GOHAR SALEEM PARVAIZ

‫ ٭‬Khyber Electronics, Rehman Plaza, Khyber Bazar, Peshawar City (ready to relocate)
‫٭‬Phone: 0092-91-2215772/0092-344-9107133
‫ ٭‬E-Mail: gohar321@yahoo.com

CREDIT RISK AND INVESTMENT ANALYST

PROFESSIONAL PROFILE
• Dynamic savvy, MS-educated professional offering successful leadership in
advancing financial sector-credit side, including track record of identifying and
managing more than Rs. 25 millions of investment portfolio from individuals,
government agencies, foundations, and other corporations.
• Motivated achiever who is academically & professionally recognized for
academic excellence, integrity, and innovation with best practices and
disciplined attention for achieving immediate and long-term goals.
• Goal-driven performer who has directed credit risk policies and capacity-building
plans in collaboration with superiors and subordinated to achieve improved
performance benchmarks and to attract quality credit proposals under saturated
competition from other financial institutions.
• Skilled Financial Analyst who has highlighted and executed number of cases
from various segments that consistently generated new revenue streams and
improved organizational performance under capital rationing position.

KEY COMPETENCIES GAINED THROUGH MS AND MBA PROGRAM

• Strategic Financial management • Financial Statement Analysis
• Investment Analysis
• Cost and Management Accounting • Marketing Management Strategy •
Credit Risk Analysis
• Management Information system • Digital Economy • Public
Speaking

PROFESSIONAL EXPERIENCE
March 2005 to May 2006, served as a Credit Officer at ASKARI LEASING LIMITED
• The key responsibility includes evaluating the worthiness of the credit proposals
by analyzing applicants’ business credentials and statements, and presenting an
evaluation report with recommendations regarding proposals feasibility to
immediate boss.
• The generations of data check reports and compliance of various cases with
prudential regulations.
• The reconciliation of branch bank statements and coordination with head office.
• Keeping an updated records of over due receivables and directing recovery
operations to control the branch solvency.

1
 • Other area of practical exposure also includes marketing of leasing products,
customer care and maintenance of information system for abrupt and proper
use.
•
Since January, 2008 working as a Lecturer at the INSTITUTE OF MANAGEMENT SCIENCES
(IMSciences, Public Sector Organization)
• After the successful completion of MS Program from the Sheffield Hallam
University joined the Institute of Management Sciences as a teaching faculty at
the position of Lecturer (Scale-18).
• The foremost responsibility includes teaching of finance related modules to MSc
and MBA level students.
• Other responsibility covers the supervisory activities for research students and
examination arrangements.

EDUCATION and PROFESSIONAL DEVELOPMENT

• Master of Arts in Strategic Financial Management, Sheffield Hallam
University (UK), Sep. 2007.
• Master of Business Administration in Finance, Institute of Management
Sciences (PAK), Mar. 2005.
• Bachelor of Sciences, Major in Computer Science and Mathematics, Edwards
College, Sep. 2002.
• 6-Months Computer Diploma, (areas of expertise are: - MS Office, Windows
95, 98, 2000, XP, Vista, Lotus 123, WinWord, Novel Network, FoxPro), Oriental
College of Computer Science, Sep. 2000.
• 2-Months Internship at ‘Askari Leasing Ltd’, July and Aug. 2004.
• 2-Days workshop, regarding Credit Risk Management & Financial Statement
Analysis, arranged at the Institute of Bankers, Pakistan.

REFERENCES

ACADEMIC PROFESSIONAL

Organization: Sheffield Hallam University Organization:

Askari Leasing Ltd
Sr. Lecturer: Mr. John Joyce (MBA/FCMA) VP/Br. Mgr: Mr. Anwar
Kamal
Contact No: 0044-114-2255059 Contact No: 0092-21-
4529258/9
E-Mail: j.joyce@shu.ac.uk E-Mail:
anwar@all.com.pk

Further information will be furnished upon request