Basic Concept

Pakistan Institute of Integrated

Microfinance

The globalization demands society, economy, civilization and development as

one unit and not as divided in compartments to move ahead. The attitude of
dealing things in cubicles can not travel parallel with the philosophy of
globalization.

Microfinance started with this very approach but unluckily methodologies,

recourses, policies, systems, procedures, and the tend to grasp a wide
spread made it scattered. The race of achieving high targets detracted
most of the institutions working for microfinance and the actual belief of
microfinance left behind. Especially the dream of changing the lives of poor
became feeble because of not fulfilling the aim of social performance.

No doubt the microfinance is a tool which can change not only the lives of
poor but also can bring a social revolution in poor countries towards a greater
productivity. Social performance based Microfinance is not a money making
industry. It has belief on socioproductive profitability which comes into result
as a prominent social change at a larger scale.

In this perspective PAKISTAN INSTITUTE OF INTEGRATED MICROFINANCE

came in to existence to accomplish the real goals and objectives of the
sector which are being neglected at a vast level. It is a non governmental
organization having highly committed, self motivated, innovative and
enthusiastic grassroots experts as its founder members. Pakistan Institute of
Integrated Microfinance is the first organization in Pakistan aiming at
millennium development goals with a holistic approach. It is addressing
Health, education and vulnerability along with poverty alleviation. Although
PIIM is at its early stage but its vision ,mission and objectives are very clear
and inevitable to address particularly in the countries like Pakistan.
PIIM has a tetra bottom line approach with very creative manners, and the same four are
the dynamics of the institution.

Dynamics of PIIM

Micro Social
Finance Performan
ce

PIIMf

Social
Integration
change

We don’t provide loans, we provide social loans

PIIM is a movement for socioeconomic prosperity, Building a new sphere of

integration. The main goal of PIIM is a peaceful social and economic revolution
through the four components of microfinance, social performance, integration and social
change. It has started working initially by collecting information about its target market
which is Home Based Workers, low income entrepreneurs particularly women
 entrepreneurs, People living with HIV, sex workers, Heejras(Transgender), destitute and
vulnerable poor.
PIIM has aimed that The huge untapped market of home based low income workers
could be a very fertile area for micro finance in Pakistan and also could be made
productive with the power of microfinance and Social Performance.
The PIIM has also a strong notion that the ultimate financial sustainability can not be
achieved without social sustainability.

An entirely innovative module of integrated

Micro financing of PIIM
The PIIM has adopted a very unique way of integration by recruiting qualified
physicians, Hakeems(herbal experts) Homeopaths as Social loan Officers and Teachers as
accountants for working with community the field. So that they can provide free of cost first add
and basic medical facility to the clients at recovery meetings and in medical emergency at any
time. Being a teacher by temperament the accountant working in branches of PIIM is pleased to
provide a quality time to the children of the clients for their home work as a free tutor. So PIIM
focuses on strengthen social and sentimental relations with clients by making available social
services for them and their children along with health awareness and business education within
their premises. By providing them above free of cost medical, educational and technical facilities
PIIM not only save their money but also make them healthy, motivated and enthusiastic.

Vision
Social Change through poverty alleviation

Mission
Aiming at the protection of all stakeholders and a high consciousness of
corporate responsibility, To bring social change by bringing financial and
social sustainability in the lives of poor, particularly people living with HIV
aids, sex workers, Heejras, Baggers e.t.c , with the support of community,
staff, donors, partners and other stake holders.

Objectives
• To address the all aspects and causes of poverty
 • To streamline the every kind of poor, build their capacity and make
them productive especially women.

• To enhance the productivity of home based entrepreneurs.

• To engage vulnerable ,support them and pull them out of a financial

and social crunch.

• To give basic education, particularly business education to the poor

• To support handicaps to enhance their productivity

• Provide basic health education and facilities to the poor

• To offer Environment awareness and education at grassroots level and

motivate to keep it clean and good

• To provide health awareness and basic facilities

• To stop beggary and make the beggars productive citizens

• To infuse international business language at grassroots level

• To pervade entrepreneurial modernization and technology

Organizational structure of PIIM

Advisory Executive
Board Committee

Chief Executive
Officer
Chief
Manager
GM
Advertising
Marketing
Accounts
Fund
Account GM-Finance
OfficerR &Manager
DFinance
Finance&Officer
Officer
CFO Social
Regional
GM-
Social Social
Training
COOManager Chief-HR
GM-HR Audit
HR-ManagerAudit
Internal
Admin
Auditor