OTS /COMPROMISE PROPOSAL NOT EXCEEDING RS.

1 LAC

GRAMIN BANK OF ARYAVART

HEAD OFFICE,
A-2/46, VIJAYAKHAND, GOMTINAGAR, LUCKNOW
From.
To,
Branch:________________
Regional Office:_________________
Distt: ________________
Head Office: Lucknow
Region:_________________

Subject:- One time settlement/Compromise Proposal of Shri/Smt_____________

S/O or W/O___________________________ Loan a/c No._______________
1: Particulars of the Borrower/s & Guarantor/s:
Name

Whether available for

contact (furnish date
of latest contact)

Present
Occupation

Present
Yearly
Income(Rs.)

Present
Net
worth(Rs.)

Guarantor.. 1
Grarantor ..2
*Proposal is submitted by Borrower/s / Guarantor/s / Legal Heir/s (Tick whichever is applicable)

2: Loan Particulars:
Date
Sanction

Of

Sanction
Amount

Purpose

Total
Recovery

Present
Balance(Rs.)

Uncharged
Interest

4: Date wise detail of follow up action taken: ____________________________________

___________________________________________________________________
___________________________________________________________________

5: Date of NPA___/___/______ Book-liability as on date of NPA Rs._______________

6: Present NPA Status: Sub Std-(21/22)-Doubtful Asset-(31/32/33)-Loss Asset-(40)
7: If Legal Action Waived: (Ref. & Date of permission) _________________________
8: If Suit Filed: Date of Suit _______________Amount Rs._____________________
9: If Decreed: Date of Decree: ______________Date of filling of E.P:____________
10: Detail of Security / Collateral Security:
Description
of
Security obtained
at the time of loan

Value
Security

of

Present
Position

Present
Realizable
Value of Security

Remark

11: Securities enforced and amount realized: (If any from the date of grant)
__________________________________________________________________________
__________________________________________________________________________

12: DICGC/CGTMSE Amount Rs. _________settled, Remaining balance Rs.______

13: Any credit balance in deposit/ subsidy accounts Rs.______________

OTS /COMPROMISE PROPOSAL NOT EXCEEDING RS. 1 LAC

14: Detail of other direct/indirect liabilities of parties & steps proposed for
recovery
i._____________________________________________________________
ii.____________________________________________________________
REASONS FOR RECOMMENDING THE PROPOSAL/SPECIFIC RECOMMENDATION

(Furnish in brief, why it is not possible to enforce the security/execute the decree etc)

PERTICULARS OF WRITE-OFF / UNCHARGED INTEREST

A. Amount outstanding as on date of Compromise offer:
B. Uncharged interest till date:
TOTAL DUES(A+B)
C. Charges /Expenses/Pending Advocates Bill etc.
D. Cr. bal. in other a/cs/subsidy/DICGC/CGTMSE balance if any
NET LIABILITY(A+B+C-D)
E. Amount offered under compromise
F. Amount deposited with compromise offer (Token Money)
G. Balance of Offer amount to be deposited (E-F)
H. Book-Liability Recommended to be written off (A-E)
I. Uncharged interest Recommended to be waived
J. Total Bank Sacrifice (H+I)

Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.

MANAGERS CERTIFICATE
We confirm having exhausted all possible avenues of recovery and there are no chances of further
recovery in the account. In the larger interest of the Bank we recommend the OTS/Compromise
proposal and seek permission to close the account and the undersigned is not the sanctioning
authority of the above loan proposal under OTS/compromise.

Branch Manager
_________Branch

Date: ___/___/______
Place: ______________

STAFF ACCOUNTABILITY REPORT

We hereby certify:
1. The sanctioning authority in the case of above account had exercised his powers judiciously
and adhered to the guidelines issued by the Bank in the matter of grant of advance. There
was no lapse on the part of the staff in handling /follow up of the account at any stage.
2. There was no laxity in the conduct and post disbursement supervision of advances.
3. There was no act of commission or omission on the part of staff leading the debt proving
irrecoverable.
4.

..

Date: ___/___/______
Place: ______________

Branch Manager
_________Branch