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Satisfaction for Whom? Freedom for What?

Theology and the Economic Theory of the Consumer Author(s): Mark G. Nixon Source: Journal of Business Ethics, Vol. 70, No. 1, Today's Ethical Issues: Perspectives from the Business Academic Community (Jan., 2007), pp. 39-60 Published by: Springer Stable URL: http://www.jstor.org/stable/25075270 . Accessed: 15/11/2013 20:06
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Journal of Business Ethics (2007) 70:39-60 DOI 10.1007A10551-006-9078-5

? Springer2006

Satisfaction forWhom? forWhat?


Theory

Freedom and the Economic


Mark G. Nixon

Theology

of the Consumer

ABSTRACT. which individual non, has assumes

The

economic individual to pursue an important

theory satisfaction satisfaction

of as

the its as

consumer, goal its sine and qua in

Christian of consumer

tradition. theory

The and

paper then

outlines focuses on

the three

assumptions aspects of

freedom become

the theory
individual

from a critical
in community,

theological
property

perspective:
and

the
hu

ideological

element

ownership,

political economy. Some have argued that the political of economics has evolved into a kind of dimension
"secular theology" that legitimates free market capital

man

destiny (or "eschatology" ogy). The principal conclusion


from this perspective,

in theological terminol is that consumer theory,


leads to a reductionist and

viewed

ism, which has become United States [Nelson:

in the of "religion" on Heaven 1991, Reaching for Earth: The Theological Meaning of Economics. (Rowman & Littlefield Publishers, Inc, Savage, Maryland); 2001,
Economics as Religion: From Samuelson to Chicago and Be

a kind

existentially
mization issues when paper argues of

harmful view
individual viewed that as a the include and

of human beings. The maxi


raises and could genuine value. ethical The if of a religious be

satisfaction political issues more

ameliorated treatment in

economists social theory economic

would

explicit alternatives give greater

yond (The Pennsylvania State University Press, Univer Thurow: 1983, Dangerous sity Park, Pennsylvania); Currents: The State of Economics (Random House, New York); Milbank: 1990, Theology and Social Theory, Beyond Secular Reason (Basil Blackwell, Cambridge, Massachu setts)]. Consumer theory in its ideological form provides an important base for this religion and is no longer
merely choice the view implicit compares a or positive estimating of in the human the economic framework market being, for understanding demand. the theory The paper consumer explores that is

dimension and

ethical would

consumer to

if theologians theory.

attention

KEY

WOPDS:

community,

consumer,

economics,

individual, Milbank, theology, utility

ownership,

religion,

social ethics,

"anthropology," of the consumer with the

and corre

its "theological"

implications

Introduction Discussions and between leaders economists people, hand and religious and ethicists on the other hand business on one

sponding

theological

anthropologies

in

the Judaeo political leaders, theologians about the justice and morality of specific business can often be and economic and policies practices from different frustrating. Arguing starting points the par assumptions, terms often in that seem express themselves ticipants foreign to one another, feel as if they are talking past each other, and conclude the by wondering why see clearly what party cannot appears to be to obvious all. Accusations of greed and uncaring are or unrea countered by charges of impracticality other
sonableness.

Mark Nixon
&

(mnixon@fordham.edu) is a doctoral student in Master ofArts in Humanities theology and coordinatorof the
Sciences in Program postmodern at Fordham theology, University, social theory, with and research ethics. He

interests

received his B.A. (Religion) from Oberlin College, his M.B.A. and M.A. (Political Economy) from Stanford University, and hisM.A. (Theology)from Fordham Uni
versity. He has also completed the course requirements for the

and on

the basis of different

Ph.D. His
where

(Economics) at The George Washington University. business career includedmore than 20 years with IBM
he held several staff, years management as director and executive positions, Busi of IBM's Advanced

including ness Institute.

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40 Mark One versations theories source of is that these con the difficulty address the assumptions and the the participants' positions convictions on the about in

G. Nixon hours at work and an almost frantic of

rarely that inform

specific issues. These underlying and specific issues are the world economic doctrines, theological ical philosophies that are deeply versation and partners' personal and development.
casual discussion.

as activity a significant life's goal. Life itself is devalued by to an end rather than an end in it as ameans viewing individual and achievement itself. there is growing Worldwide, disparity between the the rich and the poor, with the wealthy defining economy while priorities of the world production

pursuit that is viewed

often

embodied

theories, and polit rooted in the con cultural lend formation to


an

They
However,

do not

themselves
under

without

a clarification, at of differences standing, or at least this level, the debates about the goals of economic systems, or advocacy of specific practices and policies are problematic This paper theoretical that and unresolvable. an analysis at this deeper area of fundamental beliefs these discussions: the provides level of one informs of how human

intense poverty persists globally. As one example, the average U.S. household consumption expendi ture for pets is greater than the per capita annual incomes of roughly 20% of the world's people, who make
even

the equivalent
more extreme

of less than $1 per day.


example, high-wealth

In an

consum

frequently

understanding

pursue happiness that they make.

beings conceive of and choices the consumption through con it and compares Specifically,

with on-board luxury yachts, complete and staffs that meticulous individ heliports provide of ual attention around the clock, for hundreds thousands of dollars a week, while adults and chil dren diseases in many poor countries for which inexpensive of die of starvation or vaccines are available

ers hire

trasts the axioms of the neoclassical economic theory constitute the anthropology of the consumer, which or view of the human being that is implicit in free or religious the theological market economics, with and Judaism. that inform Christianity anthropologies that usually principles explores remain tacit with the hope that clarifying differences in these basic ideas can lead to more fruitful policy It identifies discussions, theologians
respective humane world.

but outside Each

these populations' financial reach. these concerns and examples involves for serious consequences are others who

choices that have consumption for both and the consumer affected. ethical different bution economic
them.

and

They concern

to those who

are also of particular advocate

set of priorities of wealth and policies

and religious a significantly the redistri together with resources in and changes be required to achieve

to

changes
and

in how the

economists of
to even

and their
a more

that may

approach
disciplines,

intersection

perhaps

Consumer anthropology:

and theological theory four theses

Why

focus

on

the

consumer?

The

The American to grow

in the aggregate continues economy at a steady rate and many people in the U.S. prosperity, currently enjoy a high level of economic especially relative to the rest of the world. Yet, there concern is not right. that something is increasing Individual employment, and household uncertainty persists about the ends meet, the ability to make of of health care, and the adequacy There is dissatisfaction with

economic and between theory relationship a was one 18th until the late close century. theology traces of the evolution (1980) early Schumpeter economics scholastic as a field of study from notes its origins that most in of

theology (Schumpeter the economic theory of the 17th century could have taken from the 16th century been Spanish Jesuit its consider Luis de Molina1) through theologian ation

affordability savings for retirement.

as a topic within natural theology (Locke's the influenced Essay Concerning Human Understanding awork later empirical tradition but Locke also wrote and Adam of Christianity;" at Smith taught natural theology Glasgow College Moral Sentiments), to where he also wrote his Theory of its eventual separation from theology during the 18th on the "Reasonableness

the political system and a longing for a deeper set of can often be found in normal work and values than States, communities popular culture. In the United and families are weakened by the stresses of long

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Satisfaction for Whom? century


(e.g.,

Freedom for What? 41 free market anthropological theologically, differ from and are at assumptions fundamentally odds with in Jewish and Christian anthropologies three main ways. First, they are rigorously in asocial contrast with the strongly social understanding of the individual Second, in the Judaeo-Christian anthropologies. to their view of the individual's right Viewed

as secular philosophies
utilitarianism

of
(e.g.,

individual
Bentham),

rights
and

Rousseau),

(e.g., Hume) empiricism philosophical prevailed. In recent decades, there has been renewed atten tion to the relationship between and eco theology nomics as church leaders have asserted the moral of economic responsibilities ment of the human person 1981, 1987, 1991) raised concerns about consumer to the develop (e.g., Pope John Paul II, and economic have philosophers systems the

of ethical implications 2001; 1983, McMurtry, theory (Hodgson, to intention in this paper is to contribute 1999). My this ongoing debate by developing the following four

and unilateral of initial ownership disposition resource endowments and acquired possessions for satisfaction conflicts with purely personal Judaeo Christian which understand individual views, as resources of for the benefit ownership stewardship aswell as the individual. A radical of the community amount of ownership for personal satisfaction may to a kind of heresy from a Christian their lack of a historical Third, spective. even per time

nomic

theses that address the relationship between the eco consumer of the and the theory theological inherent in Judaism and Christianity. anthropologies 1: Consumer

view

dimension theory embodies an anthropology or understanding of the human being that is theoretically problematic even as an economics of human choice. Thesis source of contention significant issues is the view of the human A "anthropology," reinforced by an economic maximization an ultimate this satisfaction of immediate value that is embodied system individual about these

tialist decision immediate, and destiny amoral in

and their application of the consequen criterion of achieving current, even a satisfaction view of human implies

the being, in and deeply that asserts the satisfaction as is or to pursue system system of what in

that is short-sighted and happiness the perspective of Christianity and a view which decisions within Judaism, history that extends from the creation of the world to its ultimate fulfillment Thesis at the end of time.

and individual

freedom

variously capitalism; constitutes neoclassical theory a purely Thesis

as its sine qua non. This referred to as the free market and its metanarrative human economic thriving or "story" is articulated

4: There is an opportunity to develop a richer economic theory as a basisfor dialogue on economic issues using theological insights from Judaism and Christianity. is also an opportunity for new directions in theology based on a deeper reflection on economic theory and practice. There

There

the

is problematic economic 2: Consumer


has come

theory of the consumer. This as an anthropology even from theoretical point of view. its anthropological
an ideology or even a

theory, with
to constitute

is benefit in a more vigorous and ongoing - at a economics between and the dialogue theology a oretical level of concerning deeper understanding human behavior with regard to economic choice. Such a dialogue will lead both theologians and economists to a clarification economic theorized of the real human and how issues involved in activity activity a clarification and theologized, that could a more to lead just and hopeful world. economic is both

assumptions,

doctrine in a "secular economic theology." In spite of these economic that is inherent anthropology theoretical in consumer issues, the

theory's is nevertheless often advanced assumptions ideolog and even at times as ically as a normative prescription an element justify of a "secular economic theology" system. to support and the overall

Thesis 1 : Consumer or

theory embodies an anthropology of the human being that is the understanding even as an economics of oretically problematic
choice.

human

Thesis 3: The anthropology inherent in consumer theory is at odds with Jewish and Christian understandings of the human being, which offer, in theirjudgment, a more hopeful view of the person in community and of human destiny.

The heart of the neoclassical theory of the con sumer may be summarized "A briefly as follows: maximizes his utility when he distributes his person

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42 Mark available money among the various goods so that he the same amount of satisfaction from the last of money (emphasis "Gossen's each spent upon commodity as This known formulation, added)." to the mid-19th dates back Law,"

G. Nixon 1. People maximize People they want and need in order to their satisfaction or utility generate demand for goods and services by choices based on their wants consumption know what and firms respond by producing goods to satisfy the demand. This is referred to
sovereignty."

obtains unit

making and needs,


as "consumer

It acquired greater analytical development century. in subsequent work and mathematical formulation and Marshall which also increas Hicks, by Jevons, the abstract principle ingly emphasized or pleasure the enjoyment satisfaction, consumption, benefits derived as the consumer's cept of revealed cornerstone of textbook Koutsoyiannis Varian, 1990), the usefulness consumer's rather from than the of individual derived or from useful

and services One

is of this assumption consequence to about the of morality effectively push questions is produced what decisions and back to consumers' ethical behavior and the harmless and to hold community from moral the economic that sustains system itself ? the system

utility of commodities consumption In Samuelson's (1947) con goal.

has become the preferences, which recent research and contemporary formulations 1978; (e.g., Nicholson and Blinder 1979; Baum?l 1997; the theory lost any need to deal with of goods, focused instead on the

and evaluation. responsibility is used by market For example, the principle advo cates to exonerate gun producers and retailers from for injuries and deaths from gun any responsibility kill people, shot wounds don't because "Guns

people

simply wanting more or less of a good at and assumed the margin within budget constraints, the of goods basket that axiomatically preferred the consumer's maximized utility. While goods, 1971, 1981; 1979; Becker, 1975, Koutsoyiannis the range Becker and Murphy, 2001) have extended to include commodities" such of "consumable crime, racial discrimi things as family relationships, even and life itself. nation, pollution, the theory is applied most often to material certain economists 1978; (e.g., Nicholson

same principle kill people." The could be to the of chemical and manufacture nuclear, applied arma or in trade international biological weapons It responsible is the purchaser/consumer for any moral consequences. who is

ments.

2. People act individually in making choices and arefree to make their choices without constraints imposed by others Individual ideals autonomy that are given liberty are not simply in the theory; they expression for the theory to be true. This and

are logically required of the theory and individual freedom is a cornerstone for there is no theoretical consideration of space
either posed social by or moral constraints tradition, or that might values. In be particular, im custom,

The problematic anthropological assumptions of consumer theory Consumer necessary


delineate a

issues arise if people make theoretical that would based on a social welfare function serious set of five collectively
satisfac

choices include

theory
secular

rests on or

assumptions

the following axioms that


of human

other people (Arrow, 1951; Sen, 1995, 1999).4 The market demand for goods (i.e., the quantities of each at all possible prices) be purchased good that would is calculated by summing all of the individual choi them into a "social" demand ces, not by integrating
curve that involves tradeoffs among consumers.

metanarrative

so simple and are generally assumptions that they receive little attention appear so plausible and are rarely debated. Then, once they are agreed as a starting point for further analysis, they quietly tion. These slip into developed Yet each the background without much of them and further the theory can be to them. attention

Individual consideration

choice

does

not,

of course,

rule out

and Sen cautions of others, against "the 'low-minded of assuming that sentimentalism' is constantly motivated everyone per entirely by sonal self-interest." the neoclassical altruism in But, incorporating is problematic. Becker (1981), as a what he describes has developed model and by a corresponding "family in the utility including

At this implications. we will the and list pro assumptions point, simply issues that vide brief examples of the implicit moral sections of this paper will they raise. Subsequent has moral examine broader theoretical and moral concerns.

for example, theory of altruism utility function,"

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Satisfaction for Whom? calculations other each family member the utility of consists of members. Altruism here family in the interest of maximizing individual sacrifice of

Freedom for What? 43 national is implicitly economies, in a set of and results This accepted perpetuated. ? ? and hence production pri global consumption orities that favor wealthy countries and individuals. and worldwide

family utility, such that the individual's overall utility is also increased. For example, a husband might give income the related up his job and sacrifice by a family household move that enables his accepting a salary increase that to take a position with wife more the family's loss of his in than compensates so that both he and she can enjoy a higher come, level of consumption. construction remains individual satisfaction. this theoretical Nonetheless, of rooted in the maximization

of initial endowments This unequal distribution is central to understanding economic how devel can expand in opment especially consumption, and poor countries; tional policy debates "over consumption" abysmal beings. With the it is a basic over issue in interna the inequity of resource in wealthy countries given

and labor, demand. But mand

of human of the majority poverty few resources beyond their own time effective do not generate poor people this lack of effective consumer de economies respond the growth to the demand and limits

3. People have perfect information about all of the attributes of the available goods and services available to them and rationally evaluate them in terms of the satisfaction that they will bring If people did not have perfect information, then, ex that are made among other things, the choices ante on the basis of imperfect information might not result ex post in the expected satisfaction. Economists of assuming that the heroic implausibility recognize have perfect information but accept it as an initial assumption, while the literature on deci consumers sion-making
to grow.

in developing of firms that would thereby create

poor. view

employment a vicious It becomes

for the opportunities The neoclassical cycle.

as: the be characterized succinctly might poor are poor because they are poor and they will a crit remain poor because they are poor. Thus, ical first increase step and in developing economies is often to endowments reallocate the existing external aid or land reform); but the tends to reify the status quo. is

(e.g., basic

through theory

under

imperfect

information

continues 5. People's preferences and choices are for "now." There no "tomorrow," no historical time dimension

4. The This

consumer is endowed with

owned resources that

The

impacts

of

choices

made

allow choices to be consummated is required because the principal assumption a curve to at is the arrive of demand theory objective for goods, and economic demand is always "effective
demand" list" that can be exercised, these not endowments simply a "wish are at the of wants. Further,

concerning time (e.g., not


versus capital

the consumption the degradation

(e.g., of fossil fuels) on a later are of the environment) alloca today


of

at one

time

relevant
tomorrow

tion of resource

in the theory. The consumer's for consumption endowments


is treated or in saving a separate and

theory investment.

formation

disposal of the consumers who own them and have to exercise their own volition in how the freedom are used. This and freedom of use, they ownership essential to the economic theory and protected by law in the United component
to exist.

Consumer

theory's assumption of perfect knowledge obviates the need to consider historical time, since, if are known the future consequences of decisions (or addressed
then

in the form of a probability


analyses can treat time

distribution),
as a purely

States

and other

critical
free

of the value

is a societies, that enables system

economic

markets

of the endowments, The magnitude where they come from, and their distribution among consumers, are simply ignored by consumer however, theory; they have. The practical people just have whatever moral wealth concern and is that the current distribution of extreme observed resources, including consumer across local, among participants

(Vickers static only analysis. It can be demonstrated conditions are met,

logical circumstances

variable

and

independent 1994). The

of theory

historical supports

logically that if these five then goods and services will be

and distributed in a way that optimally produced satisfies consumer preferences, subject to the overall resources at a given constraint of the available
point.

disparities

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44 Mark Some theoretical economic issues with consumer theory

G. Nixon to programming) consumer preferences, has little meaning and make choices that usually satisfactory others have enable to theoretical of analysis the concept of maximization to most people who live their lives on the basis of "rules of thumb" the

In the context consumer hypotheses framework dictions

of a positive economics, the theory of a source choice constitutes of testable that could prove conceptually and testing empirical activity remedies for useful as a pre and

for making about consumer

them to "get by" in away that is them what Herbert Simon and

in a free market

possible or failures. However, imperfections in problems using it this way.


First, the economic concept

identifying

any there are several


consumer

market

of

satis

called "satisficing" (March and Simon, ? not know and would if they 1958; Simon, 1976) were or could be or sat "maximally" "optimally" isfied within their budget constraint by any given combinations of goods. the assumption of perfect information is not it is untenable both from an merely heroic, logically and epistemologi economic, analytical perspective Third, cally. Analytically, every individual knowledge what as Vickers in a market points out, for to have perfect system each would need to know (1994) will do or choose in The

or utility makes about whether hypotheses in individuals satisfaction and are, fact, maximizing It is, of course, both possible and utility unfalsifiable. useful for many reasons to investigate individual and faction group satisfaction experiences; are measured may
sions.

products, and levels of consumer through responses useful information


the measures are

with

services satisfaction

and that deci


for

simultaneously

in marketing for business


at best a

studies every other under different response tortured to one's individual

provide
However,

proxy

experiences. and satisfaction are subjective characteristics Utility of individuals that become in any self-fulfilling are a means whatever person empirical test. They by and independent them, and there are no objective units for measuring them across consumers (Harsa nyi 1955). This subjective consider if the to aspect has led some economists consumer even of the is theory

the actual satisfaction

that the consumer

conditions contemplated own projected action.

tered on other

that duopoly problems theory encoun are that level well known. When every on individual's action every proposed depends

individual's action, it is simply not possible to say that there are sufficient degrees of freedom in the system for all market to have participants knowledge.

perfect

necessary or useful. The economist's primary focus is on aggregate, not individual, demand for goods and services and on the estimation of price and income elasticities; approaches
consumer

the problem of perfect knowl Epistemologically, consumers make is when real edge compounded these decisions the "logical" To in real historical time time as opposed theory: he or she to in the economic

and

there
or

are theoretical

for deriving
utility

and empirical these without the use of


functions. None

preference

ask an individual

in real time what

theless, consumer always


and

an economic choice

science

that had no

remain
get

to put would, at the "molecular"


to the "atomic"

theory of it metaphorically, level of analysis


or "sub-atomic"

would

never

to change is to ask, in do if the price were the individual would do if his or her effect, what entire knowledge environment and epistemic status were different. It is to ask, what the indi do if he or she were different. How can one one would do say what when ...epistemologically, what one would be if one were it is impossi if one were

would

economics importantly, lack a "personal It would face." be more difficult to tie the workings of an impersonal market to individuals and it would if not be harder, rea that

levels. More

free market

vidual would different ble different.

to know

to draw on the concepts of human impossible, and consumer choice son, personal freedom, so make the free market ideologically powerful.

the concept of utility maximization Second, while to apply certain mathematical economists allows linear calculus, optimization techniques (e.g.,

consumers on say that surveying in the prices of goods and services how changes would affect their consumption would levels, yield or useless but the information; meaningless This

is not

to

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Satisfaction for Whom? responses would inevitably be uncertain. Moreover, reliability the time for which the the more to deal ditions. and their speculative the more distant

Freedom for What? 45 The view of the world is equilibrium price-auction a traditional view with a history as old as that of economics itself: the individual consumer is asserted to be a

is posed, survey question difficult would be the consumer's ability in real terms with the ceteris paribus con The theoretical rests in problem time and the presumption not just speculation. issues have choice. the of been Sen

of logical assumption consumer knowledge, Finally, fundamental raised (1973) about what has evaluated individual

or producer within free maximizing an markets that establish supply-demand equilib rium price for any kind of goods or service. This is an economics consis blessed with an intellectual tency, and one having implications the realm of conventional beyond ory. It is, in short, also a political becoming Robert something approaching that extend economic far the

analytical constitutes rational

imizing well-known the

the rationality of utility-max choice within the context of the if each of where, own self-interest regard for off. Sen

often philosophy, a religion.

"prisoners' dilemma" maximizes individuals his

and without based on expected outcomes the other party, both parties are worse

goes further. as Religion, he think of themselves as scientists, begins: "Economists but as Iwill be arguing in this book, they are more like theologians (Nelson to "offer a theological 2001)."12 He then proceeds of exegesis of the contents and to evaluate in terms the of

H. Nelson, also an economist, In the preface of his book, Economics

act the consequentialist, (1977) also questions why individual self-inter based criterion of maximizing est that we so far is really required as have described in consumer the basis for "rationality" theory when: or a sense of that commitment (1) there is evidence rather than immediate decision criterion consequences for people; (2) people on rules of behavior rather is a

modern current

economic schools whose of

thought" economic

their contributions religion

thought to the tenets of a new,

secular

obligation common than

often base their decisions

individual acts; and (3) there is evidence in experiments with the prisoners' dilemma (not to mention that do observation) people everyday consider the interests of others and choose to do the unselfish particular, thing. needs He argues that "commitment," as an element to be incorporated in of

de prophesy on in existence the the of God necessary any pended of its themes hereafter" but which "draws many from the biblical tradition, now typically reworking them in a less direct and mostly implicit fashion." "economic This which builds on an earlier more he provided (Nelson, of the rationale: book 1991) in

has not

Material limited

in the economic rationality theory of consumer choice along with a social dimension that recognizes that groups the provide (e.g., class, community)
context mitment. and basis of many actions involving com

for scarcity and the resulting competition resources have been widely seen as the ? cause of human misbehavior fundamental the
real source of of modern human sinfulness economic .... For many eco

faithful

theologies,

nomic
vation

progress
to a new

has represented
heaven on earth,

the route
the

of sal
of

means

Thesis 2: Consumer assumptions,


or even a

its anthropological theory, with an ideology has come to constitute


in a "secular economic

banishing Those market who

evil from are

the affairs of mankind.

doctrine

economics

to free committed ideologically do not view the theoretical sec in the preceding a positive economic

theology."

that were addressed objections as tion cautions against using

In light of these conceptual and practical issues, it is reasonable to question why the theory persists as a focus for economic analysis. The most compelling answer ence.
secular economist,

theory as an ethical standard. Rather they view them as hindrances so that the market may to be overcome work to its fullest extent. In short, consumers may not behave choices, but they should in Individuals may be constrained to achieve how they use their resource endowments satisfaction, but they should not be. Society personal behave rationally that way. in making

is that economics It is a normative


? theology comments as

sci is not just a positive - even a social philosophy


well. Lester Thurow, an

that

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46 Mark
or limit consumer access to certain con

G. Nixon initial endowments. issues for raise The theory's assumptions a Judaeo-Christian view of the human a secular ideology, the consumer theory

may

deny

(e.g., prostitution, drugs, guns), but it should statements articulate a strong libertarian not. These sumables view which that constitutes benefits the the limit of situation for deriving system, supports. The theory of the consumer more is normative argument general and moderate at in that the free market least the is, system theory, most faction met effective system and well-being consumer satis for achieving are as long as these conditions they should be met. social and ideological the theoretical the free market

being. As and the free market understood

system that it supports may be as a competing religion. to consumer Perhaps the greatest objection theory is from a Judaeo-Christian, perspective theological that it is asocial amoral (exclusive focus on (a purely consequentialist satisfaction maximization), and ahistorical as treats time From theory "logical"). only decision the individual), criterion (the this the to a and the

of

and therefore

a pragmatic perspec the tive, theory of consumer choice is essential to the It system founded on the free market. socio-political From serves minds system system sumption desirable legitimate of individuals. to the The economic system idea that the free market in the

theological communal valorization command selfish

the axioms violate perspective, nature of the human being, lead of individual rights ownership or dominion and over detriment possessions of other to

is based on "consumer experiential to achieve and

gives the sovereignty" con and validates "weight" individual satisfaction as socially

Ultimately, the human

axioms of The important. theory's freedom and rationality choice, economic social values and make the economic become system and defending worth preserving lives, (with people's individual even if the economic if necessary), of consequences the system may be harmful to particular individuals or segments
tive system

people. they lead to a loss of a reason to hope in prospect as human destiny is reduced to the present maximization of satisfaction with goods in is that cannot, the end, satisfy, but as violence

exclusion

on people and nature to pre wreaked serve the right to try and achieve that satisfaction. As and Sedgwick Britton the (2003) have summarized con situation: of the theory of the anthropology nevertheless torical sumer choice is "individualist, value-free and a-his .... The Christian account could not be more It presupposes a different of of of
the

of society
that was

at a given
"irrational"

point. An
(e.g.,

alterna
based on

different.

admittedly subjective uals were constrained choices wealth

individ values) and in which in the others (i.e. "unfree") by

understanding on turns It and of the memory rationality history. certain events, but the primary focus is not one Rather
engenders ...." short, consumer theory constitutes a metanar

that they could make using their income and at least would hardly find such acceptance, in the United States. inherent in consumer

memory.
practices future In

participation
a sense of

in
hope

communal
for

currently

Thesis 3: The theory

and Christian Jewish of the human offer, understandings being, which a more view of the in their judgment, hopeful person The in community and of human destiny. in the

anthropology is at odds with

that is at odds with Judaism and Christianity that is more and betrays a deficient anthropology rative radical than mere economic carping about the realism of specific assumptions. The fundamental theological to free market consumer theory identified in three broad of the human exercise areas:

objections above can be elaborated ? ? Ownership


creation; and

theory for theological

focus provides its axiomatic char of because study the acter, its strong social and value dimensions, in the free it role that legitimating ideological plays
system, and the often adverse consequences

secular anthropology of consumer choice

that is inherent a critical

The

communal and

nature the

being; of dominion

over

The

market

of

system for those it encompasses, those who are seriously disadvantaged with the

especially regard to

character of the human destiny in that theological terminology) ("eschatology" is inherent in an ahistorical concept of consumer destructive
satisfaction.

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Satisfaction for Whom? The communal nature of the human being economic individual view of the consumer begins

Freedom for What? harmful dimension Britton

47 that treats the communal

The modern with the Christian

munity, both present source Christians,

alone whereas the Judaeo in com with the individual begins a in which God is community specifically, view and of ultimate concern as creator and

activity abstractly. and Sedgwick (2003) use the concept of to of God the theological understand the image in economics. of the consumer They significance

anthropology of human

of meaning and value. For both Jews and and ethical this governing theological in the two stories of creation In both creation with is "God-made" in stories,

in the context point out that this must be understood of the relational emphasis that is integral to Judaism. the concept of the image of They argue that when in Christianity, it does not consist pri of exercise the of rational thought and deci marily can become vain, but rather calls people sion, which to imitate God's love, which must be reciprocated God is used and exercised forms God never of does Christian within individual view. That is, not all community. in a satisfaction are legitimate Insofar as creation in the image of

paradigm originates the biblical Book of Genesis. the human

specific being that devolve from the relationship responsibilities elements of with God, but each story has distinctive and to one how human relate to God beings another. human Dei) The The being and given dominion/lordship in Genesis second account dimension on the human of story as made in the image 2-3 first in Genesis 1 views of God over the (imago the earth. the its with

reason

establishes

justice, nity. But sented human

it is include individual reason as God-like, as a value in itself but only as it serves the commu and love within righteousness this communal 1. The aspect is not clearly repre the between

communal reflection

(nephesh) in community. together in order to provide Christian theological are addressed contributions

personhood being as living creature Both stories must be taken Jewish

a satisfactory Their anthropology. in turn below.

or

relationship God creates, being and God is unidirectional; sustenance as a gift. and provides blesses, commands to God. It is a relationship of grateful subservience relationship cifically described between man and woman

in Genesis

respective

The

Genesis God

I: The

human

(imago Dei) the earth

in the image of being made over with dominion/lordship

is spe to only with regard to a command even and "be fruitful and multiply (Gen. 1:28)" one another in filling with their cooperation the earth and subduing it is unclear. The broader rela communal and Sedgwick 1. Christian a communal and ethical draw must that implications be found outside of

tional, Britton Genesis One ducing economic

Those
free market

who

congruence, view kind's due

argue for the compatibility, between the biblical tradition


are quick to correlate the

or even and the


economic

theological dimension

of the individual with creation God's

the account

of human

and with

in Genesis 1 in the "image of God" to human beings to sub command over all living the earth and exercise dominion

analysis within to understand as Trinity. Robert God G. Simons of the (1995), for example, begins his understanding economic person based on the idea of person in the as a loving commu he summarizes Trinity which

for intro approach into a theological 1 is the context of Genesis

A theological (Gen. 1:27-28). reading of as in has been the God created of humanity image as the basis for the defense and used constructively things dignity of all human life and of the intrinsic value of or each individual no matter what race, ethnicity, it is insufficient social status. Taken alone, however, to address Rather, the issues involved focus an exclusive activity. the concept of the as some have extended, on doctrine and of the in economic

nity of persons: "the Father gives himself totally to the Son, the Son gives himself totally to the Father, and the Spirit, proceeding from both, is the bond of that pure economicus Simons Trinity, love." self-giving is also understood affirms bias of homo By analogy, as a related person. the Christian doctrine of the relational necessary as a to the life, challenge in economic and its theory as merely an aggregate of the

considers which of

even when image of God, to include the Christian done, an ambiguous in results Trinity,

ground individualistic understanding individuals.

all human

society

potentially

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48 Mark there is still ambiguity, and an alter However, 1 that minimizes native the reading of Genesis communal munal view is found economic element is also possible. This less com of the human being as the image of God "personalist apologetic in the works This apologetic focuses on for the

G. Nixon
as are

"solvent,"

insofar

they

endowed

with

pur

in an alternative

are chasing power, as are insofar of "marketable," they capable a are many obtaining satisfactory price. But there It human needs which find no place on the market. fundamental is a strict duty of justice and truth not to allow human needs to remain unsatisfied, those burdened by such needs to

and for those resources which

the free market." von Mises

anthropology and draws its theological of Karol Wojtyla selective reading of the philosophy Paul who "underlines II) (Pope John [the] two

and of Hayek support from a

and not to allow perish. And again, historical

as fun and God-likeness qualities of creatureliness to the human person."21 While this apol damental the social dimension of the ogetic acknowledges person, Wojtyla's the emphasis (1979) work in the material is on drawn from

The

is the proper dynamic which Self-determination, .... of the person basis for the development Only one of himself and is the who has possession simultaneously
session can be a

of theWest, for its part, experience that even if the Marxist analysis and its are false, nevertheless of alienation foundation alienation and the loss of the authentic meaning ? is a reality inWestern societies too. This of life are en in when consumerism, happens people a snared in web of false and superficial gratifica shows tions rather than being helped to experience their an concrete in authentic and way. personhood

his own
person ....

sole and exclusive


It is not without

pos
reason

then

that medieval

relationship

philosophers in the phrase, persona

this expressed est sui juris.

This

as In this context, homo economicus, here conceived person in command of himself or herself, appears to have ontological But, priority over community. while the apologetic may address self-determination as a necessary it for human condition fulfillment, does not address the interaction of people in a social
or economic context. and then It champions tends to individual view market liberty par as paramount

1 as a standalone analysis indicates that Genesis basis for understanding homo economicus in his or her can lead to ambiguity. role as individual consumer theological that human

it that references anthropology are in the of created beings image God and that the human person is relational; but this can lead either to a strong view of the communal Each holds as in Simons, or to exaltation of the choice. These individual freedom and primacy a to in elements analyses point important theological for understanding that are relevant anthropology dimension, of
economic activity, but additional elements are nee

ticipation
erations.

independently
In the marketplace,

of personal
one

moral
operates

consid
in a

rational There losophy sonalist Wojtyla

and pragmatic way to satisfy personal is clearly some correlation between of individual philosophy requires the recognition and

needs. a phi

ded in order self-determined,


dominion

to avoid
all

the idolization

self-possessed
creation.

and

of the human as as having

liberty and the Christian per to But fairness of Wojtyla. that his views (John in a ef

over

Genesis

2-3:

the

human

being

as

living

creature

Paul II, 1991 Wojtyla


determination broader view

(1993)) of personal self

(nephesh) The second

in community account of creation in Genesis

are situated self-possession that is critical of the free market's and disadvantaged:

fects on the poor It would nations market resources this is

which

appear that, on the level of individual the free and of international relations, is the most efficient instrument for utilizing and effectively true only for responding those needs to needs. But which are

2?3, the story of Adam and Eve and the a to God, results of their disobedience provides a to Genesis 1 view of and richer balance necessary relevant to the human person that is actually more includes consumer second

to it. This theory and useful as a corrective a prominent account role in has played in the its Christian development theology through

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Satisfaction for Whom? doctrine human views all which the Mystical Body, as to Christ related through beings integrally the community of the Church. Jewish and Christian of those 1?3 together arrive that rely on

Freedom for What? rather than

49

that view Genesis anthropologies at different conclusions from Genesis Genesis earth man/'adam his nostrils 1 alone. 2 describes from human and God's breath: of

owners have constraints (2:15); who their form (2:16?17), who placed consumption families (2:24), who make ethical choices (3:6), who work bear for their livelihood (3:19), and who on children with This eration the help of the Lord (3:16, 4:1). of nephesh also leads to a consid concept and be disciplined appetites might In the Hebrew life can be ordered. culture

beings as created from formed "The Lord God blew into

of how

the dust of the earth. He

a life, and man became In the (Tanakh, Gen. 2:7)." living being/nephesh account of God's creation of human beings from the breath 2 we a human have amuch richer characterization of the being in Genesis and power of kingship strong overtones 1:26-27. Von Rad has called (1962) nephesh "the important is than adam alone with

practical this was accomplished that the Scriptures describe, was to which always directed through Torah/law, the community and defined the interrelationships in terms the community among individuals within In fact, as H. of their relationship with God. Wheeler Robinson out, each (1964) has pointed individual's moral the entire judgment represented and the idea through community implicated of corporate personality and communal guilt. Hoff context "in adds the of that status that, (2005) term which this [i.e., corporate typified nephesh, personality] together
group could

Genesis what

most

in concept [Old Testament] it "The nephesh feels hunger, anthropology." it it it feels and, hates, loves, weeps loathes, anger, most important of all, can die. The nephesh dwells in it is clearly distinguished from the 'flesh,' though It is an animating force. A nephesh has intel lectual capabilities but these do not have the strong as to man rational aspects that are often assigned it." 1. In short, nephesh includes "imago Dei'9 in Genesis more real persons that correlate aspects nearly with It eschews the abstrac economic decisions. making tion that characterizes homo economicus viewed as a decision maker, exercising control rational, God-like over creation. The of the human understanding being's creation in Genesis 2 and the story of Adam and Eve that develops from it address elements of community both Jewish These Adam and responsibility that are essential to and Christian anthropologies.29 dimensions clearer as the story of become

meant in the
even

individuals were same


cover more

mutually
a

bound Such a

'nephesh experience'.
than

generation."

The

implications of Torah are spelled out an set of principles in (e.g., economic evolving and debt forgiveness exchanges damages, lending, and restoration of property, manumission), but they economic always with the community, the indi a within communal strong acting this understanding of the theology, as nephesh was the integrated with of psyche/soul and subsequently with In Latin concept of anima/soul. it became central to the Catholic on

are all focused vidual


structure.

In Christian human Greek being

concept the corresponding this development,

doctrine Christ.

In Genesis and Eve unfolds. 2?3, the human ? a as of appetites" "bundle being literally nephesh on the earth. Unlike is clearly dependent adam in 1who

1943) of the Mystical (Pius XII Body of or her In this body, each member his keeps a and vital and The role. identity performs integral individual is always individual-in-community, and all

is simply created male and female by God's fiat, Adam the nephesh is formed out of the God dust of the ground, and comes to life when Genesis breathes God's own breath into him nephesh in Genesis 2 needs community a companion who is created from him my abstract bones" (2:23). The (2:7). This in the form of as "bone is not of the

It iswithin people are essential. No one is expendable. are nourished, that people this body and if one member of the body hurts, all suffer. The body is rational and well ordered, but, as in the Hebrew in its heart, always tradition, its intellect is centered reaching in love and compassion. And what the are to is in the Christians called be soul/psyche body, in the world. The Hebrew nephesh, the Greek anima of come in together the Mystical Body communal theological out

community but theological analogue of a God/Trinity the intimate community of flesh and blood human are given in God's who presence beings living resources by God to cultivate and care for as stewards

here

and the Latin psyche, the Christian doctrine and constitute a deeply

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50 Mark that challenges the strong individualism theory and provides a fuller theological

G. Nixon is revoked carry this out, but this indenture every to its original owner 7 years and land is returned among the people of Israel every 50 years. are not inher Private property and self-interest in Judaism. In fact, the moral of ently problematic the rabbinic "Fable of the Yetzer-Ha-Rah (Evil is that elimination of self-interested hu Impulse)" man behavior would result in chaos and that human appetites, poses. whether good or bad, serve God's pur Smith endorses whereas Adam similar "invisible in driving pro and services, the strive to overcome the

anthropology of consumer

on human economic behavior than does perspective an exclusive focus on the imago dei and the doctrine of the Trinity. Having in Christianity and Judaism, we can now community ask: what is the individual's responsibility within the own a to This leads consideration of community? ership and dominion. reviewed the ideas of the individual and

Ownership and possessions

and the exercise of dominion over creation

However, the market's allowing conceptually to function hand" autonomously duction and distribution of goods

In Jewish and Christian the treat anthropologies, ment of the given resources available to the indi vidual and of the ownership, and use of acquisition material context sovereignty and the of humanity. "The earth is the Lord's, fullness the world, and they that dwell thereof; sover therein" (Tanakh, Psalm 24:1). Under God's deci consumption eignty, people necessarily make sions concerning the resources within their care, but they make these decisions as stewards of creation and a community. within is God-gi Human dominion ven (Gen. 1:27-28), but it is also God-constrained within munal Jewish With a biblical world-view obligations together with that focuses individual on com rights. goods of God's must always be understood over in the the earth and all

rabbis insist that people must evil impulse, to be consciously focused on the needs of others, beginning with their own household and sov to to all people, and respect God's extending ereignty Jacob Mishnah, one of from in managing Neusner wealth. that has (1999) argued the core of the Jewish Talmud, two economic only systematic the from other of being around 200

the

contains theories The was

antiquity,

Aristotle's.

Mishnah, dating first written recording God,


at the

according
same time

to Jewish
as Torah.

the C.E., the Jewish oral law that tradition, gave to Moses
Neusner has charac

terized contains livelihood

the

as

system "the problem of man's addressing a system of sanctification of a within question of the occupied by the rule." Absolute and resources is

economic

that

the Mishnah

as a base, a practical and largely non-theo Judaism developed to indi the relationships between logical approach in economic vidual and community affairs that retains a strong, communitarian focus. Within are situated within Judaism, Torah, relationship with

ethical perspectives on ownership personality nephesh and corporate

and posing the holy people" indeed definitive "critical, place in society under God's economy individual
alien to this

dominion
system.

over

land

and obligation ownership is always the history of God's which the people of Israel and not merely a body of religious is a natural and routine law. Personal consumption matter, needs what the but God has a right to limit it to meet of the poor. So tithes are paid to God as owner of the land and laws ensure that the poor will receive they need and be treated in a dignified way. and cultivation of Similarly, the purchase, ownership land are essential members otherwise of unable and even Israelite to make the voluntary indenture of are who family members ends meet is permitted to

Christian perspectives on ownership Christian takes more thought private ownership and the or dominion.

serious Charles

issue with exercise Avila of in his

individual

ownership rights in the early Christian Church study of ownership that for the establishes (Avila, 1983) early church fathers ownership was always communal, that people are not self-made but God-made, and that the initial endowments endowments, Ambrose, of Milan, property of each human the

including the 4th century church father and Bishop of private argues further that ownership is not a natural right,

being are communal St. world itself.

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Satisfaction for Whom? for nature


common

Freedom for What? The Latin

51 called [one's own has wisely a loss for it connotes more is a diminution

has brought
.... Nature

forth
therefore

all things
is the

for all in
of

language

mother

right, usurpation of private appropriation] Officiis Ministrorum, St. John


private

common

[in the sense of private (Ambrose, De right

property] "private," than an increase. For all privation (Augustine, De Genesi, 11, 15).

1, 28).34 went
not

Chrysostom
ownership was

so far as to assert
even natural:

that

he recognized how private possessions and Moreover, in could cause social conflict and possession pride to the detriment of others, especially the poor: work On each one of us of the things which wars exist, hatreds, discords, possesses singly, strifes among human beings, tumults, dissensions, account
scandals, sins, injustices, and murders .... Let us

When

one attempts to possess himself of anything, it his own, then contention is introduced, as if nature herself were indignant (John Chryso to make stom, In Epistolam ad Timotheum, 12, 4).

This

the idea prevalent among clearly contravenes the 18th the "economic" of century, philosophers and Smith, that the right Locke, Hume Say, Hobbes, to property is a natural right. While Schumpeter traces the natural rights theory of property to (1980) the natural law tradition, Avila points out that the are the Roman stoic tradition of natural antecedents law rather communal
i 36

of private the possession which each possesses property property .... The privately, each necessarily becomes proud flesh of the rich person pushes out against the flesh of the poor ... (Augustine, Ennarratio in Psalmum CXXXI, 5).39 therefore abstain .... In for Augustine, the real danger was that people to in the misguided find try enjoy happiness ment (fru?)of temporal goods rather than merely using (utt) temporal goods as the means to find the way back But would to God, who alone is to be enjoyed (frui). In On Christian Teaching, Augustine, who viewed his own road to God as one that had been full of pitfalls and two kinds of between turns, distinguished wrong of love. Only love the first kind, can yield God, tem happiness. The second kind, love of anything
poral, even other people or our own lives, can never

from

than the church rights was as most welfare church in the

fathers, secondary consistent

for whom with

the

idea of individual

to the idea of natural

For dominion

the

property was It was

the idea of individual fathers, use and disposition of private a form of idolatry: of the

in the view private ownership, fathers of the Christian Church, that was tic' or 'idolatrous.' forgot before These the perfect his own followers: to God

'atheis

early social critics never that Jesus had set disjunction "You cannot

give and money 16:13)." (Luke and money Property was a "false god." Property an object of worship, had become enslaving both yourself the possessor and the dispossessed. The hoarding a that could not be of wealth had become passion an which satisfied, process, unending always demanded more after each new acquisition. Augustine ership and dominion idea of individual had a distinctive understanding that specifically addressed of own the

bring us happiness, but if used properly for the love of God and of one's neighbor, temporal things can still be ordered toward happiness with God. Augustine was goal as happiness, from the clear in viewing the human being's is far removed but this happiness individual satisfaction intended by con

sumer theory. Happiness for Augustine is the beatific vision of God and life is a journey in which the restless human heart, frequently and foolishly willing to squander life's energy on seeking satisfaction from temporal God: So things, can only find rest and happiness in

"enjoyment" and considered could result from private ownership or a diminishment burden of the private possessions
possessor:

called satisfaction, what Augustine saw He the clearly dangers that (fru?).

away to return 5:6): if we wish to the homeland where we can be happy we must use (uti) this world (1 Cor. 7:31), not enjoy it to in order 'the invisible attributes discern (frut), from our Lord (2 Cor.

in this mortal

life we

are like travelers

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52 Mark are understood of God, which been made 1:20)' or, (Rom. derive eternal through what has to in other words, and spiritual value from corporeal

G. Nixon power of the will separately from any account of is true, good or beautiful."44 what Long adds that Milbank considers it a Christian heresy because Trinity of the loss of the orthodox to which doctrine of the

and temporal things. are to be enjoyed The things which (fru?), then, are the Father and the Son and the Holy Spirit, is a that consists of them, which and the Trinity kind of single, supreme thing, shared by all who ... but is better enjoy {fru?) it perhaps the Trinity called the one God from whom, through whom, is (Rom. 11:36). and in whom everything in Augustine's of Thus, conception, consumption or not material satisfaction does bring happi things ness (fru?), and to view maximization of mere utility ? be irrational (utile) as the individual's goal would sheer folly. Further, only double charity, the love of God is the source of the use and love of neighbor, value of temporal, particularly material, things. All use value is therefore relational and never individ ualistic. St. Thomas dominion communal "whether his own," support understood similarly, Aquinas, as ownership for use (dominium utile) in a to the question In response way. a man to it is lawful for possess a thing as maintains that natural law does

according through, in, and for participation with God, who is not some bare divine unity defined in terms pri

the world

is created

marily of will, but is a gift who can be given and yet never alienated in his givenness. Once the doctrine of the Trinity new is reduced to bare divine 'secular' politics emerges tianity that makes capitalism possible.45 rests his argument politics: of all ensured unimpeded that men, enjoying property rights and even the rights of a sovereignty when simplicity, a from within Chris

Milbank "secular" first

on an analysis

that this

unrestricted, more when

exercising that 'cannot bind itself,' come closest to the imago in dei. Secondly, by abandoning participation a and between for 'covenantal bond' Being Unity God and men, it provided
as 'contractual'

a model
ones.

for human

interrelationships

Aquinas and the right of human beings to procure reasons. will three for First, people dispense goods take greater care for those things that they own ra ther than things held in common. Second, owner to contributes social order. there will be Third, ship over goods if ownership is clearly less contention with assigned. However, in a person's possession, ought to possess external
as common, them so to that, others

In short, the human of a market implementation came to as viewed God's be "invisible hand," system justly allocating to each what each deserves. The in this view becomes market the mechanism
dispensing God's grace, and at the free market's

free for
root

to the use of things holds that "man Aquinas as his own, but not things, respect
he is ready need." to commu their

is an anthropology that is characterized by what con in which calls Milbank's Milbank dominium, that form of dominion ception is a nearly mythicized of property rights but over ourselves, our labor, lordship our ability to work, land or the means of producing that we goods and services, and the endowments includes ownership individual have framework, to satisfy our own purposes on any particular understanding good and community. As we dominium Christian subdue tradition century have seen, Milbank's to acquire this free market and consume goods and services. In dominium is given to us rather than being based of the common not only human

to wit, in

nicate

In light of this Christian tradition, and based on his own detailed historical and theological analysis of in western the development of the idea of dominion thought, John Milbank, gian and social-critical imizing satisfaction, is a Christian heresy parative systems, Milbank's review D. Stephen theolo the contemporary that max theorist, contends in free market 1990). analyses (2000), terms, In a com

conceived (Milbank, Long

of theological

of economic characterizes free market

is congruent with traditions. God's command the earth was and as a matter understood theology in Christian

view of negative and the Hebrew in Genesis in the Hebrew until the 17th and stewardship to

position concerning it cele is a heresy because "capitalism capitalism: a formal, and manipulative, and extends brates

of responsibility

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Satisfaction for Whom? to achieve the exercise of power and not merely It was clearly bound up with individual satisfaction. of a person's the rational and ethical management property. Milbank became will, pose asserts that in the 17th century, dominium account of the in an individualistic of its providential pur 7 notes that Milbank

Freedom for What? In the context

53

of a positive economics, analysts can simply bracket the ethical implications that this to test whether raises and proceed the theory can to help However, explain if the the observed behavior. predict or theory is viewed normatively idea that human a free market is well-being that operates or

"rooted

oblivious

to questions in the hands of God."

ideologically, best served without

'unrestricted eignty' and

which begins anthropology with human and individuals and yet persons as 'will' defines their individuality essentialistically,
or 'capacity' or 'impulse to self-preservation.'

'pure-power' emanations of a new

'absolute sover private property,' the 'active rights,' which compose are new the of all the object politics,

through a larger historical purpose must be chal The lenged from a Jewish or Christian perspective. a lack of of and time historical concept theory's is tradi for these purpose theologically significant

tions, because God has been must vation. answer It

it is precisely in historical time that encountered and that human beings God's call in working out their sal

human

that compels experience to raise the beings questions eschatological about what constitutes human destiny both indi

is historical

But

if the consumer the ultimate

is little room comes

for God.

is sovereign to this extent, there If individual satisfaction be

and socially. Specifically, in life can what vidually transcend the historical reality of death? Or how can the human and sustain toward and community, advance society its ultimate fulfillment earth of (Isa. 65:17, and in global solidarity, all of creation in "a new Rev. heaven

goal, there is little room for Both God and community become community. as not as useful the but context, secondary, perhaps the source and motivating factors for what consumer

a new

in secular terms as the indi theory now conceives in life vidual's of satisfaction project achieving con exercise the of the dominium and through sumption of whatever dominium can procure.

anticipation already come the end Christianity ways, they individual's of

or in 21:1)" the Kingdom of God which has to is and be fulfilled at (Mk. 1:15)

(Mt. 25:34). While Judaism and address in different these questions in basic agreement conclude that each

time

The destructive character of the eschatology inherent in ahistorical consumer satisfaction As we


time in

historical life and death has meaning that history has a purpose and a hopeful ful In the Christian not fillment. is death conception, the end. Instead, faith frees a person to overcome and it through of Christ. as a disciple and neighbor In Judaism, the recognition that the is part of a larger historical individual community fosters the transcendence of death through faith in solidarity with past and future fulness to Torah love of God
One consequence of the consumer

have

seen,

there
theory,

is no
where

concept

of historical
choice

consumer

consumer

and
ables

the effects
such as

of any
or

changes
consumer

in economic
income are

vari
the

prices

orized Miller tion: without

as occurring in abstract, time. As logical time relative to consump (2004) describes "the future is merely the present continued

generations. theory's

not simply ces end, and end here means sation but telos or goal ...." from Consumption moment no to moment embodies future prospect except human The purpose is implicit theory simple: to maximize con to income individual satisfaction, subject and this, in economic straints, in each moment; also determines the overall theory, economy's in consumer because production it is consumer priorities. sovereignty that more of the same.

ahistorical

death, because death is only in historical relevant time. And yet the reality of a source of dread and fear for any real death becomes human J?rgen person being whose Moltmann to desire is consumption. preoccupation describes the situation (1996) of death that leads the the and overcome immortality situation. He writes:

questions theory does not consider

concept of human

of

is that consumption are not raised. destiny

such The

cogently.

It is the awareness

direction, motivates

frailty of the human

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54 Mark It is the awareness of death which first creates fear

G. Nixon ments. these more the same time, however, those who lack resource endowments face death in an even At dire way. through Again Moltmann: violence
an everyday

for life, the fear of not getting one's fair share, of not having enough from life, the fear that life will be cut short. This leads to a craving for life and to senses death in the midst greed. The person who to live, and if not to be already of life wants immortal, at least to be invulnerable while living. People want to be healthy, This like this look like them. at the immortal ...They want and immortal. gods to be rich, and

death
the

the indirect
countries is

issuing
affair

from
....

wealthy

Because

in the wealthy countries and richer classes are more valuable of society personal possessions than a shared life, violent death in Africa and Latin and in India is going to claim more and
victims.

invulnerable

America
more

to an anthropo view, leads, in Moltmann's centricism that reduces human nature and destroys both community and creation: The
nature tion

Moltmann
the more

might have changed the phrase "personal to "personal satisfaction' in keeping with possessions"
current view of consumer theory. Posses

modern
... ...does or

separation
between neither

between
covenant to human

person
and nature,

and
crea nor

justice

to the community of creation. It is an expression of the anthropocentricism of the modern world, anthropocentricism It also political leads to the destructive creation of of nature. sinful

sions, after all, have some use value; but in the eco seat to a nomic take a back theory possessions or the personal satisfaction, subjective enjoyment sense of well being that the possessions afford a person. So we can see in this theory of consumer choice a certain existential power which may for some offer

and economic, but in fact destroy nerability human violence. petuating "structural political unjust domination beings, human beings tures, sin" includes and because of

structures, vul that aim to overcome community by per term The modern

hope to transcend death through living well but which itself constitutes death for others. It is no surprise that free markets are defended most strongly by those who are well Can off. this denial of death, and the resulting human in the public sphere of and of violence loss humanity the free market be compensated by a countervailing cultural of institutions and public sphere religious and mitigate the an escha effects by proclaiming economy's tology of hope? This is at least part of how Michael Novak faith addressing the (1983) sees the Christian prospect harsh moral indifference of what is otherwise in his view. beneficial this hope materially and live system is to be realized, those who have well off must resist the economic lives that are to some We cannot the fulfillment and Mammon, of which in which extent serve free market a strongly But if it and are ideology that redeem the human

those: structures are used to which enforce are the

economic they human

over human beings the exploitation of human by beings and the alienation of human beings, one another. Within not these directly of laws struc and and is practiced

from violence

personally

but

prices. Through is legitimated. The duced result

by way indirectly structures of this kind,

violence

is that the expectation of salvation is re to religious and moral and this personality of doom for the rest

contradictory. for working

existentially both God by human commu

the whole

"a deadly declaration of the world." Consumer

constitutes

theory caters to this fear of vulner to be God's and desire equal. In its time ability of salvation as the lessness and its implicit view of satisfaction, it implies that present maximization to A way is possible. satisfaction short of God to itself for those transcend death appears present who are blessed with substantial resource endow

community nity except as amarketplace aim to maximize individual attempt find themselves to make

ignores all participants Those who

satisfaction.

soon their peace with Mammon, ? either by absorption overwhelmed satisfactions that the market

in the transient material with

affords or by the struggle to achieve that satisfaction, that could result in the fear of the real poverty event of failure.

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Satisfaction for Whom? Thesis 4: There economic nomic to develop is an opportunity as a basis for dialogue theory a richer on eco

Freedom for What? 55 economic


research. To

theory
take

as subjects
one example,

for further
how

economic
could con

insights from Juda theological ism and Christianity. There is also an opportunity in theology based on a deeper for new directions reflection on economic theory and practice.

issues using

sumer vidual

theory modify as a communal

its axioms creature

to view and what

the indi would be

As choice

economics, positive and the free market constitute merely certain phenomena be useful

the theory economic a model of

of consumer system that it that helps to behavior

new the effects of doing so?What insights might be if the the individual not forthcoming theory posited as an autonomous decision maker acting in a purely to maximize his or her own way consequentialist the com satisfaction, but rather as an agent within is who the of munity guided by particular way in the community's embodied tradition. knowing new understandings and interesting of Significant cific the theory of the firm have resulted from consideration of institutional factors, the spe such as

undergirds explain and may

economic

in guiding economic activity. But as we have a the has also become seen, theory a normative for individual behavior, prescription political ideology and even a kind of secular theol with harmful repercussions. ogy potentially In this concluding I will examine the section, as for economics and disci implications theology plines issues point in the hope that renewed efforts to address the that are raised here from a theoretical view can lead debate to both a more informed and and a greater awareness are concerned. for all who and self

organizational factors would the consumer? Turning constitute standpoint

structure, contracts and agency. What be analogous to these for the theory of to the second an of what would question economic theoretical the most perspective, for the theory to for and The

from concern

acceptable a theological is a need

pressing a view mulate not

of the individual

thoughtful understanding

simply second requirement would be to move the beyond ethic of maximizing satisfaction as consequentialist

the individual

in community on his or her own.

Implications for Given theory how

economic theory

the strongly critical evaluation of consumer in this paper, based largely on challenges to its
we might well ask two questions. First,

to consider a broader range of ethical the objective alternatives. One of these, a utilitarian framework, is already deeply in welfare embedded economics and additional works several Kant's received could be deontological considered. or rules-based The Torah frame provides include already Rawls would which as a

assumptions,

might

consumer

theory

benefit

from

the

such frameworks categorical

and others would

here? Second, what theological analysis presented an acceptable constitute would economic theory of the consumer from a theological perspective? regard question, perhaps first benefit is in entertaining respectful challenges based on a different way of thinking about the a different The world, per episteme. orthogonal spective and findings from a theological approach to anthropology, community, and human goods, destiny mists and economic on of to reflect pects lenges
these

With

to the first

the

which has imperative, elaboration philosophical by John in his book A Theory of Justice (1971). It to see how virtue ethics, also be interesting received strong philosophical be as well modeled The development, might criterion in economic most

has

as theo

logical decision

of created ownership econo should move like business firms

and probably to determine porate


sumer

third, theory. be difficult, requirement would how economic theory could incor rather than logical, time in con historical,
choice.

institutions

thoughtful
new

their own way of viewing these as human and experience. Regular debate chal and sharpens perspectives ways of thinking by introducing

it would be specific requirements, to recognize the theoretical salutary for economists as well as ethical objections to consumer theory Beyond in this paper, and refrain presented consumer from championing theory's assumptions as a normative ethical basis for economic and social policy. such as those

these

accepted

perspectives.

More heightened

the focus has specifically, theological the salience of certain aspects of the

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Mark 56 theological consideration of economic theory a critique of the there are also serious practical and here has been

G. Nixon lead to confusion and a breakdown in dialogue. To and this unexplored

Implications for Although economic theoretical The God

the focus theory,

date, this level is still relatively lack of informed attention is of serious theological concern. as If theology is to fulfill its responsibility in the economic exegete of existence sphere, itmust understand that sphere at all levels. This will require about that theologians become more knowledgeable other social disciplines, understand practical scholars and engage application, to discern points of from those disciplines as as ways, if pos and well agreement disagreement sible, to bridge the differences. their theory and in dialogue with

in for theology. James Cone, challenges the the has described of Oppressed (1997), as an "exegete and exis of Scripture theologian are are more areas and few of there life that tence,"
in our existence than economic activity.

pervasive

Yet

the quality of theological exegesis on economic to be desired. Perhaps the greatest issues leaves much to find opportunities is for the theologian difficulty to hear thoughtful leading economic informed It several is reflection and understand who the are people economic experience involved actively and participating the exegesis lived of in in

activity and reality based. to also important and comment on

enterprises so that

Summary The

and

conclusions

is well economic Christian theory of the consumer grew out of the foundational works of theology with

exercise economic

theological affairs at

treat if not most, levels. Many, theological at ments of economic the level consider activity benefits economic systems (e.g., social and economic of market-based Michael Novak's versus planned (1983) commentaries to use economies), At this level, typology.58 address such topics as

John Locke and Adam Smith in the 18th century, and this syncretism makes the theory of consumer as a secular choice, ideology, particularly pernicious and still for Christians. While Christianity provided shares the concepts of creation, individual freedom, in the and rational choice, their specific meanings in secular doctrine oppose Christian understandings idea that political and important ways. Novak's can in the market be moral deficiencies system of ameliorated the powers through countervailing democratic institutions independent strong government only works of and cultural and religious is sufficiently if government and religion the market plays a

theological

on a national or in income and wealth disparities of and the degrading poverty injustice global scale, and the inability of the poor and unfair practices, to provide for themselves adequately marginalized and ond on economic their families. Papal encyclicals are at The sec level. focused this subjects typically level includes the the ethical practices implications of par ticular economic

(e.g., private property, or particular economic social welfare and programs, programs (e.g., policies Social Security). These often have as their Medicaid, primary concern how well these policies or practices taxation, just wage) and for particular seg provide for society generally or are deprived of participa ments that participate tion in the economy. this paper is one The third level of analysis ? focuses on relationships between theology example level. At this and economic thought at a theoretical level, the analysis applies what as a method of correlation characterized concepts divine." denoting Works the human Paul Tillich (1951) has "between

is ade condition role. Neither prophetic satisfied quately today. in the secular ideology of the The elements consumer and Christian that oppose both Jewish and community, sovereignty that are conceived dominion terms) (in Milbank's as the pure power to pursue individual satisfaction, and an eschatology that equates salvation with of
optimized moment-to-moment consumption. The

anthropologies is destructive

include

a radical

individualism

that

grace granted

of -

the consumer's in the world. a form Christians

endowments Milbank's

is taken comment

for for that

as is the lack of resource

endowments

many people this constitutes so, not subscribe

the and those denoting at this level reveal the fundamental

only to the or

and if of heresy has merit, but all who and Jews, economic are also doctrine in a way in significant

secular

similarities that can enable dialogue at the other two that can differences levels as well as the fundamental

religious moral peril.

ideological

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Satisfaction for Whom? I conclude with the questions from the title of this should there be satisfaction and to seek freedom? Consumer theory individual

Freedom for What? 57 4


utility

Such an approach would


and preferences in some

require the weighting


way (e.g., by voting).

of as
that

paper. For whom what end do we responds consumer goods

Kenneth
the ence no and

Arrow

(1951),

in what

has become
basic or her criteria own

known
that prefer

is for the simply: satisfaction with the resources to commit in obtaining is the individual's and services, and freedom

"impossibility

theorem,"

demonstrated

that meet several orderings one assert his individual will ignore

(e.g., preferences

that material satisfaction. As we ability to pursue the have seen, this is an appropriate answer within a context of but it is still theo positive economics even context. It is even in that retically problematic - even more problematic if adopted as destructive a social and political ideology. Jewish can individual The and Christian answer come is that the and achieve only since all resources satisfaction within

that every else's, everyone of preferences preference transitivity never in a situation be assured that members among and (i.e., at least three preference be the

order individual's can is satisfied) has at least two

as would

typically

options case in practice).

to decide

Sen (1969) has demonstrated


assumption ditions, choice" it is relaxed is and to under possible or rule function

that, if Arrow's
other construct

transitivity
con "social

constraining a at least collective

for making

decisions

community, is always stewardship for social benefit ownership with particular concern for the poor. In the words of is for me? Rabbi Hillel: "If I am not for myself, who If I am for myself now, when? alone satis choice in the journey to God in whom In the words of Augustine: faction is possible. "You have made us for yourself, and our heart is restless, O God, until it rests in you. Understanding these differences should concerning clarify why disagreements social policies can be so difficult to lead to resolution. There ences is also hope through the level of economic alone, what good am I?And if not is the exercise of freedom And,

from God

that is consistent with Sen's Nobel


both ory, progress which

lecture
and holds

satisfying individual preferences. (Sen 1999) provides a review of


issues as a in social choice program the for research

remaining promise

moving beyond a utilitarian understanding of individual and social well being. This, however, is well beyond is the focus of this the theory of the consumer, which
paper.

6 7 8 9
that

Sen (1995), p. 15. Blaug (1978), p. 374. (1994), p. 202. A recent empirical
is described

See

also Fine

(2002), pp.

135-137.

help to economic and

Vickers Ibid.

Sen (1977), pp. 340-43.


tends to confirm Sen's

study
in

that efforts to bridge these differ and change at deeper understanding theory and theological doctrine inwhich all people are free and

observation

Samuelson
Ibid. p.

(2005).
344. Sen's of proposed inclusion as a source in of economic commit community

will yet lead to aworld have what they need to live in a satisfying way.

decision-making

ment
concept

has interesting
of a tradition

parallels with Maclntyre's


as providing not only the

(1988)
context

within Notes Schumpeter (1980), p. 122. 2 (1978), p. 339. The Blaug


traced, together with some of its

which

reason is exercised but the rules for what


itself, especially regarding ethical

constitutes and moral

rationality decision-making.

Thurow
who subjects

(1983), p. xviii.
consumer analysis and choice

See also Hodgson


theory that to "in a

(2001)
detailed

development
theological

is also
elements,

philosophical

concludes

its concep

tually prior form, CCT


mulates a normative insofar social as 3-4) of

[consumer
of

choice

theory] for

by Simons
For does a person

(1995), pp. 34-35.


example, make what implicit an between consumption enjoyable vacation tradeoff and

choice

rational behaviour" (pp. theory it is subsumed in an theory overarching welfare economics the that views

his or her own


Hawaii, but not given zero)

life when
a measurable that the

boarding
risk will

an airplane flight
(presumably crash. very Similarly, what

to
low

general equilibrium
economy as

delivered by a perfectly
optimal.

competitive

12
14

socially

plane

Nelson
Ibid. Ibid. p.

(2001), p. xv.
p. xxv. 23.

utility
the of

tradeoffs will
spent in the

the individual make with


pursuit of and a career ego and

regard to
its benefits versus

time income,

self-realization,

gratification

the benefits
volunteer

of time spent at home with


service?

family or in

community

15 Nelson (1991), p. xxi; Nelson (1998), p. 2-4. 16 Britton and Sedgwick (2003), pp. 66-67. 17 Ibid. pp. 94-96.

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Mark 58
Unless references and

G. Nixon St. Thomas Aquinas (1947), Summa Theologica, II:

otherwise

indicated,

biblical

quotations dard Version (1989). 19 Simons (1995), p. 71. 20 Santelli Jr. et al. (2002), p. 123. 21 Beabout et al. (2002), p. 81. 22 (1979), pp. 105-106. Cited Wojtyla
et al., p. 81. 23 Beabout et al., p. 10.

are from

the Holy

Bible, New Revised Stan

II, q. 66, a.2, corp. 44 Long (2000), p. 258. 45 Ibid. p. 259. 46 Milbank (1990), p. 15.
47 Ibid. Ibid. 48 p. p. 13. 14.

in Beabout

49
view which

Miller
of what

(2004), p. 131. Miller's


he characterizes can status happen quo, as

comment

relates to a
time "in inter of

John Paul II, Centesimus Annus (34). This papal en cyclical is the latest of several encyclials (e.g., Leo XIII 1891, 1897; Pius XI, 1931; John Paul II, 1981, 1987) the Catholic Church's that have sought to define
understanding and tems' rights of the human being's role, responsibilities emphasizing dignity that the sys as eco a in economic natures the communal systems, and always the

anything of " but the

evolutionary for a serious except anything is aptly but applied the

ruption salvation,

50 51 52 53 54 55 6

the phrase

coming as well. here

Moltmann Ibid. p. 92. Ibid. p. 95. Ibid. p. 92. Ibid. p. 95. Novak

(1996), p. 93.

communal in systems

person's

participant nomic

relationships

25

create.

Ibid. (41)

Biblical quotations indicated as "Tanakh" are from the Jewish Bible, Tanakh, The Holy Scriptures, The New JPS Translation (Jewish Publication Society, 1988). 27 von Rad (1962), p. 153. 28 Ibid. John Paul II (1987). Also focused on anthropologi cal elements from Genesis 2 as establishing the practical in described the dominion conditions for exercising Genesis 1. See his Encyclical Letter, Solicitudo Rei Socia lis (29-30). 30 Hoff (accessed May 3, 2005). See Bullinger (1990). Ibid. (38), quoting the Epistle toDiognetus (6). 2 and Gordon (1992), p. 38. The conclu Ohrenstein sion of the Fable reads:
At In last it dawned divine forces vehicles tempter of ? a truth a profound

(1983), pp. 57-58. See Sen (1987) and Vickers (1997) for a discussion issues involved and approaches to of the philosophical
address them.

57 58 59 60

Cone Novak TiUich Danby

(1997), p. 8. (1983), pp. 240-241. (1951), p. 60. (1933), The Mishnah, Tractate Pirke Avoth

6 (J,

14)
St. Augustine (1960), Confessions, 1.1.

Acknowledgements I am indebted
ze of Fordham Marquette runsel of of

to Michael
University, and

E. Lee and Bradford E. Hin


Christine John Weber of Business helpful Firer Hinze Tenb the Uni on an of and Ann at

University, the Mendoza Notre Dame

scheme

School for

Vicious Are The

sound; principle as avarice and passion, progress live to the world tempt, so

greed need. doth let no one dare

versity

comments

initial draft of this paper. Of


for any shortcomings in of this mine.

course,
paper and

the responsibility
for the opinions

must

Deprive
major

the Yetzer-Ha-Rah
glare.

(evil

impulse)

of his

expressed

it is entirely

Neusner Quoted Ibid. Avila


Ibid.

(1999), p. 244. in Avila (1983), p. 139. (1983), p. 72.

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