
448
454
447

1910
1911
1912
1913
1914

2*186
2.712
2.698
2*480
1*041

50*742
64*581
87.583
73*123
71*620

180.841
160.178
148*262
145.659
151*888

235*557
246*562
241.609
233.987
235.573

2*4,56,354
2,528,874
2,686,571
2,494,993
2*766,310

445
433
420
423
445

1915
1916
1917
1918
1919

5*287
2*140
12*461
156.872
287.767

103*917
103*362
178.103
193*650
263.098

159*809
178.587
216.958
228,773
243.475

248,776
267*229
261,973
250*093
276.020

3.235.060
3.858.353
4,330*606
4,551*122
5*327*304

439
448
465
466
472

1920
1921
1922
1923
1924

243*168
166.466
21*530
88*844
31*778

290*342
247*722
193.849
321.293
288.452

262,894
284,466
280,957
309,097
307*440

293.331
307.087
311.192
322,431
360*932

5.371,320
5*009*076
5246.183
5*743*266
6*647*441

493
489
485
434
490

1925
1926
1927
1928
1929

51.073
59*345
64*544
175.413
266.157

278.074
328.075
381.631
542.589
631.970

349*535
382,086
421*158
469,003
615.377

374.389
431,388
509.378
603*280
920.443

7.254,230
7,611,521
8.669.305
8.877,919
10*346,671

488
492
484
467
456

1930
1931
1932
1933
1934

142.843
20.646
54.217
55*392
20*931

669.563
541.681
277,258
289.300
244*365

636,146
583.612
524*956
519.042
647.567

1,096,582
1*061,044
940.114
876.946
666*742

11.267,360
10,026.756
7,867,380
8,271,257
6,323.097

435
392
345
322
338

1933
1936
1937
1938
1939

17.221
29.500
19*682
10*416
8*556

177.555
221.949
261*065
169,869
193,403

593.117
581.145
556.987
551*645
521.927

838.732
853.956
883.289
840.451
854,097

9,509.293
10*921*638
10*972*061
10*463*054
12.002,509

335
332
323
322
315

1940
1941
1942
1943
1944

7.027
5.829
9*746
19.110
71.037

146,211
138,945
122.068
117.562
133*031

512.477
509*578
506*760
507*715
505,503

838.422
864.518
866*109
917,811
1,002,935

13*624*009
14.859*936
14.574.196
17.615.261
21,001.859

310
304
299
297
295

1945
1946
1^47
1948
19**

49*076
35.024
18.105
2.666
1.816

162,303
201.115
234.917
326.899
320*884

511,783
524,679
538,352
538*159
541,932

1*095.927
1,202,670
1*238,631
1,256.055
1*298,273

23*519,112
22*746,154
20*293.563
20.091.030
20.273.291

293
282
276
265
264

1950
1951
1952
1953
1954

7.015
7*502
29.164
22*906
5*993

296,968
406,163
372.962
383,886
438,776

539,534
545,714
563,954
572,959
583*906

1,328,134
1,335.799
1,379,288
1,437.349
1.496.362

20.445.511
22.012.060
23,234*932
22*517*262
24*361*948

260
250
246
239
224

1955

21*522

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

30*984*374

746

New York

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Real
estate

Total

All
other

Collateral

1896
1897
1898
1899

57.883
37.946
50.725
39.003

843
1.458
1.985

13.823
11*640
29.576
14.144

43.651
25.463
19.689
22.874

1900
1901
1902
1903
1904

57.111
86*710
83*801
50.714
65.811

2.339
1.477
1.465
4.195
1.064

28*262
56,829
55*605
26*774
32.883

26.510
26.404
26.731
19.745
31.864

1920
1921
1922
1923
1924

102*982
113*332
116*069
194,276
372.516

1.630
1.601
1.969
2.477
2*406

92.986
104.540
107.436
185*701
364*711

6*366
7,191
6,664
6*096
5,399

19Q5
1906
1907
1908
1909

68.254
54.523
49.661
60.5*7
96*199

3.782
3.355
3*296
1*366
5*985

31*014
23.829
17.046
24*300
65.800

33,458
27.339
29.317
34*861
24.414

1925
1926
1927
1926
1929

288,451
281.926
342.431
290.604
284.486

2.598
2,730
1*818
1.717
1*428

280.136
274,263
336,463
270,226
247*665

5*717
4.933
4,150
18*659
35.373

1910
1911
1912
1913
191*

58.2*9
66.075
63*669
48.799
47*122

7.177
7*979
6.583
5.217
4,746

27.547
34.229
42*711
34.577
34*729

23.525
23.867
14.375
9*005
7.647

1930
1931
1932
1933
1934

188.170
214.005
116,962
95*218
96*936

1.200
570
530
364
2.251

148,878
156*565
79,479
59,258
63*422

38*092
54.85U
36,953
35*596
33.263

1915
1916
1917
1918
1919

138*581
96*567
176*610
261.505
167.010

4.424
3.555
1.325
1.486
1.609

127*680
87*355
162*760
247*726
157.561

6.477
5.657
12.705
12.291
7.640

1935
1936
1937
1936

95.617
97.205
98.062
83,337

1*169
1.055
740
487

58,900
44,646
42,600
35,908

35*546
51.504
54,722
46*942

409

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
residential
property

On
farm land

Other

to
individuals

Other

All
other

1939

63*299

39.372

10*244

10.109

25

44

34

3*471

1940
1941
19*2
19*3
19**

40*306
45.865
41.501
45*364
50*086

25.815
33.251
25.184
25.732
27,511

6*032
5.989
6.796
7,914
9*069

7.373
5.212
8.314
9.174
12*289

22
22
1

44
*3
11
13
11

1.016
1*348
1*195
2*531
1*187

19*5
19*6
19*7
19*8
19*9

52.718
57.532
61.710
65.971
51.913

34,256
46.465
46.530
51,624
34,512

8*080
3.572
4.015
3.696
9*095

9,229
3.675
4,37*
4,908
4.655

1950
1951
1952
1953
195*

63.909
68.344
60.553
65.707
67.330

38*6*5
51.171
44*062
44*371
42.613

12*488
3.080
2.623
5.616
9.120

7.760
8.526
9,302
10,774
11*363

1955

75.3*2

48*106

9.024

14*464

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1
2
2

10
17

13
7
21
29
38

56
137

1*128
1.789
4*724
5*663
3*550

19
54
72
120
143

7
10
15
14
23

339
311
244
356
362

4.800
5.4*9
4.483
4,712
3,989

44

3.970

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

New York

747

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

31,738
41*388
35t403
49*778

2*520
1*691
1*135
448

3*153
2.296
732
816

26*065
37.199
33.536
48*514

24.223
17*198
17*974
19.807

241
557
302
264

16.007
9*812
10*886
10.967

7,975
6*829
6,784
8,576

10.272
8*220
9*263
6*030

124*116
104.752
113.365
114,618

1900
1901
1902
1903
1904

57*271
91*803
95.778
82*344
89*004

1*548
1*565
12

614
723
1*654
711

55.109
69*515
94.112
81*633
89*004

23.225
58.202
41.461
30*593
44.134

304
449
119
109
100

13,676
48,537
32*046
21,231
29.689

9,243
9*216
9,294
9.253
14*345

4*740
6*576
12.073
7.286
5.052

142,347
243*293
233*113
170,937
204.001

1905
1906
1907
1908
1909

93*811
97*866
76*430
103*622
124*484

39
44
64

4*888
260
229
815
1*149

88.864
97.542
76.201
102.807
123.271

33.713
31*893
29*990
30.195
27.629

566
810
97
963
244

20*282
18*462
15.792
16,837
14,871

12*843
12*621
14*101
12*395
12*514

3,321
2,186
6*144
3*102
11,463

199.099
186.466
162.225
197.466
259.775

1910
1911
1912
1913
1914

116*437
101*223
109*473
123*159
145*104

26
29
3
166
45

749
1.147
2.717
3*580
5*303

115*660
100*047
106.753
119*393
139.756

29.653
28.800
36*183
29*424
51*030

159
73
375
323
239

18,551
17,413
1.932
2.416
2*566

11*143
11,314
33*676
26*683
48,225

12.285
13.147
23.573
8*664
13*397

216*824
209,245
232,898
210*046
256,653

1915
1916
1917
1918
1919

160*143
211*350
146*409
161*637
170*911

14
14
13
75*460
67*974

3*607
3*500
3*014
8*696
11*778

156*522
207*836
143*382
77*479
91.159

179.529
81,379
141,324
121.551
45*663

77
790
673
561
613

a* 762
10*903
847
977
1*594

170.690
69*686
139*604
120*013
43.476

28.780
23.805
26.186
20,965
18.475

507*033
413*101
490.729
565*656
402*079

1920
1921
1922
1923
1924

162*857
137.715
121*507
143*016
157*957

64*104
38*579
39*961
46*952
46*485

6.711
4*339
16*573
39*614
44*548

92*042
94.797
64*953
56*450
66*924

56.190
36.597
34.649
45.857
38.631

775
256
579
576
213

1*668
983
991
1,196
1*034

53.747
35,358
33,079
44.085
37.384

25*413
16*886
13*944
10*787
19,421

347*442
304*532
286*169
393,936
588,525

1925
1926
1927
1928
1929

157*983
233*092
269*406
282*724
338*134

45*464
91*519
145*089
114.542
123*293

27*740
39*595
44*862
39*820
48*106

84*779
101*978
79.455
126.362
166.735

40.278
51.425
62.445
55,084
42*574

529
513
521
449
220

991
914
431
341
485

38.758
49,998
61*493
54.294
41.869

12*092
20*996
20*080
64 748
16.017

498,604
587,441
694,362
693.160
681,211

1930
1931
1932
1933
1934

536*321
302*953
213*807
231*893
232*895

300*784
173*449
136.160
179*274
179.099

76*535
41*079
27*663
30*805
16.234

159*002
68*425
49.944
21*814
37.562

47,988
90.265
76,281
74.143
76*031

177
121
81
88
256

366
349
398
430
658

47.445
89.795
75.802
73*625
75.117

24.919
31*766
21.069
22.145
39*396

797,398
639.011
428.119
423.399
447*256

1935
1936
1937
1938
1939

347*077
420*684
473*246
360*817
535*438

266*587
340*109
366*056
295*804
429.783

37*245
23*546
47*032
28*824
70*564

43.245
57.029
60*160
36.189
35*091

65*576
135*156
147.656
121.964
129.499

542
574
628
518
210

522
684
506
499
3,681

64.512
133*898
146,722
120,947
125,408

46*663
44*792
51*967
41*228
25.042

554,933
697.837
771*133
607*346
753.278

1940
1941
1942
1943
1944

70*082
63*536
78*206
92*140
89*981

47*073
45*296
60*342
67.359
55*263

10*586
5.063
3*297
9*906
21*384

12*423
13*179
14*569
14*875
13.334

40.357
41.631
41.408
32*068
31,778

98
87
79
55
44

870
741
766
593
588

39,389
40*603
40.563
31,420
31.146

10.568
9,420
6*113
7*858
6*923

161,313
160,454
169,230
177,430
178,770

1945
1946
1947
1948
1949

107*661
108*913
137*536
103*010
113*513

59*598
53*086
82*959
53*430
58*440

35.571
48.156
49*466
43*547
49.043

12*492
7.671
5*113
6.033
6.030

35.010
46,930
50,856
52,382
53.361

42
42
36
10
22

646
868
291
376
365

34.320
46.020
50*527
51*996
52*974

7*962
11.880
13.231
21.776
13.672

203.351
225,255
263,335
243.139
232.459

1950
1951
1952
1953
1954

117.000
107*743
112*375
102*548
121*960

61*005
51*897
54*387
50*014
60*700

49*035
46*990
49*416
44*613
54*370

6.960
8*856
8,572
7*921
6.890

50*108
65.114
52,047
47.065
50,936

32
52
18
15
21

316
348
407
384
425

49.760
64.714
51,622
46*666
50,492

22.252
22*235
16.290
19*064
20.499

253.269
263.436
241.265
234.384
260.727

45*693

8.450

103.787

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

279

243*474

748

New York

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

1896
1897
1898
1899

87*809
60*357

6.534
6*104

64*852
60*740

7,021

1900
1901
1902
1903
1904

81*127
167,251
150*566
98*127
117.857

7*842
9,895
7,670

1905
1906
1907
1906
1909

125*560
117.306
94.686
135.952
177,450

5.351

1910
1911
1912
1913
1914

S.
-^
nment

Other
demand

Other
time
7*622

73.653
46.060
50*332
44.909

8*193
7*499
7i242

65.274
149*246
124.235
83.534
102.217

18.661
8*407
9*407

7,370
5,766
7,202
10*185

109*472
100.269
79,514
116,301
152,745

10*737
9*667
9*408
12.449
14*520

130*821
139*212
173*479
155*003
185.076

12*214
17,452
10,898
10*031
22*836

107.528
111.473
147.466
131.825
147*694

11*079
10*287
15*113
13.147
14*546

1915
1916
1917
1916
1919

417.710
315.764
379.518
473*021
294*019

31.751
41,850
94*578
135.388
70.672

374*830
257,144
266,923
317.600
202.594

11.129
16*770
16*750
18.040
20,237

1920
1921
1922
1923
1924

225*080
196.701
205*051
239*681
467*549

43.412
41,171
42.371
40,687
240,694

154.358
138.254
141.016
170.014
197.941

27.310
17.276
21*664
28*980
28*914

1925
1926
1927
1928
1929

412*756
479*990
572.871
474.899
540.618

111*286
140.132
221*021
188*603
115.415

244*709
279*937
295.552
250.670
387.363

56*761
59*921
56*296
35*626
37*840

1930
1931
1932
1933
1934

626.440
497,706
342*137
328.445
319*496

251.976
132.630
43*666
47.682
86.493

304.374
285*738
234*648
214*026
168.007

70*090
79*336
63*823
66.737
64*996

19S5
1936
1937
1938
1939

418.471
558*538
625.877
485,021
650.213

79*046
107.079
92,206
76*399
136.510

298.652
423.885
507,460
385*317
493.171

40.773
27.574
26.211
23.305
20.532

1940
1941
1942
1943
1944

128*693
133.818
143*049
149.022
152*902

39.293
40.325
36.423
33*609
39*626

83*835
88.716
101*956
111*679
108*570

5*565
4*777
4*670
3*734
4*706

1945
1946
1947
1948
1949

175,772
191,316
226*388
199*570
197,491

53*047
57,201
74.627
53.435
41.885

5
2

117.660
130,173
148.010
143*006
152.454

5*064
3.942
3*751
3*124
3*150

1950
1951
1952
1953
1954

204.061
211,083
197*904
187*046
213,536

42*961
41.619
46.598
37.004
47.466

2
1
2
2
3

157*689
166,679
146*850
145.738
159*579

3*389
2*784
2t454
4*302
6*488

1955

8,589

6.186
6.233

42.728

1*267
1.993
516

141*839

8*011
8*110

New York

749

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Nat

Year

46.540
53*545
73.982
67.263
78.433

4*617
4.876
4.426
5.287
5.510

142.347
243,293
233*113
170,937
204,001

185
178
174
168
172

4*831
1*493
2*544

66.580
62.050
42*209
54.202
73.365

5.172
5.618
5.497
5*819
5.800

199.099
186,468
162*225
197*466
259,775

173
168
166
166
163

7*713
7.340
7.267
9.127
19*642

72*512
55*719
44*327
37.281
38*080

5.447
5.664
6*226
7.172
13.547

216*824
209*245
232*896
210.046
256*653

156
150
149
151
168

11*684
18.607
30*919
9.934
14*449

45*346
52.579
71.263
71.948
67.829

28*723
24.797
8*726
10*001
7.619

507.033
413.101
490*729
565*658
402.079

158
157
160
158
161

16*922
6.806
6*876
86*297
63*136

63.507
66.346
62*899
48*897
35*967

6.673
8.650
10.713
8*694
21.154

347*442
304.532
286*169
393*936
588*525

167
155
149
138
127

12*755
24*536
25*149
117.194
31*947

64*605
75*021
75*286
93*144
101.292

8.297
7.789
6.920
7*484
6*229

498*804
587*441
694*362
693*160
681.211

116
106
100
87
77

8.856

43.667
46.856
28*126
30.502
31*818

121.229
91.716
56*027
61*727
37*126

4*966
2.351
1*678
2.724
49.960

797.398
639*011
428*119
423*399
447*258

64
30
24
21
16

5.024
4.775
5.575
1.450
1*300

31*993
36*400
45*879
36*429
19.197

34*840
33*840
32*665
32*665
30*800

64.605
64.284
61.137
51.781
51.768

554.933
697.837
771*133
607.346
753*276

18
18
14
14
9

616

1910

331

1911

1*310
1.597
1.463
308

3.570
1*354
301
754

1919

18*163

1920

33*260
25*829

1925

630

10*367
719

391
103

1926
1927

14*134

1928
1929

1*125

1930

1.096

1931
1932
1933
1934
1935
1936
1937
1938
1939

2*201
1*787

965

1908
1909

1922
1923
1924

167
260

15*000

1921

of
banks

3*036
15*109

7*027
2.512
3970

1906
1907

1917
1918

Number

197
195
191
187

1905

1916

Total
liabilities
and capital
accounts
124*116
104*752
113.365
114*616

1903
1904

1915

Surplus and
other
capital
accounts
5.039
5.245
4*904
4.555

2*706

1912
1913
1914

Capital

29*779
32.947
38.779
39.109

4*461

1896
1899

1901
1902

tXher
liabilities
1*489
1*742
4*830
7.508

1896
1897

1900

banT
no,ics

Borrowings

439

382
151
1

329

200
200

1942
1943
1944

1.661
3.387
1.832

11*624
10*521
8*496
7*918
6*600

5*600
3.500
2*925
2*975
( 2*975

15.196
12.415
13.099
14.128
14.461

161*313
160.454
169*230
177.430
178*770

8
6
5
5
5

1945
1946
1947

1.751
1*824
170S

1948
1949

846
886

7*249
13.512
16*733
23*161
14.549

2*975
2.975
2*975
2*950
2*950

15.604
15.628
15*534
16.612
16*563

203.351
225.255
263*335
243,139
232*459

5
5
5
4
4

1950

5*281
4*747
5.274
5*988
2.760

23*616
26*586
17*331
20*776
23.362

2*950
2*975
3075
3.075
3.075

17.361
18.045
17.661
17.499
17,994

253*269
263*436
241*265
234.384
260*727

4
4
3
3
3

8*417

22*885

3.000

1940
1941

1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

750

New York

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Losins

1Loans

Year

Year

Real
estate

All
other

Total

Real
estate

1896
1897
1898
1899

340*449
351*623
367*260
399*219

339.087
350*768
366.525
396,424

1.362
1,055
735
2.795

1900
1901
1902
1903
190*

426*564
454*187
486*924
522.770
555.982

423,151
451*462
462*542
517.020
552*646

3.413
2.725
4*382
5.750
3*336

1920
1921
1922
1923
1924

1,284,460
1*444,089
1,546,060
1,757*713
1*993*466

1*227*118
1*379.700
1*524*462
1*725*564
1.980*665

22*365
32,134
19,163
25,052
10*462

34,997
32,255
2*415
7.097
2*341

1905
1906
1907
1906
1909

614*094
671*666
721*528
744.604
746.624

612*252
666*964
717*920
743*659
745.877

1*642
4*702
3*608
745
747

1925
1926
1927
1926
1929

2,243,821
2,484*648
2,778*625
3,056*112
3*249,589

2*223,422
2*459*753
2*745*556
3*017*782
3*216*225

17*064
21.597
24*300
27*374
24.373

3.335
3,296
6*769
10,956
8,991

1910
1911
1912
1913
191*

838*208
868*122
923*155
971.817
1*010.374

837.370
867*439
922.011
969*984
1*007.755

836
596
977
1.791
2,477

1930
1931
1932
1933
1934

3,300,960
3*476*573
3*542*225
3*484*016
3*330*851

3*281*967
3,469,596
3*536,142
3,461,197
3,326,129

15.053
6*395
6.073
2*819
2*722

3,960
580
10

1915
1916
1917
1918
1919

1*038*616
1*059*570
1*114*752
1.112*267
1.129.367

,037,577
059,403
*113,896
,109.373
.122*759

1*039
167
856
871
3,908

1935
1936
1937
1938

3*175,298
3*030*143
3,006*665
2*980*481

3*173*025
3*028*032
3*003,678
2*977,760

2.273
2*111
3.007
2.721

All
other

Collateral

87
167
42
142

2,023
2,720

Total

Collateral

Loans1
Commercial,

Year
Total

1939

3*006*629

1940
1941
1942
1943
1944

3*042*676
3*066,659
2,967,533
2*835.525
2*761.147

1945
1946
1947
1949
1949

2.735*867
2,763,645
2.934.209
3,250,107
3,819*119

1950
1951
1952
1953
1954

4.578*793
5*844,393
6*629,247
7,847,154
8,975*286

1955

10*410*387

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

On
farm land

On
residential
property

Other
Other

to
individuals

All
other

5,998

2*408,360

6*081
6*124
5*930
5*670
5,521

2*441*306
2*458,924
2*380,943
2*276*309
2*216*500

592,845
597*124
578,187
552.777
538*253

652
740

2,342
4*487
2,473
117
133

5,470
5*522
5*111
6,048
6,544

2*196*170
2*217*206
2,394,672
2*746*269
3*276*200

533.316
536,425
526,875
678,776
719,539

773
2,112
5,159
7,358
9*620

138
378
392
1,848
1,753

25
10
1
1
3*604

6,695
7,713
7,649
6,240
8*450

3*963*900
5,115,695
5,946,056
6*888*158
7*920*361

601,068
897,742
1*010*542
1,060,198
1*173*575

12*048
17,962
16*321
22.626
25,293

362
3*092
1*090
276
593

9*689

9*284*318

1*248,800

28,878

1.424

102

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Real estate

7,426

the total and are not entirely comparable with prior figures,. Total loans
continue to be shown net.

New York

751

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
189S
1899

391.274
409*760
436*622
460613

113*661
110*635
102*606
94*200

277*413
294.208
324.410
336*910

4.917
9*606
49*503

53*246
55*416
61,356
62*964

426
443
491
504

9*371
8.534
7,915
6,168

43,449
46,441
52.952
54,292

21,762
22.671
24*010
26.162

806.751
839.672
889.250
968,978

1900
1901
1902
1903
1904

526*200
562*484
583*842
596*055
609*540

72*616
51.186
39.117
29,207
21.943

334,137
347*615
378*330
401*741
402*296

119*447
163*683
166*395
165.107
165*301

67,461
72*935
72*396
73*286
76.511

540
563
579
566
612

8,770
9*117
8*760
8*794
8.875

58,151
63,235
63,057
63,906
67,024

17*644
15.471
24.521
29*314
33*156

1,037,669
1,105,077
1,167,663
1*221*425
1.275*189

1905
1906
1907
1908
1909

640*080
658666
646*990
644*515
650*825

14*082
7,904
7,117
5.801
3.905

409*011
414*300
406*310
409.267
417.179

216*987
236.462
233.563
229.447
229.741

79*326
82 ,'333
89,446
95.540
89.717

635
659
716
764
831

8.885
9.057
12*701
13*089
8.948

69,606
72,617
76.029
81.687
79.938

34.193
31*779
32.797
31*846
33*453

1,367*693
1*444,444
1,490,761
1,516,505
1,520,619

1910
1911
1912
1913
1914

705.771
707*332
734.532
748.534
761*105

2*823
2*226
1.942
2.200
1.101

448*870
434*492
425.049
469*000
479*594

254.078
270.614
307*541
277.334
280*410

93*879
100.466
98.996
100,303
116.828

536
276
398
240

1*101

10*446
6*486
7*362
6.192
10*441

82.895
93,702
91,236
93,871
105.286

38.558
32.136
35*951
44*553
45*496

1,676,416
1*708*058
1,792,634
1,665,207
1,933*803

1915
1916
1917
1918
1919

735*442
793.517
845.722
864*396
1*049*146

735
794

19*452
92.490
249.697

444*207
475*317
477*633
437.384
433.297

290.500
317,406
348*437
334.522
366.152

129*093
144.112
151.228
128*382
126.677

1*241
1*412
1*511
1*307
1*314

12*630
11*061
13*947
11*669
12,528

115*022
131*639
135*770
115*406
112.835

52*811
55*973
61.214
64.632
61.830

1,955,962
2,053,172
2*172,916
2.169.877
2.367.040

1920
1921
1922
1923
1924

1.121*018
1*232*590
1*345*296
1*415*590
1.415*939

373,299
481,272
493*724
549*249
568*060

383*388
421*289
441*257
436.002
446*116

364.331
330.029
410.315
430.339
399.763

129*026
116*731
132*162
119.700
141*807

1*363
1*275
1.340
1*142
1.268

13*697
12*852
13*504
U262
14,752

113.966
104*604
117*318
104*296
125,787

53.796
60.701
68.144
72.565
61*593

2,586,320
2,856.111
3*091*662
3,365*566
3,632*807

1925
1926
1927
1928
1929

1.492.376
1*498.570
1.543.625
1*581*305
1*503*378

522*332
475*047
412.148
349.468
267*601

476*068
499.024
546.443
578.758
550*236

493.976
524.499
585,034
653,079
685.541

132.818
134*066
143.793
130,038
113*103

1*106
1*038
1.027

14,939
14,023
15.170
14,794
14*639

116.771
119,025
127.596
114*394
97,592

90*719
96*872
109*232
120*589
134*806

3,959.734
4*214*176
4.575.275
4.888.044
5,000*876

1930
1931
1932
1933
1934

1*546*370
1*943.294
1.867.635
1.892.611
1*943.942

219,585
293,437
366,646
373.542
476,015

546*961
645*174
592*243
582.574
567*284

777.824
1,004*683
908,746
936.495
900*643

156.671
221*130
250,060
243*532
280*812

1*046
1*040
1.013
1*168

17*056
17,337
26.571
33,185
28*890

140,766
202,745
222,449
207,334
250*754

150.363
170.849
206.429
282.647
377*099

5*156*364
5*611*646
5*668*349
5*902,606
5*932*704

1935
1936
1937
1938
1939

2*026.864
2*182*220
2*258.461
2*313*928
2*442.624

779,213
1*083.305
1*182.960
1,400*610
1,630.699

554.422
482*698
478.598
410.544
380*874

693*229
616*217
596,903
502,774
431*051

281,783
286,901
302,669
337*885
405*296

1.172
1.202
1.211
1*406
2*146

25*602
26*556
26*635
28*082
38*240

255*009
261*141
274,823
308,397
364*906

463*935
546*630
344,952
524,657
477,577

5*947*680
6*047*894
6,112*767
6*156*951
6*332*126

1940
1941
1942
1943
1944

2.404.197
2*413*896
2*435*087
3*003*011
4.052.134

1,684*925
1*814*750
2.000*773
2,707*061
3*826,005

349*205
294*549
189.126
89*906
52*050

370*067
304,597
245.188
206.044
174.079

553*546
541*219
414*338
397*891
307,322

3*543
4*059
3.563
3.979
3.381

42,641
45,019
45.954
42,438
42,603

507*362
492*141
364*821
351.474
261*338

438*417
404,996
333,714
266,253
204,570

6*438*836
6.426.772
6*150.672
6*522*660
7*325.173

1945
1946
1947
1946
1949

5.347*214
6*435*427
7*024.005
7*363.800
7.483.401

5*146*926
6,176,963
6,693*292
6*697*327
6.553*122

20*107
39.725
14*792
31*092
34*033

180.179
218.739
315.921
635.361
696*246

333.229
448.863
563*192
550*946
531*428

3.999
5.835
8*062
7*207
10*308

40*534
44*565
47*974
50,238
53,266

288*696
398,463
507,156
493,503
467,834

140,613
106*195
107,701
117*666
131.455

8*556.923
9.754.130
10,629*107
11*282*521
11*965*403

1950
1951
1952
1953
1954

7.567.121
6*619*846
6*525.312
6*799*313
6*739.958

6.601.334
5.690*674
5*262*968
5.170.710
4*864*942

44.707
45*439
150*133
251*708
338*660

921*060
683*733
1*092*211
1.376.895
1*536*156

557*642
568.490
625*262
552.660
645*258

16*161
14.556
19.815
14.386
16.432

49,499
54*665
55.133
57,722
59,132

491*962
499,267
550,334
480*552
569*694

147.314
197,712
222.336
233.880
242*127

12*850*870
13*230.441
14,202.179
15.433,007
16,602.631

408*104

1*509*488

18*563

62*742

6.453.946

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4*536*354

850
672
847

259.944

17.771*092

752

New York

Mutual Savings BanksTable 4

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

U.S.
Government

Interbank

Other
time

Other
demand

1696
1897
1698
1699

715*033
741.475
787.212
858.443

715*033
741*475
787*212
858*443

1900
1901
1902
1903
1904

922.061
987*622
1051*688
1*112*419
1.166*091

922*081
987*622
1*031*668
1*112*419
1*166*091

1905
1906
1907
1908
1909

1*252.928
1*335*093
1.394.297
1*378.233
1*405*799

505

1.252*928
1*335*093
1,394*297
1*378*233
1*405*294

1910
1911
1912
1913
1914

.526.936
.561*166
.633*496
,700.063
.771,562

15
46
29
21

1*526*936
1*561*153
1*633*450
1*700*034
1.771.541

1915
1916
1917
1918
1919

774,222
883 ,242
,991,469
1*991.720
2*179.034

1920
1921
1922
1923
1924

2*398*329
2*646,251
2*791,353
3,044.130
3,273*854

2*398*329
2*648*251
2*791.353
3044*130
3*273*854

1925
1926
1927
1928
1929

3,531,458
3,738,426
4*036.074
4*301*347
4*463.046

3*531*456
3*738*426
4*036*074
4*301*347
4*463*046

1930
1931
1932
1933
1934

4*566*165
5.161.358
5.286,973
5*134*980
5,139.593

4.566*165
5,161,358
5,286*973
5*134*980
5*139*593

1935
1936
1937
1938
1939

5*193,401
5*216*960
5*284*119
5*336.851
5.514,825

5*193*401
5*216*960
5*284*119
5*336*831
5*514*825

1940
1941
1942
1943
1944

5*670*370
5,648.555
5.442,722
5*830*457
6,595,920

5*670*370
5*648*555
5*442*722
5*830*457
6*595*620

1945
1946
1947
1948
1949

7.745,497
8*801,205
9,585,375
10*168,315
10*783.158

46
47
46
46

1*228
1*250
1*536
1*003

915
1,237
1*706
1*531

7.745,497
6*799*016
9*562*841
10*165*025
10,780*576

1950
1951
1952
1953
1954

11*578*985
11,886*204
12*745.215
13,915*532
14.984,597

49
50
66
51
44

1*322
1*382
1.271
1*348
1*746

2*713
1*201
1,049
1*376
1*698

11*574*901
11*883*571
12,742*829
13*912*757
14,961*109

1955

16,055*062

46

2*029

16,051*209

26

1.774*196
1*883*242
1*991.469
1.991*720
2*179*034

New York

753

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National

Borrowings

Surplus and

f^.
.Ses

&
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

411
363
367
394

91*307
97*834
101*671
110*141

806.751
839*672
889*250
966*978

127
130
129
129

1900
1901
1902
1903
1904

406
480
454
552

115*382
116*975
115*541
108*454
107*049

1*037*869
1*105*077
1*167*663
1,221*425
1*275*189

126
126
125
127
128

1*911

112*854
108*671
95*743
137.467
113*863

1,367.693
1,4*4*444
1*490*761
1*516.505
1*520.619

130
134
136
137
137

148*609
139*607
156,530
161.779
161,771

1*676*416
1.708*058
1.792*634
1.865.207
1.933*803

1*2
141
140
140
140

2*172
12*130
6*879

177.192
168.987
179,275
166.027
181,127

1.955*962
2*053.172
2*172*916
2*169*877
2*367*040

140
141
141
141
141

1920
1921
1922
1923
192*

1*971
3*727
4*477
5*516
6*353

188.020
204,133
295,832
315.922
352*600

2.588*320
2.656.111
3.091.662
3*365.568
3.632*807

141
143
144
145
148

1925
1926
1927
1928
1929

6.577
7*606
7.697
8*281
8*607

421*699
468.144
531,504
578*416
529,223

3*959*734
4*214*176
4*575*275
4*888*044
5*000*876

147
148
149
149
150

1930
1931
1932
1933
1934

4.2*4
6*012
14*603
16*497
8*206

585*975
644*476
566,773
751.329
784.905

5*156*384
5*811*846
5*868*349
5*902*806
5*932*704

151
147
1*6
139
138

1935
1936
1937
1936
1939

8*411
9*193
6*601
10*021
10*390

746.066
821.741
822*047
809*546
806*426

5*947*860
047*894
112*767
*156.951
.332*126

135
135
134
13*
134

10*864
14*062
15*889
15*702
13*830

757*602
764*155
692*061
676*521
715.523

.438*836
426.772
150*672
.522*680
7.325.173

134
134
133
132
131

1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1916
1919

2.049

680
721
805
951
871

200
3
275

7*283
2*608
3*165
467

4*273
943

533
483

1940
1941
19*2
1943
19*4
1945
19*6
1947
1946
1949

117
74
179
1.151

20*470
22*059
27*740
28*077
29*472

790*956
930*749
1*015.918
1*085*950
1*151*622

6*556*923
9*754*130
10*629.107
11.282*521
11.965*403

131
131
131
131
130

1950
1951
1952
1953
1954

39

47.817
61*263
75*287
93.641
133*230

1*224.068
1*282*974
1*381.638
1.423.834
1*484.804

12*850.670
13.230*441
14.202.179
15.433.007
16*602*631

130
130
130
130
130

1*562*527

17.771.092

129

1955

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Federal Reserve Bank of St. Louis

NORTH C A R O L I N A

Revised data for assets and liabilities and


number of all banks in North Carolina, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
national banks, in Table 2; and for State
commercial banks, in Table 3.1 A separate
balance sheet was not compiled for unincorporated banks in this State because adequate
data were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in North
Carolina were obtained from the abstracts
and annual reports of the Comptroller of the
Currency with relatively minor adjustments.

A description of these figures is included in


the United States Summary. Compilation of
figures for State commercial banks presented
a number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department. These sources were supplemented by
data obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports of the State banking department or in
bankers' directories. Data for this period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1
Since there have been no mutual savings banks in North
Carolina, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks/' "loan and
trust companies/' "stock savings banks/' or "private banks
and bankers" (unincorporated banks) and (2) industrial
banks that accept deposits.

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Federal Reserve Bank of St. Louis

755

756

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.

CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS


Year or period

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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Federal Reserve Bank of St. Louis

Deductions

Number of banks and corresponding balance sheets

1924
1925
1926
1927
1928

1929
1930
1931-1932
1933

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET
The accompanying table shows the adjustments made in figures for number of
banks and balance sheets as published by the
Comptroller. These changes were based on
information obtained from State banking
department reports.
These adjustments reflect exclusion of
branches and the inclusion of industrial banks.
The breakdowns of major asset and liability
items for the latter group for the period 19241933 were estimated on the basis of the percentage distribution of items in the December
1933 call report, the first in which a complete
breakdown was available. Because of the
nature of the business conducted by industrial
banks, it was not practicable to use the balance-sheet detail for other classes of banks in
North Carolina as a basis for estimating.
Balance-sheet data for 1904-1920 were
revised to exclude trust assets and liabilities
of loan and trust companies that had been
included in data furnished by the Comptroller.

Additions

...

29
25
35
39
46
44
45
41
55

Number of banks only

1907
1908
1910
1912
1913

177
11

1914
1916
1917
1918
1919

13
16
24
9
9
30

1920
1921
1923
1924
1925

45
44
57
64
66

1926
1927
1928

68
70
73

reported to the Comptroller regularly until


1934. For the years in which items were not
reported, figures were estimated.
Real estate loans and collateral loans were
estimated for some years by applying to total
loans in those years the ratios of these items
to total loans, based on reported data as follows: for 1896 and 1897, ratios for 1898; for
1899-1908 and for 1929-1933, ratios derived
by interpolating between ratios based on reported data for 1898 and 1909 and for 1928
and 1934, respectively; and for 1910, 1912,
and 1914, the average of ratios for the preceding and following years.

North Carolina
For 1916-1921 the two types were estimated by different methods: collateral loans,
by applying to total loans, ratios of these
loans to the total that were derived by interpolating between similar ratios based on reported data for 1915 and 1922; real estate
loans, by applying to total loans, ratios that
reflected changes over the period in the ratio
of real estate loans to total loans at North
Carolina national banks (these ratios were
derived by interpolating technique No. 2,
described in the United States Summary).
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
available in reports of either the Comptroller
or the State banking department.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No

757

attempt was made in the revised series to


provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
For years in which items were not
reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios of time deposits to total deposits
other than interbank that were extrapolated
from a straight-line trend fitted roughly to
ratios computed from reported data for 19091924 (time deposits in 1910 were obtained
from the State banking department report).
Figures for United States Government
deposits for 1918-1930 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in North Carolina to such deposits at
all State member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


asset and liability items that were required
The principal assets and liabilities of
for the all-bank series were not available for
State commercial banks for 1934-1946 were
noninsured banks for every year during the
obtained by combining data for insured banks
1934-1946 period in the sources cited. The
published by the Federal Deposit Insurance
breakdowns of loans and cash assets for
Corporation with data for individual nonin1934-1946 and of investments other than
sured banks. Figures for that latter group
United States Government securities for 1934for 1934-1941 were taken from bankers' direc1941 were estimated on the basis of the pertories; for 1942-1946, they were compiled by
centage distribution of these items at insured
the Corporation from data furnished by the
nonmember commercial banks in correspondState banking department, supplemented by
ing years. The breakdowns of deposits for
data from bankers' directories.
1934-1941 were estimated on the basis of the
The breakdowns of some of the principal
percentage distribution of this item in 1942,
3
In subsequent paragraphs these items (if discussed) are
derived from reports furnished by the Federal
designated and arranged as follows: demand, time, interbank;
and United States Government. This order differs from that
Deposit Insurance Corporation.
in the tables.

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Federal Reserve Bank of St. Louis

758

North Carolina

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total
13*420
13*206

1896
1897
1896
1899

13*828
15,128

1900
1901
1902
1903
1904

18.987
22*403
24*841
30*455
35*510

1905
1906
1907
1906
1909

Real
estate
1.023
1*031
1*124

AH
other

Collateral

Year

Total

Real
estate

Collateral

All

other

10.430

1.129

1.967
2.179
1.955
2.388

9*996
10.749
11.611

1.472
1,827
2*081
2.617
3*162

2*863
3.267
4,040
5.306
6.307

14,632
17,309
18*720
22,532
26,041

1920
1921
1922
1923
1924

338,105
299,900
295,615
315,997
338,530

28,695
31.052
35.510
37,883
41*662

96*231
79,712
80.077
83,896
61,623

213.179
189*136
180.026
194*2X6
215*245

39i664
51*342
61.147
59.262
65.597

3,129
4,138
4*958
4,487
5.0-59

7*500
11.211
15*341
16*253
18*854

29,035
35.993
40*848
38,522
41*684

1925
1926
1927
1928
1929

352.765
368*276
355,511
375,481
354,241

41,936
44,349
43,156
45,277
43*643

85,849
91,061
90.007
106*583
81*920

224*980
232*846
222*348
223,621
228,678

1910
1911
1912
1913
1914

79.120
84.217
93.361
107,131
115*978

6.991
8,966
9,756
10.365
11.527

22*654
23*294
25.431
27,942
29.977

49,475
51,957
58,174
68*824
74,474

1930
1931
1932
1933
1934

317*408
237,072
160*508
105,208
108*466

43*037
34*254
25*706
17.914
18.863

69*296
52.221
33.337
20.948
20*953

205*075
150,597
101*465
66*346
68.650

1915
1916
1917
1918
1919

107*774
118,713
144*420
180,665
216,611

10*366
14*673
15,503
16,645
16,065

29.683
31,920
38*631
52,153
63,582

67,525
72,120
90,286
111,867
136,964

1935
1936
1937
1938

117.300
124,461
148.206
157,413

18.681
21.791
26,692
27.338

22*619
25*106
28,962
31*319

75.600
77.564
92*552
90*756

Loans1
Commercial,

Year

Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

70,231

Real estate
On
farmland

On
residential
property

Other
Other

to
individuals

All
other

9*308

12.545

1,878
1,535
1*630
4*292

8,954
8,860
8,261
8,932
32*434

9*380
9.765
12.552
11.803
11.276

14.021
15.228
15.087
15.291
16*050

11.165
12.307
12.931
9*128
9.080

37.349
42*184

61*641
76,643
70,891
12*302
16.993

100.003
150.135
191,078
226*917
221*240

4.417
6*048
4*475
4*460
5.434

36*672
31*708
26*500
25.712
23*055

10*913
15*670
18*375
20*022
21*659

17.659
28.001
46.715
63.973
63.232

11*227
17.747
26*886
35.005
34*946

49*845
74*010
107,577
137*400
147*862

13*240
16.196
10*933
10*227
9*024

618*076
711,497
762,037
831,059
844,061

256,140
320,683
329.499
346,781
358*279

5.779
3*065
2*523
4*115
5,095

20*960
21*009
20*088
19*910
20*041

24*410
26*989
29*236
33*079
34*541

80,384
73.232
76.022
80,574
80*943

36*545
40*998
44*859
51*133
49.606

193*033
226,235
260,977
295,863
296,333

9.245
9*555
10.722
12*682
13.246

946,972

400,384

7,286

20*810

38*966

90,426

61.683

327*296

15,421

1940
1941
1942
1943
1944

187.209
217.644
218.051
179,635
227.064

81,305
92,963
96,774
83*200
94.755

1945
1946
1947
1948
1949

245.976
341,515
434.539
520.439
520,784

1950
1951
1952
1953
1954
1955

743

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction tf valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

North Carolina

759

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1699

1599
It604
1*662
2i334

1.009
1.019
1*022
1.494

194
153
171
160

396
432
469
680

3,536
4,223
4,806
6*085

201
214
241
170

1*354
1,540
1*583
1*846

1*981
2*469
2*982
4*069

942
906
1*032
1(175

19.497
19*939
21,328
24*722

1900
1901
1902
1903
1904

3*251
3f443
3*603
4*296
4*486

2.257
2*434
2*619
3.024
3*060

219
180
163
201
148

775
829
821
1*071
1*278

5,793
6,069
7,018
9,725
10,154

256
251
307
405
390

1*815
1953
2.115
2*413
2.695

3.722
3*865
4,596
6,907
7*069

.253
.357
.388
.907
,468

29*284
33,272
36.850
46*363
51*618

1905
1906
1907
1908
1909

4*901
6t025
7*041
8*480
8*759.

3.597
4*308
5.248
6.127
6.512

117
273
448
629
819

1.187
1,444
1,345
1.724
1.428

11*771
14,682
15,285
15,112
18*269

373
521
739
668
768

2.645
3.353
3.265
4.112
4.322

8.553
10.808
11.281
10*332
13.199

.763
.990
2.614
3,365
3*566

56.099
74.039
86*087
86*219
96*213

1910
1911
1912
1913
1914

10.757
9.511
10*025
10.410
11*276

6*631
6.864
6*982
7,224
7.639

866
662
658
543
571

3.260
1*965
2*385
2,643
3,068

17*223
19,020
21*976
23*446
22,952

998
905
833
1*029
1.191

4.305
4.582
4.671
5*043
5.366

11*920
13*533
16*472
17.374
16*393

3*683
4*204
4*954
5,910
6*291

110*783
116,952
130,316
146*897
156.499

1915
1916
1917
1918
1919

12.032
11*463
13.815
30*159
47.136

7.682
6.739
7,519
23*069
40.205

1*188
1,289
1*559
1,700
1,771

3.162
3,435
4*737
5,390
5,160

21*494
27*613
38,133
40*661
56*632

981
1*516
1,723
3.273
4*310

4,813
5*462
6*576
5,455
8*195

15.700
20*835
29*834
31*933
44,127

6.960
7.145
6*703
10(106
12*943

148*260
165*134
205,071
261,591
333*322

1920
1921
1922
1923
1924

39*446
35*213
31.385
36.654
37.303

30*213
25.282
20*066
24,094
24*419

2.415
2.600
3*806
3,978
4*138

6,618
7,331
7,513
8*582
8*746

71.032
50.112
62.044
68*079
68,442

5,929
5.106
6,751
7,384
7,224

10,815
6*369
8 ,444
7*369
9*665

54.268
36,637
46*849
53,326
51(553

14*718
18*506
17,658
22.079
22.858

463*301
403*731
406.902
442*809
467.133

1925
1926
1927
1928
1929

35.152
40.214
45.419
57*372
54*992

22.828
25.775
27,794
28*972
28*261

4,355
4,900
6,728
12*027
12*988

7,969
9,539
10,897
16,373
13,743

70.870
83.662
87.378
75*606
76*312

8,191
9.547
6*679
8*856
9*116

10.104
10.997
11.499
6*187
7.714

52.575
63.118
67,200
58.563
59(482

24,750
25,504
29102
26*931
29*612

483.537
517.656
517.410
537,390
515,157

1930
1931
1932
1933
1934

55.334
60*123
57.156
52.786
87*424

21.112
22*160
23.393
26*476
41*903

13*203
19,442
21,187
20,138
37.258

21,019
18,521
12.576
6,17*.
8.263

69.471
66,716
44,946
54.206
81,419

7.791
5.854
3,776
5*266
9.344

8.935
9.943
10,619
6*195
6*786

52.745
50(921
30,549
42,745
65*287

26.731
22.914
18*802
15.226
17.165

468,944
386,827
281,412
227(426
294,474

1935
1936
1937
1938
1939

115.759
144.175
146.882
132.424
140*290

57.836
82.739
81.419
71.983
78.256

47.978
50.683
55,123
49*895
51*408

9.945
10.753
10*340
10.546
10*626

102,799
134.339
120.062
124*420
167.374

10,793
13*212
12.931
13.210
1V.048

7,918
11*548
11.771
11(583
11.792

84,088
109,579
95,360
99,627
136*534

17,309
16*746
15*713
15,120
13(966

353,167
419,721
430,863
429,377
490. 8C1

1940
1941
1942
1943
1944

149*652
170.353
240.450
527.550
685*139

87.089
107,537
174,754
453,372
610,522

47.799
49,136
51,072
58.044
61,154

14,764
13,680
14,624
16*134
13*463

192.250
256,594
294,001
320,899
332,931

16.071
23.784
28*668
38*559
39,788

11*913
16.158
21.999
26.651
28*791

164*266
216*652
243,334
253,689
264,352

13,607
13.951
14,537
15*683
15,399

542(718
658(542
767*039
1,043,767
1,260,533

1945
1946
1947
1943
1949

937*392
1*009*703
905.198
847*158
764*512

858*300
906*291
791*544
721,831
633,754

62*984
68*678
74.344
76.875
79*759

16,108
34,534
39*310
48*452
50.999

418*899
402,539
425,724
439,560
404*346

46.113
63*476
59.529
77.341
74,663

29.543
27.780
36.629
44,490
43,846

343.243
311*281
329,566
317,729
285,819

17,329
16*187
16,960
20.186
20.433

1,619,596
1*771*944
1,784,421
1,827,343
1,710.077

1950
1951
1952
1953
1954

716*416
700.297
827.488
800*314
829.748

561,757
512,704
598,967
587*556
597,989

114,557
141.403
167,554
158*176
169*881

40.102
46.190
60*967
54*582
61,878

411,979
466*182
501,685
491,180
521,496

95.558
97*673
115.651
120.611
116.573

40,560
39,161
48,717
55.877
58*084

275*861
329*328
337.317
314,692
346*839

21*628
24,413
26.260
28.849
33.379

1*768*099
1*902*389
2,117,490
2,151,402
2,228,684

624,711

173,360

137,666

60,139

321*735

34,185

2,369*264

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

760

North Carolina

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

163

7.840

203
208
325

8,175

1.833
1*917

9,330
12.005

2.323
2.828

2.052
2.359

651
638
767
688
723

13.558
14,434
16,423
21.378
24,366

2*560
3*802
4.337
4.732
5,305

528
524
1.246
1.447
731

27.275
35,195
38.812
36.020
40,004

9*229
12*330
14*659
13*429
16.432

5,524
7,530
8,090
8,233

519
545
560
498
842

46,373
49,629
53,726
58,600
64*308

19,627
22*099
27,910
33*124
32*543

96,364
118,028
152*349
187,866
243.871

6,706
9.702
13*065
13.555
18.991

760
641
898
5.243
2.723

59,591
68*995
86*406
108.677
143.724

29.307
38.690
51,980
60.391
78*433

1920
1921
1922
1923
1924

342,884
269,966
301*301
328.430
346,247

23.906
15*121
19,299
20.346
21,356

1*317
545
939
1,308
1*214

195,907
150*023
165,431
131,644
182*608

121,754
104,277
115*632
125,132
141*069

1925
1926
1927
1928
1929

355,009
396*746
405,021
406,972
378.552

24.971
28*490
30,106
28,039
25.734

1*102
1*786
2*614
1*666

181,712
209.807
206.752
197.616
177.730

147*224
156*663
165*549
179*451
169*953

1930
1931
1932
1933
1934

361.602
296,450
201,166
179,331
244*752

25.314
24,843
16.481
23,102
34,141

4,616

170.255
141,512
100*345
94*252
127,337

161*417
128*130
79*713
59*356
79*866

1935
1936
1937
1938
1939

301.991
367.718
374,994
371,562
431,438

43,952
62.775
57.601
61,561
82*940

4,125
8,025
2*464
1*476

160.323
198.060
208*041
200.897
231,773

93,591
98*838
106,888
107,628
113*579

1940
1941
1942
1943
1944

481,477
592.817
698,634
969*996
1,181.545

105.243
145.398
139.306
160*975
147,159

2.979
3.852
8.557
62.075
198,700

252,637
314,734
420,829
602*462
660*684

120,618
128.633
129,942
144,484
175*002

1945
1946
1947
1948
1949

,528,399
,669*155
,666*754
,700,157
,569,332

177.858
176.179
169,160
159,630
150,304

266,581
133,680
20*560
28,754
22*113

839.523
1.052*793
1.134,933
1*162*086
998,458

244*437
306*503
342,101
349,687
398*457

1950
1951
1952
1953
1954

,612,171
.722.748
,929,427
.944.393
2*011.222

161,371
174,403
206.206
194.373
205.986

50,658
68*187
80.250
49.649
71.089

1*010,679
1,069,903
1*186.176
1.216*124
1,219,594

389,463
410*255
456,795
484*247
514,553

1955

2*129.188

213.152

64.632

1,309.381

542*023

1896
1897
1898
1899

10.437
10.927
12*464
15*909

601
632
603
751

1900
1901
1902
1903
1904

18,795
20.617
23.546
31.173
35.357

919
1.399
1.349

1905
1906
1907
1908
1909

39.592
51.851
59.054
55,628
62,472

1910
1911
1912
1913
1914

72.043
78,392
89,726
100,312
105,926

1915
1916
1917
1918
1919

6,119

5.135
3.965
4.627

2.621
3,406

3.146

3*667

4.146
5*007
6*855
7*889

North Carolina

761

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

1896
1897
1898
1899

1*100
834
557
336

675
642
591
886

234
509
661
330

5*406
5*265
5*226
5*288

1*645
1*762

1900
1901
1902
1903
1904

703
1*215
1*718

1*410
1*700
1*766
2*013
2*215

325
423
466
821
60

5*614
6*031
6*586
7*820
8*397

1905
1906
1907
1908
1909

1*827
2*719
3*928
4*052
3*998

2*920
3.699
4.284
5.344
5.945

125
136
483
1*001
2.175

9*183
10*417
12*369
14*098
14.690

5.217
5.969
6.096
6,933

1910
1911
1912
1913
1914

8*219
5*757
5*643
8*826
11.457

6*206
6*494
6*560
6*890
7.063

425
408
534
756
443

16*377
17*693
16*489
19.437
20*021

1915
1916
1917
1918
1919

11*435
6*960
9*242
25*496
35*606

7.125
6.317
6.263
6*510
6*620

741
485
1.594
4*058
6*030

1920
1921
1922
1923
1924

49*406
58*395
27*925
35*728
39*309

7*440
8*084
6*296
8*498
6*959

6*224

1925
1926
1927
1928
1929

44*284
33.575
20*748
36*472
42*357

9*490
9*359
9*416
8*484
8*142

6*355
5*834
6*814

1930
1931
1932
1933
193*

20*575
12*675
19*387
3*837

6*993
6*236
4*584
3*442
4*064

6*786
7*005
7*007

1935
1936
1937
1938
1939

270
78
642
787
606

1*682

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Total
liabilities
and capital
accounts

Number

of
banks

19*497
19*939
21*328
24*722

92
94
98
95

2*437
2*623
2*946
3*341
3*871

29*264
33.272
36*850
46.383
51,616

118
144
154
170
207

4.452

58.099
74.039
86*087
86*219
96*213

246
286
325
363
376

8,208
9,364
10,674
11*589

110,783
116*952
130*316
146*897
156*499

397
412
436
457
476

20.191
20*304
20*873
21*704
23*197

12*404
13*020
14.750
15,957
17,798

148*260
165*134
205*071
261.591
333*322

476
483
496
515
523

32*794
36*302
36*862
37*189
39*090

24.553
25,463
27,091
26,336
26,369

463*301
403.731
406.902
442.809
467.133

578
597
582
560
583

39.033
40*199
41*442
42.324
41*376

29,366
31*943
33.969
36*021
37.174

483,537
517,656
517,410
537,390
515,157

549
530
509
491
472

6,711
2,263

37,844
33*687
27*300
19*253
25*015

35.144
28,772
21.968
14*852
18*120

466,944
366,827
261*412
227.426
294,474

436
365
296
216
245

2*600
3*145
4*032
3*913
3*514

27*302
27*161
26*745
26*023
25*552

19.322
21*619
24,450
27,092
29*689

353.167
419.721
430*863
429*377
490.801

246
242
239
232
228

341
125
69
433
889

3*824
4,718
5*024
6*600
6*164

24*902
24*491
24*655
24*575
24*510

32.174
36.391
36*657
41*963
47,425

542.718
656.542
767.039
1*043*767
1*260*533

228
228
227
226
227

1*566

10*896
9*374
13*149
14*308
18*200

24*920
27*121
28*057
29*071
29*540

53*615
64,477
73*066
61.730
91*421

,619,596
,771*944
784*421
*827*343
,710*077

227
229
226
227
226

22*640
33*190
34.536
34*927
37.736

30*190
31*570
32*616
34*642
36*178

100,977
109*856
116*376
129,057
139,437

1*768.099
1*902.369
2*117,490
2*151,402
2*228*684

226
225
225
226
225

42*265

37.703

149.779

2*369*264

1*878
1*540

240

1*817
3*395
2*077
1*584

2*121
5*025
2*335
8*383

4*111

5.521
5.427
6*628
5.159

7*117
7*556

1,829
1,971

7,513

762

North Carolina

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1896

Real
estate

All
other

Collateral

1697
1898
1899

6*813
6.565
6*626
7*856

32
35

1900
1901
1903
1903
1904

9.462
10*517
11*309
13*420
14*669

1905
1906
1907
1908
1909

Year
Total

Real
estate

Collateral

All
other

36

1*635
2*046
1*811
2*209

4*946
4*464
4.784
5*609

43
44
51
62
66

2502
2*554
2,957
3*602
3*830

6*917
7.919
8.301
9.756
10.973

1920
1921
1922
1923
1924

120*364
111*616
110.809
114.614
120.675

2*764
2.746
4,113
4*405
5,129

43*320
32*641
32.771
34.019
33.974

74*260
76.229
73*925
76.190
81,572

16*153
20*255
23*965
25*794
28*678

73
97
124
136
155

4*206
5.615
7.161
7*686
8.956

11.872
14*543
16*680
17,772
19.767

1925
1926
1927
1928
1929

129.917
133.175
126,540
132.400
122.534

5*678
6,127
5.988
7*953
7.479

37.419
38*530
39.116
39*320
21.959

86*620
68.518
61*436
85.127
93.096

1910
1911
1912
1913
1914

35*091
35*086
39*289
43t249
45*343

167
143
185
154
579

11.427
11*397
13.265
14.579
15*144

23.497
23.546
25.839
28.516
29*620

1930
1931
1932
1933
1934

85*997
66,419
37.906
26*305
28,561

5*846
5,243
4,373
3.790
4.230

13*003
11*094
5*752
4*536
5.694

67*148
50,082
27,781
17,979
18*637

1915
1916
1917
1918
1919

45.521
45*941
54.848
69*347
81*286

800

1.137
1261

16.727
16.128
18.567
26.550
31.511

27.994
28*676
35.020
41*291
48.192

1935
1936
1937
1938

32.355
32*274
39.544
41,262

4.113
4*526
5.711
5.025

6.307
6.457
6*450
9.019

21,935
21*291
25.383
27,218

31

1*506
1*565

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

1939

Real estate

others

farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

2*254

1,720

14,189

1940
1941
1942
1943
1944

47*005
55*355
52.285
41.494
50.519

20*651
23*791
23*464
20*327
24.249

128
570
384
616
1,245

2.057
2.300
2.349
3*536
6.467

1*192
1*198
1*035
870
864

2*592
2*970
2*941
2*918
2*707

1.855
2,351
2*026
1*134
1.117

7*561
7*678

18*530
22*175
20*084
4*532
6*172

1945
1946
1947
1946
1949

59,096
35*454
110*030
131.467
129.949

22,182
42,026
57.732
69*518
69.334

1*102
1*462
797
781
754

12*892
8*213
8,649
8,221
7,779

887
1.417
2.083
2*228
2,468

3,029
4.669
8*658
9,420
9,609

1.577
2*994
4.612
5.552
5.657

12.100
13*842
23.9S3
33.000
32.556

5.327
10.631
3.546
3*321
2*480

1950
1951
1952
1953
1954

151*183
179*658
192.741
213.759
217.161

75.803
94.676
95,153
105,570
106,251

868
1.129
1*276
1.406
2.590

7*411
7*764
7,876
9,522
8,296

2.976
3.251
3*398
4.081
4.477

13.347
11*852
12*839
13.718
13.376

7.069
7.347
7.797
7.675
8.311

42.903
53*196
63.113
70.357
72.954

2*482
2*576
3.731
3*946
3*577

1955

248.520

119,666

2.328

6*205

4.768

15.304

8,884

88.672

3*530

1,789

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

North Carolina

763

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Caah assets

Investments
Year
Total

U.S.
Government
obligations

1896
1697
1896
1899

1*302
1*316
1*261
1*711

1*009

1900
1901
1902
1903
1904

2*491
2*667
2*640
3*337
3*401

1905
1906
1907
1906
1909

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin
767
862
657

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1*013
1*231
1*553
2*264

472
452
434
448

10.431
10.467
10*601
13.447

1*096
1*144
1*132
1*264

1*669
1*917
2*196
2*813
2*987

452
477
485
551
600

15.057
16*771
18*060
21.396
23*244

101
213
366
289
415

1*264
1*379
1*356
1*854
1*993

3*841
4*475
4*669
4*867
5*986

773
625

1.281
1.799
1*826

26*004
32*002
37*666
41.977
46*569

1*047

8*466
8*995
9*778
10*213
10*239

561
450
455
468
612

2*074
2*166
2*141
2*294
2*505

5*651
6*359
7*182
7*451
7.122

1*662
2*002
2*244
2*661
2*816

54*363
53*814
59.227
64*255
67*262

014
062
016

1*207
1*372
2*167
2.377
1*853

9.457
12*163
15*919
18*104
24.161

484
699
854

1*494
2*120

2*334
2*564
2*856
1.855
3.023

6*639
8.900
12*207
14,755
19*018

3*441
3*353
4*494
5*680
6*855

6127
70*466
85*716
111*679
139*265

18*529
16*892
14*588
16*428
15*150

648
838
*796
2*159
2*094

2*028
1*809
2*240
2.372
2*460

29*323
21*637
27*024
28*440
27*968

3*074
3*213
4.917
4*639
4*239

3*969
2*964
2*993
2*317
3*259

22*280
15*460
19*114
21*484
20*470

7*698
7.564
6*879
9*119
10.440

179*590
161*356
163*336
173,132
176*787

18*426
19*521
21*225
30*015
26*147

14*669
14*865
15*829
17*129
15*774

1*753
1.997
2*512
5*409
4*504

2.004
2*659
2*884
7*477
7*869

27.542
31*620
33i359
26*000
29*178

3*666
4*807
4*504
4.193
3*872

3*608
3*772
3*827
2*584
2*526

20*266
23*041
25*028
21.223
22*780

11.827
12.008
14.793
12*525
12*442

167*712
196,324
195,917
202*940
192,301

1930
1931
1932
1933
1934

20*473
18*771
13*823
12*056
21*215

11*498
9*130
7*539
6*498
11*682

4.067
5.989
4*371
4*511
8*181

4*908
3*652
1.913
1*047
1*352

19.659
19*912
6*956
11*626
21*707

2*147
1*640
1*069
2*065

2*575
2*601
1.593
1*672
1*979

14*937
15.671
6*665
8.667
17.663

10.364
8*847
4*970
3*336
3*817

136*493
113*949
65*655
53.325
75*300

1935
1936
1937
1936
1939

23*160
30*036
31*503
26*137
26*003

12*410
16*810
18*645
14082
13*314

9*524
11*748
11.279
10*623
11*291

1*246
1*478
1.579
1*432
1*398

27*147
36.875
34*037
33*761
41.582

2*212
3*761
4*253
3*645
4*386

2*336
3.230
3*269
3*200
3*005

22*597
29*864
26.515
26*916
34.191

4*142
4.070
3*992
3*881
3*310

86*824
103*255
109*076
105*041
112*026

1940
1941
1942
1943
1944

26*760
28*412
46*957
126*496
166*879

14*240
16*103
33*322
110*625
153*440

11*255
11*141
12.430
14.420
14.061

1*265
1*166
1*205
1*253
1*378

48.759
67.371
82*692
87*394
97.172

3*693
5*067
6*798
9*958
9*504

3.277
4.332
^.735
6.660
6.353

41.789
57.972
70*159
70*776
81*315

3*305
3*399
3*401
3.390
3*849

125.829
154*537
165*335
258.776
320.419

1945
1946
1947
1948
1949

240*720
273*073
233*676
216*974
203*464

224*019
255*097
213*756
196*651
180*967

15*203
15*061
16*270
16*374
16*538

1*498
2*915
3*650
3*949
5*959

112*702
115*138
122*283
130*376
123*011

12*291
15*379
16*801
20*054
17*678

7.035
6*356
8*841
11.859
11*087

93.376
93*403
96.641
96.463
94.246

3.935
4.111
5.076
4.647
4*775

416.453
477.776
471*065
485.464
461*199

1950
1951
1952
1953
1954

193*588
176*623
199*610
190*763
196*206

164*858
142*592
158*696
154*683
154*676

24*112
27.621
34*457
32*670
34*628

4*618
6*610
6*257
3*410
6*902

122*176
140*615
152*091
149*672
146*703

27*129
25*625
31.187
31.567
29*603

9.470
6.625
11*610
12*857
14.322

85.579
106*365
109.294
105.246
104.578

5*195
5.999
6*629
7*097
9*181

472*144
503*095
551.071
561.291
571.251

1955

220*217

178.159

8.233

144*016

40*820

9.319

622*072

1*448

97
97
91
83

206
210
195
160

1*844
2*154
2*480
3*432

64
61
70
89

1*079

2*223
2*430
2*618
3011
3*060

85
75
70
103
108

183
162
152
223
233

2*652
3*110
3*426
4*090
4*374

69
97
86
145
123

3.852
4*855
6*029
7*374
7*467

3*596
4*307
5*247
6*121
6*502

81
174
246
397
526

175
374
534
856
437

5*226
6*067
6*391
7*010
6*396

1910
1911
1912
1913
1914

8*924
7*731
7*916
8*132
8*664

6*630
6*863
6*977
7*218
7*628

564
352
281
192
189

1*730

1915
1916
1917
1916
1919

9*708
9*009
10*457
16*546
26*961

7*668
6*736
7*276
15*109
24*090

833
901

1920
1921
1922
1923
1924

22*205
20*539
18*624
20*959
19*704

1925
1926
1927
1926
1929

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

997
975

516
658
722

678

914

14*756

764

North Carolina

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Interbank

Total

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1699

5*343
5i712
6,200
8*160

397
424
416
572

163
203
206
325

4,402
4,680
5,113
6*796

381
405
463
487

1900
1901
1902
1903
1904

8*692
9*670
10*529
12*967
14.404

718
1.135
1.120
1,756
1*631

651
638
767
668
723

6.775
7.159
7.778
9*342
10,742

548
738
664
961

1*108

1905
1906
1907
1908
1909

15*709
19.568
22.524
24.131
27,353

1,997
2,946
3,213
3.243
4*369

528
524
1,246
1,447
731

11*814
14*463
15,656
16*515
18.113

1*370
1*613
2*409
2*926
4*140

1910
1911
1912
1913
1914

31*488
31*815
36*365
36.665
40*508

4,609
5,271
5,730
5,649
5*688

519
545
560
498
842

20.015
18*847
20,929
21*763
26,809

6,145
7,152
9*166
10,755
7.169

1915
1916
1917
1918
1919

38*944
46.292
58,778
73,714
94,800

4.437
6.150
8*342
8.328
11.056

760
641
898
4*653
1*814

26,359
29.356
33,665
42,450
56,075

7*386
10*143
15*873
18*283
23.853

1920
1921
1922
1923
1924

126,487
100,971
118,057
124*319
127*056

11*098
7.836
9,654
9,909
10,519

1*026
499
432
765
590

76.066
53,646
62.837
65.998
64,485

38.295
38.990
45*134
47*647
51,462

1925
1926
1927
1926
1929

130.748
145,171
147.172
149.254
136.727

11,010
12*695
12*220
10,082
9.236

604
713
1*428
1*157
1*836

66,357
76,086
74,010
71.814
64.612

52,777
55*675
59*514
66*201
60,843

1930
1931
1932
1933
1934

98*180
80*129
41,179
37.937
59,438

6,029
5,066
1*220
1,159
3*939

702
948
497
330
391

42.507
35.660
18*240
18,473
33.513

48*942
36.235
21.222
17,975
21.595

1935
1936
1937
1938
1939

72,580
90,100
95*146
90,772
96.345

5,230
7,896
6,640
6,823
8,754

454
975
507
568
760

41.934
54.756
60*352
55.776
61,412

24.962
26.473
27.647
27*603
27.419

1940
1941
1942
1943
1944

111*159
138,603
169,071
241,943
302,095

10,936
16,403
15.479
18*334
16.703

694
2*301
2.788
13*574
49.723

68.492
87.016
117*636
173.569
189.823

31*037
33*083
32.968
36*446
45*646

1945
1946
1947
1946
1949

395,972
454*103
443*198
455*554
428,778

20*716
20,547
20,044
16,669
16,108

7*>194
43,596
5*805
10*193
7fll3

236*452
307.677
326*946
337.225
306*653

64*610
82*261
90*403
89*467
98*704

1950
1951
1952
1953
1954

437,756
464*475
509*332
512,220
519,202

18*906
20*077
25,525
24*625
27,202

13.148
18*807
16*740
12.875
19*857

314*119
334*922
363*522
368*959
359,148

91*563
90,669
101*545
105*561
112*995

1955

563,683

18*076

392*921

127.225

North Carolina

765

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
bank

rvhor
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

601
317
165
165

675
642
591
886

19
20
4
4

2,751
2.701
2*701
2*961

1,042
1,095
1,140
1,231

10.431
10.487
10.801
13.447

28
27
27
29

1900
1901
1902
1903
1904

433
760
760
779
726

1.410
1.700
1*766
2,013
2.215

30
30
30
56
35

3*006
3*092
3,260
3,577
3,625

1,466
1.519
1,695
2.006
2.239

15.057
16.771
18*060
21.398
23.244

30
35
36
41
43

1905
1906
1907
1908
1909

816
1.495
2.054
2.136
2.425

2,920
3*699
4*264
5*344
5,945

70
63
416
585
426

4,019
4*360
5*428
6*677
6*910

2.468
2.797
2.960
3,104
3.510

26*004
32.002
37*666
41.977
46.569

49
52
57
66
70

1910
1911
1912
1913
1914

4,884
2,854
3,006
4,931
5*566

6*206
6.494
6.560
6,890
7.063

266
308
279
266
262

7.785
8*365
8.535
8*610
8,745

3.732
3.958
4.460
4.891
5.118

54.363
53.814
59.227
64,255
67.262

75
74
73
73
73

1915
1916
1917
1916
1919

6*220
2*857
4.112
12*840
16*518

7,125
6,317
6*263
6.510
6,820

572
61
1,081
2*780
3.912

9,350
6,660
8,810
8.940
9,730

5.916
6.079
6,674
6,895
7,465

68.127
70*466
85*718
111.679
139*265

80
79
80
81
82

1920
1921
1922
1923
1924

19.785
26.344
11.109
13.598
14*631

7,440
8,084
8.296
8.498
8.959

3,771
1*477
536
1*428
1962

11,890
12*980
13*290
13*305
13*420

10.217
11.500
12.046
11.984
12,559

179*590
161*356
163.336
173*132
178.787

87
87
86
83
83

1925
1926
1927
1926
1929

18.311
12*093
7.641
12.963
16*004

9.490
9.359
9,416
8,484
6*142

2.781
2.233
2,538
2.189
2*175

14*065
14,395
14,838
15*513
14*865

12,317
13,073
14,112
14,517
14,386

167*712
196*324
195.917
202.940
192.301

63
80
77
77
73

1930
1931
1932
1933
1934

6,420
5,923
5,649
1*272
49

6.993
6.238
4.584
3.442
4.064

1.632
1.304
920
252
236

11.475
10.380
6*855
5,455
7,070

11,793
9,975
466
.967
443

136.493
113*949
65*655
53*325
75*300

64
55
41
35
42

1935
1936
1937
1938
1939

1*682
125
110
35

343
277
313
358
329

7*417
7,450
7,321
7,035
6.417

602
426
.171
6.766
6*900

86.824
103.255
109.076
105.041
112*026

44
43
43
43
42

454
685
767
726
787

6.642
6.747
6.700
6,700
6.600

7.574
8.302
6*797
9,405
10.737

125*829
154*537
185*335
258.776
320.419

43
44
44
44
45

200

,040
,402
.167
,878
,873

7,075
7,700
8,044
8,525
8,725

12*166
14,571
17.436
19.507
21.623

416.453
477.776
471.065
485.464
461*199

45
46
45
46
46

150
1*150
450

,275
,999
,143
,112
5*426

8,975
9.575
9.700
10.700
11,425

23.138
26.046
27.746
32.109
34,746

472.144
503,095
551,071
561*291
571,251

46
46
45
46
46

1940
1941
1942
1943
1944
1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

200
200

37,541

766

North Carolina

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

6.607
6*641
7t202
7272

991
996
1*093
1*091

132
133
144
179

5,484
5,512
5,965
6,002

1900
1901
1902
1903
1904

9*525
11*886
13*532
17*035
20.641

1,429
1.783
2*030
2*555
3*096

381
713
1,083
1,704
2,477

7,715
9,390
10,419
12,776
15,068

1920
1921
1922
1923
1924

217,741
188,284
184,606
201*363
217.855

25*911
28*306
31,397
33,476
36,533

52,911
47,071
47,306
49,877
47,649

138,919
112,907
106,103
118,026
133*673

1905
1906
190?
1908
1909

23*511
31.087
37,182
33.466
36*719

3*056
4*041
4*834
4*351
4,904

3,292
5,596
8*180
8,367
9,898

17,163
21,450
24,168
20.750
21*917

1925
1926
1927
1928
1929

222,848
235,101
228,971
243,081
231,707

36,258
36,222
37*166
37*324
36*164

48*430
52,551
50.891
67*263
59.961

138*160
144*328
140*912
136*494
135*582

1910
1911
1912
1913
1914

44*029
49*131
54.072
63*882
70.635

0,824
8,823
9,571
10,211
10,948

11*227
11*897
12*166
13*363
14.833

25,978
28*411
32.335
40*308
44,854

1930
1931
1932
1933
1934

231,411
170,653
122.602
78.903
79*905

37,191
29,011
21,333
14,124
14,633

56*293
41.127
27,585
16,412
15,259

137,927
100,515
73,664
48,367
50,013

1915
1916
1917
1918
1919

62*253
72*772
89*572
111*316
135*323

9,566
13,536
14,242
15,139
14*480

13.156
15,792
20*064
25,603
32,071

39,531
43 , 444
55,266
70,576
88,772

1935
1936
1937
1938

84*945
92.187
108,662
116,151

14*568
17*265
20*961
22*313

16*512
18.649
20*512
22*300

53,865
56,273
67.169
71,538

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

128*020

50.719

783

7*310

8*092

10,291

7.274

43,551

1940
1941
1942
1943
1944

140*204
162*289
165*766
138.141
176.545

60*654
69,172
73,310
62*873
70*506

615
1,306
1,151
1*014
3.047

6,897
6,560
5,932
5*396
25,947

8,168
8,567
11*517
10*933
10,412

11,429
12,258
12.146
12,373
13*343

9*310
9*956
10*903
7*994
7*963

29*788
34*506

43,111
54*468
50,807
7,770
10,621

1945
1946
1947
1948
1949

166*660
256.061
324,509
388,972
390*635

77,621
108*109
133,346
157,399
151*906

3*315
4.586
3*678
3,679
4,680

25,780
23,495
17*651
17,491
15*276

10,026
14*253
16,292
17,794
19*191

14*630
23,132
38,057
54,553
53.423

9*650
14.753
24.274
29.453
29,291

37,745
60,168
83,624
104,400
115*306

7,913
7*565
7,387
6*906
6*544

1950
1951
1952
195-J
1954

466*893
531.839
569.296
617.300
626.900

180*337
226,007
234,346
241,211
252,026

4*911
1.956
1*247
2.709
2.505

13.549
13.245
12,212
10,386
11,745

21*434
23,738
25,838
28,998
30,064

67.037
61*380
63*183
66,856
67,567

29,476
33*651
37.062
43*458
41*295

150,130
173,039
197,864
225,506
223,379

6*763
6.979
6.991
8*736
9*669

1955

698,452

280*516

4*956

12,605

34*218

75*122

52.799

236,624

11*891

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

North Carolina

767

Table 3Slate Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asset*

1896
1897
1898
1899

297
266
401
623

12
10
47
46

97
56
80
77

188
222
274
500

1.692
2,069
2.326
2.653

137
153
171
81

587
678
726
767

968
1*238
1*429
1*805

470
454
598
727

9*066
9.452
10.527
11.275

1900
1901
1902
1903
1904

760
776
763
959
1*065

34
4
1
13

134
105
93
98
40

592
667
669
848
1*045

3*141
2*959
3*592
5*635
5*780

167
154
221
260
267

901
857
971
1*281
1*431

2*053
1*948
2*400
4*094
4.082

801
860
903
1*356
866

14.227
16.501
18.790
24*985
28*374

1905
1906
1907
1908
1909

1*049
1.170
1.012
1.106
1.292

1
1
1
6
10

36
99
200
232
291

1*012
1.070
811
868
991

6*545
8.615
8*694
8.102
9,693

272
306
373
379
353

1*561
1.974
1,909
2*256
2*329

4,712
6*333
6*612
5*465
7*211

990
1*165
1*333
1*566
1*740

32*095
42*037
48*421
44*242
49*644

1910
1911
1912
1913
1914

1*833
1*780
2.109
2*278
,2*414

1
1
5
6
11

302
310
377
351
382

1*530
1*469
1*727
1*921
2.021

8.737
10*025
12*198
13*233
12.713

437
455
378
561
579

2*231
2.396
2*530
2*749
2*863

6*069
7*174
9*290
9.923
9.271

1*821
2*202
2.710
3.249
3*475

56*420
63*136
71.069
82*642
89.237

1915
1916
1917
1918
1919

2*324
2.454
3*358
11(611
20175

14
3
243
7960
16,115

355
386
545
638
753

1.955
2.063
2.570
3*013
3307

12*037
15.650
22.214
22.557
32.471

497
817
869
1*779
2.190

2*479
2*898
3*718
3*600
5*172

9*061
11*935
17.627
17.178
25.109

3.519
3.792
4.209
4.426
6.086

80*133
94.668
119*353
149*912
194*057

1920
1921
1922
1923
1924

17.241
14.674
12.761
15.695
17,599

11*684
8*390
5*478
7,666
9*269

767
762
2*010
1.819
2.044

4*790
5.522
5.273

6*286

41*709
28.475
35.020
39.639
40.474

2*855
1*693
1*834
2.745
2.985

6,846
5,405
5*451
5*052
6*406

32*008
21.177
27.735
31.842
31*063

7*020
10*942
10*979
12.960
12,416

263,711
242.375
243*566
269*677
288*346

1925
1926
1927
1928
1929

16.726
20.693
24.194
27.357
26.845

8.159
10,910
11.965
11*843
12*487

2.602
2.903
4.216
6*618
8.484

5.965
6.860
8*013
8*696
5*874

43.328
52*042
54*019
47*606
47*134

4.523
4.740
.175
663
*244

6*496
7,225
7.672
5.603
5*188

32.309
40.077
42.172
37.340
36.702

12.923
13.496
14,309
16,406
17.170

295.825
32X.332
321*493
334.450
322.856

1930
1931
1932
1933
1934

34*861
41.352
43.333
40.730
66.209

9*614
13*030
15*854
19.978
30*221

9.136
13.453
16*816
15.627
29077

16*111
14*869
10.663
5.125
6*911

49*812
46.806
35,990
42.578
59,712

*644
.214
3,100
4,197
7,279

6,360
7,342
9,026
4,323
4,309

37.608
35*250
23*864
34*058
47,624

16*367
14*067
13*832
11*890
13,348

332*451
272.878
215.757
174.101
219,174

1935
1936
1937
1938
1939

92.579
114.139
115.379
106*287
114.287

45.426
65*929
62.774
57.901
64.942

38.454
38.935
43*644
39*272
40.117

8.699
9275
8761
9.114
9.228

75,652
97,464
86,025
90*659
125,792

8.581
9.431
8.678
9*565
14.662

5*580
8*318
8*502
8*383
8*787

61*491
79*715
68,645
72*711
102*343

13*167
12*676
11*721
11239
10*676

266.343
316,466
321,787
324,336
378,775

1940
1941
1942
1943
1944

122*892
141.941
193*493
401,052
516*260

72*849
91.434
141.432
342.547
457*082

36.544
37*995
38.642
43.624
47.093

13*499
12*512
13.419
14*881
12*085

143,491
189,223
211,309
233,505
235,759

12.378
18.717
21*870
28*601
30*284

8,636
11,826
16,264
21,991
22,438

122.477
158*680
173*175
182,913
183.037

10*302
10*552
11*136
12*293
11*550

416,889
504*005
581*704
784.991
940.114

1945
1946
1947
1946
1949

696.672
736*630
671.522
628,184
561*046

634*261
651*194
577.788
523*180
452*787

47*781
53.817
58.074
60*501
63*221

14*610
31,619
35.660
44*503
45*040

306*197
287,401
303*441
309*184
281.337

33*822
46*099
42.728
57,287
57,005

22,508
21,424
27,788
32,631
32*759

249.867
217.878
232.925
219,266
191*573

13.394
14*076
13*864
15*539
15*658

203,143
,294,168
,313*356
341.679
246.876

1950
1951
1952
19 53
1954

522*628
523.474
627,878
609,551
633*542

396*899
370*112
440*071
432*873
443*313

90,445
113.782
133.097
125.506
135.253

35*484
39.560
54.710
51.172
54.976

289*601
325*567
349.594
341.508
372.793

66*429
72,048
84,464
89*044
66,770

31,090
30*556
37,107
43,020
43,762

190*282
222,963
228*023
209*444
242*261

16*433
16*414
19,651
21*752
24*198

.295.955
399,294
566,419
590*111
657*433

1955

646*350

446*552

139.535

62.263

375.524

96*846

45,383

233*295

24*866

1.747*192

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

6.210

768

North Carolina

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other

Other

time

1897
1698
1699

5.094
5*215
6*264
7.729

204
208
187
179

3.438
3.495
4.217
5.209

1,452
1*512
1*860
2,341

1900
1901
1902
1903
1904

10*103
10*947
13t017
18*206
20*953

201
264
229
296
528

6.783
7.275
8,645
12.036
13*644

3*119
3,408
4*143
5,874
6*781

1905
1906
1907
1908
1909

23*883
32*283
36*530
31*497
35*119

563
854

15.461
20,712
23.156
19*505
21.891

7.859
10.717
12*250
10*503
12*292

1910
1911
1912
1913
1914

40*555
46*577
53.341
61*647
65*418

2.441
2.545

26.356
30.782
32,797
36,837
37.499

13*482
14,947
18,744
22*369
25.374

1915
1916
1917
1918
1919

57,420
71,736
93,571
114,152
149,071

2,269
3,552
4.723
5.227
7,933

590
909

33*232
39.637
52.741
66.227
85.649

21*919
28*547
36*107
42.108
54.560

1920
1921
1922
1923
1924

216*397
168,995
183,244
204*111
219.191

12.808
7,285
9,645
10.437
10.837

291
46
507
543
624

119*839
96,377
102*594
115*646
118*123

83*459
65*267
70*498
77*485
89*607

1925
1926
1927
1928
1929

224,261
251,575
257,849
257,718
241,825

13.961
15.795
17,886
17,957
16,498

498
1,073
1,186

509
3,299

115,355
133,719
132,742
126,002
112*918

94,447
100*988
106,035
113,250
109.110

1930
1931
1932
1933
1934

263,422
218*321
159.987
141*394
185*314

19,285
19,757
15*261
21,943
30,202

3,914
3,017
4*130
2*291
3.017

127.748
105.652
82.105
75.779
93,824

112,475
69*895
58*491
41.381
58.271

1935
1936
1937
1938
1939

229.411
277,618
279,848
280,790
333.093

38,722
54,879
SO. 961
54,738
74,186

3,671
7.050
1.957

908
2.386

118,389
143,324
147.689
145.119
170.361

68.629
72*365
79.241
80,029
86,160

1940
1941
1942
1943
1944

370.318
454,014
529,563
728,053
879,450

94,307
128.995
123.827
142*641
130.456

2.285
1.551
5.769
48,501
148,977

184,145
227,718
302,993
428,873
470.861

89,581
95,750
96,974
108*038
129*156

1945
1946
1947
1948
1949

1,132,427
1*215.052
1*223,556
1.244.603
1.140.554

157,142
155,632
149.116
140,961
134,196

192.387
90.082
14.755
18.561
15,000

603.071
745.116
807,987
624,861
691,605

179*827
224.222
251,698
260*220
299,753

1950
1951
1952
1953
1954

1.174.415
1.258.273
1*420,095
1,432,173
1,492*020

142,465
154,326
180,681
169,548
178,784

37,510
49,380
61*510
36,774
51,232

696,560
734*961
822,654
847,165
860,446

297*880
319.586
355,250
378*686
401*556

1,565,505

187,691

46,556

916,460

1696

1,124
1,489

936
715
848
1*800

North Carolina

769

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-195SContinued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nat onal
ba
no?"
ies

QJ,
liabilities

O**"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

499
517
392
173

215
489
657
326

2*655
2*564
2*525
2*307

603
667
689
740

9,066
9,452
10*527
11*275

64
67
71
66

1900
1901
1902
1903
1904

270
1.118
780
436
992

295
393
436
765
25

2.608
2*939
3*306
4*2*3
4*772

951
1.104
1.251
1.335
1*632

14*227
16*501
18.790
24*985
28*374

88
109
116
129
164

1905
1906
1907
1908
1909

1*009
1*224
1*874
1*916
1*573

55
53
67
416
1*749

5*164
6.057
6*941
7*421
7.780

1,984
2.420
3.009
2.992
3.423

32*095
42*037
48.421
44.242
49*644

199
234
268
295
306

1910
1911
1912
1913
1914

3*335
2*903
2635
3.897
5*891

157
100
255
488
181

8*592
9.308
9*954
10.827
11.276

3*781
4.250
4.904
5,783
6.471

56*420
63.138
71,089
82*642
89*237

322
338
363
384
403

1915
1916
1917
1918
1919

5*215
4*123
5.130
12*656
19*088

169
424
513
1.278
2.116

10.841
11.444
12*063
12.764
13.467

6*468
6*941
8.076
9.062
10.313

80*133
94*668
119,353
149.912
194*057

396
404
418
434
441

1920
1921
1922
1923
1924

29*621
32.051
16.816
22*130
24.478

2.453
4.044
4.889
5*200
3.197

20*904
23.322
23.572
23.884
25.670

14,336
1 3 , 96 3
15,045
14.352
15.810

283.711
242,375
243*566
269*677
288.346

491
510
496
477
500

1925
1926
1927
1928
1929

25*973
21*482
12.907
23.489
26.353

3.574
3.601
4,276
4*928
5.381

24.968
25..804
26,604
26*811
26.511

17.049
18,870
19,857
21.504
22.786

295.825
321.332
321*493
334,450
322.656

466
450
432
414
399

1930
1931
1932
1933
1934

14.155
6.752
13.738
2*565
191

5.154
5.701
6.087
6.459
2.047

26.369
23*307
20*445
13*798
17*945

23.351
18.797
15.500
9.885
13.677

332.451
272.878
215.757
174*101
219*174

372
310
257
183
203

1935
1936
1937
1938
1939

270
78
517
677
573

2.257
2.868
3,719
3.555
3.185

19.885
19.711
19.424
18,988
19.135

14.520
16.191
18,279
20*326
22.789

266.343
316,466
321.787
324*336
378.775

202
199
196
189
186

1940
1941
1942
1943
1944

3*1
125
69
433
889

3.370
4*033
4,257
6,072
5,377

18.260
17.7*4
17,955
17,875
17*710

24.600
28,089
29*860
32*558
36*688

416*889
504*005
561.704
784*991
940.114

185
18*
183
182
182

1945
1946
19*7
19*8
19*9

1*366
1.817
3*195
2*077
1.384

9.856
7.972
10.962
12*430
16*327

17.845
19.421
20.013
20*5*6
20.615

41*6*9
49*906
55,630
62,223
69,798

1.203.143
1.294*168
1.313.356
1,341,879
1.248*878

182
183
181
181
180

1950
1951
1952
1953
195*

2.121
5.025
2.185
7.233
3*661

20.365
30*191
30*393
29,815
32.310

21*215
21*995
23*116
23.942
24.753

77.839
83*810
90.630
96.948
104.689

1.295*955
1.399.294
1,566.419
1*590.111
1.657.433

180
179
180
180
179

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NORTH D A K O T A

Revised data for assets and liabilities and


number of all banks in North Dakota, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
national banks, in Table 2; and for State
commercial banks, in Table 3.1 A separate
balance sheet was not compiled for unincorporated banks in this State because adequate
data were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in North
Dakota were obtained from the abstracts
and annual reports of the Comptroller of the
Currency with relatively minor adjustments.
1
Since there have been no mutual savings banks in North
Dakota, the figures for all commercial banks are identical with
those for all hanks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). Beginning with 1921,
the Bank of North Dakota is included.

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A description of these figures is included in


the United States Summary. Compilation of
figures for State commercial banks presented
a number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from
bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures for noninsured banks published in reports and abstracts of the State
banking department or obtained from bankers*
directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
770

North Dakota

771

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

Data for the Bank of North Dakota, a


State-owned institution organized in the latter
part of 1920, were added to figures on number
and balance sheets reported by the Comptroller beginning with 1921. These data were
furnished by the bank. Since the balance
sheet for this bank was not typical in several
important respects of those for other North
Dakota banks, all adjustments and estimates
for State commercial banks were made before
the data for this bank were added to the series.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Real estate loans and collateral loans for
1896-1900 were estimated by applying to total
loans in each year the ratio of each item to
total loans computed from reported data for
1901; for 1916 and 1917, by applying the
averages of the ratios computed from reported
data for 1915 and 1918; for 1921, by applying
the averages of the ratios for 1920 and 1922.
Estimates of real estate loans for 1923-1931
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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were derived by applying to total loans, ratios


of this item to total loans that were derived
by interpolating between similar ratios based
on reported data for 1922 and 1932. Estimates
of collateral loans for 1923-1933 were derived
by applying to total loans, ratios that reflected
changes over the period in the ratio of collateral loans to total loans at North Dakota
national banks; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1933. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Small amounts of United States Government securities were estimated to have been
held during the years 1896-1908. These estimates were made by applying to total investments in each year the ratio of this item to
total investments computed from reported
data for 1909. Since amounts for both this
item and total investments were small when
the breakdown was reported in 1909 and the
years immediately following, it seemed reasonable to assume that amounts were small
in the earlier years also. Holdings for 1919
were estimated by assuming that these securities accounted for the same proportion of the
increase in total investments from 1918 to
1919 as was computed for national banks in
North Dakota in that year. Data for 1924
and 1927 were derived from the reports of
the State banking department.
Figures for holdings of obligations of
States and political subdivisions for the period 1896-1908 were estimated by the method
described above for United States Government securities. Holdings for certain other
years were estimated by applying to total

772

All-Bank Statistics

investments less United States Government


obligations, ratios of State and political subdivision securities to this total derived as
follows: for 1916 and 1917, the average of
the ratios computed from reported data for
1915 and 1918; and for 1919-1931, annual
ratios that were derived by interpolating
between ratios based on reported data for
1918 and 1932. In the years in which data
were reported, these banks held only a nominal amount of State and political subdivision
securities in contrast to rather sizable amounts
held by the Bank of North Dakota.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate after some minor
revisions, in the reports of the Comptroller
beginning with 1909, although reported figures
for United States Government deposits were
supplemented in a few years.3 No attempt
was made in the revised series to provide
figures for the latter item prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated,
Demand and time deposits. The breakdowns of total deposits other than interbank
into demand and time were available for the
period beginning 1904 in a special compilation
received from the State banking department

and these data were used for 1904, 1905, and


1907. Because of differences in the number
of banksaccounted for by the inclusion of
banks in liquidation in the banking department compilationand because of the reallocation of certain items on the balance sheet
to conform to the classification for the revised
series, it was not feasible to use the data
compiled by the State banking department
for other years during the period.
Estimates of the breakdowns for 18961903, 1906, and 1908 were made by applying
to total deposits other than interbank in each
year, as published by the Comptroller, the
ratios of demand and time deposits to total
deposits other than interbank computed from
reported data for 1909. The breakdowns for
1906 and 1908 as estimated in this manner
are similar to those compiled by the State
banking department,
United States Government deposits.
Figures for United States Government deposits
for 1918 and 1919 represent such deposits at
State member banks only, which held practically all of this type of deposit at State
commercial banks. The figure for 1919 is as
reported, but the figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year, the
ratio of these deposits at State member banks
in North Dakota to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were derived from abstracts of the
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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State banking department or bankers* directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department. The number of noninsured banks, including the Bank
of North Dakota, ranged from 13 in 1934 to
6 in 1946.
The breakdowns of some of the principal
asset and liability items that were required

North Dakota
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited; these
breakdowns were estimated as indicated in
the following paragraph.
Since the balance sheet of the Bank of
North Dakota was somewhat different from
those of other noninsured banks and because
more complete data were available for this
bank during this period, estimates were made
for noninsured banks other than the Bank of
North Dakota, and then this bank was added.

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Federal Reserve Bank of St. Louis

773

The breakdowns of loans for 1934-1938


and the breakdowns of investments other than
United States Government obligations, of cash
assets, and of deposits for 1934-1941 were
made on the basis of the percentage distribution of these items at insured nonmember
commercial banks in corresponding years.
The breakdowns of loans for 1939-1941 were
estimated for the individual noninsured commercial banks on the basis of the percentage
distribution of their totals in 1942 as reported
to the Federal Deposit Insurance Corporation.

774

North Dakota

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896*1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

6tOl3
7*284
8.590
9*263

637
606
721
776

4*587
4*331
5*015
5*307

2.769
2.347
2*854
3*180

1900
1901
1902
1903
1904

11.277
11*821
16*344
20*536
22*411

953
979
2*022
2.691
2.301

6*455
6,721
9,026
11*179
12*554

3*869
4*121
5*296
6*666
7,556

1920
1921
1922
1923
1924

201,560
180*325
174.327
167*124
135.918

20*781
22*074
21,261
21,776
20*241

91*246
87.704
91.165
84.426
69*347

89*533
70*547
61*901
60,920
46*330

1905
1906
1907
1908
1909

26*040
35*203
41*777
41.270
50*064

3*180
4*187
4,010
3*743
4*913

14*556
17.557
23,269
18,996
24,500

8,304
13,459
14,498
18,531
20,671

1925
1926
1927
1928
1929

120*547
117,265
103,908
94,116
87,450

19*410
20.828
17.659
15*757
16,060

57.449
56.912
52*009
47.624
9.090

43,688
39,525
34,240
30*735
62,300

1910
1911
1912
1913
1914

66*421
61*985
64.581
75.340
82*591

6*483
6.751
7*302
6*719
9,132

29*539
30,503
31*165
34*006
36*689

30,399
24,731
26,114
32,613
36,770

1930
1931
1932
1933
1934

75,964
63*515
50*010
30.711
26*277

12,515
10*948
10*620
7,147
5,341

6.443
5.773
.927
.226
.849

57*006
46*794
34*463
21.338
19*067

1915
1916
1917
1918
1919

88*917
109.554
133.331
147*456
158*617

11*050
13.054
16*010
17*081
18*943

42*244
49*405
60*569
65*762
70,061

35,623
47.095
56,732
64,615
69,613

1935
1936
1937
1938

25*284
26,815
25*920
25.720

4*668
4*903
4*512
4,273

,670
.578
,363
.378

18.946
20,334
20,045
20*069

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other
loans
to
individuals

Other

All
other

27*522

17,828

230

1*535

1940
1941
1942
1943
1944

31*170
39*050
35*404
49*288
30*561

19*858
25,5*2
22*802
38*174
20.603

163
153
214
280
665

1.325
1.179
942
754
776

2.567
2,977
3,474
3.210
3,280

839
891
798
507
454

3.146
3.588

6*396
8*308
7.174
3.216
994

1945
1946
1947
1948
1949

31.071
35,262
51,342
66*282
63,884

20.097
20.275
30*284
38.513
51*186

779
551
567
612
669

997
1*414
2*336
2.490
2.897

4,399
5*592
7.378
8,715
9.904

540
1,431
2*235
3,049
3.553

3*443
5*004
7,671
12*586
15*635

816
995
668
615
647

1950
1951
1952
1953
1954

94.028
114*840
123.136
140*751
152*256

51*502
61*568
63.737
68.866
75.065

721
941
998
1*084
1*176

3*913
5*016
4*102
4.461
6,032

12.737
19.745
24.804
30*686
30*904

3,591
4,656
4*335
4,452
4.283

21,965
23,728
26*429
32*757
36*094

815
863
811
762
1*153

1955

169,382

82*085

1.180

7.040

35.282

4.963

40*226

1.635

1
201

19
1

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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4*971

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

North Dakota

775

Table /All Bankn

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1697
1698
1899

1*01*
968
860
837

508
487
459
447

120
139
133
142

386
342
266
246

1,664
1*664
2.130
3*074

99
72
96
137

702
666
862
931

1.063
1.106
1.170
2.006

1.109
1.085
1*096
1*125

12.000
11*201
12*676
14*299

1900
1901
1902
1903
190*

805
1*152
1*391
1*996
2*156

506
848
936
1.379
1*486

118
91
160
199
221

181
213
293
418
447

2,590
2.714
5.906
6.861
5.830

130
147
220
276
276

970
946

1.529
1.600
1.668

1.490
1.621
4*157
4*785
3,886

1*144
1*244
1*409
1*679
1.959

15*616
16*931
25.050
31.072
32,356

1905
1906
1907
1908
1909

2*344
2*968
3*461
3*883
4.910

1*691
2*155
2*530
2*770
3*254

245
294
366
441
878

408
519
565
672
778

8*516
9*618
11*164
12.173
16*847

236
301
288
245
450

2*058
2*496
3*082
3*402
4*026

6*222
6.819
7*794
8,526
14,371

2*387
2*870
3*436
4*002
4,406

39,287
50,659
59,840
61*326
78*247

1910
1911
1912
1913
1914

5*642
5*586
6*367
6*667
6*536

3*610
3*925
4*191
4,279
4*082

575
401
374
559
423

1,257
1.260
1*602
1,629
2*033

17.391
12*804
17*187
22*269
17*786

567
514
414
579
540

4*211
3*548
3*858
4,309
4,376

12*613
6*742
12*915
17*381
12*670

5,488
5.999
6.490
6.763
7.889

94*942
86*374
94.625
111*039
114.80*

1915
1916
1917
1918
1919

7*321
8*444
10*118
15*248
31*254

4*087
4*162
4*537
8*929
22*408

511
642
663
947
1,148

2.723
3,640
4.916
5*372
7*696

18*552
31*835
28*331
23*434
43*813

613
899
876

1.091
1.417

4*063
4.774
4,833
3.538
4.162

13.676
26.162
22.622
18.805
36,21*

8.461
8.4*9
9*220
10.455
10,877

123.251
158,282
181*000
196*595
2*4.561

1920
1921
1922
1923
1924

24*373
21*468
17*882
19*877
18*736

12*685
9*325
7*755
9*261
9*693

3*398
3*528
2*087
2,010
2*113

8*290
8*615
8,040
8,606
6*730

42.025
20*605
21.475
26.733
25*930

3,107
1,229
1,226
1.411
1.146

4.0*5
3.202
2.925
2.746
2.962

34.873
16.37*
17,322
22,57*
21*620

12*187
12,099
17.248
20.056
17,385

280,145
23*. 697
230,932
233*790
197,969

1929
1926
1927
1926
1929

42*042
46*494
42*481
51*736
49*572

23*603
25*816
19*956
23.500
23*430

3.690
4,355
7.735
9*566
10,467

14*749
16,323
14,790
16*670
15.675

37*858
34,255
30*640
31.667
27.281

1.356
1,237
1.1*2
1*342
1*128

3,269
4.112
3*832
3.792
3.710

33.213
28.906
25.666
26.733
22*4*3

19.0*6
16,566
16*0*0
1*.524
12.713

219, *93
216,600
193,069
192,2*3
177.016

1930
1931
1932
1933
1934

44*452
44*662
40 * 1 78
36*144
45*244

20*052
17*767
13*827
10*681
22*028

9,571

14*629
14.264
12*055
8.317
7.803

25.644
23,331
16*031
20,651
23*480

1,295

12.611
14.296
16,946
15*413

3.149
2.504
2.089
1.457
1.356

21.200
19,891
12.985
18,286
21.401

10*625
9.00*
7,803
.673
.701

156.685
1*0.512
114,022
94.179
101.702

1935
1936
1937
1936
1939

56*660
56*462
54*272
46*276
44*049

33*900
34,366
31*406
28.699
26.434

17*186
16*391
17*354
13*281
12*243

5e59*
5*705
5,512
4.298
3*372

27*366
27,104
26.379
25.347
26.596

1,197
1,509
1*090
1*099

1.665
1.663
1*645
1.603
1.701

2*, 947
24.04*
23.025
22.454
23.798

.928
.169
.569
.272
.278

115.258
116*550
112.1*0
102,617
102, **7

1940
1941
1942
1943
1944

41*039
44*710
65*437
132*567
222*103

27,178
33*042
53,168
122*569
211*886

11*311
9*366
7*047
7*431
7,933

2.550
2.300
5.222
2,567
2*264

35.426
40.133
56*449
64.791
86*872

1*365
1.954
1.840
2.895
7.721

1*780
1*844
2*243
2.601
3.607

32.263
36,335
52*366
59.095
77,5**

.685
.410
2*797
2*591
2,316

111*322
127.303
160*087
249,237
3*3*854

1945
1946
1947
1948
1949

261*600
369,605
400*290
418*081
423*903

270,769
354,379
376,589
387,145
390,077

6.729
10,270
14,703
19,578
22,997

2,302
4.956
8.996
11*358
10*829

98.462
104.390
99.765
113.966
113.922

5*262
3*834
4.797
7.589
5*276

3.830
4.500
5.005
.184
.312

69*370
96*056
89.963
100.193
102*33*

2,317
2.336
2.439
2,590
2.813

419,650
511*593
553,836
600*919
62*. 522

1950
1951
1952
1953
1954

385*216
352*434
384*429
381*379
372*066

350,120
310,632
340*760
329,269
318*027

25*014
26,181
29*721
36*173
36*117

10,082
15,621
13*946
15,937
17,922

96.807
95*098
115*829
97.436
112*062

5.060
6,220
5,995
5.110
7,195

.416
.460
.520
7*166
7.805

65,331
82,398
103,31*
65.162
97,062

2.988
2*901
3,151
3.41H
4,263

579.039
565.273
62654i>
622,986
640.65*

91,679

5.925

7,088

76,666

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

314,676

936
957
906
723
754

776

North Dakota

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

1696
1897
1696
1899

7*169
6.697
8.424
10*043

131
92
139
213

1900
1901
1902
1903
190*

10.779
11.014
18*713
22*978
22.954

172
193
456
559
562

1905
1906
1907
1908
1909

28.774
36*831
43*969
44.328
60*827

1910
1911
1912
1913
1914

Government

Other
demand

Other
time

4*866
4*314
5*325
6*238

2.172
2*291
2*960
3.592

48
95
100
250
205

6*467
6*312
11.583
14*669
14*460

4*092
4*414
6*574
7*500
7.727

852
1*153
1*595
1*850
3*597

205
255
380
446
357

17*968
23*406
25*750
24*3*2
31*816

9.749
12*017
16.244
17*670
25*057

72.207
59.730
69.729
85*685
86*479

3*012
2*100
3.358
4*842
3*709

315
305
298
207
236

34*317
25*714
29*896
37*297
36.591

34*563
31*611
36.175
43*339
45*943

1915
1916
1917
1918
1919

95.161
130.723
149*351
154*312
208.379

4.244
7.961
6.758
5.005
10.489

212
199
212
774
604

38*813
54*838
56*665
56*643
79*789

51*692
67*725
83*716
91,890
117,497

1920
1921
1922
1923
1924

223.258
165.334
159.899
176,496
150.356

9.894
3*381
3.947
4.449
3.609

229
210
135
169
136

87*304
59*235
54*934
62*260
55*324

125.831
102*508
100.883
109*618
91*265

1925
1926
1927
1928
1929

186.290
186*519
164.408
166,193
150*463

5.487
4.535
3*805
4*105
3,095

211
137
172
156
169

79.038
79*774
69*723
71.720
65*242

101*554
102*073
90*708
90.212
81*957

1930
1931
1932
1933
1934

131*558
117.770
91*859
73,855
83*257

2.562
2.813
1.804
2,079
2.848

127
115
145
855
942

56*519
46*226
37*214
30*523
39*198

72*350
66*614
52*696
40*398
40*269

1935
1936
1937
1938
1939

98.452
101*153
97*585
88*218
88*625

3.175
3*426
3*019
3.493
3.584

275
1*187
540
176
182

47,079
49*686
48.419
45*689
47.823

47.923
46.854
45*607
38.860
37*036

1940
1941
1942
1943
1944

97,547
113,457
145.028
232*406
325,167

4.546
5*485
8.354
9.555
13*032

137
165
302
10.365
26*043

54*057
66*227
90*670
154*806
207*085

38.807
41*580
45*702
57*680
79*007

1945
1946
1947
1948
1949

392.275
487,565
527,059
569.960
591,602

13*003
13.817
12*904
13.228
12*877

32*697
28.922
4.578
6.869
5*997

243*457
323*245
368.982
395.843
410.509

103*118
121*561
140*595
154*020
162.219

1950
1951
1952
1953
1954

543.171
527,733
585,882
578*679
592.903

11,200
9*975
13*752
10*789
13*292

6*149
5*676
7*127
4.340
8*804

363*178
355*897
399*423
383*454
384*717

162*644
156.165
165.580
160*096
186*090

1955

590*600

11*973

192*648

North Dakota

777

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat
ba
no

i"

Borrowings

1896
1897
1898
1899

661
531
444
306

441
418
390
366

1900
1901
1902
1903
1904

677
957
454
532
1*057

423
719
791
1*076
1*191

1905
1906
1907
1908
1909

816
It487
I t 967
1.660
695

1910
1911
1912
1913
1914

Surplus and
other
capital
accounts

,SL

Total
liabilities
and capital
accounts

Number
of
banks

2*862
2*678
2*642
2*708

867
864
776
840

12*000
11*201
12*676
14.299

101
99
110
129

2*949
3.193
3*799
4*857
5*406

945

13
45
31

1*048
1*280
1*564
1.717

15*816
16*931
25*050
31*072
32*356

153
168
210
270
269

1*394
1*832
2*082
2*340
2*705

48
74
90
119
64

6*260
6*115
9*224
9*947
10*460

1*995
2*320
2*508
2*934
3*476

39*287
50*659
59*840
61*328
78.247

333
451
515
552
557

2*861
5*351
2*556
1*781
4*196

3*408
3*599
3*825
3*953
3*833

42
84
88
53
2

12*293
13*046
13*232
13*793
14*243

4*131
4*564
5*195
5.774
6*051

94.942
86*374
94*625
111*039
114*804

671
707
715
752
765

1915
1916
1917
1918
1919

3*056
1*104
3*566
12*008
3*492

3*845
3*966
4*039
4.137
4*218

132
21
221
259
806

14*641
15*463
16*570
17*705
18*480

6*416
7,005
7.253
8*174
9.186

123*251
158*282
181*000
196*595
244*561

783
817
853
856
82

1920
1921
1922
1923
1924

21*196
35*018
36*355
23*491
17*761

4*329
4*491
4*557
4*767
4*445

784
369
147
312
192

21*375
20*488
20*527
20*296
17*756

9*203
8*997
9*447
8*426
7*459

260*145
234*697
230*932
233*790
197*969

899
855
847
832
648

1925
1926
1927
1928
1929

4*936
3*105
3*710
1*771
2*969

4*319
3*834
3*498
3*363
3*214

99
570
626
833
875

17*221
16*291
14*893
13*928
13*137

6*628
6*281
5.934
6*155
6*356

219*493
216*600
193*069
192*243
177,016

659
600
531
490
434

1930
1931
1932
1933
1934

2*181
1*549
2*786
4*936
291

2*899
2*745
2*936
2*309
2.171

1*142
416
332
407
525

12*026
10*810
9.478
8*141
11*297

6*879
7*222
6*627
4*531
4*161

156*685
140*512
114*022
94*179
101*702

367
303
256
194
212

1935
1996
1937
1938
1939

103
52
24
12

732

440
426
398
399
416

11*515
10*675
9*916
9*423
9*045

4*016
4t244
4*217
4*565
4,361

115*258
116*550
112*140
102*617
102*447

204
206
192
182
171

501
486
328
318
388

8*635
8*273
6*210
8*270
8*318

4*639
5*072
6*521
8*243
9.981

111*322
127.303
160*087
249*237
343*854

162
162
160
160
154

497
684
863
1*926
1*530

8*611
6*733
9*321
9*618
10*056

12*267
14*611
16*593
19,215
21.332

413*650
511*593
553*836
600.919
624*522

153
151
152
151
150

10*333
10*659
11*281
11*512
12*207

23*970
24.922
26.708
30*264
32*805

579*039
565*273
626*545
622*986
640.654

150
150
151
153
154

36,032

643*646

154

1940
1941
1942
1943
1944

15

1943
1946
1947
1948
1949

13
36
43

1950
1951
1952
1953
1954

200
6

1*565
1.909
2*674
2*311
2*733

1955

1*950

2*707

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50

778

North Dakota

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1699

5.200
4.483
4.677
4,696

359
329
334
324

2*964
2*715
2*757
2*672

1.877

1900
1901
1902
1903
1904

5*387
6*152
8*493
11*360
12*550

370
418
562
785
843

3*056
3.452
4.644
6.487
6.963

1.961
2.282
3*287
4,106
4,744

1920
1921
1922
1923
1924

71.871
67*340
66*490
65.986
57*461

6.464
7.552
10,060
10,906
10,624

29*491
30*186
29.369
28.617
25.936

35,916
29*602
27.041
26*263
20*901

1905
1906
1907
1908
1909

14*101
18*237
20.781
20*930
23.865

937
1.069
1*169
1*132
1*252

7.735
8*996
9*658
9.354
10*314

5.429
8.152
9.954
10.444
12*299

1925
1926
1927
1928
1929

52.313
53.747
49.052
46.636
43.673

10,427
10.856
9*381
9.042
6.473

22,163
24,194
22.841
22,510
3,828

19.723
18.697
16,830
15,064
31.372

1910
1911
1912
1913
1914

30*310
26*863
27.255
31.634
33*649

1*632
1.785
2.236
2.304
2*654

12.082
12.169
11*692
12.907
14.349

16.596
12.909
13.327
16.423
16*646

1930
1931
1932
1933
1934

42.776
37.816
30*316
19.301
15*918

7*283
6*733
6*058
4.377
3,250

2,880
2.902
2*428
1.440
1*324

32*613
26*161
21*830
13*484
11.344

1915
1916
1917
1918
1919

36.233
43*492
51*145
57.403
56.896

3.183
4.136
4*915
5.669
5*211

17.403
19.215
23,030
25*368
23*575

15*647
20*141
23*200
26.366
28,110

1935
1936
1937
1938

15*075
15.209
14.634
14.259

2,708
2,588
2*431
2.288

1*320
1*205
1*172

11.047
11*416
11*031
10*800

1.439
1*586
1.700

1*171

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

On
farm land

Real estate

Other

On
residential
property

to
individuals

Other

All
other

1939

15*040

8*286

216

748

1*339

624

3*827

1940
1941
1942
1943
1944

17.809
22*208
20*165
20*653
14*628

9,458
12,393
11*060
14,560
8,195

147

640

121
180
211
525

523
420
324
383

1,783
2,160
2*487
2*293
2.352

632
661
547
407
328

1*921
2*213

5*149
6,350
5,471
937
832

1945
1946
1947
1948
1949

15.689
19*946
28*946
37.390
43.641

8.929
10*128
15,845
19,261
22,717

711
528
491
567
596

490
761
1,147
1.258
1.354

2*440
3*583
4*559
5,480
5*920

364
987
1.473
2.072
2.502

2*066
3.321
4.774
8>463
10,546

687
640
657
491
532

1950
1951
1952
1953
1954

51.906
66*560
70.917
79.338
85.386

23*760
31.292
31.965
33.209
36*306

647
876
891
976
1.085

1.519
1*682
1.598
1,608
1.669

8*015
13.744
16.317
19,225
19,679

2.496
3,423
3*155
3*244
3*196

15.564
16.041
17.706
21*914
23,950

698
633
615
649
1.001

1955

96.375

39*999

1.019

1.954

23*080

3.518

27,044

1*531

5
1

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

North Dakota

779

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

1*076

Cash itema
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1699

939
861
747
710

507
486
456
446

57
49
36
35

375
326
251
229

1.049
1 >362

55
23
37
41

444
391
456
479

577
570
556
842

771
694
664
673

7*986
7*022
7*157
7*441

1900
1901
1902
1903
1904

695

1*081
1*250
1*830
1*969

505
847
937

165
203
272
393
419

1*012
1*271
2*636
3.175
3*133

42
66
96
126
157

417
469
733
895
921

553
736

1*376
1*487

25
31
41
59
63

1*805
2*154
2*055

630
699
737
835
945

7.724
9*203
13.116
17*220
16*597

1905
1906
1907
1908
1909

2*120
2705
3*118
3*469
4*282

1*690
2*153
2*526
2*766
3*250

56
72
77
92
348

374
480
513
609
684

4*418
4*769
5*509
5922
9.446

132
185
139
145
196

1*113
1*344
1*672
1*826
2*269

3*173
3*240
3*698
3.951
6*981

Iil47
1*292
1*521
1*770
1*831

21,766
27*003
30*929
32.091
39.424

1910
1911
1912
1913
1914

4*806
4*878
5*276
5*451
5333

3*804
3*920
4,188
4*277
4,080

443
328
289
390
283

559
630
799
784
970

8*027
5.726
7*726
9*404
7,626

245
202
157
242
247

2.347
1*928
2.153
2.333
2*436

5*435
3*598
5*416
6*829
4*943

2*097
2.197
2*425
2*574
2*763

45*240
39*666
42*662
49*063
49*371

1915
1916
1917
1918
1919

5*935
6*576
7*246
10*575
18*353

4*085
4*162
4*537
7*236
13*789

407
392
278
370
339

1.443
2*022
2*431
2*967
4*225

8*084
13.967
11.825
10*307
18,729

242
383
351
495
664

2*048
2*437
2*364
1.378
1*671

5*794
11*147
9*110
8.434
16*394

3.054
3.312
3*752
3*993
5*166

53*306
67*347
73.966
62.278
99*144

1920
1921
1922
1923
1924

13*757
13317
12*003
13*390
13*230

8*929
7*623
6*820
8*409
8.746

531
737
680
549
807

4*297
4.957
4*503
4*432
3*677

11*063
8*984
10*261
11*726
11*946

592
568
604
727
646

1*600
1*448
1*376
1*252
1*606

8*871
6*966
8*281
9,749
9,694

5*195
4*605
5*111
6*120
6*664

101*666
94*246
93*865
97.224
89.301

1925
1926
1927
1928
1929

25*465
26*460
23*203
27*086
25*978

14*042
12*467
9*981
9*403
9*661

1*502
2*094
2*002
2*820
3*649

9.921
11*899
11*220
14*663
12*668

14*898
14*741
12*496
13*350
12*610

574
630
664
639
634

1.712
1*679
1,595
1.525
1*598

12.612
12.432
10.237
10.986
10.578

6*990
6*797
6*015
5*556
5,235

99.666
101*745
90*766
92*628
87.696

1930
1931
1932
1933
1934

24*629
23*943
22*287
18*895
23*977

6*220
6.204
6*984
7*475
12*961

3*629
5*304
5*380
4.787
4*908

12*760
12*435
9*923
6*633
6*108

12*190
11*462
8,284
9.753
11*876

900
566
694
520
455

1.739
1*438
1*368

9.551
9*456
6.222
8.243
10*692

4*868
4*566
4*339
3*304
3*339

84.483
77.787
65*226
51,253
55,110

1935
1936
1937
1938
1939

23*098
24*353
24*563
21*962
20*634

13*969
15*554
16*019
14.795
14*025

5*126
4,897
4.891
4*299
4.435

4*003
3*902
3*653
2*868
2*374

17,399
15.106
12.706
12.720
14,778

529
819
839
778
834

16.003
13,252
10.877
10.973
13*034

3*150
2*849
2*555
2*353
2*420

58.722
57.517
54*456
51,294
53.072

1940
1941
1942
1943
1944

17*959
17*265
24*357
54*943
94*905

12*270
12.576
19*476
50*440
91*079

3*796
3*039
2*784
2*669
2*172

1*893
1*650
2*097
1*834
1*654

16*160
18*606
24.263
29*184
36.553

1*309
1*092
1*861
2*351

1.171
1.490
1*873

929
970

16*318
16,327
22,000
25*833
32*329

2*163
1*970
1*879
1*839
1*678

56.091
60,049
70*664
106*619
147.964

1945
1946
1947
1946
1949

123*110
160*697
162*869
165*348
160*326

118*815
154.874
153*534
154*037
147*853

2*526
2*785
4*563
6*105
7*159

1*769
3*036
4*752
5*206
5*316

<4.224
45.339
48,484
56*740
57,400

2.937
2*756
3*496
4*678
3*596

1,892
2,173
2.435
3*113
3.108

39,395
40*410
42,553
48*749
50.694

1*701
1*670
1*759
1*867
2*045

184.724
227*654
242.058
261.365
263.414

1950
1951
1952
1953
1954

153*013
128*359
141*385
135*052
131*341

139*000
114*106
125*782
117*606
114*459

8*423
8*845
9,446
11*648
11*348

5*590
5*406
6*155
5*598
5*534

49,128
48,715
58,390
51.033
56.793

3*770
3.684
4*005
3*626
5*380

3,198
3.266
3.004
3,396
3,926

42*160
41*765
51*381
44*007
47.487

2,215
2.150
2*313
2.461
3*185

256.264
245.804
273*005
267*884
276. 7C5

1955

132*577

111*714

12,575

8.288

46*892

3*866

3*234

39*790

3*520

279.364

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

984

913

990
729
867

1.035
990
969
910

780

North Dakota

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Interlbank
^^

Total

U S
* '
Government

Other
demand

Other
time

3*490
2,875
3*255
3*467

1*065
1*132
1*294
1,361

46
95
100
250
205

3*286
3*392
6.413
8*742
9.275

1.532
2*063
2*415
2*742
3*095

696
975
1*366
1*626
3.026

205
255
380
446
357

10*775
13*631
14.030
12,571
15*088

3*831
4*509
6*732
8*178
11*570

33,484
26*725
30,497
36*616
36*301

2*444
1.703
2*623
3.910
3*049

315
305
298
207
236

15.503
11*826
13.083
15*366
16.871

15*222
12*889
14,493
17,135
16*145

1915
1916
1917
1918
1919

39.744
54,011
59,023
61,550
81,523

3*381
6,387
5*030
4.066
8*083

212
199
212
465
296

17.740
23.920
25*388
25.277
34*206

18*411
23*505
26*393
31*722
38*936

1920
1921
1922
1923
1924

76,870
64,912
67,426
75*818
69*462

5.269
2*648
3*341
4,012
3,128

229
210
135
169
138

30*257
24*928
25*545
27,828
26,620

41*115
37*126
38,405
43*809
39*376

1925
1926
1927
1928
1929

84*345
86*849
76*588
79*491
73*884

4,590
3.887
3,188
3*447
2,640

211
137
172
156
169

34*918
36*698
31*237
33,476
31,206

44*626
46*127
41*991
42,412
39*867

1930
1931
1932
1933
1934

70*960
64*937
52*271
42*008
45*044

2,306
2,454
1,483
1*639
1*975

127
115
145
855
915

30*052
25*483
19,595
15,517
19,749

38*475
36*865
31,048
23,997
22*405

1935
1936
1937
1938
1939

50*103
50*581
47*934
45*083
46*855

2*242
2,383
2*204
2*210
2*706

266
1*179
505
139
157

25,113
25,990
24*386
23*015
24*346

22*482
21*029
20*837
19*719
19*646

1940
1941
1942
1943
1944

49,895
53,842
63*980
99,473
140*087

3*643
3.794
6.325
7.167
9.220

124
146
244
5.225
14*650

26*289
30,639
38,066
64*873
86,398

19*839
19*263
19,345
22,208
29,819

1945
1946
1947
1948
1949

175*776
217,523
230*951
248*894
249,875

9.994
10.541
9.631
9.311
9*523

21.091
15,814
2*479
3*863
3*686

104,177
139,095
157,333
169*946
166*546

40,514
52*073
61*508
65,774
68*120

1950
1951
1952
1953
1954

241*523
229*981
256*155
249,758
257*120

8.690
7.705
10.282
6*191
9*627

4*237
3*993
4*661
2*889
5*854

159,651
153*817
171*866
166*320
165*908

68*945
64*466
69.346
72*358
75*531

166*584

76*056

1896
1897
1898

118
75

1899

4*673
4*082
4*654
5*011

1900
1901
1902
1903
1904

4*990
5,716
9,337
12,184
13*059

124
166
409
450
484

1905
1906
1907
1908
1909

15*507
19,370
22*508
22*821
30,041

1910
1911
1912
1913
1914

256*824

105
183

North Dakota

781

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank

Borrowings

Surplus and

f^,
,*.

1896
1697
1696
1699

476
362
168
135

441
418
390
366

1900
1901
1902
1903
1904

281
404
190
262
390

423
719
791
1*076
1*191

1905
1906
1907
1908
1909

367
446
505
560
73

1910
1911
1912
1913
1914

Capital
^P

Total

other

liabilities

capital
accounts

and capital
accounts

1*810
1.610
1.500
1.450

584
549
445
474

13
39
31

1.475
1.750
2*016
2*709
2.967

550
614
769
950
959

7.724
9.203
13.116
17.220
18*597

24
35
47
70
60

1*394
1*632
2*082
2*340
2.705

48
74
90
85
29

3*345
3*995
4*395
4*660
4.710

1.105
1.286
1*349
1*625
1*866

21*786
27*003
30*929
32*091
39.424

91
113
121
131
133

922
1*721
555
363
937

3.408
3.599
3,825
3*953
3.833

5
3
32
32
2

5*247
5*285
5*218
5*210
5*400

2*174
2*333
2.555
2.887
2.898

45*240
39*666
42*682
49*063
49*371

150
148
146
144
146

1915
1916
1917
1918
1919

977
252
1*363
6*241
1.446

3.845
3*966
4*039
4.137
4.218

80
16
217
165
763

5*600
5.750
5.825
6*260
6*465

3*060
3.352
3.501
3.925
4*707

53*306
67.347
73.966
82.276
99*144

153
155
158
165
172

1920
1921
1922
1923
1924

8*337
12*848
10*046
4*863
4.743

4*329
4*491
4*557
4*767
4.445

728
311
130
105
132

6*940
7*025
7.220
7*295
6*685

4*682
4*659
4*486
4*376
3.834

101.886
94*246
93*865
97*224
89.301

161
180
162
184
165

1925
1926
1927
1928
1929

857
1*056
1*437
792
1*703

4*319
3.634
3*498
3*363
3*214

97
69
24
109
70

6.440
6*355
5*820
5*520
5*390

3*608
3*582
3*399
3*353
3*435

99.666
101*745
90*766
92*626
67*696

160
157
141
136
125

1930
1931
1932
1933
1934

1.098
829
1*841
338
38

2.699
2.745
2*938
2*309
2*171

316
405
314
251
302

5*495
5*070
4*600
3.775
5.283

3.715
3.801
3.262
2.572
2.272

84.483
77*767
65*226
51*253
55*110

112
98
81
67
71

732

197
166
144
137
155

5*391
4,511
4*216
3*910
3*763

2*296
2,259
2*160
2*160
2*299

58*722
57,517
54*456
51*294
53*072

67
64
57
52
50

175
234
236
237
299

3*549
3*253
3*218
3*229
3*211

2.472
2*705
3*230
3*680
4*367

56.091
60*049
70*664
106*619
147*964

47
45
44
43
42

1945
1946
1947
1948
1949

385
530
696
904
991

3*411
3*446
3.633
3*940
3*990

5*152
6*155
6.778
7*627
8*558

184*724
227.654
242*058
261*365
263*414

42
42
41
41
41

1950
1951
1952
1953
1954

200
6

1*203
1*344
1.746
1*908
2.280

4*015
4*180
4*655
4*685
5*060

9*523
10*299
10*449
11*333
12*239

256*264
245*804
273.005
267*684
276*705

41
40
40
39
38

1955

1*950

13*237

279,364

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

3
4
4

15

1
5
5

7*986
7.022
7157
7.441

. L

KT

29
26
24
23

782

North Dakota

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Real
estate

Total

Collateral

All
other

1896
1897
1898
1899

2*813
2*801
3t913
4.567

278
277
387
452

1.623
1.616
2*256
2*635

912
908
1*266
1*480

1900
1901
1902
1903
190*

5,890
5*669
7*851
9*156
9*861

583
561
1*460
1.906
1.458

3*399
3*269
4.3B2
4.692
5.591

1*908
1.839
2*009
2*558
2.812

1921
1922
1923
1924

129*689
112*985
107*837
101*138
78,457

14,317
14*522
11*201
10*872
9*617

61*755
57.518
61*776
55*609
43.411

53,617
40.945
34*860
34,657
25*429

1905
1906
1907
1903
1909

11*939
16*966
20.996
20.340
26*219

2.243
3*098
2*841
2*611
3*661

6*821
8*561
13*611
9.642
14.186

2*875
5.307
4*544
8.087
8.372

1925
1926
1927
1928
1929

68.234
63.518
54.856
47.480
43*777

8.983
9,972
8,278
6.715
7,567

35.286
32.718
29.168
25.114
5.262

23*965
20.828
17,410
15*651
30*928

1910
1911
1912
1913
1914

36*111
35.122
37.326
43.706
48*942

4.851
4.966
5.066
6*415
6*478

17.457
18*334
19*473
21.101
22.340

13*803
11.822
12*787
16.190
20,124

1930
1931
1932
1933
1934

33*168
25*699
19,694
11*410
10.359

5*232
4.215
4*562
2.770
2*091

3*563
2.871
2*499
786
525

24.393
18*613
12*633
7.854
7,743

1915
1916
1917
1918
1919

52*684
66.062
82*186
90.055
101.721

7*867
8*918
11*095
11*412
13*732

24.841
30.190
37.559
40*394
46*486

19.976
26.954
33.532
38.249
41*503

1935
1936
1937
1938

10,209
11.606
11.286
11*461

1*960
2.315
2*081
1.935

350
373
191
207

7,899
8.918
9.014
9.269

1920

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

1939

1940
1941
1942
1943
1944

13*361
16.842
15*239
28*635
15.733

10,400
13,149
11,742
23.614
12,408

1945
1946
1947
1948
1949

15.382
15.314
22*396
28.892
40.243

11.168
10*147
14*439
19,252
28,471

1950
1951
1952
1953
1954

42.120
48*260
52*219
61*413
66.372

27,742
30,296
31*752
35*657
38,759

1955

73*007

42*086

1
201

14

Other
loans
to
individuals

Other

All
other

787

810

16
32
34
69
140

685
656
522
430
393

804
817
987
917
928

207
230
251
100
126

1*225
1*375

1*249
1*958
1.703
2.279
162

68
23
76
45
73

507
653
1.189
1.232
1*543

1*959
2*009
2*819
3.235
3.984

176
444
762
977
1.051

1.375
1*683
2.897
4*123
5*269

129
355
211
124
115

74
65
107
106
93

2*394
3.334
2.504
2*853
4*343

4.722
6*001
6*487
11*461
11.225

1*095
1,233
1.180
1*208
1,087

6*401
7*667
8.723
10,843
12,144

117
230
196
113
152

161

5.086

12.202

1*445

13,182

104

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

1.144

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

North Dakota

783

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.. Amounts in thousands of dollars]
Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

Other
securities

Total

Other
assets

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

44
49
61
96

258
295
406
452

486
536
614
1.164

338
391
412
452

4.014
4*179
5*519
6*958

553
477
796
905
747

937
865
2.352
2.631
1*831

514
545
672
844
1.014

8.092
7.728
11*934
13.852
13.759

asset*

1696
1897
1898
1899

75
107
113
127

1
1
1
1

63
90
95
107

11
16
17
19

1*081
1*712

1900
1901
1902
1903
1904

110
71
141
166
187

1
1
1
1
1

93
60
119
140
158

16
10
21
25
26

1*578
1*443
3*270
3*686
2*697

88
81
122

1905
1906
1907
1908
1909

224
263
343
414
628

1
2
2
2
4

189
222
289
349
530

34
39
52
63
94

4*096
4849
5*655
6*251
9*401

104

945

116
149
100
254

1*154
410
.576
,757

3*049
3*579
4*096
4*575
7.390

1.240
1.576
1.917
2*232
2*575

17.501
23*656
28*911
29*237
38*823

1910
1911
1912
1913
1914

836
708

1*091
1*216
1*205

6
5
3
2
2

132
73
85
169
140

698
630

1*003
1*045
1*063

9*364
7.076
9*461
12*865
10*160

322
312
257
337
293

.864
.620
.705
1.976
1*940

7,178
5.144
7.499
10*552
7.927

3*391
3*802
4,065
4,189
5*126

49*702
46.708
51*943
61*976
65.433

19.15
1916
1917
1918
1919

1*386
1*868
2*672
4*673
12*901

104
250
365
577
809

1*280
1*618
2*487
2*405
3*473

10*468
17*868
16*506
13.127
25*084

371
516
525
596
753

2*015
2*337
2.469
2.160
2.511

6*082
15.015
13.512
10.371
21.820

5,407
5.137
5*466
6*462
5.711

69.945
90*935
107.032
114.317
145.417

1920
1921
1922
1923
1924

10*616
8*151
5*879
6t487
5*506

3*756
1*702

3.993
3*656
3.537
4.174
3.053

30.962
11.821
11.214
15*005
13*984

2*515

1*147

2*867
2*791
1.407
11461
1*306

661
624
684
502

2.445
1.754
1.549
1*496
1*356

26,002
9,406
9,041
12.825
12,126

6*992
7.494
12*137
13.936
10.721

178*259
140.451
137.067
136.566
108.668

1925
1926
1927
1928
1929

16*577
20*034
19*278
24*650
23*594

9*561
13.349
9.975
14*097
13*769

2.188
2*261
5733
6*746
6*818

4.828
4.424
3.570
3.807
3*007

22.960
19.514
16*144
18.517
14*471

782
607
478
503
494

1.577
2.433
2.237
2.267
2.112

20.601
16.474
15.429
15,747
11.865

12*056
11.789
10*025
8.968
7.476

119.827
114*655
102.303
99*615
89*320

1930
1931
1932
1933
1934

19*823
20719
17*891
17249
21*267

11*832
11*563
6.843
3*406
9.067

5*942
7*307
8*916
12*159
10*505

2.049
1*829
2*132
1*684
1*695

13*454
11*869
7*747
10*898
11.604

395
370
263
366
268

1.410
1.066
721
467
627

11.649
10.433
6.763
10*045
10,709

5*737
4*436
3*464
3.369
3.362

72.202
62*725
48.796
42*926
46*592

1935
1936
1937
1936
1939

33*582
32*109
29*709
24*316
23*215

19*931
18.812
15*387
13*904
14,409

12*060
11*494
12*463
6*982
7*608

1*591
1.803
1*859
1*430

9*967
11.998
13.673
12*627
11*820

225
378
670
312
265

798
828
855
834
791

8*944
10*792
12*148
11*481
10.764

2*778
3.320
3*014
2.919
1.856

56.536
59.033
57*682
51*323
49*375

1940
1941
1942
1943
1944

23*080
27*445
41*080
77*624
127*198

14*908
20*466
33*692
72*129
120*807

7*515
6.329
4*263
4*762
5*761

657
650

3125

17*268
21*527
32*186
35.607
52.319

452
645
748

1.034
5*370

851
874
1*072
1*311
1*734

15.965
20*008
30.366
33.262
45,215

1*522
1*440
916
752
640

55.231
67.254
69.423
142.618
195.890

1945
1946
1947
1948
1949

158*690
208*908
237*421
252*733
263.575

151.954
199*505
223.055
233,108
242*224

6*203
7*485
10.120
13.473
15*838

1*918
4*246
6.152
5*513

54*238
59.051
51.261
57.226
56.522

2.325
1*078
1*301
2*711
1.676

1*938
2*327
2.570
3*071
3*204

49.975
55*646
47.410
51.444
51.640

616
666
660
703
768

228.926
283*939
311.776
339.554
361.106

1950
1951
1952
1953
1954

232*203
224*075
243*044
246*327
240*725

211*120
196*524
214*978
211*663
203*566

16*591
17*336
20.273
24*325
24.769

4*492
10*215
7.793
10.339
12*388

47.679
46*363
57.439
46*405
55.269

1*290
2*536
1.990
1*462
1*815

3*218
3.214
3*516
3.768
3.879

43.171
40.633
51*933
41.155
49.575

773
751
838
957
1*083

322.775
319*469
353*540
355*102
363.949

1955

245*266

15.257

44.787

2.057

3*854

38.876

1.202

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*691
8*619

935
852

998

733
630
533

768
860

150
119

784

North Dakota

Slate Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSftaS, L1ABUJ111LS, AINU IXLMBfcK, 1St>-lV&i>Continued


[Figures as of June 30 or nearest available date; partly estimated

Amounts in thousands of dollars]

Deposits
Year

1896
1897

U.S.
Government

Interbank

Total

13

Other
demand

Other
time

1896
1899

2*496
2*615
3*770
5*032

17
34
30

1.376
1*439
2*070
2.771

1,107
1*159
1*666
2*231

1900
1901
1902
1903
1904

5*789
5*298
9*376
10*794
9*895

48
27
47
109
78

3*181
2.920
5.170
5,927
5*185

2.560
2*351
4*159
4*758
4.632

1905
1906
1907
1908
1909

13*267
17*461
21*461
21*507
30*786

156
178
229
224
571

7*193
9.775
11.720
11.791
16*728

5.918
7.508
9*512
9,492
13*467

1910
1911
1912
1913
1914

38*723
33.005
39*232
49*067
50*178

568
397
735
932
660

18*814
13*886
16*815
21.931
19*720

19*341
18.722
21.682
26*204
29*796

1915
1916
1917
1918
1919

55*417
76.712
90.326
92*762
126.856

863

21.073
30*918
33*277
31*366
45.583

33*481
44,220
55,323
60*166
78,559

1920
1921
1922
1923
1924

146.388
100*422
92.473
100*676
80*894

4*625

48 1

57.047
34*307
29*389
34.432
26.504

84*716
65*382
62*476
65*809
51*909

1925
1926
1927
1920
1929

101*945
99.670
87*820
86.702
76.579

897
646
617
658
455

44.120
43.076
36*486
38.244
34.034

56,928
55,946
48*717
47,800
42*090

1930
1931
1932
1933
1934

60.598
52.833
39.586
31.847
38.213

256
359
321
440
873

27

26.467
22,745
17.619
15*006
19.449

33*675
29*729
21*646
16,401
17*864

1935
1936
1937
1938
1939

48*349
50*572
49*651
43*135
41*770

933

9
8
35
37
25

21*966
23,696
24,031
22,674
23.477

25,441
25*825
24.770
19.141
17*390

1940
1941
1942
1943
1944

47*652
59*615
61*046
132*933
185*060

1.691
2.029
2*388
3*612

13
19
56
5*140
11*393

27,768
35*586
52*604
89*933
120.667

18,968
22*317
26*357
35*472
49,188

1945
1946
1947
1948
1949

216.499
270*042
296.108
321.066
341*727

3*009
3*276
3*273
3*917
3*354

11.606
13*108
2.099
3.006
2.311

139.280
184.150
211.649
225*897
241*963

62,604
69*508
79.067
86*246
94*099

1950
1951
1952
1953
1954

301.648
297*752
329*727
328.921
335.783

2.510
2*270
3*470
2*598
3*465

1*912
1*683
2*466
1*451
2*950

203*527
202*080
227.557
217,134
218.809

93*699
91,719
96.234
107*736
110.559

1955

333*776

3.104

3.045

1.574
1.726
939

2.406

289
308

733
606
437

1.043
815

1.283
878
903

116.792

North Dakota

785

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1898
1899

183
169
276
171

1900
1901
1902
1903
1904

396
553
264
270
667

1905
1906
1907
1908
1909

429
1*041
1*462
1*100
622

1910
1911
1912
1913
1914

1*939
3.630
2*001
1*418
3*259

1915
* 1916
1917
1918
1919

National
bank

^
liabilities

^^^

Surplus and
other
capital
accounts

It052
1.068
1*142
1.258

283
315
331

1*474
1*443
1.783
2.148
2.439

Total
liabilities
and capital
accounts

4.014
4.179

Number
of
banks

366

5.519
6.858

72
73
86
106

395
434
511
634
756

6*092
7*728
11*934
13*852
13*759

129
133
163
200
209

2.915
4*120
4*829
5*287
5.750

890
1.034
1.159
1*309
1,610

17.501
23*656
28.911
29.237
38*823

242
338
394
421
434

37
81
56
21

7.046
7.761
8t014
8*583
8*843

1.957
2.231
2.640
2.887
3.153

49.702
46.708
51.943
61,976
65,433

521
559
569
608
619

2*079
852
2*203
5*767
2*044

52
5
4
94
23

9.041
9.713
10*745
11*445
12*015

3.356
3.653
3.752
4,249
4.479

69*945
90*935
107*032
114.317
145.417

630
662
695
693
710

1920
1921
1922
1923
1924

12*859
22.170
26.309
18*628
13*018

56
58
17
207
60

14*435
13*463
13*307
13.003
11*071

4.521
4*336
4.961
4.050
3.625

178*259
140*451
137,067
136.566
108*668

718
675
665
648
523

1925
1926
1927
1928
1929

4.079
2.049
2.273
979
1.266

2
501
602
724
805

10*781
9*936
9.073
8*408
7,7*7

3.020
2,699
2*535
2*802
2*923

119.827
114.855
102.303
99*615
69*320

499
443
390
354
309

1930
1931
1932
1933
1934

1*063
720
947
4*596
253

626
11
18
156
223

6*531
5*740
4*878
4*366
6*014

3*164
3*421
3*365
1.959
1.689

72*202
62*725
48*796
42*926
46*592

255
205
157
127
141

1935
1936
1937
1936
1939

100
52
20
6

243
260
254
262
261

6*124
6*164
5*700
5*513
5*262

1.720
1.985
2.057
2*405
2*062

56*536
59*033
57*662
51*323
49*375

137
142
135
130
121

1940
1941
1942
1943
1944

326
252
92
81
89

5.086
5*020
4*992
5*041
5*107

2*167
2.367
3*291
4.563
5.614

55.231
67*254
69*423
142*618
195*890

115
117
116
117
112

1945
1946
1947
1948
1949

112
154
167
1*022
539

5.200
5*287
5*686
5*878
6*068

7,115
8*456
9.815
11.586
12.774

228.926
263*939
311*778
339*554
361*108

111
109
111
110
109

362
565
928
403
453

6*318
6*479
6*626
6*827
7.147

14.447
14.623
16.259
18.951
20*566

322*775
319*469
353*540
355.102
363*949

109
110
111
114
116

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50

12
31

38
6

34
55

OHIO

the revised series. In the description the


banks are classified in three groups: (1) State
commercial banks (other than unincorporated
banks), (2) unincorporated banks, and (3)
mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for mutual savings
banks for 1896-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports, and (2) figures
published in the reports and abstracts of the
State banking department and by other State
authorities. These sources were supplemented
by data from bankers' directories. The primary sources for unincorporated banks for
1896-1946 were annual reports of the Comptroller of the Currency and bankers* directories.
The sources of statistics for State commercial banks (excluding those that were unincorporated) for 1934-1946 were (1) summary figures for insured State commercial
banks published or supplied by the Federal
Deposit Insurance Corporation and (2) figures
for noninsured banks derived from reports of
the State banking department or from bankers'
directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets arid liabilities and


number of all banks in Ohio, as of June 30 or
the nearest available date, in the period 18961955 are shown in Table 1; for all commercial
banks, in Table la; for national banks, in
Table 2; for State commercial banks, in Table
3; and for mutual savings banks, in Table 4.
Because of the incomplete coverage in reported data for unincorporated banks in the
State, a separate balance sheet was compiled
for these banks (Table 3a); Table 3 includes
data for these and other State commercial
banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Ohio
were obtained from abstracts and annual reports of the Comptroller of the Currency with
relatively minor adjustments; a description of
these figures is included in the United States
Summary. Compilation of figures for other
classes of banks presented a number of problems and considerations not encountered in
compiling the balance sheet for national
banks. The following sections describe these
problems and the methods used in deriving
1
The term "State commercial banks" used in Table 3
refers (in this State) to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks/* or "private banks
and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for other State commercial banks.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

787

788

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

State-bank data reported to the Comptroller and published in his annual reports for
1896-1898 represented figures for the October
call of the preceding year. The data published
for number and balance sheets for 1896 were
eliminated, and the figures published in 1897
were substituted therefor; likewise, figures
published in 1898 were substituted for 1897.
Balance-sheet data for 1898 were compiled
from individual statements for the October
call date published in the annual reports of
the State Auditor. The data were not adjusted
to June call dates in any of these years.
For 1908 the number and balance-sheet
data for the August call date published in the
report of the State banking department were
substituted for December 1907 call-date figures published by the Comptroller. This resulted in the addition of 43 banks to the
number reported by the Comptroller.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual. This procedure was also used for other classes
of banks in the State.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

reported to the Comptroller regularly until


1934 except during 1911-1917 and 1919-1921.
For years in which items were not reported,
figures were obtained from other sources or
were estimated.
Figures for real estate loans for 1902 were
estimated by applying to total loans the average of the ratios of this item to total loans
computed from reported figures for 1901 and
1903; for 1910, by applying the average of
ratios for 1909 and 1911. Figures for 1918 and
1922-1926 were obtained from data published
by the State banking department.
Figures for, collateral loans for 1896-1908
were estimated by applying to total loans in
each year the ratio of this item to total loans
computed from reported data for 1909; for
1910, by applying the average of the ratios
for 1909 and 1911. Figures for 1922-1926
were obtained from publications of the State
banking department. Estimates for 1927-1933
were obtained by applying to total loans,
ratios that reflected changes over the period
in the ratio of collateral loans to total loans
at State member banks in Ohio; these ratios
were derived by interpolating technique No.
2, which is described in the United States
Summary.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
published by the Comptroller regularly after
1910. For those years in which items were
not reported or were reported inadequately,
figures were obtained from other sources or
were estimated.
Figures for United States Government
securities in 1904 and 1905 were estimated by
applying to total investments in those years
the ratio of this item to total investments
computed from statistics for the fall call date

Ohio
in corresponding years published in reports of
the State banking department. An estimate
for 1910 was made by applying to total investments the average of the ratios of this item
to total investments computed from reported
figures for 1909 and 1911.
Holdings of obligations of States and
political subdivisions for 1896-1908 were estimated by applying to total investments in
each year the ratio of this item to total investments computed from reported data for
1909. This ratio was stable in the years immediately after 1909 and, with no contrary
evidence, it appeared reasonable to assume
that this stability had existed before 1909.
Total investments and holdings of State and
political subdivision securities (the latter as
estimated) at Ohio State commercial banks
accounted for a sizable proportionabout 5
and 8 per cent, respectivelyof the United
States' totals at this class of bank in 1907 and
1908. These proportions had increased from
about 2 per cent in 1896.
State and political subdivision securities
for 1910 were estimated by applying to total
investments the average of the ratios of this
item to total investments computed from
reported data for 1909 and 1911, The figure
for 1922 was obtained from the report of the
State banking department, because the figure
reported to the Comptroller was inconsistent
with figures reported for surrounding years.

789

series to provide figures for the -latter item


prior to 1918 because practically all such
deposits were held by national banks.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios that reflected changes over the
period in the ratio of time deposits to this
total at State commercial banks in Michigan;
these ratios were derived by extrapolating
technique No. 2, which is described in the
United States Summary. The breakdown
for 1910 was estimated by applying to total
deposits the average of the ratios of time
deposits to total deposits computed from reported figures for 1909 and 1911, after the
latter had been adjusted.
Small adjustments were made in the figures for 1911-1913 and 1918-1920 on the basis
of data in reports of the State banking department.
Figures for United States Government
deposits in 1918-1920 were obtained from
reports of the State banking department. The
figures for 1927-1930 are for State member
banks only.
OTHER ITEMS

The breakdown of deposits into interbank, United States Government, other demand, and other time was generally adequate,
after some minor revisions, in the reports of
the Comptroller beginning with 1911, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised

Published figures for borrowings of State


commercial banks for 1896-1906 included
those of unincorporated banks. Figures for
each of these major classes were estimated
by applying to total borrowings in each year
the ratio of borrowings of unincorporated
banks to those of all State commercial banks
computed from data for 1907, the first year
in which separate figures for the two classes
of banks were available in the report of the
State banking department. This segregation
of borrowings had no effect, of course, on the
total for all State commercial banks as shown
in the revised series.

3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank.

and United States Government. This order differs from that


in the tables.

DEPOSITS

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790

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, from individual balance
sheets compiled by the Federal Deposit Insurance Corporation from data furnished by
individual banks or by the State banking
department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the

1934-1941 period in the material obtained


from bankers' directories. The breakdowns of
loans for 1934-1938 were made on the basis
of the percentage distribution of this item at
insured nonmember commercial banks in
corresponding years; for 1939-1941, on the
basis of the percentage distribution computed
from data reported to the Federal Deposit
Insurance Corporation for noninsured banks
for June 1942. The breakdowns of investments other than United States Government
obligations, of cash assets, and of deposits for
1934-1941 were estimated on the basis of the
percentage distributions of these items at
insured nonmember commercial banks in
corresponding years.

UNINCORPORATED BANKS, 1896-1946


Data for a substantial number of unincorporated banks in Ohio were not reported
to the Comptroller of the Currency for 18961913. During this period the Comptroller's
figures included from 20 to 70 per cent of all
private banks in the State. The coverage was
complete in all but two other years, 1914
and 1915, when it was necessary to add only
a few banks.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

Numbers ranging from 180 to about 215


banks were added to the Comptroller's data
annually before 1907. Additions dropped
sharply in 1907 and in the period through
1913 ranged from about 40 to 75 banks. The
revised total assets of all private banks represented about 40 per cent of the total for all
State commercial banks in 1896, but declined
to about 5 per cent in 1918, and to less than
1 per cent after 1927.
The data for number of banks that were
added to the Comptroller's figures prior to
1915 were based on compilations of figures in
bankers' directories; for 1915, on information

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Federal Reserve Bank of St. Louis

in the report of the State banking department. For 1935, data for a bank in conservatorship were deducted from the series. In
addition, the balance sheet for all private
banks was adjusted in 1915 on the basis of
information in the State banking department
report.
In order to determine the reliability of
the data in the reports of the Comptroller of
the Currency and in bankers' directories as a
basis for estimating the aggregate balance
sheet for all private banks, balance-sheet
information in these sources was compared
for 1901, 1906, 1909, and 1914. Principal
balance-sheet items (loans and investments,
cash assets, deposits, and capital accounts)
were compiled for banks reporting in each
source, and these totals were divided by the
number of banks actually reporting the particular item in that year to get an average
for each.
For 1901 it was possible to check the
averages for capital accounts in both bankers'
directories and the Comptroller's reports
against statistics for this item published by
the Bureau of Internal Revenue which were

Ohio
available as a result of the tax on bank capital
imposed by the War Revenue Act of 1898.
The latter were the most comprehensive statistics on number and capital of banks prior
to 1909.
The average capital-account figure derived from bankers7 directories in 1901 was
somewhat higher than that based on the
Comptroller's data, and it was substantially
higher than the average based on Bureau of
Internal Revenue data. It was concluded
that the averages of all balance-sheet items
compiled from the Comptroller's data provided the best basis for estimating the balance
sheet for all private banks for all years except
1896-1899 and 1901-1904. It should be noted,
however, that some of these figures were adjusted (as indicated below in the discussions
of principal balance-sheet items) before the
averages were computed and the balance
sheets were estimated for the private banks
that were added to the series.
Year-to-year variations in the average
size of private banks reporting to the Comptroller prior to 1905 made it seem advisable
to estimate all balance-sheet items for the
period 1896-1899 from the more representative
dataas determined by the continuity of data
for subsequent yearsreported for 1900. It
was assumed, therefore, that the banks added
to the series in each year of this period (based
on information in bankers' directories) were
of the same average size (as to each balancesheet item) as those reporting to the Comptroller in 1900.
All balance-sheet items for 1901-1904 were
derived from data for 1900 and 1905: total
assets and liabilities, by interpolating between
dollar amounts of corresponding items in those
years; principal items, by applying to total
assets or liabilities in each year, ratios of
principal items to total assets or liabilities
that were interpolated between similar ratios
for those years; subitems, by applying to
principal items, ratios that were interpolated
between ratios of the subitems to these totals.
For 1905-1914, the balance sheet was con-

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Federal Reserve Bank of St. Louis

791

structed by multiplying the average amount


of each balance-sheet item as derived from
the Comptroller's reports, by the total number
of private banks in the corresponding year.
LOANS

A complete breakdown of loans into real


estate, collateral, and "all other" was not
reported to the Comptroller during a large
part of the period. For years when items were
not reported, figures were estimated.
Real estate loans for 1910 were estimated
by applying to total loans the average of the
ratios of this item to total loans computed
from reported data for 1909 and 1911; for
1923-1926, by using the average of such ratios
for 1922 and 1927. There was little difference
in the ratios for these last two years.
Collateral loans for 1907 and 1908 were
estimated by applying to total loans, ratios of
collateral loans to total loans that were interpolated between ratios based on data for 1906
and 1909; for 1910, by applying the average
of the ratios for 1909 and 1911. Figures for
1922-1933, which were not reported to the
Comptroller, were estimated by applying to
total loans in each year ratios of this item to
total loans that were interpolated between
similar ratios computed from reported figures
for 1921 and 1934.
The breakdowns of loans for 1939-1946
were estimated on the basis of the ratios of
each subitem to total loans computed from
figures for December 1947 reported to the
Federal Deposit Insurance Corporation.
INVESTMENTS

The breakdown of investments into


United States Government, State and political
subdivision, and other securities as reported
to the Comptroller or to the State banking
department was adequate in all years except
1910. Estimates for 1910 were made by applying to total investments the average of the
ratios of each subitem to total investments
computed from data for 1909 and 1911.

792

All-Bank Statistics

DEPOSITS

OTHER ITEMS

Interbank deposits were available separately throughout the period, but demand and
time deposits were published as a single total
in a number of years.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 and for 1910 were estimated by
applying to total deposits other than interbank in each year the ratio of each item to
this total computed from reported data for
1909.
Data for demand and time deposits for
1911-1913 were adjusted to include certificates
of deposit; the latter were apportioned between demand and time on the basis of the
distribution in 1909, the earliest year in which
such a breakdown was available.
Demand deposits in 1919 were adjusted
on the basis of data available in the report
of the State banking department.

Small amounts of cash items in process


of collection for 1927-1933 and for 1936-1941
were estimated by applying to total cash
assets, ratios of this item to total cash assets
that were interpolated between similar ratios
computed from reported figures for 1926 and
1934 and for 1935 and 1942, respectively.
Borrowings for 1896-1906 were estimated
from figures for borrowings of all State commercial banks, figures for which were available in the reports of the State banking department. The method of estimating these data
was described in an earlier section. Data
for 1907 and 1908 were obtained from reports
for individual banks published by the State
banking department; the data for borrowings
were first published separately in those reports
beginning with 1907. Other liabilities were
adjusted to exclude estimated amounts of
borrowings in these years.

MUTUAL SAVINGS BANKS, 1896-1946


On the basis of information available in
the State banking department report, one bank
was deducted from the number of banks in
1913, but the aggregate balance sheet was not
affected.
Annual reports of the Comptroller of the
Currency for 1896-1898 published figures for
mutual savings banks that were for the October call date of the preceding year. The data
for mutual savings banks in this period were
adjusted in the manner described earlier for
State commercial banks.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1933. For years in which items were not
reported or were reported unsatisfactorily,
figures were obtained from other sources or
were estimated.
Real estate loans in 1910 were estimated

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Federal Reserve Bank of St. Louis

by applying to total loans the average ratio


of this item to total loans computed from
reported data for 1909 and 1911. Figures for
1922-1926 were obtained from reports of the
State banking department.
Figures for total real estate loans for
1939-1946 were obtained from the Federal
Deposit Insurance Corporation, but the breakdowns were estimated on the basis of the
percentage distribution of subitems to total
real estate loans as reported to that agency
in December 1947.
Collateral and "all other" loans were
reported as a single total for 1896-1904 and
1908-1910. The two items were segregated for
the former period by applying to total loans
in each year the average ratio of "all other"
loans to this total computed from reported
data for 1905-1907, the first years for which
the breakdown was available; for 1908-1910,
by applying the average ratio computed from
reported data for 1907 and 1911. This method

Ohio
was used because "all other" loans represented
only a minor proportion of total loans in the
years in which they were reported separately.
Figures for collateral loans in 1922-1926
were obtained from reports of the State
banking department. Figures for 1927-1933
were estimated by applying to the total of
collateral and "all other" loans in each year
ratios of collateral loans to this total that
were interpolated between similar ratios computed from reported data for 1926 and 1934.
For 1939-1946 the breakdowns of loans
other than real estate were made by applying
to total loans other than real estate, ratios
of each subitem to this total computed from
figures for December 1947 reported to the
Federal Deposit Insurance Corporation.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities
was not reported regularly to the Comptroller
until 1904. For years when items were not
reported or were reported inadequately, figures were obtained from other sources or were
estimated.
Holdings of obligations of States and
political subdivisions in 1897 were obtained
from the report of the State Auditor for that
year. For 1900 they were derived by applying to total investments for that year the
ratio of this item to the total computed from
reported figures for 1899; for 1903, by applying to total investments the ratio computed
from data for October 1903 published in the
report of the State Auditor,

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Federal Reserve Bank of St. Louis

793

Holdings of United States Government


securities in 1902 were estimated by applying
to total investments the average of the ratios
of this item to total investments computed
from reported data for 1901 and 1903.
Holdings of State and political subdivision securities in 1902 were estimated by
applying to total investments less estimated
amounts of United States Government obligations the ratio of State and political subdivision securities to this total computed from
data for October 1902 shown in the report
of the State Auditor. Holdings of United
States Government securities and of State and
political subdivision securities were reported
as a single total in each year of the 1928-1933
period. The breakdown was estimated by
applying to this total, ratios of State and
political subdivision securities to this total
that were interpolated between ratios computed from reported figures for 1927 and 1934.
OTHER ITEMS

Only minor adjustments were made in


figures for deposit items during the period.
Cash items in process' of collection for
1896-1900 and for 1902 were estimated by
applying to total cash assets an average of
the ratios of this item to total cash assets
computed from reported figures for 1901 and
1903; for 1904, by applying the average ratio
computed from data for 1903 and 1905; for
1927-1933, by applying the average ratio
computed from reported data for 1926 and
1934. In each year the amounts estimated
for cash items in process of collection were
deducted from bankers' balances.

794

Ohio

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

LOEins

]voans

Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

207*764
211*665
224*189
240*951

36*994
36*712
37*663
39.906

54.068
62*843
59.647
72*414

116,702
112.110
126,879
128*631

1900
1901
1902
1903
1904

276*112
321*379
354*675
401*826
416*323

41*741
47.111*
51.953
57*559
68*793

82.462
104.291
113*992
129.703
138.993

151.909
169.974
188*730
214,564
208,537

1920
1921
1922
1923
1924

*439,236
450,909
.399,123
.573*184
.619.746

283,520
306,599
332,927
387,787
451*304

469,064
440,159
434,495
489,371
477,382

666.652
704.151
631*701
696*026
691*060

1905
1906
1907
1906
1909

433*757
494*489
563*711
529.297
539*624

69.658
84,511
91.701
94.897
101*950

143*628
168*221
188.682
186*033
187.392

220*471
241.757
283.328
248.367
250*282

1925
1926
1927
1928
1929

,754.084
.357*605
1*938.194
2*014*068
2*030*179

520*935
557*728
613,238
660*304
623*084

551,547
579*868
577,606
657*584
653*070

681*602
720.009
747.350
696*180
754.025

1910
1911
1912
1913
1914

595*394
606*198
620*794
660*836
691*187

114*628
119,399
129.835
138,351
157*674

201.720
199*505
198*999
206.673
209*615

279.046
287.294
291.960
315*612
323*898

1930
1931
1932
1933
1934

2,033,695
1*763*168
1,315.670
804*679
760,231

647*316
595.36H
498.386
323.093
306*667

712,457
597*692
414*469
236,065
?21,177

673*922
570,115
402*815
245,521
232.387

703*107
804*270
942*564
1*025*064
1.133*227

172,288
190*701
209*678
212*623
215,280

222.413
250*550
309.412
321*129
400.926

308,406
363,019
423*474
491,312
517*021

1935
1936
1937
1938

748*435
760,782
840*331
810,011

326.535
322,776
326,640
328,890

195,351
184,960
174,094
176*829

226,549
253*046
339,597
304*292

1915
1916
1917
1916
1919

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other
Other

to
individuals

All
other

239.247

10.515

59*733

226*860

1940
1941
1942
1943
1944

935.097
1,077*549
1*037*253
867.945
1*193,313

285,332
369,139
363,939
281*048
319,445

8,406
11*209
9,547
14.123
174,960

25*528
23,685
22.075
19*821
137,571

41,938
43*647
41.770
38,222
39*824

259,460
273,083
284*480
277.331
272*842

59*425
61*387
58.719
50.150
48,209

127,083
107,532

255,008
295*399
256,723
60,167
92,930

1945
1946
1947
1948
1949

1*209.251
1*422,472
1,724,121
1,959,403
1*971,035

332,489
402*966
607,872
705,834
650,679

98*808
75,372
39,252
27,534
27,641

237,600
254,445
120,085
86*135
66*576

41.550
52.160
63*483
72964
73.213

273*870
329.626
451*336
552.017
594.806

44,311
63*546
90,717
112*519
118*569

111*897
157,854
274*144
368,823
415*692

68,726
66*261
77*232
51*217
50*168

1950
1951
1952
1953
1954

2*178,582
2,645*245
2*907,020
3*226,418
3,363,683

674,398
911,488
1*026*855
1*097*819
1*044.773

41.527
31,606
46,784
40,959
77*183

78.937
80*982
72.606
72,056
77.831

76.278
83,911
87,292
89,874
90,937

665.018
762*576
847*454
915.748
989.560

122,715
143,747
156*454
171*624
186*945

501*949
582*557
633,876
794*881
836*785

49*882
89*128
75*489
86,054
109,077

1955

3,751*246

1,089*142

107*871

129*312

98*406

1.117*192

228*929

909*574

129*526

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Ohio

795

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

Year

U.S.

Total

Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Hankers'
balances
(including
reserves)

Other
assets

Total
assets

50.859
56*874
64*600
77,290

26.964
28.966
32*072
35*181

6.313
6*470
8*087
11*499

17.582
21*438
24.641
30*610

64*295
85*084
92*686
115*420

2,110
2,605
2,900
3*790

23,854
27,038
27,264
28,964

38,331
55*441
62.722
82,646

10*300
10*900
11*773
11*703

333.218
364.523
393.646
445,364

89*136
106,342
116*936
137.064
138.797

36.541
38.572
39.027
37.864
37.516

13,546
19,177
22,046
24*622
25*657

39.049
48*593
57*863
74.578
75.622

118,113
126,329
136.906
135,941
142,728

3,607
4,659
4,297
4,153
5,865

31,625
33.475
36*460
38*326
42*922

82,881
88,195
96,149
93,462
93,941

12,446
14.332
15.283
25.356
24,990

495,607
566,382
625,800
700,187
722,838

153.933
164*187
177.319
187,827
190.543

36*601
39.416
36.916
39,675
40.135

29.119
31*125
33.935
39*637
53*419

86*013
93*646
106*466
108.515
96.969

151.352
158.308
164,365
183,260
177,476

6,836
7*736
6*142
7,157
5,503

39*344
39*013
43*051
51*144
52.949

105,172
111,559
115,172
124,959
119,026

26.045
32.615
43.991
40*700
46*565

767,087
849*599
949,386
941*084
954,210

197*843
209*917
230*241
249*451
266*659

39*778
38.600
39*671
39.676
41*450

57.056
60*616
72.679
85.441
93.110

101.009
110.501
117.891
124.334
132.299

194,549
209*549
212*210
217*581
238*335

6,610
6,103
7*858
7*120
11*353

56*858
58*281
59,374
62,606
63.993

128,861
145,165
144.978
147,855
162,989

49*714
52.609
52.780
56.030
59,259

1,037,500
1,078,273
1*116,025
1,183,898
1*255*640

279.550
321*252
403*167
456.317
566.063

41*245
38*518
65.890
140.188
244.555

93,311
105.722
130,339
118,424
114.886

144.994
177.012
206.938
197.705
206*622

236,121
305,323
322,277
328*174
358.755

7*460
15.453
15.185
35.733
47.046

56,458
60,741
69,691
46,115
53,338

172.203
229,129
237,401
246,326
258,371

58*661
57.470
68,348
79.874
100*148

1*277.659
1.488*315
1.736.356
1*669.429
2*160*193

469*372
495.849
902.779
553*356
570.495

152*082
146*322
154*831
187*708
175*210

123.643
130.517
134.680
134.579
136.559

213*647
219*010
213*266
231*071
256,726

375.621
305*205
329.112
351,665
386,473

66*910
51*862
59*663
73*705
68*427

59,719
49,303
46,589
44,329
49,955

246,992
204,020
222,860
233,631
270,091

117*366
109.115
107.746
119.272
146*864

2,421,595
2,361,076
2*338*760
2.597,479
2*725,576

595*114
608*419
699.600
764*229
684.920

191.624
194.645
207.945
222*029
219.137

128*321
129*782
145.523
154*068
146*898

275,169
283*792
346*132
388*132
318*665

397.195
410*615
418,643
407,219
403,826

85,735
76,335
91,224
86,107
90,179

54.331
55*242
50*069
40.775
39,480

257.129
277.038
277.530
278,337
274,169

156*456
173*148
177*840
168*500
193*326

2*902*849
3,049,767
3,234.477
3*374*016
3.312,253

1934

697*682
673*666
577.875
471.391
680.260

193.740
209*765
205.175
209.609
376.812

129.657
132*520
112.375
89.329
84.609

374,465
331.401
260.325
172.453
218*839

451*729
414*616
269*086
246*676
374.715

87*957
67*916
50*195
40*804
43,341

47,454
49,767
38,338
28,666
38,459

316*318
296,931
200*555
177*206
292*915

207.821
199.655
183.796
112.970
110.015

3,391,127
3*051,125
2*366,429
1.635*716
1.925.221

1935
1936
1937
1938
1939

805*775
941*436
1.038.015
947*145
1*016*257

485.252
555.495
642*642
586*698
641*206

106.774
129.501
137.608
136.196
166.500

213.749
256*440
257.765
224.251
206.551

500,543
621,242
632.312
726*016
808*852

49,749
68,654
70,522
60,354
74,675

40,881
52,804
63*439
64,182
58,635

409.913
499*784
498*351
603*480
675*542

116.850
117.775
110.865
107*860
109*907

2.171.603
2.441.235
2.621*543
2*593*032
2*778*303

1940
1941
1942
1943

950*449
1.098.230
1.530.962
2.831.857
3.623.909

592*096
751*252
1.153.620
2.462.020
3.254*273

174*062
182*007
209*654
216*466
212*069

164.291
164.971
167.688
153.351
157*567

989*084
1*141*057
1.174*772
1*284*134
1*330*641

68,937
112,541
130,327
154,624
165*059

62,030
71*922
86,519
100*293
96*863

858,117
956.594
957*926
1.029.217
1*068.6.99

99.104
91.219
62*931
76*902
74.636

2*973.734
3.406*055
3*825*916
5*060*636
6*222*501

4.585.240
4*676.897
4.053*247
3.970.509
4.000.401

4.220*222
4*229*639
3*559*301
3.423.996
3.445*555

206*285
234*301
286*557
335.213
322*453

156*733
212.957
205*389
211*300
232.393

1*425,038
1*414*108
1*445*944
1*568.712
1.544.254

181*800
196*694
225*196
281*434
220*658

100,450
96,016
112,462
138,586
131,811

1.142.788
1.121*398
1.108*284
146.690
191.785

67*920
66,632
66*321
70.027
74.136

7*287*449
7.580.109
7*289*633
7.568,651
7,589.626

1952
1953
1954

4.249.606
4.063*666
4*316*492
4*311*095
4*555*866

3*633.732
3.357.157
3*557.089
3.547.425
3*756*104

372.924
454.656
523.987
554.644
626.276

242.950
251.851
235*416
209*026
173*486

1*488.686
1.803.799
1.906*324
1*961.628
1,997,277

263*526
337,178
384,466
377*883
366*013

112,702
117,371
141.034
164,765
179,808

.112.456
.349*250
.360.822
.418.980
1.449,456

84.412
88.918
102.425
100.456
115.273

6.001,286
8*601*628
9*232,261
9.599.597
10.032*099

1955

4*706*415

3.864.181

647.599

196*635

1,941*072

380,026

173*093

1.387.953

120.966

10.521.699

1896
1897
1896
1899
1900
1901
1902
1903
1904
1905
1906
1907
1906
1909
1910
1911
1912
1913
1914
1915
1916
1917
1916
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933

1944
1945
1946
1947
1946
1949
1950
1951

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

796

Ohio

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1997
1696
1899

223*115
253,524
284,243
333,098

16*619
22.397

1900
1901
1902
1903
1904

374,777
430,837
475,940
532,260
552094

44,419
50,965
55,606
53,650
55.778

1905
1906
1907
1908
1909

590,632
651,149
724,319
719,381
721,298

1910
1911
1912
1913
1914

1896

U.S.
Government
1*429
1*910
2*616

Other
demand

Other
time
75.768

4,309

129*299
139.755
156.036
182*893

89.462
98*373
107,700

6,426
6,111
7,384
9,471
6*846

201.989
226,724
245*423
270.761
280*299

121,943
147,037
167,527
198*398
209,171

62,174
62.306
65,799
74,664
77,665

4,317
4*186
9*116
7.629
3*248

297*497
329,183
354*823
349*567
333*642

226*644
255,474
294.581
287,521
306*543

801,191
808,663
865,416
926,910
982,945

79,568
67,361
85,214
89,453
92*846

2,646
2*175
3*311
2,931
3,467

364*189
356.216
404,713
432,122
464*216

354*788
362*911
372,176
402*404
422*416

1915
1916
1917
1918
1919

1*003,661
1,217*706
1,429,622
1,522,627
1,749,993

88,649
116*363
122,145
118*655
125*641

2*551
2*005
1*873
71.534
35.832

479,294
566,246
699*082
727.022
889*389

433,167
513*090
606*522
605*416
699*131

1920
1921
1922
1923
1924

1,952,775
1,850,700
1,909*222
2*141,902
2*270*794

120*960
88,703
99,240
106,228
115,977

11,569
15.967
6.563
10.080
10,718

1,007,308
889*322
933*221
1*038*411
1*045,673

812*938
856*708
870,198
987,183
1*098.226

1925
1926
1927
1928
1929

2*429,130
2,559,471
2*680,371
2*775,523
2.693.842

123,453
124,343
131,518
124,110
123*054

13,553
10,515
6,531
6,675
13,328

1,107,672
1*150*268
1,112,156
1,104.133
1.110,726

1.184.252
1.274*345
1*430,166
1*540*605
1,446.734

1930
1931
1932
1933
1934

2.784,514
2*505,686
1*820,762
1*337,724
1,605,768

147,036
148*958
96*525
74*011
86,393

9,820
22,317
16,322
25*916
45,919

1,085*216
940*409
672.423
502.711
646*524

1.542.442
1.394.002
1.031*492
735*086
826*932

1935
1936
1937
1938
1939

1,868,970
2*149,105
2,317.918
2,278,074
2*458*968

120*406
145,916
145,385
150*805
172,867

25.992
35,195
9*533
10*282
22*091

820*921
983*465
1*097.078
1*018.807
1*154,023

901*651
984*529
1*065*922
1*098*180
1.109*987

1940
1941
1942
1943
1944

2*648,761
3,070.049
3.484*675
4*707,612
5*843,040

202,554
245,321
251*475
275*580
286*365

24*064
25*744
20*873
268,039
979*996

1,282,629
1,617*598
2,016*968
2,741*097
2*857,108

1,139*514
1*181*386
1.195*539
1*402.896
1.719*571

1945
1946
1947
1946
1949

6,872*420
7*116*609
6*805*653
7*072*589
7*071,320

313,385
281,665
260,736
268,767
245,160

1*140,447
684,734
73,696
126*272
110*244

3.216.753
3.564.894
3*711*130
3.852.297
3.825.542

2.201*835
2*587,316
2,760*091
2,823*253
2*890*374

1950
1951
1952
1953
1954

7*439*596
7,992*124
8,576*805
8*886,234
9*276*088

262,242
291,727
312*971
322*893
352*364

213,243
380.461
416.785
263*190
336*469

4.085*794
4,428.923
4.817.115
5*079.388
5,086*379

2*878*317
2,891*013
3*029,934
3,220*763
3.500*876

294,325

5*469*237

3*632*240

27,218
38,196

Ohio

797

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Other

liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
- and capital
accounts

Number
of
banks
644

1896
1*97
1698
1899

3*214
It210
784
542

16*074
16*206
16*236
16*834

1*997
2,005
2,116
2,161

63,568
65*047
64*346
65*841

25*250
26*529
25,919
26.886

333.216
364.523
393.648
445*364

661
674
694

1900

933
1*607
1*458
3*773
2*945

19*723
24.047
24*365
27,629
29*336

4*212
4*632
5,854
7,463
7,607

66*847
74,154
80,245
85,686
85,847

29,315
33.105
37*936
43*356
45*009

495.807
568.382
625*600
700.187
722*638

721
775
814
862
906

2*087
4.921
9*007
3*402
3*546

31,179
35,473
37,805
41*033
43,217

7,579
9,393
14,867
12*374
15,609

87,810
93,758
100,182
102,039
102,634

47,800
54,905
63,206
62*855
67*906

767,087
849.599
949,386
941*084
954,210

915
964
1*015
1*079
1*063

2*017
3*388
6*892
3*324
7*171

44,292
44*548
44,772
45*021
44,908

15,109
42*494
17*832
19.686
23*577

105,354
105,978
103,970
107,953
110,566

69*537
73*202
77.143
61.004
86*453

1.037*500
1,078.273
,116*025
.183,898
,255,640

1*095
1*101
1*101
1*107
1*126

4*821
4*106
12*569
46*501
55*195

45,396
43,713
44*618
46*618
44*922

19,287
13,316
20*904
35*361
60*046

111*788
114*021
120*204
123*243
125*456

92,706
95,453
108,439
115*079
124,579

,277,659
,488*315
1,736.356
1.889,429
2,160.193

1*119
1*124
1*145
1*150
1*150

45,070
44,371
46 , 749
46*753
46,395

56*855
46,501
34,404
31,535
40.530

134*602
153*965
160,363
164*993
172.351

143,963
145*942
154.324
160*392
166*057

2*421*595
2*361*078
2*336,760
2*597*479
2*725*576

1145

1901
1902
1903
1904
1905
1906
1907
1906
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1946
1949
1950
1931
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

86*310
119*599
33*698
51*904
29*451

.132
,123
.116

107

33*633
43*262
40*593
71*501
81*560

40,826
40*778
36,870
36,436
35*973

52.624
51.966
107,582
99*107
93*990

175.726
177*686
178*970
182*775
191*153

170*910
176*624
190.091
208*674
215*735

2*902*849
3*049*787
3,234.477
3,374.016
3*312*253

39*472
34*044
113*236
22*046
1*395

34,619
33,039
36*441
36,400
36,016

106*572
85.352
67.407
19*939
11*883

194.857
185.943
160.887
110*053
183.190

231.093
207,061
167*696
109*554
86*969

3,391*127
3*051,125
2,366*429
1.635.716
1.925.221

989
921
807
619
687

313
177
682
306
77

12*880

9*752
11.328
13,573
15.836
12,910

191.924
184.311
178.634
180*555
177.824

87*764
96.314
110*736
118.261
128*524

2.171.603
2*441.235
2*621,543
2*593*032
2*778,303

714
715
712
709
705

15,464
21*218
17.235
17.939
21.842

171.839
168.602
165,381
162,290
161,708

137*570
147.954
156*427
172.922
195.911

2*973,734
3,408.055
3.825.916
5*060*838
6*222*501

699
695
693
684
683

45
1*315
2*240
598
770

26.657
35.935
35.168
35*420
39*339

161,856
164,952
163,260
164.343
162.929

224.471
259*296
283*312
295.701
315*468

7,287*449
7,580,109
7,289.633
7.568.651
7.589*826

681
679
675
669
665

450
5*595
960
2*195
1*870

48.407
56*707
68,325
82.726
86.725

162.267
173.441
184.784
193.624
200,831

350,546
373,761
401.387
434,818
466,585

8.001.286
6.601.628
9,232*261
9*599*597
10.032*099

661
660
657
649
643

660

86,676

217.606

100
232

75

10*521.699

.099
.084
.067
.051
.029

798

Ohio

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896*1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1696
1899

193*753
198*002
210.057
227,087

26,736
26,633
27,595
30*029

50,467
59,409
55,736
68*580

116,546
111*960
126,724
126*478

1900
1901
1902
1903
1904

260*359
305.140
336.876
363.000
396*548

31,846
37*105
41*605
46,583
59.161

76,777
96,240
108>716
122,060
131,046

151,736
169,795
166*555
214.357
208,341

1920
1921
1922
1923
1924

.413*788
423*790
,373,220
*544.524
58683l

265,924
286,791
312,531
364,627
424*126

461*595
432,848
429*015
483,886
471*646

686*269
704,151
631,674
696*011
691,059

1905
1906
1907
1906
1909

418.252
477.144
544.476
510*358
522.001

59,445
73,925
79,777
82.969
89,741

138*490
161,673
181*612
179,155
182,101

220,317
241*546
283*089
246*234
250,159

1925
1926
1927
1928
1929

1.717,254
1*818*143
1*895,808
1*968*784
1*978,072

489*309
524,214
577*670
621*339
583*398

546*344
573,921
571,013
651*683
641*879

681,601
720,008
747*125
695,762
752,795

1910
1911
1912
1913
1914

576.662
586*522
601*635
638*264
670*637

101*422
105*287
115,353
122*153
142*519

196*325
193*986
194,367
200,399
204,271

276,915
287,249
291,915
315.712
323,847

1930
1931
1932
1933
1934

1,981,635
1*714*546
1,269,424
760*630
720*607

606*134
554,231
458,495
284,092
270,498

703,014
591.435
409*370
232,181
218*640

672,487
568,880
401*559
244,357
231.469

1915
1916
1917
1918
1919

681,326
783,252
922*041
1,005,963
1,112,352

156,294
174*203
194*618
197*760
200,726

216*671
246.032
303*949
316*892
394*605

308,361
363.017
423,474
491,291
517.021

1935
1936
1937
1938

711*304
724*439
801,591
769,606

291*973
289,552
296*923
301*402

192,996
182*813
171*838
175*006

226,335
252,074
332*830
293,198

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Other

to

On
others

228,092

farmland

residential
property

Other

All
other

individuals

39,939

219,424

1940
1941
1942
1943
1944

884.871
1.019,447
985*552
616.462
1*133.897

270*085
349*544
348.910
266.879
302*999

8,406
11*209
9*547
14*123
174,960

25,528
23,685
22,075
19,821
137*571

41*051
42,731
40,811
37,219
38*672

236*800
249*675
259*959
251*691
243*396

58*341
60*267
57*546
48,924
46,801

120,920
100,378

244*660
282*336
246*704
56*885
89*120

1945
1946
1947
1946
1949

1*143*092
1,353,139
1,631,996
1*856*829
1*873*004

311*781
382*262
586*219
678.523
629*850

96,808
75,372
39,252
27,534
27*641

237*600
254*445
120*079
66*132
66*572

40*411
50.925
61*353
70.444
70*190

244.756
297.756
401*067
491*213
530.679

42*919
62*014
88,136
110,82,3
117,690

102,889
148*856
272*209
358.624
402,774

63*928
81*489
63*681
47.047
49*397

1950
1951
1952
1953
1954

2,069,692
2,520,270
2,773*889
3.069.891
3,163.058

651.703
691.653
1.008.856
1.075,176
1*015,324

41.527
31*606
46.784
40,959
77*183

78,927
80*967
72.798
70.847
76,680

72*729
79*767
82,848
85*222
66*420

592,464
673,745
754,941
808,974
356,842

122,186
143,432
156,191
171,426
186,505

490,127
568,261
619*022
779.126
816.007

47*424
85*737
71*617
81*937
94,707

1955

3.547*034

1*060*782

107*871

128,056

93,655

977*190

228,437

893.575

110*865

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable wilh prior figures. Total loans
continue to be shown net.

Ohio

799

Table la -All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

39.566
43*966
49*569
60*407

23*965
25.812
28.618
30*976

6*056
6*387
8*011
11*423

9.545
11*769
12,940
18,008

61.887
81.649
86*977
110*206

2*088
2.574
2*865
3*743

23*152
26*298
26,685
28,278

36*647
52*777
59.427
76,185

9,382
9.915
10,780
10*662

304.588
333.534
359.383
408*382

1900
1901
1902
1903
1904

68*535
83*381
91*405
106*671
112*294

32*293
35*025
35*448
34*650
34*305

13.443
17*581
19*541
24*470
25,563

22*799
30*775
36,416
47,551
52*426

113*269
120,102
130,140
131.314
136.224

3*563
4*635
4*236
4*092
5*819

30*609
32,743
35,716
37,750
42,264

79,097
82*724
90.188
89.472
88*141

11*366
13274
14*175
23*982
23*827

453*529
521*697
574*596
644*967
670.693

1905
1906
1907
1908
1909

121*869
131*121
144*283
157*510
158*660

33*566
36*205
34*035
38*368
38.829

28*986
31.043
33.857
37.484
37.884

59.317
63.873
76,391
81*656
81.947

145.544
153*136
159.073
176,281
170*160

6*631
7.734
6,141
7,152
5,484

38,652
38*547
42*497
50*613
52*126

99*861
106,855
110*435
118*516
112*570

26*681
31*436
42*825
39*459
45*415

712*546
792.837
890*659
683*608
896,256

1910
1911
1912
1913
1914

165*267
177.629
194*631
212*704
228*952

38.892
38.670
39.191
39*196
40.971

40,981
44,113
55.351
67*695
73.691

85.414
94*646
100,069
105,813
114,290

186,559
200*145
203,240
208*070
228.798

8,727
6,084
7,636
7*090
11.221

55*601
57*126
58*132
61*192
62*245

122*231
136*935
137*272
139*788
155*332

48*479
51*464
51*635
54*850
56*111

976*987
1.015,760
,051*141
,113*688
,186,498

1915
1916
1917
1918
1919

242*648
283*458
360*650
416*448
528.212

40*766
38.491
65*863
138*649
241,155

74.799
86*526
109*539
101*961
98*582

127,063
158,441
185*248
175*638
186,475

227.644
295.961
311*997
319*484
349.819

7*455
15*404
15*105
35.594
46*882

54*959
59,011
68*306
44*593
51*657

165.230
221.546
228.584
239.297
251*280

57*609
56.266
67*176
78.709
98*995

209,227
,416*937
,661,664
,620*604
2*089*378

1920
1921
1922
1923
1924

450*942
458*552
467.081
518*072
534*963

149*164
143,517
152.179
184.948
172*439

108*251
115*006
120*198
120.567
122*708

193*527
200*029
194.704
212.557
239.816

366*625
296.980
320*855
343.405
360*254

66,692
51.696
59*524
73.425
68.050

57*864
47*769
36*551
42*512
48*417

242*069
197*515
222*780
227*466
263*787

116*202
107*451
105*977
117*447
144*969

2.347.557
2*286,773
2*267,133
2*523.446
2*647*017

1925
1926
1927
1928
1929

558.179
569.763
656.323
715.732
636.536

187,391
190*466
203,492
215,954
211,707

115.542
117.163
132.682
142.062
136.552

255*246
262*132
320*149
357*716
288.277

388,453
401*010
409,528
397,254
392*814

85*508
77,886
90,777
87,629
89,650

52*764
53*719
46*542
39*125
37*656

250*181
269*405
270,209
270,500
265,508

154.513
171.106
176.274
186.753
191*632

2.816*399
2.960*022
3*137.933
3.266*523
3*199,054

1930
1931
1932
1933
1934

646.982
611.704
520.733
416*559
623*857

185*406
195,862
189*781
193,246
360,962

121*322
122*534
104*586
83*758
81.313

340*254
293*308
226*366
139*555
181*582

438*999
398*700
272.003
232.312
354*405

87*346
67.154
49.375
40*115
42*344

45*346
47*131
35.509
26.397
35*916

306*307
284,415
187,119
165,600
276,145

206*014
197.5*5
181*349
109*983
106,689

3,273*630
2,922,495
2,243*509
1*519,484
1,805*558

1935
1936
1937
1938
1939

738.490
866.571
968.427
381*677
947*925

451,198
521*697
607,262
557,254
608*658

103.282
125.559
133.403
130.938
160,023

184,010
221,315
227*762
193*485
179*244

484.739
606,634
617,571
708,782
795,291

49*553
66*479
70,345
60.123
74,472

39*986
51*595
59*636
55*333
55,636

395*200
486*560
487*590
593*326
664*963

113,518
113.717
105*611
102*017
103*319

2,048,051
2*313*361
2*493*200
2*462*082
2.646.114

1940
1941
1942
1943
1944

887.177
1*036*306
1.465.760
2*754.082
3*527*648

561,336
719.476
1.118,967
2,411,690
3.185,655

168,058
176*317
204*130
211*503
207*983

157,783
140*513
142*643
130*889
134.010

974,026
1,129,259
1*160*946,
1,268,509
1.318,512

68*666
112*305
130*009
154*218
164,707

55.411
68.472
82*254
95*253
93*493

849*949
948,482
946*683
1,019*038
1,060*312

93,072
86*057
79,235
74*793
73*022

2*639*146
3,271*069
3*691*493
4*913*646
6*053,079

1945
1946
1947
1948
1949

4.467.659
4*539.019
3.919.069
3.844*094
3*871*472

4,124,251
4*115,775
3,440*947
3.310,437
3*329,273

205*745
232,385
287*046
333*782
321.703

137,663
190*859
191*076
199*875
220*496

1,407,519
1,392,206
1*426,078
1*550*425
1,522,132

181,257
195,949
224,535
280,627
220,057

94*871
90*895
106*731
134*149
127*393

1*131*391
1*105*364
1*094*812
1*135*649
1*174*682

66*358
64,929
65,079
68.748
72.410

7*084,628
7,349.295
7*044,222
7,320,096
7*339*016

1950
1951
1952
1953
1954

4*120*437
3*944*597
4*194*482
4.190*277
4*408*654

3*521*506
3*256*613
3.469.187
3*464*712
3*640*633

372*112
453*603
522*957
551*719
624*565

226*819
234*381
202*338
173,846
143,456

1.469*004
1,784.501
1.885*564
1*937*219
1*966.793

262,518
336,107
363*476
376*651
365*614

109*699
113,306
135,948
160*706
168,759

1*096,787
1*335*086
1,366,140
1.399,662
1*432,220

83,541
87*788
97,903
96.950
110,947

7,742*874
8,337*156
8,951*636
9*296*337
9,649*452

1955

4*538*124

3*730*177

646*386

161,559

1.916*112

377*616

166,275

1.372,221

116.528

10.117*798

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

800

Ohio

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U. S.
Government

Other
demand

Other
time

1996
1897
1896
1699

196,932
225*160
252.557
298.716

16*619
22,397
27,216
38,196

1*429
1.910
2*616
4*309

129*299
139.755
156*036
162.893

49*565
61*098
66.687
73.320

1900
1901
1902
1903
1904

335.039
387.165
427,759
479,974
503,330

44,419
50,965
55,606
53,650
55,778

6*426
6*111
7*384
9.471
6.846

201.969
226.724
245*423
270.761
280*299

82.205
103.365
119.346
146.092
160.407

1905
1906
1907
1908
1909

539,877
598,351
669,855
665,450
667,369

62,174
62,306
65*799
74,664
77,865

4*317
4.186
9*116
7*629
3.248

297,497
329.183
354,823
349.567
333*642

175.889
202.676
240*117
233.590
252.614

1910
1911
1912
1913
1914

744,379
751,095
805*680
862*423
918*331

79,568
87,361
85*214
89,453
92*813

2.646
2.175
3.311
2*931
3*467

364*189
356.216
404.713
432*122
464*168

297.976
305.343
312*442
337*917
357*663

1915
1916
1917
1918
1919

941,057
1*152,914
1*361,225
1*458*968
1*664*598

88,649
116,361
122*145
118*655
125,641

2*551
2.005
1*873
71*534
35*832

479*294
586.247
699.082
727*016
889.388

370.563
448*301
538*125
541*761
633*737

1920
1921
1922
1923
1924

1.864,217
1*762*250
1,843*683
2.074*263
2*198*903

120*960
86,703
99,240
106,228
115,977

11.569
15*967
6*563
10.080
10.718

1.007,307
869*322
933*219
1.038*404
1.045.873

744*381
788*256
804*661
919*551
1*026*335

1925
1926
1927
1928
1929

2*351*761
2*477*158
2*591.670
2*678.231
2*589*374

123*453
124,343
131,518
124.110
123,054

13*553
10.515
6*531
6*675
13*328

1*107.869
1*150.265
1*112*155
1*104.131
1*110.724

.106*906
,192*035
341*466
443*315
.342*266

1930
1931
1932
1933
1934

2*676.172
2.386.566
1.707.467
1*230.012
1*495*126

1*7*036
146*956
96,525
74*011
86*362

9*820
22.317
18.322
25.916
45.919

1.065*196
940.405
672.423
502.711
646.491

1*434*118
1*274*868
918.197
627*374
716*354

1935
1936
1937
1938
1939

1*754,417
2*030*708
2*199*332
2.157*057
2.337,220

120,379
145,914
145*383
150,804
172*867

25*992
35.195
9.533
10.282
22.091

820.840
983.360
1.097.008
1.018.794
1.154.012

787*206
866*239
947*408
977.177
966.250

1940
1941
1942
1943
1944

2.524,669
2,944.603
3,361,146
4*571,614
5.665,069

202*554
245,321
251*475
275,560
286,365

24.064
25.744
20.873
288.039
979.977

1*282.618
1*617.591
2*016*982
2.741.092
2.856.694

1.015.453
1.055.947
1.071,618
1.266*903
1.562*033

1945
1946
1947
1948
1949

6,682,966
6*903*504
6*576,404
6*841*275
6*837*086

313,385
281,665
260,736
268,767
245*160

1*140.419
684*729
73.672
128*252
110.236

3*216.267
3.563.803
3*710.108
3.851.553
3.824.908

2.012*875
2.373.307
2.533.888
2.592.703
2*656.782

1950
1951
1952
1953
1954

7*199,745
7*746*541
8*318,269
8,607,207
8,922,223

262*242
291*727
312.771
322,563
352.014

213*228
380*459
416*782
263.185
336.446

4*084.222
4*426*561
4*813*897
5.067.071
5.059*345

2.640*053
2*647*794
2*774*839
2*954*368
3.174.416

294.318

5.440*284

9.353.563

Ohio

801

Table la -All Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of

banks

1896
1897
1896
1899

3.214
1.210
784
542

16*074
16*208
16*238
16.834

1.994
2*005
2.008
2.161

63.568
65*047
64.346"
65.841

22.806
23*904
23.450
24.286

304.588
333.534
359*363
408*382

640
657
670
690

1900
1901
1902
1903
1904

933
1.607
1*458
3.773
2.945

19.723
24.047
24.365
27*629
29 336

4.212
4.632
5.616
7.463
7.607

66.847
74*154
80.245
85.686
85.847

26.775
30*292
34,953
40*442
41.828

453*529
521*897
574*596
644*967
670.893

717
771
810
858
903

1905
1906
1907
1908
1909

2.087
4.921
9.007
3.402
3.546

31.179
35.473
37.805
41.033
43.217

7.579
9.393
14.867
12.374
15.609

87.810
93.756
100.182
102*039
102.634

44*014
50*941
58.943
59.310
63.881

712*546
792*837
890*659
883*608
896*256

912
961

1910
1911
1912
1913
1914

2.017
3.388
6*892
3*324
7*171

44*292
44,548
44*772
45*021
44.908

15*109
42*494
17*832
19*686
23.577

105.354
105.978
103.970
107.953
110.566

65.636
68.257
71,995
7-5,481
81,925

976*967
1*015*760
1*051.141
1.113*866
1*186*496

1.092

1915
1916
1917
1918
1919

4*821
4*106
12*569
46,501
55.195

45 396
43*713
44*618
46*618
44.922

19.216
13.313
20.837
35*349
60*017

111.788
114.021
120.204
123,243
125*458

86.949
90,870
102.411
109,925
119*168

1*209*227
1*418*937
1*661*864
1*820*604
2*089.378

1.116
1.121
1.142
1.147
1.147

1920
1921
1922
1923
1924

86*310
119,599
33*698
51*904
29*451

45*070
44*371
46*749
46*753
46.395

58.855
46.498
34*403
31*533
40*412

134,602
153.965
160*363
164*993
172*351

138*503
140*090
148*237
154*002
159.505

2.347*557
2*286.773
2.267.133
2*523*446
2.647*017

1*142
1*129
1*120
1*113
1*104

1925
1926
1927
1928
1929

33*633
43*262
40.593
71.501
81.560

40.826
40.778
36*870
36*436
35*973

52*620
51*963
107.576
99.103
93.985

175*726
177.666
178*970
182.775
191.153

163.613
169,175
182.252
200.477
207.009

2*818.399
2*960*022
3*137.933
3.268.523
3.199*054

1*096
1*046
1*026

1930
1931
1932
1933
1934

39.472
34 .044
113*236
22*046
1*395

34*619
33.039
36*441
36*400
36*016

106.567
65.346
67*398
19*928
11,834

194.857
185*943
160.887
110*053
183*190

221*943
197.555
158*080
101.045
77,997

3*273*630
2.922.495
2.243.509
1,519*464
1,605,556

986
918
804
616
664

1935
1936
1937
1938
1939

313
177
662
306
77

12*860

9.263
10.892
12*835
15.320
12*023

191,924
184*311
178,634
180.555
177*824

79,254
67,273
101.717
106,844
118,970

2*048*051
2*313.361
2.493.200
2.462.082
2*646.114

711
712
709
706
702

1940
1941
1942
1943
1944

100
232

14*481
19.426
15.830
16*473
20*429

171,839
168.602
165.381
162*290
161.708

128.037
138.206
149,134
163*394
165,873

2.839.146
3.271.069
3.691*493
4*913*846
6*053*079

696
692
690
681
680

1945
1946
1947
1946
1949

45
1*315
2*240
596
770

26*896
33*816
31.479
32*824
36.547

161.856
164*952
163.260
164*343
162*929

212,865
245*708
268,839
281,056
301,686

7.064.628
7*349,295
7*044*222
7*320.096
7*339*018

678
676
672
666
662

1950
1951
1952
1953
1954

450
5*595
960
2*195
1*870

44.602
53.913
65.965
79.321
81.434

162*287
173*441
184*784
193*624
200*831

335*790
357,666
381.840
413.990
443.094

7.742.674
8*337*156
8*951.838
9.296.337
9*649*452

656
657
654
646
640

1955

680

80.471

217.606

465.458

10*117*796

630

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

75

1*012

1*076

1.080

1*098
1*098

1*104
1.125

1.081
1.064

802

Ohio

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total

Real
estate

All
other

Collateral

1696
1897

121*050
115*002

1898
1899

123*998
136*605

1.729
1.752
1*868
2*456

29,139
29,529
31t487
41,394

90*182
83,721
90*643
92,755

1900

158*123
182*041
195*026
214,046
214*888

2.674
3*486
3*648
3*884
4*091

45,079
58*772
61,491
65,466
66,971

110*370
119,783
129,887
144,696
141,826

224.836
245*916
272*034
262*134
271.690

4319
4765
5*134
5549
5*706

72*800
80*322
86*542
93*538
95*807

147,717
160,829
160*356
163,047
170,177

296.885
299*666
300*340
318*098
319*961

5*909
5*567
6,139
6,296
7,293

101*828
98,440
97,852
100,239
99*665

189,148
195,659
196,849
211*563
212*963

115*137
128.352
156.991
166*456
196*284

195*837
231.735
264*041
311*811
309,666

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

319*908
369*721
431*635
491*411
519,719

8,934
9,634.
10,603
11*144
1 1 , 549

Year

Total

1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1936

Real
estate

Collateral

All
other

620,568
489,121
462.457
496*453
476,348

15,497
20*827
25,418
26,071
31*981

217,224
168*840
163*644
178*394
160*407

387*647
299*454
273,395
291*968
283,960

484,525
519,806
469,534
477,142
496,392

37,737
41,685
47,555
52,391
51,372

175*534
191*365
165*906
172.670
169*042

271,254
286,756
256*073
251,881
275,976

472,179
423*772
360*922
285*076
276*477

57*654
64,012
71,590
65,900
63,709

167,111
169*850
136*016
109,537
103,110

247,214
189,910
151,316
109,639
109,658

258*910
273*089
313,376
303*469

63,990
71,515
76,214
63,676

90,206
87*261
91,307
87,167

104,714
114,293
145,855
132*606

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

On
farm land

Real estate

Other

On
residential
property

to
individuals

Other

All
other

122*609

5,573

61,867

15*945

89*565

1940
1941
1942
1943
1944

365*412
429,874
416,661
343,838
503,425

142.593
184*444
185,156
137*136
161*874

5.036
6,076
5,268
6*234
51,707

13*444
11*450
10.605
9,316
71,376

14*576
14.953
15*152
13,670
14,821

74,141
79*047
85.278
84*140
84*374

16*670
16*131
17.620
13,833
12*610

30,733
27*126

98*750
115*771
99*360
46,776
79*537

1945
1946
1947
1948
1949

509*987
587,904
759,570
864.974
859.970

169*776
213.788
326.674
362.983
335*041

27*030
23,562
17,737
7,309
6*836

113*366
69*011
31*401
29*059
17,363

15,840
20*586
26*070
29*904
29*293

86*505
106*649
162,398
196,853
205,478

13*905
22*679
40,990
51,703
54,523

26.834
49,356
117*073
162*562
187*717

54,731
62*273
37,227
29,633
33*146

1950
1951
1952
1953
1954

947*635
1.156.338
1.291*707
1*440*558
1*477.105

354,236
479*652
543*099
563.395
535,899

10*825
7,584
12.279
8.111
14*850

23,799
12,801
13*567
16,660
20*490

29*860
32,661
33,606
34,198
34*743

232,849
262,967
299,553
324,155
346,727

53,294
61*888
70,100
79*671
88,282

221*790
262*154
300,896
387,986
411*973

33*639
52*355
36*569
46*456
46*141

1955

1*672,093

560,227

29.417

52,376

39,225

407,805

102,777

446,456

58,746

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Ohio

803

Table 2National Banks

*\JW1J,

lilADUjl.M.M.Ei&,

/VLI.Lr

1^ UiU.D.EtKt.,

JL O7VJ. 7*7*7ViUllUUUCU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

1896
1897
1898
1699

31*415
33*546
37*026
46*624

22*336
23*556
25*416
26*540

1900
1901
1902
1903
1904

51*428
60*749
63*171
64*113
64*290

1905
1906
1907
1906
1909

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

3,623
3,985
4*632
7*216

5.456
6*003
6*978
10*868

39*212
52*479
56*892
74*366

1*359
1*560
1*850
2*415

16*190
16,761
19,345
20,044

21*663
32*158
37,697
51*907

5,408
5,366
6,308
5,625

197*085
206*413
226*224
263,220

30*323
32*666
34*083
32*079
33*100 .

8,421
11,117
11,606
12,782
12*445

12*664
16*746
17*462
19*252
18*745

78,101
79,608
84*390
80*324
82*735

2*425
3*066
2*853
2*660
2*506

22,597
24,614
27,007
27*825
30,962

53,079
51,728
54,530
49*639
49,267

5*829
6*172
6*417'
13*674
14,829

293,481
328*570
349.004
372,159
376,742

66*454
68*558
72*617
83*666
63*041

31*552
33*971
33.453
37,777
36*251

13*926
13*600
15*626
18*322
17,874

20,976
20,787
23,536
27*569
26,916

87*611
92*261
93*358
109*707
101*127

3.120
4065
3.770
4*552
3*316

29,100
27,985
29,774
36,335
37,028

55,391
60,211
59,814
68,820
60*783

16,008
17,322
23*275
23*266
24,079

394,909
424*057
461,284
478,775
479,937

1910
1911
1912
1913
1914

82*850
87*034
94*858
100*718
106*062

38*363
38*272
38*450
38*634
40*597

19,191
20*210
22*342
26*818
29*499

25,296
28.552
34*066
35*066
35,966

111.678
117.586
119,429
122*192
132.062

5*793
3.754
5*003
4.199
6.732

38,627
40*122
40,303
41,430
42,151

67,258
73,712
74,123
76,563
83,179

24,219
25*346
26,444
27,166
27,466

515,632
529,634
541,571
568,174
585,553

1915
1916
1917
1918
1919

115.419
132*652
165*074
197*578
238*578

40*361
38*243
50*765
89*965
127*186

35*352
38*633
43,950
42,527
40,876

39,706
55*776
70.359
65,086
70*516

128.724
162,292
171,912
186*512
190.397

4,666
9,043
9*478
26*984
33*145

33*364
34,875
36*181
20*603
23.441

90*494
118,374
124*253
138*925
133,811

27,395
29,578
35,611
41*013
50*383

591,446
694,243
604*232
916*514
999*077

1920
1921
1922
1923
1924

201*097
197*912
218.075
232*534
224.511

87,575
61*663
94.559
106.212
92.873

43*294
46,350
46.268
44*070
42 i 749

70*228
69*699
77,248
82,252
88*889

197*640
123*667
137*494
137.116
144.163

49,959
21,013
24,720
26,529
26*365

25,138
19,414
16,906
14,835
16,642

122*543
83,240
95,868
93,752
101*156

58,313
42,406
39,029
42,685
47,411

1*077,618
853,106
857,055
908,788
892,433

1925
1926
1927
1926
1929

235.288
240*079
242*646
248.994
231.109

95.365
94.930
90*246
88*478
87,185

42,666
44*502
46*557
45*202
41*958

97.255
100*647
105*843
115*314
101*966

140.660
145*988
134*580
121*853
120.346

27,814
27,251
23,127
22,463
21,658

17,034
17,362
16,700
12*986
12*633

95,812
101,375
94,753
86,404
85*855

48,802
52,060
50,201
49,126
51,720

909,275
957,933
696,961
897,115
899,567

1930
1931
1932
1933
1934

206.621
211*693
216*851
225*729
340*074

73.543
80,012
98.222
125.159
205,912

36.373
34,575
35*028
32*053
42*176

96*705
97*106
85*601
68*517
91*986

132*957
135*182
100*262
115*810
178*486

21,695
18,424
16,598
18,945
22,440

14,257
15,667
13,469
12,009
13,850

97,005
101,091
70,195
84,856
142,196

58,675
54,385
48,277
39,177
42,902

870,432
825,032
728,312
665,792
837,939

1935
1936
1937
1936
1939

414*019
455*198
491*310
423*978
450.676

254*023
260*508
294*530
246*460
270*562

56.881
69.554
73.825
74.783
88*645

103*115
125.136
122*955
102*735
91*469

236*702
301*065
308*579
363*203
393.243

26,634
35*600
38,642
34,242
41,949

15,499
21,643
24,154
22*225
21,858

194*569
243,622
245,783
306.736
329.436

42,524
40,986
38,865
37,794
42,708

952*155
1,070,338
1*152,130
1*126*444
1.210.547

1940
1941
1942
1943
1944

414.957
459*379
637,607
1*257*668
1.571.797

242.777
286*622
455*888
1*081*767
1*405*803

92*457
97*835
110*756
118*546
112.718

79*723
72*922
70*963
57.355
53*276

475.913
551,651
586,204
620*909
629.322

39,332
59*669
70,349
84*655
89*611

22,207
27,394
34*204
39.046
38.427

414.374
464,568
481*651
497,208
501*084

39,077
36,617
36*548
35*735
34.169,

1.295.359
1*477.521
1,679*020
2*256*150
2,738,713

1945
1946
1947
1948
1949

1*966*739
1*963*419
1*765*384
1.784*535
1*811*490

1*807*398
1.762*633
1,534*640
1*526,114
1*568,300

107.830
121.337
145*029
170*124
159*588

53.511
79.249
85.715
88*297
63*602

691,191
664,370
733*381
799*257
771,892

100,455
106*110
135*667
157,268
129*693

39.939
36,835
48.797
60,443
55,132

550,797
521,425
548,917
581,546
587,067

31,814
32,188
34,318
36,466
38,712

3*201*731
3*247,881
3*292*653
3*485,232
3,482,064

1950
1951
1952
1953
1954

1*952*835
1*894.657
2.003.114
2*023.559
2.144.946

1,693,479
1,607*244
1*687*618
1*709*225
1*804*352

182*946
211*132
248*986
259*883
289*651

76*410
76.481
66.508
54*451
50*943

746*443
902,859
963*010
997,814
1.029*746

149,441
196*865
228,168
223,277
223,347

49,092
48,525
60,005
71,795
77,843

547,910
657,469
694,837
702,742
728,556

38,858
41,460
47,460
48,575
57,030

3,685,771
3*995,514
4,325,291
4,510,506
4,706*827

1955

2.175.177

1,812*701

296*494

65,982

1.010*951

225*668

76,180

709,103

59,251

4,917,472

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

804

Ohio

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

114*185
125.959
145*900
181,515

15,401
21*418
26.109
36.907

1.429
1*910
2*616
4.309

93.204

4*151

98*219
112*131
134.995

4*412
5*044
5*304

1900
1901
1902
1903
1904

203*637
226*609
244*536
255*910
259.574

42.990
49.054
53,887
51.637
53.659

6*426
6*111
7*384
9,471
6*846

146,247
163*402
173*652
164.110
187*002

5*974
8*042
9*413
10*692
12*067

1905
1906
1907
1906
1909

274*933
292*200
316*724
329*503
324*110

59*034
60*367
63.477
69*242
73*204

4.317
4.166
9.116
7.629
3*248

196*649
210*069
217*868
220.751
202,552

14,933
17*578
26*243
31*681
45 f 106

1910
1911
1912
1913
1914

358*510
370.157
379,722
405.029
420.365

73*965
81*319
79,052
83,102
83*908

2.646
2*175
3*311
2*931
3.467

225.561
228*797
234.052
247.795
265.726

56*336
57*866
63.307
71.201
67,264

1915
1916
1917
1918
1919

423.471
525*099
614*293
688*395
750.979

80.387
106.143
109*548
108.039
113*164

2.551
2*005
1*873
54*962
23.174

271.675
324,967
366*276
398*814
465*915

68.858
91*984
116*596
126.560
148.726

1920
1921
1922
1923
1924

802*462
627*630
646*583
685*058
686*854

106.105
49*859
56*933
56.401
55.150

6*443
9*160
3*945
5*758
7.805

513.592
375*948
388.950
405.615
366*317

174.322
192*663
196*755
215*284
237*582

1925
1926
1927
1928
1929

710.415
751*585
714.999
701*972
698*636

59,425
60*350
43*445
37*348
37*383

6*280
7*043
4*152
5.274
7*649

383.746
405.176
382*954
365*693
361*254

260*964
279*016
284*448
293.657
292.350

1930
1931
1932
1933
1934

681.401
652*446
553*726
523.069
687.503

39*795
45.366
33.437
36.405
52*665

5*816
7*486
6*036
13*778
23*075

340.462
304*694
258.506
250.062
332.297

295*326
294.900
255.747
222*624
279*266

1935
1936
1937
1938
1939

817*978
943*879
1*019*582
992.271
1.069.923

76*159
95*940
93.228
98*382
111*081

15.487
15.294
4i484
5.230
10*066

413*386
493*863
557*601
512.174
570.834

310*946
338*782
364*269
376.485
377.942

1940
1941
1942
1943
1944

1*150,353
1*328*091
1.525.397
2*097*406
2*565*989

129*343
159*441
164.475
160.149
192215

10*057
5*439
9*774
137.989
438.806

628.604
768.787
953.945
1*308.043
1*362.673

382*149
394.424
397.203
471*225
572*293

1945
1946
1947
1948
1949

3*014*308
3*042.943
3*064*693
3*248*901
3.235.255

205.991
160,354
171*430
175,668
161*202

533.655
304,466
30.942
64*577
58*048

.543.656
696.298
.880.456
.984.667
.976*092

731*006
861.623
981.863
1.023.769
1.039.913

1950
1951
1952
1953
1954

3*426*878
3*709*986
4*021*532
4.176.378
4.349,927

173,246
193,261
203,481
213*036
240,622

115.225
201*129
230*860
140*107
178*366

2*097.799
2*266.348
2.475*012
2.645.179
2.644*119

.040.606
.049*246
.112*179
176.056
.286,820

1955

4*537*223

157.122

2.831*565

Ohio

805

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-195 ^--Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

1896
1897
1698

National
bank
notes

Borrowings

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of

banks

1899

2*660
660
275
226

16.074
16*208
16,238
16*834

1.684
1.812
1.904
2,067

45,578
45.011
45.040
45*026

16.904
16,763
16,867
17*552

197,085
206*413
226,224
263*220

249
248
253
253

1900
1901
1902
1903
1904

416
925
It043
2*382
2*005

19,723
24',047
24,365
27,629
29,336

4*106
4*567
4*773
6*567
6.129

45.936
50.371
50.443
53*279
52*623

19,663
22.051
23,844
26,392
27,075

293*481
328*570
349*004
372*159
376*742

266
296
307
321
335

1905
1906
1907
1908
1909

1*004
I f 742
1*941
1*115
2*025

31,179
35.473
37.805
41.033
43.217

6,261
7.090
12.199
10*552
10*681

53.747
57*218
59.328
60.914
61.289

27,785
30*334
33.287
35,658
38.615

394*909
424.057
461*264
478.775
479.937

342
351
358
365
371

1910
1911
1912
1913
1914

1.404
1*336
4.422
1.433
1*978

44,292
44,546
44,772
45*021
44*906

10*354
10*416
10*647
10*463
9.746

61*911
62.347
60,454
61,969
62,219

39,161
40*828
41*554
44,259
46*337

515*632
529.634
541,571
568*174
585*553

378
380
378
360
379

1915
1916
1917
1918
1919

2.300
1.666
9*184
33*761
42*221

45,396
43*713
44,618
46,618
44,922

9,233
10.515
16.641
23.612
32*891

62,139
62*514
64.587
64.979
64.384

46,907
50.736
54,909
59,149
63.680

591.446
694*243
804.232
916.514
999*077

376
373
371
369
369

1920
1921
1922
1923
1924

55*469
33*540
17*009
30.068
13.044

45,070
44.371
46,749
46,753
46,395

34.831
18,038
12*523
12*812
12*894

67,372
62,149
63*150
63,195
62,785

72.394
67.378
71.041
70.902
70*461

1.077.618
853*106
857.055
908.788
892*433

370
375
373
368
359

1925
1926
1927
1926
1929

15*896
20*252
10*867
23.794
24.630

40*826
40.778
36.870
36.436
35,973

11.939
12.665
10*805
10*075
11*785

62*280
63*415
58.055
58.170
58.600

67,917
69.218
65*365
66.668
69.743

909.275
957*933
896*961
897.115
899*567

356
351
340
331
323

1930
1931
1932
1933
1934

10*107
5*149
16*639
5*941
823

34,619
33.039
36,441
36*400
36.016

17*703
13.040
8*020
3*666
3.729

56*665
57.608
56*138
50*415
70*480

67,937
63.750
57,346
46*301
39*386

870*432
625.032
728*312
665*792
837,939

308
290
267
210
246

1935
1936
1937
1938
1939

288

12*680

3,423
4,032
4,547
4.605
3,766

78,613
77.261
74,801
74,716
75,115

38,973
45,166
53,090
56,688
61,727

952,155
1,070,338
1*152*130
1*128*444
1,210*547

252
248
246
247
244

1940
1941
1942
1943
1944

15

4*392
5*105
4*908
5.672
5,938

74.052
73.431
72.636
72.718
72.786

66,547
70,894
75.879
62.354
94,000

1*295*359
1,477,521
1.679.020
2.258.150
2.738,713

244
242
241
240
241

110
164
16

1945
1946
1947
1948
1949

1.300
1*700
270
550

8*093
10.449
12.931
14*393
15.218

74.097
75*970
80,166
83*521
84*226

105*233
117.219
133,163
136*147
146*815

3*201.731
3,247,881
3,292*653
3*485*232
3*462.064

241
239
241
241
241

1950
1951
1952
1953
1954

20
5i425
250
1*650
1*200

18,921
22.839
32.337
37.486
38*926

82*976
89*098
93.626
99.094
106.274

156*976
168*166
177.546
195.898
212.500

3*685*771
3*995.514
4*325.291
4*510*506
4,708,827

241
240
238
235
235

1955

330

38,764

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

233

806

Ohio

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1699

72703
83*000
86*059
90*482

25.009
24*881
25*727
27.573

21*328
29*880
24.251
27*186

26*366
28*239
36,081
35*723

1900
1901
1902
1903
1904

102*236
123*099
143*850
168*952
183*660

29.172
33.619
37*957
42*699
55*070

31.696
39*468
47*225
56.592
62*075

41*366
50.012
58*668
69*661
66*515

1920
1921
1922
1923
1924

793*220
934*669
910.763
1.048.071
1.110*463

250*427
265*964
267,113
338*556
392*145

244,371
264*008
265.371
305.492
311.239

296*422
404*697
358*279
404023
407*099

1905
1906
1907
1908
1909

193*416
231*228
272*444
248*224
250*311

55,126
69.160
74*643
77,420
84.035

65*690
81*351
95*070
85*617
86,294

72*600
80*717
102.731
85*187
79.982

1925
1926
1927
1928
1929

1*232.729
1.298.337
1.426.274
1.491.642
1.481.680

451*572
482*529
530.115
568.948
532.026

370.810
382*556
405*107
478*813
472.837

410*347
433*252
491*052
443*881
476*817

1910
1911
1912
1913
1914

279.777
286*856
300.795
320*166
350.676

95,513
99*720
109*214
115.857
135*226

94,497
95 546
96*515
100,160
104*586

89.767
91.590
95.066
104,149
110.864

1930
1931
1932
1933
1934

1,509,456
1*290*774
908*502
475*554
444,130

548*280
490*219
386*905
218*192
206*789

535*903
421*585
271.354
122*644
115*530

425*273
378*970
250*243
134*719
121*811

1915
1916
1917
1918
1919

361.418
413*531
490.406
514*552
592*633

147.360
164,569
184,015
166*636
189,177

101*534
117*680
146*958
148*436
196*321

112,524
131.282
159,433
179,480
207,135

1935
1936
1937
1938

452,394
451,350
488,215
466,137

227*983
216*037
220,709
217*726

102.790
95*532
80*531
87.819

121*621
137*781
186*975
160*592

Loans'
Year
Total

Commercial ,
industrial,
and
agricultural

475*659

105*483

1940
1941
1942
1943
1944

519*459
589.573
566*691
472*624
630*472

127*492
165*100
163*752
129,743
141,125

1945
1946
1947
1946
1949

633.105
765.235
872*426
991,855
1*013,034

1950
1951
1952
1953
1954
1955

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

13*807

26*400

42*663

129*859

4*259
7,689
123*253

12*084
12*235
11,270
10*505
66*195

26*473
27*778
25,659
23*549
23,851

162*659
170*628
174*681
167.551
159.022

41,471
42*136
39*926
35*091
34*191

90.187
73*252

145*910
166*565
147*344
8*109
9,583

142,005
168,494
259,545
315,540
294*809

71*776
51,610
21*515
20*225
20*805

124*234
165,434
88,678
57,073
49,209

24,571
30*339
35,283
40,540
40*897

158.251
191.107
238*669
294*360
325*201

29*014
39.335
47*146
59.120
63.167

74,055
99*500
155*136
196,042
215,057

19*216
26*454
17*414
16*249

1*122,257
It363,932
1.482*182
1.629*333
1*685*953

297*465
412*001
465*757
511,781
479,425

30,702
24*022
34*505
32*848
62*333

55*126
68,166
59,231
54,187
56,190

42*869
47*126
49*242
51.024
51*677

359*615
410*776
455*388
484*819
510*115

68*892
81*544
86*091
91*755
98*223

268.337
306,107
318,124
391,140
404,034

13.785
33*382
35.028
35*479
48*566

1*874,941

500*555

78,454

75,680

54*430

569*385

125*660

447*119

52.117

3*370
5*131

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

9,197

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Ohio

807

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1698
1899

8*151
10*422
12*543
13*783

1*629
2*254
3*202
2*436

- 2*433
2*402
3*379
4*207

4*089
5*766
5*962
7.140

22*675
29,170
30*085
35*840

1*014
1*015
1*328

729

6*962
7*537
7*340
8*234

14*984
20*619
21*730
26*278

3,974
4,529
4,472
5,057

107,503
127,121
133,159
145,162

1900
1901
1902
1903
1904

17.107
22*632
28*234
42*558
48*004

1*970
2*139
1*365
2*571
1*205

5*022
6*464
7*935
11*686
13*118

10.115
14*029
18,934
28*299
33*681

35*168
40*494
45*750
50*990
53*489

1*136
1*569
1*383
1*432
3*313

8*012
7.929
8.709
9.925
11*302

26*018
30,996
35,658
39*633
38,874

5,537
7,102
7,758
10,308
8,998

160*048
193,327
225*592
272*806
294*151

1905
1906
1907
1908
1909

55*415
62*563
71.666
73*842
75*619

2*014
2*234
582
591
578

15*060
17.243
16*231
19*162
2001

38.341
43*086
52*853
54*089
55*031

57.933
60*875
65.715
66.574
69*053

3*711
3*669
2*371
2*600
2,168

9.752
10,562
12.723
14*278
15*098

44*470
46,644
50*621
49,696
51,787

10,873
14,114
19,550
16,193
21,336

317,637
366*760
429*375
404*833
416,319

1910
1911
1912
1913
1914

82*437
90.595
99*773
111*986
122*890

529
398
741
362
374

21*790
23*903
33*009
40*877
44*192

60*118
66*294
66*023
70*747
78*324

74,881
82,557
83,811
85*876
96*736

2,934
2*330
2*833
2*891
4*469

16,974
17,004
17,829
19.762
20*094

54,973
63*223
63,149
63,225
72,153

24,260
26*118
25,191
27,664
30*643

461,355
486*126
509*570
545,714
600,945

1915
1916
1917
1918
1919

127.229
150*806
195*576
218*870
289*634

405
248

15*098
48*684
113*969

39*447
47*893
65*589
59.434
57.706

87*377
102*665
114*689
110.752
117.959

98*920
133*669
140*085
132.972
159*422

2*589
6*361
5.627
6.610
13.737

21*595
24,136
30,127
23,990
26,216

74.736
103,172
104,331
100,372
117,469

30*214
26*668
31.565
37.696
48.612

617*781
724*694
857*632
904,090
1*090*301

1920
1921
1922
1923
1924

249*845
260*640
249*006
285*538
310*452

61*589
61*654
57*620
78*736
79*566

64.957
66*656
73.930
76.497
79*959

123*299
130*330
117*456
130*305
150*927

168,985
173*313
183*361
206*289
236*091

16.733
30.683
34.804
44,896
41*685

32,726
28,355
21,645
27,677
31,775

119*526
114,275
126.912
133.716
162,631

57*889
65*045
66,946
74,762
97,558

1*269,939
1,433,667
1,410,078
1*614,660
1,754,584

1925
1926
1927
1928
1929

322*891
329*684
413.677
466*738
405*427

92*026
95*538
113*246
127*476
124*522

72*874
72*661
86*125
96*860
94*594

157*991
161*485
214*306
242*402
186*311

247.793
255.022
274.948
275*401
272*468

57,694
50,635
67*650
65,166
67*792

35,730
36*357
31*842
26,139
25*023

154,369
166*030
175,456
184*096
179*653

105.711
119.046
126.073
137,627
139,912

1,909*124
2,002,069
2,240,972
2,371*408
2,299.487

1930
1931
1932
1933
1934

440*361
400*011
301*882
190*830
283*783

111*663
115*650
91*559
68*087
155*050

84*949
87*959
69*558
51*705
39.137

243,549
196.202
140.765
71*036
89.596

306*042
263,516
171,741
116*502
175.919

65*651
48.730
32,777
21,170
19,904

31*069
31.464
22.040
14,388
22.066

209,302
183,324
116*924
80,944
133,949

147,339
143,160
133,072
70,606
63*787

2*403.198
2.097.463
1,515,197
853,692
967,619

1935
1936
1937
1938
1939

324*471
413.373
477.117
457.699
497.249

197*175
261*189
312.732
310.794
338.096

46*401
56*005
59*578
56*155
71.378

80*895
96*179
104*807
90*750
87,775

246*037
305*569
308*992
345*579
402,046

22,919
32,879
31*703
25,661
32.523

24,487
29,952
35*482
33.106
33,978

200,631
242,738
241,807
286*590
335.547

70*994
72.731
66*746
64,223
60,611

,095,896
,243,023
,341,070
,333,638
,435*567

1940
1941
1942
1943
1944

472.220
576.927
826.153
1.496*414
1.955.851

318*559
430*854
663*099
1*329*923
1*779*852

75.601
76*484:
93.374
92.957
95.265

76*060
67.591
71,680
73*534
80*734

496,113
577,608
574*742
647,600
639,190

29.334
52.616
59.660
69.563
74*896

33,204
41,078
48,050
56,207
55*066

435,575
483.914
467.032
521,830
559,228

53,995
49*440
42*687
39*058
36*853

,543*787
793*548
2*012*473
2*655*696
3*314,366

1945
1946
1947
1940
1949

2.498*920
2*575*600
2.153*685
2.059.559
2*059*982

2*316*853
2*352*942
1*906*307
1*764.323
1.760*973

97*915
111.048
142.017
163*658
162*115

84,152
111*610
105*361
111.578
136.894

716*326
727,838
694,697
751*168
750*240

80*802
69*839
86*668
123*359
90*364

54*932
54*060
59*934
73,706
72*261

580,594
583,939
545*895
554*103
587,615

34*544
32*741
30*761
32*282
33*698

3,882*897
4)101*414
3)751,569
3*834*864
3*856*954

1950
1951
1952
1953
1954

2*167*602
2*049*740
2.191.368
2*166*718
2.263*708

1*828*027
1*649*369
1*781*569
1*755*467
1*836*281

189*166
242*471
273*969
291*836
334.914

150*409
157,900
135*830
119*395
92.513

722.561
681*642
902,554
939,405
937*047

113*077
139,242
155,308
153,574
142,467

60*607
64*763
75.943
88*911
90*916

548,877
677,617
671,303
696,920
703,664

44*683
46*328
50*443
50*375
53*917

4*057*103
4*341,642
4,626,547
4*785*831
4*940*625

1955

2*362*947

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*917*476

95*577

151,948

90*095

808

Ohio

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

82*747
99.201
106*657
117*203

1*218

1698
1899

1.109
1*289

36*095
41,536
43,905
47*898

45*434
56*686
61.643
66,016

1900
1901
1902
1903
1904

131*402
160*556
183*223
224*064
243.756

1*429
1.911
1.719
2*013
2.119

53*742
63*322
71*571
86,651
93,297

76*231
95*323
109*933
135*400
148*340

1905
1906
1907
1908
1909

264.944
306.151
353.131
335*947
343.259

3.140
1.939
2*322
5,422
4*661

100,846
119*114
136*935
126,816
131*090

160*956
185*096
213*874
201.709
207*506

1910
1911
1912
1913
1914

385.869
380*936
425.956
457.394
497*966

5*603
6*042
6*162
6*351
8*905

138*626
127.419
170*661
184.327
198*462

241*638
247*477
249.135
266*716
290*599

1915
1916
1917
1918
1919

517*586
627*815
746*932
770*573
933*619

8*262
10.216
12.597
10.616
12.477

16*552
12*658

207,619
261*280
312*806
328,204
423,473

301.705
356*317
421*529
415*201
465*011

1920
1921
1922
1923
1924

1.081,755
1*154.620
1*197*100
1*389*205
1*512.049

14*655
36,644
42*307
47,827
60,827

3*126
6*807
2*618
4*322
2*913

493*715
513*374
544*269
632*789
659*556

570*059
595.595
607*906
704*267
788.753

1925
1926
1927
1928
1929

1*641.366
1.725.573
1.876*671
1*976*259
1.890*738

64*028
63.993
86.073
86,762
85,671

7273
3*472
2*379
1*401
5*679

724,123
745*089
729*201
738*436
749.470

845*942
913*019
1*057.018
1*149*656
1.049*918

1930
1931
1932
1933
1934

1,994.771
1*734*122
1*153.741
706*943
807*623

107,241
103.592
65,086
37,606
33,497

4,002
14*831
12*286
12*138
22.844

744*736
635,711
413*917
252,649
314,194

1*138.792
979*988
662*450
404*550
437*088

1935
1936
1937
1936
1939

936.439
1.066*829
1*179.750
1*164.766
1.267*297

42*220
49.974
52,155
52*422
61,786

10.505
19.901
5*049
5*052
12.025

407*454
489,497
539,407
506,620
583*178

476*260
527*457
583.139
600*692
610*306

1940
1941
1942
1943
1944

1.374.336
1.616.512
1.835.751
2*474.206
3*119*060

73.211
85*680
87.000
95.431
94*150

14*007
20.305
11.099
150.050
541.169

653*814
846,604
1,063*037
1,433,049
1*494*021

633*304
661*523
674*615
795*678
989*740

1945
1946
1947
1948
1949

3*668.656
3.660*561
3.513.711
3.592.374
3*601*831

107,394
101*311
89,306
93,099
83,958

606.764
380.261
42*730
63*675
52.168

1*672*631
1.867*505
1.829.650
1*866.666
1*648.616

1.261*869
1*511*484
1*552*025
1*568*934
1*616.869

1950
1951
1952
1953
1954

3.772.867
4.036*555
4.296.757
4*430*629
4*572*296

88*994
96,466
109,290
109.527
111*392

96.003
179.330
185*922
123.078
156.082

1.986,423
2,160*213
2*338*885
2*421.892
2*415*226

1.599*447
1,598*546
1*662*660
1*776*332
1*887*596

1896
1897

979

111*417

2*608,719

Ohio

809

Table 3State Commercial Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

1696

r1

Nat
ba

no

Borrowings

<>**

liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1897
1898
1899

554
550
509
316

310
193
104
94

17*990
20*036
19*306
20*815

5*902
7.141
6*583
6*734

107*503
127*121
133*159
145*162

391
409
417
437

1900
1901
1902
1903
1904

517
682
415
1*391
940

106
65
1*043
896
1*478

20*911
23.783
29*602
32*407
33*224

7*112
8*241
11*109
14*050
14*753

160*046
193.327
225.592
272*808
294*151

451
475
503
537
566

190S
1906
1907
1906
1909

1*083
3*179
7*066
2*287
1*521

1*318
2*303
2*666
1*822
4t928

34*063
36*540
40*854
41*125
41*345

16*229
20*607
25*656
23*652
25.266

317*637
366*780
429.375
404*833
416*319

570
610
654
711
709

1910
1911
1912
1913
1914

613
2*052
2*470
1*891
5*193

4*755
32*076
7*185
9*223
13*831

43.443
43*631
43*516
45.964
48.367

26.675
27.429
30*441
31.222
35.586

461*355
486*126
509*570
545*714
600*945

714
718
720
724
746

1915
1916
1917
1918
19i9

2*521
2*440
3*365
12*740
12*974

9*963
2*796
4*196
11*737
27*126

49.649
51*507
55*617
58*264
61*074

38*042
40*134
47*502
50.776
55*508

617*781
724*694
857*632
904*090
1*090*301

738
748
771
776
778

1920
1921
1922
1923
1924

30*621
86*059
16*689
21*836
16*407

24*024
26*460
21*880
18*721
27*518

67*230
91.816
97*213
101.798
109.566

66.109
72.712
77.196
83*100
89*044

1*269*939
1*433.667
1*410*076
1*614*660
1*754*584

772
754
747
745
745

1925
1926
1927
1926
1929

17*735
23*010
29*726
47*707
56*930

40*681
39*278
96*773
89*028
82*200

113*446
114*271
120*915
124.605
132.353

95*896
99*957
116.887
133.609
137.266

1.909*124
2*002*089
2*240*972
2.371,408
2*299*487

740
730
724
717
703

1930
1931
1932
1933
1934

29*365
28*895
96.597
16*105
572

88*664
72*306
59*378
16*262
8*105

136.192
126*335
104*749
59*638
112.710

154*006
133*805
100*732
54,744
38.609

2*403.196
2.097*463
1*515,197
853*692
967*619

676
628
537
406
436

1935
1936
1937
1936
1939

25
177
572
142
61

5*840
6*860
8*268
10*715
8*257

113*311
107.050
103*833
105*639
102*709

40*261
42*107
48.627
52*156
57.243

1,095*896
,243*023
341*070
*333638
.435*567

459
464
461
459
458

1940
1941
1942
1943
1944

85
232

10*089
14*321
10*922
10*801
14*491

97*787
95*171
92*545
89*572
86*922

61*490
67.312
73*255
81*040
91*873

543*787
.793.548
2*012*473
2*655,696
3, 314,366

452
450
449
441
439

1943
1946
1947
1946
1949

45
15
540
328
220

16*803
23*367
18*546
18*431
21*329

87*759
86*962
83*094
80*822
78*703

107*632
128*489
135*676
142.909
154.871

3*882.897
4,101,414
3*751,569
3 834*864
3*856*954

437
437
431
425
421

1950
1951
1952
1953
1954

430
170
710
545
670

25*681
31*074
33*628
41*635
42*508

79.311
84*343
91*158
94*530
94*557

176*814
189*500
204*294
216*092
230*594

4*057*103
4 341 642
4*626*547
4,765*831
4*940*625

417
417
416
411
405

1955

350

41*707

101*804

240*105

5*200*326

397

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

75

810

Ohio

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

All
other

Collateral

Year

Real
estate

Total

Collateral

All
other

1896
1897
1698
1899

26*153
26,671
27*189
28*120

6*873
4*761
5*914
3*667

3*732
8*568
1*998
3*613

15*548
13*322
19,277
20*640

1900
1901
1902
1903
1904

28*636
29*071
29*425
29*804
30*118

5*621
5*843
6*032
6*259
6*445

3.877
3*925
3*972
3*994
4*036

19*138
19*303
19*421
19,551
19*637

1920
1921
1922
1923
1924

32*941
27*370
22*654
22*544
18*251

7*433
6,803
5*282
4,960
4*015

2*923
2*089
1*853
1*968
1*694

22*585
16.478
15.519
15,616
12,542

1905
1906
1907
1908
1909

30*450
33*574
37*504
33*932
30*731

6*662
6*513
5*596
6*444
8*224

4089
6*638
6*263
4.615
3*224

19*699
20*423
25*645
22,873
19*283

1925
1926
1927
1928
1929

16*081
16*140
15*889
14*353
13*875

3*976
3.551
3,444
3*079
3,081

1,777
1,675
1*737
1,649
1*672

12,326
10.914
10*706
9*625
9*122

1910
1911
1912
1913
1914

34*169
32*511
30.810
29*207
27*168

9*550
9*470
7*946
6*300
6*600

3*376
3*011
5*426
2*369
2*402

21*243
20*030
17,438
20*538
17,966

1930
1931
1932
1933
1934

12*876
9*113
7*352
4,515
2*395

3*012
2*576
2*215
1*537

1*624
1,200
1,009

934

645
356

8,240
5,337
4*128
2,333

1915
1916
1917
1918
1919

25*248
26*361
28*829
31*434
31*613

6*146
5*991
6*616
7*163
7*357

2*392
2*610
2*758
3*122
3*394

16*710
17,780
19*255
21*129
20,862

1935
1936
1937
1938

1*689
2*094
2*248
2*149

657
601
688
662

69
74
295
261

1*105
1*163
1*419

1*265
1*226

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
Carrying securities
To brokers
and
dealers

To
others

Real estate

On
residential
property

On
farmland

Other

to
individuals

Other

All
other

1939

2*146

121

575

1940
1941
1942
1943
1944

2*156
2*188
1*940
1*538
1*147

864
693
763
555
410

114
112
107
96
74

479
467
447
410
310

122
118
113
104
78

342
253

579
596
510
29
22

1945
1946
1947
1946
1949

932
1*161
1*631
1*963
2*100

329
427
646
797
672

61
72
88
101
112

257
301
370
425
504

65
76
94
106
84

202
262
396
505
699

16
23
35
27
29

1950
1951
1952
1953
1954

2*362
2*140
2*230
2*290
692

702
621
613
563
271

120
111
123
118

540
541
606
617
214

90
69
90
110

897
776
798
860
393

33
15
16
16
14

1955

179

36

12

62

10

55

114

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Ohio

811

Table 3a Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated: Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

12*375
12.619
12.868
13*308

205
525
351
279

3*758
3*681
3.602
3*512

8*412
8.413
6*915
9*517

1.677
1*709
1*736
1>794

43.161
44*035
44*687
46*422

Total

1896
1897
1896
1899

2.976
3*036
3t094
3*200

1*066
1.182
1*321

1*072

703

1*424

1*073

1900
1901
1902
1903
1904

3,262
3*220
3.223
3*180
3*182

968
931
906
871
846

1.361
1*359
1.357
1.332
1*330

913
930
960
977

1.006

13*550
12*599
11*650
10.722
9*815

175
164
152
139
127

3.374
3*074
2.784
2*509
2*248

lOtOOl
9*361
8*714
8.074
7*440

1*830
1*773
1.750
1.727
1.703

47*278
46*663
44*048
45*433
44*818

1905
1906
1907
1908
1909

3*152
3*099
3.097
2*662
3*142

812
425
316
132
172

1*315
1*604

1.025
1*070
2.584
2*236
1*804

8.944
10*324
11*320
.997
.010

122
169
301
864
230

2*002
1.877
2*336
2*723
2*161

6.820
8.278
6*663
6.410
6.619

1.657
2*150
1*813
1.370
1*880

44*203
49 147
53.734
48*161
44*763

1910
1911
1912
1913
1914

3*110
2*946
2727
2*915
3*008

132
89
107
74
41

1*165
1.114

1.813
1*743
1*636
1*900
1.826

.181
>037
107
676
486

213
262
181
164
114

2.177
1.863
625
669
458

6.791
5.892
6*301
6*825
4*914

1*326
1*759
1*772
1*755
2*249

47*786
45*253
43*416
42*555
38*911

1915
1916
1917
1916
1919

2*919
2*984
3*551
6*316
8*418

50
23
503

893
925

1.976
2*036
1*758
2*926
3*365

187
674
025
.669
.143

79
137
157
236
212

258
271
376
.424
.509

4.850
5*266
6.492
7*009
7*422

1*714
1*766
1*685
2*215
2*319

36*066
37*605
42*290
46*634
51*493

1920
1921
1922
1923
1924

6*118
5>377
4.490
4*379
3*039

2.357
2.068
1*217
1*283

819
791

.807
509
061
367
365

223
205
159
292
144

397
.117

796

2*751
2*393
2*230
2.277
1.452

960
999
785

6*187
4,167
3(942
4.076
3.456

1*907
1*321
1*145
1*072
1*083

46*773
39.577
33.350
33.362
26.756

1925
1926
1927
1928
1929

3*050
2*732
3*073
2*639
2*456

760
447
521
396
341

625
544
635
483
416

665
741
917
760
699

4*056
3.713
3.634
3*115
2*733

128
62
93
90
89

793
641
641
544
477

3*135
2.990
2*900
2*481
2*167

1*042
886
912
896
923

26*229
23*473
23.506
21*005
19.967

1930
1931
1932
1933
1934

2*059
1*460
1*371

298
260
317
182
34

1517
1.007

2*518
1*938
1*317
1*095
563

90
76
56
51
29

433
336
226
193
73

1.995
1.526
1.035

710
365

244
213
260
149
115

851
481

908
759
737
576
309

18*361
13*290
10.777
6*698
3*652

1935
1936
1937
1938
1939

431
496
629
566
570

138
184
302
297
287

39
68
91
108
188

254
244
236
161
95

868
927
873
511
625

5
5
4
2
2

81
86
105
83
90

762
834
764
426
533

321
306
259
221
175

3*509
3.823
4*009
3*447
3.516

1940
1941
1942
1943
1944

584
611
905

337
355
669

1*602
1.919
1*531

2
2
3

100
114
129
122
103

671
842

2*183
2*193

103
86
57
56
43

773
958

2*488
2*650

144
170
179
249
414

1.470
1.797
1*424

156
147
92
65
38

3.673
3*904
4*539
6*010
5.36*

1945
1946
1947
1948
1949

2.831
3*516
3*641
2*856
2*795

2*352
2*819
2*764
1*963
1*929

388
553
802
873
847

91
144
75
20
19

1*277
1*323
If 1*7
1*020

100
104
137
136
140

1.167
1*211
1,025
880
688

19
16
12
11
12

5*059
6*016
6*451
5*850
5*740

1950
1951
1952
1953
1954

2*491
1*828
1*914
2*103
1.387

1.786
1,080
1*232
1.432
1*209

689
701
662
663
172

14
47
20
8
6

855
892
828
599
544

130
106
86
112
60

708
783
740
467
461

27
13
11
14
10

5.755
4.873
4*963
5*006
2.633

1955

591

492

93

296

29

269

1.071

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2.345
4.107

460
894

197
494

1*166

984
941

1.141

1*290
1*045
926

1*010
916

1*043

838

1 . 394
879

794
379
216

833

4
10

8
5
4
5

17
1
3

812

Ohio

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

1896
1897
1898
1899

35.904

1900
1901
1902
1903
1904

^J^ S.

Interbank

Other
time

Other

700

267
351
351

22*939
23*839
24.225
25*066

12*265

39.311
39*150
38*957
36*800
38*586

224
313
390
427
502

25*658
25*463
25.259
25.119
24.904

13t429
13.374
13*306
13*254
13*182

1903
1906
1907
1908
1909

38.404
42.308
44*838
41*029
39,291

595
225
444
156
239

24*690
27.631
29*077
26*858
25*630

13*119
14*452
15.317
14*015
13*422

1910
1911
1912
1913
1914

42*359
38*064
36*957
36*297
32*436

186
224
240
167
256

27.703
23.756
23*893
22*586
21*067

14*470
14*064
12*624
13*542
11.113

1915
1916
1917
1918
1919

30*896
32*649
36*874
42*264
44*064

286
303
328
302
402

19,416
20*921
23.776
27*813
29,628

11*194
11*425
12*770
14*149
14*034

1920
1921
1922
1923
1924

41*563
33*248
28.102
28*729
22.460

214
211
165
136
126

26*839
19*972
17,344
17,763
13*674

14*530
13*065
10*593
10.830
8*660

1925
1926
1927
1928
1929

22*069
20,073
20.098
17,944
16.927

98
97
103
77
72

13*212
11*470
11.275
9*916
9*385

8*759
6*506
8*720
7.949
7*470

1930
1931
1932
1933
1934

15,317
10*876
8*751
5.732
2.926

79
35
35
2
1

7,973
5*223
3*863
2*754
1*530

7*265
5*618
4.853
2*976
1*395

1935
1936
1937
1938
1939

2*903
3.202
3.376
2*803
2.863

1,725
1*929
2.041
1.511
1.462

1*178
1.273
1*335
1*292
1*381

1940
1941
1942
1943
1944

3*042
3.246
3.908
5.349
4*811

1.528
1.619
2.215
3*365
2*878

1*514
1*627
1*693
1*984
1*927

1945
1946
1947
1948
1949

4*580
5*514
5.860
5.250
5,098

2*665
3.277
3,402
3*050
2*906

1*913
2*237
2*458
2*200
2*190

1950
1951
1952
1953
1954

5.078
4.273
4.365
4,457
2,561

2*894
2*551
2*569
2*608
1*650

2*184
1*722
1.795
1*846
911

36*613
37,327
38*604

6
2

1
1

638

12*507
12*751
13*187

Ohio

813

Table 3a Unincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figun

Year

3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


Nat
ba
no <T

Borrowings

$S*

Total
liabilities
and capital
accounts

Surplus and
other
capital
accounts

<=*"

Number
of
banks

1696
1897
1698
1899

121
120
83
104

51
56
89
74

5*377
5*482
5*590
5*781

1*728
1*764
1*798
1*859

43*181
44.035
44*887
46*422

253
258
263
272

1900
1901
1902
1903
1904

113
171
90
103
205

75
15
1S6
170
154

5.887
5*460
4t973
4.543
4.078

1*892
1.867
1*842
1*617
1*793

47*278
46*663
46 046
45*433
44 . 918

277
277
278
276
279

1905
1906
1907
1908
1909

236
693
It904
172
162

125
213
1*377
1*329
549

3.669
3.620
3*513
3*399
2*916

1*769
2*313
2*102
2.232
1*845

44*203
49 * 147
53,734
46*161
44*763

257
255
251
242
237

1910
1911
1912
1913
1914

480
1*235
1*299
1*165
1*003

32
1*203
677
596
466

2.600
2*762
2*452
2*501
2*883

2*115
1.989
2031
1*994
2.121

47*786
45*253
43*416
42*555
38*911

233
226
225
217
200

1915
1916
1917
1916
1919

807
901
971
1*322
2>029

60
92
151
373
667

2*469
2*355
2.337
2*565
2.657

1.796
1*808
1*957
2*090
2*076

36*066
37*605
42*290
48*634
51*493

188
183
180
177
169

1920
1921
1922
1923
1924

2*228
1*786
1*195
737
983

158
131
126
121
69

2*834
2.517
2*146
>940
>604

1*970
1*895
1*781
1.835
1.642

48.773
39*577
33.350
33*362
26*758

144
121
106
95
62

1925
1926
1927
1926
1929

944
676
696
624
725

61
22
18
9
4

|527
*297
270
.133
.060

1.626
1*405
1.426
1.295
1.271

26*229
23*473
23*508
21*005
19*987

76
73
71
63
60

1930
1931
1932
1933
1934

828
562
374
96
51

7
6
6

1*052
869
783

1.157

513

349

977
863
557
320

18*361
13*290
10*777
6*896
3*652

57
47
39
23
16

1935
1936
1937
1938
1939

1
3

300
299
299
293
294

302
317
332
340
358

3*509
3*823
4009
3*447
3*516

14
14
14
13
13

294

335
364
352
386
342

3*673
3.904
4.539
6*010
5*366

13
13
12
12
9
7
7
7

1940
1941
1942
1943
1944

10

6
3
2
2
1
1
2

294

6
2

273
273
213

1945
1946
1947
1946
1949

2
7
13
11

153
178
166
166

326
349
406
419
463

5.059
6*018
6*451
5*850
5*740

1950
1951
1952
1953
1954

13
14
15
19
14

168
145
147
150
100

496
441
456
380
156

5.755
4*873
4.983
5*006
2.833

50

89

1*071

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

153

814

Ohio

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
Year

All
other

Collateral

Total

Real
estate

Collateral

All
other

1896
1697
1896
1699

14011
13.663
14*132
13*864

10*256
10*079
10*066
9,877

3*601
3*434
3*909
3*834

154
150
155
153

1900
1901
1902
1903
1904

15*753
16*239
15.799
18*826
17*775

9,895
10*009
10*348
10,976
9*632

5*685
6*051
5*276
7*643
7,947

173
179
175
207
196

1920
1921
1922

1923
1924

25*448
27.119
25*903
28.660
32,915

17*596
19.808
20*396
23*160
27*176

5*460
5*485
5*736

27
15
1

1905
1906
1907
1908
1909

15.505
17*345
19*233
18*939
17*623

10*213
10*586
11*924
11,928
12*209

5*136
6*546
7*070
6*878
5*291

154
211
239
133
123

1925
1926
1927
1928
1929

36.630
39*462
42,386
45,284
52,107

31*626
33*514
35*568
38*965
39*686

5*203
5*947
6*593
5*901
11*191

1
1
225
418

1,230

1910
1911
1912
1913
1914

16*732
19.676
19,159
22.572
20*550

13*206
14,112
14,482
16,198
15*155

5*395
4*632
6,274
5*344

131
45
45
100
51

1930
1931
1932
1933
1934

52*060
48*622
46,246
44*049
39*624

41*182
41*130
39*891
39*001
36*169

9,443
6*257
5*099
3*884
2*537

1*435
1.235
1,256
1*164
918

1915
1916
1917
1916
1919

21*781
21*018
20*523
19*101
20*875

15*994
16,498
15*060
14,843
14,554

5*742
4*516
5*463
4*237
6*321

45
2

1935
1936
1937
1938

37*131
36,343
38,740
40,405

34*562
33*224
29*717
27,488

2,355
2,147
2*256
1*623

214
972
6*767
11*094

Commercial,

Year
Total

and
agricultural

1939

43,708

1940
1941
1942
1943
1944

50*226
56*102
51*701
51,483
59,416

15.247
19*595
15,029
14,169
16,446

1945
1946
1947
1946
1949

66,159
69,333
92,125
102,574
98.031

20,708
20,684
21,653
27,311
20*829

1950
1951
1952
1953
1954

108.690
124*975
133*131
156*527
200*625

1955

204*212

5,519

21

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On

others

farmland

residential
property

to
Other

383

7,311

Other

On

T_

All
other

individuals

904

7.436

887
916
959
1*003
1*152

22,660
23*408
24.521
25.640
29.446

1.084
1.120
1*173
1*226
1*408

6*163
7,154

10.348
13*063
10*019
3,282
3,810

6
3
4

1.139
1.255
2*130
2*520
3*023

29,114
32,070
50,269
60,804
64,127

1*392
1,534
2.581
1,696
679

9*006
8,998
1,935
10*199
12,918

4,798
4.792
13.551
4*170
771

22*695
19,835
17*999
22,643
29.449

10
15
8
1*211
1.151

3*549
4*124
4*444
4*652
4,517

72.554
88.831
92,513
106,774
132,738

529
315
263
196
440

11*822
14,296
14*854
15,755
20,778

2*456
3*391
3*872
6.117
14,370

28*360

1*256

4*751

140.002

492

15.999

16,661

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

7*469

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Ohio

815

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investment
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Other
assets

Bankers'
balances
(including
reserves)

Total
assets

1896
1897
1898
1899

11*293
12*906
15i231
16.683

2*999
3.154
3*454
4*205

257
83
76
76

8.037
9.669
11.701
12.602

2*408
3.435
3.909
5.214

22
31
35
47

702
740
579
706

1*664
2*664
3*295
4*461

918
965
993
1.021

26*630
30*989
34*265
36*962

1900
1901
1902
1903.
190*

20.601
22*961
27*531
30*393
26*503

4,248
3.547
3.579
3.214
3*213

103
1.596
2*505
152
94

16*250
17*816
21*447
27*027
23.196

4*844
6.227
6.766
4.627
6.504

44
24
61
61
46

1,016
732
744
576
656

3*784
5*471
5*961
3.990
5*800

1,080
1*058
1*108
1.374
1*163

42*278
46*485
51*204
55*220
51,945

1905
1906
1907
1908
1909

32*064
33*066
33*036
30*317
31*683

3*235
3*211
2*883
1.307
1.306

133
82
78
2.153
15.535

28.696
29.773
30.075
26*857
15*042

5*806
5.172
5.292
6*979
7.298

5
2
1
5
19

492
466
554
531
823

5.311
4*704
4.737
6.443
6*456

1*164
1.179
1*166
1.241
1*150

54,541
56,762
58,727
57,476
57,954

1910
1911
1912
1913
1914

32*556
32*288
35*610
36*747
37*907

886
130
480
480
479

16.075
16*503
17*328
17*746
19*419

15*595
15*655
17.802
18*521
16*009

7.990
9.404
8*970
9.511
9.537

83
19
22
30
132

1,257
1*155
1,242
1*414
1*748

6*650
8*230
7,706
8.067
7.657

1.235
1*145
1.145
1*180
1*148

60,513
62*513
64,864
70,010
69,142

1915
1916
1917
1916
1919

36*902
37.794
42*517
39*869
39*851

479
27
27
1.539
3.400

18*512
19.196
20*800
16*463
16.304

17*911
18*571
21.690
21.867
20.147

8.477
9.362
10,280
8*690
8*936

5
49
80
139
164

.499
730
383
,522
,681

6*973
7.583
8*817
7.029
7*091

1,272
1,204
1,172
1.165
1,153

68,432
69*378
74*492
68,825
70*815

1920
1921
1922
1923
1924

38.430
37.297
35*698
35*286
35.532

2*918
2*805
2*652
2.760
2.771

15*392
15*511
14*482
14*012
13*851

20*120
18.981
18.564
18.514
18.910

8,996
8*225
8*257
8*260
8*219

218
186
139
280
377

1*855
1*534
8,038
1*817
1*536

6*923
6,505
80
6,163
6,304

1*164
1.664
1*769
1*825
1*895

74*036
74,305
71,627
74,031
76,561

1925
1926
1927
1928
1929

36*935
38*656
43*277
48*497
48*384

4.233
4.377
4.453
6*075
7*430

12*779
12.619
12.841
12*006
10*346

19*923
21*660
25*983
30*416
30*608

6*742
9*605
9*315
9*965
11*014

227
449
447
478
529

1*567
1.523
1*547
1*650
1*824

6.946
7,633
7,321
7*837
8*661

1.943
2,042
1.566
1.747
1.694

84*450
89*765
96*544
105*493
113*199

1930
1931
1932
1933
1934

50*900
61.982
57*142
54.832
56*403

8*334
13.903
15*394
16.363
15*850

8*335
9.986
7*789
5*571
3*296

34*231
38*093
33*959
32*698
37,257

12.730
15.916
17.085
14*364
20.310

611
764
820
689
997

2*108
2,636
2*829
2*269
2*543

10*011
12*516
13*436
11*406
16*770

1*607
2*110
2,447
2,967
3.326

117,497
128,630
122*920
116*232
119*663

1935
1936
1937
1938
1939

67*285
72*865
69.588
65*468
68,332

34*054
33*798
35*380
29.444
32.548

3*492
3*942
4.205
5.258
6.477

29.739
35*125
30.003
30.766
29.307

15*804
14*608
14.741
19*234
13.561

196
175
177
231
203

895
1,209
3,803
8.849
2.799

14,713
13,224
10,761
10,154
10,559

3.332
4*058
5,274
5*843
6*586

123*552
127*674
128*343
130*950
132*189

1940
1941
1942
1943
1944

63*272
61*924
65*202
77.775
96*261

30*760
31.776
34*633
50*330
68*618

6*004
5,690
5*524
4*983
4*086

26.508
24*456
25*045
22*462
23.557

15*056
11*796
13,826
15.625
12*129

271
236
318
406
352

6.619
3*450
4*265
5.040
3.390

8*168
8*112
9*243
10,179
8*387

6*032
5.162
3,696
2*109
1*616

134*566
136.966
134*425
146*992
169.422

1945
1946
1947
1948
1949

117*581
137*878
134*178
126*415
128*929

95.971
113*864
118.354
113*559
116*282

2.540
1*916
1*511
1*431
750

19*070
22*098
14*313
11*425
11*897

17*519
21.900
17*666
18*287
22*122

543
745
663
807
601

5.579
5.121
3*731
4*439
4*418

11*397
16,034
13,472
13*041
17*103

1*562
1*703
1*242
1,279
1,726

202*821
230*814
245.411
246*555
250,806

1950
1951
1952
1953
1954

129*169
119*069
122*010
120*818
147*212

112*226
100.544
87*902
82,713
115,471

812
1*055
1*030
2*925
1*711

16*131
17.470
33*076
35*180
30.030

19*682
19.298
20*760
24.409
30*484

1,010
1,071
992
1*032
2,199

3*003
4,063
5.086
4.059
11*049

15*669
14*164
14.682
19*316
17.236

871
1*130
4*522
1*506
4*326

25,412
264,472
260,423
303,260
382*647

1955

170*291

134,004

1*211

35*076

24*960

2*410

6.818

15.732

4,436

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->

403*901

816

Ohio

Mutual Savings BanksTable 4

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ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

U.S.
Government

Interbank

Other
demand

Other
time

1896
1897
1898
1899

26tl83
28*364
31*606
34*380

26*183
26*364
31 f 686
34*380

1900
1901
1902
1903
1904

39.738
43*672
48*181
52.306
48*764

39*738
43*672
48*181
52*306
46*764

1905
1906
1907
1908
1909

50*755
52.798
54*464
53*931
53,929

50*755
52*796
54*464
53*931
53*929

1910
1911
1912
1913
1914

56*812
57,568
59,736
64*487
64,614

56*812
57*568
59*736
64*467
64*553

1915
1916
1917
1918
1919

62,604
64*792
68.397
63*659
65.395

1920
1921
1922
1923
1924

68.558
66*450
65,539
67,639
71,891

1925
1926
1927
1928
1929

33

28

1
4
1

62*604
64*789
66*397
63*655
65*394

2
7

68*557
68*450
65537
67*632
71,891

77*349
82,313
88.701
97,292
104,468

3
3
1
2
2

77,346
82*310
88*700
97*290
104*466

1930
1931
1932
1933
1934

108,342
119,118
113,295
107,712
110,642

18
4

1935
1936
1937
1936
1939

114,553
118*397
118*586
121.017
121*748

1940
1941
1942
1943
1944

124,072
125.446
123.727
135.998
157,971

1945
1946
1947
1948
1949

169,454
215,105
227,249
231.314
234.234

1950
1951
1952
1953
1954

239,851
245*583
258.516
279,027
353*865

200
330
350

1955

374.543

175

31

33

108*324
119.114
113.295
107*712
110*578

27
2
2
1

81
105
70
13
11

114*445
118*290
118*514
121*003
121.737

19

11
7
6
5

414

124.061
125*439
123*721
135.993
157*538

28
5
24
20
6

466
1,091
1,022
744
634

188*960
214*009
226.203
230.550
233*592

15
2
3
5
21

1.572
2*362
3*216
12,317
27,034

238t264
243*219
255*095
266*375
326.460

Ohio

817

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1896
1899

National
bank

Surplus and
liabilities

Capital

capital
accounts

Total
liabilities
and capital
accounts

||

Number
of
banks

110

2*444
2*625
2*469
2*602

26*630
30*989
34*265
36.982

4
4
4
4

38

2.540
2*313
2.985
2*914
3*161

42*278
46*485
51*204
55*220
51*945

4
4
4
4
3

1905
1906
1907
1908
1909

3 786
3*964
4*263
3.545
4*025

54*541
56*762
56*727
57.476
57.954

3
3
3
3
3

1910
1911
1912
1913
1914

3*701
4.945
5*148
5*523
4.528

60*513
62.513
64*884
70*010
69*142

3
3
3
3
3

1900
1901
1902
1903
1904

1915
1916
1917
1918
1919

71
3
67
12
29

5.757
4.583
6*028
5*154
5*391

68*432
69*378
74.492
68.825
70*815

3
3
3
3
3

1920
1921
1922
1923
1924

3
1
2
118

5.480
5.852
6*087
6.390
6.552

74*036
74.305
71*627
74*031
78.561

3
3
3
3
3

1925
1926
1927
1928
1929

4
3
4
4
5

7*097
7.449
7*839
8*197
8*726

84*450
89.765
96*544
105*493
113*199

3
3
3
3
3

1930
1931
1932
1933
1934

5
6
9
11
49

9.150
9.506
9*616
8*509
8*972

117*497
128*630
122*920
116*232
119*663

3
3
3
3
3

1935
1936
1937
1938
1939

489
436
738
516
887

8*510
9*041
9*019
9.417
9.554

123*552
127*874
128*343
130*950
132*189

3
3
3
3
3

1940
1941
1942
1943
1944

983
1*792
1*405
1*466
1*413

9*533
9*746
9.293
9*526
10.036

134*588
136.986
134.425
146.992
169*422

3
3
3
3
3

1945
1946
1947
1946
1949

1*761
2*119
3*689
2*596
2*792

11.606
13*590
14.473
14*645
13*782

202*821
230*814
245*411
248*555
250*808

3
3

1950
1951
1952
1953
19*4

3*805
2*794
2*360
3*405
5*291

14*756
16*095
19*547
20*828
23*491

258.412
264*472
280*423
303*260
382*647

1955

6*205

23*153

403*901

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OKLAHOMA

figures for State commercial banks presented


a number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State and territorial authorities.
These sources were supplemented by data
obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were either (1) summary
figures of assets and liabilities of all State
commercial banks published or supplied by
the State banking department, or (2) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and figures for noninsured banks
obtained from the State banking department.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in Oklahoma, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3,1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Oklahoma were obtained from the abstracts and
annual reports of the Comptroller of the
Currency with relatively minor adjustments.
A description of these figures is included in
the United States Summary. Compilation of
1
Since there have been no mutual savings banks in Oklahoma, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national'*; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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819

820

All-Bank Statistics

STATE COMMERCIAL
The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The figures for number and aggregate
balance sheet of banks as published by the
Comptroller were revised to reflect the following important changes: (1) Inclusion of nonreporting private banks in the period 18961907. The Comptroller published a separate
set of figures for the number of private banks
throughout this period and for the balance
sheets of private banks for 1902 and 1903, but
both the number and balance-sheet data were
underreported. (2) Addition of some nonreporting State commercial banks (other than
private banks) for 1896-1898, on the basis of
information on number and capital accounts
obtained from bankers* directories. (3) Addition of data for State commercial (other than
private) banks in 1900, 1910, and 1912, obtained from State or territorial reports. And
(4) addition of data for banks located in the
Indian Territory, for which the Comptroller
published separate figures in 1903-1907.
Another change, but one of relatively
little importance, was the addition of two
nondeposit trust companies, in accordance
with an agreement among Federal bank supervisory authorities in 1947 concerning the
*In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other loans)
is a residual.

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BANKS, 1896-1933
types of institutions to be included in the
all-bank series. On the basis of information
derived from bankers' directories, one of these
institutions was added to the number of banks
beginning in 1898, the other in 1927; their
balance sheets were added beginning in 1923
and 1929, respectively. In the latter year their
total assets still represented only a minor
fraction of those of all State commercial banks
in Oklahoma.
The accompanying table shows the total
number of banks added to the series published
by the Comptroller; balance sheets were added
for all of these except as indicated above for
the two nondeposit trust companies.
ADDITIONS TO NUMBER OF BANKS
Number

Year or
period

Number

1896
1897
1898
1899

47
13
39
27

1905-1906. .
1907
1908-1909
1910..

24
23
1
7

1900
1901
1902.
1903
1904

35
53
63
14
22

Year

1911
1912. . .
1913-1919
j 1927-1933.

1
4
1
2

The aggregate balance sheet for private


banks for the period 1896-1907 was estimated
on the basis of (1) the number of such banks
derived for each year from bankers7 directories
and (2) the balance-sheet data for about twothirds of these banks that reported to the
Comptroller in 1902 and 1903. All of the
balance-sheet items and subitems were estimated for 1896-1902 and for 1903-1907 by
multiplying the average per bank computed
from data reported in 1902 and 1903, respectively, by the total number of private banks
in each year.
Total assets and liabilities for State banks
and trust companies in 1896-1898 and the
principal balance-sheet items were estimated
by multiplying the figures for banks reporting
to the Comptroller in each year by the ratio

Oklahoma
of total capital accounts tabulated from
bankers' directories data to total capital accounts reported to the Comptroller in that
year.
In the following discussion of estimating
breakdowns of individual balance-sheet items,
it should be kept in mind that for the period
prior to 1913 these breakdowns were based
on the aggregate balance sheet expanded in
the manner described earlier.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller of the Currency
regularly until 1934. For the years in which
the items were not reported, figures were
estimated.
Estimates of real estate and collateral
loans for 1896 and 1897 were derived by
applying to total loans in these years the ratio
of each class to total loans computed from
reported data for 1898; for 1899-1908 by
applying ratios interpolated between those
computed for 1898 and 1909; and for 19161920 by applying ratios interpolated between
those computed for 1915 and 1921; and for
1922, 1924, and 1925 by applying ratios interpolated between those computed from reported
data for immediately preceding and following
years. Estimates of real estate loans only for
the period 1927-1933 were derived by applying to total loans, ratios of these loans to total
loans derived by interpolating between similar
ratios based on data for 1926 and 1934.
Collateral loans of State commercial
banks were estimated for 1927-1929 by
assuming that holdings of such loans accounted for the same proportion of the annual
change in total loans as was computed for
Oklahoma national banks. For the period
1930-1933 they were estimated by applying to
total loans, ratios of this item to total loans
that were interpolated between the estimated
ratio for 1929 and that computed from reported figures for 1934. Collateral loans made
up between 50 and 55 per cent of total loans

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821

at both national and State commercial banks


in 1926 when figures for both classes of banks
were reported to the Comptroller. In 1934,
the next year when figures for State commercial banks were reported, collateral loans were
about 1 per cent of total loans, compared with
20 per cent of the total at national banks.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Estimates of United States Government
securities and obligations of States and political subdivisions for 1896-1908 were derived
by applying to total investments in each year
the ratio of each item to total investments
computed from reported data for 1909. The
amounts of these items and of total investments were relatively small.
Estimates of United States Government
securities for 1916-1920 and for 1927-1932
were derived by applying to total investments,
ratios that reflected changes over the period
in the ratio of United States Government
securities to total investments at Oklahoma
national banks; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary. Estimates for 1922,
1924, and 1925 were derived by applying to
total investments, ratios that were derived by
interpolating between the ratios computed
from reported data for immediately surrounding years.
Estimates of obligations of States and
political subdivisions for 1916-1920 were derived by applying to total investments less
United States Government obligations, ratios
of State and political subdivision securities
to this total that were derived by interpolating
between ratios computed from reported data
for 1915 and 1921. Estimates for 1922, 1924,

822

All-Bank Statistics

and 1925 were derived in the same manner as


for United States Government securities. Estimates for 1927-1933 were derived by applying
to total investments, ratios that reflected
changes over the period in the ratio of State
and political subdivision obligations to total
investments at Oklahoma national banks;
these ratios were derived by interpolating
technique No. 2, described in the United
States Summary.
DEPOSITS

The breakdown Of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1929.3 No attempt was made
in the revised series to provide" figures for
United States Government deposits prior to
1918, because practically all such deposits
were held by national banks.
For years in which items were not
reported, figures were obtained from other
sources or were estimated.
Figures for demand and time deposits for
1902, 1904, and 1923 were obtained from the
State banking department reports. For 1905
and 1906, the amounts of such deposits at
banks in the Indian Territory were estimated
on the basis of the distribution of demand and
time deposits reported for banks in Oklahoma.

Time deposits for some years were estimated by applying to total deposits less interbank the ratio of time deposits to this total
as follows: for 1896-1899, the ratio for 1900;
for 1901, the ratio for the fall call date published in the State banking department report;
for 1903, the ratio for 1902; for 1907 and
1908, the ratio for 1909; for 1916, 1918, and
1920, the average of the ratios for 1915 and
1917, for 1917 and 1919, and for 1919 and 1921,
respectively; for 1924 and 1925, the average
of the ratios for 1923 and 1926; and for 1927
and 1928, the average of the ratios for 1926
and 1929.
Figures for United States Government
deposits for 1918-1920 and 1922 represent
such deposits at State member banks only,
which held practically all of this type of
deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in Oklahoma to such deposits
at all State member banks on June 30, 1919.
OTHER ITEMS

Borrowings as shown in reports of the


State banking department were used in any
year after 1900 when such figures were not
published by the Comptroller.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of all
State commercial banks as reported by the
State banking department for 1934-1941 were
used with only minor adjustments. A comparison of these data with corresponding totals
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation and data for noninsured banks
obtained from bankers' directories indicated
only minor differences.
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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For 1942-1946, the Federal Deposit Insurance Corporation made available balancesheet data for noninsured banks, including
figures for two nondeposit trust companies,
obtained from the State banking department.
These data were combined with data for insured banks published by the Federal Deposit
Insurance Corporation to produce totals for
all State commercial banks.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
all State commercial banks for the period

Oklahoma
1934-1941 in the reports of the State banking
department or for the two noninsured nondeposit trust companies for 1942-1946 in the
data supplied by the Federal Deposit Insurance Corporation. For noninsured banks (including the two nondeposit trust companies)
the breakdowns of loans for 1934-1938, of
investments other than United States Government obligations and of cash assets for 19341941, and of deposits for 1934-1937 were based
on the percentage distribution of these items

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823

at insured nonmember commercial banks in


corresponding years. For 1939-1941 the loan
breakdowns at noninsured banks (excluding
the two nondeposit trust companies) were
estimated on the basis of the percentage distribution of total loans at insured nonmember
commercial banks in 1942. The breakdowns
of loans for the two nondeposit trust companies
for 1939-1946 were estimated on the basis of
the percentage distribution of total loans at
these institutions in December 1947.

824

Oklahoma

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

2.793
3*173
4,726
5.706

171
186
258
314

847
1.081
1.705
2.183

1.775
1.906
2.763
3*209

1900
1901
1902
1903
1904

8.134

430
669
996
1*250
1*297

3.333
5.837
9.355
12*383
12*806

4*371
7*422
10.881
13*680
13,695

1920

13*928
21*232
27.313
27.798

1921
1922
1923
1924

370*397
322.032
277.612
283*986
244*526

11.092
13.149
16,717
18,841
17,565

210.138
185*094
153*638
151.776
131*260

149.167
123*789
107.257
113*369
95*701

1905
1906
1907
1908
1909

32.892
42*028
51.439
53*876
66*507

1.561
1.996
2.408
2,707
3.921

15.664
20*008
23.922
25*560
31*998

15,667
20,024
25.109
25.609
30*588

1925
1926
1927
1928
1929

249*189
257.425
247.729
257.772
262.937

16*066
15.705
14*594
15*444
14*018

133.135
136,594
129.201
133.739
61*825

99*986
105*126
103*934
108*589
187*094

1910
1911
1912
1913
1914

82*745
83,347
83.124
92*546
104,923

5.349
4*172
4,812
4,798
4,433

37.057
40.764
42*906
47*825
51.253

40.339
38*411
35.406
39.923
49,237

1930
1931
1932
1933
1934

246.193
202.937
142.701
109.308
96.958

15*521
16*269
15.081
11*143
9*501

51.092
43.651
30*860
20*241
16,007

181*560
143*017
96*760
77.924
69.450

1915
1916
1917
1916
1919

107,749
134,445
190.933
251.183
275,056

4*794
5,016
6,250
7.453
8.355

59.392
76.767
107.392
144.750
159.556

43*563
52*662
77,291
98.980
107.145

1935
1936
1937
1938

106.136
119.172
131.197
137.685

7,783
9.177
10.436
11,774

15.975
15*047
11*367
10.902

82.378
94.948
109.394
115*009

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

148*190

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

4*055

6.753

269
374
309
263
66

2*342
1*877
1.597
1.469
12.962

4.395
4*463
4*408
4*079
4*345

7.108
8.265
8.427
17.559
14*453

3.073
3.095
4.542
1.410
1.759

19*225
16*456

34*166
42*176
38*336
6*335
6*553

127.364 .
144*294
188*981
242*941
257.726

455
1.835
711
366
823

9.956
10.141
2.656
2*642
1*956

5.217
7*858
9.395
10.494
10.427

14.727
20*987
29*293
33.512
34*053

2.158
4.802
8.840
12.169
12.627

22*015
32*990
54,567
73*049
88*649

7*453
8*086
4,980
6*903
5*509

456.871
537.972
606.852
663.109
687.214

283.192
335,583
373*893
398.063
415.370

846
1*960
1.597
1*445
919

1*989
3.059
3*850
3 560
4*056

10,536
11*153
11*701
11*644
12*271

35.565
37.528
39*025
40*399
42*300

15,763
17*609
21*141
20*836
25*539

104.782
122.518
137.675
170,196
171.204

7*337
12*629
22*706
22*031
20.715

740.499

418.206

2*855

6.022

16*561

51*647

31*346

193.456

26*066

1940
1941
1942
1943
1944

156.907
177.784
177.728
166*527
176*288

105.532
117.534
120.107
116.187
117.692

1945
1946
1947
1946
1949

189.345
230.995
299*423
380.757
409.351

1950
1951
1952
1953
1954
1955

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

32.688

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Oklahoma

825

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

391
349
413
512

199
207
297
362

96
68
46
75

96
74
70
75

1*428
1*642
2*801
3,679

38
45
75
128

556
431
924
941

1*166
1*802
2*610

401
403
507
507

1900
1901
1902
1903
1904

1*228
2.288
3*169
4*122
5*145

996

1.846
2.323
3.251
3.925

82
145
259
330
494

150
297
587
541
726

4*200
11*152
10*878
12*569
12*661

142
305
506
478
513

1*142
1*828
2*523
2*962
3.536

2.916
9.019
7*849
9*129
8*610

1*300
1*629
2,551

14,077
28,197
36,579
45,633
46*155

1905
1906
1907
1908
1909

6*950
9*267
11*140
12*946
15*306

5,272
6*722
8*143
9*404
8*650

657
904

1*055
1.231
3,774

1.021
1*641
1.942
2*311
2*882

16*221
19.829
29*746
26*349
38,684

505
670
694
593

3.717
4*392
5*581
6*437
8*066

13*999
14,767
23*471
19,319
29,601

2,921
3*465
3.941
4.962
5*340

60,964
74*589
96*266
98*133
125.837

1910
1911
1912
1913
1914

13*448
17>022
18*693
20*839
20*423

7.694
8.439
9*408
10*359
11.055

1,355
2*113
3*285
3*704
3*882

4*399
6*470
6*000
6*776
5*466

35*097
36*420
31*062
42*861
38.937

1*538
1*276
795

1,474
1,354

8*836
9.249
6.234
9.381
9.939

24,721
25.895
22*033
32.006
27*644

5.538
6*394
6,750
7.212
8*262

136.828
143,183
139.629
163.458
172,565

1915
1916
1917
1918
1919

21*803
23*007
33*790
51*757
67*604

11*016
11*065
14.392
30*883
43.666

4.606
4*865
8*182
6*665
10.712

6*179
7,077
11.216
12*009
13*226

43*167
65,670
63*548
80*401
90*593

1*393
2*274
2*849
6,423
7*315

9.021
10.411
10*810
7*782
9*662

32.753
52,985
69*689
66*196
73.616

8.213
8.313
9.178
9.590
12,796

160*932
231*435
317*449
392*931
446*049

1920
1921
1922
1923
1924

72*485
64*026
60*802
70*718
66*756

41.830
35.195
30*127
38*474
33.974

16*180
14*324
14*020
13*356
15*354

14.475
14*509
16*655
18*886
17*428

134*903
95*611
122*922
107*688
101*418

9,188
10*509
10*093
11*241
11.777

11*676
9*948
9*200
7*819
8.921

114.039
75.354
103.629
88,628
80.720

15*603
16.922
17.880
20,932
22*706

593,388
498.793
479,216
483,324
435,406

1925
1926
1927
1928
1929

87,934
111*828
125.358
140*108
148*293

52,171
65.327
61*991
59*409
64,621

16*843
23,725
32*171
45,602
59,526

18*920
22.776
31*196
35.097
24*146

134*301
122*953
127*259
115*057
112*858

12*039
12.552
11*976
10,804
11*000

9,119
9.146
9.331
7.375
7.420

113.143
101*255
105.950
96*878
94.438

24.406
24.961
23*390
21.665
20.730

495,830
517*167
523,736
534,602
544,816

1930
1931
1932
1933
1934

133.876
126.138
127.677
120.246
136*271

49*924
31,005
36,739
41.422
57,725

60,757
71,521
69*706
61*310
65*230

23*195
23*612
21,232
17*516
13*316

116*030
91*569
69*425
77*379
119*434

9,159
6,763
4.738
5,848
6.979

7.889
6*559
5.363
5.790
4.595

98*982
78,247
59*324
65*741
107*860

19*264
18*126
18.971
15*986
15*844

517*363
436*772
358*774
322*921
368.507

1935
1936
1937
1938
1939

140*816
149.925
150*566
142*039
141*509

63.139
76.609
81,167
70*903
68.971

66 t 394
62*341
56,049
62*405
64*254

11*283
10,975
11*350
8,731
8,284

138,559
165*461
202*555
208*501
215*353

7,167
11.413
12.337
9*790
11*926

5,266
6,890
6,810
6,819
7,154

126.126
167,158
183*408
191,892
196,271

14*518
13.512
12*446
12*266
11.785

400,029
468*070
496*764
500*513
516,837

1940
1941
1942
1943
1944

132*384
149.823
177.843
395.170
540.189

61.576
71,103
103*510
322.989
472.855

64,793
73,441
67,985
65*472
60,849

,013
279
348
,709
,485

225*920
233*757
278*919
356*421
408*629

8*195
13*170
11*272
16*122
23*608

6*792
8*119
10*117
13.591
14.248

210*933
212,468
257*530
326*708
370.773

10*999
10.378
9*903
11*820
11.3*7

526,210
571*742
644,393
929*938
1*136,453

1945
1946
1947
1948
1949

728.913
856*883
764.404
777*172
735.346

663*068
770*054
667.603
676*004
626.537

58.571
72.496
63,403
89,126
94,778

7*274
14*333
13,396
12*042
14*031

461*036
500*494
503.931
530.667
489*928

22*575
25*636
39*674
45,988
43*942

14,509
15*704
16*864
21*764
22*558

443.952
459.152
447,373
462*935
423.428

11.057
11*167
12*330
10*866
10*962

1,410*351
1*599*539
1*580,086
1*699*502
1,645*587

1950
1951
1952
1953
1954

778.132
725.279
838*383
820*164
863*346

656*946
563*437
674.017
641*418
671,323

101.260
116*192
134.615
146.379
151*354

19,924
25,650
29*751
32,367
40,671

509.127
489*904
567*336
549.277
647*537

44,916
49,086
51*978
51*759
56*347

22*207
21,616
26,677
29,691
29,624

442.004
419*202
468*661
467,627
561*566

13*371
16*565
20.397
20,035
23,470

1,757,501
1*769,740
2,032*968
2,052*565
2,221,569

1955

876.302

666,685

159.690

49*927

661,068

54*218

30,484

576*366

24,801

2*302*670

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,017

634

515
829

5,013
5,567
8,447
10*404

826

Oklahoma

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands o! dollars]

Deposit*
Year

Interbank

Total

U.S.
Government

1896
1897
1898
1099

2.869
3*370
5,782
7.142

242
192

1900
1901
1902
1903
1904

9.471
20*740
25*476
30,141
29*261

448
1.446
1.612
2,378
1.963

120
225
230

1905
1906
1907
1908
1909

38.339
47,510
65*671
63*721
90.708

1910
1911
1912
1913
1914

Other
demand

Other
time
314
359

2*313
2*819
5,063
6*345

483
522

231
194

8*294
18*143
22*233
26.163
25*452

609
926
1*201
1*369
1*652

2.961
3.662
6.036
4.619
9.073

299
588
1.357
1.697
1,211

33.071
40.731
54,727
53*355
73.332

2*008
2*529
3*551
4*050
7.092

97,805
102.114
94.632
119.534
124*683

8*922
9.450
7.186
10.765
9.856

742
717
1*244
968
813

78*030
76.630
72*461
90*615
97.318

10*111
13*317
13.741
17*106
16*696

1915
1916
1917
1918
1919

132.706
184.998
265*236
312*121
347.676

12.346
19,139
30.503
28.242
30,393

699
979
1*237
7373
4*272

101.106
136*455
189*655
226*024
255*511

16*553
28*425
43*641
50*462
57.500

1920
1921
1922
1923
1924

490*100
386,796
389*141
398*112
357,718

49.216
30*030
36.997
35.088
28,303

2*286
1.764
1.372
3.694
3.312

353*907
272*159
267*381
270.720
244.026

84*691
82.843
83*391
86*610
82*077

1925
1926
1927
1928
1929

432*064
452,241
461*851
469*163
470,389

47.451
40,858
44.929
43.166
38.905

1.047
1.303
1*350
1.052
794

289*159
308*770
311*289
303.040
305.112

94.407
101*310
104*263
121*885
125.578

1930
1931
1932
1933
1934

450,140
373,725
296,371
263,298
310,027

41.905
35*651
21*004
23*407
37.077

1.222
981
1*114
1.763
6*146

284,527
219,597
179,649
154*281
188*062

122*486
117*496
94*604
83*847
78*742

1935
1936
1937
1938
1939

346*786
416,127
444.890
445.844
458,921

45.415
66*149
69*111
65.850
70.341

3.351
8*413
2*578
7*484
9*022

223.572
263.250
292*745
286*182
294*457

74.448
76*315
80*456
86*328
05.101

1940
1941
1942
1943
1944

465,74^
507.888
577,663
859,771
1.061,253

76.331
80*454
88.394
117.803
144,746

9*196
5*143
9.326
56.066
127.454

300*280
341.376
407.509
619.303
715.615

79*937
80*915
72*434
66*599
73.438

1945
1946
1947
1948
1949

1*328,578
1*509,253
1.478.527
1.591,165
1*528*875

180*035
170.197
156,942
159.117
140,567

153*817
111.634
20*115
21927
17.289

902.146
1.120,619
1*189*684
1*294*496
1*251.205

92*580
106*803
111*786
115*625
119*814

1950
1951
1952
1953
1954

1*627,494
1*628,818
1.880*198
1.882,272
2*049,175

164,571
144*426
190,966
194.937
229.288

29.461
46*648
51*380
27.185
57.785

1.307.710
1.284.174
1.456*939
1.441.321
1*499.302

125*752
153.570
180*913
216*829
262*800

62*985

1.555.404

272*699

1955

236
275

Oklahoma

827

Table 7All Banks

ASSETS, LIABILITIES, AMD NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Nat]onal

Borrowings

Other
liabilities

ba

notes

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

7
32
10
45

160
170
217
284

35
41
46
33

1*564
1.527
1*919
2*149

376
427
473
751

5,013
5*567
8*447
10*404

79
76
89
124

1900
1901
1902
1903
1904

208
214
797
821
807

554
1,431
1*867
2*619
3*320

42
32
126
283
101

2*850
4*437
6*314
9*188
11,570

952
1*343
1*999
2*781
3*096

14,077
26*197
36*579
45*833
48*155

156
256
367
447
506

691
739
1*454
1*075

4*536
5.788
6.536
7.677
6*904

186
257
320
177
674

13,314
15,108
16*954
18*883
19*696

3*914
4*862
6.046
6,221
6*778

60,964
74*589
96,266
96*133
125*837

563
625
687
803
855

1910
1911
1912
1913
1914

3*580
3*040
5*531
2*593
5*323

6*842
7*669
8.439
9.506
10*258

164
460
378
397
467

21*825
22*534
22,977
23*256
23*399

6,612
7*366
7,672
8*172
6*435

136*828
143*183
139*629
163,456
172,565

917
913
917
924
917

1915
1916
1917
1918
1919

4*425
3*681
5*223
29.517
40*268

10*319
10*037
9*932
10*329
10*200

262
257
665
1*496
3*923

23*625
23.422
24676
27,723
30,988

9*595
9,040
11,717
11*745
12*994

160*932
231*435
317*449
392*931
446*049

909
869
895
920
926

1920
1921
1922
1923
1924

33.270
41*164
23*007
18*493
14*466

11*258
11*630
11,790
11*515
11*104

4*368
2,514
1,541
2,818
3,822

37*681
39,819
38,710
36,957
36,030

16.711
16*870
15*027
13*429
12*266

593*366
498*793
479.216
483*324
435*406

960
962
934
905
809

1925
1926
1927
1928
1929

5*802
7*350
3*949
6*631
14*325

8,525
7,843
,955
599
*673

2>735
3*900
2*819
2*809
2*834

34,944
33,674
35079
34,902
34*095

11*760
12*159
13,083
14,498
16*502

495*830
517*167
523*736
534*602
544,818

774
739
698
670
651

1930
1931
1932
1933
1934

5*457
5,462

275
692
325
12*042
10*053

2*747
2*642
2*474
1*708
1*353

34,188
32*907
31*739
31*375
31,993

18*556
18*144
13*546
12*708
14*858

517,363
438*772
356*774
322*921
368*507

600
552
512
406
417

1935
1936
1937
1938
1939

77
32
12
52
31

4*228

808
986
1*147
1*270
1*307

31,746
31,658
28*985
28,900
26,680

16*384
19,265
21,730
24,447
27,896

400*029
468*070
496*764
500,513
5161637

408
406
403
400
396

1940
1941
1942
1943
1944

71
40
15

1*285
1*563
1*462
1,769
2*620

28,592
28,947
28,954
26*923
28*793

30,518
33*284
36,299
39,475
43,787

526*210
571*742
644*393
929,938
1,136,453

393
392
391
387
384

3*221
4*617
6*273
5*214
5*313

29*282
29,956
31*468
32*313
33*253

49.270
55,713
63,422
70,180
77,341

1*410*351
1*599*539
1*580*088
1,699,502
1,645,587

382
363
386
386
387

5*645
7,079
8,994
9,791
9*965

37,223
40,353
43*538
44*925
45*235

84.645
91,529
99,292
107,754
116,527

1,757,501
1,769,740
2*032*968
2*052*565
2*221*569

386
366
366
366
384

9*812

49*165

127*749

1905
1906
1907
1908
1909

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.064

8.317
1.790
223

398
630
80S

2*494

1*961
946
7*643
667

828

Oklahoma

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

AH
other

1696
1897
1896
1*99

1*134
1*384
2*259
2*951

23
37
67
95

302
489
882
1.239

809
858
1*310
1*617

1900
1901
1902
1903
1904

4*628
9*433
15*419
19*011
19*465

159
319
544
702
720

2*081
4*171
7*119
9.164
9.421

2*388
4*943
7,756
9,125
9*324

1920
1921
1922
1923
1924

228*701
197*704
206*285
222*352
195*467

4,716
7*496
12*630
14*503
14*048

123*420
106*131
110*340
114*776
101*701

100*565
84*077
85*315
93*071
79*710

1905
1906
1907
1908
1909

23*700
30*598
37.371
37*011
34*466

900
1*143
1*340
1*324
1*236

11*780
14*952
17.332
17*330
16*183

11*020
14*503
18.499
16*357
17*047

1925
1926
1927
1928
1929

198.992
204*585
197*696
206*642
209*325

12*388
11*680
10*592
11*200
9*354

103*226
109*525
103.985
108*021
50*030

63*376
83*380
63*121
87*421
149*941

1910
1911
1912
1913
1914

40*566
48 ,044
49*846
59*395
69*376

1*297
1*523
2*050
2*073
2*820

18*200
22*603
23*971
28*860
35.434

21*091
23*918
23*825
28.442
31.124

1930
1931
1932
1933
1934

198.643
165*800
116*955
95*160
83.606

11*061
12.778
12*584
9*716
8*100

42*223
38*563
28*386
19,476
17*840

145*359
114,459
75*963
65*986
57*666

1915
1916
1917
1916
1919

71.204
89*850
127*934
157*637
174*135

3*207
3*054
3*478
3*337
3*814

41*169
53.533
73*121
91*803
100.114

26*808
33*263
51.335
62*497
70*207

1935
1936
1937
1938

91*879
102.145
111*646
116*745

6.761
7*966
8*912
10*323

15,427
14*633
10,825
10.337

69*691
79*544
91*909
96*085

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

64.531

820

2*404

3*134

5*906

1940
1941
1942
1943
1944

132*277
147*360
148.351
137.388
144.641

69*873
100*122
101*660
95*498
95*718

269
374
309
263
63

2*224
1*736
1*436
1*233
11*910

3*399
3*393
3*346
3.024
3,157

6*000
7*017
7,163
16*246
12,963

2*802
2*769
4*166
1.150
1.468

14*524
13*219

27.690
31*969
30*071
5*448
6,123

1945
1946
1947
1948
1949

154*230
184,807
238*379
302,703
320*129

103*162
116*466
154*866
198,742
206*697

450
1*824
697
377
813

9*446
9,171
2*251
2*004
1*549

3*627
5.291
6,437
7,288
7*109

12*793
16*826
23,256
26*187
26*497

1*754
3*696
6*680
9*723
10*074

16*060
23,937
39,906
53,195
64,335

6,938
7*596
4*262
6*348
4*909

1950
1951
1952
1953
1954

364*796
429,465
476*013
523*560
539.829

236*911
279*236
303*342
326*706
340*611

842
1*960
1*372
1*440
504

1*467
2*489
3*111
2*901
3*176

6*778
7,456
8*070
7*919
6,870

26*476
26*569
30,194
31*489
32*931

13*039
15*033
17.719
17*556
22.069

75*275
86*193
94*311
116*802
116*180

6*604
11*875
21*505
20*741
19*495

1955

590*051

350*876

2*855

5*491

12,303

40*429

27.000

130*607

24*887

1939

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

26*604

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Oklahoma

829

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

274
267
363
418

186
199
292
352

18
14
14
13

70
54
57
53

663
791
1*143
1.530

16
16
16
59

189
206
320
386

478
567
807
1*083

106
107
160
145

2*199
2*549
3*925
5.044

1900
1901
1902
1903
1904

1*155
2*175
2i991
3.816
4*666

968
1*634
2*304
3*218
3*872

34
69
138
121
160

133
272
549
479
634

1*856
7.282
6.352
7*774
8*426

67
167
282
289
354

543
1*180
1.657
1.962
2*432

1*248
5*935
4*413
5*523
5*640

253
528
890
1*161
1*672

7*894
19*418
25*652
31,784
34.229

1905
1906
1907
1908
1909

6*335
8*515
10*272
11*961
11*782

5*204
6*638
8*047
9*294
8*255

227
377
447
536
1*287

904
1*500
1*778
2*131
2*240

12*424
13.775
21.497
16*256
19.081

278
449
500
364
543

2*537
3*189
4*086
4*473
4*362

9*609
10.137
16.911
11*399
14*176

1*982
2*331
2*713
3*259
2*765

44*441
55*219
71*653
66*487
66*096

1910
1911
1912
1913
191*

10*650
13*524
14*715
16*173
16*517

7*665
8*386
9*285
10*343
11*025

693
1*226
1*697
2*264
2*264

2*292
3*910
3*533
3*566
3*226

17*564
22*043
19*673
28*390
27*105

609
703
430
789
904

4*823
5*906
5*442
6*570
7*045

11*932
15*432
13*801
21*031
19*156

2*752
3*435
3*976
4*523
4*756

71*554
87.046
88.210
108.481
117.758

1915
1916
1917
1918
1919

17*865
19*511
28*076
40*239
52*260

10*989
10*789
13*644
27*451
37.191

3*032
3*519
6*033
5*234
6*597

3*844
5*203
8*401
7.554
8*472

29*977
47*923
56*809
55*872
59*500

974
1.673
1.997
4.759
5*575

6.248
7.607
7.437
4.662
5*970

22.755
38*643
47.375
46.431
47*955

5*308
5*657
5*890
6*712
9*413

124.354
162.941
218.711
260*460
295*308

1920
1921
1922
1923
1924

53*246
45*989
50*981
60*169
56*767

33*096
26*206
25*624
34*472
29*915

11*149
9*853
11*536
10*619
12.575

9*003
9*930
13*621
15*076
14.277

88*652
62.959
103.936
89.532
86*665

7*360
9*036
9*353
10*511
11*143

6.933
5*707
6*634
5.620
6*768

74*339
46.214
67*949
73.401
68.754

10*875
11*776
14*511
I7i277
19.283

381*476
316.426
377.713
369*330
356*182

1925
1926
1927
1928
1929

73*849
94*195
106*803
121*108
125*348

46*016
57*133
55*460
54*412
59*068

12*617
18*101
25*324
37*071
47*388

15*216
18.961
26*019
29*625
18*892

109*134
99*309
102*672
93*580
93*045

11*148
11*747
11*089
9*989
10.145

6*694
6*754
6*792
5.291
5.220

91.292
80*808
84.791
76*300
77*680

20.394
19*966
19*419
18*082
16.705

402*369
418*057
426.592
439*412
444.423

1930
1931
1932
1933
1934

112*162
104*021
107*632
106*167
121*625

46*254
29*324
35*616
41*282
53*039

48*119
55*995
56*176
52*339
56*421

17*789
18.702
15*840
12*566
12.165

96.611
77*853
60*032
66*019
103.693

8*388
6.180
4*504
5*584
6*715

5.729
4.663
4.069
4.752
3*564

82.494
66.810
51.439
55.683
93.414

15*676
14*533
14,713
13*279
12*823

423*092
362*207
299*332
280.665
321*747

1935
1936
1937
1938
1939

126*857
135*971
135*798
126*620
125*719

59*095
71*218
74*172
64*333
62*650

56*600
53*907
50*433
53*720
54*696

10*962
10*846
11*193
8*567
8*173

121*500
161*702
176*278
186*686
192.317

6*972
11*167
12*072
9*496
11*713

4*174
5*413
5*370
5*360
5.533

110.354
145.122
158*836
172*030
175*071

12*339
11*527
10*714
10*596
10.867

352*575
411*345
434*436
440*847
454*938

1940
1941
1942
1943
1944

116*270
132*069
158*404
348*652
471*482

55*228
64*513
94*518
267*026
413*662

55*121
62*385
57*636
55*195
51*549

5*921
5*171
6*250
6*431
6*271

203.966
207.748
243*898
301*640
340*551

7*917
12*880
10*976
15*674
23*054

5*272
6*244
7*934
10*964
11*176

190.779
188.624
224.988
275*002
306*321

10*212
9*667
9*211
10*965
10*487

462*727
496.864
559.864
798.645
967*161

1945
1946
1947
1948
1949

629*664
724*581
633*906
651*384
615*054

573*134
650*949
554*095
568*681
526*236

49*701
60*670
68*252
72*249
76*745

6*849
12*962
11*559
10*254
12*073

392*456
405*445
418*280
452*606
421*460

21*818
24*722
38*633
45*152
43*127

11*407
12*340
12*938
16*361
16*959

359*231
368.383
366.709
391.293
361*374

9*826
9*719
8*952
9*197
9*125

1*186.196
1*324.552
.299.517
416.090
.365.766

1950
1951
1952
1953
1954

651*940
612*626
712*821
681*271
722*426

551*213
492*972
571,749
527*252
558*426

82*560
95*002
112*277
122*614
126*098

18*167
24*652
28.795
31*405
37*902

430*946
421*187
476*037
460*688
546 005

43*706
47*091
50*509
50*040
54*862

16*118
15*494
19*351
21*802
21*370

371*122
358*602
406.177
388.846
471.773

11*547
14*519
18*169
17.473
21*166

.459.229
.477*797
1*663,040
1*682*992
1*831*426

1995

719*906

559*728

52*142

21*870

485*716

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

131*613

1*891*556

830

Oklahoma

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

r*?k?U * Jt

m.mrm..
.
.
.
.
.B AK<t7>

A4.11S

11 UJTlUUn,

JLU7\^ A ^tff

TAFUUUUCU

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

U.S.
Government

Interbank

26

Other
time

Other
demand

1.023

279
296

1.977
2.670

339
356

225
230
231
194

4.039
11*721
14.423
17,147
17*159

401
540
632
718
810

2.627
3.212
5*524
3*913
5.416

299
568
1*357
1*697
1*211

23*382
29*236
39*642
34.757
35*977

1*003
1.160
1*762
2*141
3*029

48*501
60*374
58*365
77,379
83,555

5*695
7.400
5*667
8,744
7,816

742
717
1.244
966
613

37*814
45*950
44*280
58*196
66*383

4*250
6*307
7*174
9*469
8.541

1915
1916
1917
1918
1919

88*882
126,917
180,197
203,645
224*601

10,194
16*318
22.484
19.613
21.215

699
979
1*237
7,177
4*223

67*552
95*551
132*226
149,937
167,461

10*437
16*069
24*250
26*918
31*902

1920
1921
1922
1923
1924

309,063
240*007
310,772
324,541
297*221

38.048
22,605
34,613
33*358
28.251

2*272
1*015
1*344
3*247
2*556

224*141
166*796
212*031
218*053
198*822

44*602
47*389
62*784
69*803
67*592

1925
1926
1927
1928
1929

352,226
368*538
378*058
388*065
385*123

45.366
38,560
42,924
41.767
37.769

1.047
1*303
1.350
1*052
794

230*366
246*379
248*400
241.771
240*651

75*445
82*296
85*384
103.475
105*909

1930
1931
1932
1933
1934

371*408
312,116
250*047
229,791
271*935

40.568
34,962
20*514
22.555
36*359

1*222
979
1*069
1.736
5*668

224*988
173,670
143*420
128*435
156*757

104*630
102*505
85*044
77*063
70*951

1935
1936
1937
1936
1939

306*346
366,847
390*359
394.339
405*034

44*882
65,649
68*427
65*320
69*742

3*248
8.283
2*455
7,353
8,939

191*927
223*698
249*310
246*015
252*756

66*291
69*017
70*167
75.651
73,597

1940
1941
1942
1943
1944

410,910
442*711
503*104
739*055
903*414

75,641
79,286
67*075
116*100
142*604

9*110
5.044
9*113
50,124
117*454

257*716
292*300
346*293
516*854
583*514

68.443
66*081
56*623
53.977
59*842

1945
1946
1947
1946
1949

1*117.083
1.248,963
1.217*301
1.327*452
1*271.046

176*967
167*285
154*520
157,127
137,837

140*528
101*794
16*358
16*866
15,201

724*095
891,654
952*634
.057*168
,022.243

75.493
88.030
91.769
94*291
95*765

1950
1951
1952
1953
1954

1,355,266
1.363*635
1*559*404
1*548*503
1.690*549

161,768
142.213
187,249
190*210
223.797

26,623
43*803
47,001
24*746
52.654

067,620
.055,492
.188*334
,172,426
221*690

99*055
122*127
136*820
161*119
192*208

1*266*035

194*951

1896

1897
1898
1899

1*132
1.352
2*395
3,117

33
79
91

1900
1901
1902
1903
1904

4*759
13,623
16,722
20*023
19,841

199
1*137
1*437
1.927
1.678

1905
1906
1907
1908
1909

27*311
34*216
48.285
42.506
45*633

1910
1911
1912
1913
1914

1,736,318

827

120

Oklahoma

831

Table 2 National Banks

ASSETS, LIABILITIES, AJSD NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
KL>

->..
utner

*'

Capital

Surplus and
other
capital
accounts

190

Total
liabilities
and capital
accounts
2,199
2,549

Number
of
banks

3,925
5,044

13
14
20
22

579
901
1,502
2*015
2*253

7*894
19*418
25,652
31*784
34,229

44
85
132
161
197

9*086
10*382
11,649
12,242
10*140

2*898
3*835
4*734
4,798
4*550

44,441
55*219
71*853
68*487
68,096

222
261
294
308
242

164
261
378
396
246

10*415
12,622
13,285
14*288
14,858

4*037
4,858
5.375
5.908
6,084

71,554
87,046
88,210
108,481
117,758

225
276
293
325
343

10.319
10*037
9*932
10,329
10,200

262
257
665
1*445
3*923

15,183
14*980
15,818
16*920
18,940

7*127
6,573
6,447
8,192
8*727

124*354
162*941
218,711
260*460
295,308

351
335
336
340
343

22*809
28,518
12*608
11.189
10,043

11*258
11*630
11,790
11,515
11*104

,050
.823
,451
,342
,152

22,840
24*168
28*810
29,785
28,450

11*456
12.282
12.282
10,956
10*212

381,476
318,428
377,713
389,330
358*182

348
359
447
459
421

1925
1926
1927
1928
1929

3,702
4*726
2,780
4,938
12,207

8,525
7.843
6,955
6,599
6,673

.033
,023
914
,199
,147

27.355
26,230
27*450
26,905
26,015

9,526
9,697
10,435
11,706
13*258

402*369
418*057
426,592
439,412
444,423

393
370
350
333
307

1930
1931
1932
1933
1934

2*917
3.315
6,668
1*061
25

6*275
5*692
6.325
12.042
10,053

1,241
920
731
455
506

26,470
25*625
25,090
26,710
27*228

14.781
14.539
10,471
10*606
12,000

423,092
362,207
299,332
280*665
321,747

278
260
242
216
219

1935
1936
1937
1938
1939

42

4,228

711
882
1*058
1.177
1.090

27.706
27.508
24,873
24*823
24*498

13*540
16,108
18,141
20,476
24,292

352*575
411*345
434,436
440,847
454*938

215
214
214
215
214

1940
1941
1942
1943
1944

26
10

1,006
1,180
1*171
1*465
2,223

24,301
24.222
24*214
24,066
23*823

26,484
28*741
31,375
34*059
37,701

462,727
496*864
559*864
798*645
967*161

209
207
207
202
200

2,531
3,554
3,502
4,384
4,523

24*198
24,622
25,208
25*618
26*278

42*384
47,413
53.506
58,636
63,921

1*186*196
1*324*552
1*299*517
1,416,090
1*365*768

199
198
201
200
200

4*635
6,016
7,525
8*172
8*482

29*878
32*413
35,113
36*000
36.775

69,450
75*063
80,979
88,092
95,620

1*459*229
1.477,797
1*683,040
1*682*992
1*831*426

199
199
199
199
196

8,272

39,640

1896
1897
1898
1899

7
32
10
45

160
170
217
284

1900
1901
1902
1903
1904

128
209
750
687
748

554
1,431
1*867
2*619
3*320

1905
1906
1907
1908
1909

586
928
586
1*085
642

1910
1911
1912
1913
1914

710
760
1,050
1,207

235
253
391

14
1
92
194
4

1,860
3,253
4,719
6,246
8,063

4*538
5*788
6*536
7.677
6.904

22
70
63
177
227

It595
1*262
2*368
1*004
2.757

6*842
7*669
8*439
9.506
10*258

1915
1916
1917
1918
1919

2.581
2.177
3.652
19,929
28,717

1920
1921
1922
1923
1924

5
32
24

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

670
19
2*225

1,891*556

832

Oklahoma

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

AH
other

Collateral

Year

Real
estate

Total

Collateral

All
other

1896
1897
1896
1899

1.659
1.789
2*467
2.755

148
149
191
219

545
592
823
944

1.048
1*453
1*592

1900
1901
1902
1903
1904

3*506
4.495
5.813
8*302
8*333

271
350
452
548
577

1*252
1*666
2*236
3*199
3*385

1*983
2*479
3.125
4*555
4.371

1920
1921
1922
1923
1924

141*696
124*328
69.327
61*634
49*059

6*376
5*653
4*087
4.336
3.517

86.718
78*963
43.296
36*998
29.559

46*602
39*712
21*942
20.296
15.983

1905
1906
1907
1908
1909

9*192
11.430
14.068
16*865
32*039

661
853

1*068
1*383
2*683

3*884
5*056
6*390
8*230
15*815

4*647
5*521
6*610
7.252
13*541

1925
1926
1927
1928
1929

50.197
52*640
50*031
51*130
53*612

3*678
4*025
4.002
4*244
4*664

29*909
27*069
25*216
25*718
11*795

16*610
21*746
20*813
21.168
37*153

1910
1911
1912
1913
1914

42.157
35*303
33*278
33*151
35.545

4.052
2*649
2*762
2.725
1.613

18*857
18*161
18*935
18*945
15*819

19.248
14.493
11*561
11*481
18*113

1930
1931
1932
1933
1934

49.550
37*137
25*746
14*128
13.352

4.460
3*491
2*497
1*427
1*401

8*869
5.088
2*472
763
167

36*221
28*556
20.777
11.938
11*784

1915
1916
1917
1918
1919

36*545
44*595
62*999
93.546
100*921

1*587
1.962
2.772
4*116
4*541

18*203
23*234
34*271
52*947
59*442

16*755
19*399
25.956
36.483
36*938

1935
1936
1937
1938

14.257
17*027
19*551
20*940

1*022
1*209
1.524
1*451

546
414
542
565

12*687
15*404
17.485
18*924

966

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

On
residential
property

Other
loans
to
individuals

Other

All
other

22*155

14*019

80

921

847

195

6*084

1940
1941
1942
1943
1944

24*630
30*404
29.377
29*139
31*647

15*659
17*412
16*247
20*689
21.974

118
141
161
236
1*052

996
1*070
1*062
1*055
1*186

1*108
1.248
1*264
1.311
1.490

271
326
376
260
271

4*701
5*237

6*478
10*207
8*267
887
430

1945
1946
1947
1948
1949

35*115
46*186
61.044
78*054
89*222

24.202
27*828
34*093
44*199
50*829

5
11
14
11
10

510
970
405
638
407

1*590
2*567
2*958
3*206
3*318

1*934
4*161
6*035
7.325
7.556

404
1*106
2*160
2*446
2*553

5*955
9*053
14*661
19*854
24*314

515
492
716
555
600

1950
1951
1952
1953
1954

92*075
108*507
130*839
139*549
147*385

46*281
56*345
70*551
71.377
74.759

522
570
739
659
860

3*760
3*697
3*631
3*725
3*401

9*069
8*959
8.831
8.910
9.369

2*724
2*576
3*422
3*280
3*450

29*507
36*325
43*344
51*394
55*024

733
754
1*201
1.290
1.220

1955

150*448

67*330

531

4*278

11*216

4,346

62*649

1*179

25
5
415

Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Oklahoma

833

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Currency
and
coin

1.658
2*149

745
851

22
27
59
69

367
225
604
553

75
138
224
189
159

Total

1896
1897
1896
1899

117
82
50
94

13
8
9
10

78
54
32
62

26
20
13

1900
1901
1902
1903
1904

73
113
178
304
479

8
12
19
33
53

46
76
121
209
334

17
25
38
62
92

2*342
3.870
4.526
4.795
4*235

1905
1906
1907
1908
1909

615
752
868
985

3t524

68
84
96
110
395

430
527
608
695

2*487

117
141
164
160
642

5*797
6.054
8*249
10*093
19*603

1910
1911
1912
1913
1914

2t798
3498
3*978
4*666
3*906

29
53
123
16
30

1*388
1*440
1*616

662
885

2*107
2*560
2*467
3.210
2*258

1913
1916
1917
1918
1919

3*938
3*496
5.712
11*518
15*344

27
276
748

3*432
6.475

1*576
1*346
2.149
3*631
4*115

1920
1921
1922
1923
1924

19*237
18.039
9.821
10*549
9*989

8*734
8.989
4*303
4*002
4.059

1925
1926
1927
1928
1929

14.085
17.633
18.555
19*000
22*945

1930
1931
1932
1933
1934

21.714
22*117
20*045
14.061
14*646

1935
1936
1937
1938
1939

Bankers'
balances
(including
reserves)

Other
assets

Total

356
599
995

1*527

293
296
347
362

2*814
3*018
4*522
5.360

599
648
866

1*000
1.106

1*668
3*084
3*436
3*606
2*970

262
301
410
648
879

6*183
8.779
10*927
14*049
13.926

227
221
194
209
474

.160
.203
495
964
704

4*390
4*630
6*560
7*920
15*425

1*134
1*228
1*703
2*575

939

16.543
19.370
24.413
29*646
57.741

17.533
14.377
11.389
14.471
11.632

729
573
365
685
450

4*015
3*341
2.792
2*811
2*894

12*789
10.463
8*232
10*975
8*488

2*786
2*939
2*774
2*689
3*524

65*274
56*137
51*419
54.977
54.807

2*335
1*874
2.815
4.455
4*754

13.190
17.747
26.739
24*529
31*093

419
601
852

2.773
2.804
3.373
3.100
3.692

9*998
14*342
22*514
19*765
25*661

2*905
2*656
3*286
2.878
3.383

56.578
68.494
96.738
132*471
150*741

5*031
4.471
2*464
2*739
2.779

5.472
4.379
3*034
3*806
3*151

46*251
32*852
18*986
16*156
14.753

1*806
1*471
740
730
634

4.743
4.241
2.566
2.199
2.153

39*700
27.140
15.660
15*227
11*966

4.726
5*146
3*369
3*655
3.423

211.912
180*365
101*503
93*994
77.224

6*155
8.194
6*531
4*997
5*553

4.226
5.624
6*847
8*531
12*136

3.704
3*815
5*177
5*472
5*254

25.167
23.644
24*587
21.477
19.813

891
805
889
815
855

2.425
2.392
2*539
2*084
2*200

21*651
20.447
21.159
18*578
16*758

4.012
4.993
3*971
3*563
4*025

93*461
99*110
97*144
95*190
100*395

3*670
1*681
1*123
4.686

12.638
15.526
13.530
8.971
8*809

5.406
4*910
5*392
4*950
1.151

19*419
13*716
9*393
11*360
15*741

771
583
234
264
264

2.160
696
.274
.038
.031

16*468
11.437
7*865
10*058
14*446

3.568
3*595
4*256
2.707
3.021

94.271
76*565
59.442
42*256
46.760

13.959
13.954
14.768
15*419
15*790

4.044
5*391
6*995
6*570
6*321

9.594
8*434
7*616
8.685
9.358

321
129
157
164
111

17*059
23.759
26*277
21.615
23*036

195
246
265
294
215

.092
.477
440
459
1*621

15.772
22.036
24.572
19*862
21.200

2.179
1.985
1*732
1.692
918

47.454
56.725
62*326
59*666
61*699

1940
1941
1942
1943
1944

16*114
17.734
19.439
46.518
68.707

6*350
6*590
8*992
35*963
59*193

9.672
11.056
10.349
10*277
9*300

92
108
98
278
214

21*952
26*009
35*021
54*761
66*078

278
290
296
448
554

1*520
1.875
2*183
2*627
3.072

20.154
23*844
32*542
51.706
64.452

787
711
692
655
660

63*463
74*878
84*529
131*293
169*292

1945
1946
1947
1948
1949

99*229
132.302
130.498
125*788
120.292

89.934
119.105
113*508
107.123
100*301

6*870
11*826
15*151
16.877
18*033

425

1.371
1*639
1*788
1.958

88.580
95.049
85*651
77.881
66*468

1*041

757
916
836
815

3*102
3*364
3.946
5.403
5.599

84.721
90.769
80.664
71.642
62.054

1.231
1.446
3.376
1.689
1*837

224.155
274.987
280.571
263*412
279.819

1950
1951
1952
1953
1954

126*192
112*653
125*562
138*893
140*922

105.735
90*465
102.268
114*166
112*897

18*700
21*190
22*338
23.765
25*256

78.181
66*717
91*299
86*589
99*532

210
,995
.469
.719
.485

.089
.122
.326
.089
.254

70.882
60.600
82*504
78.781
89*793

1.824
2*066
2*228
2*562
2*304

296.272
291.943
349.928
369*593
390*143

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

140

22

1.757
998
956
962

2.769
3*456

1*664
1*740

8*614

411*114

834

Oklahoma

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

fitj&M* * ij, uuu*.uui M, rrr-^j

m^v 11 UITAUIUIV, **^v"* 7*7*?^^juuuuuvu

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

1.737

1896
1897
1696
1699

2018
3.387
4.025

1900
1901

4,712
7.117

1902
1903
1904

8.754
10.118
9.420

1905

11.026
13.294
17.386
21.213
45.075

1906
1907
1908
1909

Inter

Government

216
159
157
184

1,486
1,796
3.086
3.675

249
309
375
451
265

4.255
6.422

7.610
9.016
6*293

334
450
512
706

9.689
11,495
15.085
18.598
37,355

3.657

49*304
41,740
36.267
42*155
41*128

3.227
2,050

2.152
2,821
8.019

1916
1919

43*624
56.081
85.039
108,476
122*875

9,178

49

1920
1921
1922
1923
1924

181,037
146,789
78,369
73,571
60.497

11,168
7,225
2,384

14
749
28

1,730
52

447
756

79,838
83,703
83.793
81,098
85,266

2.085
2.298
2,005

78,732
61*609
46,324
33,507
36*092

1,337
669
490
852
718

40,438
49,260
54,531
51,505
53,867
54.834
65,177
74*559
120.716
157,839

1910
1911
1912
1913
1914
1915
1916
1917

1925
1926
1927
1926
1929
1930
1931
1932
1933
1934
1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

211.495
260.290
261,226
263.713
257.829

Other
demand

Other
time

35
63
144
166
208
386
569
651
842
1*005
1*349

1.769
1*909
4*063

40,216
32,680
28,181
32,417
30.935

5*861
7*010
6*567

33*556
40*904
57.629
76.087
88*050

8ill6
12,356
19*391
23.564
25*598

129,766
103*361
55*350
52*667
45,204

40*089
35*454
20*607
18.727
14*485

58*791
62*391
62,889
61*269
64,461

18*962
19,014
18*899
18*410
19*669

2
45
25
278

59*539
45,927
36,229
25*846
29.305

17*656
14*991
9*560
6*784

533
500
684
530
599

103
130
123
131
83

31.645
39*352
43.435
40*167
41.701

8*157
9*298
10*289
10*677
11*504

690
1,166
1,319

86
99
213

1.703
2,142

5,942
10>000

42*564
49.076
59,216
100,449
132*101

11.494
14,834
13*811
12*622
13.596

3*068
2.912
2.422

13.289
9,840
1.757

178.051
228.765
237,050
237,326
228.962

17*067
16*773
19.997
21,334
24,049
26*697
31*443
44*093
57.710
70.592

1,519
2.021
2.038

8,629

196

1*419
1,136

1.990

3.061

2.730

2*086

272*228
265*183
320.794
333.769
358.626

2.803
2.213
3,717
4,727

2*638
2*845
4.379
2*439

5,491

5.131

240*090
228*662
268.605
268*893
277,412

377,141

5.952

6.072

287.369

7,717
8*155

7.791

Oklahoma

835

Table 3 State Commercial Banks

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
Ixmk
notes

Borrowings

1896
1897
1898
1899

35.

Surplus and
other
capital
accounts

<*-

188

35
41
46
33

854
767
869
942

192
220
360

Total
liabilities
and capital
accounts
2.814
3.018

Number
of
banks

4.522
5.360

66
62
69
102

1900
1901
1902
1903
1904

80
5
47
134
59

28
31
34
89
97

990
1*184
1*595
2*942
3.507

373
442
497
766
843

6.163
8.779
10.927
14.049
13*926

112
171
235
286
309

1905
1906
1907
1906
1909

105
136
153
369
433

166
187
257

4.228
4.726
5*305
6*641
9*558

1.016
1.027
1.312
1*423
2*228

16*543
19*370
24*413
29*646
57*741

341
364
393
495
613

1910
1911
1912
1913
1914

1*985
Ii778
3.163
1*589
2*566

11*410
9,912
9*692
8*968
8*541

2*575
2*506
2*297
2*264
2.351

65*274
56.137
51.419
54*977
54*807

692
637
624
599
574

1915
1916
1917
1918
1919

1*844
1*504
1.571
9*588
11*551

8*442
8*442
8.858
10.803
12*048

2*468
2.467
3*270
3.553
4*267

56.578
68.494
98.738
132.471
150*741

558
554
559
580
583

1920
1921
1922
1923
1924

10*461
12*646
10*399
7*304
4*423

318
691
90
1.476
2.670

14*841
15.651
9.900
9*172
7*580

5,255
4.586
2*745
2.471
2.054

211.912
180*365
101.503
93*994
77.224

612
623
487
446
388

1925
1926
1927
1928
1929

2*100
2*624
1*169
1*693
2*118

1.702
2.877
1.905
1*610
1,6" 7

7.589
7.444
7*629
7.99.7
8.060

2*232
2*462
2*646
2.792
3.244

93.461
99.110
97*144
95.190
100.395

381
369
348
337
344

1930
1931
1932
1933
1934

2*540
2*147
1*649
729
198

1*506
1*922
1.743
1*253
847

7.718
7.282
6.649
4.665
4*765

3.775
3.605
3*077
2.102
2*658

94.271
76*565
59.442
42.256
46.760

322
292
270
190
198

1935
1936
1937
1938
1939

35
32
7
20
7

97
106
89
93
217

4*040
4*150
4.112
4.077
4*182

2.844
3.157
3*589
3.971
3.606

47.454
56*725
62*326
59*666
61*899

193
192
189
185
184

1940
1941
1942
1943
1944

45
30
15

279
403
291
304
397

4*291
4*725
4*740
4.857
4*970

4,034
4.543
4*924
5.416
6.086

63.483
74*878
64*529
131*293
169*292

184
185
184
185
184

447
199

1
221

51

1945
1946
1947
1948
1949

398
630
805

690
1.063
2.771
630
790

5.064
5.334
6.260
6*695
6.975

6.886
8*300
9,916
11*544
13*420

224.155
274*987
280.571
283*412
279.819

183
165
185
186
187

1950
1951
1952
1953
1954

2*494
1*291
927
5*618
667

1.010
1.063
1.469
1.619
1.463

7.345
7.940
8*425
6.925
8.460

15*195
16*466
18.313
19*662
20.907

298*272
291.943
349*928
369*593
390*143

187
187
187
187
186

411*114

187

1955

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1.540

OREGON

Revised data for assets and liabilities and


number of all banks in Oregon, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in this
State because adequate data for most years
were reported, either separately or in combination with data for other State commercial
banks, in the reports of the Comptroller of the
Currency or the State banking department.

State commercial banks and mutual savings


banks presented a number of problems and
considerations not encountered in compiling
the balance sheet for national banks. The
following sections describe these problems and
the methods used in deriving the revised series.
The primary sources of statistics for
State commercial banks for 1896-1933 and for
mutual savings banks for 1932-1946 were (1)
figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
These sources were supplemented by data
obtained from bankers' directories.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for assets and liabilities published
or supplied by the State banking department
or (2) summary figures for insured banks
published or supplied by the Federal Deposit
Insurance Corporation and figures for noninsured banks obtained from the State banking
department. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation,

A general description of the compilation


of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Oregon
were obtained fvom abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
1
The term "State commercial banks," as used for this
State, refers to banks that at one time or another during the
period were designated in the annual reports of the Comptroller of the Currency as "State banks," "loan and trust
companies/' "stock savings banks," or "private banks and
bankers" (unincorporated banks).

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836

Oregon

837

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

On the basis of information obtained


from State banking department reports and
bankers' directories, the following numbers of
State commercial banks with their balancesheet data were added to the figures published
by the Comptroller:
Year

1896
1897
1898
1899
1900
1901

....

Number

30
26
26
35
32
32

Year

1902
1903
1904
1905
1906

Number

44
46
50
66
98

One-third or less of all State commercial


banks reported to the Comptroller for the
period 1896-1906. Since the State banking
department was not established until 1907,
principal balance-sheet items for banks not
reporting in previous years were estimated
on the basis of information derived from
bankers' directories, while the balance-sheet
detail was estimated on the basis of the percentage distribution of corresponding items
2
In cases where the breakdown of & given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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for banks reporting to the Comptroller. Time


depositsthe only major item not reported
to the Comptroller in these yearswere estimated as described later.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1928. For years in which the breakdown was
not reported, figures were estimated.
Real estate loans and collateral loans for
1908 were estimated by applying to total
loans the average of the ratios of each item
to total loans as computed from reported data
for 1907 and 1909, and for 1916 by applying
the average of such ratios for 1915 and 1917.
Real estate loans for 1918-1920 were
estimated by applying to total loans, ratios
of this item to total loans that were derived
by interpolating between similar ratios based
on reported data for 1917 and 1921. Collateral
loans for this period were estimated by applying to total loans, ratios that reflected changes
over the period in the ratio of collateral loans
to total loans at Oregon national banks; these
ratios were derived by interpolating technique
No. 2, described in the United States Summary. Because of restrictions on holdings of
real estate loans by the national banks, the
national bank trend was not representative
for application in the case of real estate loan
estimates.
Real estate loans and collateral loans for
1922-1927 were estimated by applying to total
loans, ratios of each item to the total that
reflected changes over the period in such ratios
at other types of banks in the Stateat State
member banks for real estate loans and at
national banks for collateral loans; these
ratios were derived by interpolating technique No. 2, described in the United States
Summary.

838

All-Bank Statistics

INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly
until 1928. For the years in which items were
not reported, figures were estimated.
Estimates of United States Government
securities for 1908 were derived by applying
to total investments the average of the ratios
of this item to the total as computed from
reported data for 1907 and 1909, and for 1916
by applying the average of the ratios for 1915
and 1917. Estimates for 1918-1920 were
derived by assuming that holdings of these
securities accounted for the same proportion
of the annual change in total investments as
was computed for Oregon national banks.
Holdings of obligations of States and
political subdivisions in 1908 were estimated
in the same manner as United States Government securities. For 1916-1920 they were
estimated by applying to total investments,
ratios that reflected changes over the period
in the ratio of State and political subdivision
securities to total investments at Oregon
national banks; these ratios were derived by
interpolating technique No. 2, described in the
United States Summary. For 1922-1927 the
estimates were derived by applying to total
investments, ratios of this item to total investments that were derived by interpolating
between similar ratios based on reported data
for 1921 and 1928.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and

other time was adequate, after some minor


revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
total, ratios of these items to total deposits
other than interbank that were extrapolated
from a straight-line trend fitted roughly to
ratios computed from reported data for 19091924, with data for 1910 estimated; estimates
for the latter year were made by applying to
total deposits other than interbank the average ratios of these items to this total computed
from reported data for 1909 and 1911.
Figures for United States Government
deposits for 1918-1921, 1923, and 1924 represent such deposits at State member banks
only, which held practically all of this type
of deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30
of that year, the ratio of these deposits at
State member banks in Oregon to such deposits at all State member banks on June
30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


obtained from bankers7 directories disclosed
The principal assets and liabilities reonly minor differences.
ported by the State banking department for
For 1942-1946 the Federal Deposit Insur1934-1941 were used with only minor adjustance Corporation made available balancements. A comparison of these data with totals
obtained by combining data for insured banks
8
In subsequent paragraphs these items (if discussed) are
published by the Federal Deposit Insurance
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
Corporation with data for noninsured banks
in the tables.

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Oregon
sheet data for noninsured banks obtained from
the State banking department. These data
were combined with data for insured banks
published by the Federal Deposit Insurance
Corporation to obtain totals for all State
commercial banks.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. The

839

breakdowns of loans for 1934-1938 and of


investments other than United States Government securities and of cash assets for 19341941 were estimated on the basis of the percentage distribution of corresponding items at
insured nonmember commercial banks during
the period. The breakdowns of loans for
1939-1941 and of cash assets for 1946 were
estimated on the basis of the percentage distribution of these items at noninsured banks
in 1942 and 1945, respectively.

MUTUAL SAVINGS BANKS, 1932-1946


The first mutual savings bank in Oregon
ers' directories, and the breakdowns of these
was chartered in October 1931. Data for this
items were estimated by assuming the same
institution as reported to the Comptroller of
percentage distributions as those in 1933. The
the Currency or to the Federal Deposit Insurbreakdowns of loans for 1942-1946 were estiance Corporation were complete in each year
mated on the basis of the percentage distribubeginning with 1933 except for the breakdowns
tion
of loans derived from reported figures for
of loans for 1942-1946. For 1932 the principal
December dates in corresponding years.
balance-sheet items were obtained from bank-

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Federal Reserve Bank of St. Louis

840

Oregon

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

10tl54
8.023
11*335
11*252

562
377
677
685

2.520
2*928
5.533
4.939

7*072
4.718
5*125
5.628

1900
1901
1902
1903
1904

19t01S
14*383
19*283
23*916
31*434

892
714

1.675
1*170
1 832

9.472
2.793
7.793
4.465
6.891

8*651
10.876
9.815
18*281
22.711

1921
1922
1923
1924

211*415
177*240
160*023
165*850
165*852

15.708
12*842
14*267
14*450
16*361

55*649
60.394
59.652
61.104
60.753

140*058
104*004
66*104
90.296
88*738

1905
1906
1907
1908
1909

31*260
37.384
46*049
50*231
53*315

1.678
2.359
4.250
5.781

5.579
6.996
9.251
10.424
10.649

24.695
28.710
34.439
35.557
36.885

1925
1926
1927
1928
1929

161.957
168*030
161.877
147*569
145*446

17*653
21*006
20*490
21*649
20*544

54.863
69.097
59.820
51*585
24*138

89*441
77.927
81*567
74*335
100*764

1910
1911
1912
1913
1914

69*284
72*733
78*456
87.230
84*960

6*573
7.595
9.944
10*120
9.748

14*673
15.092
15.106
16.884
16.088

48.038
50*046
53.406
60*226
59*124

1930
1931
1932
1933
1934

140*428
111.759
79.555
52.252
54.283

19*847
20,341
17*817
11*976
10*348

22.294
17.594
11.663
9.005
9*685

98*287
73*824
50*075
31.271
34*250

1915
1916
1917
1918
1919

84*375
90.107
107.380
130*405
149*976

10*316
11.079
12*608
13*093
12*366

17.521
19.580
24.138
36.663
56.767

56.538
59.448
70*634
80*649
80*843

1935
1936
1937
1938

56.403
64.741
82.659
86.488

9.606
10.325
13*094
15*540

9*679
9.901
10.402
9.355

37.118
44*515
59*163
63*593

986

1920

Loans'
Year

Commercial,
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

43*622

751

1940
1941
1942
1943
1944

106.751
124.321
117.189
90*025
158.085

48*621
63.394
56*653
49.354
55.005

453
492
296
217

2*916

1945
1946
1947
1948
1949

125.311
203.939
282.002
350.267
371.453

56.134
99.153
149*791
171*854
165,720

1950
1951
1952
1953
195*

418.663
566*209
640*488
705.532
691.467

1955

768.312

Real estate

To
others

On
farm land

Other
Other

to
individuals

All
other

10*089

5.500
6*221
5*868
5*926
4*329
4*205

19.568
13.819

36*306
41*920
41*695
3*107
8*086

1*069
61.334

1*428
1*394

10*195
10.054
10.580
10.953
11.326

1.019
754
855
367
226

25*982
32.775

1*842
4*090
7*044
8*308
8*814

13*726
25.722
46.518
62*585
72*624

4.495
10.074
17.334
23.392
26.070

15.073
22*303
41*096
74.387
90*590

7*040
9*068
12.451
4*195
4.769

170*035
250*007
262*060
268*663
267*661

372
589
402
518
816

2*339
3.783
3.353
2*909

9*043
10.672
11*510
11*973
11*555

92*201
146*248
183*372
201.110
199.499

26.246
28*383
32.143
32.562
37.458

114*764
126*839
148.104
187*659
170.522

5.6*7
5*015
3*916
5*157
5*485

294*004

2.428

1*463

15.660

215*604

43*127

196.462

4*809

851
483
360

6.913

5*356
3*600
1.985

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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2.104
2,110
1,679

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Oregon

841

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

1896
1697
1898
1899

4*482
4.152
8.097
6t669

2*022
2*117
2*440
2.709

2*152

1900
1901
1902
1903
1904

6.270
6.747
10.208
9*802
10,696

2*233
2*114
2,530
3*033
3,172

1905
1906
1907
1908
1909

9,909
12.247
13.961
20,889
20*500

1910
1911
1912
1913
1914

Other
securities

Total

Cash items
in process
of coUection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

607

1*694
1,557
3,505
3.353

3*645
5*240
6*164
8,435

100
91
89
176

1*661
1*910
2*251
2*392

1.884
3*239
3.824
5.867

1.259
1*404
1*694
1*597

19*540
16*819
27*290
27,953

1,034
1,207
1,464
1,126
2.969

3.003
3.426
6.214
5*641
4.555

10*237
10.396
14.000
13,862
17.098

494
170
276
283
397

3,687
2,927
3,562
4,581
5*207

6.056
7.299
10.142
8.996
11.494

2*029
2*086
2*055
1*664
2*500

37,551
33*612
45*546
49*444
61*728

3*202
3.619
4,398
5.125
6*072

1.596
1*731
1*662
2*256
2*468

5.111
6,897
7,901
13*508
11*960

18*797
24.837
27.652
33.573
36.688

476
570
767
986
1.033

5*361
6.327
9*185
14.437
12*969

12.958
17.940
17.660
16*148
22*666

3*136
2.445
2.417
3*736
3.185

63,102
76*913
90*079
108*429
113*886

22,726
22*393
23*625
25*495
25*196

6*736
7.183
7.605
6.426
7.914

3*696
3.767
6.443
6*990
8.319

12*294
11,443
9,577
10*079
6*963

42*146
43,615
44*806
42.505
41*044

1.487
1*507
1,660
2,233
1,402

13*407
15*671
14*846
13.609
14.209

27*252
26.437
28.300
26*463
25*433

4.096
4.260
4*920
5*640
6*640

138*252
143*001
151*807
160*870
156*040

1915
1916
1917
1918
1919

25.370
27.202
33,258
44*784
59,050

7,758
7.520
10,456
23*288
37,556

8*447
9*062
9.628
9*961
8*710

9*165
10,620
13,172
11*535
12*784

37.576
37.252
54*754
47*520
58*230

1,329
1*385
1,702
3*847
5,509

11.317
9*233
12,644
7.549
7.523

24*930
26*634
40*408
36*124
45*198

7,257
7*811
9*111
10.527
10*621

154*578
162.372
204*503
233*236
277.877

1920
1921
1922
1923
1924

53.212
50.688
58*843
70,545
71.564

32.904
25,227
28*116
34.535
34,335

9*542
11.458
13*950
15,727
16*641

10,766
14*003
16*777
20*263
20,588

59.259
46*595
50*404
55*447
56*936

5,769
4,447
4,799
6,226
7,286

8*555
6*110
7*236
7*479
7*728

44,935
34*038
38*369
41,742
41,924

13.610
13.604
11,763
13,464
16,426

337*496
286*127
281*033
305*326
310*780

1925
1926
1927
1928
1929

79.186
85.107
91*101
114*626
114,157

37*669
36*185
35*491
49*612
52*194

17*873
20.145
22,357
26.452
28,279

23,644
28,777
33*253
38.562
33.684

61*697
63.164
58.974
60.471
54*432

8*085
8*167
7,568
6,686
7,792

7*914
7,441
7,662
7,052
6*501

45,698
47,556
43*744
44*731
40*139

20.035
17.527
14*754
13*876
13*891

322,875
333,826
326*706
336*544
327*926

1930
1931
1932
1933
1934

109*017
117.691
105*186
102*793
114.248

46,796
47*406
45*803
55,503
74,405

27.872
30*348
28*932
26*111
21.655

34.349
39.937
30.451
21.179
18.188

62,622
68*720
45*308
43,032
50.553

7,345
5,729
3*276
2,956
3*409

6,780
6,721
5,482
4,447
4,602

48*697
56.270
36,550
35,629
42,542

13*055
12*673
11*109
9*536
10.357

325*322
310,843
241*156
207*615
229*441

1935
1936
1937
1938
1939

116.564
139.736
141.274
136,866
129*802

75,116
62,512
99*531
102*384
103,208

27.994
27.127
23.264
21.078
18*223

15.454
30,097
18,479
13*426
6.371

65.890
74*443
77.887
73.233
94*091

4.480
8.584
9*825
10*401
10.296

4,833
6*072
6.571
5*888
6.023

56*577
59*787
61,491
56,944
77*772

10.929
10*217
9,321
9*422
8,663

251*786
289*137
311*141
308*031
326*821

1940
1941
1942
1943
1944

130,259
162,333
220,803
499,145
661*784

101*193
136*036
193,337
476.046
603*613

20.333
17.091
18,767
17,431
27,010

6.733
9.206
8.699
5*668
31*161

117.758
128*710
164*821
205.933
223.033

12.585
16.752
21.177
41*413
41*515

7*474
7.530
10,136
14,286
15*881

97*699
102*428
133.508
150*232
165*637

8*271
8*404
8*734
9*610
10*662

363*039
423*766
511*547
804*713
1*053*544

1945
1946
1947
1948
1949

874*546
699*462
752.898
706.979
651,824

771,153
828*944
662*106
598*507
557.267

88*302
59*177
82,745
98,424
85*051

15.091
11.341
8*047
10*046
9.506

243,679
274*260
287*515
303*075
282,033

42*646
44*689
55*127
65*128
50*800

14,248
14*371
17*032

19.991
18*202

186*963
215*200
215*356
217*956
213*031

12*017
11*998
15*736
20*411
19*423

1*255*753
1,389,659
1*338,151
1*360*732
1*324*733

1950
1951
1952
1953
1954

679,103
599*009
623*297
627,219
696*525

559*051
474.371
490*803
466*431
528,147

108.943
111,440
117*695
128*486
157,271

11.109
13.198
14*799
12.302
11*107

260*940
299,849
338,544
314.176
322.675

56*713
60*952
73.688
72*044
68*366

15*727
15*187
18*529
19*460
18*490

206*500
223.710
246*327
222*654
235,819

21*409
22,500
23*790
25i273
27*186

.400,115
,487*567
426,119
.672,202
.737*853

1955

782*306

323*079

81*197

20*972

220.910

30.139

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

566
478

172*666

842

Oregon

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total
1896

Ilt809

1897
1898
1899

11*640
19*861
21*085

1900
1901
1902
1903
1904

29t550
26*151
37,379
40.877
50t477

1905
1906
1907
1908
1909

50*413
62*192
74.481
86*784
91*676

1910
1911
1912
1913
1914

Interbank

1*059
1*801

U.S.
Government
357

Other

Other
time

364
400
473

9,167
8,713
14.391
15,516

1*226
742
3*066
2.585

450
490
975
1,080
1.172

20.947
19.337
26.901
29*406
34,367

5.391
4.017
6.502
6.732
9*344

5*692
7,491
10,734
8.321
9,781

1,074
1.137
1*723
1.974
1*565

34,704
43.149
50*234
58.982
62*101

8*943
10.415
11.790
17.507
18*211

111*578
114*357
120*477
125.869
122*352

12,005
11,916
13*562
13,023
12,438

1.324
1*302
1*634
909
907

75*520
77*251
79*305
81.079
72*495

22.729
23*688
25*976
30.856
36*512

1915
1916
1917
1918
1919

116*092
124*933
164.125
185.528
229.404

10,209
12*666
20,460
15,354
16,679

683
623
759
2*973
1*123

71.071
72.281
96*847
115.695
148,047

34*129
39.363
46*059
51*506
63*555

1920
1921
1922
1923
1924

269.498
224*861
230.551
254*864
260*433

17*478
13,341
14*580
15,465
16.744

778
196
274
355
276

170*597
132*512
138,797
149.090
145.023

80*645
78*830
76*900
89.974
96*390

1925
1926
1927
1928
1929

273,453
289*253
284*435
292.097
278.802

17,475
19.454
17,782
18.462
15,461

292
335
265
265
363

149.658
155.364
150.336
150*058
139.076

106.028
114*100
116*050
123*312
123*902

1930
1931
1932
1933
1934

278.515
265*362
194.122
173,083
198.069

17.753
23.929
14,672
13,650
15*392

175
596
1*020
1.524
1*664

135.623
117*565
79,709
72*453
90*919

124*964
123*292
98*721
85*456
90.114

1935
1936
1937
1938
1939

227*214
264.184
285.432
261.402
300.391

18,610
18,115
15,568
17,212
20,303

1*222
4.454
4.053
4*634
5.717

116,677
145*486
159,079
141,480
151,778

90.705
96*129
106*732
118*076
122*593

1940
1941
1942
1943
1944

333.352
392.040
477.720
767,403
1.007.689

21.873
24,238
26,102
35,532
33*100

5.958
7*767
11,374
48.286
152.405

177,356
225,371
298,091
496,257
573*470

128*165
134.664
140.153
187.328
248*714

1945
1946
1947
1946
1949

1*202*634
1*324.296
1*264,812
1.296*491
1,236,593

39,455
38,568
31*896
31,329
29*171

150*734
110.929
7.041
15*481
16.031

681,851
791.425
822.022
854,012
801,825

330.594
383.374
403.853
397.669
389.566

1950
1951
1952
1953
1954

1,303,517
1*381*282
1*500.180
1*533.426
1.591.604

34,096
38*563

45", 3 86
37,391
38,534

25.424
35.078
31.255
19.071
28*945

853,191
902,635
942,601
928,166
916,141

390,606
405*006
480,938
548.778
607*984

1955

1.746.683

1.007.372

663*638

2*004
2*511
2 762
2.307
3,001
3,659
5,594

Oregon

843

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as ol: June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Surplus and

National

Year

BOITC wings

Other

bank
notes

Capital

liabilities

other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1096
1897
1898
1899

120
11
10
40

946
847
734
859

95
69
60
9

5*000
4*678
4.318
4.415

1.570
1*574
2*307
1*545

19*540
18*819
27*290
27.953

78
73
73
78

1900
1901
1902
1903
1904

31
27
10
108

957
1*041
l057
1*532
1*599

229
57
371
162
205

4*920
4.495
4*683
4*427
6*334

1*864
1*841
2*056
2436
3*005

37.551
33*612
45 * 546
49*444
61*728

78
82
92
97
108

1905
1906
1907
1908
1909

103
69
230
68
754

1*724
2*143
2*331
2*686
3l264

109
206
220
175

7*275
8*473
8*069
11*615
11*888

3*478
3*830
4*748
6*087
6*129

63*102
76.913
90*079
108*429
113*888

135
164
155
201
199

1910
1911
1912
1913
1914

765
746
678
658
844

3.957
4*312
4*423
5*710
5*531

471
397
282
608
693

14*601
15*184
17*154
18*242
18*515

6*880
8*005
8*793
9*783
10*105

138*252
143*001
151.807
160*870
158*040

225
245
250
255
258

1915
1916
1917
1918
1919

2*216
2*301
3*929
5i942
7204

084
062
>075
319
.228

512
352

1*079
6*215
3*097

19*214
18*741
18*897
18*410
19*501

10*460
9.983
10*398
10*822
12*443

154*578
162*372
204*503
233*236
277>877

260
259
258
260
265

1920
1921
1922
1923
1924

19,986
16*468
6*971
6*304
4*183

.510
.706
*129
5*698
5*602

6*303
4*374
3*146
3*267
3*509

21*112
21*849
20*844
22*375
23*303

14*087
13*849
13*392
12*798
13*750

337*496
288*127
281*033
305*326
310*780

277
285
277
277
277

1925
1926
1927
1928
1929

5*606
3.327
4*114
3*968
7*007

3*349
3,019
2*998
3*405
5*222

3*290
2*673
1*768
1.578
1*030

23*788
22*870
20*702
21*553
21*061

13*389
12*686
12*689
13.943
14*804

322*875
333*828
326*706
336*544
327*926

279
272
253
243
235

1930
1931
1932
1933
1934

3*827
2*633
6*189
1*859
274

5*761
5*711
9*671
9*328
8*738

877

1*464
1.195
1*315
860

21*256
21*176
18*394
13*652
13*270

15.086
14,477
11.587
8*378
8*210

325*322
310.843
241*158
207.615
229.441

228
215
170
108
105

1*059
1*078
1*409
1*290
1*245

12*751
12*627
11*570
11*806
11*748

9.531
11*235
12*730
13*527
15.437

251.786
289*137
311*141
308*031
328*821

105
94
80
77
75

1940
1941
1942
1943
1944

1*560
1.896
1*715
2*226
3*425

11*035
10*939
12*433
12*421
13*916

17*092
18*893
19*679
22*663
28.534

363*039
423*768
511*547
804*713
1*053*564

74
73
73
72
70

1945
1946
1947
1948
1949

3*984
4.737
6*140
7*982
7*863

14*627
17*148
19*229
19*529
19*869

34*508
43*478
47.970
54*730
60*408

255*753
389*659
338151
360*732
324*733

74
71
71
72
70

9*685
13*418
16*289
22.298
20*887

23*060
25*709
36*665
37*915
41*710

63*853
66*858
72*985
78*513
83*302

400*115
487*567
626*119
672*202
1737*853

71
71
71
69
51

1*903*838

50

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*231
13
6

300
50
350

1*189

844

Oregon

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

10.15*
8t023
11*335
11.252

562
377
677
685

2*520
2*928
5.533
4*939

7*072
4*718
5*125
5*626

1900
1901
1902
1903
1904

19*015
14*383
19*283
23*916
31*434

892
714

1*675
1170
1*832

9*472
2*793
7*793
4*465
6*891

8.651
10*876
9.815
18*281
22*711

1920
1921
1922
1923
1924

211*415
177*240
160*023
165*850
165.852

15*708
12*842
14*267
14*450
16*361

55*649
60*394
59*652
61*104
60*753

140*056
104*004
86*104
90*296
88*738

1905
1906
1907
1908
1909

31*260
37*384
46*049
50*231
53*315

1*678
2*359
4*250
5.781

5*579
6*996
9*251
10*424
10*649

24*695
28*710
34*439
35*557
36.885

1925
1926
1927
1928
1929

161*957
168*030
161*877
147*569
145*446

17*653
21*006
20*490
21*649
20*544

54*863
69*097
59.820
51*585
24*136

89*441
77*927
81*567
74*335
100*7*4

1910
1911
1912
1913
1914

69*284
72*733
78*456
87*230
84*960

6*573
7.595
9*944
10.120
9*746

14.673
15.092
15*106
16*864
16.088

48*038
50*046
53.406
60*226
59*124

1930
1931
1932
1933
1934

140*428
111*759
79*546
52.244
54*263

19*847
20*341
17*806
11*968
10*328

22*294
17.594
11*663
9*005
9*665

96*287
73*824
50.075
31*271
34*250

1915
1916
1917
1918
1919

84*375
90.107
107*360
130*405
149.976

10*316
11*079
12,608
13.093
12.366

17*521
19*580
24.138
36*663
56.767

56.538
59*446
70*634
80*649
80*843

1935
1936
1937
1938

56*310
64.294
81*766
87.379

9*513
9*665
12*240
14*465

9*679
9*901
10*363
9*321

37*118
44*508
59*163
63*593

986

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

43.622

751

1*016

1940
1941
1942
1943
1944

104.927
122*142
114i712
87*440
155*099

48*621
63*394
56*653
49*354
55*005

453
492
296
217

851
483
360

2*916

1945
1946
1947
1946
1949

122*134
199*483
275.811
341*668
361*934

56*134
99.153
149.791
171.854
165*720

1*019
754
855
367
226

25.982
32*775

1950
1951
1952
1953
1954

406.379
554*292
627*088
669*225
672.009

170*035
250*007
262*060
268*663
267.661

372
589
402
518
616

1955

746*306

294*004

2*428

Other

Other
loans
to
individuals

All
other

32*575
2*061
2*066
1*669
1*423
1*383

9*619
9*262
9.425
9*744
9*824

5*019
4*506
4*617
2*960
2*733

19*566
13.816

38*303
41*919
41*692
3*107
6*086

1*823
4*085
7.040
8*304
8.812

12.017
23*392
42*956
57*354
66.118

3*046
7*953
14*711
20.234
23*066

15.073
22*303
41.094
74.387
90*590

7*040
9*068
12*451
4*189
4*782

2*339
1*985
3*783
3.353
2*909

9*043
10*672
11*510
11*973
11.555

82.669
135.531
171*637
187*075
184.768

25*481
27*217
30*524
30*376
32*817

114*777
126*805
148*058
187.573
170*436

5*867
5*015
3*918
5*157
5*485

1*463

15.660

197.360

39*502

196*325

4*809

1*069
61*33<i

6.913

5,356
3*600

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Oregon

845

Table la\\\ Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Gash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

4*482
4*152
8*097
6*669

2*022
2*117
2*440
2.709

566
478
2,152
607

1,894
1,557
3.505
3,353

3.645
5.240
6*164
8.435

100
91
89
176

1*661
1*910
2*251
2*392

1,884
3*239
3*824
5*867

1*259
1*404
1*694
1.597

19*540
18,819
27*290
27*953

1900
1901
1902
1903
1904

6*270
6*747
10*208
9*802
10*696

2*233
2*114
2*530
3*033
3*172

1*034
1.207
1.464
1.128
2*969

3,003
3.426
6,214
5,641
4*555

10.237
10*396
14*000
13*862
17*098

494
170
276
283
397

3*687
2,927
3*582
4*581
5*207

6*056
7.299
10,142
8.998
11,494

2*029
2*086
2*055
1*864
2.500

37.551
33.612
45.546
49*444
61*726

1905
1906
1907
1908
1909

9*909
12.247
13*961
20*889
20*500

3*202
3*619
4,398
5*125
6*072

1.596
1.731
1*662
2*256
2*468

5*111
6*897
7,901
13,508
11,960

16.797
24*837
27*652
33*573
36*888

478
570
787
986
1*033

5*36]
6*327
9*185
14.437
12*989

12.958
17.940
17,680
18,148
22*866

3.136
2.445
2.417
3*736
3*165

63*102
76*913
90*079
108.429
113*688

1910
1911
1912
1913
1914

22*726
22*393
23*625
25.495
25*196

6*736
7,183
7*605
8,426
7,914

3.696
3*767
443
,990
,319

12*294
11,443
9,577
10*079
8*963

42.146
43*615
44,606
42,505
41*044

1*467
1*507
1*660
2,233
1,402

13*407
15*671
14*846
13*809
14*209

27.252
26*437
28*300
26*463
25,433

4*096
4*260
4.920
5*640
6*840

138*252
143*001
151*807
160*870
158*040

1915
1916
1917
1918
1919

25.370
27.202
33.258
44*784
59.050

7,758
7,520
10*458
23*288
37,556

,447
,062
.626
.961
,710

9,165
10*620
13*172
11*535
12.784

37.576
37.252
54,754
47,520
58,230

1*329
1,365
1*702
3*847
5*509

11*317
9.233
12*644
7*549
7*523

24*930
26*634
40*406
36,124
45,198

7*257
7*611
9,111
10,527
10,621

154*578
162*372
204*503
233*236
277.877

1920
1921
1922
1923
1924

53*212
50*686
58.843
70*545
71.564

32,904
25*227
28,116
34,535
34,335

9,542
11,456
13.950
15,727
16,641

10.766
14.003
16.777
20.283
20.S88

59.259
46,595
50,404
55,447
56,938

5*769
4.447
4.799
6*226
7*286

8.555
8*110
7*236
7*479
7*728

44,935
34*038
38*369
41*742
41*924

13,610
13.604
11.763
13*484
16*426

337.496
288*127
261,033
305,326
310,780

1925
1926
1927
1926
1929

79*186
85*107
91*101
114*626
114*157

37*669
36*185
35,491
49,612
52*194

17.873
20,145
22,357
26*452
28.279

23*644
28.777
33*253
38.562
33*684

61,697
63*164
58*974
60.471
54.432

8.085
8*167
7*568
6*668
7*792

7*914
7,441
7*662
7*052
6*501

45,698
47*556
43*744
44*731
40*139

20.035
17.527
14.754
13.878
13*891

322,875
333,826
326*706
336*544
327*926

1930
1931
1932
1933
1934

109.017
117.691
105.167
102*767
114*198

46*796
47*406
45*803
55,503
74.405

27.872
30.348
28,913
26,085
21*605

34*349
39.937
30*451
21*179
18*188

62,822
68.720
45.304
43*027
50,547

7*345
5*729
3,276
2,956
3,409

6*780
6.721
5*481
4*446
4*601

46*697
56*270
36,547
35*625
42*537

13*055
12*673
11*108
9.536
10.354

325*322
310*643
241,125
207*574
229*362

1935
1936
1937
1938
1939

118*222
139.103
140*605
136*151
129.078

75,116
82,411
99.531
102,359
103,208

27*652
26.917
22*817
20,516
17.547

15.454
29.775
18,257
13,276
8,323

65*667
74*370
77,769
73.101
93.659

4,460
8,584
9*825
10*401
10,296

4,827
6,068
6,565
5,885
6*016

56*560
59*718
61*399
56,815
77*345

10*918
10*207
9*307
9*408
8*853

251.317
287.974
309.467
306*039
326,437

1940
1941
1942
1943
1944

129*290
161*675
220*075
497*200
659*143

100,966
135*829
192,942
474,412
601*157

19*649
16.685
18*434
17*120
26*825

8,675
9,161
6,699
5,668
31,161

117,563
128*471
164*377
205*624
222*538

12*565
18,752
21*177
41,413
41,515

7*468
7.519
10*116
14*275
15*872

97,510
102*200
133*082
149*936
165,151

6.248
8.364
8*685
9*576
10*635

360*026
420*652
507*849
799,840
1,047,415

1945
1946
1947
1948
1949

870*079
893*880
747*010
702*013
647*196

766,705
823,367
656,268
593,663
552,920

88*283
59*172
82.695
98,302
84,770

15,091
11,341
8,047
10*048
9*506

243,395
273*624
286,669
302,259
280,976

42*648
44*669
55*127
65,126
50,800

14,215
14,309
16*980
19*936
18*142

186*532
214*626
214*562
217,195
212*034

12*010
11*996
15*722
20*342
19*297

1,247,616
1,378*983
1,325*212
1*366*482
1*309*403

1950
1951
1952
1953
1954

673.649
593*639
615*369
619*128
689.060

553*660
469*018
482*891
476*355
520*698

108*880
111,423
117.679
128*471
157,255

11.109
13*198
14*799
12,302
11*107

279,304
298*647
337*013
312*800
321*405

58,713
60,952
73*668
72*044
68*366

15*651
15*137
18,448
19*370
18,385

204,940
222*558
244,877
221.386
234*654

21.255
22.401
23*679
25.111
26*990

1*362*567
1.468*979
1*603,149
1,646,264
1,709,464

582,492

172,671

321,777

61*196

20*822

219,759

29.896

1*872*656

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

846

Oregon

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Total

Interbank

U.S.
Government

Other

Other
time

1696
1897
1898
1899

11*809
11*640
19*861
21*085

1.059
1.801
2.004
2*511

357
384
400
473

9*167
8*713
14*391
15*516

3*066
2*585

1900
1901
1902
1903
1904

29*550
26*151
37*379
40.877
50.477

2*762
2.307
3.001
3*659
5*594

450
490
975

1*080
1*172

20*947
19.337
26*901
29*406
34*367

5*391
4*017
6.502
6.732
9*344

1905
1906
1907
1908
1909

50*413
62*192
74*481
86*784
91.678

5.692
7.491
10*734
8.321
9,781

1,074
1.137
1.723
1.974
1,585

34.704
43*149
50*234
58*982
62*101

8.943
10*415
11.790
17.507
18*211

1910
1911
1912
1913
1914

111*578
114,357
120,477
125,869
122*352

12*005
11*916
13*562
13*023
12,438

1,324
1,302
1,634

75.520
77.251
79.305
81.079
72.495

22.729
23.886
25*976
30*856
36*512

1915
1916
1917
1918
1919

116*092
124*933
164*125
185.526
229*404

10*209
12*666
20.460
15,354
16.679

683
623
759

2i973
1.123

71*071
72*261
96.847
115.695
148*047

34.129
39*363
46.059
51,506
63*555

1920
1921
1922
1923
1924

269.498
224,881
230.551
254.884
260.433

17,478
13,341
14.580
15.465
16.744

778
198
274
355
276

170*597
132.512
138.797
149*090
145*023

60*645
78.830
76.900
89*974
98*390

1925
1926
1927
1928
1929

273.453
289*253
284.435
292.097
278,802

17.475
19.454
17,782
18,462
15*461

292
335
265
265
363

149*658
155*364
150*338
150*058
139*076

106*028
114*100
116*050
123*312
123.902

1930
1931
1932
1933
1934

278*515
265,382
194,096
173.049
198.018

17.753
23*929
14,672
13*650
15.392

175
596

1*020
1.524
1*664

135.623
117*565
79*709
72*453
90*919

124*964
123*292
98*695
85*422
90*043

1935
1936
1937
1938
1939

226*763
263.085
283.828
279.493
296*105

18*610
16*115
15,486
17.132
20.238

1*222
4*454
4*053
4*634
5*717

116*677
145*486
159*079
141*480
151*778

90*254
95*030
105*210
116*247
120*372

1940
1941
1942
1943
1944

330.492
389.107
474*276
762,825
1,001,867

21.786
24.148
27.997
35,420
32.988

5.958
7*767
11*374
48*286
152*405

177.356
225.371
298*091
496*257
573*470

125*392
131*821
136*814
162.862
243*004

1945
1946
1947
1948
1949

1.194,864
1*314,182
1,252,482
1,284,850
1*222*008

39,322
38,425
31.560
31,208
28*779

150*734
110*929
7*041
15*481
16*031

681*851
791*425
822*022
654*012
801*825

322*957
373*403
391*859
384*149
375*373

1950
1951
1952
1953
1954

1.286*866
1*363*646
1*478*261
1*508*666
1*564.708

33*989
37*897
44*573
36.433
37.516

25*424
35*077
31*254
19*068
28*944

653*191
902*633
942*601
928.166
916*141

374.262
388*039
459*833
524.979
582*107

1*717*306

25*564

909
907

1*226
742

655.317

Oregon

847

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

r1

Nati
ba
no

Borrowings

<*

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1896
1899

120
11
10
40

946
847
734
859

95
69
60
9

5*000
4*678
4*318
4*415

1.570
1*574
2*307
1*545

19.540
18*819
27*290
27*953

78
73
73
78

1900
1901
1902
1903
1904

31
27
10
108

957
1.041
1*057
1*532
1*599

229
57
371
162
205

4*920
4*495
4*683
4*427
6*334

1*864
1*841
2.056
2.436
3.005

37*551
33*612
45*546
49*444
61*728

78
82
92
97
108

1905
1906
1907
1908
1909

103
69
230
68
754

It724
2.U3
2*331
2*686
3*264

109
206
220
1*189
175

7.275
8*473
8*069
11*615
11*888

3*478
3*830
4*748
6.087
6*129

63*102
76*913
90*079
108*429
113*888

135
164
155
201
199

1910
1911
1912
1913
1914

765
746
678
658
844

3*957
4*312
4423
5*710
5*531

471
397
282
608
693

14*601
15*184
17.154
18.242
18,515

6.880
8.005
8,793
9*783
10.105

138*252
143*001
151*807
160*870
158*040

225
245
250
255
258

1915
1916
1917
1918
1919

2*216
2.301
3929
5*942
7>204

6,084
6*062
6*075
6*319
6*228

512
352
1.079
6*215
3*097

19*214
18*741
18*897
18*410
19*501

10.460
9,983 .
10*398
10*822
12*443

154*578
162*372
204*503
233*236
277*877

260
259
258
260
265

1920
1921
1922
1923
1924

19*986
16*468
6*971
6*304
4*183

6*510
6*706
6*129
5*698
5*602

6*303
4*374
3*146
3*267
3*509

21*112
21*849
20*844
22*375
23*303

14*087
13*849
13.392
12*798
13*750

337*496
288*127
281*033
305*326
310*760

277
265
277
277
277

1925
1926
1927
1928
1929

5*606
3*327
4tll4
3*968
7*007

3*349
3*019
2*998
3*405
5*222

3*290
2*673
.768
.578
030

23*788
22*870
20*702
21*553
21*061

13*369
12*686
12.689
13,943
14.804

322*875
333*826
326*706
336*544
327*926

279
272
253
243
235

1930
1931
1932
1933
1934

3*827
2>633
6*189
1*859
274

5*761
5*711
9*671
9*328
8*738

877
*464
.195
.315
860

21*256
21*176
18.394
13.652
13.270

15*086
14.477
11*580
6,371
8*202

325*322
310*643
241*125
207*574
229*362

228
215
169
107
104

1*231

.053
056
397
*280
.232

12*751
12.627
11*570
11*806
11*748

9*519
11*193
12*672
13*454
15*352

251*317
287,974
309,467
306*039
326*437

104
93
79
76
74

1940
1941
1942
1943
1944

1*517
1*8*7
1*646
2*173
3*370

11*035
10*939
12*433
12*421
13*916

16*984
18*739
19*474
22*421
28.262

360*026
420*652
507*849
799*840
1*047*415

73
72
72
71
69

1945
1946
1947
1948
1949

3*931
4*572
5*974
7*894
7*720

14*627
17*148
19*229
19*529
19*869

34*196
43*081
47*527
54*209
59*806

1*247*618
1*378*963
1,325*212
1*366*482
1,309*403

73
70
70
71
69

9*486
13*240
16*069
22*042
20*471

23*060
25*709
36*665
37.915
41*710

63*175
66*084
72*134
77.591
82,225

,362*587
466*979
,603*149
646*264
709*464

70
70
70
68
50

22*832

43*145

1*872*656

49

1935
1936
1937
1938
1939

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

13

300

50
350

848

Oregon

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

6*843
6*136
6*037
6*475

195
183
158
160

2*268
2*130
1*840
1*867

4*380
3*823
4*039
4*448

1900
1901
1902
1903
1904

7.766
7*956
9,307
13.065
14*212

183
187
206
260
299

2.139

5,444
5*593
6.673
9*524
10*432

1920
1921
1922
1923
1924

119*385
101*269
92*900
95*851
93*203

2.180
3*163
4.736
4*790
5.246

31*721
34*116
34,212
34*994
34*018

85*464
63.990
53.952
56*067
53*939

1905
1906
1907
1908
1909

15*457
20*229
25*383
23*061
27*039

343
443
413
397
472

4*000

11*114
14*626
20*154
18*034
21*101

1925
1926
1927
1928
1929

90*394
108.144
103*192
90.156
98.734

5.487
6.034
5,232
5*606
8*029

30*818
44*364
38*341
31,996
17*289

54*089
57,746
59,619
52*554
73*416

1910
1911
1912
1913
1914

37*030
37*207
39*976
46.272
44,933

764
815
971
998

8*299
9.523
8.959

28*777
29*239
30*708
35*751
34*176

1930
1931
1932
1933
1934

96.866
75*450
56*019
41*050
43*342

8,067
8*226
9,087
6,776
6.200

16*653
13*636
10*165
8,474
9*041

72*146
53*588
38*767
25,800
28,101

1915
1916
1917
1918
1919

49*943
52,137
62*787
76*143
89*405

10.706
11*496
14,427
21*470
33.265

36,745
37*361
44*970
51,727
53.689

1935
1936
1937
1936

45*678
52*165
66*926
72*844

5.879
5,962
7,670
9,851

9*449
9*322
9*792
8*885

30*350
36*881
49*464
54,108

1.796
2.492
3.280
3*390
2*946

2.251

2*176
2*426
3*261
3*461

5.160
4*816
4*630
5.466
7.489

7.153

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

79*591

37,793

6,350

4*050

28*426

1940
1941
1942
1943
1944

93*514
109*375
102.929
78*115
144.906

44.653
58,922
53*239
46,637
52 ,009

453
492
296
203
2*902

720
349
270
1.005
60*775

1*363
1,292
962
742
714

6,364
6*660
6*553
6.731
6*959

4,553
3,459
3,416
2,473
2*254

17*696
11*877

35*406
38,201
38*193
2*428
7*416

1945
1946
1947
1948
1949

110*328
180*918
247.305
304.409
320.908

52,006
92,796
141*175
160*052
153*003

1.001
744
655
306
216

25*426
32.150
6,460
4*637
2*972

1,127
2,931
5,145
6*088
6*702

9*059
18*560
34*123
45,689
53*261

2*513
6,566
12,397
17.156
19*402

12*789
18*847
35*619
66*907
81.714

6*405
8*304
11*531
3,677
4,372

1950
1951
1952
1953
1954

362.627
494.377
548.339
599*120
601*222

156,649
230*249
237*562
242*900
244*466

372
579
384
516
616

1*815
1*561
3*290
2*887
2*397

6,772
8*035
8*460
9*334
9,224

68*115
117.401
145.950
157,051
165.754

21*771
23,345
25,728
25,939
29,059

103*781
112*020
127.917
160*998
149*072

5,224
4,257
3.107
4.009
4*118

1955

684.701

273*702

2.428

579

13*689

160,479

35*442

179*579

3.340

801

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures,
continue to be shown net.

Total loans

Oregon

849

Table 2 National Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.

Total

Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3*939
3*909
5*299
5*182

1*950
2*084
2*213
2*400

392
360
608
548

1*597
1*465
2*476
2*234

2*969
4*646
4*165
6*578

80
83
79
120

1*468
1*650
1.657
1.967

1.401
2*913
2*429
4,491

671
697
685
704

14*422
15,386
16,186
18,939

1900

5*025
5*467
6*318
6*570
6*360

2*081
2*105
2*522
3*027
3*163

580
662
748
698
630

2*364
2*700
3*048
2*845
2*567

5*142
6*517
9*002
9*015
9*656

102
131
186
249
226

1.807
1.936
2*622
2)933
3,518

3,233
4.448
6*194
5,833
5,912

746
741
765
647
748

16,679
20,681
25*392
29,497
30*976

6*502
8*138
10*111
9*964
10*417

3*192
3*607
4*395
5*049
5*941

652
893
1*126
967
1*486

2*656
3*636
4*590
3*948
2*990

11*640
15*118
17,949
17*751
19*928

228
424
568
595
551

3,641
4,918
6,155
6,396
7,090

7,571
9,776
11,226
8*760
12,287

875
813
946
1*143
1*345

34*474
44,298
54,391
51*919
58,729

12*159
12*700
14*059
16*341
15*544

6*545
7*067
7*356
6*093
7*599

2*311
2*244
3*256
3*946
4*426

3*303
3*389
3*447
4*302
3*519

22*332
23*020
23)819
22*502
21.179

868
873
1,062
1,543
957

7)822
9,200
8*705
7,892
6,670

13*642
12*947
14*052
13*067
11*552

1*759
2*132
2,592
2*956
3*400

73*280
75*059
80,446
66*071
85*056

17.521
19*101
23*065
30*059
36*817

7*464
6*993
9*506
17,292
24*052

6*011
6*348
6*397
6*059
4*530

4*046
5*760
7*162
6*708
8*235

23,544
21)636
32*162
25,376
35*028

691
878
1,075
2*367
3*831'

7*624
5*575
7*725
2)693
3*296

15*229
15*185
23*362
20*116
27.901

3,904
4,396
5*095
6*614
7,167

94>912
97*272
123*109
136*192
168*417

31*185
29*985
37*006
44*736
46*549

19*564
18*200
21*453
26*229
26*935

4*167
4*494
6*678
7.236
8*486

7*454
7*291
8*875
11*271
11*128

35)005
26)382
28*402
32.906
33*636

4,238
3,227
3*437
4,620
5*714

3*619
3*561
3*139
3*260
3,656

27*148
19*594
21*826
25,026
24,466

9,765
7*602
6*715
6*866
8*747

195*340
165*236
165,023
180*359
182,335

55*580
62*673
67*102
86*653
90*866

29*827
30*035
30*304
43*879
46*999

10*246
12*966
14*773
17*708
21*483

15*505
19*672
22*025
25*066
22*384

36*609
43.821
39*718
41*177
40*319

6*496
6*796
6*245
7*164
6*895

3*774
3*736
3*742
3)321
3*543

26,339
33,289
29,731
30,692
29,881

10*551
11*229
6*718
6*533
8,330

193,134
225*867
216*730
226*519
238*249

86*109
96*006
89*556
94*285
104*509

41.972
43*602
42*480
52*343
69*121

21*195
23*984
24*148
23*803
18*379

22*942
26*420
22*928
18*139
17*009

49*067
54)284
36)577
35.632
42*885

6*876
5*001
2,959
2,700
3*229

4*126
3,942
3*484
3*172
3*348

38,065
45*341
30.134
29.760
36.308

8*251
6*287
7*883
7*686
6*975

240*293
234*027
192*035
178*653
199*711

104*035
122*182
123*148
120*589
113*741

66*770
71*788
88*334
93*279
94*023

23*157
22*549
18*826
16*515
13*183

14*108
27)645
15*988
10*795
6*535

57)112
63*513
67)633
63.936
83.222

3*971
8*165
9,331
10,154
9.945

3,575
4,763
5*112
4*691
4.776

49.566
50*585
53.190
49*091
68.501

9*255
8*626
7*942
8*012
7*702

216*080
246*486
265*649
265*381
264*256

117*487
149*317
204*151
439*457
603*709

94*806
129*513
183*032
442*138
550*539

15*322
12*074
13*664
13*003
22*842

7*359
7*730
7*255
4*316
30*328

108.516
117*023
146.629
184*328
198.989

12,519
18*664
21*015
41*105
41.188

6.591
6*483
8*841
12,563
13,917

89*406
91*876
116,773
130*660
143*884

7*642
7,815
8*174
9*144
10*224

327*159
383*530
461*883
731*044
957*826

793*633
800*383
660*009
616*862
569*622

695*032
734*840
575*365
518*130
484*384

84*180
54*563
76*876
91*184
76*036

14*421
10*960
7*766
9*546
9*202

216*390
245*733
261)291
273)922
253)641

41*840
44*003
54.231
64*201
49*694

12,441
12,126
14*562
16*913
14*705

162,109
189*602
192*498
192,808
189*042

11*545
11,366
14*869
19*189
17,892

1*131*896
1*238*400
1,183,474
1,216*362
1*162*063

591*120
509*229
526*361
522*495
613*523

482*227
398*326
409*218
399*504
459*681

98*015
97*856
102*498
111*013
143*180

10*878
13*047
14*645
11*976
10*662

246*647
264*537
291*034
271*238
266*069

57*579
59*475
71*749
69*576
66*695

12*130
11.757
13.935
14*522
14.333

176*938
193*305
205*350
187*138
205*041

19*540
20,513
20,877
22*163
24*591

1*219*934
1*288*656
1*386,611
1*415*016
1*525*405

294*225

79*600

17,118

197,507

1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
191*
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

159*837

850

Oregon

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

1996
1897
1898
1899

10*130
11*666
14*329

2.443

473

1900
1901
1902
1903
1904

13*842
15.711
20*256
23*421
24*399

1.647
2*109
2.898
3.537
3*780

450
490
975
1*080

1905
1906
1907
1908
1909

27.198
35*898
44.944
41*125
46.190

5.019
7.205
9.495
5.345
6.629

1910
1911
1912
1913
1914

57,359
57*818
61.792
66.853
63*438

1915
1916
1917
1918
1919

8.610

1,059
1,799
2.001

357
384
400

Other
demand

Other
time

7.176
7*716
9*001
11*135

216
231
264
278

1.172

11*432
12.690
15*889
18*243
18*814

313
422
494
561
633

1.074
1*137
1.723
1*174
1.585

20*322
26*634
32.350
32.134
35*611

783
922
1*376
1*672
2*365

8*635
9.124
10.168
10.013
9.668

1.324

43*353
43*132
44*068
47*159
39*436

3*847
4*260
5*922
8*772
13*427

70*660
74*650
100.087
110*412
137*880

7*897
9*337
15.866
10.475
12*056

683
623
759
2734

1.071

45*651
44*995
58*922
71.249
92.498

16*429
19*695
24*540
25*954
32*255

1920
1921
1922
1923
1924

155.012
127*930
134*256
151*008
152.757

11.791
9*796
10.577
11.705
11.873

283
165
257
267
203

102*840
77.935
81*986
89.071
85*264

40*098
40*034
41*436
49*965
55*417

1925
1926
1927
1928
1929

165*352
197.975
193,171
198.666
203.617

13*128
17.396
15*644
16*083
14.732

261
323
263
265
332

88*851
102*036
98*277
97.231
98.660

63*112
78*220
78*987
85*087
89*693

1930
1931
1932
1933
1934

207*483
201,942
155,981
149,824
172,776

16.673
22.774
14.343
13.372
14.858

1*015

175
596

1*524
1*644

99.332
87,173
62.328
60*405
78*871

91*303
91*399
78*295
74*523
77*403

1935
1936
1937
1938
1939

195.893
226.186
244*945
243*397
260.575

17.969
17.508
14.962
16.510
19.625

4*037
3*889
4*503
5*443

101.316
125.341
138.143
122*703
133*400

75*396
79*300
87*951
99.681
102*107

1940
1941
1942
1943
1944

301.415
355.853
432.298
698*247
916,922

21.623
24.024
27.787
35.306
32.779

5*943
7*739
11*307
46f826
147.774

163.237
207*946
272.465
454*794
520*249

110*612
116*142
120*739
161*321
216*120

1945
1946
1947
1948
1949

1*084*783
1.179,931
1*118.033
1.143,227
1*084,013

38.799
37,738
31*054
30.657
28.013

143.505
106*438
6.068
14*237
14*751

614,529
703,981
732,874
758,897
711*465

287*950
331*774
346*037
339*436
329*784

1950
1951
1952
1953
1954

1,134,538
1,194.880
1,275*877
1,293*598
1*393,735

32*958
37*087
42.992
35*356
36*600

23.719
32*762
28*674
17*458
26*838

750*855
768.924
813.740
798.609
817.748

327*006
336*107
390*471
442*175
512*549

24*356

27*164

920*727

596*637

1955

1*302
1*634
909
907

1*212

Oregon

851

Table 2National Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

-ss.

ss

Borrowings

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1896
1899

120
11
10
40

946
847
734
659

3
2
1

3*170
3.020
2*520
2*420

1,373
1.378
1.255
1.291

14.422
15.386
16.186
18.939

33

1900
1901
1902
1903
1904

31
27

3
3
4

10
106

957
1*041
1.057
1.532
1*599

20

2*370
2.394
2.420
2.545
2.670

1.476
1.505
1*655
1*989
2*180

16.679
20.681
25.392
29.497
30,976

27
29
30
33
38

1905
1906
1907
1908
1909

103
69
230
66
368

1.724
2.143
2*331
2*686
3*264

13
43
26
86
102

2.935
3*360
3*661
4.431
4.957

2*501
2.785
3.197
3*523
3*848

34.474
44.298
54*391
51.919
58.729

42
45
53
63
69

1910
1911
1912
1913
1914

542
508
305
134
407

3.957
4*312
.423
.710
.531

50
241
35
143
286

7.036
7,371
8*611
9.436
9.586

4.336
4.809
5*282
5.795
5,608

73.280
75.059
60.446
86*071
85.056

74
77
60
83
84

1915
1916
1917
1916
1919

1*003
503
212
3228
4t499

084
.062
075
.319
6*228

102
134
492
2*262
2*294

10*661
10.066
10*041
9.701
10.301

6,402
5,857
6.202
6*270
7,215

94.912
97,272
123.109
136,192
166.417

86
82
81
83
87

1920
1921
1922
1923
1924

10*623
9*296
4*263
3.374
1*999

6.510
6*706
6*129
5.696
5*602

3.978
1*576
1*329
325
680

11.133
11.552
11.315
12.445
13*020

8,08.4
8*176
7.731
7,509
8,277

195*340
165*238
165*023
180.359
182.335

90
96
96
97
97

1925
1926
1927
1926
1929

2*411
1*247
1*670
1*443
5.220

3.349
3.019
2.998
3.405
5*222

346
1*225
579
913
533

13.420
13.795
11.910
12.520
13*145

8*256
8,606
8.402
9,572
10.512

193*134
225*867
218*730
226.519
236.249

99
97
95
93
93

1930
1931
1932
1933
1934

2.287
1.274
4.211
1*178
51

5*761
5*711
9*671
9*328
6*736

477
971
861
1.260
768

13*495
13*665
12*980
10.495
10.070

10.790
10*464
9,331
6*568
7.308

240.293
234,027
192,035
178.653
199.711

93
90
78
56
53

1.231

940
1.003
1*357
1.259
1.197

10.020
9.610
8.635
9.105
9.055

7,996
9.687
10.712
11.620
13.429

216,080
246,486
265*649
265*381
284,256

52
41
29
26
27

1940
1941
1942
1943
1944

1.472
1.616
1.622
2.139
3.311

9*080
6.930
10*430
10.455
11.940

15.192
16.931
17.533
20.203
25*655

327.159
383.530
461.883
731,044
957,828

27
26
26
26
25

1945
1946
1947
1946
1949

3*666
4*490
5.767
7*554
7.320

12.265
14.315
16*265
16.385
16.415

30*980
39.664
43,409
49*216
54,315

.131,896
.238*400
.183*474
216*382
.162*063

24
23
22
22
21

6*978
12.451
14*982
20.617
19.568

19.415
21*770
31*785
31*935
36.935

57,003
59.255
63.967
66.866
75.147

,219.934
.288.656
1.386.611
1*415*016
1*525.405

20
20
19
19
13

1935
1936
1937
1936
1939

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

300

38.935

1*713.083

30
29
28

852

Oregon

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896.1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

1696
1897
1696
1699

3*311
1*887
5*296
4*777

367
194
519
525

1900
1901
1902
1903
1904

11*249
6*427
9*976
10*851
17*222

1905
1906
1907
1908
1909

15*803
17,155
20*666
27*170
26.276

1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

252
798

2*692

3*693
3*072

1*086
1*180

709
527

7.333

1*467

5*367
1*204
3*410

3*207
5*283
3*142
8.757
12.279

1920
1921
1922
1923
1924

92,030
75,971
67,123
69*999
72*649

13*528
9*679
9.531
9*660
11*115

23*928
26*276
25*440
26*110
26*735

54*574
40*014
32*152
34.229
34.799

1*235
1*946
3*653
5*309

1*579
1*836
4*435
5*794
5*163

13*561
14*084
14*285
17.523
15*764

1925
1926
1927
1928
1929

71*563
59*886
58.665
57.413
46,712

12*166
14.972
15*258
16*043
12*515

24*045
24.733
21*479
19*589
6*849

35*352
20*161
21*948
21*761
27*346

32*254
35,526
36*476
40.958
40*027

5*609
6*760
8*973
9*122
7.952

7*184
7.939
6*807
7*361
7*129

19.261
20*807
22*698
24,475
24*946

1930
1931
1932
1933
1934

43.562
36.309
21*527
11,194
10.921

11*780
12*115
8.721
5.192
4*128

5*641
3.956
1*498
531
644

26*141
20*236
11*308
5*471
6.149

34*432
37.970
44*593
54*262
60.571

7.824
7*799
9*218
10*147
10*115

6*615
8*084
9*711
15*193
23*502

19,793
22*087
25*664
28.922
26,954

1935
1936
1937
1938

10*632
12*129
14*840
14*535

3*634
3*923
4*570
4*614

230
579
571
436

6*766
7*627
9*699
9*485

690

1*533
643

617

895

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

1939

15.256

1940
1941
1942
1943
1944

11*413
12*767
11*783
9.325
10*193

3.968
4,472
3*414
2*717
2*996

1945
1946
1947
1946
1949

11*806
18.565
28*506
37*459
41*026

4*126
6*357
8*616
11*802
12*717

1950
1951
1952
1953
1954

45*752
59.915
76.749
90.105
70*787

19*758
24*498
25*763
23*193

1955

61*605

20*302

For purchasing or
carrying securities
To brokers
and
dealers

14
14
18
10
61
8

1 3 * 386
10
18

Real estate

To
others

On
farm land
215

1*047

131
134
90
64
559

698
794
707
681

Other
loans
to
individuals

Other

All
other

740

4*147

466

2*895
3*718
3*499

3*255
2*602
2*872
3*013
2*865

1*047
1*201
467
479

1*670
1.941

679
670

556
625
453
719
628

1*154
1*895
2*216
2*110

2*956
4.832
6.833
11*665
12.857

1.367
2*314
3*076
3*664

533

2*264
3.456
5.475
7.460
6.676

635
764
920
512
410

524
424
493
466
512

2*271
2*637
3*050
2*639
2*331

14.574
16*130
25.687
30*024
19*014

3.710
3*872
4*796
4,437
3.758

10*996
14*785
20*141
26*575
21*364

643
758
611

1*148
1*367

884

1.971

16.881

4.060

16*746

1*469

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

669

On
residential
property

696

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Oregon

853

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Cash items
in process
of collection

Currency
and
coin

20
8
10
56

173
260
594
425

392
39
90
34
171

1*880

3*166
2*796
1.988

5*095
3.879
4*998
4*847
7.442
7.157
9*719
9*703
15*822
16*960

Other
securities

1896
1897
1896
1-99

2.798
Ii487

72
33
227
309

1900
1901
1902
1903
1904

1*245
1*280
3*690
3*232
4*336

152
9
8
6
9

1905
1906
1907
1908
1909

3*407
4*109
3*850
10*925
10*083

10
12
3
76
131

962

2.453
3*259
3*311
9*560
8.970

1910
1911
1912
1913
191*

10*567
9*693
9*566
9*154
9*652

191
116
249
333
315

1*385
1.523
3*167
3*044
3*893

8*991
8*054
6*130
5*777
5*444

1915
1916
1917
1918
1919

7*849
8*101
10*193
14.725
22*233

294
527
952

5*996
13*504

2.436
2.714
3*231
3*902
4*180

1920
1921
1922
1923
1924

22*027
20*703
21*837
25*609
25*015

13*340
7*027
6*663
8*306
7*400

1925
1926
1927
1926
1929

23*606
22*434
23*999
27.973
23*291

1930
1931
1932
1933
1934

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

893

5*118
3*431
11.104
9.014

1*648
1*689

2.823
2*651
3*946
3*165
5*582

1*283
1*345
1,290
1*017
1.752

16*872
12.931
20*154
19.947
30.752

250
146
219
393
482

1*520
1*409
3*030
6.041
5.899

5.387
8*164
6*454
9*386
10*579

2*261
1*632
1*469
2,593
1,840

28.628
32*615
35,688
56,510
55,159

19.814
20*595
20.987
20*003
19*865

619
634
598
690
445

5*585
6.471
6,141
5,917
5.539

13*610
13*490
14*246
13*396
13*881

2,337
2.128
2,326
2,684
3,440

64.972
67.942
71.359
72*799
72*984

5.119
4*660
6*010
4*827
4.549

14*032
15.614
22.592
22.144
23.202

638
507
627

1*460
1*678

3*693
3*656
4.919
4*656
4,227

9*701
11*449
17*046
16,008
17,297

3,353
3*415
4,016
3*913
3,454

59*666
65*100
81*394
95*044
109.460

5.375
6*964
7.272
8.491
6*155

3.312
6.712
7*902
9*012
9*460

24.254
20*213
22*002
22*541
23*102

1*531
1*220
1*362
1*606
1.572

4*936
4*549
4,097
4,219
4,072

17.787
14.444
16*543
16*716
17,458

3,845
6*002
5,046
6,616
7,679

142*156
122*869
116*010
124*967
128*445

7*842
6*150
5.187
5.733
5.195

7*625
7*179
7*564
8*744
6.796

6*139
9*105
11*228
13*496
11*300

25*088
19*343
19*256
19*294
14*113

1.589
1*371
1*323
1*524
897

4.140
3.705
3,920
3,731
2.958

19.359
14*267
14.013
14,039
10.258

9*464
6*298
6.036
5,345
5*561

129*741
107.961
107.976
110.025
89*677

22*908
21*685
15*611
8*482
9*689

4*824
3*804
3.323
3.160
5*264

6*677
6*364
4.765
2.282
3*226

11*407
11.517
7*523
3*040
1*179

13.755
14.436
8*727
7.395
7*662

469
728
317
256
180

2*654
2.779
1,997
1,274
1,253

10,632
10.929
6*413
5,865
6.229

4*804
4,386
3*225
1*850
1.379

65*029
76*816
49*090
28*921
29.651

1935
1936
1937
1938
1939

14.187
16.921
17*457
15.562
15.337

8.346
10*623
11.197
9*080
9*185

4*495
4*368
3*991
4*001
4.364

1*346
1*930
2*269
2.461
1.768

8*755
10*857
10.156
9*165
10*437

509
419
494
247
351

1.252
1*305
1*453
1.194
1*242

6*994
9*133
8*209
7.724
8*844

1*663
1.561
1.365
1.396
1*151

35.237
41*488
43*816
40*658
42*181

1940
1941
1942
1943
1944

11*803
12*356
15*924
37*743
55.434

6*160
6.316
9.910
32*274
50*618

4*327
4*611
4*570
4*117
3.983

1*316
1*431
1.444
1.352

66
68
162
308
327

877

833

9*047
11*448
:t7.748
21*296
23,549

1*036
1.277
1.712
1*955

8*104
10,324
16.309
19,276
21.267

606
549
511
432
411

32*869
37*122
45*966
68*796
69*587

1945
1946
1947
1946
1949

76*446
93.497
87.001
83*151
77*574

71.673
88*527
60*903
75.533
68*536

4*103
4*609
5*817
7.118
8.734

670
361
281
500
304

27,005
27*891
25*378
28.337
27.335

608
686
896
927
906

1.774
2.181
2*416
3.023
3.437

24,423
25,024
22*064
24.387
22.992

465
630
853

1*153
1.405

115.722
140*583
141*736
150*100
147*340

1950
1951
1952
1953
1954

82*529
84*410
89*008
96.633
75.537

71*433
70.692
73*673
78*851
61*017

10*665
13*567
15*181
17*458
14*075

231
151
154
324
445

32*657
34tllO
45.979
41.562
35.336

1*134
1.477
1.939
2*466
1*671

3*521
3,380
4,513
4.848
4.052

28.002
29*253
39,527
34,246
29,613

1.715
1.886
2.802
2.948
2,399

162.653
180*323
216*538
231*248
164*059

1955

68*050

54.762

12*834

454

27.552

1*596

3,704

22*252

2*366

159*573

543
243

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

174
118

1*544

59
454
545
716
430

2.339

944
838
536

1*289

297
92

1*027
1*119

639
726

676
594

1.999
1.857

989
960

483
326

1.395
1.376

588

o707
1*009

854

Oregon

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

T f^K. v
Interbank

U. S.
Government

Other
demand

Other
time

1896
1897
1896
1699

2.999
1,510
8,195
6,756

2
3
68

1*991
997
5*390
4*381

1.008

1900
1901
1902
1903
1904

15,708
10,440
17*123
17,456
26.078

1*115
198
103
122
1*814

9*515
6*647
11.012
11*163
15*553

,078
,595
,008
,171
,711

1905
1906
1907
1908
1909

23,215
26,294
29,537
45,659
45t486

673
286
1*239
2*976
3*152

14*382
16*515
17*684
26*648
26*490

.160
,493
10,414
15,635
15,846

1910
1911
1912
1913
1914

54,219
56,539
58,685
59,016
58,914

3*170
2,792
3*394
3,010
2,770

32*167
34*119
35,237
33,920
33,059

18*882
19*628
20*054
22.066
23.085

1915
1916
1917
1918
1919

45*432
50,283
64,038
75,116
91524

2,312
3*329
4*594
4,879
4*623

239
52

25*420
27,286
37,925
44,446
55*549

17*700
19,666
21,519
25*552
31,300

1920
1921
1922
1923
1924

114,486
96,951
96*295
103*876
107,676

5,687
3,545
4,003
3,760
4,871

495
33
17
88
73

67,757
54*577
56*811
60*019
59,759

40*547
38*796
35*464
40,009
42*973

1925
1926
1927
1928
1929

108,101
91,278
91,264
93,431
75*185

4*347
2*056
2*138
2,379
729

31
12
2

60,807
53*328
52,061
52,827
40,216

42*916
35,860
37*063
36*225
34*209

1930
1931
1932
1933
1934

71,032
63,440
38,115
23,225
25,242

1*060
1,155
329
278
534

20

36*291
30*392
17,361
12,048
12*046

33*661
31*693
20*400
10.899
12*640

1935
1936
1937
1936
1939

30,870
36,699
38,683
36,096
37,530

641
607
524
622
613

10
417
164
131
274

15*361
20*145
20*936
18*777
18*376

14*858
15*730
17*259
16*566
16*265

1940
1941
1942
1943
1944

29,077
33,254
41,978
64,578
84*945

163
124
210
114
209

15
28
67
1,460
4*631

14,119
17*423
25,626
41*463
53*221

14*780
15.679
16*075
21*541
26.864

1945
1946
1947
1948
1949

110.061
134*251
134*449
141,623
137*995

523
687
506
551
766

7*229
4*491
973
1*244
1,280

67,322
87*444
89*148
95,115
90,360

35,007
41.629
43*622
44*713
45*589

1950
1951
1952
1953
1954

152,326
168,766
202,384
215*068
170.973

1,031
810
1,581
1.077
916

1,705
2*315
2*580
1,610
2.106

102,336
113,709
126,661
129,577
96,393

47,256
51*932
69,362
62,804
69*556

148.222

1*208

1*889

86*645

31

511

2,802
2*307

Oregon

855

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat]
ba
noj*

Borrowings

liases

<**"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1897
1898
1899

92
67
59
9

1.830
1.658
1*798
1*995

197
196

5,118
3.431

1*052
254

11,104

9.014

45
43
44
50

1900
1901
1902
1903
1904

226
54
367
162
185

2*550
2*101
2.263
1*882
3*664

388
336
401
447
825

18,872
12.931
20,154
19.947
30*752

51
53
62
64
70

1905
1906
1907
1908
1909

386

96
163
192
1.103
73

4*340
5*113
4*408
7.184
6.931

977
1,045
1*551
2*564
2*261

28*628
32*615
35*686
56,510
55*159

93
119
102
138
130

1910
1911
1912
1913
1914

223
238
373
524
437

421
156
247
465
407

7*565
7*813
8.543
8*806
8.929

2*544
3*196
3.511
3.988
4.297

64,972
67,942
71.359
72*799
72.984

151
168
170
172
174

1915
1916
1917
1918
1919

It213
1*798
3.717
2*714
2*705

410
218
587
3*953
603

8.553
8.675
8*856
8.709
9*200

4*058
4.126
4*196
4,552
5.226

59*666
65,100
81.394
95*044
109*460

174
177
177
177
178

1920
1921
1922
1923
1924

9.363
7.170
2*708
2*930
2.184

2.325
2.798
1.817
2,942
2.829

9979
10.297
9.529
9,930
10.283

6*003
5,673
5*661
5.289
5*473

142.156
122*889
116*010
124,967
128*445

187
189
181
180
180

1925
1926
1927
1928
1929

3.195
2*080
2*444
2*525
1.787

2.944
1*448
1.189
665
497

10.368
9*075
8,792
9*033
7.916

5.133
4*060
4*287
4.371
4,292

129*741
107*961
107,976
110,025
89,677

180
175
158
150
142

1930
1931
1932
1933
1934

1*540
1*359
1.978
681
223

400
493
334
55
92

7*761
7*511
5*414
3.157
3*200

4*296
4.013
3*249
1*803
894

85,029
76*816
49*090
28*921
29*651

135
125
91
51
51

113
53
40
21
35

2*731
3.017
2,935
2*701
2,693

1.523
1.506
1,960
1,834
1*923

35*237
41,488
43*816
40*656
42,181

52
52
50
48
47

1940
1941
1942
1943
1944

45
51
44
34
59

1.955
2.009
2.003
1.966
1.976

1,792
1*808
1.941
2.218
2.607

32*869
37.122
45*966
68.796
89,587

46
46
46
45
44

1945
1946
1947
1948
1949

63
82
207
340
400

2*362
2*833
2*964
3.144
3.454

3*216
3*417
4.118
4.993
5*491

115,722
140,583
141*738
150,100
147*340

49
47
48
49
48

1950
1951
1952
1953
1954

508
789
1.107
1.425
883

3*645
3.939
4.880
5*980
4.775

6*172
6.829
8.167
8.725
7.078

162.653
180*323
216*538
231*246
184*059

50
50
51
49
37

944

4.210

6.197

159.573

36

1896

1935
1936
1937
1938
1939

1955

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Federal Reserve Bank of St. Louis

13
6

50
350

856

Oregon

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1932-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total

1932
1933
1934

9
8
20

All
other

Collateral

9
6
20

Year

Total

a*"-"1

**

ofh'l

1935
1936
1937

93
447
893

93
440
854

39

1938

1*109

1*075

34

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

1939

Real estate

On
residential
property

On
farm land

12

Other
loans
to
individuals

Other

Alt
other

710

3
1
3

1940
1941
1942
1943
1944

1*824
2*179
2.477
2*585
2*986

43
24
10
5
11

576
792
1*155
1*209
1*502

1*202
1*362
1.309
1.369
1.472

1945
1946
1947
1948
1949

3t 177
4*456
6*191
8*399
9*519

19
5
4
4
2

1*709
2*330
3562
5*231
6*506

1.449
2.121
2*623
3.158
3*004

1950
1951
1952
1953
1954

10*284
11*917
13*400
16*307
19*458

9*512
10.717
11.735
14*035
14.731

765
1*166
1*619
2*186
4*641

34
46
86
86

1955

22*006

18*244

3*625

137

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

2
1

6
7
7

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Oregon

857

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1932-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions
19
26
50

Cash items
in pr ocess
of coll ection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
asseta

Total
assets

4
5
6

1
1
1

3
4
5

1
2
3

33
41
79

23
73
96
132
432

6
4
6
3
5

17
69
92
129
427

11
10
14
14
10

469
1*163
1*674
1*992
2*364

195
239
444
309
495

6
11
16
13
9

189
228
426
296
486

23
40
49
34
27

3*011
3*116
3*698
4,873
6*149

19
5
50
122
281

484
636
846
816
1*057

33
62
52
55
60

451
574
794
761
997

7
2
14
69
126

6*135
10*676
12*939
14*250
15*330

5*391
5*353
7*912
8*076
7*449

63
17
16
15
16

1*636
1*202
1*531
1*378
1*270

76
50
81
110
105

1*560
1*152
1*450
1*266
1*165

154
99
111
162
196

17.526
18*588
22.970
25*938
28*389

7*616

15

1,302

150

1*151

243

31*182

1932
1933
1934

19
26
50

1935
1936
1937
1938
1939

342
633
669
737
724

1940
1941
1942
1943
1944

969
658
728
1*945
2*641

227
207
395
1*634
2*456

664
406
333
311
165

1945
1946
1947
1948
1949

4*467
5*582
5*686
4*966
4*628

4*446
5.577
5*836
4*844
4*347

1950
1951
1952
1953
1954

5*454
5*370
7*926
8*091
7*465

1955

7*631

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Oth<r.
securl ties

101
25

342
210
447
562
676

322
222
150
46
56
45

858

Oregon

Mutual Savings BanksTable 4

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1932.1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Total

Interbank

Other
demand

^^

Other
time

1932
1933
1934

26
34
71

1935
1936
1937
1936
1939

1*099
Ii604
1*909
2*286

82
80
65

1*099
1*522
1*829
2*221

1940
1941
1942
1943
1944

2*860
2*933
3*444
4t578
5*822

87
90
105
112
112

2*773
2*843
3*339
4.466
5*710

1945
1946
1947
1946
1949

7*770
10*114
12*330
13*641
14*585

133
143
336
121
392

7*637
9*971
11*994
13*520
14*193

1950
1951
1952
1953
1954

16*651
17*636
21*919
24*760
26*896

107
666
813
958
1*016

1955

29.377

1*056

26
34
71

451

451

1
1
3
1

16*544
16*967
21*105
23*799
25*877
28*321

Oregon

859

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1932-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

. ,
C**1^

1932
1933
1934

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of

banks

7
7
8

33
41
79

1935
1936
1937
1936
1939

6
22
12
10
13

12
42
56
73
65

1*163
1.674
1*992
2*364

1940
1941
1942
1943
1944

43
29
49
53
55

108
154
205
242
272

3*011
3*116
3*696
4*873
6*149

1945
1946
1947
1948
1949

53
145
166
86
143

312
397
443
521
602

8*135
10*676
12*939
14*250
15*330

1
1
1
1
1

1950
1951
1952
1953
1954

199
178
200
256
416

676
774
851
922
It077

17*526
18*586
22*970
25*938
28*369

1
1
1
1
1

1945

514

1.291

31*162

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469

PENNSYLVANIA

Revised data for assets and liabilities and


number of all banks in Pennsylvania, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
all commercial banks, in Table la; for national banks, in Table 2; for State commercial
banks, in Table 3; and for mutual savings
banks, in Table 4. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Pennsylvania were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of figures for other classes of banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series. In the descrip1
The term "State commercial banks" used in Table 3
refers (in this State) to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks/' "loan and
trust companies,'* "stock savings banks/' or "private banks
and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for other State commercial banks.

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Federal Reserve Bank of St. Louis

tion the banks are classified in three groups:


(1) State commercial banks (other than unincorporated banks), (2) unincorporated banks,
and (3) mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for mutual savings
banks for 1896-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources
were supplemented by data obtained from
bankers' directories. The primary source for
unincorporated banks for 1896-1946 was
bankers' directories. The data shown for such
banks in official sources for this period were
very limited.
The sources of statistics for State commercial banks (excluding those that are unincorporated) for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks, unincorporated banks, and mutual
savings banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.
861

862

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
Based on information contained in the
reports of the State banking department, two
stock savings banks were added to the State
commercial bank series for 1896-1899 and one
for 1900-1933; these banks had been included
with mutual savings banks in the reports of
the Comptroller for each year except 19221926. For 1896-1898 and 1922-1926 the principal items of the balance sheet of these stock
savings banks were taken from the State
banking department reports; for 1899-1908,
1916-1921, and 1927-1933, they were taken
from bankers' directories. For 1909-1915, data
for June were estimated by averaging the fall
call date figures for the preceding and the
current year shown in reports of the State
banking department.
In general, the breakdowns of principal
balance-sheet items for the above-mentioned
stock savings banks were estimated on the
basis of the percentage distribution of corresponding items at mutual savings banks,
which were available in the Comptroller's
reports. When breakdowns for mutual savings
banks were not available, the breakdowns
s
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, hut where one or more components were
estimated on the, basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual. This procedure was also used for other
classes of banks in the State.

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Federal Reserve Bank of St. Louis

were based on the distributions for the nearest


year in which data for stock savings banks
were available.
Balance-sheet data for eight banks in
liquidation in 1896 and one bank in 1897,
taken from the State banking department reports, were subtracted from the Comptroller's
series, which included these banks. The
number of banks was also reduced.
State bank data reported to the Comptroller and published in his annual reports
for 1896-1898 were for the November call
of the preceding year. Accordingly, for the
revised series, balance-sheet data for 1896
and 1897 were taken from the Comptroller's
reports for 1897 and 1898, respectively; for
1898 they were taken from the report of the
State banking department.
For 1896-1898 and 1906-1908, the Comptroller's data were revised to exclude the
insurance department of the Provident Life
and Trust Company of Philadelphia.
Data for State banks as reported by the
Comptroller for June 30, 1910, appeared to
be inconsistent with the data for the preceding
and following years. On the basis of information in the State banking department report,
the number of banks as published by the
Comptroller was reduced by 27. The Comptroller's balance-sheet figures for this date
included 95 bank reports for the November
1909 call date. Consequently, the principal
balance-sheet items for June 1910 were estimated by averaging the November 1909 and
the November 1910 data.
LOANS

For 1896-1908 and 1929-1931 the data


for all classes of State commercial banks in
Pennsylvania published in the Comptroller's
annual reports included certain types of real
estate mortgages with investments rather than
with loans. These mortgages, shown separately in State banking department reports,
were deducted from the Comptroller's figures

Pennsylvania
for investments and added to the proper loan
category.
Except for this misclassification, the
breakdown of loans into real estate, collateral,
and "all other" was adequately reported to
the Comptroller except in 1899-1908, 1910,
1914, 1915, and 1917. For 1917 the breakdown for June 30 was derived from the State
banking department abstract for that date.
For all other years in which the data were
not reported, the breakdowns were estimated
by applying to the June total published by
the Comptroller the percentage distribution
of total loans computed from data for the
November call of that year available in the
State banking department reports.
INVESTMENTS

A complete classification of investments


(excluding certain types of real estate mortgages) into United States Government, State
and political subdivision, and other securities
was published regularly in the Comptroller's
annual reports beginning with 1920. For years
in which items were not reported, figures were
obtained from other sources or were estimated.
For each year 1896-1908 and for 1910,
each category of investment was compiled
from individual bank statements for a November date in that year as shown in the State
banking department annual reports. The ratio
of each subitem to total investments, computed from these aggregates, was applied to
total investments reported by the Comptroller
for the June dates to get estimated figures
for June.
United States Government obligations for
1916-1919 were estimated by applying to total
investments, ratios that reflected changes over
the period in the ratio of these securities to
total investments at Pennsylvania national
banks; these ratios were derived by interpolating technique No. 2, described in the United
States Summary. State and political subdivision securities for this period were estimated
by applying to total investments less United
States Government obligations, ratios of this

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Federal Reserve Bank of St. Louis

863

item to this total that were derived oy interpolating between ratios based on reported data
for 1915 and 1920.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the annual reports of the Comptroller beginning with 1921. No attempt was
made in the revised series to provide figures
for United States Government deposits prior
to 1917 because practically all such deposits
were held by national banks.3
For years in which items were not reported, figures were obtained from other
sources or were estimated.
Demand and time deposits. The breakdowns of total deposits other than interbank
into demand and time for 1896-1908 were
estimated by applying to this total, ratios
of time deposits to this total that were
derived by interpolating between (1) the
average ratio of time deposits to total deposits
for 1909, 1911, and 1912 and (2) the average
ratio of average savings deposits to total
deposits for 1896-1898. The figures for average savings deposits were found in the State
banking department annual reports for these
three years. Since separate figures were available for State banks ^and loan and trust
companies, different schedules of interpolated
ratios were constructed for each class of bank.
For 1910 time deposits were estimated by
applying to total deposits the average ratio
of time to total deposits based on reported
data for 1909 and 1911.
For 1917-1920 the Comptroller's reports
included a sizable amount of unclassified deposits; a breakdown of these was obtained
from the State banking department abstracts.
United States Government deposits.
Figures for United States Government depos3
In subsequent paragraphs, these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

864

All-Bank Statistics

its in the period 1918-1920 represent those at


State member banks only. Figures for 1919
and 1920 are as reported. The figure for 1918
was estimated by applying to United States
Government deposits at all State member
banks in the United States on June 30 of
that year the ratio of these deposits at State
member banks in Pennsylvania to such deposits at all State member banks on June 30, 1919.
OTHER ITEMS

Cash items in process of collection were


estimated for 1896-1902 by applying to total
cash assets the average of the ratios of this
item to total cash assets for 1903-1905. For
1919-1933, cash items in process of collection
are the amounts reported for State member
banks only, which reported the bulk of such
items. The balance of cash assets (other than
vault cash) was classified as bankers' balances.
The Comptroller's annual reports did not

show borrowings of State commercial banks


in the period 1896-1908. Estimates for these
years were derived by applying to the total
liabilities on June call dates, ratios of borrowings to total liabilities computed from the
November call data for corresponding years
published in the State banking department
reports. Reported figures for other liabilities
each year were reduced by the estimated
total for borrowings.
For intermittent years prior to 1911, insurance department assets and liabilities of
a large trust company were included in
"other assets" and "other liabilities" in the
Comptroller's published figures. Where this
occurred, the balance-sheet data were reduced
by an estimated figure for this institution
based on data from the November call shown
in the State banking department annual
reports.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 (the number in this period ranged
from 14 in 1934 to 10 in 1941) were taken
from bankers' directories; for 1942-1946, they
were compiled by the Corporation from data
furnished by individual banks or by the State
banking department.
The breakdowns of some of the principal

asset and liability items that were required


for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. The
breakdowns of these items were estimated
from percentage distributions of corresponding
items at other groups of banks as follows: of
loans and cash assets for 1934-1946, on the
distribution for insured nonmember commercial banks in corresponding years; of investments other than United States Government
obligations and of deposits for 1934-1941, on
the distribution for noninsured banks in 1942.

UNINCORPORATED BANKS, 1896-1946


NUMBER OF BANKS
Information about unincorporated banks
In the period 1896-1917 the number of
in Pennsylvania was very limited before 1934.
private banks as reported to the Comptroller
Based upon the estimated data described in
of the Currency represented from one-fifth
the following paragraphs, the assets of these
to one-half of all private banks in the State.
banks amounted to about 19 per cent of total
Beginning in 1918, the number reporting to
assets of all State commercial banks in 1896
the Comptroller increased sharply. From then
but declined gradually to less than 2 per cent
through 1926, both this number and that re'in 1912 and to 0.5 of 1 per cent in 1946.

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Federal Reserve Bank of St. Louis

Pennsylvania
ported by the State banking department were
much larger than the number listed in bankers'
directories. For 1927-1933 the numbers of
banks as reported by the Comptroller and the
State banking department were slightly less
than the number in bankers* directories.
Two factors accounted for the differences
in number. First, when the licensing of private
banks was authorized by the Act of June 19,
1911, the law exempted all those that had
been in business continuously and in the same
locality for seven years and did not engage in
the sale of steamship tickets. Accordingly, itmay be assumed that beginning with 1911 the
data published by the Comptroller and the
State banking department excluded the banks
that were exempt from licensing. Second,
institutions engaged solely in the business of
selling steamship tickets and foreign exchange,
which were excluded from bankers' directories,
were included in the State banking department reports, according to the following quotation from a letter from the Department of
Banking of Pennsylvania dated June 1, 1950,
in response to an inquiry concerning the number of private banks in the State in 1918:
"Many of the 99 banks licensed by this
Department were very small and had very
limited resourcesthe chief activity being
the sale of steamship tickets and foreign
exchange."
Despite the improved reporting of numbers of banks beginning in 1918, total assets
appear to have been underreported by the
Comptroller and the State banking department throughout the 1918-1926 period. In
1918 both the Comptroller's report and the
report of the State banking department showed
that the 99 private banks reporting had total
assets of $9,031,000. This compares with a
count of 52 banks from the bankers' directories and total assetsas reported by only
29 of themof approximately $11,700,000.
Similar discrepancies were obtained for each
year throughout the period 1918-1926.
In view of the above information, it was
considered desirable to count the number of

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Federal Reserve Bank of St. Louis

865

banks and compile a balance sheet for each


year based on the data reported in the bankers' directories. For this series, therefore,
the data include those banks of deposit that
were exempt from licensing under the Act of
1911 and exclude institutions dealing solely
in steamship tickets and foreign exchange.
BALANCE SHEET

1896-1928. The first step in compiling


the balance sheets for this period was to compile from the directories for each year a list
of all private banks (as defined above), together with the total capital accounts of those
for which such figures were shown. When
the bankers' directories showed data intermittently for individual banks, the missing figures
for total capital accounts were interpolated on
the basis of reported data, For each bank for
which no capital-account figure was shown
for any year, a figure for each year was estimated on the basis of the average capital
accounts in that year of (1) the banks that
reported in the bankers' directories, (2) those
that reported to the Comptroller, and (3)
those for which data for 1900-1902 were compiled by the Bureau of Internal Revenue for
tax purposes under the War Revenue Act of
1898. These three separate estimates were
found to be reasonably close.
The second step was to estimate total
assets of all private banks. As a basis for this
estimate, an abbreviated balance sheet covering the banks for which balance-sheet data
were available was compiled from bankers'
directories for eight base years (1900, 1906,
1909, 1914, 1918, 1921, 1925, and 1928). For
this group of banks the ratio of total capital
accounts to total assets was computed for each
base year. These ratios were then applied to
the estimated total capital accounts of all.
private banks (compiled as described earlier)
to derive an estimated total-assets figure for
all private banks for each year during the
period 1896-1928, as follows; The ratio for
1900 was applied to total capital accounts for
the years 1896-1900; the ratio for each other

866

All-Bank Statistics

base year was applied to the estimated total


capital accounts for that year; finally, interpolated ratios were applied for the intervening years, 1901-1905, 1907 and 1908, etc.
The third step was to estimate the principal balance-sheet items by multiplying
estimated total assets of all private banks by
the percentage distribution of assets at banks
for which balance-sheet data were available
for the eight base years. The distribution for
the base year 1900 was applied back to 1896;
for other years the distributions were made
on the basis of ratios interpolated between
those for base years.
Finally, the breakdowns of the principal
balance-sheet items were made on the basis
of data for reporting private banks shown in
the Comptroller's reports. In some of the
earlier years the number of banks reporting
to the Comptroller was too limited to provide
a coverage representative of all private banks
in the State. Hence, only those years with
the largest coverage were used to get breakdown ratios. For each of those years, ratios
were computed of each subitem to its total
(e.g., real estate loans to total loans); for the
intervening years ratios were interpolated and
then applied to the respective principal items.
1929-1933. An abbreviated balance sheet

was compiled or estimated for each bank during this period. For individual banks, data
for missing years were interpolated. For banks
for which no figures were found, principal
balance-sheet items were estimated from data
for reporting banks.
Estimates of the breakdowns of the principal balance-sheet items were made in the
same manner as for 1896-1928, by applying
ratios interpolated between those for 1928 and
1934. In 1934, all private banks reported to
either the State banking department or the
Comptroller. The Comptroller's data were
adjusted, however, to remove from the number and the total balance sheet two branches
of private banks, the head offices of which
were located outside of the State.
1934-1946. All data for this period are
as reported by the State banking department
with adjustments to remove the private bank
branches, the head offices of which were located outside the State, and to include one
bank in number only, because its balance
sheet was not available. An exception is
the breakdowns of loans for the period 19391946, which were estimated on the basis of
the December 1947 distribution of loans of
private banks as compiled by the Federal
Deposit Insurance Corporation.

MUTUAL SAVINGS BANKS, 1896-1946


Mutual savings bank statistics as reported to the Comptroller of the Currency
and published in his annual reports were
adjusted to exclude two stock savings banks
for 1896-1899 and one such bank for 19001921 and 1927-1933. (See discussion under
"State Commercial Banks.") For the years
1922-1926 data for these stock savings banks
had not been included with mutual savings
bank statistics in the Comptroller's reports.
Data for mutual savings banks reported
to the Comptroller and published in his annual
reports for 1896-1898 were for the November
call of the preceding year. Accordingly, for
the revised series, balance-sheet data for 1896

Digitized for FRASER


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Federal Reserve Bank of St. Louis

and 1897 were taken from the Comptroller's


reports for 1897 and 1898, respectively; for
1898 they wece taken from the report of the
State banking department.
For 1927 the data for these banks as
published in the Comptroller's report were
adjusted to include the balance sheet of one
mutual savings bank inadvertently omitted
from the Comptroller's figures.
LOANS

Certain types of real estate mortgages,


which were included in investments as reported to and published by the Comptroller
for 1896-1908 but which were shown sepa-

Pennsylvania
rately in State banking department reports,
were transferred to the total loan category.
The breakdowns of total loans, except for
1896-1898, were then made on the basis of
the percentage distribution of loans computed
from November call data for the respective
years shown in State banking reports. For
1896 and 1897 the distributions were based on
total loans for the November call date taken
from the Comptroller's annual reports for
1897 and 1898, respectively; for 1898, the
distribution is that shown for the November
call in the State banking department report.
The breakdowns of real estate loans
into residential and "other"for 1939-1944
and of all loans for 1945 and 1946 were estimated on the basis of the percentage distributions computed from reported data for 1947.
INVESTMENTS

The breakdowns of investments were


taken from the Comptroller's reports except
for 1896-1908 and 1916-1919. For 1896-1898
the breakdowns of November call date figures
were used without adjustment. For 1899-1908
the breakdowns were estimated by applying
the percentage distribution computed from
the November call data of each year to total
investments for June dates in corresponding

Digitized for FRASER


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Federal Reserve Bank of St. Louis

867

years. For 1916-1919 United States Government securities were estimated by applying
to total investments, ratios that reflected
changes over the period in the ratios of these
securities to total investments at New Jersey
mutual savings banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
Obligations of States and political subdivisions for these years were estimated by applying to total investments other than United
States Government securities, ratios of this
item to this total that were interpolated between ratios computed from reported data for
1915 and 1920.
OTHER ITEMS

For 1942-1946 the breakdowns of cash


assets were estimated by applying to total
cash assets, ratios of subitems to total cash
assets that were interpolated between ratios
based on reported figures for 1941 and 1947.
In view of the fact that the figures published for demand deposits beginning in 1909
were small, such deposits for 1896-1908 were
estimated by applying to total deposits in
each year the ratio of demand deposits to
total deposits as computed for 1909.

868

Pennsylvania

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Lains

] joans

Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

444.077
449*659
465*563
531,525

68*630
65,605
65,442
61*074

155*281
165*919
175.912
240*176

220*166
218*135
224*209
230*275

1900
1901
1902
1903
1904

579.559
652*855
780,2.09
880,370
882,759

66,508
70,220
80*360
94*823
100*580

253*847
306*363
378,219
405,911
397,109

259*204
276,272
321*630
379,636
385*070

1920
1921
1922
1923
1924

2,263*619
2*199,709
2*084*876
2,425,680
2*566,424

211,210
211*736
238,191
311,272
402*400

916*296
874*317
808*167
930*186
924*092

1,136*113
1,113*654
1*036*518
1,184*222
1,239*932

1905
1906
1907
1908
1909

960*595
1*077,181
1*120,667
1*036*796
1*061*109

103*226
119*023
122,881
122*743
121,196

430.333
482*115
491*375
439,365
452,560

427,036
476,043
506,411
474,668
467*353

1925
1926
1927
1928
1929

2,801*473
3*081*878
3,149*236
3*323,994
3*581*382

492,369
556,287
602,859
617.106
741,479

1*016*501
1196697
1*235*163
1*383,522
1,447,171

1*292*603
1,326*694
1*311*194
1,323*366
1*392*732

1910
1911
1912
1913
1914

1*159,247
1,171*048
1,223*149
1,289,763
1*305,871

138,077
143.756
147*374
157*249
166*384

470,306
443*411
474.695
496,673
478,930

550,864
583,881
601*080
635,841
660*557

1930
1931
1932
1933
1934

3,497*107
3,083*483
2,391,281
,809*141
696*442

737,893
702,366
605*010
497,104
474,840

1*418,082
1,224,794
894,949
676,520
579*731

1*341*132
1,156,323
891,322
633,517
641*871

1915
1916
1917
1918
1919

1*308.465
1*443,331
1*608.990
1*691*910
1*902*664

184*203
185.412
193,934
168*112
178,743

510.797
553,005
621,197
674*313
903*935

613*465
704,914
793*859
829,485
819,986

1935
1936
1937
1938

,577,562
,522*330
,540,984
537,782

460,471
445*844
453*666
462*851

499*650
470*000
440,087
435,669

617*241
606*486
647*231
639*242

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

492*311

33.156

98*692

1940
1941
1942
1943
1944

1*575*775
1*780*391
1*700*309
1,400*572
1*361,861

535,900
697*324
689.756
524,359
530,035

31*716
32*904
29,998
31*110
49*349

95,704
85*365
76*532
51,581
61,095

26,993
27,901
26*692
24*243
22*866

352,096
374*148
389*757
360,871
337*876

125*645
134*178
124,971
112.267
98*068

203*337
190*915

407,721
426*571
362*403
92*784
71*655

1945
1946
1947
1948
1949

1,391,940
1,720*736
2,293*851
2,797,741
2*875,647

483,025
687*240
1 ,044.047
1*286*228
1.224*320

63*762
51,309
26,102
23*401
27*945

116*998
88,970
47,200
54,498
55,713

21*966
26,932
36,271
43,621
47*737

321*770
363*123
515*528
632*618
708*014

91*888
107*838
145,231
168*269
184,648

226*517
299*195
430*751
546,585
597.665

65*994
76.129
46*721
65*351
66*022

1950
1951
1952
1953
1954

3*197,536
4,021*258
4,462*053
4,944,142
5,077,909

1*279*861
1*793*051
1*992*032
2*110.713
1,974,139

41*472
34,370
57,418
44,076
70,095

56,185
57,207
59,018
66,871
84,929

47*883
52*502
54,643
57,881
61.306

837.301
1*022*747
1*159*904
1*297*565
1*425,027

195,246
231,558
249*863
270*295
310,932

713.486
804,740
871,773
1*071,057
1*121.632

75*605
91*661
97*210
110*751
122*292

1955

5,862*811

2,177,362

71,503

128,581

65*424

1,698,699

355*627

1,276*469

185.755

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

127*182

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Pennsylvania

869

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investments

Year

U.S.

Total

Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asset*

171,444
191,930
208*950
248*145

51,456
54,964
53,733
59,300

22*893
25*158
27*186
30.513

97,095
111,806
126,031
158*332

140*981
167,869
191,104
236,222

14,033
12*644
16*712
23*736

53,960
59,270
62*614
64.100

72*986
95,975
111*778
146*386

41,353
43,076
52*254
44,046

797,655
852.556
917,871
1,059,938

261*766
343*420
371*225
424.771
476*520

59*574
61*633
59*173
66,653
72,708

33.310
37*007
31.933
34*680
36*965

168,862
244,780
280,119
321,438
366,847

257*649
272*272
288,759
301.890
319,865

27.471
29,077
27,346
27,814
19,101

72.179
71*221
76*628
82,41986,523

157.999
171*974
184*785
191.657
212.241

46,473
49,443
63*326
72*537
79*633

1,165,447
1*317.990
1,503,519
1*679,566
1,758,777

535*104
562*152
591*020
613*140
645,358

75,686
81,094
86,832
96,897
96,969

38,536
38,272
41,463
38,386
56*213

420,882
442,786
462,725
477,857
490,176

368,989
356,511
364,435
367,855
416,075

29,635
36,089
27,455
22,132
23,820

67.630
83.677
92.656
109,431
122,856

251.724
236,745
244,322
236,292
271,399

86,533
87,506
89*821
100,531
104,771

1,951,221
2*083,350
2,165*943
2*116*322
2*229*313

667.792
712,074
768,879
795*036
846*525

94*839
96*204
96,993
93,391
94*571

52*963
71*544
82*030
87,602
88,622

519,990
544,326
589*856
614,043
665,332

407,728
464,844
436,073
469*902
479.457

43,666
27,578
25,432
39,856
38,366

116,261
130,221
126.979
131*247
137*729

247,799
307,045
265.662
298*799
303*340

110,660
114,431
115,372
124,671
124.826

2*345.647
2*462.397
2.545.473
2,679.372
2.758.679

691,090
1*016,883
1*196*459
1*383*903
1*740,824

92*622
103*904
158,494
337,402
604,708

100,356
110,012
120,619
117,746
121*249

696,112
802*967
917,146
928,753
1*014,867

436,856
552,731
617,555
602*908
621*220

26,985
45,766
43,669
91,166
106.961

114*542
114.464
134*576
84.612
94.575

297,329
392,501
439,290
427,130
419*684

128.101
141.860
143,671
168,566
237*909

2.766*512
3.154.805
3,566.675
3,847,289
4.502,617

1,562*822
1,706,303
1*757*550
1*937,203
2,003,723

504*783
526*635
509*006
620*700
593*484

110,189
125,409
129,643
117,119
120*930

967*850
1*054*259
1*116,899
1*199*384
1*289*309

671,651
582.352
619*426
670*994
734.103

151.759
115,202
128,562
139,068
141,896

99,136
88,269
76,503
79,890
92,007

420,956
376,881
414,361
452,016
500,200

204,018
210,935
210,635
222,474
241*815

4,722,310
4,699,299
4.672,687
5*256,351
5,546,065

2*133,496
2,114,280
2,271,511
2*434,682
2,228,557

592,769
538*746
553,123
550,466
518*566

137,863
157,558
179,166
204,441
207.397

1,402,664
1*417,974
1,539*222
1.679,773
1.502,574

773,724
776.995
789*691
743.847
737.574

163,511
163.451
160,245
140,455
157.740

96,991
98,458
100,666
84,764
80,079

513*222
517*086
528,780
516,628
499,755

269,728
286,826
313,671
344,359
366,657

5,976,421
6,263,979
6*524,109
6*846*882
6,916,370

2,297,983
2,591,896
2,206,789
2,060,338
2*345,400

525*271
765,353
696,739
624*520
1*077*945

222.342
248.972
216.053
208.534
237.432

1,550,370
1,577,573
1,293,997
1.047.284
1.030.023

806.331
831*799
591.356
625.885
648*617

175.968
142,852
87,900
91,922
84,891

86,513
84*974
66*222
53,596
63*754

543*650
603*973
437,234
480.367
699.972

362*947
392.239
366.473
322,143
324,075

6*984,368
6*699,419
5,557*899
4,837,507
5,214,534

2,611,722
2,931,266
2*989,392
2,691,807
2,966*011

1,324,598
,505,759
,541.672
,508,747
,606,899

259.146
292.876
260.695
260.344
297.069

1,027,976
1,132,649
1,167,025
1.102,716
1,060,043

914.733
1,173,258
1,248*958
1*221,693
1,479,065

94,415
154,383
149,111
127,141
120,427

66.282
87*080
92*243
88*196
83,679

754,036
931,795
1,007,604
1,006*554
1,274,779

34X.499
355.498
353,926
345*140
369,052

5,445,516
5.982,372
6,133*260
5,996*622
6*327,170

2,906*837
2,961,977
3,481,166
5,240,492
6,486,992

,561*265
778*309
2*306,606
4*200,606
5,523,912

332.250
289.322
290*612
247*680
219*336

995*322
914,346
883,750
792*206
743*742

1,930*173
2*140*934
1*912*073
1,670,032
1,692,453

106,753
152,867
175,685
222,007
247,905

92*716
117,971
133,986
145.112
132.170

1,728.704
1.870,096
1,602,402
1,502,913
1,512,376

338,617
321,612
289*212
260*686
219*457

6,753,402
7*224,914
7*382,762
8,771,782
9.960,763

7,692,486
6, '038,960
7,070,736
6,757.608
6*695,642

6,679,650
6,679,307
5.791,517
5,403*661
5,294*993

218*056
229,897
317,368
384*686
401,994

794.782
929*776
961*851
969.061
998*655

2*054*776
2,074,679
2,167.373
2.256,027
2,254*199

222*674
255,139
373,667
390,319
339,275

137*964
136*468
171,516
195,223
166,969

1,694,136
1,681,052
1,622.190
1.670.485
1,727,955

187.240
170.255
165.366
162.694
166,064

11,526,444
12,004,650
11,697*328
11.974,070
11,991*552

1954

7.075,688
6.520,965
6,542,941
6,293,861
6*700,001

5,513,493
4.624,967
4*744,020
4,410,250
4,623,427

543,740
624,980
769,782
817,373
994,084

1.018,655
1,071,018
1,029,139
1,066,238
1,082*490

2.200*206
2,455,372
2,548,459
2,675*777
2,609.977

415,036
461,713
496,976
547,941
560,919

156,996
160.189
197,566
221,785
219,057

1,628,174
1,833,470
1,651,917
1*906,051
1*830,001

171,528
174.633
181,147
187,711
203,779

12,645,156
13,172.228
13,734,600
14,101,491
14,591,666

1955

6,456,664

4*392*519

1,067. 526

996*619

2,586*866

569*276

218*265

1,799,327

224.093

15.130.436

1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

870

Pennsylvania

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955^Continued


3 as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

'1

Deposits
Total

Interbank

U.S.
Government

Other
demand

Other
time

1899

534*830
560.656
649.132
797,859

39*364
47,242
54.766
91*380

706
815
2*280
6*987

333*470
356.344
400.285
479*770

161*290
174*455
191*799
219*722

1900
1901
1902
1903
1904

875,956
997*670
1*122*189
1.214,547
1*243.155

114*348
141*921
150*254
161*727
1.75*833

8*770
8*792
11*268
14*551
9*936

516*949
574*696
644*725
690*213
667*612

235*689
272*059
315*942
348*056
369*774

1905
1906
1907
1906
1909

1*405*573
1*482,998
1*525.549
1*475.246
1*582.183

201.792
203*288
206*000
214*761
250*832

5*611
6,621
16*893
12*232
4*306

766*301
836*652
823*053
767*589
804.751

409*669
436*237
477*603
480*664
522*292

1910
1911
1912
1913
1914

1.671,323
1,766.716
1*852.796
1*968*549
2*045.599

247.163
275.019
266.411
267*626
285*506

1*948
1*985
2*702
2*607
4.219

804*937
850*800
886*684
911*841
1*065*554

617*275
660*912
696*999
786*475
690*318

1915
1916
1917
1918
1919

2*050*667
2.420.039
2*789*738
2.963*544
3*266.097

218.056
301*217
304.586
289.558
280*945

3*223
2*405
3*714
152.066
96.301

1*091*999
1*233*621
1*443*511
1*466*059
1.679.671

737*593
862*596
1*037*927
1*053*861
1*209*180

1920
1921
1922
1923
1924

3*563.513
3.553.926
3.629,125
4.084.027
4*399,736

281*776
244*072
264*718
294*625
348.281

27,154
63.418
19*632
35.177
29,192

1.880*342
1.734.722
1*781.237
1*978*293
1.997.254

1*374*241
1*511*714
1*543*536
1*775*932
2*025*009

1925
1926
1927
1928
1929

4.741.553
4.937.469
5.150*034
5.284.073
5.242.961

352.708
346.337
345,732
317.469
292,720

29*785
42*712
45.833
25.133
55.128

2.151*425
2*195.931
2.200*322
2*147.868
2.148*588

2*207*635
2*352*469
2*558*147
2.793.603
2*746*525

1930
1931
1932
1933
1934

5*362*162
5,349.817
4*094*005
3.677.856
4*143.522

422.833
539.718
327.571
319.302
418*909

45*414
49*840
44*570
86*813
128.900

2*096*399
1*924.072
1*461*228
1*318*330
1.460.634

2.797*516
2*836*187
2*260*636
1*953*411
2.135*079

1935
1936
1937
1938
1939

4.441*390
5,006,559
5*133,447
5,018.443
5,347,892

481.324
556.160
493*766
524.890
607.070

66*187
147*491
45*224
38*274
99*637

1*699*076
1.986.177
2*204*366
1.993*137
2.181*920

2*194*803
2*316*731
2*390*089
2*462*142
2*459*265

1940
1941
1942
1943
1944

5,787,221
6,243,502
6.407,437
7,789,178
8,941,923

732.675
796,645
652.610
632.691
607*863

101*011
60.070
57.370
474.234
1*219*202

2*476*688
2*694*324
3.416.155
4.300*304
4*427*632

2.476*647
2*492*263
2*281*302
2*361*949
2.687,226

1945
1946
1947
1948
1949

10*441*694
10*836*213
10*484*679
10*746.396
10*733.004

686.275
639.774
574.563
585.521
535*011

1*546*276
863*229
56*069
160*944
156*750

4*983*270
5.583.367
5.803.439
5.849*639
5*827*965

3.225*673
3*749*643
4.050*608
4*150,292
4*213*278

1950
1951
1952
1953
1954

11.328*539
11*824*945
12*317*402
12*639.045
13*079*045

601.861
593.954
630.618
658.841
702*366

258*740
430*939
^32*615
267.327
407.293

6.201*049
6.534.722
6.821.105
7*042*296
6*965*649

4.266.889
4*265*330
4*432*664
4*670*581
4,983*737

1955

13.519.669

690*524

340.579

1696
1897

5*139*504

Pennsylvania

871

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

3968
2*778
2.571
2*064

27*472
29.107
27.749
27.819

11*468
11*196
13*647
3.967

119.720
121.779
118.389
118*775

100.397
106*840
106*363
109*454

797*855
852*556
917.871
1.059.938

757
764
761
766

1900
1901
1902
1903
1904

2*950
3*034
4.461
7.052
10.287

38.245
43.583
40.559
47.894
56*000

1*237
1*448
1*836
8*647
2*626

123*126
135*854
161.531
164*869
199*955

123,933
136*401
172.943
216.559
246*754

1*165*447
1*317*990
1*503*519
1,679,568
1.758*777

795
855
948
1*037
1*103

1905
1906
1907
1908
1909

8*483
8.112
12.278
12.246
6.759

62*800
71 t 899
75.417
81.890
84.283

2*637
19*334
22.799
13*266
7.912

205*269
213*944
228*244
225.415
229*108

266*439
287,063
301,656
310*239
319.068

1*951*221
2*083*350
2.165.943
2*118*322
2*229*313

1*179
i t 242
1*282
1,319
1*299

1910
1911
1912
1913
1914

8.945
4*909
7t295
9*349
7571

86.900
87*170
88*422
85*525
86*398

6*264
7.771
9.362
6,354
10.116

234*266
231*766
230*621
236*461
236*003

335,947
342*063
356,977
371,134
370*990

2.345*647
2*462*397
2*545*473
2*679*372
2.756.679

1*347
1*336
1*340
1*362
1*364

1915
1916
1917
1918
1919

11*842
7.729
26.559
88.743
331.126

86*021
83*609
64*691
86*070
84*168

8*906
26*101
33*194
53*815
140*720

239*972
239*450
240*931
244*279
247.702

368*904
377.877
391,562
410*836
432*804

2*766*512
3*154*805
3*566*675
3*847.289
4*502*617

1*376
1,369
1,395
1,422
1*433

1920
1921
1922
1923
1924

262.230
215.965
86.576
137.861
53.425

85.137
88*944
94*144
93*475
95*542

84.950
75*206
57.981
81*383
71*020

261*151
270.303
281*796
293*016
307*592

465*329
494,955
523*063
566*569
618*750

4*722*310
4*699*299
4*672*687
5*256*351
5*546*065

1,462
1*535
1*558
1*564
1*615

1925
1926
1927
1926
1929

90*206
104.533
98*867
205*525
187*132

80*983
83.454
83.211
81.756
82*256

81*008
86*201
83*146
99*563
128*492

317.785
334.443
349*104
359*900
378*277

666,886
715*879
759*747
816,065
897*252

5*976*421
6*263*979
6*524*109
6*846*682
6*916*370

1*630
1,642
1,636
1,633
1.597

1930
1931
1932
1933
1934

101*689
74*666
169.655
69*627
14*400

82.659
81.910
88*136
95.622
97.464

120.699
134*008
131*735
122*481
57*179

383*080
366*260
325*525
278*717
. 300*064

934*079
892,738
748*843
593*204
601*905

6*984*368
6*899,419
5*557*699
4.837*507
5*214*534

1.553
1.461
1*275
1*023
1*111

1935
1936
1937
1938
1939

3.771
1*019
1*332
2*234
343

44*539

47.672
51*226
52*031
38*987
33*669

317*644
318*471
312*486
310*799
306*556

590*300
605,097
633,964
626,159
638,710

5,445*516
5.962*372
6*133*260
5*996*622
6*327.170

1*132
1*128
1*113
1*106
1*099

1940
1941
1942
1943
1944

414
572
537
205
203

33*433
40.671
41*208
38*870
41*866

295*161
292*497
289*706
283*623
280*115

637*153
647,672
643,874
659,906
696*654

6*753*402
7*224*914
7*362*762
8.771.782
9*960*763

1*086
1*083
1,074
1,052
1*042

1945
1946
1947
1948
1949

2*201
835
7*869
3*163
888

43*564
61*877
68*202
70*665
70*676

277*837
276*949
325*969
324*216
321*663

761*146
628*776
610*609
829*610
664*921

11*526*444
12*004*650
11*697*328
11*974*070
11,991.552

1,039
1*032
1*016
1*002
986

1950
1951
1952
1953
1954

10*612
2*995
17.170
14*030
4.135

78.993
86*729
100*654
107.934
120*447

323*421
325*377
331.344
336*382
343*187

903*593
932*162
968,030
1,004*100
1*044,852

12,645*158
13,172*228
13*734*600
14*101*491
14*591*666

982
972
956
927
893

136*546

346*200

1*089,404

15*130*436

845

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

872

Pennsylvania

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

418.857
425*906
442*094
506*082

48,550
45*172
45,313
42,460

150,141
162,602
172,572
235,347

220*166
218*132
224*209
230*275

1900
1901
1902
1903
1904

552*419
623*047
747*276
845,727
847,771

43,691
46*179
54,792
69*293
72*628

249,524
300,596
370,654
396,798
390*073

259*204
276,272
321*630
379.636
385*070

1921
1922
1923
1924

2*229*160
2*159*445
2*051*442
2*377*464
2*503,183

179*813
174,706
206*785
265*578
341*405

913,261
871,571
806,139
927,664
921,846

1*136*086
1*113*166
1*038*518
1*184*222
1*239*932

1905
1906
1907
1908
1909

927*987
1,043*031
1*084*215
1,002,952
1*031*141

77,552
94*593
98*750
96*942
97*826

423*399
472*395
479,054
431*342
445*984

427*036
476*043
506*411
474*668
487*331

1925
1926
1927
1928
1929

2,728*095
2*995*831
3*054*025
3,220,695
3,465,424

420*343
471*530
509*280
515*373
628*973

1,015,149
1*195,607
1*233,551
1*381*956
I*443i719

1,292*603
1*328*694
1,311*194
1.323.366
1,392*732

1910
1911
1912
1913
1914

1*128,517
1*141*415
1*192*378
1*257*031
1,270*809

114*059
119*461
121,569
129,622
136*222

463*594
438,073
469*729
491*646
474*039

550,864
583*881
601,080
635*763
660*548

1930
1931
1932
1933
1934

3*371,865
2,946*180
2,266*684
1,689*674
1*591,605

614,752
572,403
482*325
380*542
372.974

1*416*001
1*217,454
893,115
676*848
576,140

1*341*132
1,156,323
691,244
632,284
640*691

1915
1916
1917
1918
1919

1*270*771
1*405,906
1,571434
1,657*128
1,869*389

151,180
151*904
160*082
155*656
147,830

506,133
549,088
617*493
671,987
901*573

613,456
704*914
793*859
629*485
819*986

1935
1936
1937
1938

1*462,948
1,433*056
1*454*600
1*451,200

366*968
357,593
368*206
377,189

498.739
468*977
439*163
434*769

617,241
606*486
647*231
639,242

1920

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

1,427,650

492*311

33*156

98,692

270,469

106*082

1940
1941
1942
1943
1944

1*489*078
1*690*115
1*608,467
1*316,826
1*262*279

535,900
697,324
669,756
524*359
530*035

31.716
32,904
29,996
31,110
49,349

95.704
85*365
76*532
51*581
61*095

26,528
27*409
26*409
23*731
22*362

266*092
307*471
321*882
299*038
279*087

104*196
111,834
102*225
91*565
78,366

202,660
190,310

406*942
427*808
361*665
92*784
71*655

1945
1946
1947
1946
1949

1*315,592
1*650*063
2,219,559
2*717*757
2*779*522

483*025
687*240
1*044*047
1*286*228
1*224,320

63*762
51,309
28,102
23*401
27*945

116*998
68,970
47*200
54*498
55,713

21*607
26*581
35*878
43,379
46*734

265*346
330*893
462*366
567*926
627*236

72,954
90,311
125*086
146*137
164*911

225*906
298*630
430.157
547*978
597,303

65*994
76.129
46,721
65*351
66*022

1950
1951
1952
1953
1954

3*068,961
3*819*623
4*179,222
4,592,574
4*650,674

1*279,681
1*793,051
1*992*032
2*110*713
1*973.039

41.472
34*370
57*418
44*076
70*095

56*165
57*207
59*018
68,871
84,929

47*362
51*895
54*139
57*270
60*686

722*734
835*239
903*569
970*062
1,025*927

177*194
210*810
223,855
246,494
284,307

712,916
804*201
071*266
1,070,513
1,121,274

74.305
91*661
97*210
110.751
122.292

1955

5,307,076

2*176*332

71*503

128*581

64*836

1*172*361

326*922

1,275,603

185.755

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Pennsylvania

873

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continiied


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1B98
1899

117,053
131*902
143*887
176*798

39*668
43.559
42*653
47*215

5.239
5*949
7.014
9*823

72 . 146
82,394
94*220
119.760

135.533
161*693
183*756
227.743

14*033
12*644
16.712
23.736

51.350
56.597
60.036
61.705

70*150
92*452
107*006
142*302

40*097
41.674
50.722
42.381

711*540
761*175
820,459
955*004

1900
1901
1902
1903
1904

206*152
260t967
283*424
329*643
374.417

55,092
57*561
55.714
64*880
69.660

12.174
14*072
12*801
13*979
17*826

138.886
189.334
214*909
250*784
286*929

249*253
264*170
281*509
294*920
312*578

27.471
29*077
27*346
27*812
19*085

69*800
68*895
74.258
79.993
86*080

151,982
166,198
179,905
187,115
207.413

44*675
47*475
61*914
71.231
78.313

1.052*499
1,195*659
1*374,123
1,541*521
1,613,079

1905
1906
1907
1906
1909

426.193
443*690
464*579
483.634
506.035

72*433
78.729
84*293
94*492
94.069

20*333
18*513
20*359
19.591
25.591

333.427
346*448
359*927
369*551
366*375

358.933
346,231
355.764
357.458
407.801

29*623
36.076
27*455
22.120
23.797

85*147
81.318
90*211
106,773
120,246

244.163
230.837
238*098
228*565
263*758

85.188
66.113
88*385
99.072
103*290

1,798,301
1,921,065
1,992,943
1*943*116
2*046*267

1910
1911
1912
1913
1914

517*688
551*642
598*964
615*493
660*043

91.829
92.804
93*593
90*491
91.621

20.230
26*570
32*671
35*646
30*780

405*629
432*266
472*700
469*156
537*642

397.181
452*795
426.122
456.702
465*997

43.666
27.552
25.392
39*836
38*360

113,710
127*622
124*446
128.697
135.150

239*805
297.621
276*264
286.169
292*487

109.366
112.674
113*668
123*048
123*270

2*152*754
2*256*526
2*331*132
2*452,274
2*520,119

1915
1916
1917
1918
1919

699.474
811*381
976.230
1,164*558
1.487.493

89,722
97.930
147,456
317*834
555*464

40*642
47.698
56.322
56.961
59*953

569*110
665*753
772.452
789 . 743
872.076

425.969
537.285
599.259
587.602
603.882

26,924
45,715
43*616
91*121
106.793

112*014
111.908
131.938
83.473
93.126

287*031
379*662
423*705
413*008
403*963

126,350
139,951
141.673
166,196
235*625

2*522*564
2*894*523
3*288*596
3.575.484
4*196*389

1920
1921
1922
1923
1924

1*323.449
1.438*326
.480*838
.656*196
.719*652

435*872
441*367
424*375
525*787
492*398

53*801
71*955
73*311
65*544
71.041

833*776
925*004
963.152
1*064.865
1*156*213

655*273
565,508
602*591
651*580
715*068

151*673
115*120
128*482
138*983
141*612

97,787
87,029
75,214
78*562
90*499

405.813
363.359
396.695
434.035
482.957

201,887
208*515
206*425
219,943
238*954

4.409.769
4.371.794
4.341.296
4*905*183
5.176*857

1925
1926
1927
1928
1929

.841.427
815.623
.954.763
2.097*947
1.883*465

493,233
455*511
475*528
491,146
476*780

84*601
88*387
100*313
109*535
90*915

1*263*593
1.271,725
1.378.922
1.497.266
1*315*770

751*996
758*094
767,114
719*264
713.150

163*061
163.249
160*023
140*174
157.547

95.514
96*926
99.568
83.631
79*017

493.403
497.917
507.523
495*459
476.586

265*300
281*406
307*453
338*875
362.761

5*566.820
5*850*954
6*083*355
6*376*781
6*424*600

1930
1931
1932
1933
1934

1.942*230
2.190,443
1*830.690
1.712.637
1.964*802

493.491
735.606
666.212
790.488
1*029*365

97*040
115*356
91*116
87*229
116*409

1*351*699
1,339*481
1*071.360
834.920
619,028

760.406
799*072
556*233
593.436
805*855

175.526
142.474
87.694
91.541
84*812

85*353
83,714
64,923
52,207
62.561

519*527
572*884
405.616
449.688
658*482

375*856
382.449
344*856
291*897
292*970

6*470*377
6>318,144
5*000*463
4*287*644
4.655,432

1935
1936
1937
1938
1939

2,215*047
2*502*093
2.521.172
2.411.964
2*485*134

1.236*162
1,385*761
1,393,345
1,336*237
1.417,346

141.209
185.587
175*945
187*038
222*305

837.676
930*745
951*882
888*689
845*483

866.924
1*126.026
1*212.571
1.190.722
1.435*847

94*309
154.246
149.004
127*015
120.283

65.082
85.613
90*861
86,756
81*953

707.533
886*165
972.706
976*951
1*233*611

306*572
320*886
317.962
309.457
331.953

4*871*491
5*382*061
5506305
5*363*343
5*660.584

1940
1941
1942
1943
1944

2*433*064
2*497.284
2.985,776
4,664.792
5.789,402

1.390.511
1.574,586
2.082.617
3*887.874
5*077*155

262*116
227*550
233,281
203*462
189*786

760.437
695 148
669*878
573*456
522.459

1*865,984
2.073.394
1.864.505
1.635.464
1.869*987

. 108.694
152*696
175*400
221.661
247.613

90,747
115.897
131*750
142*934
130*418

1*666*543
1*804*799
1*557*355
1.470.869
1.491.956

301*140
287.335
255.266
229.576
197*678

6.089.266
6*548*126
6.714,014
6.046,660
9*139,346

1945
1946
1947
1948
1949

7*064,436
7,083*973
6*061,544
5*736,996
5,671.846

6*311*913
6.176*855
5*075.666
4*728*261
4*677*896

196*934
223*652
312*755
379,246
394*071

553*569
683.466
673.123
629.489
599.881

2*026*510
2*046,189
2*141,476
2*229.600
2.230*375

222.222
254.636
373*061
389*615
338*736

135*307
135*574
168*264
190,781
181,770

1.668*981
1*657*979
1.600.151
.649.004
.709.869

170*166
156*065
151*292
147.793
150,168

10*576*704
10*938*290
10*573.871
10*832.146
10.831,913

1950
1951
1952
1953
1954

6,064*426
5*555.965
5*590.918
5.319.907
5.727*355

4,924.325
4*308*486
4*281*078
4*001*918
4,279*942

534*182
617*199
749*611
780.473
943.642

605*921
630*280
560.229
537*516
503*771

2,172*057
2,426,288
2,519,282
2,645*094
2*576.917

414*118
460*311
497*564
547.033
560*189

152*379
155*042
192,568
216*316
213*383

605*560
810.935
629.130
1*881*745
1*803*345

156*764
158.777
165.839
171,962
186,851

11*462*210
11*960*653
12*455,261
12.729.537
13.141.797

1955

5*495*768

4.045.467

992*037

458*264

2*550,778

568,640

211,690

1,770*246

205.935

13*559*557

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

874

Pennsylvania

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figur, a as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

1696
1897
1898
1899

458.433
499,775
561*943
701,945

39,364
47,240
54,768
91,360

706
815
2*280
6.967

333.470
358*343
400*215
479.617

84*893
93.377
104.660
123*961

1900
1901
1902
1903
1904

772,437
885,197
1,003*067
1*087*461
1,109,125

114,346
141,921
150.254
161.727
175.832

8,770
8,792
11*268
14*551
9*936

516*703
574*541
644*253
689*609
686*869

132*616
159*943
197,292
221*574
236*488

1905
1906
1907
1908
1909

1*265*612
1*334,651
1,367,995
,316,151
,417,646

201.789
203.286
208*000
214,761
250,832

5*611
6*621
16,893
12*232
4*308

787*415
835*796
821*807
766*205
803.196

270*797
288.948
321*295
322*953
359*310

1910
1911
1912
1913
1914

496,740
,603,803
,658,230
762*162
,828,496

247,163
275.019
266,330
267,611
285,508

1*946
1*985
2*702
2*607
4*219

803.176
848*736
884*394
909*369
1*063*092

444*453
478*061
504*604
582*575
475.679

1915
1916
1917
1916
1919

1,828,897
2*163,339
2534699
2*717*421
2*985,729

218,052
301,217
304*586
289.558
280.945

3*223
2.405
3.714
152*066
96*301

1*089*581
1*230.875
1*440*686
1*465.029
1.676.320

518*041
648.842
785.713
810*768
932163

1920
1921
1922
1923
1924

3,273.205
3,246,722
3,322,366
3*761,987
4,062,146

281,776
244,072
284,718
294,625
348*281

27.154
63*418
19.632
35.177
29.192

.876.264
.730*731
.777,249
,973*883
,992*307

1.088.011
1,210*501
1*240*787
1.456*302
1,692,368

1925
1926
1927
1926
1929

4,385,356
4,561.632
4.748.464
4.656.759
4.798.231

352.708
346,337
345,724
317,460
292,720

29*785
42*712
45.833
25*133
55*128

2,145*668
2*189,745
2,193,274
2,141,207
2,142,191

1*857,195
1, 982*838
2*163*653
2.372.959
2*308*192

1930
1931
1932
1933
1934

4*897*610
4*823*666
3,566,102
3*178,587
3.632,883

422,833
539*716
327,571
319,302
416*909

45.414
49*640
44*570
86,813
126*900

2,090.564
1,922,379
1,459,779
1,316,697
1*459.967

2*338*799
2.311.729
1.756*182
1,455,575
1,625,087

1935
1936
1937
1938
1939

3.916,172
4,456,705
4.559,738
4,438,460
4,753,988

481,324
556,160
493.765
524,887
607.070

66*167
147.491
45*224
38*274
99.637

1*698,975
1.966*125
2.204.362
1.993*134
2,161,918

,669.686
.766.929
,816*367
8B2*165
,865*363

1940
1941
1942
1943
1944

5*177*200
5*622.567
5,796*600
7*125*116
8.188.719

732,675
796,845
652,610
632,691
607,663

101,011
60.070
57,370
474*234
1,219,202

2,476,687
2*894,324
3*416*155
4*300,304
4*427,632

.866.827
,871,328
1*670,465
1,717,887
1,934,022

1945
1946
1947
1946
1949

9.571*676
9*863,006
9.459.959
9.705.990
9,678,194

666,275
639,774
574,563
585.521
535.011

1,546,276
863,229
55,900
160,720
156.644

4,983*270
5*583*319
803,393
,849,592
,827.916

2,355,857
2,776,684
3,026,103
3,110,157
3*156*623

1950
1951
1952
1953
1954

10,253.024
10,726,079
11,148*797
11*364,257
11,757,230

601,861
593,954
630*818
658.841
702.366

258.536
430*796
432*497
267.133
407*177

,200,992
,534.722
6.821,105
7,042*296
6,985,649

3.191,635
3,166,607
3,264*377
3,415*987
3*662*038

1955

12*085*002

Pennsylvania

875

Table laAM Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated, Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

3*968
2.778
2*571
2*064

27.472
29.107
27*749
27*819

11*458
11.180
13.640
3*966

119,720
121,779
118*389
118*775

90*489
96.556
96.167
100.435

711,540
761.175
820*459
955*004

743
750
748
755

1900
190X
1902
1903
1904

2*950
3*034
4*461
7*052
10*287

38*245
43*583
40*559
47.894
56*000

1.237
1*448
1*836
8*646
2*618

123*126
135*854
161,531
104*869
199.955

114.504
126.543
162*669
205.599
235.094

1.052*499
1.195*659
1.374.123
1,541.521
1*613,079

703
041
937

1*026
1*094

1905
1906
1907
1908
1909

8*483
8*112
12*278
12*246
6*759

62*800
71*899
75.417
81*890
84.283

2*625
19*316
22,774
13*286
7*910

205*289
213.944
228,244
225.415
229*108

253*492
273.143
286,235
294.128
302*559

1,798,301
1,921,065
1,992,943
1,943,116
2*040,267

1.170
1.233
1*273
1.309
1,289

1910
1911
1912
1913
1914

8*945
4*909
7*295
9.349
7*571

86*900
87.170
88*422
85*525
86*398

8.264
7,753
9*352
8.319
10.118

234*268
231*768
230*621
236.461
238.003

317.637
323.123
337*212
350*436
349.531

2,152,754
2,256,526
2.331.132
2.452.274
2.520.119

1.337
1.328
1*330
1*352
1.354

1915
1916
1917
1918
1919

11*642
7*729
26*559
88*743
331*126

86.021
83*609
84*691
86.070
84*168

8.057
26.057
33.150
53.723
140.623

239.972
239.450
240*931
244.279
247.702

346.975
354.339
368.566
365.248
407,041

2*522.564
2*094.523
3*288*596
3.575.404
4.196*309

1.366
1.379
1*385
1*412
1*423

1920
1921
1922
1923
1924

262*230
215*965
86*576
137*881
53*425

85.137
88*944
94 * 144
93*475
95*542

84,813
74,947
57.657
80.234
69.737

261.151
270*303
281*790
293,016
307*592

443*233
472*913
498*735
538*590
588,413

4.409,769
4,371,794
4,341,296
4.905.103
5,176.057

1*472
1*526
1,549
1,575
1,606

1925
1926
1927
1928
1929

90206
104.533
96.867
205*525
187.132

80*983
83*454
83*211
81.756
82.256

79.870
87,313
82.583
98*936
126.881

317*785
334*443
349.104
359.900
378.277

632.620
679.579
721.106
773.905
852.023

.586.820
,850,954
,083.355
.376,701
,424,000

1,621
1,633
1,627
1*624
1*589

1930
1931
1932
1933
1934

101.689
71*356
169*655
69*627
14*400

82.659
81*910
88*136
95.622
97*464

119*153
132.498
129,189
116,784
53*279

383.080
366.280
325.525
278,717
300*064

886.186
842.434
699*856
548.307
557,342

,470.377
.318.144
.000,463
4.287*644
4.655*432

1*545
1*453
1*268
1.016
1*104

1935
1936
1937
1938
1939

3*771
1*019
1.332
2*234

44*539

343

46.372
49*111
49*623
36*537
32,404

317,644
318*471
312*406
310,799
306,556

542.993
556.755
583.126
575.313
587.293

4.871,491
5. 302*061
5.506,305
5,363,343
5,680,584

1*125
1,121
1.106
1.099
1.092

1940
1941
1942
1943
1944

414
562
537
205
203

31,723
35,227
35*566
32,740
35,029

295,181
292,497
289,706
203,623
280*115

564.748
597,275
591,605
604.976
635.280

6,089.266
6,548*128
6,714*014
0.046*660
9,139.346

1.081
1.076
1*067
1*045
1*035

1945
1946
1947
1948
1949

2*201

277*037
276*949
325*969
324.216
321.063

607,689
744,844
725*937
742.407
770*511

10,576.704
10*938.290
10,573,871
10,832,146
10,831,913

1*032
1.025
1.011

888

37.299
52.656
54,137
56*350
60*457

1950
1951
1952
1953
1954

10*612
2*995
17.170
14.030
4.135

71*085
75,874
87,624
94*010
102,254

323.421
325.377
331.344
336.382
343.107

004*068
830.328
870.326
900.856
934.991

11*462*210
11.960.653
12.455.261
12*729.537
13.141.797

975
965
949
920
006

1955

38*615

114,041

346*200

975,699

13.559.557

838

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

835

7*869
3*183

995
979

876

Pennsylvania

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

1896
1897
1898
1899

247*394
251,051
260.948
306*916

1*600
1*756
1*874
2.720

74.597
81*844
87*370
126*799

171.197
167.451
171.704
177.397

1900
1901
1902
1903
1904

342*313
384*029
438*001
473*477
478*386

2*897
3*436
3*937
3.977
4*028

135*055
160*160
183*527
185*414
187*805

204.361
220*433
250.537
284.086
286*553

1920
1921
1922
1923
1924

1.300.303
1,236,711
1,149.226
1*266.560
1*308*626 a

1905
1906
1907
1908
1909

534*072
575*096
611*025
587*697
610*790

4*352
4*589
4*863
4*628
4*892

202.868
213*947
226*715
215*758
223*622

326,852
356.560
379.447
367.311
382.276

1925
1926
1927
1928
1929

1910
1911
1912
1913
1914

663*164
681*194
710*114
737*857
740*481

6*083
6*992
7*525
7*689
9.970

235*786
236.971
248*248
250.706
244.296

421.295
437,231
454*341
479,462
486,215

735*017
824*657
921*153
1*001*514
1*129*373

12.301
11.700
11*536
10*958
10.141

269*516
286*532
311*970
381*673
525*803

453.200
526,425
597,647
608,883
593.429

1915
1916
1917
1918
1919

Real
estate

Collateral

All
other

12*686
16*994
24.421
33,767
48 * 644

474.297
445.929
409*644
435.372
445.691

813.320
775.788
715*161
797*421
814.491

1.397.567
1*521*619
1*540*098
1*579,745
1*654*336

71*591
92.000
115.059
128.093
158.965

484.866
578,527
592.943
644.884
635.558

841.110
851.092
832.096
806*766
859.813

1930
1931
1932
1933
1934

1*613.197
1.455*273
1,204.621
886*982
860*689

161,114
161*289
158*005
125*450
145*659

627.373
566*126
454,750
344,884
297.263

824.710
727.858
591*866
416*648
417*767

1935
1936
1937
1938

802*286
780*796
797,275
800,168

148*804
150*849
162*944
177,189

261,009
242*429
220.792
214*393

392.473
387*518
413*539
408.586

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

791.780

297*069

8*557

54*343

129.783

53.337

230*564

1940
1941
1942
1943
1944

632*308
931.715
866*949
696*985
678*288

331*547
415.191
394.185
298*306
300.227

6.818
7*650
4.504
5*169
11*279

47*531
42.858
33*116
28*453
35*499

19,491
20,336
19,444
17,201
16*212

145.899
156*881
169*575
164.116
151*096

56*160
61*838
57*836
48*976
43*082

67*020
56*359

224,862
224,961
188.289
67,744
62.534

1945
1946
1947
1948
1949

662*010
824*611
1.341,100
1.691*917
1,706*276

258.285
363.770
734*085
936*846
882*779

9*376
4*249
5.902
8.166
5*348

70.045
51.421
26.237
31*125
30,731

15.586
19,167
26.257
31.971
34*859

146*061
182,760
258,298
317*323
355.237

41*640
49.644
69.927
84.414
93*540

62*940
95.702
190.069
252.369
281.671

56.077
57*898
30*325
40.546
39.914

1950
19S1
1952
1953
1954

1.861*606
2.296*390
2.551*584
2. 719*663
2.668*343

903*614
1*241*548
1*409.881
1*415,144
1*267*220

6*815
4.888
17.375
9,920
29.644

30.993
28.419
29,397
34.084
24,750

34,632
38.611
40.162
42.700
45.043

416.399
483.702
531.690
573.551
616*680

99.935
121*447
130,964
145,535
169.826

341*994
362*679
392*312
493*901
510*676

48*720
47*533
49*531
57*914
57*568

1955

3.023.465

1*399*394

21*511

46,720

48 . 564

700,619

188.473

570.621

101*890

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Pennsylvania

877

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investm ents
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

70*132
74 t 982
82t924
103*633

36.330
39*546
38*291
44*198

2.028
2.126
2.678
3.566

31*774
33*310
41*955
55*869

95*309
111*772
129*666
168*221

13,021
11*494
15,503
22*419

37.816
43,717
46*412
48.802

44*472
56*561
67.751
97*000

18*083
18*756
19*490
18*854

430*916
456*561
493*028
597.624

1900
1901
1902
1903
1904

126*376
156*627
158*496
179i570
188*233

53*233
56*465
54*815
64.147
69.181

4*368
6*010
6*221
6*925
7*143

68*757
94*152
97*460
108*498
111*909

189*207
194.494
205*546
208*538
211*937

26*232
27*633
25.829
25*812
17*027

57.485
56*426
61*432
66*082
70*053

105*490
110*433
118*285
116.644
124*857

19*685
21*839
23*456
26*330
31*366

677*583
756*989
825*501
889*915
909*922

1905
1906
1907
1908
1909

207*559
217*343
235*029
255*639
267.711

72*024
78.493
83.991
94.063
93.333

8*132
8*331
9*062
9*683
14*694

127*403
130*519
141*976
151*893
159*684

250.134
254.122
258*249
259,243
289,792

27.911
30*341
23*456
20*900
22.172

68*698
69*391
71*749
84*004
95*123

153.525
154.390
163.044
154.339
172.497

35 3646
39,537
45*969
46*123
51.221

.027*413
,086,098
150*272
148*702
219.514

1910
1911
1912
1913
1914

261*095
283*105
307*521
315*064
329t066

91*412
91*938
93*110
90*226
91.197

12*310
11*688
13*142
12*441
12*471

157.373
179.479
201*269
212*397
225*398

291*421
325,749
302*901
323*661
334*615

41.862
25*488
21*963
31*005
33*462

88*288
101*042
94*676
99*060
100*663

161.271
199.219
186,262
193.596
200*490

54*190
56*902
55*666
57*116
58*421

269*870
,346,950
1*376*202
1*433*696
1*462*583

1915
1916
1917
1918
1919

355*853
427*386
546*189
646*547
822*368

89*496
85*748
120*507
242*143
400*820

18*701
24*656
31*984
31*227
31*096

247*656
317*482
393*698
373,177
390*452

286.037
356.725
396*609
405*446
395.833

23.092
38.494
37.203
82*003
94*914

78,957
75*939
90*309
49,500
51.633

183.986
242*292
269.097
273*943
249.286

57*690
66*179
69*675
84*373
154.523

1.434.597
1*675*447
1*933*626
2*137*880
2*502*097

1920
1921
1922
1923
1924

717.323
759.357
790.484
885*624
904.375

297.388
295.553
295.977
362.431
342.084

28*104
37*443
37*807
34*201
38*078

391*831
426*361
456*700
488*992
524*213

440.723
369.546
387*815
416*234
437.414

136*702
100.514
103.969
116.915
114.072

54,863
46,819
37*468
37,375
42,727

249.158
222*215
246*378
261*944
280*615

111.084
101*115
97*000
102*360
104,998

2*569*433
2*468*731
2*424*525
2*670*776
2*755*613

1925
1926
1927
1928
1929

968*621
944*104
1*012*502
1*074*277
989*428

336.444
300*807
301*259
318*847
311.196

44*025
52*472
55*866
56*106
46*549

588*152
590*825
655.377
699*324
631*683

462*992
468*255
461.757
419.798
412*302

132*973
132*716
123*617
109*836
115*241

44,745
44,973
45,786
35.091
33.547

285*274
290.566
292*154
274*871
263*514

115,947
121*619
127*441
135*019
162*573

2*945*127
3*055*597
3*141*796
3*208*839
3*218*639

1930
1931
1932
1933
1934

1*014*906
1*174*708
1*019*974
951*228
1*162*537

318*593
462*868
414.458
467.820
643*285

48*846
62*976
54.499
50*906
67*462

647*467
648*862
551.017
432.502
451.790

444*308
469,527
337*809
374*464
500*121

124,714
96*571
63*664
66*215
63.503

36*248
39,670
35*287
26*167
34.000

261*346
333*286
238*656
280*082
402*616

162*292
157*221
145*154
115*802
132*550

3*234*703
3*256*729
2*707.558
2.328*476
2*655.897

1935
1936
1937
1938
1939

1*316.066
1*467*781
1*480*458
1.422*864
1*482*381

759.153
849.184
864.809
843.601
913*909

82*495
93,739
88.622
91.308
112*570

474.418
524*856
527*027
467,955
455.902

560*085
685*109
759*331
709,745
909.313

67.280
92*901
103*212
68*716
82*939

35,449
46 366
49,246
45,895
43,922

457,356
545*842
606,873
575,134
782*452

132*016
138*793
137*890
129*896
130*360

2*810*453
3*072*479
3*174*954
3*062*673
3*313.834

1940
1941
1942
1943
1944

1.438*977
1.477*478
1*783*626
2*748*726
3.394.554

897*635
993*214
1*306*939
2*332*630
3*000*093

134*018
123*348
138*045
125*443
121*777

407.324
360*916
338*642
290*653
272*684

1.213.456
1.345.571
1,184*890
1*146*521
1*146,553

83*144
106*704
123*856
151*375
155*668

49,862
64,963
72*034
77.347
72*745

1*060*452
1*173*904
969,000
917*799
920*140

123*728
122*309
107.653
97.729
86*455

3*608.471
3*877*073
3*943.118
4*689*961
5*307*850

1945
1946
1947
1948
1949

4.119*174
4.194*578
4*010*862
3*812*479
3*748*094

3.707*636
3*687*319
3*359*847
3*161*752
3*113*836

123*536
128*999
200*651
217*609
238*885

286*002
376*260
450*364
433*118
395.373

,229,578
,249*457
452*230
*530*443
524,883

137.394
164*624
267.300
275.573
231*261

75*502
75*659
101*440
115.441
109,970

1*016*662
1*009*174
1,083,490
1,139*429
1*183*632

77*202
78*379
65*852
63*997
85*256

6*087*964
6*347*025
6*890*044
7*118*636
7*064,509

1950
1951
1952
1953
1954

4.053.512
3.554.421
3*556*779
3*287*515
3*598*688

3.344.729
2*782.909
2*743.773
2*474*762
2*716.446

322*324
369*071
482*093
491*137
585*852

386.459
402.441
330.913
321*596
296*390

1.443,400
1*567,820
1*634,214
1*681,797
1,589,304

276*060
287*160
313*630
328*213
316.831

93,362
91.559
116.564
126*094
122*291

1,071*958
1,189,101
1,203,820
1,227*490
1,150*182

92*172
88*475
93*405
95*149
99*368

7*450*690
7*507*106
7*635*982
7*784*124
7.955*703

3*419*352

2*527*658

268*105

1*574*150

327*185

119*358

1*127*607

113*282

8*130*249

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

878

Pennsylvania

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABIUTIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.

Government

706
815

Other
demand

Other
time

2 74 t 494
297,572
337,036
439*052

36*423
43*773
51*005
88*525

2*260
6*987

224*283
239,078
267,854
326,821

13*082
13,906
15,897
16,719

497,924
560*933
604*405
641*337
642*898

110*110
136*908
145*879
153,913
167*223

8*770
8,792
11*268
14,551
9,936

360*215
389*884
417*589
439*175
427.705

18,829
25,349
29,669
33,698
36,034

740*016
775*029
819*310
810*003
873*331

196,082
192,526
198,379
206*263
233*606

5*611
6,621
16,893
12,232
4*306

491,255
520*478
521,325
491,023
493*250

47,068
55*404
82*713
100,465
142*167

912*570
985,305
1*006*810
1*058*617
1*069*208

232*348
255,432
250*060
251*655
264*125

1*948
1*985
2.702
2*607
4*219

480*709
517*140
521*425
540,886
628,782

197*565
210*748
232*623
263*467
192*082

1*065*592
1*293*561
1*514*139
1,662*260
1,740*534

196*854
272.613
268*328
262*765
251*107

3*223
2*405
2*095
117,978
49,910

660*224
751*725
897*119
905,593
1,014*541

205*291
266*818
346*597
375,944
424,976

1*694*989
1*830*363
1,677,148
2,077,641
2,203,973

255*469
218.410
253.091
249.671
293*334

14*749
23*474
11,459
19*611
15,934

1*122*400
1*000*995
008*813
,096.598
,070,461

502*371
587,464
603,765
711,761
824,244

2*360,799
2*436,397
2*506*682
2*490*785
2,480*927

296*616
295*990
281*163
242.779
221*332

16,259
18*408
17.917
15*305
24*468

,135*978
*143*696
141*096
072*436
079,966

911*746
978,301
1,066*504
1*160*263
1,155*161

2,539,407
2*600,966
2*049*483
1,810*439
2,132*642

302.533
385.749
214*078
213*180
316.524

19,256
21*726
20,801
42,127
61,405

,048,389
,013*936
805,568
724.764
789.117

1,169,229
1,179,575
1*009*016
830,368
965,596

2,332*328
2*622,814
2,709,865
2,606*309
2*851*323

367.177
430.874
376,266
408*753
484*670

35*190
82.885
23*213
22,791
62*100

920.255
1*051*463
1*209*949
1*044,554
1*184,907

1,009,706
1*057*592
1*100*417
1,132*211
1,119,646

3*142,952
3,401,166
3*474*266
4*217,133
4,818,292

597,372
643*794
543*566
526.928
506*864

64,319
44,777
33,775
235*063
664*190

1*355*921
1*589*130
1,892*462
2*426,374
2*486*693

1*125,340
1,123*465
1*004,463
1,026*768
1*160*345

5,569*273
5*784*384
6*156,129
6,377,908
6,309*721

572.585
520.890
493.553
503*202
450*037

795,623
463*191
36*873
112*558
118*159

2*777,102
3,092*615
3*687*773
3*765,496
3*734*803

1*423*963
1,687,468
1,937,930
1,996*650
2*006*722

1952
1953
1954

6,654,173
6*736,611
7*010,389
6,961,860
7,111*762

503*323
452*869
485.537
474.761
494*869

170*747
312*932
306*437
189*167
260*464

3*951*839
3*990*773
4*161*276
4*157*507
4*061,743

2*028*264
1*980*017
2*057,139
2,140,405
2,254*666

1955

7,246,270

476*186

4,285,443

2.362.912

1896
1897
1898
1899
1900
1901
1902
1909
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951

Pennsylvania

879

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

' Borrowings

1896
1897
1898
1899

1*815
720
522
158

National
bank
notes
27.472
29.107
27.749
27*819

Other
liabilities

Capital

54
57
144
332

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

74*608
75*088
72*630
72.779

52,475
54,017
54,947
57,484

430,916
456*561
493*026
597,624

419
425
423
431

65.621
72.617
86*963
96*174
111*003

677,583
756,989
825*501
889*915
909*922

452
502
550
596
630

1900
1901
1902
1903
1904

1*367
1*981
3.363

36*245
43*583
40*559
47*894
56.000

7*759
1*927

74.784
79.073
89*263
92*770
94,731

1905
1906
1907
1908
1909

1*946
3*404
4*594
4*185
2*294

62*800
71.899
75.417
81.690
84*283

2.066
2*150
5*471
2*162
2*518

100*511
103*990
111*614
112*660
113.774

120*074
129*626
133*866
137,782
143*314

.027.413
,066,098
.150,272
.148*702
219*514

663
690
722
765
790

1910
1911
1912
1913
1914

4*013
1*915
2*736
4*209
3*149

86*900
87,170
86*422
85*525
86*398

1*255
1*283
1*290
1*363
1,608

115*250
118*286
117*845
118*979
120*486

149,862
152*989
159.099
165.005
161.532

269*870
.346.950
.376*202
433*698
462583

816
83d
829
836
837

1915
1916
1917
1918
1919

3*545
1*855
22*749
54.747
245*210

86*021
83*609
84*691
66.070
S4.168

1*582
17*764
23*300
38*940
121.141

118*289
117,719
118*002
117*676
119.629

159,566
160*939
170,745
178.165
191.415

1.434.597
1*675.447
1.933.626
2.137*880
2*502*097

833
833
833
633
834

1920
1921
1922
1923
1924

194*697
158*586
53*552
82.793
26*931

85.137
88.944
94*144
93.475
95.542

55.926
29*401
22,090
21*522
17*740

126*744
129.912
134*749
136.636
140.372

211.940
231,525
242*642
256.711
271.055

2.569.433
2*468,731
2.424.525
2*670.776
2,755.613

851
861
866
869
664

1925
1926
1927
1928
1929

49.866
56*228
52*589
111*965
91*586

80.983
83.454
83.211
81.756
62*256

24.396
24*320
29*027
31.378
37.108

143.139
149.660
151.490
154*576
162.448

285,944
305,538
316,799
338.379
364.312

2.945.127
3.055.597
3*141,798
3*208*839
3*216,639

867
871
668
871
861

1930
1931
1932
1933
1934

40*563
20*705
82*607
22.024
3*033

82*659
81.910
88.136
95.622
97*464

36.930
36*335
21.893
19.613
22*511

165.087
164*384
156*764
136*224
159*746

370.057
352*409
308*655
244,554
240.501

3*234*703
3*256*729
2,707,558
2.328*476
2.655.897

845
806
762
601
697

1935
1936
1937
1938
1939

374
256
954

44*539

172*205
172.123
166.308
167.272
166*537

242.605
254,704
269*660
268*773
279,755

2*810*453
3.072.479
3.174.954
3*062.673
3*313*834

709
710
702
697
694

601
679

408
104
944

154

16*402
22*560
26*167
16*672
16.065

1940
1941
1942
1943
1944

196
167
275
40
200

17,428
21,192
19*567
18,540
20,457

165.433
164.255
161*287
158,253
157*504

282*462
290*293
287.703
295,995
311.397

3.606.471
3*877.073
3, 943*118
4*689*961
5,307.850

690
687
681
671
665

1945
1946
1947
1948
1949

50
539

6.869
1*135
353

20.007
30*091
35*164
34*901
36,647

157*323
156*677
216*512
215*581
213*255

341.311
373.334
475.370
489*311
504.533

6,087.964
6,347.025
6.890*044
7*118*636
7,064*509

665
662
655
646
633

1950
1951
1952
1953
1954

10*190
2*210
16*620
8*625
3*869

44,416
42,540
49.923
48.311
55.467

214*421
206*143
211,278
208,189
211,382

527.468
519*602
547*772
557*139
573,207

7450690
7,507*106
7,835,982
7,784*124
7,955*703

631
622
613
592
569

19,770

60.191

212,651

591*367

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*447

880

Pennsylvania

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

171*463
174*855
181*146
201*166

46*950
43*416
43*439
39*740

75.544
80*758
85*202
108*548

48.969
50.681
52.505
52*878

1900
1901
1902
1903
1904

210*106
239*018
309*275
372*250
369*385

40*794
42 . 743
50*855
65.316
66.600

114*469
140*436
187.327
211*384
202.268

54*843
55*639
71,093
95*550
98,517

1920
1921
1922
1923
1924

928,857
920*734
902*216
1*110*904
1*194*357

167*127
157,712
182.364
231*811
292,761

438*964
425*642
396*495
492*292
476,155

322*766
337.380
323*357
386*801
425*441

1905
1906
1907
1908
1909

393*915
467*935
473.190
415.255
420*351

73*200
90004
93*887
92.314
92*934

220*531
258*448
252.339
215.584
222*362

100,184
119,483
126,964
107,357
105,055

1925
1926
1927
1928
1929

1*330*528
1*474*212
1*513,927
1*640*950
1*811*088

348.752
379*530
394,221
387,280
470,008

530*283
617*080
640*608
737*072
808.161

451*493
477*602
479*096
516*596
532.919

1910
1911
1912
1913
1914

465*353
460*221
482*264
519.174
530*328

107.976
112.469
114*044
121*933
126.252

227.808
201.102
221.481
240*940
229*743

129,569
146,650
146*739
156.301
174,333

1930
1931
1932
1933
1934

1*758*688
1,490*907
1*062*063
802*692
731*116

453*636
411*114
324*320
255.092
227,315

786.626
651.326
438*365
331*964
280*877

516*422
428*465
299*378
215*636
222*924

1915
1916
1917
1918
1919

535.754
581.249
650.261
655*614
740.016

138*879
140*204
148*546
144*696
137*689

236*617
262*556
305.523
290.314
375.770

160,258
178.489
196.212
220.602
226,557

1935
1936
1937
1938

680*662
652*260
657*325
651*032

218*164
206.744
205,262
200*000.

237.730
226.548
218.371
220,376

224*768
218*968
233*692
230,656

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

635*870

195.222

7.053

140.686

52.745

171.216

1940
1941
1942
1943
1944

656*770
756*400
741.518
619*843
603.991

204.353
282*133
295.571
226*053
229*608

24,898
25*254
25*494
25,941
38*070

46,173
42*507
43*416
23*128
25*596

7.037
7.073
6*965
6*530
6*170

142*193
146*590
152*307
134*922
127*991

48,036
49.996
44.389
42.589
35.284

135*640
131.951

182*060
202*647
173.376
25*040
9*121

1945
1946
1947
1948
1949

653*582
825.452
878,459
1,025,840
1,073*246

224*740
323.470
309*962
349,382
341*541

54*386
47,060
22,200
15,235
22.597

46*953
37.549
20*963
23*373
24,982

6*021
7*414
9*621
11*406
11*875

117*285
148.133
204.068
250.603
272.001

31*314
40*667
55*161
63.723
71,371

162.966
202*928
240.088
295*609
315*632

9*917
16*231
16*396
24*605
26*108

1950
1951
1952
1953
1954

1.207*355
1*523*233
1*627*638
1,872*911
1*982*331

376*267
551*503
582*151
695,569
705*819

32.657
29*482
40*043
34*156
40*251

25*192
28*786
29*621
34*787
60*179

12*730
13*264
13,957
14*570
15*645

306*335
351.537
371.879
396.511
407.047

77,259
89,363
92*891
100,959
114*479

370.922
441.522
478.956
576*612
610*598

25.585
44.128
47.679
52*837
64*724

1955

2*283.611

776,936

49*992

61*861

16.272

471.742

136*449

705*182

83*865

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Pennsylvania

881

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1698
1699

46*921
56*920
60*963
73.165

3*338
4.013
4*362
3*017

3*211
3*623
4*336
6*257

40.372
49.084
52.265
63.891

40*224
49.921
54,090
59,522

1*012
1*150
1*209
1.317

13,534
12*680
13,626
12.903

25*678
35.691
39.255
45*302

22*014
22*916
31*232
23.527

280*622
304*614
327*431
357*380

1900
1901
1902
1903
1904

79*774
104*340
124.928
150*073
186*184

1*859
1*096
899
733
479

7.786
8*062
6*560
7*054
10*685

70.129
95,182
117.449
142,286
175,020

60,046
69,676
75,963
66,382
100*641

1.239
1*444
1*517
2*000
2*056

12.315
12.467
12*826
13.911
16*027

46*492
55*765
61*620
70*471
62*556

24*990
25*636
36*456
42*901
46*947

374,916
438*670
548*622
651*606
703*157

1905
1906
1907
1908
1909

218*634
226*347
229*550
227*995
238*324

409
236
302
429
736

12*201
10*182
11*297
9*908
10.897

206*024
215.929
217,951
217*658
226,691

106,799
94,109
97,515
96*215
116,009

1*712
5,735
3.999
1*220
1*625

16*449
11.927
16*462
22.769
25*123

90*638
76*447
75*054
74*226
91*261

49*540
46*576
42*416
52*949
52*069

770*886
834*967
842*671
794*414
828*753

1910
1911
1912
1913
1914

256*593
268*537
291*443
300*429
330*977

417
866
483
265
424

7.920
14*882
19*529
23*405
18*309

248*266
52.789
271,431
276,759
312,244

105*760
127*046
123*221
133,041
131*382

1*604
2*064
3*429
8,631
4,898

25*422
26*560
29.770
29.637
34*487

78.534
96.402
90*022
94,573
91.997

55*178
55,772
56*002
65.932
64*849

682*884
911.576
954.930
1*016*576
1*057*536

1915
1916
1917
1918
1919

343.621
383.495
430*041
516.011
665.125

226
12*162
26*949
75*691
154*644

21*941
23*042
24,338
25,734
28*857

321,454
348,271
376,754
416,586
461,624

139*932
160*560
202*650
162*156
208*049

3*832
7*221
6*413
9.118
11*879

33.057
35.969
41.629
33,973
41,493

103,043
137,370
154*606
139*065
154*677

66*660
73,772
71,998
61*623
81.102

1*067*967
1*219*076
1*354*970
1*437*604
1*694*292

1920
1921
1922
1923
1924

606*126
678*969
690*354
770*572
815.277

138*464
145*614
128*398
163.356
150*314

25*697
34*512
35*504
31*343
32*963

441,945
498.643
526.452
575.873
632.000

214*550
195,960
214.776
235.346
277*654

14*971
14*606
24*513
22*068
27*540

42*924
40*210
37,746
41,187
47,772

156*655
141*144
152*517
172*091
202*342

90*803
107*400
109*425
117*563
133,956

1*840*336
1*903*063
1*916*771
2*234*405
2,421*244

1925
1926
1927
1928
1929

872*806
871*519
942*261
1.023.670
894.037

156,789
154.704
174.269
172.299
165*584

40*576
35,915
44.447
53*429
44*366

675.441
680.900
723.545
797.942
684.087

269*006
269*839
305.357
299.466
300.848

30*106
30*533
36*206
30*338
42.306

50*769
51,955
53*762
46*540
45*470

206*129
207.351
215.369
220.566
213*072

149*353
159.787
180*012
203,856
200,188

2*641*693
2*795,357
2,941,557
3*167*942
3*206*161

1930
1931
1932
1933
1934

927.324
1.015.735
810.716
761.409
802*265

174.898
272.738
253.754
322.668
386*060

48*194
52.378
36.619
36,323
48.947

704.232
690.619
520.343
402,418
367,238

336*096
329.545
220.424
218,972
305,734

50.612
45*903
23*830
25*326
21*309

47*105
44*044
29*636
24,040
28,561

238,181
239*596
166*958
169*606
255*864

213,564
225,228
199,702
176*095
160.420

3*235*674
3*061*415
2*292,905
1*959*166
1*999*535

1935
1936
1937
1938
1939

898*961
1.034.312
1.040.714
989.100
1.002.753

477*009
536.577
526.536
492.636
503*437

58.714
91,848
87,323
95*730
109*735

363,258
405,687
424*855
400.734
389,581

306,839
440,917
453.240
460.977
526.534

27*029
61*347
45.792
38.299
37*344

29,633
39*247
41*615
40.661
38*031

250*177
340*323
365*833
401*617
451,159

174.556
182*093
180*072
179*561
201.593

2*061*036
2*309*582
2*331*351
2*300*670
2*366*750

1940
1941
1942
1943
1944

994*087
1.019.806
1.202.150
1*916.066
2.394*848

492*876
581,372
775*678
1.555.244
2.077.062

128*096
104,202
95.236
78.019
66.011

373.113
334,232
331.236
282.603
249.775

652,526
727,823
679,615
688,943
721,434

25.550
45.994
51.544
70*286
91.945

40.885
50.934
59.716
65*587
57,673

586*091
630,895
566*355
553*070
571*616

177.412
165.026
147*613
131*647
111,223

2*480*795
2*671*055
2*770*896
3*356*699
3*831*496

1945
1946
1947
1948
1949

2,945*262
2*889.395
2.050*682
1*924*517
1.923.754

2*604,277
2.489.536
1.715.819
1,566*509
1*564*060

75.398
94.653
112.104
161*637
155,186

265.587
305,206
222*759
196.371
204.508

796,932
798,732
689,246
699,157
705,492

84,626
90*012
105*761
114*242
107.455

59.805
59.915
66.624
75.340
71,800

652*299
646*605
516*661
509*575
526*237

92*964
77.686
65.440
63.796
64.912

4*488*740
4*591*265
3*663,827
3*713*310
3.767.404

1950
1951
1952
1953
1954

2*010*916
2*001*544
2*034.139
2.032.392
2*128*667

579.596
525577
,537*306
1*527*136
.563*496

211,856
248*128
267.618
289*336
357.790

219*462
227.839
229*316
215*920
207.381

726,657
656,468
885*068
963*297
987*613

136*036
173*151
183*734
218,620
243,358

59*017
63*463
76,024
90*222
91*092

533*602
621*634
625*310
654*255
653*163

64.592
70*302
72*434
76*613
87*463

4*011*520
4*453*547
4*619*279
4*945*413
5*166*094

1955

2*076*416

1.517.809

368*446

190.159

976*626

241*655

92,332

642*641

92*653

5*429*306

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

882

Pennsylvania

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other

1696
1897
1696
1699

183,939
202*203
224*907
262*893

2,941
3,467
3,763
2*955

109,167
119*265
132,361
152*796

71*811
79.471
88*783
107*242

1900
1901
1902
1903
1904

274,513
324.264
396,662
446,124
466,227

,238
,013
,375
,814
,609

156,468
184,657
226*664
250*434
259*164

113.787
134.594
167*623
187*876
196,454

1905
1906
1907
1908
1909

525,596
559*622
548,685
506,148
544,317

5.707
10,760
9,621
8,498
17,226

296*160
315*318
300*462
275*182
309*948

223*729
233.544
238*582
222.468
217*143

1910
1911
1912
1913
1914

584,170
618,496
651,420
703,565
739,290

14*815
19,587
16*270
15.956
21,383

322*467
331.598
362.969
366*501
434.310

246*888
267*313
272.181
319*108
263,597

1915
1916
1917
1916
1919

763,305
889,778
1,020*560
1*055*141
1,245*195

21,198
28*604
36*258
26,793
29,636

1*619
34,068
46,391

429*357
479.150
543.567
559.436
661.779

312*750
362*024
439,116
434,824
507,187

1920
1921
1922
1923
1924

1,378.216
1,416*359
1,445.238
1*684*346
1*658,175

26.307
25*662
31.627
44*954
54,947

12.405
39*944
8*173
15*566
13*256

753,864
729.736
768*436
877.285
921.846

585*640
623*017
637*002
746*541
868*124

1925
1926
1927
4928
1929

2*024*557
2*125*235
2*241.602
2*365*974
2*317*304

55,892
50,347
64,561
74,681
71,388

13*526
24*304
27*916
9*828
30*660

1*009.690
1*046*047
1*052*176
1*068,769
1*062*225

945*449
1*004,537
1*097*149
1*212*696
1,153*031

1930
1931
1932
1933
1934

2*358.203
2.222*680
538619
368*148
500*241

120*300
153,969
113*493
106,122
102.385

26.158
28*114
23*769
44*686
67*495

1*042*175
908*443
654*191
$92*133
670*870

1*169*570
1*132*154
747.166
625*207
659,491

1935
1936
1937
1938
1939

583*844
833*891
.849*873
830.151
,902*665

114*147
125.286
117,479
116,134
122.400

30*997
64*606
22*011
15*483
37537

778*720
934*662
994,413
948*580
997*011

659*980
709*337
715*970
749*954
745*717

1940
1941
1942
1943
1944

2,034,248
2,221,401
2,322.334
2*907*983
3,370.427

135,303
153.051
109.044
103.763
100.999

36*692
15.293
23.595
239,171
555*012

1.120*766
1*305.194
1.523,693
1*873.930
1*940,739

741*487
747*863
666*002
691*119
773,677

1945
1946
1947
1946
1949

4,002,405
4,078,622
3,303,630
3,328,082
3,368,473

113*690
118.884
81.010
82*319
84*974

750,653
380*036
19.027
46*162
36*485

2,206*168
2*490.504
2*115.620
2*084.094
2*093.113

931,894
1*069,196
.088,173
,113*507
,151,901

1950
1951
1952
1953
1954

3,598,851
3,969.468
4.138,408
4,422,397
4*645,468

98*538
141.065
145,261
164,060
207,497

87.789
117*864
126*060
77*966
126.713

2*249,153
2*543*949
2*659,829
2*884*789
2*903*906

,163,371
,186*590
,207,238
1*275*582
1*407*352

212*336

120*674

3*063,619

1*442*101

1955

Pennsylvania

883

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1896
1897
1898
1899

2.153
2*056
2*049
1>906

1900
1901
1902
1903
1904

2*349
2*355
3*094
5*071
6.924

1905
1906
1907
1908
1909

6*537
4*708
7*684
8*061
4*465

1910
1911
1912
1913
1914

r1

Nat
ba
J
no

**

Surplus and

liabilities

Capital

other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

11*404
11*123
13*496
3. 634

45.112
46*691
45.759
45*996

36.014
42*539
41220
42.951

280*622
304.614
327*431
357.380

325
325
324

829

46*342
56*781
72*266
92.099
105*224

46.883
53.926
73.706
107,425
124.091

374.916
436*670
548*622
651*606
703*157

331
339
387
430
464

17,166
17*303
11*104
5*392

104*778
109*954
116*630
112*755
115.334

133*416
143.517
152.369
156.346
159,245

770*888
834*967
842.671
794*414
828.753

507
543
551
544
499

4*932
2*994
4*559
5*140
4*422

7*009
6*470
8.062
6*956
8*310

119*018
113*480
112*776
117*482
117*515

167,755
170*134
178.113
165.433
187.999

882.884
911.576
954.930
1*018*576
1*057*536

521
498
501
516
517

1915
1916
1917
1918
1919

8*297
5*874
3*810
33*996
85*916

7*275
8*293
9*850
14*763
19*462

121*683
121*731
122*929
126*601
128*073

167.407
193.400
197.821
207.083
215.626

1*087*967
1*219*076
1*354*970
1*437*604
1*694*292

533
546
552
579
569

1920
1921
1922
1923
1924

67*533
57*379
33*024
55*088
26*494

28*887
45*546
35*567
58*712
51*997

134*407
140*391
147*049
154*380
167*220

231.293
241.386
255*893
281*679
317.356

1.840.336
1*903*063
1*916*771
2*234*405
2*421*244

621
665
683
706
742

1925
1926
1927
1928
1929

40 340
48*305
46*276
93*560
95 > 544

55*474
62*993
53*556
67*556
89*773

174*646
164*783
197*614
205*324
215*829

346*676
374*041
402.307
435.526
487. 7U

2*641*693
2*795*357
2.941*557
3*167*942
3.206.161

754
762
759
753
728

1930
1931
1932
1933
1934

61*126
50*651
87*048
47*603
11*367

82*223
96*163
107*296
97*171
30*768

217*993
201*896
168*741
142*493
140*318

516*129
490.025
391,201
303,753
316*841

3.235*674
3*061.415
2.292.905
1*959*168
1,999*535

700
645
506
415
407

1935
1936
1937
1938
1939

3.397
761
378
787
189

27*970
26*531
23*456
19*665
16*339

145*439
146.346
144*178
143*527
140019

300*388
302*051
313*466
306,540
307,538

2*061*038
2*309*562
2.331*351
2*300*670
2*366*750

416
411
404
402
398

1940
1941
1942
1943
1944

216
395
262
165
3

14*295
14*035
15*979
14*200
14*572

129.748
128*242
128*419
125*370
122*611

302,286
306,982
303,902
308,981
323,683

2*460*795
2*671*055
2*770*896
3*356*699
3*631*496

391
389
386
374
370

1945
1946
1947
1946
1949

2*151

17.292
22*565
18*973
21*449
23*810

120*514
118*272
109*457
108*635
108*606

346,376
371,510
250*567
253,096
265*978

4*468*740
4*591*265
3*683*827
3*713*310
3*767*404

367
363
356
349
346

1950
1951
1952
1953
1954

422
765
550

26*667
33*334
37.701
45.699
46.787

109*000
119*234
120*066
126*193
131*605

276*560
310*726
322*554
343*719
361.784

4*011*520
4*453*547
4.619*279
4*945*413
5*186*094

344
343
336
328
317

53*850

133*549

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

296

1*000
2*048
535

5*405
250

1*344
892
687
691
559

324

302

884

Pennsylvania

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Loains

xrans
Year

| S&

Year

All
other

Collateral

Real
estate

Total

Collateral

All
other

1896
1897
1898
1899

33*600
31*796
33*136
32*056

5*141
4*292
3*943
3*206

3*998
3*434
3*214
2*789

24*461
24*070
25*979
26*063

1900
1901
1902
1903
1904

29*878
24*680
27*622
33*492
30*559

2*450
2*048
2*348
2*880
2*659

2*271
1*876
2*099
2*546
2*322

25.157
20*756
23.175
26*066
25*578

1920
1921
1922
1923
1924

15*442
16*912
15*855
15*576
17*950

8*231
8.456
7*420
6*791
7*234

3.629
4*566
4*820
5*260
6*695

3*562
3*890
3*615
3*505
4*021

1905
1906
190?
1908
1909

22*855
21*554
16*334
15*958
16*019

2*034
940
.687
.500
*538

1.737
1*638
1*907
2*106
2*563

19*084
17.976
14*740
12*352
11*918

1925
1926
1927
1928
1929

17*373
14*232
14*108
14*934
14*567

6*828
5*465
5*276
5*436
4.622

6*723
5*693
5*841
6.377
6.278

3*822
3*074
2*991
3*121
3*467

1910
1911
1912
1913
1914

14*341
12*807
12*791
11*958
12*701

448
.358
.420
.387
.537

2*123
1*742
1*586
1*339
1*270

10*770
9*707
9*785
9*232
9*894

1930
1931
1932
1933
1934

14*266
10.914
7*503
6*690
5.271

4.266
2.903
1.748
1.385

6*206
4.760
3.316
3*073
2.374

3*794
3*231
2.439
2.432
2.013

1915
1916
1917
1918
1919

13*698
12*036
11*569
13*965
17*382

2*641
3*105
3*783
5*538
8*083

1*709
1*746
1*944
2*657
3*702

9*548
7*165
5*842
5*790
5.597

1935
1936
1937
1936

4.897
3*054
2*968
2*873

1*413
1*080

901
968

1.215
1*077

2*563
1.006

877
719

884

676

1*077

Loans *
Year

Total

Commercial,
industrial,
and

agricultural

For purchasing or
carrying securities
To brokers
and

dealers

Real estate
On

To

On

others

farm land

residential
property

Other

Other
loans

All

to

other

individuals

1939

3*066

1*020

216

927

216

1940
1941
1942
1943
1944

3*005
3*070
2*640
2.375
2.334

993
1*014
938
785
771

210
215
199
166
163

902
921

210
215
199
166
163

499
490

1945
1946
1947
1946
1949

1*763
2*656
4.234
4.909
5.572

582
(77
255
672
.694

1950
1951
1952
1953
1954

4*574
5*076
5*162
5*2)7
5*400

235
f421
451
160
395

1955

5*375

1*130

530
797

690
705
652
46
46

30
27
56

123
186
152
197
223

1*138
1*265
1*449

123
166
246
303
334

370
558
691
412
446

1*016
1*170

20
19

92
101
104
108
99

1.555
1.726
1.761
1*816
1*688

412
457
466
213
171

.189
269
.296
327
164

91
102
104
573
464

116

1.967

136

726

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

852
713
701

35
52
722

1.275

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Pennsylvania

885

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

1896
1897
1898
1899

6t069
5*743
5t939
5*746

1*062
1*045
1*117
1*120

1900
1901
1902
1903
1904

5*314
4*390
4*874
5*910
5*351

1*068

1905
1906
1907
1906
1909

4*002
3*744
3*185
2*750
2*761

132

1910
1911
1912
1913
1914

2*511
2*278
2*311
2*193
2*348

1915
1916
1917
1918
1919

2*608
2*292
2*236
2*743
3*460

1920
1921
1922
1923
1924

3*118
3*464
3.293
3*258
3*808

1925
1926
1927
1928
1929

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asseta

4*285
3*831
3*735
3*385

12*096
11*447
11*915
11*527

423
354
334
277

4,161
3*652
3*503
3*101

7,512
7*441
8*078
8*149

1*056

.087
241

1*041
1*007

52.821
49*965
52*031
50*338

318
089
204
460
322

2*928
2*568
3.017
3*853
3*670

10.730
8*503
9*055
10*510
9*161

215
162
172
189
165

2*616
2*092
2*246
2*626
2*309

7*897
6*249
6*637
7*693
6*687

930
727
761
863
733

46*852
38*300
42*312
50*775
45*804

988
921
627
410
276

2*882
2*823
2*443
2*247
2*192

6*503
5*843
5*097
4.536
4*662

111
99
82
73
75

645
490
310
175
217

4.747
4*254
3*705
3*288
3*370

508
437
350
258
241

33*868
31*578
26*966
23*502
23*683

221
171
146
110
89

2*079
1*961
2*068
2*035
2*259

3*971
3*367
3*164
2*796
2*797

75
74
79
78
87

1*009
832
756
649
629

2*887
2*461
2*329
2*069
2*061

169
149
129
102
94

21*012
18*601
18*395
17*049
17*940

1*255

115
115
127
173
239

2*493
2*177
2*078
2*032
1*966

3*282
3*016
3*090
3*950
3*764

102
94
96
122
117

699
606
581
695
617

2*481
2*316
2*413
3*133
3*030

99
87
85
133
52

19*867
17*431
16*960
20*811
24*656

1.578
1*621
1*416
1*277
1*348

234
232
194
166
164

1*306
1*611
1*683
1*815
2*296

5*291
3*456
3.199
3*101
3*506

164
104
93
84
91

804
511
464
437
460

4*323
2*841
2*642
2*560
2*935

774
143
503
866

1*499

24*625
23*975
22*850
22*801
26*763

3*736
3*103
3*139
3*334
3*677

1*072
683
477
263
382

179
164
179
207
276

2*465
2*256
2*483
2*844
3*019

3*340
2*680
2*617
2*711
2*326

94
80
84
92
67

478
399
403
434
323

2*768
2*201
2*130
2*185
1*936

1*900
1*600
>587
.379
9S8

26*349
21*615
21*451
22*856
22*528

1930
1931
1932
1933
1934

3*757
3*013
2*877
4*011
3*718

456
425
460
718
732

327
301
325
501
512

2*972
2*267
2*092
2*792
2*474

2*322
1*893
1,364
1*312
3*350

53
34
18
10
16

272
180
100
66
97

1997
1*679
1*246
1*234
3*237

,967
,427
,115

22*332
17*247
12*859
12*994
12*814

1935
1936
1937
1938
1939

S*721
4*896
5*443
5*097
4*655

3 726
1*073
1*017
1*031

669
244
444
323
314

1*326
3*579
3*982
3*743
3*360

966

1.017
3*073

7
9
32

934
971

2*914

3*927
1*572
1*490

2*239

25
37
127
34
75

2*155

941
960

15*511
10*539
12*974
9*905
10*942

1940
1941
1942
1943
1944

4*302
4*608
5*171
7*382
10*106

1*163
1*803
4*134
6*987

259
266
249
228
446

3*104
3*177
3*119
3*020
2*673

2*147
2*642
3,253
4,245
4*611

28
16
39
72
106

212
245
319
433
493

1*907
2*361
2*895
3.740
4*012

709
711
631
576
455

10*163
11*031
11*695
14*578
17*506

1945
1946
1947
1948
1949

13*043
16*954
15*678
16*071
39,733

10*234
13*032
12.719
12*684
31*150

445
573
709

1*069
1*130

2*364
3*349
2*250
2*318
7*453

5,823
5*278
4.036
4*789
5,891

169
179
162
192
295

646
612
484
622

362
344
316
353

1*237

5*008
4*487
3*990
3*975
4,359

1*016

21*011
25*232
24*264
26*122
52*212

1950
1951
1952
1953
1954

12*667
13*060
13*128
11*597
11*577

10*739
11*026
11*090
10*013
10*002

,1*037
1*231
1*219
1*199
1*217

891
801
819
385
356

4.152
4,258
3,916
3*899
3,906

249
296
274
234
234

664
681
705
760
782

3*239
3.279
2*937
2*885
2*692

269
290
266
207
184

21*662
22*684
22*492
20*940
21*069

11*505

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

733
653
597
359

115
193
293
211
146
97
48

31
538

961
939

722
867

1*216

994

960

999

781
475

886

Pennsylvania

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Total
1896

Interbank

S.
&mnment

Other
demand

Other
time

1897
1896
1899

42*266
39,997
41,634
40*279

465
440
458
443

22.274
21.078
21.941
21,227

19*527
18*479
19*235
16.609

1900
1901
1902
1903
1904

37*472
30.456
33,436
39,922
35,786

412
335
366
439
394

19*746
16,050
17,621
21*039
18,859

17.312
14*071
15*447
18*444
16*533

1905
1906
1907
1906
1909

26,292
24,373
20,580
17*784
17,716

289
266
226
196
195

13,656
12*845
10,846
9*372
9*337

12*147
11*260
9*508
6*216
6*186

1910
1911
1912
1913
1914

15*748
13,960
13*819
12,825
13.521

142
98
69
36
14

6.598
7*873
8,056
7*706
8.383

7*008
5.989
5*694
5*079
5*124

1915
1916
1917
1918
1919

15*278
13*652
13.557
16.929
20*782

244
423
623
1*033
1.580

9*014
7.645
7.199
6*481
9,788

6*020
5*564
5*735
7*415
9*414

1920
1921
1922
1923
1924

20*525
20*030
16*831
18.551
21*447

1.667
.702
.506
,372
,480

9,052
7*612
6,364
5,343
5,083

9*606
10.516
10.941
11*836
14.864

1925
1926
1927
1926
1929

20,850
17*118
17,025
16,173
17.657

,438
,182
,175
.272
1.214

4.629
3.543
3.269
3.217
3*357

14.763
12*393
12*581
13*684
13266

1930
1931
1932
1933
1934

17.350
13.458
9.165
9.379
9,1*5

1,145
861
570
562
534

3.470
2.840
2*039
2,195
2.246

12.735
9*757
6*576
6*622
6.405

1935
1936
1937
1938
1939

12.192
6*563
7,513
875
.772

312

8*452
1.355
1.598
1.078
2,439

3i428
5.208
5915
5.797
4.333

1940
1941
1942
1943
1944

.167
.966
806
12.411
15.246

155

2*519
2.928
3.941
5.772
6.442

5*646
6*060
5.865
6*639
8*651

1945
1946
1947
1948
1949

18.769
22.763
22.031
23.794
46*714

3
3
1
3
2

7.627
9*668
8*367
9*618
9*030

11*139
13.112
13*663
14*173
37*682

1950
1951
1952
1953
1954

19,692
20,649
20.458
19.378
19.485

2
2

7.470
8*216
7*932
7.499
7.333

12.222
12.433
12*524
11*877
12*152

20.107

12.231

Pennsylvania

887

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other

Capital

Surplus and
other
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

255
241
251
243

10*300
9.747
10.146
9.816

52*821
49*985
52*031
50*338

153
145
146
144

1900
1901
1902
1903
1904

225
184
202
241
216

9.155
7*660
8*674
10*612
9.802

46*852
38*300
42*312
50*775
45.804

137
120
123
118
110

1905
1906
1907
1908
1909

159
144
103
54
7

7.417
7*061
6.283
5.664
5*927

33*866
31*578
26*966
23*502
23*683

91
103
93
86
93

5
6

5*232
4.613
4*562
4*211
4*411

21*012
18*601
18*395
17*049
17*940

79
68
65
57
59

31

1910
1911
1912
1913
1914

14
8

1915
1916
1917
1918
1919

8
8
14
4

7
6
13
32
311

4*594
3.765
3*396
3*846
3*565

19*887
17*431
16*960
20*611
24*656

55
55
50
52
49

1920
1921
1922
1923
1924

81
91
93
131
147

294
260
430
562
687

3.725
3*574
3*496
3.557
4*282

24*625
23*975
22*650
22*601
26*763

49
49
46
44
44

1925
1926
1927
1926
1929

197
243
64
75
30

1*011
601
588
463
370

4.291
3.653
3.754
4*127
4*271

26*349
21.615
21.451
22*658
22*526

42
39
39
39
39

1930
1931
1932
1933
1934

72
90
304
2
115

670
266
59
227
216

4*240
3*433
3.311
3.366
3*298

22*332
17*247
12.859
12.994
12*814

38
34
34
34
32

1935
1936
1937
1938
1939

128
105
130
139
134

212
774
2.269
36
280

2*979
3*097
3*062
2.653
3.756

15*511
10*539
12.974
9.905
10*942

26
22
20
18
18

1940
1941
1942
1943
1944

27
38
12
2
3

57
32
198
194
176

1.912
1.973
1*879
1*971
2.077

10*163
11*031
11.895
14*578
17.506

16
16
16
16
15

1945
1946
1947
1946
1949

3
2

189
230
213
193
402

2*050
2*217
2*020
2*135
5.096

21*011
25*232
24*264
26*122
52*212

13
13
12
12
12

1950
1951
1952
1953
1954

22

24
23
23
13
9

1.924
2*012
2.011
1*549
1*575

21*662
22*664
22.492
20.940
21*069

9
9
8
7
7

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

32

100

28

21.867

888

Pennsylvania

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Collateral

1896
1897
1898
1899

25*220
23.753
23*469
23*443

20,060
20*433
20*129
18.614

1900
1901
1902
1903
1904

27.140
29*808
32*933
34/643
34*986

22,817
24,041
25*566
25.530
27.952

4.323

1905
1906
1907
1908
1909

32*608
34*150
36.452
33*644
29*968

25.674
24.430
24.131
25.601
23.370

1910
1911
1912
1913
1914

30.730
29.633
30.771
32.732
35*062

24.018
24*295
25.805
27.627
30*162

6.712

1915
1916
1917
1918
1919

37,694
37,425
37,556
34*782
33*275

33.023
33,506
33,852
32.456
30.913

4.664
3917
3i704
2.326
2*362

Year

All
other

5.140
3.317

Total

r <*--

3*340
4.829

7,036

1920
1921
1922
1923
1924

34,459
40,264
33*434
48*216
63*241

31.397
37.032
31*406
45,694
60,995

3*035
2.746
2.028
2*522
2*246

6.934
9*720
12.321
8,043
6.576

22

1925
1926
1927
1928
1929

73,378
86*047
95*211
103.299
115*958

72*026
84*757
93.579
101.733
112.506

1*352
1*290
1*632
1*566
3*452

125*222
137,303
124,597
119*467
104.637

123*141
129,963
122.685
116*562
101*866

2.081

78
9

1930
1931
1932
1933
1934
1935
1936
1937
1938

94*614
89.274
86.384
86*582

93*503
68*251
85,460
85.662

1.111
1.023

5 1767
7.365

9.113

5.338
4.966
5.027

4.891

7.340
1*834
1*672

1*591

27
486

76
1*233

1180

924
920

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

62.963

847

1940
1941
1942
1943
1944

66.697
90.276
91.842
83.744
79.582

465
492
483
512
484

64,004
66,677
67.875
61.833
58.791

21.449
22.344
22.746
20*722
19.702

677
605

1945
1946
1947
1946
1949

76.346
70.673
74,292
79.964
96,125

379
351
393
442
1*003

56,424
52,230
53.162
64.692
80,776

18.934
17.527
20.143
20.132
19.737

611
565
594
607
562

1950
1951
1952
1953
1954

128,575
201*635
282.831
351.568
427.235

114.567
187,508
256,335
327.503
399 100

16.052
20.746
26,006
23*801
26,625

570

1*100

521
607
504
611
618

539
505
544
556

1955

555.735

1.050

568

526.538

28.705

666

1
Beginning June 30, 1948, figures for various loan Stems are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

779
763
738

1*300

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Pennsylvania

889

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1896
1899

54 i 391
60*028
65*063
71i347

11*768
11.405
11*060
12*085

17,654
19,209
20*172
20,690

24,949
29,414
33*811
36*572

5*448
6*196
7*348
8*479

2,610
2,673
2,576
2,395

2,836
3,523
4,772
6,084

1*256
1.404
1*532
1*665

86*315
91*381
97*412
104*934

1900
1901
1902
1903
1904

75*614
82*453
87*801
95*128
102*103

4*482
4*072
3*459
3,773
3*048

21*136
22*935
19*132
20*701
19*137

49*996
55*446
65*210
70*654
79*918

8*396
8,102
7*250
6*970
7.287

2,379
2,326
2.370
2*426
2.443

6,017
5,776
4,880
4,542
4,826

1,798
1,968
1*412
1,306
1,320

112*948
122.331
129,396
138,047
145,698

1905
1906
1907
1908
1909

108*911
118*462
126*441
129*506
139*323

3.253
2.365
2*539
2*405
2.900

16*203
19,759
21*104
18,795
32,622

67*455
96*336
102*798
108*306
103*801

10*056
8,280
8,671
10,397
10*274

12
23

2*483
2.359
2*447
2.658
2.610

7*561
5*908
6,224
7,727
7*641

1,345
1,393
1,436
1*459
1,481

152*920
162*285
173*000
175*206
181*046

1910
1911
1912
1913
1914

150*104
160*432
169*915
179*543
188*482

3*010
3*400
3*400
2*900
2*950

32*733
44*974
49*359
51,756
57*842

114*361
112*058
117*156
124*887
127*690

10*547
12,049
11,951
13*200
13,460

2
26
40
20
28

2.551
2.599
2,533
2,550
2*579

7.994
9*424
9,378
10*630
10*853

1*512
1,757
1,704
1*623
1.556

192*893
203*871
214*341
227*098
236*560

1915
1916
1917
1918
1919

191*616
205*502
220*229
219*345
253*331

2*900
5,974
11*036
19.568
49*244

59*714
62*314
64*497
60*787
61,296

129*002
137*214
144*694
138*990
142,791

12*887
15*446
18.296
15.306
17,338

61
51
73
45
168

2*528
2,556
2*638
1.139
1.449

10*298
12,839
15,585
14*122
15,721

1*751
1,909
1*998
2*372
2*284

243*946
260*262
278*079
271*805
306,228

1920
1921
1922
1923
1924

259,373
267*977
276*712
281*007
284*071

68*911
85*266
84*633
94*913
101*086

56*388
53*454
56*332
51*575
49*889

134,074
129,255
135,747
134*519
133*096

16,578
16.644
16.835
19.414
19,035

86
82
60
105
284

1.349
1.240
1.289
1.328
1.508

15.143
15,522
15*466
17,981
17.243

2,131
2*420
4,410
2,531
2,861

312,541
327,505
331,391
351,166
369*208

1925
1926
1927
1928
1929

292*069
298*657
316*748
336*735
345*092

99*536
83.237
77*595
59*322
41*806

53*262
69*171
78.853
94*906
116.482

139,271
146*249
160*300
182*507
186*604

21,726
20,901
22,577
24,583
24*424

430
202
222
281
193

1.477
1*530
1*096
1*133
1.062

19.819
19*169
21.257
23*169
23,169

4,426
7,420
6,216
5,484
6,096

391,601
413,025
440*754
470,101
491*570

1930
1931
1932
1933
1934

355*753
401*455
378*099
367.701
360*598

31*780
29*747
28*527
34*032
48*580

125,302
133.616
126*935
121*305
121*023

198*671
238*092
222*637
212.364
210.995

25*925
32,727
33,123
32,449
42,762

442
378
206
381
79

1.160
1*260
1.299
389
193

24*323
31*089
31*618
30,679
41*490

7*091
9,790
21,617
30,246
31*105

513*991
581*275
557*436
549*863
559*102

1935
1936
1937
1938
1939

396*675
429*193
468*220
479*843
480*877

88.436
119,998
148,327
172,510
191.553

117.939
107.291
104*750
93*306
74.764

190,300
201*904
215*143
214*027
214*560

47.809
47,232
36,387
31*171
43*238

106
135
107
126
144

.200
.467
.382
442
1,926

46,503
45,630
34,898
29*603
41*168

34*927
34*612
35*964
35*683
37.099

574.025
600*311
626*955
633,279
646,586

1940
1941
1942
1943
1944

475.773
484,693
495*392
575.700
697.590

190,754
203,723
224*189
312,732
446,757

70,134
61,772
57,331
44*218
29.550

214*885
219*198
213*872
218*750
221,283

64,169
67,540
47,568
34,568
22,466

59
169
285
346
292

1,969
2,074
2,236
2,178
1,752

62,161
65*297
45*047
32*044
20*422

37.477
34.277
33*946
31,110
21*779

664,136
676,786
668*748
725.122
621*417

1945
1946
1947
1948
1949

628.052
955*007
1*009*192
1*020*612
1*023,794

567.737
702,452
715,851
675.600
617*097

19*122
6,245
4,613
5,440
7,923

241,193
246*310
288*728
339,572
398,774

28,266
26*490
25*897
26,427
23*824

452
503
606
504
539

2,657
2*914
3,252
4,442
5,199

25,157
23*073
22,039
21,481
18,086

17,074
14,190
14*076
14.901
15.896

949*740
,066*360
123*457
.141*924
.159*639

1950
1951
1952
1953
1954

1*011.460
965,000
952,023
973,954
972.646

569.168
516.481
462,942
408,332
343,485

9*558
7*761
20*171
36,900
50*442

412*734
440*736
466*910
528.722
578.719

26,149
29,084
29,177
30.663
33.060

918

1,402
1,412

4,617
5,147
4*978
5,469
5,674

22*614
22*535
22.787
24.306
26.656

14.764
15.856
15.308
15.749
16.928

182*948
,211.575
.279.339
1*371,954
1,449,869

960*896

347,052

75*489

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2
16
12
13

908
730

6.575

1*570*679

890

Pennsylvania

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total
1896

1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1916
1919
1920
1921
1922
1923
1924
1925
1926
1927
1926
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

U.S.
Government

Interbank

103*519
112.473
119,122
127*086
134.030
139.961
148*347
157*554
159*095
164.535
174*583
184*913
194.566
206.367
217*101
221,970
236*700
255*039
246*123
280*368

1
70
153

1
3
2

81
15

290.308
305,204
306*739
322*040
337,568
356*197
375.837
401*550
427.314
444,730

8
9

464*552
526*151
505.903
499.269
510.639
525.218
549*854
573.709
579,983
593.904

3
3

610.021
620.935
610*837
664,062
753.204

169
224
106

1952
1953
1954

1.075.515
1,098,866
1*168*605
1*254,768
1*321,815

204
143
116
194
116

1955

1*434.667

1946
1947
1948
1949
1950
1951

Other
time

76*397
81,081
87*189
95,914

870*016
973,207
1,024,720
1,040,406
1,054.610

1945

Other
demand

76*397
81*078
87*119
95*761

246
357
472
604
743

103*273
112.116
116*650
126*482
133*286

886
1*056
1*246
1*384
1*553

139*072
147*289
156*308
157.711
162*962

1*761
2.062
2*290
2.452
2*462

172*822
182*851
192*195
203*900
214*639

2*414
2*946
2*625
3.030
3.351

219*552
233.754
252*214
243*093
277*017

4,076
3*991
3*986
4*410
4*947

286*230
301*213
302*751
317*630
332*641

5.757
6*166
7.048
6*661
6*397

350*440
369*651
394.494
420*644
436*333

5.835
1*693
1*449
1*433
647

458*717
524*456
504*454
497*836
509*992

101
52
4
3
2

525.117
549*602
573*702
579*977
593*902

610*020
620*935
610*837
664.062
753.204

46
46
47
49
57

870*016
973*159
1.024.505
1.040.135
1.054*655
.075*254
098*723
166*487
,254*594
*321*699

Pennsylvania

891

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

Borrowings

1696
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

n^

Surplus and

-..

"

USL

5.
accounts

Total
liabilities
and capital
accounts

Number
of
banks

10
16
7
1

9*908
10*284
10*216
9*019

86*315
91*381
97*412
104*934

14
14
13
11

1
8

9*429
9*858
10*274
10*960
11*660

112*948
122*331
129*396
138*047
145*698

12
14
11
9
9

12*947
13*920
15*421
16*111
16*509

152*920
162*285
173 000
175*206
181.046

9
9
9
10
10

12
18
25
2

1910
1911
1912
1913
1914

18
10
35

18*310
16*940
19*765
20*696
21*459

192*893
203*871
214*341
227*096
236*560

10
10
10
10
10

1915
1916
1917
1918
1919

49
44
44
92
97

21*929
23*536
22*996
25*590
25.763

243*946
260*282
278*079
271*805
306*228

10
10
10
10
10

1930
1921
1922
1923
1924

137
259
324

22*096
22*042
24*328
27.979
30.337

312*541
327.505
331.391
351*166
369*206

10
9
9
9
9

1*133

1*611

34*266
36*300
38*641
42.160
45.229

391*601
413*025
440*754
470*101
491*570

9
9
9
9
8

1*546
1*510
2*546
5*697
3*900

47.893
50*304
48*987
44*897
44*563

513*991
581*275
557*436
549*863
559*102

8
8
7
7
7

1*500
2*115
2*408
2*450
1*265

47.307
48 . 342
50.836
50*846
51*417

574*025
600*311
626*955
633*279
646*566

7
7
7
7
7

1*710
5*444
5*642
6*130
6*839

52*405
50.397
52*269
54*930
61*374

664*136
676*786
668*748
725*122
821*417

7
7
7
7
7

1945
19,46
1947
1946
1949

6*265
9*221
14*065
14*315
10*419

73.459
83.932
84*672
87*203
94*410

949*740
1*066*360
.123.457
*141924
.159.639

7
7
7
7
7

1950
1951
1952
1953
1954

7*908
10*855
13*030
13*924
18*193

99*525
101*854
97.704
103*242
109*861

182*948
211*575
279*339
*371*954
449* 869

7
7
7
7
7

1955

22*507

113*705

1*570*879

1*149
1*283

1925
1926
1927
1926
1929
1930
1931
1932
1933
1934

868
563
627

3*310

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

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10

RHODE ISLAND

Revised data for assets and liabilities and


number of all banks in Rhode Island, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
all commercial banks, in Table la; for national banks, in Table 2; for State commercial
banks, in Table 3; and for mutual savings
banks, in Table 4.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because available information
appeared to indicate that there were no such
banks operating under the banking laws of
this State during the period covered by the
revised series.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.

United States Summary. Compilation of figures for State commercial banks and mutual
savings banks presented a number of problems
and considerations not encountered in compiling the balance sheet for national banks.
The following sections describe these problems and the methods used in deriving the
revised series.
The sources of statistics for State commercial banks for 1896-1933 and for mutual
savings banks for 1896-1946 were (1) figures
reported to the Comptroller of the Currency
and published in his annual reports and (2)
figures published in the reports and abstracts
of the State banking department or by other
State authorities.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department. Data for this period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.

The figures for national banks in Rhode


Island were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the

Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,


cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1
The term "State commercial banks." as used for this
State, refers to banks that at one time or another during the
period were designated in the annual reports of the Comptroller of the Currency as "State banks" or "loan and trust
companies."

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892

Rhode Island

893

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

The accompanying table shows adjustments made in number and balance sheets
of banks as published by the Comptroller of
the Currency.
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets

1896
1897-1898
1899
1900
1903

2
3
1

. .

1905
1906,
. . . .
1907
1910
1930-1933

2
4
4
6
2

Number of banks only

1909

Changes for the period 1930-1933 were


made in accordance with an agreement among
Federal bank supervisory authorities in 1947
as to the types of financial institutions that
*In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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should be included in the all-bank series.


Changes for other years were made on the
basis of information shown in State banking
department reports; the deductions for 18961907 were to exclude institutions in liquidation.
State bank data reported to the Comptroller and published in his annual reports
for 1896-1899 were for the call of November
or December of the preceding year. Accordingly, the data published in the Comptroller's
report for 1896 were eliminated in compiling
the revised series for 1896, and the data for
the November call of 1896 (published in 1897)
were substituted. Similar revisions were made
for 1897 and 1898. For 1899 the balancesheet data were derived from the State banking department report. After 1899 the data
in the Comptroller's reports were for June 30
or July 1 call dates.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
published by the Comptroller except for a few
years. The figure for real estate loans for
1910 was obtained from the State banking
department report. Figures for collateral loans
for State banks for 1896-1905 and 1929, and
for both State banks and loan and trust
companies for 1910, were also obtained from
these reports.
Some collateral loans were included in
"all other" loans in figures published by the
Comptroller for loan and trust companies for
1896-1908, 1911-1920, and 1929; these loans
were transferred to collateral loans on the
basis of breakdowns published in State banking department reports.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
published by the Comptroller except for
(1) United States Government securities at

894

All-Bank Statistics

loan and trust companies for 1899, 1900, 1910,


1916, and 1917 and at State banks for 1917,
and (2) State and political subdivision securities at loan and trust companies for 1896,
1899, 1900, 1910, 1916, and 1917 and at
State banks for 1896-1907 and 1910. These
figures were obtained from the State banking
department reports.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a few years.3 No attempt
was made in the revised series to provide
figures for the latter item prior to 1918 because practically all such deposits were held
by national banks.
For years in which items were not
reported, figures were obtained from other
sources or were estimated.
Time deposits for loan and trust com-

panies for 1896-1908 and 1910 and for State


banks for 1896-1907 were obtained from State
banking department reports. A small amount
of time deposits at State banks for 1908-1910
was estimated by applying to total deposits
less interbank the average of the ratios of
time deposits to this total computed from
reported data for 1907 and 1911. Minor
adjustments in both demand and time deposits
for loan and trust companies for 1916-1920
were made on the basis of information in State
banking department reports.
Figures for United States Government
deposits for 1918-1920 were derived from State
banking department reports.
OTHER ITEMS

Cash items in process of collection were


derived from State banking department reports for 1896-1904, 1916, and 1917. The
amounts shown for 1921-1933 represent
holdings of State member banks. Offsetting
adjustments were made in reported figures
for balances due from banks.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the
State banking department; for 1942-1946,
they were compiled by the Federal Deposit
Insurance Corporation from data furnished
by individual banks or by the State banking
department. A comparison of these data for
each year 1934-1946 with summary figures
reported by the State banking department
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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Federal Reserve Bank of St. Louis

and published in the annual reports of the


Comptroller of the Currency showed only
minor differences.
The breakdowns of loans and of cash
assets that were required for the all-bank
series were not available for noninsured banks
for every year during the 1934-1946 period
in the sources cited. The breakdowns of loans
for 1939-1946 were estimated on the basis of
the percentage distribution of loans at this
group of banks on December 31, 1947; it was
not until that date that the reported breakdown appeared consistent with the data now
reported for these banks. The breakdowns of
cash assets for 1934-1946 were made on the
basis of the percentage distribution of such
assets at insured nonmember commercial
banks in corresponding years.

Rhode Island

895

MUTUAL SAVINGS BANKS, 1896-1946


The accompanying table shows the
changes made in figures published by the
Comptroller of the Currency for number of
banks and balance sheets. These changes were
based on information obtained from reports
of the State banking department. The deductions in 1896-1907 were to exclude banks in
liquidation.
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets

1896
1898
1903-1904
1905-1906
1907
1911

5
6
10
12
11

Number of banks only


1912...

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Shifts in aggregate balance sheets similar


to those described earlier for State commercial
banks in 1896-1899 were made for mutual
savings banks because the Comptroller's reports in those years showed figures for a
November or December call of the preceding
year.
The breakdowns of loans, investments,
cash assets, and deposits, as published by the
Comptroller or derived from abstracts of the
State banking department, were adequate
throughout the period except for loans in
1940 and 1942-1946. The loan breakdown for
1940 was estimated on the basis of average
ratios of each subitem to the total based on
reported figures for 1939 and 1941; for 19421946, on the basis of the percentage distribution of the December loan total in the same
year. Minor adjustments were also necessary
in some of the breakdowns for consistency
with the various items in the revised all-bank
series.

896

Rhode Island

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Total

Real
estate

Collateral

All
other

16*063
15*883
14*699
18*439

38*046
39.183
39.776
43.394

93*132
93*342
98*864
103*335
109*978

28*601
26.402
29.180
29*295
30*029

18*685
20*874
25*494
28*953
30*432

45*846
44.066
44.190
45*087
49.517

1920
1921
1922
1923
1924

190.217
185*906
179*106
205.547
216.066

42*722
47*809
53.367
64*665
78.045

52*204
44*318
45*667
47*611
47*519

95,291
93.779
80*072
93*271
90*502

112*582
119*868
123*921
104*802
111*846

29.015
29.879
30*314
30*401
31*243

35*826
39*948
41*299
27.765
24*731

47*741
50.041
52.308
46.636
55*872

1925
1926
1927
1928
1929

231.906
258.101
273*559
284*144
305*653

91*089
105*538
121*557
131,930
139*033

53.528
65.958
66*201
72,752
84.984

87*291
86,605
85*801
79.462
81.636

120*914
121*800
128*016
129*535
129*171

31*535
32*756
34*516
35.746
37.083

29,785
26.973
28*696
29*780
27.370-

59.594
62.071
64*802
64*007
64*718

1930
1931
1932
1933
1934

303.092
276.280
252.608
218.427
202.844

143*466
144.018
143.276
136,891
123*516

82.979
66.839
50.296
40*634
37,066

76.647
65.423
59.036
40*902
42*262

130*104
139*278
150*810
144*437
155*653

37.807
41*223
42*418
41.080
40*774

30.695
34.577
45*216
40.577
47.582

61*602
63*478
63*174
62,780
67.297

1935
1936
1937
1938

184.241
177.407
181*646
169*764

113.152
106.229
101*059
99.304

31,589
29*992
32*071
28*485

39.500
41*186
48*518
41,975

1899
1900

Collateral

Year

29*153
28.792
28*596
28.012

1898

1902
1903
1904

All
other

83*262
83*856
63071
89 t 84 5

1896
1897

1901

Real
estate

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

43.782

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

951

79.822

18.310

1940
1941
1942
1943
1944

182.466
196*869
187*571
153*959
142*915

50,267
63.834
57,482
35,027
31,174

210
408
182
212
283

3,673
3*126
2*416
1*535
1*366

1.045
1,224
633
656
605

77.557
75.440
76,801
74,720
73.371

19.834
22*331
21.346
17.836
17.013

6.607
6.930

29,882
32,506
26,709
17,366
12.171

1945
1946
1947
1946
1949

141*367
172.133
199*860
244,327
276*794

27,889
51,138
60*479
74.641
82,769

499
536
209
212
179

2*827
2,815
3*024
4.501
3.950

602
959
1,071
1*322
1.541

71*130
73.415
79,678
99.142
121.175

17*309
19,086
22,526
24,942
31,161

10*612
14*597
26*818
32*109
28.703

10*299
9*585
6*075
9*894
9*596

1950
1951
1952
1953
1954

336*334
412,860
434*213
474*410
515,457

95,256
122,774
115,451
126,328
127*838

2,028
1*016
947
1,876
3,672

3.299
1.263
2*041
2.410
4*455

1.655
1,998
2*354
2.386
2*204

157.449
198*449
215.396
233*826
255*921

33*071
32,227
39*063
39,411
42,678

38*112
55.172
58*813
66.058
76,479

9*302
6.045
5.589
6.848
9*275

1955

591*073

146*167

3.791

2.328

2.468

291.863

47,238

87*429

17,672

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Rhode Island

897

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
Obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

52*362
52*692
54*124
57*821

13*039
12*801
12*575
12.290

12.981
12.927
12.309
13*012

26*342
26*964
29*240
32*519

12*336
11*842
14*920
15.487

466
413
531
600

3*980
4*048
4.212
4.416

7.892
7*381
10,177
10.471

5,854
5,905
6,319
6,535

153.816
154*297
158*434
169*688

1900
1901
1902
1903
1904

61*602
65*702
67*223
70*183
75*794

9*335
7*977
6.776
6*831
7*273

13*730
14.486
13*880
13,410
12.950

38.537
43.239
46.567
49.942
55.571

16*144
17.616
19.325
17.281
27,103

413
613
556
599
566

4*997
4*737
4.638
4*930
5.234

10,734
12,066
14.131
11,752
21,303

5,842
5,498
5,666
5,008
5,208

176.720
182.156
191*076
195.807
218.063

1905
1906
1907
1908
1909

80225
86*336
66*645
90*011
93*794

7*049
6.612
7.230
6*262
6*345

12*446
12*278
12.202
15*162
13.791

60*730
67.446
67,213
68*567
73*658

26*619
23.407
27.034
27*286
26,251

659
577
499
860
582

4,921
5,112
5,525
7.615
7,518

21,039
17,718
21,010
18*811
20,151

4,653
4,506
4.343
4,217
3,810

224*079
234.117
241*943
226,316
237,701

1910
1911
1912
1913
1914

96*025
102*383
105.694
106*341
112*243

6*374
6*622
6.770
6*770
6*690

15*561
16.066
16*095
16*779
17.764

74*090
79*695
82*629
64.792
87*789

28,429
28.393
26,923
28.045
29,612

910
1*052
822
1,035
1,514

8*286
8*350
8.971
8,704
8,560

19,233
18,991
19,130
18,306
19,538

3.700
3.893
3,680
3,889
4,503

249,068
256*469
266,313
269,810
275,529

1915
1916
1917
1918
1919

116*284
128*923
142*769
150*702
157.003

6.537
6*284
10*987
17*663
25*578

17*446
17.726
18.477
16.322
16.111

92.301
104*913
113*305
116*717
115*314

29,606
32,942
37,082
37,768
36.310

854
1,698
2,096
2*439
2,683

8,519
9,217
10*809
7,539
' 8,674

20,233
22,027
24,175
27,790
24*953

4,645
5.472
5.712
8,175
6,687

280*639
306,615
336,373
341,082
355*653

1920 i
1921
1922
1923
1924

163.318
168.199
193.028
202.074
210.188

30.127
31*996
49*146
60.968
65*351

16*425
17*201
16.822
12*521
11*311

116.766
119*002
127*060
126.585
133.526

43.191
33.706
36*603
36*136
41.592

3*263
2,366
3.186
2*922
3*808

10,472
8,206
7,714
7,756
9,431

29,456
23,134
25,703
25.458
28,353

10,949
7,934
8*121
8,565
10,438

407,675
395,745
416,858
452,322
478*264

1925
1926
1927
1928
1929

224.376
221.055
239.964
253.257
227.902

70.129
69*077
66.947
65*586
66*901

10*429
7*432
10*099
10*249
7.716

143.618
144*546
162.916
177,422
153,285

40.758
41*816
44*334
34.779
38*010

4*205
3*764
6*636
3*934
4,481

9.721
10,331
9,136
7,500
7,513

26.832
27,721
28,356
23,345
26,016

11,274
11,020
13*584
12,766
12,841

506*316
531,992
571,441
584,946
584,406

1930
1931
1932
1933
1934

236.487
266*298
239*219
251*149
253.506

66*294
74*027
75*263
94.629
100*604

10*245
13*791
8*479
9.756
6*749

159*946
178.480
155.477
146*764
146.153

44.171
52,807
43*183
42,971
64.155

4*629
4*101
3*079
3,066
3*177

6,535
9,171
8,304
8,007
7,562

31,007
39,535
31,600
31*896
53,416

13*035
12*356
10*343
10*358
10*949

596,785
607,741
545*353
522*905
531,454

1935
1936
1937
1938
1939

246*974
268*876
282*009
269*004
281*378

110*862
136.148
148*789
141*094
162*032

8.293
6.408
8.625
8*432
8*435

127.819
126.320
124.595
119.478
110.911

67*335
65*346
59*284
72.456
74.813

3*261
4*843
,674
288
,492

7,342
9,769
9*047
8*665
8*442

56*732
50,734
43,563
58,505
61*879

25,674
26,234
28*350
28*397
29,017

524,224
537*863
551,291
539,623
556*376

1940
1941
1942
1943
1944

2S2.271
274.215
329*803
492*587
635*760

146*019
170.024
230*624
402*253
550*242

10*204
10*189
9*395
6.512
4*061

96.048
94.002
89.784
63*822
81*457

116*947
123*116
123*270
115*937
104*742

041
843
9,186
12,067
10,240

10,988
12,727
15*605
15,452
13*211

99*916
100,546
98,479
86,416
81,291

27*290
25,736
23.665
22,043
19,633

578,976
621,936
664,309
764,526
903,050

1945
1946
1947
1948
1949

766.587
800*510
759*332
713*594
662.075

678*707
703*512
660*584
614*341
560*782

5*510
5.064
7*826
9.369
11*053

62,370
91.922
90*922
89,684
90.240

112,370
123*335
126.297
130*825
124*146

9,576
16*960
17,323
16,785
14,284

13,325
13*931
15*881
19.497
16*027

89,469
92*444
93.093
94,543
93,635

16,931
15,977
15.914
16.525
15,810

1,037,255
1*111,963
,101*423
,105.271
.078,825

1950
1951
1952
1953
1954

649*897
591.801
572*994
570.883
562*172

548.520
492.387
480*028
467.881
446.373

17.847
18.634
21.007
27*998
36*148

83*530
80*780
71.959
75*004
79*651

120.101
134,623
145,532
139.440
120,901

18,477
23,214
24,963
27*595
22.449

13*460
15,035
19.823
21.376
21.817

88*164
96,374
100,746
90,467
76,635

17,135
19,625
17*296
17*975
17.914

,123,467
,156,909
,170*035
1.202.706
1*216.444

84.044

123*289

26.762

18.799

77,728

542.587

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1,275,231

898

Rhode Island

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-195S^Contmued


[Figures as of June 30 or nearest available date; partly estimated, Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1699

112*167
113*393
117,990
129.411

3*507
3,781
4*235
4.191

98
99
98
101

30*754
30*848
32*793
39*101

77*608
78*665
80*864
86*018

1900
1901
1902
1903
1904

139*614
145.139
154*845
158,677
178,995

3.449
6.738
5.291
5*915
9.764

146
140
162
211
230

45*591
45*363
48*374
47*403
54*589

90*428
92*896
101*018
105*148
114*412

1905
1906
1907
1908
1909

183*436
193,438
201,209
186*053
195,771

6.413
5*532
5,415
3.823
3.796

148
135
720
439
276

63*185
62*132
63*234
52*533
65*731

113*690
* 125*639
131*840
129*258
125*966

1910
1911
1912
1913
1914

205,131
212*670
223.743
226,370
231,734

3*997
4.305
4,427
4,382
3,826

228
228
256
302
370

66*041
68*694
72*379
67*789
83*862

134*865
139*443
146t66l
153*897
143*676

1915
1916
1917
1918
1919

236.113
262*687
288*413
287.930
297,610

4*025
4*887
4*139
4*218
3.754

364
361
546
11*836
3*894

86*621
101*965
113*966
98*835
103*205

145*103
155*474
169*742
173*041
186*757

1920
1921
1922
1923
1924

346,268
335.278
355,818
387,813
411,693

3,901
2*756
4.587
3.700
3*921

1*916
3*824
834
1*621
485

131*128
109*598
116*285
123*419
139*189

209*343
219*100
234*112
259*073
268*096

1925
1926
1927
1928
1929

439,664
466*087
500,766
509*809
503,840

4.105
5.888
5*531
4*920
5*325

522
702
635
513
624

133*837
135*078
140*154
132*369
133*476

301*200
324*419
354*446
372*007
364*415

1930
1931
1932
1933
1934

512.249
523*336
464,045
445*566
450,952

5*809
11.565
7.353
7*443
11*738

550
1*317
2*419
1*962
4*582

128*806
118*154
92*378
92*053
93*406

377*084
392*300
361*895
344*110
341.224

1935
1936
1937
1938
1939

450,466
463,899
475,840
463*225
479,459

9.050
16*254
14.975
7.713
7,673

1*224
797
407
386
925

103*610
110*726
117*450
117*261
131*235

336*582
336.120
343*008
337*865
339*626

1940
1941
1942
1943
1944

502*504
544,533
586,391
705,969
822,764

13*258
12*501
11,724
13,139
9.880

936
1*536
8*000
36*486
122*507

1,45*985
187*451
230*890
293,005
282*641

342*325
343*045
335*777
363*359
407*536

1945
1946
1947
1948
1949

947*985
1*010,709
996,756
997,408
969,690

11*319
13*818
11*901
10,401
12*786

132*080
75*118
17*241
13.637
7.557

322*924
372*759
392*146
397*486
378*342

481*662
549*014
575*468
575*864
571*005

1950
1951
1952
1953
1954

1*007,427
1.042.473
1*061.003
1*089,655
1,102,672

12.945
14*331
10.815
13.203
13*603

35*644
35.648
29*086
18.936
22*324

389.133
424*566
437*181
443*785
430*320

567*705
567*928
583*921
613*731
636*425

21*603

452*995

670*377

1*155.766

Rhode Island

899

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

175
148
71

7i034
6*958
6*936
6*670

158
700
32
873

22*658
22*372
22*384
21,916

11*624
10,726
11,021
10.818

153,816
154,297
158*434
169*688

99
97
97
97

1900
1901
1902
1903
1904

65
165
155
495
245

5*332
4*920
3*901
4*093
4*738

653
184
266
343
751

16*916
16,711
17*211
16*562
16.732

12,140
13,039
14.696
15,637
16*622

176,720
182.158
191*078
195*807
218,083

90
60
74
71
75

1905
1906
1907
1908
1909

430
510
610
148

4*321
3*934
3.972
4,145
4*266

546
405
420
4*348
3*478

15*841
14*709
13*714
13,657
14*456

19*505
21,121
22,018
18.113
19,582

224,079
234,117
241,943
226*316
237,701

64
61
56
55
55

1910
1911
1912
1913
1914

364
230
460
530
233

4*330
4.534
4*689
4*625
4*657

3*819
725
623
889
1.189

14,458
15*065
15*194
14*842
14*687

20,966
23,245
21,404
22*554
23*029

249,068
256,469
266,313
269*810
275.529

55
56
57
52
50

1915
1916
1917
1918
1919

70
600
It955
6623

4.561
4*308
4.417
4.552
4.520

1*269
1*518
2*979
5*151
3*582

14*636
14*106
15*216
14*612
14,616

23,988
23,994
24,748
26*882
28*700

280*639
306,615
336*373
341,062
355,653

49
46
46
46
48

1920
1921
1922
1923
1924

2tl93
1*372
1*594
2*205
785

4*466
4*636
4*727
4*595
4*689

9*478
3.044
2*009
2*765
7.347

14*620
14*675
15*180
15,931
15,692

30*630
36,740
37,530
39*013
38*078

407,675
395*745
416,858
452*322
478,284

46
46
46
46
45

1925
1926
1927
1928
1929

1*023
996
681
5*991
5*030

5.101
4*030
4*024
3.984
3.799

8.157
4*997
7.513
4,155
11,423

15,720
14*265
14*265
14*365
14,390

38*651
41,617
44*192
46,642
45*924

508,316
531,992
571*441
584,946
564*406

45
36
37
37
33

1930
1931
1932
1933
1934

585
527
1*128
664
15

3.309
3.306
3*900
4*032
6*143

7,647
6,017
4*361
7*246
5,261

16*390
16*390
16*340
16*390
19*440

56.605
58*165
55.579
49.005
49,623

596*785
607,741
545,353
522,905
531*454

33
33
32
31
33

1935
1936
1937
1936
1939

885
125

4,658
5,035
5.196
5*537
5*987

19,590
19,590
19,524
19*498
19,477

48*625
49*339
50,606
51,363
51,453

524*224
537*863
551,291
539*623
556*376

33
33
33
33
33

5,561
6*718
7*020
6,940
6,668

19,455
19,427
19,365
19,354
18,854

51*456
51,258
51*533
52.243
54.744

578,976
621,936
664,309
784,526
903*050

33
33
33
33
32

8*337
10.980
11*851
12*172
12,406

20*882
23*202
23*065
23.140
22.420

60*051
66*972
69,751
72.351
74*309

1,037*255
1*111*963
1.101.423
1.105.271
1*078,825

33
30
29
29
26

15.842
14*552
13*174
13,571
13,167

22*220
21.420
16.145
16,430
17,905

77.976
80,464
79,713
82.552
82*700

1*123.467
1*158*909
1.170*035
1.202.708
1*216,444

27
23
21
21
16

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

100
200

500
300

14*564

86.696

900

Rhode Island

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

50,141
50t681
50*236
56.581

2*442
2*307
2*254
2*379

13*649
13*363
12.457
15.709

34*050
35011
35.525
38*493

1900
1901
1902
1903
1904

59,539
60*820
67*075
71*196
79*315

2*838
3*647
4.535
4*663
5*876

16.323
18*239
22*541
26*514
27*835

40*378
38*934
39.999
40*019
45*604

1920
1921
1922
1923
1924

146.258
140.007
134.515
152*041
156,374

14*961
17.435
20.455
25*529
32*770

47,574
39*246
39,811
42*254
41.340

83,723
83*326
74*249
84*258
82.264

1905
1906
1907
1908
1909

85*314
91,110
93,308
76*453
84*046

8*095
8*872
9*003
8*868
9.189

33407
37.277
38.341
24*984
22*561

43.812
44*961
45*964
42*601
52*296

1925
1926
1927
1928
1929

169*284
192.042
198*340
202*744
219,593

39.635
52*449
62.278
67.202
72*588

48*186
59*292
57*009
61*393
70,539

81,463
80*301
79,053
74,149
76,466

1910
1911
1912
1913
1914

93*296
93*820
99*670
99*533
97*813

9*172
9*895
10*372
10*526
10*981

27*860
25*404
27*245
27*982
25*190

56*264
58*521
62*053
61*023
61*642

1930
1931
1932
1933
1934

217*786
199,019
181,133
149,986
141*460

75.291
75*024
75*502
71.241
64*864

69,375
60,019
47,738
38,608
35,339

73*120
63t976
57,893
40*137
41,257

1915
1916
1917
1918
1919

100*087
106*200
117*045
111*044
120*021

12,271
13*189
13*972
13*629
13*975

28.909
32*229
43019
38.119
44*799

56.907
60.782
60*054
59*296
61*247

1935
1936
1937
1936

126*076
124,160
130*030
119*071

59.514
56.810
54,006
52.513

29*829
27,709
29*622
26,365

38*733
39*641
46*402
40*193

Loans1

Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

40,606

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

4*285

572

37,846

14,461

22.140

1940
1941
1942
1943
1944

128,170
139*704
128,474
100*013
86,972

45*963
58*402
52,156
32*092
29*660

210
408
182
212
283

3,673
3*126
2,416
1,535
1,368

647
808
288
365
356

35,694
35*833
34*431
31*549
28,533

16.294
15,312
14,738
12*737
12*225

4*157
4,176

25,669
25,815
24*263
17*366
12,171

1945
1946
1947
1946
1949

90*942
123,042
146*272
181,142
198,369

26,675
49*863
58*299
72*243
74.211

499
536
209
212
179

2,827
2*815
3,024
4,501
3*950

569
823
921

1*191
1*400

28*943
32,560
37*629
47*845
56*095

13*062
14.935
18*234
20.987
26,153

8,068
11,925
21,881
25,673
28.703

10,299
9*565
6,075
9*894
9,596

1950
1951
1952
1953
1954

237*251
296*293
302*837
331*524
346*306

88.200
122,241
112,480
125*576
125.832

2*028
1*018
947
1*876
3.672

3*299
537
1,442
1,772
3,660

1.466
1*873
2*199
2*250
2*005

70*402
90*556
97,476
103*690
103*229

27*625
28,471
34*113
34*389
36*284

36,112
49,325
52,566
59.471
68,828

9*302
5*945
5,589
6*728
9,275

1955

393*896

144*755

3*791

1,655

2*300

109*049

40*608

78.978

17,662

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Rhode Island

901

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND IftJMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

18*921
18*891
19*611
21*748

9.998
9*862
9*565
9*267

1.602
1.312
1*103
2*085

7*321
7*717
9*143
10*396

10*280
10*051
12*422
12*784

466
413
531
600

3*566
3*689
3.712
3*875

6,246
5*949
8*179
8*309

3 128
2*938
3*228
3*084

82.470
82*561
85*697
94*197

1900
1901
1902
1903
1904

23*614
27*422
28*202
31.357
40*927

6*882
6*246
5*120
5*487
6*037

2.251
2.466
2.412
2.248
2*868

14*481
18*710
20.670
23*622
32*022

13.466
15.057
16.962
14.546
20.303

413
813
556
599
566

3*738
4*330
4*466
4*594
5*031

9*315
9*914
11*958
9.353
14*706

2*669
2*521
2*747
2*893
3*362

99*288
105*620
115*006
119.992
143.907

1905
1906
1907
1906
1909

46*715
51*630
50*145
51*663
52*537

5.813
5.328
5*970
5*062
5*145

2.811
2.590
2.280
4.392
3*210

38*091
43*712
41*895
42*209
44*182

24*433
21*060
24*343
23,240
23.979

659
577
499
858
574

4,727
4*913
5*293
6*943
7*024

19*047
15*570
18*551
15.439
16*361

3*326
3.307
3*250
3*180
2*909

159.788
167,107
171*046
154*536
163*471

1910
1911
1912
1913
1914

50*451
54*865
56*208
57*276
60*126

5*174
5*422
5*570
5.570
5*490

3*761
3*670
3*964
4*442
4*733

41*516
45*773
46*674
47*264
49*903

24*528
24.466
24.922
24*095
25.321

904
869
618
1*027
1*509

7*670
7,732
6*424
8*123
7*832

15*954
15*865
15*680
14*945
15*980

2*964
3*203
2.979
3,122
3*729

171.239
176.354
183,779
184*026
186*989

1915
1916
1917
1916
1919

61*728
72*585
82*067
90*334
90*513

5*337
5*084
9*517
13*796
17.736

4*717
4*944
5*038
4*994
4.603

51*674
62.557
67.532
71*544
67*974

25*105
28,245
32.505
32.445
30.759

851
1*696
2*097
2*431
2*680

7,778
8*440
9,842
6*460
7*858

16*476
16*109
20*566
23,554
20*221

3*916
4*746
5,046
6,119
5,387

190*838
211.776
236.685
239,942
246,680

1920
1921
1922
1923
1924

92*026
92*856
112*774
119*543
125*417

20*686
21*203
38*500
48.230
51.970

5*066
5*621
6*443
4*369
4*745

66.054
66*032
67*831
66*944
68*702

37*657
28,616
32*314
31*381
36*034

3*262
2,356
3*181
2*905
3*805

9,543
7,280
6*934
7*055
6.625

24*852
18*980
22,199
21*421
23*604

10*192
6*966
6*977
7*466
9*402

286.135
268,447
286.560
310*431
327.227

1925
1926
1927
1928
1929

136*027
137*624
154*846
161*654
136*210

56*141
55*782
55*190
53*563
54*756

5*965
4*373
6*871
6*379
4*303

73*921
77*469
92*785
101*712
77*151

35*504
37*010
39*454
29,968
33*741

4*200
3*760
6*822
3*925
4*475

9.018
9*604
8.422
6*751
6*701

22*286
23,646
24,210
19*292
22*565

10*259
9*906
12*516
11*546
11*576

351.074
376*582
405*156
405*912
401*120

1930
1931
1932
1933
1934

143*513
163*984
137*120
147*019
147*120

55*133
60.875
59.376
74*713
79*455

6*948
10*860
5*332
6.136
3.437

81*432
92*249
72*412
66*170
64*228

36*486
40.706
29.063
31*145
49*824

4*624
4*096
3,077
3*065
3.173

7*671
8.070
6.412
5*790
5,982

24,193
28*540
19*574
22*290
40,669

11*107
10*419
6,317
6,182
8*204

408*894
414,128
355,633
336*332
346*608

1935
1936
1937
1936
1939

132*439
146*966
155*173
144*271
153*230

79*027
97*971
104*259
95*353
107*589

4.321
3.419
4.908
5.111
5*962

49*091
47,576
46*006
43.807
39*659

57,725
56*323
51*208
61*305
65*361

3*249
4,833
6,662
5*277
4*492

5*758
6,137
7*360
6,761
6*734

48*718
43.353
37*186
49,267
54*135

22*036
22,011
24,164
23,749
24,761

340*276
351*460
360*595
348,396
363,615

1940
1941
1942
1943
1944

143*846
158*281
211*236
357.376
476*679

99.506
113*991
167,231
318*383
440*139

6*435
8*845
8*770
6.406
3*966

37.905
35.445
35.235
32,587
32*552

69*351
106,334
110*768
103*889
97*832

6*041
9*643
9.154
12*028
10*198

9*093
10*669
13,283
13,668
11,779

74*217
85*822
88,331
78,193
75*855

23,488
22*425
21*008
19*653
18*329

384,855
426*744
471*486
580.931
681*812

1945
1946
1947
1948
1949

577*888
586*629
536*006
497*207
456*642

540*545
542.441
491*137
452*431
409*920

5*253
5*032
7*775
9*319
11*003

32*090
39.156
37.094
35*457
35*719

103*977
112,333
117*316
121*026
116*638

9*506
16,695
17*045
16*363
14*030

11*836
11*981
14*181
17.174
13.983

82*635
63*657
86*090
87*489
66,625

15*909
14,973
14,552
14,776
14*070

768*716
836.977
814.146
814.151
785.719

1950
1951
1952
1953
1954

459.102
415*209
395*625
381*529
367*806

409*556
364*377
353*582
333.495
315.699

17*769
16*563
20*861
27*807
34*742

31*777
32*269
21.162
20*227
17*167

112*248
126*525
136*111
130*815
111*615

17*983
22*834
24*538
27*274
22*077

11.637
13.187
17*976
19.270
19.638

82,628
90*504
93*597
84*271
69*900

15*289
17*772
15*378
15,840
15,485

823*890
855*799
849*951
859*708
843.214

17.071

114.347

26.133

16.579

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

268*463

15*670

902

Rhode Island

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

fujft M. 7, J irtiiiii M. ic*yt Aiii* 11 uiuoctn, ios


[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1890
1699

44t717
45*482
48795
57*458

3*507
3.781
4.235
4,191

98

10:

30.754
30*846
32.793
39.101

10*356
10*754
11*669
14*065

1900
19011
1902
1903
1904

66*121
72*806
82*944
87*256
109*430

3,445
6.738
5,291
5*915
9,764

146
140
162
211
230

45*591
45*363
48.374
47,403
54*589

16*939
20*567
29* U7
33*727
44*847

1905
1906
1907
1 90 fl
1909

123*663
131.295
135*495
119*463
126.462

6*413
. 5,532
5.415
3,823
3*796

148
135
720
439
276

63*185
62*132
63*234
52*533
65*690

53*917
63*496
66*126
62*668
56*700

1910
1911
1912
1913
1914

132.794
136*050
146.952
146*505
149*496

3,994
4,305
4.427
4,382
3*626

228
226
256
302
370

66*041
66.694
72.379
67*769
83*862

62*531
64i823
69*890
74*032
61*438

191$
1916
1917

1919

152*719
174.342
195*643
193*888
196.191

4,016
4.887
4.139
4.218
3,754

364
361
546
11*074
3.735

86.621
10.1*965
113*986
96*835
103*205

61*718
67*129
76*972
79*761
85*497

1920
1921
1922
1923
1924

233*088
217,227
234,975
255,969
271*388

3*901
2*756
4.587
3*700
3.921

1*916
3*824
634
1.621
485

131*128
109,598
116*285
123.419
139.189

96*143
101*049
113*269
127*229
127*793

1925
1926
1927
1928
1929

293.173
321*561
346*197
342*943
334*540

4.105
5.888
5*531
4*920
5,325

522
702
635
513
624

133.837
135.078
140.154
132.369
133*476

154*709
179*893
199*877
205*141
195*1X5

1930
1931
1932
1933
193*

340*450
346*116
290*333
274.194
280.980

5,809
11,565
7,353
7*443
11*736

550
1*317
2*419
1*962
4*582

126.806
118.154
92.378
92.053
93.408

205*265
215*082
168*183
172*736
171*252

1935
1936
1937
1938
1939

260*892
291*919
299.738
267*202
301*876

9*050
16*254
14.975
7.713
7*673

1*224
797
407
386
925

103.610
110.728
117.450
117.261
131.235

167*006
164*140
166*906
161*842
162*043

1940
1941
1942
1943
1944

323*516
364.118
408.572
518*023
618.760

13.256.
12*501
11.724
13.139
9,880

936
1.536
8*000
36*486
122.507

145.985
187*451
230*890
293*005
282,841

163*337
162*630
157*958
175*393
203*552

1943
1946
1947
1948
1949

719.004
758*389
734*352
732.739
704*165

11.319
13*818
11*901
10*401
12.766

132*080
75*116
17*241
13*637
7*557

322,924
372.759
392*146
397*486
378.342

252*681
296*694
313*064
311*215
305*460

1950
1951
1952
1953
1994

739*273
769,869
775*138
781,317
765*728

12.945
14.331
10*815
13*203
13.603

35*644
35*640
29*084
18*924
22*314

389*133
424*440
437.056
443*648
430*137

301*551
295*456
298*181
305*542
299*674

1955

788*527

10*791

21*592

452*772

303*372

ma

98
99

Rhode Island

903

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

175
148
71

7*034
6*958
6*936
6*670

97
11
14
27

22*658
22*372
22*384
21*916

7.789
7.590
7.497
8.126

82*470
82.561
85*697
94,197

69
68
66
68

1900
1901
1902
1903
1904

65
165
155
495
245

5*332
4*920
3*901
4*093
4*738

25
56
74
201
591

18.916
18.711
17.211
16.562
16.732

8.829
9*160
10.721
11.385
12*171

99*286
105*820
115.006
119.992
143.907

61
55
50
49
54

1905
1906
1907
1908
1909

430
510
610
148

4*321
3*934
3.972
4*145
4*266

467
302
242
4.022
3.455

15.841
14.709
13.714
13.657
14.456

15.066
16*357
17.013
13*249
14.664

159.788
167.107
171.046
154,536
163.471

46
44
41
37
37

1910
1911
1912
1913
1914

364
230
460
530
233

4*330
4*534
4,689
4*625
4*657

3.777
649
193
837
1*095

14.458
15.065
15.194
14*842
14.687

15*516
17.826
16.291
16,667
16*821

171.239
176*354
183.779
184.026
186.989

37
38
39
37
35

1915
1916
1917
1918
1919

70

1.121

600
1,955
6623

4*561
4*308
4*417
4*552
4*520

14.638
14.108
15.216
14*612
14*618

17,729
17,662
18*061
19.795
21.160

190.838
211.776
236.685
239.942
246.680

34
33
33
33
33

1920
1921
1922
1923
1924

2*133
1.372
1*594
2*205
785

4*466
4*636
4*727
4*595
4*689

14*620
14.675
15.180
15.931
15*692

22.378
27.942
28,516
29,430
27.807

286.135
268*447
286.580
310.431
327.227

33
33
32
32
31

1925
1926
1927
1928
1929

1*023
996
681
5i991
5*030

5.101

15*720
14.265
14.265
14.365
14,390

28,474
31*626
33*555
35*226
32.950

351.074
376.562
405.156
405.912
401.120

31
26
26
26
24

1930
1931
1932
1933
1934

585
527
1*128
664

16*390
16.390
16.340
16.390
19.440

41*986
42,810
40,990
34.912
35,739

406.894
414.128
355.633
336.332
346.608

24
24
23
22
24

19.590
19.590
19*524
19*498
19.477

35,142
35,915
37*013
37*420
37,580

340*276
351,460
360,595
348.396
363*615

24
24
24
24
24

4*485
4.296

19.455
19.427
19.365
19.354
18.854

37,521
36.100
36*361
39.069
39,662

384*855
426*744
471.466
580.931
661*612

24
24
24
24
23

5.852
7.534
7.932
7.678
8.326

20.882
23.202
23.065
23.140
22.420

42.978
47.752
48,797
50*394
50*808

786.716
836.977
814.146
814.151
785.719

24
21
20
20
19

9*991
11.676
10.100
10.950
10*435

22.220
21.420
16.145
16.430
17.905

52*406
52*634
48*568
50*511
49,146

823.890
855.799
849.951
859*708
843*214

18
15
13
13
10

1935
1936
1937
1938
1939

125

1950
1951
1952
1953
1954

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

9.450
2.595

1.588
2.301

6*866
7,583

4.102
6*434

3.401
10.411

3*309
3*306
3.900
4*032
6*143

6.172

885

3.767
4.036

4.977
2.942

6.140
4.306

4.195

4.276
4.682
4*363
5.099

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

4*030
4*024
3*984
3.799

1*356
2.748
5*140
3*568

5.188

100
200

500

300

11*700

51.157

10

904

Rhode Island

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

1896
1897
1898
1899

35*821
34.637
34.053
35.839

101
91
86
91

9.069
8*165
7 1746
6.224

26*651
26.431
26.221
27,524

1900
1901
1902
1903
1904

29*565
28*185
27*693
26*821
25*525

64
63
66
73
65

5*760
5.667
5.971
6*605
5*806

23*741
22.435
21.656
20.143
19.654

1920
1921
1922
1923
1924

40 . 446
37.616
36.219
40*052
40*656

1905
1906
1907
1908
1909

25.015
22*172
24.775
25*545
26*876

67
49
60
65
76

6.037
4*430
5.440
5*861
6*564

18*911
17*693
19*275
19*619
20.236

1925
1926
1927
1928
1929

1910
1911
1912
1913
1914

29*220
29.563
31*162
29.773
28*611

49
21
36
77
34

7*089
7*367
7.086
6*870
6*414

22.082
22*175
24*036
22,826
22*163

1915
1916
1917
1918
1919

29.660
28.024
30*348
32*967
37*128

41
27
28
120
40

7*626
7.799
9.649
10.892
14*321

21.993
20*198
20.671
21.975
22.767

Real
estate

Collateral

All
other

24
25
58
103
160

11,930
9*559
10*443
11*073
11*661

26*492
26*232
25*718
28*876
28.815

41.636
32*440
33*482
34*311
33.756

1*113
2.484
3.016
3*921
4.388

12*857
11*038
12*369
13*910
12*945

27*666
18*918
18*097
16.460
16*423

1930
1931
1932
1933
1934

34*105
32*602
25*202
22*787
41*862

4*820
4,591
4,509
>531
4*366

13*408
13.486
10*580
9*071
18*168

15.877
14.723
10*113
9*165
19*326

1935
1936
1937
1938

37.229
36.999
46.839
40*703

4,224
4.279
4.499
4.668

15*138
15.014
15*292
13*541

17.867
19.706
27.048
22*494

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

1939

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

On
residential
property

Other
loans
to
individuals

Other

All
other

323

2.513

1940
1941
1942
1943
1944

46.062
55.524
52.871
37*913
31*923

26.038
33*588
32.547
19.751
16.646

199
392
162
191
266

2*118
1.747
1.439
732
527

115
138
97
165
104

3.844
4.243
4*272
3.927
3.317

812
630
604
645
658

1945
1946
1947
1948
1949

31.831
45*895
55*093
661593
67*167

15.123
27.543
32*823
39*446
38.819

474
521
199
187
154

1.588
1.879

2*425
2,593
2.585

75
77
77
111
91

3*196
3*780
5.206
6*805
6.536

2*328
2*745
3*409

1*826
9*184
10*996
12*104

2*851
4.653
4*693

1950
1951
1952
1953
1954

83*717
134*298
75*928
85*387
209*715

48*878
78.148
29*737
36*969
68.U7

If 347
534
62
155

62
151
148
160

2*738

2.712
328
1.217
1*461
932

1*684

8*120
18*840
21.496
23*876
74*803

2*705
6.349
7.290
7*556
20*438

16.020
29.407
16*876
15*829
38*120

5.341
2*211
43
182
5.015

1955

233.456

79*908

2*527

913

1.959

79,102

22.826

42*995

5*656

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

3.902

1*114
1.5S9

1.123
753
507

12*936
14*766
13.750
11*379
9.448
9*754
8.710

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Rhode Island

905

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date:; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

11.805
12*158
11*922
12*345

8*755
8*682
8*519
8*234

58
66
65
78

2*992
3*410
3*338
4*033

7*296
6*947
6*206
8.605

377
299
442
483

2.268
2.356
2.286
2.283

4*651
4*292
5.478
5*839

1*546
1*615
1*837
1.749

56*466
55,407
56.018
58.538

1900
1901
1902
1903
1904

9*413
9*866
9*238
9*556
11*473

5*748
5*199
4*104
4*487
5*037

70
89
98
96
122

3*595
4*578
5.036
4.973
6.314

6*522
7.309
6*053
5*845
6*615

282
601
339
376
259

1*961
2*069
1.920
1*783
1*692

4*279
4*639
3.794
3*686
4*664

1.229
1*145
1*018
1*115

46.729
46,505
44*002
43*220
44*726

1905
1906
1907
1908
1909

11*103
8.519
6*418
8*698
10*314

4*618
4*118
4.737
4*512
4*595

123
84
70
79
245

6.362
4.317
3.611
4 . 107
5.474

6.060
5*116
6*201
6*303
6*007

289
241
308
283
190

1*657
1*349
1*539
1.678
2*012

4.114
3*526
4*354
4.142
3.805

949
933
820
851
776

43.127
36*740
40*214
41.397
43,975

1910
1911
1912
1913
1914

10*268
11*746
12*874
12*349
12*904

4*624
4*872
5*020
5*020
4*940

186
174
250
368
187

5*458
6*700
7.604
6*961
7.777

7.025
7.608
7*639
6.611
7*263

455
361
320
290
602

2*166
2.220
2.438
2.305
2.492

4*404
5*027
4*881
4*216
4.169

826
846
850
903
943

47*341
49*763
52*525
49*836
49.721

1915
1916
1917
1918
1919

13*357
15*788
18*343
20*320
20*326

4*787
4*534
6*224
8*985
9.777

774
936

1*272
1*163
1.083

7*796
10*318
10*847
10*172
9*466

6.739
7.091
7.755
8.463
8*078

280
649
405
940
872

2*157
2*041
2*413
1*441
2.017

4*302
4*401
4*937
6*082
5*189

1*018
1*097
1*626
2.134
2.281

50*774
52,000
58*072
63*904
67*813

1920
1921
1922
1923
1924

18*184
17*863
20*255
22*096
22*483

8*362
8*443
8*296
9*283
7*831

1.021
1.080
1.206
1.023
1*436

8*801
8*340
10*753
11*790
13*214

10.097
7*651
8.200
8.118
10.133

928
614
847
973

1.164

2*319
1.761
1.399
1*312
1.824

6*850
5*276
5.954
5.633
7,145

2*424
2*104
2*079
1*887
1*542

71.151
65.434
66.753
72.153
74,814

1925
1926
1927
1928
1929

27*160
18*639
22*053
23*830
19*720

9*961
6*446
6.159
6*440
6*233

1.876

15*343
11*889
15*339
16.818
13*101

8*940
7*224
6.573
6*139
5*924

1.320
1.040
1.211
1.089
1.259

1.962
1.578
1.464
1.277
1*063

5.658
4.606
3.898
3*773
3*582

1,545
1,250
1*684
1*453
1*189

79*301
59*553
63.792
65*733
60*569

1930
1931
1932
1933
1934

18*978
21*287
20*374
21*113
33*049

5*406
6*038
7*425
8*949
21*246

13*131
14*030
12*401
11*223
10.925

6.750
6.317
5*605
5*844
24*038

1.464

548
941
876

977
864
813

1.524

1*288
1*157
1.180
1.000
2*485

3.996
4,183
3,541
4.031
20.029

1*152
1*161
1.277
1,385
1*698

60*985
61*567
52*456
51.129
100.847

1935
1936
1937
1938
1939

35.006
41*139
39*539
33*389
37*833

22*056
27*624
27*282
21*024
26*422

2.038
1.936
1.962
2.486
2.551

10.912
11*579
10*295
9*879
8*860

22*714
19*798
22*410
30*766
32.060

1.333
1.836
3*260
2*440
2*184

2.421
3.373
2*843
2*780
2*585

18*960
14*589
16*287
25*546
27,291

1*569
1,805
1*647
1*391
1*982

96.516
101*741
110*435
106.249
111.309

1940
1941
1942
1943
1944

32*660
37*756
68*010
137*613
175*313

22*236
27.170
55*280
128*019
166.885

2*344
2*806
3*863
2.954
2*968

8*080
7.780
8.867
6.640
5*440

45*071
54*601
51.937
46*477
45*195

2.003
4*234
3.757
6*486
3*880

3064
3*993
5*253
5*094
4*908

40*004
46.374
42*927
34*695
36*407

1*722
1*815
1*664
1*640
1*578

125*515
149.696
174*482
223.643
254*009

1945
1946
1947
1948
1949

213*097
178*817
136*775
139.376
119*370

206.154
170*286
127*025
130.773
111.797

2*416
2*937
3*899
3*120
3*066

4*527
5*594
5*851
5*483
4*507

45.770
49*671
49*106
51*500
47.943

4*120
7.585
8*553
7*499
5*963

4*475
3*848
5,544
5*761
4*424

37,175
38*238
35.009
38.240
37*556

1*541
1*616
1,757
1*941
1*612

292*239
276*199
242*731
259.410
236*292

1950
1951
1952
1953
1954

115*925
166*185
92*100
96*469
210*389

106*390
151.766
83.969
85*263
185*818

4*600
7*137
5.137
8.256'
20*523

4*935
7.282
2.994
2.950
4*048

45*272
67*268
39*736
32*888
61*762

6*806
10*596
5.541
7.533
12*381

3*771
6*573
4*712
4*300
11.717

34*695
50*099
29*483
21*055
37*664

2*664
5*294
4.442
4.4-31
10,296

247*578
373*045
212*206
219*175
492*162

40.959

3*450

10.430

499.532

193.904

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

304
555
572
386
441

1.219

15*561

998

906

Rhode Island

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

fl&JK* M. 7,

Mj*J\tftit

M. UU7,

All**

11 U1UDIUV

JIO7

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Inter^^^

Government

Other
demand

Other
time*

1896
1897
1896
1899

23.398
22.857
23*732
27*099

3*235
3*348
3*706
3.441

98
99
98
101

19.621
23.234

253
268
307
323

1900
1901
1902
1903
1904

21*002
21*842
21*994
21*533
22*527

3*262
3*462
3.050
2*524
3.353

146
140
162
211
230

17.211
17.731
18*209
16*147
16.210

363
469
573
651
734

1905
1906
1907
1908
1909

24.375
19*431
22*784
24*837
27.102

2.777
2.385
2*665
2*685
2*350

146
135
720
439
276

20*541
15.841
17*802
19.773
21.731

1.070
1*597
1.940
2.745

1910
1911
1912
1913
1914

29*867
31.802
34.129
31.647
31*644

2*634
2*581
2*789
2*539
2.254

228
228
256
302
370

23*183
24*546
25*733
23*507
25*131

3*822
4*447
5*351
5*299
3*889

1915
1916
1917
1918
1919

32*733
35.420
39.317
43*887
42*487

1*913
2*424
1*954
2*274
2*401

364
361
546
2*419
685

28*103
29*479
29*461
31.117
30*339

2*353
3*156
7*356
8*077
9*062

1920
1921
1922
1923
1924

49*144
44*148
45.132
49*873
53*513

2.127
1*886
2.136
1*851
1.976

682
815
324
317
286

35*874
30*636
30.970
35*293
37.774

10.811
11*702
12*412
13.475

1925
1926
1927
1928
1929

57.167
42*005
46*176
45*815
41*195

1.965
1.836
1*675
1.956
1*288

329
347
311
301
326

39.846
26.884
29*289
26*515
23*975

15.027
12*938
14*901
17*041
15*606

1930
1931
1932
1933
1934

44*335
44.960
35*851
35.207
78 t 140

2*092
3.168
1.984
2*024
6.476

350
449
433
458
3*895

23.387
21.977
16*980
17*291
47*722

16*506
19.366
16.454
15*434
20*047

1935
1936
1937
1938
1939

79.228
84*704
92.867
68*783
93.841

5*666
12*402
13*134
5*665
5.477

1*012
373
407
369
509

53.616
54*101
60*280
64*179
69*079

18*932
17*828
19.046
18*570
18*776

1940
1941
1942
1943
1944

107.959
131.777
156*318
205.254
235*841

9*484
9.165
9*399
10*480
7*065

522
1*103
7.562
25*345
68*544

80*195
103*605
123*686

1524*445
144*458

17.758
17.904
15.671
16*984
15.774

1945
1946
1947
1948
1949

273*043
250*760
216*742
232.706
211*307

8.501
10.288
6.514
6*959
8.150

83*299
38.914
1*824
5*047
3.646

161.573
178.462
181*867
196*769
179*411

19.670
23*096
24*537
23*933
20.100

1950
1951
1952
1953
1954

221.647
342*765
195*201
200.415
448*321

7.792
10.606
2*874
4.565
8*015

8.512
17.521
10*638
5*393
11.410

185*464
254*961
120*096
127.329
232*391

20*079
59.677
61.593
63.128
196.505

1955

19*812
19.142

909

10.461

196*764

Rhode Island

907

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures i s of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat
ba
ces
no**

UbSua

<***

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

175
135
70

7.034
6.958
6.936
6.670

97
11
13
9

19*337
19.337
19*337
18*900

6,427
6*109
5*930
5*860

56.468
55,407
56,018
58*536

57
57
57
57

1900
1901
1902
1903
1904

65
165
155
495
245

5.332
4.920
3.901
4.093
4.736

3
2
4
1
46

14.960
14.455
12.305
11.30&
11.155

5*347
5*121
5.643
5,793
6.015

46,729
46,505
44*002
43*220
44*726

47
42
36
35
34

1905
1906
1907
1908
1909

430
510
610
130

4.321
3.934
3.972
4*145
4*266

83
1

8*620
7.700
7*200
700
.700

5,181
5,165
5,648
5,632
5,776

43*127
36,740
40*214
41,397
43,975

26
24
23
22
22

1910
1911
1912
1913
1914

310
230
160
345
225

4*330
4*534
4*689
4.625
4*657

6
7
12
42
64

*700
.700
*775
6.320
6*220

6*128
6,490
6*740
6*857
6,911

47,341
49,763
52*525
49*836
49*721

22
22
22
20
19

1915
1916
1917

50
460

1918
1919

1*275
5.673

4*561
4.308
4*417
4*552
4.520

153
218
1*508
1*529
2.043

6*070
5.570
5*570
5.570
5.570

7,207
6,464
6.760
7,091
7,520

50.774
52*000
58.072
63*904
67,813

16
17
17
17
17

1920
1921
1922
1923
1924

1.767
1.080
986
1.658
587

4*466
4.636
4.727
4*595
4.689

2*151
918
792
486
120

.570
.570
570
.320
.320

8,053
9,082
9,546
9,221
9,585

71,151
65*434
66*753
72,153
74,814

17
17
17
17
17

1925
1926
1927

772
696
187

1928
1929

2.600
2.806

5*101
4.030
4*024
3*984
3.799

484
426
729
601
452

6*320
4*670
4.870
4*670
4.520

9,457
7,524
7,806
7*863
7*817

79,301
59,553
63*792
65*733
60*589

17
13
13
13
10

1930
1931
1932
1933
1934

125
350
648
150

3.309
3*306
3.900
4*032
6*143

537
464
211
274
491

4.520
4*520
4*520
4*770
7*470

8*159
7,967
7,328
6,696
8*603

60*985
61*567
52*458
51*129
100,847

10
10
10
10
12

1935
1936
1937
1938
1939

885

125

369
722
766
712
625

7*620
7*620
7.555
7530
7*515

8,416
8,695
9,122
9,224
9,328

96,518
101,741
110,435
106,249
111,309

12
12
12
12
12

1940
1941
1942
1943
1944

575
785
874
716
637

7.495
7.472
7*410
7.404
6.904

9*486
9,662
9,880
10,269
10.427

125,515
149*696
174*482
223*643
254,009

12
12
12
12
11

1945
1946
1947
1948
1949

.038
*413
*445
.414
.598

6*995
9.445
9*495
9.570
8*720

11*163
14,581
15,049
15,518
14*667

292,239
276*199
242.731
259,410
236*292

11
9
9
9
8

1*716
3*306
1*751
2*079
5.643

8*820
9.570
4.695
4.880
11.130

15,195
17.404
10.559
11*301
27,068

247.578
373.045
212*206
219*175
492*162

8
7
6
6
5

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

200

500

90S

Rhode Island

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

xians
Year
Total

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

14*320
15.994
16*163
20*742

2.341
2*216
2*166
2*266

4*580
5*198
4*711
7*485

7*399
6*580
9*304
10*969

1900
1901
1902
1903
1904

29.974
32*635
39*382
44*375
53*790

2*774
3*584
4*469
4*590
5*811

10*563
12*552
16.570
19*909
22*029

16*637
16*499
18*343
19*876
25*950

1920
1921
1922
1923
1924

105*612
102*191
98*296
111*989
115.718

14.937
17*410
20*397
25*426
32*590

35)644
29*687
29)368
31*181
29.679

55*231
55*094
48*531
55*382
53*449

1905
1906
1907
1908
1909

60*299
68*938
66.533
50.908
57*170

8*028
6*823
8*943
8*803
9*113

27.370
32.847
32.901
19*123
15.997

24*901
27*266
26*669
22*982
32*060

1925
1926
1927
1928
1929

127*648
159.602
164.858
168.433
185.837

38*522
49*965
59*262
63*281
68*200

35*329
48*254
44*640
47.483
57.594

53*797
61*383
60*956
57*669
60*043

1910
1911
1912
1913
1914

64*076
64.257
68*508
69.760
69*202

9.123
9*874
10*334
10.451
10*947

20*771
18.037
20.159
21*112
18*776

34*182
36*346
38*015
38*197
39*479

1930
1931
1932
1933
1934

183.681
166*217
155.931
127,199
99.598

70*471
70*433
70.993
66*710
60*498

55.967
46.531
37*158
29*537
17*171

57*243
49*253
47*780
30*952
21*929

1915
1916
1917
1918
1919

70*427
78176
86.697
78.057
82.893

12*230
13.162
13*944
13*509
13*935

21*283
24*430
33*370
27*227
30*478

36*914
40*584
39*383
37,321
38*480

1935
1936
1937
1936

90.847
85*161
83.191
78*366

55*290
52*531
49*507
47*645

14*691
12*695
14*330
12*824

20*866
19*935
19*354
17*699

Loans'

Year
Total

Commercial,
industrial,

For purchasing or
carrying securities

and

To brokers

agricultural

and
dealers

Real estate

To

On

others

farm land

1939

80.629

18*012

1940
1941
1942
1943
1944

82*108
84.180
75*603
62*100
57*049

19.925
24.814
19*609
12*341
13.012

U
16
20
21
15

1.555
1.379

1945
1946
1947
1948
1949

59,111
77,147
91*179
114*549
131*202

11*552
22,320
25*476
32*797
35.392

25
15
10
25
25

1*239

936
599
1*908
1*365

1950
1951
1952
1953
1954

153*534
161.995
226*909
246,137
138,591

39.322
44*093
82*743
88*607
57*645

681
464
885
1*721
934

587
209
225
311
2*748

1955

160*442

64847

1*264

742

residential
property

1.772

977
803
841

' Beginning June 30, 1948, figure;s for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
Other

Other
loans

All

to

other

individuals

13.899

12*706

532
670
191
200
252

31,850
31.590
30*159
27.622
25*216

15.482
14.682
14*134
12*092
11.567

3.034
3*423

12*753
11*029
10,513
5*987
2.723

494
746
844
1*080
1*309

25,747
28*780
32*423
41.040
49.559

11.948
13,376
15,906
18,242
22*744

7*561
10*099
12*697
14*677
16.599

4.903

1*424

321

62*282
71*716
75*960
79.814
28.426

24*920
22.122
26.823
26*833
15*646

22*092
19*918
35*690
43*642
30*706

3)961
3.734
5*546
6*546
4*260

341

29.947

17.782

35*983

12*006

1.722
2*051
2*090

the total and are not entirely comparable with prior figures.
continue to be shown net.

545
875
3.224

5.241

Total loans

Rhode Island

909

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total

assets

1896
1897
1898
1899

7*116
6*733
7.889
9,403

1*243
1*180
1*046
1*033

1*544
1*246
1.036
2*007

4.329
4*307
5.805
6.363

2*964
3*104
4.216
4*179

89
114
89
117

1*300
1.333
1*426
1*592

1*595
1.657
2.701
2.470

1.582
1*323
1*391
1*335

26*002
27*154
29.679
35.659

1900
1901
1902
1903
1904

14201
17*556
18*964
21*801
29*454

1*134
1.047
1*016
1*000
1.000

2.181
2.377
2*314
2*152
2*746

10*866
14*132
15*634
18.649
25.708

6*944
7*748
10.929
8.701
13*688

131
212
217
223
307

1*777
2.261
2.546
2.811
3.339

5*036
5.275
6.164
5*667
10*042

1*440
1*376
1*729
1*895
2.247

52.559
59.315
71.004
76*772
99.179

1905
1906
1907
1908
1909

35*612
43*111
41*727
42*965
42*223

1.195
1*210
1*233
550
550

2*688
2*506
2*210
4*313
2*965

31*729
39.395
38.284
38*102
36*708

18.373
15*944
18*142
16*937
17.972

370
336
191
575
364

3.070
3.564
3.754
5*065
5.012

14*933
12.044
14.197
11.297
12.576

2.377
2*374
2*430
2.329
2*131

116.661
130.367
130.832
113.139
119*496

1910
1911
1912
1913
1914

40tl83
43*119
43 t 334
44*927
47*222

550
550
550
550
550

3*575
3*496
3*714
4*074
4*546

36*056
39*073
39*070
40.303
42*126

17*503
16*858
17.283
17.284
18*058

449
508
498
737
907

5.504
5*512
5*986
5*816
5*340

11.550
10.836
10*799
10*729
11.811

2.136
2.357
2*129
2*219
2*786

123*898
126.591
131.254
134*190
137*268

1915
1916
1917
1918
1919

48*371
56*797
63*744
70*014
70*187

550
550

43*876
52*239
56*685
61*372
58*508

18*366
21.154
24.750
23*982
22*681

571

3*293
4*811
7*959

3*943
4*008
3*766
3*831
3*720

1.047
1*692
1*491
1*808

5*621
6.399
7*429
5*019
5*841

12*174
13*706
15*629
17*472
15.032

2.900
3*649
3*422
3*985
3*106

140.064
159.776
178.613
176*038
178.867

1920
1921
1922
1923
1924

73.844
74*993
92*519
97*447
102*934

12*526
12*760
30*204
38*947
44*139

4*065
4*541
5*237
3*346
3*307

57*253
57*692
57.078
55*154
55*488

27*560
20.965
24.114
23*263
25.901

2.334
1*742
2*334
1*932
2*641

7.224
5.519
5*535
5,743
6,801

18*002
13*704
16,245
15*568
16*459

7*766
4*864
4.896
5.579
7.860

214.984
203.013
219.827
238.278
252.413

1925
1926
1927
1928
1929

106*847
118*985
132*793
137*824
116*490

46*180
49*336
49.031
47*123
48*523

4*089
4*069
6*316
5*807
3*917

58*578
65*560
77.446
84*894
64*050

26*564
29*786
32*861
23*629
27.817

2*880
2*720
5*611
2.836
3*216

7.056
8,026
6,958
5,474
5.618

16.626
19.040
20.312
15.519
18,983

8.714
8.656
10*832
10*093
10.367

271.773
317.029
341.364
340.179
340*531

1930
1931
1932
1933
1934

124*535
142*697
116*746
125*906
114*071

49.727
54*637
51*951
65*764
58*209

6*507
9*641
4*784
5.195
2*559

68*301
78*219
60.011
54.947
53*303

29*738
34*389
23*458
25*301
25*786

3*160
3*119
2*193
2*252
1*649

6.363
6.913
5.232
4,790
3.497

20*195
24,357
16*033
18*259
20*640

9*955
9*258
7.040
6.797
6.306

347*909
352*561
303*175
285*203
245*761

1935
1936
1937
1938
1939

97*433
107*827
115*634
110*882
115*397

56*971
70.347
76*977
74.329
61*167

2*283
1*483
2*946
2*625
3*431

38*179
35*997
35*711
33*926
30*799

35*011
36.525
26*796
30*539
33*301

1*916
2.997
3.382
2.837
2.308

3.337
4.764
4*517
3.981
4.149

29,758
28*764
20.899
23*721
26.844

20.467
20*206
22.537
22*356
22.779

243*756
249,719
250,160
242.147
252.306

1940
1941
1942
1943
1944

111*186
120*525
143*226
219*763
301*366

77*270
66*621
111*951
190*364
273*254

4*091
6*039
4*907
3*452
1*000

29*825
27*665
26*368
25*947
27*112

44.260
51.733
58*831
57*412
52*637

4.038
5.609
5*397
5.540
6.318

6.029
6.676
8.030
8*574
6*871

34.213
39.446
45.404
43.298
39*446

21.766
20.610
19*344
18.013
16.751

259.340
277.046
297.004
357,268
427.803

1945
1946
1947
1948
1949

364*791
407*612
399*231
357*831
337*272

334*391
372.155
364.112
321*658
298*123

2*837
2*095
3*876
6*199
7*937

27*563
33.562
31*243
29.974
31*212

58.207
62*662
68*210
69*526
66.695

.386
.110
.492
.864
.067

7*361
8*133
8*637
11.413
9.559

45*460
45.419
51.081
49*249
51.069

14.366
13.157
12*795
12*835
12*258

496*477
560.778
571.415
554.741
549.427

1950
1951
1952
1953
1954

343*177
249*024
303*525
265.060
157*419

303*166
212*611
269*613
246*232
130*081

13*169
11*426
15*724
19*551
14*219

26*842
24*987
18*188
17*277
13*119

66*976
59*257
96*375
97.927
49*853

11*177
12*238
18*997
19.741
9.696

7.866
6*614
13.264
14.970
7,921

47.933
40.405
64.114
63*216
32*236

12.625
12*478
10.936
11.409
5*189

576.312
482.754
637.745
640.533
351.052

1955

151*770

118.968

19*181

13*621

52.605

10*572

7*242

34*791

5*240

370.057

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

910

Rhode Island

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

Other

Other
time

1896
1897
1898
1899

21*319
22*625
25,063
30*359

272
433
529
750

10,942
11*706
13*172
15,867

10*105
10*486
11*362
13*742

1900
1901
1902
1903
1904

45*119
50*966
60*950
65,723
86*903

163
3*256
2*241
3*391
6.411

28*380
27,632
30*165
29*256
36.379

16*576
20*076
28*544
33,076
44*113

1905
1906
1907
1908
1909

99,288
111,864
112,711
94.626
99,360

3*636
3,147
2,750
,136
,446

42.644
46.291
45*432
32*760
43.959

53*008
62*426
64*529
60*728
53,955

1910
1911
1912
1913
1914

102*927
106*246
112*823
114*856
117.652

.360
.724
,636
.643
,572

42.658
44,148
46.646
44,282
58.731

58*709
60*376
64*539
68*733
57*549

1915
1916
1917
1918
1919

119*986
136*922
156*326
150.001
153.704

2*103
2,463
2,185
1,944
1*353

58.518
72*486
84.525
67,718
72*866

59*365
63.973
69*616
71*664
76*435

1920
1921
1922
1923
1924

183*944
173,079
189,643
206*096
217,875

1*774
870
2,451
1*849
1,943

1.234
3,009
199

95*254
78*962
85*315
88,126
101,415

85*662
90*236
101*567
114*817
114.316

1925
1926
1927
1928
1929

236,006
279,556
300,021
297,128
293.345

2*140
4,052
3,856
2*962
4.037

193
355
324
212
298

93*991
106*194
110*865
105,854
109,501

139*682
166,955
164,976
188.100
179.509

1930
1931
1932
1933
1934

296,115
301,156
254*462
238,987
202*840

3,717
6,397
5*369
5,419
5,262

200
866

105,419
96,177
75,396
74,762
45*686

186*779
195.716
171729
157*302
151*205

1935
1936
1937
1936
1939

201,664
207,215
206*871
198,419
208,035

3,382
3,652
1,841
2,048
2,196

49,994
56,627
57*170
53,082
62,156

148*076
146*312
147*860
143*272
143.267

1940
1941
1942
1943
1944

215,557
232,341
252,254
312,769
382*939

3.774
3,336
2,325
2.659
2*815

11*141
53.963

65*790
83*846
107*204
140*560
138*363

145.579
144*726
142*267
158*409
187.778

1945
1946
1947
1948
1949

445,961
507,629
517.610
500.031
492.856

2*818
3.530
3,387
3,442
4*636

48*761
36*204
15*417
6*590
3,911

161,351
194,297
210,279
200*717
196,931

233.011
273*598
288*527
287*262
265.380

1950
1951
1952
1953
1954

517.426
427.104
579,937
580,902
317,407

5,153
3,725
7,941
8,638
5.588

27,132
18*119
18*446
13*531
10,904

203,669
169,479
316*962
316*319
197*746

281*472
235*761
236*568
242*414
103*169

1955

335,519

6,317

10*620

213*974

104*606

6*655
3.050

510

1*304

1.966
1*504
687
212
424
17
416
414
433
438

Rhode Island

911

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND 1VUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nati
bai
no *?

Borrowings

1896
1897
1898
1899

lia^SL

<*"

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1
18

3*321
3*035
3.047
3*016

1.362
1.461
1*567
2*266

26*002
27*154
29.679
35*659

12
11
11
11

1900
1901
1902
1903
1904

22
54
70
200
543

3*936
4256
4*906
5*257
5*577

3.482
4.039
5.078
5*592
6*156

52.559
59.315
71*004
76.772
99.179

14

20

1905
1906
1907
1908
1909

467
302
242
3*939
3.454

7*021
7*009
6*514
6*957
7*756

9*885
11*192
11*365
7,617
8,908

116.661
130.367
130*832
113*139
119*496

20
20
18
15
15

3.771
642
181
795
1*031

7*758
8*365
8*419
8*522
8*467

9,368
11,336
9*551
9,630
9,910

123.898
126*591
131*254
134*190
137*268

15
16
17
17
16

13
1

18

13
14
14

1910
1911
1912
1913
1914

280
185
8

1915
1916
1917
1918
1919

120
660
950

968
1.136
1.240
3.611
1.525

8.566
8.536
9.646
9.042
9.048

10,522
11,176
11.261
12.704
13.640

140*064
159*776
178*613
176*038
178*867

16
16
16
16
16

1920
1921
1922
1923
1924

366
292
606
547
196

7,299
1.677
796
1*815
6*746

9,050
9.105
9.610
9.611
9.372

14.325
18.860
18,970
20,209
18*222

214.984
203*013
219.827
238.278
252*413

16
16
15
15
14

1925
1926
1927
1928
1929

251
300
494
3*391
2*224

7.099
3*674
5*705
2.800
9*959

9*400
9*395
9.395
9*495
9*870

19,017
24,104
25,749
27,365
25,133

271.773
317.029
341*364
340.179
340*531

14
13
13
13
14

1930
1931
1932
1933
1934

460
177
460
514

5*635
4.513
2.731
5*866
3*815

11*870
11.670
11.620
11*620
11*970

33*829
34.843
33*662
28*216
27*136

347*909
352*561
303*175
265*203
245*761

14
14
13
12
12

1935
1936
1937
1936
1939

3*398
3*314
3*429
3*564
4.057

11*970
11*970
11.969
11*966
11*962

26,726
27*220
27,891
28.196
28,252

243.758
249.719
250*160
242.147
252*306

12
12
12
12
12

1940
1941
1942
1943
1944

3.788
4*314
4.314
3*769
3,459

11*960
11.955
11*955
11*950
11*950

26,035
26,438
28,481
26.600
29*455

259.340
277.048
297.004
357.288
427.803

12
12
12
12
12

814
121
.467
264
.728

13*867
13*757
13*570
13*570
13*700

31,815
33,171
33,748
34,876
36,141

496.477
560*778
571.415
554*741
549*427

13
12
11
11
11

1950
1951
1952
1953
1954

*275
.570
.349
8.871
4.792

13*400
11.850
11*450
11.550
6*775

37,211
35*230
38.009
39*210
22.078

76.312
482*754
637.745
640.533
351*052

10
8
7
7
5

1955

5*039

6*775

22.724

370*057

1945
1946
1947
1946
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

54

20

100

912

Rhode Island

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


L0ins

..oans

Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

33*121
33.177
32*835
33*264

26*711
26*485
26.342
25*633

2*414
2.520
2.242
2.730

3*996
4172
4.251
4.901

1900
1901
1902
1903
190*

33*593
32*522
31.789
32*139
30*663

25*763
24*755
24*645
24*632
24*153

2*362
2*635
2.953
2*439
2.597

5.468
5.132
4*191
5*068
3*913

1920
1921
1922
1923
1924

43.959
45*899
44.591
53*506
59*692

27,761
30,374
32,912
39,136
45,275

4*630
5*072
5*856
5*357
6*179

11*566
10,453
,823
013
.238

1905
1906
1907
1906
1909

27*268
28*758
30*613
28*349
27*800

20*920
21*007
21*311
21.533
22*054

2*419
2*671
2*958
2.781
2*170

3*929
5*080
6*344
4*035
3.576

1925
1926
1927
1926
1929

62*624
66*059
75*219
81*400
86.060

51,454
53*089
59,279
64*728
66,445

5*342
6*666
9*192
11*359
14*445

,828
,304
.748
5*313
5*170

1910
1911
1912
1913
1914

27.618
27*980
28*346
30*002
31*356

22 i363
22*661
24*144
25.220
26*102

1.925
1.569
1.453
1.796
2.180

3.330
3.550
2.749
2*984
3*076

1930
1931
1932
1933
1934

85.306
77.261
71.475
68.441
61.384

68*175
68*994
67*774
65*650
58*652

13.604
6*820
2*558
2*026
1*727

3tS27
1.447
1*143
765
1*005

1915
1916
1917
1918
1919

30*017
33*078
33*765
33.393
35*632

25.536
26*034
28.446
27*451
26*799

1.786
2*348
2*199
2.456
2.783

2*695
2*696
3*120
3.484
6*050

1935
1936
1937
1938

56.165
53*247
51.618
50*693

53,636
49,419
47,053
46*791

1*760
2,283
2*449
2*120

7*7
1*545
2*116
1*782

Loans1
Year
Total

Commercial ,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

50*905

3*176

379

41*976

1940
1941
1942
1943
1944

54*298
59*165
59.097
53.946
53.943

4*304
5*432
5.326
2*935
1*314

398
416
345
291
249

41*863
39,607
42,370
43*171
44*636

3*540
7,019
6*610
5*099
4*786

1945
1946
1947
1946
1949

50*425
49*091
53*608
63*185
76*425

1*214
1*275
2*180
2*398
6*558

233
136
150
131
141

42*187
40*855
42*049
51,297
65*080

4,247
4tl53
4,292
3*955
5*008

1950
1951
1952
1953
1954

99.063
116.567
131.376
142*886
167*151

7,056
533
2.971
2*752
2*006

726
599
638
775

169
125
155
136
199

87*047
107*893
117,920
130*136
152*692

5,446
3*756
4*950
5*022
6*394

5,847
6*247
6*587
7*651

100

1955

197*175

1*412

673

168

182*814

6*630

8*451

10

' Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*525
4*193
6*691
4,446
2*450
2*754
2,544
2*672
4*937
6*436

120

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Rhode Island

913

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investm ents
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1697
"1898
1899

33*441
33.801
34*313
36*073

3.041
2*939
3.010
3*023

11.379
11*615
11*206
10.927

19*021
19*247
20*097
22*123

2.058
1*791
2*498
2*703

412
359
500
541

1*646
1*432
1*998
2*162

2.726
2.967
3*091
3.451

71.736
72.737
75.491

1900
1901
1902
1903
1904

37.988
38*280
39.021
38*826
34*867

2.453
1.731
1.656
1.344
1.236

11*479
12*020
11*468
11*162
10*082

24.056
24.529
25*697
26*320
23.549

2*678
2*559
2.343
2*735
6.600

1*259
407
170
336
203

1*419
2*152
2.173
2.399
6.597

3.173
2.977
2*919
2*115
1*846

77*432
76*338
76*072
75.815
74*176

190S
1906
1907
1908
1909

33*510
34*706
36*500
38*348
41.257

1.236
1.284
1.260
1*200
1*200

9.635
9*688
9.922
10*790
10*581

22*639
23.734
25*316
26*358
29*476

2*186
2.347
2*691
4*046
4*272

194
199
232
672
494

1.992
2*148
2*459
3*372
3*770

1*327
1*199
1*093
1*037
901

64*291
67*010
70*897
71*780
74*230

1910
1911
1912
1913
1914

45.574
47*518
49*466
51*065
52.117

1*200
200
.200
200
200

11*800
12*396
12*131
12.337
13*031

32*574
33*922
36*155
37*528
37*886

3*901
3*927
4*001
3.950
4.291

6
163
4

616
618
547
561
728

3.279
3*126
3*450
3*361
3*556

736
690
701
767
774

77*829
60*115
82*534
85.784
86*540

1915
1916
1917
1918
1919

54.556
56*338
60*682
60*366
66*490

200
200
470
3*867
7*842

12*729
12*782
13*439
11*328
11*308

40.627
42*356
45*773
45*173
47*340

4*501
4.697
4.577
5*323
5.551

741

111

1
6
3

967

727
726
664

816

3*757
3*916
3*609
4.236
4.732

2*056
1*300

89*801
94*839
99*686
101*140
106*973

1920
1921
1922
1923
1924

71*290
75.343
80*254
62*531
84.771

9.239
10.793
10*646
12*738
13*381

11*339
11*560
10*379
8*152
6*566

50*712
52*970
59*229
61.641
64.824

5*534
5.090
4*289
4*755
5*558

1
10
5
17
3

929
926
780
701
606

4*604
4*154
3*504
4.037
4.749

1*144
1*099
1*036

757
966

121*540
127*298
130*276
141.691
151*057

1925
1926
1927
1928
1929

88.349
83*431
85*116
91*603
91.692

13*988
13*295
11.757
12*023
12*145

4*444
3*059
3.228
3*870
3*413

69.897
67.077
70*133
75*710
76*134

5*254
4*806
4*880
4*811
4*269

5
4
16
9
6

703
727
716
749
812

4*546
4.075
4*148
4*053
3*451

1*015
1*114
1*068
1*220
1*265

157*242
155*410
166*265
179.034
183.266

1930
1931
1932
1933
1934

92*974
102*314
102*099
104.130
106.366

11*161
13*152
15.687
19*916
21.149

3*297
2*931
3*147
3*620
3*312

78*516
86.231
63*065
80*594
81*925

7.683
12*101
14*120
11.826
14.331

5
5
2
3
4

1.101
1*892
2*217
1*580

864

6.814
10*995
12*226
9.606
12.747

1*928
1.937
2*026
2*176
2*745

187*891
193.613
189*720
186*573
184*846

1935
1936
1937
1936
1939

114.535
119.910
126.836
124.733
128.148

31*835
36*177
44*530
45*741
54*443

3.972
2*989
3*717
3*321
2*453

76*726
76*744
78*589
75*671
71.252

9.610
9.023
8.076
11*153
9.452

12
10
12
11

1.564
1*632
1*687
1*904
1*708

8*014
7*381
6.377
9.238
7.744

3.638
4.223
4*166
4*648
4*256

183*948
186*403
190*696
191*227
192*761

1940
1941
1942
1943
1944

106*425
115*934
118.567
135*211
159*081

46*513
56*033
63*393
83,870
110*103

3.769
1*344
625
106
73

56.143
58.557
54*549
51.235
48*905

27*596
16*782
12.502
12.048
6.910

32
39
42

1*895
2*058
2*322
1*784
1*432

25*701
14*724
10*148
10*225
5.436

3.802
3*311
2*657
2*390
1*304

194*121
195*192
192*823
203*595
221*238

1945
1946
1947
1948
1949

186*699
213*689
223*326
216.387
205*433

138*162
161*071
169.447
161*910
150*862

257
52
51
50
50

50*260
52*766
53*828
54.427
54.521

8*393
11*002
8*981
9.799
7.508

70
265
278
422
254

1*489
1.950
1.700
2.323
2*044

6*634
8*787
7.003
7*054
5*210

1*022
1*004
1*362
1*749
1*740

248*539
274*986
287*277
291*120
293*106

1950
1951
1952
1953
1954

190*795
176*592
177.369
189*354
194*364

138*964
128*010
126.446
134*386
130*474

76
71
146
191

1*406

51.753
48*511
50*777
54*777
62.484

7.853
8.098
9.421
8.625
9.286

494
360
425
321
372

1.823
1*846
1*847
2*108
2*179

5*536
5.870
7*149
6*196
6.735

1*846
1*853
1.916
2*135
2.429

299*577
303*110
320.084
343.000
373*230

1955

196*913

124*636

5*104

66.973

8.942

629

2*220

6.093

2*612

405*642

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2
8

1.079

71*346

914

Rhode Island

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposit!i

Year
Total

5.

Interbank

Other
demand

Q^Ssnjnent

Other
time

1896
1897
1896
1899

67.450

1900
1901
1902
1903
1904

73.493
72*331
71.901
71,421
69.565

1905
1906
1907
1908
1909

59,773
62.143
65.714
66,590
69.309

1910
1911
1912
1913
1914

72.337
74.620
76.791
79.865
82,238

72*334
74*620
76*791
79*865
82*238

1915
1916
1917
1918
1919

83,394
88*345
92.770
94.042
101.419

83*385
86345
92*770
93,280
101*260

1920
1921
1922
1923
1924

113.200
118,051
120,843
131,844
140,305

113*200
118*051
120*843
131,844
140,305

1925
1926
1927
1928
1929

146,491
144,526
154.569
166.866
169,300

146*491
144*526
154*569
166*866
169*300

1930
1931
1932
1933
1934

171,799
177,218
173,712
171,374
169,972

171*799
177*216
173*712
171*374
169*972

1935
1936
1937
1938
1939

169*574
171*980
176,102
176.023
177,583

169*574
171*980
176*102
176*023
177.583

1940
1941
1942
1943
1944

178,988
180,415
177.819
187.966
203,984

178*988
180*415
177*819
187*966
203*964

1945
1946
1947
1948
1949

228*981
252*320
262,404
264*669
265*525

228*981
252*320
262*404
264*669
265*525

1950
1951
1952
1953
1954

268.154
272,604
285*865
308,338
336.944

67,450
67*911
69*195
71*953

67.911
69.195
71*953

73*489
72*331
71,901
71*421
69*565

41

762
159

6
2
12
10

126
123
137
183

59*773
62*143
65*714
66*590
69*268

268*154
272*470
285*740
308*189
336*751
367*005

Rhode Island

915

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND PIUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

St

Borrowings

Surplus and

p..

-SB.

**

Z
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1896
1899

61
689
18
846

3*835
3*136
3*524
2*692

71*346
71*736
72*737
75*491

29
29
29

1900
1901
1902
1903
1904

628
128
194
142
160

3*%U
3t879
3*977
4*252
4*451

77.432
76*338
76*072
75.815
74*176

29
25
24
22
21

1905
1906
1907
1908
1909

79
103
178
326
23

4*439
4*764
5*005
4*864
4*898

64*291
67*010
70*897
71*780
74.230

18
17
17
18
18

1910
1911
1912
1913
1914

42
76
630
52
94

5*450
5*419
5*113
5*867
6*208

77.829
80.115
82*534
65*784
88*540

18
18
16
15
15

1915
1916
1917
1916
1919

148
1*2
231
11
14

6*259
6*332
6*667
7.087
7*540

89*801
94*839
99*688
101*140
108*973

15
15
15
15
15

28
449
421
464
481

8*252
6*798
9*014
9*583
10*271

121*540
127*296
130*278
141*891
151*057

15
15
14
14
14

1925
1926
1927
1928
1929

574
895
1*079
754
1*012

10*177
9.989
10*637
11*414
12*974

157*242
155*410
166*285
179*034
183*286

14
12
11
11
9

1930
1931
1932
1933
1934

1*475
1*040
1*419
1*106
975

14.617
15*355
14*569
14*093
13*864

187.891
193.613
169.720
186.573
184*846

9
9
9
9
9

1935
1936
1937
1938
1939

891
999
1*001
1*261
1*305

13*463
13.424
13.593
13*943
13.873

183*946
186*403
190.696
191*227
192*761

9
9
9
9
9

1940
1941
1942
1943
1944

1*198
1*619
1832
2.455
2*392

13*935
13*156
13.172
13.174
14.862

194*121
195*192
192*823
203*595
221*236

9
9
9
9
9

1945
1946
1947
1948
1949

2*485
3*446
3*919
4*494
4*080

17*073
19.220
20*954
21.957
23.501

246*539
274*986
287*277
291.120
293*106

9
9
9
9
9

1950
1951
1952
1953
1954

5*851
2*676
3*074
2*621
2(732

25*572
27*830
31.145
32*041
33.554

299*577
303*110
320*064
343*000
373*230

9
6
8
6
8

1955

2*864

35.539

405*642

1920 .
1921
1922
1923
1924

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

60

15

30

SOUTH C A R O L I N A

description of these figures is included in the


United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports and abstracts of the State banking
department and by other State authorities.
These sources were supplemented by data
obtained from bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures published in reports of the
State banking department and in bankers'
directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

Revised data for assets and liabilities and


number of all banks in South Carolina, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
national banks, in Table 2; and for State
commercial banks, in Table 3.1 A separate
balance sheet was not compiled for unincorporated banks in this State because adequate
data for most years were reported, either separately or in combination with data for other
State commercial banks, in the reports of the
Comptroller of the Currency or the State
banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in South
Carolina were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
1
Since there have been no mutual savings banks in South
Carolina, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks*'
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In addition, in the
case of this State, the term includes cash depositories.

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916

South Carolina

917

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

On the basis of information obtained from


bankers' directories, the following numbers of
banks (including incorporated and unincorporated banks) and their estimated balance
sheets were added to the data published by
the Comptroller:
Year

Number

1896 ..
1897
1898
1899
1900... . .

70
73
77
100
83

Year

1901
1902
1903
1904

..

Number

86
85
90
39

In addition, nine banks having agreements with their depositors for deferment of
deposit withdrawals were added in 1933;
balance-sheet data for these institutions were
obtained from reports of the State banking
department.
The balance-sheet data for the banks
added in 1896-1904 were estimated from figures for the capital accounts of each bank,
as shown in bankers' directories. Total assets
and liabilities were estimated by applying to
2
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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the capital-accounts data, ratios of capital


accounts to total assets and liabilities computed for South Carolina banks reporting to
the Comptroller in the corresponding years.
Principal balance-sheet items and subitems
were estimated by applying to estimated total
assets or liabilities, ratios of each item to total
assets or total liabilities at the reporting
banks. Capital accounts of those banks for
which the remainder of the balance sheet was
estimated accounted for 54 per cent of total
capital accounts of all State commercial banks
in South Carolina in 1896 and 20 per cent
in 1904.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Real estate loans were reported in some
years prior to 1909, but the figures in comparison with data reported for subsequent
years appeared to be so unreliable that data
for the entire period 1896-1908 were estimated.
The estimates were derived by applying to
total loans in each year the ratio of real estate
loans to total loans computed from reported
data for 1909. Similar ratios for 1911-1915,
when these loans were reported, failed to show
a sufficiently clear trend to warrant extrapolating data for the earlier period; furthermore, reported data for surrounding States did
not provide a satisfactory basis for estimating
the series in this period. For 1910 real estate
loans were estimated by applying to total
loans the average ratio of this item to total
loans based on reported data for 1909 and
1911.
Figures for real estate loans for 19161925 and for 1927-1930 were estimated by
applying to total loans, ratios of this item to
the total that were derived by interpolating
between ratios based on reported data for

918

All-Bank Statistics

1915 and 1926 and for 1926 and 1931, respectively. For 1932 this item was estimated by
applying to total loans the average ratio of
real estate loans to total loans based on
reported data for 1931 and 1933.
Collateral loans were estimated for 1899
by applying to total loans for that year the
average of the ratios of this item to total
loans computed from reported data for 1898
and 1900. For other years when figures were
not reported 1904-1908, 1916-1925, 19271930, and 1932 collateral loans were estimated by the same methods as for real estate
loans in corresponding periods, except that
for 1904-1908 collateral loans were estimated
separately for each class of bank.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934, For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
United States Government securities.
An estimate for 1917 was made by assuming
that United States Government securities
accounted for the entire increase in total investments over 1916. The figure for 1918 was
estimated by assuming that holdings of these
securities accounted for the same proportion
of the increase in total investments over 1917
as was computed for South Carolina national
banks. Although somewhat arbitrary, this
technique seemed well adapted to United
States Government security holdings, which
increased tremendously during World War I.
Similar movements in this item were found
in other States and at national banks as a
whole.
Data for 1921, 1923, and 1925 were
obtained from reports of the State banking
department.
An estimate for 1930 was obtained by
applying to total investments the ratio of

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United States Government securities to total


investments computed from reported data for
1931, and the 1932 figure was obtained by
applying the average of the ratios computed
from reported data for 1931 and 1933.
Obligations of States and political subdivisions. Estimates for 1905-1908 and for
1927-1930 were derived by applying to total
investments, ratios of this item to the total
that were interpolated between similar ratios
computed from reported data for 1904 and
1909 and for 1926 and 1931, respectively.
Estimates for 1916-1925 were made by applying to total investments, ratios that reflected
changes over the period in the ratio of State
and political subdivision securities to total
investments at South Carolina national banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary. An estimate for 1932 was made
by applying to total investments the average
of the ratios computed from reported data
for 1931 and 1933.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to
provide figures for the latter item prior to
1918 because practically all such deposits
were held by national banks.
The breakdowns for 1906-1908 and 1910
were available in the abstracts and reports
of the State banking department. In other
years prior to 1911 when items were not
reported, figures were estimated.
The breakdowns of total deposits other
than interbank into demand and time for the
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

South Carolina
period 1896-1905 were estimated by applying
to that total, ratios of time deposits to total
deposits other than interbank that were extrapolated from a straight-line trend fitted
roughly to ratios computed from reported
data for 1906-1924.
Estimates of interbank deposits for 18961905 were made by applying to total deposits,
ratios of interbank deposits to total deposits
that were extrapolated from a straight-line
trend fitted roughly to ratios computed from
reported data for 1906-1924.

919

Figures for United States Government


deposits for 1918, 1919, 1921, 1923, and 1925
represent such deposits at State member banks
only, which held practically all of this type
of deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in South Carolina to such
deposits at all State member banks on June
30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the State
banking department; for 1942-1946, they were
compiled by the Federal Deposit Insurance
Corporation from data furnished by individual
banks or by the State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. For the

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years in which items were not reported, figures


were estimated.
The breakdowns of loans for 1934-1946
and of cash assets for 1936-1946 were estimated on the basis of percentage distributions
of these items at insured nonmember commercial banks in corresponding years. The breakdowns of cash assets for 1934 and 1935 were
available in the reports of the State banking
department. For 1934 and 1936 the figures
for United States Government obligations
were obtained from bankers7 directories, and
the breakdowns of investments other than
United States Government obligations were
estimated on the basis of the percentage distribution of this total at noninsured banks in
1937 reported in the State banking department
report.

920

South Carolina

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

18*413
19*282
21*923
23*123

2.512
2.664
3.200
3*465

5,510
4,424
3*672
4,959

10,391
12,194
15*051
14*699

1900
1901
1902
1903
190*

29*008
32*387
32*476
37.647
42*657

4*373
4,730
4*804
5*603
6*376

5.779
7*069
7,486
9*026
10.121

18*856
20*588
20*188
23.016
26*160

1920
1921
1922
1923
1924

253,902
216*544
191.777
192*147
194*651

33*931
29,503
27*244
27,863
26,294

99,461
64,170
74,786
74.079
72,947

120*510
102*871
89*747
90*205
93*410

1905
1906
1907
1908
1909

39*604
51*476
54*600
53.515
56*059

5.595
7.397
7.972
7,585
7.882

9.999
17*755
18.996
18.626
19.542

24,010
26,324
27,830
27,304
28,635

1925
1926
1927
1926
1929

184*354
169*705
144*053
147,570
138*851

27,907
25,668
20*370
21,555
19,643

70,466
62,117
51,369
50,359
31,299

65*979
81*920
72*294
75*656
87*909

1910
1911
1912
1913
1914

71.576
78*530
61*823
88.777
95*045

10*212
11.597
12*248
12 . 794
12.333

25.650
28*767
29*243
31.662
29.775

35,714
38,166
40,332
44.301
52*937

1930
1931
1932
1933
1934

116.971
93*965
55*679
23.810
29.097

18,610
15*274
9*623
5,707
4,287

21,316
14*844
9.966
3*662
4,649

77.045
63*847
36*068
14,241
20,161

1915
1916
1917
1918
1919

90*497
97.865
113*485
149.687
177*880

11.757
13*394
15*603
19.721
23,100

31.691
34*587
41*654
56*666
72.337

47.049
49*884
56.228
73.300
82.443

1935
1936
1937
1938

44*583
37.549
48.627
55.148

4,052
5,109
7,376
7,302

4,322
4,636
5.772
5*806

36,209
27*802
35.479
42*040

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

55.735

29.351

1940
1941
1942
1943
1944

57.623
67,186
68*512
58,139
67.945

27*851
29,305
33*008
30,701
39,435

344
405
249
284
731

1945
1946
1947
1948
1949

76.937
91.766
125*176
152.999
170.626

44,473
43,915
55,268
67*321
79*615

429
745
527
374
451

1950
1951
1952
1953
1954

180.261
209.995
228.477
253*616
266.047

73,419
91*488
93*632
105,130
119*496

328
553
635
562
458

1955

292,383

119*283

484

Real estate

To
others

On
residential
property

Other

1.199

All
other

17.024
.854

5,197

2.780

991
886
614
,762

6,539
6,766
6*778
6,242

3*490
2.726
2.315

6,155

2,118

4,001
5,167
5,618

6,463
10*126
18,794
23,872
26,523

3*184
6.435
9*714
11.367
10*781

6,746
14,930
26.558
36*116
40,057

2*903
3*382
3.603
4*075
3*801

6,272
6*984
7*245
7*934
8*533

31.037
30*419
33.268
31.976
31.982

12*077
14*051
14*584
15,743
17,167

49,162
58,148
71,537
83,801
82*823

7,020
7*386
6,563

4.452

9*674

36.686

19,803

95.468

9,695

1,225
1,530
1,899

2*475
3.057
4.449
3.657
3.256
2.936

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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On
farm land

Other
loans
to
individuals

2.081

2,943

3.614

5*696

16.372
23*602
21*214
7.663
6.248
9.112

9,037
7*038
6.366
6*919

7,189

4,732

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

South Carolina

921

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other

Total
assets

1896
1897
1898
1899

7*200
8*079
7.028
11*169

730
699
670

1*021

2*700
5*834
4*065
7.559

3*770
1*546
2*293
2*589

.3*529
3.487
3*992
7*125

52
81
193
61

1*964
1*398
2*137
3*448

1*513
2*006
1*662
3*616

1,455

927

30*061
31*828
34*396
42*344

1900
1901
1902
1903
1904

10.125
9*649
9.027
6*179
7*716

1,742
1,670
1,853
2*032
2*363

.216
*261
.697
.181
*757

2*165
2*496
3*477
2*966
3*596

6*249
6.083
7,194
6*997
7.543

136
827
861
283
445

2*969
1*579
2*438
3,523
4*148

3*144
3*677
3.875
3*191
2*950

1*694
1.677
1*364
1.877
1.752

47.076
49,796
50,083
52*700
59*666

1905
1906
1907
1908
1909

6*885
7*900
8*726
9,171
9.919

2.5S2
2*628
3*222
3*731
4,111

1*566
2*078
2.340
2*469
3*237

2*737
3*194
3*166
2*971
2*571

9.419
9.371
8*966
9*203
11*660

557
700
511
564
652

2*638
2*326
2.317
2*464
2*766

6*224
6*345
6*138
6*175
8,442

2*329
1*808
2*024
2*283
2.479

58*237
70*555
74,518
74*172
80*317

1910
1911
1912
1913
1914

9*799
10*502
10*576
10*565
11*182

4,375
4*726
5*039
5*266
5*636

2*557
2*910
2.727
1*529
2*365

2*867
2*866
2*810
3*770
2*981

10*560
12*999
12*601
13*426
14*147

619
672
641

2*586
2*760
2*769
2*630
3*131

7,355
9*567
9,191
9*641
10*269

2*742
3*029
3.375
4*176
5*161

94*677
105*060
108*375
116*946
125*535

1915
1916
1917
1918
1919

12.254
12*666
14.899
29.257
46.412

5*933
6*378
7,669
21*196
37*594

2*664
1*236
1*366
2*184
2*524

3*637
5*274
5*864
5.877
6.294

13*641
18*547
22*986
24*926
40*039

1,075
1*308
2*490
4*447

2*894
3*148
3*577
2.933
4*427

10,063
14*324
16*101
19.503
31*165

5*898
6*558
8,484
11.940
13*806

.122*290
135*858
159*654
215*810
276,139

1920
1921
1922
1923
1924

42*057
33.676
29,163
29,682
30*159

30*856
23*295
19*210
18,173
16*270

3*000
3*417
2*811
3*466
4*166

8*201
7,166
7,142
8,021
9,703

42.921
28*610
34,205
37,013
36.873

4*543
2*797
3,246
3*518
3,607

5*662
3,920
3,863
3,170
4,378

32.716
21.893
27,096
30,325
30,886

13*390
12,990
14,585
15*146
18*352

352*270
292*022
269*730
273*966
282*035

1925
1926
1927
1928
1929

30*966
31*374
36*673
48*376
42*142

14*857
13*609
15*806
18,072
13*236

4.526
4.291
5.782
7*984
9,228

11.581
13,274
15,083
22*322
19*676

39.458
35*410
39.326
33*229
29*967

3*216
3*436
3*115
2*811
2.639

4*860
4*914
4*913
3*433
3.541

31,360
27,060
31*298
26,985
23.787

18*104
16,565
14*789
15*851
14*607

272*882
255*054
234*841
245*028
225*567

1930
1931
1932
1933
1934

42*562
43*412
33*249
19*089
33*511

12*593
12*021
11,501
8,161
14,523

8*556
10,016
9*163
4*966
12*992

21,433
21,373
12*585
5*942
5,996

32*450
26*900
19.044
18*116
34*863

2*638
2*136

1*310

4*462
4*858
4*226
2*632
3,767

25,330
21*906
13*926
14*744
29,806

13*321
12*445
8*761
7.396
5.020

205*324
178*722
116.733
68.411
102*511

1935
1936
1937
1938
1939

33*793
43*595
52*675
40*201
39*253

16,086
22*519
30*375
16*880
16*364

13*261
16*337
17*450
17*217
17*289

4*446
4,739
4*850
4,104
3*600

39.279
57*114
52.346
45.144
58.990

1*494
3*149
2*956
2.959
3.006

3*931
5,251
5*318
4*798
4,252

33.854
48*714
44*072
37*387
51*732

4.857
4*989
4*246
4*010
3*939

122.512
143*247
157*896
144,503
157,917

1940
1941
1942
1943
1944

37*407
41*708
67*785
152*604
212*674

16*943
20*305
45*580
130*382
190*908

16*654
17*176
16.175
16*412
17*920

3*610
4*225
4.030
3*610
3*846

T4.970
58.758
109*316
135*653
140*386

3*220
4,105
6,850
8,630
7*499

4*912
8*032
10*192
11*571
10*945

66*838
86*621
92*276
115,452
121*942

3*738
3*662
3*585
4.257
4,807

173*738
211*314
249*200
350*653
425*812

1945
1946
1947
1948
1949

291*121
374.517
355*793
347.129
320*596

268*330
344*662
314*526
299*882
270*823

16*499
19*446
26*279
32*673
35*159

4*292
10*409
14*988
14*574
14*614

178*321
160.705
175*505
1T6.815
164*700

9*296
12*769
14,074
19,446
19*006

11,262
12*183
14,810
19*736
18*466

157*761
155,753
146*621
137.633
127*206

4*287
4.898
3*933
4*148
4*808

550*666
651*908
660*407
681*091
660*730

1950
1951
1952
1953
1954

323.876
314*114
367,109
358,440
354,506

270*222
252*130
300*094
266,956
278*598

39*515
45*443
49*099
52*749
56*992

14*139
16,541
17,916
18*735
16*916

164,752
100*972
226, 410
23.7,769
21.5*924

24*992
23*142
29*021
33,087
35,875

16*012
15*432
22*665
25,543
27,273

123*746
142*398
174,724
159,139
152.776

5*782
6*116
7*010
8*117
9*069

674*671
711*199
629*006
837*942
845*548

1955

355*673

279*166

56*091

18*416

1<U936

31*948

26*905

10*127

850*119

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Federal Reserve Bank of St. Louis

1*157
747
684

690
740

919
980

922

South Carolina

All BanksTable 1

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Federal Reserve Bank of St. Louis

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FWA^inr^Amiiuuvu

M>3

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

18*667
20*464
20*720
30*845

082
,188

,213
,481

151
153
31
254

10*922
11,744
12,077
17,709

6,512
7*379
7*399
11*401

1900
1901
1902
1903
1904

32*849
32,495
34.058
34,897
35,614

520
,773
,709
783
,923

324
364
435
483
425

16,776
18*077
18,793
19*380
20*064

12,229
12*281
13,121
13*251
13*202

1905
1906
1907
190B
1909

39*012
44,307
45,549
42,984
49,653

2,297
2*821
2,969
2,709
3*061

324
353
591
792
428

21,997
25*215
23,791
22*451
25,592

14*394
15*918
18*198
17*032
20,772

1910
1911
1912
1913
1914

56*018
63,774
64*423
64,760
70*422

3,284
4,013
4,107
3,621
4,081

210
206
216
240
435

27,590
30,286
29*925
28,319
35*414

24,934
29,269
30,175
32,580
30,492

1913
1916
1917
1918
1919

67,459
83*096
103*647
140*034
183,518

4,082
4*823
6,610
7,164
9,839

390
261
249

2*488
3,786

32*269
38*393
47*885
67*659
94,709

30,718
39*621
48903
62*523
75*184

1920
1921
1922
1923
1924

242,925
178,892
181,893
200,285
210,551

10*206
5,589
6*894
8*401
8,900

627
725
658
768
625

120*100
77*211
77,384
82,662
84,507

111*992
95*367
96*957
108*454
116*519

1925
1926
1927
1928
1929

207,006
191,444
186*714
197,235
176,064

10,116
7,677
9,376
8,449
8,046

721
797

1*013
1,294
2*529

84,103
78*560
78*965
83,300
74*510

112*066
104*390
97,360
104,192
92*979

1930
1931
1932
1933
1934

168*326
146,784
83,954
53,272
86,726

8*979
7*341
6,678
2,078
6*841

1,637
5,808
2*906
1*473

76*083
65*704
39,439
30*007
52,862

81*629
67*931
34,931
20*464
25,550

1935
1936
1937
1938
1939

107,309
128*114
141*507
126*962
139,742

7,075
7,562
7*046
5,452
7,850

654
909
319
270
451

69,656
88*421
102*165
69,902
98*089

29,724
31*222
31*977
31*338
33*352

1940
1941
1942
1943
1944

154,485
190*866
227*405
327,650
401,196

9,931
12,320
12*126
14,642
14*290

647

2*047
4,395
14,103
40,077

108,399
136,382
172,801
256,520
295*818

35*508
38,137
38,083
42*365
51*011

1945
1946
1947
1948
1949

523,603
621,876
626*614
640*986
617,818

19.661
19*562
16*695
16*034
15.718

56*460
39,304
11*243
12*531
7,421

379*867
480*323
511*311
523,263
505*320

67,595
82*689
87*365
89,138
89*359

1950
1951
1952
1953
1954

627,622
660,117
771,922
776,277
778,078

16,408
17*806
23,575
21,588
22*946

13*966
20*832
41*089
35,764
37*346

508,715
534*550
613,891
617,174
610*829

88*533
86*929
93,367
101,751
106*957

30,858

615,060

778,432

723

South Carolina

923

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; p;irtly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

851
967
845
174

486
443
438
616

1*008
801
2*179
352

5.818
5.689
7.023
6.771

3.231
3*264
3*193
3.566

30*061
31*828
34*396
42 . 344

114
117
120

1900
1901
1902
1903
1904

352
1*493
958
932
1.350

1*289
1*439
1*395
1*496
1*856

1*466
2*787
1*716
2.169
5*266

7*630
7*734
7*866
9*106
10*654

3.470
3*848
4*090
4*100
4*926

47*076
49*796
50.083
52.700
59.666

137
145
148
171
197

1905
1906
1907
1908
1909

874
2*470
2*429
2*569
5*165

2*169
2*317
2*616
3*117
3*548

121
5.237
5.629
5.481
394

10*626
10*765
11.667
13*423
14*132

5.233
5.459
6*408
6*578
7*225

58.237
70.555
74*518
74.172
80*317

202
219
240
262
272

1910
1911
1912
1913
1914

11*624
10*756
10.600
16*751
16*848

4*024
4*409
4*720
4*926
5*432

39
239
190
1.081

14*934
16*573
17*780
19*066
20.166

8*036
9*309
10*462
11.000
11*586

94.677
105.060
108*375
116*946
125*535

292
327
346
383
380

1915
1916
1917
1918
1919

14*687
12*125
12*193
27*623
40*459

.701
970
.231
.882
.991

1.024
1.471
.111
403
299

20*806
20.802
20.979
21*629
22*641

12*613
12.392
13*693
14*239
16.031

122*290
135*856
159*654
215*810
278*139

364
391
403
417
421

1920
1921
1922
1923
1924

44*229
49*374
21*898
12*961
14*129

.098
*244
529
.205
.152

942
.011
206
.005
4*565

29*089
29*900
29*440
28*796
27*106

20.987
20.601
19*764
18,736
18*532

352*270
292*022
269*730
273*968
282*035

461
460
454
429
411

1925
1926
1927
1928
1929

14*192
16*291
6*311
6*509
7*368

.461
464
282
.946
811

3*484
2*783
1*304
1*678
1.357

25*060
22.659
20*015
19.533
16*927

16.679
15*413
14.215
14.127
14.040

272*882
255*054
234*841
245*028
225*567

373
330
281
262
223

1930
1931
1932
1933
1934

4*124
3*018
11*202
704
20

.406
.194
2*862
1*223
2*332

732
897
893
2*315
361

15*663
14*018
9*727
5*734
8*316

13.071
10*811
8*095
5*163
4*736

205*324
178*722
116*733
68*411
102*511

173
141
123
113
126

1935
1936
1937
1938
1939

413
81
389
368
170

717

324
413
447
383
418

8*896
9*065
9*088
9.560
9.455

4*853
5*574
6.465
7*230
8*132

122*512
143*247
157*896
144*503
157.917

140
150
150
149
150

1940
1941
1942
1943
1944

81

379
532
981
1.263
746

9.657
10*016
10*038
9*917
10*224

8*936
9*880
10.759
11*823
13.646

173*738
211*314
249*200
350*653
425*812

151
151
149
145
146

1.209
1*322
1*606
1*931
2*242

10*374
10*890
11*545
13.472
14*639

15*480
17*818
20*642
23.577
26*031

550*666
651*908
660.407
681*091
660.730

146
146
149
149
150

2*918
3.579
4*852
5*208
5*819

15*455
16.379
17*566
18*047
20*096

28.631
31.094
34*664
37,993
41*555

674.671
711.199
829*006
837*942
845*546

151
150
149
149
150

5*054

21.906

44*528

650.119

153

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*125
45
30
417
199

441

123

924

South Carolina

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

5.823
5,900
5*807
5*642

44

1897
1898
1899
1900
1901
1902
1903
1904

6*938
6,536
8,201
9.366
10*462

1905
1906
1907
1908
1909

1896

Loans

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

39

2.384
2*236
2*259
2*133

3.395
3.623
3.507
3470

47
55
46
60
66

2.541
3>018
2*529
3*274
3.585

4,350
5*463
5*626
6.032
6.811

1920
1921
1922
1923
1924

95.458
88.480
76,180
81.494
82,777

1,767
3*506
3.778
5.400
5*472

47,967
42,165
36,408
36,900
34,910

45,724
42,809
35,994
39*194
42*395

11*453
14*217
14*599
15*369
16*457

77
94
93
100
106

4.206
5*124
5.060
5.464
5.709

7.170
8*999
9.446
9805
10.642

1925
1926
1927
1928
1929

80.907
79,431
76.791
78*574
76.417

6,604
7,256
6,367
6,721
6,122

34*882
30,660
31,009
32*558
16,063

39,221
41*513
39*415
39,295
52*232

1910
1911
1912
1913
1914

22.311
23.534
25.350
28.914
30.736

122
112
227
230
617

7983
8*601
9*211
10.592
11*126

14.206
14.821
15.912
18,092
18*993

1930
1931
1932
1933
1934

49*088
40*728
27.582
7,916
11,004

3,628
3,303
2*486
1,214
1,153

9,980
8*362
6*111
1,427
1*637

35*480
29*0.63
18,965
5,275
6,214

1915
1916
1917
1918
1919

37.077
39.700
46*546
61*084
71*194

995
1.703
2.081
1*823
1*949

15*388
16.614
20.702
28.579
38*091

20.694
21*383
23.763
30,682
31.554

1935
1936
1937
1938

22,495
20*813
26,782
29*576

1*310
1*850
2,825
2,736

2*497
2,503
3,223
3,007

18,666
16,460
20,734
23*833

41
41

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

29,470

16,412

172

397

1940
1941
1942
1943
1944

38*845
45.790
46,724
37*725
42,445

20.603
20.995
24,032
21,244
24,960

334
381
218
261
694

648
891

1945
1946
1947
1948
1949

51*405
61,947
78,494
92,672
100,487

30,261
30,909
36*880
43,376
50,196

409

1950
1951
1952
1953
1954

109,472
135*222
144,296
161,243
161,835

1955

183,153

residential
property

to
Other

All
other

individuals

1*389

9*272

1,145
1,777
2,224

581
567
592
490
536

2,024
2.634
2*839
2.401
2,397

2*075
2.859
2.902
2*309
1.972

2*638
2.940

12*560
17.463
14*996
6*405
6*720

3,166
2,367
1*607
1,307
791

674

488
358
423

1.017
1,209
1,599
1,571

2.716
4*323
7,601
10*627
11*637

2*816
5,475
7.943
8,991
8*119

3*337
9.690
18.516
22*362
25*057

6*024
7*535
4.250
4*459
3.711

49,551
66,903
66*064
75, U7
80,297

328
546
614
562
441

1,451
2,159
2,285
2*626
2,226

1*724
1.976
2*058
1*927
2*159

14*380
12*896
13*646
12*769
11.907

8.969
10.505
10.649
10*998
11*758

30.208
36.809
45*789
54*049
51.374

4,217
5,039
4,691
4,862
3,432

85*377

484

2,290

2*663

12,650

14.605

58.954

8*199

611

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

On

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

South Carolina

925

Table 2National Banks

ASSETS, LIABILITIES, AND N1DMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investm eats
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

:i2ie

Bankers1
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

26
31
36
51

631
547
672
773

559
679
712
1*353

186
203
508
213

8*847
8.933
9.329
10*008

1896
1897
1898
1899

1*620
1*573
1*594
1.976

709
672
670
1*021

380
376
385
398

531
525
539
557

1900
1901
1902
1903
1904

2*631
2.735
2*674
2*759
3*874

1*742
1*841
1*853
2*032
2*363

371
373
342
303
630

518
521
479
424
881

:i.686
:i.755
:L*862

;>.i23
;>.7oo

55
70
42
80
141

705
545
615
667
979

926
1*140
1*205
1*376
1*580

337
257
230
262
516

11*592
13,283
12.967
14.510
17.554

1905
1906
1907
1908
1909

3*983
4*306
4*896
5.619
6*180

2*582
2*628
3*222
3*731
4*111

584
701
698
787
1*213

817
979
976
1*101
856

1*339
1*693
:839
3.661
4*675

176
297
225
227
312

994
991
1*075
1*204
1*369

2*169
2*405
2*539
2*230
2*974

562
753
749
626
914

19,337
23.971
24.063
25,477
28,226

1910
1911
1912
1913
1914

6*056
6.637
6*818
7.033
7*681

4*373
4*723
5*028
5*261
5*835

805
970
683
753
604

878
944
907
1*019
1.242

4*296
lit 589
!i,479
i*735
!).606

331
306
352
611
430

1.507
1*564
1*542
1*396
1.683

2*458
3*717
3.585
3*728
3*693

1.019
1*058
1*160
1.344
2.102

33.662
36*816
38*827
43,026
46*325

1915
1916
1917
1918
1919

8*593
9*158
10*472
20.752
31*829

5*933
6*378
6*972
16*658
27*865

1*278
612
675
1*115
1*242

1.382
2*168
2.625
2.979
2.722

6.248
<?312
11.025
li!.900
19*903

352
592
666
1.513
2.444

1.734
1.971
2*110
1*464
2*069

4*162
6*749
8*247
9*923
15*390

2.668
2.826
4.279
6,052
7*012

54*586
60*996
72*322
100*788
129*938

1920
1921
1922
1923
1924

26*229
22*593
20*306
19.914
18*665

21*037
17*741
15*398
14*282
12*762

1*302
1*681
1*513
1*824
2*015

3.890
3.171
3.395
3*808
3*868

20*670
14*320
16*607
1IU633
20*350

2.453
1.650
1.860
2.220
2.415

2 579
1.789
1.670
1.392
2.056

15*638
10*881
13.257
15.021
15.879

6*758
6*141
7*388
7*610
10*134

149*115
131,534
120*681
127*651
131,926

1925
1926
1927
1928
1929

18*196
19*353
24*410
31*306
24*963

11*282
11*170
13*431
15*627
10*437

2*111
2*215
3.575
4*792
5*895

4*803
5*968
7*404
10*887
8*631

20*657
19.049
2:1.525
111*028
16*057

2.052
2.471
2.509
1.964
1.663

2*270
2*430
2.427
1*620
1.578

16*335
14*146
16*589
14*424
12*596

9.753
10.595
6*397
8,842
8,214

129*513
128*426
133*123
136*750
125*651

1930
1931
1932
1933
1934

15*922
16.788
16.411
6.796
15.602

7*074
6*426
6*803
3*917
9*472

3*206
4*519
4*768
1*070
4*222

5*642
5*841
4*840
.809
.906

16.236
i:U906
10*448
6.180
1!>565

1.753
1.361
612
421
938

1*765
2.052
2.339
851
1.423

12*720
10*493
7*497
4*908
13.204

4.549
4*773
4.069
1.168
2,218

85*797
76*195
58*510
22*060
44*369

1935
1936
1937
1938
1939

17*545
22*461
28*729
19*153
18*200

10*562
15*919
22*411
12*512
11*535

5*667
5*060
5*153
5*426
5*541

316
462
165
1*215
1*124

24*091
29*814
26*134
24*191
3-066

1*214
2.595
2*466
1*978
2.145

1.620
2.420
2.277
1.972
1.749

21.057
24.799
21*391
20*241
29.172

2*461
2.322
1,991
2.006
1.953

66*592
75*410
63*636
74*926
82*689

1940
1941
1942
1943
1944

19*179
23.229
47*028
108*168
147*902

9*850
12*683
35*750
96*558
136*616

7.427
6*080
8*832
9.209
8*821

1*902
2*466
2*446
2*401
2*465

5:i806
67.545,
7:i .765
64.643
811*095

2*901
3*644
6*395
8*092
6.979

2.606
5.171
6.696
7*065
6*674

46.097
58*730
58*674
69.466
74*442

2.466
2.420
2.447
3.135
3.720

112*296
136*984
167*964
233*671
282*162

1945
1946
1947
1948
1949

191*081
239*076
219*883
216*709
202*194

179*600
222*944
198*693
194*528
179*497

8*820
9.161
10*862
12*530
13*176

2*661
6*971
10.328
9.651
9*521

107.927
1U.437
101*993

8*463
11*887
11.915
16*726
15*691

6.577
6*944
6*098
11*146
9*955

93*946
93*466
67*914
83*563
76,147

3,281
3,723
2,858
2,793
3,197

354*755
417*043
409*162
423,611
407*871

1950
1951
1952
1953
1954

206*953
198*968
228*214
213*371
219*106

182*531
170.225
199*147
183*061
183*028

14*660
18*339
19.417
21*627
27.241

9*762
10*404
9*650
8*683
6*837

100*687
114.450
1411*525
14i>356
144.774

21*827
19*455
25*562
29*576
34*153

8*501
8*652
12*784
14*136
15*250

70*359
86*343
107*159
101*644
95.371

4,093
4.188
4,773
5*511
5.948

421*205
452*828
522*808
525,481
531,663

1955

213*143

178*789

24.924

9*430

12:960

29*457

14*526

79.977

6,314

526*570

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

iL.257
;i420

;>*177

1011*988

u;*297

926

South Carolina

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures ; s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total '

Interbank

711

U.S.

Government

Other
demand

Other
time

151
153
31
254

3*061
2*938
3*482
4*371

620

324
364
435
483
425

4.741
4,493
4*682
5*517
6*661

699
941
1*101
1*250
1*411

1.583
2*034
2*252
2.174
2.317

324
353
591
792
428

7.905
9*260
8*514
7*669
8*759

1*746
2*056
3*069
3*726
5*275

19*208
22*132
22*544
23,176
25,159

2*576
3*186
3*206
2*930
2,875

210
206
216
240
435

9,060
10,458
10*181
10,136
14,049

7*362
8*282
6*941
9*870
7*800

28*535
37,009
45,263
60*862
79,360

2*743
3,716
5*187
5*366
7*293

390
261
249
2*433
3*701

15*266
16*516
21*705
28*492
38*132

10*136
14*514
18*142
24*571
30*234

95,326
75,847
80,638
92,011
98,013

7*186
4*309
5,519
6*270
7,007

627
711
658
659
625

43,753
30*525
31*570
34*658
35*707

43*760
40*302
42*691
50*224
54*674

98*798
97,859
107,473
110*366
98,185

6,791
5,655
8*201
7.240
6*620

701
796
1*013
1*294
2*529

35,943
37.557
42*550
39*645
35*784

55*363
53*851
55*709
61*987
53*252

69.116
60,843
41.139
16*954
36,271

5,127
4,715
4,555
883
5,121

1*637
1.375
1*113
86
819

25,247
23*256
17,874
9*831
21*035

37*105
31*495
17*597
6*154
9*296

58,977
68,160
75.698
66,450
73,934

4*969
4,797
4,665
3*629
5*315

223
709
288
240
350

39*982
49*698
56*875
48*825
54*062

13*803
12*956
13*870
13*756
14*207

101,562
127,529
155,688
220,375
268*108

9*375
11*656
11,429
13*236
12,634

5*8
2*030
4*322
11*324
31*691

71*964
92*509
116*664
171.657
193*986

19.675
21.334
21*073
24*156
29*397

339,170
399*639
389,973
400,226
364,053

16,540
16,218
13,618
13,396
12,022

44*767
29*758
6*140
8*824
5*646

238*450
305*046
317*667
324*293
312*556

39*413
48*617
52*328
53*715
53*627

1952
1953
1954

395*241
424.449
490*472
491,254
493*300

12,955
13*528
16*239
14*582
15*564

10*432
14*521
31*705
28*262
27*620

316*696
344,010
387*666
391*283
392*157

53*156
52*390
54*860
57*127
57*959

1955

487*032

14*207

21*431

1896

1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910

19U
1912
1913
1914
1915
1916
1917
1916
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
19*1
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951

4*408
4.377
4.905
6.082

770
802
637

6*601
6,906
7,229
6.342
9,747

637
1,108
1*011
1,092
1.250

11*556
13.703
14.426
14.363
16,779

465
516
590

59*156

South Carolina

927

Table 2 National Banks

fL&JEJlJ,

Ijl J*P11J| A ICta,

JtVLlAJ

mjiUJOEin,

J.O7U*J.77i>T^lUUUeU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nati 01131
ba

rvt
HS.

1696
1897
1896
1899

851
967
845
174

486
443
438
616

1900
1901
1902
1903
1904

352
1*493
958
932
1.350

1*289
1*439
1*395
1.496
1,856

1905
1906
1907
1906
1909

874
1*676
1*598
1*487
915

1910
1911
1912
1913
1914

<*""

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1*846
1*690
1*898
1,923

1*254
1*256
1,243
1,213

8,847
8,933
9.329
10,006

15

1
5
39

2.023
2.098
2*023
2*273
2.935

1.325
1.347
1.361
1.462
1.627

11,592
13,283
12*967
14.510
17.554

16
17
17
19
23

2*169
2,317
2*616
3tll7
3,548

26
126
99
115
45

2*973
3*298
3*310
4,230
4.510

1.737
1.847
2*034
2.165
2,429

19.337
22,971
24*083
25*477
28*226

23
26
25
29
32

2*755
1*745
2*259
4.814
4*452

4.024
4.409
4,720
4.928
5.432

35
55
47
49
122

4,985
5,410
5.735
6,365
7.210

2*675
3,067
3*522
3.694
3*950

33*682
36*818
38*827
43*026
46.325

39
43
46
48
51

1915
1916
1917
1918
1919

5.749
3.656
4.371
14*585
23*730

5,701
5,970
6.231
6,862
6.991

41
27
1.494
3*345
4,189

9.167
9.141
9*280
9*447
9.555

5.393
5.191
5.663
5*667
6*113

54.586
60*996
72.322
100*788
129*938

71
74
77
81
79

1920
1921
1922
1923
1924

21*822
24.217
8.590
4*464
4,769

8,098
8*244
8,529
8,205
7.152

3.815
1*784
2.009
1*469
1.667

11*645
12*030
12,140
12,960
11.660

8*209
9*412
8.775
8.502
8.445

149*115
131.534
120*681
127.651
131*926

62
61
82
84
81

1925
1926
1927
1928
1929

4*286
5.396
2,045
3.176
4.073

6*461
6.464
6.282
5*946
5*811

1.522
1.422
878
1*289
751

11.230
10*510
9.950
9.400
9*550

7.216
6.777
6.495
6.573
7.281

129.513
128.428
133.123
136*750
125.651

75
70
65
56
53

1930
1931
1932
1933
1934

1.162
1.236
5*609
94

3.406
3*194
2.862
1.223
2*332

448
472
550
92
76

5.825
5.550
4.385
1*725
3.775

5,840
4*900
3.965
1.972
1.935

85*797
76*195
58*510
22*060
44*389

35
31
21
15
18

717

135
149
162
253
244

4.565
4,610
4,612
4*638
4*536

2*198
2*491
2*979
3.455
3.635

66*592
75*410
63.636
74*926
62*689

19
20
20
20
20

275
421
750
1,038
629

5.525
5,625
5,590
5,590
5*700

4.884
5.409
5.936
6.668
7,725

112*296
138*984
167.964
233,671
292,162

21
22
22
22
22

,054
,143
,416
676
,858

5,725
5*850
5,900
6,900
6*975

6*606
10*411
11*873
13.707
14*965

354.755
417*043
409*162
423.611
407.871

22
23
23
24
25

1950
1951
1952
1953
1954

2,349
2,958
4*135
4*352
5*010

7*537
8*037
8,862
8*862
9.437

16*076
17*384
19,339
21,013
23.916

421*205
452*826
522*808
525*481
531*663

25
25
25
25
26

1955

4*075

9.747

25.716

526*570

27

1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

165
130
140
50

1*100

16
16
16

928

South Carolina

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

12*590
13*382
16*116
17*481

2*468
2*623
3*159
3*426

3*126
2*188
1*413
2*826

6*996
8*571
11*544
11*229

1900
1901
1902
1903
1904

22*070
23*851
24,277
28*281
32*195

4*326
4*675
4.758
5*543
6*310

3*238
4*051
4*957
5*752
6*536

14*506
15.125
14.562
16.986
19*349

1920
1921
1922
1923
1924

158*444
128.064
115.597
110*653
111.874

32*164
25.997
23.466
22.463
22.822

51*494
42*005
38*378
37*179
38.037

74.786
60*062
53*753
51.011
51*015

1905
1906
1907
1908
1909

28*151
37*259
40*201
38*146
39.602

5.518
7*303
7*879
7*485
7.776

5*793
12*631
13*938
13.162
13*833

16.840
17.325
18.384
17*499
17.993

1925
1926
1927
1928
1929

103.447
90.274
67*262
68*996
62*434

21*103
18*410
14.003
14*634
13)521

35*586
31.457
20*360
17*601
13*236

46.758
40.407
32.679
36.361
35.677

1910
1911
1912
1913
1914

49*265
54*996
56*473
59*863
64*309

10.090
11.485
12*021
12*564
11*716

17*667
20*166
20*032
21*090
18*649

21.508
23.345
24.420
26.209
33 944

1930
1931
1932
1933
1934

67.883
53*237
28.097
15.894
18.093

14.982
11.971
7.137
4.493
3*134

11*336
6*462
3.877
2.435
3.012

41*565
34*784
17*083
8*966
11*947

1915
1916
1917
1918
1919

53*420
58*165
66*939
88*603
106*686

10*762
11*691
13*522
17*898
21*551

16*303
17*973
20*952
26*087
34*246

26.355
28.501
32*465
42*618
50*889

1935
1936
1937
1938

22.088
16*736
21*845
25.572

2.742
3.259
4.551
4.566

1.825
2.135
2.549
2*799

17*521
11.342
14*745
16*207

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farmland

To
others

On
residential
property

Other
loans
to
individuals

Other

All
other

26.265

12*939

212

1940
1941
1942
1943
1944

18*778
21*396
21*788
20*414
25*500

7*246
8*310
8.976
9.457
14,475

10
24
31
23
37

577
639
754
698
833

1.273
1*424
1*294
1*124
1.224

3*173
3.905
3.927
4*377
3.845

705
755
588
417
343

2*860
3.215

.792
339
218
456
*526

1945
1946
1947
1948
1949

25.532
29*641
46*662
60.327
70*139

14.212
13*006
16.408
23*945
29*419

20
134
39
16
26

1.261
1.270
1*649
1.629
1.327

1*407
1*926
2*792
3*568
4*047

3.747
5.803
11*193
13.245
14.886

368
960
1*771
2*376
2*662

3.409
5*240
8.042
13.754
15.000

088
.502
.788
.907
206

1950
1951
1952
1953
1954

70*769
74*773
84*181
92.373
104*212

23.868
24*585
27.566
30*013
39,199

5
21

1.452
1*223
1*318
1*449
1.575

4*546
5.008
5*187
6*007
6*374

16.657
17*523
19*422
19.187
20.075

3*106
3.546
3.935
4*745
5*409

18*974
21*339
25.746
29*752
31*449

803
.347
72
;327
]L.300

1955

109*230

33*906

2.162

7*011

24.236

5*196

36*514

]1*496

17

1.100

1
Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

7.752

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

South Carolina

929

Table 5 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

In vestments
Year
Total

1696
1897
1896
1899

5*580
6*506
5*434
9*193

1900
1901
1902
1903
1904

7*494
6*914
6*353
3*420
3*842

1905
1906
1907
1908
1909

2*902
3.592
3*832
3*552
3.739

1910
1911
1912
1913
1914

3*743
3*865
3*758
3*532
3*501

1915
1916
1917
1918
1919

U. S.
Government
obligations

21
27

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
asseta

Total
asseta

2*320
5*458
3*680
7*161

3*239
1.021
1*754
2*032

311
;i230
IZ572
>'+i948

24
50
157
10

1*333
851
1*465
2*675

954
1*329
950
2*263

733
777
947
714

21*214
22*895
25*069
32*336

5*847
4*908
3*355
878
1*127

1*647
1.977
2.998
2*542
2.715

4*563
4*326
9.332
4.874
4.643

61
757
839
203
304

2*264
1*034
1*823
2*656
3*169

2*216
2*537
2*670
1*815
1*370

.357
420
154
615
*234

35*464
36*513
37*116
36*190
42*114

982
.377
642
682
024

1*920
2*215
2*190
1*670
1*715

i080
5.678
5*127
5.542
7*185

381
403
266
337
340

1*644
1*335
1.242
1.260
1.377

4*055
3*940
3*599
3.945
5*466

767
*055
.275
455
*565

36,900
47.584
50*435
46*695
52.091

2
3
11
5
1

752
940
844
776
1*761

1*989
1.922
1*903
2*751
1.739

6*264
7.410
7*122
7*693
6*341

286
364
289
546
317

1*079
1*196
1*227
1*234
1*448

4.897
5*850
5.606
5*913
6.576

.723
.971
2*195
2*832
3*059

60.995
68.242
69.548
73.920
79*210

3*661
3.730
4t427
8*505
14*583

697
4*536
9.729

1*406
624
691
1*069
1*262

2*255
3*106
3*039
2*898
3.572

7.393
9*235
11*961
12*026
20.136

332
483
640
977
2*003

1.160
1*177
1*467
1*469
2*358

5.901
7.575
9*854
9*560
15*775

230
*732
205
888
.796

67*704
74*862
87*532
115*022
146*201

1920
1921
1922
1923
1924

15*826
11*265
8.857
9*768
11*494

9*819
5.554
3*812
3*891
3*488

1*696
1*736
1*296
1*664
2*171

4.311
3*995
3*747
4*213
5*835

22*251
14*290
17.398
18.380
18.523

2*090
1*147
1*366
1*298
1*192

3*083
2*131
2.193
1.778
2*322

17,078
11*012
13.839
15.304
15*009

632
.849
7.197
7.536
8*218

203,155
160*488
149,049
146,337
150,109

1925
1926
1927
1928
1929

12.770
12*021
12*263
17*072
17*179

3.575
2*639
2.377
2*445
2*799

2*417
2*076
2*207
3.192
3*333

6*778
7*306
7*679
11*435
11*047

18*601
16*361
15*801
15*201
13.910

1*166
965
606
827
756

2.590
2*484
2.486
1*813
1.963

15*045
12*912
12*709
12*561
11*191

8.351
7,970
6*392
7*009
6*393

143,369
126*626,
101*718
106*278
99*916

1930
1931
1932
1933
1934

26*660
26*624
16*838
12*293
17*909

5*519
5.593
4*696
4*264
5*051

5*350
5*499
4.395
3*896
8*770

15*791
15*532
7,745
4*133
4.088

16.212
14*994
6.596
11*936
19*316

885
775
278
319
372

2.717
2*806
1*889
1*781
2*344

12*610
11*413
6*429
9.836
16.602

6*772
7.672
4*692
6*228
2*602

119,527
102,527
58*223
46*351
56*122

1935
1936
1937
1938
1939

16*248
21*134
23*946
21*046
21*053

5*524
6*600
7*964
6*366
6*629

7.594
11.257
12*297
11*791
11*748

3.130
3.277
3*685
2*889
2.476

15*186
2:7.300
216.212
20.953
II5.924

280
554
490
981
661

2*111
2.631
3.041
2.826
2.503

12.797
23*915
22*661
17*146
22*360

2,396
2.667
2*257
2*004
1*966

55,920
67*837
74,260
69,577
75*228

1940
1941
1942
1943
1944

18*228
16*479
20*757
44*436
64*772

7.093
7*622
9*630
33*824
54*292

9*427
9*096
9*343
9.203
9*099

708
.759
584
409
.381

i!3164
11.213
^7.553
M.010
!i2*291

319
461
455
536
520

2*104
2*861
3*496
4.486
4*271

20*741
27*891
33*602
45.986
47*500

1*272
1,242
1*138
1*122
1*087

61.442
72.330
81.236
116,982
143,650

1945
1946
1947
1948
1949

100*040
135*441
135*910
130*420
118*402

68*730
121*716
115.833
105*354
91*326

9*679
10.265
15.417
20.143
21*983

1*631
3.436
4*660
4*923
5*093

69*333
68*408
67*576
65*376
62.707

835
862
2*159
2*718
3.115

4*685
5*239
6.712
8*590
8*531

63*813
62*287
58*707
54*070
51.061

1*006
1*175
1,075
1*355
1*611

195,911
234*865
251.245
257.480
252*859

1950
1951
1952
1953
1954

116*923
115*146
136.895
145.069
135*402

87*691
81*905
100*947
103*695
95*570

24*855
27*104
29*682
31*122
31.751

4.377
6.137
8*266
10*052
6*081

64*065
l>6.522
1)0*885
72*413
71.150

3.165
3.687
3*439
3*511
1*722

7*511
6*780
9*881
11*407
12*023

53*389
56.055
67.565
57.495
57*405

1*689
1*930
2*237
2,606
3*121

253*466
258.371
306.198
312*461
313.885

1955

142.530

100.377

33*167

67,976

2*491

12.379

53*106

3*813

323*549

Digitized for FRASER


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Federal Reserve Bank of St. Louis

29

930

South Carolina

State Commercial BanksTable 3

Digitized for FRASER


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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

**
Inter)3ank

U. S.

Government

Other
demand

Other

time

1896
1897
1896
1899

14*259
16,087
15*815
24*763

371
418
411
644

7*861
6,806
8,595
13*338

6*027
6*863
6,609
10*761

1900
1901
1902
1903
1904

26*248
25*589
26*829
26.555
25*867

683
665
698
691
673

14,035
13*584
14*111
13,663
13,403

11*530
11*340
12*020
12*001
11*791

1905
1906
1907
1908
1909

27*454
30*604
31*123
28.621
33.074

714
787
717
535
744

14.092
15.95?
15.277
14,782
16*833

12*648
13*862
15*129
13*304
15*497

1910
1911
1912
1913
191*

36*810
41*642
41*879
41*584
45*263

708
827
901
691
1*206

18,530
19,828
19,744
18,183
21,365

17*572
20*987
21*234
22*710
22*692

1915
1916
1917
1918
1919

38.924
46*069
58*364
79,172
104,156

,339
,107
,423
,798
,546

17,003
19,875
26,180
39,367
56,577

20,562
25,107
30,761
37*952
44*950

1920
1921
1922
1923
1924

147*599
103*045
101,255
108.274
112,538

,020
.280
1.375
2,131
1.893

76,347
46*686
45,814
47,804
48.600

68*232
55*065
54*066
56*230
61*645

1925
1926
1927
1928
1929

108.208
93.585
79,241
86.869
79,879

3.325
2.022
1.175
1,209
1.426

48.160
41.023
36.415
43,455
38.726

56*703
50*539
41,651
42*205
39,727

1930
1931
1932
1933
1934

99,212
85,941
42.815
36,318
50*455

3.852
2.626
2,123
1,195
1*720

4.433
1.793
637
654

50.836
42*446
21.565
20.176
31*827

44,524
36*436
17*334
14*310
16*254

1935
1936
1937
1938
1939

48,332
59,954
65,609
60.512
65.808

2,106
2*765
2.361
1,823
2.535

631
200
31
30
101

29,674
38,723
45,290
41*077
44,027

15*921
18*266
16*107
17,562
19,145

1940
1941
1942
1943
1944

52.923
63.357
71,717
107,275
133,088

556
664
697
1,406
1.456

99
17
73
2*779
8,186

36,435
45,873
53,937
84,863
101*832

15,633
16*803
17*010
18*227
21*614

1945
1946
1947
1946
1949

164,433
222,239
236,641
240,758
233,765

3,121
3,344
3,077
2,638
3.696

11,693
9*546
5,103
3,707
1,773

141,437
175,277
193*424
198*990
192*764

28*182
34*072
35,037
35*423
35*532

1950
1951
1952
1953
1954

232,381
235.668
261.450
285*023
284.778

3,453
4,278
7,336
7,006
7,382

3,534
6*311
9,34
7.502
9*726

190*019
190*540
226*223
225,891
218*672

35*375
34,539
38*507
44*624
48,998

1955

291,400

7,027

9*427

55
85
14
109

20
1

52*122

South Carolina

931

Table 3 State Commercial Banks

J\JJlllM.>3t

AjLfWUdl 1 A,Ejh7)

AMIS

1^ IUl?*l*Kl**j

.LC7V>1.7if tWiUIUlIIUeU

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

1696
1897

Other
liabilities

camtal
p

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.006
801
2,179
352

3*970
3.999
5,125
4*646

1.977
2.008
1*950
2.373

21,214
22.895

1898
1899
1900
1901
1902
1903
1904

1,484
2*787
1*715
2.164
5.227

5,607
5*636
5,843
6.833
7.719

2*145
2.501
2.729
2.638
3.301

35.484
36.513
37*116
38.190
42.114

121
126
131
152

1905
1906
1907
1908
1909

792
831
1,102
4,250

95
5.109
5.530
5.366
349

7.855
7.467
8.577
9.193
9.622

3*496
3.612
4.374
4.413
4*796

38.900
47.584
50.435
48,695
52.091

179
193
215
233
240

1910
1911
1912
1913
1914

8*869
9,011
8.541
11.937
12*396

4
164
143
392
959

9 , 949
11*163
12.045
12.701
12.956

5.363
6*242
6*940
7.306
7.636

60.995
68*242
69.546
73*920
79.210

253
284
300
335
329

1915
1916
1917
1918
1919

8*938
8*467
7.822
13*038
16.729

983
1.444
1*617
2*058
4.110

11.639
11*661
11*699
12.182
13*286

7.220
7.201
8.030
8.572
9,918

67.704
74.862
87.532
115.022
148*201

313
317
326
336
342

1920
1921
1922
1923
1924

22.407
25.157
13.308
8.477
9.360

3.127
3.227
6.197
3.536
2.896

17.244
17.870
17.300
15.816
15.226

12,778
11.189
10.989
10.234
10,087

203.155
160.488
149.049
146.337
150.109

379
379
372
345
330

1925
1926
1927
1928
1929

9*906
10*895
4*266
3*333
3*295

1.962
1.361
426
389
606

13.830
12.149
10.065
10.133
9.377

9.463
8.636
7,720
7.554
6.759

143.369
126.626
101.718
108*278
99*916

298
260
216
204
170

1930
1931
1932
1933
1934

2*962
1*782
5*593
610
20

284
425
343
2.223
305

9.838
8.468
5.342
4.009
4.541

7.231
5*911
4*130
3*191
2.801

119.527
102.527
56.223
46*351
58*122

138
110
102
98
108

1935
1936
1937
1936
1939

413
81
204
238
30

189
264
285
130
174

4.331
4.455
4*476
4.922
4.919

2.655
3.063
3.466
3.775
4,297

55.920
67.837
74.260
69*577
75.228

121
130
130
129
130

1940
1941
1942
1943
1944

31

104
111
231
225
117

4*332
4*391
4*446
4.327
4.524

4,052
4,471
4,823
5.155
5.921

61.442
72.330
81.236
116.982
143,650

130
129
127
123
124

155
179
190
255
384

4.649
5*040
5*645
6*572
7*664

6.674
7,407
8.769
9,870
11*046

195.911
234.865
251.245
257*460
252.859

124
123
126
125
125

569
621
717
856
809

7.916
8.342
8.706
9.185
10.659

12*553
13*710
15.325
16.980
17*639

253.466
256*371
306.196
312.461
313.885

126
125
124
124
124

979

12.159

16,812

323.549

126

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


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Federal Reserve Bank of St. Louis

17

25
45
30
417
199

25*069
32.336

99
101
104
107

174

SOUTH DAKOTA

Revised data for assets and liabilities and


number of all banks in South Dakota, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for
national banks, in Table 2; and for State commercial banks, in Table 3.1 A separate balance
sheet was not compiled for unincorporated
banks in this State because adequate data
were reported, either separately or in combination with data for other State commercial
banks, in the reports of the Comptroller of
the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.

description of these figures is included in the


United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The sources of statistics for State commercial banks for the period 1896-1933 were
(1) figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department and
by other State authorities.
The sources of such statistics for the period 1934-1946 were (1) summary figures for
insured banks published or supplied by the
Federal Deposit Insurance Corporation and
(2) figures for noninsured banks published in
reports and abstracts of the State banking
department. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.

The figures for national banks in South


Dakota were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A

Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,


cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

Since there have been no mutual savings hanks in South


Dakota, the figures for all commercial banks are identical
with those for all banks.
For the same reason, the term "State commercial banks*'
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies." "stock savings banks," or "private banks
and bankers" (unincorporated banks).

Digitized for FRASER


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Federal Reserve Bank of St. Louis

933

934

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying tabje shows the adjustments made in figures published by the
Comptroller for number of banks and balance
sheets; these changes were based on a count
of individual banks listed in the State banking
department reports.
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets

1899
1914
1915

18
6

20

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Figures for real estate loans and collateral loans for 1910, 1916, 1920, and 1922 were
obtained from the State banking department
reports. Estimates of these loans in certain
other years were derived by applying to total
loans, ratios of these two types of loans to
total loans derived as follows: for 1896-1898,
ratios computed from reported data for 1899;
for 1900-1908, ratios derived by interpolating
between similar ratios computed from reported
data for 1899 and 1909; for 1919, the average
of the ratios computed from reported data for
1918 and 1920; for 1921, ratios for 1922 alone,
since in 1921 and 1922 total loans were of
similar magnitudes; and for 1924 and 1925,
the average of ratios for 1923 and 1926.
Collateral loans for 1932 and 1933 were
estimated by applying to the total of these
loans and "other" loans, ratios of collateral
loans to this total that were derived by interpolating between similar ratios based on
reported data for 1931 and 1934.

Number of banks only


INVESTMENTS

1901
1902-1904
1905
1906
1907
1908
1909
1911
1912
1913
1920

1
40
9

10
3
4
19
1
6
10
15

2
In cases where the breakdown of a given item (for
example* total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1933. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
Because of the very small amounts of
United States Government securities reported
intermittently before 1917, no attempt was
made to derive estimates for the missing years.
Holdings for 1917-1925 were estimated by
applying to total investments, ratios that reflected changes over the period in the ratio of

South Dakota
United States Government securities to total
investments at South Dakota national banks;
these ratios were derived by interpolating
technique No. 2, described in the United States
Summary.
Data for obligations of States and political subdivisions for 1896, 1901-1903, 1907,
1910-1912, and 1916-1925 were obtained from
the State banking department reports. An
estimate for 1904 was derived by interpolating
between reported figures for 1903 and 1905,
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported data
for'United States Government deposits were
supplemented in a number of years and there
were minor revisions for some types of deposits for the period 1916-1932 based on
information in reports of the State banking
department.8 No attempt was made in the
revised series to provide figures for United
States Government deposits prior to 1918
because practically all such deposits were held
by national banks.

935

In years when items were not reported,


figures were obtained from other sources or
were estimated.
Total deposits other than interbank for
1896 were broken down into demand and time
deposits by applying to this total the ratio
of each type of deposit to this total computed
from reported data for 1897.
Figures for time deposits for 1897-1908
and 1910 were obtained from State banking
department reports.
Figures for United States Government
deposits for the period 1918-1925 represent
such deposits at State member banks only,
which held practically all of this type of
deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30
of that year the ratio of these deposits at
State member banks in South Dakota to such
deposits at all State member banks on June
30, 1919.
OTHER ITEMS

Borrowings for 1896-1908 were obtained


from State banking department reports.

STATE COMMERCIAL BANKS, 1934-1946


There were no noninsured banks in this
State in 1934, 1935, and 1946. Consequently,
all the statistics covering State commercial
banks for these years were taken directly from
data published or supplied by the Federal
Deposit Insurance Corporation.
The principal assets and liabilities of
State commercial banks for 1936-1945 were
obtained by combining data for insured banks
3
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Digitized for FRASER


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Federal Reserve Bank of St. Louis

published by the Federal Deposit Insurance


Corporation with data for individual noninsured banks published in reports of the State
banking department. The State banking department reports did not show for noninsured
commercial banks the breakdowns of loans
and cash assets during this period that were
required for the all-bank series. Estimates of
the breakdowns of each of these items were
made on the basis of the percentage distribution of the same item at insured nonmember
commercial banks in corresponding years.

936

South Dakota

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
IXKms

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1696
1897
1896
1899

7*243
6*676
8*463
9*875

1*193
1.445

3*794
3*546
4*838
5*465

2.512
2.231
2*432
2*965

1900
1901
1902
1903
1904

11*859
14*827
20*505
23*937
24*489

1.729
2*116
2*849
3*138
3*162

6*413
7*656
9*933
11*138
11*175

3.717
5.053
7,723
9*661
10.152

1920
1921
1922
1923
1924

243*211
212*927
209*443
213.013
146*813

15*048
16.797
19,195
20,897
16*174

109.293
106.856
108*241
111*915
78.305

118*670
87*274
82.007
80.201
54.334

1905
1906
1907
1908
1909

28*394
34*832
44*370
46*380
55*515

3*595
4.235
5*397
5.566
6,723

12*774
14*221
16*522
16*751
19*680

12.025
16,376
22.451
24.061
29,112

1925
1926
1927
1928
1929

136.952
114.737
90,960
94.278
95.356

15,383
13*601
11,622
10,939
9,875

71.978
60.854
49*078
52*990
40*966

49*591
40*262
30*280
30*349
44*515

1910
1911
1912
1913
1914

70*528
69*687
66*335
72*741
60*735

7*676
7,525
7*116
7*530
7*326

32*736
32*692
32*851
34*613
36*271

30.112
29*470
26*366
30*598
35.138

1930
1931
1932
1933
1934

91*622
71.985
50.961
32*663
28*447

10*158
8*500
7,275
5*684
4.768

33*394
25*502
12.776
4*640
1.961

46*070
37*963
30.910
22*339
21.716

1915
1916
1917
1918
1919

62*406
96*253
123*508
160*412
195*665

6*981
8*864
10.572
10*059
12.399

41*324
44*905
59*592
75*753
90*337

34.101
42.464
53.344
74.600
92*929

1935
1936
1937
1936

29.162
32*426
33,491
33.201

4*355
4.598
4.963
5*344

2*190
2.009
1.517
1.611

22*617
25*821
27*011
26*246

937
897

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

47.151
53*741
51*859
47.939
44*132

30.251
34*038

1945
1946
1947
1946
1949

50*328
56.220
77.053
102*276
136*053

35.988
35*426
46,427
61*665
90*690

1950
1951
1952
1953
1954

139*889
156*630
171*431
164,966
215,147

85.292
93.874
103*208
106*955
133*879

1955

220*585

126*520

34 . 949
34*882
30*887

On
farm land

others

24*260
1940
1941
1942
1943
1944

Real estate
Other

Other
loans
to
individuals

688
622
745
669

All
other

6*002

688

1
1
6
5
7

2*121
2*114
2*055
1.915
2.206

4*261
5*037
5*151
4*318
4*336

1.806
1.834
1.437
1*265
1*288

3,240
3,135

8.021
9.895
7.516
1.445
1*056

812
971

2.466
2.717
3.183
3.620
3.856

4.749
7.550
11*532
15*616
18.243

1*271
2,060
3*277
4.273
4,321

3*746
5.567
10*001
15*555
18,269

1.061
1*477
1*562
1*446
1*429

89
55
5
35
38

993
739
466
575
467

4*263
4.531
4.440
4.711
4.371

21.921
27.933
31*192
34.321
37,824

4*782
5*486
5*101
6*133
6*107

23*583
25*489
28,729
33,946
34*317

1*387
1*835
1*862
1*982
1.979

169

702

4*765

46.294

7.612

36*865

2*181

6
6

1*215
1*047
1.423
1*065

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

South Dakota

937

Table /All Banks

AooKiia, L<iAi>iuiic*a, AFcu injifiDEJi, Aovo-AVDi^oniinuea


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
ash assets

Investments

Year

.U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asseta

1896
1897
1896
1899

662
616
521
755

751
694
653
816

396
488
462
511

515
434
406
426

3.001
3*693
3*583
5,680

46
80
93
122

1*018
1*341
1*261
1*502

1*935
2*272
2*229
4*056

1*657
1,598
1*666
1*708

13.563
13*583
15,233
19.018

1900
1901
1902
1903
1904

618
903
2*214
2*692
2*621

752
862
1,057
1,341
1,516

475
549
462
517
466

391
492
695
834
639

5,844
7*442
11*231
8,948
10*164

125
218
309
279
273

1*562
1*814
2*264
2,283
2,490

4*157
5,410
8*658
6*386
7,421

1*683
1,660
1*920
2*020
2*310

21,004
25.832
35.870
37,597
39*604

1905
1906
1907
1908
1909

2*829
3*294
4*255
4,565
5,764

1,698
1,937
2*317
2*593
3,106

503
547
737
737
1,629

628
610
1*201
1*235
1,029

11,379
14,783
17,710
17,746
27,333

315
386
545
504
530

2,539
3*079
3*775
4,094
4*763

8,525
11*318
13,390
13*150
22,040

2*516
3*042
3*591
3,913
4,410

45*118
55*951
69,926
72,606
93*022

1910
1911
1912
1913
1914

406
732
849
186
930

3,293
3,569
3*679
3.770
3,777

620
576
435
579
390

1,493
1,587
1*735
1*837
1*763

25,199
22,569
23,457
26*346
25,514

663
556
453
623
631

4,875
4,759
4,553
4,819
4*983

19,661
17,252
18,451
20*904
19,900

4,555
4,949
5*192
5*851
6*288

105,686
102,937
100,833
111*124
118*467

1915
1916
1917
1918
1919

220
662
-.916
17*150
29*944

3,830
3*790
5,257
9,756
17*705

481
518
565
540
615

1*909
2*354
3*094
6*854
11*624

28*512
38*966
47*173
45,140
69,220

617
859
978
1*667
2*226

4*431
4,799
4,721
3,764
4,389

23*464
33*308
41*474
39,709
62*605

6,812
6*330
6*604
7*205
8*337

123,950
148*211
166*401
229*907
303*166

1920
1921
1922
1923
1924

18*330
13*949
12*312
14*619
14*958

11*127
7*995
7*278
8*973
9*569

495
661
690
1*021
649

6*708
5*293
4*344
4*625
4.740

50,303
33,992
45,845
41,689
37*789

2,199
1,473
1,657
2,051
1,472

4*337
3.713
4*467
4*148
4*277

43*767
28*806
39*701
35*490
32,040

9*533
10,096
12,846
17,646
14,836

321*377
270,964
280*448
286,967
216,396

1925
1926
1927
1928
1929

26*540
29*482
29,295
37,701
40,756

16*417
17.940
13*927
16,327
18,468

1,189
2,301
3,505
7,497
8,366

8*934
9,241
11,863
13,877
13*924

39*545
34,527
26,569
35,674
30,097

1,560
1,405
1*148
1*359
1*380

4*207
4*173
3,583
3,496
3,364

33*758
28*949
21*838
30*619
25*333

16,488
14*916
11*796
11*561
11*003

219,525
193,662
158,640
179,234
177,214

1930
1931
1932
1933
1934

39*608
36*549
33*663
28,775
31,878

15,174
10,891
10.358
9,003
12,236

9*992
12*697
12.733
11*972
12.028

14*442
12.961
10,572
7*800
7*614

27,377
23*578
13,798
16,658
21,364

1,317
1,134
623
682
775

3,355
2,600
2,260
1,468
1,401

22*705
19*644
10*915
14*506
19*188

10,299
8,144
6*657
5*311
5*179

168,906
140,256
105.079
83,407
86,648

1935
1936
1937
1938
1939

31*495
33*413
34*634
31*563
32*235

13,985
17,307
18,226
16,124
16,758

12.575
11.109
11*536
11*498
12*284

4,935
4*997
4*872
3,941
3*193

30*003
32*092
27*053
26*180
27*941

812
1,355
1,077
1*048
1,283

1,850
2*021
2*224
2*072
2*036

27*341
28*716
23*752
23*060
24*622

4,876
4,687
4*304
3*937
3*622

95*536
102*620
99,482
94,661
101*901

1940
1941
1942
1943
1944

30,565
29*950
41*090
102,775
155,738

16,144
17,563
28.981
91.548
144.081

12*053
10557
10*174
9,620
10,182

2*368
1*830
1,935
1,607
1,475

29*681
34*190
53*165
72,104
72,756

1*344
1,903
2,370
2*464
2*955

2,099
2*383
3,065
3,351
4,028

26*238
29*904
47,750
66*269
65*773

3*361
3*184
3*013
2*811
2,651

110,756
121,065
149,147
225,629
275*277

1945
1946
1947
1948
1949

189*604
272,606
296*886
300,478
261,350

177*328
254,966
274,191
272*800
235,156

10,694
11*931
14*369
18,470
18*386

1*582
5*689
10*326
9,208
7*804

85*465
98,949
112,009
106,827
102343

3,217
3,460
5,689
5*293
4,655

4,055
5*139
5*637
6,235
6,855

78*193
90*330
100,663
97,299
90,633

2*728
2,811
2*907
2*980
3*335

328,125
430,586
490,655
514,561
503*081

1950
1951
1952
1953
1954

265,416
246,143
257,399
259,589
251,978

235,375
215,911
225,108
226,597
220,743

20,821
21,671
22,978
24,334
25,119

9*220
8,561
9,313
8,656
6,116

100*023
104,165
116,957
104,068
104*448

5*613
5,876
6*590
6*562
5,837

7,016
7,157
7,864
8,367
8,647

87*394
91,150
104,503
89*139
89*764

3,792
4,132
4.564
4,881
5,154

509*120
511*290
552*371
553*504
576.727

1953

278,128

242,777

26*673

8,678

107*318

6,572

8,316

92*430

5.430

611.461

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

938

South Dakota

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

7,940
8*363
9*882
13t575

215
351
325
585

151
158
148
199

4.865
4.850
5*460
7*662

2.709
3*004
3*949
5.129

1900
1901
1902
1903
1904

15*301
19,680
28*742
29.097
30*054

660
713
1.369
920
1*067

187
225
331
352
311

8*510
10*995
16*638
15.970
15.940

5*944
7747
10*404
11*855
12.736

1905
1906
1907
1908
1909

34*678
44.277
56,626
58*499
77.110

1*427
1.977
2*998
3.241
6*770

268
317
793
711
753

18.244
23*699
28.160
27.534
37.076

14.739
18*284
24*655
26*963
32.511

1910
1911
1912
1913
1914

86*869
81.575
78, .884
89,068
95.146

6*660
5*866
6*113
7,458
7,489

569
547
577
343
473

40*539
34.543
31.874
36*496
40.934

39.101
40*619
40*320
44*771
46.250

1915
1916
1917
1918
1919

100*104
124.938
161.966
197.011
268.338

8.167
13*485
17.396
16*685
25.676

368
289
481
1.427
767

43*485
53.479
65*621
86*126
119*979

48*084
57*685
78*468
92*773
121*916

1920
1921
1922
1923
1924

265*158
206*319
219.595
233.804
177,809

18.299
11*103
16*483
16*003
7,475

394
469
593
633
515

111*596
78.644
84.259
81*300
67*379

134*669
116*103
116*260
135*868
102*440

1925
1926
1927
1928
1929

189*843
167*493
135*439
157,174
154*151

9.355
7.347
4.944
7*126
5*378

415
750
708
566
607

77*867
73*539
63*715
79*729
77.435

102*206
85*862
66*072
69*753
70.731

1930
1931
1932
1933
1934

144,571
117,444
81,518
66*471
70,285

5*137
5*055
2*883
3*151
3.087

535
659
1*616
2*060
892

71.913
57.873
38.183
32*980
38.936

66*986
53>857
38*836
26*280
27*370

1935
1936
1937
1938
1939

80,437
88,919
86,742
82*234
89,201

4*492
4*345
3.447
3.111
3,689

549
685
272
396
449

49.973
53*034
56*233
51*838
56.746

25.423
25*855
26*790
26*889
28*317

1940
1941
1942
1943
1944

97,353
107,152
134*611
210,108
258.150

3.710
4,271
6.344
6*900
7*884

384
544
771
11*466
23*651

62*705
70*216
94.773
154*134
182,646

30*554
32*121
32*723
35*588
43.969

1945
1946
1947
1948
1949

309.323
409.877
467.617
486*590
474,356

9,188
10*226
10*928
10*382
6.357

32*372
24*387
7.700
10*065
8*851

210*652
303*019
368*852
363*659
370*921

56*911
72.245
80*137
84*464
86*227

1950
1951
1952
1953
1954

477,772
476*964
515,124
513*228
533.836

9*484
9,263
11,007
9,936
8*692

9*164
7.749
9.509
6.510
11*159

369*883
370*058
389.703
380*223
380*424

89*241
69.694
104*905
116*559
133*561

11*116

400*430

144*208

South Dakota

939

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

KUttL.

1896
1897
1898
1899

93
217
372
303

484
429
415
495

1900
1901
1902
1903
1904

359
341
290
448
393

486
579
667
920
1*149

1905
1906
1907
1908
1909

369
224
330
457
689

1*313
1.658
1.793
2012
2*274

1910
1911
1912
1913
1914

1.205
1*863
1.866
961
1*392

1915
1916
1917
1916
1919

<*#*

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

4*122
3*780
3.663
3.613

924
766
901
1.031

13.563
13*583
15.233
19.018

181
184
190
195

2
1
10

3.650
3.877
4.400
5.023
5.602

1.208
1.355
1.769
2.108
2*396

21.004
25*832
35*870
37.597
39.604

205
215
272
303
326

80
1
97

6*102
6*822
7.793
6.521
9.180

2*653
2*970
3*304
3.116
3.672

45.118
55.951
69.926
72.606
93.022

345
395
459
501
547

2.775
3.042
3.118
3*266
3*351

104
95
126
657
634

10.611
11*856
12*138
12*279
12.791

3.924
4.506
4.701
4.893
5.153

105*686
102*937
100.833
111.124
118*467

599
630
627
619
631

1.140
681
634
6*736
5*291

3*424
3*473
3*504
3.722
3*821

715
295
354
604
1.161

13.034
13.297
13.748
14.940
16.306

5.533
5.527
6.195
6.894
8.227

123.950
148*211
186*401
229*907
303*166

601
622
632
642
655

1920
1921
1922
1923
1924

23.233
32*170
28*563
21*469
13*375

4.060
4*200
4*221
4.101
3*465

892
473
1.208
1*115
665

16.634
19.107
19*195
19*019
14.806

9.160
8*695
7*666
7*459
6*256

321.377
270.964
280.448
286.967
216.396

679
700
695
667
553

1925
1926
1927
1928
1929

5.957
4.035
3.303
1.295
2.461

2*879
2*622
2.269
2.235
1.885

567
520
257
218
310

14*311
13*283
12.047
12*167
11.647

5*966
5.704
5.325
6.145
6.760

219*525
193.662
158.640
179.234
177.214

526
474
417
412
396

1930
1931
1932
1933
1934

2.726
2.476
5.966
2*810
297

1*899
1*758
1.879
1*609
1*481

383
401
320
273
376

11.620
10*455
8.697
7.350
10.653

7.705
7.722
6.699
4.894
3.776

168.906
140*256
105.079
83*407
86.868

374
320
257
212
212

1935
1936
1937
1938
1939

44
64
25
70
5

516

251
270
306
251
307

10.610
9.604
8.651
8.388
6.076

3.676
3.763
3.758
3.938
4.310

95*536
102.620
99*482
94*881
101.901

206
195
161
175
166

1940
1941
1942
1943
1944

122
240

343
353
493
359
460

8.057
7.328
7*219
7*235
7*381

4*883
5.992
6*824
7*914
9*286

110*756
121*065
149.147
225.629
275.277

165
162
162
162
164

544
636
891
1.122
1.347

7.580
7.903
.266
.458
.677

10.678
12.170
14.079
16.241
18.701

328.125
430.586
490.655
514*561
503.081

165
168
170
170
170

20.743
22*587
24.207
26.852
29.212

509.120
511.290
552*371
553.504
576.727

169
169
169
169
170

1945
1946
1947
1948
1949

13

150

1950
1951
1952
1953
1954

200
200
150
250

1.562
1.833
2474
2.559
2.511

.043
.706
10.366
10*715
10.918

1955

275

2*581

11*616

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

940

South Dakota

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
UKins

-cans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

3.445
2,981
3,637
3.745

218
207

1*656
1*466
2*121
2.014

1900
1901
1902
1903
1904

4,388
5.493
7,593
9.771
10*083

242
287
357
446
468

2*364
2795
3,477
4*352
4*563

3*759
4*973
5*052

1920
1921
1922
1923
1924

83*975
71*448
66*129
65.322
50.840

*241
922
,129
,924
475

31*808
28.354
26*689
26*567
20.795

48,926
39,172
33.311
31.811
23.570

1905
1906
1907
1908
1909

11*967
14.741
17.617
18.394
21*325

572
599
608
642
774

5*579
5.843
5.928
6.256
7*568

5*816
8*299
11*081
11*496
12*983

1925
1926
1927
1926
1929

46.719
41.717
34.949
36*609
37*018

,450
049
5*343
5*041
4.052

19.011
17.420
15,340
16*954
5*693

21*258
18*248
14.266
14*614
27,073

1910
1911
1912
1913
1914

26.350
25.771
24,735
27,477
29,953

796
752
949
998

1.226

8*792
9*297
9*496
10*071
10*727

16*762
15*722
14*290
16*408
18*000

1930
1931
1932
1933
1934

38*076
34.187
24*889
16*729
14.621

3*893
3.502
3*197
2*816
2*171

3*718
3*554
2*791
1*517
1,681

30.465
27.131
18,901
12*396
10.769

1915
1916
1917
1918
1919

33*635
40*082
47,136
58,656
65,611

1.736
2,845
3*215
2,846
2,905

14*588
16*100
18*683
23,527
25*310

17.311
21.137
25.238
32.263
37*396

1935
1936
1937
1938

14.908
16.602
18.493
16,533

1,874
2*096
2*282
2*632

1*683
1*571
1*208
1*318

11.351
13.135
15*003
14*583

170
151

1*619

1*362
1*296
1*524
1*782
2*411

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

22.096

13*149

1940
1941
1942
1943
1944

27*690
30*459
28.411
23.168
21*600

15*844
16*746
16*855
14.641
13.550

1945
1946
1947
1946
1949

24.102
29.731
41.822
55.463
69.007

15*285
16*706
22*914
29*664
39.422

1950
1951
1952
1953
1954

74,160
87,585
96.114
104,885
116,640

38.629
46.394
50*475
52*455
62.589

89

1955

125*456

63*918

On
farm land

Other
loans
to
individuals

Other

563

700

530
679
620
735
676

857
838
777
734
835

2*929
3*525
3*553
2*994
2.982

1*347
1.220

724
872
657
792

1*072
1*240
1*525

3.252
5.062
7*660
10*553
12*151

904

1*221

947
975

30
33

768
508
326
393
349

1.737
1.676
1*667
1*744
1*584

164

563

1*645

1
1
2

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

All
other

4*405

989
913
944

2.089
1*962

6.182
7*450
5*615
1.062
649

1*250
1.832
2.607
2*563

2*330
3*396
6.297
10.334
12*767

1*121
1.175
1*146
1*084

14*109
16*814
21*071
22*823
24,820

2*796
3*190
3.121
3.802
3.852

16*678
17*958
20*507
24*675
24,352

1.087
1*241
1,449
1.437
1*642

30.070

4.976

25*711

1.566

660

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

South Dakota

941

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955^ntinued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

1896
1897
1898
1899

1*388
1*307
1*226
1*420

751
694
653
818

186
179
167
176

451
434
406
426

1.756
1*746
1*495
2*535

28
46
43
57

538
596
549
602

1900
1901
1902
1903
1904

1*304
1*557
1.845
2*309
2*209

752
862

1*057
1*341
1*516

161
203
230
283
202

391
492
558
685
491

2*648
3*344
4.472
3*697
4*058

55
75
105
121
110

669
771
916
953

1905
1906
1907
1908
1909

2*417
2*803
3*739
3*906
5*218

1*698
1.937
2.317
2*593
3.105

210
253
415
384

509
613

1*313

929
800

4*606
5*771
6*616
6.744
11.670

129
154
121
158
179

1910
1911
1912
1913
1914

.165
.428
555
*774
.614

3.293
3*569
3*679
3*742
3*777

556
511
367
473
265

1*316
1*346
1*509
1*559
1*572

9*270
6*826
8*990
9*914
9*342

1915
1916
1917
1918
1919

946
362
225
12*023
17.787

3.830
3.790
5*206
8.900
14.410

371
414
451
413
352

1*745
2*158
2*566
2*710
3.025

11*891
15*560
17*777
16*071
24*982

1920
1921
1922
1923
1924

12*620
10*236
9*625
11*396
12*256

9*298
6*588
6*074
7*268
7*913

302
366
288
261
207

3.220
3.282
3.263
3*667
4*136

16*070
11.317
15.340
13.475
14.630

1925
1926
1927
1928
1929

18*146
21*335
20*491
25*175
26*208

10*919
12*217
10*292
9*945
10*466

686

1*381
2*673
5*261
5*971

6.541
7.737
7.526
9.969
9.771

16*046
14*818
12*234
15*242
14*144

1930
1931
1932
1933
1934

26*049
25.719
24*015
21*499
21.748

8*623
6.884
6.933
6*737
8.800

7*314
477
490
836
001

10*112
9.358
7.592
5*926
4*947

1935
1936
1937
1938
1939

19*331
22*375
22.744
20*747
20*869

6*988
12.462
13*271
11*796
12*068

448
.715
.546
60S
897

1940
1941
1942
1943
1944

19*143
18*454
27*268
67.081
91*780

11*031
12*139
20.767
60.965
85*686

715
318
>281
.122
239

1945
1946
1947
1948
1949

108*432
144*639
146*245
142*092
127.562

101*924
135.639
133.759
126.925
112.775

5*517
5977
7*063
9*033
9*381

1950
1951
1952
1953
1954

130.813
113*276
121.924
121.206
119*106

112.541
95.224
101*856
100*439
101*221

10*806
11*461
12*799
13*680
13*184

1955

128*775

106*375

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Bankersbalances
(including
reserves)

1.190
1.104

Other
assets

Total
assets

1.676

649
624
590
538

7*238
6*658
6*948
8*238

1.020

1*924
2*496
3*451
2*623
2*926

513
502
562
638
731

8.853
10.696
14.472
16.415
17*081

1.107
1.259
1.768
1.969
2.466

3*570
4*358
4*727
4*617
9*025

794
935

1*219
1*324
1*418

19*984
24*250
29.191
30*368
39*631

284
195
203
265
234

2*396
2*369
2*337
2*557
2*646

6*590
6*264
6*450
7*092
6.462

1*576
1*652
1*760
1*813
1.957

42*361
41*679
41.040
44.978
46.866

298
490
473
625

2*256
2*560
2*351
1*432
1*755

9.337
12*530
14*953
13*814
22*221

2.364
2.578
2*894
2*993
3*802

53*836
64*602
76.032
89*743
112*182

697

1.628
1.360
1.334
1.252
1*902

13.373
9.155
13*146
11*096
12.031

4*299
3*990
4*444
5*588
4*757

117*164
96*991
95*538
95.781
62*483

836
851
688
647
896

1*793
1.775
1*656
1*551
1*442

13.417
12*192
9.890
12.844
11*806

4*786
4*702
4*183
4*064
3*633

85*697
62*572
71*857
81*090
81*003

13*010
12*088
7*874
9*759
11*989

799
736
477
560
534

1*655
1*429
1*196

10*556
9.923
6*201
8*379
10*748

3*874
3*634
3.373
2.923
3*136

81*009
75*628
60*151
50*910
51.494

2*695
3.198
2.927
2.341
1.904

19*183
17.229
15*536
15*672
16*662

552
974
60S
846

1.045

1*150
1*242
1*201
1*205

17*654
15*105
13*489
13.623
14*612

2*830
2.884
2*559
2*367
2*281

56.252
59.290
59.332
57*519
62*108

1*397

17.306
19.251
28.504
35.655
37.206

1.077
1*500
1*930
2*099
2*561

1*191
1*337
1.616
1*974
2.261

15*038
16*414
24*758
31*582
32.384

2*134
2*049
2*003
1.980
1*892

66*273
70*213
86.186
127.864
152.478

3.223
5.423
6*134
5*406

42*831
49.529
57.956
60.138
58.569

2 * 594
2*802
4*728
4.233
3.780

2.090
2.637
2.827
3*037
3*321

38*147
44*090
50*401
52*668
51*466

1*942
1*996
2*042
2.163
2*393

177.307
226*095
248*065
259*856
257.531

7.466
6*593
7*269
7.087
4.701

58.125
57.906
65.952
57*091
56*834

4*545
4*591
5*261
5*257
4*657

3*486
3*519
4.147
4.026
4.138

50*094
49*798
56*544
47.808
48.039

2.774
3*118
3.527
3.767
3*973

265*672
261.889
287.517
286.949
296.553

6*133

56*103

5*248

48*935

4*101

316*435

1*007

997

1*220
994
855
991

1*006
1*069
782
860

1.125

620
707
977

903

942

South Dakota

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total
4,247

Interbank
175
214
205

Go^Lnt

Other
demand

Other
time

454

151
156
148
199

2*775
2*464
2*669
3*662

1*146
1*218
1*392
1,464

352
588
1.038
702
821

187
225
331
352
311

4*154
5*177
7,301
8,205
7,892

1*649
2*220
2*598
2.951
3*331

14,586
18,296
22.545
23*310
32*034

1*107
1.506
2.194
2,383
4,830

268
317
793
711
753

9*089
11,621
12*315
11*416
14,001

4.122
4.852
7.243
8*800
12*450

1910
1911
1912
1913
1914

33*406
32*060
30.950
35.047
36.418

4,087
3,575
3,637
4.553
4,281

569
547
577
343
473

14,879
12*970
11,713
13,319
16*667

13.871
14.966
15*023
16.632
14*977

1915
1916
1917
1918
1919

42.519
52,710
63.666
72.583
95,366

5.815
8*566
10.608
9.674
15.759

368
289
481
1,206
531

19.835
23,928
27,946
34*405
44.562

16.501
19.927
24.631
27*298
34.514

1920
1921
1922
1923
1924

90,385
68,671
72,480
76,236
66.189

9.930
5.781
8,706
8*101
5*420

394
436
483
526
457

41,771
30*515
32*240
31*265
29*589

38,290
31*939
31*051
36*344
30.723

1925
1926
1927
1928
1929

73,017
70*803
60,993
70,533
70.526

7.010
5,521
3,671
5.096
3.984

344
389
351
308
370

32,919
34,506
30.758
36.876
36.260

32.744
30*367
26*213
28*251
29.914

1930
1931
1932
1933
1934

69.300
63.536
46,993
41,475
41,979

3.754
3,972
2,208
2*529
2*272

237
436
290
904
696

35*295
30*709
21,689
19,259
22,452

30.014
28.419
22.606
18.783
16*557

1935
1936
1937
1938
1939

48,159
52*377
52.633
50.952
55.346

3,529
3,181
2.866
2.754
3.363

428
464
221
305
326

28*859
33*068
33*301
31*788
34,946

15.343
15.664
16.445
16*105
16*711

1940
1941
1942
1943
1944

59*045
62.937
78.576
119.827
143*627

3.283
3,804
5,818
8,120
7.240

256
404
624
7*559
16,191

38*038
41*333
54,980
85,215
96*291

17*468
17,396
17*154
18*933
23*905

1945
1947
1948
1949

167.703
215.563
236*273
246*923
243.464

8.159
8.864
9.584
9.221
7.377

20*263
15,355
3,766
5,644
5,592

107,867
150*686
178,073
185*221
182*946

3X.414
40*456
44*850
46*837
47*549

1950
1951
1952
1953
1954

250*531
245*084
269*273
267*422
275.869

8.431
8,092
9,694
8*802
7*579

6*482
5*407
6,348
4.696
7.030

186*262
182*506
196*701
192*988
190*130

49*356
49*079
56.530
60*934
71*130

1955

294*790

202,631

76*802

1896
1897
1898
1899

4,054
4,414
5,779

1900
1901
1902
1903
1904

6,342
8.210
11.268
12*210
12,355

1905
1906
1907
1906
1909

1-946

South Dakota

943

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat ona*
ba
no

r\,*r

Borrowings

<*-

uSL

1896
1897
1898
1899

93
39
90
31

484
429
415
495

1900
1901
1902
1903
1904

20
36
38
93
64

486
579
667
920
1.149

1905
1906
1907
1908
1909

101
66
90
115
123

1*313
1.658
1*793
2.012
2*274

1910
1911
1912
1913
1914

416
297
553
229
417

1915
1916
1917
1918
1919

Surplus and
other
capital
accounts

479

1.935
1.695
1*585
1.460

2
1
10

1*460
1*535
1*620
2*270
2*420

Total
liabilities
and capital
accounts

Number
of
banks

7.238
6.658
6*946
8.238

31
27
26
25

545
536
677
921

1*083

8.853
10*896
14*472
16*415
17*081

26
30
42
57
62

80
1
24

2.735
2.895
3.150
3*417
3*630

1*246
1*335
1*533
1.513
1.546

19*984
24*250
29*191
30*368
39*631

71
76
83
89
93

2*775
3*042
3*118
3*266
3*351

39
40
42
83
32

3*865
4*205
4*160
4*185
4.372

1.860
2*035
2*217
2*168
2*276

42*361
41*679
41*040
44*978
46*666

98
102
103
103
105

442
415
523
4*500
2.713

3*424
3*473
3*504
3*722
3*821

40
19
99
255
741

4*848
5*260
5*345
5*540
5.635

2*563
2.725
2*895
3*143
3*906

53*836
64*602
76.032
89*743
112*182

111
124
126
125
126

1920
1921
1922
1923
1924

11*477
13.539
8.677
5*622
4*286

4.080
4*200
4.221
4.101
3*465

614
267
59
26
24

6*207
6*180
6*215
6.080
5*255

4*401
4*134
3*8863.716
3*264

117*164
96.991
95.538
95*781
82*463

136
134
133
131
116

1925
1926
1927
1926
1929

1*607
1049
1*043
422
674

2.879
2.622
2.269
2*235
1.885

117
141
123
168
270

5.105
4*970
4*545
4*695
4*415

2*972
2*987
2*884
3*037
3*231

85.697
82*572
71.8S7
81*090
81*003

111
108
96
97
93

1930
1931
1932
1933
1934

959
1.313
3.313
1*346
137

1*899
1*758
1*879
1*609
1*461

374
395
319
273
319

4*785
4*705
4*140
3*570
5*605

3*692
3*921
3*507
2*637
1*973

81*009
75.628
60*151
50*910
51.494

95
92
78
63
64

516

218
250
278
232
266

5*533
4*863
4.391
4*329
4*247

1*826
1*800
1*830
2.006
2*249

56.252
59*290
59.332
57.519
62*108

56
51
47
45
42

316
318
463
338
433

4.317
3.662
3*582
3*576
3*653

2*555
3.223
3.565
4*141
4*765

66.273
70.213
86.186
127.884
152*478

41
38
37
37
36

513
600
840
1*053
1*244

3*588
3*663
3.713
3*663
3*663

5*503
6.269
7.239
8.067
9*160

177.307
226.095
246*065
259*856
257*531

35
35
35
35
35

1*461
1*744
2*354
2*437
2*367

3*663
4*243
4*793
4*893
4*916

10*217
10*618
10*897
12*047
13.149

265*872
261*889
287*517
286*949
296*553

35
35
35
35
35

5*218

14*074

316*435

35

1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

40
73

150

200
200
150
250

2*353

435
444
472

944

South Dakota

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

1896
1897
1896
1899

3.798
3*695
4*826
6*130

1900
1901
1902
1903
1904

7,471
9*334
12*912
14*166
14*406

1905
1906
1907
1908
1909

Real
estate

Loans
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1*238

2*138
2*080
2*717
3*451

1*134
1,441

1*487
1*829
2*492
2*692
2,694

4*049
4*863
6*456
6*786
6,612

1,935
2,642
3,964
4*688
5,100

1920
1921
1922
1923
1924

159*236
141.479
143.314
147*691
97*973

11,807
12,875
13*066
13,973
9,699

77*485
80*502
81.552
85,328
57,510

69*944
48*102
48*696
48*390
30*764

16*427
20,091
26*753
27,986
34*190

3,023
3*636
4*789
4*926
5*949

7*195
8*378
10*594
10.495
12*112

6*209
8*077
11*370
12,565
16*129

1925
1926
1927
1928
1929

90,233
73*020
56,031
57,669
58*338

8*933
7*552
6*279
5*898
5,823

52*967
43,434
33*738
36,036
35,073

26*333
22*034
16*014
15.735
17*442

1910
1911
1912
1913
1914

44*178
43*916
41,600
45*264
50*782

,862
,773
,169
,532
100

23*946
23*395
23*355
24,542
27*544

13.350
13*748
12,076
14*190
17,138

1930
1931
1932
1933
1934

53,546
37*798
26,072
15,934
13*826

6,265
4,998
4.078
2,868
2,597

29*676
21*948
9*985
3.123
280

17*605
10*852
12,009
9*943
10,949

1915
1916
1917
1918
1919

48*771
56*171
76,372
101*756
130*054

5*245
6*019
7*357
7,213
9*494

26*736
28*805
40,909
52,226
65,027

16,790
21*347
28*106
42.317
55.533

1935
1936
1937
1938

14,254
15*626
14,998
14,668

2,481
2,502
2,661
2,712

507
438
309
293

11,266
12,686
12*008
11*663

767
746
975

893
869

Loans l
Year
Total

Commercial,
industrial,
and
agricultural

1939

16*007

11,111

1940
1941
1942
1943
1944

19,461
23*282
23*448
24*771
22*532

14*407
17*292
18*094
20*241
17.337

1945
1946
1947
1948
1949

26*226
26*469
35*231
46*813
67.046

20,703
18.720
23*513
32*001
51*266

1950
1951
1952
1953
1954

65*729
69*245
75*317
80,081
96,507

46*663
47,480
52*733
54*500
71.290

1955

95.129

62*602

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farmland

To
others

Other
loans
to
individuals

Other

All
other

1*111

798

1*597

156
143
125
134
537

264
276
278
,181
373

1*332
1*512
1*596
1*324
1,354

461
614
446
352
344

1*839
2*445
1*901

323
202

193
155
179

519
.742
2*111
2.380
2.331

1*497
2*468
3*872
5,263
6*092

1*445
1,666
1,758

1.416
2*171
3*704
5.221
5.522

401
356
387
300
345

55
5
5
5

225
231
160
182
116

2*526
2*855
2.773
2*967
2.787

7,812
9*119
10,121
11,498
13*004

1,986
2,298
1,960
2*331
2*255

6.905
7,531
8,222
9,271
9*965

300
594
413
545
337

119

3*120

16*224

2*636

11*154

613

4
5
7

6
6

Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

367
610

1*151
1.173

363
407

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

South Dakota

945

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

Obligations
of States
and political
subdivisions

U. S.
Total

Government
obligations

Amounts in thousands of dollars]

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

1.245
1*947
2*088
3.145

20
34
50
65

480
745
712
900

745
1.168
1*326
2*180

1.006
974
1.076
1.170

6.325
6.925
8.285
10*780

Total

1896
1897
1896
1899

274
309
295
335

210
309
295
335

1900
1901
1902
1903
1904

314
346
383
412

314
346
232
234
264

137
149
148

3*196
4*098
6*759
5*251
6*126

70
143
204
158
163

893
1*043
1*348
1*330
1*470

2*233
2*912
5.207
3.763
4*493

1*170
1*158
1.356
1.382
1.579

12*151
14*936
21*396
21*182
22*523

1905
1906
1907
1908
1909

412
491
516
659
546

293
294
322
353
316

119
197
194
306
229

6*573
9*012
11.094
11*004
15*663

186
232
424
346
351

1*432
1.820
2*007
2*125
2*297

4*955
6*960
8*663
8.533
13*015

1.722
2.107
2.372
2.589
2.992

25*134
31*701
40*735
42*236
53*391

1910
1911
1912
1913
1914

241
304
294
412
316

64
65
68
106
125

177
239
226
278
191

15.929
13*741
14.467
16.432
16.172

379
363
250
358
397

2*479
2*390
2.216
2*262
2*337

13*071
10*986
12.001
13*612
13*438

2.979
3.297
3*432
4*038
4.331

63.327
61*256
59*793
66*146
71.601

1915
1916
1917
1918
1919

274
300
691

12.157

51
656
3*295

110
104
114
127
263

164
196
526
4*144
8*599

16.621
23.386
29.396
29*069
44.238

319
369
505
842
1*220

2*175
2*239
2*370
2*332
2*634

14.127
20.778
26*521
25*395
40.384

4.446
3.752
3.910
4.212
4*535

70*114
63.609
110.369
140*164
190,984

1920
1921
1922
1923
1924

3*713
2t687
3t223
2.702

1*829
1*407
1*204
1*705
1*656

193
295
402
760
442

3*488
2*011
1.081
756
604

34.233
22.675
30.505
28*214
23*159

1*130
691
797
926
775

2*709
2.333
3*153
2*696
2.375

30.394
19.651
26*555
24*392
20.009

5,234
6*106
6*404
12*058
10*079

204.213
173.973
164*910
191*186
133*913

1925
1926
1927
1928
1929

8t394
8*147
8*804
12*526
14*550

5*498
5*723
3*635
6*382
8*002

503
920
832
2.236
2*395

2*393
1.504
4*337
3*906
4.153

23.499
19*709
14*335
20.432
15*953

744
554
460
512
464

2*414
2*398
.927
.945
.942

20*341
16.757
11.946
17*975
13*527

11*702
10*214
7*613
7,517
7.370

133.826
111*090
86*783
96*144
96.211

1930
1931
1932
1933
1934

13*559
10*830
9*648
7*276
10*130

6*551
4*007
3*425
2*266
3*436

2*678
3*220
3*243
3*136
4.027

4*330
3*603
2.960
1*874
2.667

14.367
11.490
5*924
6.899
9.375

518
398
146
122
241

700
371
1*064
648
694

12*149
9*721
4.714
6*129
8*440

6*425
4*510
3*284
2*368
2*043

87.897
64*628
44.926
32.497
35,374

1935
1936
1937
1938
1939

12 164
11*036
11*890
10*816
11*366

4*997
4*845
4*955
4*326
4*690

5tl27
4*394
4.990
4*890
5*387

2.040
1.799
1*945
1*600
1*289

10*820
14.863
11.517
10*308
11.079

260
361
272
200
236

873
871
962
871
831

9.687
13.611
10.263
9.237
10.010

2*046
1*803
1.745
1.570
1.341

39.284
43.330
40,150
37.362
39.793

1940
1941
1942
1943
1944

11*422
11*496
13*822
35*694
63*958

5*113
5*424
8*214
30*583
56*395

5*336
5*239 8
4*893
4*498
4*943

971
833
715
613
620

12.375
14*939
24.681
36.449
35*550

267
403
440
385
394

908
1*046
1*249
1*377
1.767

11*200
13*490
22*992
34*687
33.389

1.227
1*135
1.010
631
759

44*485
50*652
62*961
97.745
122.799

1945
1946
1947
1946
1949

81*172
127*767
152*641
156*386
133*768

75*404
119*347
140*432
145.875
122*383

5*177
5.954
7.306
9.437
9*007

591
2*466
4*903
3.074
2*398

42*634
49.420
54.053
46*689
43*774

623
678
961
1*060
875

1*965
2*502
2*610
3.198
3.534

40*046
46*240
50*282
44.431
39.365

786
815
865
817
942

150.616
204*491
242*790
254.705
245*550

1950
1951
1952
1953
1954

134*603
132*665
135*475
138*383
132*872

122*834
120*667
123*252
126*158
119*522

10*015
10.210
10*179
10*654
11*935

1 . 754
1*968
2*044
1*571
1*415

41*898
46.277
53*005
46*977
47.614

1*068
1*287
1*329
1*305
1.180

3*530
3*638
3.717
4*341
4*709

37*300
41*352
47*959
41*331
41,725

.016
.014
.057
.114
.181

243.248
249*401
264*854
266*555
280*174

2*545

49,215

1,324

4*396

43,495

1,329

295*026

369'

5.127
5.510

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

26

64

946

South Dakota

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Inter^"^

Government

Other
demand

Other
time

1897
1698
1899

3,693
4*309
5*468
7.796

40
137
120
131

2.090
2,386
2,791
4,000

1,563
1*766
2*557
3,665

1900
1901
1902
1903
1904

8*959
11*470
17,474
16*867
17*699

308
125
331
216
246

4*356
5*816
9,337
7,765
8*046

4*295
5*527
7*806
8*904
9,405

1905
1906
1907
1908
1909

20*092
25*981
34*061
35*189
45,076

320
471
804
856
1*940

9*155
12,078
15,665
16,168
23,075

10,617
13,432
17*412
18*163
20,061

1910
1911
1912
1913
1914

53,463
49,515
47*934
54,021
58*728

2*573
2,291
2,476
2,905
3,208

25,660
21*573
20,161
23,177
24*247

25,230
25*651
25.297
27*939
31*273

1915
1916
1917
1916
1919

57,585
72,228
96,300
124*426
172,972

2*352
4*919
6*788
7,011
9,917

221
236

23*650
29*551
37,675
51*721
75,417

31,583
37*758
53,837
65*475
87,402

1920
1921
1922
1923
1924

174*773
137*646
147,115
157*566
111*620

8,369
5*322
7.777
7,902
2,055

33
110
107
58

69,825
46*129
52*019
50,035
37,790

96,579
84,164
87,209
99*524
71,717

1925
1926
1927
1928
1929

116*826
96*695
74,446
86,641
83*623

2,345
1,826
1,273
2,028
1,394

71
361
357
258
237

44,948
39,033
32*957
42,853
41,175

69*462
55,475
39*659
41*502
40*817

1930
1931
1932
1933
1934

75,271
53,906
34,525
24,996
28,306

1*383
1*063
675
622
815

298
223
1,326
1*156
194

36,618
27*164
16*494
13*721
16*484

36,972
25,438
16*030
9*497
10*813

1935
1936
1937
1938
1939

32,278
36*542
33*909
31,282
33,655

963
1,164
581
357
326

121
221
51
91
123

21,114
24,966
22*932
20,050
21*600

10,080
10,191
10,345
10*784
U606

1940
1941
1942
1943
1944

38,308
44,215
56,035
90,261
114,523

427
467
526
780
644

126
140
147
3.927
7*460

24.667
28*663
39,793
68,919
86*355

13,086
14*725
15*569
16*655
20*064

1945
1946
1947
1948
1949

141,620
194*314
231,344
241,667
230*892

029
,362
.344
.161
980

12,109
9,032
3*934
4*441
3*259

102,965
152*131
190*779
198,438
187,975

25*497
31*789
35,287
37,627
36*678

1950
1951
1952
1953
1954

227,241
231*880
245*851
245,806
257,967

,053
,171
,313
,134
.113

2.662
2*342
3,161
1,812
4.129

183*621
187.552
193*002
167,235
190,294

39*885
40,815
48,375
55*625
62*431

4*353

197,799

270,887

South Dakota

947

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba
no

Borrowings

pj,.
liabilities

<*&*

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

178
282
272

2*187
2*085
2*078
2.153

445
353
457
559

6*325
6*925
8*285
10.780

150
157

1900
1901
1902
1903
1904

339
305
252
355
329

2*190
2*342
2*580
2*753
3*182

663
619

1*092
1*187
1*313

12.151
14*936
21*398
21*182
22*523

179
185
230
246
264

1905
1906
1907
1908
1909

268
156
240
342
566

73

3*367
3.927
4.643
5*104
5*550

1*407
1*635
1.771
1*603
2*126

25.134
31.701
40.735
42.238
53.391

274
319
376
412
454

1910
1911
1912
1913
1914

789
1*566
1.313
732
975

65
55
84
574
602

6*946
7.651
7*978
8*094
8.419

2*064
2.471
2.484
2725
2.877

63*327
61*258
59.793
66*146
71*601

501
528
524
516
526

1915
1916
1917
1918
1919

698
266
111
2.236
2*578

675
276
255
349
440

8*186
8*037
8.403
9*400
10*673

2.970
2.802
3.300
3.751
4*321

70*114
83*609
110*369
140*164
190*984

490
496
506
517
529

1920
1921
1922
1923
1924

11*756
18*631
19*886
15*847
9.089

278
206
1.149
1*089
661

12*627
12.927
12*980
12*939
9.551

4i779
4*561
3.78p
3.743
2*992

204*213
173*973
184*910
191*186
133.913

543
566
562
556
437

1925
1926
1927
1928
1929

4.350
2*966
2*260
873
1*787

450
379
134
50
40

9.206
8.313
7.502
7.472
7.232

2*996
2.717
2*441
3*103
3*529

133*828
111*090
86*783
98*144
96*211

415
366
319
315
303

1930
1931
1932
1933
1934

1.769
1*163
2*653
1*464
160

9
6
1
57

6.835
5*750
4.557
3.780
5.048

4*013
3.801
3.192
2*257
1.803

87*897
64*628
44*928
32*497
35*374

279
226
179
149
148

1935
1936
1937
1936
1939

44
64
25
70
5

33
20
28
19
41

5.077
4*741
4*260
4.059
3*831

1.852
1*963
1*928
1*932
2*061

39*284
43*330
40*150
37.362
39.703

14B
144
134
130
124

1940
1941
1942
1943
1944

82
167

27
35
30
21
27

3*740
3*666
3.637
3*657
3.726

2.328
2.769
3.259
3.773
4.521

44*465
50*652
62*961
97*745
122.799

124
124
125
125
128

1945
1946
1947
1948
1949

31
36
51
69
103

3*992
4*240
4.555
4*795
5*014

5*175
5.901
6.840
8.174
9*541

150*818
204*491
242*790
254.705
245.550

130
133
135
135
135

1950
1951
1952
1953
1954

101
89
120
122
144

5*380
5*463
5.573
5.822
6*000

10*526
11.969
13*310
14.805
16*063

243.246
249*401
264*854
266*555
280*174

134
134
134
134
135

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13

226

164
170

TENNESSEE

Revised data for assets and liabilities and


number of all banks in Tennessee, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks in
this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Tennessee were obtained from the abstracts and
annual reports of the Comptroller of the
Currency with relatively minor adjustments.
A description of these figures is included in the

United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
encountered in compiling the balance sheet
for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from
bankers' directories.
The sources of such statistics for the
period 1934-1946 were (1) summary figures
for insured banks published or supplied by
the Federal Deposit Insurance Corporation
and (2) figures for noninsured banks published in reports of the State banking department or in bankers' directories. Data for this
period are discussed separately because of
the substantially better coverage and more
consistent reporting beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

Since there have been no mutual savings banks in Tennessee, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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Federal Reserve Bank of St. Louis

948

Tennessee

949

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The accompanying table shows adjustments made in figures for number of banks
and balance sheets as published by the Comptroller. The changes for 1896-1901 were based
on information obtained from bankers' directories, and those for 1910 on information
obtained from the Biennial Report of the
CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS
Year or period

Additions

Deductions

Number of banks and corresponding balance sheets

1896
1897
1898
1899

69
64
57
67

1900.
1901
1910. . .
1911-1913
1914-1933

72
7
66
1
2

LOANS

Number of banks only

1916
1917
1918

9
15
17

In cases where the breakdown of a given item (for


example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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Federal Reserve Bank of St. Louis

Comptroller of the Treasury of the State of


Tennessee.
Changes for 1916, 1917, and 1918 were
to exclude branches; those for 1911-1933 were
to include nondeposit trust companies whose
fiduciary business qualified them for inclusion
in the series in accordance with an agreement
among the Federal bank supervisory authorities in 1947.
Balance-sheet data for the banks added
in 1896-1901 were estimated from their capital
accounts, by assuming that the ratios of
capital accounts to major items and subitems
were the same for these banks as for reporting
banks.
Balance-sheet data for 1910 were estimated by interpolating between amounts
reported for 1909 and 1911.
Balance-sheet data for 1915-1933 as reported by the Comptroller and the State
banking department included invested trust
funds with "other" assets, and trust and title
guaranty funds with "other" liabilities. On
the basis of information for later years, it
appeared that these trust and guaranty funds
represented about 40 per cent of "other" liabilities. Consequently, "other" liabilities were
reduced by this percentage for the period
1915-1933. "Other" assets, as well as total
assets and total liabilities, were reduced by
corresponding dollar amounts.

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Real estate loans and collateral loans for
1901-1908 were estimated by applying to total
loans, ratios of each item to total loans that
were derived by interpolating between such
ratios based on reported data for 1900 and
1909. For 1916-1933 real estate loans were
estimated by applying to total loans, ratios

950

All-Bank Statistics

that reflected changes over the period in the


ratio of real estate loans to total loans at
Tennessee national banks; these ratios were
derived by interpolating technique No. 2,
described in the United States Summary.
Collateral loans for the 1916-1933 period were
estimated by applying to total loans, ratios
of these loans to total loans derived by
straight-line interpolation between similar
ratios computed from reported data for 1915
and 1934.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Estimates of United States Government
securities and of obligations of States and
political subdivisions for the period 1901-1908
were derived by applying to total investments,
ratios of each type of investment to total
investments that were derived by interpolating
between similar ratios based on reported data
for 1900 and 1909. For the period 1916-1933
(except for United States Government securities in 1916-1921), these investments were
estimated by applying to total investments,
ratios that reflected changes over the period
in the same ratios at Tennessee national
banks; these ratios were derived by interpolating technique No. 2, described in the
United States Summary. United States Government securities for 1916-1921 were estimated by assuming that holdings of these
securities accounted for the same proportion
of the annual change in total investments as
was computed for Tennessee national banks.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published in the annual reports

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of the Comptroller was used only for 19091915.3 No attempt was made in the revised
series to provide figures for United States
Government deposits prior to 1918 because
practically all such deposits were held by
national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were derived by applying to this
total, ratios that reflected changes over the
period in the ratio of time deposits to
this total at Missouri State commercial
banks; these ratios were derived by interpolating technique No. 2, described in the
United States Summary. For 1922 and 1923,
when the data reported by the Comptroller
included large amounts of unclassified deposits, the figures for demand and time deposits
were taken from State banking department
reports.
Since interbank deposits for State commercial banks in Tennessee for 1934 and later
years represented such deposits at State
member banks, the totals shown for 19161933 are those reported by State member
banks only.
Figures for United States Government
deposits for 1918-1931 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was estimated by applying to United States Government deposits at all State member banks in
the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Tennessee to such deposits at all
State member banks on June 30, 1919.
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

Tennessee
OTHER ITEMS

Figures for borrowings, which were reported with "other" liabilities during the
period 1896-1908, were estimated by apply-

951

ing to the figures for "other" liabilities in


each year the ratio of borrowings to the total
of the two items as computed from reported
data for 1909.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers' directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in the sources cited. The
breakdowns of loans for 1934-1938, of invest-

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Federal Reserve Bank of St. Louis

ments other than United States Government


securities and of deposits for 1934-1941, and
of cash assets for 1934-1946 were estimated
on the basis of the percentage distribution of
these items at insured nonmember commercial
banks in corresponding years. The loan breakdowns for 1939-1946 were estimated on the
basis of the percentage distribution of loans
at noninsured commercial banks on December
31, 1947. The figures for this date were used
because it was not until then, that the breakdown appeared consistent with the data now
reported for these banks.
The breakdowns of investments other
than United States Government securities and
of deposits for 1942-1946 were taken from
reports furnished by the Federal Deposit
Insurance Corporation.

952

Tennessee

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All

Collateral

Year
Total

other

SSL \ a-1

All
other

1896
1897
1898
1899

32*706
31.079
33*316
37*666

1,894
764
909
1*320

9,375
8,968
9*590
10,990

21*439
21*347
22*817
25,356

1900
1901
1902
1903
1904

41*927
45.106
45.600
56,702
60*946

2*481
2,602
2,337
2.759
2.738

13*197
14*387
13*018
15.575
15.478

26,249
28,117
30,245
38,368
42,730

1920
1921
1922
1923
1924

310*977
287,836
275,203
307,228
326.054

31*485
31,140
34,112
36*718
46*150

81*547
75*673
63*495
67,076
67*140

197,945
161*023
177,596
201,434
212*764

1905
1906
1907
1908
1909

72.585
86*149
93*151
89*117
98*971

3.142
3*527
3*287
2*697
2.600

18.327
19*062
17.990
16*885
17.112

51*116
63*560
71,874
69,535
79,259

1925
1926
1927
1928
1929

332*871
346*763
334*892
352*231
371*150

49.339
50,041
48,419
57.152
64.344

71*132
75,736
79*020
83.325
71,381

212*400
220*966
207,453
211*754
235,425

1910
1911
1912
1913
1914

105*422
104,357
125,816
128,738
135,810

3*896
5*104
9*961
10,216
8.360

23.513
27.715
34*040
32*201
30,122

78,013
71,538
81,815
66*321
97.328

1930
1931
1932
1933
1934

368*924
293*934
244.548
181.035
158*939

62,502
53,052
46,556
38,027
27,672

78,251
60*231
53,663
37,013
34,198

228*171
180,651
144,329
105,995
97,069

1915
1916
1917
1918
1919

126,824
141,413
168,059
200.190
216,041

8*911
12*617
15.406
18,763
21*501

40 * 644

34,795
37*723

63.118
91.073
112*009
131*540
139*140

1935
1936
1937
1938

166*284
171*653
199,790
216,503

26,354
29,728
32*058
34,325

30,933
35,146
35,836
34,752

108*997
106*779
131*896
149*426

49*887
55*400

Loans l
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

243,069

120*024

2*868

11,977

17,151

7,658

74*996

1940
1941
1942
1943
1944

245*690
283*320
262,771
207,310
254,355

114,001
137*884
128*539
104.595
110*525

1,715
3*001
1*901
3,196
4*660

7,063
7,664
6*936
7*603
45.628

13*005
13*924
12*623
12.530
12.728

18,343
19,921
20*655
16,843
19,224

8*931
9.011
10,076
7.361
7,126

33.439
32,385

82*632
91*915
82,041
19,723
22*079

1945
1946
1947
1948
1949

305,110
367,611
458*933
562*334
584,318

143*343
178*985
203*239
259.322
266,744

7*178
7,593
4,515
4.755
4.904

52.167
36*128
28*540
30,443
14.928

14.079
19.621
25,039
28,924
29,935

20.192
36*427
57*048
63*456
64*001

6,437
11,356
17,316
20,922
22,630

46,6-58
58,638
109,772
148,557
158,033

15,056
16,863
13,464
9*606
9*262

1950
1951
1952
1953
1954

672,215
765.722
835,257
903,897
973.643

302,376
358,978
393.976
422*970
471*520

4.744
4.711
5,949
4,885
5.089

14.320
18,415
21,900
20.204
16.350

31,152
33,002
36,137
35.502
36*574

78.331
83*876
82*815
64*008
68*523

30f307
36,071
36,906
36*460
36*971

202*512
221*101
246,122
289,014
305,756

17,139
20,997
24,083
24,572
24,519

1955

1,041,603

473,284

6*302

16*316

41,917

101.344

42*844

344*444

28*046

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Tennessee

953

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1696
1897
1698
1899

4*222
4*977
5*368
6*403

2*470
2.418
2*526
3,375

1,268
1.406
1.742

585

1*167
1*291
1*432
1*286

12*979
14,156
15.944
18,478

773
997
598
768

5*113
5.256
6.629
5.428

7,093
7,903
8,717
12,282

3*047
2,978
3*236
2.723

52,956
53,190
57*864
65.270

1900
1901
1902
1903
1904

8.394
10*60?
11*332
12*488
11*816

4.575
5.153
5*102
5,509
5,964

2,424
3*421
3*562
3.591
2.677

1*395
2.031
2.648
3.388
3*175

17.764
16.173
20.835
27.396
28*338

1.249
1*398
1*702
1,390
2*096

5*554
5,873
7.209
6.943
7.476

10*961
6*902
11.924
19.063
18,766

2.769
3.539
2,173
2.269
6.244

70*854
75.423
79.940
98.875
107.344

1905
1906
1907
1906
1909

12*120
14*124
15*445
16*669
17*725

6.879
7.720
8.458
9,731
10,551

2*129
2*319
2*219
1.972
1.634

3*112
4*085
4.766
4*966
5.540

30*640
31.393
34.978
35.432
37*065

2*466
2*112
2.974
2.603
2*264

7.482
7*600
7*636
9*603
9*459

20,692
21*661
24*368
23.026
25,342

7.372
7,213
8*487
8*554
8*523

122.717
138.879
152*061
149,772
162*284

1910
1911
1912
1913
1914

18*269
18*541
18*681
19.473
21*068

10*661
10*767
114220
12.077
12,915

2*138
2*824
1*953
1*652
1.267

5.270
4.950
5*506
5*744
6*906

37,561
42.520
46*913
43*976
38.390

2.995
2.794
2.490
3.546
2,033

9*114
10*317
10,098
11*635
11*100

25.452
29.409
34.325
28.793
25,257

9*627
10,997
13*568
14*616
11.150

170.879
176.415
204.978
206.803
206 ."438

1915
1916
1917
1918
1919

22.926
24.575
30.706
49*546
96*262

13*516
13*362
16,501
36,533
79,955

1.718
1.608
2*431
2*898
2*522

7*692
9,605
11*774
10*115
13*785

38*554
51.178
67*062
66.061
82.423

1,745
2.870
3.810
6.953
7.918

9.416
10*221
12.014
9.965
9.193

27.391
38.087
51.236
49*123
65.312

12.395
12.200
14*091
16.303
17.147

200.699
229.366
279.918
332.100
411.873

1920
1921
1922
1923
1924

73.513
69*956
45.778
53.779
46.172

56*770
53.147
31*726
34*920
27*377

4.176
6*186
3*815
4*126
6.096

12,567
10,625
10,237
14*733
14*697

77*773
63*656
74.857
94*366
81*437

12.972
8.068
9.933
12.744
11.444

9.091
8,276
8,517
8*322
8*788

55.710
47*290
56*407
73.302
61*205

21.037
20,721
19,482
22.063
26,127

463*300
442*171
415*320
477*438
481.790

1925
1926
1927
1928
1929

44.793
47.213
49,337
63.897
75.422

25,755
24*115
24*301
25,995
30*093

6.364
8,291
7,427
14*213
27.623

12*674
14,807
17*609
23*669
17*706

94*977
91*748
99*749
95*256
95*062

12.172
13*393
14*189
14*780
14.215

9,197
9,461
9*018
7.877
8,099

73.608
68.894
76.542
72.599
72*748

26,401
30,504
33,294
35,079
39.107

501,042
516*226
517*272
546*463
580*741

1930
1931
1932
1933
1934

75.351
67,954
66*566
67*608
117.990

25.532
27.662
24*655
32.586
62.691

18*656
19*193
24*732
21.319
33.666

31*161
21*099
19*179
13.703
21*613

96*738
95*266
67.537
76*960
99*042

14.010
10*868
7.512
6.826
7*516

8.358
8*498
7*499
6*567
6.604

74.370
75.902
52.526
63.567
84*920

40,999
34,674
35*005
28*310
25.626

582,012
491,830
415,656
353*913
401.597

1935
1936
1937
1938
1939

126.611
154.057
156.662
134*275
133*484

65*278
84*588
88*871
69*570
65.000

41.179
49.739
48.640
46*914
49,422

20.154
19*730
19.151
17*791
19*062

135*221
166.576
168.459
172*330
191.510

9*011
16*310
17.713
14*577
15*641

7.364
9.780
9.972
9,762
10*231

118.846
140*486
140,774
147,991
165*638

26,550
28,042
29,094
28.400
27,455

454.666
520.326
554.005
553.508
595.518

1940
1941
1942
1943
1944

136.542
161*298
255.473
624.235
770.707

67.167
87*483
170.453
524.565
674.532

50*712
53*789
60.253
79.114
80.288

18*663
20.026
24*767
20,556
15*887

240*728
288*706
344*779
403*094
424.024

15*114
22*246
23*592
26*694
28*209

10*458
13,762
17,554
22*296
24*760

215,156
252*698
303,633
352,104
371,055

26*181
25.173
22*936
21*241
19*454

649.141
758.497
885.959
1*255*880
1*468.540

1945
19*6
1947
1946
1949

1*015*099
1*064*915
930*686
854.785
851*238

898*780
930.909
796,332
717.718
715*528

95*202
103,450
108*562
112.219
113.392

21*117
32*556
25,792
26,848
22*318

493.993
506.005
471.344
474*405
467.158

30*535
33.204
55*466
59*923
57*319

25*511
26*423
30,211
35,195
35,876

437,947
446*376
365.667
379,287
393,963

18.912
19.073
20.413
21,296
22*362

833*114
,959*604
.881.376
.914,820
.945*076

1950
1951
1952
1953
1954

854*499
781.587
830.109
649*881
662.004

708.734
630.699
669,775
697,069
720*540

122*512
122*360
132.449
132*167
138.732

23*253
28*526
27*685
20,645
22,732

482.502
552.028
572.955
610.922
627.396

77*869
91*152
96.506
107*822
112.781

33,880
34*317
39.915
45.640
48.850

370,753
426,559
436,534
457,260
465,765

23.926
25.767
26.606
30,254
35*546

2*033.142
2*125.104
2*266.929
2.394.954
2*516*569

1955

922.268

726*360

656.387

122.384

51.869

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

37,024

954

Tennessee

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

3.103
3*293
3,661
5,085

260
292
332
364

25,411
26,504

1898
1899

31.624
32*788
37,629
45.792

1900
1901
1902
1903
1904

49*435
52*462
58,002
74,181
78,922

5,991
5*629
6.879
10,390
10*088

510
642
631
597
498

38*325
40*780
43,126
53,113
57,202

10*134

1905
1906
1907
1908
1909

88*506
99,095
108*886
103,641
113.879

10*636
11,172
11,806
10,988
11,817

*094
.212
.376
664
,163

63*563
70,421
75,132
71,614
80,345

13.193
16*290
19*572
19*375
20*554

1910
1911
1912
1913
1914

118,264
124*628
141,391
142,295
146,822

13,404
17,772
17,604
14,444
14,317

757
718
830
822
1*225

78,702
76,886
87,138
88*947
93,792

25*401
29.250
35.819
38.082
37.468

1915
1916
1917
1918
1919

137,266
167,891
215,703
252,252
304.707

13,534
19,624
28.669
26.893
36,057

1,098

904
903
6.934
11,298

81,735
97*618
125*609
146,347
176,577

40*899
49.745
60.322
70.078
80*775

1920
1921
1922
1923
192*

332*575
296,527
314,704
377,333
367,931

29,567
20,267
29,175
33,027
29,340

946
644
788
1*348
778

194,954
165,031
166,684
202*262
186*667

107,108
110*565
118*057
140*676
150*946

1925
1926
1927
1928
1929

394*663
408*992
415.663
434,696
437,270

36,314
32.222
35,138
32*631
26*712

707
1*042
1*851
1,773
1,795

202,501
209*712
205,561
214,637
219,855

155*141
166,016
173*113
185*655
188*908

1930
1931
1932
1933
1934

440.289
373.690
290,950
249,466
319,312

31,773
33,598
24,395
25,688
43.171

1,148
1*824
2*685
7,432
15,151

210.736
172*693
132.271
112.500
137,495

196*630
165*575
131*599
103*846
123.495

1935
1936
1937
1938
1939

378*814
446,366
479*534
479,256
520,309

56,714
72.213
77,998
77,663
91.415

6*706
17*632
6*465
6*606
15*547

176*565
213*091
239.612
230*628
246*002

138*829
145*432
155*459
164,359
167.345

1940
1941
1942
1943
1944

571.906
678,955
803*805
1,172,022
1*380,151

111,306
145,342
176,167
231*543
224*760

17.706
20.604
18.936
92.866
178*225

266,340
328,894
424,781
651,088
735*869

176,554
184,115
163.921
196.525
241,297

1945
1946
1947
1948
1949

1,738,135
1*852,846
.762.962
,789,466

811, *OB

285.669
254.074
215,830
192*463
189*856

231.532
131.064
13.791
23*406
15*690

899*671
1*081*372
1*120,832
1,156,047
1,159,271

321*263
386*336
412*509
415*550
446*591

1950
1951
1952
1953
1954

.887.131
.967*145
2*093.846
2*206,536
2*318*059

201,633
223,619
240*446
259.808
275,982

27,952
39.534
41,075
30*605
51.773

1,195,443
1*248,084
1*303*376
1*353,915
1,358*035

462*103
455,908
308.949
62208
632.269

1896

1897

290.178

30,334
36.202

2*830
2.699
3.302

4.141
4*609

5*411
7*166

9,081

Tennessee

955

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

384
479
792
243

1*476
1*549
1.553
1*988

121
614
143
119

15*407
13*860
13*959
13il70

3*942
3*900
3.788
3*958

52*956
53.190
57.864
65.270

169
170
171
175

1900
1901
1902
1903
1904

669
739
196
654
It360

2*916
3*629
3*469
3*646
4*179

173
470
182
330
1*512

13*287
13*651
13*534
14*656
15*278

4*374
4*272
4.537
5*406
6*093

70.854
75.423
79*940
98*875
107*344

183
201
212
223
249

1905
1906
1907
1908
1909

2*147
2*942
2*536
2*551
2*469

5*339
6*086
7*206
8*214
8*852

2*240
2*404
2*687
2*276
2*637

17*364
20*933
22*130
23*208
23*862

7,121
7*419
8*612
9*682
10*585

122*717
138*679
152*061
149*772
162*264

298
347
391
411
427

1910
1911
1912
1913
1914

3*964
2*014
2*992
5*214
4*815

9*277
9*184
9*909
10*692
11*286

3*371
3*923
9*811
6*191
807

24,725
24*874
27*678
28.790
28*790

11*276
11*792
13*197
13*621
13,916

170*879
176*415
204*978
206*603
206*438

445
444
477
489
491

1915
1916
1917
1918
1919

5*509
2*785
2*506
14*947
37*743

11.939
12*104
11*698
11*135
11*260

2*444
2*502
3*525
6.016
7*986

26.719
29*045
29*559
30*556
31*248

14*622
15.039
16*925
17.194
18*929

200*699
229*366
279.918
332*100
411*673

506
516
516
521
521

1920
1921
1922
1923
1924

70*194
60*012
16*214
12*169
19*346

11.529
12*627
12*866
12*590
13*468

10*263
9*524
6*901
7.742
11.363

35*566
38*170
38.788
41*005
42,903

23,173
25*311
25.847
26,599
26,779

483*300
442*171
415*320
477.438
481.790

548
572
573
571
571

1925
1926
1927
1928
1929

11*076
13*106
8*452
13*034
28*309

13*187
13.107
12.914
13.055
14*738

13.456
11*036
10*551
13*808
16*926

42*573
42.745
41.815
42.752
45*199

26,087
27,242
27*877
29,118
36,299

501*042
516.228
517*272
546*463
580*741

552
545
522
509
492

1930
1931
1932
1933
1934

23*192
15*938
31*287
24*744
4*782

15.873
14.727
15*007
14*665
16*181

17*718
13.694
11*209
12*415
7*758

45.217
39.566
37*710
33*766
36.648

39,723
34,195
29,493
18*857
16*916

582*012
491*830
415*656
353*913
401*597

481
435
385
334
331

1935
1936
1937
1938
1939

3*654
2*994
2*533
3*581
2*816

6*011

7*384
7*011
7.072
4*406
4*392

39*990
39.765
39.214
36 * 549
37*896

18*613
22*190
25*652
27,716
30,103

454,666
520.328
554*005
553,508
595,516

331
319
311
306
302

1940
1941
1942
1943
1944

2*465
1*911
2
500

4.691
5.265
6*924
5.451
4*847

37*885
37*614
37*500
37.262
36*926

32*194
34,752
37,730
41.143
46,116

649*141
758*497
885.959
1*255.880
1*468*540

300
300
300
298
296

1945
1946
1947
1948
1949

299
89
110

4*296
7*011
6*198
8*350
8*933

37*378
37*962
39*227
39.730
40*139

53,305
61.785
70.690
77,165
84,486

833*114
959,604
861*376
914*820
,945*076

295
296
297
296
295

1950
1951
1952
1953
1954

50
873
930
1*020
825

11*470
13*370
16*156
19*031
21*169

43*254
46*069
50*234
52*933
55*244

91,237
95*647
105*763
115.434
123.292

2*033*142
2*125*104
2*266.929
2,394*954
2*518.569

296
298
297
298
299

58.908

135,431

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

956

Tennessee

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

18*894
19*850
20tl51
21*541

266
285
287
283

5*912
6,345
6*383
6*287

12*716
13*220
13*481
14*971

1900
1901
1902
1903
1904

23.571
24*594
25.650
31.062
32*902

304
352
326
403
410

6*767
7,838
7,266
8*978
9*132

16*500
16*404
18*058
21*681
23*360

1920
1921
1922
1923
1924

133*721
127*805
118,844
136,622
141,411

2*870
2,848
3*773
4*288
5*641

46*552
45*430
35*266
37*655
36*901

84*299
79*527
79*603
94*679
98*869

1905
1906
1907
1908
1909

37*092
39*960
43*874
43t852
47*294

512
515
513
551
603

11,395
11*473
11,421
12,254
13,436

25*185
27*972
31,940
31*047
33,253

1925
1926
1927
1928
1929

150*336
161*931
165*031
171*371
189,457

6*239
6*992
8,121
7,655
6*499

42*784
48*036
54*664
59,880
49*793

101*313
106*903
102*246
103*636
131*165

1910
1911
1912
1913
1914

55*801
56,791
62*565
66*426
71,753

657
621
565
537
1.257

16,160
16,683
18*007
18,488
19*150

38,964
39*487
44,013
47*401
51*346

1930
1931
1932
1933
1934

207*328
168,323
146,868
105,714
100,882

10*146
9*467
10*547
8*496
9*280

60*437
47*534
44*568
30*584
28*998

136*745
111*322
91*753
66*634
62*604

1915
1916
1917
1918
1919

69,125
76*150
87,711
94,919
100*769

1*696
3,032
3,281
2,821
3,042

21*136
22*611
22.847
27,397
31.714

46*291
50,307
61,583
64,701
66,013

1935
1936
1937
1936

108*450
111*787
132,644
148,657

9*417
11*649
12*994
14*458

24*408
27.571
27*489
26*821

74*625
72*567
92*161
107*378

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
individuals

AU
other

170*603

97,173

4*628

48*618

1940
1941
1942
1943
1944

167*770
197,720
180,524
139.915
166*273

90*510
112,291
102*535
82*140
85*303

1,523
2*492
1*805
3*036
4*285

4*925
5*485
4,711
5,114
26,180

3*689
4*085
3.521
3*378
3.334

9,426
9,987
9,109
8,060
7,351

5*086
5*382
6*368
4*669
4*659

18*349
17,544

52*611
57,998
52*475
15*169
17,617

1945
1946
1947
1948
1949

211*051
249*466
298*032
370.037
392*615

111*386
143*716
151.582
198*141
225.873

6,632
6,900
4,076
4*400
4,761

36*994
25,643
24*286
25,649
13*053

3.368
4.613
6.267
6*484
6.697

8,243
13,497
22,709
25*202
26.521

3*632
7*214
10,291
11*233
12*441

28*766
32*700
68*659
95,098
102*316

11,626
15*183
10*162
6*746
5*757

1950
1951
1952
1953
1954

450*274
522*229
563,207
614*706
664*832

239,776
286,335
313,903
340,965
376,807

4,481
4*466
5,663
4*409
4*642

12*343
16,505
18*222
18*595
16*981

7,330
7.768
8*100
7.673
7.620

31,676
34,524
34,200
33,112
34,990

19*190
20*831
21*013
20*824
21*405

128,691
142*546
153*145
180,387
195,444

13*591
16*251
16,577
19*310
17*321

1955

707,967

361*043

6*012

16*699

9.750

43,541

25*968

216,464

17,774

6*033

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Tennessee

957

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

- Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asseta

1696
1897
1696
1899

3(349
3*730
3*959
4*463

2.362
2.351
2.440
3.266

351
501
551
433

616
878
966
762

6(854
8*539
9*941
10.554

485
378
384
474

2.827
3*772
4*093
3*036

3*542
4.389
5.464
7,044

1*721
1*833
1*740
1*500

30.816
33.952
35.791
38.056

1900
1901
1902
1903
1904

6*025
6*652
6*802
7(643
6(004

4.511
5.058
5.007
5.422
5.907

550
579
652
606
761

964
1.015
1.143
1*415
1*336

10(860
10*436
13.085
16.974
17.021

499
792
631
885
1.000

3*715
3*344
3*489
4*201
4*534

6.646
6*302
6*965
11*888
11.487

1(520
1*554
1*419
1*452
1.672

41.976
43*236
46.956
57.131
59,599

1905
1906
1907
1906
1909

8*975
9.721
11*191
12(975
12(878

6(841
7*680
8(433
9*720
10*551

775
741
1*001
1.161
946

1*359
1*300
1*757
2*074
1*381

15.958
13.986
15.946
16.739
20*056

924
710
986
785
794

3*856
3*695
3.997
5.232
5*932

11*178
9*581
10.961
10.722
13.330

1*621
1*462
2.050
1.854
2*151

63,646
65.149
73.061
75,420
82.379

1910
1911
1912
1913
1914

13(396
13(640
14(706
15(697
16(984

10*717
10*476
11*178
12*036
12*659

953
1*143
759
858
696

1*726
2*021
2(769
2(803
3(429

19*682
23.770
24.560
23*162
21*871

1.406
1.087
862
1.913
1.403

5*418
6*452
6*413
6.764
7.084

12.656
16*231
17*265
14.485
13.384

2*387
2*888
3.763
4,279
5,276

91.266
97.089
105.614
109.564
115.886

1915
1916
1917
1918
1919

18(501
20(393
23*876
34*308
71*209

13.227
13*085
14.870
25.964
60.276

776
859
1.170
1(163
1(246

4(496
6(449
7(636
7*181
9*687

22*594
28.767
36*054
31*382
33*683

1*208
1*662
2*189
3*196
3(907

5.721
6.266
7.124
4.040
4*241

15.665
20.837
26.741
24*146
25.535

5,335
5,175
6,215
7,202
6.139

115.555
130*485
153,856
167.811
213.600

1920
1921
1922
1923
1924

49.113
45*863
30*239
34*416
28(807

37.755
34.456
21.249
23.175
17.720

1.719
2.533
1*634
1(732
2(327

9*639
8(874
7(356
9(509
8(760

37*060
29*149
35.396
37*065
36*983

7.672
5.452
5*661
6.811
6.968

4*113
3.325
3.473
2*715
3.743

25.275
20.372
26.062
27.539
26,272

10*566
10,153
7,704
9,268
1 1 , 648

230(460
212.970
192*183
217.391
218.849

1925
1926
1927
1926
1929

26*604
28.579
30.875
38.218
48*259

16.767
16.526
17.477
18.916
23.425

2(455
3(332
3(212
5(775
12(593

7(382
8*719
10*186
13(527
12(241

43*246
44*184
46*832
50*246
46*118

.409
606
*443
769
(777

4*156
4*322
4*342
3.387
3.732

31*681
31*256
34,047
38.090
33.609

11,678
11,950
13.006
13*468
16.474

231.866
246.644
255.744
273.303
300.308

1930
1931
1932
1933
1934

44.256
49*467
50.611
56.506
99.183

19*633
23.996
22.045
30.551
59.214

7(629
11(006
14.571
15.490
24*540

16*996
14*465
13*995
10*465
15*429

64*025
61(690
45(643
59.384
77(986

1 (977
379
.912
.229
6.596

4.453
4.703
4*277
3(764
4.281

48.595
48*606
35(454
49(391
67.109

19.717
16.700
17*010
13,124
12*952

335.326
296(180
260.132
234.728
291.003

1935
1936
1937
1936
1999

102.703
124.445
123.205
103.035
102.860

59(359
75.453
77.722
59.868
54.467

28(893
34(876
31*571
29*712
33(536

14*451
14*116
13(912
13(455
14(857

103(836
123*305
130*330
131(843
146.198

7.866
14.646
15.959
12.638
13.759

4.838
6(516
6*362
6.166
6.596

91,134
107.143
108,009
113.039
125(841

13*149
14*026
15(382
15(672
15.094

326.140
378*563
401,561
399.207
434.755

1940
1941
1942
1943
1944

105*957
126*930
198.369
474.945
558*708

56.659
74.223
138(793
401*104
489*943

34*068
36*936
41*475
58*216
57(598

15*010
15*769
18*101
15*625
11(167

189*580
22,2*773
244*883
2715.657
293.424

13*186
19*410
20.949
24*781
23.492

6.605
9.146
11.172
13.715
15.744

169(589
194(217
212,762
237,161
254*168

14.564
14.571
13.519
13.492
12.995

477.891
561.994
637.295
904,009
1.031.400

1945
1946
1947
1946
1949

723.388
728.811
622.486
564*903
597.649

643.935
641*280
536*058
477*623
509*356

63*740
63.310
66*646
68*141
73*106

15(713
24*221
17*782
19*139
15*387

331*156
3515.946
336*576
34.1(199
371). 568

25.610
27.668
49*144
52.427
52(669

15*610
16.006
18.230
21,053
22.230

289(936
312.272
269*202
267.719
295.669

12.852
12.608
13.586
13.636
15.862

1.278(449
1(346,831
1.270.680
1.269.775
1.376.914

1950
1951
1952
1953
1954

615*049
564. D P I
596.316
606*029
620*525

516*115
461*345
485.316
503*971
515*407

81.425
81.182
87.645
67(663
88.626

17*509
21*554
23*157
16*375
16(492

36;** 154
42:d51
44;t543
4641. 254

4?;i .402

72.048
84(546
89*235
101*707
105*710

20.046
21.377
24*305
28.297
29.740

270.060
317.228
329*003
338*250
336*952

16.723
17.919
19.967
21.195
25.352

1,444.200
1*527,380
1.622.035
1.712,184
1.783,111

524*375

111*427

22*135

510*167

113.023

32*226

25*643

1*901*714

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

958

Tennessee

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

U.S.
Government

Other
demand

Other
time

796

1897
1898
1899

18*110
20*030
22*426
25*825

2799
3*138
3.239
4,646

260
292
332
364

14,235
15.754
17*886
19,798

846
967
1*017

1900
1901
1902
1903
1904

28*200
29*050
33*288
42*171
43*835

,372
,975
,993
,219
,707

510
642
831
1*597
1*498

21,172
21*891
24.659
29*305
31,316

1.146
1.542
1.605
2*050
2.314

1905
1906
1907
1908
1909

45,473
45*556
50*864
50*650
56*800

9,083
7,707
8*648
7,477
10*018

1,094
1*212
1*163

32*432
33*266
34,607
35*395
36.968

2.864
3.371
5.033
6*114
8*651

1910
1911
1912
1913
1914

61,212
67*604
74*506
75*405
79,103

9,466
11,740
12,999
10,505
10,259

757
718
830
822
1*225

40*123
43*108
46*694
47.661
50,309

10*844
12*036
13.983
16*417
17.310

1915
1916
1917
1918
1919

76*603
93*535
116*346
124*095
1^7,444

9,978
15*124
22,869
18,893
22,354

1,098
904
903
5,909
6,360

46*924
53*766
66,549
68,118
79.218

16.603
23*721
26*025
31.175
37.512

1920
1921
1922
1923
1924

152*105
134.990
144*578
167,297
163*590

16*507
14,035
18,795
23,698
20*748

870
644
451
1*207
760

86.630
72.193
73*254
61*874
78,305

46*098
48.118
52*078
60.516
63*777

1925
1926
1927
1926
1929

179,119
193,071
206*519
220*278
231,389

25,538
23*217
26*039
25,205
23,209

707
1*042

81*555
89*086
90*170
98*184
97,887

71.319
79.726
88*459
95*116
106.510

1930
1931
1932
1933
1934

260,373
234.503
186*279
183*591
239*887

27,798
29,306
21,612
25,602
42*356

117*059
102,705
77,797
78,138
97,402

114.368
100*666
64*339
72.439
85.122

1935
1936
1937
1938
1939

282,371
337*114
357,517
354,147
388*557

55*652
71,132
76*723
72,753
86*283

6*643
16*109
5*953
14*070

124,420
150*610
170,015
165*174
176.597

95.656
99,263
104.826
110.047
111,607

1940
1941
1942
1943
1944

429.788
511.654
586*013
850,476
974*610

104,681
138,452
168,999
221,945
213,319

15,927
17,821
16,079
68,337
118,396

192.553
236.743
284,795
434,328
483,772

116,427
118.838
116.140
125.866
159*123

1945
1946
1947
1948
1949

1*216,004
1,277,381
1*194,146
1,209,746
1*267,522

274,879
242,141
205,555
183,829
183,930

158,137
96,378
9,272
18*088
12*902

571.436
663,762
706*918
737,833
795,278

211*552
255,100
270,401
269*996
295*412

1950
1951
1952
1953
1954

1*347.751
1*422*890
1,507*405
1,586,733
1,649,284

193,804
216,839
233,485
251*310
267,501

23*125
32*713
33*454
23,735
39,890

832.514
880,436
916,002
960,324
946,042

298*308
292.902
322*464
351*364
395*851

19*5

1*755.241

282,927

2*376
1*664

1*851
1.773
1*783

1,148
1,624
2*531

7,412
15,007

6,173

425*067

Tennessee

959

Table 2National Banks

ASSETS, LIABILITIES, ANb NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

1896
1897
1898
1899

289
413
712
175

1.478
1.549
1.553
1*988

530
41

1900
1901
1902
1903
1904

545
386
66
453
224
455

1905
1906
1907
1908
1909

1*136
996
929
461

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

2,616
2,670
2*624
2*679

30,818
33*952
35.791
38,058

46

31

8*325
8*760
6*435
7,360

2*916
3*629
3*489
3*646
4.179

15
19
41
71
55

7310
7.265
7.070
7.345
7.370

2,990
2*887
2*982
3*445
3*936

41.976
43,238
46,956
57,131
59*599

48
55
59
60
60

5.339
6.066
7.208
8*214
8*652

69
90
709
194
63

7,875
8*385
8*899
10*012
10*282

4*435
3*894
4*385
5.421
5,921

63*646
65*149
73*061
75,420
82,379

65
66
77
86
88

169
131
154
220
212

11*718
12,435
12,647
13*015
14*210

6*586
7,076
7.562
7.753
8.322

91,266
97*089
105*614
109,564
115,686

99
100
104
107
113

398
109
713

14*420
14*500
14*300
13*475
13*674

9,035
9,012
9*467
9,076
9.660

115,555
130*465
153*856
167*811
213*600

116
114
112
106
103

10,605
12*050
12,407
13*083
13*242

230*460
212*970
192*183
217,391
216,649

98
98
101
105
106

49
49
47

1910
1911
1912
1913
1914

2.479
2.753

9.277
9*164
9.909
10*692
11.286

1915
1916
1917
1918
1919

3.160
1*225
1.332
7*878
27,504

11.939
12*104
11.698
11,135
11.260

1920
1921
1922
1923
1924

36*052
34,483
6*289
6*346
8*628

11.529
12.627
12.866
12,590
13,468

5*635
3*616
2*542

14*534
15*204
15.409
17.164
17.379

1925
1926
1927
1928
1929

6*765
6*696
2*460
3*793
12.062

13,187
13.107
12.914
13,055
14.738

2,656
2*567
2*568
2*698
3*084

17*369
17*774
17*664
18*364
20*964

12.770
13.429
13*619
15*115
18*071

231*866
246,644
255.744
273*303
300*308

105
106
104
103
99

1930
1931
1932
1933
1934

7.985
3*113
18.161
4.221

15.873
14.727
15*007
14*665
16*161

3.068
2.112
>409
195
.153

24*409
21*074
21*149
20*469
23*099

23*620
20*651
18,127
10,587
10*405

335*328
296,160
260*132
234*728
291*003

99
93
82
67
71

6011

.148
427
.776
654
,495

25*986
25*569
25*074
24*545
24025

12*624
14,453
17.184
16.817
20*656

328*140
378*563
401*561
399.207
434*755

73
72
72
71
71

1*584
2*057
2.302
2*536
2,594

23,808
23,599
22.957
22*771
22,678

22*661
24.464
26,023
28.226
31.518

477*891
561,994
637*295
904*009
1*031*400

71
71
70
69
70

2*653
4*346
5*241
5*054
5*710

22*904
22.679
23.407
23.457
25.151

36*888
42,425
47,886
51,493
58,481

1*278,449
1*346*831
1*270*680
1*289,775
1,376.914

70
70
70
70
72

7.373
8*579
9*838
12*041
13*994

27,201
30*501
32*001
33.976
34,701

61,875
65,410
72,791
79*164
85.132

1.444*200
1,527,360
1 ,622,035
1 ,712,184
1,783*111

72
74
74
74
74

14*220

37,765

94,488

1 ,901,714

76

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2*282
659
636

278

10
44
22
50

25
50

250

2*152
4*258

634
911

960

Tennessee

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

13.814
11*229
13.165
16*125

1*628
479
622
1*037

3*463
2*623
3*207
4*703

8*723
8.127
9*336
10*385

1900
1901
1902
1903
1904

18*356
20*512
19*950
25*640
28*044

2*177
2.250
2*011
2*356
2*328

6*430
6*549
5.752
6.597
6.346

9*749
11*713
12*187
16*687
19.370

1920
1921
1922
1923
1924

177*256
160*031
156.359
170.606
184*643

28.615
28*292
30*339
34*430
40*509

34.995
30*243
26*227
29*421
30*239

113*646
101*496
97*793
106.755
113.895

1905
1906
1907
1908
1909

35*493
46*189
49.277
45*265
51*677

2*630
3*012
2*774
2*146
1*997

6*932
7.589
6*569
4*631
3*674

25.931
35.586
39.934
38*468
46.006

1925
1926
1927
1928
1929

182*535
184*832
169*861
180*860
181*693

43*100
43*049
40.298
49.497
55*845

28*348
27.700
24.356
23.445
21*588

111.087
114.083
105.207
107*918
104*260

1910
1911
1912
1913
1914

49*621
47*566
63*231
62*312
64*057

3*239
4*483
9.396
9*679
7.103

7*353
11*032
16*033
13*713
10*972

39*029
32*051
37*802
38*920
45*982

1930
1931
1932
1933
1934

161*596
125.611
97.680
75.321
58.057

52*356
4358S
36.009
29.531
18.392

17*814
12*697
9*095
6*429
5*200

91*426
69.329
52.576
39*361
34*465

1915
1916
1917
1918
1919

57*699
65*263
80*348
105.271
115.272

7.215
9*585
12*125
15*942
18.459

13*657
14*912
17*797
22*490
23*686

36*827
40.7*6
50*426
66*839
73*127

1935
1936
1937
1938

57.834
59.866
67.146
69.846

16*937
18*079
19*064
19.867

6*525
7*575
6*347
7*931

34*372
34*212
39.735
42.046

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

72*4*6

22*851

24*

1940
1941
1942
1943
1944

77.920
85*600
62*247
67.395
88*082

23*491
25*593
26*004
22*455
25*222

192
509
96
160
375

2.138
2*179
2*225
2*489
19.448

9.316
9.839
9.102
9*152
9*394

8*917
9*934
11*546
10*783
11*673

3.845
3.629
3.708
2.712
2.467

15*090
14*641

30*021
33.917
29*566
4*554
4*462

1945
1946
1947
1946
1949

94*059
118*145
160*901
192*297
191.703

31*957
35.269
51*657
61*181
60*871

546
693
439
355
143

15*173
10.485
4.254
4.794
1.875

10*711
15*006
18.772
22.440
23*238

11*949
22*930
34*339
38*254
37*460

2.605
4.142
7.025
9.689
10.169

17*890
25*938
41*113
53.459
55*717

3*226
3*660
3*302
2*860
3*505

1950
1951
1952
1953
1994

221*941
243*493
272*050
289*191
306*811

62.602
70.643
80*073
82*005
94*713

263
245
286
476
447

1*977
1*910
3*678
1*609
1.369

23.822
25*234
26*037
27.829
28.954

46*655
49.352
46.615
50.896
53.533

11.117
15*240
15*895
15*656
15*566

73*821
78*553
92*977
108*627
110*312

3*546
4*746
5.506
5.262
7*196

1955

333*636

92*241

290

1*617

32.167

57.803

16.676

125*960

10.272

8*950

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

26*378

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

Tennessee

961

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND PfUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
\ear

Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asset*

1896
1897
1898
1899

873
1.247
1*409
1*940

88
67
88
107

234
767
857
1,309

551
413
464
524

6.125
5.617
6.003
7.924

288
619
214
294

2.286
1.484
2.536
2.392

3*551
3*514
3*253
5,236

1,326
1,145
1,496
1,223

22,138
19,238
22,073
27,212

1900
1901
1902
1903
1904

2*369
3*953
4*530
4*645
3*812

64
95
95
87
57

1*874
2*642
2,930
2*785
1*916

431
1*016
1*505
1*973
1*839

6.904
5*735
7.750
10*422
11*317

750
606
1*071
505
1*096

1,839
2.529
3,720
2,742
2.942

4,315
2,600
2*959
7,175
7,279

1*249
1.965
754
837
4,572

28,878
32*165
32.984
41,744
47,745

1905
1906
1907
1908
1909

3*145
4*403
4*254
3*694
4*847

38
40
25
11

1*354
1*578
1*216
791
688

1.753
2.765
3*011
2*892
4*159

14.682
17.407
19.032
18*693
17.009

1*542
1.402
1*966
1*818
1*470

3.626
3.905
3.639
4.571
3,527

9,514
12*100
13*407
12,304
12*012

5*751
5,731
6,437
6,700
6,372

59,071
73.730
79.000
74.352
79.905

1910
1911
1912
1913
1914

4*873
4*901
3*975
3,776
4*104

144
291
42
41
56

1*185
1*681
1*194
794
571

3*544
2.929
2*739
2*941
3*477

17.879
18.750
22.353
20.814
16.519

1*589
1.707
1.608
1*635
630

3,696
3.865
3.665
4.871
4.016

12,594
13*178
17,060
14,308
11*673

7*240
8,109
9,805
10*337
5*872

79*613
79.326
99,364
97,239
90,552

1915
1916
1917
1918
1919

4*425
4*182
6*830
15*238
25*053

289
277
1,631
10*569
19*679

942
749
1*261
1*735
1*276

3*194
3*156
3.936
2,934
4.096

15.960
22*411
31*008
34.679
46*740

537
1,208
1.621
3.757
4,011

3,697
3,953
4,890
5,945
4.952

11*726
17,250
24,497
24,977
39,777

7*060
7,025
7.876
9.101
9.008

85,144
98,861
126.062
164.289
198,073

1920
1921
1922
1923
1924

24 .400
24*095
15*539
19*363
19*365

19*015
16*691
10*477
11*745
9*657

2*457
3*653
2*181
2*394
3*771

2*926
1.751
2.661
5*224
5*937

40,713
34,507
39,461
57,303
44.454

5*300
2.636
4*072
933
,476

4,978
4.953
5.044
5.607
5.045

30,435
26,916
30,345
45,763
34.933

10.471
10.566
11,778
12.775
14.479

252*840
229,201
223.137
260*047
262*941

1925
1926
1927
1926
1Z9

18*189
18*634
16*462
25*679
27*163

8*968
7*567
6*824
7*079
6*666

3*909
4.959
4*215
8*436
15*030

5*292
6*066
7*423
10*162
5*465

51,729
47.564
52*917
45.010
48.944

.763
.787
.746
Oil
5*436

5.039
5,139
4,676
4,490
4,367

41.927
37,638
42.495
34,509
39*139

16.723
16,554
20.288
21.611
22,633

269*176
269,584
261,528
273,160
280*433

1930
1931
1932
1933
1934

31*093
18*487
17*955
11*102
18*807

5*899
3*666
2*610
2*035
3*477

11*029
8*167
10*161
5*629
9*146

14*165
6.634
5*164
3*238
6*164

32*713
33,576
21*894
17.576
21.056

3*033
2*489
1*600
597
922

3,905
3.795
3,222
2.803
2.323

25,775
27,294
17,072
14.176
17.811

21.282
17.974
17.995
15.186
12.674

246*684
195,650
155.524
119.185
110*594

1935
1936
1937
1936
1939

23.908
29,612
33,457
31.240
30.624

5*919
9*135
11*149
9*702
10*533

12*266
14*863
17*069
17,202
19*686

5*703
5*614
5*239
4.336
4.205

31*363
38.271
38.129
40.467
45.312

1*145
1*664
1*754
1*939
1.882

2.526
3*264
3.610
3.596
3.633

27,712
33.343
32.765
34,952
39.797

13*401
14,016
13.712
12.728
12.361

126*526
141,765
152,444
154.301
160.763

1940
1941
1942
1943
1944

30.585
34*368
57*104
149.290
211.999

10*308
13*260
31*660
123*461
184*589

16*624
16.651
18*778
20*898
22*690

3*653
4*257
6*666
4*931
4*720

51.146
65.933
99.896
127*437
130*600

1*928
2.836
2*643
3*913
4*717

3.653
4.616
6.382
8.581
9*016

45.567
58.481
90.871
114.943
116.867

11.597
10.602
9.417
7.749
6,459

171.250
196.503
248.664
351.871
437.140

1945
1946
1947
1948
1949

291*711
338.104
308,200
291,882
253.369

254*845
289.629
258*274
240*095
206*172

31*462
40*140
41.916
44*078
40*286

5*404
6*335
8*010
7.709
6*931

162.835
150,059
134*766
133*206
116*590

4*925
5*536
6*322
7*496
4*650

9.901
10.417
11.981
14.142
13.646

146.009
134,106
116*465
111*568
98.294

6,060
6,465
6,627
7,660
6,480

554.665
612.773
610.696
625.045
566.162

1950
1951
1952
1953
1954

239,450
217,506
233,791
241,652
261,479

192*619
169*354
164*459
193*098
205,133

41,087
41*178
44,604
44*484
50*106

5*744
6*974
4.728
4*270
6.240

120.346
128.877
130.412
142*668
154,994

5,821
6,606
7.271
6.115
7.071

13.834
12.940
15.610
17,543
19,110

100.693
109*331
107,531
119,010
128.813

7.203
7.846
8.641
9,059
10,194

588.942
597.724
644.694
682.770
735.478

7*224

146.220

117*216

11,381

755,568

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

203*985

962

Tennessee

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbaiik

Government

Other
demand

Other
time

1896
1897
1698

1899

13*514
12.758
15,203
19*967

304
155
422
439

11*176
10.750
12*446
16*404

2*034
1*853
2*335
3*124

1900
1901
1902
1903
190*

21*235
23*412
24*714
32*010
35*087

619
654
886

1,171
1*361

17*153
18*889
18*467
23*608
25,886

3*463
3*869
5*361
7*031
7820

1905
1906
1907
1908
1909

43.033
53*539
58*022
52.991
57,079

1,553
3*465
3,156
3,511
1*799

31,151
37*155
40,325
36*219
43*377

10*329
12*919
14*539
13*261
11*903

1910
1911
1912
\913
1914

57*052
57*024
66*885
66*890
67*719

3,916
6*032
4*605
3*939
4*058

38,579
33*780
40*444
41*266
43*463

14*557
17.212
21*636
21*665
20*178

1915
1916
1917
1918
1919

60*663
74*356
99,357
128*157
157*263

3*556
4*500
6*000
8*000
13*703

3*025
2*938

34*811
43*832
59*060
76*229
97*359

22*296
26*024
34*297
38*903
43*263

1920
1921
1922
1923
1924

160*470
161.537
170,126
210*036
204*341

11,060
6*232
10*360
9.329
8.592

337
141
18

108,324
92*838
93,430
120,408
108,562

61*010
62*467
65*979
60,156
87*169

1925
1926
1927
1928
1929

215*544
215,921
209,144
214*418
205,861

10*776
9.005
9,099
7*426
3.503

12

120,946
120*626
115*391
116*453
121*968

63*822
66*290
84*654
90*539
30*398

1930
1931
1932
1933
1934

179,916
139,167
104*671
65*875
79*425

3.975
4,292
2,783
86
815

154
20
144

93*679
69*988
54,474
34*362
40*093

62f262
64*907
47*260
31*407
38*373

1935
1936
1937
1938
1939

96*443
111*254
122*017
125*109
131*752

1,062
1,061
1,275
4*910
5*132

63
1*523
512
433
1*477

52.145
62*481
69*597
65,454
69*405

43*173
46*169
50*633
54*312
55*738

1940
1941
1942
1943
1944

142.118
167*101
217,792
321*546
405*541

6*425
6.890
7.168
9,596
11,441

1*779
2.783
2*857
24*529
59*829

73,717
92,151
139,986
216,760
252*097

60*127
65*277
67*761
70*659
62*174

1945
1946
1947
1948
1949

522,131
575*465
568,816
579,720
523,886

10*790
11,933
10,275
8.634
5.926

73*395
34*666
4.519
5*318
2.788

328*235
397,610
411,914
420,214
363,993

109*711
131*236
142*108
145*554
151*179

1950
1951
1952
1953
1954

S39.380
544.255
566*441
619,803
668*775

7.829
6.760
6,961
8,498
8.481

4*827
6*821
7*621
6*870
11*883

362*929
367*648
365*374
393*591
411,993

163*795
163*006
166*465
210*844
236*418

1955

664*768

7,251

12*297

411*805

253*415

76

Tennessee

963

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures

Year

3 of June 30 or nearest available date; partly estimated.


National
bank
notes

Borrowings

rSSS.

<**-

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

95
66
80
68

121
84
102
88

7*082
5*100
5*524
5*810

1.326
1*230
1.164
1.279

22*136
19.238
22*073
27,212

121
121
122
126

1900
1901
1902
1903
1904

124
351
110
201
I t 136

158
451
141
259
1.457

5.977
6*586
6*464
7,313
7*908

1*384
1.385
1.555
1,961
2,157

28,878
32*185
32,984
41.744
47.745

135
146
153
163
189

1905
1906
1907
1908
1909

1*692
1*604
1*542
1*622
2*008

2*171
2,314
1*978
2*082
2*574

9*489
12,546
13,231
13,196
13,560

2.686
3.525
4,227
4,461
4*664

59.071
73.730
79*000
74,352
79.905

233
279
314
325
339

1910
1911
1912
1913
1914

1*682
1.355
2*156
2*735
2*062

3.182
3*792
9.657
5.971
595

13*007
12*439
15.031
15.775
14*560

4*690
4*716
5.635
5,868
5.596

79,613
79,326
99,364
97,239
90,552

346
344
373
382
378

1915
1916
1917
1918
1919

2*349
1*560
1*176
7*069
10239

2.046
2.393
2.812
3*864
3726

14.299
14,545
15*259
17*081
17.574

5.787
6.027
7.458
8,116
9,269

65,144
98*881
126*062
164.289
198.073

390
404
406
415
418

1920
1921
1922
1923
1924

34*142
25,529
9,925
5,823
10,718

4,628
5*906
6*267
6*631
8.621

21*032
22.966
23.379
23.841
25,524

12.568
13.261
13.440
13*516
13,537

252*840
229*201
223*137
260*047
262,941

450
474
472
466
463

1925
1926
1927
1928
1929

4,311
6,410
5,992
9*241
16*247

10.800
8*469
7,963
11,110
13,642

25.204
24*971
24.151
24,388
24*235

13,317
13,813
14,256
14.003
20.228

269,176
269,584
261*528
273*160
280*433

447
439
418
406
393

1930
1931
1932
1933
1934

15*207
12*825
13*126
20,523
4,504

14.650
11.582
9*800
11*22.0
6.605

20.808
18*512
16*561
13*297
13,549

16.103
13.544
11.366
8.270
6*512

246*684
195,650
155,524
119*165
110,594

382
342
303
267
260

1935
1936
1937
1938
1939

3*654
2*994
2,523
3,537
2,794

6*236
5,584
5,296
2,752
2,897

14,004
14,196
14,140
14,004
13,873

6,189
7,737
8,466
8,899
9,447

126*526
141,765
152.444
154.301
160*763

256
247
239
235
231

1940
1941
1942
1943
1944

2*415
1,911
2
500

3.107
3.208
4,622
2,915
2.253

14,077
14,015
14,543
14.491
14*248

9,533
10.268
11.707
12.917
14,596

171*250
196.503
248*664
351,871
437*140

229
229
230
229
226

1945
1946
1947
1948
1949

299
64
60

1,643
2,665
2,957
3.296
3.223

14,474
15,283
15.820
16,273
14,986

16,417
19,360
22,604
25,692
26,005

554*665
612.773
610*696
625*045
568*162

225
226
227
226
223

1950
1951
1952
1953
1954

50
873
930
770
825

4.097
4.791
6.316
6,990
7,175

16*053
17.568
18,233
18.957
20.543

29,362
30.237
32,972
36.250
36.160

588,942
597,724
644*894
682.770
735*478

224
224
223
224
225

1955

925

7.789

21.143

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755.568

TEXAS

erations not encountered in compiling the


balance sheet for national banks. The following sections describe these problems and the
methods used in deriving the revised series.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department. These sources were
supplemented by data obtained from bankers'
directories.
The sources of data for unincorporated
banks for 1896-1946 were figures reported to
the Comptroller of the Currency and data
obtained from bankers7 directories. In addition, several of the larger private banks in
the State, for which figures were not available
in published sources, supplied balance-sheet
data for the all-bank series.
The sources of statistics for incorporated State commercial banks for the period
1934-1946 were either (1) summary figures of
assets and liabilities of all State commercial
banks published or supplied by the State
banking department or (2) summary figures
for insured State banks published or supplied
by the Federal Deposit Insurance Corporation
and figures for noninsured banks obtained
from the State banking department or from
bankers' directories. Data for the 1934-1946
period are discussed separately because of
the substantially better coverage and more
consistent reporting beginning in 1934.
Beginning with 1947, all statisticsin-

Revised data for assets and liabilities and


number of all banks in Texas, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Texas
were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
State commercial banks (other than unincorporated banks) and for unincorporated banks
presented a number of problems and consid1
Since there have been no mutual savings banks in Texas,
the figures for all commercial banks are identical with those
for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to (1) banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks) and (2) industrial
banks that accept deposits. For the purpose of this report
the data for unincorporated banks are discussed separately
from those of other State commercial banks.

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964

Texas
eluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for unincorporated banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corpora-

965

tion. The data on number of unincorporated


banks in this period include several banks for
which balance-sheet data were not available.
The total assets of such banks were estimated
to have been less than $1 million in 1946.

STATE COMMERCIAL BANKS (OTHER THAH UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.

CHANGES IN NUMBER OF BANKS AND CORRESPONDING


BALANCE SHEETS

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET
In most years before 1907 the Comptroller
showed no data for State commercial banks.
Data were published for some of these years,
but the number of banks was apparently
underreported. In these years the number of
nonreported banks was obtained from bankers'
directories and added to the number shown in
the Comptroller's reports.
The number of banks and the aggregate
balance sheet for scattered years during 19091919 another period when underreporting
occurred were corrected on the basis of
information derived from reports of the State
banking department. It was also necessary
to make changes for 1921-1933 so that the
series would include the same types of institutions as the series published currently.
The accompanying table shows the adjustments made in figures published by the
Comptroller for the period 1896-1933.

Note.^Additions before 1905 probably reflect (1) nonreporting banks established during the period 1869-1876 (after
which chartering was prohibited until 1905); (2) banks incorporated under the laws of other States; and (3) unincorporated banks incorrectly designated as incorporated banks in
bankers' directories.

In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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Year

1896.
1897 .
1898
1899
1900.

...

1901
1902 . . . .
1903
1904 .
1905

Additions

Year or
period

24
12
13
18
20

1906
1909
1911
1912
1914

27
31
34
32
52

1915
1916 . . .
1919
1921-1933

. .

Additions

Deductions

32
14
17
20
1
4
3
1
1

For the period 1896-1906 balance-sheet


data were estimated for each class of bank
loan and trust companies, State banks,
and stock savings banksby the following
method: Total capital accounts of each group
were derived from bankers' directories for
each year. Total assets and liabilities were
then computed by assuming that capital
accounts in each year of the period represented the same proportion of total assets and
liabilities as in 1907, when reported data were
available. The breakdowns of assets and
liabilities were estimated by assuming that
each item or subitem represented the same
proportion of the total as in 1907.
LOANS

A complete breakdown of loans into real


estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1931. In years when items were not reported

966

All-Bank Statistics

or the reported figures were unsatisfactory,


figures were obtained from other sources or
were estimated.
Real estate loans* Data for real estate
loans for 1907-1916 as reported to the Comptroller did not agree with data in reports
of the State banking department; the State
banking department data were used because
they were more consistent with data reported
by both agencies for the period after 1916.
Collateral loans and "all other" loans.
Figures for these loans in 1908 were estimated
by applying to the total of collateral and
"all other" loans in that year the ratio of
each item to this total computed from
reported data for 1909.
Data for each of these categories as reported to the Comptroller for 1910-1915 were
consistent with those for later years, when a
complete breakdown was available. However, since State banking department data
on real estate loans had been substituted for
the Comptroller's figures, it was necessary to
estimate the figures for both collateral and
"all other" loans. This was done by applying
to total loans less real estate loans (State
banking department data) in each year the
ratio of each item to this total as reported
to the Comptroller in the same year. These
estimates differed little from the State banking department figure for each item.
Collateral loans for 1916-1921 were estimated by applying to total loans (State
banking department data), ratios of this item
to the total that were derived by interpolating
between similar ratios computed from reported
data for 1915 and 1922. For 1923 and 1930
collateral loans were estimated by applying
to total loans in each year the averages of the
ratios of this item to total loans computed
from reported data for the preceding and
following years.
INVESTMENTS

The complete breakdown of investments


into United States Government, State and
political subdivision, and other securities as

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reported to the Comptroller was satisfactory


in all years except 1907-1914, when minor
adjustments were necessary, and in 1916-1921,
1923, and 1930, when data were estimated.
United States Government securities for
1916-1921 were estimated by applying to total
investments, ratios that reflected changes over
the period in the ratio of United States Government securities to total investments at
Louisiana State commercial banks; these
ratios were derived by interpolating technique No. 2, described in the United States
Summary.
Obligations of States and political subdivisions for 1916-1921 were estimated by
applying to total investments less estimated
amounts of United States Government securities, ratios of State and political subdivision
securities to this total that were derived by
interpolating between similar ratios based on
reported data for 1915 and 1922.
The breakdowns of total investments at
each class of bank in 1923 and 1930 were
estimated by applying to total investments the
average of the ratios of each subitem to the
total computed from reported data for the
preceding and following years, respectively.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published by the Comptroller
was adequate, after some minor adjustments,
beginning 1907, although reported figures for
United States Government deposits were supplemented in a number of years. No attempt
was made in the revised series to provide
figures for the latter item prior to 1918 because practically all such deposits were held
by national banks.
Figures for United States Government
deposits for 1918-1927 represent holdings of
these deposits at State member banks only,
which held practically all of this type of deposit at State commercial banks. Figures
except for 1918 are as reported. The figure

Texas
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30
of that year, the ratio of these deposits at
State member banks in Texas to such deposits
at all State member banks on June 30, 1919.

967

OTHER ITEMS

Cash items in process of collection were


estimated for 1922-1925 by applying to total
cash assets the average of the ratios of this
item to total cash assets based on reported
data for 1921 and 1926.

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1934-1946


For 1934-1941 the principal assets and
liabilities of all State commercial banks reported by the State banking department to
the Comptroller of the Currency and published in his annual reports were used; minor
adjustments were made so that the series
would be comparable with that published
currently with respect to the kinds of institutions included, in accordance with an agreement among Federal supervisory agencies in
1947. For 1942-1946 the Federal Deposit Insurance Corporation made available condensed balance-sheet data covering noninsured
banks obtained from the State banking authority. These data were combined with data
for insured banks published by the Federal
Deposit Insurance Corporation,

The breakdowns of some of the principal


asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1946 period in either of the sources cited.
The breakdowns of loans for 1939-1946, of
investments other than United States Government securities for 1939-1941, and of cash
assets for 1934-1946 were estimated by applying to these totals the percentage distributions
of these items at insured nonmember commercial banks in corresponding years. For 1942
and 1943, the breakdown of total investments
was estimated on the basis of the percentage
distribution of the total reported for noninsured banks in 1944.

UNINCORPORATED BANKS, 1896-1946


Information on unincorporated banks in
Texas is very limited. Such banks have never
reported to the State banking authorities, and
during most of the period under review only
10 to 30 per cent of them reported to the
Comptroller of the Currency. There have been
exceptions, however, as in 1934 and 1935 when
33 and 29 banks, respectively, reported to the
Comptroller. In these two years, 87 per cent
of all private banks were included in the
Comptroller's figures.
Figures for numbers of unincorporated
banks in Texas were compiled from bankers'
directories. Based on this count, the number
reached a peak of 203 in 1905 and then declined gradually to a total of about 20 in
recent years.

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Bankers' directories did not always show


balance-sheet data for the banks listed; this
was the case for some of the larger private
banks. The Federal Reserve Bank of Dallas
was instrumental in securing balance-sheet
data for several of these banks, and these
data are included for each year of the period.
Balance-sheet data were not estimated for
those banks for which no information was
foundthese varied from 10 to 30 in number
but these banks were included in the total
number. Based on the data described below,
which are partly estimated, the total assets
of private banks represented about 20 per
cent of the total assets of all banks in the
State in 1897. This proportion declined
gradually to less than 2 per cent in 1920 and
about 1 per cent in 1946.

968

All-Bank Statistics

The figures for number of banks and their


capital accounts for the period 1900-1902
compiled from bankers' directories were somewhat smaller than the corresponding data
obtained by the Bureau of Internal Revenue
for tax purposes under the War Revenue Act
of 1898. It appeared, however, that the
Bureau of Internal Revenue had not been
consistent in classifying State commercial
banks into private and other since the number in each class fluctuated widely from year
to year. The total number of State commercial banks (including private banks) as
estimated for the revised series corresponds closely to that published by Internal
Revenue.
BALANCE SHEET, 1896-1933

The aggregate balance sheet for private


banks in this period was derived by combining
data supplied by the large private banks and
the estimated data for other private banks.
The latter were derived as follows:
Total capital accounts were compiled for
each year of the period for those private banks
for which this information was available in
bankers' directories. Where capital-accounts
figures were missing for individual banks for
some years, the figures were interpolated
between reported data for other years.
An abbreviated balance sheet (loans, investments, cash assets, deposits, and capital
accounts) was compiled from bankers7 directories for the following base years1901,1906,
1909, 1914, 1920, 1925, and 1930. Ratios of
capital accounts to total assets were computed
for each base year. The ratio for 1901 was
applied to the capital-accounts data for years
prior to 1901 to obtain aggregate total assets
and total liabilities for each year of the period
1896-1900. Total assets and liabilities for
other years1902-1905, 1907 and 1908, 19101913, 1915-1919, 1921-1924, and 1926-1929
were estimated by applying to capital accounts
for each year, ratios of capital accounts to
total assets that were derived by interpolating
between similar ratios computed from data for

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Federal Reserve Bank of St. Louis

the immediately preceding and following base


years. The distribution of total assets and
liabilities by major items was based on ratios
derived by interpolating between ratios of
these items to total assets or total liabilities
in these same base years; the ratios for 1901
were used for the distributions for 1896-1900.
The data for private banks that reported
to the Comptroller were used to estimate the
breakdowns of the principal items (loans,
investments, cash assets, and deposits). Because of the limited number of banks reporting to the Comptroller in most of the years,
the breakdowns were considered to be representative of all private banks only in those
reported years in which the largest coverage
occurred. Ratios of each subitem to its total
(e.g., real estate loans to total loans, etc.)
were computed for each of those years, and
ratios for intervening years were interpolated.
These ratios were then applied to the corresponding principal item for each year to get
the subitems.
BALANCE SHEET, 1934-1946

Data reported to the Comptroller for 1934


and 1935 were complete except for a few small
banks. The balance-sheet data for these were
obtained from bankers' directories.
The aggregate balance sheet for 1936-1941
was based largely on data obtained from
bankers' directories. Data for two comparatively large banks that had been included in
the Comptroller's data for 1934 and 1935 were
not available for the 1936-1941 period. One
of these banks was liquidated in 1945, and no
attempt was made to estimate its balance
sheet for the period after 1935. Principal items
for the other were estimated from ratios (of
each item to total assets or liabilities) that
were interpolated between similar ratios based
on reported data for 1935 and 1942.
In 1942 most of the private banks in
Texas began reporting to the Federal Deposit
Insurance Corporation. For the period 19421946, therefore, the principal balance-sheet
data for private banks, including the second

Texas
of the large banks mentioned in the preceding
paragraph, represent material compiled by
that agency. Balance-sheet data for the banks
not reporting to the Corporation in this period
were not estimated. On the basis of the latest
data shown, these nonreporting banks were
very small and the addition of their data
would increase little the total for all reporting
banks.
The breakdowns of the principal items for

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969

private banks in Texas in 1936-1946except


for loans for 1939-1946were estimated by
applying to each of these items, ratios of the
subitems to the total that were derived by
interpolating between ratios based on reported
data for 1935 and 1947. The loan breakdowns
for 1939-1946 were based on the distribution
of total loans in December 1947, the first date
when the breakdown was consistent with data
now reported for these banks.

970

Texas

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897

1898
1899

59.619
53.470
54.940
59.778

5.416
4.885
5*017
4,917

18*969
16,780
17*486
18,561

35,234
31,805
32,437
36*300

1900
1901
1902
1903
1904

70*027
85.725
100*889
107.171
112*872

5*601
5.991
6.704
7*997
7*735

22,352
25,920
29.958
34*400
34.909

42,074
53,814
64*227
64*774
70*226

1920
1921
1922
1923
1924

841,759
734,159
670,048
683,152
709,338

35,682
37,852
45,570
49,867
51.935

385,885
341,862
327*117
314,016
326*869

420*192
354*445
297*361
319*269
330*534

1905
1906
1907
1908
1909

127.202
159.223
188.790
168.461
198.778

8*452
11.207
12*210
12*461
14.999

40*970
54*503
61,433
54,071
63*000

77*780
93*513
115,147
101.929
120.779

1925
1926
1927
1928
1929

752,899
772,127
776,525
609,946
814,006

58.556
60.193
60*362
65*478
60,780

352,989
353,304
370,872
384,021
164,153

341,352
356,630
345,291
360,449
589,073

1910
1911
1912
1913
1914

243*854
255*416
270.045
323*249
331,992

17,387
17.476
19*276
23*524
24*014

81*652
87.347
96*620
114,403
109,122

144,815
150,593
154,149
185*322
198,856

1930
1931
1932
1933
1934

757*452
646,207
488,067
402*329
373,146

58,438
64*078
60,153
63,194
55,324

135,635
119,150
94,604
79*539
75,345

563,379
462,979
333*110
259,596
242,477

1915
1916
1917
1918
1919

319*098
351.168
423*170
511*915
589*924

27*514
27.512
28*374
28.722
28.347

132*020
150,428
181*954
230,255
264,488

159,564
173,228
212,842
252*938
297*089

1935
1936
1937
1938

375,842
396,373
439,322
465,203

55,241
51,716
51*428
50*359

58,581
57,667
60,402
53.129

262*020
286*990
327,492
361,715

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

Other

On

to

residential
property

individuals

Other

All
other

323,418

5.205

16*777

111,270

1940
1941
1942
1943
1944

528,805
606,690
626*253
589*474
794*376

333*347
381,260
420,280
425*451
527,934

2,544
2*763
2*929
1*879
3,682

16*476
17*929
19.071
22,596
104,199

11*857
11*244
10*466
10,311
12,217

25,296
30,223
28,524
24,115
28,617

18*565
18*206
18*458
16,619
15,187

57,283
65*123

120,720
145,065
128,525
31,220
37,417

1945
1946
1947
1948
1949

982.722
1 ,234*729
1 ,423*886
1,750*686
1 .852,417

639*206
737,491
898*223
.110*291
.151*907

6*212
6*606
6*295
6.863
7.710

152,366
171,474
80,507
71*474
64*506

14*180
22,196
27,261
30*512
27.154

31,940
62,356
91,580
111,179
115,316

19*651
36*072
53,664
62*432
68,370

74,621
126,314
219,342
309,075
374*588

44,464
68,020
47*014
57,446
57*640

1950
1951
1952
1953
1954

2*204,978
2 ,568,366
2*818,835
3 ,069,939
3*406,356

,345,536
,569*186
.728,217
,610,864
2*104*667

7*438
9*160
10*478
13*012
6*954

68.368
74.164
85*225
98.326
113,657

27*281
30.203
31*512
31,898
32,710

145,299
148*702
151,050
165*281
161*470

73,765
84,965
93*001
97*273
112*228

490,873
602,419
691,505
626,818
843,324

67,663
57*198
57*696
56*835
59,717

1955

3,790,244

2,230,073

27.224

137*188

37,168

207*124

131*042

972,527

87*615

1939

12*017

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Texas

971

Table 1 All Banks

ASSETS, LIABILITIES, AND 1VUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investm ents
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]


Caabassets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asseta

1896
1897
1898
1899

7513
7i670
7*684
8*435

5*796
5,727
5*866
6*499

488
574
509
574

1,369
1.309
1*362

1.229

22,197
22*642
29.074
33*112

643
478
737
792

8*678
9.151
10.538
10*094

12.676
13*013
17,799
22*226

4.539
4.229
4,310
4,131

93.868
88*011
96*008
105*456

1900
1901
1902
1903
1904

10.161
12.369
13*101
14.876
18.639

8*457
10*481
11*351
12*466
15,751

475
546
439
542
629

1.229
1*342
1*311
1 .868
2*259

32*593
55.346
46.297
49,153
58.975

798
1*035
1*184
1*252
1*240

10*217
14.203
13*660
13*431
15*472

21*578
40*108
31*433
34*470
42*263

4,220
4,758
5*271
5.972
6*753

117*001
158.198
165*558
177*172
197.239

1905
1906
1907
1908
1909

20*944
25*061
29*470
33.272
36*161

17*506
20*864
24.679
26*889
29*100

746
845
1.185
1.717
4.120

2.692
3,352
3*606
4*666
2*941

69*564
73.477
100.295
69.580
109.451

1*699
2.076
2*968
2.098
2*844

16*575
18*489
23*239
22*668
27,871

51.290
52*912
74*088
44.814
78.736

7*841
9.003
10.085
12.136
13.556

225.551
266*764
328*640
283.449
357.946

1910
1911
1912
1913
1914

37*964
42*211
45*688
51*026
51*248

30*226
32*223
34.608
38.294
39*543

3*629
4*551
4*408
4*165
3*128

4*109
5*437
6*672
8.567
8.577

86.695
104.286
109.828
128*160
116.472

3*413
4*311
3*668
6.593
6*390

26,684
28,527
29*212
35*299
35*238

56*598
71*448
76*748
86*268
74*844

16.784
19.985
23*649
24*612
30.219

385,297
421*698
449.210
527.047
529*931

1915
1916
1917
1918
1919

55.260
52*852
73.369
118.716
151 .406

40*864
39.702
57.492
97.354
129.357

4*852
3*301
3*619
4.773
3.462

9*544
9*849
12*258
16*569
18.587

117*879
141,772
184*362
164*591
236,069

5.235
7.589
8.978
16*086
29.679

26*212
30*612
35*487
24.795
29*022

84*432
103.571
139.917
123.710
177*368

33*510
35*696
37.922
42*649
51*617

525*747
581*490
716*843
837*671
1.029*016

1920
1921
1922
1923
1924

145*821
111*856
112*605
135.741
138*613

116*810
85*681
88.692
109.131
104,049

6*916
5*332
4*996
4*376
7*631

20.095
20*843
19,117
22.232
26.933

261*849
190,726
213.752
198*877
245*546

40.967
26.796
25*832
27.295
33.741

34*525
25*089
24.092
21.012
31.395

186*357
138*843
163*828
150.570
180*412

54*946
55*307
63*465
66*184
72.034

1.304.375
1*092*050
1*060*070
1*085*954
1*165*533

1925
1926
1927
1928
1929

158.905
167*606
188*710
237.666
269.719

113*450
118*915
123*902
150*188
172.059

10*549
15.027
20.093
32.113
39.415

34.906
33*664
44.715
55.365
58*245

288*499
281*767
300*169
300,602
281,337

36*662
40.749
39*054
41*619
40*255

29*649
30*252
31.059
26.432
27*211

222*188
210*766
230,056
232,551
213*871

77*073
75*000
74*302
82*806
77*690

1.277.376
1*296*500
1*339.706
1*431*022
1*442.752

1930
1931
1932
1933
1934

229.729
255.646
255.123
259.795
358*856

125*466
124.420
137*328
159*737
250*689

45,275
59.159
54*180
49.907
61.823

58*988
72.067
63.615
50.151
46.344

324.363
308,968
222*618
248.961
404*059

35*165
28*735
17*232
19*624
26.154

28,098
24*681
21*960
22,802
19,636

261*100
255*552
163*626
206*535
356*269

76*910
77.622
69.035
63.949
64.087

1*388*454
1.286.443
1*035*043
975*034
1.200*146

1935
1936
1937
1938
1939

369.988
435.952
447.313
423.707
436.607

278*393
305*010
308.958
268.444
284.724

73,429
68.947
93.736
94*782
115.975

38.166
41.995
44.619
40*481
35.908

409*931
538*071
563*209
607*211
683,251

26*540
36*426
44.648
40.432
44.048

21*036
27*945
29*051
29*553
30*341

362.355
471.700
489.510
537*226
606*862

70.679
66.261
64.236
59.493
62.593

1*246*440
1*436*657
1*514*082
1*555*614
1.692.219

1940
1941
1942
1943
1944

435*033
500*522
663*012
1*511*560
1*968*321

279.725
335.834
499.536
1*360.455
1*839*606

121*084
134*425
131*995
123*282
103*568

34.224
30.263
31.481
27.823
25.147

806*983
910.919
1*013*990
1*286*520
1*423*144

45*496
77*350
71*551
110.311
135.879

29,700
36,291
47,910
62,381
66,464

731,787
797,278
894,529
1,113*826
1*220*801

62.742
62.314
60.050
57.581
57*682

1*833*563
2*080*445
2*365*305
3*445*135
4*243*523

1945
1946
1947
1948
1949

2.561.065
2.845*144
2*506*644
2.543*772
2*464*802

2.416.835
2*640.990
2.251.877
2*230*842
2*138*099

118.435
154,997
196*300
249*396
265*019

25.795
49.157
58.467
63.534
61*684

1.775,549
1.879*068
1.878.325
1*963*966
1*866*633

134.606
171.137
191*441
244*597
225*678

65,296
68,109
77*429
93*053
95.732

1.575.647
1.639.842
1.609.455
1.626.316
1.565.223

54*613
61*598
55*556
66*476
78.093

.373.949
.020*559
864*411
.324*900
.281.945

1950
1951
1952
1953
1954

2*699.150
2.512.509
2.778.504
2.830.556
2.937,745

2*350*191
2*110*214
2*352.302
2.363.707
2*427*244

282.589
314*097
345*528
387*982
418*350

66*370
88*198
80*674
78.867
92.151

2.139*225
2.225.087
2*553.943
2*655.708
2*824*948

309*004
282.120
332*846
382*779
427*841

92.941
92.684
117.967
130.095
134.125

1.737*280
1.650.283
2*103.110
2.142.634
2*262*982

94*058
99,483
121*411
138*571
155*164

137*411
.405*445
.272.693
.694*774
324,213

1955

3*108*720

2*510.263

142*106

2*857.595

457*740

141.439

2.258.416

183*292

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

972

Texas

AU BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank
3.581

US.
Government

Other
demand

Other
time

1897
1898
1899

47093
44,957
54,671
64*288

3*506
4*858
6.466

408
353
688

361

42.134
40*176
48*483
56.132

1.017
667
977
1*002

1900
1901
1902
1903
1904

70,173
105,567
102*682
108,751
123*050

6.551
12*259
9,992
11,889
15.616

1*019
989
1*540
1*694
1.572

61*365
90,783
89,295
92*562
103*164

1*218
1*536
1*855
2*586
2*696

1905
1906
1907
1906
1909

144,521
172*643
226*675
165.691
233*463

20.505
23.749
40,117
21*913
40,448

1*058

119.634
143*446
176.213
133,759
181*123

3*324
4*439
5*609
6*869
10*104

1910
1911
1912
1913
1914

238.561
266,017
280.149
343,692
323,984

32*186
37.523
38.604
48*632
39,726

1*392
1*999
1*734
1*687

188*633
208,558
217,217
266,354
252,360

16*623
18(544
22.329
26*972
30*011

1915
1916
1917
1918
1919

315.604
379.012
513.298
574,993
726,255

41,254
46*605
75.231
62.631
93.925

2.557
19.706
12.349

241,692
288,792
385*829
438*478
550.578

30*838
40.219
49.681
54.178
69.403

1920
1921
1922
1923
1924

939,847
743,466
767.629
796*242
894*826

95.214
62.525
77,302
71,062
92.205

4*664
6*464
4*389
7.047
5*526

736.285
563.837
570.116
581.679
637,878

103*684
110*640
115.822
136,454
159*217

1925
1926
1927
1926
1929

1*016*360
1.011.839
1.066.192
1*159.374
1*150.974

117,079
107,276
116*045
119,141
100.372

7*935
6,874
10*778
17*146
19*335

714,999
704*376
740.948
790.609
788.026

178*347
193*313
198*421
232.478
243*239

1930
1931
1932
1933
1934

1*106.750
1.024.075
787.086
760,155
981*058

113*138
122,849
79,431
83.702
132.997

14*566
17,173
21*759
28*738
77,338

730.126
637.753
490.465
466*800
580*947

248.900
246*300
195*431
180.915
189*776

1935
1936
1937
1936
1939

1.036.476
1.245,793
1*318*509
1*359*849
1*490.864

142*928
196*459
198*675
206*242
234.526

28*570
46,378
14,158
27,217
36,213

667.876
796.719
895.370
897.776
979,444

199*102
206*237
210*306
228*614
240*681

1940
1941
1942
1943
1944

1.624.997
1*865,417
2*146,824
3*216,589
3*994,752

284.298
319.478
351.582
495*363
533.966

36*056
43*088
61*011
214,744
499*012

1,063*675
1,254.329
1*502*817
2*264*067
2*669*910

240.968
246*522
231.414
244*415
291.864

1945
1946
1947
1948
1949

5*095*805
5.693*570
5*517*516
5*947,033
5*870*351

701.061
717,166
656,669
661*607
601,443

656,793
406,581
41*902
68*207
59*851

3*344*861
4*088*501
4*286*731
4*641*998
4.579*017

353,090
481,322
532*216
575.221
630*040

1950
1951
1952
1953
1954

6*673*000
6*886.436
7*668.120
8.050*749
8.645*443

802*128
821,619
947,714
1.012.154
1.179.728

100.227
174*885
208*520
153.893
212.760

5*101*825
5.213.671
5*781.459
5,959.597
6*125.757

668*820
676*061
750*427
925*105
1,127*198

212*037

6.429.073

1.009
2*536
3*150

1.788
1*119

1*620
1.396

Texas

973

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1896
1899

3t870
2tl67
1.296
990

4.503
.308
.219
.599

188
314
141
100

23,572
21*150
20.170
19*743

14*642
15*115
15,509
15*736

93*866
88*011
96,008
105*456

378
372
384
392

1900
1901
1902
1903
1904

2294
1*375
5.080
3*498
2.239

456
.876
.235
.991
13.065

184
120
600
528
357

20,330
22*905
25*934
29,592
32*653

17,564
19.359
22*027
24*812
25*875

117,001
158*198
165*558
177*172
197*239

410
489
531
583
623

1905
1906
1907
1906
1909

2*366
3*237
1,078
6*091
2.915

15*464
19*023
20.859
23.896
26.537

425
656
1*025
1*955
1*963

35.526
41,709
46,794
50*910
55*542

27,247
29,496
32.209
34.906
37.526

225*551
266*764
326*640
263*449
357*946

692
811
942
1*039
1,144

1910
1911
1912
1913
1914

13*185
9*611
11*053
10.160
22.7*5

28284
30*509
32.729
36.122
37.482

2*402
3*237
3,993
1*415
2.411

61*469
66*857
71.942
81*101
86*312

41.396
45,667
49*344
54*557
56,997

385*297
421,898
449*210
527*047
529*931

1*270
1*339
1*393
1.477
1*556

1915
1916
1917
1916
1919

17*423
15*600
12*560
54 1 440
78*752

39.416
37.452
38.444
40*241
41*169

7.492
3*693
3*324
11*023
16*323

86,102
86*661
87,560
90,082
95,057

59.710
56,872
63,657
67.092
71*460

525*747
561*490
718*843
637*871
1*029*016

1*534
1.531
1*553
1*580
1,597

1920
1921
1922
1923
1924

111*450
97*021
49.611
47.762
27.394

42*799
43.014
44*123
44*376
43*783

15.150
7.105
4,697
4,956
4,146

110*274
115,232
113*317
115*148
116*673

84*655
86,212
80*693
77*466
78,711

1,304*375
1.092,050
1,060*070
1*085*954
1,165,533

1,661
1*710
1*664
1*632
1*619

1925
1926
1927
1926
1929

16*906
33.339
16*229
15*466
25*483

39*635
40*118
43.231
43.490
44*136

6*463
9,812
11.792
9.939
10.203

118*182
119*400
117*852
117,802
119*049

77,828
81.992
82.410
84.931
92,907

1,277*376
1*296,500
1*339,706
1,431,022
1,442,752

1,585
1.557
1.501
1*454
1*414

1930
1931
1932
1933
1934

17,277
18*056
23*451
8*975
4*755

41*485
41*062
42*146
46.740
43*263

14.621
7.114
8*174
3,710
4*072

115*295
109*605
99*909
93*709
109.940

93*026
68,531
74,275
61.745
57,060

1*386*454
1*288*443
1*035*043
975,034
1*200*148

1*355
1*244
1*108
993
955

1935
1936
1937
1936
1939

1*638
1.517
1*476
1*012
1*083

17*887

10*596
8*056
7.729
7,118
6,094

109*857
106*639
102,246
99*561
97,252

67.984
74*652
84.120
86*074
96,926

1*246*440
1*436*657
1*514,082
1,555,614
1,692*219

936
911
895
679
865

1940
1941
1942
1943
1944

976
583
140
25
69

6,280
6,661
6,777
7*356
8,517

93,394
91*375
92*422
92*866
98,730

107,916
116,409
119*142
126*299
141*455

1,833,563
2*060*445
2*365*305
3,445*135
4*243*523

863
.861
859
851
853

1945
1946
1947
1948
1949

253

310

9*212
15.279
17,419
20*477
22*956

106,606
120,998
125,144
134,299
143*306

162,073
190,712
204,330
223*091
245,022

5,373,949
6*020,559
5,864*411
6*324,900
6,281,945

861
865
678
896
896

1950
1951
1952
1953
1954

200
3.177
2*395
1.152
449

32*471
33,354
42*169
53,569
51,512

161*897
180*892
202.714
218*738
230*105

269*843
301,566
337,295
370*566
396*704

7,137*411
7*405*445
8*272*693
6*694*774
9*324*213

904
911
916
920
925

1995

2*169

54*596

254*983

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

927

974

Texas

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1698
1899

44*224
40t593
41t965
47*541

1.269
1.271
1.372
1.545

11*423
11.435
12.351
13.906

31.532
27,887
28,242
32.090

1900
1901
1902
1903
1904

56.213
71711
64*882
86*830
93.877

1*883
2*302
2.657
2.839
3.004

16,949
20,717
23.911
25.554
27.037

37.381
48,692
58.314
58,437
63,836

1920
1921
1922

1923
1924

544,642
459,709
438,143
453.265
472*024

10.658
14.833
22*141
26,259
26*992

244*436
203*390
198.967
195*265
210*541

269*548
241*466
217,035
231.741
234*491

1905
1906
190?
1908
1909

106.741
128.323
157.669
133*483
152.518

3.544
4*222
4*996
4*432
4,985

31*694
37.996
44.983
39.884
44,896

71,303
66*105
107.688
69.167
102.637

1925
1926
1927
1928
1929

540*959
561.968
575.441
609,641
607,331

29,259
29,073
29,580
32*210
28,614

248.553
253,441
268,086
293.998
146*525

263*147
279.454
277.773
283.433
430,192

1910
1911
1912
1913
1914

182*456
184,059
189*686
216*965
219.915

5*616
5,515
6*055
6.220
7.453

54,526
57.015
61,006
70,913
74.580

122,312
121*529
122,625
141,832
137,882

1930
1931
1932
1933
1934

562.762
477.997
372,345
311.379
291*200

28.060
31.669
35.226
38,713
38,314

118.203
100.220
84,414
72.013
69,807

416,499
346.108
252.705
200*653
163.079

1915
1916
1917
1918
1919

213.387
237*117
290.188
344.143
388.467

9.015
10,322
10.364
9*469
9.266

89.996
102.519
124,074
154,007
170.091

114.376
124,276
155,750
180*667
209,110

1935
1936
1937
1938

295.382
316.381
357,583
377.973

39,444
36,868
37,593
37,692

52*821
52.172
56*385
48.967

203*117
227.341
263*605
291*314

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

16.515

269,268

On
residential
property

Other

Other
loans
to
individuals

All
other

14.454

1940
1941
1942
1943
1944

429,607
494*746
516.125
478.358
647*490

275,675
320,575
353,904
350,377
429,227

2,464
2.608
2*648
1*774
3*614

15.614
16.883
17,903
20*733
95.181

9*242
8*603
7,970
7*736
8*958

15.657
19*166
17.167
15.445
16*884

15,103
14,891
15,120
12,474
12.686

41.361
46.059

95*652
112*022
101*213
28.438
34.881

1945
1946
1947
1948
1949

800,485
1,004,372
1,144.928
1*411*053
1.473,108

520,400
603,697
738,851
919.763
939,213

5.913
8.269
6.175
6.641
7*404

139,234
159,607
?i4ll
65,415
57,421

9.658
14.342
18.420
19*155
16*725

16.058
37.917
62.821
74*732
79*527

16,012
30,205
42.266
48*156
52.247

50*312
87*662
168*403
235.103
279.976

40*690
62.673
33*561
$0*061
51.933

1950
1951
1952
1953
1954

1,767*721
2.064,429
2,243,477
2,443,570
2,726,116

1,115,518
1*322.088
1,428,932
1,502.010
1.753.812

7,140
3*919
10.297
12.752
8*659

60*596
65,474
77,009
89,002
103,349

19*184
20*653
21.033
21.019
21.909

103*856
106.183
104*094
115.819
110.145

56*709
66*634
71.823
75,715
88,348

361.721
446*662
503.797
602.403
613.385

62.111
52.253
52*074
52.557
52*616

1955

3*034.117

1,853,563

26*653

124,096

25.783

144.875

103.355

710.300

79.781

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirety comparable with prior figures. Total loans
continue to be shown net.

Texas

975

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

1696
1897
1898
1899

7,193
7.351
7.317
8.120

5.796
5*713
5.864
6*480

463
567
503
567

1900
1901
1902
1903
1904

9.792
12*004
12.524
13.858
17.374

8*449
10*477
11*344
12.439
15*751

465
528
406
491
562

1905
1906
1907
1908
1909

19.431
23.015
27*869
31.689
34*608

17*506
20*864
24.679
26.889
29.080

666
744

1910
1911
1912
1913
1914

35.386
38*618
41*624
45*617
45.734

1915
1916
1917
1918
1919

Other
securities

Total

Cash items
in process
of collection

Bankers'
balances
(including
reserves)

Currency

and
coin

Other
assets

Total
assets

12*398
14*420
20*096
24*796

359
242
481
594

5,815
6,673
7,822
7,885

6*224
7,505
11*793
16*319

3,678
3*588
3*616
3*446

67.493
65.952
72.994
83.905

878
999
772
928

1.061

23*405
45.571
35.575
36*867
47*697

581
811
932
979

1*012

7,917
11*712
11*111
10.527
12.714

14.907
33.048
23.532
25*361
33*971

3*539
3*866
4.272
4.846
5*870

92.949
133.154
137.253
142.403
164.818

1*104
1*661
3*605

1.259
1.407
2*086
3.139
1.923

57.445
55*827
61*932
52*636
86,037

1,365
1,770
2*691
1,752
2,459

13.650
14*544
19*276
18*169
22*222

42.430
39*513
59,965
32.717
61.356

6.800
7,371
8,373
9*691
10*419

190.417
214*536
275,843
227*501
263*562

30,206
32,193
34,531
38*234
39*444

3*107
4*006
4*025
3.791
2.283

2*073
2.417
3.068
3.592
4.007

64.926
77,016
81*059
89.885
81.659

2,875
3,487
3,102
5,249
5,039

20.928
21*397
21*748
24,593
25,478

41.123
52.132
56.209
60.043
51*142

11*638
13*240
15,616
16*563
17*935

294,406
312*933
327*987
371,030
365*243

52*198
49.575
68.691
101.656
131.974

40*809
39*591
56,836
89,077
116.902

4.458
2.877
3*050
3*426
2.405

6.931
7*107
8*805
9*153
12*667

82.959
101,727
127,728
115*293
164*775

4,135
6,297
7,335
13,913
26,328

19,537
21,486
24,256
13,328
16*229

59*287
73*944
96*137
12^*218

19*218
19,70a
19.561
25,848
34,305

367*762
408,127
506*168
586,940
719,521

1920
1921
1922
1923
1924

122.574
96.427
101.307
122.990
117.430

107,155
78,649
83.634
103*280
93*928

5.079
3.992
3.974
3.283
5*863

10*340
13*786
13.699
16.427
17*639

176.875
126*445
153*877
143,437
177,449

36.009
24,476
23*676
25,312
31,273

18,558
15,396
15*079
12*806
15*721

124.308
33*573
115.122
105,319
130,455

36,976
34,162
36,558
40,904
43,347

863,067
718,743
729,885
760,596
610,250

1925
1926
1927
1928
1929

136*844
141*426
160*493
202.781
223*518

103*426
103.654
112.104
137.591
154*192

7*437
11*408
12*928
19*592
25*557

25*981
26.364
35*461
45,598
43.769

217,627
214*864
228*698
229,822
215,802

34.004
37.626
36*769
39,399
38,477

18.182
18.454
13.664
15.793
16*097

165*441
158.784
173*065
174,630
161,228

48*925
51,207
52.112
56.582
56*622

944,355
969*465
1,016*744
1,098,826
1,103*473

1930
1931
1932
1933
1934

187.255
207.766
210*186
225.123
318*230

113.968
116*315
124*337
146,196
231*543

30*090
38*712
39.785
40*029
49*833

43*177
52*739
46.064
36.898
36*854

258*704
243*766
178*736
201*054
341,897

33*143
26*164
15,607
18,170
24,289

17.178
16.807
15,606
15,331
14*407

208,383
200,795
147,323
167,553
303,201

54,835
53,016
48,338
47.642
44.645

1*063*556
982,545
809,605
785,198
995,972

1935
1936
1937
1938
1939

339*683
377*611
394.721
371,873
381*371

253*428
274.399
283*481
263*901
259*824

56*880
69*166
73*950
73*121
91.280

29.375
34*026
37*290
34*851
30*267

350*172
456,606
486*384
532,630
601*185

24,359
35*970
42.763
38.573
41.996

15,649
21,094
21,775
22,537
22,767

310,164
399,742
421,346
471,520
536*422

42.647
41.842
43.268
41,771
45,353

1,027*884
1*192*640
1*281.956
1.324.247
1*445.473

1940
1941
1942
1943
1944

376*632
435,750
582.333
1.323,739
1*696*571

252*584
305*982
451.183
1.203*848
1.597.523

95.282
105*047
104.800
97.220
76.527

28*766
24.721
26.350
22.671
20.521

714.796
799*698
877,946
1*075,287
1.174.555

42.833
73.250
68.209
105.795
129.631

22*383
27*411
37,098
47*743
50*617

649.580
699,037
772*639
921.749
994.107

45.176
44*867
45*072
42.866
41.975

1.566*211
1.775*063
2*021*476
2*920*272
3*560.591

1945
1946
1947
1948
1949

2, 167848
2*352*061
2.043*936
2.057.469
1,986*218

2*059.092
2.197.386
1*845*919
1*618*819
1*741*507

87.802
116*613
150*673
166*651
195*522

20.954
36*062
47.344
51.999
51.169

1.434.871
1,523,769
1*557.089
1.635,555
1,567,615

127.460
161.583
181.219
232.591
213,320

49*311
49.625
54.926
65.434
67.899

1*258.080
1.312.559
1*320,942
1,337,530
1,206,396

41,110
46.064
47.035
55.206
64.314

4.444.314
4.926*266
4.792.988
5,159,285
5,093,255

1950
1951
1952
1953
1954

2.178*726
2*012*420
2*221*430
2,224*802
2.319.367

1*913*683
1.706*579
1*902*897
1*679*953
1.941.360

209.342
234.386
256.005
287.652
306.380

55.701
71,455
62.528
57.197
71*627

1,775,229
1,852,752
2,109,223
2,178*681
2,330,178

293,069
264*328
313.591
360*954
406*701

63.206
64,491
61*029
88,376
90,312

1*416*954
1.523,933
1*714,603
1,729,351
1,833,165

77.949
80.684
100,192
114.364
129.507

5,799,625
6,010,285
6,674*322
6,961,417
7,505,168

1955

2,416*705

1*974.352

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

914

1*071
950

1.073

106,485

2,354,302

433,910

92,758

tia0t>2

1,827,634

976

Texas

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-^Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Interbank

as.

Government

361

Other
demand

Other
time

1896
1897
1896
1899

31*186
32,297
41*087
51*459

2.375
2.656
4.214
5,941

406
353
686

27,723
28*260
35*636
43*900

727
773
664
930

1900
1901
1902
1903
1904

55*617
90*457
85*218
86*491
102*147

5*792
11*646
9.157
9*676
13.774

1*019
989
1*540
1*694
1*572

47*759
76.410
72.871
73.247
64.686

1*047
1*410
1*650
1*874
2*115

1905
1906
1907
1908
1909

121*395
137534
191*457
132*123
185.706

16.361
19*870
36*564
18*956
36.132

1,056
1,009
2*536
3,150
1*788

99.359
113.574
147*757
104*427
139*882

2.617
3.061
4*600
5*568
7*906

1910
1911
1912
1913
1914

183*647
199*285
207*256
242*269
225*243

28.942
33.742
34*245
41.472
34.679

1*119
1,392
1*999
1*734
1*887

141*326
150.967
155*466
180*607
168.866

12*460
13,164
15*548
18*456
19*811

1915
1916
1917
1918
1919

222*150
266*604
359.747
397*486
499*574

35*699
43.599
67*061
54.533
81.481

1*620
1*396
2.557
19*484
11*588

163*057
192*901
253.985
283.590
360*216

21*774
28*908
36*144
39*881
46.289

1920
1921
1922
1923
1924

625*099
483*713
532.504
559*330
621*970

81*067
51.553
67.090
62.779
82.037

4*306
5*632
4*389
7.032
5*98

*72*173
352*088
378,962
389.503
414*201

67*553
74*440
62.043
100*016
120*234

1925
1926
1927
1928
1929

755*030
761*197
815*350
891*886
879*652

107,975
99,095
107,451
110.593
90.709

7*866
6*804
10*778
16*700
18*151

499*849
513.550
539,7*2
577.377
568*027

139*340
141*746
157*379
167*216
202*765

1930
1931
1932
1933
193*

854*403
783*340
623*862
614*910
825*859

103.043
110.286
73.063
77.006
126*607

13,467
14*393
18*922
23*940
70*675

532*563
465*905
367*952
355*178
464*974

205*330
192*756
163*925
158*786
163*603

1935
1936
1937
1938
1939

877.005
1.054.284
1.135,517
1*174*439
1.290.551

136*700
187*619
195.307
202*340
228*694

25*425
39*673
13.453
26,700
34*656

547*198
655*167
748*498
750,710
822*587

167*682
171*825
176*259
194*689
204*612

19*0
19*1
1942
19*3
19*4

1*405*510
1.606*726
1.849.199
2*741.441
3*365*430

277*253
310.984
342.044
480*163
513*466

34,279
40*869
56*490
192*383
455,906

891*039
1*049*020
1.257.446
1.866.478
2*153*656

202.939
207*853
193.219
202*417
242*396

19*5
19*6
19*7
19*8
19*9

4,223*506
4*666*683
4*511*112
4*856*365
4,765*288

674.604
687.919
636.195
639.034
574*732

587,519
366*880
33.527
60*469
52*861

2.635*312
3.211*381
3.394*417
3,678.977
3*607*969

325*871
400*503
446*973
477*865
529*726

1950
1951
1952
1953
195*

5*429*342
5,597*117
6*207.147
6,4*7.1**
6*962,139

770.462
787*889
905*486
964*466
1*128*079

68*968
160*704
190*621
141.363
191.613

4*017.725
4.102*721
*.52*980
4.624.174
4*759*510

552.187
545*803
586*060
717,099
882.737

1955

1*157*133

1*059*079

Texas

977

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

3*728
2tl45
1*260
974

48
30
38
7

21.065

6*963

4.308
4.219
4.599

19.985
19,190
18.920

7,187
7,180
7,946

67*493
65.952
72,994
83*905

209

1900
1901
1902
1903
1904

2.275
1*356
5*055
3*466
2*212

6*456
8*876
9*235
9*991
13*065

48
10
447
207
86

19,170
21,889
24,446
26.713
30,213

9,383
10,564
12,850
15,533
17.095

92*949
133*154
137*253
142*403
164,818

207
276
326
359
404

1905
1906
1907
1908
1909

2*328
3*131
962
5*092
1.350

15*464
19.023
20*859
23.896
26*537

142
231
546
531
481

32*254
34*059
39,033
40.596
42.463

16.834
20.558
22,966
25,263
27,043

190,417
214*536
275,843
227,501
263*582

437
473
510
533
526

1910
1911
1912
1913
1914

8.726
5*153
5*826
5*130
11.705

28.284
30*509
32*729
36.122
37.482

544
594
834
855
1.044

43,561
44*904
46,761
50.155
52.046

29,444
32.488
34,559
36.499
37,723

294,406
312,933
327,987
371,030
365,243

516
511
515
514
518

1915
1916
1917
1918
1919

10*231
9.551
8*280
40*335
59*394

39.416
37.452
38.444
40*241
41*169

709
188
773
7.835
14,377

53.978
53.790
54.590
55,233
56,912

41,278
40,342
44.334
45.808
48.095

367,762
408.127
506*168
586.940
719,521

537
531
537
543
543

1920
1921
1922
1923
1924

82*539
63*309
27.321
29*362
14.254

42.799
43*014
44*123
44*376
43.783

13,583
5.031
2*679
2*604
2*248

62,960
65.650
66.192
71.960
73,972

56.067
58,026
55,066
52,944
54,023

883.067
718.743
729*885
760*596
810*250

556
557
555
561
573

1925
1926
1927
1926
1929

9.177
19*604
9.856
10*193
16.434

39*635
40.118
43*231
43*490
44*136

3.686
5.449
5.504
7*626
8*454

81.237
84*046
82.995
83.720
84.165

55,386
59,051
59.808
61*911
66.612

944.355
969.465
1,016,744
1.096,626
1.103*473

642
662
649
638
623

1930
1931
1932
1933
1934

10*425
11*290
12*667
4.359
442

41*465
41.062
42*146
46*740
43.263

6.608
4*420
2*538
3*503
2,375

80.578
76*478
71.682
68*905
82.327

70,057
65.955
56,708
46,761
41.706

1.063.556
982.545
809*605
785,198
995.972

593
537
493
450
456

1935
1936
1937
1938
1939

382
458
436
299
451

17.887

3*329
4.183
4.652
4*646
4.162

83.596
81*560
79,277
77*795
76.134

45,685
52,155
62,074
67.068
74,175

1*027*684
1,192*640
,281,956
,324.247
,445,473

457
456
457
449
446

1940
1941
1942
1943
1944

364
95
120
25

4,696
5,384
6,062
6,242
7.021

72*861
71*604
73,089
73.555
78*319

82*760
89,254
92.986
99,009
109,821

,566,211
,775*063
2,021.476
2.920.272
3.560.591

446
445
442
439
439

1945
1946
1947
1948
1949

225

8.250
11.587
13.655
15,260
18,046

84*853
97*456
100,929
107,601
113*853

127,480
150,540
167,292
180*059
195,773

4.444,314
4,926,266
4.792,988
5,159,285
5,093,255

435
432
436
436
438

26,186
26.031
34.282
44.495
43.539

126,986
144,785
163.700
177,110
165.645

215,109
240.066
268,368
292,243
313,845

5,799.625
6.010.285
6.674.322
6.961.417
7,505,168

441
443
443
443
445

45,925

206*113

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

293

2*286
. 825
425

4.503

202
196
197

978

Texas

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loains

Loans
Year
Total

Rftal
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

15.395
12.877
12t975
12.237

4.147

3.614
3,645
3.372

7.546
5.345
5*135
4*655

3.702
3.918
4*195
4.210

1900
1901
1902
1903
1904

13.814
14*014
16.007
20*341
18.995

3.718
3*689
4*047
5*156
<**731

5.403
5*203
6*047
8*846
7.872

4.693
5*122
5*913
6.337
6*392

1920
1921
1922
1923
1924

297,117
274*450
231*905
229*687
237*314

25*024
23,019
23*429
23*606
24*943

141*449
138*472
128.130
116*751
116,328

130*644
112,959
60,326
87*528
96,043

1905
1906
1907
1908
1909

20.461
30.900
31.121
34,978
46*260

4*908
6,985
7,212
8.029
10,014

9*076
16*507
16*450
14.187
18*104

6.477
7,408
7*459
12*762
18,142

1925
1926
1927
1928
1929

211*940
210*159
201*064
200*307
206*675

29*299
31*120
30,782
33*268
32*166

104*436
99*863
102.764
90*023
15*628

78*205
79.176
67*516
77,016
158.881

1910
1911
1912
1913
1914

61.398
71.357
80*359
104.284
112.077

11.769
11.961
13,221
17.304
15*561

27.126
30.332
35*614
43*490
34.542

22*503
29*064
31*524
43*490
60.974

1930
1931
1932
1933
1934

194*690
168*210
115.722
90*950
81*946

30*378
32,409
24,927
24.481
17.010

17.432
18.930
10.390
7.526
5.538

146*880
116.871
80.405
58.943
59.398

1915
1916
1917
1918
1919

105.711
114.051
132.982
167.772
201.457

13.499
17.190
18.010
19.253
19,081

42*024
47.909
57.880
76.246
94.397

45,186
46*952
57.092
72,271
87,979

1935
1936
1937
1938

60*460
79.992
81*739
87*230

15.797
14*648
13*835
12*667

5.760
5*495
4.017
4.162

56.903
59.649
63*687
70*401

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

92.204

54.150

9.172

2*761

22*449

1940
1941
1942
1943
1944

99,198
111.942
112*128
111.116
146.886

57*672
60.685
66.376
75,074
93,707

80
155
81
105
68

862
1.046
1.166
1*863
9*018

2*615
2,641
2*496
2*575
3*259

9.639
11*057
11*357
8*670
11*733

3*462
3*315
3*338
4*145
2*501

15,902
19,064

24*666
33,043
27.312
2.782
2*536

1945
1946
1947
1948
1949

182.237
230.357
278.958
339.633
379*309

118.880
133.794
159,372
190*528
212.694

299
537
120
222
306

13.132
11.667
6,096
6*059
7*087

4*322
7,854
6*841
11.357
8.429

13*882
24*439
28*759
36*447
35*769

3,639
7,867
11,398
14,276
16*123

24,309
38,652
50*939
73*972
94*612

3.774
5*347
13*433
7*385
5*707

1950
1951
1952
1953
1954

437.257
503.937
575,358
626*369
680*240

233*018
267*098
299.285
308. 854
350*855

296
241
181
260
295

7*772
8*690
6*216
9,326
10,308

8*097
9*550
10*479
10*879
10,801

41.443
42*519
46*956
49*462
51*325

17*056
16*331
21*178
21*558
23*680

129*152
155.737
187*708
224*415
229.939

5*572
4*945
5*622
6*278
7*099

1955

756,127

376.510

571

13,092

11*365

62,249

27,687

262.227

6*034

1
Beginning June 30, 194$, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Texas

979

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Investments
Year

U.S.
Government
obligations

Total

1896
1897
1898
1899

320
319
367
315

1900
1901
1902
1903
1904

369
365
577
1*018
1*265

1905
1906
1907
1908
1909

1.513
2*046
1*601
1*583
1*553

1910
1911
1912
1913
1914

2*578
3593
4*064
5*409
5*514

1915
1916
1917
1918
1919

Amounts in thousands of dollars]

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total

assets

5
7
6
7

315
298
359
289

9.799
8.222
8.978
8.314

284
236
256
198

2*863
2.478
2.716
2*209

6.652
5*508
6,006
5,907

861
641
694
685

26,375
22.059
23*014
21.551

10
18
31
51
67

351
343
539
940
1.198

9.188
9.775
10.722
12.286
11.278

217
224
252
273
228

2.300
2*491
2.569
2.904
2.758

6*671
7.060
7.901
9,109
8,292

681
890
999
1*124
883

24.052
25.044
28*305
34.769
32*421

20

80
101
81
56
515

1.433
1*945
1*520
1.527
1*018

12.119
17.650
18.363
16.942
23.414

334
306
277
346
385

2.925
3.945
3.963
4*499
5.649

8*860
13*399
14,123
12.097
17.380

1*041
1*632
1.712
2*445
3*137

35,134
52*220
52*797
55*948
74*364

20
30
77
60
99

522
543
383
374
845

2*036
3.020
3*604
4*975
4*570

21.769
27.270
28.769
38.275
34,813

538
924
766
1,344
1.351

5.756
7.130
7 >464
10*706
9*760

15.475
19.316
20*539
26.225
23*702

5*146
6*745
8*031
8*049
12,284

90*891
108*965
121.223
156*017
164*686

3*062
3.277
4*678
17*060
19*432

55
111
656
8.277
12.455

394
424
569
1.347
1*057

2*613
2*742
3*453
7*436
5.920

34,920
40*045
56*654
49,298
71,294

1.100
1.292
1*643
2*173
3.351

8*675
9,126
11.231
11,467
12.793

25*145
29,627
43*780
35*658
55.150

14*292
15,990
18,361
16*801
17,312

157*985
173*363
212*675
250.931
309*495

1920
1921
1922
1923
1924

23*247
15*429
11*498
12.751
21*183

11*655
7.032
5*058
5*851
10*121

1*837
1*340
1*022
1*095
1*768

9.755
7.057
5*418
5.805
9.294

82*974
62*283
59,875
55,440
68,099

4.958
2.320
2.156
1.983
246tt

15.967
9.693
9.013
8*206
15.674

62.049
50*270
48.706
45.251
49*957

17,970
21,145
26,907
27*280
28*687

421*306
373.307
330*185
325*358
355*283

1925
1926
1927
1928
1929

22*061
26*180
28.217
34.685
46*201

10*024
15*261
11.798
12.597
17,867

3*112
3.619
7.165
12*521
13*858

8*925
7*300
9.254
9.767
14.476

70.872
66*903
71*471
70.780
65.535

2,658
3,123
2.285
2*220
1.778

11.467
11.798
12.195
10.639
11.114

56.747
51*982
56.991
57,921
52,643

28*148
23,793
22*190
26(224
20,868

333*021
327*035
322.962
332*196
339.279

1930
1931
1932
1933
1934

42.474
47.880
44*937
34*672
40*626

11.478
8.105
12.991
13*541
19*146

15*185
20*447
14.395
9.878
11.990

15*811
19.328
17.551
11.253
9*490

65.659
65.202
44,082
47,907
62,162

2*022
2*571
1*425
1,454
1.865

10*920
7,874
6.354
7,471
5.229

52.717
54,757
36,303
38.982
55.068

22*075
24,6>06
20,697
16.307
19,442

324.898
305.898
225.438
189*836
204.176

1935
1936
1937
1938
1939

50*305
58*341
52.592
51.834
55.236

24*965
30.611
25.477
24, 543
24*900

16*549
19*761
19.786
21*661
24*695

8.791
7.969
7.329
5.630
5*641

59.759
81.265
76.825
74.581
82,066

2.181
2.456
1*885
1.859
2.052

5.387
6*851
7.276
7*016
7*574

52.191
71,956
67,664
65,706
72,440

28*032
24,419
20.970
17,722
17.240

218.556
244.017
232*126
231.367
246*746

1940
1941
1942
1943
1944

58.401
64.772
80*679
187.821
271*750

27*141
29.852
48.353
156*607
242*083

25.802
29*378
27.195
26.062
25.041

5*458
5*542
5*131
5*152
4*626

92,187
111,221
136.044
211.233
248.589

2*663
4*100
3*342
4*516
6*048

7.317
8*880
10*812
14.638
15.847

82,207
96,241
121.890
192,079
226,694

17,566
17,447
14*978
14.693
15.707

267,352
305.382
343*829
524*863
682*932

1945
1946
1947
1948
1949

393.217
493.083
462*708
486*303
476*584

357.743
443*604
405.958
412*023
396*592

30.633
38.384
45.627
62.745
69*497

4*841
11*095
11*123
11*535
10*495

340.678
355.319
321.236
328.411
319*018

7*126
9*552
10*222
12*006
12*358

15.985
18*484
22*501
27*619
27*833

317.567
327,283
288,513
288,786
278,827

13.503
15.534
8*521
11.268
13,779

929*635
1*094*293
1*071*423
1*165*615
1*186*690

1950
1951
1952
1953
1954

520.424
500.089
557.074
605.754
618,378

436*508
403*635
449*405
483*754
485*884

73*247
79.711
89.523
100.330
111.970

10*669
16.743
18*146
21*670
20*524

363.996
372*335
444,720
477,027
494,770

15.935
17.792
19*255
21*825
21*140

29.735
28*193
36*958
41,719
43,813

316*326
326,350
388*507
413*483
429.817

16*109
18*799
21*219
24.207
25657

1*337*786
1*395*160
1*596*371
1*733*357
1,619,045

23*630

"8.661

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

14
2
19
8
4
7
27

1,962.168

980

Texas

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits

Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

290

1896
1897
1898
1899

15*907
12*660
13*584
12*829

1,206
650
644
525

14,411

1900
1901
1902
1903
1904

14*556
15.110
17,464
22*260
20*903

759
611
635
2.213
1,842

13,626
14.373
16*424
19.335
18,478

171
126
205
712
583

1905
1906
1907
1908
1909

23*126
35.109
35,218
33,568
47,755

2,144
3,879
3*553
2,955
4*316

20,275
29,872
30,456
29,332
41,241

707
1.358
1,209
1,261
2*196

1910
1911
1912
1913
1914

54,714
66,732
72*891
101,423
98,741

3,244
3,761
4,359
7,160
5*047

47*307
57,591
61*751
85*747
83,494

4*163
5*360
6*781
8*516
10.200

1915
1916
1917
1918
1919

93,454
112*206
153,551
177,505
226,681

5*555
5*006
8,170
8,096
12*444

78,835
95,891
131*844
154*886
190.362

9*064
11*311
13.537
14.297
23*114

1920
1921
1922
1923
1924

314,748
259,753
235,125
236,912
272*856

14,147
10,972
10*212
8,283
10,166

356
832

264.112
211,749
191,134
192,176
223,677

36*131
36.200
33*779
36*438
38*983

1925
1926
1927
1928
1929

263,330
250,642
250,842
267,486
271,322

9,104
8,181
8,594
8*548
9*663

69
70
446
1.184

215,150
190,826
201,206
213,232
220,001

39*007
51.565
41.042
45.262
40.474

1930
1931
1932
1933
1934

252,347
240,735
163,224
145,245
155,199

10*095
12,563
6*368
6*696
6*390

1.119
2,780
2.837
4,798
6,663

197,563
171*648
122*513
111,622
115,973

43.570
53*544
31.506
22*129
26*173

1935
1936
1937
1938
1939

161,471
191,509
182,992
185,410
200*313

6,228
8.840
3,368
3,902
5,832

3.145
6.705
705
517
1*555

120,676
141.552
146,872
147,066
156,857

31*420
34,412
32*047
33*925
36*069

1940
1941
1942
1943
1944

219,487
256.691
297.625
477*148
629,322

7.045
8.494
9*536
15.200
20*498

1.777
2*219
4.521
22.361
43.104

172,636
205,309
245,371
397,569
516,254

38*029
40*669
38*195
^1*996
49*466

1945
1946
1947
1948
1949

872,299
1,026,887
1,006,406
1,090.666
1*105,063

26.257
29,247
20.474
22,573
26,711

69.274
39,701
8,375
7.738
6.990

709,549
877,120
892,314
963,021
971*048

67*219
30.819
85*243
97*336
100*314

1950
1951
1952
1953
1954

1,243,656
1,289,319
1,460*973
1*603,605
1,683*304

31,666
33,730
42,228
47,666
51.649

11.259
14*181
17.899
12*510
20,947

1*084,100
1.111,150
1.256.479
1,335.423
1.366,247

116*633
130*256
164*367
208*006
244*461

1955

1,831.475

23,251

1*471.692

11*916
12.847
12.232

222
761

15
28

94
93
72

Texas

981

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
N io

Year

5|al

Borrowings

BOther
aM

Capital

* -

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1996
1897
1696
1699

142
22
16
16

140
264
103
93

2.507
1.165
980
823

7*679
7*928
6*329
7.790 ,

26*375
22*059
23*014
21*551

169
170
188
195

1900
1901
1902
1903
190*

19
17
25
30
27

136
110
153
321
271

1*160
1*016
1*486
2*879
2*440

8*181
8.791
9.177
9.279
8.780

24.052
25*044
26*305
34*769
32.421

203
213
203
224
219

1905
1906
1907
1908
1909

40
106
116
999
1.565

283
425
479
1*424
1*482

3*272
7*650
7*761
10*314
13*079

6.413
8.938
9*223
9,643
10*483

35*134
52*228
52*797
55*948
74*364

255
338
432
506
616

1910
1911
1912
1913
1914

4*459
4*456
5*227
5*030
11*040

1*856
2*643
3.159
560
1.367

17*908
21*953
25*161
30*946
34*266

11.952
13.179
14*785
18*058
19.274

90*891
106.965
121.223
156*017
164.686

754
626
678
963
l'038

1915
1916
1917
1918
1919

7*192
6i249
4*280
14*105
19*356

6*783
3*505
2*551
3.188
1.946

32.124
32.871
32*970
34*849
38*145

18*432
18*530
19*323
21.284
23*365

157*985
173,363
212*675
250*931
309,495

997
1*000
1*016
1.037
1,054

1920
1921
1922
1923
1924

26*911
33*712
22*290
16*400
13*140

1*567
2*074
2*018
2*354
1.898

47*294
49*582
45.125
43*166
42.701

28,788
28*186
25,627
24,524
24,688

421*308
373,307
330*185
325*358
355,283

1,125
1*153
1*109
1.071
1.046

1925
1926
1927
1928
1929

7.731
13*735
8.373
5*293
7*049

2.575
4.363
6.266
2.313
1.749

36.945
35*354
34.857
34*082
34*864

22*440
22*941
22,602
23,020
24,295

333.021
327*035
322*962
332*196
339*279

943
695
852
816
791

1930
1931
1932
1933
1934

6.852
6.766
10*784
4.616
4.313

8*013
2.694
5.636
207
1*697

34.717
33*127
28*227
24*804
27*613

22*969
22,576
17*567
14,964
15*354

324.896
305.896
225,436
189*836
204*176

762
707
615
543
499

1935
1936
1937
1936
1939

1*256
1*059
1*040
713
632

7.269
3*873
3*077
2.472
1.932

26*261
25*079
22*971
21*766
21*118

22*299
22.497
22.046
21,006
22*751

218*556
244.017
232*126
231.367
246 * 746

481
455
436
430
419

1940
1941
1942
1943
1944

612
488
20

1*564
1*277
695
1.114
1*496

20*513
19*771
19*333
19.311
20.411

25*156
27*155
26*156
27*290
31*634

267*352
305*382
343*829
524.863
662*932

417
416
417
412
414

1945
1946
1947
1946
1949

28

17

962
3*692
3*764
5.217
4*908

21.753
23*542
24*215
26*698
29.453

34,593
40.172
37*036
43*032
49,249

929*635
1*094*293
1*071*423
1*165*615
1.186.690

426
433
442
458
460

1950
1951
1952
1953
1954

200
891
1*570
727
449

6*285
7*323
7*887
9*074
7.973

32.909
36.107
39*014
41.628
44*460

54*734
61*520
68.927
78*323
82.659

1*337.786
1*395*160
1*598.371
1.733.357
1,819,045

463
468
473
477
480

1955

600

8*671

48*870

92.572

1*982*186

485

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

69

982

Texas

Unincorporated HanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

1896
1897
1898
1899

9*987
10*522
10*966
10*581

3,167
3,241
3*318
3,113

1900
1901
1902
1903
1904

11*238
11*848
12*746
12*897
12*761

1905
1906
1907
1908
1909

Year

All
other

Collateral

Total

Real
estate

Collateral

All
other

3.420
3,498
3*569
3,354

3,400
3,783
4,079
4*114

3,225
3*305
3.437
3.385
3*268

3,462
3*543
3.577
3*560
3.425

4.551
5,000
5,732
5,952
6.068

1920
1921
1922
1923
1924

14*334
13,123
13*304
12*636
13*076

1*241
1*305
1*394
1*415
1,590

3,079
2,990
3,166
3.167
3*512

10*014
8*828
8*744
8,054
7,974

12*347
12*603
13*341
13*046
13.334

3.075
3,157
3,633
3,896
4.332

3.222
3*210
3*217
3*030
2*946

6*050
6*436
6*491
6,120
6*056

1925
1926
1927
1928
1929

14*114
13,072
14*036
13*252
14.026

1,777
1,536
1,614
1*503
1.558

3*918
2,988
2*826
2,337
2*134

8*419
8,548
9,596
9.412
10*334

1910
1911
1912
1913
1914

14*265
13.113
13*297
14,077
. 13*888

4,337
3,583
3,375
3,305
3.000

3*068
3*011
3*021
3*155
3.052

6.860
6*519
6*901
7,617
,936

1930
1931
1932
1933
1934

12*789
9*041
6,280
5,316
12*853

1,390
889
562
427
771

1,493
941
598
449
527

9,906
7,211
5,120
4,440
11*555

1915
1916
1917
1918
1919

14*465
14.279
14*043
13,778
14*219

2.656
2.344
2,045
1*735
1*505

3*386
3*281
3*168
3*036
3,069

8*443
8*654
8*830
9*007
9.645

1935
1936
1937
1938

8,222
8.272
7,988
7,449

1.077
1*290
1,454
1*542

428
419
392
354

6,717
6*563
6,142
5*553

Loans1

Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

On
residential
property

Other
loans
to
individuals

Other

All
other

3,155

261

1*111

257

1940
1941
1942
1943
1944

7,656
8*262
7.518
5*867
6*136

3.327
3*466
3*043
2*289
2*304

315
374
371
313
352

1*342
1*595
1*580
1*333
1*498

311
369
365
308
347

1*483
1,493

2*361
2*456
2*159
141
142

1945
1946
1947
1948
1949

9*066
12*353
11*503
11*139
10*653

3*267
4.271
2*860
3,714
5.663

557
808
103
761
216

2.374
3.445
58
3*129
1*155

550
799
400
794
402

2,117
2,767
119
2*594
3*100

201
263
8*043
147
117

1950
1951
1952
1953
1954

11*946
14*066
14*157
13,970
15,674

5.635
6*831
6.842
6*461
7.134

239
346
266
287
347

1.145
1*202
1*196
1.169
1.393

446
520
386
380
415

4*125
4*618
5.109
5*444
6*004

353
351
304
229
381

1955

15*291

6*803

327

1*416

421

5*884

437

54

' Beginning June 30, 1948, fijrures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Texas

983

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
j g

Year

Obligations

Total
^bTgTtions*
1896
1897
1898
1899

267
306
354
307

1900
1901
1902
1903
1904

338
345
54 1
859
1,137

1905
1906
1907
1908
1909

1*360
1.758
1,354
944
613

1910
1911
1912
1913
1914

636
603
614
617
673

1915
1916
1917
1918
1919

an d p

^al
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'

Other
assets

Total
assets

(including
reserves)

5
7
6
7

262
285
346
281

6*211
6*540
7*566
7.126

227
213
236
182

2*225
2*188
2.471
2.005

3.759
4*139
4*859
4*939

535
482
562
572

17*000
17.850
19.448
18.586

10
16
31
51
67

320
323
503
781
1.070

7.536
8*318
8*601
8*283
7.877

189
201
217
179
150

2.002
2.233
2*166
2*120
2.097

5*345
5*884
6*196
5,964
5,630

534
757
609
806
611

19.646
21.266
22.697
22.847
22.386

20

80
101
81
56
49

1.280
1*657
1.273
888
544

7*537
6*656
7.357
6.728
7*194

235
94
75
58
40

2*049
1.933
1,946
1.774
1.855

5,253
4*829
5*336
4*696
5*299

666
713
753
552
483

21.910
22.130
22.805
21*270
21*624

20
20
20
20
20

49
63
63
37
41

567
520
531
560
612

6.035
6,168
6.518
6.535
7.133

67
86
104
136
166

1*612
1*741
1*632
2.121
2.019

4,356
4*341
4*782
4*278
4*948

458
419
382
922
992

21*394
20.303
20,811
22*151
22.666

666
670
675
1,191
800

20
20
76
707
214

41
39
35
27
28

605
611
564
457
558

8*587
7.543
7.479
8.012
6*490

183
200
212
226
257

2.339
1.774
1.716
1,769
1.632

6*065
5*569
5.551
6.017
6*401

549
669
790
922
2*043

24.287
23.161
22.987
23,903
25*552

1920
1921
1922
1923
1924

1.017
854
735
732
829

451
298
84
61
177

29
31
35
42
32

537
525
616
629
620

8.903
8.882
7.578
8*344
7.795

272
286
338
361
382

1*851
1*708
1*450
1*463
1.303

6*780
6*888
5*790
6*520
6.110

1*405
1*073
1*167
1*007
965

25.659
23.932
22.784
22.719
22*665

1925
1926
1927
1928
1929

762
883
1.797
1.32 9
1.547

97
39
779
116
102

34
41
47
52
59

631
803
971
1.161
1.386

7*971
7*376
8*511
7*142
6*636

472
351
272
209
147

1.288
1.138
1.209
1.033
953

6*211
5*887
7,030
5*900
5*536

1*097
934
902
1*506
1*076

23*944
22*265
25.246
23.231
23*265

1930
1931
1932
1933
1934

1.721
1.38 1
1.0B4
1,085
1*958

18
4
89
434

65
48
36
32
43

1.638
1.333
1*044
964
1*481

4*921
4.683
4*067
4*648
4*526

89
107
115
146
172

747
671
550
586
534

4*085
3*905
3*402
3*916
3*820

869
857
798
935
6*295

20*300
15,962
12,229
11*964
25*632

1935
1936
1937
1938
1939

4*019
4*447
4.58 3
4*612
4*786

455
1*170
1.958
2*278
2*476

378
524
564
628
746

3*186
2*753
2.061
1*706
1*564

4*494
5*266
5.482
5.944
6,653

36
58
71
95
123

373
453
488
547
651

4.085
4.757
4.923
5.302
6*079

12.374
12.257
11*512
9.457
9.641

29*109
30*244
29*565
27.462
28.302

1940
1941
1942
1943
1944

5*416
6*252
5,579
8.284
11*655

3*253
4*604
4*645
7*089
9*730

816
712
454
645
1*145

1*345
936
460
550
780

8.113
9,387
9*643
14*010
12*115

170
216
251
406
376

795
948
1*013
1.513
1.345

7*148
8*223
8*379
12*091
10,394

10.216
10.737
8*843
8*903
10*329

31*401
34.638
31.583
37*064
40*235

1945
1946
1947
1948
1949

16*965
18*09 3
17*84 6
19*028
21*994

14*150
13*882
14.437
14*403
18*029

1.827
2.960
2.588
3*123
3.479

986
1*251
821
1.502
486

11*996
17.246
16*966
15.376
14*833

408
621
662
591
445

1*368
2*018
2*036
1*979
1.355

10,220
14*607
14*268
12*806
13*033

8*134
8*638
680
1*029
449

46*161
56*330
47*075
46*572
47*929

1950
1951
1952
1953
1954

22.535
21.90 3
22,367
26.88 8
28*300

18*444
17.266
16.534
17.951
16*000

3*596
3.855
4.743
6.707
8*831

495
782
1.090
2.230
1*469

15.425
11.382
15*966
20*182
17*095

466
369
604
558
494

1*462
1.056
1.579
1*973
1.901

13*475
9,957
13*783
17.651
14*700

505
503
764
1*754
947

50,413
47.656
53,254
62,794
62*016

1955

28*521

19*183

7*563

1.755

16*597

461

1*922

14*214

939

61*346

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

14
2
19
8
4
7
27

984

Texas

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Tn ,

. n.
interbank

U. S.
Government

Other
demand

Other
time

1896
1897
1896
1899

9.410
9*768
11*129
10*793

467
437
442
380

8*935
9.321
10,673
10*396

8
10
14
15

1900
1901
1902
1903
1904

11.490
12*496
13.569
13.797
13.790

353
332
349
343
320

11.119
12,145
13.200
13*436
13*452

18
19
20
18
16

1905
1906
1907
1908
1909

13.791
13,991
14.262
12.716
13.055

307
302
403
447
347

13*461
13t670
13,835
12,252
12,499

23
19
24
17
209

1910
1911
1912
1913
1914

12*566
12.367
12.837
13,569
14*131

390
445
525
600
685

11,768
11.205
11,363
11*723
11,905

428
717
949
*246
541

1915
1916
1917
1918
1919

15,843
15,260
15,350
16*601
18.396

684
579
518
489
438

13,480
13,129
13,372
14,653
16*449

,679
*552
.460
.459
1*509

1920
1921
1922
1923
1924

17,732
17*651
16*456
15.826
15.806

334
280
243
220
196

16,068
15,972
14,702
14,015
13,894

1*330
1.399
1*511
1*593
1.716

1925
1926
1927
1928
1929

16.302
14*829
17,195
17,796
17,726

181
110
90
80
66

14,103
12*664
14,692
15,096
14*866

2*018
2*055
2*413
2*620
2*794

1930
1931
1932
1933
1934

15*108
11*377
8.468
6,080
16,403

28
63
77
92
262

17

12,208
9,190
6.815
6*561
13,352

2*872
2*124
1*576
1*427
2.772

1935
1936
1937
1938
1939

13,253
14.079
14.575
15*194
16*256

901
874
845
789
760

13
28
29
46
49

9,410
10.066
10,494
11,016
11,867

2*929
3*111
3*207
3*343
3*560

1940
1941
1942
1943
1944

18.807
21,740
21.434
26.783
28,266

790
826
664
723
594

75
87
107
134
170

13,823
16,088
15.990
20,114
21*386

4.119
4.739
4*673
5,812
6*138

1945
1946
1947
1948
1949

36.023
45.135
43.569
43.038
44*475

612
497
349
314
293

216
316
261
281
237

27,414
34*573
33*592
32*912
41,131

7*781
9*749
9*367
9,531
2*814

1950
1951
1952
1953
1954

46.610
43.665
48.653
56.467
56*424

379
266
296
669
720

251
213
267
316
340

43.086
40,306
44,402
50*775
49,411

2*894
2*876
3*668
4.707
5.953

1955

55.728

Texas

985

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
^

Borrowings

1896
1897
1898
1899

100

Oth^
.3S.

., .

atal

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

76
266
86
81

7*414
7*816
8*233
7*712

17*000
17*850
19*446
18*586

145
153
171
177

1900
1901
1902
1903
1904

103
87
112
166
145

8,053
8*665
9*016
8*884
8*451

19*646
21*268
22*697
22*847
22*366

181
186
172
190
187

1905
1906
1907
1908
1909

7.989

34

130
127
217
308
332

21*910
22*130
22*805
21*270
21*624

203
193
199
187
170

1910
1911
1912
1913
1914

61
128
166
222
233

568
528
362
242
173

8,159

21*394
20*303
20*811
22*151
22*686

170
164
169
173
170

1915
1916
1917
1918
1919

283
299
309
289
255

923
568
513
203
26

7,238
7,034
6*815

24*287
23*161
22*987
23*903
25*552

168
167
161
157
148

1920
1921
1922
1923
1924

1*179
219
272
309
334

5
74
11
811

6*743

1*061

.988
045
.771
.462

25*659
23*932
22*784
22*719
22*665

133
127
125
114
103

1925
1926
1927
1928
1929

572
524
651
778
884

1*131
1*565
1*909

939
347
.491

78
86

4,579
4*589

23*944
22*265
25*246
23*231
23*285

96
68
84
81
80

1930
1931
1932
1933
1934

1*047
1*040
935
1*045
2*805

211
313
204
207
631

3*934
3*232
2*622
2*652
5*793

20*300
15*962
12*229
11*984
25*632

75
67
54
49
38

1935
1936
1937
1938
1939

841
803
638
476
378

3*584
3*425
2*722
2*027
1*613

11*431
11.937
11*630
9*765
10*055

29*109
30*244
29*565
27*462
28*302

32
29
29
28
27

1940
1941
1942
1943
1944

296
209

1*261
889
202
616
851

11*037
11*800
9,947
9*663
11*096

31*401
34*638
31*583
37*064
40*235

26
26
25
22
22

1945
1946
1947
1948
1949

242
197
134
335
25

9*896
10*998
3.372
3*199
3*429

46*161
56,330
47*075
46*572
47.929

19
19
18
17
16

1950
1951
1952
1953
1954

15
20
30
16
47

3*786
4,171
4,571
6,311

5*545

50*413
47*856
53*254
62*794
62*016

16
16
16
16
16

26

5*594

61*348

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8,012

8*326
8,246
8,203
7*280
7*446
8*118
8,149

6,810

6*875

UTAH

of problems and considerations not encountered in compiling the balance sheet for national banks. The following section describes
these problems and the methods used in
deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from
bankers' directories.
Beginning with 1934, all statisticsincluding the breakdowns of loans, investments,
cash assets, and deposits for State commercial
bankswere taken directly from data published or supplied by the Federal Deposit
Insurance Corporation. There were no noninsured State banks in Utah after 1933.
For State commercial banks the following paragraphs describe for the period 18961933 (1) principal adjustments in the figures
as published by the Comptroller of the Currency, (2) supplementation of the data from
other sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and

Revised data for assets and liabilities and


number of all banks in Utah, as of June 30
or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because adequate data for most
years were reported, either separately or in
combination with data for other State commercial banks, in the reports of the Comptroller of the Currency or the State banking
department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Utah
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments. A description of these figures is included in the United
States Summary. Compilation of figures for
State commercial banks presented a number
1
Since there have been no mutual savings banks in Utah,
the figures for all commercial banks are identical with those
for aU banks.
For the same reason, the term "State commercial banks'*
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

987

988

All-Bank Statistics

used in one or more States. It also includes


examples of the use of banking trends as a
guide in making State estimates.

computed from reported data for 1925 and


1927.

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET

Beginning with 1921, a complete classification of investments into United States


Government, State and political subdivision,
and other securities was reported regularly to
the Comptroller except for 1926. For years in
which items were not adequately reported,
figures were estimated.
Estimates of United States Government
securities for 1900-1908 were derived by
applying to total investments, ratios of this
item to total investments that were interpolated between ratios based on reported data
for 1899 and 1909. Holdings in 1917-1920
were estimated by assuming that these securities accounted for the same proportion of the
annual change in total investments at State
commercial banks as was computed for national banks in the State. An estimate for
1926 was derived by applying to total investments the average ratio of these securities to
total investments based on reported data for
1925 and 1927.
Estimates of obligations of States and
political subdivisions for 1900-1908 were derived in the same manner as those for United
States Government securities for that period.
Data for 1911-1916 were partly estimated
since these securities were not reported for
loan and trust companies or private banks.
Holdings for each of these groups in the period
were estimated by applying to their total
investments, annual ratios of State and political subdivision securities to total investments
computed from reported data at other State
banks in Utah.
Estimates for 1917-1920 were derived by
applying to total investments less United
States Government securities, ratios of State
and political subdivision securities to this
total that were interpolated between ratios
based on partly estimated data for 1916 and
reported data for 1921; estimates for 1926
were derived by applying the average of

On the basis of data in bankers7 directories , both the number of banks and the
aggregate balance sheet as reported to the
Comptroller were adjusted to include nine
private banks in 1896-1898 and seven private
banks in 1899, and to exclude in 1900-1904
one large bank, the home office of which was
in another State but which had a branch in
Utah.
Balance-sheet data were not available for
the banks that were added, but figures for
their capital accounts were obtained from
bankers' directories. Balance-sheet data, including major and subitems, were estimated
by assuming that the ratio of assets and
liabilities to capital accounts at these banks
was the same as for reporting State commercial banks. The balance sheet of the one
large bank that was deducted from the series
for 1900-1904 had been included in statistics
published by the State banking department
for that period.
LOANS

Beginning with 1909, a complete classification of loans into real estate, collateral,
and "all other" was reported regularly to the
Comptroller except for 1917-1920 and 1926.
For the years in which items were not
reported, figures were estimated.
Real estate and collateral loans were
estimated for 1900-1908 and 1917-1920 by
applying to total loans, ratios of these items
to total loans derived by interpolating between
similar ratios computed from reported data
for 1899 and 1909 and for 1916 and 1921,
respectively; small adjustments were made in
the ratios for 1920 to make them conform
with the trend observed in surrounding States.
Figures for 1926 were estimated by applying
to total loans the average of similar ratios

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INVESTMENTS

Utah
similar ratios based on reported data for 1925
and 1927.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1909, although reported figures
for United States Government deposits were
supplemented in a few years.3 For the latter
item, however, the revised series provides no
figures prior to 1918 because practically all
such deposits were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated.
The breakdowns of total deposits other
than interbank into demand and time for
1896-1908 were estimated by applying to this
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. The order differs from that
in the tables.

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989

total, ratios of time deposits to this total that


were extrapolated from a straight-line trend
of such ratios computed from reported data
for 1909-1922; these ratios were derived by
extrapolating technique No. 2, described in
the United States Summary.
Figures for United States Government
deposits for 1918, 1919, 1928, and 1929 represent such deposits at State member banks
only, which held practically all of this type
of deposit at State commercial banks. Figures
except for 1918 are as reported. The figure
for 1918 was estimated by applying to United
States Government deposits at all State member banks in the United States on June 30 of
that year, the ratio of these deposits at State
member banks in Utah to such deposits at
all State member banks on June 30, 1919.
OTHER ITEMS

Reserves for depreciation were removed


from capital accounts and added to "other
liabilities" for the years 1929-1932.

990

Utah

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
IJQZ ins

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1898
1899

8*134
6t310
8*813
10t522

2,207
1,046
1,178
1.217

2,906
1,867
2330
2,374

3,021
3,397
5,305
6,931

1900
1901
1902
1903
1904

14*731
'12.477
17*632
19,305
20*288

1,934
1.573
2*586
2.891
3.227

3,246
3*055
4,074
5*342
5,623

9.551
7,849
10.970
11,072
11,438

1920
1921
1922
1923
1924

108,302
98*917
87,794
93*356
95.368

23*748
23*480
24,138
27,896
30*929

39,862
36,242
31,644
30,980
32,711

44,692
39,195
32,012
34,480
31,728

1905
1906
1907
1908
1909

23*316
29*498
36*602
32*905
36*177

3.791
4,914
6,524
6,502
7,476

6*854
9.494
11*858
11*721
13,193

12,671
15,090
18,220
14,682
15,508

1925
1926
1927
1928
1929

100*530
106,452
111,537
119,427
121*971

32,938
32.249
31.818
43*139
44,527

33,759
36*090
36,057
41,383
30,021

33.633
38,113
43,662
34,905
47,423

1910
1911
1912
1913
1914

42,557
41*113
45,327
51*265
53,856

9*396
9,790
10,345
12*574
13100

13*861
12,675
14,543
16.008
14.512

19,300
18,6^8
20,439
22*683
26,244

1930
1931
1932
1933
1934

120*174
104*794
67*649
58.584
40*486

45,420
43,652
32,301
31,123
15,052

21.059
14,970
10*057
8*940
7,828

53*695
46,172
25,291
18,521
17,606

1915
1916
1917
1918
1919

55,840
66*986
64*029
85*084
90*128

15,494
16,176
19,760
19,688
20*903

17*480
22*464
29*483
29*898
33*516

22.866
28,346
34,786
35.498
35,709

1935
1936
1937
1938

40*777
47,063
53*876
55*118

13*630
16.450
18,675
20*163

7,554
7*416
7*044
5.710

19,593
23.197
28.157
29.245

Loans '

Year
"Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

1,553

All
other

9*850

1940
1941
1942
1943
1944

64.357
72*896
71*883
58,622
71,961

26,007
30,087
30,060
19,453
26,396

511
402
381
337
452

1,491
1*328
875
2*044
3*103

3*020
2,995
2,711
2*485
3*224

15,353
16,390
17,950
19,402
22*754

6,729
8,204
8,462
6,757
5,297

3*843
3*810

11*246
13*490
11*444
4*301
4,925

1945
1946
1947
1948
1949

79*040
116,646
161,020
183.020
184,578

30.780
47*498
65,322
70,962
68*065

635
966
568
460
680

5*152
4.914
2,923
4,742
2,508

3*609
5,211
6,998
7*043
7,580

24,105
32*165
45,647
50*514
50.071

5,477
9,370
13,918
14.236
15.093

4*636
8*645
20,286
27,468
33*162

4*646
7,679
5*356
6,502
9,107

1950
1951
1952
1953
1954

211,193
240,741
253,854
283,811
289,445

74,427
93*679
92,362
101*043
110,154

809
812
742
913
720

1,094
1*660
2,219
2,202
2,070

8.290
7.221
7.901
7.922
7,500

61*736
66.023
74.917
60,610
84,203

16*231
16,576
16,404
18,311
19*403

42,956
48*112
55,580
70*256
62*501

7*747
7,056
6*383
5*267
5.544

1955

333,462

123,764

847

2,435

8.176

96.565

25*044

73,024

7,073

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Utah

991

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955-Conlinued


[Figures as of June 30 or nearest available date; partly estimated.. Amounts in thousands of dollars]
Inveatm ents
Year
Total

U.S.
Government
obligations

Caahassets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

1*813
1*931
2*226
2.763

1,291
1.375
1*411
1*606

37
37
90
131

485
519
725
1*026

3*220
5.026
6*507
6*430

265
64
246
238

1,307
1,917
1,461
2,184

1,648
3,045
4,798
6*006

2*018
1*686
2*198
1*487

15,185
14,953
19,744
23*202

1900
1901
1902
1903
1904

4i759
5*591
5*814
5*586
5*095

2*085
2,547
2t542
2,558
2*353

289
322
347
316
288

2*385
2*722
2.925
2.712
2,454

6*596
13.005
10,202
7*214
8*083

344
577
402
375
492

2*651
2*816
2*744
2*356
2*359

3*601
9*610
7*056
4*483
5,232

2*067
2*266
1*913
1,571
1*410

28,153
33*341
35*561
33,676
34,876

1905
1906
1907
1908
1909

5*299
7*313
7.459
7,611
7,805

2.357
2,637
2,610
2,544
2,592

309
506
526
555
982

2,633
4,170
4,323
4.512
4*231

13.339
16*068
17*168
14*484
18,294

356
664
720
488
865

3,362
4,044
3,731
4,817
4,588

9*621
11,360
12.717
9.179
12.841

1,637
1*540
1*636
1*689
1*565

43,591
54*419
62*865
56.689
63.841

1910
1911
1912
1913
1914

8*265
8*863
10*262
10*000
10*070

2*617
3.000
3*109
3*600
3*854

945
1*163
972
747
1,012

4.703
4.700
6*181
5.453
5*204

17.996
16*615
21.447
16.325
17.240

963
769
1*074
943
971

4,400
4.311
4.561
4.263
5.714

12*633
11*535
15*812
11*119
10.555

1*895
1*926
2*332
3*016
3*858

70.713
68*517
79*368
60*606
85*024

1915
1916
1917
1918
1919

10*611
11.453
13.945
18.234
33.072

3*721
3*719
5*364
9*294
23*569

893
751
998
1*138
1,215

5*997
6*983
7*583
7*802
8*268

17.148
24.612
25,332
22.898
25.398

858
2.579
2*360
3*313
4*^24

3,945
3.997
5,174
4*078
3*164

12.345
18.036
17.798
15.507
18*110

3*608
4*113
6*062
7*143
7*476

87.407
107*164
129,368
133*359
156*074

1920
1921
1922
1923
1924

27*263
25*613
20*192
24*642
26*906

18*360
14,395
9*467
11*710
10*367

1,369
2.077
2*130
2*429
3*834

7,534
9,141
8,575
10*503
12*705

23*892
19.037
23*184
24.878
27.070

5*349
3*905
3*653
3*804
4*662

2*103
1.871
1*825
1*685
1,923

16.440
13*261
17,706
19,389
20*485

7*509
7.769
7,595
8,336
7,318

166*966
151*336
138,765
151,212
156.662

1925
1926
1927
1928
1929

28.792
28*959
29*175
32*832
35.917

9.875
9*303
8*217
9*890
12*137

4*441
4.297
5.049
5.105
5.750

14*476
15,359
15,909
17,837
18,030

25*089
28*298
27*070
26*546
28,647

4*960
4*647
5*691
5*129
5*309

1,913
1*871
1,986
1,679
1,825

18,216
21*780
19,393
19,738
21*513

7,689
7*514
8,111
6*017
7*906

162*100
171.223
175.893
186.822
194,441

1930
1931
1932
1933
1934

37*596
43.902
37*670
42,177
49*850

10,924
12*908
13,204
18,807
26*187

8*004
10*950
8*951
9.186
9*683

18*666
20*044
15*515
14*184
13,980

30*182
28.027
19*232
22*896
28.349

5*207
3*949
2*518
3*463
2*779

1.831
1,910
1,361
1,255
1.323

23*144
22*168
15*353
18*156
24,247

7,686
8,201
5*702
5*807
4*671

195*640
164*924
130*253
129*464
123,356

1935
1936
1937
1938
1939

52*691
53.381
58.770
48*290
50.621

32*544
35.491
41.456
32.940
36*274

8*548
8*191
8,755
6*067
9.674

11,599
9,699
8*559
7,283
4*673

40.912
50*206
48*105
53*061
55*510

3.727
7*010
7.530
6.311
7.723

1.492
2.019
2*146
2.098
2,119

35*693
41*177
38*427
44*652
45,666

4,339
3,497
3*400
2.979
4.856

138.719
154.147
164.151
159.446
169*466

1940
1941
1942
1943
1944

48.189
51,206
66.708
181,589
226,728

34.502
38*188
53*656
167*413
211*804

9.220
9.291
9.776
10*797
12*105

4.467
3*727
3.276
3*379
2*819

64*446
70.521
90*837
108*339
106*406

6*569
8*392
10*003
14.159
14*049

2*080
2,602
3*004
4*734
4*851

55*797
59.527
77.830
89*446
87*506

4*539
4*089
3*851
3*676
3,571

181*531
198*712
233*279
352.226
406.666

1945
1946
1947
1948
1949

293,838
318.255
258.913
248,888
243*601

277*060
302*008
242*407
229*902
224*432

13*586
13*147
13*933
15*015
15.357

3*172
3*100
2*573
3,971
3,812

115,260
117,647
115*646
120,836
129.185

13,867
17,430
23*046
20*468
20*051

4oe
038
857
.766
063

95*985
95.179
86*741
93,602
102,071

3,379
3,673
3,646
4,388
4*800

491.517
556.223
539.225
557.132
562*164

248*241
223.567
271*100
272*725
297.626

224,860
197*896
235*034
235*415
260*645

19.143
22,059
30*806
33.375
33,686

4*238
3*612
5*260
3*935
3*295

116,914
142*653
149*927
159*517
170*694

19,610
24,330
27,765
32*531
34*515

6*862
6*884
'8,916
9,714
9,693

92*442
111*439
113.246
117.272
126.486

4*965
5,604
5,804
7,036
7*652

583*313
612.565
680*685
723*089
765*417

170*862

33*920

10*406

1950
1951
1952
1953
1954
1955

297.692

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

992

Utah

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year

Total
1896
1897

Interbank

U.S.
Government

1898
1899

8.510
9.665
14*415
18*091

802
682
1,451
1,856

116
105
160

1900
1901
1902
1903
1904

22*308
25*345
27*513
25*487
26.176

1.472
2.013
2.664
2*145
2.690

1905
1906
1907
1906
1909

34*647
44,513
51*857
44.745
51.530

1910
1911
1912
1913
1914

Other
demand
5.403

Other
tune

565

6*262
8*759
10*560

2*189
2t596
4*045
5*110

651
632
701
696
474

13*291
15,116
16*184
14*970
15*050

6*894
7*564
7*964
7*676
7*962

4.156
5.869
6.563
5.537
7.503

311
306
320
329
367

19*684
24*894
28*071
23*176
25,211

10*496
13*444
16*883
15*701
18*449

55.297
51,944
62.194
62*056
63.291

6*708
6*586
9.009
7,592
6*844

457
453
479
412
433

26*769
23*787
28*512
26*148
26*079

21*343
21*118
24*194
27904
29*935

1915
1916
1917
1918
1919

64*211
86*949
101*018
99*028
113*476

7,520
12*164
13*033
10*476
13*383

505
524
515
2,515
819

28*647
40*552
47*460
46.175
52*246

27*539
33*709
39*990
39*662
47*028

1920
1921
1922
1923
1924

116*326
100*244
103*152
116*994
122*530

9*166
6*593
9.136
9,792
10*615

52
48
51
46
30

55*510
43,598
45*010
51*131
52*886

51*600
50*005
46*955
56*023
58*999

1925
1926
1927
1928
1929

125,087
132.009
134.325
144*151
147,692

10*879
13.549
13*320
14,906
14*840

34
24
30
46
62

52*126
53.522
53*573
56*054
57*245

62*048
64*914
67*402
73*145
75*545

1930
1931
1932
1933
1934

.147*106
137*320
91.010
93.399
102*702

16.335
15.747
9*564
10,293
10,476

39
192
122
213
1.270

52*453
44.700
33.485
33*351
40*453

78*279
76*681
47*839
49*542
50*503

1935
1936
1937
1936
1939

120.834
135.817
144*626
139.699
149*133

14,079
17,711
16*992
16,025
18*052

634
1*302
409
79
109

54*638
62*133
70*190
65*224
70*656

51*483
54*671
57*037
58*371
60*314

1940
1941
1942
1943
1944

160*951
176.026
212.112
329*964
364*379

20,106
22,734
29,395
37,598
37*484

112
103
1*014
10.938
30*287

77*538
89*620
114*009
195*593
207*579

63.195
65*569
67*694
85*835
109*029

1945
1946
1947
1946
1949

465.377
526*678
507,080
523*623
525.515

37,347
38*235
33.135
33*814
33*031

40*374
27*226
2*223
3*996
3.126

248*062
298*270
306*876
311*636
307*933

139*594
162*947
164*646
174,177
181*423

1950
1951
1952
1953
1954

543,292
569,072
633.966
671,796
711,352

34,727
37*868
36*165
37*737
44,457

6,048
9*625
12.796
8*824
14*569

318*896
339*274
378*720
395*658
407*286

183*621
182*305
206*287
229*577
245*040

15*971

438*209

256*166

752.959

Utah

993

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

1696
189T
1896
1899

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

25
3
2
2

446
434
492
432

246
154
122
121

4*509
3*691
3*863
3*610

1.449
1.006
850
946

15*185
14*953
19*744
23.202

37
35
37
37

175
538
291
410
407

3*957
3*889
3*960
4.007
4*074

906
2.315
2*541
2*511
2*868

28.153
33.341
35*561
33*676
34*876

39
37
40
41
43

1900
1901
1902
1903
1904

25

807
1*254
1*251
1*261
1*326

2905
1906
1907
1908
1909

40
10
60
10
1016

1*438
1*723
1.737
1*912
1*980

959
949
920
1*190
422

4*713
5*042
5*588
5*790
5*860

1.794
2*182
2*703
3*042
3.033

43*591
54*419
62*665
56*689
63*841

52
61
70
76
82

1910
1911
1912
1913
1914

90
503
1*135
I t 432
It794

2*166
2*529
2*596
3*239
3*362

1*894
1*677
1*055
363
2*005

7*519
7*756
7*988
9*127
9*782

3.747
4*108
4*400
4.369
4.790

70.713
68*517
79*366
80.606
85*024

94
99
99
101
113

1915
1916
2917
1918
1919

1092
379
5.706
10*265
15*951

3*207
3*166
3*214
3*214
3*279

4*279
1*206
2*305
3*506
5*942

9.799
10*056
10*543
10*896
10*695

4*819
5.386
6*562
6*446
6.731

87*407
107*164
129*366
133*359
156*074

113
118
123
123
125

1920
1921
1922
1923
1924

20*591
21*146
5*180
2*572
1*514

3*276
3*668
3*445
3*263
3*143

6*107
6*232
7*152
8*620
10*352

12*153
12*140
11.996
12*218
11*470

8,511
7.906
7.836
7*345
7.653

166*966
151*336
138.765
151*212
156*662

133
129
121
119
116

1925
1926
1927
1928
1929

3*266
1*762
2*175
2*153
3>242

2*391
2*245
2*192
2*185
2*233

12*272
15*691
17*713
18*613
21*060

11*603
11*723
11*598
11.534
11*921

7.481
7,793
7*890
6*186
8*293

162*100
171*223
175*693
186*822
194.441

115
112
107
105
105

1930
1931
1932
1933
1934

3*086
1*636
3*040
1*494
118

2*489
2*457
2*664
2*707
2*456

22*655
22*821
17*319
14*936
782

11.626
11*146
9*229
9*186
11.908

8*678
9*344
6.991
7.742
5.390

195*640
184.924
130*253
129*464
123*356

102
96
71
69
60

1935
1936
1937
1938
1939

69
23
47
61
IS

227

697
575
802
599
701

11.155
10*943
10.609
10.458
10.273

5.737
6.789
8*065
8.631
9.344

138.719
154*147
164.151
159.448
169*466

59
59
59
59
59

1940
1941
1942
1943
1944

10

473
553
687
661
812

9.980
9.505
9.428
9.181
9*605

10*117
10*628
11.052
12.420
13.870

181*531
196.712
233.279
352*226
408*666

59
60
60
57
57

1*118
1*357
1*861
1*925
2*324

9*542
9*744
9*921
10.949
12*043

15.480
17,944
20*363
20*635
22.176

491*517
556.223
539.225
557.132
562*164

57
59
59
59
55

1950
1951
1952
1953
1954

3*373
4*222
5*044
6*421
6*037

12.277
12.323
13.287
14*793
14.998

24.371
26*948
28*386
30.079
33*030

583.313
612.565
680.685
723*089
765.417

55
55
54
54
54

1955

6*309

16.246

1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

500
106

810.909

994

Utah

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

Ml
other

3.062
2*524
2*943
2.874

61

1898
1899

46
51
47

1.547
1.163
It279
1189

1,454
1.315
1*613
1.638

1900
1901
1902
1903
1904

3*514
4,180
4.810
6.129
6.473

50
55
49
85
77

1*261
1*404
1*240
2*140
1*962

2,203
2,721
3,521
3,904
4.434

1920
1921
1922
1923
1924

40*313
36*638
27*771
28.278
28.607

632
1.411
1*614
1.556
1.705

17.426
15*274
12*442
13.031
13*215

22*255
19.953
13.715
13.691
13*687

1905
1906
1907
1908
1909

8.118
11.031
13.305
10.872
12*049

98
150
164
156
167

2*492
3*788
4,147
3*943
4*185

5*528
7,093
8,994
6,773
7,697

1925
1926
1927
1928
1929

29,782
30*188
31*578
31*836
32.161

1.954
1.743
1*841
1,785
1*768

12.825
14,355
13*970
15*052
11*423

15*003
14*090
15*767
14*999
18*970

1910
1911
1912
1913
1914

14,329
13,433
17,091
19,338
18,563

165
172
305
384
415

4*261
4,562
6.012
6*414
5,959

9,903
8,699
10.774
12.540
12,189

1930
1931
1932
1933
1934

30*143
24*920
17*206
13*909
16*236

1*441
2.033
2*271
3.152
4*245

8*657
7*457
5*150
3*248
3*515

20,045
15*430
9*785
7*509
8*478

1915
1916
1917
1918
1919

18,309
23,279
30,317
31,261
32,394

562
608
639
527
407

7*257
9,189
12,779
12*836
14.810

10,490
13*482
16,899
17,898
17,177

1935
1936
1937
1938

16*382
18.495
21.244
21*950

3*861
4.865
5.530
6.078

3*266
3.046
3.295
2.071

9.255
10.54
12*419
13*801

1896
1897

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

10,995

396

736

1940
1941
1942
1943
1944

24,858
29,018
28,555
22,503
30*069

11*505
13.079
12*716
7.851
12,490

249
197
227
210
227

798
605
470
1.501
2.380

728
714
817
590
667

4.595
5,199
6*263
6*985
8*955

2*380
2.933
2.996
2.079
1*734

1.414
1.378

4*603
6*291
5*066
1*673
2*238

1945
1946
1947
1948
1949

32*593
52*280
69*540
87*792
90,576

13,984
24*157
31*168
33*033
30*440

428
766
384
239
517

3,399
3.942
2.014
4.173
2*308

597
947
1*281
1*552
1.525

8*495
10*642
15*228
21*255
23.300

1.798
3.033
4*846
4*901
4.824

1*672
3*833
12.082
17.406
20*647

2*220
4*960
2.537
5*704
7*737

1950
1951
1952
1953
1954

106,167
121*338
94*178
113,649
119,988

35.291
47.425
32*647
39.336
48*911

540
540
457
762
569

921
1,438
1,166
1.051
140

1.621
1.382
1*136
1*486
1*504

29*894
29*649
29*068
32.847
33*427

4*865
5.054
3*874
5.393
4.975

27*460
31*115
22.789
30*718
27.666

6*465
5*829
4*164
3*239
3*941

1955

131,746

48,025

597

588

1*792

38*997

5*864

31*806

5*436

' Beginning June 30, 1948, figures far various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Utah

995

Table -2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
Obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including

Other
assets

Total
aaaeta

1896
1897
1698
1899

1*363
1*429
1.579
1*874

1*095
1*177
1*249
1*413

37
35
45
63

231
217
285
398

1*403
2.016

59

2*184
2.729

44
40
73

619
815
722
1*220

725
1.157
1*422
1.436

536
478
460
499

6*364
6*447
7*186
7*976

1900
1901
1902
1903
1904

2*370
2*748
2*883
2*828
2.674

1.605
2*021
2*047
2*136
2*021

105
100
115
95
89

660
627
721
597
564

2.847
4.144
5*234
3*647
4.075

61
171
111
109
201

*174
.175
.504
.270
.157

1.612
2.798
3.619
2.266
2.717

462
432
429
397
405

9.193
11*504
13*356
13*001
13*627

1905
1906
1907
1908
1909

2*772
3*815
3.978
4>210
4.300

2*051
2*270
2*300
2.296
2*381

99
212
230
263
678

622
1*333
1.448
1.651
1.241

6*078
6*235
6*183
6.292
8.611

145
379
401
250
329

.781
.772
.004
2.592
2.673

4.152
4.084
3.778
3.450
5.609

424
415
439
499
504

17*392
21*496
23.905
21.873
25.464

1910
1911
1912
1913
1914

4*435
4795
5*869
5.788
6*085

2*616
2*998
3*086
3*753
3*804

634
509
674
428
403

1.185
1.298
2.129
1.607
1*678

7*943
6*936
10*511
7.879
6*489

520
340
409
506
622

2.424
2*340
2*637
2.469
2*580

4.999
4256
7*465
4*904
5*287

664
738
938
1*115
1*201

27*371
25*902
34*429
34*120
34*338

1915
1916
1917
1918
1919

6*306
6.625
7.434
10*754
16*682

3*656
3.632
4*166
7*208
12*912

692
514
600
599
504

1*958
2*479
2*668
2.947
3*266

8*114
11.748
11*077
10*605
11.962

519
1*556
1*146
2*268
2*922

1.790
1.944
1*840
857
799

5*805
6*246
8.089
7.480
8.261

1*211
1*444
1*966
2.221
2*894

33*940
43*096
50.814
54.641
63*952

1920
1921
1922
1923
1924

13.694
13.128
8*070
9*073
9*937

10*233
9.997
5*841
6*814
5*776

558
668
549
620
965

2*903
2.463
1*680
1.639
3*196

11.172
6.643
10*039
9*997
12*022

3*565
2.631
2.409
2.295
3*164

618
663
654
495
601

6.789
5*149
6*976
7*207
8*257

3*924
4.173
3.165
3.437
2*618

69*103
62*562
49*045
50*765
53*184

1925
1926
1927
1928
1929

11*118
10.832
10.733
13*550
14.311

6*288
5.786
4.778
5.737
7,065

1.263
853
1*339
1.924
1.524

3*567
4*193
4*616
5.889
5.722

10*880
12.723
11.825
12*058
13.435

3*343
3*264
3.472
3.139
3*615

603
619
615
492
581

6*934
8*820
7*738
8*427
9*239

2,653
2.371
2*081
2*003
1*910

54.433
56*114
56*217
59*447
61*817

1930
1931
1932
1933
1934

15.002
18*212
17708
18.497
26.593

6*654
7.001
6.946
8*640
15.049

2*378
4.372
4.173
4.178
4.179

5*970
6*839
6*569
5*679
7.365

13*066
12*542
9.175
11*980
11.640

3*300
2.445
1*673
2*213
1*537

441
395
346
307
503

9*325
9.702
7.156
9.460
9*600

1.631
1.582
1*595
1.039
1.322

59*842
57.256
45.664
45.425
55.793

1935
1936
1937
1938
1939

24.095
24.193
29.501
22*205
22*241

13*868
16*332
20*916
15.047
16.817

4.093
3.043
3.620
3.289
3.961

6.134
4.818
4.965
3.869
1.463

22.212
28*266
24*531
27.519
28.795

2.271
4*393
4*552
4*276
4*869

484
742
643
801
775

19.457
23*131
19*136
22.442
23*131

1.133
1*020
1*444
1*382
3*249

63.622
71.974
76.720
73.056
76*929

1940
1941
1942
1943
1944

23*243
23*936
34*243
98.902
111*969

18*215
19*038
28*357
92*283
104.116

3.270
3.557
4.420
4.525
6.289

1*763
1.341
1*466
2.094
1.564

31.519
35.789
45*411
52*399
51.512

4.270
4.906
6*301
9*112
6*623

759
1*013
1.051
2.177
2*174

26.490
29*870
36*059
41*110
40*715

3*052
2.703
2.574
2.622
2.432

82.677
91.446
110.783
176*426
195*982

1945
1946
1947
1948
1949

146.188
158.150
133.906
126*902
112*215

136*221
148.971
127*263
119.983
106*266

7.783
7.797
6*068
5*435
4578

2.184
1*382
575
1*484
1.351

56.179
54.413
56*236
60.907
69.380

7.806
10.481
13*658
12.631
12.444

2*266
1.973
2.301
3*001
3.272

46*085
41*959
40*277
45*275
53*664

2.342
2.561
2.307
2.797
3*290

237*302
267*404
261.989
278.398
275.461

1950
1951
1952
1953
1954

121.091
112.825
124.730
121*233
131 .003

113.562
103*738
114.693
111*550
118.213

6*176
7*998
7*106
7.649
11.374

1*353
1.089
2*931
2*034
1*421

61*673
76*692
69.673
70.092
70.346

11*776
16*392
11.150
13*852
12.923

2.924
2.952
3*231
3.763
3.704

46*973
57.346
55*292
52.477
53.719

3*380
3*799
2.617
3*095
3*070

292*311
314*654
291*198
308.069
324.412

1955

130*453

115.175

3,653

342.197

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

15.777

996

Utah

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

3tl64
3*659
4*354
5,304

254
349
443
514

116
105
160
565

1900
1901
1902
1903
1904

6*050
7,850
9*546
9,104
9,525

573
744
1*185
1*033
1*367

651
632
701
696
474

1905
1906
1907
1908
1909

12*899
16*601
18,617
16*293
19,807

2*408
3*376
3*940
3*631
4*999

311
306
320
329
367

8*644
11*346
12*008
9*480
10*404

1*336
1.573
2*349
2*853
4*037

1910
1911
1912
1913
1914

20.662
18*812
26,336
24*900
24*340

4,456
3*813
6*329
5*633
5,394

457
453
479
412
433

10*338
8859
13*325
11*986
13*015

5*411
5*667
6*203
6*869
5*498

1915
1916
1917
1916
1919

24,727
34*417
40,656
39,847
46*666

5*290
8*682
9,033
7,326
9,513

505
524
515
1*094
509

12*990
17*306
21.076
21*236
25*246

5.942
7*905
10*034
10.187
11*596

1920
1921
1922
1923
1924

42,165
36,471
36*558
40*499
44,105

5*947
4,783
6*321
7,120
7,693

52
48
51
48
30

24*475
20*661
19*944
21*655
24,068

11*691
10*979
10*242
11*676
12*314

1925
1926
1927
1928
1929

44,882
47*446
47,556
50*728
52*296

8*350
10,043
9*810
11*061
11*406

34
24
14
15
31

23.553
24*252
24*416
25*086
25*768

12*945
13*127
13*314
14*566
15*089

1930
1931
1932
1933
1934

50,878
48*623
36,327
37,200
46,691

12*270
11*510
7.125
7*220
6.707

9
153
50
151
746

23*050
20*911
17*187
16*258
20.952

15*549
16*049
11*965
13.571
18*266

1935
1936
1937
1938
1939

56*539
64,546
68*740
64*764
68*464

10,033
13*143
11*706
11*046
12*709

467
1*075
341
20
26

28*486
31*357
36.951
33.689
35*317

17*551
18*971
19*742
20*009
20*412

1940
1941
1942
1943
1944

74,136
83,096
102,418
167,251
185*853

13*946
14*756
19.557
25*428
23*954

24
67
776
8*578
16*106

38*335
45*798
59*372
102*820
106*983

21*631
22*475
22*713
30*425
38*610

1945
1946
1947
1946
1949

226,110
254.396
247,996
263*370
258,979

22*879
24.235
20*991
21,957
20,511

21*525
14*857
1*258
2*348
2*088

132*159
157.539
167*045
175*945
170*914

49*547
57*765
50*702
63*120
65*446

1950
1951
1952
1953
1954

274*002
294*525
272*817
288.114
303*198

20*290
24*369
16*647
16,673
18*385

3*831
6*600
9.025
6*315
9.081

179*537
192*549
186*304
198*549
203*762

70*344
70*807
58*841
66*577
71*950

319.369

17*002

9*850

216*195

76*342

2*423
2*810
*300
*750
291
.754
*820
416
.604

371
395
451
475
535
720
842
957
1*080

Utah

997

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

1696
1897
1896
1699

Nati
ba
no T

Borrowings

Surplus and
other
capital
accounts

Ua^L

25
3
2
2

446
434
492
432

Total
liabilities
and capital
accounts

Number
of
banks

829
601
586
583

6 > 364

1*900
1*750
1*750
1*650

6*447
7*166
7.976

11
11
11
11

129
18
9
27

1*650
1*600
1*680
1*703
1*730

686
671
854
924
994

9*193
11*504
13.356
13*001
13.627

10
12
13
14

1900
1901
1902
1903
1904

25

607
1.254
1*251
1*261
1*326

1905
1906
1907
1906
1909

40
10
60
10
20

1*436
1*723
1*737
1.912
1*980

26
111
68
9
29

1*930
1*955
2*130
2*175
2*180

1.059
1.096
1*293
1*474
1*448

17*392
21*496
23*905
21*873
25*464

17
17
18
20
20

1910
1911
1912
1913
1914

50
15
5
255
902

2*166
2.529
2*596
3*239
3.362

17
17
18
40
43

2*760
2.780
3*305
3*555
3.555

1.696
1.749
2*169
2*131
2.136

27*371
25*902
34.429
34.120
34*338

21
21
22
23
23

1915
1916
1917
1918

507
24
1*150
5f711

3.207
3*186
3*214
3*214
3.279

11
16
95
260
560

3.355
3*355
3*405
3*405
3.455

2*133
2*098
2*292
2*404
2.565

33.940
43.096
50.814
54*841
63.952

23
23
24
24
26

11

1919

7t227

1920
1921
1922

15*108
13*655
1*876

554
85

3.276
3.666
3.445
3*263
3.143

1*205
1.206
41
23
30

4*001
4*460
4*130
4.100
3*525

3.348
3.122
2.995
2*346
2*296

69*103
62*582
49.045
50.765
53.184

28
28
24
22
20

1925
1926
1927
1926
1929

1*167
330
391
324
986

2.391
2*245
2.192
2.185
2.233

294
197
197
141
149

3.550
3*650
3.650
3.650
3.650

2*149
2*246
2*231
2.419
2.503

54.433
56.114
56.217
59*447
61*817

21
20
20
20
20

1930
1931
1932
1933
1934

413
144
878
305
25

2*489
2457
2*664
2.707
2*456

153
174
631
106
117

3.300
3.275
2.975
2.957
4.208

2*609
2.583
2.209
2.150
2.296

59*842
57*256
45.684
45*425
55*793

16
17
15
14
14

1935
1936
1937
1936
1939

30

227

86
190
290
243
216

4*125
3.965
3.798
3.853
3*874

2*815
3.273
3.892
4*176
4.375

63*822
71*974
76.720
73.056
76*929

13
13
13
13
13

276
336
405
337
448

3.823
3*597
3.625
3.525
3*975

4.442
4*417
4*335
5*313
5.706

82*677
91.446
110.783
176*426
195*982

13
13
13
12
12

656
775
1*089
1*274
1.587

3.975
3.975
4.025
5075
5*075

6.559
7.758
8*879
8*679
9.820

237*302
267.404
261*989
278.396
275.461

12
12
12
11
11

1950
1951
1952
1953
1954

2.16
2.713
2.256
2.834
2.826

5.200
5.200
4.300
5*275
5.275

10.923
12.216
11*825
11*646
13*113

292*311
314*654
291*198
308*069
324.412

11
11
10
9
9

1955

2.410

6,350

14*048

342*197

1923
1924

20

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

500

998

Utah

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1696

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1897
1898
1899

5*072
3i786
5*870
7*648

2*146
1*000
1*127
1*170

1.359
704
1*051
1.185

1*567
2*062
3*692
5,293

1900
1901
1902
1903
1904

11*217
6*297
12*622
13*176
13*815

1*884
1*518
2,539
2*806
3*150

1*965
1.651
2*634
3.202
3.661

7,346
5*128
7,449
7*166
7.004

1920
1921
1922
1923
1924

67*989
62,279
60*023
65,078
66*761

23*116
22*069
22,524
26*340
29,224

22*436
20.968
19*202
17*949
19*496

22*437
19*242
18*297
20*769
16*041

1905
1906
1907
1908
1909

15*198
18*467
23*297
22*033
24*128

3*693
4.764
6*360
6.346
7.309

4*362
5.706
7.711
7.778
9.006

7,143
7,997
9.226
7.909
7,811

1925
1926
1927
1928
1929

70,748
76*264
79*959
87*591
89*810

30*964
30*506
29.977
41.354
42*759

20*934
21,735
22*087
26,331
18*598

18*830
24*023
27.895
19,906
28,453

1910
1911
1912
1913
1914

26*228
27.680
28*236
31.927
35*293

9.231
9*618
10*040
12*190
12*685

9*600
8*113
8.531
9,594
8.553

9.397
9,949
9,665
10*143
14,055

1930
1931
1932
1933
1934

90.031
79*874
50*443
44*675
24*248

43*979
41.619
30*030
27*971
10,807

12.402
7.513
4*907
5*692
4*313

33*650
30*742
15*506
11*012
9,128

1915
1916
1917
1918
1919

37*531
43*707
53.712
53*823
57.734

14*932
15.568
19,121
19*161
20*496

10*223
13,275
16*704
17*062
18.706

12,376
14,864
17,887
17.600
16,532

1935
1936
1937
1938

24.395
28*568
32*632
33*168

9*769
11*585
13.145
14.085

4.288
4*370
3*749
3*639

10,338
12*613
15.738
15.444

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

13,295

430

817

2,105

6*508

1940
1941
1942
1943
1944

39,499
43,878
43,328
36,119
41,892

14,502
17,006
17,344
11,602
15*906

262
205
154
127
225

693
723
405
543
723

2,292
2*281
1*894
1,895
2,557

10,758
11*191
11,687
12.417
13,799

4,349
5*271
5,466
4*678
3*563

2.429
2*432

6,643
7,199
6*378
2*426
2*687

1945
1946
1947
1948
1949

46,447
64,366
91*460
95*228
94.002

16*796
23,341
34,154
37,929
37*625

207
200
184
221
163

1,753
972
909
569
200

3*012
4*264
5*717
5*491
6,055

15,610
21,523
30.419
29*259
26,771

3*679
6*33?
9*072
9*335
10,269

2*964
5,012
8,204
10,062
12,515

2*426
2*719
2*621
2.796
1,370

1950
1951
1952
1953
1954

105,026
119,403
159,676
170,162
169,457

39*136
46*254
59,715
61*707
61*243

269
272
285
151
151

173
222
1,033
1.151
1*930

6*669
5*839
6*765
6*436
5,996

31,842
36,374
45,849
47,763
50,776

11,366
13,522
12*530
12*916
14*426

15*496
16,997
32*791
39*538
34*635

1*282
1,227
2,219
2,028
1,603

1955

201,716

75,739

250

1,847

6,364

57,568

19.160

41*218

1*637

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

6,218

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Utah

999

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

1896
1897
1898
1899

450
502
647
809

196
198
162
193

2
45
68

254
302
440
628

1*817
3*010
4*323
5,701

206
20
208
165

1900
1901
1902
1903
1904

2*389
2*843
2?931
2.758
2*421

480
526
495
422
332

184
222
232
221
199

1*725
2*095
2.204
2.115
1*890

3*749
8*861
4*968
3.567
4*008

1905
1906
1907
1908
1909

2*527
3*498
3*481
3*401
3*505

306
367
310
248
211

210
294
296
292
304

2*011
2*837
2*875
2*861
2.990

1910
1911
1912
1913
1914

3*830
4*068
4*373
4*212
3*985

1
12
23
47
50

311
654
296
319
609

1915
1916
1917
1918
1919

4.305
4*828
6*511
7*480
16.390

65
87

1920
1921
1922
1923
1924

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

923

739
964

1,888
3*376
4.572

1,482
1*208
1*718
986

6,821
8,506
12*556
15*226

283
406
291
266
291

1*477
1,643
1*240
1*086
1*202

1.969
6.812
3,437
2.215
2.515

1,605
1.336
1,484
1.174
1.005

18*960
21*837
22*205
20*675
21*249

7*261
9*833
10*985
8*192
9*683

211
285
319
238
536

1*581
2.272
1,727
2*225
1*915

5,469
7,276
6*939
5*729
7.232

1*213
1,125
1,197
1*190
1*061

26*199
32*923
38,960
34*816
38.377

3*518
3.402
4*052
3*846
3*326

10*053
9,679
10*936
8,446
8,751

443
429
665
437
349

1.976
1*971
1*924
1*794
3.134

7.634
7*279
8.347
6*215
5*268

1,231
1.188
1*394
1*901
2*657

43.342
42.615
44,939
46,486
50,686

4*039
4*504
4.915
4*855
5,022

9.034
12,864
14.255
12,293
13*416

339

1.198
2*066
10*657

201
237
398
539
711

1.023
1*212
1,045
1*202

2*155
2.053
3.334
3.221
2*365

6*540
9,788
9*709
8*027
9*849

2.597
2.669
4*076
4*922
4,562

53.467
64.068
78.554
78.518
92,122

13*569
12*485
12*122
15*569
16*969

8.127
4.398
3*646
4,896
4,591

811

1*409
1*581
1*809
2*869

4*631
6,678
6.895
8*864
9.509

12,720
10*394
13.145
14,881
15,048

1*784
1*074
1,244
1*509
1*498

1,285
1*208
1*171
1,190
1,322

9.651
8.112
10.730
12.182
12,228

3.585
3,596
4.430
4,899
4,700

97,863
66,754
69*720
100*427
103.478

1925
1926
1927
1928
1929

17*674
18,127
18*442
19*282
21*606

3,587
3*517
3*439
4*153
5.072

3*178
3*444
3*710
3*181
4*226

10*909
11*166
11*293
11*948
12*308

14,209
15,575
15.245
14,468
15*212

1*617
1*363
2*219
1*990
1*694

1,310
1*252
1,371
1,187
1,244

11*282
12*960
11.655
11.311
12.274

5*036
,143
030
014
996

107*667
115,109
119*676
127*375
132,624

1930
1931
1932
1933
1934

22*594
25*690
19*962
23*680
23.257

4*270
5*907
6*258
10*167
11*138

5*626
6.578
4,776
5.008
5.504

12,696
13*205
6,926
8*505
6*615

17.116
15,465
10*057
10*916
16.709

1*907
1.504

1,390
1,515
1*015
948
820

13,819
12*466
8,197
8*698
14*647

057
619
4.107
4*768
3.349

135*798
127,668
64,569
84*039
67*563

1935
1936
1937
1938
1939

28*596
29*188
29*269
26*085
28*380

18*676
19*159
20*540
17*893
19*457

4.455
5*148
5,135
4.778
5.713

5.465
4*881
3,594
3*414
3*210

18.700
21.940
23*574
25,542
26,715

1.456
2.617
2.978
2,035
2.834

1*008
1.277
1,305
1,297
1*344

16*236
18*046
19,291
22*210
22*537

3*206
2.477
1*956
1*597
1,607

74.897
82,173
87*431
86,392
92,537

1940
1941
1942
1943
1944

24*941
27*270
32*465
82*687
114*759

16*267
19*150
25,299
75*130
107*668

5.950
5.734
5,356
6.272
5,816

2*704
2.386
1.810
1.285
1255

32,927
34,732
45.426
55.940
54,694

2.299
3.486
3.702
5.047
5,426

1,321
1,589
1,953
2,557
2*677

29.307
29*657
39,771
48*336
46*791

1*487
1*386
1.277
1*054
1*139

98.854
107*266
122.496
175.800
212.684

1945
1946
1947
1948
1949

147*650
160*105
125*007
121*986
131*386

140*659
153*037
115*144
109*919
118.146

5*803
5*350
7*865
9*580
10*779

1*718
1*998
2.487
2.461

988

59,081
63,234
59,410
59.929
59.805

6,061
6*949
9*390
7,837
7,607

3,120
3*065
3*556
3*765
3,791

49,900
53,220
46.464
48.327
48.407

1*037
1*112
1*339
1,591
1,510

254.215
268.819
277.236
278.73*
286,703

1950
1951
1952
1953
1954

127*150
110.742
146*370
151*492
166*616

111,296
94,158
120,341
123.865
142.432

12*967
14*061
23,700
25.726
22.312

2,885
2,523
2*329
1*901
1*874

57,241
65,961
80,254
89,425
100,348

7,834
7,938
16,615
18*679
- 21,592

3,938
3*932
5,685
5.951
5,989

45.469
54,091
57,954
64*795
72*767

1*565
1*805
3,187
3*941
4*582

291,002
297,911
369,487
415,020
441,005

1955

167.239

141.460

22*003

3.776

94,717

5,040

4*8*712

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Federal Reserve Bank of St. Louis

845

1.270
1.242

686

1*102

6.579

1000

Utah

State Commercial BanksTable 3

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figun

9 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits
Year

Total

Interbank

Gover\unent

demand

Other
time

1696
1897
1896
1899

5*346
6*006
10*061
12*787

548

2*980

333
006
342

3*472
5,459
6*810

1*618
2.201
3*594
4.635

1900
1901
1902
1903
1904

16*256
17,495
17,965
16,383
16,651

899
269
*479
*112
323

9.000
9,362
9*364
8*552
8*446

6*359
6*864
7*122
6.719
6*662

1905
1906
1907
1906
1909

21*748
27,912
33*240
28,452
31*723

1*748
2*493
2*643
1*906
2*504

10*640
13*548
16,063
13*696
14.807

9*160
11*671
14*534
12.846
14*412

1910
1911
1912
1913
1914

34,635
33*132
35*656
37,156
38,951

2*252
2*773
2*660
1.959
1*450

16*451
14*928
1517
14*162
13*064

15*932
15*431
17.991
21*035
24*437

1915
1916
1917
1916
1919

39,464
52,532
60,360
59.181
66*610

2*230
3*482
4*000
3*148
3*870

15*657
23*246
26*404
24*937
27*000

21.597
25.804
29.956
29.675
35*430

1920
1921
1922
1923
1924

74*163
63*773
66*594
76*495
78*425

3*219
1*810
2*615
2,672
2*922

31*035
22*937
25*066
29*476
28*818

39.909
39*026
38.713
44.347
46*665

1925
1926
1927
1928
1929

80.205
84*563
86,769
93*423
95.396

2.529
3.506
3*510
3*645
3.432

16
31
31

28.573
29*270
29*155
30*968
31*477

49.103
51*787
54,086
56*579
60*456

1930
1931
1932
1933
1934

96*226
88.697
54*683
56*199
56,011

4.065
4.237
2*439
3*073
3*769

30
39
72
62
524

29.403
23.789
16*298
17*093
19*501

62*730
60.632
35.874
35*971
32*217

1935
1936
1937
1938
1939

64,295
71,271
75*688
74*935
80*669

4.046
4.568
5*266
4*979
5*343

167
227
68
59
83

26*150
30*776
33*239
31*535
35.341

33*932
35*700
37*295
38*362
39*902

1940
1941
1942
1943
1944

86*815
94,930
109,694
162*713
198,526

6*160
7*976
9.838
12*170
13.530

88
36
238
2.360
14.181

39*203
43.622
54*637
92*773
100*596

41*364
43*094
44*961
55*410
70t2l9

1945
1946
1947
1948
1949

239*267
272*282
259*084
260*253
266*536

14.468
14,000
12.144
11*857
12*520

16*849
12*369
965
1.648
1*040

115*903
140.731
139.831
135*691
137*019

90*047
105*182
106*144
111*057
115.957

1950
1951
1952
1953
1954

269*290
274.547
361*151
383*682
408*154

14.437
13*499
19*518
21.064
26*072

2*217
2.825
3*771
2.509
5*488

139.359
146*725
190*416
197*109
203.504

113*277
111*496
147*446
163*000
173*090

433*570

25*611

6*121

222.014

179.624

1*421
310

Utah

1001

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896*1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat onal
ba

no

Borrowings

1896

Surplus and
other
capital
accounts

(ft.
1

liatJumes

C-Pfc"

620
405

Total
liabilities
and capital
accounts

Number

of
banks

1897
1898
1899

246
154
122
116

2*609
1.941
2.113
1*960

262
363

8,821
8,506
12,556
15,226

26
24
26
26

1900
1901
1902
1903
1904

175
409
273
401
380

2.307
2*289
2.280
2.304
2.344

220
1.644
1.687
1.587
1.874

18*960
21*837
22*205
20*675
21*249

28
27
26
28
29

1905
1906
1907
1908
1909

996

933
838
852
1*181
393

2.783
3.087
3*458
3*615
3.680

735
1*086
1*410
1*568
1*585

26*199
32,923
36,960
34*816
38*377

35
44
52
56
62

1910
1911
1912
1913
1914

40
488
1.130
1.177
892

1.877
1*660
1*037
323
1*962

4.739
4*976
4.683
5.572
6*227

2.051
2,359
2.231
2,258
2*654

43*342
42*615
44,939
46.486
50*666

73
78
77
78
90

1915
1916
1917
1916
1919

585
355
4.556
4*554
8i724

4.268
1.192
2.210
3.248
5.382

6.444
6.701
7.138
7.491
7,240

2.686
3.288
4,290
4,044
4,166

53*467
64,066
78,554
78*518
92,122

90
95
99
99
99

1920
1921
1922
1923
1924

5*483
7.491
3.304
2.018
1*429

4,902
5*026
7,111
8,797
10*322

8.152
7*680
7.868
8*118
7*945

5*163
4,764
4,343
4,999
5*357

97,863
88,754
89*720
100,427
103*478

105
101
97
97
96

1925
1926
1927
1928
1929

2.099
1.432
1.784
1.829
2*256

11.978
15*494
17*516
16*472
20.911

8,053
8*073
7*946
7*884
8*271

5*332
5*547
5*659
5*767
5,790

107,667
115,109
119*676
127,375
132,624

94
92
87
85
85

1930
1931
1932
1933
1934

2.673
1.692
2.162
1*169
93

22*502
22,647
16,688
14,830
665

8.326
7,871
6,254
6,229
7.700

6,069
6.761
4.782
5*592
3*094

135,798
127,668
84,569
84,039
67,563

84
79
56
55
46

1935
1936
1937
1938
1939

39
23
47
41
15

611
385
512
356
485

7,030
6,978
6*611
6*605
6*399

2*922
3*516
4,173
4,455
4*969

74, 697
82,173
67*431
86*392
92.537

46
46
46
46
46

1940
1941
1942
1943
1944

10

197
217
282
324
364

6,157
5,908
5*803
5*656
5*630

5,675
6*211
6*717
7,107
8*164

98,854
107.266
122.496
175.300
212.684

46
47
47
45
45

460
582
772
651
737

5*567
5*769
5,896
5*874
6,966

8,921
10,186
11*464
11.956
12.356

254.215
268*819
277.236
278.734
286,703

45
47
47
48
44

1950
1951
1952
1953
1954

1*187
1.509
2*766
3*587
3.211

7*077
7,123
8*987
9,518
9,723

13*448
14,732
16,561
18*233
19,917

291*002
297.911
389.467
415.020
4*1.005

44
44
44
45
45

1955

3.699

9*698

21,3*5

468.712

45

1945
19*6
1947
1946
19*9

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Federal Reserve Bank of St. Louis

106

VERMONT

Revised data for assets and liabilities and


number of all banks in Vermont, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in this
State because available information appeared
to indicate that there were no such banks
operating under the banking laws of this
State during the period covered by the
revised series.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Vermont were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
State commercial banks and mutual savings
1
The term "State commercial banks," as used for this
State, refers to banks that were designated in the annual
reports of the Comptroller of the Currency as "loan and trust
companies."

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Federal Reserve Bank of St. Louis

banks presented a number of problems and


considerations not encountered in compiling
the balance sheet for national banks. The
following sections describe these problems and
the methods used in deriving the revised series.
The sources of statistics for State commercial banks for 1896-1933 and for mutual
savings banks for 1896-1938 were (1) figures
reported to the Comptroller of the Currency
and published in his annual reports and (2)
figures published in the reports and abstracts
of the State banking department and by other
State authorities.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department. Data for this period are
discussed separately because of the substantially better coverage and more consistent
reporting beginning in 1934.
The source of statistics for mutual savings
banks for 1939-1946 was summary figures
supplied by the Federal Deposit Insurance
Corporation.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1003

1004

All-Bank Statistics

STATE COMMERCIAL BANKS, 1896-1933


these items as published by the Comptroller.
The following paragraphs describe (1) the
These adjustments were made on the basis
principal adjustments in the figures as pubof data published by or obtained from the
lished by the Comptroller of the Currency,
State banking department.
(2) supplementation of the data from other
sources, and (3) preparation of estimates
LOANS AND INVESTMENTS
where data were incomplete or were not avail2
Total loans and total investments in
able. The United States Summary includes
1910-1932 as published by the Comptroller
a discussion and evaluation of alternative
were revised on the basis of figures in
estimating procedures considered, tested, and
State banking department reports. In these
used in one or more States. It also includes
examples of the use of banking trends as a
years loans to States and political subdivisions
guide in making State estimates.
were transferred from the loan category to
State and political subdivision securities. In
NUMBER OF BANKS AND AGGREGATE
most years it was also necessary to transfer
BALANCE SHEET
loans with mortgage collateral from collateral
Five banks with their balance-sheet data
loans to loans on real estate.
were added to figures as published by the
Comptroller for 1912, and three for 1913.
DEPOSITS
These additions were made on the basis of
The breakdown of deposits into interbank,
information published in the State banking
United States Government, other demand, and
department reports.
other time was adequate, after some minor
Data for loan and trust companies, pubrevisions, in the reports of the Comptroller
lished with the mutual savings bank data by
the Comptroller prior to 1909, were obtained beginning with 1909, except for United States
Government deposits. No attempt was made
from the State banking department reports
in the revised series for this State to estimate
and are included with State commercial banks
figures
for the latter item because practically
in the revised series.
all
such
deposits were held by national banks.
In order to make certain items conform
The breakdowns of deposits for 1896-1908
to the revised all-bank series, it was often
were obtained from State banking department
necessary, especially in the period 1910-1932,
to make minor adjustments in figures for
reports.
STATE COMMERCIAL BANKS, 1934-1946
The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for the one noninsured bank that operated in the State during this period. Data for this bank were
8
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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Federal Reserve Bank of St. Louis

available in reports of the State banking


department.
With the exception of the loan breakdown
at the one noninsured bank for 1941-1946, the
breakdowns of principal asset and liability
items required for the all-bank series were
available in these two sources. The breakdowns of loans for missing years were estimated by applying to total loans, ratios of
each subitem to the total derived by interpolating between similar ratios based on
reported figures for 1940 and 1947.

Vermont

1005

MUTUAL SAVINGS BANKS, 1896-1946


The data published by the Comptroller
of the Currency for mutual savings banks
prior to 1909 were adjusted to exclude loan
and trust companies, as noted in a previous
section. The Comptroller's figures for 1912
were adjusted to include two banks and their
balance-sheet data on the basis of information
available in the State banking department
report. The breakdown of the balance sheet
for 1910-1938 was derived from State banking
department reports.
The principal assets and liabilities for
1939-1946 were obtained from reports of individual mutual savings banks received by the
Federal Deposit Insurance Corporation. These

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Federal Reserve Bank of St. Louis

reports, however, did not give a breakdown


of loans, investments, and cash assets. Since
the figures for principal assets and liabilities
as shown in these reports for the period 19391941 were in substantial agreement with the
data published by the Comptroller, the breakdowns of the three items as shown in the
Comptroller's reports were used for these
years. For 1942-1946 also, the breakdowns of
investments and cash assets were taken from
the Comptroller's reports. The loan breakdowns for these years were estimated on the
basis of December loan data in these reports,
since June figures were not available.

1006

Vermont

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Co; 'eral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1896
1899

34*307
33,644
33.959
35*841

16*291
18*283
18*596
20*286

3*254
3*198
2*912
3*146

12.762
12.163
12.451
12*409

1900
1901
1902
1903
1904

38*597
40*017
42*344
45*181
46*164

22*425
24*047
25*872
27*892
29*396

3.272
3*311
3.573
3*850
3*833

12.900
12,659
12*899
13.439
12.933

1921
1922
1923
1924

123.085
124*881
126.326
135*690
140,279

77*440
78*731
82.276
88.788
91*952

11*701
12*499
11.741
13*044
12*892

33*944
33.651
32.311
33.858
35.435

1905
1906
1907
1908
1909

48*773
53.333
59*053
61*618
63.727

31*495
33*878
36*523
38.727
39*178

3*425
4.265
4.993
5.210
6.001

13*853
15,190
17,537
17*861
18 . 546

1925
1926
1927
1928
1929

145*131
149.207
151*624
154*061
161*054

95*252
97,016
96*345
95*528
95*635

13*400
14,945
16*170
17.322
17*487

36*479
37*246
39.109
41.211
47.732

1910
1911
1912
1913
1914

73*286
77*893
85*088
91*073
97.241

47*064
51*574
56.442
61*337
65*865

6.069
6.152
6*668
6*211
6.231

20,133
20,167
21*978
23,525
25,145

1930
1931
1932
1933
1934

154.249
144.740
132*050
107*002
99*215

93.602
90.346
84.813
71.568
65*352

17*244
16.097
13.959
14*415
12.097

43*403
38*297
33.278
21.019
21*766

1915
1916
1917
1916
1919

101*183
106*614
115*547
111*611
110*976

66*926
74,479
80.912
74,530
73,004

7*285
6*434
7*566
8*457
10.733

24*970
25.701
27,049
28,624
27,241

1935
1936
1937
1958

90.171
63.575
87.774
87,983

56.296
53.848
58,559
57*779

9*352
7.090
6*487
6*165

22*523
22*637
22*728
24*039

1920

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

1939

85.104

14*520

1940
1941
1942
1943
1944

93.722
99.700
98.092
69,377
91*369

16.371
18.091
16.347
11.569
11*874

1945
1946
1947
1948
1949

98.772
119*455
154t 109
181.742
166.731

12.321
18.356
27*695
32.570
31.227

1950
1951
1952
1953
1954

195*419
201,486
209*322
223*825
232*596

1955

249*600

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

All
other

34*545

6,936

10.677

2*370
2,246
2,039
1*700
1*511

16.478
14*015
13*224
11*544
10*196

40*489
45*204
46*844
47*350
51*956

6*908
7.422
7.358
6.703
6.050

6>754
5*671

11,106
12.711
12*280
3.752
4.108

1.739
2.334
2,774
3.317
3*286

10.516
12.092
13.602
14.790
14,963

56,676
65.194
78*066
91.198
95.030

7*221
6*063
10*923
13.667
15.434

6,132
6*633
17.098
23.057
24,113

4.147
4*718
3.951
3*783
3*455

30*162
32*428
33.556
34.675
37.326

3,516
3.012
3*225
3.355
3,292

14,909
16,011
16*042
16.294
16.501

101.405
103*495
107.727
113,615
117,610

16.668
17*540
16*895
17,838
19,158

26.869
27,146
29.938
35*759
36.384

3.038
3*415
3*756
4,289
4*456

39*782

2,832

17,123

125*563

21*688

39.665

5.363

11

5
3
20
65
20

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other

Other
loans
to
individuals

16.173

2*245

On
farmland

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Vermont

1007

Table 7-All Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

C urrency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1696
1899

16,852
17,622
18,327
19*316

5*218
6*189
6,779
6,852

9*965
9,619
9,719
10,085

1*669
1*614
1*829
2,379

4,570
5*280
6,079
6,691

121
117
211
200

321
347
577
*640

3,126
3*816
4*291
4*851

1,399
1,628
1,665
1*812

57*128
58*174
60*030
63*660

1900
1901
1902
1903
1904

18*377
19*765
21,151
22,940
23,765

5,414
5*456
5*230
5,876
5,686

10*527
11,231
12,451
13*126
13*944

2,436
3*078
3,470
3,936
4*135

6,799
7,531
,737
045
,711

166
182
144
181
150

.722
.515
.588
,684
,766

4*911
5*834
5.005
4*180
4*793

1,807
1,717
1,601
1,568
1,445

65*580
69,030
71,833
75.734
78.085

1905
1906
1907
1908
1909

23,440
23,679
24,945
25,762
26,539

5,132
5,176
5*326
5,314
5,240

14,336
14,576
15*811
16*523
17*129

3,972
3,927
3*808
3,925
4,170

906
659
7*169
7*643
7.603

167
166
180
198
196

,634
,718
,619
,873
1,603

5*105
4.775
5.370
5.572
5*804

1,433
1,376
1*640
1,974
1*514

80.552
85.047
92.807
97.197
99.383

1910
1911
1912
1913
1914

24,290
25,333
25*696
26*241
27*069

5,169
5,226
5,093
4*809
4*689

15,267
15,739
15*956
16*334
16*871

3*854
4*368
4,845
5,098
5,509

7*615
8*781
8.709
9.567
10*116

243
268
254
311
333

1*949
1,945
1*950
2.354
2.48J

5*423
6,548
6,505
6,902
7,300

2*795
1*821
1*969
3*731
3*840

107*986
113*828
121,662
130,612
136*266

1915
1916
1917
1918
1919

27.856
30*041
35.237
39.507
49.094

4*638
4*513
6*346
12*603
21*007

16*384
16.945
16.760
14*016
12.510

6,834
8,583
12*131
12,886
15,577

9.799
11.847
11*758
13*266
13*566

294
386
375
650
813

2.151
2.141
2,212
1,643
1*909

7*354
9*320
9.171
10.993
10*844

4*210
4,563
4,357
4,962
4,426

143*048
153,065
166,899
169*366
178*064

1920
1921
1922
1923
1924

52*032
52*843
54.233
59.338
65*007

20,797
19*618
17,826
19*540
18*525

9*786
9*265
8*876
7*934
7,521

21*449
23*960
27,531
31,664
36,961

13.218
11*680
11.755
13.166
14.098

650
635
625
993

1,127

2*177
2*100
1,885
1,904
2,057

10*391
8*945
9*245
10*269
10*914

5,410
5,471
6*005
7,222
7*465

193.745
194.875
198,321
215*416
226*649

1925
1926
1927
1926
1929

72.354
78.008
83*971
97*070
95*556

17,102
16,331
14,690
13,424
12*689

7,349
6,525
6,596
8*751
10*521

47,903
55*152
62,683
74,895
72*346

13.897
14*490
14*84-8
14.945
15,476

,257
261
106
,370
,430

2,240
2,171
2,346
2*166
2*194

10,400
11*058
11,394
11*409
11*852

7*946
9*382
11*273
12*544
14*313

239*328
251,087
261,716
278,620
286*399

1930
1931
1932
1933
1934

91*301
85,342
81*972
63,241
75,221

10,581
10,180
10,594
8,303
16,671

10*168
927
*163
003
.087

70*552
66*235
63,215
51.935
53.463

15,911
16*576
12,415
11.199
18.592

1*569
1*226

1.357

2,557
2*632
2*421
2*186
2,352

11,785
12*720
9*109
8*337
14*883

15*692
17.575
20,090
20,654
21*903

277,153
264,235
246*527
202.096
214*931

1935
1936
1937
1938
1939

77,770
80,722
77,805
71*149
71*546

24,664
27,276
30,761
28*752
34,676

655
337
113
,957
271

48*451
48.109
41*931
37.440
29,599

16*160
21*317
20.556
22.624
26.445

>048
.277
.147
.174
.232

2,256
2,843
2*742
2.674
2*633

14*874
17*197
16*669
16.776
22,580

24,350
25,734
25,281
23,265
17*818

210.471
211.348
211.416
205*021
200*913

1940
1941
1942
1943
1944

63*391
62*909
69*260
99*160
130,278

32,507
34,859
43*238
73*995
107*344

,763
,827
835
6,442
5,554

24*121
21*223
19*187
18*723
17*380

31.310
30*744
29*402
36*144
32.760

141
,797
656
2*229
1.953

2,661
3*144
3.376
3.742
3*514

27,508
25*803
24.370
30*173
27*313

14,505
13.615
10*999
8*896
7.217

202.928
207*168
207*753
233.579
261*644

1945
1946
1947
1948
1949

168*142
187*534
163*175
137*250
131*703

145*487
159,086
132,345
106*619
102*062

5,719
7,267
11,289
13*430
14*773

16*936
21*181
19,541
17,201
14,866

38.893
40*277
39*255
42*623
40*008

2.385
3.509
5*107
4*167
4,160

3*774
3,903
4,519
5,366
5,266

32.734
32.665
29.629
33*070
30*582

6,033
5.251
4*314
4,184
4,266

311*840
352.517
360*853
365.799
362*708

1950
1951
1952
1953
1954

128*008
131,674
141,215
137,499
139*079

100,594
102*956
111*091
106*186
106*437

14*613
16*969
18*119
19*576
21,116

12,601
11,727
12*005
11.737
11,524

41*896
44*648
49*918
47,230
49,172

4*900
5*761
6*623
5,122
5*170

4.521
4*844
5,953
6,953
6*627

32.475
34*043
37*342
35,155
37,375

4,115
4,293
4*580
4*470
4*809

369*438
382*101
405*035
413*024
425*656

1955

140*429

106*558

23.267

10*604

47,182

35,419

5,282

442,493

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

885
676

1008

Vermont

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Contin


[Figures as of June 30 or nearest available date; partly estimated .

Amounts in thousands of dollars]

Deposits
Year
Total

'

Inter

^^

Government

Other
demand

Other
time

1896

189?
1898
1899

41.372
42.197
44*192
47*816

662
581
445
564

50
50
124
349

7,882
8,296
8,827
9*647

32*778
33.270
34,796
37,256

1900
1903
1902
1903
1904

49 344
52*731
55,233
58*113
60*096

659
857
698
706
943

271
256
391
975
722

9.280
10.324
10*855
10,345
9,839

39,134
41*294
43*289
46*087
48*592

1905
1906
190?
1906
190$

62*561
66*683
73*324
77*066
78.961

35
999
905
987
1,102

393
335
603
635
239

9*959
12,730
13*374
13,269
11,869

51,374
52.619
58*442
62*175
65*751

1910
1911
1912
1913
191*

87.078
92*515
100*436
107,903
114,044

976
1,322
1.250
1.281
1,307

125
121
149
222
135

11,766
11,547
12,031
12*251
14,505

74.209
79*525
87.006
94*149
98*097

1915
1916
1917
1919

117,518
126,984
139*036
139,363
146,990

1.290
1.483
1,474
1.708
1,694

99
43
44
826
275

14,421
15,352
17,598
19,315
22,927

101*708
110*106
1-19,920
117*514
122*094

192C
1921
1922
1923
1924

161,156
162,107
164,299
181,720
191.690

1,896
1,670
1,550
1,748
1.178

45
102
51
100
104

26,101
23.010
22,524
24,636
26*120

133*114
137,325
140*174
155,236
164*288

1925
1926
1927
1926
1929

202,561
212,915
223.679
238,220
242*922

1*318

105

1*225

110

1930
1931
1932
1933
1934

ma

1,100
1.110
976

89
278
129

27*531
28*607
28.704
29,570
30*020

173.607
182*773
193*786
207,262
211,797

234,292
224,551
201.660
166*744
169.087

1,173
1,739
853
996
1,332

96
112
129
108
451

27*134
23,527
18,392
15*549
18.575

205*889
199*173
182*286
150,089
148*729

1935
1936
1937
1938
1939

166.620
170,766
170.521
165,447
165*858

1,163
967
1,221
897
870

493
667
314
272
584

21.426
25.066
26.066
25,127
28*043

143,538
144,064
142,920
139*151
136*361

1940
194]
1942
1943
1944

171,125
176.914
179,122
204*470
232,059

1,139
947
1.042

509
731
705

1,382
1.109

2*441
10,001

31.134
36.031
41,331
56,602
60*458

138.343
139*205
136,044
144*045
160,491

194*f
1946
1947
1946
1949

280*637
318.780
325.306
328,356
323*051

1.351
1,319

21,562
13.700

1,521

2*044

70,451
85,113
87,150
87,771
83*090

187,273
218*648
235*350
237*020
237*163

1950
1951
1952
1953
1954

329,121
340,954
364,265
370*098
381,366

1*618

2,633

1,595

3,271

1,284
1.520
1.966

5.962
2.820
5.652

87*593
94,118
104*415
103,482
102,152

237,277
241*970
252*604
262,276
271*596

108,247

282*505

1.310

1.065

1.496
1.713

Vermont

1009

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. - Amounts in thousands of dollars]

Year

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

309
161
139
121

3*376
3*633
3*683
3.746

16
19
29
8

7.892
7.908
7.784
7.735

4.163
4.256
4*203
4*234

57.126
56.174
60.030
63*660

89
91

1900
1901
1902
1903
1904

140
157
102
165
334

3*794
4*150
4*142
4*460
4*611

9
17
8
48
99

7*680
7*380
7*423
7*510
7*375

4.613
4.595
4.925
5.418
5.570

65.580
69,030
71*833
75.734
78*085

89
68
89
90
93

1905
1906
1907
1908
1909

184
286
452
411
674

4*405
4*555
4*591
4*608
4.670

82
61
79
66
195

7.393
6*948
7*073
7.123
6.885

5,927
6*514
7.288
7.923
7.998

80,552
85*047
92*807
97.197
99.363

95
95
98
100
100

1910
1911
1912
1913
1914

765
632
627
502
932

4*717
4*780
4.671
4.450
4.470

181
217
293
471
565

6*610
6.824
6.860
6*835
6*972

8*635
8.660
8.775
10.451
11.285

107*966
113.826
121*662
130*612
136*268

100
102
103
105
106

1915
1916
1917
1918
1919

1*301
1.038
2,072
3f219
3.546

4*437
4.357
4.297
4*279
4*204

717
873
811
1*328
1*559

7*010
7*035
7*036
6*987
6*986

12*065
12*776
13.647
14*190
14,779

143*046
153.065
166.899
169.366
176*064

105
106
106
106
106

1920
1921
1922
1923
1924

4*417
4.224
3*644
3*080
3*584

4*183
4.279
4*424
4*140
4*357

1*184
911
983
879
688

7.121
7.776
7.926
7*776
7,726

15.684
15*578
17.045
17.821
18.604

193.745
194*875
198.321
215*416
226*849

106
106
108
106
105

1925
1926
1927
1928
1929

4*084
4*050
3*203
3*947
5*885

4*299
4*301
4*293
4*253
4*304

699
750
800
1*329
1*433

7*726
7*901
7*976
8*076
8*086

19*959
21.170
21.765
22.795
23*769

239*328
251.087
261.716
278,620
286*399

105
105
105
105
104

1930
1931
1932
1933
1934

5*581
3*777
12*125
8*548
1.570

4*270
4*270
4*375
3*439
3*971

1*368
1*344
1.730
3.264
5*379

8.011
7*936
7.936
7.621
15*766

23*631
22.355
18.701
12,480
19,158

277.153
264*235
246.527
202*096
214*931

103
103
100
85
93

1935
1936
1937
1938
1939

2*103
1*146
794
1*369
96

2*901

5*084
745
568
418
645

16*252
15*761
15*224
15*103
14*844

17.511
22.930
24,311
22*684
19*470

210.471
211*346
211.418
205,021
200,913

91
91
90
90
84

1940
1941
1942
1943
1944

55
62
15

639
869
765
679
857

14*073
13.231
12*590
11*825
10*708

17*036
16*092
15*261
16.605
18*020

202,928
207,166
207*753
233*579
2*1 *644

62
81
81
80
80

1945
1946
1947
1948
1949

210
115
515
790
1*093

822
1*017
1*332
1*604
1*712

10*408
10*670
10*447
10*429
10*456

19,763
21*935
23*253
24*620
26*396

311*840
352,517
360*653
365*799
362*708

80
80
79
77
77

1950
1951
1952
1953
1954

116
126
159
371
143

2*189
2*126
2*035
2*723
2*644

10*417
10.605
10*451
10.779
11*012

27,595
28*290
28,125
29*053
30*491

369*438
382*101
405*035
413.024
425.656

77
76
75
74
74

1955

275

10*781

31*381

442*493

71

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

90
89

1010

Vermont

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

19*056
18*681
18*663
19,398

4*723
4*906
4*920
5.317

2*914
2*886
2*588
2*833

11*419
10*889
11*155
11*248

1900
1901
1902
1903
1904

20*676
21*032
22*108
23.540
23.521

5*843
6*438
7,059
7.987
8,536

3*042
3*092
3*345
3.549
3*554

11.791
11.502
11.704
12*004
11*431

1920
1921
1922
1923
1924

74,276
73.959
73*463
79.677
83.158

32*580
32.187
33.374
36*680
38*711

10.577
10.982
10,646
11,822
11.553

31*121
30.790
29.443
31.175
32*894

1905
1906
1907
1908
1909

24*508
26*884
30*627
32*529
34.575

9,050
968Q
10*784
12*119
12*908

3.193
3*982
4*564
4*850
5.329

12,265
13*222
15,259
15*560
16*338

1925
1926
1927
1928
1929

87,113
91*283
94*412
98,840
104.065

41*368
43.341
43.615
45.078
45.560

11*821
13*307
14,347
15*643
15,145

33*904
34.635
36.450
38.119
43*360

1910
1911
1912
1913
1914

39.5*3
42*635
46*927
50*239
54*085

16*297
18*455
20*754
23*076
25*386

5.369
5,817
6*399
5*956
5.949

17,877
18,363
19,774
21*207
22,748

1930
1931
1932
1933
1934

100*250
92*940
84.699
63.739
59*922

45*142
43.919
42.025
32*640
30.417

15*012
13.953
11*941
12*459
9.643

40*096
35,063
30*733
18*640
19*862

1915
1916
1917
1918
1919

56*965
60.273
66*550
65*590
65*616

27*608
30*666
34*462
31.817
30.807

6*881
6*199
7*218
7*848
10*045

22.476
23.408
24.870
25*925
24.764

1935
1936
1937
1938

56.797
54,221
55.453
57.274

28,618
28*762
29.6^4
30,389

7,120
5.816
5,291
5.350

21.059
19*643
20*538
21.535

Loans1
Year

Total

Commercial,
industrial,
and
agricultural

1939

57.539

14*244

1940
1941
1942
1943
1944

62*661
68.437
67*655
61.297
63*849

16*057
17*814
16.071
11.261
11.591

1945
1946
1947
1948
1949

67,718
86,046
109.524
124*914
126*126

11*996
17,864
27*155
31*800
30.353

1950
1951
1952
1953
1954

128*691
132*314
136*343
146*723
151*888

1955

162*262

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others
6

1*886

On
residential
property

Other

All
other

7*994

19*222

5*189

8*998

8*162
7*620
7*603
7*182
6*661

21*969
24.769
26.196
27.404
31*209

4*982
5*280
5.381
5.041
4*528

5*645
4*771

9*472
10*982
10*770
3*411
3*631

1,525
2*030
2,343
2,662
2*727

7*210
8*692
9.847
10*486
10*484

32*084
39.029
41*912
45*195
46*435

5*597
6*142
8.567
10*111
11*346

5.372
7*771
16.476
21.673
22*524

3*914
4*453
3222
3.213
2.909

29*076
30*341
30*S27
32*219
34*773

2*928
2*576
2*602
2*600
2*256

10.172
10.567
10*365
10*467
10*098

47*330
48*860
50*508
52*923
54.545

12*369
12.792
12*060
12.799
14*069

24.672
24.936
27.683
33*043
33.742

3*038
3.415
3.758
4.289
4*131

37*431

1*725

10*787

56*766

15*848

36*635

5*047

11

5
3
20
65
20

.999
761
634
348
,255

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
farm land

Other
loans
to
individuals

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Vermont

1011

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

Year
Total

1896

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other

assets

Total
assets

1897
1898
1899

8.754
9.478
9,675
10*487

4.490
5*100
5,327
5*611

2*835
2*820
2*774
2*866

1.429
1.556
1.574
2*010

3.670
4.151
4*645
4.996

121
117
211
200

1*136
1*168
1*345
1*370

2.411
2.846
3*089
3,426

927
1.041
1*009
1*067

32.407
33.351
33.992
35.968

1900
1901
1902
1903
1904

9*865
11*112
12*204
13*602
13.676

4*566
4*756
4.788
5.761
5*466

3*125
3.529
4*185
4.355
4.518

2.174
2.827
3*231
3*686
3*890

4,978
5.722
5*146
4.402
4*967

166
182
144
161
150

1*452
1*339
1.373
1*432
1*501

3*360
4.201
3*629
2*789
3*336

1*023
994
941
959
936

36*542
36.860
40.399
42.703
43,320

1905
1906
1907
1908
1909

13*284
13*470
14.272
14*604
15.323

5*021
5*066
5*237
5*281
5.196

4.547
4*689
5.370
5.546
6.070

3*716
3.715
3.665
3,777
4.057

5*258
5*028
5,374
6.059
5.899

167
166
160
162
173

1*436
1*490
1.407
1*658
1.514

3.655
3.372
3.787
4.219
4*212

979
967
1*018
1*090
986

44,029
46,349
51,291
54*282
56.783

1910
1911
1912
1913
1914

14.499
14*849
15*593
15.959
16*180

5.128
5.182
5*060
4.762
4.645

5.660
5*895
6*110
6.523
6.435

3*711
3.772
4*423
4*674
5*100

5,925
6,819
6,777
7,148
7*898

232
279
226
297
262

1.664
1*731
1*654
2*027
2.213

4*009
4*809
4.897
4*824
5*403

1*390
1.230
1.264
1.874
2.031

61,357
65,533
70.561
75,220
80,194

1915
1916
1917
1918
1919

17.196
16.861
22.844
25.757
32.313

4.592
4.493
5.770
9,033
13.953

6*720
6.478
6.703
6*388
5*518

5*864
7.890
10.371
10.336
12*842

7*674
9*162
8,834
9.839
10.714

254
374
332
525
749

1.844
1*655
1*613
1*334
1*598

5.576
6.933
6*689
7*980
8.367

2*286
2.656
2.545
3*141
2.742

84*121
90.952
100.773
104,327
111.385

1920
1921
1922
1923
1924

33.121
33.954
35.399
38.193
40.206

13.171
12.343
11.470
12*220
11.075

4*807
4*666
4.650
4.271
4*207

15*143
16.745
19.279
21.702
24.924

10,396
9,205
9*012
10,035
11.279

609
587
597
929
1*075

1*796
1.794
1.564
1.577
1.719

7*991
6*824
6.651
7.529
8,485

3*609
3*549
3.723
4*622
4.241

121.404
120.667
121.597
132,527
136.884

1925
1926
1927
1928
1929

42.865
44,581
47,295
53,891
53*798

10*165
9*639
6*225
7,977
7*660

4*465
4*174
4,270
5.452
6*274

28,215
30*768
34,600
40*462
39.864

11.150
11,422
11.519
11.535
11,646

1*211
1*225
1*074
1.332
1*346

1.891
1*805
1*956
1*766
1*765

8.048
8*392
8*487
8*437
8.733

4*362
5*023
5.476
5.813
6*331

145*490
152*309
158*704
170*079
176*040

1930
1931
1932
1933
1934

51*919
49,797
49*406
33.572
43.895

6,799
6.770
8*282
6.356
11.533

6*404
6*046
5.599
1.936
3.260

36.716
36.979
35.525
25.278
29*102

12,140
11.896
9*622
8,706
14.204

1.539
1.175
846
642
1.326

2*123
2,157
1.928
1.698
1.847

8.476
8.564
6.646
6.366
11*031

6*594
7*231
8.149
7,239
7.461

170.903
161*864
151,876
113.256
125.482

1935
1936
1937
1938
1939

46.806
49.396
50.775
45*745
46.933

17,820
17.821
19.626
17,590
18*538

3.057
3.700
3.338
3.430
6*009

25.929
27.877
27.611
24.725
22*386

14,455
17.107
17.547
18.759
22.403

1,000
1,229
1,099
1.126
1.183

1,626
2.269
2.290
2*223
2*149

11.629
13*609
14*158
15.410
19.071

8.359
8.894
8*616
7*945
7*181

126*417
129*620
132.391
129.723
134*056

1940
1941
1942
1943
1944

41*175
40*799
46*940
71*354
94.888

16.482
18.616
25.671
50*682
76.073

5.768
5.854
6*030
5*777
4*993

18*905
16*329
15*239
14*695
13*822

27*836
27.549
26.517
32,664
29,316

1*096
1*755
1*616
2,180
1*901

2.237
2.670
2*911
3,279
3*059

24.503
23*124
21*990
27.205
24*356

6.612
5.709
4*986
4,185
3*570

138*284
142.494
146*096
169*500
191.623

1945
1946
1947
1948
1949

126*243
138.762
118.386
102*111
100.370

107,297
113*912
91.949
75.622
74.513

5.166
6.930
10*908
13*050
14*364

13.780
17.920
15.529
13*439
11*493

36*159
36*314
36,576
40,198
37,405

2.344
3*446
5*064
4*139
4*099

3,323
3.399
4*064
4*802
4*648

30.492
29*469
27*448
31.257
28*658

3*113
2*830
2*492
2*716
2.990

233*233
263.952
266*978
269.939
266*691

1950
1951
1952
1953
1954

102.672
106,769
116.298
113.257
114.794

78.618
80.843
89,079
84.814
85.178

14*332
16*662
17*664
19.134
20.647

9.722
9.284
9.555
9*309
8.969

39,231
41,559
46,725
43,837
44,964

4*857
5.726
6*567
5*100
5*139

4*004
4.341
5*379
6*266
5*965

30,370
31*492
34*779
32.471
33*660

2.914
2.969
3*256
3.370
3.601

273*506
263.631
302.622
307.167
315.247

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

<,

43.104

32.108

1012

Vermont

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figiures i

} of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]


Deposits

Year

Total

Intertank

J^

Other
demand

Other
time

1896
1897
1898
1899

18*032
18*799
19*577
21.586

662
581
445
564

50
50
124
349

7*882
8*296
8*827
9*647

9*438
9*872
10*181
11*026

1900
1901
1902
1903
1904

21.794
24,139
25,495
26,993
27,387

659
857
696
706
943

271
256
391
975
722

9*280
10*324
10*855
10*345
9*839

11.584
12*702
13*553
14*967
15*883

1905
1906
1907
1906
1909

28,297
30,471
34,716
37,390
39,516

835
999
905
987
1*100

393
335
603
635
239

9.959
12*607
13*308
13.217
11*827

17*110
16*530
19*900
22.551
26*350

1910
191*
19U

1913
19H

43.946
47,905
52,663
56,949
61*061

976
1,322
1,250
1,281
1,307

125
121
149
222
135

11*710
11.483
11.959
12*172
14*435

31*135
34*979
39.305
43.274
45*184

1915
1916
1917
1918
1919

63,941
70,912
79,359
80,995
87,206

1,290
1,483
1,474
1,708
1,694

99
43
44
826
275

14*343
15*255
17*471
19.127
22.717

48*209
54*131
60*370
59*334
62*520

1920
1921
1922
1923
192*

96,399
95,452
96*202
107*551
112.927

1,896
1*670
1,550
1,748
1*178

45
102
51
100
104

25*890
22,790
22,305
24*444
25*907

68*568
70>890
72*296
81*259
85*738

1925
1926
1927
1926
1929

118.505
124,424
131,361
140.874
144,094

1.318
1.225
1*100
1.110
976

105
110
89
278
129

27*343
28,584
28*509
29*381
29*818

89*739
94*505
101*663
110*105
113*171

1930
1931
1932
1933
1934

139,623
133,656
119.034
88,679
93,588

1,173
1.739
853
994
1,332

96
112
129
108
451

26*927
23,326
18.263
15.437
18*464

111.427
108*479
99*789
72*140
73.341

1935
1936
1937
1938
1939

96,667
102*993
105,637
103.637
108.375

1*163
928
1,191
860
846

493
667
314
272
583

21.306
24*924
25*814
24*968
27.951

73*705
76*474
78*318
77*537
78*995

1940
1941
1942
1943
1944

113*690
119,325
123*178
146,237
168,705

1*115
920
1.016
1,355
1,082

506
729
703
2.438
9*992

31.037
35.906
41*149
56*342
60*157

81*030
81.770
80*310
86*102
97*474

1945
1946
194?
1948
1949

209*313
238,330
240*096
241.782
237*263

1,321
1*285
1.281
1*499
1.040

21,550
13*684
1*477
2*021
1,696

70*056
84*626
86*665
87*311
82*648

116*386
136*735
150*673
150*951
151*879

1950
1951
1952
1953
1954

243,846
253.070
272*054
274*368
281.528

1*598
1,575
1,264
1*498
1*947

2*616
3,259
5*947
2.809
5.637

87.188
93.582
103.838
102*905
101*603

152.444
154*654
161.005
167*156
172*341
177.018

Vermont

1013

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Nat onal
Year

no!*
.es

Borrowings

ba

o-.

liabiiSL

<***>

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number

of

banks

1896
1897
1898
1899

309
161
139
121

3*376
3*633
3*683
3,746

16
19
29
8

7892
7,908
7*784
7*735

2,762
2,831
2,780
2,772

32,407
33,351
33,992
35*968

67
66
67
66

1900
1901
1902
1903
1904

140
152
102
165
334

3*794
4*150
4,142
4,480
4*611

9
17
8
48
99

7*660
7,360
7*423
7*510
7*375

3*125
,022
229
507
.514

36,542
36*860
40*399
42*703
43*320

67
66
67
68
70

1905
1906
1907
1906
1909

184
286
452
409
674

4*405
4*555
4,591
4*608
4*670

82
61
77
66
195

7*393
6,946
7,073
7*123
6,885

,668
026
382
,686
4*843

44,029
46,349
51*291
54,282
56,783

73
73
76
78
79

1910
1911
1912
1913
1914

765
622
617
502
882

4,717
4*780
4*671
4,450
4*470

181
217
292
281
399

*610
,824
,860
,835
,972

5*136
5,185
5,458
6,203
6,410

61,357
65*533
70*561
75,220
80*194

79
81
82
84
85

1915

1*301

1916
1917

1*038
2*072

4*437
4*357
4,297
4*279
4,204

559
666
444
1*022
1*559

7*010
7*035
7*036
6,987
6*986

6,873
6,944
7,565
7*325
7*919

64,121
90,952
100,773
104,327
111*385

85
86
86
86
86

1920

4*392

1916
1919

3,219
3*511

1921

4,199

1922
1923
1924

3*345
3*080
3*584

4*183
4,279
4*424
4*140
4,357

1*163
731
794
672
473

7*121
7*776
7*926
7,776
7,726

8*146
8*230
8,906
9*308
9,817

121*404
120*667
121,597
132*527
138*884

88
88
88
87
86

1925
1926
1927
1928
1929

4*032
4*050
3*203
3*947
5*850

4299
4*301
4.293
4,253
4,304

482
508
553
1,067
1,166

7*726
7*901
7*976
8,076
8*086

10,446
11*125
11,318
11*862
12*540

145*490
152*309
158,704
170,079
176,040

86
86
86
86
85

1930
1931
1932
1933

5*496
3*587
9*815
5*082

4*270
4.270
4.375
3,439
3,971

1*119
1,050
1,217
1,712
398

8*011
7*936
7,936
7*621
15*766

12*384
11*365
9*499
6,723
11,444

170,903
161*864
151*876
113*256
125*462

84
84
81
66
74

1935
1936
1937
1938
1939

516
234
310
522
96

2*901

279
343
3401
296
296

16*252
15*761
15*224
15*103
14,844

9*800
10,289
10,880
10,165
10,445

126*417
129,620
132*391
129,723
134*056

77
77
76
76
76

1940
1941
1942
1943
1944

55
62
15

296
401
431
391
597

14*073
13,231
12.590
11*825
10*708

10*170
9,475
9,884
11*047
11*613

136,284
142*494
146,098
169*500
191*623

74
73
73
72
72

1945
1946
1947
1948
1949

210
115
515
790
1,093

566
723
954
1*159
1*272

10,408
10,670
10,447
10,429
10,456

12.736
14*114
14,966
15,779
16*807

233,233
263,952
266,978
269,939
266,891

72
72
71
70
70

1950
1951
1952
1953
1954

116
126
159
371
143

1,529
1,401
1,569
2,161
2,042

10*417
10,605
10,451
10*779
11*012

17,600
18,429
16,389
19*508
20,522

273*508
283,631
302,622
307,187
315,247

70
69
68
67
67

1955

275

2,251

1934

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

315

21*161

1014

Vermont

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

AH
other

1896
1697
1896
1899

12.457
12.010
11*938
12*098

140
140
124
132

2.501
2*502
2*216
2.360

9*816
9*366
9*596
9*606

1900
1901
1902
1903
1904

12*560
12*558
12*913
13.077
12*341

146
152
167
171
175

2.605
2.724
2.984
3.046
3.120

9*809
9*682
9*762
9*860
9,046

1920
1921
1922
1923
1924

28*205
29*059
28*314
30,818
31.297

981
1.134
1*360
1.733
2*203

7.272
7*482
7.417
8.279
7*632

19*952
20,443
19,517
20,806
21*462

1905
1906
1907
1908
1909

12.438
13*752
J15.252
15.393
15.449

159
194
211
215
214

2.839
3*464
3.770
3*849
3.858

9*440
10*094
11*271
11.329
11.377

1925
1926
1927
1926
1929

32.743
34*579
37.419
39.412
42*772

2*900
3,337
4*463
4,674
5,315

7*950
8.922
9*231
10,353
8*783

21*893
22,320
23,725
24,385
26,674

1910
1911
1912
1913
1914

17.220
17.775
18.848
16.529
19.771

224
230
212
230
346

4.349
4.753
5*247
4.558
4.500

12*647
12*792
13*369
13*741
14*925

1930
1931
1932
1933
1934

40*196
36*528
32.875
20,837
21.809

5,573
5*979
6.322
4*404
5.340

8*683
8,035
6*591
4,715
4,728

25,940
22*514
19,962
11,718
11*741

1915
1916
1917
1916
1919

20*326
20.266
22.355
23*758
23.926

508
684
844
866
877

5.367
4637
5.356
5.609
7.093

14*453
14,947
16*155
17*061
15,956

1935
1936
1937
1938

21.223
21.338
23.652
25,423

5*349
6*171
7,459
8*230

3,909
3*479
3*499
3*610

11*965
11*688
12*694
13*563

Loans '

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

25.923

10*101

1*279

1940
1941
1942
1943
1944

28*786
32*114
30*756
25,836
25*600

11*498
12.362
10*715
7.914
7.521

1.471
1.364
1*222
945
933

1*589
1*687
1*659
1*736
1*837

7*793
8*709
8*867
8,639
8*884

1.087
1*157
1*178
1*199
1*112

3,065
2,616

5.350
6.815
7,095
2*340
2,694

1945
1946
1947
1946
1949

26*171
34*122
47.644
53.161
52*765

7.381
10,149
16,214
17*285
16*260

941
1,524
1*652
2*060
1*828

2,116
2,878
3.279
3.320
3*346

9,141
10.461
11.653
12.229
12*487

988
1*529
2*170
2*865
2*666

2*888
4*596
U170
14*136
14,892

2,696
2*925
1*506
1,367
1*472

1950
1951
1952
1953
1954

54.5*6
55*079
59.960
67,344
69*439

15*577
15*687
16*448
18.417
19.862

1*922
1*797
1*941
2,006
1*573

3.097
3*182
3*474
3*640
3.540

12.773
12.992
15,174
16,027
17,066

3*243
4*023
3*716
4,404
4,726

16,962
16.400
18*059
21*677
21*733

1*307
1,461
1*603
1*909
1*698

1955

74*9*2

21.110

1.189

3*911

18*693

5,524

23*202

2*244

3
20
40

1
Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*215

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Vermont

1015

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

6*039
6*573
6*719
7*535

4*360
4*614
4*937
5*197

403
427
433
568

1*256
1*332
1,349
1*770

3.049
3*416
3*756
3*979

83
76
152
143

1*012
,090
,129

966

2,000
2*328
2.514
2*707

592
650
689
660

22*137
22*649
23*102
24*292

1900
1901
1902
1903
1904

7*003
8*041
8*687
10*285
10*250

4.427
4*600
4*689
5*677
5*339

626
836
972

1*120
1,193

1*950
2*605
3*026
3*488
3*718

4*021
4.416
4,209
3.316
3.691

108
120
86
123
89

227
*058
147
147
.181

2,666
3*240
2,974
2,048
2,421

643
630
629
676
720

24*227
25,647
26*438
27*358
27,002

1905
1906
1907
1908
1909

9*580
9*679
9*795
9*936
10*264

4*949
5*012
5*162
5*263
5*172

1*125
1*134
1*121
1*138
1,250

3,506
3*533
3*492
3i535
3,842

3*881
3,645
3,776
4,340
3,972

103
106
117
115
102

127
184
.058
*304
219

2*651
2*555
2,603
2.921
2,651

723
729
714
694
787

26*622
28,005
29*539
30*363
30*472

1910
1911
1912
1913
1914

9*736
10.052
10*179
9*983
9*869

5*106
5*169
5*033
4*746
4*614

1*079
1*280
1*089
1*142
851

3*549
3*603
4*057
4*095
4*404

3*962
4*497
4,359
4*355
4*756

186
138
151
167
215

1,244
1*342
1*213
1*456
1*563

2*532
3*017
2*995
2,730
2*978

780
879
875
709
900

31,698
33*203
34*261
33*576
35,296

1915
1916
1917
1918
1919

10*692
12*110
14*263
15*672
19,153

4*553
4*446
4*810
6*633
8*986

961
678
589
582
496

5*178
6*984
8*864
8*457
9*671

4,579
.266
.023
,528
,951

144
271
161
362
566

1,245
1*215
1*222

3,190
3,780
3*640
4,468
4,502

912
975
999

1*169
1*352

36*511
38*619
42*640
46,147
50,382

1920
1921
1922
1923
1924

18*471
18*280
19*610
20*706
21*615

7*545
6*784
6*565
6,599
6*225

340
324
358
250
196

10*586
11*172
12*687
13*857
15*194

063
470
.294
,817
,458

407
411
435
747
897

1*064
1*044

4,612
4*015
4*002
4*214
4,617

1,960
1,725
1,765
650
745

54,719
54,534
54*983
59*191
61,115

1925
1926
1927
1928
1929

22*705
24*693
26*180
28.794
28*645

6*005
6*018
5.397
5*468
5*621

152
175
211
222
644

16*548
18,500
20*572
23*104
22*380

*731
669
,612
,872
7,303

1*081
1.103

1*027

925

1*048

1*173
1,167

897
911

4,623
4*592
4,839
4*802
5*225

706
,902
940
2*067
1.959

63*887
67,843
72.351
77.145
80*679

1930
1931
1932
1933
1934

28*084
28*123
27*672
16.275
24*280

5*277
5*666
6*807
5*273
9*304

581

1*000
1*121

7.654
7*610
5,917
4.614
7*851

1*325
1,060

1*216
1*191
1*130

1,399

22*226
21,455
19,744
10*326
13.577

804
976

5*113
5*359
4*023
3,230
5,915

1,996
2.146
2*230
1,524
1,935

77,932
74,407
66.694
43.250
55.875

1935
1936
1937
1938
1939

26*760
27*184
26*245
23.157
24.126

12*251
11*106
11*853
10*487
10*561

1.405
2*082
1*614
1,817
3*526

13.124
13,996
12.776
10.853
10*041

8*919
10*295
11*094
11.961
14.371

1,130
1*027
1*052
1*079

1*032
1*230
1,284
1,251
1*173

6.972
7,935
8.783
9.656
12*119

1*967
1*781
1,601
1,656
1*541

58,689
60,596
62,592
62,197
65.963

1940
1941
1942
1943
1944

19*906
19*399
23.460
39.178
52.239

8*454
9*206
13*343
29*261
42*756

3*204
3*131
3*419
3.353
2,798

8*246
7*062
6*698
6*564
6*665

16,751
17.499
18.303
22*495
19*962

1*593
1*467
2*027
1,695

1,263
1*515
1*665
1*841
1,695

16*491
14*391
15,171
18,627
16*572

1*509
1*512
1,560
1*478
1*406

68,954
70,524
74*079
86*989
99*207

1945
1946
1947
1948
1949

66*466
75*919
62*781
56*047
53*769

58*175
62*569
48*956
42*492
41.801

2*955
3*918
5*641
7*000
6*701

7*336
9*432
8*184
6*555
5.267

24*603
24*520
25*609
27.306
25,633

1*950
2*996
4,367
3*304
3*488

1.861
1.962
2*245
2.770
2.594

20,792
19*562
18,977
21,234
19*551

1,342
1,325
1*361
1*554
1,755

120*582
135,886
137,395
138*070
133*922

1950
1951
1952
1953
1954

56*256
56*621
65*156
63*289
63*839

44*685
44*580
52*169
49*392
48.977

7*371
7,498
8*105
8*664
9*972

4*200
4*543
4*862
5*233
4*890

26*170
26.739
31.280
26,481
30.243

3*898
4,812
5*511
4*305
4*142

2.203
2.345
3.117
3,819
3,473

20*069
19*582
22,652
20,357
22*628

1.771
1,827
2*106
2*094
2*184

138.765
140*266
158,522
161*208
165,705

21*249

2*391

171.397

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

50*489

674

764
580
958
915

977

3*632

698
883

857
856
944
974

1016

Vermont

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Inter ^

Government

Other
demand

Other
time

1896
1897
1898
1899

9*145
9*493
10*052
11*235

662
5*1
431
534

50
50
124
349

7.662
8*296
8*827
9.647

551
566
670
705

1900
1901
1902
1903
1904

10*949
12.471
13*168
13.410
13*021

604
822
671
670
857

271
256
391
975
722

9*280
10*324
10*655
10*345
9*839

794
1*069
1.251
1*420
1*603

1905
1906
1907
1906
1909

13*093
14*463
15,777
16*439
16*550

757
969
897
935
1,060

393
335
603
635
239

9.959
10,824
10,791
10*633
9.256

1*984
2,335
3,486
4,236
5993

1910
1911
1912
1913
1914

17*886
19*193
19*953
19*835
21.060

976
1*160
1.220
1*150
1.274

125
121
J49
222
135

8.710
8*512
8 568
8*411
10*445

8,077
9*400
10,016
10*052
9*226

1913
1916
1917
1918
1919

21*887
24*449
27.655
29*757
33*043

1.119
1.463
1.474
1*706
1.694

99
43
44
626
275

10,496
10*284
11,783
12,426
14,748

10*173
12*639
14*354
14*797
16*326

1920
1921
1922
1923
1924

37.203
37*609
38*165
42*669
44.714

1.563
1.628
1.468
1,735
1.156

45
102
51
100
104

16,997
14,916
14,718
15,780
16*175

16*596
20,963
21,928
25,054
27*277

1925
1926
1927
1928
1929

47*307
50*736
55.378
59*365
62*235

1.300
1,214
1,090
1,041
970

105
110
69
278
129

17,261
18,086
17,736
17.918
18,393

26*641
31,326
36*463
40,128
42*743

1930
1931
1932
1933
1934

60.300
58*250
50.517
30*412
41,799

1.160
1.718
845
973
1*288

96
112
129
108
446

16.344
14,161
11.011
8,697
12,135

42*700
42*259
38*532
20*434
27*930

1935
1936
1937
1938
1939

45*979
50.590
52*507
52.056
55*651

1*055
836
1*113
808
792

452
509
256
231
486

13,815
16,136
16*725
16,331
18,653

30*657
33*109
34*411
34*686
35*720

1940
1941
1942
1943
1944

58*517
60.074
63*460
78.298
88*225

1*002
798
786
1*049
860

453
516
490
1*506
5.035

20,948
23,904
27,704
38*396
39*640

36*114
34*854
34*496
37*347
42*690

1945
1946
1947
1946
1949

109*023
123*323
123*392
123.534
118*660

1.057
1.058
1,010
1.257
686

10.363
6,942
1,002
1,125
1*244

46,426
54,979
55,182
56.437
52.878

51*177
60.344
66.198
64.715
63.650

1950
1951
1952
1953
1954

123*161
124*776
141*664
143*416
147*283

1.034
1*027
959
1*206
1.219

1.765
1*601
3.596
1*692
3.602

56.911
57,454
64*872
65,449
64,642

63.431
64.694
72*435
75*071
77*820

1955

152*163

2*703

67.606

60*010

Vermont

1017

Table 2-National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat onal
ba v
no?*
tes

Other
liabilities

...
^V*3*

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

SL
"a^S1

1896
1897
1898
1899

229
108
90
56

3*376
3*633
3.683
3*746

4
4
4
3

6*985
6*985
6*885
6*860

2398
2*426
2*388
2.390

22,137
22,649
23,102
24,292

49
49
49
49

1900
1901
1902
1903
1904

77
75
40
96
216

3*794
4*150
4*142
4*480
4*611

2
5
2
41
93

6,760
6*435
6*460
6*460
6*275

2*645
2*511
2*626
2*871
2*786

24*227
25,647
26,438
27,356
27*002

48
47
46
46
50

1905
1906
1907
1908
1909

45
124
161
231
166

4*405
4.555
4*591
4608
4*670

71
53
67
57
157

6*180
5*735
5*685
5*710
5*460

2*828
3*075
3*256
3.318
3.469

26*622
28,005
29*539
30.363
30*472

50
50
50
51
50

1910
1911
1912
19X3
1914

296
107
434
263
588

4.717
4.780
4*671
4.450
4.470

139
141
161
34
152

5*160
5*210
5*160
4*985
5.010

3*496
3*772
3*882
3.989
3,996

31*698
33,203
34,261
33,576
35*296

50
51
50
49
49

1915
1916
1917
1918
1919

889
688
Itl97
2*421
3*002

4*437
4.357
4*297
4*279
4*204

153
150
216
647
697

4*985
4,985
4*965
4*935
4*935

4*160
3.990
4,290
4.106
4*301

36*511
38*619
42*640
46,147
50*382

48
48
48
46
46

1920
1921
1922
1923
1924

3t087
2*573
2080
2*356
2*122

4,183
4,279
4*424
4,140
4,357

927
501
502
426
208

5*005
5*310
5*410
5*110
5*060

4,314
4,262
4,402
4*490
4.634

54*719
54*534
54*963
59*191
61*115

49
49
49
47
46

1925
1926
1927
1928
1929

2*141
2*288
2*021
2*321
2*441

4*299
4,301
4,293
4*253
4,304

204
212
175
329
269

5,060
5*110
5,110
5*210
5*260

4,876
5*194
5*374
5,667
6,150

63,887
67*843
72.351
77*145
80.679

46
46
46
46
46

1930
1931
1932
1933
1934

1*945
977
4*004
839
111

4,270
4,270
4*375
3*439
3*971

223
153
180
113
112

5,160
5,260
5*260
5.170
6*635

6,034
5,497
4,358
3.277
3*247

77,932
74*407
68,694
43,250
55,875

45
45
45
33
42

1935
1936
1937
1938
1939

63
124
147
312
90

2*901

152
180
204
202
204

6*296
5*755
5*389
5*290
5*229

3*498
3*949
4,345
4.337
4*789

58*889
60.598
62*592
62*197
65,963

43
43
42
42
42

1940
1941
1942
1943
1944

25
62
15

212
316
304
261
350

5.108
4.694
4,900
4,610
4*578

5.092
5.176
5*380
5,620
6*054

68,954
70*524
74,079
86,989
99*207

41
40
40
39
39

1945
1946
1947
1948
1949

60
115
415
330
450

370
478
705
644
982

4,640
4,617
4*724
4*711
4,753

6,489
7.353
8*159
8*651
9*077

120*562
135*686
137*395
136,070
133,922

39
39
39
39
39

1950
1951
1952
1953
1954

100
126
84
21
143

1,222
1,060
1*231
1.717
1*639

4*753
4.703
5.453
5,545
5*645

9*529
9.601
9*690
10.507
10,995

138,765
140,266
156*522
161,208
165*705

39
38
38
37
37

1.732

5,695

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

171,397

1018

Vermont

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1698
1899

6*599
6*671
6*725
7*300

4,583
4*766
4*796
5*185

413
384
372
473

1,603
It521
1,557
1,642

1900
1901
1902
1903
1904

8*116
8*474
9.195
10*463
11*180

5,697
6*286
6*892
7*816
8*361

437
368
361
503
434

1,982
1,820
1,942
2*144
2.385

1920
1921
1922
1923
1924

46*073
44*900
45,149
48*859
51,861

31,599
31,053
31*994
34,947
36*508

3*305
3,500
3*229
3*543
3*921

11,169
10*347
9*926
10.369
11*432

1905
1906
1907
1908
1909

12*070
13.132
15*375
17,136
19*126

8,691
9*486
10*573
11*904
12*694

354
518
814

1*001
11471

2,825
3*128
3*988
4,231
4*961

1925
1926
1927
1928
1929

54,370
56*704
56,993
59.426
61,293

38*486
40*004
39*152
40,404
40*245

3*871
4,385
5,116
5,290
6*362

12*011
12*315
12,725
13*734
14,686

1910
1911
1912
1913
1914

22.323
24*860
28*079
31.710
34*314

16*073
18,225
20*542
22*846
25*042

.020
,064
152
398
,449

5,230
5,571
6*385
7*466
7*823

1930
1931
1932
1933
1934

60,054
56*412
51*824
42*902
38*113

39*569
37*940
35.703
26*236
25*077

6,329
5,918
5,350
7,744
4,915

14*156
12*554
10.771
6,922
6,121

1913
1916
1917
1918
1919

36.637
40*005
44*195
41,632
41*690

27*100
29*982
33,618
30.929
29.930

514
,562
862
2*039
2952

8,023
8*461
8.715
8,864
8,608

1935
1936
1937
1938

35,574
32*883
31*801
31,851

23*269
22*591
22*165
22*159

3*211
2,337
1*792
1,740

9,094
7,955
7*844
7,952

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

1939

31*616

1940
1941
1942
1943
1944

33,873
36*323
36,899
35,459
38,249

4,559
5,452
5,356
3,347
4.Q70

1945
1946
19*7
1948
1949

41,547
51,924
61*880
71*753
73*361

10.941
14,515
14,073

1950
1951
1952
1953
1954

74.123
77.235
76*363
79*379
82<*49

13,499
14,654
14,179
13.802
14*911

1*006
779
661
594
683

1955

87,280

16*321

536

4,615
7,715

11

Other

Other
loans
to
individuals

All
other

6*563

12*193

3*974

4,130

14,176
16*060
17,309
18,765
22,325

3,895

4,122
4,167

322

6,593
6*133
5*944
5*446
4*824

584

5,094

528
377
412
403

4,123

4,203
3,842

2,580

3,416

2,155

22.943
28.548
30,259
32*966
33*948

4,609
4*613
6,397
7*246
8,682

2*484
3*175
5,308
7,535
7,632

6.627
6,558

34.557
35*868
35*334
36*896
37,479

9*126
8,769
8,344
6,395
9,343

8,586
9*624
11*366
12,009

2*155
2*380
2*433

6,876

38,093

10*324

13*433

2*803

25

506

5,814

6,568
7*166

20

691
782
899

' Ilrpinninp June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

7,136

7,075
7.385
6.891

3*675

7,710

1,071
1*137
1*216

1*528
1*716
1,851
1,437
1,731
1,954

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Vermont

1019

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

38
41
59
57

172
176
255
241

411
518
575
719

335
391
320
407

10.270
10.702
10.890
11.676

225
281
226
285
320

674
961
655
741
915

380
364
312
281
216

12,315
13.213
13*961
15.345
16.316

256
238
304
396
199

17*407
18*344
21*752
23*919
26*311

610
351
389

1896
1897
1898
1899

2.715
2*905
2t956
2t952

110
286
390
414

2.432
2*393
2*341
2*298

173
226
225
240

1900
1901
1902
1903
1904

2*862
3*071
3,517
3517
3*626

139
156
99
84
129

2*499
2*693
3*213
3*235
3*325

224
222
205
198
172

1*084
1*296

58
62
56
58
61

1905
1906
1907
1908
1909

3*704
3.791
4t477
4*668
5*059

72
54
55
18
24

3*422
3*555
4*249
4.408
4*820

210
182
173
242
215

1.377
1*183
1*596
1*719
1.927

64
60
63
67
71

309
306
349
354
295

1*004

1910
1911
1912
1913
1914

4*763
4.797
5*414
5*976
6*311

20
13
27
16
31

4*581
4*615
5*021
5*381
5*584

162
169
366
579
696

1*963
2*322
2*418
2.793
3*142

46
141
75
130
67

440
389
441
569
650

1*477
1*792
1*902
2.094
2*425

165
.131

29,659
32*330
36,300
41*644
44*696

1915
1916
1917
1918
1919

6*504
6.751
8*581
10*085
13*160

39
45
960

706
906

2*400
4*967

5*759
5*800
6*114
5*806
5*022

1*507
1*879
3.171

3*095
3*896
3*811
4*311
4.763

110
103
171
163
183

599
640
591
636
715

2*386
3.153
3*049
3.512
3.865

374
681
546
952
390

47*610
52,333
56*133
56*160
61*003

1920
1921
1922
1923
1924

14*650
15*674
15*789
17*487
18*591

5,626
5*559
4*905
5*621
4*850

4*467
4*542
4.292
4*021
4*011

4.557
5.573
6.592
7.845
9*730

4.313
3.735
3.718
4*218
4.821

202
176
162
182
178

732
750
707
721
775

3.379
2.809
2.849
3.315
3*868

649
,824
958
2*772
2*496

66*685
66*133
66*614
73,336
77*769

1923
1926
1927
1928
1929

20*160
19*688
21*115
25*097
25*153

4*160
3*621
2*828
2*509
2*039

4*333
3.999
4*059
5*230
5.630

11*667
12.268
14.228
17.358
17.484

4.419
4.753
4.707
4.663
4.543

130
122
149
159
181

864
831
910
869
854

3*425
3*800
3.648
3*635
3*508

2*654
3*121
3*536
3.746
4.372

81*603
84*466
86*353
92*934
95.361

1930
1931
1932
1933
1934

23*835
21*674
21*734
17*297
19*615

1*522
1*102
1.475
1*085
2.229

5*823
5*048
4.478
1.262
1.861

16*490
15.524
15.781
14*950
15*525

4.486
4*286
3*705
4*092
6*353

214
115
82
62
368

907
966
798
894
869

3*365
3*205
2*825
3,136
5*116

4.596
5*085
5*919
5.715
5.526

92.971
87,457
83.162
70*006
69.607

1935
1936
1937
1938
1939

20*026
22*214
24*530
22*588
22*805

5*569
6.715
7*973
7*103
7*977

1.652
1.618
1*724
1*613
2.483

12*805
13.881
14.833
13.872
12.345

5.536
6.812
6,453
6.798
8.032

85
99
72
74
104

794

1*039
1.006

4*657
5*674
5*375
5*752
6*952

6*392
7.113
7.015
6*269
5*640

67.528
69.022
69*799
67*526
68*093

1940
1941
1942
1943
1944

21*269
21*400
23*480
32*176
42*649

8.028
9*410
12*328
21*421
33.317

2.584
2.723
2*611
2*424
2.195

10.657
9.267
8.541
6.331
7.137

9.085
10*050
8*214
10*169
9,354

119
162
149
153
206

1*155
1*246
1*438
1*364

8*012
8.733
6*819
8.578
7.784

5,103
4*197
3*426
2*707
2*164

69*330
71.970
72*019
80*511
92*416

1945
1946
1947
1948
1949

57.777
62*843
55*605
46*064
46*601

49*122
51*343
42*993
33*130
32.712

2.211
3*012
5*267
6*050
7*663

6*444
8*488
7*345
6*884
6*226

11*556
11,794
10*967
12*890
11*772

394
450
677
835
611

1*462
1*437
1*819
2*032
2*054

9.700
9.907
8*471
10*023
9*107

*771
.505
131
162
235

112*651
128,066
129,583
131*869
132,969

1950
1951
1952
1953
1954

46*416
50*168
51*142
49*968
50*955

33*933
36*263
36*890
35*422
36.201

6*961
9*164
9*559
10*470
10*675

5*522
4*741
4*693
4*076
4*079

13*061
14.820
15.445
15*356
14.721

1*056

959
914
795
997

1*801
1*996
2*262
2*447
2*492

10*301
11*910
12*127
12*114
11*232

,143
*142
,150
276
,417

134.743
143*365
144*100
145*979
149*542

1955

50*124

1*267

2*649

1*693

153*872

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11*672

621
735
889

1.017
957

1*304
937

972
976
954

817

1*184
1*298
1*561

1020

Vermont

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS. LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

u s

lt~*k

other

--

LuieroanK

nr.ijju.-..^umf
oovcnuneni

j
j
uGmana

Other
time

1896
1897
1898
1899

8.887
9*306
9*525
10*351

20
14
30

8*887
9*286
9.511
10.321

1900
1901
1902
1903
1904

10*845
11*668
12*327
13*583
14*366

55
35
25
36
86

10*790
11*633
12*302
13*547
14*280

1905
1906
1907
1908
1909

15*204
16*008
18*939
20*951
22*966

78
30
8
52
40

1,783
2.517
2*984
2*569

15.126
14*195
16*414
18*315
20.357

1910
1911
1912
1913
1914

26*058
28*712
32*710
37,114
39*981

162
30
131
33

3*000
2.971
3.391
3.761
3.990

23*058
25.579
29*289
33*222
35*958

1915
1916
1917
1918
1919

42*054
46*463
51*704
51*238
54*163

171

3*847
4*9.71
5*688
6*701
7*969

38*036
41.492
46*016
44,537
46*194

1920
1921
1922
1923
1924

59*196
57,843
58*037
64*882
68*213

333
42
82
13
20

8.893
7,874
7*587
8*664
9*732

49*970
49.927
50*366
56*205
58*461

1925
1926
1927
1928
1929

71,198
73*686
75,983
81,509
81*859

18
11
10
69
6

10*082
10*496
10.773
11*463
11*425

61*096
63)179
65*200
69*977
70*428

1930
1931
1932
1933
1934

79*323
75,406
68*517
58,267
51,789

13
21
8
21
44

10*583
9.165
7.252
6*540
6.329

68*727
66*220
61.257
51*706
45*411

1935
1936
1937
1938
1939

50*688
52,403
53,130
51*581
52,724

108
92
78
52
54

41
158
56
41
97

7.491
8*768
9.089
8.637
9*298

43*048
43*365
43,907
42*851
43*275

1940
1941
1942
1943
1944

55*173
59*251
59*698
67.939
80*480

113
122
228
306
222

55
211
213
932
4*957

10*089
12,002
13*445
17,946
20.517

44*916
46.916
45*812
48*755
54*784

1945
1946
1947
1948
1949

100*290
115,007
116*704
118,248
118,603

264
227
271
242
152

11*187
6.742
475
896
452

23*630
29,647
31,483
30*874
29*770

65.209
78*391
64*475
86*236
88*229

1950
1951
1952
1953
1954

120*685
128,294
130*190
130,950
134*245

564
548
305
292
728

831
1*658
2*349
1*117
2*035

30*277
36*128
38,966
37*456
36*961

89*013
89*960
88*570
92.085
94,521

39,726

97,008

276

Vermont

1021

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Nat]

Year

Borrowings

1896
1697
1698
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1916
1919

1920
1921
1922
1923

1924
1925

1926
1927
1928

1929
1930
1931
1932

1933
1934

ba

01131

no!*
ies

Surplus and
other
capital
accounts

fVh*r

liatiftL.

C^

Total
liabilities
and capital
accounts

Number

of
banks

60
53
49
63

12
15
25
5

907
923
899
875

384
405
392
382

10*270
10*702
10*890
11,676

18
19

63
77
62
69
118

7
12
6
7
6

920
945
963
1*050
1*100

460
511
603
636
728

12.315
13,213
13*961
15*345
16*318

19
19
19
20
20

139
162
291
178
508

11
6
10
9
38

1*213
1*213
1*388
1*413
1*425

840
953
1*124
1*366
1*374

17*407
18*344
21*752
23*919
26*311

23
23
26
27
29

469
515
183
219
294

42
76
131
247
247

1*450
1*614
1*700
1*850
1*962

1*640
1.413
1.576
2.214
2.414

29.659
32*330
36*300
41*644
44*898

29
30
32
35
36

412
350
875
798
509

406
516
228
375
662

2*025
2*050
2*051
2*052
2*051

2*713
2.954
3.275
3,717
3*616

47*610
52*333
58*133
58*180
61*003

37
38
38
36
38

It305
1*626
1*265
724
1*462

236
230
292
246
265

2*116
2*466
2*516
2*666
2*666

3*832
3*968
4*504
4*818
5.163

66,665
66*133
66*614
73*336
77*769

39
39
39
40
40

1*891
1762
1*182
1.626
3.409

278
296
378
736
877

2*666
2*791
2*666
2*866
2*826

5.570
5,931
5.944
6*195
6.390

81*603
84*466
86*353
92*934
95*361

40
40
40
40
39

3*551
2.610
5*811
4*243
204

896
897
1.037
1*599
286

2*851
2*676
2*676
2*451
9*131

6,350
5.866
5,141
3,446
8,197

92*971
87*457
63*182
70*006
69*607

39
39
36
33
32

18
17

1936
1937
1938
1939

455
110
163
210
6

127
163
136
94
92

9*956
10*006
9*835
9*813
9*615

6*302
6*340
6*535
5*826
5*656

67.528
69*022
69*799
67*526
68*093

34
34
34
34
34

1940

30

84
85
127
130
247

8*965
8*337
7.690
7*015
6*130

5,078
4,297
4,504
5,427
5,559

69*330
71*970
72*019
80*511
92*416

33
33
33
33
33

1945

150

1946
1947
1946
1949

100
460
643

196
245
249
315
290

5.766
6*053
5*723
5*718
5*703

6,247
6,761
6,807
7*128
7.730

112*651
126*066
129,583
131.669
132.969

33
33
32
31
31

1950

16

307
341
338
444
403

5*664
5*902
4*998
5*234
5*367

8*071
8*828
8,499
9*001
9,527

134*743
143*365
144*100
145,979
149,542

31
31
30
30
30

153,872

28

1935

1941
1942
1943
1944

1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

75
350

519

1022

Vermont

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


LOEins

.cans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1S96
1897
1898
1899

15.251
14*963
15*296
16*443

13*568
13*377
13*676
14*969

312
324
313

1*343
1*274
1*296
1*161

1900
1901
1902
1903
1904

17.921
18*965
20.236
21*641
22*643

16*582
17*609
18*613
19.905
20*662

230
219
228
301
279

.109
,157
,195
,435
,502

1920
1921
1922
1923
1924

48,807
50*922
52*665
56,013
57,121

44*660
46*544
46*902
52*108
53*241

.124
,517
,095
222
.339

2*623
2,861
2*866
2*683
2*541

1905
1906
1907
1906
1909

24*265
26*449
28*426
29*269
29*152

22*445
24*196
25.739
26.608
26.270

232
283
409
360
672

1,586
1*966
2*278
2*321
2*210

1925
1926
1927
1928
1929

58*018
57,924
57,212
55,221
56*989

53*864
53*675
52*730
50*450
50,275

1,579
1*638
1*823
1*479
2,342

2*575
2*611
2*659
3*092
4.372

1910
1911
1912
1913
1914

33*743
35*258
38*161
40*834
43*156

30*767
33.119
35*688
38*261
40*477

720
335
269
255
282

2*256
1*804
2*204
2,318
2.397

1930
1931
1932
1933
1934

53.999
51*600
47,351
43*263
39*293

46,460
46*427
42*708
36,926
34,935

2*232
2*144
2.018
1*956
2*454

3,307
3.229
2.545
2.379
1.904

1915
1916
1917
1918
1919

44*218
46*341
48*997
46*021
45*362

41*320
43*813
46*450
42,713
42.197

404
235
366
609
688

2*494
2*293
2.179
2*699
2*477

1935
1936
1937
1936

33*374
29*354
32*321
30,709

29,678
25,066
26,935
27*390

2,232
1,274
1*196
815

1*464
2.994
2*190
2*504

340

Loans1
Year
Total

Commercial ,
industrial,
and
agricultural

27*565

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

To
others
359

On
residential
property

Other

Other
loans
to
individuals

All
other

15*323

1.749

1*679

1940
1941
1942
1943
1944

31*061
31*263
30.437
26.080
27*520

314
277
276
308
263

371
485
405
352
256

8.296
6.195
5.621
4.362
3*535

18.520
20.435
20.646
19*946
20.747

1.926
2*142
1.977
1*662
1*522

1*109
900

1.634
1*729
1*510
341
277

1945
1946
1947
1948
1949

31*054
33*409
44*585
56*626
60*605

325
492
540
770
874

214
304
431
455
559

3.306
3.400
3.755
.304
499

24.592
26.165
36.154
46.003
48*595

1*624
1,921
2*356
3*556
4.136

760
862
620
1.384
1*569

233
265
729
565
546

1950
1951
1952
1953
1954

66*728
69,172
72,979
77,102
80*708

1*086
2*087
2.729
2*456
2*555

588
436
623
755
1,036

.737
.444
677
5*827
6.403

54.075
54.635
57,219
60,692
63.066

4*319
4.746
4.835
5,039
5.089

2*197
2*160
2*255
2*716
2*642

325

1955

67,336

2*351

1,107

6.336

66*777

5*840

3*050

316

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures, Total loans
continue to be shown net.

Vermont

1023

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asset*

1896
1897
1898
1899

8t098
8*144
8*652
8*829

1,089
1*452
1,241

7.130
6*799
6*945
7.219

240
256
255
369

.129
.434
695

183
159
232
270

1,202
1*425

717
970

472
587
656
725

24*721
24*623
26*038
27*692

1900
1901
1902
1903
1904

8.512
8*653
8*947
9.138
9*689

848
700
442
115
216

7*402
7*702
8*266
8*771
9,426

262
251
239
252
245

.821
809
591
643
724

270
176
215
252
267

1,551
1*633
1,376
1*391
1*457

784
723
660
609
509

29*038
30*170
31*434
33,031
34,765

1905
1906
1907
1908
1909

10*156
10*209
10.673
11*158
11*216

111
110
89
33
44

9,789
9*887
10*441
10.977
11*059

256
212
143
148
113

648
,631
795
584
704

16
23

198
226
212
215
69

1*450
1*403
1*583
1*353
1*592

454
409
622
684
528

36*523
38*698
41*516
42*915
42*600

1910
1911
1912
1913
1914

9,791
10*484
10*303
10*282
10*889

41
44
33
47
44

9*607
9*644
9*848
9*811
10*436

143
596
422
424
409

690
,962
.932
2.419
2*220

11
9
28
14
51

265
214
296
327
272

1*414
1,739
1*608
2,078
1,897

1*405
1*857
1*809

46*629
46,295
51,101
55*392
58*074

1919
1916
1917
1918
1919

10*660
11*180
12*393
13*750
16,781

46
20
576

950
693

3*570
7*054

9*664
10*467
10*057
7.628
6*992

1,760
2*552
2*735

2.125
2*665
2*924
3,447
2*852

40
12
43
125
64

307
286
399
309
311

1*778
2*387
2,482
3,013
2,477

1*924
1*907
1*812
1*821
1*664

58*927
62*113
66*126
65,039
66*679

1920
1921
1922
1923
1924

18*911
18*889
18*834
21*145
24*801

7*626
7*275
6*356
7,320
7*450

4*979
4,399
4*226
3,663
3*314

6*306
7,215
6*252
10,162
14*037

2*822
2*475
2*743
3,131
2*819

41
46
28
64
52

381
306
321
327
338

2,400
2,121
2*394
2*740
2*429

1,801
1*922
2*282
2*600
3*224

72*341
74*208
76*724
82*869
87*965

1925
1926
1927
1928
1929

29,489
33,427
36*676
43*179
41*758

6*937
6*692
6*465
5*447
5,029

2*864
2*351
2*328
3*299
4*247

19*686
24*384
27*883
34*433
32,482

2.747
3068
3329
3*410
3*630

46
36
32
36
82

349
366
390
400
429

2*352
2*666
2*907
2*972
3*119

3*584
4.359
5*795
6,731
7,982

93*838
98*778
103*012
106*541
110*359

1930
1931
1932
1933
1934

39*382
35*545
32*566
29*669
31*326

3*782
3*410
2*312
1*945
5*138

3*764
2,679
2*564
1*067
1*827

31*836
29,256
27,690
26,657
24,361

3*771
4,682
2,793
2,493
4*386

30
51
39
34
31

434
475
493
488
505

3*307
4*156
2*261
1*971
3*852

9*098
10*344
11*941
13*415
14*442

106*250
102*371
94*651
86*840
89*449

1935
1936
1937
1938
1939

30*964
31*324
27*030
25*404
24*613

6*844
9*455
10,935
11*162
16,136

1*598
1*637
1,775
1,527
1,262

22,522
20*232
14*320
12*715
7,213

3*725
4*210
3*011
3,865
4*042

46
48
48
48
49

432
574
452
451
484

3*245
3*586
2*511
3*366
3.509

15*991
16*840
16*665
15*320
10,637

84,054
81,726
79*027
75,298
66,857

1940
1941
1942
1943
1944

22*216
22*110
22*320
27*806
35*390

16*025
16*243
17.567
23.313
31.271

975
973
805
665
561

5*216
4*894
3*946
3*826
3*558

3,474
3*195
2*885
3,480
3*464

45
42
40
49
52

424
474
465
463
455

3.005
2*679
2*380
2*968
2.957

7*893
8,106
6*013
4*713
3*647

64*644
64,674
61*655
64*079
70*021

1945
1946
1947
1948
1949

41,899
48*772
44*789
35*139
31*333

38*190
45*174
40*396
30*997
27,549

553
337
381
380
409

3*156
3*261
4,012
3,762
3*375

2,734
3,963
2*679
2*425
2,603

41
63
43
48
61

451
504
455
564
618

2*242
3,396
2,181
1,813
1,924

2*920
2*421
1*822
1*468
1*276

78*607
88*565
93*675
95*860
95*817

1950
1951
1952
1953
1954

25,336
24*885
24*917
24*242
24*285

21*976
22*115
22*012
21*372
21*259

481
327
455
442
471

2*879
2,443
2.450
2*428
2.555

2*665
3*089
3,193
3,393
4*206

43
35
56
22
31

517
503
574
687
662

2*105
2.551
2*563
2*684
3*515

1*201
1*324
1*324
1*100
1*208

95.930
98*470
102*413
105*837
110*409

1955

24*610

21*205

595

2*610

4*078

67

700

3*311

1*198

117*224

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

728

900

591
705

1024

Vermont

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND MJMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

Interbank

Government

Other
time

demand

1896

23.340

23*340

1897
1896
1899

23*398
24*615
26*230

23*396
24*615
26*230

1900
1901
1902
1903
1904

27,550
28.592
29*738
31*120
32*709

1905
1906
1907
1908
1909

34*264
36*212
38*608
39*676
39.445

1910
1911
1912
1913
1914

27,550
26*592
29*736
31*120
32*709

123
66
52
42

34*264
36*069
38*542
39*624
39*401

43.132
44*610
47.773
50.954
52.983

58
64
72
79
70

43*074
44*546
47*701
50*875
52*913

1915
1916
1917
1918
1919

53,577
56*072
59.677
58*368
59*784

78
97
127
186
210

53*499
55*975
59*550
58*180
59,574

1920'
1921
1922
1923
1924

64*757
66*655
66*097
74.169
78.763

211
220
219
192
213

64*546
66*435
67,878
73*977
78,550

1925
1926
1927
1928
1929

84*056
88,491
92,318
97,346
98*628

188
223
195
189
202

83*668
68*266
92*123
97*157
96*626

1930
1931
1932
1933
1934

94.669
90*895
82.626
78,065
75,499

207
201
129
112
111

94*462
90*694
82,497
77*949
75*388

1935
1936
1937
1938
1939

69*953
67,773
64,884
61*810
57*483

39
30
37
24

120
144
252
159
92

69*833
67.590
64,602
61*614
57*366

1940
1941
1942
1943
1944

57,435
57.589
55.944
56*233
63,354

24
27
26
27
27

1
2
2
3
9

97
125
182
260
301

57,313
57,435
55*734
57*943
63*017

1945
1946
1947
1948
1949

71,324
80*450
85.210
66,574
85,766

30
34
29
22
25

12
16
19
23
17

395
417
465
460
442

70.887
79.913
84*677
86,069
85*304

1950
1951
1952
1953
1954

85,275
87,884
92*211
95,730
99,836

20
20
20
22
19

17
12
15
11
15

405
536
577
577
549

84.633
87*316
91.599
95.120
99.255

106,225

Vermont

1025

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National

Borrowings

Surplus and

-SB.
nrti*r

rital
ntal

1696
1897
1696
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

10
10
50

1
190
166
158
207

' 367
35

306

other

capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1*381
1*425
1*423
1*462

24*721
24*823
26*038
27.692

22
23
23
23

1*468
1*573
1*696
1*911
2*056

29*038
30*170
31*434
33*031
34*765

22
22
22
22
23

2*259
2*466
2*906
3.237
3*155

36*523
38*696
41*516
42*915
42*600

22
22
22
21

3,497
3*675
3.317
4*246
4*875

46*629
46*295
51*101
55.392
56*074

21
21
21
21
21

5*192
5*634
6*082
6*365
6*860

58*927
62.113
66*126
65*039
66*679

20
20
20
20
20

22

1920
1921
1922
1923
1924

25
25
299

21
180
189
207
215

7*538
7*346
8*139
8*513
8*967

72*341
74.208
76*724
82*889
67*965

20
20
20
19
19

1925
1926
1927
1928
1929

52

217
242
247
262
267

9*513
10*045
10.447
10.933
11*229

93*638
98*776
103*012
108*541
110*359

19
19
19
19
19

1930
1931
1932
1933
1934

85
190
2*310
3*466
1*255

249
296
513

11.247
10.990
9.202
5,757
7,714

106*250
102*371
94.651
86*640
89*449

19
19
19
19
19

1935
1936
1937
1938
1939

1*585
912
464
847

402
228
122
349

7*711
12.641
13.431
12.519
9.025

84*054
61*728
79*027
75.296
66*657

14
14
14
14
8

1940
1941
1942
1943
1944

343
466
334
288
260

6*666
6.617
5.377
5.558
6.407

64*644
64*674
61*655
64*079
70,021

8
8

1945
1946
1947
1948
1949

256
294
376
445
440

7*027
7*821
6*287
8.841
9.589

78*607
68*565
93.875
95,860
95*817

7
7

1950
1951
1952
1953
1954

660
725
466
562
602

9*995
9.661
9*736
9.545
9*969

95*930
96,470
102*413
105*837
110*409

7
7
7
7
7

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Federal Reserve Bank of St. Louis

35

1*552
4*981
4*805

779

VIRGINIA

Revised data for assets and liabilities and


number of all banks in Virginia, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3. Because of the incomplete
coverage in reported data for unincorporated
banks in the State, a separate balance sheet
was compiled for these banks (Table 3a);
Table 3 includes data for these and other
State commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Virginia
were obtained from the abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
State commercial banks (other than unincorporated banks) and for unincorporated banks
1
Since there have been no mutual savings banks in Virginia, the figures for all commercial banks are identical with
those for all banks.
For the same reason the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national" ; it refers to banks that at one time or another during the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report the data
for unincorporated banks are discussed separately from those
for other State commercial banks.

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(private banks and bankers) presented a


number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for
State commercial (other than unincorporated
banks) for 1896-1933 were (1) figures reported to the Comptroller of the Currency and
published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department and other State
authorities. These sources were supplemented
by data obtained from bankers* directories.
For unincorporated banks for 1896-1933, the
primary sources were bankers' directories. The
data shown for such banks in official sources
in this period were very limited.
The sources of statistics for State commercial banks for 1934-1941 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from bankers' directories.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1942, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1026

Virginia

1027

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
In order to make the revised series comparable with current series, two institutions
not engaged in deposit banking and their
balance-sheet data were deducted from the
Comptroller's figures for 1925-1933.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Real estate and collateral loans for certain years were estimated by applying to total
loans in each year, the ratio of each item to
total loans computed from reported data as
follows: for 1896-1903, the ratio for 1904;
for 1905-1908, ratios derived by interpolating
between ratios computed from data for 1904
and 1909; and for 1911, average ratios computed from data for 1910 and 1912.
For 1916-1933, real estate loans were
estimated by applying to total loans, ratios
of this item to total loans derived by interpolating between similar ratios based on
reported data for 1915 and 1934.
For 1916-1920, collateral loans were estimated by applying to total loans in each year
2
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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an average of the ratios of this item to total


loans computed from reported data for 19131915; and for 1921-1930, 1932, and 1933, by
applying ratios that reflected changes over
the period in the same ratio at Virginia
national banks; these ratios were derived by
interpolating technique No. 2, described in
the United States Summary.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1933. For the years in which items were not
reported, figures were obtained from other
sources or were estimated.
United States Government securities*
For 1905-1908 these securities were estimated
by applying to total investments, ratios of
these securities to the total derived by interpolating between similar ratios based on
reported data for 1904 and 1909; for 1911,
by applying an average of the ratios computed
from reported data for 1910 and 1912. Figures
for 1916-1920 were estimated by assuming
that the annual ratios of these securities to
total investments were the same as those computed for State commercial banks in North
Carolina. For 1921-1932 this item was estimated by applying to total investments, ratios
that reflected changes over the period in the
ratio of United States Government securities
to total investments at Virginia national
banks; these ratios were derived by interpolating technique No, 2, described in the United
States Summary. Changes in holdings of
United States Government securities derived
in these ways are comparable with the changes
that occurred at commercial banks in other
States during the same period.
Obligations of States and political sub*
divisions. These investments were estimated
for 1896-1903 by applying to total investments

1028

All-Bank Statistics

in each year the average of the ratios of this


item to total investments as computed from
reported data for 1904, 1907, and 1909; for
1907 these investments were derived from the
State banking department report. For 1905
and 1906, for 1908, and for 1910 and 1911,
holdings were estimated by applying to total
investments the average of the ratios of this
item to total investments computed from
reported data for 1904 and 1907, 1907 and
1909, and 1909 and 1912, respectively. For
1916-1920 the figures were estimated by applying to total investments other than United
States Government securities the average of
the ratios of State and political subdivision
securities to this total as computed for 19121915. It was assumed that holdings by these
banks of securities other than United States
Government obligations were relatively stable
during the war period.
For 1921-1932 State and political subdivision securities were estimated by applying
to total investments, ratios that reflected
changes over the period in the ratio of this
item to total investments at Virginia national banks; these ratios were derived by
interpolating technique No. 2, described in
the United States Summary.
DEPOSITS

The breakdown of deposits into interbank, United States Government, other demand, and other time was adequate in the
reports of the Comptroller after 1910, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised

series to provide figures for the latter item


prior to 1918 because practically all such
deposits were held by national banks.
For years in which items were not reported, figures were obtained from other
sources or were estimated.
The breakdowns of total deposits other
than interbank into demand and time for 18961908 were estimated by applying to total deposits other than interbank, ratios (extrapolated from data for 1909-1924) that reflected
changes over the period in the ratio of this
item to this total at West Virginia State commercial banks; these ratios were derived by
extrapolating technique No. 2, described in the
United States Summary. The breakdown for
1910 was obtained from the State banking department report.
The figure for United States Government
deposits in 1918 was derived from the State
banking department report. Figures for 19191930 represent such deposits at State member
banks only, which held practically all of this
type of deposit at State commercial banks.
OTHER ITEMS

The annual reports of the Comptroller


did not show borrowings of these banks until
1909. Figures for 1908 were derived from the
State banking department report. Those for
earlier years were estimated on the basis of
the ratio of borrowings to total liabilities in
1908, with adjustments based on information
for call dates other than June 30 for scattered
years. The resulting year-to-year movement
in this item compares favorably with that at
national banks in Virginia during the period.

STATE COMMERCIAL BANKS, 1934-1941


The principal assets and liabilities of
State commercial banks for the period 19341941 were obtained by combining data for
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

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insured banks published by the Federal Deposit Insurance Corporation with data for
individual noninsured banks obtained from
bankers' directories. There were no noninsured banks in the State after 1941.
The breakdowns of loans, investments
other than United States Government obliga-

Virginia
tions, cash assets, and deposits that were
required for the all-bank series were not available for noninsured banks for every year
during the 1934-1941 period in the bankers1

1029

directories. The breakdowns of these items


were estimated on the basis of the percentage
distributions of each item at insured nonmember banks in corresponding years.

UNINCORPORATED BANKS, 1896-1933


Unincorporated banks in Virginia never
reported to the State banking authorities, and
the Comptroller of the Currency received only
scattered reports for intermittent years. Information regarding these banks is therefore
limited throughout the period. Based upon the
estimated data described hereafter, the assets
of these banks amounted to about 9 per cent
of total assets of all State commercial banks
in 1900 and gradually declined to less than one
per cent in 1918 and to 0.1 of 1 per cent in
1933. There appear to have been no private
banks in Virginia after February 1934.
The number of these institutions, based
on a count from the bankers' directories, was
never more than 25 (in the years 1901 and
1903). Both number and capital accounts for
1900-1902 were in close agreement with corresponding data for these years compiled and
published by the Bureau of Internal Revenue
for tax purposes under the War Revenue Act
of 1898.
An abbreviated combined balance sheet
w$,s compiled or estimated for each year during the entire period. Data were interpolated
for years not reported for individual banks.
For those banks for which no figures were
found, capital accounts were estimated on
the basis of the average size of such accounts
at three groups of banks: those reporting to
the Comptroller, those for which data were

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Federal Reserve Bank of St. Louis

published by the Bureau of Internal Revenue,


and those reported in the bankers' directories.
These averages were similar in size. Total
assets of all private banks were estimated by
applying to the estimated total capital accounts, ratios of total capital accounts to total
assets computed for the group of banks for
which data were reported.
The principal balance-sheet items (loans,
investments, cash assets, and deposits) for all
private banks in each year were derived by
applying to estimated total assets of this
group the ratio of each item to total assets as
computed for the group of banks for which
balance-sheet data were available in corresponding years.
The breakdowns of the principal balancesheet items were made on the basis of the
data for reporting private banks shown in the
annual reports of the Comptroller. However,
because of the limited number of banks reporting to the Comptroller, the coverage in
some years could not be considered representative of all private banks in the State.
Only those years with the largest coverage
were used to obtain breakdown ratios. For
each of these years, ratios of each subitem to
its total (e.g., real estate to total loans) were
computed; ratios for the intervening years
were interpolated and then applied to the
respective principal items.

1030

Virginia

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1896
1897
1098

Real
estate

All
other

Collateral

Year
Total

Real
estate

Miattrai

1 <Z

1899

34*268
33, US
33*901
40409

2.867
2.776
2.808
3*457

7.415
7.484
7.385
9,315

23.986
22.905
23.706
27.637

1900
1901
1902
1903
1904

46*721
51.255
59*101
67.857
75*099

3*838
4*162
4,462
5*115
5*546

11.496
12*058
13*476
15.616
16*853

31*365
35*015
41*163
47*126
52*700

1920
1921
1922
1923
1924

413*119
401*963
385*198
423*142
436.743

43*425
43*663
43.974
53.305
56*092

122*232
119,364
101.225
117,469
124.539

247*4*2
238*956
239*999
252*368
256*112

1905
1906
1907
1908
1909

86234
101*949
117*837
112*416
119*490

6*903
8.583
9*875
9*050
9*940

19*637
24*143
29.102
28*856
32.592

59*694
69.223
76,860
74*510
76*958

1925
1926
1927
1928
1929

446.895
458,331
457.296
467*567
456*160

59.302
64,892
65*025
69*824
71,877

136*194
144*994
161*561
168*118
133*443

249*399
246*445
230*710
229*625
250*840

1910
1911
1912
1913
1914

137,153
1^4*664
156.993
169,732
179.088

10*237
11*178
14.177
15.455
15.629

37.335
37.832
41.139
45.757
48*080

89*581
95,674
101*677
108,520
115,179

1930
1931
1932
1933
1934

437*916
390,064
328,002
254,355
247.307

72.778
68*587
60.573
49*798
53,098

116*128
106*412
95*671
65,513
57.906

249*012
215*065
171*758
139*044
136.301

1915
1916
1917
1918
1919

180*545
201*012
233*776
288*240
344,934

17.470
19*651
23.287
27.655
34*041

54*886
59*381
67.557
84,671
118.289

108*189
121*980
142.932
175.914
192*604

1935
1936
1937
1938

231*263
243.509
261*307
271.147

53,573
59,206
64.674
67,063

49.359
44*040
45*418
42*682

128*351
140*263
151*215
161*202

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

Tn

On

others

farm land

290*563

On
residential
property

16.740

Other
Other

to
individuals

All
other

15.242

1940
1941
1942
1943
1944

315.272
350*916
339.255
272*445
289.623

101,710
111.791
104.091
77.093
83.442

1.433
1.296
1*980
1.894
3*246

6,103
6,508
6.086
5.973
25.774

16.656
16.672
15*854
14,044
13*696

48,997
57.069
64*663
63.760
62.900

17*025
19,403
16,255
17,905
16*448

66*057
63.865

123*348
137,979
128.326
23.719
20*248

1945
1946
1947
1948
1949

303*927
385*502
545*494
632,298
643*209

91*562
121.048
178*654
204,703
201*185

3*217
3.200
2*590
2*954
2*566

32*741
24*998
18.391
14.244
11.129

13*404
17.289
23.537
26,525
27.805

64*292
89.795
133.860
162*231
166.968

14,630
20.149
34,154
39.696
41.662

65,947
86*732
135,433
164,567
179*065

16*134
22*291
18*87$
20.404
17.972

1950
1951
1952
1953
1954

707*610
796*699
837.239
926*437
970*228

210,688
256.749
257,526
270*930
286*966

2*440
2*011
2*566
3,264
3*044

9*556
8.195
8,160
8*481
6*836

27.810
29,949
30.610
32.278
34.652

177*311
188*789
201.890
212.246
222,875

45*878
49.894
51*516
55*960
59*911

216*930
239*858
262*612
310,502
330.561

23.467
26.624
30*970
41*598
33*190

1955

1*104,454

333.022

5.942

10*999

38.677

247.613

67,002

374.352

38*014

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Virginia
1031
Table 7~All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivision?

Other
securities

Total

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

597
578
600

3.706
3.539
4,248
3.656

4*672
6.217
8.062
8*411

2*348
2*386
2,723
2*666

52*088
52*717
56.544
67.331

985

8,676
9,905
12,936
12,345
15,892

2*897
3,077
3*081
4,823
5,504

75.129
83.782
95.571
106.623
119.387

1696
1897
1898
1899

6.297
6.832
7.010
10.703

3.092
3.290
3.318
5*701

831
913
953

1.390

2*374
2*629
2*739
3*612

9*175
10*334
12*910
13*531

1900
1901
1902
1903
1904

11.806
13*435
14.741
15,468
16*219

7,140
7*192
7.935
7,172
6*724

1.271
1,656
1*734
2,110
2.608

3*395
4*587
5,072
6,166
6*887

13.705
16.015
18.648
18,475
22,565

1.743
1.020
1,131
884

4*044
4.367
692
.999
.789

1905
1906
1907
1908
1909

18*402
18*452
21*285
23*888
24*747

8,326
8,135
9*764
11*284
12*548

2.755
2*610
2*762
3.051
3*986

7.321
7.707
8*759
9.553
6.213

24,021
27,271
27,167
28,258
32,013

1*586
1,705
1*622
1*508
1*463

.035
.552
226
8.367
8*628

16,400
19,014
18*119
16*383
21.902

5,141
5,862
7,645
8*929
7*288

133.798
153.534
173.934
173.491
183*538

1910
1911
1912
1913
1914

22*649
23.853
26*036
26*897
26.563

12*755
14*022
14.848
14.759
15.014

2.731
2.803
2*428
2.703
2.490

7.163
7.028
8.760
9*435
9*059

30,283
36*116
34,850
36,762
39*926

2*348
1*639
1,816
1*992
2.668

8.793
9*636
9.383
9.461
11.764

19.142
24.843
23*651
25.289
25*474

8*466
9*514
10,041
11,924
12,713

198.551
214*169
227*920
245*315
256*290

1915
1916
1917
1918
1919

28.389
30.555
41*463
71*608
110*840

15*566
15.385
17*363
48*296
87.230

3,135
3*156
4.002
3.923
3.811

9,6&8
12*014
20*098
19*389
19*799

35.581
53.175
61.337
67*083
84*532

2.045
3,058
2,585
13,816
19,725

9.722
10*504
11.207
9*444
12*112

23*814
39*613
47*545
43*623
52.695

12,723
13,396
15,540
21*252
25*229

257*238
298*138
352*116
446.163
565*535

1920
1921
1922
1923
1924

86,283
86*350
70.547
79.389
70.786

60*708
58.184
43.948
51.332
43*042

4.400
5.268
4.914
4*308
3*961

21,175
22,898
21,685
23.749
23*783

86*325
67,732
73,783
74,570
79,751

22,642
17,109
18,285
20,397
23*870

12*656
10*489
9.515
8.643
10.189

51.027
40,134
45,983
45,530
45,692

23*303
25,624
24,7.20
29,637
41,303

609.030
561.689
554*248
606*738
626*583

1925
1926
1927
1926
1929

69*286
74*650
79,342
95,330
98,302

38*688
39.448
39*325
42.885
44.882

6.113
8.778
8*598
8*136
6.736

24*487
26*424
31*419
44,307
46,684

80,690
83,085
86,869
76.403
75*465

19,335
21.129
19.241
17.451
16.016

10*649
10,743
10.257
8.016
8.495

50,706
51.213
57,371
50*936
50.954

43*917
46,881
47*667
50*370
36*694

640.790
662,947
671.174
689.670
666.621

1930
1931
1932
1933
1934

102,405
98.901
108,405
111*785
141,066

40*778
36*548
46,962
59.152
79*063

7.380
15.125
18*699
19.105
21,010

54,247
47,228
42*744
33.528
40.993

87*989
91*022
71.428
82*776
108*674

16.173
14.358
10.786
9,673
12*694

9.709
11.553
9*290
9*158
9.356

62.107
65.111
51*350
63*945
36*624

34*185
41*841
32*366
28,726
29,747

662.497
621*628
540.201
477.644
526*794

1935
1936
1937
1938
1939

154,626
172,743
188.379
175,352
175,699

95*584
106.027
123.534
115.380
115.667

20.938
24,584
24,977
24,957
28,204

38.104
42.132
39.868
35.015
31*828

138,178
167*636
161*534
171,225
191*921

12*052
17*377
22.977
17.912
19.774

10.442
13*047
13*789
13*766
13.269

115*664
137.212
124.768
139*547
158.878

32.161
31*653
26*553
27,105
27.967

556*248
615*541
639*773
644.829
666.150

1940
1941
1942
1943
1944

169,787
187,979
288,944
620,949
798,166

111*682
129,905
226*060
554.604
737.652

30,230
30,393
32*176
36.234
33.201

27.675
27.661
30*688
30.111
27,313

221.488
294,444
338*210
373*782
374*768

20.419
27.891
33.892
42*483
46*753

13,898
20.218
24.212
29.881
31.624

187,171
246.335
280.106
301.418
296*391

26*968
26*302
24*733
23*846
22*361

733,515
859,643
991,142
1,291*024
1*484,918

1945
1946
1947
1948
1949

1,020,347
1,096,386
867*566
789.304
785*257

957*079
1*017.986
786*510
705.642
703.298

34*759
36.357
40*509
47,510
51*293

28,509
42.043
38.547
35.952
30,666

433.710
422*194
396.557
419.768
438.474

50*110
59*750
69*156
80*615
81.659

33.379
30.726
36.355
43.002
41.951

350.221
331.718
291*046
296.151
314.864

21*955
21*635
22*166
23*112
26*157

1,779,939
1.925*917
1*831*765
1*664*462
1*893*097

1950
1951
1952
1953
1954

836.356
825.473
939.378
964*003
997*256

743.484
713,901
802,267
811,679
826,841

60,976
75*702
97.016
116.990
130*184

31,896
35,870
40.095
35,334
40,231

422.112
471.574
546*335
530.798
551.452

89.107
83.761
113*957
114*251
116*223

38,103
38*496
51.219
55*372
58*657

294.902
349.317
381*159
361*175
376*567

27.377
26*449
30.777
33*284
37*961

1*993,455
2*122*395
2*353*729
2*454*522
2*556*897

552.026

125*616

60*827

365.585

41.987

2*723*091

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

141.565

1.464

1032

Virginia

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

rU&E4M:i3t

MJISIMJIMM I M. IfJ&t

flLVMJ

11 UlTJIEIAJn,

M.VJ

f>

.**

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollars]
Deposits
Year

I
1

Ulterbimk

U.S.
Government

Other
demand

Other
time

3,134

620
554
732
2*043

24*216
24*937
26*132
34,217

5.276
5*956
6.396
7,570

3*770
4*086
5*074
6*036
6*968

2*695
2.607
3*281
3*769
3*153

35*973
41.517
46*933
49*958
58*335

8tl62
9*789
11.078
12.704
14*876

2.298

64*374
75.756
79.716
74*910
78,468

17.731
21.633
25*356
26,411
32.903

76.105
80,366
81,620
86*514
101*942

45.714
52*266
57*414
61*725
53.582

7.514

96*063
115*898
136*493
169*623
210.771

57.115
70.571
84*717
94*914
125*326

41,615
27.276
34.616
34,231
37,514

2.279
2*316
2*781
2,7*9
2*313

227.250
198.395
193*464
201.291
195.210

153*406
166*151
171,773
194.164
209.751

457,971
476,636
499,007
494.026
487,605

36,649
37,068
39,144
29.726
27,849

2*401
2.069
2*332
2.635
3*462

199,653
206,625
212,209
202.800
205.278

219*268
230.874
245.322
256.665
251*216

1930
1931
1932
1933
1934

497,564
475.518
396,957
364.042
420.700

35,190
35,306
23,528
27,124
38.800

3,457
4.754
3*440
3*936

7.021

204*321
185.211
148.339
133,517
158*511

254*616
250*247
221.650
199*465
216*368

1935
1936
1937
1938
1939

461,337
529.183
551.705
555,701
595,300

48,852
59.606
46,914
55.072
63*045

4.938
9*037
3.354
3*357
5*148

179.012
216.796
240*827
231.873
252.783

228*535
241*744
258*610
265*399
274.324

1940
1941
1942
1943
1944

639,568
762,413
891,716
1.187,724
1,374,501

77,237
99,170
109,494
121*004
110,946

5*661
6*424
7.393
92*221
205*647

274,722
354,034
468,161
652,953
694*156

281.968
302*785
306*666
321.546
363.752

1945
1946
1947
1948
1949

1*663,330
1,799,195
1,693,173
1*715.622
1.735,022

135,943
120,986
102*546
107.642
113,184

245*949
157*421
24*713
29,531
30*116

835,618
991,945
993,468
1*001,375
1,000,97*

445*820
528*843
572*446
577*074
590.746

1950
1951
1952
1953
1954

1,824,652
1.942,572
2*160*725
2*240*414
2,335,366

112,271
126,925
149,836
146,143
150,954

48*133
62*691
76.789
60.314
77.304

1,049,078
1,117,501
1,245,266
1,285,733
1,288,085

615.370
633.455
668.834
748*22*
819*025

152,336

72.297

1696
1897
1696
1699

31*649
33*211
37.677
46.964

1900
1901
1902
1903
1904

50.620
57,999
66*366
72.467
83,332

1905
1906
1907
1908
1909

93.692
109,846
119,963
116.661
126.163

9*289
10.126
10*155
10*434
12*080

1910
1911
1912
1913
1914

133*260
147,176
155.690
165,402
173,623

9,947
12*972
14.951
15.514
16.074

1.494
1.570
1.705
1.649

1915
1916
1917
1918
1919

169,252
214,518
258,117
311,906
364,837

14,176
26*690
35*676
36*724
41*226

1*696
1*359

1920
1921
1922
1923
1924

424,552
396.138
402.634
432,455
444,786

1925
1926
1927
1928
1929

1*537

1.762
2*417

2.133
4.756
4,856
2*712

2*025

1*231
10.645

Virginia

1033

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

605

488
465
585

1.717
2tl94

434
121
165
249

11,037
10*463
10*033
10.431

6*561
6*450
6*487
6*908

52*088
52.717
56,544
67,331

142
140
150
149

1900
1901
1902
1903
1904

,402
032
189
938
435

3*298
3*866
4.334
4.822
5.173

821
631
978
1*966
2*026

11,061
11.740
13,065
14,144
15,756

7.927
8,514
9*639
11*284
11*663

75,129
63.782
95,571
106*623
119,387

159
183
200
229
250

1905
1906
1907
1908
1909

i247
.733
3575
2.8*9
2.243

6.389
7.003
8*191
9.797
10*548

1*667
1*775
3*022
3*063
1*339

17,467
16,673
22,605
23,627
24,475

13*116
14*502
16*558
17*294
18*770

133,798
153*534
173,934
173,491
183*536

271
304
342
356
364

1910
1911
1912
1913
1914

5*968
3*659
4*154
5*627
8*466

11.686
13*058
13*986
14*662
14*694

1*458
1*665
2.275
3.987
3.877

26,106
26,609
27*992
30*887
31*584

20,073
21.782
23.621
24.750
26*046

1961551
214*169
227*920
245,315
256*290

388
382
389
401
407

1915
1916
1917
1918
1919

8.578
4.231
9*227
38*318
68*100

15*176
15*034
14*311
15.844
16.381

3.663
3*267
5.640
14*234
22.351

31,887
32*214
33*847
35,623
40,213

28*660
28*674
30,974
32*258
33,653

257,236
296,136
352.116
448.183
565*535

411
430
442
449
456

1920
1921
1922
1923
1924

63.815
56*942
21*629
35i720
30*716

18.411
20.377
21*069
21.929
23*266

14,154
10,970
8*412
10.997
19,435

47.953
51*710
52*563
56,113
57,965

40*145
45*752
47*941
49,524
52,413

609*030
581*889
554*248
606*736
628*583

496
519
517
524
531

1925
1926
1927
1928
1929

29.762
28*198
13.854
32.103
32.051

19*744
20*154
20*465
19.167
19.679

23.196
27.077
28,973
32,988
15,266

57,780
59,775
58*681
59*708
58*814

52*335
51,107
50,194
51.676
53*006

640,790
662,947
671,174
689,670
666*621

522
516
501
498
(485

1930
1931
1932
1933
1934

19.679
10*938
19*262
8*227
1*351

19*367
18.770
17.741
19.723
18*825

13,058
12*134
11*960
7*938
5*811

58*461
56*402
52*115
44*532
49*044

54*348
48*066
42.166
33*182
31*063

662,497
621,828
540*201
477,644
526*794

464
432
369
326
326

1935
1936
1937
1938
1939

765
135
165
377
442

8*164

4*839
5206
4,694
4*604
4,630

49,331
47,431
46,073
45.317
44.871

31*812
33,564
37*136
38,830
40,907

556*248
615,541
639*773
644,829
686*150

328
327
323
319
315

1940
1941
1942
1943
1944

41
150
450

5*245
5*697
5.134
4,737
5,158

44,556
44,162
44*118
44*231
44,915

44*085
47,371
50.174
54,162
59*894

733,515
859*643
991*142
.291.024
484,918

314
314
314
315
313

1945
1946
1947
1948
1949

400
945
1*855
2*492
2*280

6.172
7,275
6*463
9,620
10,710

45,139
46*294
46*873
48*690
49*910

64*898
72*208
81*421
88,056
95,175

,779*939
925917
631*785
864*482
.893,097

313
315
315
315
314

1950
1951
1952
1953
1954

1*506
1.550
1.710
8.997
4.431

12,629
14,126
17,458
20,039
19*261

51*088
53,079
54.793
56*347
59.510

103,360
111*066
119*043
128*725
138.327

1,993,455
2,122*395
2*353*729
2.454,522
2*556*097

314
312
316
315
317

20*562

62.307

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.802
1*984

2,723,091

1034

Virginia

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Lo;ins

Loans
Year
Total

Real
estate

Year

All
other

Collateral

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

15i229
14*834
15*340
17.238

118
123
119
151

4*085
4*283
4*146
5.227

11*026
10.428
11*075
11*860

1900
1901
1902
1903
1904

21*354
23*642
29*766
34*242
38*887

203
208
240
280
299

7*036
7*216
8*333
9.719
10.395

14.115
16.218
21*195
24.243
28.193

1920
1921
1922
1923
1924

263*070
255*901
243*435
253*439
262.193

5.923
6.882
8.000
9.863
11.051

83.532
80.673
67.056
73,024
76*566

173.615
166.346
168.377
170*552
174.576

1905
1906
1907
1908
1909

43*847
52*092
64*015
63*439
67.857

330
378
466
465
526

11*465
13*114
16*178
16*156
18*339

32.052
38.600
47.371
46.818
48.992

1925
1926
1927
1928
1929

266*075
261.450
266,551
269*014
255.849

13.074
13*652
15,243
17,625
16*809

63*534
62*062
91832
92.757
70.394

171*467
165*536
159*476
158*632
166,646

1910
1911
1912
1913
1914

80*353
92*367
101*142
105*649
111.579

515
510
870
921
1*196

21*170
24*267
27*840
29*242
30.877

58*668
67,590
72,432
75*486
79*506

1930
1931
1932
1933
1934

241.312
218.202
183.343
150.575
143,224

20*165
22*444
21*426
21*591
24*202

56*931
53*760
53.144
42.058
39.986

162.216
141,998
108,773
86.926
79.034

1915
1916
1917
1918
1919

114*085
129.157
149*706
189*218
225*956

1*544
2*255
2*741
3*233
4*587

37.133
40.854
45.879
59.134
B7.607

75*408
86*048
101*086
126*851
133*762

1935
1936
1937
1938

127.665
131*124
139.638
146*149

24*069
27.125
30*456
32*569

33.976
31.330
32.157
29.665

69.620
72,669
77.025
83,915

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

157,477

56,342

7,501

22,607

1940
1941
1942
1943
1944

168,439
183,574
176,979
144,273
157,832

59.242
64.945
61.561
50.329
48.833

It057
630
1,220
1*002
1,947

4.202
4.711
4,140
4*024
21.413

7.642
7.695
7.308
6*251
6,440

24*657
28.239
32*921
32*019
31.098

10.143
11.969
9.938
9.620
8*764

24,712
22*997

61.496
65*165
59.891
16.316
16.340

1945
1946
1947
1948
1949

164,667
206*256
296*546
346,035
351,425

53.502
71,250
103,184
122*321
117*855

1.610
2.210
1.677
1*699
1*732

23.872
19*911
16*303
12.605
9.858

6,813
8,756
12.443
13*484
13*997

29.961
42.061
68*613
86.966
90.878

7.999
11,374
20,653
23,306
25.003

25,615
34.817
61*446
71.806
82.573

15.095
17,877
12*227
15,505
12*243

1950
1951
1952
1953
1954

384,490
433,231
453,641
498*625
525,503

126*272
154.358
155*503
162,720
175.359

1,299
980
1,367
1*364
1.610

8.395
7,127
6.831
7.126
7,214

14.031
14.836
15.172
15,466
16*648

93.130
96.351
102.972
107.101
112.931

27,921
29.796
29.247
30,749
33.061

100.252
113.996
124*340
151*142
160.963

16*736
19,872
22*561
27,366
23*089

1955

601,991

204,477

3.768

6.678

18.931

126.967

37.315

182*743

25*407

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Virginia

1035

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

4*151
4*552
4*564
7*199

3*058
3*245
3)265
5*267

267
319
317
471

826
968
982
1*461

5*147
5*688
6*910
7*652

320
308
279
924

2,167
2*062
2*439
2*064

2)660
3)318
4)192
4)664

1*135
1)214
1)524
1*210

25*662
26.288
28.338
33.299

1900
1901
1902
1903
1904

8*641
9*376
10*814
11*010
11*652

6*853
6*927
7*916
7)145
6*709

436
598
707
943
1*206

1.352
1.853
2.191
2*922
3.737

7,678
9*526
10*899
11*058
13.297

609
1*167
608
621
634

2*299
2*485
2*697
3*008
3,487

4*770
5,874
7,594
7,429
9,176

1*194
1)206
1*349
2*692
3*465

38*867
43*754
52*630
59,002
67*301

1905
1906
1907
1908
1909

12*959
12*926
15*989
18*569
18*922

8*308
8*118
9*753
11.273
12*547

1*135
1*173
1.522
1*783
2*584

3.516
3.635
4*714
5*513
3.791

14.653
16.064
16,624
18*102
19*740

652
1*082
1,144
978
950

3*721
3*943
4*620
5*401
5,652

10*080
11*039
10*860
11*723
13*138

3*102
3.570
5*028
5*973
4*414

74.561
84.652
101.656
106.083
110*933

1910
1911
1912
1913
1914

17*294
19*049
20*757
20*903
20*575

12,755
13.995
14.817
14*705
14*984

1.530
1*649
1*296
1*420
1.203

3*009
3.405
4*644
4*778
4,388

18*412
23.739
23*593
24*211
28.176

1*519
1*179
1*410
1*485
2*095

5,900
6,979
6,976
6*793
6,954

10,993
15,581
15,207
15.933
17.127

5*200
6)173
6*551
7*142
7*926

121.259
141*328
152*043
157*905
168*256

1915
1916
1917
1916
1919

22*190
23*799
32*293
50*598
80*809

15*546
15*318
16*688
34*186
63*262

1.827
1.779
2.259
2.503
2*553

4*617
6*702
13,346
13*907
14*974

24*659
36*037
42*374
49*560
61*939

1*557
2*361
1*885
12*574
18*039

6,977
7,437
7,511
5,622
7,568

16*125
26*239
32.978
31*364
36*332

8*091
8*324
9*409
15*269
17.597

169*025
197,317
233*782
304*645
386*301

1920
1921
1922
1923
1924

63*136
64*264
54*564
59.507
54.063

45*052
44*320
35*108
39*913
34,375

2*858
3.517
3*466
3.184
3.062

15*226
16*447
15*990
16*410
16*626

63*485
49.454
54*272
52.112
56,994

21*209
15*760
16*955
17*118
20*714

,814
.316
636
.856
.002

34*462
27*378
31.681
30.138
30*276

16.333
17*587
15*335
16*822
18*459

406*024
387.226
367*606
381,860
391,709

1925
1926
1927
1928
1929

52*218
53*775
57.014
63.426
64,281

30*945
30,757
30*996
32*446
33.737

4.329
5.693
5.755
5.466
4*923

16,944
17,325
20*261
25*514
25*621

57,250
55,479
56*066
49,737
46,167

16*952
15,777
14.075
12,921
10,257

415
.355
.652
4,481
4*630

33*883
33.347
36*359
32,335
31,080

18*050
18*320
17*961
19*234
18*640

395,593
369.024
397*612
401*411
364*937

1930
1931
1932
1933
1934

66,192
62*198
70,571
79*503
99.212

31*158
27*902
36*410
48*316
64*103

5*435
8*674
10.976
12.643
13*748

29*599
25*622
23*185
18*544
21*361

56,878
59,420
48*895
54,922
72,973

11,069
9,504
7,969
7*006
9.281

5,679
7,440
5,790
5,574
5*661

40,130
42*476
35*136
42,342
56,031

17*610
26*034
17*408
15*864
16*060

381,992
365*854
320.217
300*864
331.489

1935
1936
1937
1936
1939

105.255
116*654
128*232
116*639
112*643

70*508
77*775
92*346
83*641
80*312

13)406
15.217
14.555
14.292
15*553

21*341
23*662
21*331
18,706
16,978

96,294
115,531
106*199
115.385
130*608

8.966
12.127
17.726
13*409
14*625

6,328
7,692
8,296
7*906
7*604

81*000
95*712
60*175
94*070
106*379

15.742
15*034
14)218
14,122
14,460

344.956
378*343
388*287
392.295
415.386

1940
1941
1942
1943
1944

108*624
117*666
192*479
397*512
508*669

76*366
86*960
158*056
359*286
472*147

16*336
16*454
18.131
22.405
21.574

16*122
14*254
16*292
15*821
14*946

149*436
199,309
216.142
230*003
228.027

14*831
20,536
24,197
33,685
35*102

8.279
12*310
14*496
18*035
19*110

126*326
166*463
177*449
176.283
.173.815

14*058
14*100
13*657
13*147
12*637

440.757
514*651
599*257
784*935
907.365

1945
1946
1947
1948
1949

629*667
666*896
515*067
464*897
464*524

590*566
619*460
468.201
414.459
414*862

23.027
23.610
25.606
29.310
31.550

16*094
23*826
21.260
21*126
18*112

275,921
264,780
252*248
265*475
273,937

36,212
43,762
51*883
63.084
63.202

19*790
17*907
20*441
24*666
23*109

217.919
203.111
179*924
177.725
187.626

12*417
12*169
12*540
13*349
14*067

1*082*692
1*152*101
1*076*401
1*089*756
1*103*953

1950
1951
1952
1953
1954

499.275
490*661
551.618
569.156
585.604

443*453
423*394
472*544
478*550
467*423

36*159
44.597
52.560
68.942
74.931

19*663
22*670
26*514
21*666
23*250

261*106
285,147
337*562
323*061
331,960

66,245
60,535
80*689
85*368
83*368

20,825
21,151
28*092
30,208
32*038

174.036
203.461
228,781
207*485
216.554

14*976
15.735
16*999
17*874
19*763

1*159*647
1,224.774
1.359.820
1*408*718
1*462*830

1955

596*173

91*559

32,462

207,912

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

82*370

1036

Virginia

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-195S<xmtinued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

1*156
1,331
1,773

U.S.
Government

Other
demand

Other
time

620
554
732
2*043

12*492
13*068
14*581
16*682

1*167

2,960
3,094
4*237

2*695
2*607

4,911

3*769
3*153

17*691
21*413
25*507
27*290
33*410

1*679
2*260
2*645
3.005
3.392

2*298
2*133
4*756
4*856
2*712

36*892
43*738
47*528
46,663
48,546

4*197
4*940
7.375
8*960
12.677

1*494
1*570

44,703
50*414
52*613
54*142
66*369

23*488
29*669
31*960
34*292
25*603

10*199
7,200

66,448
80*020
93.592
114,647
138,220

26*156
35*714
42*252
48*095
69*215

38*881
25,170
32*270
28*361
30,782

2*229
2*315
2*761
2*590
2*305

148,556
132*604
129.749
126*042
121*692

88*498
99*913
104*064
117*081
129*570

294.385
293,129
308.146
302*500
286.998

30,725
26*396
26*795
20.377
15.847

2*390
2*033
2*324
2*635
2*932

125*576
124.657
128*131
123.565
118*989

135*694
139*643
150*896
155*923
149*230

1930
1931
1932
1933
1934

292*749
284*857
238*527
229,230
266,168

21.579
22*630
15.474
18.037
26.887

2*914
2*584
2*266
2*414
4*182

118.668
110*744
66*680
85*946
101*706

149,3*8
148*899
131*907
122*831
133*391

1935
1936
1937
1938
1939

289,186
331.170
339*632
341,777
363*882

34,726
42.205
33.368
38,159
42.239

3.377
5*783
2*605
2*363
3*596

115*020
141*854
154*210
149*847
163*855

136*063
141*326
149*449
151*406
154*192

1940
1941
19*2
1943
1944

387.392
459,351
542,361
725,971
343,966

53.517
67,611
77,512
86,445
77,020

4*066
4*243
5*984
65*444
147.702

175.176
225*140
297.722
405.260
425.966

154*633
162*157
161*143
168*622
193*296

1945
1946
1947
1948
1949

1,015,854
1,079*295
996*797
1,005,550
1,014,101

96,909
85*679
72,153
77,281
78,250

169,033
113*436
18*764
21*722
23*673

512,312
599*432
597*654
597*606
598*485

237*600
260*748
308*226
906*939
313*693

1950
1951
1952
1953
1954

1,064*936
1*123*246
1,252*437
1,291,277
1*341*837

76*321
85*463
101.254
96,517
95,690

37,413
47*626
58*604
47*044
56*488

622*337
656*433
730*657
753.459
756.746

326*667
333*724
361*722
394,257
432*913

53*079

809,672

1896
1897
1696
1899

15*435
16,193
18*504
22*643

1900
1901
1902
1903
1904

25*025
29*374
35*670
38.975
45*750

1905
1906
1907
1908
1909

51*142
58*968
68*146
69*651
74*024

7,755
8,487
8,972
10,089

1910
1911
1912
1913
1914

78*042
93.755
100*446
104*127
110*813

8*357
12*102
13*966
14.044
14.616

1915
1916
1917
1918
1919

109*716
141*998
170.557
207.468
253*147

13.212
24.905
33*482
34,527
38,512

1920
1921
1922
1923
1924

276*164
260*002
268*864
276*074
284.549

1925
1926
1927
1928
1929

2,227

5,795

8,157

3.281

1,705
1*649
2*025
1*898
1*359

1*231

1*240
1*416
1*491

Virginia

1037

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

1696
1897
1898
1899

237
119
165
217

1.802
1.984
1.717
2.194

1900
1901
1902
1903
1904

902
473
592
1*274
697

3.298
3*866
4*334
4*922
5.173

1905
1906
1907
1908
1909

422
752
1*781
1*238
1*092

1910
1911
1912
1913
1914

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

lie

4*796
4*646
4.546
4.591

3*376
3*346
3*393
3*536

25*662
26.288
28*338
33.299

37
35
35

454
313
520
1*229
1*769

5.094
5.335
6*477
6*817
7.594

4*094
4.393
5,237
5.885
6.318

38.867
43.754
52*830
59*002
67*301

40
47
58
67
78

6*389
7*003
8*191
9*797
10*548

1*405
1.535
2*484
2*751
1*165

8*204
8*706
11*744
12*587
13*080

6*999
7*668
9*310
10*059
11*024

74,561
84,652
101,656
106*083
110*933

84
88
96
105
114

3*983
2*209
2*705
3*768
6*531

11*686
13*058
13*988
14*662
14*694

1*056
1*333
1*468
2.170
2.344

14*286
16*619
17*644
17*669
18*094

12.206
14*354
15,772
15*509
15*780

121*259
141*328
152,043
157,905
168*256

125
128
132
133
133

1915
1916
1917
1918
1919

5.816
2*290
7.879
32*157
59*165

15*178
15.034
14*311
15*844
16*381

2.176
1.799
3*550
9*631
14*493

18*626
18,989
19*593
20.794
22.649

17,511
17.207
17,892
18,751
20*466

169*025
197.317
233*782
304.645
386*301

136
143
146
149
153

1920
1921
1922
1923
1924

49.975
42*636
13*750
19.990
16*974

16*411
20.377
21*069
21*929
23*266

10*503
7*606
5*227
4,325
5.033

25.134
27.964
28*643
29*254
30*049

23,837
28,641
30*053
30*308
31*838

406*024
387*226
367*606
361.880
391.709

165
174
179
181
182

1925
1926
1927
1926
1929

14.757
12*594
6.839
15*963
16*245

19.744
20.154
20.465
19*167
19*679

4*697
4.062
2*854
3,82-0
3*026

30*279
30*156
30*559
30*534
29*643

31.731
26*927
28.749
29.427
29.346

395*593
3J9024
397.612
401*411
384*937

181
172
167
166
164

1930
1931
1932
1933
1934

7933
4.939
10*004
4*207
307

19*367
18*770
17.741
19*723
18*825

2*640
1.962
2.285
1*596
1*177

29*319
29.116
27.452
25*714
27.214

29.784
26,208
24.208
20,394
17*798

361.992
365.854
320.217
300*864
331,489

157
153
142
122
132

8.164

1*297
1*264
1*323
1*282
1.329

27,067
25*621
25*198
25*069
24*722

19*201
20*253
22*079
23*826
25*164

344*956
378,343
388,287
392,295
415.388

132
132
132
132
130

24,729
24,649
24*554
24*363
24*602

27*100
28*879
30*498
32*590
35.933

440,757
514*651
599*257
784*935
907.365

130
130
130
130
130

1935
1936
1937
1938
1939

41
35
55
339
271
41

16
13

36

1940
1941
1942
1943
1944

150
450

1.495
1.772
1.844
1*861
2*394

1945
1946
1947
1948
1949

825
605
1*392
1*805

3*227
3*767
4*146
4*109
4*571

24*731
25*146
26.251
26.610
27,081

38.860
43.068
48.600
52,095
56*395

082*692
.152*101
076*401
,089,756
.103.953

130
131
131
131
131

1950
1951
1952
1953
1954

1*155
1.300
885
3.770
1.600

5*422
6.733
7*881
9*070
9*110

27*726
28*721
29*656
30*117
30*918

60*606
64*774
68*961
74*464
79*365

159*847
224*774
359*820
,408,718
462*830

132
132
133
133
133

1955

4.775

9*212

32*179

84*666

1*551.662

132

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1038

Virginia

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

19t039
18*331
18*561
23.171

2*749
2*653
2*689
3*306

3*330
3*201
3.239
4.088

12*960
12.477
12.633
15.777

1900
1901
1902
1903
1904

25*367
27*613
29.333
33*615
36*212

3.635
3.974
4*222
4*835
5*247

4*462
4.642
5*143
5*897
6.458

17.270
18,797
19,966
22.883
24.507

1920
1921
1922
1923
1924

150*049
146*062
141*763
169.703
174*550

37*502
36.781
35,974
43*442
45.041

38.700
38*691
34*167
44*445
47,973

73*847
70*610
71*622
81*816
81*536

1905
1906
1907
1906
1909

42.387
49*857
53.822
48.977
51.633

6*573
8*205
9*409
8*585
9.414

8.172
11*029
12*924
12*700
14*253

27*642
30.623
31*469
27*692
27*966

1925
1926
1927
1928
1929

178*620
196*881
190*745
196*553
200.311

46*228
51,0*0
49*782
52*199
53.068

54*660
62.932
69*729
75*361
63*049

77*932
82*909
71*234
70.993
84*194

1910
1911
1912
1913
1914

56*600
52*317
55.851
64*083
67.509

9.722
10.666
13*307
14.534
14.633

16.165
13*565
13*299
16.515
17.203

30.913
26.084
29.245
33.034
35,673

1930
1931
1932
1933
1934

196*606
171*662
144.659
103*780
104*083

52.613
46*143
39.147
28.207
28*896

57*197
52*652
42*527
23*455
17*920

86*796
73.067
62*965
52,118
57*267

1915
1916
1917
1918
1919

66*460
71.855
84*070
99.022
118*978

15.926
17*396
20*546
24*422
29*454

17*753
18*527
21*678
25.537
30*682

32.781
35.932
41.846
49*063
58*842

1935
1936
1937
1938

103.618
112*365
121*669
124.998

29*504
32.081
34*218
34*494

15*383
12,710
13.261
13.217

58*731
67*594
74*190
77.287

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

133*086

35.617

374

1*654

9*239

22*006

6.585

57*611

1940
1941
1942
1943
1944

146*833
167*344
162*276
128*172
131.791

42.468
46.846
42.530
26*764
34.609

376
466
760
892
1.301

1*901
1.797
1.946
1.949
4.361

9*014
9*177
8*546
7.793
7*258

24*340
28*830
31*742
31.741
31.802

6*882
7*434
8*317
8.265
7*684

43*345
40*868

61.852
72*794
68*435
7*403
3.900

1945
1946
1V47
1948
1949

139*260
177*246
248*948
286*263
291*784

38.060
49.798
75.470
82*382
63*330

1.407
990
913
1*255
834

6.669
5.087
2*088
1.639
1.271

6.591
8.533
11.094
13*041
13.608

34.331
47.734
65.247
75.265
76.090

6*631
8*775
13*501
16.390
16.659

40*332
51*915
73.987
92*779
96*492

3.039
4*414
6*648
4*899
5*729

1950
1951
1952
1953
1954

323.120
363*668
383.598
427.812
444*725

84*416
102.391
102*023
108.210
111*607

1*141
1*031
1*199
1*880
1.434

1.161
1*066
1.329
1.353
1.622

13.779
15.113
15*438
16*812
16*004

84.181
92*438
98*918
105.145
109*944

17.957
20*096
22*271
25*211
26*850

116*678
125.862
130.272
159.360
169*598

6*749
8*952

1955

502.463

128*545

2.174

2.321

19.746

120*646

29.687

191*609

' Beginning June 30, 1948, figures for various loan items are shown
gross (!.eM before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

a .409
10*101
14*230

12*607

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Virginia

1039

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other

Total

assete

1896
1897
1898

1899

2*146
2i280
2*446
3*504

34
45
53
434

564
594
636
919

1.548
1.641
1.757
2.151

4*028
4.646
6.000
5*879

277
270
321
540

1*539
1.477
1*809
1*592

2*212
2*899
3.870
3*747

1*213
1*172
1*199
1.476

26*426
26*429
28*206
34*032

1900
1901
1902
1903
1904

3*165
4.057
3*927
4*458
4*567

287
265
19
27
15

835

1*056
1*027
1*167
1*402

2*043
2*734
2*681
3*264
3*150

6.027
6*489
7.749
7.417
9*266

376
576
412
510
250

1*745
1.882
1.995
1.991
2.302

3*906
4*031
5*342
4*916
6*716

1*703
1*869
1*732
2*131
2*039

36.262
40*028
42.741
47.621
52*086

1905
1906
1907
1908
1909

t443
526
296
319
*825

18
17
11
11
1

1 * 402

3*805
4*072
4*045
4*040
4*422

9*368
11*207
10*543
10.156
12.273

734
623
676
530
533

2*314
2*609
2.606
2.966
2*976

6*320
7.975
7.259
6*660
8*764

2*039
2*292
2*617
2.956
2.874

59*237
68*882
72.278
67.406
72.605

1910
1911
1912
1913
1914

5.355
4*804
5*279
5.994
5*988

27
31
54
30

1*201
1*154
1*132
1*283
1*287

4*154
3*623
4*116
4*657
4*671

11*871
12.379
11.257
12.551
11*750

829
460
406
507
593

2*893
2*657
2.407
2.668
2.810

8*149
9*262
6*444
9,356
8.347

3.266
3*341
3*490
4*782
4.787

77.292
72.641
75.877
87*410
90.034

1915
1916
1917
1918
1919

6.199
6t756
9.170
21*010
30*031

14*108
23*948

1*308
377
743
420
*258

4*871
5*312
6*752
5*482
4*625

10.922
17*138
16*963
17*523
22*593

486
697
700

.242
686

2.745
3.067
3.696
3.822
4.544

7.669
13.374
14.567
12*4b9
16*363

4*632
5*072
6.131
5.983
7*632

86*213
100,821
118*334
143*536
179*234

1920
1921
1922
1923
1924

23*147
22*066
15*963
19*682
16*723

15*656
13*864
8*840
11*419
8*667

*542
751
448
124
899

5*949
6*451
5*695
7*339
7*157

22*640
16*278
19*511
22*458
22*757

433
.349
330
3*279
3*156

4*842
4*173
3*679
3*787
4*187

16*565
12.756
14*302
15*392
15*414

6*970
8.237
9*365
12*615
22.844

203.006
194.663
186.642
224*656
236*674

1925
1926
1927
1928
1929

17*070
20*875
22*328
31*904
34.021

7*743
8*691
8*327
10.439
11.145

*784
085
2*843
2*672
1.813

7*543
9*099
11.158
18.793
21*063

23*440
27*606
30.783
26*666
29.296

2*363
5.352
5.166
4.530
5.759

4*234
4*388
4*605
3*535
3*665

16*823
17*666
21*012
16.601
19.874

25*867
28*561
29*706
31*136
18*054

245.197
273*923
273,562
288*259
261*684

1930
1931
1932
1933
1934

36*213
36.703
37*834
32*262
41*854

9*620
8*646
10.552
10*836
14*960

1*945
6*451
7723
6.462
7.262

24*648
21*606
19*559
14*984
19.632

31*111
31*602
22*533
27*854
35.701

5*104
4*654
2.819
2.667
3.413

4.030
4.113
3*500
3*564
3*695

21.977
22*635
16*214
21*603
28*593

16.575
15*807
14*956
12*864
13*667

280*505
255,974
219.964
176*780
195.305

1935
1936
1937
1938
1939

49*371
56*089
60*147
58.713
62*856

25.076
28.252
31.188
31*739
35*355

7.532
9.367
10*422
10*665
12.651

16.763
18*470
18*537
16*309
14.850

41*884
52.105
55.335
55*840
61*313

3.086
5.250
5.249
4*503
5.149

4*114
5.355
5.493
5.860
5*665

34*684
41*500
44*593
45.477
50.499

16*419
16*619
14*335
12*983
13*507

211*292
237.198
251*486
252.534
270.762

1940
1941
1942
1943
1944

60*963
70.311
96*465
223.437
289.497

35.516
42*945
68*024
195.318
265.505

13*894
13*939
14*045
13*829
11*627

11*553
13*427
14*396
14*290
12.365

72*052
95*135
122*068
143*779
146*741

5*588
7.355
9.695
8*796
11.651

5.619
7*908
9*716
11*846
12.514

60.845
79*872
102*657
123.135
122.576

12*910
12*202
11.076
10.701
9*524

292*758
344*992
391*885
506*089
577*553

1945
1946
1947
1948
1949

390.660
429*490
352*499
324*407
320*733

366*513
398*526
320*309
291.383
268.436

11*732
12*747
14.903
18*200
19.743

12*415
18*217
17*287
14*824
12.554

157*789
157.414
144.309
154.293
164*537

11*898
15*988
17.273
17.531
18.457

13*589
12.819
15,914
18*336
16*842

132.302
128*607
111*122
118*426
127*238

9*538
9*666
9.628
9.763
12*090

697.247
773.616
755*384
774.726
789*144

1950
1951
1952
1953
1954

337*081
334*812
387.760
394*845
411*652

300*031
290*507
329*723
333.129
339.418

24*617
31*105
44*456
48*046
55*253

12*233
13*200
13*581
13*668
16*961

161*006
186*427
208*773
207.737
219.492

22.862
23*226
33*268
28*883
32*860

17.278
17*345
23*127
25*164
26.619

120.866
145.656
152*378
153.690
160.013

12*401
12.714
13.778
15.410
16*196

833.608
897*621
993.909
1*045*804
1*094.067

1955

426*449

350*642

59.195

18*612

220.095

34*057

26.365

157.673

20*422

1*171,429

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

20
67
675

1*620
1.437
1.240
1*268

1040

Virginia

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896
1897
1898

Interbank

381
431
644

1899

16.214
17*018
19.173
24.321

1900
1901
1902
1903
1904

25.595
28.625
30*696
33*492
37.582

1905
1906
1907
1908
1909

U.S.
Government

Other
demand

Other
time

907

11*724
11*869
13*551
17.335

4*109
4*716
4*978
6*079

810
992
837
1*125
1.173

18.282
20.104
21*426
22*668
24.925

6*503
7*529
8*433
9*699
11*484

42.550
50*880
51.837
47.010
52.139

1*534
1.969
1*668
1*512
1*991

27,482
32*018
32*188
28,047
29*922

13.534
16*893
17*981
17.451
20*226

1910
1911
1912
1913
1914

55.218
53.421
55*444
61.275
62.810

1.590
870
983
1,470
1,458

31*402
29.952
29.007
32*372
33*573

22,226
22*599
25*454
27*433
27*779

1915
1916
1917
1918
1919

59,536
72.520
87*560
104.438
131*690

964
1,765
2*194
2.197
2*714

27.615
35*876
42*901
54.976
72.551

30.957
34*857
42*465
46.819
56*111

1920
1921
1922
1923
1924

146*388
136*136
133.770
156*381
160*239

2.734
2,106
2,346
5,870
6,732

76*694
65*791
63*715
73.249
73*318

64*910
68*236
67*709
77*103
80*181

1925
1926
1927
1928
1929

163.586
163.507
190.861
191.526
200,807

5*924
10*672
12*349
9*349
12*002

530

74*077
81*768
84*078
79*235
86*269

83*574
91*031
94*426
102*942
101*966

1930
1931
1932
1933
1934

204.835
190.661
158.430
134,812
154.532

13*611
12.676
8*054
9,087
11*913

543
2.170
1*174
1.522
2*839

85*453
74*467
59*459
47*569
56*603

105*226
101*348
89*743
76*634
82*977

1935
1936
1937
1938
1939

172,151
198*013
212,073
213*924
231*418

14,126
17.401
15.546
16.913
20.806

1*561
3,254
749
994
1*552

63*992
76*942
86*617
82*026
88*928

92472
100*416
109*161
113.991
120.132

1940
1941
1942
1943
1944

252,196
303*062
349,355
461.753
530.515

23.720
31,359
31,982
34,559
33.926

1,595
2*181
1.409
26.777
57.945

99*546
128,894
170*439
247*693
268.190

127*335
140*628
145.525
152.724
170.454

1945
1946
1947
1948
1949

647*476
719*900
696*376
710.072
720.921

39,034
35.307
30.393
30*361
34,934

76*916
43.985
5*949
7.809
6*445

323.306
392.513
39S.814
403,767
402.489

208*220
248.095
264*220
268.135
277.053

1950
1951
1952
1953
1954

759.914
819,326
908,288
949,137
993,531

35.950
43.462
48.582
49.626
55.264

10.720
15.065
18,185
13.270
20*816

426,741
461*068
514.409
532.274
531.339

286*503
299.731
327.112
353.967
386*112

1.065.535

446
314
50
1
159
8
11
36
8

19.218

Virginia

1041

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

Nati 1
banT
no

<

liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

368
369
300
368

416
121
152
131

6*241
5*617
5*487
5*840

3*185
3*104
3*094
3*372

26*426
26*429
26*206
34*032

105
105
115
113

1900
1901
1902
1903
1904

500
559
597
664
736

367
316
458
739
257

5*967
6*405
6*588
7*327
8*164

3*833
4*121
4*402
5*399
5*345

36.262
40*028
42*741
47*621
52.086

119
136
142
162
172

1905
1906
1907
1908
1909

825
981

1*794
1*611
1*151

482
240
538
312
174

9*263
9*967
10*861
11*240
11*395

6*117
6*814
7*248
7*235
7*746

59*237
66*882
72*278
67.408
72*605

187
216
246
253
250

1910
1911
1912
1913
1914

1*985
1*450
1*449
1*659
1*935

402
552
787

1*817
1*533

11*820
9*990
10*346
13*218
13*490

7*867
7*428
7*849
9*241
10*266

77*292
72*841
75*877
67*410
90*034

263
254
257
268
274

1915
1916
1917
1918
1919

2*762
1*941
1*346
6*161
8*935

1*467
1*468
2*090
4*603
7*858

13*259
13*225
14*254
14*829
17*564

11*169
11*667
13*082
13*507
13*187

88*213
100*821
118*334
143*538
179.234

275
287
296
300
303

1920
1921
1922
1923
1924

13*840
14*306
7*879
15*730
13*742

3*651
3*364
3*185
6*672
14.402

22*819
23*746
23*920
26*859
27*916

16*308
17*111
17>668
19*216
20*575

203.006
194*663
186*642
224*858
236*874

331
345
336
343
349

1425
1926
1927
1928
1929

15*005
15*604
7*015
16*140
15*606

18*501
23*015
26*119
29*168
12*240

27*501
29*617
28*122
29*174
29*171

20*604
22*180
21*445
22*251
23*660

245*197
273*923
273.562
288*259
281*684

341
344
334
332
321

1930
1931
1932
1933
1934

11*746
5*999
9*258
4*020
1 044

10*218
10*172
9*675
6*342
4*634

29*142
27*284
24*663
18*818
21*830

24*564
21*856
17*958
12*768
13*265

280*505
255*974
219*984
176*780
195*305

307
279
247
204
194

1935
1936
1937
1938
1939

724
100
110
38
171

3*542
3*944
3.371
3*322
3*301

22*264
21*810
20*875
20*246
20*149

12*611
13*331
15*057
15*002
15,723

211*292
237*198
251*486
252*534
270*762

196
195
191
187
185

3*750
3.925
3*290
2*876
2*764

19*827
19*513
19*564
19*868
20*313

16*985
18*492
19*676
21*592
23*961

292*758
344*992
391*685
506*089
577.553

184
184
184
185
183

2*945
3*508
4*315
5*511
6*139

20*408
21*148
20*622
22*080
22*829

26*018
29*140
32*621
35*963
38*780

697*247
773*816
755*364
774.726
769*144

183
184
164
184
183

7*207
7*395
9*577
10*969
10*151

23*362
24*356
25*137
26*230
26*592

42.774
46*292
50*082
54*241
58*962

633*608
897*621
993*909
1.045.804
1.094*067

162
180
163
162
184

1940
1*41
1942
1943
1944
1945
1946
1947
1946
1949
1950
1951
1932
1953
1954

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Federal Reserve Bank of St. Louis

400
120

1*250
1*100
475
351
250
625

5*227
2>631

11*350

185

1042

Virginia

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1933


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year

Total

Si

Loans

Collateral

All
other

1696
1697
1698
1699

1*286
1*166
1*143
2*037

86
78
76
136

312
203
276
495

1.406

1900
1901
1902
1903
1904

2.050
2*026
2*145
2*502
2*202

137
136
144
166
146

496
493
521
608
535

1.415
1.399
.460
1.726
519

1905
1906
1907
1908
1909

2*249
2*617
2*466
2*036
2*565

151
175
165
136
172

346
636
599
495
623

552
806
.702
.405
.770

1910
1911
1912
1913
1914

2*625
2.228
1*166
1*263

176
149
79
85
67

636
542
289
307
243

1*811
1.537

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999

888
805
769

820
871
689

Year

Real

teral

other

1915
1916
1917
1918
1919

774
775
755
746
943

52
52
51
50
63

186
168
163
162
229

534
535
521
516
631

1920
1921
1922
1923
1924

671
954
930
906
873

58
64
62
61
59

212
232
226
220
212

601
656
642
625
602

1925
1926
1927
1928
1929

936
906
660
650
676

63
61
46
44
45

227
220
165
158
165

646
625
469
446
466

1930
1931
1932
1933

336
316
60
49

22
21
4
3

82
77
13
12

232
216
41
34

Virginia

1043

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896*1933Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investnaents
Year

U. S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

,
T
lotat

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

81
73
72
128

48
43
42
75

33
30
30
53

386
510
490
469

30
39
38
36

127
168
162
155

229
303
290
278

112
79
56
207

1865
1*828
1*761
2*841

1900
1901
1902
1903
1904

129
127
134
157
138

76
75
79
92
81

53
52
55
65
57

392
319
519
562
530

30
25
40
43
41

129
105
171
186
175

233
189
306
333
314

377
278
165
145
41

2*948
2*752
2*963
3*366
2*911

1905
1906
1907
1908
1909

141
164
155
128
161

83
97
91
75
95

58
67
64
53
66

583
645
574
499
713

45
50
44
38
55

192
213
190
165
235

346
382
340
296
423

79
41
69
80
31

3*052
3*467
3*264
2*743
3*470

1910
1911
1912
1913
1914

101
140
74
79
63

59
82
44
47
37

42
58
30
32
26

733
797
259
279
212

56
61
20
21
16

242
263
85
92
70

435
473
154
166
126

31
75
169
170
175

3*490
3*240
.690
791
449

1915
1916
1917
1918
1919

48
49
47
47
59

26
29
28
26
35

20
20
19
19
24

203
204
211
205
335

16
15
16
15
26

67
68
70
68
110

120
121
125
122
199

39
137
187
124
83

064
165
200
124
420

1920
1921
1922
1923
1924

55
60
84
57
55

32
35
49
34
32

23
25
35
23
23

376
328
335
312
198

30
25
26
24
15

124
108
111
103
65

222
195
198
185
118

135
58
66
81
143

.437
400
415
356
269

1925
1926
1927
1928
1929

53
83
62
173
145

31
49
37
102
85

22
34
25
71
60

238
258
299
559
562

18
20
23
43
43

79
85
99
184
186

141
153
177
332
333

74
78
104
214
215

301
325
145
596
600

1930
1931
1932
1933

48
68
13
13

28
40
8
8

20
28
5
5

261
266
SO
50

20
21
4
3

86
88
16
17

155
157
30
30

100
80
19
6

745
730
142
120

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1044

Virginia

Unincorporated BanksTable 3a

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896*1933Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

U. S.
Government

Interbank

Other
demand

Other
time

1896
1897
1898
1899

1.218
1,287
1.146
2.221

9
9
8
15

946
1*000
890
1*726

263
278
248
480

1900
1901
1902
1903
1904

2*341
2*137
2*384
2.680
2*313

16
15
17
19
16

1,819
1*660
1*652
2*082
1,797

06
462
515
579
500

190S
1906
1907
1908
1909

2*426
2*766
2*582
2*219
2*922

17
20
18
16
21

1.887
2*149
2*006
1.724
2*270

524
597
558
479
631

1910
1911
1912
1913
1914

.942
.741
401
.506
.181

21
19
9
10
8

2*286
2*130
1*089
1*172
918

635
592
303
326
255

1915
1916
1917
1918
1919

782
883
918
852
1*151

5
6
7
6
10

608
686
713
662
894

169
191
198
184
247

1920
1921
1922
1923
1924

*164
.131
.146
082
942

6
8
10
7
*

905
879
890
841
732

253
244
246
234
206

1925
1926
1927
1928
1929

,010
.034
908
371
,375

7
10

785
803
706
1*065
1*068

218
221
199
297
302

1930
1931
1932
1933

640
625
122
100

498
4*6
95
78

138
133
26
22

Virginia

1045

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1933Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Other
liabilities

...
W>iuu

Amounts in thousands of dollars]


Surplus and
other
^^
accounts

Total
liabilities
. and capital
accounts

Number
of
banks

1896
1897
1896
1899

92
29

523
591

1.865
1*826
It 761
2*641

19
20
23
24

1900
1901
1902
1903
1904

38
48
19
33
45

569
567
560
653
553

2*948
2*752
2*963
3*366
2*911

24
25
22
25
23

1903
1906
1907
1908
1909

44
25
3

560
676
679
524
548

3*052
3*467
3*264
2*743
3*470

23
24
24
18
14

1910
1911
1912
1913
1914

548
499
289
263
268

3*490
3*240
1*690
1*791
1*449

14
11
10
10
9

1915
1916
1917
1918
1919

282
282
262
272
269

1*064
1*165
1*200
1*124
1*420

9
9
9
8
8

1920
1921
1922
1923
1924

273
269
269
274

1*437
1*400
1.415
1*356
1*269

6
8,
6
8
8

237
225
225

1*301
1*325
1>14S
1*596
1 600

6
6
6
6
6

105
105
20
20

745
730
142
120

4
4
1
1

1925
1926
1927
1926
1929
1930
1931
1932
1933

Digitized for FRASER


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Federal Reserve Bank of St. Louis

647
541

44

263

53
53

238
238

WASHINGTON

Revised data for assets and liabilities and


number of all banks in Washington, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
*Table 4. Because of the incomplete coverage
in reported data for unincorporated banks in
the State, a separate balance sheet was compiled for these banks (Table 3a); Table 3
includes data for these and other State
commercial banks.1
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Washington were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of figures for other classes of banks presented a
number of problems and considerations not
encountered in compiling the balance sheet for
national banks. The following sections de1
The term "State commercial banks'* used in Table 3
refers (in this State) to banks that at one time or another
during: the period were designated in the annual reports of
the Comptroller of the Currency as "State banks," "loan and
trust companies/' "stock savings banks," or "private banks
and bankers" (unincorporated banks). In this report, however, the data for unincorporated banks are discussed separately from those for other State commercial banks.

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Federal Reserve Bank of St. Louis

scribe these problems and the methods used


in deriving the revised series. In the description the banks are classified in three groups:
(1) State commercial banks (other than unincorporated banks), (2) unincorporated banks,
and (3) mutual savings banks.
The primary sources of statistics for State
commercial banks (other than unincorporated
banks) for 1896-1933 and for mutual savings
banks for 1918-1946 were (1) figures reported
to the Comptroller of the Currency and published in his annual reports and (2) figures
published in the reports and abstracts of the
State banking department and by other State
authorities. These sources were supplemented
by data obtained from bankers7 directories.
The primary sources for unincorporated
banks, which operated in this State during
the period 1896-1914, were the annual reports
of the Comptroller and bankers' directories.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1047

1048

All-Bank Statistics

STATE COMMERCIAL BANKS (OTHER THAN UNINCORPORATED BANKS), 1896-1933


1

The following paragraphs describe (1) the


principal adjustments in the figures published
by the Comptroller of the Currency, (2) supplementation of the data from other sources,
and (3) preparation of estimates where data
were incomplete or were not available.2 The
United States Summary includes a discussion
and evaluation of alternative estimating procedures considered, tested, and used in one
or more States. It also includes examples of
the use of banking trends as a guide in making
State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET

Underreporting of banks to the Comptroller prior to 1908 made it necessary to


supplement the Comptroller's data for this
period. Some information for 1896-1906 was
available in reports of the State Auditor, and
beginning in 1907 in the reports of the State
banking department. Comparison of the data
in these three sources indicated that in several
years as many as one-half of the banks and
more than half of the total assets were not
reported to the Comptroller or the State
Auditor. Underreporting or overreporting of
the number was also apparent in the Comptroller's figures for several subsequent years.
The accompanying table shows the
adjustments made in figures published by the
Comptroller of the Currency.
The number and capital accounts of the
banks added for 1896-1906 were obtained from
the bankers' directories. The aggregate balance sheet was derived by assuming that the
ratios of capital accounts to various items and
subitems of assets and liabilities were the same
for the unreported banks as for those reporting to the Comptroller. For 1907 the number
of banks and their balance-sheet data were
* In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual. This procedure was also used for other
classes of banks in the State.

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Federal Reserve Bank of St. Louis

CHANGES IN NUMBER OF BANKS AND BALANCE SHEETS


Year

Additions

Deductions

Number of banks and corresponding balance sheets

1896
1897
1898
1899
1900

34
14
29
20
21

1901
1902
1903
1904
1905

17
21
17
21
34

1906
1907
1918
1921
1924
1925

68
108
1
1

1
2

Number of banks only

1917
1919
1931

6
6
6

derived from the report of the State banking


department.
For 1918 and 1925, on the basis of information in reports of the State banking department, one bank and its balance sheet were
added to figures reported to the Comptroller.
For 1917,1919, and 1931, the number of banks
was increased by six, but no change was
necessary in the balance sheet.
The deductions in 1921 and 1924 represent the transfer to the mutual savings bank
category of banks that had been reported as
State commercial banks by the Comptroller.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported regularly to the Comptroller until
1934. The entire breakdown for 1907 was
estimated by applying to total loans the percentage distribution of total loans computed

Washington
from reported data for 1909; this year was
used because some estimating was required for
1908. For the other years in which items were
not reported, figures were estimated.
Real estate loans for 1910 and 1916 were
estimated by applying to total loans the average of the ratios of these loans to total loans
computed from reported data for 1909 and
1911, and for 1915 and 1917, respectively; for
1920-1933, by applying ratios derived by
interpolating between ratios based on reported
figures for 1919 and 1934.
Collateral loans for 1908 were estimated
by applying to total loans the ratio of collateral to total loans computed from reported
data for 1909; for 1910, by applying the average of the ratios computed from reported data
for 1909 and 1911, For 1916-1933 such loans
were estimated by applying to total loans,
ratios that reflected changes over the period
in the ratio of collateral loans to total loans
at Washington national banks; these ratios
were derived by interpolating technique No. 2,
described in the United States Summary.
INVESTMENTS

A complete breakdown of investments


into United States Government, Sitate and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1934. For the years in which items were not
reported; figures were estimated, except as
noted below.
United States Government securities.
Holdings of United States Government securities were first reported in 1909. Since the
amounts in that year were very small, no
estimates were made for prior years.
An estimate for 1916 was derived by
applying to total investments the ratio of
these securities to total investments computed
from reported data for 1915. Estimates for
1917-1919 were made by assuming that holdings of these securities accounted for the same
proportion of the annual increase in total
investments as was computed for Washington
national banks; this estimating procedure was

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Federal Reserve Bank of St. Louis

1049

used because of the rapid increase in holdings


of these securities during the war period.
Holdings for 1921, for 1928 and 1929, and
for 1931 were derived by applying to total
investments the average ratios of these securities to total investments computed from reported data for 1920 and 1922, for 1927 and
1930, and for 1930 and 1932, respectively.
Holdings for 1923-1926 were estimated by
applying ratios that were interpolated between
ratios based on data for 1922 and 1927.
Obligations of States and political subdivisions. State and political subdivision
securities for 1907 and 1908 were estimated by applying to total investments the
average ratio of these securities to the
total computed from data for 1906 and
1909; estimates for 1916-1919 were made by
applying to total investments less United
States Government securities, ratios that
reflected changes over the period in the
ratio of State and political subdivision securities to this total at Washington national
banks; these ratios were derived by interpolating technique No. 2, described in the United
States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate in the reports of the
Comptroller beginning with 1909, although
reported figures for United States Government
deposits were supplemented in a number of
years.3 No attempt was made in the revised
series to provide figures for the latter item
prior to 1918 because practically all such
deposits were held by national banks.
In years when items were not reported,
figures were obtained from other sources or
were estimated. For 1896-1907, the breakdowns of total deposits for banks reporting
to the Comptroller were obtained from reports
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

1050

All-Bank Statistics

of the State Auditor or the State banking


department.
Unclassified deposits in 1917 and 19191925 were placed in demand deposits, on the
basis of information obtained from the State
banking department reports.
Time deposits for 1908 were estimated by
applying to total deposits other than interbank
the average of the ratios of time deposits to
this total computed from reported data for
1907 and 1909.

Figures for United States Government


deposits in the period 1918-1930 represent
holdings of these deposits at State member
banks only. Figures except for 1918 are as
reported. The figure for 1918 was estimated
by applying to United States Government
deposits at all State member banks in the
United States on June 30 of that year, the
ratio of these deposits at State member banks
in Washington to such deposits at all State
member banks on June 30, 1919.

STATE COMMERCIAL
For 1934-1941 the figures for the assets
and liabilitiesincluding the breakdowns of
most of the principal itemsof State commercial banks were taken from data reported
by the State banking department to the Comptroller of the Currency and published in his
annual reports. A comparison of the principal
assets and liabilities as shown in this source
with totals obtained by combining data for
insured banks published by the Federal Deposit Insurance Corporation with data for
noninsured banks obtained from bankers*
directories indicated no need for adjusting
data published by the Comptroller.
For 1942-1946 the Federal Deposit Insurance Corporation made available balancesheet data including the breakdowns of
loans, investments, cash assets, and deposits
for noninsured banks, which it had obtained
either from the individual banks or from the

BANKS, 1934-1946
State banking department. These data were
combined with data for insured banks published by the Federal Deposit Insurance Corporation to produce totals for all State commercial banks.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for
noninsured banks for every year during the
1934-1941 period in the Comptroller's reports.
United States Government obligations of these
banks in 1934 were estimated on the basis of
the ratio of their holdings of these securities
to total investments in 1935. The breakdowns
of investments other than United States Government obligations for 1935-1938 and of cash
assets for 1934-1941 were estimated on the
basis of the percentage distribution of these
items at insured nonmember commercial banks
in corresponding years.

UNINCORPORATED BANKS, 1896-1914


in 1896 to as many as 44 in 1906, Private
Unincorporated (private) banks were not
banks were never a large proportion of all
permitted to conduct business in the State of
Washington after 1914. While they operated,
State commercial banks, however: In terms
private banks reported to the Comptroller of
of total assets, private banks accounted for
the Currency irregularly. Except for 1909,
18 per cent of all State commercial banks in
1897 and less than 2 per cent in 1914.
however, the data reported were inadequate
Year-to-year changes in capital accounts
as a basis for estimating figures for the aggregate balance sheet. Consequently, supplemenand total assets and liabilities of unincorporated banks reporting to the Comptroller
tary information was derived from bankers1
during the period 1896-1914 frequently bore
directories.
little relationship to changes in the number
The numbers of banks added to figures
of reporting banks. During 1900-1903, for
published by the Comptroller ranged from 15

Digitized for FRASER


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Federal Reserve Bank of St. Louis

Washington
example, average total assets and total liabilities of these banks ranged from $100,000 to
nearly $1,200,000, and average capital accounts from $11,000 to $75,000 whereas the
number varied from 3 to 11. Inclusion of
assets not directly related to the banking business of the partnership may have accounted
for this wide variation in assets, as was frequently true for,other States. Because of this
possibility, aggregate balance-sheet figures for
all private banks in Washington for 1896-1914
were derived from selected average figures of
capital accounts per bank that appeared to
be representative of trends over this period.
It should be noted that this estimating procedure resulted in considerably smaller aggregate figures for 1900 and 1901 than those
reported to the Comptroller for a smaller
number of banks.
The basic data used in constructing the
balance sheets for 1896-1914 were (1) figures
for 1909 reported to the Comptroller and (2)
figures for the number and capital and surplus
of banks reporting to the Bureau of Internal
Revenue under the War Revenue Act of 1898,
which placed a tax on bank capital and
surplus. The Internal Revenue figures were
available for the period 1900-1902, by States

1051

and by class of bank, but the figures for


1902 were not used because they apparently
included several incorporated banks.
From the Bureau of Internal Revenue
data, an average capital-accounts figure per
bank was derived for 1900 and 1901. Total
capital accounts for each year 1896-1901 were
then obtained by multiplying the number of
banks derived from bankers' directories by
average capital accounts for 1900 and 1901.
For 1902-1908, total capital accounts were
derived by interpolating between the average
per bank for 1900-1901 and the average
for 1909, and then multiplying the interpolated
averages by the number of banks in corresponding years. For 1909-1914, total capital
accounts were obtained by multiplying the
number of banks by average capital accounts
for 1909.
Total assets and liabilities for the entire
period 1896-1914 were estimated from estimated capital accounts by assuming that they
bore the same relationship to these accounts
as in 1909. The balance-sheet items and
subitems were then estimated by applying to
estimated total assets and liabilities the percentage distributions computed from reported
data for 1909.

MUTUAL SAVINGS BANKS, 1918-1946


The first mutual savings bank in Washington was established in 1918. As indicated
earlier, data for mutual savings banks had
been included with State commercial banks in
the reports of the Comptroller of the Currency
for 1921 and 1924; these were transferred to
the mutual savings category. Balance-sheet
items not published by the Comptroller were
estimated as follows:
Estimates of United States Government
securities for 1918 and 1919 were derived by
assuming that holdings of these securities
accounted for the same proportion of total
investments as in 1920. The 1920 ratio was
considered most representative because of

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the large increase in bank holdings of these


securities beginning with 1918. Estimates for
1923-1929 were derived by applying to total
investments, ratios of these securities to total
investments that were derived by interpolating
between ratios based on reported data for
1922 and 1930.
Holdings of obligations of States and
political subdivisions for 1923-1933 were
derived by applying to total investments less
United States Government securities in each
year, the ratio of State and political subdivision securities to this total computed from
reported data for 1934.

1052

Washington

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

] x>ans

Year
Total

Real
estate

Collateral

All
* other

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

13,226
12*061
13*317
16*242

1*501
1*527

1*014
1*236

5.545
4.813
4.931
6*209

6.180
5.741
7.372
8*797

1900
1901
1902
1903
1904

21*329
24*069
31*773
44*009
49*628

1*234
1*559
2*412
3*464
3*819

7*430
6.977
9*223
12.174
16*293

12.665
15.533
20*138
28,371
29*516

1920
1921
1922
1923
1924

297.987
245*414
223*778
244.373
246.907

32.674
31*035
31*963
37*304
42*404

83.198
67*483
67*404
76*616
68*461

182*115
146*896
124.411
130.451
136.042

1905
1906
1907
1908
1909

53*246
86*405
109*199
93*470
107*519

4.161
7984
9*370
8.373
10*649

14*651
24*309
28.642
26.808
30.995

34.434
54.112
71,187
58*289
65.875

1925
1926
1927
1928
1929

251*277
264*323
260,945
275.598
286*041

46*609
54.104
57.633
64*157
67.590

70*472
80*272
77.155
87.762
66*046

133*996
129*947
126*157
123*679
152*405

1910
1911
1912
1913
191*

134*181
120*636
126*000
137*413
137*423

13.531
13*513
13*449
15*433
15*415

36*286
29.657
33.790
39.221
30.020

84*364
77.466
78,761
82,759
91.988

1930
1931
1932
1933
1934

296*611
257.419
183*144
132*865
129.778

74.194
73.994
60.324
49.624
46.785

58.175
41,986
28.533
22.234
19.293

164*242
141*437
94*287
61*007
63*700

1915
1916
1917
1918
1919

134*579
152.392
177*343
216*020
231.453

15*904
17*662
19*524
24*261
25.415

38.635
38*007
40.644
54*332
65.449

80*040
96.723
117.175
137.427
140*589

1935
1936
1937
1938

138*396
165*182
194*459
193*651

42.693
45.654
50.173
52.401

18*164
21.724
17.276
17*391

77,539
97,604
127*010
123*859

Loans *
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

97,296
1940
1941
1942
1943
1944

226,299
273*268
268.427
232.199
266*646

112.364
132.351
135.688
121*093
122.433

1945
1946
1947
1948
1949

290*638
418,844
563,117
619,498
629,9*5

1950
1951
1952
1953
1954
1955

Other

Other
loans
to
individuals

All
other

5*210

35.439

15.192

36,431

5*261
5*808
5.576
5*122
5,703

41*684
47.161
51.463
48.550
50.890

16,640
20,303
20,021
20.660
21.3.20

21*353
19*513

44.942
61*530
51*390
8*348
8*813

32,815
36.912
11*961
11,246
4,255

7,073
10*216
13*533
13*645
13.875

56*341
63*271
123*826
143*379
156,142

19.186
29*929
45*532
52*232
52.666

24*304
34*307
72.327
90*116
110*021

9*028
15*455
16*704
8*618
13*329

3*651
2*023

3,475

2.165

2*447
2.642

2,594
2,380
2,967

14*209
15*266
15*291
15,678
15,414

161*292
229*244
260*863
311*170
333*605

50*235
61*909
60.378
63*064
66*324

141*366
158*743
174*286
226*689
226*087

14*322
17.555
19*869
16*095
16*332

3.473

4*307

16*969

382.643

74*162

250.196

23*363

662
845
492
765

4.746
5,270
3.797

1.543

139.060
206*066
274,929
302,207
283*139

2.831

679*698
848*743
893*412
1.018.175
1*050*074

278,346
370*497
368*915
392.087
396,854

1.197.221

456.323

2.668
2*305
1.057

1*765

6.106

3,001

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
farmland

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Washington

1053

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Caahaasets

Investm ents

Year
Total

U.S.
Government
obligations

1896
1897
1898
1899

3*923
3*240
3t529
4*608

1*299.
1*136
1*250
2*002

1900
1901
1902
1903
1904

5.847
6*707
10*055
12.034
12t877

2*686
2*742
2.979
3.529
3.621

1905
1906
1907
1908
1909

13.212
17.117
18.031
19.557
24.281

1910
1911
1912
1913
1914

Obligations
of States
and political
subdivisions
1*345

Other
Securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1.279
1*486
1*598
1*921

5*203
6*640
12.395
15.209

173
178
459
546

2*103
2.688
4.094
4*617

2*927
3.774
7.842
10.044

3.647
4.217
4.512
4.260

26*199
26*178
33*753
40*339

1*234
1*666
2.153

2.242
2.967
5*842
6*837
7.103

15.620
17.252
23.069
24.254
28*075

606
876
952

1.198
1.445

4*662
4.584
5.912
6*292
8*548

10.352
11*792
16.205
16.764
18082

4.494
3.759
3.528
3.631
4.603

47.290
51.787
68*425
63*928
95)183

3*655
4*385
5.785
7.122
9*039

2*608
3*427
3*680
3*295
6.524

6.949
9*305
6*566
9.140
8*718

27.668
53.255
52.703
56.467
56.063

1*350
2)512
3*211
2.331
2.416

6*617
11.972
13*580
21.622
19.384

19*901
38)771
35*912
32.514
36*283

3*802
5*676
7)579
10.024
9*983

98.128
162)453
187*512
179*518
199)866

27*453
28*498
32.854
35.645
33.702

9.196
9.162
10*170
9.615
8*478

7.015
6*489
7*644
8*231
11*709

11.242
10.847
15*040
17.799
13*515

59.778
59.998
61*960
63.161
60.110

3.696
2*455
2.439
2.601
2.592

19.114
19*193
16*411
17*891
19*206

36*966
38*350
41*110
42*669
38.310

12)299
12)446
15*535
17*626
25.761

233)711
221)578
236*349
253*847
256*996

1915
1916
1917
1918
1919

34.773
42*206
57.039
80.622
105*354

7*768
7*643
12*444
37*953
61.538

12*493
17.225
19*221
18.497
20.462

14*512
17*338
25*374
24.172
23)354

58.177
63*545
80*321
77.469
91*440

2*336
3*200
3.632
6.794
11*399

15*070
14*545
16*737
10*525
10.740

40*769
45*800
59.752
60.150
69*301

26*009
16*643
17.056
18.500
21*593

253*538
274*786
331*761
392*611
449*840

1920
1921
1922
1923
1924

92*755
85.006
90*615
105.650
110.048

45.897
39*773
44.050
52*915
52*237

23.566
22.524
19*981
22*095
20.846

23*292
22*709
26*584
30*640
36.965

95*219
74*157
76.573
77.658
83.917

11.549
7.798
9.524
10.738
12.468

11*519
11*265
9*875
9.141
10.009

72.151
55.094
57.174
57.779
61.440

21.382
21.199
21.127
24.569
22.924

507)343
425*776
412*093
452*250
463*796

1925
1926
1927
1928
1929

128.389
133*911
145.487
163*960
161*030

57.703
55.500
54*703
59.091
61.518

26*293
25*621
29*432
32*163
36*866

44.393
52*790
61 9 3S2
72*706
62*646

84*736
91*304
89.614
91*661
101*403

12*831
13*529
13)055
12*244
11*925

10*082
9*722
10.212
8*559
6*707

61*823
68*053
66*347
70*858
80.771

22*876
24)932
23.980
22*083
21.861

467.278
514,470
520*026
553*302
570*335

1930
1931
1932
1933
1934

158*323
182*390
155.210
143.282
179.793

55.505
75.100
65.633
71.258
103*473

36*869
46*465
45*672
39.563
40.691

65*949
60.825
43*705
32*461
35*429

106*135
107*056
70*430
65*002
91.053

11*538
9*734
6.542
5.975
7.706

9*528
9*519
7*554
6*413
7*256

85*069
87*803
56*334
52.614
76*091

22*450
20*520
18*164
15.662
16.311

583*519
567.385
426*948
356.811
416*935

1935
1936
1937
1938
1939

187.706
199*675
210.221
201*759
208.670

114.534
123.421
136*102
142*195
151*203

40*263
39*042
38.170
32.618
32.764

32*909
37.212
35*949
26)346
24)703

107*682
142*175
146.478
137*022
180*067

8. 733
16.112
18.766
16.135
20*013

8*171
11.047
11*726
11*147
11.073

90*776
115*016
117*986
109,740
148,981

15*944
14.160
13*506
12*740
12*401

449*728
521*192
566 ) 664
545,172
597)237

1940
1941
1942
1943
1944

219*379
230*741
375.422
800*955
1.144*436

155*678
172*814
316.185
727*937
1*062.092

41*327
36*016
37*578
52.646
62.262

22.374
21*911
21*659
20.372
20.082

199*728
243)308
281)425
344.419
391*557

17*011
27*322
40*982
49)965
69.669

11.510
13.619
16*801
24*505
26*943

171*207
202*367
221)642
269,949
294*945

12*467
11*857
12*159
12*091
12)304

657.873
759.174
937*433
1*389.664
1*814.943

1945
1946
1947
1948
1949

.402*306
413*047
.112.614
.057*351
025*476

1*299.354
1.266.078
964*874
902*923
857*647

62*715
106*667
112*173
123.621
123*131

20*237
36.102
35.567
30.607
44*698

427*860
460*256
480*752
474*449
471*027

63.041
61)236
98.103
99.641
95.202

26.291
26*731
29*921
34*222
31*075

338.528
372*287
352,728
340,586
344,750

13*046
13*626
14.290
15*474
17*659

2.133*850
2*305*773
2.170.773
2.166.772
2*144)107

1950
1951
1952
1953
1954

1.077*609
969.625
995*438
972*820
1*044*356

865.069
736.375
742*002
716*440
791.598

159*232
177.874
191.062
186.060
187*370

53.288
55*376
62*374
68.320
65.388

440*917
525*885
531*402
527*402
522.051

109.415
139*381
133.634
120.656
118.219

25*152
31*853
34)181
36*155
33*725

306)350
354,651
363*587
370.591
370.107

21.164
26.986
30.247
31*928
35*394

2,219.366
2.371)239
2*450.499
2.550*325
2)651.875

1955

1*060*238

774,513

205.503

80.222

501*367

123.028

34*834

343.505

37*934

2*796*760

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

618
681
685
919
996

1054

Washington

All BunksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

569

U.S.
Government

Other
demand

Other
time

53
77
159
549

10.163
10*941
18*113
23,422

3*406
3*370
4*248
5*312

2,302
2*316
4,483
4,189
4,919

1,071
1*225
1*793
1*865

27*629
31*177
41*626
50*693
56*516

6*791
6*057
10.787
14*467
15*566

60.993
138*783
157,433
144*961
160*719

6,196
9,366
15,047
13,376
16.013

1*664
1*636
2*679
3*080
2*880

54*152
97,915
97*212
92*048
101*598

18*979
29*662
42*295
36*457
40*228

1910
1911
1912
1913
1914

187,098
176*061
166*669
199,195
196*810

16*343
16*558
17.892
19.325
16*127

2*551
2*435
3*159
1*713

112*614
101*404
105,276
106,874
106*701

53*390
55*664
60*362
71*283
75.019

1915
1916
1917
1918
1919

193*128
224,076
281,767
329*209
375,031

17,457
22*813
30,433
24*097
31*621

748
700
731

1920
1921
1922
1923
1924

425,431
346*181
346*940
380*441
397,814

1925
1926
1927
1928
1929

1896
1897
1696
1699

14*193
15.280
24.119
31.407

1*599
2*124

1900
1901
1902
1903
1904

37,793
42.492
58*123
71,162
78*668

1905
1906
1907
1908
1909

892

942

963

'

6*720
6*034

100.332
113*069
150*708
178.071
200*814

74*591
87*494
99*695
118*321
136*562

30.872
23*479
23*184
24.554
26.733

2*066
1*420
1*439
2*622
2*091

231.799
179,920
190*693
200*593
197*764

160.694
141*362
131*624
152*672
171.226

420.107
446*080
450*878
480*514
486*813

26.363
32.077
28*898
31*246
36*545

2*616
6*016
2*962
4*443
5*395

206*035
214*806
218*180
230*305
233*433

183,073
193.179
200.618
214*520
211*440

1930
1931
1932
1933
1934

496,433
484,773
344,922
289,161
351,378

42*177
53.430
29*656
24*776
33*605

3*097
5*401
7*124
7,520
9*174

223*043
194*668
127,676
109*061
151.943

226*116
231.274
160*466
147*824
156*656

1935
1936
1937
1938
1939

393,904
469,220
512.863
491.453
540*579

36*926
45*626
44,083
40*145
50,023

6*674
12*187
4*146
4,012
7*032

178*369
222.034
254*942
231*645
259.569

169,913
189.173
209*690
215*651
223.955

1940
1941
1942
1943
1944

598,519
695,296
670,627
1*317,657
1,732.479

51,279
64,222
63,009
77,734
78.860

8*182
4*083
7*150
64*418
225*874

296.349
375*232
534*920
824*732
970*965

240*709
Z51.759
265*548
350.773
456.760

1945
1946
1947
1948
1949

2*041*716
2*200*306
2.055.299
2*045,627
2*013.017

68*756
80.177
76,693
73.574
72,897

267,689
192*531
13.015
27.987
33*612

052*660
213*877
*225,640
222*740
192*805

612*391
713.721
737.751
721*326
713*703

1950
1951
1952
1953
1954

2*075,337
2*212,815
2*275.052
2*360.015
2*450*115

73,668
76,351
81,221
87,948
97,039

52*347
83*898
74*234
39*905
64.019

220*282
340*663
.354*000
,396,099
,406*697

729.040
709.663
765*597
636.063
882*160

1995

2*582.145

89.877

61*571

947*010

Washington

1055

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

r1

Nat
ba
*
no

Borrowings

<***

Surplus and

liabilities

Capital

other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1697
1698
1899

248
283
49

908
832
752
798

1*139
144
158
471

8*068
6*081
7*362
6*316

1*643
1*538
1*313
1*347

26*199
26*176
33*753
40*339

109
104
101
104

1900
1901
1902
1903
1904

15
5
25
171
198

936
1*118
1*285
1*396
1*653

714
272
346
598
583

6*073
5*963
6*269
7*155
9*576

1*759
1*937
2*357
3*444
4*305

47*290
51,787
68*425
83*928
95*183

107
110
121
140
172

1905
1906
1907
1908
1909

It337

319
470

1*742
2*458
3*072
4*708
5*640

548
525
830
935
1*186

9*267
13*150
15*671
16 766
20*990

5*239
7*067
9*169
10*074
9*925

98*128
162*453
187*512
179*518
199*866

191
240
285
291
318

72

1*206

1910
1911
1912
1913
1914

2*166
888
891

1*141
1*913

6*411
6*529
7*160
7*280
7*002

1*766
2*455
3*492
4*763
9*693

24*491
24*125
25*720
27*130
27*362

11*779
11*520
12.397
14*338
12*216

233.711
221*576
236*349
253*847
256.996

346
343
363
376
373

1915
1916
1917
1918
1919

2*183
2*709
1116
12*572
18*633

6*644
6*476
6*546
6*694
6*724

11*773
2*265
2*330
3*678
6*389

26*848
27.247
27*016
27*794
27*510

12*962
12*013
12*984
12*664
13.553

253*538
27*. 766
331.761
392.611
449*840

357
362
361
362
370

1920
1921
1922
1923
1924

20*407
19*502
7,167
9*960
5*411

6*864
7.087
7*417
7*689
9*110

7*609
5*754
5*103
7*153
4*331

30*942
30*832
29.477
30*225
30*183

16*090
16*420
15*989
16*782
16.947

507*343
425*776
412*093
452*250
463*796

394
400
392
391
379

1925
1926
1927
1928
1929

6*433
3*923
3*497
4*636
5*839

9*402
9*352
9*439
10*216
11*453

4*414
5*280
5*546
5*107
6*716

29*972
31*318
31*555
32*257
36*532

16,950
18*517
19*109
20*572
22*982

467*278
514,470
520*026
553,302
570*335

365
364
358
352
344

1930
1931
1932
1933
1934

3*899
2*472
11*624
3*705

11*673
12*358
12*264
14*696
16*089

6*437
3*841
2*813
2*277
2*521

40*947
40*517
34*749
28*523
30*277

24.130
23*424
20.576
18*429
16*613

583*519
567*385
426*948
356*811
416*935

333
317
259
183
202

2*153

1*069
2*740
2*879
2*534
2*872

32*368
29*594
26*719
27*254
26*954

20*234
19*637
22*203
23*857
26*780

449*728
521*192
566*664
545*172
597*237

204
185
179
153
146

3*992
5*393
4*330
4*449
5*065

26*524
26*280
26*265
26*266
28*833

26*817
32*203
36.191
41,292
46,566

657*873
759*174
937*433
1*389*664
1*814*943

142
138
135
133
127

5985
7*887
7*706
7*146
8*159

28*825
29*313
29*843
30*131
31*531

57,324
68*267
77*925
83*866
91*200

2*133*650
2*305*773
2*170*773
2*166*772
2*144*107

126
125
125
123
124

10*652
11*819
15*478
21*067
22*293

35,445
38*890
42 345
42*525
44*915

97.954
107.101
117*313
126*618
134*550

2*219*398
2*371*239
2*450*499
2*550*325
2*651,875

121
121
122
119
115

50*825

136*676

2*796*760

111

1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1933
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

57
1
74
52
21

200
614
111
100

1056

Washington

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1696
1897
1696
1899

13*226
12*081
13.317
16*242

1*501
1*527

1.014
1*236

5,545
4*613
4.931
6.209

6*160
5*741
7,372
6*797

1900
1901
1902
1903
190*

21*329
24*069
31.773
44.009
49.628

1.234
1.559
2.412
3.464
3.819

7*430
6.977
9.223
12.174
16.293

12,665
15,533
20.138
28,371
29,516

1920
1921
1922
1923
1924

269*011
235,361
212.011
228*774
226.656

23*696
20*962
20*196
21.705
22.153

83*198
67*463
67.404
76.616
66*461

U2.115
146*696
124,411
130*451
136.042

1905
1906
1907
1908
1909

53*246
36.405
109.199
93*470
107*519

4*161
7*984
9.370
8,373
10,649

14.651
24.309
28*642
26*808
30.995

34,434
54,112
71,187
58,269
65,875

1925
1926
1927
1928
1929

227.619
235.316
226*687
241*155
250*130

23*151
25.097
25*375
29,714
31.679

70*472
80,272
77.155
87*762
66.046

133*996
129.947
126.157
123.679
152*405

1910
1911
1912
1913
1914

134*181
120*636
126*000
137.413
137*423

13,531
13.513
13*449
15,433
15,415

36.286
29.657
33.790
39.221
30.020

84,364
77,466
78,761
82,759
91,966

1930
1931
1932
1933
1934

259.728
219.340
147.842
100.025
101.057

37*311
35*915
25*022
16.764
18*125

58.175
41.986
26,533
22,234
19*293

164.242
141*437
94.287
61.007
63.639

1915
1916
1917
1916
1919

134.579
152*392
177*343
210*425
223*972

15,904
17,662
19,524
18,666
17,934

38*635
38.007
40*644
54.332
65.449

80.040
96,723
117,175
137,427
140,589

1935
1936
1937
1938

112.641
139.034
167.112
167.158

16.994
19*816
23*714
26*026

18*153
21*724
17,276
17*391

77.494
97*494
126*122
123*741

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

97,296

On
farmland

On
residential
property

Other
Other

to
individuals

All
other

4*757

17,867

7,074

36,516

1940
1941
1942
1943
1944

198,697
243*065
237*530
201*327
236*626

112,364
132,351
135,686
121*093
122,433

662
645
492
765
1.543

4,746
5,270
3,797
6,108
36,431

4,813
5.488
5.216
4.875
5.553

23.377
26.952
30*719
30*746
33*736

8.183
10,966
10,436
8,108
8,635

21.286
19.485

44.552
61*193
51*180
8*346
8.812

1945
1946
1947
1948
1949

260*695
363*324
519*451
567,441
568*673

139*060
206,066
274,929
302*207
283*139

2.831
2*668
2.305
1*057
1*765

32,815
36,912
11.961
11.246
4*255

6.930
10,091
13.399
13.470
13.732

35*990
59,139
95,417
107,946
112*923

9,784
18,780
30,660
36,120
35,259

24,256
34,196
72.076
89.777
109*511

9.027
15.452
16.704
8*615
13*327

1950
1951
1952
1953
1954

607*545
756*240
780,913
891*527
905*560

278,346
370,497
368,915
392.087
396*854

3*651
2.023
2.165
2*447
2.642

3.475
3*001
2,594
2.380
2,967

14*014
14.966
14.924
15.248
15*039

128,143
156,021
170*776
206,307
214,080

31,943
41.591
38.766
42.214
42.387

140,834
156*064
173*826
226.166
227.498

14.322
17.555
19*869
16*095
16*332

1955

1*030,597

456*323

3.473

4.307

16*656

243,400

47,826

249.563

23*383

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Washington

1057

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Gash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

3t923
3*240
3*529
4*608

1.299
1*136
1*250
2*002

1*345

1*279
1.486
1.596
1*921

5*203
6*640
12.395
15*209

173
178
459
548

2,103
2*686
4,094
4.617

2*927
3.774
7*842
10*044

3*847
4.217
4*512 .
4*280

1900
1901
1902
1903
1904

5*847
6*707
10*055
12*034
12*877

2*686
2.742
2*979
3*529
3*621

919
998

1*234
1*668
2*153

2*242
2*967
5*842
6*837
7.103

15.620
17.252
23*069
24*254
28.075

606
876
952

1*196
1*445

4*662
4*584
5*912
6*292
8.548

10*352
11,792
16*205
16*764
18*082

4*494
3*759
3*528
3.631
4.603

47*290
51*787
66*425
83*928
95*183

1905
1906
1907
1908
1909

13*212
17*117
18*031
19*557
24*281

3*655
4*385
5*785
7*122
9*039

2*608
3*427
3*680
3*295
6*524

.949
.305
.566
140
718

27*668
53*255
52*703
56*467
58*083

1*350
2*512
3*211
2*331
2*416

6*617
11*972
13.580
21*622
19.384

19*901
38.771
35,912
32,514
36,283

3.602
5*676
7*579
10.024
9*963

98*126
162*453
187*512
179*516
199*866

1910
1911
1912
1913
1914

27*453
28*498
32*854
35*645
33*702

9.196
9*162
10*170
9*615
8*478

7*015
8*489
7*644
8*231
11.709

11*242
10*847
15*040
17*799
13*515

59.778
59*998
61*960
63*161
60*110

3*698
2*455
2*439
2.601
2.592

19*114
19*193
18*411
17*691
19.208

36*966
38*350
41*110
42,669
38,310

12*299
12*446
15*535
17.628
25,761

233*711
221*576
236*349
253.847
256.996

1915
1916
1917
1918
1919

34.773
42*206
57*039
78*866
103*508

7*768
7*643
12.444
36.938
60*471

12*493
17*225
19*221
18*497
20*462

14.512
17*338
25.374
23*431
22*575

58,177
63*545
80*321
76*976
90.877

2.338
3.200
3.832
6,794
11.399

15*070
14*545
16*737
10*481
10*673

40*769
45*800
59.752
59,701
68*805

26*009
16*643
17*058
18*402
21*202

253*538
274*766
331*761
384.669
439.559

1920
1921
1922
1923
1924

90*400
82*019
85*962
98*222
102*040

44*536
37*938
41*336
48*856
48*156

23*566
22*524
19*981
20.043
18.454

22*298
21.557
24*645
29*323
35*430

94.466
73*464
76*012
76*955
63*235

11.549
7*798
9.524
10*738
12*468

11,432
11*149
9*519
8*824
9,702

71,505
54,517
56*969
57.393
61*065

20.779
20*462
20*411
23*641
21*929

494*676
411*306
394*396
427*792
433*860

1925
1926
1927
1928
1929

117*656
121*908
131*327
148*960
144*154

52*628
50.267
49*050
53*655
56*023

22.847
21.498
24*251
26*339
29*935

42*181
50*143
58*026
68*966
58*196

83*925
90*391
87,930
90*523
99*551

12*830
13.525
13.052
12*240
11,921

9,732
9.486
10,003
6,294
8*453

61*363
67.380
64*875
69*989
79*177

21*865
23.647
22,421
20*611
20*414

451*065
471*262
470.365
501.249
514*249

1930
1931
1932
1933
1934

140*555
164*484
141*458
130*547
160*830

50*378
70.070
65*448
69*990
96.141

29*171
36.624
37*610
32*560
33*805

61*006
55.790
38*400
27.977
30*884

104*800
104,882
65,397
62*665
88*856

11.400
9*509
6*386
5*903
7*636

9*190
9*267
7,347
6,178
7*040

84,210
86,106
51,664
50*584
74,180

21*163
19*363
17*116
14.701
17*014

526*246
508*069
371.813
307.938
367*757

1935
1936
1937
1938
1939

162*551
170*372
177.759
165*479
168*605

100.056
106*513
117*092
120*251
126*060

32*862
32.093
31*908
26*753
26*576

29.611
31*766
28.759
18*475
15*967

105*143
136,662
144,666
133*281
175*939

8*659
16*003
16,654
16*019
19*885

7.937
10.659
11,053
10*569
10,641

88,547
112,000
115.159
106*693
145*413

14*362
12*693
12,484
11*668
11*557

394*697
460*761
502*221
477*566
525*506

1940
1941
1942
1943
1944

174*225
185*647
328*407
736*476
1*054*737

125*591
141.778
283.797
677.536
986.695

33.997
29.779
31*602
47*531
57*462

14*637
14.090
13*008
11*409
10*560

195*151
238,354
275*659
337*988
387*655

16*869
27*168
40*603
49*766
69*548

11,059
13,174
18,357
23,989
26,368

167,223
198.012
216*499
264*233
291.739

11*558
11*164
11,459
11*441
11.644

579.631
676*230
653*055
1.287.232
1.690,664

1945
1946
1947
1948
1949

1*283*901
1*278*611
974*159
922*429
895*026

1,194.547
1*143.202
838.946
781*815
741*937

78*126
105*694
109.110
120.832
120.570

11*228
29*715
26*101
19*782
32*519

423*376
453*543
474,785
467*639
463*119

62*902
61*030
97.764
99*312
94,794

25,860
26,243
29*352
33,562
30*395

334.596
366*270
347.669
334*965
337,930

12*334
12*903
13*638
14*798
16*946

1.960.308
2.128.361
1*982.033
1.972.507
1*943*764

1950
1951
1952
1953
1954

941*299
849*616
873*589
841*132
909*678

747*579
635*634
645.665
618*097
689.802

157*677
176*377
189*170
184.071
185.305

36*043
37*407
38*754
38*964
34*571

433,648
517,377
522*092
518*668
512*428

109, .147
139*146
133*026
120.153
117,524

24*517
31*031
33*139
35,182
32*994

299*964
347*198
355*925
363.333
361*910

20*003
25*668
28*739
30*361
33.619

2*002*495
2*148*903
2*205*333
2*281*688
2*361.285

1955

930*355

674.046

203.774

52*533

491*973

122*082

34*221

335*670

36.019

2*486.944

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

618
681
685

26*199
26*178
33*753
40*339

1058

Washington

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank
569

U.S.
Government

Other
demand

Other
time

1896
1897
1896
1899

14tl93
15*280
24,119
31*407

892
1,599
2*124

159
549

10*941
18*113
23*422

3*408
3*370
4*248
5*312

1900
1901
1902
1903
1904

37,793
42,492
58,123
71,162
78,868

2*302
2*316
4,483
4*189
4,919

1.071
942
1*225
1*793
1,865

27*629
31.177
41*628
50*693
56*516

6*791
8*057
10,767
14,487
15,566

1905
1906
1907
1908
1909

80,993
138*783
157,433
144*961
160,719

6,198
9*368
15*047
13*376
16,013

1*664
1*636
2.879
3*080
2,880

54,152
97,915
97,212
92,048
101*598

18,979
29,662
42*295
36,457
40*228

1910
1911
1912
1913
1914

187,098
176*061
186*689
199,195
198,810

18,343
16*558
17,892
19.325
16,127

2551
2(435
3,159
1,713
963

112,814
101*404
105,276
106*874
106*701

53*390
55*664
60,362
71*283
75*019

1915
1916
1917
1918
1919

193,128
224,076
281,767
321,723
365,274

17,457
22*613
30.433
24*097
31*621

748
700
731
8,720
6,034

100*332
113*069
150,708
178,071
200,814

74,591
87,494
99*895
110*835
126*605

1920
1921
1922
1923
1924

413,218
332,151
329,756
356*817
368,760

30*872
23*479
23,184
24,554
26.733

2,066
1*420
1*439
2*622
2,091

231,799
179*920
190*693
200,593
197,764

148,461
127,332
114*440
129*048
142,172

1925
1926
1927
1928
1929

385*008
404,008
402,668
430*098
433*074

26*383
32.077
28,896
31,246
36*545

2*616
6*016
2*982
4*443
5*395

206,035
214*808
218*180
230*305
233*433

147,974
151,107
152*608
164*104
157,701

1930
1931
1932
1933
1934

441,373
427,252
291*896
242,414
302*209

42,177
53,430
29*656
24.776
33*605

3.097
5*401
7,124
7,520
9,174

223*043
194,668
127,676
109,061
151,943

173,056
173*753
127*440
101,057
107*467

1935
1936
1937
1938
1939

341,121
411,515
451,502
427,578
472*920

36.928
45,826
44.063
40,145
50,023

6*674
12,187
4*148
4.012
7*032

178,389
222,034
254*942
231,645
259,569

117*130
131*466
146.329
151*776
156*296

1940
1941
1942
1943
1944

525,444
619,846
792.241
1*222*221
1*616*056

51,279
64.222
63*009
77.734
78*860

8,182
4,083
7*150
64,418
225,874

298*349
375.232
534.920
624*732
970,985

167,634
176,309
187,162
255.337
340,337

1945
1946
1947
1948
1949

1,897*630
2,033,833
1,878*561
1*864,137
1,826*796

88,756
80*166
76*683
73,563
72,886

287*869
192*531
12.990
27,962
33,589

1,052*680
1,213*877
1.225*840
1,222*738
1,192,803

466,305
S47,259
561,048
&39,874
S27518

1950
1951
1952
1953
1954

1*874,633
2*009,076
2.049,992
2,113,009
2*183,433

73.657
78.331
61.200
87,927
97,016

52,292
83,878
74*212
39*892
63,999

1,220.280
1.340,683
1*354,000
1,396,098
1*406,897

528*404
506,184
540*560
589*092
615,519

1955

2*300,804

61*546

1,483,687

665,725

53
77

10,163

Washington

1059

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1696
1897
1898
1899

248
283
49

906
832
752
798

1*139
144
158
471

6*068
6*061
7*362
6*316

.643
558
.313
.347

26.199
26*178
33*753
40.339

109
104
101
104

1900
1901
1902
1903
1904

15
5
25
171
198

936
1*116
1*285
1*396
1*653

714
272
346
598
583

6*073
5*963
6*289
7*155
9*576

759
937
2.357
3.444
4,305

47*290
51,787
66*425
83*928
95*183

107
110
121
140
172

1905
1906
1907
1908
1909

319
470
1.337*
72
1*206

1.742
2*458
3.072
4.706
5.840

S48
525
830
935
1*186

9*287
13*150
15*671
18*768
20*990

5*239
7*067
9.169
10*074
9*925

98,126
162*453
187,512
179*518
199,866

191
240
285
291
316

1910
1911
1912
1913
1914

2*166
686
891
1*141
1*913

6*411
6*529
7*160
7*260
7,002

1*766
2*455
3*492
4*763
9*693

24*491
24*125
25.720
27*130
27*362

11.779
11*520
12*397
14*336
12*216

233,711
221*578
236*349
253*847
256*996

348
343
363
376
373

1915
1916
1917
1918
1919

2*183
2.709
1*116
12572
18*633

6.644
6*476
6.548
6.694
6*724

11.773
2*265
2*330
3*280
8*124

26*848
27*247
27*016
27.794
27.510

12.962
12.013
12*984
12*606
13*294

253*538
274*766
331,761
364,669
439.559

357
362
361
361
369

1920
1921
1922
1923
1924

20*407
19*502
7il67
9*960
5*411

6.864
7*087
7i417
7*689
9*110

7*495
5*701
5.018
6*842
4*079

30.942
30.832
29*477
30*225
30.163

15*750
16*033
15*561
16,259
16,317

494*676
411*306
394*396
427.792
433.660

393
399
391
389
377

1925
1926
1927
1928
1929

6*433
3*923
3*497
4*636
5*839

9.402
9.352
9*439
10.216
11*453

4*255
5*120
5*190
4*751
5*832

29*972
31*316
31*555
32*257
36.532

15*995
17,541
18*016
19*291
21*519

451,065
471*262
470,365
501,249
514,249

361
360
353
347
339

1930
1931
1932
1933
1934

3*899
2 1472
11*531
3*705
57

11.673
12*356
12*264
14*696
16.089

5*773
3*766
2*758
2*232
2*517

40*947
40*517
34*749
28.523
30.277

22*561
21*704
18*615
16*368
16,606

526,246
508*069
371,613
307*938
367*757

329
313
256
160
199

2.153

903
2*294
2*523
2*007
2*412

32*366
29*594
28.719
27*254
26.954

18*152
17,357
19.477
20*673
23.170

394,697
460*761
502.221
477.566
525*506

201
162
176
150
143

2.697
4*310
3*994
3.961
4.625

26*524
26*260
26.285
26*266
28*833

24,945
27*794
30.535
34.764
41*150

579*631
678*230
853*055
1*287*232
1*690*664

139
135
133
131
125

5*459
7*265
6*956
6*601
7*469

26*825
29*313
29.843
30.131
31.531

48*394
57,950
66*673
71*636
77*768

1*980*308
2*128*381
1.962*033
1*972*507
1*943*764

124
123
123
121
122

9*426
10*517
13.751
19*276
20*045

35*445
36.890
42*545
42.525
44*915

82*991
89*806
98*934
106*776
112*892

2*002*495
2.148,903
2,205,333
2*281*666
2*361*285

117
118
115
111

22*102

50.821

115.213

2*488*944

107

1935
1936
1937
1936
1939
1940
1941
1942
1943
1944
1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1
74
52
21

200
614
111
100

lie

1060

Washington

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All

Collateral

1896
1897
1896
1899

7717
6*785
7.388
9*269

259
232
262
328

1900
1901
1902
1903
1904

12*566
14*542
18*378
23.819
24*529

399
444
529
669
650

1905
1906
1907
1908
1909

27.121
37*691
51*385
46.262
53*289

663
993
1*135
1.187
1.249

1910
1911
1912
1913
1914

74*224
65.650
68.715
73.345
67.852

1915
1916
1917
1918
1919

66*709
75*213
90.081
107.853
116.822

Year
Total

other

Real
estate

3.127

3*535
4.427

4.514

5.361

6.786

5.996

8.100

150*436
132.363
133.638
149.377
151.509

4.020
4,708

10.714
14.125
15.110

1920
1921
1922
1923
1924

13.405
15.306
16.022
16*907

17.222
23.293
34.942
29.053
35*133

1925
1926
1927
1928
1929

1.867
1.731
2.125
2.150
2.917

22.431
18*528
20*135
22.335
19.303

49.906
45*391
46.455
48.860
45*632

3.669
4*076
4.526
4*440
4.496

21.243
21.028
23.279
31*664
39*090

41.797
50.107
62.276
71.749
73.234

9*025
6.769

9.216

All
other

3*967
3*426
3*591

3*491

7.135

Collateral

6.540
6.522

50,217
43.793
48.359
56*928
52.079

96*199
83.662
78*798
85.909
92*908

153.307
156*289
153*455
160.613
166.049

6.505
6.051
6.040
7.645
7.296

54*421
61*659
60*453
69,157
52.425

92.381
88.379
86.962
63*611
106.328

1930
1931
1932
1933
1934

163.728
135.999
100*496
71.286
71.859

7.839
8.996
8*924
6.553
7.223

45.311
32.820
23.751
19.159
16*795

110*578
94.183
67.821
45*574
47,841

1935
1936
1937
1938

77.321
101.581
122.792
139.259

7.300
10,102
11*873
15.973

15.144
15*787
14.001
15.929

54*877
75,692
96.918
107.357

6.481

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

AU
other

87.452

1.413

1940
1941
1942
1943
1944

168,307
208,932
204.740
173.044
207*445

101.561
120.679
123.680
110.700
112,877

662
824
461
678
1.207

4,414
4,892
3,383
5,670
35,381

3*505
4*164
3.895
3.695
4.266

15.896
17,993
21.262
20.894
23.664

5*818
8.312
7.856
6*165
6*601

18,046
16*036

36.451
52.048
44*203
7*194
7,413

1945
1946
1947
1946
1949

227,496
335*139
456.071
494.071
492.225

126,300
187*108
251,304
274.505
253.433

2.626
2*644
2.301
1.057
1.765

30,997
35,241
11,270
10,518
3.749

5.322
7.316
9.597
9.693
9.610

26.257
44.345
74.377
84*313
89.525

7*818
15.557
25*469
29*710
28.397

20.398
28*513
63*566
78.930
97,653

7*776
14,415
18,187
8,049
12*916

1950
1951
1952
1953
1954

525.190
666*640
681*671
784.088
794.686

248,938
337,595
331,921
354.684
357,309

3.646
2*023
2.105
2*446
2*628

2.927
2*419
2.022
2,131
2,564

9.904
10*514
10.338
10.278
10.324

102.636
130.666
141.744
175.283
183.151

24,864
34,102
30*309
33*366
33,252

125,047
141.054
153.971
201.046
201*400

13,721
16,895
19*277
15,303
15,380

1955

905.771

411.516

3.403

3.611

11.614

209*435

37*586

219*635

21.968

11.323

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

29.510

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Washington

1061

Table 2National Banks

rnj*ju * 0, ajM-rmA*iAi ji iiuo, mi*-r

11 UIIAVU**.,

.M.u^vr- J.,7t*j

vjvuuuucu

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligatioos

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1699

2*429
2*424
2*617
3.539

1,299
1*136
1*250
2*002

107
122
130
146

1*023
1*166
1,237
1*391

3*250
4,877
8.491
10*507

82
96
274
325

1,286
1,870
2*660
2*955

1,882
2*911
5,557
7*227

Ii463
1*551
1*555
1*470

14*679
15*637
20*051
24*765

1900
1901
1902
1903
1904

4*061
4*594
6*467
7.766
7.291

2*666
2*742
2.979
3,529
3*621

133
176
333
403
349

1*262
1*676
3*175
3.834
3*321

9.595
10*777
14*538
13*006
11*031

320
569
546
662
632

2*963
2*664
3*598
3*435
3*103

6,292
7*344
10*394
8,909
7,296

1*456
1*367
972
1*103
963

27,698
31*260
40,375
45*694
43,614

1905
1906
1907
1908
1909

7*796
8*795
10 840
13*491
16*213

3*655
4,385
5,785
7,122
8*625

394
419
480
602
2,706

3*747
3,991
4*575
5*767
4*862

14.380
22*096
22*689
29*225
30,454

707
1*021
1*777
1,027
1*106

3*680
5*537
6*287
12*131
10,277

9,993
15*538
14*625
16*067
19*071

925
995
1*507
2*056
2*600

50,222
69,577
86*421
91,036
102*556

1910
1911
1912
1913
1914

17*380
17.863
20*431
19.556
18*366

9*180
9*148
9,987
9*483
6*368

3*605
3,277
4*326
3.121
3,853

4.595
5*438
6.118
6.952
6*145

34.532
35.251
36*629
34.895
33*188

1*421
1,356
1,425
1*598
1*701

12*248
12*724
12*061
11,062
10,637

20*863
21.171
23.343
22*235
20.850

3*101
3.457
3*743
4*320
4*590

129*237
122,221
129*718
132*116
123,996

1915
1916
1917
1918
1919

19*140
24*041
34.708
46*869
62*534

7*685
7*548
10,999
24,648
39*608

4*279
6*799
6*653
8*328
9*321

7*176
9*694
15,056
13*893
13*605

32*939
35*829
45.805
44.530
52*560

1*210
2*042
2,276
4,526
8*680

6*489
7*835
9,223
4*669
4,939

23*240
25*952
34*306
35.333
38*941

4,738
5*587
5,493
6*308
10,143

123,526
140*670
176,087
205,560
242*059

1920
1921
1922
1923
1924

49*594
47*486
59*028
67*666
70*255

26.181
23*649
31*455
38*682
38,652

10*275
10*442
10.977
10*403
9.608

13*138
13*195
16,596
18*583
21.995

53.117
44*439
51*749
54.494
59.081

9*029
6*324
8*264
9,472
10,862

5*414
6*226
5.753
5*526
6.063

38*674
31*889
37.712
39,496
42,136

11,286
10*060
10,922
13*693
13*561

264*433
234*348
255,337
265,432
294,406

1925
1926
1927
1928
1929

82,956
84*637
91.679
105*335
100,956

43*432
41,657
41*256
45*453
47*902

12*441
11.581
13*420
15*039
16*325

27*083
31.399
37*001
44*843
36,729

60.132
64,765
62.915
63*912
69*461

11*487
12,063
11,371
10,526
10*006

5,960
5,556
6*126
5*042
4,970

42,665
47.166
45*416
48*342
54*503

13*944
14,817
14*396
13,983
13.962

310*339
320,526
322*445
343,843
350*446

1930
1931
1932
1933
1934

97,209
120*992
106*502
103,273
123*906

42,567
61,763
58*269
62,385
78,898

16*094
22*228
21.999
20*503
22*058

38,548
37,001
26,234
20,385
22*950

70,962
70*469
46.759
45*092
61*104

9*185
7*568
5*170
4*610
5*556

5*683
5*868
4,968
4,316
4,641

56*094
57.033
36*601
36,166
50*905

13*855
12,581
10,874
9*396
10*971

345,754
340*041
264,631
229*047
267*840

1935
1936
1937
1938
1939

121,570
140,609
144,641
143*635
146*658

78,243
91,760
98*353
107*602
112*876

20*963
23*544
23.586
21,271
21,304

22*364
25*285
22*702
14,762
12*678

72*186
105*964
110,270
113.599
153.287

6*406
13*864
15*841
15,494
19*454

5,243
7,126
7,035
8,261
8*890

60.537
84.974
87.394
89*644
124.943

9*653
9*821
9,684
10,210
10*273

260*730
357,975
387*387
406.703
452.776

1940
1941
1942
1943
1944

153*088
165,531
302*464
661,288
947*693

112,449
129,288
265,681
613*056
891*250

28*467
23,839
25*531
38*384
47,254

12*152
12*404
11,252
9,648
9*189

169.994
211*240
242,792
294*817
339*926

16,157
26*458
39,773
46,234
67,991

9*309
11*226
15*660
20*221
22,424

144*528
173.556
187,339
226,362
249*511

10,294
9,691
10,129
10,139
10*422

501,683
595,394
760,125
1*139,268
1*505*466

1945
1946
1947
1948
1949

1*128*290
1,111*851
827*450
788.682
767,325

1*052*169
990,895
706*994
663*232
629*736

66*316
93*156
95.421
106.704
106.360

9*805
27*800
25,035
18,746
31,227

369*408
394,022
413*334
413,565
405*172

60*851
58*569
93*699
95,722
69,760

21*955
22*126
24,176
27,420
24*428

286*602
313.325
295.459
290*423
290*964

11*211
11*556
12,156
13*048
14,966

736*405
852,568
709*011
709,366
,679,686

1950
1951
1952
1953
1954

819*904
735,686
746*256
710*677
780*939

645,097
544*913
544,362
513,402
590*042

140.484
155.113
166*719
161.963
161*010

34,323
35.660
35*175
35.512
29.887

378*842
456*744
461*923
460,194
452*987

104*545
134,422
125,531
114,114
111*855

19,431
25,151
26,671
28,311
26,420

254*866
297*171
309,721
317,769
314*712

17*668
22*582
25,417
26,908
30*066

,741,604
861,652
,915*267
982*067
2.058.698

1955

796.156

575,980

176*839

115,436

27*322

291*520

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

2,168*316

1062

Washington

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

JUJEJ 1 O,

E^mitMjj JLEta, Ai^lS I1! UiUVJbn,

JLO3

[Figures as of June 30 or nearest available date; partly estimated . Amounts in thousands of dollin]
Deposits
Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

7,907
9.200
14,567
19,674

1,199
1.641

481
650

53
77
159
549

6*243
7,271
11*635
16,039

1*130
1,202
1374
1*445

1900
1901
1902
1903
1904

22,283
25*450
33.772
36,349
35,771

1,652
2,071
3*021
2,926
3,224

1.071
1.225
1,793
1*665

17,933
20*247
26*962
30*716
27,395

1*627
2,190
2*564
2*912
3*287

1905
1906
1907
1908
1909

41,192
56,408
71,844
72,992
81,709

4,232
7,114
9*079
9,113
11*285

1*664
1,638
2,879
3*080
2,880

31*226
44,866
52*736
52,115
55.258

4*066
4*7*6
7,148
8*664
12*286

1910
1911
1912
1913
1914

104*800
96,688
103*305
105*316
98*541

13,611
13,844
15,514
15,967
13*668

2*551
2,435
3,159
1*713

63,772
60*000
61*926
60*204
53*954

24,66
20*409
22*706
27*432
29*956

1915
1916
1917
1918
1919

98,184
114,342
149,652
171*532
200*257

13,725
17,169
22*488
16,932
24*675

746
700

731:
8*211
5*923

54*607
61,263
81,613
98*687
113*746

29*104
35*210
44*620
47*702
55*913

1920
1921
1922
1923
1924

219*106
190*754
217,512
242,027
253,475

22*902
18*439
19,204
20.370
22*974

2,039
1*341
1,427
2*586
1,989

126,641
106*860
125*819
135*644
134*822

67*524
64*114
71*062
63*227
93*690

1925
1926
1927
1928
1929

267,445
277*638
278.745
296,719
296,263

24*607
27,184
24,366
25,427
30*206

2*534
5*781
2.672
4*065
5,146

141*666
145.749
151,442
159*402
159,834

98*236
98,924
100*265
107*625
101*097

1930
1931
1932
1933
1934

289.811
266.019
210,201
181.801
219,173

32*667
41,580
23*630
19.188
26*774

2*840
5*200
6.605
7.059
8*512

153*117
135*424
92,950
81*662
110*254

101*187
103*615
66*616
73t92
73*633

1935
1936
1937
1938
1939

243.706
321*360
349,529
365,760
409.172

30.160
42.624
40*651
39,414
49,331

6*074
10*835
3*700
3*912
6*771

130*301
174*709
199,417
201*592
227,535

77*171
93*192
105*7*1
120*642
125*595

1940
1941
1942
1943
1944

456,772
546,594
708.680
1.084*087
1*441*408

50,266
62,411
62,329
76,358
78,203

7*873
3*623
6*673
60*246
213*024

263,926
337,183
485*606
735,664
865,148

134*667
143.177
153*672
2U*19
265*033

1945
1946
1947
1946
1949

1*665.064
1*770.840
1,620.023
,617.054
,580*126

87,932
78,655
77,252
72.230
70*200

262.529
178,019
11,629
26*011
31.957

920*481
1*053*415
1*059,099
1*065*666
1*037*247

394*122
460*751
472*043
452*947
440*724

1950
1951
1952
1953
1954

,632*242
,761,653
,782,386
,837.385
.906.104

71.144
75,220
77*188
83.875
92,890

49*736
80,654
71*511
37*759
59,973

1*068*401
1*182*036
1*184*485
1*225*733
1*239,737

442*959
423*941
449*202
490*018
513*504

1955

2*007.265

57*616

1*307*399

554*613

942

963

Washington

1063

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nati onal
ba
no

rvh.

Borrowings

iiSL

<**

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

4*600
4*386
3.688
3*360

1*209
1*130
836
944

14*879
15.637
20*051
24,785

41
35
33
31

100
1

3*223
3*205
3*420
3*475
3*605

1*238
1,500
1*673
2.357
2.708

27*696
31*280
40*375
45*694
43*814

30
31
34
35
34

1*742
2*456
3.072
4.708
5*640

34
1
512
26
142

4*030
4*675
5.765
7*587
8*743

3*206
4,035
5,143
5*651
5*996

50*222
69,577
86*421
91.036
102*556

37
39
41
62
69

611
127
49
169
444

6*411
6*529
7*160
7*280
7*002

170
90
84
103
275

11*425
12*200
12*225
12*210
11*760

5*820
6*587
6*895
7*038
5.974

129*237
122,221
129*718
132*116
123*996

78
80
80
77
77

1915
1916
1917
1918
1919

456
494
61
7*035
10*435

6*644
6*476
6*546
6*694
6*724

327
1*917
1*815
2*086
4*777

11*410
11*460
11*760
12*160
12*960

6.505
5.981
6*251
6.053
6.906

123*526
140*670
176*087
205*560
242*059

78
77
77
80
63

1920
1921
1922
1923
1924

11*160
10*201
3*244
6*310
2*602

6*864
7.087
7,417
7*689
9*110

5*444
2.111
1,581
2.176
1.710

13*698
14.910
16.030
17*042
17,240

8*161
9,285
9,553
10,188
10*269

264*433
234,348
255,337
285*432
294,406

87
96
108
115
112

1925
1926
1927
1928
1929

4022
22B2
1*513
2*400
3*028

9.402
9.352
9*439
10,216
11*453

1*797
1*853
2*336
2,532
2,625

17*565
16*240
18*601
19*865
23*590

10,106
11,163
11*809
12*111
13*469

310*339
320,526
322*445
343*643
350,446

112
108
109
109
106

1930
1931
1932
1933
1934

1*404
697
6*505
1*659
6

11*673
12,356
12*264
14,696
16,089

3,064
1,778
745
674
694

26,100
25*875
23*565
20*800
22*273

13*682
13*314
11*351
9,417
9*605

345,754
340,041
264*631
229*047
267*840

105
100
86
63
67

669
1*919
1*692
1,607
1,947

23,166
22,140
21*826
22,672
22*601

11*016
12*556
14*140
16*664
19*019

280*730
357.975
387.387
406*703
452*776

67
57
54
48
46

1940
1941
1942
1943
1944

2*177
3*506
3.495
3*528
4,205

22*262
22,065
22.069
22.112
24.553

20*472
23*229
25*881
29*561
35*320

501*683
595*394
760.125
1*139,286
1*505*486

44
43
43
43
41

1945
1946
1947
1948
1949

.000
.598
.187
*765
,659

24.647
24*830
25,055
24*835
25*110

41,694
50*300
57*746
61*712
67,591

1*736*405
1*852*566
1,709*011
1.709*366
1.679.688

41
39
39
37
37

382
,420
12*381
17*636
18*203

28*870
31,910
34*975
35*035
37,550

72*110
77*973
85*525
92*011
96.841

1*741*604
1,681*652
1.915.267
1*982*067
2.058.698

36
35
35
34
33

19*825

42*800

2*166*318

31

1896
1897
1896
1899

248
87

1900
1901
1902
1903
1904

15
5
25
15
76

936
1*116
1*285
1.398
1*653

1905
1906
1907
1908
1909

18
85
72
126

1910
1911
1912
1913
1914

1935
1936
1937
1936
1939

1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

908
832
752
798

2*153

37

200
496

7
8
9
3
2

1064

Washington

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total

Real
estate

Lotins
All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1897
1098
1899

509
296
929
.973

1*242
1*295
752
906

2*054
1.686
1*396
1*782

2*213
2*315
3*761
4*263

1900
1901
1902
1903
1904

.763
527
13*395
20.190
25.099

835
1*115
1.883
2*795
3.169

2*049
979
2*088
3*149
7*524

5,879
7*433
9*424
14.246
14*406

1920
1921
1922
1923
1924

138.575
102.998
78.373
79.397
75.147

19,678
16*274
13.715
15,165
15.631

32.981
23.690
19*045
19.690
16,382

85.916
63.034
45*613
44.542
43.134

1905
1906
1907
1908
1909

26.125
48*714
57*814
47*208
54*230

3.478
6*991
8*235
7*186
9.400

5*435
10*904
13*334
10*786
14*088

17*212
30.819
36*245
29*236
30.742

1925
1926
1927
1928
1929

74.312
79.027
75.232
80*542
84*081

16,646
19.046
19,335
22*069
24.383

16*051
18.413
16,702
18*605
13,621

41.615
41.566
39*195
39*868
46.077

1910
1911
1912
1913
191*

59.957
54.986
57.285
64.068
69*571

11.644
11.782
11*324
13*283
12*498

13*855
11.129
13.655
16.886
10.717

34.458
32.075
32*306
33*699
46*356

1930
1931
1932
1933
1934

96.000
83*341
47*346
28*739
29,198

29.472
26*919
16*096
10*231
10.902

12*864
9*168
4,782
3.075
2*498

53*664
47.254
26*466
15.433
15*798

1915
1916
1917
1918
1919

67*870
77.179
87*262
102.572
107*150

12.235
13.584
14.996
14.226
13*436

17*392
16.979
17.365
22*668
26.359

36.243
46.616
54.899
65.678
67,355

1935
1936
1937
1938

35.320
37*453
44.320
27*899

9,694
9.714
11.841
10.053

3*009
5*937
3.275
1*462

22*617
21*802
29.204
16.384

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

On
residential
property

Other

Other
loans
to
individuals

27,049

7*008

1940
1941
1942
1943
1944

30*390
34,133
32.790
28.283
29*183

10*803
11*672
12*008
10.393
9.556

1945
1946
1947
1948
1949

33*199
48.185
63.380
73.370
76*446

12.760
18,958
23*625
27.702
29.706

1950
1951
1952
1953
1954

82.355
89.600
99.242
107.439
110*874

29.406
32,902
36.994
37,403
39*545

1955

124*626

44.805

332
378
414
438
1.050

1*308
1*304
1.321
1*180
1*287

7*481
8.959
9.457
9*852
10*072

2*365
2*654
2*582
1,943
2,034

3*238
3*449

8*101
9*145
6.977
1*152
1,399

203
44
4

1.816
1.671
691
728
506

1.608
2*775
3*802
3.777
4.122

9.733
14.794
21*040
23.633
23*398

1*966
3*223
5,191
6*410
6*862

3*860
5*683
8.510
10*847
11*858

1*251
1037
517
566
411

5
60
1
14

548
582
572
249
403

4.110
4.452
4.586
4.970
4*715

25.507
27,355
29,032
31.024
30*929

7,079
7.489
8.459
8.626
9*135

15.787
17,010
19*857
25.120
26*098

601
660
592
792
952

70

696

4.842

33*965

10*242

29*928

1*415

21
31
87
336

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Washington

1065

Table 3 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1696
1897
1896
1899

1*069

Obligations
of States
and political
subdivisions

1*494

1.238

816
912

496
551
539

1900
1901
1902
1903
1904

1*766
2.113
3.568
4*266
5*566

786
822
901

1905
1906
1907
1908
1909

5*416
8*322
7.191
6.066
6.068

1910
1911
1912
1913
1914

10.073
10*635
12*423
16.089
15.336

1915
1916
1917
1918
1919

15.633
18.165
22.331
31.997
40*974

1920
1921
1922
1923
1924

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

1.045

Other
assets

Total
assets

256
320
361
530

1*953
1.763
3.904
4.702

91
82
185
223

1,434
1*662

2*285
2*817

2*364
2,666
2*957
2*810

11*320
10,541
13*702
15*554

980

1*265
1*804

1*291
2*667
3.003
3.782

6.025
6.475
8.531
11.248
17.044

286
307
406
536
813

1,679
1,720
2.314
2.857
5,445

4.060
4*446
5.811
7855
10*766

3.038
2.392
2.556
2.526
3*640

19,592
20.507
26*050
38.234
51.369

3*202
5*314
3*991
3,373
3*836

13.486
31.159
30.014
27.242
27.629

643

414

2.214
3.003
3.200
2*693
3*618

1.491
1.434
1.304
1*310

2.937
6.435
7.293
9.491
9,107

9.908
23.233
21.287
16.447
17.212

2.877
4*661
6*072
7,966
7,363

47.906
92*876
101*091
68.462
97.310

16
14
183
132
110

3.410
5*212
3.316
5.110
7.856

6*647
5,409
8*922
10.647
7.370

25.246
24,747
25.131
28.266
26.922

2.277
1*099
1*014
1*003
891

6*866
6*469
6*350
6*829
8*571

16.103
17.179
17.767
20.434
17.460

9*198
8*989
11.792
13,308
21,171

104.474
99*357
106*631
121*731
133,000

83
95

1.445
12.290
20*863

8.214
10.426
10*566
10.169
11*141

7.336
7*644
10.316
9.538
8.970

25.238
27.716
34.516
32.446
38.317

1*128
1*158
1,556
2.266
2.719

6*581
6*710
7.514
5*812
5.734

17.529
19*646
25.446
24*368
29(864

21,271
11.056
11,565
12.094
11.059

130,012
134,116
155*674
179*109
197*500

40.806
34.533
26.934
30*554
31.785

16*355
14.089
9.881
10.174
9.504

13*291
12*082
9*004
9*640
6*846

9*160
8*362
8*049
10*740
13*435

41.369
29.025
24*263
22*461
24.154

2.520
1.474
1.240
1*266
1*606

6.016
4*923
3*766
3,298
3,619

32,831
22,628
19,257
17,897
18.929

9.493
10,402
9,489
9,948
6(366

230,243
176,956
139,059
142*360
139*454

1925
1926
1927
1928
1929

34.700
37.271
39*646
43.625
43*198

9.196
8.610
7.792
6.202
6.121

10*406
9*917
10.831
11.300
13*610

15.098
18.744
21.025
24*123
21,467

23*793
25.606
25*015
26.611
30.070

1.343
1*462
1.661
1.712
1*913

3.772
3,930
3,875
3.252
3*483

18*678
20*214
19,459
21,647
24,674

7.921
8.830
8,025
,628
452

140.726
150.734
147.920
157,406
163,801

1930
1931
1932
1933
1934

43.346
43*492
34.956
27.274
36.924

7.811
8*307
7.179
7.605
17.243

13.077
16*396
15.611
12*077
11.747

22*456
18*789
12.166
7.592
7.934

33.838
34.413
18.638
17.573
27.752

2*215
1,941
1.216
1.293
2,076

3,507
3.399
2,359
1*862
2*399

28*116
29,073
15*063
14*418
23,275

,308
,762
.242
305
043

180,492
166,026
107.182
78*891
99*917

1935
1936
1937
1938
1939

40.981
29.763
33.118
21.844
21.747

21.815
14.733
18.739
12*649
13.184

11.919
6(549
.322
462
.274

7.247
6*481
6,057
3,713
3*289

32.957
32.698
34.596
19.682
22.652

2*253
2*139
2.813

2*694
3*533
4.018
2.306
1.751

26,010
27,026
27*765
16*649
20*470

4,709
2*672
2.800
1*456
1,284

113,967
102*786
114,834
70,863
72*732

1940
1941
1942
1943
1944

21.137
20,116
25.943
75.168
107.044

13*142
12*490
18.116
64*480
95*445

.510
940
071
.147
10.206

2,485
1,686
1*756
1*561
1*391

25.157
27.114
32*867
43.171
47*729

1.030
1.532
1.557

712
710

1,750
1,948
2.677
3*766
3.944

22(695
24*456
29*160
37,371
42,228

1*264
1*473
1*330
1*302
1*222

77,948
82*836
92*930
147*944
185*176

1945
1946
1947
1948
1949

155*611
166,760
146,709
133.747
127.701

142*378
152.307
131.954
118*583
112*199

11.810
12*538
13*689
14*126
14210

1*423
1,915
1*066
1.036
1*292

53.970
59.521
61*451
54.274
57.947

2.051
2.461
4*065
3*590
5,014

3,925
4.115
5,176
6*142
5*967

47,994
52.945
52*210
44*542
46*966

1,123
1,347
1,482
1,750
1*960

243*903
275*813
273,022
263,141
264*076

1950
1951
1952
1953
1954

121*395
113.932
127*333
130*255
128.739

102.482
90.921
101.303
104*695
99.760

17.193
21.264
22,451
22,108
24.295

1,720
1*747
3*579
3*452
4*684

54,806
60*633
60*169
58*474
59.441

4*602
4*726
7,497
6.039
5,669

5,066
5,680
6,466
6,871
6*574

45*118
50,027
46,204
45*564
47*198

2*335
3*066
3*322
3,453
3.533

260,691
267,251
290,066
299,621
302*587

9.196

57*695

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

525
431

817
816

863

3*906

1066

Washington

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Inter

Government

Other
demand

Other
time

1896
1897
1696
1899

88
242
400
483

3*920
3*670
6,278
7,383

2.278

6,080
9.552
11.733

1900
1901
1902
1903
1904

15.510
17,042
24,351
32,813
43,097

650
245
1*462
1*263
1,695

9*696
10,930
14,666
19,975
29,123

5*164
5.867
8.223
11.575
12.279

1905
1906
1907
1908
1909

39,801
80,375
85,589
71.969
79,010

1*966
2,254
5*968
4*263
4,728

22*924
53,047
44*474
39*933
46,340

14,911
25.074
35.147
27*773
27,942

1910
1911
1912
1913
1914

82,298
79,373
83*384
93,879
100*269

4,732

49,042
41,404
43,350
46,670
52,747

28*524
35*255
37,656
43*851
45*063

1915
1916
1917
1918
1919

94,944
109,734
132.115
150,191
165,017

3.732
5,644
7,945

45,725
51,806
68,895
79,384
87,668

45*487
52.284
55.275
63.133
70.892

1920
1921
1922
1923
1924

105,156
73,060
64,874
64,749
62*942

80,957
63*218
43.378
45.821
48*482
49*736
52.183
52*343
56*279
56*604

6*286

2.714
2,378
3,358
2.459

7,165

509

6,946

111

194,112
141,397
112.244
114.790
115,285

7,970
5,040
3,980

27
79
12

3,759

102

1925
1926
1927
1928
1929

117,563
126,370
123,923
133.379
136.791

3,576
4,893
4,532

82
235
310

1930
1931
1932
1933
1934

151,562
141,233
81,695
60,613
83,036

1935
1936
1937
1938
1939

97,415
90.155
101,973
61*818
63.748

1940
1941
1942
1943
1944

4,184

36

2.168
2.874
3*867

5,819

378

6,339

249

64*169
69.059
66*738
70,903
73.599

9,510

257
201
519
461
662

69,926
59,244
34,726
27,199
41,689

71*869
69*938
40*624
27*365
33*854

8*768
3*202
3*432

600
1*352
448

731
692

100
261

48,088
47,325
55,525
30*053
32,034

39*959
38*276
42*568
30,934
30,761

68.672
73,252
83.561
138,134
174,648

993
1,811
680
1,376
657

309
260
477
4,172
12,850

34*423
38.049
49.114
89.068
105.837

32*947
33*132
33.290
43.518
55.304

1945
1946
1947
1948
1949

232,566
262,993
258.538
247,083
246.668

824
1,511

25,360
14,512

1,431
1.333

1*361
1,951

2*686

1*632

132.199
160,462
166,741
156,872
155,556

74,163
86.508
89*005
86.927
66*794

1950
1951
1952
1953
1954

242,391
247.223
267*606
275.624
277,329.

2.513
3,111
4,012
4,052
4,128

2*554
3,224
2*701
2*133
4,026

151,879
158*645
169.515
170,365
167,160

85,445
82.243
91,378
99,074
102*015

1955

293,519

3,930

176,286

108*912

11,850
5,826
5,588

6,831

Washington

1067

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat Pal
ba
no

Borrowings

1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

196
49

156
122

Other
liabilities

1*132

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

144
150
462

3*466
3*693
3*474
2*956

434

428
477
403

11,320
10*541
13*702
15*554

66
69
68
73

711
270
346
498
582 *

2*850
2*758
2*869
3*680
5*971

521
437
484
1.087
1.597

19*592
20*507
28,050
38*234
51*369

77
79
67
105
138

2.033
3.032
4026
4t423
3*929

47*906
92*876
101*091
86*462
97*310

154
201
244
229
249

1*080

1*044

5*257
8*475
9*906
11*181
12*247

1*555

1*596
2*365
3*408
4*660
9*418

13*066
11*925
13*495
14*920
15*602

5*959
4*933
5,502
7,300
6,242

104*474
99*357
106*631
121*731
133*000

270
263
283
299
296

1.727
2.215
1*055
5.537
8*198

11*446

1*194
3*347

15*438
15*787
15*256
15*634
14*550

6,457
6,032
6,733
6,553
6,388

130*012
134*116
155*674
179,109
197*500

279
285
284
281
286

1920
1921
1922
1923
192*

9.247
9*301
3.923
3*650
2*809

2*051
3.590
3*437
4*666
2*369

17*244
15*922
13*447
13*183
12*943

7,569
6,746
6*006
6*071
6*048

230*243
176*956
139*059
142*360
139*454

306
303
263
274
265

1925
1926
1927
1928
1929

2*411
1*641
1*984
2*236
2*811

2*458
3*267
2*852
2*219
3*207

12*407
13*078
12*954
12*392
12*942

5,887
6,376
6,207
7*180
6*050

140*726
150*734
147,920
157*406
163*801

249
252
244
236
233

1930
1931
1932
1933
193*

2*495
1*773
5*026
2*046

2*689
1.988
2.013
1.558
1*823

14*847
14*642
11*184
7.723
8.004

8*899
8*390
7*264
6*951
7*003

180*492
168*028
107*182
78*891
99,917

224
213
170

234
375
631
400
465

9*182
7.454
6.693
4*582
4*353

7,136
4,601
4*151

113*967
102*786
114*834
70*883
72*732

134
125
122
102
97

520
804
499
433
420

4*262
4*215
4*216
4*154
4*280

4,473
4*565
4*654
5,223
5,830

77*946
82*836
92*930
147*944
185*178

95
92
90
88
64

459
687
769
836
810

4*178
4*483
4*788
5*296
6*421

6*700
7*650
6,927
9*926
10,177

243*903
275*813
273*022
263*141
264*076

83
84
84
84
65

044
097
.370
642
1842

6*575
6*980
7*570
7*490
7*365

10*881
11.833
13*409
14,765
16*051

260*891
267*251
290*066
299,621
302*587

82
82
83
81
78

16,805

320*626

76

301
470

1*252

1910
1911
1912
1913
1914

1*469

1915
1916
1917
1918
1919

1935
1936
1937
1938
1939
1940
1941
1942
1943
1944

761
842
972

51
1
74
15
21

1945
1946
1947
1946
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

118
111
100

514
524
318
909

348
515

2*277

5,337
4,009

117
132

1068

Washington

Unincorporated BanksTable 3a

ASSETS, LIABILITIES, AND NUMBER, 1896-1914


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

J^^e

Collateral

All
other

1896
1897
1898
1899

1.137
306
364
422

193
222
232
242

471
541
365
589

473
543
567
591

1900
1901
1902
1903
1904

649
765
473
977
2*696

280
300
250
336
459

683
731
610
618
1*117

686
734
613
823

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1*122

Year

Real

Collateral

All
other

1905
1906
1907
1908
1909

2631
2*622
2*889
1,825
1.874

447
446
491
310
319

1*069
1*066
1.196
756
776

1.095
1*090
1*202
759
779

1910
1911
,, 1912
1913
1914

1*928
1.710
1.652
1*674
1.434

326
291
261
319
244

798
708
684
776
594

802
711
687
779
$96

Washington

1069

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1914Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U S
ta

obligations

Obligations
and

P}^ica I

Q, ,
securities

Cash items
in P*006^8

Currency
a
.

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

59
68
71
74

37
43
45
47

22
25
26
27

277
318
332
347

11
13
13
14

64
74
77
81

202
231
242
252

216
249
260
270

1*669
1.941
2.027
2*113

1900
1901
1902
1903
1904

86
92
77
103
140

54
58
49
65
89

32
34
28
38
51

402
430
359
482
657

16
17
14
19
26

93
100
83
112
152

293
313
262
351
479

313
335
280
375
514

2*450
2*622
2*169
2*937
4*009

1905
1906
1907
1908
1909

137
136
150
95
97

87
86
95
60
61

50
50
55
35
36

641
639
704
445
457

26
26
28
18
18

149
146
163
103
106

466
465
513
324
333

501
499
550
347
356

3.910
3*896
4*293
2*712
2*784

1910
1911
1912
1913
1914

100
89
86
97
75

63
56
54
61
47

37
33
32
36
28

470
417
403
457
349

19
17
16
18
14

109
97
93
106
81

342
303
294
333
254

367
325
314
356
273

2*665
2*541
2*455
2*784
2*131

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1070

Washington

Unincorporated BanksTable 3a

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896*1914Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Total

Interbank

^^^

d^

:
d

Other
time

1896
1897
1896
1899

1.189
1.366
1,427
1,488

1
1
2
1

,020
.172
224
.277

166
193
201
210

1900
1901
1902
1903
1904

1*725
1*846
1.541
2*068
2*822

2
2
2
2
3

480
.564
322
774
.421

243
260
217
292
398

1905
1906
1907
1906
1909

2*753
2*743
3022
1*909
1,960

3
3
3
2
2

362
,353
,593
,638
662

368
367
426
269
276

1910
1911
1912
1913
1914

2,017
1,789
1,728
1*960
1,500

2
2
1
2
1

731
535
483
]L.682
]Lt267

284
252
244
276
212

Washington

1071

Table 3aUnincorporated Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1914Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank

Surplus and

Q.
,. . . her
lilies

other

ranifai
capiuu

capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1896
1897
1898
1899

125
144
150
156

237
272
284
296

138
159
166
173

1*689
1*941
2*027
2*113

20
23

1900
1901
1902
1903
1904

181
194
162
217
297

343
367
307
411
562

201
215
179
241
328

2*450
2*622
2*189
2*937
4*009

29
31
26
35
48

1905
1906
1907
1908
1909

134

289
288
318
201
72

548
546
601
360
390

320
319
352
222
228

3*910
3*896
4*293
2*712
27fl4

47
47
52
33
34

1910
1911
1912
1913
1914

138
122
118
134
102

74
66
64
72
56

401
356
344
390
298

235
206
201
228
175

2*865
2*541
2*455
2*764
2*131

35
31
30
34
26

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Federal Reserve Bank of St. Louis

24
25

1072

Washington

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1918-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

1918
1919

5.595
7*481

5.595
7*481

1928
1929

34*443
35*911

34*443
35*911

1920
1921
1922
1923
1924

8*976
10*053
11*767
15*599
20*251

8*976
10*053
11*767
15*599
20*251

1930
1931
1932
1933
1934

36*863
38*079
35*302
32.840
28*721

36*883
38*079
35*302
32*840
28*660

1925
1926
1927

23*658
29*007
32*258

23*658
29*007
32*256

1935
1936
1937
1938

25*755
26.148
27.347
26.493

25*699
26*036
26*459
26.375

All
other

Collateral

61

11

45
110
688

lie

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

1939

Real estate
On
form land

On
residential
property

Other

Other
loans
to
individuals

453

17.572

8*118

1940
1941
1942
1943
1944

27*602
30*203
30*897
30.872
30*016

448
320
360
247
150

18*307
20*209
20*744
17*804
17*154

8t457
9*337
9.583
12*752
12.685

67
26

1945
1946
1947
1948
1949

29*943
35*520
43*666
52.057
61*272

143
125
134
175
143

20*351
24*132
28*409
35.433
43.219

9.402
11*149
14*872
16*112
17*409

46
111
251
339
510

1950
1951
1952
1953
1954

72*153
92*503
112*499
126*646
144*514

195
300
367
430
375

53*149
71.223
90*087
104*863
119*725

18*292
20.318
21*610
20*850
23*937

534
679
458
523
589

1955

166*624

313

139*443

26*934

635

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

All
other

390
337
210

2
1
1
3
3
2

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Washington

1073

Table 4 Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1918-1955

[*rl

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances

Other
assets

Total
assets

(including
reserves)

1918
1919

1*756
1*846

1*015
1*067

741
779

493
563

44
67

449
496

98
391

7*942
10*281

1920
1921
1922
1923
1924

2*355
2.987
4*653
7*428
8*008

1*361
1*835
2*714
4059
4*081

994

2*052
2*392

1*152
1*939
1*317
1*535

733
693
561
703
682

87
116
356
317
307

646
577
205
386
375

603
737
716
728
995

12*667
14*470
17*697
24*458
29*936

1925
1926
1927
1928
1929

10*733
12*003
14*160
15*000
16*876

5*075
5*233
5*653
5*436
5*495

3*446
4*123
5*181
5*824
6*931

2*212
2*647
3*326
3*740
4.450

1
4
3
4
4

350
236
209
265
254

460
673

1*664
1*138
1*852

1*472

1*011
1*285
1.559
1*472
1*447

36*213
43*206
49*661
52.053
56*086

1930
1931
1932
1933
1934

17*768
17*906
13*752
12*735
18*963

5.127
5*030
1*268
7*332

7*698
7.841
8*262
6*983
7*086

4.943
5.035
5.305
4.484
4.545

1*335
2*174
5*033
2.337
2.197

138
225
156
72
70

333
252
207
235
216

1*697
4*670
2*030
1.911

1*287
1.157
1*048

57.273
59.316
55.135
48.873
51.178

1935
1936
1937
1938
1939

25*155
29*303
32*462
36*280
40*065

14*476
16.908
19*010
22*544
25*143

7*381
6*949
6*262
5*865
6*186

3.298
5*446
7.190
7.871
8*736

2.539
3*513
3*612
3*741
4*128

74
109
112
116
128

234
388
673
578
432

2*231
3*016
2*827
3*047
3*566

1*582
1*467
1*022
1*072
844

55*031
60*431
64*443
67*586
71*729

1940
1941
1942
1943
1944

45*154
45*094
47*015
64*479
89*699

30*087
31*036
32*388
50*401
75.397

7*330
6*237
5*976
5*115
4*800

7*737
7*821
8*651
8*963
9*502

4.577
4.954
5.766
6.431
3.902

142
154
179
199
121

451
445
444
516
575

3*984
4,355
5*143
5*716
3*206

909
693
700
650
660

78*242
80*944
84*378
102*432
124*279

1945
1946
1947
1948
1949

118*405
134*436
138.455
134*922
130*450

104*807
122*876
125.926
121*108
115,710

4*589
3*173
3*063
2*989
2*561

9*009
8*387
9.466
10*825
12*179

4*482
6*713
5.967
6*610
7*908

139
208
339
329
408

411
488
569
660
660

3*932
6*017
5.059
5.621
6.820

712
723
652
676
713

153*542
177.392
186*740
194*265
200*343

1950
1951
1952
1953
1954

136*310
120*007
121*849
131*688
134*678

117*510
100*541
96*337
100*343
101.796

1*555
1*497
1*892
1*989
2*065

17*245
17*969
23*620
29*356
30*817

7*269
8*508
9*310
8*734
9,623

268
233
606
503
695

635
822

1*042

6*366
7.453
7*662
7*258
6.197

1*161
1*318
1*506
1.567
1*775

216.693
222.336
245*166
266*637
290*590

1955

129*883

100*465

1*729

27.689

1.915

307*816

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185

811
913

973
731

613

869

1*594
859

961

1*297

1074

Washington

Mutual Savings BanksTable 4

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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1918-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposit*
Year
Total

S.
J^unent

Interbank

Other
demand

Other
time

1918
1919

7*486
9*757

7*4*6
9*757

1920
1921
1922
1923
1924

12*213
14*030
17*164
23*624
29*054

12*213
14*030
17*164
23*624
29*054

1925
1926
1927
1926
1929

35*099
42*072
48*210
50*416
53*739

35*099
42*072
46*210
50*416
53*739

1930
1931
1932
1933
1934

55*060
57*521
53*026
46*767
49*169

55*060
57.521
53*026
46*767
49*169

1935
1936
1937
1936
1939

52*783
57*705
61.361
63*875
67*659

52*763
57.705
61*361
63*675
67*659

1940
1941
1942
1943
1944

73,075
75*450
78*386
95*436
116*423

73*075
75*450
76*366
95*436
116*423

1945
1946
1947
1948
1949

144*086
166*473
176*738
181.490
166*221

11
10
11
11

25
25
23

1950
1951
1952
1953
1954

200*704
203*739
225*060
247*006
266*662

11
20
21
21
21

55
20
22
13
20

1955

281*341

25

2
2
2
1

144*086
166*462
176.703
161*452
166*165
200*636
203*699
225*017
246*971
266*641
281*265

Washington

1075

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1918-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1916
1919

396
2*5

56
259

7*942
10t281

1
1,

1920
1921
1922
1923
1924

114
53
85
311
252

340
387
428
523
630

12*667
14*470
17*697
24*458
29*936

1
1
1
2
2

1925
1926
1927
1929
1929

159
160
356
356
864

955
976
093
281
463

36*213
43*208
49*661
52*053
56*066

4
4
5
5
5

664
75
55
45
4

549
720
961
2*061
2*005

57*273
59*316
55*135
48*873
51*178

4
4
3
3
3

1935
193*
1937
1936
1939

166
446
356
527
460

2.082
2*280
2*726
3*184
3*610

55*031
60*431
64*443
67*586
71*729

3
3
3
3
3

1940
1941
1942
1943
1944

1*295
1*065
336
466
440

3*872
4*409
5*656
6.506
7*416

78*242
60*944
84*378
102*432
124*279

3
3
2
2
2

1945
1946
1947
1946
1949

526
602
750
547
690

8*930
10*317
11*252
12*228
13*432

153*542
177*392
188*740
194*265
200*343

2
2
2
2
2

1950
1951
1952
1953
1954

1*226
1*302
1*727
1.769
2250

14*963
17*295
18*379
19*842
21*658

216*693
222*336
245*166
266*637
290*590

3
4
4
4
4

1995

2*612

23*663

307*816

1930
1931
1932
1993
1934

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93

WEST VIRGINIA

Revised data for assets and liabilities and


number of all banks in West Virginia, as of
June 30 or the nearest available date, in the
period 1896-1955 are shown in Table 1; for all
commercial banks, in Table la; for national
banks, in Table 2; for State commercial banks,
in Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in this
State because adequate data for most years
were reported, either separately or in combination with data for other State commercial
banks, in the reports of the Comptroller of the
Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in West
Virginia were obtained from abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments; a
description of these figures is included in the
United States Summary. Compilation of fig1
The term "State commercial banks," as used for this
State, refers to banks that at one time or another during
the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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Federal Reserve Bank of St. Louis

ures for State commercial banks and mutual


savings banks presented a number of problems
and considerations not encountered in compiling the balance sheet for national banks.
The following sections describe these problems
and the methods used in deriving the revised
series.
The sources of statistics for State commercial banks for 1896-1933 and for mutual
savings banks for 1896-1921 were (1) figures
reported to the Comptroller of the Currency
and published in his annual reports and (2)
figures published in the reports and abstracts
of the State banking department and by other
State authorities.
The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks obtained from reports of the State
banking department or from bankers' directories. Data for this period are discussed
separately because of the substantially better coverage and more consistent reporting
beginning in 1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation.

1076

West Virginia

1077

STATE COMMERCIAL BANKS, 1896-1933


The following paragraphs describe (1) the
principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
One bank in 1897 and 32 in 1898, with
their balance-sheet data, were added to the
data published by the Comptroller on the basis
of information available in State banking
department reports. The addition in 1898
almost doubled the reported figures for number and total assets of banks in that year.
For 1919 and 1920 one mutual savings
bank and its balance-sheet data were transferred from the State commercial bank to the
mutual savings bank category on the basis
of information available in State banking
department reports.
Adequate balance-sheet data for the
period 1896-1900 were not available in the
Comptroller's reports for the midyear call, but
were available for the fall call date. Midyear
figures for 1896-1898 were obtained from State
banking department reports or, if not available there, were estimated. For 1899 and 1900
the principal balance-sheet items as reported
by the Comptroller were used, but the figures
for certain minor items were adjusted on the
basis of information shown in State reports.
These adjustments will be explained later.
2
In cases where the breakdown of a given item (for example, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual. The same procedure was used for mutual
savings banks.

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Federal Reserve Bank of St. Louis

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1934. For the years in which items were not
reported, figures were estimated.
Real estate loans for 1896-1908 were
estimated by applying to total loans in each
year the ratio of these loans to total loans in
1909. The ratios for 1909 and for 1911-1915,
when the data were reported, did not show a
sufficiently clear trend to warrant extrapolating a trend for the period prior to 1909, nor
were the data reported by banks in neighboring States adequate to provide an estimating
base.
Estimates of real estate loans for other
years were derived by applying to total loans,
ratios of real estate to total loans computed
from reported data as follows: for 1910, the
average of the ratios for 1909 and 1911; for
1916-1920, ratios that were derived by interpolating between ratios based on reported data
for 1915 and estimated data for 1921; and for
1921-1933, ratios that reflected changes over
the period in the ratio of real estate loans to
total loans at State member banks; these
ratios were derived by interpolating technique No, 2, described in the United States
Summary.
Collateral loans for. 1896-1908 and 1910
were estimated by the methods described for
real estate loans in these years. Estimates for
1916-1933 were made by applying to total
loans, ratios that reflected changes over the
period in the ratio of collateral loans to total
loans at West Virginia national banks; these
ratios were derived by interpolating technique No. 2, described in the United States
Summary.
INVESTMENTS

A complete classification of the investments into United States Government, State


and political subdivision, and other securities

1078

All-Bank Statistics

was not reported to the Comptroller regularly


until 1934. For years in which items were not
reported, figures were obtained from other
sources or were estimated.
Holdings of United States Government
securities in 1896-1900 and 1921 were available in the State banking department reports.
Estimates for 1901-1905 were derived by
applying to total investments, ratios of these
securities to total investments that were derived by interpolating between similar ratios
based on reported data for 1900 and 1906; for
1907 and 1908, by applying the average of
ratios computed for 1906 and 1909. For 1916,
when no figure was reported, an estimate was
made on the basis of reported data for 1915.
Holdings of United States Government
securities for the period 1917-1919 were
derived by applying to total investments,
ratios that reflected changes over the period in the ratio of United States Government securities to total investments at West
Virginia national banks; these ratios were
derived by interpolating technique No. 2,
which is described in the United States
Summary.
Holdings of obligations of States and
political subdivisions in 1896-1900 were available in the State banking department reports.
Estimates for 1901-1908 were derived by
applying to total investments, ratios of these
securities to total investments that were derived by interpolating between similar ratios
based on reported data for 1900 and 1909.
Estimates for 1916-1933 were derived by
applying to total investments less United
States Government securities, ratios that reflected changes over the period in the ratio
of State and political subdivision securities to
this total at West Virginia national banks;
these ratios were derived by interpolating
technique No. 2, described in the United
States Summary.

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DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a number of years.3 No
attempt was made in the revised series to
provide figures for the latter item prior to
1917 because practically all such deposits
were held by national banks.
For years in which items were not reported, figures were obtained from other
sources or were estimated.
For 1896-1900 and 1919, data for time
deposits were taken from the State banking
department reports. The breakdowns of total
deposits other than interbank into demand
and time for 1902-1908 were estimated by
applying to this total in each year, ratios of
time deposits to total deposits other than
interbank computed from data published in
the State banking department reports for fall
call dates. Estimates for 1901 were derived
by applying the average of the ratios of time
deposits to total deposits other than interbank
computed from reported data for 1900 and
estimated data for 1902; the same procedure
was used for 1910, except that base years
were 1909 and 1911. In 1928, 1931, and 1933,
trust funds were transferred from time to
demand deposits for consistency with reports
for other years.
Figures for United States Government
deposits for 1917-1921 were taken from State
banking department reports; those for 19221929 are for State member banks only, which
held practically all of this type of deposit at
State commercial banks in West Virginia.
8
In subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

West Virginia

1079

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation with data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from reports of the
State banking department or from bankers'
directories; for 1942-1946, they were compiled
by the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for

noninsured banks for every year during the


1934-1946 period in the sources cited. Estimates of the breakdowns of loans for 19341946, of investments other than United States
Government securities for 1934-1938, and of
cash assets for 1939-1943 were made on the
basis of the percentage distribution of these
items at insured nonmember commercial banks
in corresponding years. For 1941, estimates
of the breakdown of investments other than
United States Government securities were
made on the basis of-the average of the ratios
of each subitem to total investments other
than United States Government as computed
for noninsured banks from reported data for
1940 and 1942.

MUTUAL SAVINGS BANKS, 1896-1921


There was one mutual savings bank in
West Virginia during the period 1896-1921.
As mentioned earlier, this bank had been
included with State commercial banks in data
published by the Comptroller of the Currency
for 1919 and 1920. For the years in which
complete balance-sheet data for this bank
were not published by the Comptroller, figures
for missing items were obtained from other
sources or were estimated.
Real estate loans for 1901, 1902, 19041906,1910, and 1917 were estimated by applying to total loans, averages of the ratios of
this item to total loans computed from reported data for years immediately preceding
and following the missing year or period.
Figures for real estate loans in 1918 were
obtained from the State banking department
report. For 1919-1921, estimates were derived

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

by applying to total loans in each year, the


ratio of this item to total loans computed
from reported data for 1918..
Holdings of United States Government
securities in 1921 were obtained from the
State banking department report.
Holdings of State and political subdivision securities were estimated for 1901, 1902,
1904-1906, 1908, and 1910 by applying to
total investments an average of the ratios of
these securities to total investments computed
from reported data for years immediately
preceding and following the missing year or
period. Estimates for 1916-1921 were derived
by applying to total investments less United
States Government securities in each year the
ratio of State and political subdivision securities to this total computed from reported data
for 1915.

1080

West Virginia

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

19*272
19*421
21*187
22*582

1*099
1.136
1*284
1*311

2.971
3.046
3.373
3.609

15,202
15.239
16,530
17,662

1900
1901
1902
1903
1904

29,248
35235
43*503
55*761
58*923

1.716
1*996
2*560
3*404
3.728

5,131
6.146
7.904
10*502
10*965

22,401
27,093
33*039
41.855
44,230

1920
1921
1922
1923
192*

232.059
265,923
261,849
294,096
303,563

20*191
23*699
27,498
31*568
33.656

60*816
68.544
68*700
79*273
60*806

151*052
173.480
165.651
183,255
189.101

1905
1906
1907
1908
1909

63*213
72.052
81i432
80*658
81.203

4.009
4.531
5*071
4*961
4*951

12.229
14.371
16*695
17.156
17.337

46*975
53,150
59.666
58,741
56,915

1925
1926
1927
1928
1929

301.461
305*546
299.921
294.911
266.601

38*914
45.960
42,749
42*887
47.198

77.645
79.560
80.032
85.550
75.235

184.722
180,006
177*140
166.474
166*168

1910
1911
1912
1913
1914

95*437
103.300
108*846
118.344
130.061

8.741
12,571
14*353
12*814
7,966

22.493
26*363
25.522
25.926
25.962

64,203
64,366
68,971
79.604
96,133

1930
1931
1932
1933
1934

263,392
230*654
179*100
136.642
125.406

46,524
43*733
36.669
32*558
32.211

72.7*1
65.450
50*620
38*021
35.260

144*127
121.471
91,811
66,263
57.935

1915
1916
1917
1918
1919

129*036
135.010
158.544
176.743
185.915

9*551
10*658
13.005
14,795
15*987

30.292
28*897
36.027
42.067
48.533

89.193
95.455
109,512
119,881
121,395

1935
1936
1937
1938

116.524
117.703
124,355
127,427

33.361
35.952
39.527
42.471

30.967
28.882
26.362
26.695

52.196
52,669
58.466
58.261

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

AH
other

8,117

5,556

10,712

39,177

1940
1941
1942
1943
1944

136.650
146,364
137,187
107,326
112,095

37.522
41,388
35,480
24,017
21,426

159
240
216
354
140

6,018
6,297
4,838
5,650
15,762

5*664
6*760
5*689
4*943
4*858

33.185
35.630
35.608
33.045
31.069

11,238
11,569
11,439
9,561
9,143

17,395
16,016

42,664
46,480
43,917
12,363
13,681

1945
1946
1947
1948
1949

110*104
148,457
204,719
255,982
267,159

20*353
32*785
51,397
62*720
61*842

441
756
202
64
56

13,551
10,902
7,303
,215
,853

4*761
6*205
9,169
10,297
10,474

31.301
46.758
69.215
87.776
92.472

8,152
12,049
15,583
18,650
20,616

17,037
26.621
48.043
68.609
74.020

14*508
12,379
3,607
3,419
3,223

1950
1951
1952
1953
1954

283,756
303*626
322,711
350.245
360.647

61*906
65*582
66,547
70,681
72.270

116
61
123
460
74

,518
,755
,196
,312
7,102

10*988
15.222
10*424
10,528
10,960

95.499
95*687
105.923
111*061
109,560

24,757
26*197
28,070
29,117
35,008

83*481
93*838
102.192
117.388
123.585

3,750
4,035
5,277
5*905
6*590

76,660

371

6,336

132,445

6*893

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

West Virginia

1081

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

4.731

1,568
1*624
1,702
2,765

148
236
229
215

1*166
1*141
1*482
1*751

5.271
6.362
6,967
11.485

151
222
287
221

2,289
2*349
2,555
3*035

2,631
3,791
4,125
8,229

1,749
1,977
2*168
2*036

29,174
30,761
33*735
40*834

6*291
8*222
9*918
11*026
12*483

3,828
4.437
4*987
5,268
5,411

321
464
557
555
656

2,142
3,321
4,374
5,203
6,416

14,076
17,820
17,188
17*380
16.659

306
373
273
608
582

3*382
3*631
3*607
4,259
4,884

10,366
13,816
13*308
12*513
11.193

2,286
3*111
3*123
3*833
4,793

51,901
64*388
73.732
86*000
92*858

1905
1906
1907
1908
1909

13.235
15.798
17*477
13*499
18*894

5,964
6,884
8,160
8*592
8,345

635
728
771
751

1*489

6,616
8*166
8,526
9,156
9,060

17,088
21,157
20.738
20.415
21,469

491
545
666
689
536

4*599
4*700
5*525
6*301
6*295

11*998
15*912
14.527
13.425
14.638

5*214
5.727
6,154
6,685
6*419

96.750
114,734
125,801
126,457
127*985

1910
1911
1912
1913
1914

19.461
19.983
20*582
22.282
23*635

8,557
8*796
9*248
9,635
9*778

1.303
1*361
1*332
1*703

9,928
9*864
9,973
11*315
12,154

24.160
24,768
24,878
30,742
32,010

863
804
835
965
994

6*817
7.213
6.772
7.942
7,963

16*480
16*751
17,271
21,835
23*053

7.287
7.969
8,683
9,870
10*426

146*345
156*020
162*989
181*238
196*134

1915
1916
1917
1918
1919

23.827
26.967
39,267
52*569
65,374

9*443
9,312
11,495
21,780
32*465

1,687
1,936
2,713
2,868
3,519

12.697
15.719
25.059
27.941
29*390

24,510
39,447
55,036
50.433
47,002

880

1.506
1.453
2,810
2,646

7.167
8,002
9,549
7,271
8,214

16,463
29,939
44,034
40,352
36.142

10*995
10,937
11,714
14,596
13,410

188*368
212*361
264.561
294*361
311*701

1920
1921
1922
1923
1924

62*449
72,661
63*572
68*562
64*223

33,252
36*987
28.173
31,506
27,092

2,773
3,900
2,675
3,320
3,108

26,424
31,774
32*724
33*734
34,023

59*539
49>516
50,095
59,889
53*496

4*228
3,626
3,362
4,423
4.971

9,942
9*516
8,230
7,967
8,692

45*369
36.376
38,503
47,499
39,833

14*372
15*613
16*306
18*595
19,749

366*419
403.715
391.622
441.142
441,031

1925
1926
1927
1928
1929

59*208
60t713
65*480
68*863
69*038

24,416
24,425
23,883
22.435
23,774

2*149
1*887
1*763
2*096
2,273

32,643
34,401
39,634
44,352
42*991

53,068
55,703
60*151
50.973
54.602

4.387
4,593
4,343
4.299
4.195

9*084
8*980
9*449
7,649
8*867

39,597
42*130
46*359
39,025
41,740

21.997
24,691
26,942
27*508
27.772

435,754
446,653
452,494
442.275
440*213

1930
1931
1932
1933
1934

69*646
71*054
64*101
53.100
79*632

21.231
22*680
21,513
21,047
40,923

2*967
6,265
7.073
6.972
11.633

45,448
42,089
35,515
25*081
27.076

55,898
49*268
35.267
37.566
56,305

4.128
3*609
2*885
3*121
5.979

9,785
8,096
6,515
6,378
6,741

41*985
37,563
25,867
28,067
45,585

26.081
24.403
21.660
18.355
19,306

415*017
375,379
300,128
245,663
282,649

1935
1936
1937
1938
1939

84*584
92*039
98*417
90*622
86*546

46,251
51.545
57,012
53*199
49*834

10,834
13*224
12*300
13,043
16*323

25,499
27.270
29,105
24,380
20,389

69,389
93.309
97,739
95,498
106*433

5,461
7,201
6,723
5,951
6*021

6,994
8,904
9,691
9*082
9,235

56,934
77,204
81,325
60*465
91,177

19,490
19*361
16*324
17*508
17.723

289*987
322*412
338*635
331*055
341,277

1940
1941
1942
1943
1944

79t574
90,639
133.17T
276*510
372.808

44*965
57,233
100,804
246.231
344.771

16*239
16*422
16*825
17*205
16*510

18,370
16,984
15,548
13,074
11,527

132,204
149.963
162.652
180,425
204.886

5,172
7,566
8,675
9,752
13*167

9,550
12,176
14,947
16,382
17,214

117,482
130,221
139,030
154,291
174,507

16,352
14,770
14*010
12,803
11*300

364,960
403,736
447,026
577*066
701.091

1945
1946
1947
1948
1949

512*107
587*977
515*575
508*963
515*384

484*071
549.437
472*841
461,757
470,496

15*497
17,037
23,179
28*560
26,928

12,539
21*503
19*555
18,646
17,960

230.102
210.414
207.874
237*200
242*248

15*908
15,070
16,975
21,218
18,323

18,177
18,401
22,454
28*369
26*632

196,017
176,943
166*445
167,613
197,293

10,284
9,718
9,807
10,325
10,870

662.597
956*566
937*975
.012*470
,035*661

1950
1951
1952
1953
1954

507*568
492.926
541*160
534,758
539,479

461*442
443,597
470,148
464,442
467.639

30*614
32*008
53.021
56.286
57.790

15*512
17,321
17,991
14,030
14.050

222.445
234,972
266,779
254,241
254,403

16,862
26,711
25,228
27,429
25,423

23*022
22*726
27,252
31,778
29,832

180*561
185,535
214,299
195,034
199,148

11299
11*448
11*218
11*288
13*165

,025*066
.042.972
,141*866
,150,532
167*694

1955

554,570

481.871

58.455

14.244

247,343

26,824

32,208

188,311

14*410

1*197*136

1896
1697
1898
1699
1900
19Q1
1902
1903
1904

2*862
3*001
3*413

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

976

1082

West Virginia

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits

Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

18.835
20*076
22*832
29.794

968

96

985
1,124
1*488

100
100
483

12*399
12,528
15,211
20,988

5*372
6,463
6*397
6*835

1900
1901
1902
1903
1904

39.220
49*283
55.974
64.982
65.095

2,228
2,903
3,177
3,287
3,079

799
789
1*089
1,269
954

27*775
34,525
38.472
43*182
42*419

6*418
11*066
13*236
17,224
18*643

1905
1906
1907
1908
1909

68.688
81.344
89*673
88.050
89,298

3.396
4.117
4.140
3.749
4.380

583
752
1*281
1.450
747

43,340
50.267
53.421
49,114
45,161

21*369
26*208
30,831
33*737
39*010

1910
1911
1912
1913
1914

104.683
111.581
115*968
132.037
143.591

5,012
4,998
4,818
5*928
5*861

415
420
451
365
455

51*888
55*426
53.294
61,721
79,037

47,368
50,735
57,405
64*023
58,238

1915
1916
1917
1918
1919

133*248
159*181
209*489
229,859
244*000

3.925
6*653
9*658
8*946
8.276

480
429
443
4*714
2.455

69,132
84,235
117,722
132.383
141,809

59*711
67*864
81*666
63*816
91,460

1920
1921
1922
1923
1924

294.457
317,194
306.487
350*961
342.813

10,852
10*324
9*826
12*853
10*334

1.070
1*947
552
806
552

171,162
172,818
159.200
192.006
183*247

111*373
132*105
136*909
145.294
148*680

1925
1926
1927
1928
1929

334.675
343.955
357,542
341,099
341*839

9,380
10*263
10*982
9,003
8*951

840
611
599
497
585

173.774
177,678
183.727
161.964
168,271

150*681
155*403
162*234
169*635
164,032

1930
1931
1932
1933
1934

324,454
292.057
221.097
184,358
225.441

9.417
8.201
5.606
4*954
8.277

455
897
641
530
1,872

161,318
140*496
97*570
79,379
106*172

153*264
142*463
117*280
99*495
107*120

1935
1936
1937
1938
1939

237,046
272*980
287,633
279,773
289,741

9,215
11.708
10.683
10.125
12*125

1*555
2*431
1*145
1*450
2,314

116,080
142*290
153*346
146,249
153,561

110,196
116,551
122*357
121.949
Ul*741

1940
1941
1942
1943
1944

313.297
351,117
393*461
522*960
644,386

16*311
21*164
26*446
32*933
32.920

2*524
1*996
6,332
34,915
89,868

167*649
201,233
238,423
326*247
366*006

126*813
126.724
122*260
126*865
155,570

1945
1946
1947
1948
1949

802*296
887*265
861*961
934*390
952,924

40*494
32.781
29,354
33.595
34.181

111*922
68*915
8*871
16*180
12,748

445.251
535*860
560,712
617,291
635,892

204,631
249*709
263*024
267*324
270*103

1950
1951
1952
1953
1954

936,780
948,867
1*043,045
1,045*896
1,056*076

35,707
36*712
46,568
39,577
40,957

22*423
28*944
26*796
19*071
27,294

612*707
621*031
683,265
685,104
676*036

265,943
262*160
286*416
302*144
313*787

40.510

321*293

West Virginia

1083

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

rl

Nati
bai
no *

1896
1897
1898
1899

227
171
270
186

1*124
1.227
1*207
1*433

1900
1901
1902
1903
1904

136
258
275
396
860

1.966
2.727
2.935
3.134
3*662

1905
1906
1907
1908
1909

546
614
607
846
602

1910
1911
1912
1913
1914

857

1*178
1.791
931

2.357

<*her

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

II

Number

of
banks

59

6,717
6*903
6*695
6*802

2.271
2.383
2*531
2.560

29,174
30,761
33*735
40*834

93
101
107
110

101
UO
133
271
809

7*207
8.248
9*435
12.250
14.244

3.251
3*762
4*980
6*967
7*988

51*901
64*388
73,732
86*000
92*858

127
148
163
199
224

4*613
5.857
6.546
7*019
7.197

1*016
570
809
476
329

15*305
16,305
17,151
17,833
18,580

8*580
10.044
11.013
12.233
11.779

98*750
114.734
125.801
126.457
127.985

236
248
260
268
262

7.798
.153
.507
.912
018

318
425
351
662
538

19*867
20*487
21*225
21*912
22*957

12*822
14*196
15.147
16,784
17,673

146,345
156.020
162.969
181*238
196.134

282
285
297
307
309

1915
1916
1917
1919
1919

733

7*157
9*333

.896
.850
.985
.186
.213

424
566
939
2*368
2.813

23*064
23*504
23.944
24.611
25*130

18*812
18,635
20,471
21*180
21*212

186.368
212*361
264*561
294*361
311*701

311
310
319
323
333

1920
1921
1922
1923
1924

8*989
16*750
13*746
13*796
17170

9.618
10*194
10*351
10*355
10.700

3*190
2*232
2*278
2*384
2*755

27*660
29*460
29.932
31.687
33.465

24,305
27,885
2 9, .02 8
31,959
34*128

368*419
403.715
391*822
441*142
'} 441*031

340
350
347
347
350

1925
1926
1927
1926
1929

17*839
16.760
9.617
15*430
15*065

10*259
10*404
10*413
10*272
10*323

2*847
3*267
3*108
3*402
3*465

34.805
35.673
35*012
34*811
33,552

35,329
36,574
36,802
37,261
35*969

435,754
446,653
452,494
442,275
440*213

345
346
339
330
310

1930
1931
1932
1933
1934

10*914
8.726
15*092
7*500

10*153
9.954
9*246
6*480
9*314

2*513
2*680
2*651
1,932
530

31*804
29*529
25.618
2,2*956
26.837

35,179
32,433
26*424
20,637
17,685

415*017
375.379
300.128
245*863
282*649

288
262
210
168
179

1935
1936
1937
1938
1939

109
111
508
290
169

636
736
939
930
864

29,014
28,564
26,142
27.365
26*235

18,525
20*021
21*713
22,697
24,268

289.987
322.412
338*835
331*055
341*277

180
183
185
163
180

1940
1941
1942
1943
1944

168
230

1.031
1.097
1*149
1*015
1*260

25*056
24*486
24*308
24*248
24*364

25*594
26,866
27,876
28,843
30*961

364*980
403.736
447*026
577.066
701.091

181
180
180
180
180

1945
1946
1947
1946
1949

3*100
3.675

1.715
2*427
2.753
3.135
3.394

24*130
24.844
24.911
24.941
25*091

34,454
38,930
44,675
49,089
52,602

862*597
956.566
937.975
,012*470
.035.661

178
179
161
182
179

4*117
4,293
4*766
5*243
5*259

25*816
26.900
27*098
27*413
27*935

57,004
61,337
65,659
71,255
75,822

.025.068
.042,972
.141.866
150*532
,167.^94

160
180
181
162
182

79*860

1*197.136

182

3*924
1*603

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

842

100

915

1.650

1*349
1.575
1*100
725
602

4*655

1084

West Virginia

All Commercial BanksTable la

ASSETS, LIABILITIES, AMD NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Loans
Year
Total
1696
1897
1896
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919

Heal
estate

Loans
All
other

Collateral

Year
Total

19.041
19*199
20*941
22.337

896
922
1.045
1.071

2.959
3*045
3*366
3.609

15*186
15*232
16.530
17,657

28*952
34.929
43.085
55.217
56*254

1*432
1*723
2.187
2.955
3.141

5.119
6.146
7*904
10*502
10*965

22*401
27*060
32.994
41.760
44.146

1922

62*462
71.256
80*542
80*023
80*296

3*367
3*832
4.243
4.167
4*100

12.229
14.371
16*641
17*156
17.281

46.866
53.053
59*658
58*700
56*915

1926
1927
1928

94*344
102.208
107.754
117.199
128*905

7*705
11*526
13*306
11*731
6*863

22.493
26.321
25*484
25*864
25*909

64.146
64*361
66*964
79*604
96.133

127.927
133*865
157*518
175.822
165*117

6*465
9.579
12.025
13*921
15*230

30*249
28*897
36*027
42.067
48*533

89*193
95*409
109*466
119.834
121.354

,
Year
Total

Commercial,
industrial,
and
agricultural

1920
1921
1923
1924
1925

1929
1930
1931
1932
1933
1934
1935
1936
1937
1938

Real
estate

Collateral

AU
other

151,014

231*310
265*269
261.849
294*096
303.563

19.480
23*278
27*498
31*568
33*656

60.816
68.544
66*700
79.273
60,806

173,447
165.651
183,255
169,101

301*481
305.546
299,921
294.911
268.601

38.914
45.980
42 . 749
42*887
47*198

77.845
79.560
80.032
65,550
75,235

184*722
180,006
177,140
166,474
166,166

263.392
230.654
179,100
136.642
125.406

46.524
43*733
36*669
32*558
32.211

72.741
65.450
50.620
38.021
35,260

144*127
121,471
91,811
66,263
57,935

116*524
117.703
124.355
127,427

33*361
35.952
39.527
42,471

30,967
28,882
26*362
26*695

52.196
52,869
58*466
58*261

Loans'
For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

130*575

35,544

31*105

10,712

39.177

1940
1941
1942
1943
1944

136*850
148.364
137.187
107.328
112.095

37*522
41*388
35*460
24*017
21*426

159
240
216
354
140

6.018
6.297
4*636
5*650
15.762

5*864
6.760
5.689
4.943
4*656

33.185
35*630
35*606
33*045
31.069

11,238
11*569
11*439
9*561
9.143

17.395
16.016

42,864
46,460
43,917
12*363
13,681

1945
1946
1947
1946
1949

110.104
148*457
204.719
255.982
267,159

20*353
32*765
51,397
62*720
61*642

441
758
202
64
56

13.551
10*902
7.303
6*215
6*653

4.761
6*205
9*169
10*297
10,474

31.301
46,756
69,215
87,778
92*472

8*152
12*049
15*583
18,650
20*616

17.037
26.621
48,043
68*609
74,020

14*506
12*379
3*607
3*419
3*223

1950
1951
1952
1953
1954

263,756
303*626
322,711
350,245
360,647

61*906
65*562
66*547
70*681
72*270

116
61
123
460
74

6,518
6*755
6,196
9,312
7*102

10*968
15*222
10*424
10*528
10*960

95,499
95,687
105,923
111,061
109,580

24,757
26*197
26,070
29,117
35*008

83,461
93,836
102*192
117*366
123*585

3*750
4*035
5,277
5*905
6*590

1955

360,813

76*660

371

6.336

10*964

120,581

31,794

132*445

6*693

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

West Virginia

1085

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U. S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

2*864
2.991
3t364
4*660

1*568
1*624
1.702
2.721

143
230
200
188

1.153
1.137
1*482
1*751

5*265
6*346
6*945
11*472

151
222
287
221

2*287
2.347
2*552
3*033

2*827
3.777
4*106
8*218

1*741
1*970
2*162
2*029

26*911
30*506
33*432
40*496

1900
1901
1902
1903
1904

6237
8*073
9*768
10*884
12*345

3*828
4*437
4.987
5.268
5*411

269
369
461
511
562

2*140
3*267
4*320
5*105
6*352

14*009
17*766
17.122
17.271
16.563

241
369
273
608
582

3*380
3*629
3*602
4*256
4*682

10.386
13.768
13*247
12*407
11.119

2*235
3*048
3*055
3*765
4.721

51,433
63*816
73*030
87.137
91*903

1905
1906
1907
1908
1909

13*138
15*699
17.327
18*361
18.722

5*984
6.884
8*180
8*592
8*345

563
675
659
663

1*396

6.571
8.140
8.468
9*106
8*961

17.027
21*046
20*668
20*307
21,399

486
545
666
669
535

4*599
4*697
5,522
6.299
6.293

11.940
15*804
14*460
13*319
14.571

5*146
5.656
6*086
6.610
6.342

97.793
113.657
124*623
125*301
126*759

1910
1911
1912
1913
1914

19*375
19*862
20*418
22*049
23.375

6*557
8.796
9.248
9*635
9*778

1.277
1.293
1.199
1*516

9*876
9*809
9*877
11*215
12*081

24.040
24*642
24*741
30*628
31*900

663
804
835
965
994

6*814
7.210
6*769
7*939
7.960

16*363
16*628
17.137
21.724
22.946

7*211
7*692
6*599
9*786
10*343

144*970
154*624
161*512
179*662
194*523

1915
1916
1917
1918
1919

23*559
26*610
38.754
51*844
64*284

9*443
9*312
11*495
21*780
32*465

1*501
1*688
2.357
2*351
2*763

12*615
15*610
24*902
27.713
29.056

24.385
39.299
54*820
50*258
46*903

680

1*506
1*453
'2*610
2*646

7.164
7.999
9*546
7*268
8*211

16*341
29*794
43*821
40*180
36*046

10*905
10*851
11*621
14*515
13*320

186*776
210*645
262*713
292*439
309*624

1920
1921
1922
1923
1924

61*211
71*128
63.572
68.562
64.223

32.746
36*283
28.173
31*508
27.092

2*265
3*325
2.675
3*320
3*108

26.200
31.520
32*724
33*734
34.023

59*450
49*352
50.095
59*869
53*496

4*228
3*626
3*362
4*423
4*971

9*939
9*513
6*230
7.967
8*692

45*283
36,213
36,503
47*499
39*833

14*264
15*543
16*306
18*595
19,749

366*235
401*292
391*822
441*142
441*031

1925
1926
1927
1928
1929

59.208
60*713
65*480
68*883
69*038

24*416
24*425
23*883
22.435
23.774

2*149
1*887
1*763
2*096
2.273

32.643
34*401
39*834
44*352
42.991

53*068
55*703
60*151
50*973
54.602

4*387
4*593
4*343
4*299
4*195

9.084
8.980
9*449
7,649
8*867

39,597
42*130
46*359
39*025
41*740

21,997
24,691
26,942
27*506
27*772

435*754
446*653
452*494
442*275
440*213

1930
1931
1932
1933
1934

69*646
71.054
64*101
53*100
79.632

21*231
22*680
21*513
21*047
40*923

2*967
6*265
7,073
6*972
11*633

45*448
42*089
35.515
25*061
27.076

55*898
49*268
35.267
37.566
58*305

4*128
3*609
2*885
3*121
5*979

9.785
6*096
6*515
6*376
6.741

41*985
37,563
25*867
26*067
45*585

26*081
24*403
21*660
18*355
19*306

415*017
375*379
300*128
245*663
262*649

1935
1936
1937
1938
193.9

84*584
92*039
98.417
90*622
86*546

46*251
51*545
57*012
53*199
49*834

10*834
13*224
12,300
13,043
16*323

25.499
27.270
29*105
24*380
20*389

69*389
93.309
97.739
95.498
106*433

5*461
7*201
6*723
5*951
6*021

6.994
8*904
9,691
9*082
9*235

56*934
77*204
81*325
60*465
91.177

19*490
19*361
18*324
17*506
17,723

289*987
322*412
338*835
331.055
341,277

1940
1941
1942
1943
1944

79*574
90*639
133.177
276*510
372*808

44*965
57*233
100*804
246*231
344.771

16.239
16*422
16*825
17*205
16*510

16*370
16*984
15*548
13*074
11.527

132.204
149*963
162*652
180*425
204*688

5.172
7*566
8*675
9*752
13*167

9.550
12.176
14*947
16*382
17.214

117*482
130*221
139*030
154*291
174.507

16*352
14*770
14*010
12*803
11*300

364,960
403*736
447*026
577*066
701*091

1945
1946
1947
1948
1949

512*107
537*977
515*575
508*963
515*364

484*071
549*437
472.841
461*757
470*496

15.497
17.037
23*179
28*560
26*928

12.539
21*503
19.555
18*646
17*960

230*102
210*414
207.674
237*200
242*246

15*906
15*070
16*975
21*218
18*323

18*177
18*401
22*454
28*369
26*632

196*017
176*943
168*445
187*613
197.293

10*264
9.716
9.807
10*325
10*870

862*597
956*566
937.975
1*012*470
1,035*661

1950
1951
1952
1953
1954

507.568
492.926
541.160
534.758
539*479

461*442
443*597
470.146
464*442
467*639

30*614
32*008
53*021
56*266
57.790

15*512
17.321
17*991
14*030
14*050

222*445
234*972
266*779
254*241
254.403

18*862
26*711
25*228
27*429
25*423

23*022
22*726
27,252
31,778
29*832

180.561
165*535
214,299
195*034
199*148

11*299
11*446
11,218
11*268
13,165

,025*068
042*972
141*868
,150*532
167694

1955

554*570

461*871

58*455

14*244

247*343

26*824

32*206

188.311

14*410

1*197*136

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

942

1086

West Virginia

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1890
1899

18.577
19,826
22.535
29*470

968
985
1.124
1*488

96
100
100
483

12*399
12*528
15.211
20*966

5*114
6*213
6*100
6*511

1900
1901
1902
1903
1904

38*766
46*720
55,293
64*145
64,170

2*226
2*903
3.177
3*287
3.079

799
769

27.775
34*525
38*472
43*182
42,419

7*964
10*503
12*555
16*367
17*718

1905
1906
1907
1908
1909

67.753
80*312
88.548
86*951
88*106

3*396
4*117
4*140
3*749
4.360

747

43*340
50,267
53*421
49*114
45*161

20*434
25*176
29*706
32*638
37*816

1910
1911
1912
1913
1914

103*376
110*249
114*565
130*545
142.069

5.012
4*998
4.818
5,928
5,861

415
420
451
365
455

51*868
55*426
53.294
61*721
79*037

46*061
49*403
56.002
62*531
56*716

1915
1916
1917
1918
1919

131*750
157,565
207*746
228*041
242.049

3*925
6.653
9.658
8.946
8,276

480
429
443

69*132
64*235
117.722
132.383
141*809

56*213
66*246
79*923
81*998
89*509

1920
1921
1922
1923
1924

292.410
314.925
306.487
350*961
342,813

10.852
10.324
9,826
12.853
10*334

1.070
1*947

552

171.162
172.818
159*200
192*006
183,247

109*326
129*836
136*909
145*294
140*660

1925
1926
1927
1928
1929

334*675
343*955
357,542
341.099
341*839

9.380
10*263
10*982
9.003
8.951

840
611
599
497
565

173*774
177,678
183.727
161*964
166*271

150.661
155*403
162*234
169*635
164.032

1930
1931
1932
1933
1934

324.454
292,057
221*097
184*358
225*441

9.417
8.201
5.606
4.954
8.277

455
897
641
530
1*872

161.318
140.496
97.570
79.379
106*172

153*264
142*463
117*260
99*495
107*120

1935
1936
1937
1938
1939

237*046
272*960
287*533
279,773
289,741

9,215
11,708
10.683
10.125
12*125

1*555
2*431
1*145
1*450
2*314

116.060
142.290
153.346
146.249
153.561

110*196
116*551
122*357
121.949
121*741

1940
1941
1942
1943
1944

313*297
351*117
393.461
522*960
644.366

16.311
21*164
26.446
32.933
32.920

2*524
1*996
6*332
34*915
89*688

167.649
201.233
238.423
326.247
366.008

126*613
126*724
122*260
126*665
155*570

1945
1944
1947
1940
1949

802*298
687,265
861.961
934*390
952.924

40*494
32*781
29.354
33*595
34.181

111*922
68*915
6*671
16*180
12*746

445,251
535*860
560.712
617.291
635*892

204*631
249*709
263*024
267*324
270*103

1950
1951
1952
1953
1954

936.780
946.867
1,043.045
1.045*896
1*058,076

35.707
36.712
46*568
39*577
40.957

612*707
621*031
683*265
685*104
676*038

265*943
262*160
286*416
302*144
313.767

1955

1.075*976

40,510

1*089
1*289

954
563
752
1.281
1.450

4*714
2*455

552
808

22*423
28.944
26 . 796
19*071
27*294

321*293

West Virginia

1087

Table 7oAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
National
Year

Borrowings
notes

Capital

liabilities

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

59

6*717
6.903
6.895
6.802

2.266
2*378
2*525
2*548

28.911
30*506
33*432
40*496

92
100
106
109

101
110
122
271
809

7*207
6.248
9.435
12*250
14*244

3.237
3.753
4.970
6,941
7,958

51*433
63*816
73.030
87,137
91*903

126
147
162
198
223

4.613
5.857
6,548
7.019
7.197

1*018
570
809
476
329

15.305
16.305
17.151
17*833
18*580

8.558
9*999
10*960
12*176
11.745

97*793
113.657
124*623
125*301
126*759

235
247
259
267
261

857
1*176
1,791
931
2,357

7*798
8.153
8*507
8*912
9*016

318
425
351
662
536

19.867
20.467
21*225
21.912
22.957

12*754
14*132
15.073
16*700
17,584

144.970
154*624
161*512
179*662
194*523

281
284
296
306
308

1913
1916
1917
1918
1919

3924
1*603
733
7.157
9,333

8*896
8*850
8.985
9.186
9.213

424
568
939
2*368
2*813

23.064
23.504
23*944
24*611
25*130

18*718
16,535
20,366
21*076
21*066

186*776
210.645
262*713
292.439
309.624

310
309
318
322
332

1920
1921
1922
1923
1924

8*989
16*750
13.746
13*796
17*170

9*816
10.194
10*351
10.355
10.700

3.190
2*232
2*276
2.384
2.755

27*660
29*460
29*932
31*687
33*465

24,166
27,731
29.028
31.959
34*128

366.235
401.292
391.822
441.142
441*031

339
349
347
347
350

1925
1926
1927
1928
1929

17*839
16.760
9*617
15*430
15.065

10*259
10*404
10*413
10*272
10.323

2*847
3.267
3*108
3*402
3*465

34*805
35.673
35*012
34.811
33.552

35,329
36,574
36.802
37,261
35,969

435*754
446*653
452*494
442*275
440.213

345
346
339
330
310

1930
1931
1932
1933
1934

10*914
6*726
15.092
7.500
842

10*153
9*954
9*246
8*480
9*314

2*513
2.680
2*651
1*932
530

31*804
29.529
25.616
22.956
28.837

35,179
32.433
26,424
20.637
17.685

415.017
375*379
300.128
245.863
262.649

286
262
210
166
179

1935
1936
1937
1938
1939

109
111
508
290
169

4.655

638
736
939
930
864

29.014
28.564
28.142
27.365
26*235

18,525
20.021
21.713
22.697
24.266

289.987
322.412
338.635
331*055
341*277

180
183
185
183
160

1940
1941
1942
1943
1944

168
230

25*058
24.466
24*308
24*246
24*364

25,594
26*866
27*876
28.843
30.981

364.960
403*736
447*026
577*066
701*091

181
160
180
160
180

1896
1897
1898
1699

227
171
270
186

1.124
1*227
1*207
1*433

1900
1901
1902
1903
1904

136
256
275
396
860

1*986
2*727
2*935
3*134
3*862

1905
1906
1907
1908
1909

546
614
607
846
802

1910
1911
1912
1913
1914

100

1*031
1*097
1*149
1.015
1*260

1945
1946
1947
1946
1949

3*100
3*675
915
1*650

1.715
2*427
2*753
3*135
3.394

24*130
24*844
24*911
24*941
25*091

34.454
38.930
44,675
49.089
52.602

862*597
956*566
937.975
1.012.470
1.035.661

178
179
181
182
179

1950
1951
1952
1953
1954

1*349
1.575
1.100
725
602

4*117
4*293
4*766
5*243
5*259

25*818
26.900
27*096
27.413
27.935

57.004
61*337
65.859
71.255
75.822

1*025*066
1*042*972
1*141*868
1*150*532
1.167.694

180
180
161
182
182

1955

5*225

5*615

30*460

79.860

1.197*136

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1088

West Virginia

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

8*637
8*494
8*760
9*916

32
33
34
40

1*065
1.097
1.149
1.348

7.540
7.364
7.577
8.528

1900
1901
1902
1903
1904

12*453
15*080
17*933
21*629
22*554

63
76
99
131
133

2*116
2.533
3*326
4*389
4*468

10.274
12,471
14.508
17.109
17,953

1921
1922
1923
1924

102*509
114.893
114*889
127,840
131,432

2*092
2*225
3*690
4*136
5*082

34*669
37*567
37.398
42.364
42.077

65,748
75,101
73,801
81.340
84,273

1905
1906
1907
1908
1909

24*138
27*998
32*636
33.131
33*941

157
194
237
257
268

5*250
6*498
7.922
8*622
8.838

18,731
21*306
24.477
24.252
24.835

1925
1926
1927
1928
1929

128,733
130*214
130*241
127.198
129,854

6*092
8*108
9*492
10*854
12.115

38*804
38.883
39,309
42,112
36,342

83.837
83*223
81*440
74*232
81.397

1910
1911
1912
1913
1914

41*357
45*128
47*924
33*378
56*162

287
275
310
384
622

10.942
11*885
13*492
14*746
16*289

30,128
32,968
34,122
38,248
41,251

1930
1931
1932
1933
1934

121.329
107.127
81,405
63.078
61,238

13,992
14.704
12*441
11*314
13.055

35*947
32*221
23*949
17*810
17,226

71.390
60.202
45.015
33,954
30*957

1915
1916
1917
1916
1919

57*372
59*464
68*715
77*624
80*659

816
1*095
1.457
1.646
1*650

18*663
16*990
20.842
24*293
27.850

37,893
41,379
46,416
51*685
51*159

1935
1936
1937
1938

56*757
57,892
62*239
65,755

14,230
15.737
18*149
20*940

15,273
14,243
13,224
13,207

27.254
27,912
30,866
31,608

1920

Loans'
Commercial,

Year
Total

and
agricultural

1939

66,934

1940
1941
1942
1943
1944

69*022
75,215
66*230
53,627
55,555

19,975
22*501
17*937
13*290
11*201

1945
1946
1947
1948
1949

55.408
71*497
100,155
126*076
128,534

11*017
17,026
28*355
33.913
30,726

1950
1951
1952
1953
1954

138,887
150,449
159,245
175,650
184*435

31.563
35.092
34,941
37,526
40*005

1955

195.387

43,693

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

to

residential
property

individuals

Other

All
other

2,795

1*781

6,126

20.980

1,830
1.976
1.617
1,545
6,097

1,901
1.954
1,829
1*668
1,607

16*251
17,559
17,496
15,877
14,274

6*092
6,639
5,960
5,355
5,179

5,845
5,142

22*953
24*566
23*371
10*037
12*055

5,706
4.644
3,116
1,768
1,220

1*451
1*760
3.168
3.399
3,533

14*682
19,654
31,003
40,509
44,120^

4,085
7,092
7,526
8,556
8,745

5,442
11,049
25,148
37,231
40,099

13*025
9,729
1,839
1,516
1,595

10
58
11

1,170
1*349
1,891
3,236
1,958

3.537
3.785
3.690
3,869
4.256

45,938
48,699
51,987
55,383
57,437

10,762
11,785
12*732
12,982
13*629

46*450
50,550
54,708
63*555
68,037

1.425
1,365
1.577
1,446
1*551

1,687

4*090

59,321

15*049

72,912

1*833

20
20
20
10

523

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

farm land

Other

On

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

West Virginia

1089

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year
Total

U.S.
Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
aaaeta

1896
1897
1896
1899

1*893
2*067
2*239
3*297

1*455
1*572
1*613
2*478

19
22
28
36

419
473
596
783

2*231
2*854
3*141
4*970

46
67
128
111

1,067
1,092
1,210
1,360

116
,695
603
.499

652
720
784
992

13,413
14*135
14,924
19,175

1900
1901
1902
1903
1904

4*314
5*405
6*310
6*862
7.726

3*258
3754
4.240
4*560
4*783

46
73
91
101
129

1*010
1.578
1*979
2*201
2*814

6*633
6*220
7,893
7*346
6*974

96
171
142
241
219

1*564
1*916
1*883
2*112
2*264

973
131
5*866
4.993
4.491

1*114
1*166
1*190
1*565
2*014

24,514
29*871
33*326
37,402
39,268

1905
1906
1907
1908
1909

8*097
9*646
11*223
12*166
12*233

5*500
6.547
7*911
8*320
8*136

114
136
146
169
907

2*483
2*963
3*166
3*677
3*190

7.245
9,344
9*998
9,964
10.717

162
191
228
221
202

2*185
2*367
2*965
3*216
3*370

4.898
6.786
6*805
6,547
7.145

2*085
2*305
2*493
2*780
2,801

41,565
49.293
56.350
56,061
59,692

1910
1911
1912
1913
1914

12*700
12*960
13*347
14*305
15*179

8*532
6*721
9.192
9*621
9.665

536
756
784
720
967

3*632
3*483
3.371
3*964
4*547

12*190
12.395
12*843
15*846
15*633

394
313
315
432
515

3*815
4*115
3*855
4,816
4*672

7*981
7,967
6.673
10.598
10*446

3*168
3*570
3*935
4.509
4,951

69.415
74.053
78*049
68*036
93.925

1915
1916
1917
1918
1919

15.337
16*559
22*603
30*590
37*057

9*391
9*212
10*445
17*678
23*643

921

1*021
1*436
1*373
1.567

5*025
6.326
10*722
11*539
11,847

12*003
19,341
25.930
24*190
22*364

400
666
642

1*206
1*184

4,062
4.413
5,222
3.199
3.572

7.541
14.260
20.066
19.783
17.608

5.387
5,445
5,719
5.852
6.120

90.099
100.809
122*967
138.256
146*200

1920
1921
1922
1923
1924

36*000
40*116
35*928
39i588
38*486

22*744
23*635
20*917
23*113
21*484

1*366
2*003
1.472
1*879
1.779

11*888
14*476
13*539
14.596
15*223

28*256
22*678
21*862
26,371
24*030

2.533
2.251
2*200
2,651
3,216 '

4.170
3*764
3.075
3.112
3.359

21.553
16,643
16,587
20,608
17,455

6*844
7.572
7*205
8*463
8*474

173*609
185*259
179.884
202.262
202.422

1925
1926
1927
1928
1929

34*969
34*994
37.576
38.212
39*340

16*962
18*396
18*102
16*696
17*906

1*229
1*060
1*011
1.174
1*296

14.778
15*536
18*463
20*342
20*136

24,279
25*851
27,235
23*139
26*317

2*931
3*122
2*969
2*674
2,519

3.606
3.723
4*036
3*114
4,305

17,742
19*006
20,230
17,351
19,493

9*685
10*721
11.517
12*241
12*604

197,666
201.780
206.569
200,790
208.115

1930
1931
1932
1933
1934

39*792
39*379
35*473
29.696
47*925

16.066
15*355
14.873
14*509
27,156

1.733
3*704
4.061
3.902
7*198

21*993
20*320
16*539
11*285
13*571

25.758
22,487
15,215
17*092
31*130

2*374
1*658
1,749
2,121
4*118

4,664
3,950
2*820
2*645
3,518

18*520
16*679
10*646
12,326
23*494

12.772
12.872
11*398
9.566
10.405

199.651
181.865
143.491
119.434
150,698

1935
1936
1937
1936
1939

49*937
51*463
52*970
50*543
49*995

30*654
30*669
32*296
31*008
31*374

6*561
7*429
6*008
6*759
7*284

12*722
13*385
14*666
12*776
11*337

34.111
44.993
47,666
46,273
56*722

2,711
4*139
4.281
3*661
3,406

3,423
4,494
4,593
4*647
4,699

27,977
36,360
36*814
39,945
48,615

10.364
9.870
9*300
9*046
8*674

151,169
164,236
172.197
173,617
182,325

1940
1941
1942
1943
1944

46*569
53*270
75^*211
151*389
208*319

29*135
35*567
57*023
134*111
191*130

7*450
8*727
9*534
9*856
10*127

9*984
8*956
6*654
7*422
7*062

71.764
79,160
92.895
103,978
115,197

3.459
4*518
5.337
7.034
9*109

4,884
6*636
7.901
8,693
8*903

63,421
68*006
79*657
88,251
97*185

7*989
7.252
6.636
5.986
5.456

195,344
214.897
242.972
314,980
384,527

1945
1946
1947
1946
1949

280*814
323*690
279*977
260*860
283*682

262*921
300*630
255*136
254*446
259*470

9*759
10*199
12*636
15*811
14*145

8*134
12*861
12*205
10*601
10*067

133*857
122.692
123*750
136.499
137.170

12*031
9.732
11*023
13.365
12.622

9*972
9*864
11,760
14.664
13.685

111*854
103*096
100.967
110.470
110*863

5,282
4,797
4*881
5.162
5.360

475,361
522,676
508,763
550,597
554,746

1950
1951
1952
1953
1954

274*860
261*918
289*617
279.130
291*201

249*694
234*086
253*039
243*430
254*680

16*151
17*363
25*121
27*193
27*532

8*815
10*469
11.457
8.507
8.989

122*375
131*579
151.180
139*642
142*144

12,354
17,113
18,186
16*056
15*602

11*161
11*353
13*162
15,754
15,392

98*640
103*113
119*832
105*630
111*150

5.563
5.626
5,700
5.566
6,748

541,685
549,572
605.742
599,990
624,528

300.393

264*194

27,721

139*171

19*284

16*210

103.677

7*582

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1090

West Virginia

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AMD NUMBER, 1896-1955Continued


[Figun

9 of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

Interbank
425
416

1896
1897
1896
1899

7*680
8.306
9*064
12*847

1900
1901
1902
1903
1904

17*078
21*236
23*687
25*889
25,376

1,419
1,644
1,938
1,716
1,414

1905
1906
1907
1908
1909

26*268
31*660
36*876
37,144
38,477

1910
1911
1912
1913
1914

U.S.
Government
96
100
100
463

Other
demand
6*002
6*560

Other
time

7,110
10*046

1157
1*230
1*406
1,479

789
1*089
1*289
954

13,194
16,561
16*035
19,903
19,643

1,666
2*242
2,625
2*981
3*365

1,749
2,532
2*754
2*480
2,866

583
752
1*261
1,450
747

19,792
23,475
25,524
24*325
22*265

4*164
4*901
7,317
8*889
12,577

46,256
49*616
52*210
60*755
65*657

3,548
3,539
3,132
3,991
3,741

415
420
451
365
455

24,617
25,605
26*662
29,646
40*134

17*676
20*052
21*965
26*753
21.327

1915
1916
1917
1918
1919

60*266
72,386
93,795
104.050
109,616

2,416
4,116
6,575
5,576
5,669

480
429
432
3*065
1,532

38,018
42,440
54,266
61,217
64,170

19*350
25*401
32*520
34*190
38*227

1920
1921
1922
1923
1924

134*621
139.943
137,479
156*345
151.701

7,262
6*433
5,673
7,815
5,834

640
619
453
606
531

79*657
75,084
67*613
81*689
76,369

47*062
57*807
63*540
66*233
66*947

1925
1926
1927
1926
1929

148*664
152,587
161,417
152*125
158,251

5*501
6.130
6*365
5,455
5,740

812
504
437
439
544

75,064
75*895
80*299
67*485
74*030

67*467
70*058
74.296
78*746
77*937

1930
1931
1932
1933
1934

152,620
139,610
102,726
88,231
119,735

5,364
4,525
2*639
2,663
4*976

455
855
602
516
1.269

72.135
64,512
44*924
38*279
58,250

74*666
69*918
54.363
46,773
55*220

1935
1936
1937
1938
1939

124.718
142*456
149*324
149,806
157,603

5,997
6*982
6*284
6*109
6,806

1,017
2*206
1*026
1,363
2*206

62,773
75*870
81,510
80*259
85,949

54*931
57,400
60*504
62*075
62*642

1940
1941
1942
1943
1944

170,520
189.778
217,202
286,673
356,644

9,908
12,701
16*678
22,960
24,027

2.394
1*605
3,663
18,692
48*369

92*527
110*108
134*266
180*965
203*543

65*691
65*164
62,395
65*856
80*705

1945
1946
1947
1946
1949

445,279
489*613
472.470
512.645
514,782

28*408
23,802
20.486
23.105
23,907

58*636
40*305
5*921
9*642
7*154

250*773
295*017
309*284
341,731
346*540

107,462
130*489
136*779
138*367
137*181

1950
1951
1952
1953
1954

496.730
503,331
557,905
549,893
570,565

24,772
25,711
34.777
28,012
29,541

12*264
15*115
14,228
9*875
15,495

327,678
331,807
364,811
360,084
363,604

133*996
130*696
144*089
151*922
161*925

1955

583*722

14*633

374*095

448
837

799

West Virginia

1091

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures ; ; of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
N

Year

^
S

Borrowings

Other
-

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1.067
1.090

47

3*451
3*451
3,351
3*551

1.128
1.238

13*413
14*135
14*924
19*175

33
33
33
34

100
51
74
198
367

3*758
4*083
4.315
5*283
6,024

1.589
1,739
2*221
2.791
3,137

24*514
29*871
33*326
37*402
39*268

38
46
51
65
72

4.613
5t857
6.548
7,019
7,197

443
281
256
238
233

6*544
7.150
7*646
8*027
8*301

3,455
4,231
4,762
5,254
5 , 246

41*565
49*293
56,350
56*061
59*692

78
83
88
95
94

305
382
558
235
582

7,798
6,153
8,507
8,912
9.018

161
202
162
175
266

9,063
9.187
9,657
10*158
10*235

5.832
6*513
6,955
7,803
8.167

69*415
74*053
78*049
88*038
93.925

103
106
110
116
119

1915
1916
1917
1918
1919

1*768
636
397
3.954
4.992

6,696
8,850
8.985
9,186
9.213

227
316
475
1*410
2.377

10.297
10*067
10,087
10*267
10*389

8,645
8,552
9,228
9,389
9,611

90*099
100*809
122*967
136*256
146*200

117
117
115
116
119

1920
1921
1922
1923
1924

4.629
6.769
5.752
6.950
10.103

9,818
10,194
10*351
10.355
10.700

2*234
1,581
773
768
1065

11.573
11*862
12*092
12*786
13*126

10,734
12.910
13.437
15.058
15,727

173.609
185.259
179.864
202*262
202*422

122
123
122
125
125

1925
1926
1927
1926
1929

7.626
7.644
.769
.820
.168

10.259
10.404
10,413
10.272
10.323

1.149
1*067
752
1.173
1*170

13*416
13*511
13,519
13*454
13*835

16,352
16*567
16,699
16,946
16.348

197.666
201*780
206*569
200*790
208*115

124
124
122
119
116

1930
1931
1932
1933
1934

.039
.966
.076
.165
139

10.153
9.954
9*246
8.480
9,314

918
662
1,055
729
305

13*890
13*306
11*587
10.955
13.780

16,031
14,163
10.799
7,854
7,425

199*651
181,865
143,491
119*434
150*698

111
104
80
62
76

1935
1936
1937
1938
1939

8
33
101

4,655

330
412
505
452
497

13,667
13*180
12.795
12*876
12*637

7,791
8*155
9,472
10,463
11*588

151*189
164*238
172*197
173*617
182,325

79
79
79
79
78

555
635
593
411
502

11*819
11*400
11*356
11,304
11*478

12*450
13.076
13,821
14,592
15,803

195*344
214*897
242*972
314*960
384*527

78
77
77
77
77

699
951
1095
1*169
1.422

11*481
12*120
12*290
12*290
12*460

17.902
19,792
22*133
24*293
25*082

475,361
522*676
508*763
550.597
554*746

76
76
76
76
74

1*611
1*614
1,903
2,067
2*335

12*835
12*985
12,985
13*085
13*550

27,409
30*017
32*299
34*895
38*076

541,685
549*572
605,742
599,990
624*528

74
74
74
74
75

1896
1897
1898
1899

91
61
174
59

1.124
1.227
1.207
1.433

1900
1901
1902
1903
1904

3
35
94
107
462

1.986
2.727
2*935
3.134
3.862

1905
1906
1907
1908
1909

222
114
262
379
238

1910
1911
1912
1913
1914

1940
1941
1942
1943
1944
1945
1946
1947
1946
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

8
100
200
775

ItOOO
900
1.425
650
50

2.550

1092

West Virginia

State Commercial Banks-t-7b6fe 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

L/oans
Year
Total

{Real
estate

All
other

Collateral

j
i

Year
Total

Real
estate

Collateral

All
other

1896
1897
1898
1899

10*404

10*705
12*181
12*421

864
869
1,011
1.031

1*894
1*948
2.217
2*261

7*646
7.868
8.953
9.129

1900
1901
1902
1903
1904

16*499
19.849
25*152
33*588
35*700

1.369
1*647
2.088
2.824
3.008

3*003
3.613
4.578
6.113
6,497

12.127
14.589
18*486
24.651
26,195 |

1920
1921
1922
1923
1924

128,801
150.376
146*960
166*256
172.131

17,388
21.053
23.606
27,432
28*574

26*147
30.977
31*302
36.909
38*729

85*266
98*346
91.850
101*915
104*826

1905
1906
1907
1908
1909

38.344
43f258
47*906
46*892
46*355

3.210
3*636
4.006
3.910
3.832

6*979
7*873
8*719
8*534
6*443

28,155
31,747
35,181
34,448
34.080

1925
1926
1927
1928
1929

172*748
175.332
169*680
167,713
158*747

32.822
37,872
33.257
32.033
35083

39.041
40*677
40*723
43*438
38*893

100*885
96*783
95.700
92*242
84.771

1910
1911
1912
1913
1914

52.987
57080
59,830
63.821
70*743

7,418
11*251
12*996
11.347
6*241

11*551
14*436
111992
11,118
9*620

34,016
31,393
34,842
41.356
54.882

1930
1931
1932
1933
1934

142*063
123*527
97*695
73.764
64*168

32*532
29*029
24*228
21*244
19*156

36*794
33.229
26*671
20,211
18.034

72.737
61.269
46.796
32*309
26*978

1915
1916
1917
1918
1919

70.555
74.421
88,803
98.198
104.458

7*669
8.484
10.568
12,275
13,580

11.566
11.907
15*185
17*774
20*683

54.030
63.050
68.149
70,195

1935
1936
1937
1938

59*767
59.811
62*116
61.672

19.131
20*215
21.378
21.531

15.694
14*639
13.138
13*486

24*942
24.957
27.600
26*653

51.300 ;

Loans'

Year
Total

Cojnmercial,
industrial,
] and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

63*641

15.600

3.775

15.709

1940
1941
1942
1943
1944

67*828
73*149
66.957
53.701
56*540

17.547
18*887
17.543
10.727
10.225

139
220
196
344
140

4,188
4*321
3,221
4,105
9.665

3.963
4,806
3*860
3*275
3*251

16,934
18.071
18*112
17.168
16,795

5*146
4*930
5*479
4,20,6
3*964

11*550
10*874

19*911
21*914
20*546
2*326
1*626

1945
1946
1947
1946
1949

54*696
76.960
104.564
129.906
138*625

9.336
15.759
23*042
28,807
31,116

441
235
202
64
56

7.845
6.258 i
4,187
4,447
5*633

3*310
4*425
6*001
6*898
6.941

16.619
27*104
38*212
47.269
48*352

4*067
4.957
8*057
10*092
11.671

11*595
15*572
22,695
31.378
33*921

1*463
2*650
1*968
1*903
1*628

1950
1951
1952
1953
1954

144*869
153.177
163.466
174.595
176.212

30.343
30.490
31.606
33*153
32*265

116
61
113
402
63

5,348
5,406
6,305
6*076
5.144

7*451
11*437
6*734
6.659
6.724

49.561
46.988
53.936
55.678
52*143

13*995
14*412
15*336
16.135
21.179

37.031
43.268
47.484
53*833
55*548

2*325
2*670
3*700
4*459
5*039

1955

185,^26

32,967

367

4.649

6.874

61*260

16*745

59*533

5*060

1
Beginning June 30, |948, figures for various lean ilems are shown
gross (i.e., before deductioft of valuation reserves); fhey do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

18*197

the total and are not entirely comparable with prior figures.
continue to be shown net.

Total loans

West Virginia

1093

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Total

Government
obligations

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1899

971
924
1*145
It363

113
52
89
243

124
206
172
152

734
664
884
968

3.034
3.492
3*804
6.502

103
155
159
110

1.220
1.255
1*342
1.673

1.711
2*082
2*303
4,719

1*069
1*250
1.378
1*037

15,496
16,371
18*508
21*323

1900
1901
1902
1903
1904

1*923
2*668
3*456
4*022
4*619

570
663
747
708
628.

223
296
370
410
453

1.130
1*689
2*341
2*904
3*538

7.376
9*546
9,229
9.925
9*609

145
198
131
367
363

1*816
1*711
1.719
2.144
2.616

5*415
7*637
7.379
7*414
6.628

1*121
1*862
1*665
2*200
2.707

26*919
33,945
39*704
49*735
52,635

1905
1906
1907
1908
1909

5*041
6*053
6*104
6*195
6*489

464
337
269
272
209

469
539
513
494
489

4*086
5.177
5*322
5*429
5*791

9*782
11,702
10,670
10,323
10*682

326
354
458
468
333

2,414
2.330
2.557
3*083
2*923

7.042
9*018
7*655
6*772
7.426

3.061
3,351
3*593
3*630
3*541

56*226
64*364
66*273
67*240
67*067

1910
1911
1912
1913
1914

6*675
6*922
7.071
7*744
8*196

25
75
56
14
113

406
521
509
479
549

6*244
6*326
6*506
7.251
7.534

11,850
12,247
11.898
14*782
16*267

469
491
520
533
479

2.999
3*095
2,914
3*123
3.288

8.362
8*661
6*464
11,126
12*500

4,043
4*322
4*664
5*277
5*392

75,555
80*571
83,463
91*624
100*598

1915
1916
1917
1918
1919

8*222
10*051
16*151
21*254
27*227

52
100
1*050
4*102
8*822

560
667
921
978
1*196

7.590
9.284
14.160
16*174
17*209

12*382
19*958
28*690
26*068
24,539

480
838
811
1*602
1*462

3.102
3.586
4,324
4,069
4.639

6*600
15.534
23,755
20*397
18.438

5*518
5*406
5*902
8*663
7,200

96.677
109.836
139.746
154.183
163.424

1920
1921
1922
1923
1924

25*211
31*012
27*644
28*974
25.737

10*002
12*648
7.256
8*395
5*606

897
1*322
1*203
1*441
1*329

14*312
17.042
19.165
19*136
18*600

31*194
26.674
28*233
33*518
29.466

1,695
1*375
1*162
1.772
1.755

5.769
5.729
5.155
4,855
5,333

23*730
19,570
21*916
26*891
22,378

7,420
7.971
9,101
10,132
11,275

192*626
216*033
211.938
238*680
238*609

1925
1926
1927
1928
1929

24*239
25*719
27*904
30*671
29*696

5*454
6*029
5*781
5*739
5*868

920
827
752
922
977

17*865
18*663
21.371
24.010
22*653

28*789
29.852
32.916
27.834
28.485

1*456
1,471
1.374
1*625
1*676

5,478
5,257
5,413
4.535
4.562

21,855
23,124
26,129
21*674
22,247

12,312
13*970
15,425
15*267
15*168

238,088
244*673
245*925
241*485
232*096

1930
1931
1932
1933
1934

29*654
31*675
28*628
23*404
31*707

5*165
7.325
6*640
6*538
13*767

1*234
2*581
3*012
3*070
4*435

23*455
21.769
18*976
13.796
13.505

30*140
26*761
20.052
20*474
27.175

1,754
1.951
1.136
1*000
1*861

4.921
4*146
3,695
3,733
3*223

23*465
20*684
15,221
15,741
22,091

13.309
11.531
10.262
8*787
8,901

215*366
193*514
156*637
126*429
131,951

1935
1936
1937
1938
1939

34*647
40*556
45*447
40*079
36*551

17*597
20.876
24*716
22*191
18*460

4.273
5*795
6*292
6*284
9*039

12*777
13*885
14*439
11*604
9*052

35*276
46*316
50.051
47,225
49.711

2*750
3*062
2*442
2*270
2*613

3.571
4*410
5,098
4*435
4,536

28*957
40*844
42,511
40*520
42*562

9,106
9*491
9*024
8,462
9*049

138,798
158.174
166,638
157,438
158,952

1940
1941
1942
1943
1944

33*005
37*369
57*966
125*121
164*489

15.830
21*646
43,781
112*120
153*641

8*789
7*695
7.291
7.349
6*383

8*386
8*028
6*894
5*652
4*465

60.440
70,603
69,757
76.447
69,691

1*713
3*048
3*338
2*718
4*056

4.666
5*540
7*046
7.689
6.311

54,061
62*215
59,373
66*040
. 77,322

8*363
7*518
7*374
6,817
5*844

169,636
186*639
204,054
262,086
316*564

1945
1946
1947
1946
1949

231*293
264*287
235*598
228*103
231*702

221*150
248*807
217*705
207*309
211*026

5*738
6*838
10*543
12*749
12.783

4*405
8*642
7.350
6*045
7*893

96,245
87,722
64*124
98.701
105*078

3,877
5*338
5.952
7.853
5.701

6.205
6.537
10.694
13*705
12*947

84,163
73*847
67,476
77*143
86*430

5*002
4,921
4,926
5.163
5*510

387*236
433*690
429*212
461*873
480.915

1950
1951
1952
1953
1954

232*708
231*008
251*543
255*628
248*278

211*546
209.511
217*109
221*012
212*959

14*463
14*645
27*900
29.093
30*258

6*697
6*852
6*534
5*523
5.061

100.070
103*393
115*599
114*599
112*259

6*508
9*598
7*042
9.371
9,821

11*841
11.373
14.090
16*024
14*440

81*721
82*422
94*467
89,204
87,998

5*736
5*822
5*518
5*720
6*417

483*363
493*400
536.126
550.542
543*166

1955

254.177

217.677

30.734

5.766

108,172

7.540

15,998

84*634

6*828

554*603

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

'

1094

West Virginia

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Inter*-"

Glt

Other
demand

Other
time

1896
1897
1698
1899

10*697
11.520
13*471
16*623

543
569
676
651

6,397
5,966
8,101
10*940

3*957
4,983
4,694
5*032

1900
1901
1902
1903
1904

21*686
27*484
31*606
38*256
36*794

809
1,259
1.239
1*571
1*665

14.561
17,964
20,437
23*279
22*776

6*298
6*261
9,930
13,406
14,353

1905
1906
1907
1906
1909

41*465
46*652
51.672
49*807
49*629

1,647
1,565
1*386
1,269
1492

23.548
26,792
27*897
24*789
22*896

16*270
20*275
22*389
23*749
25*241

1910
1911
1912
1913
1914

57*120
60*633
62*355
69*790
76*412

1,464
1,459
1,686
1*937
2,120

27,271
29,823
26,632
32*075
36*903

28,365
29*351
34,037
35.778
35*389

1915
1916
1917
1918
1919

71*484
85,177
113*951
123*991
132.431

1.507
2*535
3,083
3,368
2.587

11
1*649
923

31*114
41,795
63*454
71*166
77,639

38*863
40*647
47*403
47*806
51,282

1920
1921
1922
1923
1924

157.769
174*982
169*008
194.616
191,112

3*590
3,691
4,153
5,036
4,500

430
1,328
99
200
21

91,505
97,734
91,387
110,317
104*858

62*264
72.029
73*369
79.061
81*733

1925
1926
1927
1928
1929

185.811
191,366
196,125
188,974
183*586

3.879
4.133
4.597
3.548
3.211

28
107
162
58
41

98*710
101,783
103,428
94,479
94,241

83*194
85*345
67*938
90*889
86*095

1930
1931
1932
1933
1934

171,834
152,247
118,369
96,127
105,706

4.053
3.676
2*767
2.291
3*301

42
39
14
583

89*183
75,984
52,646
41,100
49,922

78*598
72*545
62*917
52*722
51,900

1935
1936
1937
1938
1939

112,326
130*522
138,209
129,967
132*136

3*216
4,726
4.399
4.016
5.319

538
225
119
67
108

53*307
66,420
71,636
65,990
67,612

55.265
59,151
61*853
59,874
59,099

1940
1941
1942
1943
1944

142,777
161,339
176.259
234,287
287,742

6.403
8.463
9,568
9,973
8.693

130
191
2*669
16*023
41.519

75,122
91,125
104.157
145.282
162*465

61*122
61*560
59,865
63*009
74,865

1945
1946
1947
1948
1949

357.019
397,652
389,491
421.545
438,142

12.066
8*979
8*868
10,490
10,274

53.286
28*610
2*950
6*538
5,594

194.478
240*843
251.428
275*560
289,352

97(169
119*220
126*245
128,957
132*922

1950
1951
1952
1953
1954

438,050
445,536
485,140
496,003
487.511

10,935
11,001
11*791
11*565
11,416

10*139
13*629
12*568
9.196
11*799

285*029
289,224
318,454
325,020
312*434

131*947
131,482
142*327
150,222
151*862

155*022

West Virginia

1095

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat onal
ba*
no ,es

rvT,or

Unties

<**>

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

12

3*266
3.452
3*544
3.251

1.199
1.288
1.397
1.310

15*498
16*371
16.506
21*323

59
67
73
75

1
59
48
73
422

3.449
4*165
5*120
6*967
8*220

1.648
2*014
2*749
4*150
4.821

26.919
33.945
39.704
49.735
52.635

88
101
111
133
151

324
500
345
467
564

575
269
553
238
96

8.761
9.155
9*505
9*806
10*279

5*103
5*768
6*198
6*922
6*499

56*228
64.364
68.273
67*240
67*067

157
164
171
172
167

1910
1911
1912
1913
1914

552
796
1*233
696
Ii775

157
223
189
487
272

10.804
11*300
11*568
11.754
12.722

6*922
7*619
8*118
8.897
9.417

75.555
60*571
83*463
91.624
100*598

178
178
186
190
189

1915
1916
1917
1918
1919

2*156
967
336
3*203
4*341

197
272
464
958
436

12.767
13*437
13*857
14*344
14*741

10*073
9.983
11.138
11*687
11.475

96*677
109*836
139*746
154*183
163*424

193
192
203
206
213

1920
1921
1922
1923
1924

4*360
7*981
7*994
6*846
7*067

956
651
1*505
1*616
1*690

16.087
17.598
17*640
18*901
20*339

13.434
14*821
15*591
16.901
16*401

192.626
216*033
211*938
236*880
236*609

217
226
225
222
225

1925
1926
1927
1928
1929

10.213
9*136
5*848
8*610
6*877

1*696
2.200
2.356
2*229
2295

21*389
22.162
21*493
21.357
19.717

18.977
20*007
20*103
20*315
19*621

238*088
244.873
245*925
241*465
232*098

221
222
217
211
194

1930
1931
1932
1933
1934

4*875
4*758
7*016
4*315
703

1.595
2*018
1.596
1*203
225

17.914
16.221
14*031
12.001
15.057

19*148
18*270
15.625
12*783
10*260

215*366
193*514
156.637
126,429
131.951

177
158
130
106
101

1935
1936
1937
1938
1939

101
78
407
290
169

308
324
434
476
367

15*327
15*384
15*347
14*489
13*598

10.734
11*866
12.241
12*214
12.680

138.798
156.174
166.636
157.438
156*952

101
104
106
104
102

1940
1941
1942
1943
1944

160
230

476
462
556
604
758

13*239
13*088
12*952
12*944
12*886

13*144
13.790
14,057
14.251
15.178

169.636
186.839
204.054
262.086
316.564

103
103
103
103
103

1896

136

110
96
127

1900
1901
1902
1903
1904

133
223
181
289
378

1905
1906
1907
1908
1909

1897
1896
1899

1945
1946
1947
1948
1949

2*900
2.900
915
650

1*016
1*476
1*658
1.966
1*972

12.649
12*724
12.621
12*651
12*631

16.552
19.138
22.542
24,796
27*520

367.236
433.890
429*212
461.873
480*915

102
103
105
106
105

1950
1951
1952
1953
1954

449
150
450
675
602

2*306
2*479
2*863
3*176
2*924

12*983
13*915
14*113
14*326
14*385

29*595
31.320
33*560
36*360
37,744

483.383
493*400
536*126
550.542
543.166

106
106
107
108
107

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

3*400

15.010

107

1096

West Virginia

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1921


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Year
Total

S3.

<*"">

1896
1897
1898
1899

231
222
246
245

203
214
239
240

12
1
7

1900
1901
1902
1903
1904

296
306
418
544
669

284
273
373
449
587

12

1905
1906
1907
1908
1909

731
796
890
835
907

642
699
828
794
851

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

16
7

5
33
45
95
82

54
56

S3.

<r

89
97
8
41

1910
1911
1912
1913
1914

1,093
1*092
1*092
1*145
1*156

,036
,045
>047
.083
103

1915
1916
1917
1918
1919

1*109
1,125
1,026
921
798

1,066
1,079
980
874
757

1920
1921

749
654

711
621

Co'lat^

42
38
62
53

JS.
57
5
7

43
46
46
47
41
36
33

West Virginia

1097

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1921Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligation,

Total

Obligations
. ... .
aubdivtaioas

Cash Items
in process
of collection

Total

1696
1697
1898
1899

16
10
29
71

5
6
29
27

13
4

1900
1901
1902
1903
1904

54
149
150
142
138

52
95
96
44
74

2
54
54
98
64

67
54
66
109
76

1905
1906
1907
1906
1909

97
99
150
138
172

52
53
112
86
93

45
46
38
50
79

1910
1911
1912
1913
1914

66
101
164
233
260

34
26
68
133
187

1915
1916
1917
1918
1919

268
357
513
745
1.090

1920
1921

1*236
1*533

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

506
704

6
16
22
13

Currency
and
com

Bankers'
{'

Total
assets

1 A'

reserves)
4
14
19
11

8
6
7

263
255
303
336

48
61
106
74

51
63
68
68
72

466
572
702
863
955

61
111
70
108
70

56
108
67
106
67

68
71
68
75
77

957
1*077
1*176
1.156
1.226

52
75
96
100
73

120
126
137
114
110

117
123
134
111
107

76
77
84
84
85

1.375
1.396
1.477

186
246
356
517
756

62
109
157
226
334

125
148
216
175
99

122
145
213
172
96

90
86
93
61
90

1.592
1*716
1.846
1.922

2.077

508
575

224
254

89
166

86
163

106
70

2*164
2.423

65
4

1*576

1.611

1098

West Virginia

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1921Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Depoei ts
Year
Total

Interbank

S.
&moment

Other
demand

Other
time

1896
1897
1898
1899

250
297
324

1900
1901
1902
1903
1904

454
563
681
837
925

1905
1906
1907
1908
1909

935

935

1*032
1*125
1099
1*192

032
125
.099
192

1910
1911
1912
1913
1914

307
332
403
.492
522

307
.332
403
492
522

1915
1916
1917
1918
1919

1*498
1.616
1.743
1*818
1*951

1*498
1*616
1*743
1*818
1)951

1920
1921

2.047
2*269

2*047
2*269

258

258
250
297
324
454
563
681
837
925

West Virginia

1099

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1921Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank

Surplus and

f^.
^^

Caoital
^P1131

1696
1897
1896
1699

Total

other

liabilities

capital
accounts

and capital
accounts

W.K,
Tf*

5
5
6
12

263
255
303
336

1
1
1
1

14
9
10
26
30

468
572
702
863
955

1
1
1
1
1

1905
1906
1907
1908
1909

22
45
53
57
34

957
1,077
176
156
*226

1
1
1
1
1

1910
1911
1912
1913
1914

68
64
74
84
89

t375
396
1,477
1*576
1*611

1
1
1
1
1

1915
1916
1917
1918
1919

94
100
105
104
126

1*592
1*716
1*846
1*922
2*077

1
1
1
1
1

1920
1921

137
154

2*184
2*423

1
1

1900
1901
1902
1903
1904

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11

WISCONSIN

State commercial banks and mutual savings


banks presented a number of problems and
considerations not encountered in compiling
the balance sheet for national banks. The
following sections describe these problems and
the methods used in deriving the revised series.

Revised data for assets and liabilities and


number of all banks in Wisconsin, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for all commercial banks, in Table la; for national banks,
in Table 2; for State commercial banks, in
Table 3; and for mutual savings banks, in
Table 4.1 A separate balance sheet was not
compiled for unincorporated banks in Wisconsin because adequate data were reported,
either separately or in combination with data
for other State commercial banks, in the reports of the Comptroller of the Currency or
the State banking department.

The primary sources of statistics for State


commercial banks for 1896-1933 and for
mutual savings banks for 1896-1946 were (1)
figures reported to the Comptroller of the
Currency and published in his annual reports
and (2) figures published in the reports and
abstracts of the State banking department.
These sources were supplemented by data
obtained from bankers' directories.

A general description of the compilation


of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the principal methods used in compiling the figures.
The figures for national banks in Wisconsin were obtained from abstracts and annual
reports of the Comptroller of the Currency
with relatively minor adjustments; a description of these figures is included in the United
States Summary. Compilation of figures for
1
The term "State commercial banks," as used for this
State, refers to banks that at one time or another during
the period were designated in the annual reports of the
Comptroller of the Currency as "State banks," "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

The sources of statistics for State commercial banks for 1934-1946 were (1) summary figures for insured banks published or
supplied by the Federal Deposit Insurance
Corporation and (2) figures for noninsured
banks derived from reports of the State banking department or from bankers' directories.
Data for this period are discussed separately
because of the substantially better coverage
and more consistent reporting beginning in
1934.
Beginning with 1947, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks and for mutual savings banks were
taken directly from data published or supplied
by the Federal Deposit Insurance Corporation.

1101

1102

All-Bank Statistics
STATE COMMERCIAL BANKS, 1896-1933

The following paragraphs describe (1) the


principal adjustments in the figures as published by the Comptroller of the Currency,
(2) supplementation of the data from other
sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
examples of the use of banking trends as a
guide in making State estimates.

The breakdowns of all of the principal


items except investments were estimated on
the basis of ratios of subitems to the total that
were interpolated between similar ratios computed from reported figures for 1896 and
1905. For investments, no figures were reported for 1896 and those for 1905 appeared
to be inaccurate as compared to data reported
for subsequent years. The investment breakdown for 1896-1905, therefore, was based on
the distribution of investments in 1906.
LOANS

NUMBER OF BANKS AND AGGREGATE


BALANCE SHEET

The number of banks and the aggregate


balance sheet as published by the Comptroller
were adjusted to include the following numbers
of loan and trust companies:
Year or period
1897-1898...
1899-1900...
1901
1902
1903
1904

Number
... 6
... 4
... 5
... 6
... 8
... 7

Capital accounts of these loan and trust


companies were tabulated from bankers' directories. Total assets were then estimated by
applying to total capital accounts, ratios of
capital accounts to total assets that were derived by interpolating between ratios based
on data reported by these banks to the Comptroller for 1896 and 1905. The principal
balance-sheet items (loans, investments, cash
assets, and deposits) were estimated by applying to total assets, ratios of these items to
total assets that were derived by interpolating
between similar ratios based on reported data
for 1896 and 1905.
2
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of "a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual. The same procedure was used for mutual
savings banks.

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A complete classification of loans into real


estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1928. For years in which items were not
reported, the figures (other than those for
banks added prior to 1905, which were described earlier) -Were obtained in the following
manner:
Real estate and collateral loans (State
banks). Real estate loans for 1896-1906 were
estimated by applying to total loans, ratios
of such loans to the total computed from data
for scattered years found in State banking
department reports. Estimates for 1908 and
1910 were made by applying to total loans the
average of the ratios of real estate loans to
total loans computed from reported data for
1907 and 1909 and for 1909 and 1911, respectively. For 1916-1921, for 1923 and 1924, and
for 1926 and 1927, real estate loans were
estimated by applying to total loans, ratios of
real estate to total loans that were derived
by interpolating between similar ratios based
on reported data for the year preceding and
the year following each of these periods.
Collateral loans for 1896-1908 were estimated by applying to total loans in each year
the ratio of this item to total loans computed
from reported data for 1909; for 1910, 1924,
and 1927, by applying the average of the
ratios for the preceding and succeeding years;
and for 1916-1921, by applying ratios that

Wisconsin
were derived by interpolating between ratios
based on reported data for the year preceding
and the year following the period,
Real estate and collateral loans (loan
and trust companies). Real estate loans for
1910 were estimated by applying to total loans
the average ratio of such loans to total loans
in 1909 and 1911; and for 1915-1921 and 19231927, by applying ratios that were derived by
interpolating between ratios based on reported
data for the year preceding and the year
following each of these periods.
Collateral loans for 1896-1904 were estimated by applying to total loans in each year
the ratio of collateral to total loans computed
from reported data for 1905; and for 1910,
1915-1921, 1924, and 1927, in the same manner
as described for State banks.
INVESTMENTS

With the exceptions noted below, a complete classification of investments into United
States Government, State and political subdivision, and other securities was published by
the Comptroller beginning with 1918. For
years in which items were not reported, figures
were estimated.
Estimates of holdings of United States
Government securities and obligations of
States and political subdivisions at State
banks for 1896-1908 were derived by applying to total investments in each year the ratio
of each of these items to total investments
computed from reported data for 1909, Since
the amounts of these items were very small
when the breakdown was reported in 1909 and
in subsequent years, it seemed reasonable to
assume that amounts were small in the earlier
years also.
Estimates of United States Government
securities for all State commercial banks (including loan and trust companies) for 1916
and 1917 were derived by applying to total
investments the ratio of these securities to
total investments computed for 1915, Although holdings of these securities were re-

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1103

ported for 1918, the figure was not used as an


estimating base because of the large increases
in this item resulting from World War I
financing.
Holdings of obligations of States and
political subdivisions at State banks for 19161921 were derived by applying to the total
of these securities and "other" investments,
ratios of the item to this total that were
derived by interpolating between ratios based
on reported data for 1915 and 1922. Holdings
at loan and trust companies in 1916-1922 were
estimated in the same way, using reported
data for 1915 and 1923. Estimates for both
State banks and loan and trust companies
for 1924 and 1927 were derived by applying
to total investments the average of ratios of
the item to total investments computed from
reported data for 1923 and 1925 and for
1926 and 1928, respectively.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate, after some minor
revisions, in the reports of the Comptroller
beginning with 1911, although reported figures
for United States Government deposits were
supplemented in a few years.3 No attempt
was made in the revised series to provide figures for the latter item prior to 1918, because
practically all such deposits were held by
national banks.
In the years when items were not .reported,
figures were obtained from other sources or
were estimated.
Time deposits* Figures for time deposits
at State banks for 1896, 1897, 1904, 1905,
1907, 1908, and 1910 were obtained from State
banking department reports. Estimates for
1898-1903 were derived by applying to total
deposits for June dates, the ratio of time to
total deposits computed from data for fall
a
l n subsequent paragraphs these items (if discussed) are
designated and arranged as follows: demand, time, interbank,
and United States Government. This order differs from that
in the tables.

1104

All-Bank Statistics

call dates in the State banking department


reports; the figure for 1906 was estimated on
the basis of the average of the ratios computed from reported data for 1905 and 1907.
For the entire period 1896-1933 time
deposits at loan and trust companies were
adjusted, on the basis of information available in reports of the State banking department, to include several deposit items
included in "other liabilities" as reported to
the Comptroller.
Interbank deposits. Estimates of these
deposits at State banks (other than loan and
trust companies) for 1900-1902 were derived
by applying to total deposits for the June
call dates the ratio of these deposits to total

deposits computed from data for fall call


dates available in State banking department
reports.
United States Government deposits.
Figures for United States Government deposits for 1918-1920 represent such deposits
at State member banks only, which held practically all of this type of deposit at State
commercial banks. Figures except for 1918
are as reported. The figure for 1918 was
estimated by applying to United States Government deposits at all State member banks
in the United States on June 30 of that year,
the ratio of these deposits at State member
banks in Wisconsin to such deposits at all
State member banks on June 30, 1919.

STATE COMMERCIAL BANKS, 1934-1946


The principal assets and liabilities of
State commercial banks for 1934-1946 were
obtained by combining data for insured banks
published by the Federal Deposit Insurance
Corporation and data for individual noninsured banks. Figures for the latter group for
1934-1941 were taken from bankers* directories; for 1942-1946, they were compiled by
the Federal Deposit Insurance Corporation
from data furnished by individual banks or
by the State banking department.
The breakdowns of some of the principal
asset and liability items that were required
for the all-bank series were not available for

noninsured banks for every year during the


period 1934-1946 in the sources cited. The
breakdowns of loans, of investments other
than United States Government obligations,
and of cash assets for 1934-1946 were estimated on the basis of the percentage distribution of these items at insured nonmember
commercial banks in corresponding years.
The breakdown of deposits for 1934-1941 was
estimated on the basis of the percentage distribution of deposits at noninsured commercial banks in 1942 derived from the reports
furnished by the Federal Deposit Insurance
Corporation.

MUTUAL SAVINGS BANKS, 1896-1946


mating the breakdowns or otherwise adjusting
The number of mutual savings banks and
the data are as follows:
the aggregate balance sheet, as published by
Estimates for real estate loans and colthe Comptroller of the Currency, were adlateral loans for 1896-1902 were derived by
justed by the addition of one insured bank
in 1934.
applying to total loans in these years the
ratios of these items to total loans computed
The major balance-sheet items for mutual
from reported data for 1903; for 1904 and
savings banks, as published by the Comptroller or by the State banking department,
1910, by applying the average of the ratios
were adequate for the entire period. However,
for 1903 and 1905 and for 1909 and 1911,
respectively; for 1916-1921 and for real estate
not all of the balance-sheet detail was publoans only in 1923-1927, by applying ratios
lished every year and the reporting of items
that were interpolated between similar ration
was not always consistent. Methods of esti-

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Federal Reserve Bank of St. Louis

Wisconsin
based on reported data for 1915 and 1922
and for 1922 and 1928, respectively.
Collateral loans for 1924 and 1927 were
estimated by applying to total loans the
average of the ratios of this item to total
loans based on reported data for 1923 and
1925 and for 1926 and 1928, respectively.
No holdings of United States Government
securities were reported prior to 1918. Data
for 1918 were obtained from the State banking department report for the fall call and
were not adjusted to the June call date.
An estimate of obligations of States and
political subdivisions for 1910 was derived by

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Federal Reserve Bank of St. Louis

1105

applying the average of the ratios of these


securities to total investments computed from
reported data for 1909 and 1911; for 19161918 and for 1920 and 1921, by applying to
total investments less United States Government securities, ratios of this item to this total
that were derived by interpolating between
similar ratios based on reported data for
1915 and 1919 and for 1919 and 1922, respectively; for 1924 and for 1927, by applying
to total investments average ratios of these
securities to total investments based on reported data for 1923 and 1925 and for 1926
and 1928, respectively.

1106

Wisconsin

AH Banks7b6/e 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total
U96
1897
1*96
1899

67*363
62.653
72,048
85*473

1900
1901
1902
1903
1904

95*959
107,711
121,9*6
134*664
136.797

1903
1906
1907
1906
1909

Real
estate

8.155

All

Collateral

Year

other

Total

Real
estate

Collateral

All
other

13*616
13.244
14,925
17.335

45*614
41*762
48*009
57,969

11*611
13.202
15.390
17,361

17 .'984

18.814
22,352
24,104
27*430
27*954

65*534
72.157
82*452
89*893
90*859

1920
1921
1922
1923
1924

605,368
587,127
541,728
584,581
591*744

176*839
192*243
198,172
179*598
148*347

100*270
94*665
87.836
117.604
132.565

326*259
300.019
255.720
267*379
310*632

141*660
137*790
163*176
171*818
184*123

19*224
21*162
26*620
27.600
32.666

27*816
30,233
36*244
35*301
37,302

94*638
106*393
120.314
108,917
114,153

1925
1926
1927
1926
1929

602*360
625,645
633.250
642.565
676.316

118.974
125*354
127,548
126,963
129,563

144.904
152.147
161*920
179.960
158,559

338.462
348.144
343*762
333.622
368*194

1910
1911
1912
1913
1914

204*887
223*027
240*938
270.730
286.972

34,959
40*293
44.959
48*610
52.151

42,771
44,937
51,031
57,561
56*459

127.157
137,797
144*946
164.559
178*362

1930
1931
1932
1933
1934

631.503
572.466
476.656
266.631
280.844

118.166
112*146
103*534
56.202
69.994

161,067
150.707
127*501
63*354
71.950

352*246
309*611
245*621
129.075
138.900

1915
1916
1917
1916
1919

295*196
322.386
377.876
410.296
433*386

47.849
62,867
82,617
99,395
119*386

60*262
62*708
70*254
76*615
82*273

167.065
196*793
225.005
232,288
231*727

1935
1936
1937
1938

229.364
231*425
249*460
244.003

59*923
59*619
66*227
71*460

48.758
45*667
41.216
38*934

120.683
126.139
142.017
133*609

7*827

9.114

10.169

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

237.632

18*561

47.550

1940
1941
1942
1943
1944

292.015
340*410
344,765
298.777
310.785

129.376
150*424
148,446
120*763
128,259

285
569
568
390
4*573

6*485
6.267
7*343
6*624
11*950

25*051
26*538
26*303
25*431
25*866

54*824
71*342
81*690
85,598
86*361

21.579
23.346
23*413
19*167
17,573

28*989
28.547

52*415
59*924
56*802
11*815
7*656

1945
1946
1947
1946
1949

323,913
394*996
564*504
682,591
715.365

114,967
149.443
240*379
286*364
277,521

1,632
2*069
1.445
650
654

29,941
17*008
12,492
9*832
9*656

26,525
31,669
39,454
44,857
46.055

92*314
1 1 1 , 1 74
150*039
168,275
212*860

19,687
29,485
43*945
55,489
59,588

30*922
44,210
65,295
88,628
103.479

7*923
9,936
11.455
14.695
13*720

1950
1951
1952
1933
1934

806*671
945*846
1,001*327
1*104,733
1*170,614

294.761
373.419
392*909
419,990
432*564

1*162
636
1*423
3*072
11*967

6.979
9*607
6*913
21*029
15*156

51*761
56*694
59*359
62*394
65,069

249,339
285*803
306*248
334*587
357.378

63.969
72,033
73*695
76*478
85*762

130*140
143,611
154*704
181*079
191*500

21*349
16,486
22*353
25,971
33*746

1953

1,340,401

469,407

15,705

29*689

70*877

420.068

99.706

219,935

40*386

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wisconsin

1107

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investm ents
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1697
1698
1899

8672
9*036
10*950
14*873

4.008
4.012
4.226
4*750

827
881
1.212
1.884

3.837
4*143
5.510
8*239

21*796
29.821
36.759
41*661

801
761
1,029
1,297

8.571
9.112
10.570
10.888

12,426
19*946
25*160
29.476

4.814
5.223
4,738
4,565

102,669
106,933
124,495
146,572

1900
1901
1902
1903
1904

15*610
19*544
21*547
24*685
26675

5*335
6*477
6*444
7*590
8.466

1*985
2*482
2*846
3*212
3*249

8*290
10*585
12.257
13.683
14.960

37.863
44,171
44,040
45*420
43,760

1*084
1*390
1*654
1*510
1.278

10.379
11.910
12.583
12.563
12.590

26.420
30.671
29.803
31.347
29.912

3,990
4*087
4.166
4.200
4.887

153,442
175,513
191,699
208*989
212*139

1905
1906
1907
1906
1909

29*469
35i642
41*226
46*424
50*623

9*147
10.847
12*001
13*309
13.714

3.541
4.330
5*081
5*693
6*193

16.781
20.465
24*144
27.422
28.716

49*112
54,475
60.375
59.219
61.353

1.563
1.833
1*603
2*078
1*667

14.126
13.672
15*313
17.376
17*825

33*423
38.970
43*259
39.765
41,861

5*189
6,329
8,133
9,458
7,259

225*450
254.236
292.912
286.919
303.358

1910
1911
1912
1913
1914

49.278
56,319
63*641
62.587
62.525

13.276
13.690
14*184
13.669
13.977

10,221
12*011
12*260
11*253
12.477

25.781
30*618
37,197
37.465
36*071

68.018
70.373
76,767
80.727
86*125

2.573
2*283
2*607
3*244
3.547

18.343
19*454
19*843
21*816
23*103

47,102
48,636
54,317
55*667
59,475

8*445
8,517
9,563
9*846
13*492

330.626
358.236
390.909
423*890
449*114

1915
1916
1'917
1918
1919

66*002
76*233
92*622
120*004
167*239

14*306
13*943
19*828
37*598
92.653

12.475
14*815
16*060
21.095
19*127

39.221
47.475
54*934
61.311
55.459

81.142
99.473
108.634
100*272
147.819

3.217
5,329
5*004
8*541
10.834

17,806
18,703
19,612
14,414
16,410

60.117
75*441
83*818
77,317
118.575

12*983
13*991
15*376
18*337
18*780

455.323
512.065
594*708
648*911
767*226

1920
1921
1922
1923
1924

157*646
151*382
145*146
166*654
161*184

71,379
61,217
53*335
69.172
67.586

23,446
24*902
25.626
28.072
29.574

63,021
65*263
66*185
71.410
84.024

140.962
109.279
117.423
136.664
141.248

14.017
11*448
12.532
14.917
12*118

19,736
16,886
15,961
15,902
17*946

107.209
80,943
86.930
105,845
111*182

24*179
26,017
26*406
30.393
33.281

928.355
873.805
832*703
920*292
947.457

1925
1926
1927
1928
1929

211*144
248*939
271.461
295*749
276.682

66.187
67*553
65*724
68*992
67*419

33.113
35*319
35.318
35*973
30*918

111*644
146.067
170,419
190.784
178*345

146.357
154*620
155*091
158*619
149*745

15.593
16*260
16*178
18*353
17.592

16*003
18*333
18*473
17.135
17.563

112,761
120.227
120.440
123.131
114.590

36*268
38*565
40*740
41.584
44.577

996,129
1.067,969
1*100*542
1*138*517
1*147*320

1930
1931
1932
1933
1934

275.422
298.936
252.424
164.622
279,887

62.112
65*644
70*660
71.487
153.679

31.043
34.293
28.851
18.615
20.732

182*267
178.999
152.913
74.520
105.476

157.602
172.445
127*116
113.936
164.442

17*544
13*516
12*156
8,623
10*728

17*926
20.875
18*308
12*498
13*888

122.132
136,054
96*650
92*815
139.626

44.494
45.312
43.105
29,294
35.389

1*109*021
1*089*159
899.301
576*483
760*562

1935
1936
1937
1938
1939

365*041
450.187
466,813
445.677
450.731

231.300
270.375
270.075
261*612
255.172

24.743
29.619
34.719
38.839
52.095

108.998
150.193
162.019
145.226
143*464

197.168
213.974
241.250
254.029
298.641

11,704
17,098
21*675
19,306
24*256

16*169
19,098
21*504
19*974
19,729

169,295
177,778
198*071
214.749
254.856

32,010
34*696
33.012
31*036
29*833

623*583
930.282
990*535
974.745
1,037*037

1940
1941
1942
1943
1944

414.489
436.534
551*466
1*026.632
1*436*412

238*649
274*806
406*782
684*948
1.306*404

56*419
61*115
64*540
66*050
61*910

117.421
100.611
80*144
75.634
68.098

377.914
413.376
426.211
465.332
516.058

22.759
27*246
32,115
39,049
51*426

21*164
24,191
28*942
30*104
32*270

333.991
361.939
367*154
396,179
432,362

28.799
26*289
25*843
24.409
23.283

1,113*217
1,218,609
1,350,285
1,815,150
2*286*536

1945
1946
1947
1948
1949

1*838*336
2*043*960
1*863*151
1.796*539
1.708.495

1*702*658
1*885*420
1.680*949
1.590*772
1.496*254

63*765
66,767
92*962
117.937
127*932

71.893
91,773
69.240
87*830
84.309 9

578.591
651*642
597,291
592,990
587,971

47*401
54*319
82*632
78,304
73.149

32*643
33*666
40*521
47*666
51*480

496*547
563,855
474,138
467,000
463,342

22.836
22*802
23.143
24.539
25.507

2*763,676
3,113*600
3,048.089
3,096*659
3,037*536

1950
1951
1952
1953
1954

1.765.413
1*657*469
1.755.757
1.779.831
1*831.224

1.530,671
1.408*239
1*503.409
1.510.087
1.556.176

144.719
155.269
162.304
184*439
192*890

89.823
93,961
90*044
85,305
82.156

572,164
662,656
735*136
698,395
745,895

81*544
107,201
108,653
105,518
98,665

45.805
48.850
56*331
62.049
64,676

444*815
506*605
570*152
530*828
582*554

28*191
28*815
29.659
31*314
35*241

3.174.639
3*294*788
3*522*079
3*614*275
3.783*174

1*790,127

1,476*363

214,277

112*986

64*441

512*402

36,160

3*656*517

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1108

Wisconsin

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AM) NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896
1897

73.554

Interbank

U.S.
Government

Other
demand

Other
time
17*329

1896
1899

78*476
96.390
120*082

3.440
6.374
7.676
9,253

663
535
572
1*289

52*122
53*749
64*733
72*095

17*816
23*409
37*445

1900
1901
1902
1903
1904

124*892
144*557
158*825
171*922
171.051

9*161

1*220

10*301
10*005
11*485
10.275

1*718

71*446
83*232
90*683
104*677
103*707

43*063
49*306
56*011
53.509
55*097

1905
1906
1907
1908
1909

180*196
204*649
239*141
227*612
242*380

10*506
12.990
15*535
13.903
16.446

107*439
116*766
129.499
117*405
110*076

60.837
71*569
91.435
94*340
114*579

1910
1911
1912
1913
1914

268*766
290*846
318*150
347.364
371*434

16.929
17.594
21*092
23*080
25*089

121*413
109*669
116.777
125.752
159*541

127*566
162*441
178*878
197.581
185*749

1915
1916
1917
1918
1919

372*215
429*941
505,420
524*409
646.053

24*064
30.639
34.873
29*404
44*205

15*634
6*513

155*153
178*057
213,479
225*332
289*304

191.989
220*308
256*142
254*039
306*031

1920
1921
1922
1923
1924

767,534
669,249
687*904
775,662
810*869

41*452
30.671
36.447
43.796
43*829

2*065
4*092
1*659
3*063
2*266

332*353
278*887
292*235
319*520
329.023

391*664
375.399
357*563
409*283
435.771

1925
1926
1927
1928
1929

857*645
917.377
946.430
973,444
964*874

47*594
49.522
51*849
46*379
44*360

2*442
1*568
2*440
4.345

348*179
371*689
374*357
364*762
369.864

459*430
494*598
518*611
539*863
546*305

1930
1931
1932
1933
1934

935,006
919,756
731*739
460,762
629,295

44.274
62*933
38*113
30*709
45*072

2*418
3*685
5*782
8*459
19*363

360*538
335*811
264*402
182*118
255*861

527.776
517.127
423.442
239*476
306.979

1935
1936
1937
1938
1939

714,078
817,720
874.854
658,841
920.261

56.370
62,231
60*136
60.179
68.645

3,693
14,876
3*184
6*152
14*163

302*225
355.679
386*212
363*440
400*614

351.790
384.934
425.322
429*070
436,639

1940
1941
1942
1943
1944

993,155
1,093.454
1,229,101
1,666*708
2.146*822

85,239
95*225
102*614
118,304
125.441

13*414
4*277
11*612
116.433
306*686

437*274
527*344
639.493
885*386
1.006,859

457,228
466*608
475.162
566.585
705.836

1945
1946
1947
1948
1949

2.606*836
2*936.624
2,868*197
2*910*292
2*640*713

142*404
150*276
122*076
132.843
113.132

358*825
239*447
30*903
53*952
51*751

1*179.066
1*390*235
1.431.378
1*419*196
1*405*814

928.541
1,156*666
1,283*840
1*304*301
1,270*016

1950
1951
1952
1953
1954

2,965,580
3*071*839
3.288.469
3*364,095
3.514.860

120.860
128,818
141,299
134,599
149,076

81*222
113.985
137^483
84*654
109*335

1*506.246
1.598.339
1*715*150
1.779.476
1*631.635

1.257*252
1*230*697
1*294*537
1*365*366
1.424*614

1*901.714

1,431.520

2*126
2*251

1,972
1*414
1*304
2*672
2*164
1*275

658
942
1*403

951
1*055

1.009
937
926

1*613

Wisconsin

1109

Table 1-All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures 3 of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

1896
1897
1698
1699

255
82
10

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

2*713
2*603
2*756
2*571

831
479
532
153

19*121
19*252
19*021
18*080

6,195
6*041
5*786
5*666

102*669
106*933
124.495
146*572

319
323
331
332

1900
1901
1902
1903
1904

25
70
55
183

3*642
4.285
3.937
5*438
6*251

555
593
677
691
760

17*823
19*054
20*773
21,650
23*867

6*530
6*999
7*417
9*233
10.027

153*442
175.513
191.699
208*969
212*139

349
387
416
458
480

1905
1906
1907
1906
1909

2tl05
68
144
302
766

7.218
9,125
10.234
12.056
12.322

902
1*062
685
1*122
552

25*134
27*617
29*042
30*451
31*688

9,895
11,715
13,666
15,176
15*630

225*450
254*236
292*912
286.919
303.358

505
526
549
587
596

1910
1911
1912
1913
1914

584
1*389
If223
2.393
2*266

12.540
12*291
13*263
13*113
12.891

1*169
532
955
959
1*445

31,325
35,050
37.097
36*411
39*444

16*244
18,128
20*221
21*650
21.634

330*628
358*236
390*909
423*890
449*114

630
672
717
755
788

1915
1916
1917
1916
1919

2.445
2.744
4.690
29*938
14*054

13.424
12*896
13*205
12.454
12*629

2*161
502
1*838
9,902
17.459

40,492
41*944
43*404
45*182
47*646

24.586
24.058
26.151
27.026
29,383

455*323
512*085
594*708
648*911
767,226

827
857
899
932
945

1920
1921
1922
1923
1924

51.777
66*240
23,526
20*966
10*106

14.003
14*746
15.059
14.937
16*041

6.044
2.650
2*652
2.789
1*671

54*404
56*127
59*613
60*906
61*379

34,593
42.793
43.949
45.032
47,371

928*355
673*605
832*703
920*292
947,457

976
996
1.002
1*000
993

1925
1926
1927
1928
1929

10.554
16.608
14.569
20.460
26*536

14*360
15.005
16*045
15.967
1 5 99 1

3*008
4.915
4.633
4*439
10.051

62*309
63*208
64*178
64*756
69*676

48,253
50*656
54*687
59*451
60*192

996,129
1*067*969
1*100*542
1*138*517
1*147*320

990
963
973
967
964

1930
1931
1932
1933
1934

9.260
7.141
20.599
9.312
2.301

16*632
15*871
15.975
21*794
22*209

10.115
10.272
5.070
3,749
2*704

71,317
70.932
67*436
45*399
70.323

66*691
65*167
56*462
35,467
33*730

1*109*021
1*089*159
899*301
576*483
760*562

936
915
857
401
638

1935
1936
1937
1938
1939

100

1*753

2*300
4*366
3,476
3,162
2.131

77,938
76*807
73,978
72*102
72*631

27,414
31,369
38,227
40,574
42*014

623*583
930*282
990*535
974,745
1,037,037

625
610
604
594
581

2.337
2.242
2*943
2*936
3*501

71*037
69,119
63*361
62*852
63.597

46,688
53*794
54.880
62*654
72*618

1*113*217
1*218*609
1*350*285
1*815*150
2*286*536

574
569
565
563
562

66

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

6*500
250
15
50

4,587
5,597
5*561
6*063
6*780

63*733
64*190
64*321
65*100
65*680

86*520
100*669
109,760
115*189
124*315

2*763*676
3*113*600
3*048,069
3*096*659
3*037*538

559
560
557
557
555

1950
1951
1952
1953
195*

50
65
865
440

8*593
9,814
10,696
13,772
15,837

66*097
66*534
69*659
71*446
73.219

134,369
144,551
152,990
164,095
176*616

3*174*639
3*294,788
3*522*079
3*614*275
3.783,174

556
557
556
558
558

4*000

16,021

76.712

187,780

3.856*517

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1110

Wisconsin

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Total
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
19X3
1914
1915
1916
1917
1918
1919

Real
estate

All
other

Collateral

Year

67i232
62*706
71*864
85*255

8*035
7*711
8*969
9997

13.583
13.213
14*886
17*289

45*614
41*782
48*009
57.969

95*700
107*388
121*534
134*224
136*286

11*407
12*948
15*066
16.999
17.542

18.759
22*283
24.016
27.332
27*885

65,534
72.157
82.452
89*893
90*859

1920

141*103
157*105
182*305
170*977
163*259

18.681
20.515
25.844
26.854
31*963

27.784
30.197
36*147
35*206
37.253

94*638
106,393
120.314
108.917
114*043

1925

203*856
222*002
239.776
269*472
285*721

34062
39.355
43*879
47418
50*941

42*697
44*850
50*950
57.495
56*418

127*097
137.797
144*947
164.559
178.362

1930

294*012
321*150
376*602
409*056
432*006

46.753
61.734
81*423
98.225
118*078

60*251
62*677
70.225
76*588
82*244

187*008
196.739
224*954
232.243
231*684

1921
1922
1923
1924

1926
1927
1928
1929

1931
1932
1933
1934
1935
1936
1937
1938

All
other

Total

Real
estate

603*592
585*041
539*675
582*208
589.132

175.146
190,243
196,192
177,313
145*808

100*234
94,827
87.801
117.558
132,526

328*212
299.971
255*682
287.337
310,798

599,398
622.204
629.396
638.300
671,676

116*087
122,012
123,802
124*755
124,977

144,870
152*095
161*866
179.923
156.556

338.441
348*097
343*728
333*622
388*143

626.595
567*922
472*100
267,119
277,774

113*601
107,670
99,025
54.690
66.940

161*061
150*681
127*464
83*354
71*950

351,933
309.571
245.611
129.075
138,684

226*924
229*349
247.283
241*808

57*488
57,554
64,103
69,323

48.755
45.658
41.215
38.887

120,681
126*137
141,965
133.598

Collateral

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

255,417

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

523

6*455

1940
1941
1942
1943
1944

289,784
338,214
342,712
296,895
309.065

129.376
150*424
148,446
120.763
128.259

265
569
568
390
4,573

8.485
8,267
7.343
6*624
11.950

24.986
26.487
26,458
25,394
25,837

52,988
69,445
79,903
83*695
84*804

21*300
23*141
23*219
19,040
17*442

28*975
28*544

52.364
59.881
56,775
11*814
7*656

1945
1946
1947
1948
1949

322,328
393,363
562,595
680.302
712,783

114*967
149,443
240,379
286*364
277*521

1,632
2,069
1*445
650
654

29,941
17,008
12,492
9,832
9,656

26*503
31*651
39,425
44,826
48,026

90*844
109*651
148*277
186.161
210.372

19,595
29.401
43*834
55.331
59,322

30.921
44.203
65.294
68.823
103,474

7,925
9.937
11.449
14.694
13.720

1950
1951
1952
1953
1954

805,547
941,717
996,686
1*099,094
1*164,627

294*781
373,419
392.909
419,990
432,584

1*162
638
1*423
3.072
11.967

6,979
9,607
6.913
21*029
15,158

51.725
56.851
59.309
62,324
64,994

246*341
282*048
302.081
329*486
351*717

63.691
71,745
73*304
76*044
85*339

130.122
143*567
154*673
181*043
191.472

21,348
16.465
22.353
25.971
33.745

1955

1*333*314

469,407

15.705

29,689

70*600

413*597

99*216

219.885

40,386

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

47*497

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wisconsin

nil

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

21.787
29*807
36.742
41.620

801
760
1*029
1*295

8.570
9.111
10.570
10.686

12*416
19*936
25.143
29.439

4*807
5*214
4,731
4*549

102.462
106.717
124*199
146*142

Total

1896
1897
1898
1899

8.636
8*990
10.862
14t718

4.008
4*012
4.228
4*750

791
835
1.124
1.729

3.837
4*143
5.510
8.239

1900
1901
1902
1903
1904

15387
19.302
2li278
24i428
26*421

5.335
6*477
6*444
7*590
8.466

1.762
2*240
2*577
2.955
2.995

8*290
10*565
12*257
13*883
14.960

37.786
44*085
43*975
45.294
43.640

1*030
1.387
1*646
1.509
1.277

10.369
11.902
12.575
12.558
12.582

26.337
30*796
29.752
31*227
29*781

3.970
4*068
4.152
4*165
4*872

152*843
174*643
190*939
208*131
211*219

1905
1906
1907
1908
1909

29190
35*329
40*960
46*226
50.423

9.147
10.847
12.001
13.309
13.714

3.302
4*017
4*815
5*502
8*068

16.741
20.465
24.144
27.415
28.641

48*999
54.335
60.233
59.112
61*207

1*560
1.831
1.802
2.077
1*664

14*120
13*663
15*307
17*369
17.814

33*319
38.841
43.124
39.666
41.729

5.174
6*315
6,115
9*441
7*239

224*466
253*084
291*613
285.756
302*128

1910
1911
1912
1913
1914

48*971
55*826
63*098
61*961
61*798

13.276
13*690
14*164
13*869
13*977

10*016
11*672
11*896
10.833
11*922

25.679
30.464
37*018
37*259
35*699

67*666
70.237
76.607
60.541
85.892

2*568
2*272
2.605
3241
3.540

18*327
19*446
19*830
21.805
23.085

46*971
48.519
54.172
55*495
59.267

8*424
6*497
9*541
9*618
13*438

329*117
356*562
369*022
421.792
446*649

1915
1916
1917
1918
1919

65*245
75*277
91*730
118*653
165*656

14*306
13.943
19*828
37*318
92*175

11.964
14.093
17.147
20.114
18*028

38*975
47*241
54*755
61*221
55.455

80*923
99*220
108.268
99.936
147*357

3*215
5*320
4*999
8.527
10.811

17,796
18*677
19.789
14.391
18*366

59.912
75.223
83.480
77*018
118*160

12*929
13*942
15.327
18.284
18.743

453.109
509.589
591.927
645.929
763*764

1920
1921
1922
1923
1924

155*632
149.287
143*509
166*636
178.788

70.679
60*624
52*925
68*541
67*004

22*076
23.679
24.739
27*136
28*517

62*877
64*984
65*845
70.959
83.267

140*278
108*795
116.821
136*055
140*665

13.978
11*438
12*510
14*892
12*106

19*692
16*853
15*908
15.846
17*884

106.608
80*504
86*403
105*315
110*675

24*150
25*976
28*363
30*351
33.238

923*652
869*099
628*366
915*250
941*823

1925
1926
1927
1928
J929

208*482
246*168
268.520
292*566
272.950

65*642
67*044
65.311
68*566
66*946

31.966
34*103
34*093
34*702
29*337

110.874
145*021
169*126
189.318
176*667

145*816
154*211
154.556
158*017
149*161

15.575
16*244
16*155
18*318
17.548

17.951
18.278
18.420
17*078
17.501

112*290
119*669
119*981
122*621
114*112

36.224
36.497
40*590
41*441
44*457

989.920
1,061,060
1*093*062
1,130*344
1*138*244

1930
1931
1932
1933
1934

272.034
295*642
249*777
164*063
278.583

61*880
85*366
70.413
71.381
153.308

29.615
33*014
27.951
18*566
20*423

180*539
177.462
151.413
74*096
104.852

156*892
171*691
126.581
113*837
163*844

17*520
13*493
12*142
8*619
10*719

17*869
20,756
18*206
12*490
13*846

121*503
137*442
96*233
92*728
139*279

44.375
45,184
42*956
29*279
35*270

1,099,696
1*080*639
891*416
574*298
755*471

1935
1936
1937
1936
1939

363*597
448*484
464*851
443*534
446*609

230*642
269*617
269*310
260.905
254*488

24.441
29.180
34*030
37*934
51.079

108.514
149.687
161*511
144*695
143*042

196.385
213*271
240*543
253*405
298*223

11*689
17*084
21*661
19.294
24*244

16*132
19*062
21*447
19*920
19*668

168*564
177,125
197.435
214,191
254,311

31*881
34*563
32*689
30*919
29*715

818*787
925*667
985*566
969.666
1.031.964

1940
1941
1942
1943
1944

412*188
434.177
548.975
1*022.928
1.430*867

237*946
274.039
405.817
882.730
1.302*214

57.243
59.910
63*338
64*665
60.771

116*997
100*228
79*820
75.333
67.862

377*088
412*415
426.888
463*900
514.827

22.744
27,229
32*093
39*025
51*406

21*005
24*141
28*851
29.991
32.145

333.339
361*045
365.944
394*884
431*276

28*673
28.179
25,737
24*309
23*192

1*107*733
1*212*985
1*344,312
1*808*032
2.277*951

1945
1946
1947
1948
1949

1.830*816
2.035*442
1.854.052
1*787*031
1*699.405

1.696*409
1*878*086
1*673.092
1.562.474
1*466*314

62.716
65*838
92*041
117*009
127*062

71.691
91.518
88.919
87*546
64*029

577*198
649.925
595*398
591.568
586.398

47*379
54.290
82*604
78*277
73*130

32*543
33.560
40*367
47.476
51.268

497.276
562.075
472.407
465*815
461*960

22.758
22*730
23*067
24.459
25.433

2*753.100
3.101*460
3*035*112
3*083.360
3.024.019

1950
1951
1952
1953
1954

1*756*360
1*648*280
1*745*675
1*768*933
1819940

1*522.884
1*400*109
1*494*602
1*500*601
1*546*568

143*824
154.383
161.269
183*346
191*581

89*672
93.786
89*804
64*986
81*791

570*413
660*766
733.143
696.264
743*486

81*503
107.169
108.594
105*481
98*626

45*605
43*626
56.119
61*846
64*386

443*305
504.973
568.430
528*937
580*476

28.121
28.747
29.767
31.233
35*169

3*160*461
3*279.512
3*505*293
3.595*524
3*763*224

1955

1.778*577

1*466*802

212.954

98*621

687*512

112.936

64*124

510*452

38.077

3*637*480

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

'

1112

Wisconsin

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

1896

Interbank

1897
1898
1899

73,361
78t275
96,113
119.677

3*440
6*374
7,676
9.253

1900
1901
1902
1903
1904

124,324
143*923
158.106
171,111
170,186

9,161
10,301
10,005
11*485
10.275

1905
1906
1907
1908
1909

179,274
203*566
237,906
226.727
241,235

1910
1911
1912
1913
191*

U.S.
Government

663
535
572

Other
demand

Other
time

1.289

52*122
53*749
64*733
72*095

17*136
17*617
23.132
37*040

1.220
1.718
2.126
2*251
1,972

71,448
83*232
90*683
104,677
103*707

42,495
48*672
55,292
52*698
54,232

10.506
12.990
15.535
13.903
16.448

1*414
1,304
2*672
2*164
1*275

107,439
118,766
129,499
117,405
110*076

59*915
70,506
90*200
93,255
113*434

267,356
289.280
316,382
345.399
369,327

18.929
17,594
21.092
23*080
25*089

858
942
1*403

121,413
109*669
116.777
125*752
159,541

126*156
160*675
177,110
195.616
183*642

1915
1916
1917
1918
1919

370,172
427,635
502.847
521.672
642,841

24.064
30.639
34,873
29.404
44,205

937
926
15.634
6.513

155.153
178.057
213.479
2?5332
289,304

189*946
218*002
253*569
251*302
302.819

1920
1921
1922
1923
1924

763,112
684,871
683.925
770,926
805,655

41.452
30,871
36,447
43.796
43.829

2*065
4,092
1,659
3,063
2.266

332.353
278.886
292,235
319.520
329.023

387.242
371.022
353*584
404*547
430*537

1925
1926
1927
1928
1929

851,881
910,984
939,510
965,752
956,324

47,594
49,522
51.849
46.379
44*360

2.442
1*568
1*613
2*440
4.345

348.179
371*689
374.357
384*762
369*664

453.666
468.205
511*691
532.171
537.755

1930
1931
1932
1933
1934

926*624
911.987
724,682
458.869
624*942

44.274
62.933
38.113
30*709
45,072

2*418
3.885
5.782
8.459
19.363

360*538
335*809
264*401
162*118
255*881

519*394
509*360
416*366
237*583
304*626

1935
1936
1937
1938
1939

709.833
813*627
870,422
854,360
915,786

56.370
62,231
60*136
60,179
68.845

3*693
14.876
3.164
6.152
14*163

302*225
355*679
386*212
363*440
400.338

347.545
380*841
420.890
424*589
432*440

mo
1941
1942
1943
1944

968,339
1,088,463
1,223,778
1,680,264
2*138,961

85.239
95.225
102.814
118*304
125,441

13.414
4.277
11.607
116.403
308*682

437.274
527.344
639.493
885.364
1,006.859

452*412
461*617
469*864
560*193
697*979

1945
1946
1947
1948
1949

2,599,107
2,925,451
2*856.241
2.898.071
2*828,366

142,404
150.276
122,076
132,843
113*132

358*816
239,443
30*901
53.940
51.749

1*179*066
1*390*235
1.431.376
1,419,196
1,405*814

918*821
1.145*497
1.271.888
1.292.092
1.257.671

1950
1951
1952
1953
1954

2.952.646
3*057.868
3,273.069
3*346,844
3.496,531

120*860
128,818
141,299
134.599
149,076

81,218
113*983
137*482
84.650
109*327

,506*246
,598.315
,715,125
,779,437
,831,763

1.244*322
1.216.752
1.279.163
1.348*158
1*406.345

3*554,725

138,004

951
1*055
1.009

Wisconsin

1113

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figun

Year

National
bank
notes

Borrowings

1896
1897
1898
1899

3 of June 30 or nearest available date; partly estimated.

255
82
10

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

2.713
2*603
2*756
2*571

631
479
532
153

19.121
19.252
19.021
18*080

6*181
6*026
5*767
5*661

102*462
106*717
124*199
146*142

316
322
330
331

1900
1901
1902
1903
1904

25
70
55
183

3*642
4*285
3.937
5*438
6.251

555
593
677
691
760

17*823
19.054
20*773
21*650
23*867

6.499
6*963
7,376
9.186
9.972

152*843
174,843
190,939
208,131
211*219

348
366
415
457
476

1905
1906
1907
1908
1909

2*105
68
144
302
786

7.218
9*125
10*234
12.056
12*322

902
1*062
685
1*122
552

25*134
27.617
29*042
30.451
31*688

9.833
11*646
13*602
15*098
15*545

224*466
253*084
291*613
285*756
302*128

503
524
547
585
595

1910
1911
1912
1913
191*

584
1*389
1*223
2*391
2*265

12*540
12*291
13.263
13*113
12*891

1.169
532
955
958
1*445

31.325
35*050
37*097
38*411
39*444

16*143
18*020
20*102
21.520
21.477

329*117
356*562
389*022
421*792
446,849

627
669
714
751
783

1915
1916
1917
1916
1919

2*443
2*744
4*690
29*938
14*048

13.424
12*896
13*205
12*454
12*629

2.161
502
1*838
9*891
17*458

40*492
41.944
43*404
45*182
47.648

24*417
23*666
25*943
26*792
29*140

453,109
509,589
591,927
645*929
763.764

822
853
895
925
938

1920
1921
1922
1923
1924

31*777
66*233
23*512
20*963
10*106

14*003
14.746
15*059
14*937
16*041

6*044
2*650
2.652
2*787
1*671

54.404
58*127
59*613
60*906
61.379

34*312
42.472
43*607
44*731
46,971

923*652
869*099
828.368
915.250
941*823

970
991
996
993
987

1925
1926
1927
1928
1929

10*554
16*608
14*566
20*460
26*526

14 360
15*O05
16*045
15*967
15*991

3*008
4*914
4*632
4*438
10*050

62*309
63*208
64*178
64*756
69*676

47*808
50*361
54*131
58*971
59.677

969*920
1*061,080
1,093*062
1*130*344
1,138*244

983
976
966
961
958

1930
1931
1932
1933
1934

9*208
7*126
20*544
9*115
2*240

16*632
15*871
15*975
21*794
22*209

10*115
10*272
5*070
3*749
2*704

71*317
70.932
67*436
45*399
70*323

66*000
64.451
57.709
35*372
33*053

1*099*896
1,080*639
891*416
574*298
755*471

930
910
851
399
634

1935
1936
1937
1938
1939

100

1.753

2*300
4.339
3*469
3.146
2*125

77.938
76*807
73.978
72.102
72*631

26,863
30*894
37,697
39.992
41.422

816*787
925*667
985*566
969*666
1*031*964

620
606
600
590
577

2*326
2*186
2*909
2.900
3.464

71*037
69*119
63.361
62*852
63*597

46*031
53*215
54.264
62*016
71*929

1*107,733
1*212*985
1.344*312
1*808*032
2*277.951

570
565
561
559
558

66

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

6*500
250
15
50

4*534
5*509
5*491
6.014
6*707

63.733
64*190
64.321
65*100
65*680

85*726
99*810
108*609
114,160
123.216

2*753*100
3*101*460
3*035*112
3*083*360
3*024*019

555
556
553
553
551

1950
1951
1952
1953
1954

50
65
865
440

8*526
9*746
10*820
13*685
15*742

66*097
66.534
69.659
71*448
73*219

133*192
143,314
151,680
162*682
177,292

3*160*461
3,279*512
3*505*293
3,595*524
3,763,224

552
553
552
554
554

1955

4*000

15*906

76*712

186,137

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

553

1114

Wisconsin

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year

Total

Real
estate

Collateral

All

other

1896
1897
1896
1899

36,182
34*462
39091
47,076

391
395
438
508

6*293
8*393
9*296
10*790

27*498
25*674
29.357
35.778

1900
1901
1902
1903
1904

51*969
56,412
64*810
7U330
71*309

533
657
677

11*316
13*946
14.359
16*622
16*820

40*120
43*809
49*774
53*925
53*696

1920
1921
1922
1923
1924

255*479
239*246
213*845
234*567
244*925

6*905
7*302
8*948
10,353
13.027

62*051
58*703
55*474
59.590
69*522

166*523
173*241
149*423
164*644
162*376

1905
1906
1907
1908
1909

74,495
81*546
93*555
84*427
89*367

774
793
960
950

1*013

16*434
16*821
20*371
20*157
21*722

57,287
63*932
72*224
63*320
66*632

1925
1926
1927
1928
1929

250*404
254*644
253.971
262*054
311*129

14.447
16*068
17*127
18.503
21*214

75.286
79*502
81,193
92*756
96.670

160.671
159*074
155,651
150*795
193*045

1910
1911
1912
1913
1914

100*989
102*860
107*562
117*201
119*725

1*249
1*286
1*335
1*382
2*543

25*703
25*569
26*951
30*600
33.979

74*03?
76*005
79.276
85*219
83*203

1930
1931
1932
1933
1934

295*394
269*219
230*788
149*700
129*032

21*209
20*291
20*134
15*192
14.406

97.692
94,628
83*816
56*400
46,860

176,493
154*300
126*636
76,108
67*766

1915
1916
1917
1918
1919

124*760
135*025
161*070
175*885
176*213

3*120
5,198
6*532
6*624
5*961

37*128
38*019
43*001
50*390
52*455

84*512
91*808
111.537
118*871
117*797

1935
1936
1937
1938

100*342
98*418
106.591
96*033

12*816
14.071
16,172
16.931

27.679
25,075
21*834
19.125

59,647
59*272
66*585
59*977

7as

793

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other
Other

to
individuals

All
other

1939

95*871

51*291

2*747

3*108

13*311

1940
1941
1942
1943
1944

109*260
133*388
135*413
112*323
118*566

57*285
72*050
72,825
60*270
63*411

70
123
282
134
4*209

2*569
2*491
2*192
1.972
4,959

3*446
3*576
3*174
2*902
2*667

17.046
22.337
25*076
25,242
24.107

7*186
7,730
7*376
5,371
4*867

11*213
9.795

4*571

1945
1946
1947
1948
1949

123*117
140*570
217*999
261*644
263*529

54*141
69*376
122*352
142*328
133*196

1*041
1*191
951
337
376

19,020
6,336
4,610
2*988
2,947

2*867
3*890
4,970
5.824
6*251

25*512
31.206
44*478
58.244
64,589

5*848
9*004
11.897
14,671
15,565

10*194
13.632
22.679
31*573
36.502

4,494
5*933
6,062
6*642
9,029

1950
1951
1932
1953
1954

298*294
374*210
390*624
455*530
476*751

138*121
165*917
166*677
204*685
203*166

487
348
635
2*074
10.510

2.698
3.085
2*644
13*923
9,569

6*686
7.703
7.876
8.320
8*372

77,151
95.723
104.367
119*978
129,631

16,985
19,578
20,150
21*589
24*837

46*227
55*794
77.819
80*144

15*641
12*921
15*573
17*161
21.926

1955

574*649

232*550

13*111

23*604

8*914

160,663

29*675

91.777

27.532

4
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

19*169
21*656
25*061
24*488

61 990

5,219

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wisconsin

1115

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.


Investm ents
Year

Total

U.S.
Government
obligations

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1898
1899

6*029
6.323
7i336
10*108

3.990
3*991
4.202
4*721

363
415
558
959

1*676
1.917
2.576
4*428

13*034
18*686
22*259
24*232

427
378
512
724

5*538
5*842
6*944
6*898

7,069
12*466
14*803
16*610

1.495
1,440
1*566
1*461

56.740
60.911
70*252
62*877

1900
1901
1902
1903
1904

10*382
13.765
14*580
16*791
18*225

5.304
6*442
6.400
7.540
8.407

904
1.303
1.456
1*647
1*748

4.174
6.020
6*724
7*604
8*070

20*499
25*235
25*008
25*196
24*734

523
917
910
761
940

6*297
7*743
8.266
6.138
8*036

13*679
16*575
15.830
16*299
15.758

1*471
1*584
1*707
1*944
2*466

84*321
98*996
106*105
115*263
116*734

1905
1906
1907
1908
1909

19*934
23*159
27*203
31*745
33*673

9.077
10*754
11*900
13.203
13.599

1*933
2*208
2.724
3*303
5*469

8*924
10.197
12*579
15.239
14.605

28*203
30.978
33.891
33.856
33*336

957
1.055
1.020
1.256
898

9.265
6*925
10.002
10.987
11*625

17,981
20*996
22.869
21*613
20.813

2*635
3*011
3*376
3.817
3*706

125*267
138*694
158*025
153.845
160.082

1910
1911
1912
1913
1914

33*204
35*890
39*905
39.270
39,102

13*198
13*400
14*077
13.739
13.789

4*354
5.409
4.945
4*364
5*019

15*652
17.081
20.883
21*167
20*294

37*739
36*234
39*997
40*296
43*970

1*442
1*203
1.369
1.572
2*019

11.568
12.525
12.293
12.666
13.294

24,729
24,506
26,335
26*058
28*657

4*012
3*967
4*256
4*213
5*811

175.944
160*951
191,720
200*960
208*606

1915
1916
1917
1918
1919

40*606
45*265
54*270
6T865
86.124

14*174
13.793
19.641
34.714
52*941

7*052
7*872
9*106
9.207
8*507

19.360
23*600
25*523
23*944
24*676

39*756
49*127
49*634
49*754
72*131

1*586
931
.416
.752
.602

8.993
9.377
9*841
6*146
8*259

29*175
36*819
37.377
36*856
56*270

6*106
6*572
7*410
10*055
10*008

211*226
235*989
272*384
303*559
344,476

1920
1921
1922
1923
1924

75.400
67*638
62*851
72.818
79.554

40*054
32.130
29*706
37.059
37*995

9.813
10.038
9*586
10.041
11*073

25*533
25*470
23*559
25.716
30*486

67.496
51*710
55*390
61.506
65.890

.859
.324
.732
049
109

6.490
6.586
6*123
5.999
7*262

51*147
38*800
42.535
47,456
50,499

12*345
13*108
14,447
14*912
16.521

410*720
371.702
346.533
383.823
406*890

1925
1926
1927
1928
1929

93.736
110.387
118.567
130.768
123*333

36.379
41.328
39*950
44*183
44*214

12.589
13*219
13*547
15*152
14.863

44*768
55*840
65*070
71*433
64*256

69*561
74.109
72*871
77.397
78*893

9*327
10.272
9.836
11*082
11.744

7.379
7.363
7*312
6.657
7.376

52,875
56*474
55,723
59,656
59,773

16.944
17*597
19*345
19*471
22*536

430*665
456*737
464.754
489.690
535.891

1930
1931
1932
1933
1934

128.346
153*520
121.866
101*795
166.970

43*626
67.182
51.364
57.253
114.207

16*131
19*071
16*315
11*496
11*367

68*589
67*267
54*187
33*046
41*396

86.294
94*325
78*867
78.644
99*192

12.117
9*089
9*201
6*933
8.037

7,741
10.427
10*697
6*608
6*335

66,436
74,609
58,969
65,103
64,820

24*234
25.359
23*368
17*517
18*655

534*268
542.423
454*889
347*656
413*849

1935
1936
1937
1938
1939

216.408
264*144
259*891
268*193
274*134

164*839
192.873
180*598
190*192
178.679

12*219
13*449
14*330
15*151
22*887

39*350
57*822
64*963
62*850
72*568

109.964
123*960
141.137
148*716
183*815

9*034
12*528
16*923
14*971
18*945

7.406
9.636
9.803
9*293
9.029

93,522
101*796
114,411
124,452
155*841

15.849
17*779
16*526
15*617
14,987

442*563
504*301
524*145
526*759
566*807

1940
1941
1942
1943
1944

256*213
274*683
335.687
606*107
833*187

172*295
202*131
282.644
557.296
787.468

23.885
23.091
22.393
22*017
19*978

60*033
49.461
30*650
26*794
25.741

238.392
254.152
247*740
252*931
280.964

16*999
21*024
24*962
31*296
39*530

10.183
11.522
13*137
12*571
13*354

211,210
221.606
209,641
209,064
226,030

14,620
14.612
13.416
12*931
12*975

618*485
676*835
732*256
984.292
1*245*712

1945
1946
1947
1948
1949

1*016*013
1*058*627
905.488
866.872
830.196

965*308
999*367
839.675
787*830
746.775

20.676
19.736
26.934
36.153
40.146

30*029
39*524
38*879
42.889
43.275

308.113
312*189
327.087
316*766
320*009

36*322
41*390
63.217
61.631
56*930

12.946
12.753
15.722
16.589
20.094

258,845
258*046
246,148
236,546
242.985

12*769
12.871
12*624
13*364
13*613

1*460*012
1*524*257
1*463,198
1*458*866
1.427.347

1950
1951
1952
1953
1954

893.335
818*416
853*734
813*848
858*831

786*364
697*696
731.789
683.969
726.333

52*118
59.963
63*192
72.778
77.820

54.653
60*757
58*753
57.101
54*676

304.546
367.059
393*241
371.232
397.207

61.916
61*675
80*179
80*608
72*929

16.674
17,569
20.754
23.271
22*919

225,956
267*815
292.308
267,153
301.359

14*316
14 * 804
15.931
16*169
18.214

1,510*491
1,574,489
1*653,530
1*656*779
1*751*003

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

359*747

1116

Wisconsin

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Total

Interbank

1896
1897
1898
1899

40.191
44*843
54,528
67.519

2,833
5,287
6.443
6,967

1900
1901
1902
1903
1904

67.102
80*083
86.104
91.582
90.733

7,835
8,766
8.634
9.914
8*846

1905
1906
1907
1908
1909

95*815
107*373
123.778
116*503
122*050

1910
1911
1912
1913
1914

U.S.
Government

663
535
572

Other

Other
time

1.289

32*650
34,722
42.598
52.094

4*045
4.299
4*915
5*169

1*220
1*718
2.126
2.251
1*972

52*226
61*762
66.172
68*999
66*156

5*821
7.837
9*172
10,418
11*759

9*500
11*623
13*956
12.523
14,792

1*414
1.304
2*672
2.164
1*275

70.349
77,317
81*578
70*750
62*030

14*552
17.129
25*572
31*066
43t953

136*845
140*678
149,196
156*761
165*141

17.100
15*443
18*033
19*428
20.535

858
942
1,403

64.335
67.245
67*602
69*884
71,345

54,552
57,048
61*958
66.498
72.206

1915
1916
1917
1916
1919

165.804
190.819
222.609
231.298
276.934

19.235
25*345
27,953
22.740
35.465

937
926
13.618
4.999

75*423
83*276
100*427
103*632
129.327

70,137
81.261
93,303
91,308
107,143

1920
1921
1922
1923
1924

307,647
269.780
277,227
309.564
337,436

32,861
23,614
27*683
33*204
33.736

1.572
2*965
1.369
2*614
2*093

145*201
120.567
129*652
139*246
152.532

128*013
122.634
116.523
134*498
149*075

1925
1926
1927
1928
1929

360.052
377,526
385.920
407,193
433,853

37.107
37,425
39,954
34,771
38.802

2.214
1.336
1.316
2.205
4,003

161.870
170.346
167.395
162.983
186.467

158*861
166*419
177.255
187,234
204*561

1930
1931
1932
1933
1934

441,020
452.333
370,131
278*800
345.035

37,907
55.292
33,824
26,533
39.114

2.316
3,480
5.040
7.494
16.164

190.895
183*198
153.528
124.401
152.321

209,902
210.363
177.739
120*372
137*436

1935
1936
1937
1938
1939

392.331
451.934
469.744
473*006
511,891

49.177
53.306
51,729
52.328
59.893

3.097
12.566
2*493
4*906
12*108

180.616
212.639
228*251
219*765
242*224

159*439
173*423
187.271
196*007
197>666

1940
1941
1942
1943
1944

559,276
613,422
673*669
921.492
1.177.362

74,846
83,476
89.496
103*768
109.031

11.362
2*450
8*735
78.130
226.475

268,355
323.257
375.685
504.837
555.747

204*693
204*239
199*753
234*757
266.109

1945
1946
1947
1948
1949

1*363*372
1*437*578
1*376.463
1.370,453
1,335.375

125.475
131.420
104*394
115,148
96,260

241*928
159.559
16*873
33*695
33.809

643,916
687,611
748,420
716*618
716*900

372*053
456*988
506.776
504*992
488*386

1950
1951
1952
1953
1954

1*413.472
1.471.520
1,546.791
1*544.448
1.630*466

102,365
106.075
116,454
110*541
124,736

55,360
81.391
94,240
59.771
72.364

772,569
812*175
848*922
664*101
899,088

483*178
469*879

1955

1*639.068

951
1.055

1*009

919,437

487 175
510*035
534.278

Wisconsin

1117

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

1896
1897

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

152
33
10

2.713
2.603
2*756
2.571

10.445
10.160

34

9*960
9*660

3*239
3*264
2*996
3.093

56*740
60*911
70.252
82.877

81
79
78
78

1900
1901
1902
1903
1904

25
70
55
183

3*642
4.285
3*937
5*438
6*251

4
42
44
285
159

9.760
10*465
11*425
12*311
13*095

3*813
4*096
4.525
5.592
6*313

84*321
98*996
106*105
115*263
116.734

80
92
99
104
113

1905
1906
1907
1908
1909

2*105
68
66
117
160

7*218
9.125
10.234
12*056
12*322

806
303
490
303
203

13*510
14*865
15*490
16*015
15.975

5*813
6*960
7.967
8*851
9.372

125.267
136*694
158*025
153*845
160*062

114
116
125
130
129

1910
1911
1912
1913
1914

99
273
310
991
338

12*540
12*291
13*263
13*113
12*891

383
409
190
215
533

16*435
17*080
17.530
17.770
17*890

9*642
10*220
11.231
12*130
11*815

175*944
180*951
191.720
200.960
208*608

130
126
129
129
131

1915
1916
1917
1918
1919

705
812
3*466
20*516
6*605

13*424
12*896
13.205
12*454
12.629

15
473
1*792
6*529
13*551

16*065
18*425
18*591
19*130
20*805

13*215
12*564
12.719
13*632
13*952

211*226
235,969
272*364
303*559
344*476

136
137
140
147
147

1920
1921
1922
1923
1924

44*433
39.387
6*484
10*803
2*627

14*003
14*746
15*059
14.937
16*041

5*096
2*073
1*321
1*439
1*423

23*568
24*220
24.885
25.275
26.550

15,973
21.496
21,557
21*605
22*813

410*720
371*702
346,533
383*823
406*890

151
153
155
155
155

1925
1926
1927
1928
1929

5*125
11*105
8.107
11*071
17*160

14*360
15*005
16*045
15.967
15*991

2*433
3*367
3*714
3*301
5*686

27,005
27.305
27.780
27,175
32.275

21*690
22*429
23*188
24,983
30*926

430*665
456.737
464*754
489 * 690
535*891

157
156
156
157
157

1930
1931
1932
1933
1934

1*989
1.335
5*220
611
1

16.632
15*871
15.975
21*794
22*209

8*660
8*997
4*236
2.951
1*626

33*145
32.730
31*790
24*960
27*522

32.822
31.157
27,537
16,320
17,456

534*268
542*423
454.689
347*656
413*849

135
84
105

1*753

1*689
3*725
2*892
2*509
1*561

33*980
33.644
32*092
31*530
32*757

12,810
14*998
19,417
21.676
22,596

442*563
504*301
524.145
528*759
568*807

106
106
105
106
105

1*664
1*450
2*018
2*121
2*283

32*292
31*602
26*406
26*391
26*444

25,253
30*361
30*163
34*286
39*623

618*485
676*835
732*256
964*292
1*245*712

103
99
98
98
97

26*605
26*845
26*960
27*060
27.205

46.713
53*138
56.201
57.636
60,726

1*460*012
1*524*257
1*463*198
1*458*866
1*427*347

96
97
95
95
95

1898
1899

1935
1936
1937
1938
1939

38

1940
1941
1942
1943
1944
1949
1946
1947
1948
1949

155
146

50

3*322
3*696
3*524
3.697
3*991

1950
1951
1952
1953
1954

300

5*264
6*420
6*710
8*431
9*135

27*405
28*655
29*365
29*490
30*105

64*350
67*894
70*664
74*410
80,997

1*510*491
1*574*489
1*653*530
1*656*779
1*751*003

95
95
95
95
95

1935

3.800

9*596

31*345

83*089

1*766*898

95

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

3000
50

1118

Wisconsin

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1696
1697
1898
1899

32.773
38*179

7*644
7.316
8*531
9*469

5*290
4*620
5.590
6*499

16*116
16*108
18.652
22*191

1900
1901
1902
1903
1904

43*731
46*976
56*724
62*094
64*977

10*874
12*291
14,389
16*216
16 749

7*443
6.337
9.657
10*710
11*065

25.414
28*346
32*678
35*968
37.163

1920
1921
1922
1923
1924

346*113
345*795
325*830
347*621
344*207

166*241
182*941
187.244
166*960
132.781

36*163
36.124
32.327
57.966
63*004

141*689
126*730
106*259
122.693
148.422

1905
1906
1907
1906
1909

66*606
75*559
86*750
86*550
93*892

17.907
19*722
24*664
25*904
30*950

11*350
13.376
15.776
15*049
15*531

37*351
42*461
48*090
45.597
47.411

1925
1926
1927
1926
1929

348*994
367*560
375*425
376*246
360*547

101*640
105*944
106*675
106*252
103.763

69*584
72.593
80*673
87*167
61.686

177*770
189*023
186*077
182*627
195*098

1910
1911
1912
1913
1914

102*8*7
119*142
132*214
152*271
165*996

32*813
38*069
42*544
46*036
46*398

16*994
19*281
23*999
26*895
22*439

53*060
61.792
65.671
79.340
95.159

1930
1931
1932
1933
1934

331*201
296*703
241.312
117.419
148.742

92*392
87*379
78.891
39*496
52.534

63*369
56.053
43.648
26.954
25*090

175*440
155*271
118*773
50*967
71*116

1915
191*
1917
1918
1919

169*252
186*125
215*532
233*171
255*793

43.633
56.536
74*891
91*601
112*117

23*123
24*658
27*224
28.196
29*789

102*496
104*931
113*417
113.372
113*667

1935
1936
1937
1936

126*582
130.931
140*692
145*775

44*672
43*463
47*931
52*392

20*876
20*563
19*381
19.762

61*034
66*865
73*360
73*621

31*090

26 244

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

159*546

65*262

297

5*708

20*047

27*606

1940
1941
1942
1943
1944

160*524
204*626
207*299
184.572
190*479

72*091
78*374
75*621
60*493
64.648

215
446
286
256
364

5*916
5*776
5*131
4*652
6*991

21*540
22*911
23*264
22*492
23*170

35*942
47*108
54*827
56*653
60*697

14*112
15.411
15*843
13*669
12.575

17*762
18*749

30*706
34*800
32*267
6*593
3*065

1945
194*
1947
1948
1949

199.211
252*793
344*596
418*456
449*234

60*626
80*067
118*027
144*036
144*325

591
876
494
313
278

10*921
10*670
7*882
6.644
6*709

23*636
27*761
34*455
39*002
41*775

65*332
78*445
103*799
127*937
145*783

13.747
20*397
31*937
40*660
43*757

20.727
30*571
42*615
57*250
66*972

3*431
4*004
5*367
5*852
4*691

1950
1951
1952
1933
1954

507*253
5*7*507
606*064
643*3*4
667*87*

156.640
187*502
206*232
215*305
229*416

675
290
788
996
1*457

6*081
6*522
6*269
7*106
5*589

44*837
49*146
51*433
54*004
56*622

169*190
186*325
197*694
209.508
221*866

46*706
52*167
53*154
54*455
60*502

83*695
87*773
92*663
103*224
111.328

5*707
5*564
6*780
6*810
11*819

1955

756*645

236*837

2*594

6.265

61*886

252*934

69*541

128.106

12*654

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

28*328

the total and are not entirely comparable with prior figures,
continue to be shown net.

Total loans

Wisconsin

1119

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year
Total

U.S.
Government
obligations

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1896
1897
1896
1699

2.607
2*667
3*526
4*610

18
21
26
29

426
420
566
770

2*161
2*226
2.934
3*811

8*753
11*121
14.483
17.388

374
362
517
571

3.032
3*269
3*626
3*986

5.347
7*470
10*340
12*829

3,312
3,774
3*165
3*088

45,722
45*806
53*947
63*265

1900
1901
1902
1903
1904

5*005
5.537
6*696
7*637
6*196

31
35
44
50
59

858
937

1*121
1*306
1*247

4*116
4.565
5*533
6.279
6*890

17.287
18*650
18*967
20.096
18*906

557
470
738
748
337

4.072
4*159
4*307
4.420
4*546

12*656
14*221
13*922
14*926
14*023

2*499
2*484
2*445
2*241
2*406

66*522
75*847
64*834
92*666
94*485

1905
1906
1907
1908
1909

9*256
12*170
13*757
14*461
16*750

70
93
101
106
115

1*369
1*809
2*091
2*199
2*599

7*817
10*266
11*565
12*176
14*036

20*796
23*357
26.342
25.256
27*871

603
776
782
821
766

4*855
4*736
5.305
6.382
6*189

15.336
17.843
20.255
16*053
20*916

2*539
3*304
4.739
5*624
3*533

99*199
114*390
133,568
131*911
142*046

1910
1911
1912
1913
1914

15*767
19*936
23*193
22*691
22*696

78
290
107
130
188

5*662
6*263
6*951
6*469
6*903

10*027
13*383
16*135
16*092
15*605

30*127
32*003
36*610
40*245
41.922

1*126
1.069
1*236
1*669
1.521

6*759
6.921
7.537
9.139
9,791

22*242
24.013
27.837
29.437
30*610

4,412
4*530
5.285
5*605
7,627

153.173
175*611
197*302
220.812
238*241

1915
1916
1917
1916
1919

24*639
30*012
37*460
50*768
79.534

132
150
187

2*604
39.234

4*912
6*221
8*041
10*907
9*521

19*595
23*641
29.232
37.277
30*779

41.167
50.093
58.634
50*162
75.226

1.627
2.389
2*583
3.775
5.209

8*803
9.300
9.948
8*245
10.127

30.737
38*404
46*103
38*162
59.890

6,823
7,370
7*917
8*229
8*735

241.861
273*600
319,543
342*370
419*288

1920
1921
1922
1923
1924

80i232
81*649
80*658
93.816
99.234

30*625
28*494
23*219
31*462
29*009

12*263
13*641
15*153
17*095
17*444

37.344
39*514
42.286
45.241
52.781

72*782
57.065
61.431
74.549
74.775

6*119
5*114
5.776
6*843
3*997

11*202
10.267
9.785
9*349
10*602

55*461
41.704
45.868
57.857
60*176

11,805
12*668
13*916
15*439
16,717

512*932
497,397
481*835
531*427
534.933

1925
1926
1927
1928
1929

114*746
135.781
149*953
161*818
149.617

29.263
25.716
25.361
24*383
22.732

19.377
20*884
20*536
19*550
14*474

66*106
69.181
104.056
117*885
112.411

76.235
60*102
81*665
80.620
70.268

6.248
5.972
6*319
7.236
5.304

10,572
10.915
11*108
10.421
10,125

59,415
63.215
64*258
62.963
54.339

19,280
20,900
21*245
21.970
21,921

559*255
604,343
626*306
640*654
602.353

1930
1931
1932
1933
1934

143*688
142*322
127.911
62*266
111*613

18.254
18.184
19.049
14*126
39*101

13.484
13.943
11.636
7.090
9*056

111*950
110.195
97.226
41.050
63*456

70.598
77,366
47.714
35.193
64.652

5*403
4*404
2.941
1.666
2*682

10*128
10.329
7.509
5.882
7,511

55*067
62*633
37.264
27*625
54*459

20*141
19*825
19*590
11*762
16*615

565*626
538*216
436*527
226*642
341,622

1935
1936
1937
1938
1939

147*189
184*340
204*960
175.341
174.475

65*803
76*744
88.712
70*713
75*809

12.222
15.731
19.700
22*783
28*192

69*164
91.865
96.548
81.645
70.474

86.421
69.311
99.406
104.689
114.408

2.655
4.556
4.738
4.323
5.299

8*724
9*426
11*644
10.627
10.639

75,042
75,329
83*024
89,739
98*470

16*032
16*784
16*363
15*102
14*726

376*224
421*366
461.421
440.907
463,157

1940
1941
1942
1943
1944

155.975
159.494
213*288
416.821
597*680

65*653
71*906
123*173
325*434
514*746

33*358
36*819
40*945
42*848
40*793

56*964
50.767
49.170
48*539
42.141

138.696
156.263
179.148
210.969
233.863

5.745
6.205
7.131
7,729'
11.676

10*822
12*619
15.714
17.420
18.791

122*129
139*439
156*303
185.820
203.196

14*053
13*567
12*321
11*378
10*217

469*246
536*150
612*056
823*740
1*032*239

1945
1946
1947
1946
1949

814*603
976*815
946*564
920*159
869*209

731*101
878*719
833*417
794*644
741.539

42.040
46*102
65*107
80*856
66.916

41.662
51*994
50*040
44*659
40*754

269*085
337.736
266.311
274.802
266.389

11*057
12*900
19.387
16.646
16.200

19.597
20.807
24,665
28,887
31,194

238*431
304*029
224,259
229*269
218,995

9*969
9*859
10*443
11*075
11.820

1*293*086
1.577.203
1.571.914
1*624*494
1*596*672

1950
1951
1952
1953
1954

663*045
829*864
891.941
955*065
961.1 09

736.520
702*413
762*813
616*632
820*235

91.706
94.420
98.077
110*566
113*761

34.819
33*031
31*051
27.885
27.113

265.867
293.709
339*902
325.032
346*261

19.587
25*494
28.415
24*673
25.697

28,931
31.057
35*365
36*575
41*467

217,349
237*156
276,122
261,784
279,117

13*805
13*943
13*856
15*064
16*955

1.649*970
1*705*023
1*851*763
1*936*745
2*012*221

29*085

41.565

257,115

18*634

2*070*582

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1120

Wisconsin

State Commercial Banks-Table 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year

Total

Interbank

U.S.
Government

Other
demand

Other
time

1896
1897
1898
1899

607

33t432
41,585
52*158

1*087
1*233
286

19*472
19.027
22*133
20.001

13*091
13*318
18*217
31*671

1900
1901
1902
1903
1904

57,222
63 t 840
72,002
79,529
79,453

1*326
1,535
1,371
1,571
1*429

19*222
21,470
24,511
35.678
35*551

36*674
40*835
46.120
42*260
42*473

1905
1906
1907
1906
1909

83,459
96,193
114*126
110*224
119.185

1*006
1,367
1,579
1*360
1*656

37*090
41,449
47,921
46*655
48,046

45*363
53*377
64,628
62,189
69*481

1910
1911
1912
1913
1914

130*511
148*602
167,186
186,638
204,186

1,829
2*151
3.059
3*652
4,554

57.078
42.624
46,975
55*666
88*196

71*604
103*627
115,152
129*116
111*436

1913
1916
1917
1916
1919

204,368
236*816
260*238
290*374
365*907

4,829
5,294
6,920
6,664
8,740

2t016
1*514

79*730
94*781
113*052
121*700
159,977

119,609
136*741
160,266
159*994
195*676

1920
1921
1922
1923
1924

455,465
415*091
406,696
461*362
468,219

8*591
7,257
6*764
10*592
10.093

493
1127
290
449
173

187*152
158*319
162*583
160,272
176,491

259,229
248*388
235*061
270.049
281*462

1925
1926
1927
1928
1929

491,829
533*458
553.590
558,559
522,471

10,487
12,097
11*895
11*606
5,558

228
232
297
235
342

186*309
201,343
206*962
201*779
183*377

294,805
319.766
334*436
344*937
333*194

1930
1931
1932
1933
1934

485,604
459,654
354.551
180,069
279,907

6,367
7,641
4*289
4*176
5,958

102
405
742
965
3*199

169*643
152*611
110*873
57.717
103,560

309*492
296*997
236*647
117,211
167*190

1935
1936
1937
1936
1939

317*502
361,693
400*678
381,354
403,695

7,193
8*925
8*407
7,851
8*952

596
2*310
691
1*246
2*055

121,607
143*040
157*961
143*675
156*114

188*106
207*418
233*619
226*562
234,774

1940
1941
1942
1943
1944

429,063
475,041
550,109
756,772
961,599

10.393
11*749
13*316
14,536
16,410

2.032
1*827
2,872
38.273
82*207

166*919
204,087
263.808
380*527
451,112

247,719
257*378
270*111
325,436
411,870

1945
1946
1947
1948
1949

1*215,735
1,487,873
1*479,776
1*527,616
1*492*991

16*929
18,856
17,682
17*695
16,652

116*888
79.884
14.028
20*245
17*940

535,150
702,624
662*956
702*576
686,914

546*768
686,509
765,112
787,100
769*285

1930
1931
1932
1933
1954

1,539.174
1*586,348
1,726,276
1*802,396
1.666*065

18.495
20,743
24,645
24*058
24*340

25,858
32*592
43*242
24*879
36*963

733*677
786*140
866*203
915,336
932,695

761*144
746*673
791*988
838*123
872.067

1935

33tl70

21,514

982*150

Wisconsin

1121

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

r1

Nati
ba
no

Borrowings

1696
1897
1898
1899

103
49

1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914

78
183
626
485

1*116
913

I t 400
1.927

Capital

liabilities

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

676
.092
061
420

2.942
2.762
2.769
2.568

45*722
45*606
53.947
63.265

237
243
252
253

551
551
633
406
601

.063
.589
9.348
9*339
10.772

2.686
2.867
2*851
3*594
3.659

68.522
75*847
84.834
92.668
94.485

266
294
316
353
365

96
739
195
819
349

11*624
12*752
13*552
14*436
15*713

4.020
4.686
5.635
6*247
6*173

99.199
114.390
133*568
131*911
142*046

389
406
422
455
466

786
123
763
743
912

14*890
17.970
19*567
20*641
21*554

6.501
7.800
8.871
9.390
9.662

153*173
175*611
197.302
220.812
236.241

497
541
585
622
652

2*146

22*427
23*519
24*813
26*052
26*843

11*202
11*304
13*224
13*160
15.168

241.881
273*600
319*543
342*370
419*288

686
716
755
778
791

30*836
33.907
34.728
35*631
34.829

18,339
20*976
22*050
22*926
24*158

512*932
497.397
481.635
531.427
534.933

619
838
841
838
832

35.304
35.903
36*398
37*581
37.401

26*116
27,932
30*943
33*988
28.751

559*255
604*343
626*306
640*654
602*353

826
616
810
604
601

33.178
33.294
30.172
17.052
15.597

565*628
538*216
436*527
226*642
341.622

775
762
716
315
529

831
471
532
119

1915
1916
1917
1918
1919

1.738
1*932
1*222
9*422
7*443

1920
1921
1922
1923
1924

7*344
26*846
17*028
10*160
7*479

1923
1926
1927
1928
1929

429
503
439
389
366

1930
1931
1932
1933
1934

7.219
5.791
15*324
8*304
2*239

1*455
1*275
1*078

38.172
38*202
35.646
20*419
42*801

1935
1936
1937
1938
1939

100

611
614
577
637
564

43.958
43.163
41.886
40*572
39*874

14.053
15.896
16.260
18.316
18.624

376.224
421.366
461.421
440*907
463.157

514
500
495
484
472

662
738
891
779

1*181

38.745
37.517
36*955
36*461
37.153

20*778
22*854
24.101
27,728
32*306

489*248
536*150
612*056
623*740
1.032.239

467
466
463
461
461

1*212
1*813
1*967
2.317
2.716

37*128
37.345
37.361
38*020
38.475

39.013
46*672
52.608
56.524
62.490

1.293.066
1.577.203
1.571.914
1.624.494
1.596.672

459
459
458
456
456

50
65
865
140

3.262
3*326
4.110
5.254
6*607

38*692
39.879
40*294
41*958
43*114

68.842
75,420
81.016
88,272
96.295

1*649*970
1*705*023
1*851*763
1*936.745
2.012*221

457
458
457
459
459

200

6*310

45*367

103.046

28

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1932
1933
1994

Digitized for FRASER


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Federal Reserve Bank of St. Louis

3*500
200
15

29
46

3*362
3907
948
577

1*331
1*348
248
573

1.347
918

1*137
4*364

834
798

2.070.582

1122

Wisconsin

Mutual Savings Banks Table 4

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

S&

Total

*""

Year
Total

SSL

JSL

*-

1896
1897
1698
1899

153
14 7
184
216

120
116
145
172

33
31
39
46

1900
1901
1902
1903
1904

259
323
412
460
511

204
254
324
362
442

55
69
86
98
69

1920
1921
1922
1923
1924

1,776
2,086
2,053
2,373
2,612

1*693
2*000
1*980
2*285
2*539

36
38
35
46
39

47
48
38
42
34

1905
1906
1907
1908
1909

577
68 5
873
841
864

543
647
776
746
705

34
38
97
95
49

2,962
3,441
3,854
,265
,640

2*887
3,342
3,746
4*206
4586

34
52
54

41
47
54

110

1925
1926
1927
1928
1929

51

1910

1*031

897

74

60

1930
1931
1932
1933
1934

9oe
544
,556
,512
3*070

4,587
4,478
4*509
1*512
3.054

6
26
37

315
40
10

1935
1936
1937
1938

2*440
2,076
2,177
2,195

2*435
2,065
2,124
2,137

3
9
1
47

1911

1*025

1*16 2

1,080

81

1913

1*258

1*251

1*192

1,210

66

41

1915
1916

1*184
1*238

1096
*153

31
31

57
54

1917

1.274

,194

29

51

1918
1919

1*242
1*382

*170
,310

27
29

45
43

1912
1914

938

87

57

16

2
2
52
11

Loans'

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
residential
property

On
farmland

2*215

Other
loans
to
individuals

Other

All
other

1*857

1940
1941
1942
1943
1944

2*231
2*196
2*053
1,882
1,720

65
51
45
37
29

1*636
1.897
1,787
1,703
1,557

279
205
194
127
131

1945
1946
1947
1948
1949

1,585
1,633
1,909
2,289
2*782

22
18
29
31
29

1,470
1*523
1,762
2*094
2,488

92
84
111
158
266

1
5
5

1950
1951
1952
1953
1954

3*324
4,131
4,639
5,641
6.187

36
43
50
70
75

2*998
3*755
4*167
5*101
5*661

278
288
391
434
423

16
44
31
36
28

1955

7,087

77

6*471

490

50

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

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Federal Reserve Bank of St. Louis

14
3

1
7

51
43
27
1

1
6
1
1
1
1

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wisconsin

1123

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896.1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash asects

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

1096
1897
1696
1699

36
46
86
155

36
46
88
155

41

1900
1901
1902
1903
1904

223
242
269
257
254

223
242
269
257
254

97
86
65
126
140

4
3
6
1
1

1905
1906
1907
1908
1909

279
313
266
198
200

239
313
266
191
125

40
7
75

113
140
142
107
146

1910
1911
1912
1913
1914

307
493
543
626
727

205
339
364
420
555

102
154
179
206
172

1915
1916
1917
1916
1919

757
956

1*092
11351
1.581

280
478

511
722
913
981

1920
1921
1922
1923
1924

2.214
2*095
1*637
2*018
2*396

700
593
410
631
562

1*370
1*223

1925
1926
1927
1928
1929

2*662
2.771
2*941
3*163
3*732

545
509
413
426
473

1930
1931
1932
1933
1934

3*386
3*094
2*647

1*428
1*279

1*304

232
276
247
106
371

1935
1936
1937
1938
1939

1*444
1*703
1*962
2*143
2*122

658
758
765
707
684

1940
1941
1942
1943
1944

2*301
2*357
2*491
3*704
5*545

2*218
4*190

1945
1946
1947
1946
1949

11

o-7"
*

t?

1
1

10
12

Other
assets

Total
assets

17

37

7
9
7
16

207
216
296
430

10
8
8
5
8

83
75
51
120
131

20
19
14
15
15

599
670
760
858
920

3
2
1
1
3

6
9
6
7
11

104
129
135
99
132

15
14
18
17
20

1*152
1*299
1*163
1*230

152
136
160
166
233

5
11
2
3
7

16
8
13
11
18

131
117
145
172
208

21
20
22
26
54

1*511
1*674
1*687
2096
2*265

246
234
179
90
4

219
253
366
336
462

2
9
5
14
23

12
26
23
23
24

205
218
338
299
415

54
49
49
53
37

2*214
2*496
2*781
2*982
3*462

1*057

144
279
340
451
757

684
484
602
609
583

39
10
22
25
12

44
35
53
54
64

601
439
527
530
507

29
41
43
42
43

4*703
4*706
4*335
5*042
5*634

1*147
1*216
1*235
1*271
1*561

970

1*046
1*293
1*446
1*676

541
609
535
602
584

18
16
23
35
44

52
55
53
57
62

471
538
459
510
478

44
68
150
143
120

6*209
6*889
7*480
8*173
9*076

424
624

710
754
535
99
596

24
23
16
4
9

57
119
102
8
42

629
612
417
87
547

119
126
147
15
119

9*125
8*520
7*865
2*185
5*091

302
439
689
905

1*016

4*4
506
506
531
422

783
703
707
624
618

15
14
14
12
12

37
36
57
54
61

731
653
636
558
545

129
133
123
117
116

4*796
4*615
4*969
5*079
5*073

701
769
965

176
205
202
.185
139

424
383
324
301
216

826
961
1*323
1*432
1.231

15
17
22
24
20

159
50
91
113
125

652
894
1*210
1*295
1*086

126
110
106
100
91

5*464
5*624
5*973
7*118
8*587

7*520
6*518
9*099
9*506
9*090

6*249
7*334
7*657
8*298
7*940

1*069

202
255
321
282
280

1*393
1*917
1*893
1*422
1*573

22
29
28
27
19

100
106
134
210
192

1*271
1*780
1*731
1*185
1*362

76
72
76
80
74

10*576
12*140
12*977
13*299
13*519

1950
1951
1952
1953
1954

9*033
9*169
10*062
10*698
11*264

7*967
8*130
8*607
9*486
9*610

1*035
1*093
1*309

151
173
240
319
365

1*751
1*688
1*993
2*131
2*407

41
32
59
37
39

200
224
212
203
290

1*510
1*632
1*722
1*691
2*078

70
68
72
81
72

14*178
15*276
16*786
16*751
19*950

1955

11*550

9*561

1*323

666

2*317

50

317

1*950

559

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Federal Reserve Bank of St. Louis

1*099

887
936

900
29
309

929
921
928
670
895
886

14

17

1726
1*537
1*500

984

21*037

1124

Wisconsin

Mutual Savings BanksTable 4

Digitized for FRASER


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Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposr j
Year
Total

1696

Intobank

^S,

Other

Other

193
201
277

1897
1690
1899

193
201
277
405

405

1900
1901
1902
1903
1904

566
634
719
811
865

566
634
719
811
665

1905
1906
1907
1908
1909

922
1083
1*235
1*085
1145

922
1063
1*235
1*065
1*145

1910
1911
1912
1913
1914

1*410
1*566
1*766
1*965
2*107

1*410
1*566
1*766
1*965
2.107

1915
1916
1917
1916
1919

2*043
2*306
2*573
2*737
3*212

2*043
2.30*
2*573
2737
3*212

1920
1921
1922
1923
1924

4422
4*378
3.979
4*736
5*234

1925
1926
1927
1928
1929

5*764
6*393
6*920
7*692
6*550

1930
1931
1932
1933
1934

8*382
7*769
7.057
1*893
4*353

1935
1936
1937
1936
1939

4*245
4.093
4*432
.461
.475

1940
1941
1942
1943
1944

816
991
.323
444
7*661

5
30
4

22

1945
1946
1947
1948
1949

9.729
11.173
11*956
12*221
12.347

9
4
2
12
2

1950
1951
1952
1953
1954

12*934
13.971
15*400
17.251
18*329

4
2
1
4
8

1955

19.279

4*422
4*377
3*979
4.736
5*234
5*764
6*393
6*920
7*692
6*550

2
1

276

24
25
39
52
127

6*382
7*767
7*056
1*893
4.353
4*245
4.093
4*432
4.481
4*199
4*616
4*991
5*316
6*392
7.657
9*720
11*169
11.952
12*209
12*345
12*930
13*945
15.374
17.208
16.269

Wisconsin

1125

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

-..
UaWUties

., ,
^P*31
r

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

XT wlww.

Number
*

1*94
1897
1896
1899

14
15
19
25

207
216
296
430

1
1
1
1

1900
1901
1902
1903
1904

31
36
41
47
55

599
670
760
858
920

1
1
1
1
2

1909
1906
1907
1908
1909

62
69
64
78
85

964
1*152
If 299
If 163
1.230

2
2
2
2
3

1910
1911
1912
1913
1914

101
108
119
130
157

1*511
If674
1*887
2*098
2*265

3
3
3
4
5

169
190
208
234
243

2*214
2**96
2f761
2*982
3.462

5
4
4
7
7

281
321
342
301
400

4*703
4*706
4*335
5*042
5.634

6
7
6
7
6

445
495
556
460
515

6*209
6*689
7*480
8*173
9.076

7
7
7
6
6

691
736
773
95
677

9*125
8*520
7*885
2fl85
5*091

6
5
6
2
4

2
1

1915
1916
1917
1918
1919

1920
1921
1922
1923
1924

7
14
3

192S
1926
1927
1928
1929

3
10

1930
1991
1932
1933
1934

52
15
55
197
61

11
1

1
1
1
1

1935
1936
1937
1938
1939

27
7
16
6

551
495
530
562
592

4*796
4*615
4*969
5*079
5*073

5
4
4
4
4

1940
1941
1942
1943
1944

11
54
34
36
37

657
579
616
636
669

5*464
5.624
5*973
7*118
6*587

4
4
4
4
4

1945
1946
1947
1946
1949

S3
88
70
49
73

794
679
951
1*029
1*099

10*576
12*140
12*977
13*299
13>519

4
4
4
4
4

67
66
76
67
95

1*177
1*237
1*310
1*413
1*526

14*178
15*276
16*766
18*751
19*950

4
4
4
4
4

115

1*643

21*037

1950
1951
1952
1953
1944

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Federal Reserve Bank of St. Louis

WYOMING

Revised data for assets and liabilities and


number of all banks in Wyoming, as of June
30 or the nearest available date, in the period
1896-1955 are shown in Table 1; for national
banks, in Table 2; and for State commercial
banks, in Table 3.1 A separate balance sheet
was not compiled for unincorporated banks
in this State because adequate data were reported, either separately or in combination
with data for other State commercial banks,
in the reports of the Comptroller of the Currency or the State banking department.
A general description of the compilation
of all-bank figures for the United States as a
whole is given in Part I of this volume, the
United States Summary. This summary includes the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in
compiling the figures.
The figures for national banks in Wyoming were obtained from the abstracts and
annual reports of the Comptroller of the Currency with relatively minor adjustments. A
description of these figures is included in the
United States Summary. Compilation of figures for State commercial banks presented a
number of problems and considerations not
1
Since there have been no mutual savings banks in Wyoming, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "State commercial banks"
used in Table 3 is synonymous with "all banks other than
national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "State banks/' "loan and
trust companies," "stock savings banks," or "private banks
and bankers" (unincorporated banks).

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Federal Reserve Bank of St. Louis

encountered in compiling the balance sheet


for national banks. The following sections
describe these problems and the methods used
in deriving the revised series.
The primary sources of statistics for State
commercial banks for the period 1896-1933
were (1) figures reported to the Comptroller
of the Currency and published in his annual
reports and (2) figures published in the reports
and abstracts of the State banking department
and by other State authorities. These sources
were supplemented by data obtained from
bankers' directories.
Beginning with 1934, all statisticsincluding the breakdowns of loans, investments,
cash assets, and depositsfor State commercial banks were taken directly from data
published or supplied by the Federal Deposit
Insurance Corporation. There were no noninsured banks in the State after 1933.
For State commercial banks the following paragraphs describe for the period 18961933 (1) principal adjustments in the figures
as published by the Comptroller of the Currency, (2) supplementation of the data from
other sources, and (3) preparation of estimates
where data were incomplete or were not available.2 The United States Summary includes
a discussion and evaluation of alternative
estimating procedures considered, tested, and
used in one or more States. It also includes
2
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

1127

1128

All-Bank Statistics

examples of the use of banking trends as a


guide in making State estimates.
NUMBER OF BANKS AND AGGREGATE
BALANCE SHEET
The number of banks as published by the
Comptroller for 1905 was reduced by four and
the number for 1930 was increased by one, on
the basis of information in the abstracts and
reports of the State authorities. No changes
were necessary in the balance-sheet data.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller regularly until
1928. For the years in which items were not
reported, figures were estimated.
Real estate loans for 1896-1908 were estimated separately for private banks and State
banksfor private banks, by applying to their
total loans in each year the ratio of real estate
loans to total loans computed from reported
data for 1909; for State banks, by applying
to their total loans the average of such ratios
computed from reported figures for 1909,1911,
and 1912. An estimate for all State commercial banks (including private banks) for 1910
was derived by applying to total loans the
average of such ratios computed from reported
data for 1909 and 1911; for 1916-1927, by
applying to total loans, ratios that reflected
changes over the period in the ratio of real
estate loans to total loans at Colorado State
commercial banks; these ratios were derived
by interpolating technique No. 2, described in
the United States Summary.
Estimates of collateral loans for all State
commercial banks for 1896-1908 were derived
by applying to total loans in each year the
ratio of this item to total loans computed from
reported data for 1909; for 1910 the estimate
was derived by applying the average ratio for
1909 and 1911. Estimates for 1916-1924 and
for 1926 and 1927 were derived by applying
to total loans, ratios of this item to total loans

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Federal Reserve Bank of St. Louis

that were interpolated between similar ratios


computed from reported figures for 1915 and
1925 and for 1925 and 1928, respectively.
INVESTMENTS

A complete classification of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly until
1929. For the years in which items were not
reported, figures were estimated.
Prior to 1911 no holdings of United States
Government securities were published for
Wyoming banks. The National Monetary
Commission Report also showed no such
holdings in 1909. In these circumstances, and
in view of the fact that holdings were very
small in the period 1911-1915, no estimates
were made for prior years.
For 1916-1920, a period of rapid increase
in United States Government security holdings, estimates were derived by assuming that
holdings of these securities accounted for the
same proportion of the annual increase in total
investments as was computed for Wyoming
national banks. For 1921-1924 and 1927,
estimates were derived by applying to total
investments, ratios that reflected changes over
the period in the ratio of United States Government securities to total investments at
Wyoming national banks; these ratios were
derived by interpolating technique No. 2,
which is described in the United States
Summary.
Small amounts of State and political
subdivision securities were estimated for
scattered years before 1909 on the basis of
data for years that were reported in this
period. Estimates for 1916-1924 and for 1927
and 1928 were derived by applying to total
investments less holdings of United States
Government securities (derived as indicated
above), ratios that reflected changes over the
period in the ratio of State and political subdivision securities to this total at Wyoming
national banks; these ratios were derived by

Wyoming
interpolating technique No. 2, described in the
United States Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published in the annual reports
of the Comptroller was adequate, after some
minor revisions, beginning with 1909 except
for United States Government deposits. No
attempt was made in the revised series for this

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1129

State to estimate figures for this category


because practically all such deposits were held
by national banks.
Estimates of the breakdown of total deposits other than interbank for 1896-1904 and
1906-1908 were derived by applying to this
total, ratios of time deposits to total deposits
other than interbank that were extrapolated
from a straight-line trend fitted roughly to
ratios computed from reported data for 1905
and 1909-1924.

1130

Wyoming

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Heal
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
197
1898
1899

2.670
2.576
3*081
3*592

132
127
162
224

1*219
1.462

1900
1901
1902
1903
1904

4*915
5*708
6*774
7*553
7*021

288
329
456
507
468

1.985
2*209
2.750
2*983
3*122

2.642
3*170
3*568
4*063
3*431

1920
1921
1922
1923
1924

68*327
62 * 364
57.687
61*096
52*941

4*684
6*012
6*861
6.856
7*032

35.506
33*049
29*943
32*425
27*534

28*137
23*303
20*883
21*817
18*375

1905
1906
1907
1908
1909

8*279
10*277
13*058
13*185
14*452

549
713
884
968

1.155

3*652
4*425
5.400
5*467
6.251

4*078
5*139
6.774
6.750
7.046

1925
1926
1927
1928
1929

38*152
37*420
37.367
39.011
40*345

5.014
3.932
3.773
3*474
5.106

20*028
22.072
23*434
26*270
6*409

13*110
11.416
10*160
9*267
28*828

1910
1911
1912
1913
1914

17.916
17.632
18*245
19.399
20.205

1*657
1*887
2*035
2*385
2*193

6*863
6*807
7*464
7.817
7*839

9*396
8.938
8*746
9*197
10*173

1930
1931
1932
1933
1934

39*283
36*860
30.537
21.833
20.242

3.403
4.826
3.908
4.078
3.193

4*181
4*822
3*396
2*322
1.884

31*699
27*212
23.233
15*433
15*165

1915
1916
1917
1918
1919

21*252
26*242
36*447
42)408
50*939

2*760
3.188
3*681
3*537
3*682

9*404
12*390
17*953
22*406
26*345

9*088
10*664
14*813
16.465
20.912

1935
1936
1937
1938

19.163
21*503
23*831
24.413

2.779
2.578
3*122
3*585

1.543
1*485
1.773
1*853

14.841
17.440
18.936
18.975

987
904

1*551
1.545
1*700

1.906

Loans'
Year
Total

1939

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farm land

To
others

16.729

Other
loans
to
individuals

Other

All
other

564

990

676
591
482
535
576

991
1*090
999
943
879

2*604
2*990
3.360
4.370
3.806

932
1*131
1*046
961
1*013

1*443
1.482

5.381
5.344
3*692
573
242

466
392
1*068
379
492

1*199
1*846
2.396
2*341
2*016

4.415
5.151
7*674
8*743
11*303

1*053
1*885
3*280
4*050
4*296

1*953
3*046
4*850
8*269
9*9*7

571
528
2*3
369
238

38*570
45*983
54*344
50*720
52*222

477
649
1.329
1.160
976

2*318
2.002
1*718
1.869
1*793

15*353
16.569
17.487
19.144
22*336

4*931
5*337
5.559
6*010
6.556

12*401
13.765
15*317
17*774
18*523

312
453
369
485
430

56.439

871

1.974

24*120

7.783

20*847

596

1940
1941
1942
1943
1944

28*283
30*094
27*279
24*763
25*367

17.689
18.935
17.700
15*934
17.149

1945
1946
1947
1948
1949

26*178
35.569
49*122
57*494
64.978

16.521
22*714
29.591
33*552
37*063

1950
1951
1932
1953
1954

73*793
84.081
95*460
96.469
102*236

1955

111.766

10
13

7
2
7

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

558

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wyoming

1131

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
aaseta

1896
1897
1898
1899

481
464
490
500

249
220
221
259

75
78
90
81

157
166
179
160

792
1.143
1.165
1.776

12
17
18
22

299
328
365
397

481
798
782

1.357

388
383
389
373

4.331
4.566
5.125
6.241

1900
1901
1902
1903
1904

600
734
763
811
944

357
505
547
541
702

65
78
82
91
114

158
151
134
179
126

1,729
1*896
2*464
2.464
2*659

34
33
36
58
29

405
429
550
540
625

1*290
1*434
1.878
1*866
2*005

345
319
331
272
225

7.589
8.657
10.332
11.100
10.849

1905
1906
1907
1908
1909

1.057
1.370
2.111
2.477
2.395

695
959

1.631
1.931
1.778

153
157
202
187
204

209
254
278
359
413

3*422
4*478
4.816
4,622
5.628

35
61
65
120
91

570
791
927

1,128
1,307

2.817
3.626
3.804
3.374
4.230

299
364
402
540
530

13*057
16.489
20*367
20*624
23.005

1910
1911
1912
1913
1914

2.397
2.532
2.493
2.719
2.796

1.855
1.847
1.862
1.913
1.877

120
132
163
166
171

422
553
468
640
746

5.600
5.300
5*696
5*783
6,779

197
89
103
115
216

1.346
1.438
1.501
1.596
1,685

4.057
3.773
4*092
4*070
4*878

776
807
796

1.078
1.076

26.669
26.271
27.230
26.979
30.856

1915
1916
1917
1918
1919

2.838
3.336
4.879
7.872
10.062

1.646
1*860
2.272
5.106
7.751

206
286
352
506
506

784
1*190
2.255
2.256
1.605

6,027
9*426
13*284
13*570
22*147

172
291
520
553
961

1,389
1,640
1,942
1,648
2,729

4.466
7,495
10*622
11.369
18.457

1*249
1327
1*461
1*762
2.416

31*366
40*331
56*071
65*612
85.564

1920
1921
1922
1923
1924

9.622
9.495
7*243
7.427
8.893

5.793
5.216
4.277
4*437
5.146

796
561
253
369
426

3*033
3.716
2.713
2*621
3.321

17,247
15.066
14,514
17.200
16.496

867
894
593
911
976

2,147
1,998
2,169
2,010
2*536

14,213
12,174
11,732
14.279
12*986

2*893
2*502
2,772
3,259
3,197

98.089
89*427
82.216
88*984
81*529

1925
1926
1927
1928
1929

10.990
12.919
14.352
16.322
16.113

6*605
7.345
7.242
7.237
9.012

779

1*025
1*567
2.313
3.075

3.606
4.549
5*543
6*772
6*026

14.220
13,668
13,309
14,672
13,489

473
419
496
488
427

2.291
2.146
2,066
1.691
1.949

11,456
11,103
10.745
12*493
11*113

3.133
3.197
3,261
2*693
2*690

66*495
67.204
68*289
72.898
74*637

1930
1931
1932
1933
1934

15.472
15.220
14.263
13.315
14.582

6.893
6.028
5,913
6.104
7.847

2.801
3.513
3.144
2,973
3*311

5.776
5*679
5.206
4.238
3*424

14,038
13,627
9,214
12.617
15*867

310
306
265
239
220

1.879
1.869
1*946
1.710
1.515

11*849
11*432
6.981
10.666
14.132

2*544
2*495
2*275
2.130
2.064

71*337
68*202
56*289
49.695
52.755

1935
1936
1937
1938
1939

16.493
16*840
18.974
16.709
17.084

11.382
11.932
13.153
11.367
11*606

2.609
2.465
3.371
3*166
3.794

2*502
2,423
2*450
2*156
1*682

21,765
25,259
21*596
23*431
28*689

343
724
919
621
765

1.592
1.890
1*995
1,753
1,987

19*830
22*645
18*684
20*857
25.937

2,078
.848
.685
.592
.437

59*499
65*450
66*086
66,145
72.406

1940
1941
1942
1943
1944

17*080
17.539
22*909
47,317
68.935

11*272
12,078
17.581
42.414
64.269

4.324
4.404
4.191
3.616
3*008

1*484
1.057
1*137
1*287
1*656

29*099
33*497
38*120
46*920
51*182

816

199
150
.583
647

2.043
2.349
2.751
2,804
2,972

26*240
29*949
34*219
42*533
46*363

.335
356
291
207
123

75.797
82.466
89.599
120.207
146*607

1945
1946
1947
1946
1949

94.064
117.403
110*079
115*668
113*326

89*556
110.125
100*418
104*756
101.549

2.666
3*811
6.697
7.601
9.233

1*860
3*467
2*964
3.311
2*546

55*407
59*762
56*635
60*771
62*760

697
914
.221
.325
3.593

3*364
3.708
4,135
4*753
5.044

50,346
54,140
49*279
52*693
54.123

075
216
283
380
1.601

176*744
213.950
217*119
235*513
242.667

1950
1951
1952
1953
1954

117.959
113.747
126*624
136*155
140.603

106.629
99.929
112*007
120*347
123*796

8,849
10.731
11.003
12.423
12.725

2*281
3.087
3*614
3*385
4.282

61*390
68*160
69*358
73*885
78*600

4*438
4*619
5.171
5*507
6*320

5,050
4,783
5,473
5.649
5.964

51.902
58.758
58*714
62*529
66,316

1.907
2.353
2*549
2*551
2*896

255,049
268*341
293,991
309,060
324,535

1955

143.528

123*522

14*542

5,464

74.232

7,127

6,154

60.951

3*289

332.815

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1132

Wyoming

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955^-Continucd


[Figures) s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

U'S'
Government

Interbank

Total
1896
1897
1896
1899

2,720
3,0 20
,552
,553

104
178

63
82

1900
1901
1902
1903
1904

,794
,484
,758
,289
7*959

186
259
330
365
296

1905
1906
1907
1908
1909

9*921
12*590
15,388
14,870
17,211

1910
1911
1912
1913
1914

Other
demand

Other
time

2*081
2,322
2.706
3*482

576
616
742
893

35
47
96
103
116

4,552
4*925
5*769
6*113
5*792

1*021
1*253
1*561
1.706
1*753

640
730
836
697
1,099

122
240
674
728
459

6*984
8*979
10*504
9*612
10*541

2*175
2.641
3*374
3*833
5*112

19,476
18,723
19*656
21*328
23,056

1,125
979
1,184
1*258
1*561

271
286
316
247
275

10*818
9*623
9*758
10*326
13*126

7*262
7.835
8*398
9*497
6*094

1915
1916
1917
1916
1919

23*168
31*860
46,432
53,0 06
72,672

1*162
2*463
3,245
2*850
5,713

243
170
149
750
711

12*786
17.662
29.277
34.791
48*289

0.975
11.545
13.761
14.615
17.959

1920
1921
1922
1923
1924

78,809
68,5 74
65*232
72*746
67*565

4,706
4*043
3,796
4,463
3*896

137
130
137
157
178

52.954
43*415
40*815
42.350
39.384

21.012
20*966
20*464
25.776
24.107

1925
1926
1927
1928
1929

56,057
56,776
57*851
62*966
62.753

2,392
2,574
2*489
3*025
2*638

116
136
105
124
86

32*474
32*401
32*639
34*837
33*704

21*075
21.665
22.618
24.960
26*325

1930
1931
1932
1933
1934

59,702
56,629
43.5 08
40,366
44,083

2,783
2*884
1*898
2.251
2,643

189
90
93
107
100

31.173
28.656
21*444
20.142
22.706

25.557
25*199
20*073
17*866
18*632

1935
1936
1937
1938
1939

51,281
57*612
56.353
57,9 57
63,866

3*807
4*496
3,587
3*314
4*562

86
345
109
201
290

28.195
32.254
33*703
33*306
37*061

19*191
20*715
20*954
21*136
21.953

1940
1941
1942
1943
1944

66,823
73,176
80,016
110*2 95
136.115

4,614
5.872
6,063
7*511
8.278

327
333
526
4*479
11*169

38.743
43*901
51*713
75,416
89*094

23*139
23*070
21*694
22*869
27*574

1945
1946
1947
1948
1949

165*543
201,967
204.0 32
221*469
227.106

8.666
9,062
8*195
7*442
7,887

11*090
9*310
1.662
3*193
3*136

110*412
141*308
149*469
165*505
170*334

34.573
42*227
44*686
45*349
45*751

1950
1951
1952
1953
1954

238*697
250,025
274*546
286,990
299*901

8*032
8*096
8,613
9,014
8*806

4*041
4,379
3*970
2*291
5*573

180*715
191*167
206*196
210*524
215*511

45*909
46*361
55*767
65*161
70*011

6,537

216*140

73*224

Wyoming

1133

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Year

Nat onal
ba
no

Borrowings

ft..
liSes

<**>

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

24

1896
1897
1898
1899

42
10
64
19

213
192
191
190

24
11
6
23

1*096
1*101
1*106
1*201

236
232
206
255

4*331
4*566
5*125
6*241

24
26
30

1900
1901
1902
1903
1904

4
55
63
46
95

252
446
435
435
490

47
60
163
229
66

1*169
1*182
1*349
1*358
1*552

323
430
564
743
687

7*589
8*657
10*332
11*100
10.649

33
32
36
37
40

1905
1906
1907
1906
1909

25
90
264
168
201

531
690
919
1*223
1*255

55
64
260
351

1*647
2*024
2.367
2*531
2*481

878
1*031
1*169
1.661
1*857

13*057
16*469
20*387
20*824
23*005

47
53
66
76
77

1910
1911
1912
1913
1914

445
536
337
245
338

1*462
1*459
1*439
1*515
1*536

20
1
6
6
10

3*012
3*087
3*146
3*324
3*587

2*274
2*465
2*644
2.561
2.329

26*689
26*271
27*230
28*979
30*856

85
87
87
97
104

1915
1916
1917
1918
1919

337
231
637
2.380
960

1*571
1*649
1*654
1*822
1*823

4
2
36
160
629

3774
3*948
4*157
4*625
4*937

2.512
2.641
3*155
3*619
4*543

31*366
40*331
56.071
65*612
85.564

109
115
125
136
148

1920
1921
1922
1923
1924

5*205
7*230
3*473
3*121
2*192

2*239
2*342
2*381
2*433
2*263

226
7
21
52
17

6*110
6*081
6(148
6*234
5*448

5.500
5*193
4*961
4*398
4*044

98*089
89*427
82*216
88*984
81*529

160
155
146
134
116

1925
1926
1927
1928
1929

684
748
893
605
2*006

1*738
1*714
1*666
1(461
1*465

208
215
262
36
69

4*685
4*540
4*225
4*285
4*285

3*123
3*211
3*392
3.545
4.039

66*495
67*204
68.269
72*896
74.637

96
93
88
86
87

1930
1931
1932
1933
1934

1*414
1*172
3*291
771
92

482
486
519
(563
.352

76
147
52
87
76

4*240
4*205
3.830
3*530
4*171

4.423
4,363
4,089
3.578
2.981

71.337
68.202
56*289
49*895
52.755

84
82
73
64
63

1935
1936
1937
1936
1939

41
25
18
94
60

86
110
146
146
215

4*276
4*262
4136
4*111
4*054

2*811
3*241
3*435
3*835
4*211

59*499
65*450
66*088
66.145
72*406

59
59
58
58
58

1940
1941
1942
1943
1944

56
36
27

229
271
225
133
154

4*027
3*923
3*830
3.805
3*783

4*662
5*060
5*501
5*974
6*475

75*797
82*486
89*599
120*207
146*607

58
58
57
56
56

1945
1946
1947
1948
1949

125
200

171
219
368
451
661

3*709
3*707
3 * 745
3*858
3.871

7*196
8*037
8*774
9.715
11.027

176*744
213.950
217*119
235*513
242*667

56
56
55
55
55

72
600
500
1*500
1*700

832
932
1.054
1*316
1.360

3*842
3*939
4*096
4*196
4*438

11*606
12*645
13.791
15*056
17*116

255*049
268.341
293*991
309*060
324*535

53
53
52
53
53

4*538

16*233

332*815

1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

80

700

1.004

1134

Wyoming

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year
Total

Real
estate

Loans

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1896
1897
1698
1899

1*883
1*815
2.137
2*259

40
35
49
55

1*011

1*122
1*133
1.186
1*193

1900
1901
1902
1903
1904

3*328
3*917
4*356
4*956
4*859

79
88
106
115
131

1*449
1*604
1.933
2.106
2*391

1.600
2*225
2*317
2*737
2*337

1921
1922
1923
1924

43*193
40*343
36*009
40*993
34*924

2*621
3*575
3*496
4.165

24*422
22.875
20*419
22.272
16*039

17*782
14*847
14*015
15.223
12*700

1905
1906
1907
1908
1909

5.753
7*139
9*601
9*310
10*341

153
184
232
226
269

2*796
3.364
4.232
4.157
4*860

2*602
3*591
5.137
4.925
5.212

1925
1926
1927
1928
1929

22*386
22.036
21*857
20*688
20.852

2*664
1*671
1*881
1*606
1.864

11*500
13.026
13*678
14.153
4*936

8.422
7.139
6.296
5*129
14*052

1910
1911
1912
1913
1914

12*289
11*729
11*932
12.397
12.366

267
252
361
384
453

5*079
5.061
5.372
5*669
5.619

6*943
6.416
6.199
6*344
6*296

1930
1931
1932
1933
1934

20*652
19*674
17*865
13*332
12*358

1*557
1*394
1.575
1*976
1*247

3*020
2*669
2*426
1*898
1.461

16.075
15*611
13*664
9.458
9*630

1915
1916
1917
1918
1919

13.005
16*048
22*210
25.433
29*921

572
823
777
666
613

6*656
8*771
12 600
15*650
17*538

5.777
6.454
8.833
9.115
11.770

1935
1936
1937
1938

11*845
13*512
15.351
15.585

1*216
1*426
1*522
1*718

1.236
1*220
1*458
1.495

9*391
10.864
12*371
12*372

721
647
900

1920

969

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

1939

16.301

11.082

1940
1941
1942
1943
1944

16*547
19*825
17*575
15*527
15*478

11*692
12.505
11.701
9.777
10*492

1945
1946
1947
1948
1949

16*155
22.652
31*004
35*261
40*614

10.378
14.637
18.591
20*514
22*563

1950
1951
1952
1953
1954

46.8*4
55*117
65*086
65*600
70*048

24*276
29*576
36*449
33*359
34*447

1993

76.475

36.616

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farmland

To
others

5
13

273

2*670

508
636
585
552
647

902
1*004

3*960
4*105
2*537
460
187

600
665
1*034
1*133
984

2*427
2*933
4.532
4*952
6.985

756
1.256
2.346
2*554
2*966

1*168
2*010
3*346
5*624
6*669

525
456
180
305
112

850

1*042
1*002
1*040
1.074
1*047

9.920
11.116
11.967
13*256
15*956

3*283
3*576
3.663
4*051
4*544

8.036
9*348
10.945
12.945
13*363

240
349
201
314
228

773

1*162

17*327

5.206

15*616

403

414

301
266
315

402
418
389
1*251
1*064

' Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

1*163

975
2

Other

1*259
1*426
1*717
2.790
2*018

401
7

Other
loans
to
individuals

533
690
664
630
529

550
450

371
2

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wyoming

1135

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total

Cash items
in process
of collection

Currency
and
coin
230
257
289
307

316
575
523
923

322
323
336
327

3*215
3*418
3*756
4*303

914

assets

1896
1897
1898
1899

456
440
458
472

249
220
221
259

64
68
73
65

143
152
164
146

1*245

8
8
13
15

1900
1901
1902
1903
1904

571
699
718
745
864

357
505
547
541
702

66
60
52
63
56

146
134
119
141
126

1*260
1.411
1*817
1.820
2.025

16
22
17
40
23

330
351
438
403
497

1.038
1*362
1.377
1*505

286
251
258
179
152

5*447
6*278
7*149
7.702
7.920

1905
1906
1907
1908
1909

1*318
2*032
2*433
2*347

695
959

631
.931
.778

89
110
123
154
166

202
249
276
348
401

2*458
3*166
3*510
3.346
4.202

26
39
61
62
74

446
630
770
914

1*966
2*497
2*679
2*350
3*071

162
195
299
363
379

9.379
11.818
15*442
15*452
17*269

1910
1911
1912
1913
1914

2*297
2.316
2*322
2*430
2*502

855
809
822
642
.823

116
115
133
132
133

324
392
367
456
546

3*735
3.525
4*167
3*918
4*602

135
64
71
75
152

.032
083
.142
.179
.267

2*568
2*378
2*954
2*664
3*183

454
486
498
660
703

18.775
18*056
18.919
19*405
20.175

1915
1916
1917
1918
1919

2*534
3t017
4*345
6*732
8*003

1*800
1*812
2167
4*429
5*963

133
214
254
400
444

601
991

3*771
6*397
8*925
8*725
14*651

128
186
255
312
601

958

1*924
1*903
1*596

1.793

2*685
5*096
7*386
7*446
12*257

745
780
818
993

1*452

20*055
26*242
36*298
41.863
54*027

1920
1921
1922
1923
1924

7*806
7*844
6*104
6*522
7 ( 461

4*815
4*496
3.718
4*001
4*500

623
406
172
305
332

2*368
2*940
2*214
2*216
2*629

11*489
10.475
10*124
11.961
11.424

542
652
411
559
721

1.310
1.260
1.453
1*259
1*610

9*637
8*563
8*260
10*163
9.093

1*675
1*679
1*785
2*129
1*990

64*163
60.341
56.022
61*625
55*799

1925
1926
1927
1928
1929

8*846
10*177
10*809
11*415
12*761

5.574
6*036
5*871
5.728
6*916

649
803

1.174
1*610
2*280

2*623
3*336
3.764
4.077
3*565

9.612
9*279
6*657
9.111
7*801

301
275
335
407
245

1*387
1*266
1*248
1*030

7.924
7.716
7.074
7.707
6.526

1.992
2.023
1*944
1*430
1*362

43.036
43*515
43*267
42*844
42.776

1930
1931
1932
1933
1934

10*653
10*648
10.271
10*118
11*385

5*352
5*155
5*106
5*400
6*604

2*127
2*476
2*216
2*195
2*304

3*174
3.017
2.949
2*523
2*277

6.341
8.733
6*235
9.744
12*039

250
184
183
186
163

1.055
1.067
1*245
1*198
1.007

7.036
7*482
4.807
8*360
10*669

1*292
1 245
1*232
1*244
1*249

40.938
40.300
35.603
34.438
37.031

1935
1936
1937
1938
1939

13*267
13*513
15*050
13*344
13*678

9.732
9.743
10.465
8.996
9*218

1*874
1*884
2*719
2*569
3*060

1*661
1.886
1*866
1.779
1*400

16*278
18.509
15.921
17.747
21*642

264
619
817
708
677

1*163
1*343
1*456
1*206
1*445

14*851
16.547
13.646
15*833
19*520

1*258
1*155
1*057
1*014
935

42*648
46*669
47*379
47.690
52.556

1940
1941
1942
1943
1944

13*976
14*248
18*760
37*064
52*298

9.194
9*899
14.621
33*266
48*585

3*470
3*538
3*330
2*895
2*301

1.312

716

1*412

20*942
24.208
27*124
32.588
35.943

1.072
1.022
1.414
1.640

1*477
1*759
2*099
2*114
2*191

18*749
21*377
24*003
29*060
32*112

888
948
922
866
805

54.353
59*229
64*381
86*045
104.524

1945
1946
1947
1948
1949

70*749
86*994
77*860
83*840
81*681

67.079
81.010
69.569
74.685
72.466

2*050
3*079
5.708
6.370
7.099

1*620
2*905
2*583
2.785
2*116

38,150
39.657
38.172
41.064
44.076

1*384
1.578
2.879
2.923
3.206

2*546
2.699
3.012
3*351
3.513

34*220
35*380
32*281
34*790
37.357

745
723
790
894
1*132

125.799
150.026
147.826
161*059
167.503

1950
1951
1952
1953
1954

86*174
83.702
92*447
101*263
104*251

77.985
73.603
81.668
89739
92*314

6*357
7*615
7*606
8*656
8.366

1*832
2484
2*953
2*668
3.549

43.593
47*178
46*762
53*065
54*945

3.931
3.972
4*519
5.096
5.665

3.476
3.176
3*744
4*060
4.201

36(186
40*030
40*499
43*909
45*079

1.268
1*631
1*856
1*861
2*189

177.889
167.628
208.151
221*769
231*433

1955

105.932

92*125

9*587

4.220

54.550

6.530

4.401

43*619

2*505

241*462

986

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

'

811
809
903

554
840
825

1.057

1.115
1.284
967

997

1136

Wyoming

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

******

1896
1897
1698
1699

1*924
2.177
2.472
3*033

62
77
100
156

1900
1901
1902
1903
1904

4*056
4*627
5*304
5.7 56
5*705

168
255
314
336
267

1905
1906
1907
1908
1909

7.075
8*954
11.736
11.213
12*999

1910
1911
1912
1913
1914

Go^iLnt

Other
demand

Other
time

1*498
1.713
1*930
2*410

364
387
442
465

35
47
96
103
116

3*332
3*620
4*067
4*380
4,263

523
705
825
937
1.057

510
655
777
635
1*047

122
240
674
728
459

5.134
6.518
7*965
7*056
7.540

1.309
1,541
2*300
2*794
3*953

13.751
12*772
13*753
14*356
15.016

1*030
872
988
1*121
1.360

271
266
316
247
275

6.962
6.123
6.325
6.522
8.443

5*488
5.491
6*124
6.466
4.938

1915
1916
1917
1918
1919

14,876
20.773
30,242
33.901
45,943

1,041
2.256
2*901
2.565
5.318

243
170
149
750
711

8*264
11*135
18*218
20.849
28.275

5.330
7.212
8.974
9*737
11.639

1920
1921
1922
1923
1924

51*866
46.599
44*8 92
50,536
46,292

4.060
3.463
3*365
3,850
3,284

137
130
137
157
178

33*960
26.624
27,137
30,119
27.570

13.709
14*362
14*253
16.410
15.260

1925
1926
1927
1926
1929

36,345
36.610
36.595
36,8 04
35,782

2*135
2.411
2.362
2.762
2,277

116
136
105
124
86

21,527
20*955
20*574
20*426
19*311

12.567
13*108
13*554
13*492
14*106

1930
1931
1932
1933
1934

34*264
33.676
27,863
2 6 * 3 15
31.183

2*462
2*652
1*742
2.148
2.534

87
90
93
107
100

17,856
16.811
13*652
13.880
15*713

13*839
14*123
12*376
12*180
12*636

1935
1936
1937
1938
1939

36.857
41*534
42.135
42*078
46.731

3.697
4*372
3*396
3*142
4,404

88
343
97
194
282

20*003
22.851
24.296
24.091
26.967

13.069
13*968
14*344
14*651
15.078

1940
1941
1942
1943
1944

48*196
52*845
57.8 54
79.3 23
97,503

4,400
5*540
5,703
6.904
7,560

316
322
494
3.413
8t713

27.705
31,195
37,002
53*674
62*686

15*775
15*788
14*655
15*332
18*544

1945
1946
1947
1946
1949

118*216
141,955
139.047
151*7 19
157.226

7*830
8.084
7,321
6,879
7.490

9,554
7*229
1.366
2*605
2*575

77,389
97*969
100*980
112*620
117,092

23*443
28*673
29*380
29*615
30*069

1950
1951
1952
1953
1954

167,280
175,504
195*063
206.8 55
214*914

7.568
7.597
8.048
8*633
8,365

3.412
3*801
3*250
1,910
4,753

125.872
133*016
144.876
149*182
151.554

30*428
31*090
38.889
47*130
50.242

224.536

9*270

53.430

Wyoming

1137

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures \ s of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank

1696
1897
1898
1899

42
10
64
19

213
192
191
190

1900

4
55
63
46
95

252
446
435
435
490

1901
1902
1903
1904

other
liabilities

., .
r
031)1131

25

Total
liabilities
and capital
accounts

M lwvi.
N

***
*

860
660
660
860

176
179
169
201

3*215
3t416
3*756
4*303

11
11
11
11

870
860
935
935
1*055

236
290
412
529
575

5*447
6*276
7*149
7*702
7.920

13
13
15
15
18

1*085
1.350
.610
.610
585

648
731
912
.202
340

9*379
11*618
15*442
15*452
17*269

19
24
29
30
29

25
90
264
188
90

531
690
919
1*223
1*255

230
333
91
100
173

1*462
1*459
1*439
1*515
1*536

1
2
3
3

710
.685
.735
710
650

.622
*806
.899
.721
1*597

18.775
16*056
16*919
19*405
20*175

30
29
29
30
32

1916
1917
1918
1919

70
72
342
1*648
548

1571
1*649
1*654
1*822
1*823

2
36
160
629

1*900
2*030
2*040
2*190
2*312

1*636
1.716
1*964
2*162
2*772

20*055
26*242
36*296
41*883
54*027

33
36
36
36
42

1920
1921
1922
1923
1924

3>46B
4*600
2*094
2*091
1*332

2*239
2*342
2*381
2*433
2*263

226
7
21
52
17

3*065
3*090
3*195
3*445
3.075

3*299
3*503
3*439
3*066
2.820

64*163
60*341
56*022
61*625
55*799

47
47
47
45
37

1925

85
239
172
94
809

1*738
1*714
1*666
1*461
1*465

36
72
100
26
6

2*725
2*700
2*460
2*310
2*270

2*107
2*180
2.274
2*149
2*424

43*036
43*515
43*267
42*844
42*776

32
32
30
26
25

357
324
1*618
165
11

1*482
1*466
1*519
1*563
1*352

16
22
24
65
66

2*270
2*270
2*270
2*270
2*545

2*549
2*522
2*309
2*060
1.874

40*938
40*300
35*603
34*438
37.031

25
25
25
25
26

55
86
134
134
138

2.740
2.710
2*616
2*605
2*570

1.963
2*351
2*484
2*801
3*067

42*648
46*669
47*379
47*690
52*556

26
26
26
26
26

1905
1906
1907

1908
1909
1910
1911
1912
1913

1914
1915

1926

1927
1928

1929
1930
1931
1932

1933
1934

15
3
1
16

Surplus and
other
capital
accounts

'

1936
1939

29
8
10
72
50

1940

50

179
221
182
109
129

2.555
2*553
2*522
2*522
2*516

3,373
3*610
3*823
4*091
4*376

54,353
59,229
64*361
86*045
104*524

26
26
26
26
26

1945

125

1946
1947
1948

200

158
198
270
363
529

2*459
2*450
2*450
2*515
2*515

4*841
5,423
5*859
6*462
7*233

125*799
150.026
147*826
161*059
167*503

27
27
26
26
26

7*556
8*363
9*021
9*924
11*360

177*889
187*628
208*151
221,789
231*433

24
24
24
25
25

1935
1936
1937

1941
1942
1943
1944

1949

500
500
1*100
1*000

666
776
907
1*150
1*199

2*385
2*465
2*660
2*760
2*960

250

1,523

3,010

1950
1951
1952
1953

1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.004

241,462

1138

Wyoming

State Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1896-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total

787
761

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1896
1097
1896
1899

9*4
1*333

92
92
113
169

266
257
319
451

429
412
512
713

1900
1901
1902
1903
1904

1.587
1.791
2.416
2.595
2.162

209
241
350
392
337

536
605
817
877
731

842
945
1*251
1.326
1*094

1920
1921
1922
1923
1924

25.134
22*021
19.678
20.105
18.017

3*695
3*391
3.286
3.358
2.847

11.084
10.174
9.524
10*153
9*495

10.355
8.456
6.868
6*594
5*675

1905
1906
1907
1906
1909

2*526
3*136
3.457
3.875
4.111

396
529
652
740
886

854
1.061
1.168
1*310
1*391

1*276
1*548
1*637
1*625
1*834

1925
1926
1927
1928
1929

15.566
15.384
15.510
18.123
19*493

2.350
2.061
1*892
1.866
3*244

8*526
9*046
9.756
12.117
1.473

4*688
4*277
3*862
4*138
14.776

1910
1911
1912
1913
191%

5*627
5*903
6.313
7*002
7.637

1*390
1*635
1*674
2*001
1*740

1*784
1.746
2*092
2.148
2*220

2*453
2*522
2.547
2*853
3*877

1930
1931
1932
1933
1934

18.631
17.186
12*672
8*501
7*884

1.846
3.432
2*333
2*102
1*946

1.161
2.153
970
424
403

15*624
11*601
9.369
5*975
5.535

1915
1916
1917
1916
1919

8.247
10*194
14*237
16*975
21.016

2.166
2.365
2.904
2.869
3*069

2.746
3.619
5.353
6.756
8*807

3.311
4.210
5*980
7*350
9.142

1935
1936
1937
1936

7.318
7*991
8*480
8*826

1*561
1*150
1.600
1.667

307
265
315
358

5*450
6*576
6.565
6.603

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farmland

9*736
10*269
9*704
9*236
9*669

5*997
6.430
5.999
6.157
6.457

1945
1946
1947
1948
1949

10*023
12.917
18*116
22*233
24.364

6.143
7.877
11*000
13*036
144496

1950
1951
1952
1953
1954

26.939
28.964
30*374
30.869
32.186

14*294
16.407
17.895
17*361
17.775

1955

33*291

17*621

Other

All
other

1.035

126
141
111
121
175

436
400
335
313
350

1*345
1*564
1*643
1.580
1*766

424
495
461
409
346

543
678

1*401
1*239
1.155
113
75

165
104
93
64
90

599
981
1*362
1*208
1*032

1.968
2*218
3*142
3*791
4*316

297
629
934
1.496
1*330

785
1.036
1*504
2.645
3.096

46
72
83
64
126

59
60
76
96

126

1*276
1*000
676
795
746

5*433
5.451
5.500
5.866
6*360

1*648
1.759
1.896
1*959
2*012

4*365
4.417
4.372
4.629
5*140

72
104
168
171
202

96

812

6*793

2*577

5.231

193

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
loans
to
individuals

1*275

5*647

1940
1941
1942
1943
1944

On
residential
property

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Wyoming

1139

Table 5 State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.

Government
obligations

Total

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
asset*

1896
1897
1698
1899

25
24
32
28

11
10
17
16

14
14
15
12

238
303
340
531

4
9
5
7

69
71
76
90

165
223
259
434

66
60
53
46

1*116
1*146
1.369
1*938

1900
1901
1902
1903
1904

29
35
45
66
60

19
16
30
28
58

10
17
15
36
2

469
485
647
644
634

18
11
19
18
6

75
78
112
137
128

376
396
516
489
500

57 t
66
73
93
73

2*142
2*379
3*183
3*398
2*929

1905
1906
1907
1908
1909

71
52
79
44
48

64
47
79
33
36

7
5

964

11
12

1.312
1.306
1*276
1.426

9
22
24
38
17

124
161
157
214
250

1.129
1*125
1.024
1*159

117
169
103
177
151

3*678
4*671
4*945
5*372
5*736

1910
1911
1912
1913
1914

100
216
171
289
294

2
17
30
34
36

96
161
101
184
202

1.865
1.775
1*529
1.865
2.177

62
25
32
40
64

314
355
359
419
418

1.489
1*395
1.138
1.406
1*695

322
321
296
418
373

7*914
8*215
8*311
9.574
10*681

1915
1916
1917
1916
1919

304
319
534

1*788

73
72
98
106
62

183
199
331
355
209

2*256
3.029
4.359
4.845
7*496

44
105
265
241
360

431
525
658
661
936

1*781
2*399
3*436
3.923
6.200

504
547
643
769
964

11*311
14.089
19*773
23.729
31*537

173
155
81
64
94

665
776
499
405
692

5.756
4*591
4.390
5*219
5.074

345
242
182
352
255

837
738
736

1.218

926

4.576
3.611
3*472
4.116
3.893

1*130
1*207

33*926
29*066
26.194
27.359
25.730

130
222
393
703
795

983

1.211
1.779
2*695
2*461

4.608
4*389
4.652
5*761
5*688

172
144
161
61
162

904
858
820
894
919

3.532
3.387
3.671
4*786
4.587

1*141
1.174
1*317
1*263
1*328

23.459
23*689
25*022
30.054
31.861

5.697
4.894
2.979
2.873
3.828

60
122
102
53
57

824
622
703
512
508

4*813
3*950
2.174
2.308
3*263

1*252
1*250
1*043
886
815

30*399
27*902
20*686
15*457
15*724

1*140
2*059

36
40
71
54
46
48
105
679

831

1920
1921
1922
1923
1924

1*816
1*651
1*139
1*432

978
720
559
436
646

1925
1926
1927
1928
1929

2*144
2*742
3*543
4*907
5.352

1*031
1*309
1.371
1*509
2.096

1930
1931
1932
1933
1934

4*819
4*572
3*992

1.541

3il97
3*197

1*043

1.007

2*604
2.662
2.257
1.715
1*147

1935
1936
1937
1938
1939

3*226
3*327
3*924
3*365
3*406

1.650
2.189
2.688
2.371
2.390

735
601
652
617
734

841
537
584
377
282

5.467
6.750
5.677
5.684
7*047

79
105
102
113
88

429
547
537
547
542

4.979
6*098
5*038
5*024
6.417

820
693
628
578
502

16.851
18.761
16.709
18*455
19*850

1940
1941
1942
1943
1944

3*104
3*291
4*149
10*253
16*637

2*078
2*179
2.960
9.146
15.664

854
866
861
721
707

172
246
326
384
246

8*157
9*289
10.996
14.332
15*239

100
127
128
169
207

566
590
652
690
781

7.491
8.572
10*216
13.473
14.251

447
408
369
341
318

21.444
23.257
25.218
34.162
42*063

1945
1946
1947
1948
1949

23*335
30*409
32*219
32*028
31*647

22.479
29*115
30.849
30*071
29.083

616
732
989

17,257
20.105
18.463
19.707
18*664

313
336
342
402
387

818

1.431
2.134

240
562
381
526
430

.009
123
402
.531

16*126
16*760
16*996
17.903
16.766

330
493
493
486
469

50*945
63*924
69*293
74.454
75.164

1950
1951
1952
1953
1954

31*765
30*045
34.177
34*892
36*552

28*844
26*326
30*319
30*608
31*482

2.492
3.116
3.197
3.567
4*337

449
603
661
717
733

17.797
20*982
20*596
20.820
23.655

507
647
652
411
655

.574
.607
729
.769
.763

15.716
18.726
18.215
18.620
21.237

639
722
693
690
707

77*160
80.713
85*840
87.271
93.102

1955

37*596

31*397

4.955

1*244

19*662

597

1.753

17.332

784

91.353

905

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

673
607
704

674

1.037
928
778

751

823
987

1140

Wyoming

State Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

U S
*
Government

Intohank
inuxiu&

Total

Other
time

^^
demand

1896
1697
1898
1899

796
8 43
1,080
1,520

4
20

776
1,072

609

229
300
426

1900
1901
1902
1903
1904

1,736
1*8 57
2*454
2,533
2,254

18
4
16
29
29

1220
1,305
1,702
1,733
1,529

498
548
736
771
696

1905
1906
1907
1908
1909

2,846
3,636
3,652
3,657
4,212

130
75
59
62
52

1850
2,461
2*519
2*556
3*001

1*100
1*074
1*039
1*159

1910
1911
1912
1913
1914

5,725
5,951
5,903
6,972
8*040

95
107
196
137
201

3,856
3*500
3,433
3,804
4*683

1,774
2*344
2.274
3*031
3>156

1915
1916
1917
1918
1919

8,290
11*067
16.190
19,105
26*729

121
207
344
285
395

4,524
6,547
11*059
13*942
20,014

3*645
4*333
4*787
4*678
6*320

1920
1921
1922
1923
1924

26*943
21*975
20,3 *0
22.210
21*273

646
580
431
613
612

18*994
14*791
13.676
12*231
11*814

7*303
6*604
6*231
9*366
8*647

1925
1926
1927
1926
1929

19,712
20*166
21,256
26*1 62
26*971

257
163
127
263
361

10*947
11*446
12*065
14,411
14,393

8*508
8*557
9*064
11*488
12*217

1930
1931
1932
1933
1934

25,438
23,153
15*645
12*051
12*900

301
232
156
103
109

13,317
11.845
7.792
6,262
6,995

11*718
11.076
7*697
5*666
5*796

1935
1936
1937
1936
1939

14,424
16,278
16*2 16
15,879
17,135

110
126
191
172
158

2
12
7
8

8,192
9.403
9*405
9*215
10*094

6*122
6*747
6*610
6*485
6*875

1940
1941
1942
1943
1944

18,627
20,331
22,162
30,972
38,612

214
332
380
607
718

11
11
32
1,066
2.456

11,038
12*706
14,711
21,742
26.408

7*364
7*262
7*039
7.557
9.030

1945
1946
1947
1948
1949

47,327
60,032
64,985
69,770
69,882

838
978
874
563
397

2*336
2,081
296
586
561

33,023
43,419
48*509
52,885
53*242

11*130
13*554
15*306
15*734
15*682

1950
1951
1952
1953
1954

71,417
74,521
79,485
80.1 S5
84.987

464
501
565
381
441

629
578
720
381
820

54,843
58.151
61*322
61.342
63.957

15*481
15*291
16*876
18*031
19.769

1955

83*113

470

1*095

61.754

583

102

212

866

Wyoming

1141

Table 3State Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1896-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

p..
^^

Amounts in thousands of dollars]


. Surplus and
other
capital
accounts

.t .
C*^
r

Total
liabilities
and capital
accounts

v,,mv-w
Number
^
MOU

1896
1897
1896
1899

24
11
6
23

236
241
246
341

60
53
37
54

Itll6
1*148
1*369
1*938

13
13
15
19

1900
1901
1902
1903
1904

22
60
163
228
66

299
322
414
423
497

85
140
152
214
112

2*142
2i379
3*183
3*398
2*929

20
19
21
22
22

1905
1906
1907
1908
1909

111

40
61
259
335

562
674
757
921
896

230
300
277
459
517

3*678
4.671
4*945
5.372
5.736

28
29
37
46
48

1910
1911
1912
1913
1914

215
203
246
145
165

20

1*302
1*402
1*411
1*614
1.737

652
659
745
840
732

7*914
8*215
8*311
9*574
10*681

55
58
58
67
72

1915
1916
1917
1918
1919

267
159
295
732
412

1874
1*918
2.117
2*435
2625

876
925
1.171
1457
1.771

11*311
14*089
19.773
23*729
31.537

76
79
89
98
106

1920
1921
1922
1923
1924

1*737
2*430
1*379
1*030
860

3*045
2*991
2.953
2.789
2.373

2*201
1*690
1.522
1.330
1,224

33*926
29*086
26*194
27.359
25.730

113
108
99
89
79

1925
1926
1927
1928
1929

599
509
721
511
1.197

172
143
162
10
63

1.960
1.840
1.765
1*975
2*015

1.016
1.031
1.118
1.396
1*615

23.459
23.689
25*022
30054
31*861

64
61
58
60
62

1930
1931
1932
1933
1934

1.057
848
1*673
606
81

60
125
28
22
10

1*970
1*935
1*560
1*260
1.626

1*874
1*841
1*780
1*518
1*107

30.399
27*902
20*686
15*457
15.724

59
57
48
39
37

1935
1936
1937
1938
1939

12
17
8
22
10

31
24
12
14
77

1*536
1*552
1*520
1*506
1.484

848
890
951
1*034
1*144

16.851
18*761
18*709
18*455
19*850

33
33
32
32
32

1940
1941
1942
1943
1944

6
36
27

50
50
43
24
25

1*472
1*370
1*308
1*283
1*267

1*289
1*470
1*678
1.883
2.099

21*444
23*257
25*218
34*162
42*083

32
32
31
30
30

13
21
90
88
132

1.250
1.257
1*295
1*343
1*356

2.355
2.614
2*915
3*253
3*794

50.945
63*924
69*293
74*454
75*164

29
29
29
29
29

166
156
147
166
181

1*457
1*454
1*438
1*438
1*478

4*048
4*482
4*770
5*132
5*756

77*160
80*713
85*840
87*271
93*102

29
29
28
28
28

172

1*528

6.090

91*353

80

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

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72
100
400
700

6
3
7

OTHER AREAS

This chapter describes the revised data


for assets and liabilities and number of banks
in seven areas outside the continental United
States. These areas are Alaska, American
Samoa, Hawaii, the Mariana Islands, the
Panama Canal Zone, Puerto Rico, and the
Virgin Islands, Aggregate data for these areas
are not included in the tables on pages 30-49
but are shown separately on pages 1150-69.
The classes of banks operating in each area
and the period covered by the data for each
class are indicated in following paragraphs.
For the definition of "bank" as used in this
study and a description of the balance-sheet
items, the classification of banks, and the
principal methods and procedures used in compiling the figures, readers may refer to Part I
of this volume, the United States Summary.
All figures for national banks in Alaska,
Hawaii, and the Virgin Islands were obtained
from annual reports of the Comptroller of the
Currency, with relatively minor adjustments.
Data for national banks in Puerto Rico1 for
the period through 1939 were obtained from

the Comptroller's annual reports and abstracts, but in some instances it was necessary
to make some adjustments in these data.
These exceptions are described later. Data
for Puerto Rican national banks for 19401946 were obtained from the reports of the
Treasurer of Puerto Rico and from abstracts
furnished by the First National City Bank
of New York and for subsequent years from
the Federal Deposit Insurance Corporation.
Figures for branches of mainland national
banks operating in the Panama Canal Zone
were taken from annual reports of the Comptroller through 1946 and from the Federal
Deposit Insurance Corporation thereafter.
A general description of the figures for national banks is included in the United States
Summary.
Compilation of figures for nonnational
banks presented a number of problems and
considerations not encountered in compiling
the balance sheet for national banks. The
following sections describe these problems and
the methods used in deriving the revised series.

ALASKA
Revised data for assets and liabilities and
number of all banks in Alaska, as of June 30
or the nearest available date, in the period
1
The term "national banks" comprises banks of this kind
domiciled in Puerto Rico or branches of mainland banks operating there. One national bank was domiciled in Puerto Rico
during 1903-1911; since then the only national "banks" have
been branches of United States mainland banks.
On June 30, 1955, the latest date covered in this volume,
the banking structure of Puerto Rico consisted of (1) 8 banks
and their 49 branches that were chartered under the laws of
Puerto Rico; (2) 9 branches of a United States mainland
national bank; (3) 3 branches of a United States mainland
State member bank; and (4) 6 branches of 2 Canadian banks.

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1897-1955 are shown in Table 1 for that area;


for national banks, in Table 2; and for territorial commercial banks, in Table 3.2 These
tables appear on pages 1170-81.
2
Since there have been no mutual savings banks in
Alaska, the figures for all commercial banks are identical with
those for all banks.
For the same reason, the term "territorial commercial
banks" used in Table 3 is synonymous with "all banks other
than national"; it refers to banks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "territorial banks/' "loan
and trust companies," or "private banks and bankers" (unincorporated banks).

1142

Other Areas
The primary source of statistics for territorial commercial banks for 1897-1946 was
figures reported to the Comptroller of the
Currency and published in his annual reports.
This source was supplemented by data obtained from bankers' directories. For 19471955 the data are as reported to the Federal
Deposit Insurance Corporation.
The following paragraphs describe for
territorial commercial banks for the period
1897-1946: (1) the principal adjustments
made in the figures published by the Comptroller of the Currency, (2) supplementation
of the data from other sources, and (3) preparation of estimates where data were incomplete or were not available.3
Neither public nor private sources showed
any data for territorial commercial banks in
Alaska (if any) in 1896. Furthermore, no data
for banks in Alaska were reported to the
Comptroller until 1901. Adequate data for
1912 and 1913 were published in the Comptroller's reports, but the data in his reports
for 1901-1908, 1910, and 1914-1916 appear to
have been underreported. Except for 1912 and
1913, therefore, data for the number of banks
in all years prior to 1917 were obtained from
bankers' directories. Information derived from
the reports of the Territorial Banking DepartNET CHANGE IN NUMBER OF BANKS
Year or
period

1897
1898...

1899
1900...
1901-1902. .

1903
1904....

1905
1906
1907..

Number

Year or
period

Number

+1
+2
+1
-i-4
+2

1908
1909
1910
1911
1914.

+ 4
+ 2
+H
-h 2
+ 8

+1
-1-2
+7
+8
+6

1915-1916
1917-1918
1920-1931
1932-1934.

+ 5
2
-3
-2

3
In cases where the breakdown of a given item (for
ample, total loans) was not estimated on the basis of a percentage distribution, but where one or more components were
estimated on the basis of data from various sources or for
various dates, the "other" category (for example, other
loans) is a residual.

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1143

ment indicated that the number of banks as


published by the Comptroller included some
branches in most years during the period
1917-1934; exclusion of these branches did not
affect the aggregate balance sheet, however.
The accompanying table shows the net
changes in figures for number of banks as
published by the Comptroller.
A separate balance sheet was estimated
for unreported banks for each year of the
period 1897-1908 by the following method.
Total capital accounts of each bank for each
year were derived from the bankers' directories. Total assets and liabilities were then
computed by assuming that total capital
accounts in each year represented the same
proportion of assets or liabilities as for the
group of banks that reported to the Comptroller in 1901. The breakdowns of assets and
liabilities for 1897-1904 were estimated by
assuming that each principal item and subitem represented the same proportion of the
total as for reporting banks in 1903; for 19051908, by assuming that the distributions were
the same as those at reporting banks in 1909,
Totals for nonreporting banks were then
added to those for reporting banks.
The balance-sheet data reported to the
Comptroller for 1909 and 1911 were not
changed, even though two banks were added
to the number in each of these years.
For 1910 all the balance-sheet items were
interpolated between reported figures for 1909
and 1911. Data for 1912 and 1913 were reported to the Comptroller. For 1914-1916 the
principal balance-sheet items were derived
from .bankers' directories for each year, and
the breakdowns of the principal items were
estimated on the basis of the data as shown
by the banks reporting to the Comptroller for
corresponding years.
For some years after 1916 the reported
data did not show a breakdown of the major
items on the balance sheet. In these years
data were derived from other sources or were
estimated.

1144

All-Bank Statistics

LOANS

A complete classification of loans into


real estate, collateral, and "all other" was not
reported to the Comptroller until 1939.
Real estate loans for 1917-1919 were estimated by applying to total loans in each year
ratios of this item to total loans that were
interpolated between similar ratios computed
from reported data for 1916 and 1920. Collateral loans for 1917-1938 were estimated
by applying to total loans less real estate
loans, ratios of collateral loans to this total
that were computed from data for national
banks in Alaska in corresponding years.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
not reported to the Comptroller regularly
until 1921.
Holdings of United States Government
securities in 1917 were derived from bankers'
directories; estimates for 1918 and 1919 were
made by applying to total investments, ratios
of these securities to total investments that

were interpolated between similar ratios computed from reported data for 1917 and 1920.
Holdings of obligations of States and political
subdivisions in 1917-1920 were estimated by
applying to total investments less United
States Government securities, ratios of State
and political subdivision securities to this total
that were interpolated between similar ratios
computed from data for 1916 and 1921.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time was adequate in all years except
1917 and 1920. The breakdown for 1917 was
estimated by applying to total deposits the
average ratio of each item to total deposits
computed from reported data for 1916 and
1918. For 1920 demand and time deposits
were estimated by applying to the total of
demand and time deposits the average ratio
of each item to the total of the two computed
from reported data for 1919 and 1921; interbank deposits in 1920 were reported, and
there were no United States Government
deposits.

AMERICAN SAMOA
Revised data for the assets and liabilities
of the Bank of American Samoa, as of June
30 or the nearest available date, in the period
1926-1955 are shown in Table 1 for that area.4
This table appears on pages 1182-85.
The balance-sheet data for the bank for
1926-1930 were obtained from information
obtained in connection with Hearings before
a special Commission;5 for 1931-1937, from
bankers' directories; for 1938-1946, from annual reports of the Comptroller of the Cur* Samoa became a United States possession in 1900. The
Bank of American Samoa, an insular bank, was established
in 1914. but because no balance-sheet information was available until 1926, Table 1 shows no data for either number or
balance-sheet items until that year.
5
These Hearings on American Samoa, conducted in 1930,
were before the Commission appointed by the President of
the United States in accordance with Public Resolution No.
89, 70th Congress, and Public Resolution No. 3, 71st Congress.

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rency; and for 1947-1955 from data reported


to the Federal Deposit Insurance Corporation.
Since the major items in the balance sheet
were small, only a few subitems were estimated during the period. Small amounts of
investments in 1931-1933 were distributed
among United States Government securities
and other securities on basis of the distribution in 1934; estimates of currency and coin
and of bankers' balances were made for 19321937 by applying to total cash assets, ratios
of each item to total cash assets that were
interpolated between similar ratios computed
from reported data for 1933 and 1938. The
breakdowns of total deposits into demand,
time, and interbank for 1931-1937 were estimated from the percentage distribution of
the total for 1938.

Other Areas

1145

HAWAII
Revised data for assets and liabilities and
number of all banks in Hawaii, as of June 30
or the nearest available date, in the period
1900-1955 are shown in Table 1 for that area;
for national banks, in Table 2; and for territorial commercial banks, in Table 3.6 These
tables appear on pages 1186-97. The data
for Hawaii do not begin until 1900 because
Hawaii did not become a territory of the
United States until that year.
The primary source of statistics for territorial commercial banks for 1900-1946 was
figures reported to the Comptroller of the Currency and published in his annual reports.
This source was supplemented by data obtained from bankers' directories. For 19471955 the data are as reported to the Federal
Deposit Insurance Corporation.
The following paragraphs describe for
territorial commercial banks for the period
1900-1946: (1) the principal adjustments
made in the figures published by the Comptroller of the Currency, (2) supplementation
of the data from other sources, and (3) preparation of estimates when data were incomplete
or were not available.7
Information in bankers' directories indicated that summary balance-sheet data published by the Comptroller for 1908 and 1913
were underreported. The number of banks and
the principal balance-sheet figures for these
two years were compiled from bankers' directories and substituted for those reported by
the Comptroller. This resulted in the addition
of two banks to the number reported by the
6
Since there have been no mutual savings hanks in
Hawaii, the figures for all commercial hanks are identical
with those for all banks.
For the same reason, the term "territorial commercial
banks" used in Table 3 is synonymous with "all banks other
than national"; it refers to hanks that at one time or another
during the period were designated in the annual reports of
the Comptroller of the Currency as "territorial banks," "loan
and trust companies," or "private banks and bankers" (unincorporated banks).
7
In cases where the breakdown of a given item (for
example, total loans) was not estimated on the basis of a
percentage distribution, but where one or more components
were estimated on the basis of data from various sources or
for various dates, the "other" category (for example, other
loans) is a residual.

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Comptroller for 1908, but made no change in


the number for 1913. The number of banks
reported by the Comptroller for 1912 was
increased by one, but no change in the aggregate balance sheet was necessary.
The methods of estimating the detailed
balance-sheet breakdown for 1908 and 1913
and for other years when data were not
reported satisfactorily are described below.
LOANS

A complete classification of loans into


real estate, collateral, and "all other" was
reported to the Comptroller in every year of
the period 1900-1941 except 1908 and 1913.
For those two years the breakdowns were
estimated by applying to total loans the
percentage distribution of total loans derived
from figures for those banks that reported
all loan items to the Comptroller. For 19421946 the breakdowns were estimated by applying to total loans, ratios of each subitem
to the total that were interpolated between
ratios computed from reported data for 1941
and 1947.
INVESTMENTS

The breakdown of investments into


United States Government, State and political
subdivision, and other securities as reported to
the Comptroller was available throughout the
period. For 1908 and 1913 it was assumed that
all investments were "other" securities.
CASH ASSETS

The breakdown of cash assets for 1908


was estimated by applying to the total the
average ratio of each subitem to the total
computed from reported data for 1907 and
1909, and for 1913 by assuming that the
distribution was the same as that at banks
reporting to the Comptroller in that year.
Cash items in process of collection were
estimated for 1935-1946 by applying to total
cash assets, ratios that reflected changes over
the period in the ratio of this item to total

1146

All-Bank Statistics

cash assets at national banks in Hawaii; these


ratios were derived by interpolating technique No. 2, described in the United States
Summary.
DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published in the annual reports
of the Comptroller was used, with only minor
adjustments, in all years except 1900-1909,
1913, and 1917-1929. There were no United
States Government deposits at these banks
until 1942.

The breakdowns of total deposits other


than interbank into demand and time for
1900-1909 were estimated by applying to total
deposits other than interbank in each year the
ratio of each item to this total computed from
reported data for 1910; for 1913, the breakdown of the revised total (other than interbank) was estimated on the basis of ratios
computed from data reported to the Comptroller in that year. For 1917-1929, when the
Comptroller's reports included some unclassified deposits, these were distributed between
demand and time deposits on the basis of the
percentage distribution between demand and
time deposits as reported for the same year.

MARIANA ISLANDS

Revised data for the major assets and


liabilities of banking offices in the Mariana
Islands, as of June 30 or the nearest available
date, in the period 1917-1955 are shown in
Table 1 for that area.8 This table appears
on pages 1198-1201.
The figures for 1917-1933 were obtained
from the annual reports of the Governor of
Guam; for 1938-1941, from annual reports of
the Comptroller of the Currency; for 19341937, 1945, and 1946, from bankers' directories; and beginning in 1947, from the Federal

Deposit Insurance Corporation. No figures


are available for 1942-1944 because of the war.
Because of the relatively small amounts
involved, only a few of the missing balancesheet items were estimated. In each case the
estimated breakdowns were based on the distribution of corresponding items for the nearest years for which data were reported. As an
example, the breakdowns of deposits for 19321937 were estimated by applying to total
deposits, ratios of each subitem to the total
that were interpolated between similar ratios
computed from figures for 1931 and 1938.

PANAMA CANAL ZONE

Revised data for the major assets and


liabilities of the branches of banks that operated in the Canal Zone, as of June 30 or the
nearest available date, in the periods 19151917 and 1925-1955 are shown in Table 1 for
that area; this table appears on pages 120205. All of these offices were branches of
mainland national banks except in 1955, when
8
Guam became a United States possession in 1898, The
Bank of Guam, an insular bank, was established in 1915, but
since no balance-sheet information was available until 1917,
Table 1 shows no data for either number or balance-sheet
items until that year. In 1950 the Bank of Guam became a
branch of a mainland national bank and a subbranch was
established in Saipan.

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one of .the parent national banks merged into


a State member bank. There were no banking
offices in the Canal Zone prior to 1915 or in
the period 1918-1924.9
The figures were obtained from the annual
reports of the Comptroller of the Currency
through 1946 and from the Federal Deposit
Insurance Corporation thereafter.
Since there was practically no information available on the types of loans held prior
9
The Canal Zone became a possession of the United
States in 1904.

Other Areas
to 1939, no breakdown has been estimated.
For the years 1939-1942 and for 1949-1955,
detailed breakdowns of loans were reported
to either the Comptroller of the Currency or
the Federal Deposit Insurance Corporation.
The breakdowns for 1943-1948 were estimated
by applying to total loans, ratios of each subitem to the total that were interpolated between similar ratios computed from reported
data for 1942 and 1949.
Demand and time deposits for 1925-1928

1147

were estimated by applying to total deposits


less interbank the ratio of each item to this
total computed from reported figures for 1929.
Cash items in process of collection for
1936-1946 were estimated by applying to the
total of bankers' balances and cash items in
process of collection, ratios of cash items in
process of collection to this total that were
interpolated between similar ratios computed
from reported data for 1935 and 1947.

PUERTO RICO
Revised data for assets and liabilities and
number of all banks in Puerto Rico, as of June
30 or the nearest available date, in the period
1899-1955 are shown in Table 1 for that area;
for national banks for 1903-1955 in Table 2;
and for insular commercial banks for 18991955 in Table 3.10 These tables appear on
pages 1206-17.
Statistics for insular commercial banks
for the period 1901-1946 represent figures
reported to the Comptroller of the Currency
and published in his annual reports; figures
for 1947-1955 are as reported to the Federal
Deposit Insurance Corporation.
The following paragraphs describe for
both national and insular commercial banks
(1) the principal adjustments that were made
in figures published by the Comptroller and
(2) the supplementation of the data from other
sources, and for insular commercial banks the
preparation of estimates where data were not
available or were incomplete.
The number and assets and liabilities of
the branches of mainland national banks were
10
Puerto Rico became a possession of the United States
in 1898. Information from public and private sources indicate
that five banks operated in Puerto Rico in 1899-1901. These
banks have been included in the number even though balancesheet data are not available for any of them in 1899 and 1900
and are available for only three of the five in 1901.
Since there have been no mutual savings banks in Puerto
Rico, the figures for all commercial banks are identical with
those for all banks. For the same reason, the term "insular
commercial banks" used in Table 3 is synonymous with "all
banks other than national"; it refers to banks chartered under
the banking laws of Puerto Rico and to branches of Canadian
banks and State banks on the United States mainland.

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included in the data for insular commercial


banks in Puerto Rico as reported by the
Comptroller for 1918 and 1931-1946. The
insular commercial bank data for these years
have been adjusted to exclude the number
and balance-sheet data for these branches of
national banks, data for which are included
with other national bank data in Table 2.
The aggregate balance-sheet data for the
branches of national banks for 1918 and for
1931-1939 were derived from tabulations in
the annual reports of the Comptroller. Such
tabulations were not published thereafter.
Balance-sheet data for 1940-1946 for the
branches of the First National City Bank of
New York were derived from condition stater
ments furnished by that bank. Data for the
branch of the Chase National Bank in this
period were derived from the reports of the
Treasurer of Puerto Rico.
The balance-sheet figures for branches of
national banks for 1918 and 1931-1939 were
removed from the totals for all insular banks
reported by the Comptroller to arrive at a
total for insular commercial banks in those
years. For 1940-1946, balance-sheet data for
individual insular commercial banks were
available from the Comptroller, and the
aggregate balance sheet for this group of
banks was derived from these reports.
The reported data for insular commercial
banks did not show breakdowns of the major

1148

All-Bank Statistics

items on the balance sheet in some years. For


years when items were not reported, figures
were estimated.

United States Government securities computed


from reported data for 1912 and 1914.

LOANS

Cash items in process of collection for


1902 and 1903 were estimated by applying to
total cash assets, ratios of this item to total
cash assets that were interpolated between
similar ratios computed from reported data
for 1901 and 1904. For 1939-1946 this item
was estimated by applying to total cash assets
less currency and coin, ratios of cash items in
process of collection to total cash assets less
currency and coin that were interpolated
between similar ratios for 1938 and 1947.
Bankers' balances are residuals.

A complete breakdown of loans was not


available for 1941-1946, but total real estate
loans were available in data reported to the
Comptroller. The breakdowns of loans other
than real estate loans were estimated by
applying to this total, ratios of each item to
total loans other than real estate that were
interpolated between similar ratios computed
from reported data for 1940 and 1947, The
breakdowns of real estate loans into loans on
farm land, on residential property, and "other"
for 1941-1946 were estimated by applying to
total real estate loans, ratios of each subitem
to total real estate loans that were interpolated between similar ratios computed from
reported data for 1940 and 1947.
INVESTMENTS

A complete breakdown of investments


into United States Government, State and
political subdivision, and other securities was
available except for 1902-1908 and 1913.
For 1902-1908 the investment breakdowns
were estimated by applying to total investments, ratios of each subitem to total investments that were interpolated between similar
ratios computed from data for 1901 and 1909.
Obligations of States and political subdivisions
and other securities were estimated for 1913
by applying to total investments less United
States Government securities the average ratio
of each of these items to total investments less

OTHER ASSETS

DEPOSITS

The breakdown of deposits into interbank,


United States Government, other demand, and
other time as published in the annual reports
of the Comptroller was used, with minor adjustments, in all years except 1901-1908 and
1942-1945.
The breakdowns between demand and
time deposits for 1901-1908 were estimated
by applying to total deposits other than
interbank the ratio of each item to this total
computed from reported data for 1909.
For 1942-1945 the breakdowns of deposits
into demand and time were reported separately
for all depositors except States and political
subdivisions. Deposits for this group were
distributed between demand and time by
applying to their total deposits, ratios of each
item to the total that were interpolated between similar ratios computed from reported
data for 1941 and 1946.

VIRGIN ISLANDS
Revised data for major assets and liabilities and number of banks in the Virgin
Islands, as of June 30 or the nearest available
date, in the period 1934-1955 are shown in
Table 1 for that area; for national banks for
1935-1955 in Table 2; and for mutual savings
banks for 1934-1955 in Table 3. Tables 1-3

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appear on pages 1218-29. Beginning in 1954


the table for all banks includes figures for
one insular bank; the figures for this bank
are not shown in a separate table.
In 1917, when the United States purchased
the Virgin Islands, three banksthe National
Bank of Danish West Indies, the St. Thomas

Other Areas
Savings Bank, and the New St. Croix Savings
Bankwere operating on the Islands. The
National Bank of Danish West Indies was
founded in 1904 and operated until 1935, when
it was succeeded by the Virgin Islands National Bank; the St. Thomas Savings Bank
was founded in 1847 and closed in 1931; and
the New St. Croix Savings Bank was founded
in 1881 and is still in existence. Balance-sheet
data are available only for the New St. Croix
Savings Bank beginning in 1934 and the Virgin
Islands National Bank beginning in 1935.
The other three banks are included in number
only.11
11
Further information regarding: the Danish West Indies
National Bank, the St. Thomas Savings Bank, and the New
St. Croix Savings Bank is available in the following sources:
(1) U. S. Congress, Economic Conditions of the Virgin Islands, by Rufus S. Tucker (69th Cong., 1st sess., S. Doc. 41,
Washington. 1926). (2) U. S. Department of the Interior,

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1149

Data for the New St, Croix Savings Bank


for intermittent years between 1934 and 1955
were obtained from reports furnished to the
Federal Deposit Insurance Corporation and
from bankers' directories. For the years for
which no data were available, total assets
and liabilities were estimated by interpolating
dollar amounts between figures for the reported years, and the major balance-sheet
items were estimated by applying to total
assets and liabilities the ratio of each item to,
the total computed for a nearby year for
which the data were reported. Breakdowns of
the major items on the balance sheet were not
estimated except for loans, all of which were
assumed to be real estate loans.
The Virgin Islands of the United States (Washington, 1939).
(3) National Bank of Commerce in New York, "The Virgin
Islands," a pamphlet (April 1917).

1150

Other AreasTotal

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1897-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Losins

joans
Year

Real
estate

Total

All
Other

Collateral

1897

60

1898
1899

97
121

4
5
5

1900
1901
1902
1903
1904

3*270
6t053
9.514
8*143
9.611

1905
1906
1907
1908
1909

1
4

Year
Total

Real
estate

Collateral

All
other

13

55
88
103

1*062
2*607
2*368
2*222

1*185
1*781
2*983
2*588
2*746

1*734
3*210
3*924
3*207
4*641

1920
1921
1922
1923
1924

79*092
73*873
62*717
72*296
82*811

7*914
7*363
11*501
11*398
12*682

26*445
31*793
22*274
20*883
23,526

44*733
34*717
28*942
40*015
46*603

11*323
11*465
13*786
14*076
17*008

2*990
2*660
2*108
2*284
2*426

4*270
3*118
3*388
3*835
3*762

4*063
5*687
8*290
7,957
10*820

1925
1926
1927
1928
1929

86*513
98*928
108*837
120*427
141*967

19,890
22*105
18,266
20,273
32*223

30*655
35,295
32*616
34,900
31*107

35*966
41*528
57.953
65*254
78*637

1910
1911
19U
1913
191%

20*532
22*391
21*979
22*546
23*376

2*583
2*123
2*799
3*393
4*404

5*953
5*851
9*181
9*064
9.387

11*996
14,417
9*999
10*091
9*585

1930
1931
1932
1933
1934

136*422
128,261
111*085
96*007
66*307

30*520
31*429
33*051
29*541
25*564

28*469
31*389
25,607
21,033
18*666

77.433
65*463
52.427
47,433
41,877

1915
1916
1917
1918
1919

25*331
31.152
36*494
44*493
54*521

4*703
4*603
5,629
8*939
5*876

10*542
9*789
17*249
18*708
19*972

10*086
16*760
13,616
16*846
28*673

1935
1936
1937
1938

79*770
69*426
72*164
82*754

23*376
20*098
19*701
21*810

16*956
14*768
15,616
18*009

39,436
34*540
36*847
42*935

351

Loans1
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farmland

others

Other
loans

to

On
residential
property

Other

All
other

individuals

1939

85*297

37140

110

590

2*602

19.812

2*354

22*689

1940
1941
1942
1943
1944

93*565
108*237
99*505
84*356
87*040

41*496
46*146
45*341
40*359
45*569

42
106
66
50
45

661
718
1*108
1*313
1*950

1*912
1*969
1*392
1*652
1*756

23*567
26*104
21*071
17*676
15*316

2*342
2*689
3*099
1*929
2*682

8*900
6*445

23*563
30*505
27,426
12*475
11*257

1945
1946
1947
1948
1949

118*352
146*946
220*309
260*684
291,237

66*345
84.129
130.439
142*619
132.315

593
51
90
46

3*200
4*751
14,617
27.117
23*631

2*059
2*742
4*731
7*466
3*114

16.975
21*329
26*823
53*712
72*875

3*710
5*466
9*075
16*654
21*406

13*174
13.975
18*533
22,512
24*689

12*296
14*465
14*001
10*594
13*260

1950
1951
1952
1953
1954

312*444
377*843
433*580
427*367
427*678

143*122
153.218
178.742
166.666
178*855

11
7
17
15
34

19*421
22*029
21*752
21*218
21*763

3,292
5*526
5*004
6*067
4*605

86*926
118*042
125*265
124*665
120*215

17*149
18*876
26.816
25.903
30*489

31*635
48*521
60*657
60*066
62*355

11*614
12*647
16*673
24*831
11*399

1955

474*182

194*323

28

22*431

3*144

122*166

36*278

80*696

17.587

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

the total and are not entirely comparable with prior figures, Total loans
continue to be shown net.

Other AreasTotal

1151

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

1897
1898
1899

1
16
21

13
13

1900
1901
1902
1903
1904

164
871
1*245
1*637
2(904

74
506
749
*032
.503

1905
1906
1907
1908
1909

3*569
4*615
5*046
5*497
5.759

1910
1911
1912
1913
1914

Cash assets

Obligations
of States
and political
subdivisions
1
1
1

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

2
7

181
292
284

7
14
10

143
217
198

31
61
76

45
65
59

287
470
485

42
18
57
103

75
323
478
548
1*298

2,254
3,707
4,212
5,051
5,533

64
175
204
150
263

1,819
2,803
2,837
3,256
3,321

371
729
1,171
1,645
1*949

463
474
710
1*212
1,230

6,151
11,105
15,681
16,063
19,278

.540
,623
.627
.239
.073

229
316
422
701
753

1*800
2,676
2,997
3,557
3,933

8,546
8,725
8,131
10,635
11*250

228
434
546
725
344

5,029
4,654
3,792
4,910
5,248

3*289
3*637
3*793
5*000
5*658

2,907
2,560
2,609
2*921
2,074

26,345
27,365
29,572
33,129
36,091

7.097
7.033
6*248
6*439
6*199

1.285
1.291
1.191
1*158
1*128

856
852
873
467
716

4,956
4,990
4,184
4,814
4355

15,205
11*445
14*495
15*054
15.540

1,232
906
1,075
865
1,170

6,229
5,096
5,951
6,156
6,673

7,744
5.443
7,469
8,033
7,497

2,290
2*256
1*997
2*225
1.995

45*124
43,127
44,719
46,266
47*110

1915
1916
1917
1918
1919

7*530
8*540
10*558
12*216
15*078

1*109
1*108
1*566
3*405
5*057

971
1*503
2*102
2*690
2*478

5,450
5,929
6,890
6,121
7,543

18,366
23,448
29.613
25,250
27,539

964
1*321
1*696
2.154
2*432

7,804
10,938
11,779
10,092
10,258

9598
11,189
16,138
13,004
14,849

1,731
2,307
2,482
4,116
4,039

52,958
65*447
79,147
66*075
101*177

1920
1921
1922
1923
1924

14*112
17*209
19*676
23*211
25*035

5.261
6.169
7*644
8*242
8*450

3*203
4*129
3.375
2*976
3*364

5,648
6,911
8,657
11*993
13,221

45*534
27,023
23,672
27.842
31*981

5,360
2.847
3*086
3.344
4*467

16*782
10,178
9,430
9,766
9,159

23*392
13,998
11,156
14,710
18,355

4,807
6,683
7,036
9,704
12,790

143,545
124,708
113,101
133,053
152,617

1925
1926
1927
1928
1929

27.908
28*972
33*996
35*136
36*382

8*886
9*329
7.870
6*893
4.524

4*188
3*948
4,741
7*254
9.490

14,834
15,696
21.385
20,989
22,368

31.370
34,116
32,543
31,720
32,520

4*215
4,337
5*026
3,200
4,534

9,950
9.489
8*668
9,560
9*406

17,205
20,290
18 , 849
18,960
18.580

12,262
16*409
18,050
22,153
20*811

156*053
178,425
193*426
209,436
231,660

1930
1931
1932
1933
1934

38*268
37*985
34*862
35*840
40*954

8*329
8*676
6.575
8*811
16*041

10.462
8*657
6*706
8*900
8*412

19,477
20,652
19,581
18,129
16,501

32,260
31,872
25.726
29,969
30*691

3,610
3,131
1,909
2,056
2,489

9*790
9,004
8*194
11,036
10*751

16,860
19,737
15,623
16,877
17,451

17,132
22,110
21,009
17,893
21,266

224,062
220*257
192,602
161*709
179,216

1935
1936
1937
1938
1939

46*707
56*268
63*821
66*521
64*644

21.464
27.764
33*809
38.122
40*092

9*132
10.745
10,027
10.514
10*309

16,111
17,759
19,985
17,885
14,243

37.088
45.352
49,349
43,315
46,835

1*974
3,664
3,490
2*589
3*826

12,184
14,147
16,063
15,431
16*134

22,930
27,521
29,776
25,295
26*875

25,599
35,475
44,066
44*253
4,416

169,164
206*521
229*400
238,843
243,192

1940
1941
1942
1943
1944

63*955
81*255
119.072
269*888
455.769

41*282
54*334
88*546
239*810
420*966

12*222
16.080
19*842
19*381
18.443

10,451
10*841
10,684
10,697
16,360

58,741
77,977
115,143
168,626
164,566

3424
5*162
8*116
12*063
14.181

19,377
28,213
42,141
54,065
57,953

35,940
44.602
64,886
102,496
92,434

67,362
63,816
82,904
89,111
111,409

283*643
331.265
416,624
611*981
818,786

1945
1946
1947
1948
1949

604*786
602*420
502.697
430.022
381*121

568*165
559*796
464.151
386*523
321*764

22*923
18*229
23.767
21,384
22*062

13,698
24,395
14,779
22.115
37.295

175,905
171,978
175,377
164,050
154,808

16*347
18,967
24,344
18*118
19*954

61.361
58,607
70,454
69,826
57,585

98,197
94,404
80,579
76,104
77,269

57,147
77,219
54,682
55,407
39,709

956*190
998,565
953,265
930*163
666*875

1950
1951
1952
1953
1954

354*623
310*496
306*971
333*659
347.073

289*068
233*384
246*410
260*501
259*342

39*216
46*031
45*639
50,652
56,678

26,339
31.081
14,922
22,506
31,053

154,611
168,551
174,544
176,348
177,427

19*459
26*296
35*038
30*879
33*898

52,000
61*307
54,976
56,568
51.245

83,352
80*946
84*530
88*901
92,284

55,767
59,734
59,319
58*053
69,966

677*645
916,624
974,414
995,427
1,022,144

177,810

36*730

53,646

57,019

1,060*125

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

15

1152

Other AreasTotal

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1897*1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Deposits

Year
Total

1897
1898

U.S.
Government

Interbank

Other
time

Other
demand

1699

236
349
362

8
11
10

1900
1901
1902
1903
1904

4*500
6,960
9,766
10*358
12*037

352
252
948
751
1*247

46
184
276
833
302

2*631
4,992
6*128
6*476
7*798

1*471
1,532
2*414
2*298
2*690

1905
1906
1907
1906
1909

16*538
18,158
19*664
22*966
24.352

1*162
603
775
801
577

269
426
574
533
531

11*564
13*315
14*735
17,099
16*051

3*543
3*812
3*780
4*535
5,193

1910
19U
1912
1913
191*

34*861
32.349
32.285
36,663
35.173

782
989
2*610
4*591
3,256

906
722
827
654
812

25*298
21*710
19*638
20*525
21*046

7.875
8*928
9*210
10*893
10*059

1915
1916
1917
1916
1919

40*669
54.275
65*212
68,493
79,019

3*308
978
3*622
4,970
4,927

702
859
170
2*034
1896

23.729
34,669
40*261
40*391
47*071

12*930
17*769
21*139
21*096
25*125

1920
1921
1922
1923
1924

119,185
97,327
86.041
103,298
117,833

6.192
6.643
2*625
2*101
3.417

2*117
3i702
2*293
1*631
2*756

72.931
52*056
46.653
57*038
64.800

37*945
34.926
34*470
42*528
46*660

1925
1926
1927
1926
1929

123.697
137.620
147.458
157,840
159,551

3*652
4,392
7,018
9,525
12*488

2.381
1*885
2*156
1*979
2*776

63*061
73*335
76*305
77,041
68*954

54*603
58*008
61*977
69.295
75*333

1930
1931
1932
1933
1934

161,848
160.665
141,892
134,371
133,323

14,745
12,094
11,888
12.350
7,781

1*665
1*521
1*519
1*931
2*500

70*804
67*684
60*170
55*364
53*982

74,634
79*366
68*315
64*726
69*060

1935
1936
1937
1938
1939

146.888
170,749
194,103
191,493
202.417

6*640
4.333
3,736
3*855
4,060

2*460
2*459
2*464
3.051
9.177

61*188
80*651
98.220
92*520
86.991

76*600
83*306
89*683
92.067
100*189

1940
1941
1942
1943
1944

237,008
289.361
375,143
572.736
774.609

4,522
6.155
12.878
8.319
9.141

13.503
18*029
43*083
101*730
139.163

109.751
139,955
181.278
260.822
327.039

109*232
125*222
137*904
201*665
299*466

1945
1946
1947
1948
1949

894,902
926.195
660,124
824,390
769,625

11.362
12.455
11,020
13.765
13.245

155*075
122*333
88*333
69*247
62*064

364,036
380*733
356.404
356,797
344,859

364*429
410*674
404*367
384*561
349*457

1950
1951
1952
1953
1954

784.702
819,389
863,080
881,109
896,427

13,447
15.864
18.184
13,660
15,712

73*644
83*846
91*673
88*751
85*715

338,562
388,291
411.386
422.899
426,204

359*049
331*368
341,637
355.799
366*796

925.921

226
338
352

94.162

Other AreasTotal

1153

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
National
Year

Surplus and
other
capital
accounts

3S-

Borrowings

Capital

11

1897
1898
1899

16
14

40
105
100

1900
1901
1902
1903
1904

240

7
54
58
144
354

60
596
1*027
1.167
1.231

1,456
3.095
4.318
3.985
4*739

1905
1906
1907
1908
1909

170
10
31

357
414
434
419
429

2*540
1.649
2*239
1*526
3*460

Total
liabilities
and capital
accounts

Number
of
banks

287
470

465

3
7

512
409
677

6.151
11*105
15.681
16.063
19,278

14
15
19
20
23

5.884
5.908
5,506
6,341
5,733

1.026
1*236
1,359
1,865
2.086

26,345
27,365
29,572
33,129
36,091

28
30
32
39
38

1.910
1.664
3.540
1*125
1.619

5.462
6,043
5*706
5.584
6.667

2,436
2,575
2,727
2,526
2,863

45,124
43,127
44*719
46,266
47*110

42
42
41
35
48

128
400

1910
1911
1912
1913
1914

215

444
434
368
368
573

1915
1916
1917
1918
1919

1.013
1
877
861
2*056

563
532
528
517
505

761
996
1.873
3.599
3.896

6.961
6.476
6*969
8*104
10.607

2,991
3,167
3,668
4,501
5.094

52*956
65,447
79,147
86,075
101,177

44
47
46
52
53

1920
1921
1922
1923
1924

3.309
3.082
3399
2.255
2f411

525
493
463
512
500

4,512
5.229
4.456
6.958
6.497

9.914
11.894
11.791
12.719
16.994

6,100
6.763
6.929
7.311
8,382

143.545
124*768
113*101
133,053
152*617

52
55
54
56
57

1925
1926
1927
1928
1929

1*643
1*669
3.456
4.753
9.471

500
493
501
493
508

6.270
8.598
13,561
15,480
27,609

17.161
19*812
16.822
17,939
19,667

8,582
10*233
11.626
12.931
14.874

158.053
178.425
193*426
209*436
231*680

56
56
57
56
60

1930
1931
1932
1933
1934

6.5X1
13*391
8*911
2.106
1.519

3,241
3,263
3.262
3*325
3*503

16,677
6*453
6*786
12.448
12.658

19,213
19*445
17.904
17.386
15,871

14,592
15,040
13,927
12*071
12.344

224.082
220.257
192.682
161.709
179,216

58
52
50
49
44

1935
1936
1937
1936
1939

642
144
25
669
241

50

12.487
6*910
7*015
18.363
11.758

16.065
15.171
13*896
13.707
13*749

13.032
13.547
14.361
14.611
15,027

189.164
206*521
229.400
238.843
243.192

45
44
41
40
41

1940
1941
1942
1943
1944

1*335
1.262
1.581
448
184

15.627
9.773
9.343
6.581
3.677

13.874
14.135
13.313
13.547
19,148

15.799
16.754
17.244
18.669
20.966

283*643
331*285
416*624
611.981
816.766

43
44
39
40
41

1945
1946
1947
1948
1949

10.755
564
21
2.671
4.134

5*328
5.925
21.857
28*529
16*249

19.915
38,453
39,891
40,266
39,742

25,290
27,428
31,372
34,307
37,125

956.190
998.565
953*265
930.163
666.875

42
44
46
47
43

1950
1951
1952
1953
1954

464
1.683
6.239
1*526
100

14.843
14,121
19,967
23,617
31,623

39*782
44*575
45,308
47. US
46,916

37,654
36,856
39.820
42060
45.076

877.645
916*624
974.414
995*427
1.022*144

43
44
42
42
43

5*762

31,473

49*356

47.611

1.060,125

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11
62
93

1154

Other AreasTotal

All Commercial BanksTable la

ASSETS, LIABILITIES, AND NUMBER, 1897-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

All
other

Collateral

1897
1896
1899

60
97
121

4
5
5

1900
1901
1902
1903
1904

3.270
6*053
9*514
8*163
9*611

1905
1906
1907
1908
1909

Year
Total

Real
estate

Collateral

All
other

13

55
88
103

1*062
2*607
2*366
2*222

1*185
1*781
2,983
2,588
2*748

1*734
3.210
3*924
3*207
4*641

1920
1921
1922
1923
1924

79*092
73,873
62*717
72*296
82*811

7,914
7,363
11,501
11,398
12,682

26,445
31,793
22,274
20*883
23*526

44,733
34,717
28,942
40,015
46,603

11*323
11*465
13*786
14*076
17*008

2*990
2*660
2*108
2.284
2.426

4*270
3*118
3*388
3*635
3*762

4.063
5.687
6*290
7,957
10.820

1925
1926
1927
1928
1929

86*513
98,928
108*837
120,427
141,967

19,890
22,105
18,266
20.273
32,223

30*655
35,295
32*618
34,900
31*107

35,968
41,528
57.953
65,254
78.637

1910
1911
1912
1913
1914

20*532
22*391
21*979
22*548
23*376

2*583
2*123
2*799
3*393
4*404

5.953
5.651
9.181
9.064
9.387

11,996
14,417
9,999
10.091
9,585

1930
1931
1932
1933
1934

136,422
128,281
111,085
98*007
86,276

30,520
31,429
33,051
29,541
25,533

28*469
31*389
25*607
21*033
18,866

77*433
65,463
52,427
47*433
41.877

191?
1916
1917
1918
1919

25*331
31*152
36*494
44*493
54,521

4.703
4,603
5,629
6,939
5.876

10.542
9.789
17.249
18,708
19,972

10.086
16,760
13,616
16,846
28*673

1935
1936
1937
1938

79,740
69,390
72*12*
82*704

23,346
20,062
19,659
21,760

16,956
14*788
15,616
18,009

39*436
34*540
36*847
42*935

351

Loans '
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

others

farm land

1939

85*239

37,140

1940
1941
1942
1943
1944

93*519
106*162
99*418
84*254
66,925

41,498
46*146
45*341
40*359
45*589

42
106
66
50
45

661
718
1.108
1*313
1.950

,879
,932
,349
,601
,699

1945
1946
1947
1946
1949

118,230
146.821
220*172
280*539
291*082

66*345
84.129
130.439
142.619
132.315

593
51
90
46

3.200
4*751
14*617
27.117
23.631

2.679
4.663
7.394
3,037

1950
1951
1952
1953
1954

312*279
377*680
433*418
427,204
427*495

143.122
153*218
178.742
166,666
178*655

11
7
17
15
34

19.421
22,029
21,752
21*218
21,763

1955

473.982

194.323

28

22,431

2.573

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

Other
Other

to
individuals

All
other

2*354

22.689

23,534
26*066
21*027
17,627
15,258

2,342
2*669
3,099

23*563
30.505
27*426
12,475
11*257

16,914
21*265
28,754
53.639
72.797

3*710
5*486
9*075
16,654
21,408

13,975
18,533
22,512
24*689

12*296
14*485
14,001
10.594
13*260

5,447
4,923
5*966
4*514

86.843
117.960
125.184
124.783
120,123

17,149
18*876
26,616
25*903
30*489

31,635
46*521
60*657
60*086
62*355

11*614
12*647
16*673
24.831
11.399

3.045

122*065

36,276

80*896

17,587

1,996

3,210

1.929

2.682

8*900
8,445
1 3 . 1 74

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Other AreasTotal

1155

Table JFoAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

1897
1898
1899

1
16
21

1900
1901
1902
1903
1904

If 245
It637
2*904

1905
1906
1907
1908
1909

13
13

Cash assets

Obligations
of States
and political
subdivisions
1
1
1

Other
securities

2
7

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

181
292
284

7
14
10

143
217
198

31
61
76

45
65
59

287
470
485

64
175
204
150
263

1*819
2.803
2,837
3.256
3*321

1*171
1*645
1,949

371
729

463
474
710

1,212
1,230

6.151
11.105
15*661
16,063
19*276

Total

1032
1*503

15
42
18
57
103

1*298

2*254
3,707
4,212
5,051
5*533

3*569
4*615
5*046
5*497
5*759

1*540
1*623
1*627
1*239
1*073

229
316
422
701
753

1*800
2*676
2*997
3.557
3*933

8*546
8*725
8.131
10*635
11*250

228
434
546
725
344

5*029
4,654
3*792
4,910
5*246

3,239
3*637
3*793
5*000
5*656

2*907
2,560
2,609
2*921
2,074

26*345
27*365
29*572
33,129
36*091

1910
1911
1912
1913
1914

7*097
7*033
6*248
6)439
6*199

1*285
1*291
1*191
1*158
1*128

856
852
873
467
716

4*956
4.890
4,184
4f8l4
4.355

15*205
11*445
14.495
15.054
15*540

1*232
1*075

6.229
5.096
5.951
6.156
6*873

7.744
5*443
7*469
8*033
7*497

2*290
2*258
i t 997
2*225
1*995

45*124
43*127
44*719
46*266
47*110

1915
1916
1917
1916
1919

7.530
8*540
10*558
12*216
15.078

1*109
1*108
1*566
3*405
5057

971

1*503
2*102
2*690
2*478

5.450
5*929
6,890
6*121
7.543

18*366
23,448
29*613
25,250
27,539

1*321
1*696
2*154
2,432

7.804
10*938
11.779
10*092
10*258

9*598
11*189
16*136
13.004
14*849

1.731
2*307
2*482
4,116
4.039

52 956
65*447
79*147
86*075
101*177

1920
1921
1922
1923
1924

14*112
17*209
19*676
23.211
25*035

5*261
6*169
7*644
8*242
8*450

3*203
4*129
3.375
2*976
3.364

5*646
6*911
8,657
11*993
13.221

45.534
27,023
23.672
27.842
31.981

5,360
2*847
3*086
3*344
4,467

16.782
10*178
9*430
9.788
9.159

23*392
13 998
11*156
14*710
18*355

4,807
6*663
7*036
9*704
12*790

143*545
124,768
113*101
133*053
152*617

1925
1926
1927
1928
1929

27*908
28*972
33*996
35*136
36*382

8*886
9*329
7*870
6*893
4*524

4*188
3*948
4*741
7*254
9*490

14*834
15.695
21*385
20*989
22*368

31,370
34.112
32*543
31*720
32*520

4*215
4*337
5*026
3*200
4*534

9.950
9*489
6*668
9.560
9,406

17*205
20*290
18*849
18*960
18.560

12*262
16*409
18,050
22*153
20.611

156*053
178*425
193*426
209,436'
231*660

1930
1931
1932
1933
1934

38*268
37985
34*662
35*840
40*908

8*329
8*676
6.575
8*811
16*041

10*442
8*657
8*706
8*900
8*412

19*477
20*652
19*581
18*129
16*455

32,260
31*872
25,726
29,969
30,684

3*610
3.131
1*909
2*056
2*489

9*790
9,004
8.194
11*036
10*751

18.860
19*737
15*623
16*877
17*444

17,132
22,119
21,009
17,893
21.263

224 062
220*257
192,662
161.709
179.131

1935
1936
1937
1938
1939

46*663
56*224
63*777
66*479
64*604

21.464
27*764
33*809
38*122
40*092

9*132
10*745
10*027
10*514
10*309

16*067
17.715
19*941
17*843
14*203

37,066
45*326
49,331
43,303
46*829

1.974
3*684
3.490
2.589
3*826

12*184
14,147
16,083
15,431
16,134

22*908
27*495
29*756
25*283
26*869

25.596
35,472
44.061
4,246
46*412

169*065
206,412
229*291
238*734
243*084

1940
1941
1942
1943
1944

63*918
81*219
119*037
269*855
455*738

41*282
54*334
88*546
239*810
420*966

12*222
16*080
19*042
19*381
18*443

10*414
10*805
10*649
10.664
16,329

58.734
77,967
115*132
168*614
164*554

3*424
5*162
8*116
12*063
14*181

19,377
26,213
42.141
54.065
57.953

35*933
44.592
64.875
102*466
92.420

67*360
63*612
62*899
69*106
111,404

263*531
331*160
416*466
611*629
816.621

1945
1946
1947
1948
1949

604*756
602*394
502.674
430*002
381*105

568*165
559.796
464*151
386.523
321.764

22*923
18*229
23.767
21.384
22*062

13*668
24,369
14,756
22*095
37,279

175.887
171*953
175.353
164*025
154*782

16*347
18*967
24,344
18*118
19.954

6161
58,607
70*454
69.828
57.585

98.179
94 379
60*555
76*079
77*243

57 . 139
77,208
54.870
55*395
39*697

956*012
998.376
953.069
929*961
866*666

1950
1951
1952
1953
1954

354*611
310*486
306*963
333*653
347,067

289*068
233.384
246.410
260*501
259*342

39*216
46*031
45.639
50*652
56*678

26,327
31,071
14,914
22*500
31,047

154.786
168.524
174.515
176*297
177*375

19*459
26*296
35.038
30*879
33.898

52*000
61.280
54.952
56*553
51.236

83.327
60*948
84*525
88*865
92,241

55,754
59*719
59,303
58.035
69.946

877*430
916*409
974,199
995*169
1.021,665

269*056

60*156

177.772

36*730

53,627

56.999

1059*861

164
871

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

74
506
749

75
323
478
548

906

865

1*170
964

1156

Other AreasTotal

All Commercial BanksTable la

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

U.S.
Government

Interbank

Total

Other
time

Other
demand

1897
1696
1899

236
349
362

8
11
10

1900
1901
1902
1903
1904

4,500
6.960
9.766
10.358
12.037

352
252
948
751
1*247

46
184
276
833
302

2*631
4,992
6*126
6*476
7,798

1*471
1*532
2*414
2*298
2*690

1905
1906
1907
1908
1909

16.538
16*158
19.864
22.966
24.352

1.162
603
775
801
577

269
428
574
533
531

11*564
13*315
14,735
17,099
18*051

3*543
3*812
3*760
4*535
5*193

1910
1911
1912
1913
1914

34*861
32*349
32.285
36*663
35,173

782
989
2,610
4,591
3*256

906
722
827
654
812

25*298
21.710
19*638
20,525
21,046

7*875
8*926
9*210
10*893
10*059

1915
1916
1917
1918
1919

40*669
54,275
65,212
68.493
79*019

3*308
978
3*622
4.970
4,927

702
859
170
2,034
1*896

23.729
34.669
40,281
40.391
47*071

12*930
17*769
21*139
21*098
25*125

1920
1921
1922
1923
1924

119,185
97,327
86,041
103,298
117,833

6*192
6*643
2*625
2,101
3.417

2*117
3.702
2.293
1*631
2*756

72.931
52,056
46*653
57*038
64*800

37*945
34*926
34*470
42*528
46*860

1925
1926
1927
1928
1929

123.697
137,620
147,458
157,840
159,551

3.652
4.392
7.018
9.525
12*488

2*381
1.885
2*158
1*979
2*776

63*061
73,335
76*305
77,041
66.954

54*603
58*006
61*977
69*295
75*333

1930
1931
1932
1933
1934

161.846
160.665
141.692
134,371
133,263

14.745
12*094
11*886
12,350
7.781

1.665
1.521
1*519
1*931
2*500

70,804
67*684
60,170
55*364
53*962

74*634
79*366
68*315
64*726
69*000

1935
1936
1937
1938
1939

146,815
170*666
194*020
191,412
202.339

6*640
4.333
3*736
3.855
4.060

2.460
2*459
2*464
3,051
9,177

61*168
80*651
98*220
92*520
88*991

76,527
83*223
89*600
91*986
100*111

1940
1941
1942
1943
1944

236.928
269*269
375,041
572,624
774*687

4.522
6*155
12.878
8.319
9*141

13,503
18,029
43,083
101*730
139,163

109*751
139*955
181*278
260*822
327.039

109*152
125*130
137*802
201*753
299*344

1945
1946
1947
1948
1949

894.766
926.051
859.975
824*236
769,466

11.362
12.455
11*020
13.765
13.245

155.075
122,333
88,333
69,247
62,064

364.036
380*733
356*404
356*797
344.859

364*293
410*530
404*218
384*427
349*298

1950
1951
1952
1953
1954

784,539
819.228
862*921
880*930
896,231

13.447
15*884
18*184
13.660
15.712

73*64*,
83*846
91,673
88,751
85*715

338*562
388*291
411*386
422.899
428,204

358*886
331.207
341*678
355*620
366*600

1955

925.723

16*835

226
338
352

Other AreasTotal

1157

Table laAll Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Other
liabilities

Surplus and
other
capital
accounts

Capital

1897
1898
1899

11
16
14

40
105
100

1900
1901
1902
1903
1904

240

7
54
58
144
354

60
596
1.027
1.167
1*231

1,456
3.095
4.316
3.985
4.739

1905
1906
1907
1908
1909

170
10
31

357
414
434
419
429

2*540
1*649
2*239
1*526
3.460

Total
liabilities
and capital
accounts

Number
of
banks

287
470
485

1
3
7

126
400
512
409
677

6,151
11*105
15,661
16*063
19*278

14
15
19
20
23

5.884
5*908
5*506
6*341
5.733

1.026 o
1.236
1.359
1*865
2.086

26*345
27.365
29.572
33.129
36*091

28
30
32
39
36

1.910
1*664
3*540
1.125
1*619

5.462
6.043
5.706
5*584
6,667

2,436
2,575
2,727
2.526
2.663

45*124
43*127
44-.719
46,266
47*110

42
42
41
35
46

1910
1911
1912
1913
1914

215

444
434
366
366
573

1915
1916
1917
1918
1919

1.013
1
877
861
2.056

563
532
528
517
505

761
996
1*873
3*599
3*896

6*961
6,476
6*989
8.104
10*607

2.991
3.167
3.666
4*501
5,094

52*958
65.447
79.147
86*075
101.177

44
47
46
50
51

1920
1921
1922
1923
1924

3.309
3*062
3.399
2*255
2*411

525
493
463
512
500

4*512
5*229
4*456
6*958
6*497

9*914
11*894
11*791
12*719
16*994

6,100
6.763
6,929
7,311
8,382

143*545
124*768
113*101
133*053
152*617

50
53
52
54
55

1925
1926
1927
1928
1929

1*843
1*669
3.458
4*753
9*471

500
493
501
493
508

6.270
6.598
13,561
15,480
27.609

17*161
19*812
16*822
17*939
19*667

8,582
10,233
11,626
12.931
14,874

156*053
176*425
193.426
209*436
231.680

56
54
55
56
58

1930
1931
1932
1933
1934

8*511
13*391
8*911
2*108
1*519

3*241
3*263
3*262
3.325
3.503

16.677
8.453
6*786
12*448
12.657

19*213
19*445
17*904
17*386
15*871

14,592
15,040
13.927
12.071
12.318

224.062
220.257
192*682
181.709
179*131

56
51
49
46
43

1935
1936
1937
1936
1939

642
144
25
669
241

50

12.466
6.909
7.014
18*362
11.756

16*065
15,171
13,896
13,707
13*749

13.007
13,522
14,336
14,584
14,999

189,065
206*412
229*291
238*734
243,084

44
43
40
39
40

1940
1941
1942
1943
1944

1*335
1.262
1*581
448
184

15*625
9.770
9,340
6,577
3,673

13*674
14*135
13.313
13.547
19.146

15*769
16.724
17.211
18.633
20.929

283.531
331.160
416*486
611*829
818*621

42
43
38
39
40

1945
1946
1947
1948
1949

10*755
564
21
2*671
4,134

5,323
5.920
21,852
26.524
16*244

19*915
38.453
39.891
40*266
39.742

25.253
27,386
31,330
34.264
37,080

956*012
998*376
953*069
929*961
866.666

41
43
45
46
42

1950
1951
1952
1953
1954

464
1*683
6*239
1*526
100

14.838
14*116
19.962
23*612
31,618

39.782
44*575
45.308
47.115
46.918

37,807
36,807
39,769
42,006
45,018

877*430
916*409
974*199
995.189
1.021*885

42
43
41
41
42

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11
62
93

31.466

1158

Other AreasTotal

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1898-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

SiJ

All
other

Collateral

1896
1699

14
45

1900
1901
1902
1903
1904

54
1*002
930
Itl74
1*370

35
44
49
49

1905
1906
1907
1906
1909

1.065
1.147
1*925
1*526
1.529

43
43
56
51
49

1910
1911
1912
1913
1914

1*771
2.077
1.957
2*249
2*274

1915
1916
1917
1916
1919

2*062
2*816
2*836
3*136
3*958

Year
Total

Real
estate

Collateral

All
other

2
12

12
33

14
483
616
699
719

40
484
270
426
602

1920
1921
1922
1923
1924

7*209
5*684
3*780
4*515
4.735

225
79
121
162
212

1*534
1*150
1*186
1*469
1.927

5*450
4*455
2*473
2*864
2*596

635
669
925
905
816

367
435
944
570
664

1925
1926
1927
1928
1929

6*566
9.307
10.502
12*463
17*079

250
436
555
607
617

2*106
2*406
2*923
3.152
2*446

4.232
6*465
7.024
8*704
14.016

S3
48
22
25
49

1*091
1*254
1*298
1*518
1*512

627
775
637
706
713

1930
1931
1932
1933
1934

43*946
39.331
33*779
31*717
31*366

5.570
5.164
5.017
4.622
4.573

10*629
11*726
10*186
8*954
6*865

27*749
22*421
18*576
18*141
17.908

56
56
56
46
73

1*328
1*499
1*421
1*723
1*990

698
1*259
1*359
1*367
1*895

1935
1936
1937
1938

27*820
22*097
23*173
26*466

3.836
3*796
4*294
5*416

8*103
6*874
7.477
7.189

15*861
11*427
11*402
13*883

Loans1

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

On
farm land

To
others

1939

27*757

11.178

1940
1941
1942
1943
1944

29*408
38.148
33*994
26.429
26.090

11*464
18*511
15*457
12*756
14*521

1945
1946
1947
1948
1949

33.798
41*211
69.527
65*730
100*345

19*849
24.251
43.946
46.524
46.072

544

1950
1951
1952
1953
1954

125*310
153.150
182.411
184*961
175.594

57*890
55.681
65*538
65*031
73.155

9
7
17

1955

170.180

63.805

762

Other

Other
loans
to
individuals

All
other

1*220

7*903

.535
.136

1*525
1*586
1*896
715
, 948

261
91

7*712
6*582
7*974
5*743
4*766

168

590
611
485
413
440

192
82
6*166
6*851
7.025

306
347
1*267
801
886

5.045
5*882
7*609
13*703
27*234

1*274
1*936
3*535
4*855
5*539

2*643
2*340
3*303
7.206
9*451

3*945
6*373
3*657
3*788
4*161

19

6*231
8*056
8*363
6*007
7.600

743
1*472
1*266
1*117
1*052

33.691
47.550
54.657
57.929
56*660

5.772
7*395
10*090
8*560
6.374

14.454
25.967
30*657
26*663
23*837

6*609
7*444
12*433
18*416
5*527

19

6.664

1*012

56*277

10.574

23*301

7*884

25

34
25
11

42

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

063
808
171

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Other AreasTotal

1159

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1898*1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
IB vestments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1898
1890

15
20

13
13

2
7

43
56

4
1

21
20

18
37

3
3

75
126

1900
1901
1902
1903
1904

72
251
363
413
810

67
245
357
391
665

5
6
6
22

lie

41
406
447
1,414
616

3
20
24
39
58

20
296
230
813
286

18
90
193
562
272

3
7
16
96
35

1*666
1*736
3*097
2,831

1905
1906
1907
1908
1909

875
Itl21
1503
I f 375
1*273

679
877
939
714
711

36
75
102
318
299

160
169
462
343
263

717
1,445
1.034
1.141
1,107

17
54
23
99
29

330
457
424
370
739

370
934
587
672
339

34
48
63
60
69

2,691
3, 761
4*525
4*102
3,978

1910
1911
1912
1913
1914

1729
1575
1*390
1360
1*364

935
983
886
856
866

390
324
325
20
13

404
268
179
464
485

1,733
1 , 1,54
1*416
1*400
1.684

88
90
45
42
116

724
673
624
885
946

921
391
747
473
622

103
99
98
94
144

5.336
4*905
4*861
5*103
5*466

1915
1916
1917
1918
1919

1*521
1*529
1*551
1*959
3*420

865
864
905
1.397
1*694

21
339
349
306
421

635
326
297
256
1*305

2*199
2*719
2,357
3*423
3*224

89
190
62
153
187

962
1,122
1*083
1,228
974

1,148
1*407
1*212
2.042
2.063

148
183
152
404
582

5,950
7*247
6*698
8*922
11,184

1920
1921
1922
1923
1924

2.578
2*965
3*972
4.397
4.875

1*890
2*462
3,156
3*475
3*339

421
439
549
457
757

267
64
265
465
779

4,319
2*726
2*649
2*969
2*612

796
99
261
274
368

1*944
1*099
1*117
1*041
849

1*579
1*528
1,271
1*654
1.375

787
911
1,395
2,527
3*080

14*893
12,286
11*796
14,408
15,302

1925
1926
1927
1928
1929

7.083
7*292
6*698
7*061
6.373

3*001
3.121
3.064
2.495
2*466

1,008
1*063
975
1*727
1*490

3*074
3.108
2*659
2*839
2,417

3*643
3,315
5,471
3,457
4,202

469
404
795
176
776

1,177
1*543
1,546
1,415
1,708

1.997
1.368
3.130
1*866
1.718

1*691
2.547
4,684
4,518
5,649

19,005
22,461
27,355
27,499
33,303

1930
1931
1932
1933
1934

15.760
13.059
13*847
13.913
18*127

5*593
5*314
5*400
5*569
8.219

3*501
2*697
3.775
4,215
3.759

6.666
5*048
4*672
4,129
6*149

9,507
8*814
7,826
11*613
11,472

1*525
752
617
659
639

3,577
2,831
3.217
4,479
4,964

4,405
5*231
3*992
6*475
5,869

8,385
13,119
13,965
11,276
14,151

77.600
74,323
69,417
68.519
75*116

1935
1936
1937
1938
1939

18.257
23.501
25.300
26.637
25*319

9.239
12*339
12*772
14*939
16*092

3.146
3*460
3*589
2*970
3*017

5,872
7,702
8*939
8*728
6*210

13,263
16,317
16*323
16*309
18*176

841
1*825
1,394
1*353
2,263

4,637
5,698
6,618
6,592
6,764

7,785
8,794
8*311
8*364
9*149

15,945
24*642
34,145
36,905
39,374

75*285
66*557
98,941
106,339
110,626

1940
1941
1942
1943
1944

23.561
33.293
59*696
122.137
238,636

16.920
25.172
51*255
113.407
230*858

2*992
4.330
4*788
4.968
4*257

3.649
3,791
3*653
3,762
3.521

24,404
32*109
53,503
95*551
79,574

2,071
3,406
5,284
8,211
7,899

10*255
11.913
21.846
32*612
33,216

12,078
16,700
26*373
54,728
38*459

60*764
57,401
75,655
78*787
102*432

138,137
160,951
222,846
322*904
446,732

1945
1946
1947
1948
1949

292*983
273*996
232*747
212.719
167,952

285*769
258.61^
224.445
206.211
160*389

4*311
3.848
3*309
3.794
4.482

2*903
11,532
4*993
2,714
3*081

86*144
73*196
70*969
72,204
66,490

9,114
9,865
10.303
8*274
9*470

34.777
31,594
34,963
33,301
25*350

42*253
31,737
25*203
30,629
31,670

46*967
66*744
38*161
34*139
24.090

459,892
457,147
411*404
404,792
358*677

1950
1951
1952
1953
1954

150t56
134.013
123.940
123.835
139,510

141.375
121,972
110*776
108*184
119*308

6*304
9.240
10*287
10*252
13*864

2*887
2*800
2.877
5,399
6*338

60*785
74*455
78*606
79,015
76*054

9,236
12,^16
17,411
13,568
14,409

23,154
31,689
26*676
27,532
23*589

28,395
30*350
34*319
37,915
33.056

26*302
29*199
25*760
27*163
37,575

362,963
390,817
410*737
414,974
426,733

1955

144,200

122*732

15*472

5,996

15,476

21*639

36*039

23,255

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

170

1160

Other AreasTotal

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1898-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

1898

U.S.
Government

Interbank

Total

1999

25
67

1900
1901
1902
1903
1904

111
1*022
1,068
2.125
1.448

1905
1906
1907
1908
1909

1*510
2.356
2*890
2*538
2*429

1910
1911
1912
1913
1914

Other
demand

Other
time
25
67

46
184
276
833
302

65
713
682
1.116
1*029

61
137
227
41

269
428
574
533
531

1*108
1.706
2*027
1*610
1*664

133

3,800
3.322
3*426
3*609
3*693

160
66
199
202
90

906
722
827
654
812

2*470
2*189
1*977
2*204
2*690

264
345
423
549
101

1915
1916
1917
1918
1919

4,142
5.311
5*151
6*618
7,867

97
134
129
649
448

702
859
170

2*034
1.896

2*950
3*908
4*541
3.434
4*651

393
410
311
501
872

1920
1921
1922
1923
1924

10*803
10.085
9.716
12,229
13*108

1.069
613
553
780

1.356

2*117
It 586
1*398
1*583
1*762

6*711
6*537
6*269
7**72
7*4*25

1*349
1*498
2*194
2*565

1925
1926
1927
1928
1929

16*700
19.175
21*100
21.203
19.893

1*865
1*864
1.647
2*235
1.143

1*859
1*775
1*914
1*911
2.557

8*567
10*182
10*933
10*123
8.760

4*409
5*354
6*606
6*934
7*433

1930
1931
1932
1933
1934

55,834
54,875
50*610
48,822
55,348

2.400
1.600
1.711
1.081
1*782

1*665
1*458
1*411
1742
2*385

27.186
24*623
24*055
24*538
25*662

24*581
27tl94
23*433
21*461
25*319

1935
1936
1937
1938
1939

62.870
76.463
88,401
88.490
93,909

1*795
2*595
2,291
2*341
2*285

2*325
2*356
2*354
2*948
9*144

28*944
40*538
51*685
50*837
43*239

29*806
30*974
32*071
32*364
39*241

1940
1941
1942
1943
1944

119,289
148,370
213,310
313*270
436,339

2*619
3,463
3.956
5.051
5.623

13*332
17*761
41*034
75*062
111*999

58*085
72*975
95.965
131*557
171*312

45*253
54*171
72*353
101*600
147*405

1945
1946
1947
1948
1949

446.163
444*199
390*740
384*758
342.152

7,298
7,840
6.395
5.471
4.311

101*508
76*988
54*915
63*547
52*145

177,315
178*756
154*696

160.411
151,899

160*042
180*615
174.732
155.329
133.797

1950
1951
1952
1953
1954

344,191
372,104
387,351
387,425
394,765

7.815
9,248
8,946
7,936
8,595

55.786
61*927
66*412
58*162
54*913

147*105
179*003
184*822
191*336
191.265

133*485
121.926
127.171
129*991
139.992

1955

388.334

1
1

61.994

124
109
174
116
159
152
168
193

906

Other AreasTotal

1161

Table 2 National Banks

ASSETS, LIABILITIES, AND NUMBER, 1898-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

-..
Va bar
ies

Amounts in'thousands of dollars]


Surplus and
other
capital
accounts

Total
liability
and capit
^
account

Number
banks

1898
1899

1900
1901
1902
1903
1904

50
550
575
675
675

170

2
1
76
22

36

1,666

240

7
54
58
144
354

54
77
92

1 .756
3,097
2*831

3
4
4

1905
1906
1907
1908
1909

170
10
10

357
414
434
419
429

18
20
23
33
1

665
788
810
810
810

121
183
198
292
299

2*691
3.761
4.525
4 102
3.978

4
7
7
7
7

810
810
710
710
735

282
339
357
413
465

5 ,336
4 ,905
4.861
5 ,103
5 ,466

7
7
6
6
7

5.950
7.247
6.898
8 ,922
11.184

8
8
6
7
7

14.893
12.286
11*796
14 ,408
15.302

7
5
6
6
6
7
7
7
7
7

50
50

75
126

1910
1911
1912
1913
1914

444
434
368
368
573

1915
1916
1917
1918
1919

563
532
528
517
505

1
117
23
461
1,402

760
760
675
775
775

484
527
521
531
635

1920
1921
1922
1923
1924

525
493
483
512
500

2*067
265
42
77
136

775
700
750
750
750

723
743
803
840
808

500
493
501
493
508

103
594
3*474
3,321
10.183

800
1,150
1,150
1.225
875

902
1*003
1.130
1.257
1.444

19.006
22,461
27.355
27.499
33.303

3*241
3*263
3*262
3,325
3,503

11*899
4*678
4,523
9,907
10*091

3.425
3.425
3,425
3.425
3.663

3.201
3.053
3,016
2*976
2.511

77.600
74.323
69,417
68,519
75*116

50

5*801
2,996
3,322
10.267
8.995

3*775
3,775
3.775
3*775
3,775

2.789
3.323
3*443
3.807
3.947

1940
1941
1942
1943
1944

10.863
4,167
651
520
648

3,800
3,800
3,800
3,800
3,800

1945
1946
1947
1948
1949

2.377
1,055
8,237
7,020
2.727

1950
1951
1952
1953
1954

3,886
2,730
6,073
9.332
14,832

1925
1926
1927
1926
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

46
400

5*029
4*561
64

2,254

1
1

75.285
86.557
98 ,941
106*339
110.626

6
6

4,185
4*614
5*087
5.314
5*945

138*137
160.951
222 ,848
322*904
446,732

6
6
6
6
6

4*500
4,550
4*550
4*550
4,550

6,852
7*343
7,877
8,464
9,448

459*892
457.147
411,404
404>,792
358.877

6
6
6
6
6

4,675
4*975
5*325
5,375
5,628

10*211
11,008
11,968
12*642
13.508

362,963
390.817
410.737
41'*974
428.733

6
7
7
7
8

410,791

1162

Other AreasTotal

Territorial or Insular Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1897-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

AH
other

Collateral

1897
1898
1899

60
83
76

4
5
5

1900
1901
1902
1903
1904

3216
5*051
8*584
6*989
8*241

1909
1906
1907
1906
1909

Year
Total

Real
estate

Collateral

All
other

2
1

55
76
70

1.027
2*563
2*319
2*173

1*171
1*298
2.367
1.889
2*029

1*694
2,726
3.654
2,781
4.039

1920
1921
1922
1923
1924

71*683
66*189
58*937
67*781
76.076

7*689
7,284
11*360
11*236
12.470

24.911
30*643
21.068
19.394
21.599

39*283
30*262
26*469
37*151
44*007

10*258
10*316
11*861
12*550
15.479

2.947
2.617
2*052
2.233
2*377

3*635
2*449
2*463
2.930
2*946

3.676
5.252
7*346
7.387
10.156

1925
1926
1927
1928
1929

79*925
89*621
96.335
107*964
124*686

19.640
21*669
17,711
19*666
31*606

26.549
32*869
29*695
31,748
28*661

31.736
35.063
50.929
56.550
64*621

1910
1911
1912
1913
1914

18*761
20*314
20*022
20*299
21*102

2*530
2.075
2*777
3.366
4*355

4*862
4*597
7*883
7*546
7*875

11,369
13,642
9,362
9,385
8,872

1930
1931
1932
1933
1934

92.474
86*950
77,306
66.290
54.910

24*950
26*245
28.034
24,919
20*960

17*840
19*663
15,421
12.079
9,981

49*684
43*042
33*651
29.292
23*969

1915
1916
1917
1918
1919

23*249
28*336
33*656
41*357
50*563

4*647
4.545
5.571
8*893
5*603

9*214
8*290
15*828
16*985
17*982

9,388
15,501
12,257
15,479
26,778

1935
1936
1937
1938

51.920
47*293
48*949
56*216

19.510
16*266
15,365
16.344

8*853
7*914
8*139
10*820

23*557
23*113
25*445
29*052

351

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

On
farm land

On
residential
property

Other

Other
loans
to
individuals

All
other

1939

57*482

25*962

537

1.791

1940
1941
1942
1943
1944

64*111
70*014
65*424
57.825
60*835

30*014
27*635
29*884
27*601
31*066

42
81
68
46
45

627
693
1.097
1.313
1*782

1*289
1,321
864
1,188
1,259

15.471
17*258
12*656
11*092
10*122

817
1*103
1*203
1*214
1*734

8.639
8*354

15.851
21*923
19.452
6.732
6*471

1945
1946
1947
1948
1949

84*432
105*610
150*645
194*609
190*737

46*496
59*678
86.491
94.095
86.243

49
51
48
46

3*008
4.669
8.451
20*266
16*606

1,692
2,332
3.396
6,593
2*151

11*669
15*383
21*145
39*936
45*563

2*436
3.550
5.540
11*799
15*869

10*531
11*635
15*230
15*304
15,238

8*351
8,112
10*344
6*806
9*099

1950
1951
1952
1953
1954

186.969
224*530
251*007
242.243
251.901

85*232
97*537
113*204
101*635
105*700

2
15
15

13*190
13.973
13.389
13*211
13*963

2*467
3*975
3.657
4.869
3.462

53*152
70*410
70.527
66*854
63*243

11*377
11*481
16*726
17.343
22*115

17*181
22.554
30,000
33,223
38.516

5*005
5.203
4*240
6,413
5.872

1955

303.802

130*518

13*747

2.033

65*788

25.704

57.595

9*703

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

14*786

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Other AreasTotal

1163

Table 3Territorial or Insular Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

181
249
226

7
10
9

143
196
178

31
43
39

45
62
56

287
395
359

Total

1897
1896
1899

1
1
1

1900
1901
1902
1903
1904

92
620
882
1.224
2*094

7
261
392
641
816

15
42
18
57
96

70
317
472
526
1*180

2*213
3*301
3.765
3*637
4.917

61
155
180
111
205

1,799
2*507
2,607
2*443
3*035

353
639
978
1*083
1,677

460
467
694
1*116
1*195

5*961
9*439
13.925
12.966
16.447

1905
1906
1907
1908
1909

2*694
3*494
3*543
4*122
4*486

861
746
688
525
362

193
241
320
383
454

1*640
2.507
2.535
3.214
3*670

7*829
7.280
7,097
9*494
10.143

211
380
523
626
315

4,699
4,197
3.368
4.540
4.509

2*919
2.703
3.206
4.328
5.319

2.873
2.512
2*546
2*861
2*005

23.654
23*604
25*047
29.027
32.113

1910
1911
1912
1913
1914

5*366
5*456
4*858
5.079
4*835

350
306
305
302
262

466
528
548
447
703

4.552
4*622
4*005
4*330
3*870

13.472
10.291
13.079
13,654
13.856

1*144
816
1*030
823
1*054

5.505
4.423
5.327
5,271
5,927

6*823
5*052
6.722
7.560
6,875

2*187
2.159
1.899
2.131
1*851

39*788
38*222
39*856
41.163
41.644

1915
1916
1917
1916
1919

6*009
7.011
9.007
10.257
11.656

244
244
661
2*008
3.363

950
1*164
1.753
2*364
2.057

4*815
5.603
6*593
5*865
6*238

16.167
20.729
27*256
21*827
24*315

875
1*131
1*634
2*001
2*245

6*842
9*816
10,696
8*864
9.284

8.450
9.782
14.926
10*962
12.786

1.583
2*124
2.330
3.712
3*457

47.008
58*200
72.249
77.153
89.993

1920
1921
1922
1923
1924

11.534
14.244
15.704
18.814
20.160

3.371
3*707
4.486
4.767
5.111

2*782
3*690
2*826
2*519
2*607

5.381
6*847
8.392
11.528
12*442

41*215
24.297
21*023
24.873
29.369

4,564
2*748
2.825
3*070
4*079

14,838
9*079
8.313
8.747
6.310

21.813
12*470
9*885
13*056
16*980

4*020
5*772
5*641
7*177
9i710

126.652
112*502
101*305
116.645
137.315

1925
1926
1927
1928
1929

20.825
21.660
27.298
28*075
30.009

5*885
6*208
4.806
4*398
2*058

3*180
2*665
3*766
5.527
6*000

11.760
12.587
18,726
18.150
19.951

27.727
30*601
27.072
28*263
26.318

3*746
3.933
4*231
3*024
3.758

8.773
7,946
7,122
8*145
7,698

15*208
16*922
15.719
17*094
16*862

10*571
13*662
13*366
17,635
15,162

139.048
155.964
166*071
181.937
198.377

1930
1931
1932
1933
1934

22.508
24*926
21*015
21.927
22.781

2*736
3*362
1*175
3.242
7*622

6*961
5.960
4.931
4*685
4*653

12*811
15.604
14.909
14.000
10*306

22*753
23*058
17.900
18*356
19.212

2*085
2.379
1.292
1.397
1.850

6*213
6.173
4,977
6,557
5.787

14*455
14*506
11*631
10*402
11.575

8.747
9*000
7*044
6*617
7.112

146.462
145.934
123*265
113.190
104*015

1935
1936
1937
1938
1939

28.406
32*723
38*477
39.842
39*285

12*225
15*425
21*037
23*163
24000

5*986
7*265
6*438
7*544
7.292

10*195
10*013
11.002
9*115
7*993

23,603
29.009
33*006
26*994
28*653

1*133
1*859
2*096
1,236
1,563

7,547
8.449
9*465
8*839
9.370

15,123
18,701
21.447
16*919
17.720

9,651
10*830
9*916
9*343
7*038

113*780
119*855
130*350
132*395
132*458

1940
1941
1942
1943
1944

40*357
47*926
59.341
147.718
217.102

24*362
29*162
37.291
126*403
190*108

9*230
11*750
15*054
14*413
14*186

6*765
7*014
6*996
6.902
12*808

34,330
45*656
61*629
73*063
84.980

1*353
1*756
2*632
3*852
6.282

9,122
16,300
20*295
21*453
24,737

23*855
27.802
38*502
47.758
53.961

6*596
6*411
7*244
10*319
6*972

145.394
170*209
193.638
286*925
371*889

1945
1946
1947
1948
1949

311*773
326*398
269*927
217.263
213.153

282*396
301*180
239.706
180*312
161*375

18*612
14*381
20*458
17.590
17*580

10,765
12*837
9*763
19*361
34*198

89.743
98.757
104.364
91*821
86*292

7*233
9*102
13.541
9*844
10.484

26,564
27,013
35,491
36,527
32*235

55.926
62*642
55*352
45*450
45,573

10.172
8*464
16*709
21*256
15*607

496.120
541*229
541.665
525*169
507*789

1950
1951
1952
1953
1954

204f045
176*473
183*023
209*816
207*557

147*693
111.411
135,634
152*317
140*034

32*912
36*791
35*352
40*400
42*814

23.440
28.271
12*037
17.101
24.709

94*001
94,069
95,909
97*282
101*321

10*223
13*880
17.627
17*311
19*489

28.646
29.591
28*076
29,021
27,647

54*932
50.596
50.206
50*950
54*185

29.452
30*520
33*523
30.872
32*373

514*467
525*592
563*462
580.215
593*152

1955

206*908

146*324

44*684

15*900

104*616

23,252

31*968

49*376

33*744

649*070

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1
1
1

1164

Other AreasTotal

Territorial or Insular Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued

[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

U.S.
Government

Interbank

Other
demand

Other
time

1897
1098
1899

236
324
295

8
11
10

228
313
285

1900
1901
1902
1903
1904

4i389
5*938
8.698
8*233
10*589

352
251
947
751
1*246

2,566
4*279
5*446
5*358
6*769

1,471
1,408
2*305
2*124
2.574

1905
1906
1907
1908
1909

15*028
15*802
16,974
20*430
21*923

1,162
542
638
574
536

10.456
11*607
12.708
15*489
16,387

3*410
3*653
3*628
4*367
5*000

1910
1911
1912
1913
1914

31*061
29*027
28*859
33*054
31*480

622
923
2,411
4,389
3,166

22t828
19,521
17,661
16,321
18*356

7,611
8*583
8t787
10,344
9,958

1915
1916
1917
1918
1919

36*527
48*964
60*061
61*875
71,152

3,211
844
3*493
4*321
4*479

20.779
30*761
35*740
36*957
42*420

12*537
17359
20*828
20,597
24,253

1920
1921
1922
1923
1924

108*382
87.242
76*323
91*069
104*725

5.123
6*030
2*072
1*321
2.061

2*116
695
48
994

66*220
45.519
40*384
49*366
57,375

37,039
33,577
32972
40*334
44*295

1925
1926
1927
1928
1929

106.997
118*445
126*358
136*637
139*658

1.787
2.528
5*371
7*290
11,345

522
110
244
68
219

54,494
63*153
65*372
66,918
60*194

50*194
52*654
55,371
62*361
67*900

1930
1931
1932
1933
1934

106*014
105*790
91,282
85*549
77.915

12,345
10*494
10,177
11*269
5*999

63
106
189
115

43*616
43*061
36*115
30,826
28*120

50*053
52,172
44,882
43,265
43,681

1935
1936
1937
1936
1939

83*945
94*203
105*619
102,922
106*430

4*845
1*736
1,445
1,514
1,775

135
103
110
103
33

32*244
40*113
46*535
41,683
45,752

46*721
52,249
57,529
59,622
60*870

1940
1941
1942
1943
1944

117*639
140*899
161*731
259*354
338*346

1*903
2*692
8,920
3,268
3,516

171
268
2*049
26*668
27*164

51,666
66*960
85*313
129*265
155,727

63*899
70,959
65*449
100,153
151*939

1945
1946
1947
1948
1949

448,603
481*852
469,235
439,478
427*314

4*064
4,615
4,625
6*294
8*934

53*567
45*345
33,418
5*700
9*919

186,721
201*977
201*706
196*386
192,960

204*251
229,915
229*486
229,098
215*501

1950
1951
1952
1953
1954

440*348
447*124
475*570
493,505
501*466

5,632
6,636
9.238
5*724
7.117

17*858
21*919
25,261
30,569
30*802

191,457
209*286
226*564
231*563
236*939

225*401
209*281
214,507
225*629
226*608

257,033

237,597

1955

10,591

Other AreasTotal

1165

Table 3Territorial or Insular Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Nat] onal
ba*^
no jes

Borrowings

Other
r KTf'
ia i ies

Surplus and
other
capital
accounts

Capital

Total
liabilities
and capital
accounts

Number

287

1
2

1897
1898
1899

11
16
14

40
55
50

1900
1901
1902
1903
1904

60
594
1.026
1*091
1*209

1.406
2.545
3.743
3*310
4*064

126
362
458
332
585

5*981
9*439
13,925
12*966
16*447

13
13
16
16
19

1905
1906
1907
1906
1909

2*522
1*629
2*216
1*493
3*459

5.199
5*120
4*696
5*531
4*923

905
1*053
1*161
1*573
1*787

23*654
23*604
25*047
29*027
32*113

24
23
25
32
31

4*652
5*233
4*996
4*874
5*932

2*154
2*236
2*370
2*113
2.398

39*768
38*222
39*856
41*163
41*644

35
35
35
29
41

21

395
359

1910
1911
1912
1913
1914

215

1*910
1*664
3*540
1*122
1*619

1915
1916
1917
1918
1919

1.013
1
877
861
2*056

760
879
1.850
3.118
2*494

6*201
5.716
6.314
7.329
9*832

2.507
2*640
3.147
3.970
4*459

47*008
58*200
72.249
77*153
69*993

36
39
40
43
44

1920
1921
1922
1923
1924

3.309
3.082
3.399
2.255
2.411

2*445
4.964
4.416
6*881
6*361

9*139
11.194
11*041
11*969
16*244

5.377
6.020
6*126
6*471
7*574

128*652
112*502
101*305
118*645
137.315

43
48
46
48
49

1925
1926
1927
1926
1929

1*843
1*623
3*458
4*753
9.071

6*167
8*004
10*087
12.159
17.426

16*361
18*662
15*672
16.714
18*792

7*660
9.230
10*496
11*674
13*430

139*048
155.964
166.071
181*9'37
198,377

49
47
48
49
51

1930
1931
1932
1933
1934

8*511
8*362
4*330
2,044
1*519

4*776
3.775
2*263
2.541
2.566

15*768
16.020
14.479
13*961
12.208

11*391
11*987
10.911
9*095
9*807

146.482
145.934
123.265
113.190
104.015

50
45
43
42
37

1935
1936
1937
1938
1939

642
144
25
669
241

6*685
3.913
3.692
8*095
2*761

12.290
11.396
10*121
9*932
9*974

10*218
10.199
10.693
10.777
11*052

113*780
119*655
130*350
132*395
132*458

36
37
34
33
34

1940
1941
1942
1943
1944

1*335
1*262
1*561
446
184

4*762
5*603
8*689
6*057
3*025

10*074
10*335
9*513
9*747
15*348

11.584
12.110
12.124
13*319
14,984

145*394
170*209
193*638
288*925
371.869

36
37
32
33
34

1945
1946
1947
1946
1949

10.755
564
21
2*671
4,134

2.946
4*865
13*615
21*504
13*517

15*415
33*903
35,341
35*716
35*192

18,401
20.045
23*453
25*800
27*632

496.120
541*229
541*665
525*169
507*789

35
37
39
40
36

1950
1951
1952
1953
1954

464
1*683
6*239
1*526
100

10.952
11.386
13.889
14.280
16*786

35.107
39.600
39.983
41*740
43*290

27.596
25,799
27,781
29*164
31*510

514*467
525*592
563*462
580.215
593*152

36
36
34
34
34

5*762

29*214

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11
62
93

1166

Other AreasTotal

Mutual Savings BanksTable 4

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total

1934

31

All
other

Collateral

Year

1935
1936
1937
1938

91

30
36
42
$0

JL

30
36
42
50

Loans*
Commercial,
industrial,
and
agricultural

Year
Total

1939

56

1940
1941
1942
1943
1944

66
75
87

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
residential
property

On
farm land

115

33
38
44
51
58

1945
1946
1947
1946
1949

122
127
137
145
155

61
63
68
72
77

61
64
69
73
78

1950
1951
1952
1953
1954

165
163
162
163
183

82
61
61
81
91

63
82
81
82
92

1955

200

1
There were two mutual savings banks in 1917-1930, and one thereafter, but no data for assets and liabilities are available before 1934.
* Beginning June 30, 1948, figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

29
33
37
43
51
57

102

Other

Other
loans
to
individuals

101
gross (i.e., before deduction of valuation reserves); they do not add to
the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Other AreasTotal

1167

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U.S.
Government
obligations

Total

1934

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

46

87

1935
1936
1937
1938
1939

44
44
44
42
40

44
44
44
42
40

22
26
16
12
6

22
26
18
12
6

3
3
5
5
4

99
109
109
109
106

1940
1941
1942
1943
1944

37
36
35
33
31

37
36
35
33
31

7
10
11
12
14

7
10
11
12
14

2
4
5
5
5

112
125
138
152
165

1945
1946
1947
1946
1949

30
26
23
20
16

30
26
23
20
16

16
25
24
25
26

18
25
24
25
26

8
11
12
12
12

178
169
196
202
209

1950
1951
1952
1953
1954

12
10
8
6
6

12
10
8
6
6

25
27
29
51
52

25
27
24
15
9

5
36
43

13
IS
16
16
18

215
215
215
236
259

1955

38

19

19

20

264

'There were two mutual savings banks in 1917-1930, and one t hereafter, but no data for assets and liabilities are available before 1934.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1168

Other AreasTotal

Mutual Savings BanksTable 4

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Interbank

Total

U.S.
Government

Other
demand

Other
time

1934

60

60

1935
1936
1937
1938
1939

73
83
83
81
78

73
83
83
81
78

1940
1941
1942
1943
1944

80
92

80

102
122

102
112
122

1945
1946
1947
1948
1949

136
144
149
154
159

136
144
149
154
159

1950
1951
1952
1953
1954

163
161
159
179
196

163
161
159
179
196

1955

198

198

112

For note see opposite page.

92

Other AreasTotal

1169

Table 4Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Sorrowings

National
bank
notes

Other
liabilities

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

1934

Total
liabilities
and capital
accounts

Number
of
banks
87

1935
1936
1937
1938
1939

25

25
25
27
28

99
109
109
109
108

1940
1941
1942
1943
1944

30
30
33
36
39

112
125
138
152
165

1945
1946
1947
1948
1949

37
40
42
43
45

178
189
196
202
209

1950
1951
1952
1953
1954

47
49
51
54
56

215
215
215
238
259

1955
1

264

There were two mutual savings banks in 1917-1930, and one thereafter, but no data for assets and liabilities are available before 1934.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1170

Alaska

Ail BanksTable I

ASSETS, LIABILITIES, AND NUMBER, 1897-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Losins

Loans
Year

]
eS* e

Total

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1897
1698
1699

60
97
121

4
5
5

1
4
13

88
103

1900
1901
1902
1903
1904

304
413
336
361
411

16
24
18
19
19

19
16
24
29
49

269
373
294
313
343

1921
1922
1923
1924

4.111
4*193
3*826
4*042
4*490

696
862
977
669
910

495
486
373
317
246

2*720
2*843
2*474
2*836
3*334

1905
1906
1907
1906
1909

It675
1)885
2t326
2*467
3*165

103
106
118
136
183

71
109
196
241
213

1*501
1*668
2*012
2*088
2*769

1925
1926
1927
1928
1929

4*578
5*010
5*689
5*916
6*099

1*034
*045
.206
.173

326
474
731
820
325

3*218
3*552
3*913
3*892
4*601

1910
1911
1912
1913
1914

4*026
3*394
2*252
2*611
2.613

245
24
83
94
471

261
263
286
321
359

3*520
3*107
1*883
2*196
1*783

1930
1931
1932
1933
1934

6*194
5.289
4.593
3*982
3*921

.265
*232
199
.089
1*120

214
137
63
77
47

4*715
3*920
3*331
2*816
2*754

1915
1916
1917
1916
1919

2*512
3*284
4*040
4*293
4218

490
665
] 013
] 026
983

370
716
536
748
625

1.652
1*703
2.491
2*519
2*610

1935
1936
1937
1938

4*196
4*604
5*371
6*245

1.170
1.263
It 598
1*706

67
57
47
51

2*959
3*264
3*726
4*486

55

1920

984

Loans1
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

1939

6*676

3*907

16

1940
1941
1942
1943
1944

7.292
8*312
6*862
5.274
5*314

4.057
4*700
3*889
2.893
3*091

18
18
10

1945
1946
1947
1948
1949

7.109
10*920
15*936
17*335
20.293

3.635
6.147
9*288
9*949
11*641

1950
1951
1952
1953
1954

23.905
28.814
36*566
39.653
39*038

1955

44*400

Other
loans
to
individuals

Other

All
other

426

563

7
8
7
6
6

2*168
2*335
2*117
1*565
1*459

304
410
405
356
352

736
841
434
322
253

24
5

10
29
29
673
11

2*440
3*195
4*484
4*631
5*505

507
630
1*303
1*220
1*963

810
1*157

143
205
309
26
42

11*669
13*076
16*728
16*158
15.134

9
44
43
19
27

19
14
17
33
158

7*012
9*161
9*673
12*242
12*127

3*004
3*169
5*773
5*524
6*079

2*428
3*745
4*765
6*457
6*456

18
45
121
36
27

13*478

91

133

13*255

7*061

11*263

29

19

1
1

13
59

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

On
residential
property

On
farmland

132
134

361
454

522

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alaska

1171

Table 2All Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investment3
Year

U. S.
Government
obligations

Total

Amounts in thousands of dollars]


Cash assets

Obligations
of States
and political
subdivisions

Other
securities

Bankers'
balances
(including
reserves)

Total
assets

Currency
and
coin

181
292
284

7
14
10

143
217
198

31
61
76

45
65
59

287
470
485

789

610
862
676
666
643

147
210
214
219
362

186
267
206
210
223

1*355
1,921
1.567
1*621
1*780

403
435
486

5*118
6*038
6*993
9*040
9*506

1897
1698
1899

1
16
21

13
13

1
1
1

2
7

1900
1901
1902
1903
1904

74
104
102
109
111

67
90
90
90
90

2
3
6
3
3

5
11
6
16
18

1*035

32
45
33
36
30

1905
1906
1907
1906
1909

359
446
820
779
758

90
167
230
278
276

43
45
50
64
76

226
234
540
437
406

2*681
3.272
3*361
4.733
4,650

74
68
54
58
36

1*472
1*225
1*036
1,028
654

1.135
1*979
2,271
3*647
4,160

1910
1911
1912
1913
1914

491
390
425
368
518

298
346
344
314
338

2
25
36
10
80

191
19
45
44
100

4*492
2.293
1.457
2*028
2,310

51
34
3
69
139

593
439
372
660

3,846
1*820
1*082
1*299

1915
1916
1917
1918
1919

761
741

1*159

58
132
343
370
366

364
271
635
610
859

2,491
3*595
3*661
2*640
2.765

41
138
78
126
102

911

1*615
1*837
2*384

339
338
637
857

1920
1921
1922
1923
1924

2*549
2*422
2*386
2*953
3*273

1*320
1*350
1*306
1*618
1*919

331
308
393
511
398

898
764
687
824
956

2*990
2*452
2*098
2.497
2,467

202
31
81
69
66

1925
1926
1927
1926
1929

3*767
4*192
4*661
4*621
5*009

1*926
1*961
1*712
1.609
1606

554
487
542
532
596

1,287
1*744
2*627
2,680
2*807

2,770
2,871
2.807
3.023
3.160

86
96
105
100
86

1930
1931
1932
1933
1934

4*937
4*693
4*699
4*665
5*306

1*657
1*616
1.837
1*992
2*400

554
529
534
514
497

2,726
2,746
2,528
2,359
2*411

2.926
2.801
2.501
2.720
3.500

101
71
56
74
174

1*086
1.059

1935
1936
1937
1938
1939

4*992
5*033
5*709
5*817
5*596

2*109
2*055
2.596
2*535
2*692

446
457
490
542
117

2,437
2,521
2*623
2.740
2.787

4.208
5,549
5,379
5*102
5*960

131
107
118
143
115

1940
1941
1942
1943
1944

5*144
5*637
8056
19*275
29*527

2*696
3*288
5.879
17*108
27,129

161
191
168
132
136

2*285
2*158
2*011
2,035
2*262

6.860
10.507
16.065
23,655
23.915

1945
1946
1947
1948
1949

32*430
30*515
27*836
28*603
29*452

30.596
28*586
26*381
26*660
27*289

732
166
150
179
410

1*100
1,743
1*305
1*764
1*753

19*671
18.537
18*849
20*286
22*194

1950
1951
1952
1953
1954

36*086
46*773
59 i 761
66*320
73*418

33*688
43*635
54,775
57*904
61*876

3*043
3*405
4*934

462
993

1,936
2*145
1,943
5,011
6*608

1955

78*376

66*275

6*300

5*803

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
assets

Cash items
in process
of collection

Total

1*137
923
941

1*061
733

1*006

934

770
515
502
225

10*015
6*847
4*649
5*509
5*666

1*539
1.969
2.193
1*453
1*369

113
180
325
467
460

5*877
7*800
9*641
9*457
9.847

1*657
1*531
1*126
1.524
1*464

432
527
523
517
473

10*082
9*594
8*833
10*009
10*723

1*758
1*774
1*746
1*845
1*834

438
449
404
371
508

11*553
12*522
13*761
14.133
14.776

1.033

1*741
1*671
1.573
1*654
2,293

452
464
397
428
430

14*511
13*447
12*390
11.995
13.159

1.260
1*262
1*496
1.357
1.374

2*617
4*160
3*765
3*602
4*471

432
569
629
661
720

13.828
15.755
17.088
17*625
18*952

124
486
279
312
394

1*615
2,013
4,598
6,335
5*906

5*121
6*008
11*188
17*008
17,615

792
805
572
512

20.086
25.468
31.790
48.776
59.266

1.159
1*115
1*364

240
403

4,904
4*454
4.191
4*486
4*673

14,527
13*680
13*499
14,665
16*157

670
598
665
922
690

60.080
60.570
63*286
67*146
72.629

24*589
30*743
35.629
34*651
33.582

1*566
2*997
3.551
3*323
3.501

4,379
5,923
6,252
6.365
6,442

18*642
21*823
25*826
24*963
23*639

1*141
1*855
1*534
1*938
2*422

85*721
108.185
133.510
142.562
148.460

30,901

4,392

6.268

20,241

2*559

156*236

1*237

1,466
1.390
1*261
1*294
1*131
890
891
904
957
924

1*001
956

1*078
1*238

872
992

1*032

1172
Alaska
All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

Total

Interbank

J^

Other
demand

Other
time

1897
1898
1899

236
349
362

6
11
10

1900
1901
1902
1903
1904

1.084
1*560
1.279
1.323
1.461

32
46
35
36
38

46
64
67
75
75

1.006
1*450
1.177
1.212
1*346

1905
1906
1907
1908
1909

4.300
5.031
5.906
7.528
7*920

145
206
289
' 462
286

71
98
152
199
199

4*000
4*639
5*368
6.729
7*262

88
97
136
173

1910
1911
1912
1913
1914

8.253
5*263
3*248
4.2 42
4.538

300
34
143
401
421

247
346
299
234
240

7*519
4*819
2.695
2.872
3.147

187
62
111
735
730

1915
1916
1917
1918
1919

4,755
6.659
8.449
7*783
8*332

109
165
278
410
564

248
266
170
195
296

3*335
4*554
6*067
5*206
5*415

1*063
1*654
1*934
1*972
2*057

1920
1921
1922
1923
1924

8.710
8,057
7.384
8.623
9,333

293
204
248
132
103

319
248
244
306
371

5*604
4*531
4*019
4*722
4*853

2*494
3*074
2*873
3*463
4*006

1925
1926
1927
1928
1929

10.215
11.102
12,1 84
12,2 85
12,948

107
106
39
79
116

389
342
410
383
392

5*242
5.734
6*696
6.343
6*551

4*477
4*916
5*039
5.460
5*889

1930
1931
1932
1933
1934

12.427
11.427
10.3 31 .
9,869
11.143

128
118
93
66
157

387
410
407
405
492

5*664
5*062
4*148
3*992
5*072

6*048
5*837
5*683
5*406
5*422

1935
1936
1937
1938
1939

11.986
13,853
15,1 67
15,772
16,788

315
411
318
263
260

448
481
444
467
387

6*259
7*181
8*121
8*279
8.924

4*964
5*760
6*284
6*763
7*217

1940
1941
1942
1943
1944

17.738
22*946
29.120
45,9 05
56,100

542
719
642
836
905

569
583
2*513
7,439
5*408

9*560
13.154
17.751
27.195
37,099

7*067
8*490
8*214
10*435
12.666

1945
1946
1947
1946
1949

56,553
56.627
58.8 61
62*194
67,469

717
618
593
676
713

4*665
2*850
2*366
2*313
4.264

36.455
36*466
37*626
41*510
44.532

14*716
16*491
18*076
17*695
17*960

1950
1951
1952
1953
1954

79.697
101*877
126.943
135.103
140.540

.114
,474
.858
.686
.621

9*131
19*051
21*961
25.693
27*016

49*765
60*912
75*288
76*050
75.134

19*867
20*440
27*836
31*674
36*767

1955

147*399

1*573

226
338
352

84

42*026

Alaska

1173

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

1897
1898
1899

r*hor
^^

Surplus and
*
capital
accounts

r.nit.1
<**#*

11
16
14

40
105
100

1900
1901
1902
1903
1904

7
5
3
4
9

47
67
51
53
56

215
275
225
235
235

1905
1906
1907
1908
1909

9
60
55
58
60

8
10
26
9
1

1910
1911
1912
1913
1914

59
62
62
62
57

1915
1916
1917
1916
1919

76
110

1920
1921
1922
1923
1924

90
244
80

1925
1926
1927
1928
1929

6
6

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

89
128
80
160
176
37

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1
3
2

2
14
9
6
19

1*355
1.921
1.567
1.621
1,780

5
5
4
5
5

650
745
795
1.175
1.214

151
192
211
270
300

5.118
6.038
6.993
9*040
9,506

10
11
12
16
15

30
3

1.341
1*266
980
923
775

362
256
329
279
296

47
36
53
53
55

1
12
12
241
10

735
685
740
821
670

339
408
387
483
470

57
50
44
62
50

12
10
23

780
755
605
780
755

433
486
510
544
556

10.082
9.594
6*833
10*009
10,723

15
14
15
15
14

50
55
59
60
56

8
13
13
18
8

830
840
840
915
915

444
506
685
766
847

11,553
12.522
13.781
14.133
14.776

14
14
14
14
14

91
113
112
175
175

1
2

915
915
890
890
928

949
910
897
865
876

14,511
13*447
12,390
11,995
13*159

14
14
14
13
13

890
840
840
800
800

902
1*060
1.076
1*166
1.356

13*828
15*755
17*088
17*825
18*952

13
13
13
13
14

13
18

910
965
972
985
985

1*432
1*550
1*698
1*873
2,165

20*088
25,488
31,790
48*776
59,268

16
17
17
17
17

25
11
29
34
31

1,035
1,145
1*145
1*175
1,175

2*467
2,787
3*246
.743
.154

60,080
60*570
63*266
67*146
72*829

17
18
18
19
19

131
125
213
215
304

1*465
1*655
2*220
2*420
2*535

.228
528
,134
.824
.081

85*721
108*185
133*510
142.562
148*460

20
21
19
19
19

50
5

2
5
82
8
8
7

KT..K
^f
L

287
470
485

11

Total
liabilities

and capital
accounts

2*700

5.612

10.015
6.847
4.649
5.509
5,666
5.877
7.800
9.641
9.457
9.847

156*236

18
17
17
16
17
16
17
16
17
16

1174

Alaska

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1898-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

rvji.ti
Collateral

^
o^

Year

*e

<=*

JSL

1696
1899

14
45

2
12

12
33

1900
1901
1902
1903
1904

54
55
62
61
114

14
9
19
24
43

40
46
43
57
71

1920
1921
1922
1923
1924

549
542
725
854
1*174

54
57
80
98
110

76
71
85
76
73

419
414
560
680
991

1905
1906
1907
1908
1909

117
256
536
369
422

41
78
162
201
161

76
178
374
166
259

1925
1926
1927
1928
1929

1*294
1*514
2*037
2H75
2.178

152
113
196
255
285

105
165
290
334
125

1*037
1*236
1551
1*586
1*768

1910
1911
1912
1913
1914

462
628
345
436
517

10
18
16
20
29

193
244
96
104
110

259
366
231
312
378

1930
1931
1932
1933
1934

2.330
1.960
1.721
1*315
1*230

323
348
326
342
337

87
55
26
26
15

1*920
1.577
1*369
947
878

1915
1916
1917
1918
1919

434
631
729
660
611

33
40
46
31
63

110
98
121
144
106

291
493
562
485
442

1935
1936
1937
1938

1*259
1*425
2*073
2*537

353
365
537
655

20
18
19
21

886
1*042
1*517
1*861

Loans'
Commercial,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

To
others

On
farmland

1939

2.742

1*360

1940
1941
1942
1943
1944

2*932
2*906
2*119
1.549
1*548

1*301
1*284
885
534
705

16
18
10

1945
1946
1947
1946
1949

2*320
3*597
5*935
6*424
7*605

1*068
1*733
2*873
3*234
3*772

13
59

1950
1951
1952
1953
1954

9*016
15*156
20*884
23*428
23*762

1955

30*048

Other

On
residential
property

to
individuals

Other

All
other

335

1*122
1*036
983
674
559

32
76
98
91

24

16
9
6

904
1.257
1*650
1S36
2*131

61
266
432
511
623

217
206
522
610
1*066

57
58
248
3
36

3*745
4*948
7*670
6*827
6*744

41
43
19
27

7
14
31
56

2*850
5*248
5*646
7*478
7*658

661
1*721
3*486
3*465
3*916

1*840
3*575
4*476
6*176
6*010

9
38
25
19
22

9*015

59

46

9*146

4.755

7*843

20

19

' Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Real estate

491
536
165
243
174

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alaska

1175

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1898-1955-Continued

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
Year

U hQ
- .
Govern ment
obliga ttlons

Total

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1898
1899

15
20

13
13

2
7

43
58

4
1

21
20

18
37

3
3

75
126

1900
1901
1902
1903
1904

72
96
96
106
107

67
90
90
90
90

5
6
6
16
17

41
73
106
104
149

3
3
1
3
1

20
40
31
26
47

18
30
74
75
101

3
3
3
3
3

170
227
267
294
373

1905
1906
1907
1908
1909

111
187
536
411
323

90
167
230
278
276

21
20
306
133
47

123
596
422
431
351

2
9
7
11
15

50
50
90
142
252

71
537
325
278
84

3
16
26
26
25

354
1*055
1*520
1*237
1*121

1910
1911
1912
1913
1914

490
390
421
368
381

298
346
344
314
313

2
25
36
10
5

190
19
41
44
63

631
563
326
546
422

32
32
2
8
7

249
370
252
345
300

350
161
72
193
115

27
21
28
21
52

1*610
1*602
1*120
1*371
1.372

1915
1916
1917
1918
1919

524
395
473
735
60S

313
312
344
535
642

5
5
25
15
15

206
78
104
185
151

610
927
958
639
94$

17
90
13
32
35

275
362
372
463
431

318
475
57>
344
483

53
78
72
77
87

1*621
2*031
2*232
2*311
2*455

1920
1921
1922
1923
1924

946
817
845
1*068
1.184

737
728
758
977
1*076

15
25
25
25
32

194
64
62
66
76

779
561
478
665
507

32
5
7
13
28

378
239
247
230
218

369
337
224
422
261

86
56
121
99
92

2*360
1*996
2*169
2*686
2.957

1925
1926
1927
1926
1929

1.353
1.419
1*651
1*612
1*853

1*049
987
1*033
1*040
1*040

32
59
59
74
93

272
373
559
696
720

857
937
1*069
1*081
1.130

36
44
31
62
42

280
353
394
401
455

541
540
644
618
633

99
101
84
78
152

3*603
3*971
4*841
*146
313

1930
1931
1932
1933
1934

1*329
1*775
1*909
1*960
2*112

104
073
162
297
*394

83
78
114
125
121

642
624
633
538
597

1.032
1*131
1.077
1*275
1*664

50
27
33
57
147

440
387
369
436
409

542
717
675
780
1*108

147
126
126
156
138

336
012
833
708
144

1935
1936
1937
1938
1939

1*806
1757
2*056
2*020
2*050

1*122
1*031
1*233
1*163
1*284

107
111
143
171
117

577
615
680
686
649

1.893
2*966
2*661
2*665
3*457

102
74
64
111
115

525
537
640
634
684

1*266
2*377
1.937
1.920
2*656

130
251
310
342
330

5*086
6*421
7*100
7.564
8.579

1940
1941
1942
1943
1944

2*001
2*045
2*757
6*403
12*730

1*313
1*357
2*144
5*856
12*226

161
191
168
132
136

527
497
445
415
368

3*604
5*057
6*620
12*084
13.592

124
486
279
312
394

863
901
1*573
2*668
2*926

2*617
3*670
4*966
9*084
10*270

306
433
237
171
164

8*843
10*441
11.933
20*207
26*034

1945
1946
1947
1948
1949

13*874
12*623
12*465
13*311
13*338

13*315
12*136
12*113
12*969
12*965

230
186
150
179
239

329
299
202
163
134

11*301
9*551
10*022
9.876
121*071

240
403
535
619
719

2*827
2*084
1*802
1*752
1.991

8*234
7*064
7*665
7.505
9*361

195
216
249
345
313

27.690
25*987
28*671
29*956
33.327

1950
1951
1952
1953
1954

18*416
32*477
40*770
44*847
52*389

17*919
31*375
36*291
39*631
44*760

361
974
2*173
2.381
3*946

136
128
306
2*835
3*681

14*010
20*663
23*384
23*392
23*326

742
2*319
3*023
2*757
2*994

1*753
3*666
3*794
3*963
4*347

11.515
14*678
16.567
16.672
15*985

365
476
638
1*062
1*608

41*807
68*772
85*676
92*729
101*085

1955

56*267

14.740

1.705

110*680

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

22)860

1176

Alaska

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1898-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits

Year
Total

Other

totert

"k

Other
time

CoZL*

1896
1899

25
67

1900
1901
1902
1903
1904

111
169
211
235
306

1905
1906
1907
1908
1909

283
829
I f 2 91
955
847

54
123
225
30

71
96
152
199
199

1910
1911
1912
1913
1914

1397
It373
878
1.116
1,107

53
30
37
6
6

247
348
299
234
240

1915
1916
1917
1918
1919

1*356
1*749
1.915
1*783
2*148

10
48
74
165
216

248
266
170
195
296

.215
376
075
,232

119
220
293
346
404

1920
1921
1922
1923
1924

2*047
1*731
1*840
2*347
2*619

171
13
2
14
5

319
248
244
306
371

.177
034
.135
437
.439

380
436
459
590
804

1925
1926
1927
1928
1929

3*196
3*549
4*386
4,563
4,722

18
21
10
17
6

389
342
400
368
392

1*769
1*992
2*634
2*555
2*476

1*020
1*194
1*342
1*643
1*846

1930
1931
1932
1933
1934

4*683
4*321
4*041
3*911
4.375

15
3
22
2
18

387
395
320
315
377

2.352
2.012
1*782
1.813
2*197

1*929
1*911
1*917
1.781
1*783

1935
1936
1937
1938
1939

4*522
5*847
6*456
6*645
7*764

35
80
20
35
47

313
376
334
364
355

2*619
3.618
4.036
4*062
4*670

1*555
1771
2*064
2*384
2*692

1940
1941
1942
1943
1944

7,942
9,460
10.9 11
19,1 64
26, S57

110
130
47
20
125

447
466
1.075
3,028
5.376

4*914
6*102
7.061
12*023
16.432

2.471
2*762
2*728
4*093
4*924

1945
1946
1947
1948
1949

26,321
24,530
27,0 01
26,103
31.304

36
85
28
46
105

4,242
2t419
2*107
2.062
3*245

16,313
15,723
17,682
18,900
20,693

5.730
6*303
7*184
7*095
7*261

1950
1951
1952
1953
1954

39,550
65,629
82.2 11
88.552
96,469

144
336
640
759
832

7.492
15.496
17,049
19,499
20.493

23*756
38.143
47.744
47.262
48.031

8.156
11*654
16*576
21*012
27.113

1*116

24*650

50.111

29*726

1955

25
67
46
64
67
75
75

65
105
144
160
231
212
677

1.016

531
591

1*054
952
473
735
834
981

27
43
43
69
141
27

Alaska

1177

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 189ft-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts Jn thousands of dollars]

Year

Borrowings

National
bank
notes

Surplus and

f^.
Jg".

capital
accounts

1698
1899

50
50

1900
1901
1902
1903
1904

7
5
3
4
9

50
50
50
50
50

1905
1906
1907
1906
1909

9
60
55
58
60

1910
1911
1912
1913
1914

59
62
62
62
57

1915
1916
1917
1918
1919

47
36
53
53
55

1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

40
100
64

Total
Mtimes
and capital
accounts

other

Coital
0
11)1131

M.,h
N""**
J*
oamts

75
126

1
1

2
3
3
5
8

170
227
267
294
373

1
1
1
1
1

50
100
100
100
100

12
64
57
115
113

354
1055
1.520
1.237
1*121

1
2
2
2
2

100
100
100
100
100

54
67
80
90
108

1*610
1*602
1*120
1*371
1*372

2
2
2
2
2

1
12
12
241
10

125
125
125
125
125

90
109
127
109
117

1*621
2*031
2*232
2*311
2455

3
3
3
3
3

57
50
44
62
50

12

125
100
150
150
150

119
115
135
127
138

2*360
1*996
2*169
2*686
2*957

3
2
3
3
3

50
55
59
60
58

1
1
3
4
8

200
200
200
275
275

156
166
193
224
250

3*603
3*971
4*841
5*146
5*313

4
4
4
4
4

91
113
112
175
175

1
2

275
275
275
275
313

268
261
305
283
281

5*336
5*012
4*833
4*708
5*144

4
4
4
4
4

275
275
275
275
275

241
297
364
429
532

5*088
6*421
7*100
7*564
6*579

4
4
4
4
4

593
674
722
735
875

8*843
10*441
11.933
20*207
26*034

4
4
4
4
4

2
17
9
1

50
2
5
15
6

1940
1941
1942
1943
1944

6
2

300
300
300
300
300

1945
1946
1947
1946
1949

2
3
4
16
1

350
400
400
400
400

1.017
1*054
1.266
1*437
1*622

27*690
25*987
26*671
29*956
33*327

4
4
4
4
4

1950
1951
1952
1953
1954

1
59
133
178
212

525
825
1*225
1*225
1*478

1*731
2*259
2*307
2*774
2*926

41*807
66*772
85*876
92*729
101*085

4
5
5
5
6

1955

405

1*578

3*292

110*860

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

8
7

1178

Alaska

Territorial Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1897-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

SL

Collateral

1897
1898
1899

60
83
76

4
5
5

1900
1901
1902
1903
1904

250
358
274
280
297

1905
1906
1907
1908
1909

Year

All
other

SiJ^

Collateral

All
other

I
2
1

55
76
70

16
24
18
19
19

5
7
5
5
6

229
327
251
256
272

1920
1921
1922
1923
1924

3*562
3*651
3*101
3*188
3*316

842

419

805
897
791
800

417
290
241
173

2.301
2*429
1*914
2*156
2*343

1*558
1*629
1*790
2t098
2*743

103
108
118
138
181

30
31
34
40
52

1*425
1*490
1*638
1*920
2*510

1925
1926
1927
1928
1929

3 284
3*496
3*652
3.743
3.921

882
871
849
951
888

221
309
441
486
200

2*181
2*316
2*362
2*306
2*833

1910
1911
1912
1913
1914

3f564
2.766
1*90 7
2.175
2096

235
6
65
74
442

68
19
190
217
249

3*261
2*741
1*652
1.884
1*405

1930
1931
1932
1933
1934

3*864
3*309
2*872
2*667
2*691

942
884
873
747
783

127
82
37
51
32

2*795
2*343
1*962
1*869
1*876

1915
1916
1917
1918
1919

2*078
2*653
3*311
3*633
3*607

457
825
967
995
920

260
618
415
604
519

1*361
1*210
1*929
2t034
2*168

1935
1936
1937
1938

2.937
3*179
3*298
3.708

817
698
1*061
1*051

47
39
28
30

2*073
2*242
2*209
2*627

Loans'
Year
Total

Commercial,
industrial,
and

agricultural

For purchasing or
carrying securities
To brokers
and

dealers

Real estate
On

To

On

others

farm land

residential
property

1939

Other

Other
loans

All

to

other

individuals
259

1940
1941
1942
1943
1944

4*360
5*406
4*743
3*725
3*766

2*756
3*416
3*004
2*359
2*366

1945
1946
1947
1948
1949

4*789
7*323
10*001
10*911
12*688

2*567
4.414
6*415
6.715
7.869

1950
1951
1952
1953
1954

14*889
13*656
15.702
16*225
15*276

7.924
8*128
9*058
9.331
8*390

1955

14*352

4*463

7
8
7
6
6

1.046
1.299
1*134

10
13
20
667
11

1*536
1*938
2*634
2*795
3*374

9
3

19
7
3
2
102

4*162
3*913
4*027
4*764
4*469

32

87

4*109

2*306

1
5

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

891
900

304
378
329
256
261

132
134

247
305
269
79
79

144
246

86
147
61
25

1*340

91

2*343
1*446
2*287
2*059
2*163

588
170
289
281
446

9
7
96
17
5

3*420

269

446
562
871
709

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Alaska

1179

Table 3Territorial Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

Cash assets

Obligations
of States
and political
subdivisions

Bankers'
balances
(including
reserves)

Other
assets

" Total
assets

Cash items
in process
of collection

Currency
and
coin

1B1
249
226

7
10
9

143
196
178

31
43
39

45
62
56

287
395
359

748
1*064
817
837
886

29
42
32
33
29

590
842
645
660
596

129
160
140
144
261

185
264
203
207
220

1*185
1*694
1*300
1.327
1*407

205
214
234
304
359

2*558
2*676
2*939
4.302
4*499

72
59
47
47
21

1*422
1*175
946
886
402

1*064
1*442
1*946
3*369
4*076

400
419
460
1*035
706

4*764
4*983
5473
7.803
6*365

19
2
1
61
132

344
69
120
315
937

3*496
1*659
1*010
1*106
819

979
749
487
481
173

6*405
5.245
3.529
4*138
4.294

U.S.
Government
obligations

Total

1897
1896
1899

1
1
1

1
1
1

1900
1901
1902
1903
1904

2
8
6
3
4

2
3
6
3
3

1905
1906
1907
1906
1909

246
259
284
366
435

43
45
50
64
76

Other
securities

Total

1910
1911
1912
1913
1914

137

25

75

37

3*861
1*730
1*131
1*462
1*848

1915
1916
1917
1918
1919

237
346
1142
* 102
t576

26
26
293
322
517

53
127
318
355
351

156
193
531
425
708

1*881
2*668
2*703
2*001
1.816

24
46
65
94
67

636
1.126
1*018
798
663

1*221
1*494
1*620
1*109
886

60
102
253
410
393

4*256
5*769
7*409
7*146
7.392

1920
1921
1922
1923
1924

603
605
541
885
089

583
622
548
641
843

316
283
368
486
366

704
700
625
758
680

2*211
1*871
I f 620
1*832
1.980

170
26
74
56
38

753
651
644
674
739

1*286
1*194
902
102
203

346
471
402
418
381

7.722
7.596
6*664
7.323
7.766

1925
1926
1927
1926
1929

2*414
2773
3*230
3*009
3*156

877
974
679
569
566

522
428
483
458
503

1*015
1*371
2*068
1*982
2*087

1*913
1*934
1.738
1*942
2*030

52
52
74
36
46

644
648
562
677
783

217
*234
102
227
201

339
346
320
293
356

7.950
8*551
8.940
6*967
9*463

1930
1931
1932
1933
1934

3*108
3*118
2*990
2*905
3*196

553
545
675
695
1*006

471
451
420
389
376

2*084
2*122
1*895
1*821
1*814

1*896
1*670
1*424
1*445
1*836

51
44
23
17
27

646
672
503
554
624

1*199
954
898
874
1*185

305
338
271
270
292

9.173
6*435
7*557
7.267
8*015

1935
1936
1937
1936
1939

3*166
3*276
3*653
3*797
3*546

987
024
363
372
408

339
346
347
371

1*860
1*906
1*943
2054
2*136

2*315
2*561
2*718
2*437
2.503

29
33
34
32

735
725
656
723
690

1*551
1*803
1*828
1*682
1*813

302
318
319
319
390

8*740
9.334
9*988
10*261
10*373

1940
1941
1942
1943
1944

3*143
3*592
5*301
12*672
16*797

385
931
735
11*252
14*903

1*758
1*661
1*566
1*620
1*894

3.2*6
5*450
9*245
11*571
10*323

752
1*112
3.025
3*647
2*976

2*504
4*338
6*220
7*924
7.345

486
S99
568
401
348

11*245
15*047
19*857
28*569
31.234

1945
1946
1947
1948
1949

18*556
17*892
15*371
15*292
16*114

17*283
16*448
14*268
13*691
14*324

502

171

771
1*444
1*103
1*601
1*619

8.370
8.966
8.827
10*410
10*123

624
496
645

2*077
2.370
2*389
2*734
2*682

6*293
6*616
5*814
7.180
6*796

675
382
416
577
577

32*390
34.563
34.615
37*190
39*502

1950
1951
1952
1953
1954

17*670
14*296
18*991
21*473
21*029

15*769
12*260
16*484
16*273
17*116

101
19
870
1*024
986

1*600
2*017
1*637
' 2*176
2*927

10.579
10.060
12*245
11*259
10*256

826
676
528
566
507

2*626
2*257
2.458
2*402
2095

7*127
7*145
9*259
8*291
7*654

776
1*379
696
876
814

43*914
39*413
47*634
49*833
47.375

1955

22*111

16*323

1*420

2*368

6*041

716

1*824

5*501

854

45*358

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1180

Alaska

Territorial Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

****

GoJnLt

Other
time

Other
demand

1897
1898
1899

236
324
295

8
11
10

228
313
285

1900
1901
1902
1903
1904

973
1,391
1*0 68
1.0 88
1.155

32
46
35
36
38

941
1*345
1,033
1,052
1,117

1905
1906
1907
1908
1909

4,017
4,202
4*615
6*5 73
7,073

145
152
166
237
256

3*786
3*962
4*352
6*198
6,671

64
88
97
138
146

1910
1911
1912
1913
1914

6*856
3,890
2,370
3,1 26
3,431

247
4
106
395
415

6,465
3,667
2*222
2.137
2,313

144
19
42
594
703

1915
1916
1917
1916
1919

3,397
,910
,534
,000
.184

99
137
204
245
348

2,354
3*339
4*689
4*131
4*183

1*434
1*641
1*624
1*653

1920
1921
1922
1923
1924

,663
,326
,544
.276
.714

122
191
246
118
98

4,427
3*497
2*884
3*285
3*414

2*114
2*638
2*414
2*873
3*202

1925
1926
1927
1928
1929

7,019
7*553
7.798
7*702
8,226

89
87
29
62
110

10
15

3.473
3.742
4,062
3*788
4,073

3457
3*724
3*697
3.837
4*043

1930
1931
1932
1933
1934

7,744
7,106
6,2 90
.958
,768

113
115
71
64
139

15
87
90
115

3,512
3,050
2,366
2*179
2*675

4*119
3*926
3*766
3*625
3*639

1935
1936
1937
1938
1939

,464
.006
,7 11
,927
,024

280
331
298
228
213

135
103
110
103
32

3,640
3.563
4,083
4,217
4,254

3,409
4,009
4*220
4*379
4*525

1940
1941
1942
1943
1944

9,796
13,486
18,209
2 6 , 7 41
29,243

432
589
595
816
780

122
117
1*436
4*411
32

4*646
7,052
10,690
15,172
20*667

4*596
5*726
5*466
6,342
7.764

1945
1946
1947
1948
1949

30,232
32*0 97
31.860
34.0 91
36.165

681
733
565
630
608

423
431
259
251
1,019

20,142
20,745
20*144
22,610
23,839

8*986
10,186
10*692
10*600
10*699

1950
1951
1952
1953
1954

40,347
36,248
44,732
46,5 51
44,071

970
1,138
1*018
927
789

1*639
3*555
4.912
6*194
6.525

26*009
22,769
27,544
28,768
27,103

11*729
8*766
11*258
10*662
9*654

455

6*132

22*907

12*300

944

Alaska

1181

Table 3Territorial Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1897-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Other
liabilities

Amounts in thousands of dollars]


Total
liabilities
and capital
accounts

Surplus and
other
capital
accounts

Capital

1897
1898
1699

11
16
14

40
55
50

1900
1901
1902
1903
1904

47
67
51
53
56

165
225
175
165
165

1905
1906
1907
1906
1909

8
8
9

Number
of

banks

287
395
359

1
2
1

11
6
1
11

1*185
1*694
1>300
1*327
1*407

4
4
3
4
4

600
645
695
1.075
1*114

139
126
154
155
187

4*764
4*983
5*473
7*803
8*385

9
9
10
14
13

1*241
1*166
880
823
675

308
189
249
189
188

8*405
5*245
3*529
4*136
4*294

16
15
IS
14
15

610
560
615
696
745

249
299
260
374
353

4,256
5.769
7*409
7*146
7*392

13
14
13
14
13

655
655
655
630
605

314
373
375
417
416

7*722
7*598
6*664
7*323
7*766

12
12
12
12
11

630
640
640
640
640

288
340
492
542
597

7*950
8*551
8*940
8*987
9*463

10
10
10
10
10

640
640
615
615
615

661
649
592
602
595

9*173
8*435
7*557
7*287
8*015

10
10
10
9
9

615
565
565
525
525

661
763
712
737
824

8*740
9*334
9*988
10*261
10*373

9
9
9
9
10

5
16

610
665
672
685
685

839
876
976
1*138
1*290

11*245
15*047
19*857
28*569
31*234

12
13
13
13
13

23
8
25
18
30

685
745
745
775
775

1*450
1*733
1*960
2*306
2*532

32*390
34*583
34*615
37*190
39*502

13
14
14
15
15

1950
1951
1952
1953
1954

130
66
60
37
92

940
830
995
1*195
1*057

2*497
2*269
1*827
2*050
2*155

43*914
39*413
47*634
49*633
47,375

16
16
14
14
13

1955

122

1*122

2*320

45*358

12

11

1910
1911
1912
1913
1914
1915
1916
1917
1916
1919

30

76
110

1920
1921
1922
1923
1924

90
244
80

10

23

1925
1926
1927
1928
1929

6
6

7
12
10
14

1930
1931
1932
1933
1934
1935
1936
1937
1938
1939

89

128
40
60
112
37

1940
1941
1942
1943
1944
1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

67

1182

American Samoa

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1926-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans

Year

Year

Total

Collateral

R^i
SSL

Total

1926
1927
1928
1929

11
14
17
15

11
14
17
15

1930
.1931
1932

14
13
10

14
13
10

All
other

C UateraI

1933
1934

14
14

14
14

1935
1936
1937
1938

13
15
22
28

13
15
22
28

Loans1
Commercial,

Year
Total

and '
agricultural

For purchasing or
carrying securities
To brokers
^

_
^

Real estate
c
j
farm ,land

^^

On
residential
property

Other

to
individuals

other

1939

43

32

1940
1941
1942
1943
1944

39
40
38

12
24
23

22
16
15

14
3

14
3

1945
1946
1947
1948
1949

2
21
11
14
15

2
21
11
14
15

1950
1951
1952
1953
1954

25
36
52
50
47

25
36
52
50
47

1955

60

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

51

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

American Samoa

1183

Table 1 All Banks

ASSETS, LIABILITIES. AND NUMBER, 1926-1955Continued


[Figures as of June 30 or nearest available dale; partly estimated. Amounts in thousands of dollars]
Investrrients
Year

u. S.
Government

Total

1926
1927
1926
1929

5
16
26
23

5
16
26
23

1930
1931
1932
1933
1934

30
30
71
86
90

20
22
51
62
65

1935
1936
1937
1938
1939

86
99
94
94
94

65
45
45
45
45

1940
1941
1942
1943
1944

91
86
491
690
807

45
45
485
684
602

1945
1946
1947
1948
1949

1*134
1*136
1*237
1*230
1*226

1*129
1*131
1*232
1*230
1*226

1950
1951
1952
1953
1954

1*119
1*068
1*066
916
916

1955

963

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Cash assets

nbfXliT

3S

Oth.r
J2SL

Tl

Caah items

Currency

" <"=> * <

Bankers'
balances
ncluding
eserves)

Other
assets

Total
assets

76
52
27
13

24
22
20
14

52
30
7
4

16
33
53

92
98
103
109

8
20
24
25

45
116
75
34
38

18
102
66
30
33

27
14
9
4
5

40
7
12
107
4

129
166
168
241
146

21
54
49
49
49

64
63
60
67
40

56
55
53
59
9

8
8
7
8
31

12
2
13
17
12

175
179
189
206
189

46
32
6
6
5

42
158
456
547
950

11
60
174
208
299

31
98
282
339
651

11
26
8
3
3

183
310
993
1,254
1,763

5
5
5

663
444
533
318
252

13

104
74
98
61
88

559
370
435
257
151

5
7
6
8
10

1,804
1*608
1,787
1,570
1*503

1*119
1*068
1*068
916
916

325
194
203
171
425

1
2
1
2
3

74
28
83
95
68

250
164
119
74
354

10
12
9
9
10

1,479
1,310
1,332
1,146
1*398

963

625

30

592

16

1*664

10

1184

American Samoa

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1926-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

U. S.
Government

Interbank

1926
1927
1928
1929

62
85
88
94

1930
1931
1932
1933
1934

115
149
123
104
112

1935
1936
1937
1938
1939

137
145
154
175
157

1940
1941
1942
1943
1944

147
271
927
1.189
1,687

1945
1946
1947
1948
1949

1*714
1*504
1*659
1*442
1*370

16
5
10
15
29

1950
1951
1952
1953
1954

1*340
1*166
1*185
987
1*235

37
10
28
10
34

1*491

Other
demand

Other
time
45
47

37
38

46
36

40
56

41
64
53
45
46

74
84
69
56
63

59
62
66
75
60

77
82
67
99
97

52
151
516
662
794

95
120
411
527
693

163
174
265

635
646
911
793
686

863
853
575
460
390

295
221
264
281
202

641
575
443
287
558

367
360
450
409
441

1
1

American Samoa

1185

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1926-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

^.

Surplus and
thef
capital
accounts

Canital
^P1131

u g

1926
1927
1928
1929

1
2
3

1930
1931
1932
1933
1934

3
7
19
94
3

1935
1936
1937
1936
1939
1940
1941
1942
1943
1944

Total
liabilitieS

and capital
accounts
10
12
13
12

Number
of
-V

92
9d
103
109

11

129

15
25
25

10
11
18
6

166
168
241
146

8
3
5

25
25
25
25
25

5
6
5
6
7

175
179
189
206
189

1
2
17

25
25
25
25
25

10
12
24
40
50

163
310
993
1.254
1763

1
1
1
1
1

2
1

40
50
50
50
50

50
52
76
77
83

1*804
1*608
1.787
1.570
1.503

1
1
1
;
1

1950
1951
1952
1953
1954

4
2
1

50
50
50
50
50

89
90
95
108
113

' 1.479
1*310
1.332
1*146
1*398

1
1
1
1
1

1955

100

67

1.664

1945
1946
1947
1948
1949

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1
2

1186

Hawaii

All Banks -Table 1

ASSETS, LIABILITIES, AND NUMBER, 1900-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year
Total

Real
estate

Collateral

1900
1901
1902
1903
1904

2.966

6*760

1.040
It 142
1 044

1905
1906
1907
1908
1909

7i002
6*804

1.563
1.492

7,147

7,677
8.595

735
970

1*024

1910
1911
1912
1913
191*

9*570
9t810
Ili509
12.929
12.559

1915
1916
1917
1918
1919

14.421
17987
20.903
21.962
24.956

3.918

6.208
5.018

All
other

Year
Total

Real
estate

Collateral

All
other

1.166
1*235
2.232
2*030
2.247

1.465
2*097
2.936
1*846
3.469

1920
1921
1922
1923
1924

36*246
37*765
32*986
38.876
43.891

5,140
4,208
6*921
6,526
8.075

16*751
21.497
15.185
11*200
12,790

14*355
12*060
10*880
21,150
23*026

3*776
2*691
2*436
2*828
2.381

1*643
2*621
3*976
3.879
5.190

1925
1926
1927
1928
1929

46,059
51,864
56,384
60*691
71*289

15.460
16.575
12,631
13,687
22,806

21*990
24*068
18,826
19*857
26*961

8,609
11*241
24*927
27,147
21*500

1.254
1.672
1924

3.381
3*382
7.195
7.250
6*554

5,237
5*565
3*060
4,007
4.081

1930
1931
1932
1933
1934

69*378
68*266
65,293
57*921
48,547

22*163
22*759
22*948
23,473
20*003

26*912
26,037
24,478
20*411
16*157

20,303
19*470
17*667
14.037
10*387

2.328
1.929
3.209
3t562
3.627

7.132
6*478
12.919
11*003
10*868

4.961
9.580
4.775
7.397
10*461

1935
1936
1937
1938

43*614
39.506
40*601
43*967

17,386
15,523
15*155
15*840

16*632
14*594
15.192
16*016

9*594
9*389
10*254
12*109

335
586

952
863

Loans'
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

To
others

49,163

On
residential
property

On
farmland

Other

Other
loans
to
individuals

All
other

128

92

17.321

1*102

17*009

1940
1941
1942
1943
1944

52,854
55.838
47.950
37.525
38,154

15.525
16,907
14,032
11.130
13.778

42
106
65
47
42

100
155
300
377
609

230
347
562
719
934

19,602
20.748
17,320
13,630
11,331

,319
.586
,020
.327
.672

16*036
15*989
13*651
6*623
6*165

1945
1946
1947
1948
1949

46*019
66*332
102*424
138,926
150.252

18,985
31iX89
50*314
55.772
48.926

583
40
66

995
1,954
9,810

1*224

11*165
12,929
17*228
33*022
54.712

2*341
3*345
5,950
9,837
10,949

9*804
10*144
12*354

5*296
7.907
5*444
5*036
2*299

1950
1951
1952
1953
1954

155.149
189.699
197.676
183*256
184.070

44,884
49*809
46,695
38*045
35.268

11*196
12*250
13,449
11,663
17,593

12.366
13.873
16.851
16.490
19.719

3*490
4*602
3*669
5*395
2*954

1955

194.419

36.452

19,878

25*1)2

3*378

19.429
19,118

1.894

17
15
34

17*968
20.795
21*412
20.906
21.286

2.622
2.047
1.899
836

63.945
85.7^8
93.736
92*294
86.876

19

21*532

807

87.885

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1.769

3.808
5.684
1.306

3,472
3*603
5,408
7,199

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Hawaii

1187

Table /All Banks

ASSETS, LIABILITIES, AND NUMBER, 1900-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Investments

Year

U.S.
Government
obligations

Total

Cash assets

Obligations
of States
and political
subdivisions

1900
1901
1902
1903
1904

90
476
657
525

13
39

1.279

7
155
267
191
486

1905
1906
1907
1908
1909

1*361
2*253
2*059
2.524
2*736

480
601
601
328
328

1910
1911
1912
1913
1914

4*118
4.112
3.806
4.249
4*128

1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

70
282
390
322
793

1,465
1.391
1.781
2.401
1*746

32
61
102
63
185

1*209
996
1*260
1*715
1.399

224
334
419
623
162

275
35
109
296
296

4*796
5,820
8,755
8*242
10*081

26
65
92
308
289

855
1.587
1.366
1.886
2.121

2*312
2*373
1*911
2*654
2.896

66
64
146
208
63

1*615
1.800
1.426
2*141
2*509

611
469
337
505
304

476
426
496
139
690

11.151
11*856
11*613
13*194
15*119

530
530
542
542
553

478
289
449
10
162

3*110
3.293
2*815
3*697
3*413

4,602
4,087
7*037
4*882
5*805

74
153
533
247
342

2*920
2*597
3.472
3.275
3.015

1*608
1*337
3*032
1*360
2,448

772
911
968
1,266
1*201

19,062
18,920
23*320
23*326
23,693

5*243
6*296
6*774
7*669
8*825

552
552
626
1*686
2*932

772
984
1.174
1*651
1.592

3.919
4*762
4.974
4.530
4.301

7*868
7,831
9.452
11.446
14*210

415
392
939
729
544

3.103
3.491
3.837
4*012
4*508

4,350
3,948
4,676
6,705
9,156

1,118
1,682
1,664
2*609
2*715

28.650
33*798
38.793
43,886
50,706

8*728
11.746
13.658
15.040
It. 112

2*747
3.392
4*947
4,504
4.679

2.167
3*324
2,391
1,970
2*464

3.614
5.030
6*320
8*566
9.969

21.277
13*043
11*861
12,876
16,435

1*935
974
1*538
1*432
1,126

6.696
4.506
4.014
3*806
4*059

12*646
7*563
6*309
7*636
11.250

2*967
3.783
3.704
4.787
7*240

69,218
66,337
62*209
71,579
64,678

17*274
17.762
22*938
25.291
24*863

5*652
5,604
4*443
4,145
2,654

2*594
2*631
3*425
5*811
6*406

9,028
9*527
15*070
15.335
15*803

15*566
15*632
16,144
16*907
17.215

1.269
1,760
2.042
403
1*729

4,410
3*464
3*566
4.751
4*817

9*909
10.408
10,516
11,753
10,669

7.494
9.307
10.177
12.373
9.319

86*415
94,585
105*643
115.262
122*666

1930
1931
1932
1933
1934

28.573
30.872
28.170
28,903
33,957

6,496
6*860
4*621
6*579
13*163

8*924
7*325
7*402
7*776
7*310

13*153
16*667
16*147
14*548
13*464

19*153
20*376
15*644
17.540
17.763

1.398
999
646
666
553

4,895
4,746
4,353
4,919
4*947

12,860
14*633
10*645
11*955
12*263

4.699
5.415
4.926
5.977
6.101

122,003
124.931
114*035
110,341
106,368

1935
1936
1937
1938
1939

39,848
48.635
54*075
56.927
54*127

18*644
24*751
29,027
33*526
34*897

7*654
9*192
8*837
9.302
9.322

13*550
14*692
16,211
14*097
9*908

22*012
26.512
29 .009
26*734
26*269

795
1.584
631
996
2*352

5*524
5,990
7,519
7,218
7,528

15,693
18*938
20,659
18*520
18*389

7.210
7.327
6,674
6,586
5,340

112*684
121,960
130,359
134,214
136,899

1940
1941
1942
1943
1944

53*122
70*436
96.672
193.557
282.829

35*605
46*022
74,341
171,451
262.666

9.802
14*019
14*322
13*642
11*575

7,715
8.395
8*009
8*464
8*586

37..6S4
48 (.731
69*549
1031:982
90,123

1.764
2.537
4.376
7.633
8.654

10,233
15*759
22*472
19*567
25,936

25.857
30*435
42*701
76*582
55*533

5,196
5,481
13.605
5.143
24.006

149*026
180,486
227,776
340,207
435,112

1945
1946
1947
1948
1949

380.572
376*177
286*659
231.274
189.597

361*413
359*409
269.741
210*936
169*341

11*610
9*809
11*062
12*399
12*171

7*549
6*959
7*656
7*939
8*085

100*315
95i>276
96.930
82*790
83*866

10.130
9,893
13.873
8*281
8.778

29,355
24,640
33*508
28*131
26,142

60*830
60*743
49*549
46*378
48*946

5*346
5,152
5.205
6*373
6.777

532,252
542.937
493,216
459,363
430,492

1950
1951
1952
1953
1954

175.217
135*254
137.703
150.493
163,843

154.751
109.407
113*281
122*738
125,712

14*141
19*528
18*711
18*240
21.783

6*325
6.319
5*711
9,515
16*346

80.485
79.443
82.496
84*321
84.395

7*666
10,399
16.988
13*931
16*780

24.137
25*944
21*764
22,649
20,663

46*682
43,100
43*744
47,541
46*932

7,171
7,537
8,028
8*378
9*534

418.022
411.933
425,903
431,448
441,842

121,159

23.453

7.106

82.701

17.983

20.910

43*808

10*101

438*941

1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

12

1188

Hawaii

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

Interbank

Total
1900
1901
1902
1903

3*416
3*617
5.588
5.685
6*399

1905
1906
1907
1908
1909

7.274

320
183

U.S.
Government

Other
demand

Other
time

503
128
916

120
209
758
227

1.625
1.964
2.758
2.833
2.969

1*471
1*350
2*118
1.966
2.267

7.739
8*998
10.422

303
290
267
102
130

198
330
422
334
332

3*796
4.173
3.975
4*797
5*528

2*977
3*228
3*075
3*765
4*432

1910
1911
1912
1913
1914

14*962
14*048
16*407
17.929
17*552

166
169
806
644
768

659
374
526
420
572

7,618
9*099
10.276
9.897
8.701

6*297
4*406
6*797
6*968
7*491

1915
1916
1917
1916
1919

22.238
27.232
30.475
33*595
39.735

942
220
229

454
593

1*531

1*839
1*600

11.264
14*547
16*674
17.570
22.273

9*576
11.872
13*572
12.655
15*404

1920
1921
1922
1923
1924

57,970
53,781
46.710
57*032
65,930

1*637

,798
338
154
266
.376

33.763
29*344
25*633
26*480
34.703

22.024
21.359
21.320
26.629
28*214

1925
1926
1927
1926
1929

67.496
74*385
82.819
90*065
92.723

1,598
1*292
1*619
1,957
4*313

455
433
1.514
1*543
2.165

31*439
37*972
42*338
45*620
41.036

33.004
33*668
37.348
40*945
45*209

1930
1931
1932
1933
1934

91.483
94.969
64.605
83*441
81.118

2*020
1*690
1*447
2*117
1*737

1.278
1*063
1*091
1.427
2*008

40*526
41*612
36*449
34*130
30*123

47.659
50.404
43*618
45*767
47.250

1935
1936
1937
1936
1939

90*988
101*154
109.274
112*440
115*386

1*534
1*346
1*516
2*017
2*355

2*012
1*905
1*948
2*269
2*277

36*553
42*039
46*914
46*926
48*271

50.869
55*864
58*896
61*228
62*483

1940
1941
1942
1943
1944

127*055
157.502
205*422
317,021
410*331

2*261
3*847
1,923
1*817
1,976

4*239
6*205
27*825
58*913
93*291

53*064
69*463
103*051
138*708
155,906

67*451
75*987
72*623
117.583
159*156

1945
1946
1947
1948
1949

504.541
513.591
462.190
428.230
398*443

2*305
1*519
2,715
2*263
2*167

97*825
75*572
55*012
39*478
33.929

192*035
191.720
158*170
162*337
154*670

212*376
244*780
246.293
224.152
207.677

1950
1951
1952
1953
1954

384*964
376.946
389,151
392.718
400.719

2*208
1,712
3*690
3*437
3*904

32*828
35.140
36*150
37.185
33*251

151*434
156.563
168.062
166*061
170.689

198*494
181.511
181.049
184*015
192*945

1955

395.613

4*239

34*229

172.666

1904

8.021

458
385

1.740
603
655

Hawaii

1189

Table 7All Banks

[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

-.
. ...

13

Total
liabilities
and capital
accounts

Number
of
banks

54
100
174
123

1*241
1*850
2,675
2,213
2*675

126
250
337
130
399

4,796
5,820
8,755
8*242
10,081

4
5
7

240

49
55
40
245

170
10
20

248
254
279
261
269

161
246
438
26
375

2*878
2.766
2*406
3*040
3*065

590
569
581
859
968

11,151
11,856
11,613
13,194
15*119

9
9
10
13
14

36
85
203

286
272
306
306
516

403

2*643
3*262
3*093
3*614
3,655

1,124
1,251
1*309
1,477
1,566

19,062
18,920
23,320
23,326
23,693

14
14
13
13
16

1
1
115
126

516
496
475
464
450

&67
761
1,768
2,405
2,333

3*775
3,575
3,905
4,560
4.910

1*554
1,733
2*169
2,747
3,152

28*650
33.798
38,793
43*866
50*706

16
18
16
19
20

1920
1921
1922
1923
1924

303
295
1*062
360
200

468
443
439
450
450

1*590
2,279
2,616
2,915
4*596

5,171
5,381
5,221
6,171
7,806

3*716
4.158
4.161
4.651
5.694

69*218
66*337
62*209
71*579
64*678

20
20
18
20
22

1925
1926
1927
1926
1929

198
139
327
516
2*752

450
438
442
433
450

4,360
4*462
5,950
7,367
6*139

8*006
6*246
8*338
8*340
10*284

5,905
6*913
7,767
8,541
10,336

86*415
94,585
105*643
115*262
122*666

23
23
23
23
23

1930
1931
1932
1933
1934

2*478
1*834
2*325
1*154
1,452

3*150
3,150
3*150
3,150
3*328

2*534
1,865
1*220
1,101
632

11*312
11*711
12*122
12*122
10*305

11*046
11*382
10*613
9,373
9.333

122,003
124,931
114*035
110,341
106*368

20
19
19
19
14

1935
1936
1937
1938
1939

528
144
25
13
56

765
971
922
1*437
609

10,545
9*839
9,470
9,270
9*280

9.858
9.872
10*668
11,054
11,566

112*684
121,980
130*359
134*214
136*899

15
14
13
12
12

1940
1941
1942
1943
1944

5
60
7

504
421
526
646
843

9*290
9*405
8,770
8,840
8,840

12,172
13*096
13,051
13,700
15,096

149*026
180*486
227,776
340,207
435,112

12
12
9
9
9

1,453
1,166
1*734
1*260
1*098

9*490
11,240
11*237
11*237
11*267

16.768
16*940
18*047
18,586
19*684

532*252
542.937
493*218
459*363
430,492

9
9
9
9
9

1,229
2.077
2*126
2.555
2*559

11.267
11*327
11.327
11,727
12,299

20*552
21*474
23*054
24*332
26*095

416,022
411,933
425,903
431,448
441*842

9
9
9
9
10

12*299

27*404

1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1913
1916
1917
1918
1919

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

11
2
2

10
50
10
109
245
116
100

6
7

1190

Hawaii

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1901-1955


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total

-..

All
other

Collateral

171

All
other

22
41
64
102
98
323
359
352
332

1*458
1.079
1*101
1.413
1*854
2*001
2*241
2*633
2*818
2.321

1*407
1*631

282
239
534
322
328

3.036
2*732
1*428
1.T90
2*412
2*659
3*323
3*651
4*040
3*744

878
977
1*202
1*414
1*402

304
328
406
394
335

1930
1931
1932
1933
1934

20*658
21*024
19*397
16*770
15*937

5*247
4*636
4.691
4*280
4*236

10*542
11*671
10*160
8*926
8*670

4*869
4.517
4.546
3*562
2*831

1*218
1*401
1*300
1*578
1*884

401
613
566
874
624

1935
1936
1937
1938

14.109
12*989
13.793
15.074

3*483
3.226
3.517
4*402

8,083
6.759
7.401
7.039

2*543
3*004
2*875
3*633

947
866
1*077
1*210

35
44
49
49

474
597
667
665

438
227
361
496

1905
1906
1907
1908
1909

911
867
1.343
1.066
1.009

43
43
56
51
47

586
585
753
693
634

1910
1911
1912
1913
1914

1*225
1.335
1*612
1*813
1.757

43
30
4
5
20

1915
1916
1917
1918
1919

1*642
2*032
1.878
2.467
2.518

23
18
12
15
10

Total

Real
estate

49201921
1922
1923
1924
1925
1926
1927
1928
1929

1902
1903
1904

1901

Year

286
313
456
560
759
659
870

1*091

Loans1
Commercial ,

Year
Total

and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate

1939

17*312

4*072

1940
1941
1942
1943
1944

19*456
21*653
16*945
14*657
14*215

5*138
6.513
4*453
3.367
4*532

1945
1946
1947
1946
19*9

17*594
25*193
39*212
52*327
64*402

7.148
12.191
19.599
22*941
20*462

1950
1951
1952
1953
1954

71*307
88*299
94.144
92*727
85*541

19.813
22*924
22*897
21*421
18*800

17

1955

89*041

16*665

On
farm land

to
individuals

Other

other

5*418

678

219
329
262
243
291

6*656
7.447
6*901
5*588
4*401

895
928
1.241
502
746

6*068
6*660
6*958

275
293
1*204
738
617

3*915
4*394
5*439
10.713
23*725

1*119
1*577
2*979
4*220
4*785

1*435
1*760
2*414
4*860
5*520

3*158
4*978
1*468
2*195
2*115

19

6*200
7.965
8*199
7.928
7.706

637
1*312
1*123
974
833

29*280
40*511
46*439
47*781
46.059 *

4*895
5*276
5*525
4.110
3.399

7*586
6*407
6.595
7.139
7.242

2*894
3*904
3*483
3*751
1*660

19

8*540

787

45*896

5*493

9*500

2*681

75

25

4
544
41

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
All

To
others

On
residential
property

6.548
6*611
6*086
4*953
4,245

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Hawaii

1191

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1901-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
Year

U.S.
Government
obligations

Total

1901
1902
1903
1904

155
267
197
492

155
267
191
486

1905
1906
1907
1908
1909

512
682
716
713
700

480
601
601
328
328

1910
1911
1912
1913
1914

991
937
969
992
983

1915
1916
1917
1918
1919

997

It 134
1*019
1>224
1*520

1920
1921
1922
1923
1924

Cash assets

Obligatioos
of States
and political
subdivisions

Other
securities

Total

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin
256
199
769
174

60
119
930
67

4
13
88
26

1,439
1.489
2*497
2,026

6
6

1*135
298

17
23
36
57

26
65
92
308
289

6
16
23
77
83

438
670
435
581
626

15
12
U
88
14

227
354
279
195
450

196
304
140
296
162

25
26
31
28
37

1.886
2*245
2*525
2*388
2.372

530
530
542
542
553

378
289
289
10
8

83
118
138
440
422

898
519

42
48
43
34
109

444
269
372
540
646

412
202
675
280
507

70
72
70
73
92

3*164
2,863
3*741
3*732
4,094

552
552
561
862

429
248
134
71
62

2i229
2i'001

72
98
41
105
102

661
712
545
628
453

777
830
394

1*052

16
334
324
291
406

91
96
72
321
299

4*240
4*902
3*949
6*241
6*338

1*632
2*148
3*127
3*329
3*323

1*153
1.734
2*400
2*498
2*263

406
414
524
432
725

2*035
I n 344
1310
1B633
1.726

266
93
148
184
206

666
534
537
433
518

1*101

203
399
335

614
102
108
126
228

7*317
6*326
5*973
6*676
7*689

1925
1926
1927
1928
1929

3*469
3674
3*527
4*239
3.520

1*952
2.134
2*031
1*455
1*426

1*131
697

220
181
692
83
721

627
661
653
692
878

1*142

1*653
1.397

li>989
li>466
2*691
1*634
2 159

859
560

312
580
725
276
268

8*429
9,045
10*594
10*189
9*691

1930
1931
1932
1933
1934

11*165
10*803
11*662
11.279
15.572

4*489
4.241
4.238
4.272
6*825

3*418
2*619
3*661
4*090
3*638

3*278
3*943
3*763
2.917
5.109

5*941
6*083
5182
7*749
6.969

1*980
1.576
1,675
1*875
2.123

2*698
3.820
2*937
5.294
4.394

1*006
1,176
1*299
2*326
2*436

38.790
39,086
37,540
36.126
40*914

1935
1936
1937
193$
1939

16.395
21.114
22.600
24*170
22*177

8*091
11*020
11*311
13*650
14.695

3*028
3*349
3*446
2.799
2.885

5.276
6.745
7.843
7,721
4*597

8.643
9613
9.467
9.557
10.216

1*431

2.367
2*585
3*076
2*941
2*995

5.575
5*782
5*834
5*964
5.790

2.598
2.420
2*417
2.461
1.686

41.745
46*136
46*277
51*262
51*391

1940
1941
1942
1943
1944

21*088
30.941
56*465
89*003
143*545

15*480
23*682
48*809
80*965
136*366

2*767
4*139
4.620
4*836
4*121

2*841
3.120
3.036
3.202
3*058

15*887
19*317
34.201
59*578
46.586

1*105
1*449
2*821
5*435
5*389

5*944
5.805
11.402
10,645
14.498

8*838
12*063
19.978
43*498
26*699

1*664
2*190
10.524
2*231
21*012

58*315
74*301
120*135
165*469
225*358

1945
1946
1947
1948
1949

195*014
192*915
145*950
131*020
102*136

188*417
186.691
140*121
124.941
94.982

4*081
3*592
3*090
3*548
4*227

2*516
2*632
2*739
2*531
2.927

56*491
43*991
43*119
39*542
39*648

6*560
5*329
7*039
4*352
5*000

17,412
15.446
19.979
13,272
13.365

32*499
23*216
16*101
21*918
21*283

2*587
2,708
2*823
3*209
3*098

271.686
264.807
231.104
226.098
209*264

1950
1951
1952
1953
1954

91.273
65*731
59*853
58*189
69.195

82.599
54.793
49*168
48*031
56.725

5.943
8.266
8*114
7*594
9*813

2*731
2*672
2*571
2.564
2*657

33*173
33*699
39*600
39*859
40*456

5*582
6*004
10*458
6*447
8*352

11*755
12*978
12*536
13*406
11*414

15*836
14*717
16*606
20*006
20*690

3*338
3.589
3.253
3,268
3,491

199.091
191.316
196*850
194*043
198*663

1955

63*628

55.727

10*342

2*559

40*483

9*572

11.623

19,288

3*688

201*840

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

333
341

976

1*004
916

73

541
536
580

1*090
854

1*262
1*510'
1*640
980

1.263
687
570
580
452
701

1.246
557
652

1*496
1*446
717
625

1*016
1*000

626

1.346

1192

Hawaii

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1901-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

1901
1902
1903
1904

U.S.
Government

Interbank

Total
853
857

1*784
913

1
1
1

Other

Other
time

120
209
756
227

606
536
852
569

124
109
174
116

1905
1906
1907
1908
1909

1*276
1*332
1*328
1*321

14
2
11

196
330
422
334
332

653
780
744
624
812

133
159
152
168
166

1910
1911
1912
1913
1914

2*065
1.739
2*548
2*493
2,586

107
36
162
196
84

659
374
528
420
572

1*098
1*027
1*504
1*469
1856

221
302
354
406
74

1915
1916
1917
1918
1919

2*695
3*248
2*522
4.470
4*650

87
45

454
593

364
94

.839
,600

1*660
2*420
2504
2,117
2*546

274
190
16
150
406

1920
1921
1922
1923
1924

5*510
4,718
4*409
5,237
5,872

160
408
314
493
879

.796
,336
.154
.268
1.376

3*302
2*641
2*616
3*067
3.202

230
331
325
409
415

1925
1926
1927
1928
1929

6*645
7*182
8.534
8*033
6*991

1,175
1,123
1*254
1,636

3*353
4*164
4*629
4*107
3*106

1*137

935

1*455
1*433
1*514
1*543
2*165

1930
1931
1932
1933
1934

29,508
29*911
26,416
28,915
32.386

867
738
572
412
407

1*278
1*063
1.091
1.427
2*008

12*666
13*335
12*918
11*746
13*060

14*495
I4t775
13*637
15*330
16*693

1935
1936
1937
1938
1939

36*302
40*347
42*434
44*662
44,609

508
625
827

2.012
1*905
1*946
2*269
2*277

15*015
16*476
18*409
19*920
19*686

16*767
21.341
21*250
21*511
21*544

1940
1941
1942
1943
1944

51,374
66,935
112.255
157.361
216*697

1*361
2*177
1*371

4*239
8*205
27*418
37*137
68*190

21*300
29*446
50*742
65*352
72*606

24*474
27*107
32*724
54*083
74*429

1945
1946
1947
1946
1949

261.226
254.104
220*085
214.938
197,151

1.074
1,798
1*160
1.097

62,604
42.243
23*072
35*718
27,564

96.057
92*066
75*176
70*167
69*266

101*493
118*627
120*039
107*673
99*224

1950
1951
1952
1953
1954

186*273
177,902
162,509
179*247
183*642

1.433
1.061
2.018
1.794
1*586

25*696
23.615
22*036
19*145
16*981

64*644
67*647
73*512
73*751
75.407

94*300
85.579
84*941
84*557
89*666

1*734

18.775

79*750

85,828

994

1*162
1*102

609

1.270
966

662
442
747
765

Hawaii

1193

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1901.1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

1901
1902
1903
1904
1905
1906
1907
1906
1909

Borrowings

Nati onal
bank

rwha*liabilities

no

49

Surplus and
other
capital
accounts

Capital

Amounts in thousands of dollars]

500

35

Total
liabilities
and capital
accounts

Number
of
banks

51
72
81

1.439
1*489
2*497
2*026

2
2
2

535
568
610
610
610

101
109
128
155
162

1*686
2*245
2*525
2*366
2*372

2
<t
4
4
4

610
610
610
610
635

203
242
277
323
357

3*164
2.863
3*741
3.732
4*094

4
4
4
4
5

635
635
550
650
650

394
418
393
422
479

4*240
4.902
3.949
6*241
6*336

5
5
2
3
3

550
556
525
590
667

7.317
6*326
5.973
6.878
7*689

240

55
40
245

1
76
22

525
525
525

170
10
10

246
254
279
261
269

16
16
6
24

1910
1911
1912
1913
1914

266
272
306
306
516

1915
1916
1917
1916
1919

516
496
475
464
450

1920
1921
1922
1923
1924

468
443
439
450
450

139
7
1
100

650
600
600
600
600

1925
1926
1927
1928
1929

450
438
442
433
450

11
16
117
140
145

600
600
600
600
600

723
809
901
983
1*105

8.429
9.045
10.594
10*169
9.691

3*150
3*150
3*150
3*150
3*328

233
233
214
321
110

3*150
3*150
3.150
3*150
3*350

2.749
2*642
2*608
2*590
1*736

38*790
39*086
37.540
36*126
40.914

1935
1936
1937
1936
1939

61
60
84
58
91

3*350
3*350
3,350
3*350
3*350

2*032
2.379
2.409
2.992
3*341

41,745
46*136
48.277
51.262
51,391

1940
1941
1942
1943
1944

82
169
265
242
337

3*350
3*350
3*350
3*350
3*350

3.509
3*847
4*265
4*496
4,974

58*315
74,301
120,135
165,469
225,358

1945
1946
1947
1946
1949

743
581
582
334
540

4*000
4*000
4*000
4*000
4*000

5,715
6,122
6.437
6.626
7.593

271,686
264,807
231*104
226*098
209,284

1
1

1950
1951
1952
1953
1954

598.
921
941
962
718

4*000
4*000
4.000
4*000
4*000

8*220
8*495
9.400
9.834
10.323

199,091
191,318
196,850
194,043
196*683

1
1
1
1
1

4.000

10.907

1930
1931
1932
1933
1934

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

400

105
9
235
109

3
.

2
2
2
2
2
2
2
2

1
1
1
1
1

1194

Hawaii

Territorial Commercial Banks Table 3

ASSETS, LIABILITIES, AND NUMBER, 1900-1955


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

1900
1901
1902
1903
1904

2t966
2i971
5.340
3.941
5*550

1905
1906
1907
1908
1909

6*091
5.937
5.804
6*611
7.586

1910
1911
1912
1913
1914

6*345
8*475
9*897
11.116
10*802

1915
1916
1917
1918
1919

12.779
15.955
19*025
19*495
22*438

Real
estate

All
other

Collateral

335

1*166

551
996

761

Year
Total

Real
estate

Collateral

All
other

1*635
1*363
1*582

1*465
1.659
2.709
1.485
2.973

1920
1921
1922
1923
1924

33*210
35.033
31*558
37*086
41*479

4*969
4.186
6*880
6*462
7*973

15*293
20*418
14,084
9.787
10*936

12*948
10*429
10.594
20.837
22.570

3.190
2106
1*683
2.135
1*747

1.361
2.382
3.442
3.557
4*862

1925
1926
1927
1928
1929

43*400
48.561
52*733
56*651
67.545

15*362
16*252
12.272
13.335
22,476

19*989
21*627
16,193
17*039
24*660

8.049
10.482
24*268
26*277
20*409

1*250
1.667
1*904

2*503
2*405
5*993
5*836
5.152

4,933
5,237
2*654
3*613
3*746

1930
1931
1932
1933
1934

48.720
47.242
45*696
41*151
32.610

16.916
17,923
18*257
19*193
15*767

16.370
14,366
14*318
11*483
9,287

15,434
14*953
13*321
10.475
7*556

2.305
1.911
3.197
3.547
6,617

5.914
5.077
11*619
9*425
8*964

4*560
8*967
4*209
6*523
9*837

1935
1936
1937
1936

29*505
26.517
26.808
28.893

13.905
12,297
11,638
11,438

8*549
7.835
7.791
8*979

7*051
6*385
7.379
6*476

1*093
995

1.540
1*449
679
919
977
909
833

Loans '
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
residential
property

On
farm land

To
others

Other
loans
to
individuals

Other

All
other

1939

31*851

9*329

11,903

424

10,023

1940
1941
1942
1943
1944

33*396
33*965
29*005
22*666
23*939

10,387
10*394
9*379
7*763
9*246

42
61
65
43
42

100
155
300
377
609

11
18
300
476
643

12*946
13.301
10*419
8*042
6.930

424
658
779
825
926

3*472
3*603

9,486
9,378
7,563
1,670
1*940

1945
1946
1947
1946
1949

28*425
41.139
63*212
86*399
85*830

11*697
18,996
30.715
32*631
28*444

39
40
25

995
1,954
3.742
12*769
12*160

949
1,476

2,604
4,946
1*077

7270
8.535
11*789
22*309
30*967

1*222
,768
,971
,617
164

3*973
5,439
7.390
5*284
6.834

2*140
2*929
3,976
2,843
184

1930
1991
1932
1953
1934

83*842
101*400
103*332
95*529
98*529

25t071
26.665
23.798
16.624
16,466

11*768
12*830
13*213
12*976
13*578

1,310
924
925
3

34*665
45*237
47.297
44,513
40*617

,303
,974
7,924
7,553
14,194

4.778
7,466
10.256
11.351
12.477

696
186
1,644

1935

105*378

19,787

12.992

20

41,989

14*385

15.632

697

128

15
15

1
Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

669

596

1*094

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Hawaii

1195

Table 3Territorial Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1900-1955Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments

Year

Obligations
of States
and political
subdivisions

U.S.
Government
obligations

Total

1900
1901
1902
1903
1904

90
321
390
328
787

1905
1906
1907
1908
1909

849
1*571
1*343
1*811
2.038

1910
1911
1912
1913
1914

3.127
3*175
2*837
3*257
3*145

1915
1916
1917
1916
1919

4*246
5*164
5*755
6*645
7*305

1920
1921
1922
1923
1924

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

70
282
390
316
787

1.465
1*058
1*440
1*266
1*444

32
44
79
27
126

1*209
740
1*061
946
1*225

224
274
300
293
95

275
31
96
210
270

4.796
4.381
7*266
5.745
8.055

849
1.571
1*343
1*811
2*038

1.874
1*703
1*476
2.273
2.270

71
72
130
120
69

1*388
1*446
1*149
1.946
2*059

415
185
197
207
142

451
400
465
111
853

9*265
9.611
9.088
10*606
12.747

154

3*027
3*175
2*677
3.257
2.991

3.704
3.568
5.947
4.028
4.543

32
105
490
213
233

2*476
2.328
3.100
2.735
2.369

1.196
1.135
2>357
1*080
1*941

702
839
898
1*193
1*109

15.878
16.057
19.579
19*594
19*599

65
826
1*880

756
650
850
1*360
1*186

3*490
4*514
4*640
4*459
4*239

6.356
6.191
8*472
9*217
12*209

343
294
898
624
442

2*442
2.779
3*292
3*384
4*055

3.573
3.116
4.282
5.209
7.712

1*027
1*586
1*592
2*288
2*416

24*410
28*896
34.844
37*645
44*368

7.096
9*596
10*531
11*711
13.789

1*594
1*658
2*547
2*006
2*416

1.761
2.910
1.867
1.538
1.739

3.741
5*030
6*117
6*167
9.634

19*242
11*699
10*551
11*243
14*709

1*667
681
1*390
1*246
918

6*030
3.972
3.477
3.375
3.541

11*545
6*846
5*684
6*620
10*250

2.353
3.681
3.596
4.661
7.012

61*901
60.011
56.236
64.701
76.989

1925
1926
1927
1928
1929

13*805
14*088
19.411
21*052
21*343

3*700
3*470
2*412
2*690
1*228

1*618
1.627
2*509
4.158
5*009

8.487
8.991
14*490
14*204
15*106

13.599
14*164
13*453
15.273
15.056

1.049
1*579
1*350
320
1*008

3.783
2*603
2.933
4.059
3.939

8*767
9*782
9.170
10*694
10.109

7.182
8.727
9*452
12.097
9*051

77.986
85*540
95*049
105.073
112.995

1930
1931
1932
1933
1934

17*366
20*069
16*508
17.624
16.365

2.007
2*639
383
2*307
6*356

5.506
4*706
3*741
3*686
3*672

9*675
12.724
12.364
11*631
8.355

13.212
14.295
10*462
9.791
:LO794

135
312
76
86
101

2.915
3.170
2.678
3.044
2.824

10.162
10*613
7*708
6*661
7.869

3*893
4*239
3.629
3*649
3.665

83.213
85.845
76*495
72.215
65*454

1935
1936
1937
1936
1939

23.453
27.521
31*475
32*757
31*950

10*553
13*731
17*716
19*878
20*202

4*626
5*643
5.391
6.503
6*437

8*274
7*947
6.368
6*376
5*311

13*369
16.899
19*542
1L7.177
18*053

94
338
274
344
921

3.157
3.405
4*443
4.277
4*533

10*118
13.156
14.825
12*556
12.599

4.612
4.907
4*257
4.125
3.654

70.939
75*844
82*062
82.952
85*508

1940
1941
1942
1943
1944

32*034
39*495
40*207
104*554
139*284

20*125
24*340
25*532
90*486
126*300

7*035
9*880
9*702
6*806
7*454

4*874
5*275
4*973
5*262
5*530

21*967
9*414
:>5*348
44*404
43*537

659
1*086
1*555
2*398
3.265

4.269
9.954
11*070
8*922
11*436

17*019
18*372
22*723
33*084
28*634

3*312
3*291
3*081
2*912
2*994

90*711
106*185
107*641
174*738
209.754

1945
1946
1947
1946
1949

185*558
163*262
142*709
100*254
87*461

172*996
172.718
129.620
65*995
74*359

7*529
6*217
7.972
6*851
7*944

5*033
4*327
5*117
5*408
5*158

43*824
!>1*285
53.811
43.248
44*218

3.550
4.564
6.834
3*929
3.778

11.943
9.194
13*529
14*859
12*777

28*331
37.527
33*448
24*460
27*663

2*759
2*444
2.382
3*164
3*679

260.566
278*130
262.114
% 233.265
221.208

1950
1951
1952
1953
1954

83*944
69*523
77*850
92*304
94*648

72*152
54.614
64*113
74*707
68*987

8.198
11*262
10*597
10*646
11*970

3*594
3*647
3*140
6*951
13*691

47*312
45*744
42*896
444&2
43.939

2*084
4.395
6.530
7*484
8*428

12*382
12*966
9.226
9.443
9.269

32*846
28*363
27*138
27*535
26.242

3*833
3.948
4*775
5.110
6.043

216*931
220*615
229*053
237.405
243.159

1955

83*092

65*432

13.111

4*549

42*218

8*411

9.267

24*520

6.413

237*101

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

13
39
12

100
160

1196

Hawaii

Territorial Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

[Figures as of June 30 or nearest available date; partly estimnted. Amounts in thousands of dollars]
Deposits
Year
Total

Inter

Government

Other
demand

Other
time

1900
1901
1902
1903
1904

3.416
2*764
4t731
3901
5*466

320
182
502
126
915

1905
1906
1907
1908
1909

6*290
6*745
6.407
7*670
9*101

303
283
253
100
119

3*973
4*716

2*844
3*069
2*923
3*597
4*266

1910
1911
1912
1913
1914

12*877
12309
15.859
15*436
14.966

81
133
644
448
704

6*720
8,072
8,772
8*426
6*845

6*076
4*104
6*443
6*560
7.417

1915
1916
1917
1916
1919

19.543
23.984
27.953
29*125
35.085

855
175
229

9,364
12*127
14,170
15,453
19.725

9*304
11*662
13*554
12*505
14*996

1920
1921
1922
1923
1924

52*460
49*063
44*301
51,795
60.056

30*461
26*703
23*017
25,413
31*501

21*794
21*028
20*995
26*220
27*799

1925
1926
1927
1928
1929

60.851
67*203
74,285
82,032
85,732

28,086
33*788
37,709
41*513
37*930

32*342
33*246
36*211
40*198
44*424

1930
1931
1932
1933
1934

61*975
65.058
56.187
54.526
46,730

1*153

27,658
28,477
25,531
22,384
17.043

33*164
35.629
29*761
30*437
30*357

1935
1936
1937
1938
1939

54*666
60.807
66.840
67,578
70,777

1,026

21,538
25,563
28*505
27*006
28,565

32*122
34*523
37.646
39.717
40*939

1940
1941
1942
1943
1944

75.681
90.567
93.167
159.640
193,634

1.670
552
1.006
708

407
21,776
25,101

31,784
40*017
52,309
73*356
83*098

42*977
48*860
39*899
63*500
84*727

1945
1946
1947
1946
1949

243*313
259*487
242.105
213.292
201,292

1,231
553
917
1*083
1,070

35,221
33,329
31*940
3*760
6,365

95,978
99,652
82,994
92,170
85,404

110*863
125*953
126*254
116*279
106*453

1950
1951
1952
1953
1954

198,691
199,044
206,642
213,471
217,147

775
651
1*872
1,643
2.318

7*132
11*525
14*112
18*040
16.270

66,590
90*936
94,550
94,330
95,282

104*194
95*932
96.106
99*458
103*277

2,505

15,454

92,936

98,631

1,625
1,356

2,220
1*981

2,400
3*143
3.393
3.231

1*167
364
205

1,332
289
162
758
423
169
365
321

3,376
952
875

1,705
1,330

721
689
855

1.253
920

1,471
1*226
2*009
1792
2*171

Hawaii

1197

Table 3Territorial Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1900-1955Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

^al

Borrowings

o^

Capital

liabmties

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1900
1901
1902
1903
1904

13
52
99
96
101

1*241
1*350
2*150
1,688
2*150

126
215
286
58
318

4*796
4*381
7*266
5,745
6.055

4
5
4
5

1905
1906
1907
1908
1909

10

143
228
432
2
375

2*343
2*178
1*796
2,430
2*455

489
460
453
704
606

9.265
9,611
9*086
10*806
12,747

7
5
6
9
10

11
2
2

36
85
203

921
1*009
1*032
1*154
1*209

15*878
16*057
19.579
19 . 594
19.599

10
10
9
9
11

1910
1911
1912
1913
1914

403

2,033
2*652
2*483
3*004
3*020

1915
1916
1917
1918
1919

1
1
115
126

567
656
1*759
2,170
2*224

3*140
2*940
3*355
3*910
4*260

1*160
1*315
1.776
2*325
2*673

24*410
28*896
34*844
37*645
44*368

11
13
14
16
17

1920
1921
1922
1923
1924

303
295
1*062
360
200

1*451
2,272
2*616
2,914
4*498

4*521
4*781
4*621
5.571
7*206

3*166
3*600
3*636
4.061
5,027

61*901
60*011
56*236
64*701
76*989

17
16
16
16
20

1925
1926
1927
1928
1929

198
139
327
516
2352

4,349
4*446
5*833
7,227
5,994

7.406
7*648
7*738
7*740
9*684

5*182
6*104
6*866
7*558
9*233

77.986
85*540
95*049
105*073
112.995

21
21
21
21
21

1930
1931
1932
1933
1934

2*478
1*834
2*325
1*154
1*452

2,301
1,652
1,006
780
722

6*162
8*561
8*972
8*972
6*955

6*297
6*740
8*005
6*783
7*595

83*213
85*845
76*495
72*213
65*454

19
16
16
18
13

1935
1936
1937
1938
1939

528
144
25
13
58

704
911
838
Ii379
518

7*195
6*489
6*120
5*920
5*930

7,826
7,493
6*259
8*062
8*225

70*939
75*844
82*082
82*952
85*506

14
13
12
11
11

1940
1941
1942
1943
1944

5
60
7

422
252
261
404
506

5*940
6*055
5*420
5*490
5*490

8,663
9,251
8,786
9,204
10,124

90*711
106*165
107*641
174*738
209*754

11
11
6
6
6

710
585
1*152
926
558

5*490
7*240
7*237
7*237
7,267

11,053
10*816
11,610
11,760
12,091

260*566
278*130
262*114
233*265
221*208

8
8
8
8
8

631
1*156
1*185
1*593
Ii841

7*267
7*327
7*327
7,727
8*299

12,332
12.979
13.654
14*496
15,772

218*931
220*615
229*053
237*405
243*159

8
8
8
8
9

1945
1946
1947
1948
1949
1950
1951
1952
1953
1954

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

10
50
10
109
245
116
100

1198

Mariana Islands

All BanksTable 1

ASSETS. LIABILITIES, AND NUMBER, 1917-1955*


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year

Real
estate

Total
1917
1918
1919
1920
1921
1922
1923
1925
1926
1927

All
other

Collateral

43
66
80

43
68
80

128
113
217
159

123
109
213

196
235
171

194
235
171

Year

Real
estate

Total

All
other

Collateral

1928
1929

171
231

171
231

1930
1931
1932
1933
1934

224
211
172
150
208

224

1935
1936
1937
1938

125
264

211
172
150
208

157
125
264
131
131

131
131

Loans1
Commercial,
industrial,
and
agricultural

Year
Total

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
residential
property

On
farmland

Other
loans
to
individuals

Other

All
other

1939

267

129

1940
1941
1942*
1943
1944*

326
398

31
26

115
229
363
516

96
190
331
253

16

6
11
11

33
57

614

42
35
65
279
805

42
11
49
72
322

318
639
1*343
1*455
1.735

12

1*837

141

3*013

206

1945
1946
1947
1944
1949
1950
1951
1952
1953
1954

1*757
3.706
3*812
4*684

207
1*067
2*237
2*005
1*821

1955

7*478

2*281

' Data for years before 1950 are for an insular bank; beginning 1950,
data are for branches of a mainland national bank.
* Beginning June 30, 1948, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

12
15

70
72

213
285

276

3
5
1
1

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.
* No data available for 1942-1944 because of the war

Mariana Islands

1199

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1917-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investments
U g
Government
^igations

Year
Total

1917
1918
1919
1920
1921
1922
1923
1924

Gash assets

Obligations
...
,*

23

23

3
4
5

3
4
5

Oth
securi lea

Cash items
pr ocess
^in^

Total

-*-

66
82
43

Currency
and

, ^ era
/
j.

in

Other
assets

Total
assets

66

71
36

109
150
146

11
7

77
96
169
148
131

79
116
109
101

17
53
39
30

4
2

1925
1926
1927
1928
1929

141
115
226
231
189

87
91
91
83
59

54
24
135
148
130

1
5
11
79
62

336
355
408
481
462

1930
1931
1932
1933
1934

100
100

100
100

202
236
268
209
156

87
101
61
31
137

115
135
227
178
19

36
32
7
13
7

462
479
467
472
471

1935
1936
1937
1938
1939

100
100
250
250
225

100
100
250
250
225

259
136
116
116
54

226
120
102
102
27

31
16
14
14
27

27
16
53
53
20

511
516
550
550
566

1940
1941
1942
1943
1944

225
225

225
225

57
104

35
67

22
37

20
19

626
746

1945
1946
1947
1948
1949

1*085
4*447
6*557
14*972
16*581

1*085
4*447
6*557
14*956
16*556

3*707

1*455
538
1*990
2.756
2.191

2*252
260
963
1*335
1*409

326
280
433
361
251

5.116
5*640
10.172
19.787
20*946

77

798

16
25

2.953
4*091
3*600

164
228
287

369
292

1950
1941
1952
1953
1954

602
809
792
1.448
958

20
23
25
19

789
769
1.423
939

17.279
17.012
17*087
16.603
18*329

18*495
19.576
21*585
21*863
23.971

1955

1*388

13

1.375

15*544

24*410

1
Data for years before 1950 are for an insular bank; beginning 1950,
data are for branches of a mainland national bank.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

602

No data available for 1942-1944 because of the war.

1200

Mariana Islands

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1917.1955sContinued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year
Total

U. S.
Government

Interbank

1917

91

1916
1919

129
122

16

1920
1921
1922
1923
1924

141
198
253
329
247

36

1925
1926
1927
1928
1929

Other
demand

Other
time
77

111

14

122

3
47

19
81
103
102
60

84
117
147
180
187

265
296
344
377
401

38
36
8
7
6

50
50
94
100
103

197
210
242
270
292

1930
1931
1932
1933
1934

407
418
407
393
393

14
20
17
14
11

115
108
115
121
131

278
290
275
258
251

1935
1936
1937
1938
1939

427
418
446
446
390

10
7
5
2

152
160
181
192
60

265
251
260
252
330

1940
1941
1942 '
1943 '
1944 '

398
486

69
133

329
353

1945
1946
1947
1948
1949

4*623
5.027
9.320
18.281
19*703

500
272
503
1.000
1*782

2,738
2t674
4*959
9*718
9*798

1*385
2*081
3*858
.563
123

1950
1951
1952
1953
1954

18*485
19.321
21.244
21*722
23*811

8*177
5*837
4*739
4.662
5.461

3.763
7.563
8*547
8*355
8*629

.545
.921
958
8.705
9.721

1955

23.976

7*146

8*499

8.331

For notes see opposite page.

Mariana Islands

1201

Table 1 All Banks

ASSETS, LIABILITIES, AND NUMBER, 1917-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

National
bank
notes

Borrowings

Surplus and

^,ler
..Vr ities

"

capital
accounts

1917
1918

3
6
9

15
15
15

1920
1921
1922
1923
192*

15
15
15
15
15

1925
1926
1927
1928
1929

3
4
4
41
6

1930
1931
1932
1933
1934
1935
1936
1937
1936
1939

1945
1946
1947
1948
1949

1
1
1

2
15
19
25
30

164
228
287
369
292

1
1
1

15
15
15
15
15

35
40
45
48
60

338
355
408
481
482

1
1

7
8
8
18
15

15
15
15
15
15

33
38
37
46
48

462
479
467
472
471

1
1
1
1
1

57

22
27
7
7
15

15
20
25
25
25

47
51
72
72
79

511
516
550
550
566

1
1
1
1
1

109
140

16
17

25
25

80
76

628
746

1
1

20

36
428
329
743
344

35
35
70
400
400

402
150
453
363
501

5*118
5*640
10.172
19i787
20*948

1
1
1
1
1

1950
1951
1952
1953
1954

10
257
341
141
160

1955

434

1
Data for years before 1950 are for an insular bank; beginning 1950, data are for branches of a mainland national bank.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Number
of
banks

109
150
146

1919

1940
1941
1942 '
1943 *
1944*

Total
liabilities
and capital
accounts

other

(r,t*i
apltal

'

18.495
19.578
21.585
21*863
23.971
24*410

" No data available for 1942-1944 because of the war.

1202

Panama Canal Zone

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1915-1917 AND 1925-1955l


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total
1915

1916
1917
1925
1926
1927
1928
1929

All
other

Collateral

6
153
231

6
153
231

411
353
.281
469

411
353
281
469

688

Year

Real
estate

Total
1930
1931
1932
1933
1934

856
568
422
266

1935
1936
1937
1938

162
289
274
270

Collateral

All
other

979

979
856

568
422
266
162
289
274

203

Loans *
Commercial,
industrial,
and
agricultural

Year
Total

1939

276

1940
1941
1942
1943
1944

386

1945
1946
1947
1948
1949

1,851
1*851
585
228
2*856

1013
769
878
734

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farmland

On
residential
property

Other

Other
loans
to
individuals

228

84
890
890
312
133

261
91

1*819
698
570
696
620

46

301
190
174
109

14
9
8
5

1*045
1*148
1.553
1,117

801
921
1*049
1,436
1*033

127
92
78

1955

1*236

1*121

113

' Data are for two branches of mainland national banks except in
1955 when one of the parent banks merged into a State bank.
J
Beginning June 30, 1948, figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

296
960
960
12

991

1950
1951
1952
1953
1954

948

All
other

108
84

20
32

20
9

gross (i.e., before deduction of valuation reserves); they do not add to


the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Panama Canal Zone

1203

Table IAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1915-1917 AND 1925-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Investrnents
Y ar

U. S.
Government
Obligations

Obligations
of States
and political
subdivisions

Cash assets
Bankers'
balances
(including
reserves)

Other
assets

Total
assets

Cash items
in process
of collection

Currency
and
coin

419

2
8

26
48
166

53
102
245

4
9
8

89
314
717

1925
1926
1927
1928
1929

277
300
352
266
322

15
25
6
21
6

153
203
241
143
148

109
72
105
102
168

1,044
1*783
2*403
2*234
1*980

1*732
2(436
3*036
2*969
2*990

1930
1931
1932
1933
1934

277
286
261
271
250

4
15

7
19

163
191
202
236
191

110
80
58
28
40

1.643
1*716
1.759
1.834
1.729

2,899
2*858
2,588
2*527
2*245

1935
1936
1937
1938
1939

368
387
504
493

318
338
404
434
661

40
38
76
44
269

2.303
2.360
2*657
2.589
7.301

2*833
3*036
3*435
3*352
9*267

150
293
293

12*065
10*075
18*075
40.377
49*348

Total

1915
1916
1917
1916
1919

Other
securities

79
152

59

59

1920
1921
1922
1923
1924

1940
1941
1942
1943
1944

656

656

1.034

10
11
24
15
104

73

73

1.240
2*015
2*015
10.434
6*696

63
136
136
664
340

1.027
1.586
1*586
8,573
5,792

564

10*386
14.209
14*209
29*358
42*424

358
231
459
230
138

3,482
3*479
2*042
4.197
2*618

545
325
596
387
411

32,302
30*355
27,780
19*053
16.248

41*278
37*138
33*381
26*480
23.934

1,197

1945
1946
1947
1948
1949

1.735
1*735
1.735
1*735
3*785

1.735
1.735
1.735
1.735
3.785

4*385
4*035
3*097
4.814
3*167

1950
1951
1952
1953
1954

3*785
3*785
3.785
3*785
1.735

3*785
3*785
3.785
3.785
1*735

2.819
3.040
3.357
3.135
3554

55
161
138
132
121

2,368
2,647
2,910
2,745
2.972

396
232
309
258
461

16*719
13*129
16 . 208
13*993
14*752

24(271
20*999
24*498
22*466
21*158

1955

1.735

1.735

3.279

581

2*385

313

14(677

20*927

Data arc for two branches of mainland national banks except in 1955 when one of the parent banks merged into a State bunk.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1204

Panama Canal Zone

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1915-1917 AND 1925-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]

Deposits
Year

1915
1916
1917
1916
1919

Total

Government
89

Other
demand

Other
time
69
273
659

314
714

41
55

1925
1926
1927
1926
1929

1697
2*121
2*649
2*932
2*945

H4
104
128
53
44

1930
1931
1932
1933
1934

2*871
2*833
2*526
2*518
2*236

50
104
21
49
15

1.181
1*096
1*042
1*128
804

1*640
1*631
1*463
1*341
1*419

1935
1936
1937
1936
1939

2*620
3*018
3*418
3*333
9,030

20
16
20
15
55

235
4*116

1*161
1*227
1.503
1*198
2*247

1*639
1.775
1*895
1*885
2*612

1940
1941
1942
1943
1944

12,050
17*926
17*9 26
40.294
49*283

135
15
221
1,367
58

6*190
6*956
6*956
22.274
26.170

2*785
7.200
6.994
12*699
16*454

2*940
3*755
3.755
3*954
4*601

1945
1946
1947
1948
1949

41.224
37*106
33.3 43
26*433
23.929

487
175
211
67
71

24*075
21.633
20.052
13*643
11*286

12*262
11*385
9.473
9*317
9*624

4*400
3*913
3*607
3*206
2*948

1950
1951
1952
1953
1954

24*266
20.997
24.4 96
22.465
21.154

40
107
65
31
209

10*754
10.882
13.291
10*116
10*743

10*844
7.688
6*760
9.945
8*150

2*626
2.320
2*380
2*373
2.052

1955

20.926

224

10.713

8.072

1.917

1920
1921
1922
1923
1924

For note see opposite pajie.

595
759
948

1.063
1.091

988

1*256
1.573
1*796
1*810

Panama Canal Zone

1205

Table 7All Banks

ASSETS, LIABILITIES, AND NUMBER, 1915-1917 AND 1925-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

1915
1916
1917
1916
1919

National
bank

p..
tier
^
lities

.. .
*^pltal

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

89
314

717

1925
1926
1927
1928
1929

22
303
372
14
16

13
12
15
23
29

1.732
2*436
3.036
2*969
2*990

1930
1931
1932
1933
1934

44
2
1

28
25
18
7
6

2i899
2*858
2.588
2.527
2.245

1935
1936
1937
1938
1939

13
18
17
19
237

2.833
3.036
3.435
3*352
9*267

1940
1941
1942
1943
1944

35
149
149
83
65

12*085
18*075
18*075
40.377
49.348

1945
1946
1947
1948
1949

54
32
38
47
5

41*278
37.138
33*381
26*480
23*934

1950
1951
1952
1953
1954

5
2
2
1
4

24*271
20*999
24*498
22*466
21*158

1955

20.927

1920
1921
1922
1923
1924

Data are for two branches of mainland national banks except in 1955 when one of the parent banks merged into a State bank.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1206

Puerto Rico

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1899-1955'


[Figures as of June 30 or nearest available date; partly estimated.

Amounts in thousands of dollars]


Loans

Loans
Year
Total

Real
estate

All
other

Collateral

Year
Total

Real
estate

Collateral

All
other

1899
1900
1901
1902
1903
1904

1722
2i970
2*784
2*440

452
1*549
1*207
1*159

530
727
529
452

740
694
1*048
829

1920
1921
1922
1923
1924

38,651
31,787
25*792
29*161
34*271

1.878
2*288
3*599
3*979
3*695

9*199
9*608
6*714
9*366
10,490

27*574
19*691
15*479
15*816
20*086

1905
1906
1907
1908
1909

2*646
2.776
4*313
3*932
5*248

1*304
1*060
1*255
1*176
1.219

423
318
756
766
1*168

919
1.398
2*302
1*990
2*861

1925
1926
1927
1928
1929

35*269
41,435
46,298
53*161
63.645

3.394
4*546
4.590
5.380
8*242

8.339
10,753
13*061
14,223
3.801

23*536
26*136
28*647
33*558
51*602

1910
1911
1912
1913
1914

6*936
9*137
6*218
7*008
8*204

1*386
1*236
1*462
1627
2009

2*311
2*206
1*700
1.493
2*474

3,239
5.745
5.056
3*888
3,721

1930
1931
1932
1933
1934

59*633
53*646
40.449
35.518
33*320

7.092
7.438
8*904
4,979
4,410

1.343
5.215
1.066
545
662

51*198
40.993
30*479
29*994
28.248

8392
9*728
11*277
18*170
25*267

1*885
1*809
1*407
4,351
1*266

3*040
2,595
3.794
6.957
8*479

3.467
5.324
6,076
6,862
15.522

1935
1936
1937'
1938

31*535
24.280
25.171
31.421

4.786
3.071
2.669
3.909

257
137
374
1.871

26*490
21.072
22*128
25*641

1915
1916
1917
1916
1919

Loans *
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate.

To
others

On
farm land

On
residential
property

Other
loans
to
individuals

Other

All
other

23*180
1940
1941
1942
1943
1944

32*041
40*984
42*059
40*196
42*571

21.695
23*377
26*349
25,794
28*301

1945
1946
1947
1948
1949

61*799
67*604
99*857
122*029
118,200

41*632
45*638
69*812
75*618
70*732

1950
1951
1952
1953
1954

130*425
154*883
192*664
192*270
195*678

1955

222*217

Beginning in 1918,

537
544
797
936
1*322

1*524
1.478
711
834
714

1*453
2.640
1*315
2*191
2.292

605
580
554
141
556

5.021
4.614

6*227
12*365
12*330
5.276
4.769

10
10
23
46

2*192
2*738
4*807
7*661
4*501

733
843
772
980
1*063

3*116
4.907
6*716
15*576
12*088

768
1*220
1.698
5.473
6.365

6*412
5,977
7,929
11*155
10*537

6.736
6.271
6*100
5*520
10.914

85*411
88,174
111,819
108,851
125,145

9
7

1*438
1*184
290
293
450

1.777
2.694
2.741
3.942
3*357

15*268
22*299
20.926
19,201
19*181

2.777
3.289
7.37b
8.475
6.071

16*125
29.859
37.275
33.187
33.691

8.082
7*962
12*850
19,338
8,354

140*109

808

1.926

17*487

8*652

40*199

13,664

3
3
3

figures include data for branches of mainland

banks.
a

Beginning June 30, 1948, figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

gross (i.e., before deduction of valuation reserves) ; they do not add to the
total and are not entirely comparable with prior figures. Total loans continue to be shown net.

Puerto Rico

1207

Table 1~ -All Banks

ASSETS. LIABILITIES, AND NUMBER, 1899-1955 Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1899

1900
1901
1902
1903
1904

291
486
1*003
It514

261
392
751
927

12
42
100

30
82
210
487

1*179
1*508
1.709
2i752

69
69
51
48

925
901
855
1.279

185
538
803
1.425

172
395
704
711

3.364
5.359
6,200
7.417

1905
1906
1907
1908
1909

1*849
1*916
2*167
2*194
2*263

970
855
796
633
469

160
206
260
329
388

719
855
1*091
1*232
1*406

3*553
3*080
2*859
3*046
3.504

68
282
346
459
225

1.942
1.629
1*328
1.741
2.085

1.543
1*169
1*185
848
1*194

2*028
1*699
1*627
1.721
451

10*076
9.471
10.966
10*895
11*466

1910
1911
1912
1913
1914

2*488
2*531
2017
1*822
1*553

457
415
305
302
237

376
538
368
447
474

1*655
1*578
1.324
1.073
842

6*111
5*065
6*001
8*144
7*425

1.107
719
539
549
689

2716
2*060
2.107
2*221
2.621

2*288
2.266
3.355
5.374
4.115

512
577
514
457
569

16*047
17*360
16*750
17.431
17*751

1915
1916
1917
1918
1919

1*526
1*501
2>110
2.510
3t846

218
218
303
860
943

141
387
585
669
520

1.167
896
1*222
981
2*383

7.928
11.870
16.015
10.832
10.521

508
789
671
1.299
1.786

3.764
5.911
6*320
4.748
4.420

3.656
5*170
9*024
4*835
4.315

496
436
485
1*020
844

18*342
23.535
29(887
32.582
40,476

1920
1921
1922
1923
1924

2*832
3*037
3*627
5*218
4*650

1*191
1*423
1*386
2*120
1*852

705
497
591
495
502

936
1.117
1*650
2*603
2.296

21.190
11.432
9.544
12.321
12.928

3*223
1.842
1.467
1.843
3.275

8*878
4.703
4.409
4*967
4.042

9*089
4*887
3*668
5*511
5*611

1*406
2*373
2*809
4.396
5.075

64*081
48*629
41*772
51,096
56,924

1925
1926
1927
1926
1929

6*867
7*013
6*161
4.998
6*487

1*308
1*759
1.699
1*113
241

1*040
830
774
911
2*488

4.519
4*424
3.688
2.974
3.758

12.594
15.122
12*962
11.266
11.616

2.843
2.456
2.873
2.676
2.711

4*376
4*706
3*772
3.485
3.130

5.375
7*960
6*317
5.105
5*775

3*285
4*865
5.039
7.063
8.889

58*015
68*435
70*460
76,486
90,637

1930
1931
1932
1933
1934

4*728
2.190
1*722
1*886
1*453

156
156
66
78
293

974
803
770
610
605

3*596
1*231
886
1*198
555

9.655
8.055
6.957
9*195
8.977

2.107
2*046
1.206
1.309
1.743

3*541
2*805
2*640
4*828
4*410

4.007
3*204
3.111
3*058
2.624

10*062
14.485
13*906
9>534
12*992

84,078
78.376
63*034
56,133
56*742

1935
1936
1937
1938
1939

1.611
1*740
3*012
2*952
3.474

520
526
1*663
1.638
2*120

1.032
1*096
700
670
855

59
116
649
644
499

9*514
12*120
13*817
10*305
10*923

1*038
1*974
2*517
1*432
1*245

4*619
6*243
6*323
6*044
6*372

3.857
3.903
4.977
2.829
3.306

15.585
25.165
34.001
36*309
32*988

56,245
63,305
76*001
80*987
75.565

1940
1941
1942
1943.
1944

4*868
4.530
13*342
54*696
139*756

2.582
2.621
7*539
49.075
127*645

2*195
1*661
5*352
5*607
6.732

91
48
451
14
5*379

12*073
15*582
25*650
28*706
41*671

1*461
1*994
3.290
3*254
4*793

6.289
8.565
13*021
18*996
19*662

4*323
5*023
9*339
6*458
17*216

50*924
43*010
54*239
53*985
44*423

99.906
104*106
135,290
177,585
268*421

1945
1946
1947
1948
1949

184*946
185*787
174*456
149*987
138*063

169*409
161*924
156*330
128*825
101*186

10.581
8.234
12.555
8*606
9*461

4*956
15*629
5*571
12*356
27.396

46*032
51.779
52*159
50*953
40.929

5.619
8.440
6*853
8*492
9*661

21795
25,154
28*316
29*889
21.623

18(618
18(185
14.990
12.572
9.645

18*254
40.780
20.749
28(633
15.455

311.031
345*950
347,221
351,602
312*647

1950
1951
1952
1953
1954

135*615
120.939
101*529
108*025
103*093

92*956
72*822
70*384
71.321
65*144

24*613
25*510
23i885
28*730
29*858

18.046
22*607
7*260
7*974
8*091

45*218
53.557
51.044
51.441
52.251

10*169
12*717
14,337
13*466
13.421

20.199
25.719
22.314
22.748
19*324

14.850
15*121
13*393
15.227
19*506

13(353
20.124
16,375
17.052
24.773

324,611
349,503
361*612
368.788
375.795

1955

110.908

71*772

30*153

3*983

56*745

15.696

21.963

19(066

13.921

403*791

Beginning in 1918, figures include data for branches of mainland banks.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1208
Puerto Rico
All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1899-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
demand

Other
time

1699
1900
1901
1902
1903
1904

1*783
2*899
3*350
4177

23
410
587
293

1*578
2*193
2*431
3*481

296
332
403

1905
1906
1907
1908
1909

4*964
5*106
6*219
6*442
6*010

714
107
219
237
161

3*768
4*503
5*392
5.573
5*261

462
496
608
632
588

1910
1911
1912
1913
1914

11*646
13*038
10*630
14.492
13*083

294
766

1*661
3*546
2*047

9*961
7.792
6*667
7*756
9*196

1*391
4*460
2*302
3*190
1*838

1915
1916
1917
1918
1919

13*587
20*070
25*483
26*986
30*830

2.257

9*041
15*295
16*804
17*504
19*261

2*289
4*243
5*619
6.469
7*664

1920
1921
1922
1923
1924

52*364
35*291
29*694
37*314
42*323

5*476
4*699
1*771
1*267
1*677

895
57
1*009

33*545
18*100
16.898
23.734
25*184

13*343
10*376
10*130
12*256
14.453

1925
1926
1927
1928
1929

44*004
49*634
49.377
52.093
50*440

1*795
2.852
5*224
7,429
8*009

537
110
234
53
219

25*735
28*775
26*182
23*647
20.137

15937
17.897
17.737
20*764
22.075

1930
1931
1932
1933
1934

54*545
50*869
43*900
38*046
38*259

12*533
10*161
10*309
10*103
5*860

46
21
99

23*077
19.540
16*363
15*948
17*804

18.935
21.120
17*207
11*896
14*595

1935
1936
1937
1938
1939

39*837
50*620
64*094
57*856
59*175

4*760
2*520
1*869
1*543
1*386

2*329

16*872
29*521
41*041
35507
29*039

18*206
18.579
21.164
20.808
26*421

1940
1941
1942
1943
1944

78*163
88*451
119*362
164*848
252*836

1*559
1.572
10*085
4*258
6.178

2*421
2*243
5*746
12*943
12*038

43*862
49.327
52.007
79*945
114.284

30*321
35*309
51*524
67*702,
120*336

1945
1946
1947
1948
1949

281*950
308*017
290.950
284*016
254*647

7*825
9*910
7.470
10,727
10*248

27*798
21*807
9*980
12*161
10*293

117*376
135.751
143*533
131*563
123*813

128*951
140*549
129*967
129*525
110*293

1950
1951
1952
1953
1954

271.190
294.455
294,571
301*459
300*254

10.013
12.564
12*330
8*451
9*934

12*217
12*480
15*029
10*558
8*744

120*055
150*871
147.682
157*096
160*561

126*905
118*540
119*530
125*352
120.995

1955

323*365

10*710

10*817

173,110

128*748

Fur note see opposite page.

532

3*060
3*013
3*905
2*116

182

Puerto Rico

1209

Table JAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1899-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Qther

liabilities

.. .
Capital

Amounts in thousands of dollars]


Surplus and
other
^^
accounts

Total
liabilities
and capital
accounts

1905
1906
1907
1908
1909

fe

^wuuw
*

1899
1900
1901
1902
1903
1904

1910
1911
1912
1913
1914

60
91
214

100
100

475
876
940
1*052

970
141B
1.537
1*829

136
166
273
259

3.364
5*359
6*200
7*417

5
8
9
11

100
100
100
100
100

2371
1*393
1.775
1.491
3.084

2.356
2.397
2.305
2*126
1*454

285
475
567
736
818

10*076
9.471
10*966
10.895
11*466

9
10
10
10
9

99
100

1*874
1.579
3.307
1.122
1.216

1.478
1.515
1.633
1.047
2*237

950
1*068
1*069
770
1.001

16*047
17*360
16*750
17.431
17*751

10
11
11
6
15

2*451
2*216
2*329
2*708
4*812

1.098
1*026
1*111
1*271
1.472

18*342
23*535
29*887
32*582
40.478

12
12
12
12
13

1915
1916
1917
1918
1919

1.013
876
670
1.820

193
223
88
947
1.544

1920
1921
1922
1923
1924

2.916
2543
2i257
1.895
2.205

2.904
2950
1.832
4*043
1*876

3.948
5.743
5.750
5.753
8*418

1.949
2.102
2.239
2.091
2*102

64*031
48*629
41.772
51*096
56*924

13
17
17
17
17

1925
1926
1927
1928
1929

1.639
1.524
3.131
4.148
6.719

1*877
3.816
7.221
8*038
21*437

8*310
L0.709
7*629
8*669
8*453

2.185
2.752
3.102
3*540
3.588

58.015
68*435
70*460
76*488
90.637

17
14
15
16
18

1930
1931
1932
1933
1934

5.905
11*477
6.426
778
30

14*132
6.551
5*495
11.233
11*806

6.971
6*804
4*862
4*334
4.596

2.525
2*675
2*351
1.742
2.049

84*078
78*376
63.034
56*133
56*742

19
15
13
13
13

1935
1936
1937
1938
1939

114

11.677
5*880
6.046
16*810
10.878

4*440
4*297
3*386
3*437
3.469

2*177
2*508
2*475
2.231
1*917

58*245
63*305
76*001
80.987
75.565

13
13
11
11
11

651
126

1940
1941
1942
1943
1944

1.221
1.062
1.574
448
184

15.056
9.155
8*620
5.805
2.733

3.474
3*545
3*396
3.547
9.148

1-.992
1.893
2*338
2.937
3.520

99*906
104.106
135*290
177.585
268.421

11
11
10
11
12

1945
1946
1947
1948
1949

10.735
562
6
2.621
4*134

3.735
4.245
19.692
26*417
14*741

9*165
25*833
27*239
27.254
26*700

5.446
7.293
9.334
11,294
12*425

311*031
345.950
347*221
351,602
312.647

12
13
15
15
11

1950
1951
1952
1953
1954

454
1.574
5*994
1*410

13.439
11.620
17.231
20.643
28.522

26.850
31.393
31.611
32*766
33.634

12,678
10*461
12.205
12*506
13,385

324*611
349*503
361.612
368*768
375*795

11
11
11
11
10

1955

5*642

26.817

33*659

14*038

403*791

10

Beginning in 1918, figures include data for branches of mainland banks.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1210

Puerto Rico

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1903-1955*


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans

Year

Year
Total

0***

1903
1904

16
46

8
11

8
35

1905
1906
1907
1906
1909

37
24
46
91
98

8
6
10
11
21

29
16
36
80
77

1910
1911
1912
1913
1914

84
114

20
33

64
81

9
829

8
829

1915
1916
1917
1918
1919

SSL

%,
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938

3*624
2*410
I t 627
1*871
1*149
2*224
4*117
4*533
5*779
10*469
19*981
15*471
12.093
13.210
13.933
12.195
6.962
6.481
7.965

CollatenU

3
54

97
54
60

Oto
3*624
2*410
1*627.
1*871
1*149
2*224
4,117
4*533
5*779
10*469
19*981
15,471
12,093
13,210
13,933
12,195
6*865
6*424
7,851

Loans*

Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
residential
property

On
farmland

To
others

1939

6*793

5,491

35

596

71

1940
1941
1942
1943
1944

6*053
10*799
10*421
8*976
9*444

0.867
9,602
9,071
6*315
8*665

10
6

49
54
12
32

149

265
198
154
128
104

1945
1946
1947
1946
1949

10*583
10*592
22*665
25,107
26*532

9,740
9*266
20*641
21*400
21*055

179
23
98
164
60

1950
1951
1952
1953
1954

42*626
47,204
64,649
65*643
62*916

33*381
26*717
33*708
35*176
46*276

1955

47.147

36*684

9
7

25
44
114
60
65
85

1
Figures are for one national bank itt 1903-1911 and for branches
of two mainland national banks in 1918-1954 and of one mainland national
bank in 1955.
* Beginning June 30, 1948 figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
loans
to
individuals

Other

307

516
513
459
10
9

346
426
725
493
317

53

755
897
36
11

985
1*074
1*788
1*903
2.193

All
other

86
241
909
816
766

66
133
1.206
2*515

611
1*235
1*793
1*582
2*005

4*653
15*616
19,215
13.101
10.017

3*685
3,469
8*904
14,587
3,599

5*239

5,139

gross (i.e., before deduction of valuation reserves); they do not add to


the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Puerto Rico

1211

Table 2 National Banks

ASSETS, LIABILITIES, AM) MJMBER, 1903-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Cash assets

Investments
ationa
off tates

u. s.

Year

Government
obligation

Total

, olitical
subd? visions

Other
securities

Cash items
in process
of collection

Total

Other
assets

Total
assets

Currency
and
coin

Bankers'
balances
(including
reserves)

18
65

157
104

5
6

306
432

53
53
55
33
37

103
93
122
96
93

6
6
6
6
7

451
461
480
477
485

1903
1904

110
211

110
109

95

175
169

1905
1906
1907
1908
1909

252
252
251
251
250

109
109
108
108
107

10
10
10
10
10

133
133
133
133
133

156
179
177
129
130

1910
1911
1912
1913
1914

248
248

107
107

10
10

131
131

204
72

14
10

31
34

159
28

6
6

542
440

1092

355
274

16
50

137
90

202
134

6
196

2*391

496
1
106
77
152

900
326
333
378
113

109
474
422
216
114

87
753

117
326
258
179
227

205
130

236
83

1*035

476
591

198
154
66
10
7

1472
1*930
3.249

5,241
7*009
8*884
9*195
15*309

2*257
1.314
1.306
2.318
2*589

206
23
13
15
21

994
677
971

1*930
2*241

614
322
373
327

5.589
10*101
10*701
6.956
9*846

30*573
27*367
24.456
23.158
26*813

1*718
2.770
3*245
3*108
2*920

28
4B6
729
572
603

1*246
2.099
2*312
2*366
2*261

442
185
204
170
56

10*887
19.578
28*727
31*480
30*026

24*830
29.323
38*460
42*&61
39,743

3*065
4*850
9*070
12.167
11*501

767

1326
2*013
1*800
1.776

2.254
3*458
6.995
10.320
9.640

44
66
62
47
85

48,157
40*534
50*652
46*982
38*796

57,279
56*185
70*143
93.221
139*233

12*853
14.535
13i899
17*199
10.830

1*936
3*902
2*770
3*073
3*613

10*790
10*317
10*831
13.772
7,126

127
316
298
354
91

11*847
35*429
7*277
11*467
4*365

114*789
124.682
114*244
116,245
88*019

1915
1916
1917
1916
1919

1*092

1*505

1920
1921
1922
1923
1924

801
861
671
379

33

1*166
2*302
2*760

370

5,216
3*964
3*654
4.844
4*656

368

368

1925
1926
1927
1928
1929

2*261

ItOOO

2*261
2.199
1*520
1*010
1*000

1930
1931
1932
1933
1934

2*746

2.746

481
276
674
443

481
276
674
443

1935
1936
1937
1938
1939

30
13
7
8
4

1940
1941
1942
1943
1944

4
2

25*094
79542

25.094
79*542

1945
1946
1947
1948
1949

79 e506
64*126
70*403
64*452
46*292

79*506
55*486
68.301
64*38$
46*276

1950
1951
1952
1953
1954

34 > 303

29*353
16*415
12*900
12*900

34*303
29*353
16,415
12>900
12*900

10*035
16*315
11*271
11.499
7,476

2*857
3*932
3.792
4*232
2*919

7.037
12*163
7,276
7*090
4,322

141
215
203
177
235

5799
11*955
5*419
8*778
17*656

92*963
104*827
97.754
98*620
100*948

1955

11*450

11*450

4.797

1.631

2*733

433

3*100

66.494

2.199
1.520
1*010

11
1

19
12
7

4
4
2

70
69
67
16

8*568
2*033

520
610

1*359

287
357

1*055

Figures are for one national bank in 1903-1911 and for branches of two mainland national banks in 19184954 and of one mainland national bank in 1955.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1212
Puerto Rico
National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1903-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Interbank

U.S.
Government

Other
time

Other
demand

106

1903
1904

106
229

229

1905
1906
1907
1908
1909

243
251
267
255
261

243
251
267
255
261

1910
1911
1912
1913
1914

318
210

316
210

1915
1916
1917
1918
1919

365
1.069

120
138

242
871

3
60

1920
1921
1922
1923
1924

3*246
3.636
3,469
4.645
4,617

718
192
237
273
472

2*232
2.862
2.516
3.168
2*784

296
582
714
1*195
1*346

1925
1926
1927
1928
1929

5.162
6*323
5.531
5,655
5.235

558
616
255
529
158

2*650
3.247
2*722
2.378
2*065

1.739
2*460
2*554
2*746
2*992

1930
1931
1932
1933
1934

18*772
17,810
15*625
13*476
16,347

1*468
755
1*096
618
1*342

10.787
8*176
8*313
9*851
9*781

6,517
6.877
6,216
3*009
5.224

1935
1936
1937
1938
1939

18,606
25*793
34*626
32,062
31.093

1,232
1.842
1*417
1,115
1,077

2*328

10*017
18*756
27*341
25*314
16*246

7*357
5*195
5*868
5*633
11.442

1940
1941
1942
1943
1944

46*546
52.362
69.934
93,064
139.052

1.008
1,139
2.312
2*614
4.146

2*372
2*092
5*542
12*462
10*007

26.747
29.700
30,209
39*670
63*116

14.419
19*431
31*871
37*918
61.781

1945
1946
1947
1948
1949

113.229
124.280
106.659
111,644
85,863

5,689
6,586
4,337
4.161
3,021

10*375
10*494
9*427
11*666
9,805

50,346
57,491
50*635
60,488
50,560

46*817
49*709
42*060
35*329
22*457

1950
1951
1952
1953
1954

89,705
103,110
92.804
90,685
87*102

6,163
7,727
6.010
5*307
5.956

11*602
11*699
13*795
9,146
6*424

45,601
63*426
52*202
57,275
56.903

26*339
20,258
20,797
18*957
17,617

1955

65.556

3.147

7*631

42,215

12*563

For note see opposite pajie.

9
15

15

Puerto Rico

1213

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1903-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

National
bank
notes

Borrowings

Other
liabilities

Amounts in thousands of dollars]


Total
liabilities
and capital
accounts

Surplus and
other
capital
accounts

Capital

Number
of
banks

1903
1904

100
100

100
100

306
432

1
1

1905
1906
1907
1908
1909

LOO
100
100
100
100

100
100
100
100
100

8
10
13
22
24

451
461
460
477
485

1
1
1
1
1

1910
1911
1912
1913
1914

99
100

100
100

25
30

542
440

1
1

1915
1916
1917
1918
1919

5
1.283

39

370
2*391

1920
1921
1922
1923
1924

1*916
256
42
76
36

54
70
143
123
3

5*216
3,964
3*654
4*344
4.656

10
16
21
27
60

5,241
7,009
8.884
9*195
15.309

11.665
4,443
4*265
9*584
9,980

136
125
65
96
486

30.573
27*367
24,456
23*158
26*813

1935
1936
1937
1938
1939

5,726
2*908
3,204
10,168
8,650

498
622
630
331

24*830
29.323
38.460
42.561
39*743

1940
1941
1942
1943
1944

10,733
3*823
209
157
231

1945
1946
1947
1948
1949

1*560
401
7,585
6*601
2.156

1950
1951
1952
1953
1954

3,258
1,717
4,950
8,135
13*846

92*963
104,827
97*754
98*820
100.946

1955

938

66,494

1925
1926
1927
1928
1929
1930
1931
1932
1933
1934

46

4989
4*481

69
274
2*982
3>163
10*014

350
350
350

57*279
56,185
70*143
93*221
139.283

114*789
124*682
114*244
118*245
88*019

1
Figures are for one national bank in 1903-1911 and for branches of IVvo mainland national banks in 1918-1954 and of one mainland
national bank in 1955.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1214

Puerto Rico

Insular Commercial BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1899-1955'


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

| S3.

All
other

Collateral

Year

Total

Real
estate

Collateral

All
other

1699
1900
1901
1902
1903
1904

I t 722
2*970
2,768
2,394

452
1*549
1.207
1*159

530

1905
1906
1907
1908
1909

2*609
2*752
4*267
3*641
5*150

1*304
1*060
1*255
1*176
1*219

415
312
746
755

1910
1911
1912
1913
1914

6652
9*073
8*218
7.008
8*204

1*366
1.236
1*462
1*627
2*009

1915
1916
1917
1916
1919

8*392
9,728
11*277
16*161
24*438

1*885
1.609
1.407
4*351
1*266

1920
1921
1922
1923
1924

29,377
24*165
27*290
33*122

1,878
2,286
3*599
3*979
3,695

9*199
9,808
6,714
9,366
10,490

23,950
17,281
13,852
13,945
18*937

1*147

1*360
2*266
1*910
2*784

1925
1926
1927
1928
1929

33.045
37,316
41,765
47,382
53.176

3,394
4,546
4*590
5*380
8*242

8.339
10.753
13,061
14.223
3,801

21,312
22,019
24,114
27,779
41,133

2.291
2>173
1.700
1*493
2,474

3*175
5*664
5.056
3.686
3.721

1930
1931
1932
1933
1934

39.652
38.175
28,356
22,306
19*387

7,092
7*438
8.904
4.979
4*410

1,343
5,215
1,066

31,217
25,522
18.386
16*784
14,315

3*040
2.595
3.794
6*956
8.479

3*467
5*324
6,076
6*854
14*693

1935
1936
1937
1938

19,340
17,318
18*690
23*456

4,766
3*071
2*666
3,855

740
694

727
521
441

1*040
794
890

35*027

545
662
257
40
320

1,611

14,295
14,207
15.704
17.790

LOADS *
Year
Total

Commercial,
industrial,
and
agricultural

For purchasing or
carrying securities
To brokers
and
dealers

Real estate
On
farmland

To
others

On
residential
property

1,772
1940
1941
1942
1943
1944

25*968
30*185
31*636
31*218
33*127

16*828
13.775
17.278
17.479
19.436

1945
1946
1947
1943
1949

51*216
57*012
77,192
96*922
91.668

32*092
36,370
49,171
54,218
49,677

1950
1951
1952
1953
1994

87*599
107*679
126,015
126*627
132*762

52*030
61*457
78*111
73*675
78,869

1955

175.070

103,425

3
3
3

:o
10
23
46

Other

All
other

451

527
538
797
936
1.173

1,259
1,280
557
706
610

1,404
2,586
1*303
2*159
2*292

89
67
95
131
547

5,021
4*614

5,881
11*939
11,605
4*733
4*452

2013
2*715
'*709
7.497
4*441

733
843
772
980
1*063

3*063
4907
6.716
14*821
11.191

768
Is 220
1,698
5*473
8*365

6412
5.911
7*796
9,949
8.022

6,125
5,036
6*307
3,938
8,909

1,413
1,140
176
233
365

1,777
2,658
2*730
3,942
3,357

14*283
21,225
19*136
17,298
16,988

2*669
3,048
6,466
7,659
5,305

11,472
14,243
18*060
20,GS6
23,674

4,397
4*493
3,946
4*751
4*755

1,926

17,487

6,852

34*960

8*523

723

1
Data for 1955 include figures for branches of a mainland State bank.
' Beginning June 30, 1946, figures for various loan items are shown
gross (i.e., before deduction of valuation reserves); they do not add to

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Other
loans
to
individuals

the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Puerto Rico

1215

Table 3Insular Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1899-1955'Continued

[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year
Total

1900
1901
1902

U.S.
Government
obligations

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Total

Cash items
in process
of collection

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1903
1904

291
486
893
1*303

261
392
641
816

12
42
93

30
82
210
392

1.179
1*506
1*534
2*583

69
69
51
48

925
901
837
1.214

165
538
646
1*321

172
395
699
705

3*364
5.359
5,894
6*985

1905
1906
1907
1906
1909

1*597
1*664
1*916
1.943
2.013

861
746
688
525
362

150
196
270
319
378

566
722
956
1*099
1*273

3*397
2*901
2*682
2*919
3*374

68
249
346
459
225

1*889
1.576
1.273
1*708
2*048

1*440
1*076
1,063
752

1*101

2*022
1*693
1*621
1*715
444

9*625
9*010
10*466
10*418
10*961

1910
1911
1912
1913
1914

2*240
2*283
2.017
1*822
1*553

350
308
305
302
237

366
528
388
447
474

1*524
1.447
1*324
1*073
842

5.907
4*993
6*001
6*144
7*425

1*093
709
539
549
689

2.685
2*026
2*107
2*221
2*621

2.129
2.258
3.355
5.374
4*115

506
571
514
457
569

15*505
16*920
16.750
17*431
17*751

1915
1916
1917
1918
1919

1*526
1*501
2*110
2*510
2.754

218
218
303
860
943

141
387
585
669
520

1*167
696
1*222
981
1*291

7*928
11*870
16.015
10*527
10.247

508
789
671
1*283
1*736

3*764
5.911
6*320
4*611
4.330

3*656
5*170
9*024
4*633
4.181

496
436
465
1*014
648

16.342
23*535
29*887
32*212
36*087

1920
1921
1922
1923
1924

2*832
3*037
3*627
5.218
4*282

1.191
1*423
1*386
2*120
1*852

705
497
591
495
502

936
1*117
1*650
2*603
1*926

19.685
10*631
8.683
11.650
12.549

2.727
1*841
1.361
1.766
3.123

7.978
4*377
4.076
4*589
3*929

6*960
4*413
3*246
5.295
5*497

1*321*
1*620
1*643
2*094
2*315

58*865
44*665
38*118
46*252
52*268

1925
1926
1927
1928
1929

4*606
4*814
4641
3*968
5*487

1*308
1*759
1.699
1*113
241

1*040
830
774
911
2*486

2.258
2*225
2*168
1*964
2.756

12.074
14.512
11.603
10.790
11.025

2.645
2*302
2.807
2.666
2*704

4,259
4.360
3*514
3*306
2*903

5,170
7.830
5*282
4.818
5.418

3.049
4.782
3.567
5*133
5*640

52.774
61,426
61.576
67.293
75.328

1930
1931
1932
1933
1934

1*982
1*709
1*446
1*212
1*010

156
156
66
76
293

974
803
770
610
605

852
750
610
524
112

7*398
6.741
5.651
6*877
6.386

1*699
2*023
1*193
1.294
1.722

2.547
2.128
1*669
2*898
2*169

2.952
2.590
2*789
2*665
2.497

4,473
4*384
3*125
2*578
3*144

53.505
51*009
38.578
32.975
29*929

1935
1936
1937
1938
1939

1>581
1 .727
3.005
2.944
3.470

!>20
1325
1.663
1.638
2.120

1*021
1*096
700
670
855

40
106
642
636
495

7.796
9.350
10.572
7.197
8*003

1*010
1.486
1*766
860
642

3*371
4*144
4.011
3*678
4.111

3*415
3*718
4,773
2*659
3*250

4,698
5,587
5,274
4,829
2*962

33*415
33*962
37.541
38*426
35*822

1940
1941
1942
1943
1944

4364
4,528
13*342
29*602
60.214

2*582
2.621
7.539
23.981
48.103

2*195
1*861
5.352
5.607
6*732

87
46
451
14
5.379

9.008
10.732
16.560
16*541
30*170

694
668
1.277
1.454
3.017

4*035
5.107
6*026
8.676
10*022

4.279
4.957
9,277
6*411
17*131

2.767
2.476
3.587
7.003
5,627

42.627
47*921
65.147
64.364
129*138

1945
1946
1947
1948
1949

105,440
121*661
10^.053
B&.535
91.771

89*903
106.436
88*029
64*440
54.910

10*581
8*164
12*486
8*739
9*465

4.956
7.061
3*538
12*356
27.396

33.179
37.244
38.260
33.754
30*099

3*683
4.536
6.063
5*419
6*048

11.005
14.837
17*485
16,117
14*497

18*491
17*869
14,692
12,218
9,554

6.407
5*351
13.472
17*146
11*090

196.242
221.266
232.977
233*357
224*628

1950
1951
1952
1953
1954

101.312
91*566
85.114
95.125
90*193

58*653
43*469
53*969
58*421
52244

24*613
25*510
23.885
28*730
29.858

18.046
22*607
7*260
7.974
8*091

35*183
37.242
39.773
39.9*2
44*775

7.312
8.785
10.545
9*234
10.502

13*162
13*551
15,538
15*658
15,002

14*709
14*906
13*690
15,050
19,271

7,554
8*169
10*956
8*274
7.117

231*648
244,676
263*858
269*968
274,847

1955

99.456

60*322

30*153

8*983

51.948

14.065

19*230

18*653

10*621

337.297

Data for 1955 include figures for branches of a mainland State bank.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1216

Puerto Rico

Insular Commercial BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1899-1955 'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

Inter!^^

Other
demand

Government

Other
time

1899
1900

1901
1902
1903
1904

1*783
2*899
3*244
3*948

410
587
293

1*578
2*193
2*325
3.252

296
332
403

1905
1906
1907
1908
1909

4*721
4*855
5*952
6*167
5*749

714
107
219
237
161

3*525
4*252
5,125
5*318
5,000

482
496
608
632
568

1910
1911
1912
1913
1914

11*326
12*828
10*630
14.492
13*083

1,661
3*546
2,047

294
786

9*643
7*562
6*667
7*756
9*198

1*391
4*460
2*302
3*190
1*638

1915
1916
1917
1918
1919

13*587
20*070
25*483
26*621
29*761

2,257
3,060
2*893
3*767

9*041
15,295
16,604
17*262
18*390

2*269
4*243
5*619
6*466
7*604

1920
1921
1922
1923
1924

49*116
31*655
26*225
32*669
37,706

4*756
4*507
1,534
994
1*205

2*116
695
48
994

31,313
15*238
14*360
20*5*6
22*400

13*047
9*794
9,416
11*061
13,107

1925
1926
1927
1928
1929

38*842
43*311
43*846
46*438
45*205

1*237
2*236
4,969
6,900
7*851

522
110
234
53
219

22*885
25*526
23*460
21.469
18*052

14,198
15,437
15*183
16*016
19.063

1930
1931
1932
1933
1934

35,773
33*059
28*275
24*566
21*912

] 1,065
9,406
9*213
9*485
4*518

46
21
99

12*290
11*362
8*050
6*097
8*023

12*418
12*243
i:991
8*867
9*371

1935
1936
1937
1938
1939

21,231
24*827
29*468
25,796
28*082

3,526

309

6*855
10*765
13.700
10.193
12.793

10,848
13*364
15,316
15.175
14*979

1940
1941
1942
1943
1944

31*617
36*089
49*428
71,784
113,794

551
433
7,773
1,444
2,030

49
151
204
481
2*031

15*115
19*627
21,798
40.075
51*168

15*902
15*678
19*653
29*784
58*555

1945
1946
1947
1946
1949

166*721
183.737
184*291
172,372
168*784

2*136
324
133
566
227

17*423
11*313
553
515
488

67*028
78*260
92*698
71*095
73*233

82*134
90*840
87*907
94*196
87*836

1950
1951
1952
1953
1954

181*485
191,345
201,767
210.774
213*152

850
837
320
3*144
3*976

615
781
1*234
1*412
2*320

74*454
87*445
95*460
99623
103*678

102*566
98*282
96*733
106*395
103*178

1955

257,829

7,563

3*186

130*895

116*165

For note see opposite page.

23

532

678
452
428

182

Puerto Rico

1217

Table 3Insular Commercial Banks

ASSETS, LIABILITIES, AND NUMBER, 1899-1955'--Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

Nat onal
ba
no

f^.
liSes

Capital

Amounts in thousands of dollars]


Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1899
1900
1901
1902
1903
1904

475
876
940
1*052

970
1*418
1*437
1*729

136
166
273
256

3*364
5*359
5*894
6*985

5
5
8
8
10

1905
1906
1907
1908
1909

2*371
1*393
1.775
1*491
3*084

2*256
2*297
2.205
2*026
1*354

277
46 5
554
714
794

9*625
9*010
10.486
10*418
10*981

8
9
9
9
8

1*874
1.579
3*307
1.122
1.216

1.378
1.415
1*633
1*047
2*237

925
1*038
1.089
770
1.001

15.505
16.920
16.750
17,431
17.751

9
10
11
6
15

1910
1911
1912
1913
1914

60
91
214

1915
1916
1917
1918
1919

876
670
Ii820

193
223
88
942
261

2.451
2*216
2*329
2*708
4*812

1*098
1*026
1*111
1.271
1.433

18.342
23.535
29.887
32*212
38*087

12
12
12
12
13

1920
1921
1922
1923
1924

2*916
2*543
2*257
1.895
2*205

988
2*692
1.790
3*967
1*840

3.948
5*743
5.750
5.753
8*418

1.895
2*032
2.096
1.968
2*099

58*865
44*665
38*118
46*252
52*268

13
17
17
17
17

1925
1926
1927
1928
1929

1*639
1*478
3*131
4*148
6*719

1*808
3*542
4.239
4*875
11.423

8.310
10*359
7.279
8*319
8*453

2.175
2*736
3.061
3.513
3*528

52*774
61*426
61*576
67.293
75*326

17
14
15
16
18

1930
1931
1932
1933
1934

5*905
6*488
1*945
778
30

2.467
2*108
1.230
1.649
1*826

6*971
6*804
4.862
4.334
4.598

2*389
2*550
2.266
1*646
1*563

53.505
51.009
38*578
32*975
29.929

19
15
13
13
13

1935
1936
1937
1938
1939

114
651
126

5*951
2.9,72
2.842
6.642
2*228

4.440
4.297
3.386
3*437
3*469

1*679
1.886
1.845
1*900
1.917

33*415
33*982
37*541
38.426
35.622

13
13
11
11
11

1940
1941
1942
1943
1944

1*221
1*062
1*574
448
184

4*323
5*332
8*411
5648
2.502

3*474
3*545
3*396
3.547
9.148

1*992
1.893
2*338
2*937
3.520

42.627
47,921
65*147
84.364
129*138

11
11
10
11
12

1945
1946
1947
1948
1949

10*735
562
6
2*621
4*134

2.175
3*844
12.107
19.816
12*565

9.165
25*833
27*239
27.254
26*700

5*446
7,292
9,334
11*294
12.425

196,242
221*268
232.977
233,357
224,628

12
13
15
15
11

1950
1951
1952
1953
1954

454
1.574
5*994
1*410

10*181
9.903
12*281
12*508
14*676

26*850
31*393
31*611
32*766
33*634

12*678
10*461
12.205
12*508
13*385

231*648
244,676
263*858
269.966
274,847

11
11
11
11
10

1955

5*642

25*879

33*859

14,088

337.297

10

1*013

Data for 1955 include figures for branches of a mainland State bank.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1218

Virgin Islands

All BanksTable 1

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans
Year

Real
estate

Total

1934

31

Loans

Collateral

All
other

Year

1935
1936
1937
1938

31

Total

c0"'

$
125
468
594
692

30
241
279
355

<Z

3
2

95
227
312
335

Loans *
Year

Commercial,
industrial,
and
agricultural

Total

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
farm land

On
residential
property

Other
loans
to
individuals

Other

All
other

1939

692

207

132

224

82

1940
1941
1942
1943
1944

647
814
745
762
770

94
222
158
230
286

139
121
112
93
102

269
309
319
292
234

114
113
120
105
102

1945
1946
1947
1946
1949

567
943
1*083
1*139
1*227

74
361
265
253
143

92
101
122
129
146

234
295
389
472
559

94
91
124
124
131

44
158
241

1950
1951
1952
1953
1954

1*378
1*609
1*746
1.773
3*044

150
171
214
171
454

168
198
199
193
254

659
799
865
849
1,226

128
157
170
169
424

246
277
293
339
623

1955

4.372

874

278

1702

346

1
There were three banks in 1917-1930, and two thereafter, but no
data for assets and liabilities are available before 1934, Beginning in
1954, figures include data for one insular bank, not shown separately.
'' Beginning June 30, 1948, figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

31
49
36
42
46

73
68
139

1
1
1
52
63

gross (i.e., before deduction of valuation reserves): they do not add to


the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Virgin Islands

1219

Table JAll Banks

ASSETS, LIABILITIES, AND NUMBER, 1934-1955 'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

U. S.
Government
obligations

Total

Amounts in thousands of dollars]

Obligations
of States
and political
subdivisions

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
assets

1934
1935
1936
1937
1936
1939

70
661
661
481
472

26
287
228
126
113

1940
1941
1942
1943
1944

432
341
509
1*670
2*850

127
133
302
1*492
2.724

1945
1946
1947
1948
1949

2*884
2*623
2*217
2*221
24Z7

2.796
2*564
2*175
2*181
2*381

86
59
42
40
36

1.132
1.109

1950
1951
1952
1953
1954

2*801
2677
3.125
4*120
4*068

2.769
2*667
3*117
3.837
3*959

32
10
8

773
765
1*023

277
103

6
6

1*181
2*262

1955

7*410

7.152

250

2*171

44
374
453
355

344

15
64

241
208
207
178
126

663
585
464
498
555
615
880
1*408
1*300
1*213

179
139
186
217
163

484
438
276
278
382

30
36
39
38
35

888
1*750
1.778
1.709
1*754

167
163
290
386
356

436
708
1*063
914
855

33
39
38
50
41

1*727
2*074
2*700
3.762
4*674

266
268
309
308
250

866
641
547
490
550

44
47
44
57
78

4*627
4*722
4*200
4*215
4*522

532
508
639
838

53

241
257
384
343
817

1.392

94
65
78
80
146

5*046
5*116
5*974
7*154
9.520

62

715

1*394

201

14*154

8
3
10
12
9
35

856
796
800

1
There were three banks in 1917-1930, and two thereafter, but no data for assets and liabilities are available before 1934, Beginning in 1954, figures
include data for one insular bank, not shown separately.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1220

Virgin Islands

All BanksTable 1

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year

U.S.
Government

Interbank

Total
1934

60

1935
1936
1937
1938
1939

693
1*541
1*550
1.469
1*491

32
7
14

1940
1941
1942
1943
1944

1*457
1.779
2*386
3*479
4.572

1945
1946
1947
1948
1949

Other
demand

Other
tune
60

73
72
80
68

132
461
394
343
390

561
975
1*077
1*032
1*029

5
2
7
41
22

84
42
43
161
256

339
527
959
1*613
2*502

1*029

4,297
4*323
3.801
3.794
4064

12
28
21
17
17

212
199
257
258
245

2335
2*089
1*532
1.539
1.736

1*738
2*007
1*980
2*066

1950
1951
1952
1953
1954

4*560
4.627
5.490
6*655
8*644

35
17
13
45
10

242
235
239
256
296

2.060
2.099
2.604
3.083
4,463

2*223
2*276
2*634
3*271
3*875

1955

13*131

233

5.089

7.788

For note sin: opposite pJ}ie.

1.208
1.377
1*664
1*792

1*991

Virgin Islands

1221

Table 1All Banks

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'Continued


[Figures as oljune 30 or nearest available date; partly estimated.

Year

National
bank

Borrowings

Amounts in thousands of dollars]


Surplus and

n ,
^^

Capltal
Cauital

Total

other

liabUities

capital
accounts

and capital
accounts

Numhw
ot
*
b

1934

26

87

1935
1936
1937
1938
1939

2
9
13
8
11

150
150
150
150
150

43
50
65
82
102

888
Ii750
Ii778
1709
1.754

2
2
2
2
2

1940
1941
1942
1943
1944

7
22
31
34
17

150
150
150
150
150

113
123
133
119
135

Ii727
2t074
2*700
3*782
4>874

2
2
2
2
2

1945
1946
1947
1948
1949

23
43
33
27
30

150
150
150
150
150

157
206
216
244
278

4*627
4*722
4*200
4*215
4*522

2
2
2
2
2

1950
1951
1952
1953
1954

29
36
52
61
74

150
150
100
150
400

307
303
332
288
402

5*046
5*116
5*974
7*154
9.520

2
2
2
2
3

157

400

440

14.154

1955

26

1
There were three banks ;in 1917-1930, and two thereafter,
but no data for assets and liabilities are available before 1934.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Beginning in 1954, figures include data for one insular bank, not
shown separately.

1222

Virgin Islands

National BanksTable 2

ASSETS, LIABILITIES, AND NUMBER, 1935-1955l


[Figures as of June 30 or nearest available date; partiy estimated.

Amounts in thousands of dollars]

Loans
Year

Real
estate

Total

1935
1936

95
432

Loans
All
other

Collateral

95
227

205

Year

Real
estate

Total

1937
1938

552
642

All
other

Collateral

237
305

3
2

312
335

Loans'
Commercial,
industrial,
and
agricultural

Year
Total

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate
On
residential
property

On
farm land

Other
loans
to
individuals

Other

All
other

1939

634

207

103

195

82

1940
1941
1942
1943
1944

561
739
656
660
655

94
222
158
230
286

106
84
69
42
45

236
271
275
241
176

114
113
120
105
102

1945
1946
1947
1948
1949

445
816
946
994
1.072

74
361
265
253
143

31
38
54
57
69

173
231
320
399
481

94
91
124
124
131

7
44
158
241

1950
1951
1952
1953
1954

1*213
1*446
1*566
1*610
2*258

150
171
214
171
302

106
117
118
112
163

576
717
784
767
970

128
157
170
169
293

246
277
293
339
484

1
1
1
52
46

1955

2.708

320

179

326

606

42

1
There was one national bank in 1917-1934, but no data for its
assets and liabilities are available for those years.
* Beginning June 30, 1948, figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

31
49
36
42
46

73
68
139

gross (i.e., before deduction of valuation reserves); they do not add to


the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Virgin Islands

1223

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1935-1955 'Continued


[Figures as of June 30 or nearest available date; partly estimated.
Investments
jj g

Year

Cash assets

Obligations

Cash items
in process
of collection

Total

Total
obligation
1935
1936
1937
1938
1939

26
617
637
439
432

26
267
228
126
113

1940
1941
1942
1943
1944

395
305
474
1.637
2.819

127
133
302
1.492
2.724

1945
1946
1947
1948
1949

2.854
2.597
2.194
2*201
2.401

1950
1951
1952
1953
1954
1955

^KSta!

330
409
313
304

641
559
446
466
549

204
172
172
145
95

608
870
1*397
1*288
li!99

2.796
2.564
2*175
2.181
2.381

58
33
19
20
20

2.789
2*667
3*117
4.114
3.291

2.769
2.667
3.117
3.837
3.188

277
103

6.120

5.868

250

15
64

Currency
and
coin

?T n^'
balances
Veserves?

Other
assets

Total
assets

179
139
186
217
163

462
412
260
266
376

27
33
34
33
31

789
1*641
1.669
1*600
1.646

167
163
290
386
356

429
698
1.072
902
841

31
35
33
45
36

1*615
1.949
2.562
3.630
4.709

1*114
1.084
832
773
774

266
266
309
308
250

848
816
523
465
524

36
36
32
45
66

4.449
4.533
4.004
4.013
4*313

20

748
738
994
1*130
1*242

23

241
230
360
328
534

507
508
634
802
665

61
50
62
62
66

4.631
4.901
5.759
6*916
6.859

1.737

18

454

1.265

65

10.650

1
There was one national bank in 1017-1934. but no data for its assets
and liabilities are available for those years,

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

Amounts in thousands of dollars]

8
3
10
12
9
35

1224

Virgin Islands

National BanksTable 2

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1935-1955 'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Total

nterbanK

1935

620

1936

1.458

1937
1938

1*467
1*388

1939

1*413

1940

1,377

1941
1942
1943
1944

1*687
2*284
3,367
4.450

1945
1946

4*161
4,179

1947
1948
1949

3*652
3.640
3*905

1950
1951

4,397
4,466

1952

5,331

1953
1954

6,476
6*398

1955

Fur initf see opposite pajre.

Government

Other
time

demand

32
7
14
4

73
72
80
68

132
461
394
343
390

486
892
994
951
951

5
2
7
41
22

84
42
43
161
256

339
527
959
1*613
2*502

1*116
1275
1*552
1,670

12
28
21
17
17

212
199
257
258
245

2*335
2*089
1*532
1*539
1*736

1*602
1*863
1*842
1,626
1,907

35
17
13
45
10

242
235
239
256
272

2*060
2.099
2*604
3*083
2.774

2*060
2*115
2 475
3*092
3*342

225

949

Virgin Islands

1225

Table 2National Banks

ASSETS, LIABILITIES, AND NUMBER, 1935-1955 Continued


[Figures as of June 30 or nearest available date; partly estimated.

Year

Borrowings

National
bank
notes

Amounts in thousands of dollars]


Surplus and

Other
liabilities

Total
liabilities
and capital
accounts

other

Caoital
v-apiiai

capital
accounts

Number
of

1935
1936
1937
1938
1939

1
8
12
7
9

150
150
150
150
150

18
25
40
55
74

t641
669
600
646

1
1
1
1
1

1940
1941
1942
-1943
1944

5
19
28
30
13

150
150
150
150
150

83
93
100
83
96

615
949
2*562
3*630
4*709

1
1
1
1
1

1945
1946
1947
1948
1949

18
38
28
22
25

150
150
150
150
150

120
166
174
201
233

4*449
4*533
4*004
4*013
4*313

1
1
1
1
1

1950
1951
1952
1953
1954

24
31
47
56
52

150
150
100
150
150

260
254
281
234
259

4*831
4901
5*759
6*916
6*859

1
1
1
1
1

1955

64

150

276

10*650

1
There was one national bank in 1917-1934, but no data for its assets
and liabilities are available for those years.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

789

1226

Virgin Islands

Mutual Savings BanksTable 3

ASSETS, LIABILITIES, AND NUMBER, 1934-1955'


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Loans

Loans
Year

Real
estate

Total
1934

31

Alt
other

Collateral

Year

1935
1936
1937
1938

31

Total

Cottar

u!te
30
36
42
50

or

30
36
42
50

Loans*
Commercial,
industrial,
and
agricultural

Year
Total

For purchasing or
carrying securities
To brokers
and
dealers

To
others

Real estate

On
residential
property

On
farm land

58

1940
1941
1942
1943
1944

66
75
87
102
115

33
37
43
51
57

33
38
44
51
58

1945
1946
1947
1946
1949

122
127
137

61
63
68
72
77

61
64
69
73
78

1950
1951
1952
1953
1954

165
163
162
163
183

82
81

83
82
61
82
92

1955

200

1
There were two mutual savings banks in 1917-1930, and one thereafter, but no data for assets and liabilities are available before 1934.
* Beginning June 30, 1948, figures for various loan items are shown

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

All
other

29

1939

145
155

Other

Other
loans
to
individuals

81
81
91

101
gross (i.e., before deduction of valuation reserves); they do not add to
the total and are not entirely comparable with prior figures. Total loans
continue to be shown net.

Virgin Islands

1227

Table 3Mutual Savings Banks

ASSETS, LIABILITIES. AND NUMBER. 1934-1955'Continued


[Figures as of June 30 or nearest available date; partly estimated.

Cash assets

Investments
Year

U.S.
Government
obligations

Total

Obligations
of States
and political
subdivisions

Amounts in thousands of dollars]

Other
securities

Cash items
in process
of collection

Total

Currency
and
coin

Bankers'
balances
(including
reserves)

Other
assets

Total
aesete

1934

46

46

87

1935
1936
1937
1938
1939

44
44
44
42
40

44
44
44
42
40

22
26
18
12
6

22
26
18
12
6

3
3
5
5
4

99
109
109
109
108

1940
1941
1942
1943
1944

37
36
35
33
31

37
36
35
33
31

7
10
11
12
14

7
10
11
12
14

2
4
5
5
5

112
125
138
152
165

1945
1946
1947
1948
1949

30
26
23
20
16

30
26
23
20
16

18
25
24
25
26

18
25
24
25
26

8
11
12
12
12

178
189
196
202
209

1990
1991
1952
1953
1994

12
10
8
6
6

12
10
8
6
6

25
27
29
51
52

25
27
24
15
9

5
36
43

13
15
16
18
18

215
215
215
238
259

1955

38

19

19

20

264

' There were two mutual savings banks in 1917*1930. and one thereafter, but no data for assets and liabilities are available before 1934.

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

1228

Virgin Islands

Mutual Savings BanksTable 3

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

ASSETS, LIABILITIES, AND NUMBER, 1934*1955'Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]
Deposits
Year
Interbank

Total
1934

U.S.
Government

Other
demand

Other
time
60

1935
1936
1937
1938
1939

73
83
83
81
78

1940
1941
1942
1943
1944

80
92

92

102
112
122

102
112
122

1945
1946
1947
1948
1949

136
144
149

154
159

136
144
149
154
159

1950
1951
1952
1953
1954

163
161
159
179
196

163
161
159
179
196

1955

198

198

Fur note see opposite page.

73
83
83
81
78
60

Virgin Islands

1229

Table ,?Mutual Savings Banks

ASSETS, LIABILITIES, AND NUMBER, 1934-1955 Continued


[Figures as of June 30 or nearest available date; partly estimated. Amounts in thousands of dollars]

Year

Borrowings

National
bank
notes

Other
liabilities

Capital

Surplus and
other
capital
accounts

Total
liabilities
and capital
accounts

Number
of
banks

1934

26

87

1935
1936
1937
1938
1939

25
25
25
27
26

99
109
109
109
108

' 1940
1941
1942
1943
1944

30
30
33
36
39

112
125
136
152
165

1945
1946
1947
1948
1949

37
40
42
43
45

178
189
196
202
209

1950
1951
1952
1953
1954

47
49
51
54
58

215

1955

61

264

215
215
238
259

There were two mutual savings banks in 1917-1930, and one thereafter, but no data for assets and liabilities are available before 1934,

Digitized for FRASER


http://fraser.stlouisfed.org/
Federal Reserve Bank of St. Louis

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