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V.E.S. COLLEGE OF ARTS, SCIENCE & COMMERCE, SINDHI SOCIETY, CHEMBUR, MUMBAI 400071
BACHELOR OF COMMERCE BANKING & INSURANCE SEMESTER V Submitted In Partial Fulfillment of the requirements For the Award of the Degree of Bachelor of Commerce Banking & Insurance
V.E.S. COLLEGE OF ARTS, SCIENCE & COMMERCE, SINDHI SOCIETY, CHEMBUR, MUMBAI 400071
V.E.S. COLLEGE OF ARTS, SCIENCE & COMMERCE, SINDHI SOCIETY, CHEMBUR, MUMBAI 400071
C E R T I F I C A T E
This is to certify that Shri/Miss of B.Com Banking & Insurance Semester V (2013-14) has successfully completed the project on Under the guidance of .
Course Coordinator
Principal
External Examiner
DECLARATION
I, completed this project on . The information submitted is true & original to the best of my knowledge. , the student of B.Com Banking &
ACKNOWLEDGEMENT
I owe a great many thanks to a great many people who helped and supported me during the making of this project.
I would like to express my special thanks of gratitude to my project guide MR. SACHIN BHANDARKAR for their guidance and constant supervision as well as for providing necessary information regarding the project and also for their support in completing the project. I also kindly appreciate the involvement of the teaching and non teaching staff and the library staff and to those too who have directly or indirectly contributed in making this project successful.
Secondly, I would like to express my gratitude and thanks to banks persons for giving me such attention and time.
Lastly, I thank almighty my parents, sisters and friends for their kind co-operations and encouragement which help me in completion of this project.
RESEARCH DESIGN
PURPOSE OF THE STUDY: The Basic Purpose Of Choosing This Topic Is To Know What Types Of Technologies Are Used In Banks.
RESEARCH METHODOLOGY
PRIMARY DATA:Data collected for the first time, by a method other than secondary research, to answer specific questions. Primary data come from the researcher for the purpose of the specific purpose it hand.
The primary data provided by: Asst. branch manager Mr. Deepak Raut from the TJSB SAHAKARI BANK provided information related to the project.
The branch manager of AXIS BANK gave necessary the information related the Project
SECONDARY DATA:Published information available from other sources that has already been gathered this information is relevant to the problem at hand either internal or external to an organization start by collecting this type.
The data is a collected and piled up for the project is been collected from various sources such as:
Several books
EXECUTIVE SUMMARY
I have covered the brief information technology introduction and definition and also covered the its role in banks. I briefly covered services under information technology in bank in that technology development in banking sector under that Core banking solutions Society for worldwide inter-bank financial telecommunications (swift), e-cheque, HAWK, note counting machine, clearing payment system etc, There are some impact of information technology on banking system in that impact of it on the service quality, and also impact of information technology on banking system. I had also visited in two banks TJSB bank and AXIS bank the both banks provided me some knowledge information and some extra information related my project.
INDEX
SR.NO PARTICULAR PAGE NO. 1 to 2 1 Introduction To Information Technology
Introduction To Information Technology In Banks & Its 3 to 12 Role Services Under IT In Banking Impact Of Information Technology On Banking System 13 to 50 51 to 54
3 4
5 6
55 to 60 61 to 62
7 8 9 10
63 64 65 66