TASAS PRINCIPALES PRODUCTOS DE CONSUMO

Operaciones en moneda nacional no reajustable mayores a 90 das

2002- Junio 2013

Operaciones en moneda nacional no reajustable mayores a 90 das

Hasta 200 U.F.
Desde 200 U.F. hasta 5.000 U.F.
Mayores a 5.000 U.F.
Act.: 15/07/2013

TASAS PRINCIPALES PRODUCTOS DE CONSUMO*

Operaciones en moneda nacional no reajustable mayores a 90 das
Hasta 200 U.F.

Perodo

Lneas de Crdito

Tarjetas de Crdito

Crditos de Consumo1

Jan-06
Feb-06
Mar-06
Apr-06
May-06
Jun-06
Jul-06
Aug-06
Sep-06
Oct-06
Nov-06
Dec-06
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
May-08
Jun-08
Jul-08
Aug-08
Sep-08
Oct-08
Nov-08
Dec-08
Jan-09
Feb-09
Mar-09
Apr-09
May-09
Jun-09
Jul-09
Aug-09
Sep-09
Oct-09
Nov-09
Dec-09
Jan-10
Feb-10
Mar-10
Apr-10
May-10
Jun-10
Jul-10
Aug-10
Sep-10
Oct-10
Nov-10
Dec-10
Jan-11
Feb-11
Mar-11
Apr-11
May-11
Jun-11
Jul-11
Aug-11
Sep-11
Oct-11
Nov-11
Dec-11
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
Jan-13
Feb-13
Mar-13
Apr-13
May-13
Jun-13

33.40%
33.47%
32.98%
33.19%
34.03%
34.12%
34.68%
34.51%
34.58%
34.31%
34.60%
34.69%
35.17%
35.57%
35.93%
35.83%
35.83%
35.89%
36.45%
36.71%
37.09%
37.29%
37.41%
37.95%
38.35%
38.98%
37.95%
38.82%
37.58%
38.48%
39.47%
39.34%
41.00%
42.07%
42.60%
42.50%
47.45%
43.40%
42.34%
41.31%
40.18%
41.63%
38.18%
37.98%
38.10%
38.08%
37.69%
36.98%
37.74%
38.63%
38.96%
38.69%
38.70%
37.71%
38.45%
38.99%
37.57%
36.59%
36.69%
36.66%
36.35%
36.77%
36.82%
36.92%
37.42%
37.34%
37.78%
37.91%
38.09%
38.28%
39.29%
40.09%
42.07%
42.54%
43.01%
43.39%
43.73%
43.96%
43.97%
43.46%
42.82%
42.86%
42.58%
42.32%
42.15%
42.19%
42.18%
42.04%
41.80%
41.70%

34.41%
35.96%
36.48%
36.87%
36.60%
36.83%
36.82%
38.06%
39.06%
38.77%
39.10%
39.18%
39.45%
40.45%
41.38%
40.63%
40.10%
41.73%
41.80%
41.93%
42.30%
43.04%
43.66%
43.78%
43.45%
43.80%
44.42%
44.63%
43.85%
45.18%
45.99%
47.77%
48.32%
50.02%
50.65%
51.45%
52.37%
52.51%
51.60%
49.33%
48.96%
47.52%
46.98%
45.62%
45.88%
45.68%
46.11%
46.16%
46.42%
46.80%
47.28%
47.35%
46.67%
46.85%
47.30%
47.25%
47.37%
47.04%
47.37%
47.24%
46.95%
46.08%
45.95%
46.73%
46.12%
46.41%
46.65%
46.57%
46.71%
45.93%
45.21%
44.93%
43.67%
44.78%
44.65%
44.91%
43.20%
44.32%
43.71%
43.96%
44.39%
42.94%
42.67%
43.93%
43.68%
44.47%
43.49%
43.97%
44.74%
43.78%

23.26%
23.93%
22.48%
23.07%
23.22%
22.86%
22.65%
22.64%
22.58%
23.47%
23.81%
23.16%
23.91%
24.43%
23.41%
23.79%
23.60%
23.52%
24.27%
23.84%
24.21%
24.50%
24.60%
25.12%
27.61%
25.45%
25.17%
25.75%
26.29%
27.01%
28.05%
28.26%
29.10%
31.70%
30.20%
30.13%
30.90%
31.62%
27.35%
25.40%
23.95%
21.96%
23.95%
23.55%
22.18%
23.13%
22.95%
22.14%
23.49%
22.76%
21.88%
22.54%
22.43%
22.96%
23.54%
23.14%
24.56%
24.10%
25.31%
24.65%
24.75%
24.76%
24.34%
25.17%
25.23%
24.98%
25.61%
25.54%
25.98%
26.14%
25.71%
27.06%
30.45%
30.97%
29.60%
31.93%
32.57%
32.91%
33.74%
33.55%
34.66%
34.20%
34.27%
34.52%
34.64%
34.88%
33.45%
33.49%
33.92%
32.79%

Fuente: Superintendencia de Bancos e Instituciones Financieras

*Tasas de inters promedio expresadas en trminos anuales
(1) Corresponde especficamente a crditos de consumo, distintos de tarjetas de crdito

INDICE

TASAS PRINCIPALES PRODUCTOS DE CONSUMO*

Operaciones en moneda nacional no reajustable mayores a 90 das
Desde 200 U.F. hasta 5.000 U.F.

Perodo

Lneas de Crdito

Tarjetas de Crdito

Crditos de Consumo1

Jan-06
Feb-06
Mar-06
Apr-06
May-06
Jun-06
Jul-06
Aug-06
Sep-06
Oct-06
Nov-06
Dec-06
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
May-08
Jun-08
Jul-08
Aug-08
Sep-08
Oct-08
Nov-08
Dec-08
Jan-09
Feb-09
Mar-09
Apr-09
May-09
Jun-09
Jul-09
Aug-09
Sep-09
Oct-09
Nov-09
Dec-09
Jan-10
Feb-10
Mar-10
Apr-10
May-10
Jun-10
Jul-10
Aug-10
Sep-10
Oct-10
Nov-10
Dec-10
Jan-11
Feb-11
Mar-11
Apr-11
May-11
Jun-11
Jul-11
Aug-11
Sep-11
Oct-11
Nov-11
Dec-11
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
Jan-13
Feb-13
Mar-13
Apr-13
May-13
Jun-13

25.02%
25.28%
25.23%
25.11%
25.15%
24.83%
25.43%
25.10%
24.76%
24.81%
24.84%
24.84%
25.00%
25.22%
25.31%
24.72%
24.22%
24.72%
24.73%
25.01%
25.19%
25.20%
25.42%
25.64%
25.84%
26.27%
26.61%
26.71%
25.92%
26.33%
26.88%
27.00%
27.55%
29.17%
29.60%
30.14%
31.74%
30.36%
28.95%
27.04%
25.14%
24.78%
23.63%
22.81%
21.48%
20.86%
20.46%
20.43%
20.55%
20.86%
21.53%
21.69%
21.71%
21.79%
21.90%
22.13%
21.84%
21.73%
21.73%
21.63%
21.23%
21.39%
21.60%
21.63%
21.41%
21.50%
21.57%
21.80%
21.72%
21.75%
22.01%
22.23%
24.01%
24.87%
25.33%
25.59%
25.91%
26.11%
25.90%
25.01%
24.62%
24.23%
24.40%
24.12%
24.19%
24.11%
24.39%
24.06%
23.57%
23.40%

20.92%
24.88%
25.89%
25.13%
24.91%
25.30%
26.23%
26.27%
25.51%
25.67%
25.35%
26.01%
26.38%
26.04%
26.57%
26.31%
25.79%
24.51%
24.40%
23.78%
25.26%
25.39%
25.91%
27.15%
25.74%
25.08%
28.27%
28.29%
28.26%
27.45%
27.55%
28.10%
28.87%
29.73%
30.54%
30.52%
30.29%
30.65%
26.62%
26.58%
24.34%
23.49%
23.33%
22.40%
20.50%
20.34%
20.16%
20.36%
20.67%
20.99%
21.97%
21.92%
22.52%
22.64%
22.90%
22.95%
23.30%
23.40%
24.07%
24.19%
23.79%
23.73%
23.88%
24.09%
23.85%
23.97%
23.84%
23.72%
23.85%
23.85%
23.37%
23.60%
23.04%
24.13%
24.62%
25.64%
24.58%
24.33%
24.27%
24.30%
24.05%
23.56%
22.94%
23.35%
23.58%
23.76%
23.88%
23.81%
23.67%
23.04%

14.62%
14.79%
14.50%
14.70%
14.77%
14.79%
14.77%
14.52%
14.26%
14.28%
14.50%
14.17%
14.20%
14.36%
14.00%
14.34%
14.71%
14.75%
14.93%
15.15%
15.18%
15.19%
15.09%
15.20%
18.77%
15.74%
15.34%
16.05%
16.23%
16.34%
17.63%
18.07%
19.07%
20.91%
21.14%
21.10%
20.63%
19.65%
16.58%
15.34%
15.53%
15.45%
15.01%
13.98%
13.31%
13.71%
13.43%
13.61%
14.02%
14.07%
13.05%
13.29%
13.59%
13.71%
13.68%
13.98%
14.01%
13.99%
14.26%
14.46%
14.67%
14.95%
14.15%
14.44%
14.28%
14.26%
14.34%
14.33%
13.94%
14.00%
14.46%
14.41%
15.02%
15.43%
14.67%
15.11%
14.97%
14.72%
14.88%
14.30%
14.44%
14.89%
14.90%
14.82%
15.15%
15.30%
14.43%
14.45%
14.37%
14.08%

Fuente: Superintendencia de Bancos e Instituciones Financieras

*Tasas de inters promedio expresadas en trminos anuales
(1) Corresponde especficamente a crditos de consumo, distintos de tarjetas de crdito

INDICE

TASAS PRINCIPALES PRODUCTOS DE CONSUMO*

Operaciones en moneda nacional no reajustable mayores a 90
das
Mayores a 5.000 U.F.

Perodo

Lneas de Crdito

Jan-06
Feb-06
Mar-06
Apr-06
May-06
Jun-06
Jul-06
Aug-06
Sep-06
Oct-06
Nov-06
Dec-06
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08

10.21%
10.95%
10.17%
10.66%
11.23%
8.90%
8.71%
9.58%
8.74%
8.47%
9.14%
8.69%
8.20%
8.00%
8.08%
7.58%
8.16%
8.09%
8.49%
8.55%
9.08%
9.24%
8.65%
9.19%
9.47%
9.00%
9.24%
9.19%

May-08

9.38%

Jun-08

9.73%

Jul-08
Aug-08
Sep-08
Oct-08
Nov-08
Dec-08
Jan-09
Feb-09
Mar-09
Apr-09
May-09
Jun-09
Jul-09
Aug-09
Sep-09
Oct-09
Nov-09
Dec-09
Jan-10
Feb-10
Mar-10
Apr-10
May-10
Jun-10
Jul-10
Aug-10
Sep-10
Oct-10
Nov-10
Dec-10
Jan-11
Feb-11
Mar-11
Apr-11
May-11
Jun-11
Jul-11
Aug-11
Sep-11
Oct-11
Nov-11
Dec-11
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
Jan-13
Feb-13
Mar-13
Apr-13
May-13
Jun-13

10.78%
10.61%
10.91%
11.73%
10.93%
11.38%
10.71%
9.18%
9.86%
8.15%
7.68%
6.96%
6.69%
5.35%
5.36%
4.52%
4.63%
4.83%
4.94%
5.69%
5.26%
5.07%
5.78%
5.17%
4.39%
4.87%
4.84%
5.25%
5.16%
5.94%
5.88%
6.10%
6.24%
6.99%
7.48%
8.26%
8.05%
8.25%
8.52%
8.20%
7.60%
7.66%
7.75%
7.95%
7.78%
7.66%
7.45%
7.59%
8.16%
7.37%
7.40%
7.47%
7.28%
6.88%
7.94%
7.92%
7.88%
8.03%
8.38%
8.27%

*Tasas de inters promedio expresadas en trminos anuales

Fuente: Superintendencia de Bancos e Instituciones Financieras

INDICE