A PROJECT REPORT ON TO STUDY ABOUT VARIOUS TYPES OF MODE OF PAYMENT FOR

SUBMITTED TO UNIVERSITY OF PUNE IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF MASTER OF BUSINESS ADMINISTRATION (MBA) SUBMITTED BY RACHANA BANSLOCHAN SINGH UNDER THE GUIDANCE OF PRO.PRABODHAN PATIL DEPARTMENT OF MANAGEMENT STUDIES SANDIP FOUNDATION'S SANDIP INSTITUTE OF TECHNOLOGY & RESEARCH CENTRE, NASHIK- 422213. 2012-13 GUIDED BY:- ASHOK M. KANKARIYA

STUDENTS DECLARATION
I undersigned hereby declare that, the project entitled, Rachana Banslochan Singh is executed as per the course requirement of two year full time MBA program of University of Pune. This report has not been submitted by me or any other person to any other University or Institution for a degree or diploma course. This is my own and original work.

Place: . <Sign of the student> Date: Rachana Banslochan Singh

ACHKNOWLEDEMENT
I have pleasure in successful completion of this work titled: RTGS & NEFT. The Special environment at Sandip Foundation, SITRC, Nasik that always supports educational activities, facilated my work on this project. I acknowledge the support, and encouragement, extended for this study by Principal Dr. ST Gandhe. I am very much thankful to my External guide ASHOK M. KANKARIYA for his encouragement & guidance for this project work. And my internal guide PROF PRABODHAN PATIL also for his encouragement & guidance for this project work. It would not be possible for me to complete this work without their suggestion on every part of his work. I am thankful to Library staff & administrative staff of the Sandip Foundation who directly, or indirectly, have all been helpful in one way or another. I thankful my father & mother who encouraged me to extent my reach with their help & support; I have been able to complete this work.

CONTENT
Chapter No.
College Certificate

Title

Page No.

Company Certificate Student Declaration Acknowledgement 1. Executive Summary Introduction Of Project Project Title Location Duration of Project

2. 3.

Objectives Company Profile Mision Vision Slogan Logo Location List Of Competitors Branches & Offices

 Achievements Building Of Company Organization Chart 4. Theoretical Background Flow Chart Of Treasury Department Introduction RTGS & NEFT Purpose Of RTGS & NEFT Content Of RTGS & NEFT Format Of RTGS & NEFT Difference Between RTGS & NEFT Comparison Between RTGS & NEFT Inter Bank Timing In Settlement Of RTGS & NEFT Holiday Declared For NEFT Through RBI Services Charged For NEFT & RTGS

5.

Research Methodology Meaning Of Research Types Of Research Methods Of Data Sources & Data Collection

 Methods Of Data Collection Selection Of Sampling Method For Project Data Analysis Technique Used In Project Limitation Of Project

6.

Data Analysis & Intepretation Data Analysis -Format Of Company & Format Of Banks -Data Analysis Of Maximum & ram Minimum Limits Of RTGS & NEFT Data Analysis Of Parties Behavior Diagramatic Representation Intepretation Of Data Analysis

7. 8. 9.

Findings Of Analyzed Data Suggestion Annexure Questionnaire

 List Of Company Photographs 10. 11. Conclusion Biblography

LIST OF TABLES
Sr.No. 1. Table No. Table-01 Title Of Table Difference Between RTGS & NEFT Page No. 29

2. 3.

Table-02 Table-03

Comparison Between RTGS & NEFT Timing Of Settlement Of RTGS

30 31

4.

Table-04

Timing Of Settlement Of RTGS

31

5.

Table-05

Holiday Declared For NEFT Through RBI

32

6.

Table-06

Services Charged For NEFT & RTGS

33

7.

Table-07

Services Charged For NEFT & RTGS

34

8. 9.

Table-08 Table-09

Services Charged For Inter Bank

35

Maximum & Minimum Limits Of RTGS 47 & NEFT

10.

Table-10

Maximum & Minimun Limits In RTGS & NEFT In Batch File

47

11. 12.

Table-11 Table-12

Online Payment Manual Payment

48 48

LIST OF GRAPHS
Sr.No. Graph No. Title Of Graph Page No.

1 2

Graph 01 Graph 02

Online Payment Manual Payment

49 49

LIST OF ABBREVATION
Sr. No. 1 2 3 Abbrevation RTGS NEFT & Full Form Abbrevation Real Time Gross Settlement National Electronic Funds Transfer And