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Life Partner Plus

UIN- 104N029V01
A Non- Linked, Participating Life Insurance Plan
Policy/Proposal No:[ _________________ ]
Date of Illustration - Dec 3, 2012 1:07:14 PM
Insured
Age at inception of Policy

Sex

Female

Class

Standard

Face Amount

Rs 1,49,775

Bonus Option

Paid Up Additions

Payment Mode

Annual Billed

Payor Name
Payor Age

35

Payor Sex

Male

Premium Payment Term

20 Pay

PREMIUM SUMMARY
First Year Premium

Renewal Premium

Basic Premium

Rs

9,548.16

9,548.16

Payor Benefit Rider (UIN NO: 104B013V02) -Rating 1.00

Rs

452.09

452.09

TOTAL

Rs

10,000.25

10,000.25

Service Tax on Base Premium & Rider Premium(s), if any

Rs

350.92

203.40

Total Premium (inclusive of Service Tax)

Rs

10,351.17

10,203.65

Signature of Agent/Specified Person/Principal officer:___________________________________________

Policy Holders Signature:___________________________________________

This is only an Illustrative document. The Benefits if guaranteed, are clearly marked so. For variable benefits, investment growth rates of 6% and 10% are used as an illustration.
MAX LIFE INSURANCE CO. LTD, 11th Floor, DLF Square, Jacaranda Marg, DLF City, Phase II, Gurgaon 122 002

Page 1 of 5

YEARLY ILLUSTRATIVE DETAILS


The following ledger provides year by year illustrative figures for premiums required, for the policy that you have chosen.
General Details
Year

Guaranteed

Age

Non Guaranteed (Assumed Rate of return on investment of funds at 6% p.a.)

Annual
Premium

Death
Benefit

Surrender
Value

Money
Back
Payments

Net
Outlay

( Rs )

( Rs )
(BOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )

10,000

9,548

10,000

10,000

5
6

Non Guaranteed (Assumed Rate of return on investment of funds at 10%p.a.)

Death
Benefit

Annual
Bonus

Surrender
value of PUA

Total
Surrender
Value

Net
Outlay

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )

(BOY)

10,000

9,548

19,383

10,000

29,512

8,766

10,000

19,383

29,512

1,433

10,000

39,946

11,747

10,000

60,970

10,000

50,692

14,756

10,000

61,761

17,796

10,000
10,000

10,000

73,162

20,868

10,000

10,000

84,905

10,000

97,001

23,970

27,102

10

10

10,000

11

11

10,000

1,49,775

30,265

1,49,775

33,461

12

12

10,000

1,49,775

13
14

13

10,000

14

10,000

15

15

16
17

Death
Benefit

Annual
Bonus

Surrender
value of PUA

Total
Surrender
Value

(BOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )
(EOY)

10,000

9,548

10,000

8,766

10,000

988

1,489

13,236

85,664

1,254

2,574

1,13,763

1,529

3,982

1,45,132

1,813

10,000

1,79,636

10,000

2,17,128

10,000

10,000

36,689

1,49,775

39,948

1,49,775

43,240

10,000

1,49,775

16

10,000

17

10,000

18

18

19

19

20

19,383

29,512

2,868

8,766

10,000

82,014

2,059

2,979

14,726

17,330

10,000

1,21,837

2,655

5,237

19,993

21,778

10,000

1,68,970

3,289

8,209

26,005

5,732

26,601

10,000

2,23,329

3,964

11,961

32,829

2,104

7,849

31,819

10,000

2,84,843

4,682

16,567

40,537

2,407

10,359

37,460

10,000

3,53,440

5,446

22,113

49,215

2,97,816

2,717

13,288

43,553

10,000

4,69,376

6,261

28,687

58,952

3,28,084

3,039

16,652

50,114

10,000

5,39,130

7,129

36,362

69,823

10,000

3,60,620

3,369

20,477

57,166

10,000

6,15,466

8,052

45,228

81,917

10,000

3,95,313

3,711

24,775

64,723

10,000

6,98,371

9,032

55,353

95,301

10,000

4,32,094

4,064

29,590

72,830

10,000

7,87,882

10,086

66,880

1,10,120

46,567

10,000

4,70,870

4,428

34,948

81,515

10,000

8,84,115

11,202

79,926

1,26,492

1,49,775

49,925

10,000

5,11,554

4,809

40,881

90,806

10,000

9,87,039

12,396

94,611

1,44,535

1,49,775

53,317

10,000

5,54,108

5,196

47,436

1,00,753

10,000

10,96,742

13,677

1,11,098

1,64,415

9,548

1,49,775

56,742

9,548

5,98,396

5,601

54,638

1,11,380

9,548

12,13,322

15,041

1,29,529

1,86,272

9,548

1,49,775

60,204

9,548

6,44,384

6,018

62,533

1,22,737

9,548

13,36,821

16,502

1,50,078

2,10,282

20

9,548

1,49,775

60,806

9,548

6,91,987

6,450

71,165

1,31,971

9,548

14,67,342

18,058

1,72,931

2,33,736

21

21

1,49,775

61,414

7,41,133

6,660

80,584

1,41,998

16,04,923

19,268

1,98,293

2,59,707

22

22

1,49,775

62,028

7,90,007

6,882

90,586

1,52,614

17,46,320

20,559

2,25,895

2,87,923

23

23

1,49,775

62,648

8,38,648

7,106

1,01,209

1,63,857

18,91,622

21,949

2,55,912

3,18,560

24

24

1,49,775

63,274

8,87,015

7,345

1,12,495

1,75,769

20,41,014

23,431

2,88,584

3,51,858

25

25

1,49,775

63,906

9,35,147

7,590

1,24,489

1,88,395

21,94,570

25,045

3,24,120

3,88,026

26

26

1,49,775

64,546

9,83,031

7,852

1,37,221

2,01,766

23,52,575

26,786

3,62,757

4,27,303

Signature of Agent/Specified Person/Principal officer:___________________________________________

Policy Holders Signature:___________________________________________

This is only an Illustrative document. The Benefits if guaranteed, are clearly marked so. For variable benefits, investment growth rates of 6% and 10% are used as an illustration.
MAX LIFE INSURANCE CO. LTD, 11th Floor, DLF Square, Jacaranda Marg, DLF City, Phase II, Gurgaon 122 002

Page 2 of 5

General Details
Year

Guaranteed

Age

Non Guaranteed (Assumed Rate of return on investment of funds at 6% p.a.)

Annual
Premium

Death
Benefit

Surrender
Value

Money
Back
Payments

Net
Outlay

( Rs )

( Rs )
(BOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )

Non Guaranteed (Assumed Rate of return on investment of funds at 10%p.a.)

Death
Benefit

Annual
Bonus

Surrender
value of PUA

Total
Surrender
Value

Net
Outlay

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )

(BOY)

Death
Benefit

Annual
Bonus

Surrender
value of PUA

Total
Surrender
Value

(BOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )
(EOY)

27

27

1,49,775

65,191

10,30,712

8,124

1,50,755

2,15,946

25,15,233

28,662

4,04,801

4,69,992

28

28

1,49,775

65,843

10,78,182

8,403

1,65,136

2,30,978

26,82,721

30,684

4,50,535

5,16,378

29

29

1,49,775

66,502

11,25,423

8,691

1,80,417

2,46,918

28,55,227

32,861

5,00,292

5,66,794

30

30

1,49,775

67,167

11,72,423

8,999

1,96,655

2,63,822

30,32,930

35,203

5,54,431

6,21,597

31

31

1,49,775

67,838

12,19,220

9,317

2,13,910

2,81,748

32,15,993

37,753

6,13,305

6,81,143

32

32

1,49,775

68,516

12,65,801

9,645

2,32,211

3,00,728

34,04,740

40,497

6,77,261

7,45,777

33

33

1,49,775

69,202

13,12,154

9,994

2,51,597

3,20,799

35,99,372

43,446

7,46,665

8,15,867

34

34

1,49,775

69,894

13,58,328

10,355

2,72,142

3,42,036

38,00,093

46,653

8,21,979

8,91,873

35

35

1,49,775

70,593

14,04,312

10,738

2,93,875

3,64,469

40,07,272

50,099

9,03,619

9,74,212

36

36

1,49,775

71,299

14,50,154

11,134

3,16,863

3,88,162

42,21,141

53,799

9,92,070

10,63,369

37

37

1,49,775

72,012

14,95,847

11,543

3,41,162

4,13,174

44,41,927

57,814

10,87,846

11,59,858

38

38

1,49,775

72,732

15,41,390

11,976

3,66,816

4,39,548

46,70,035

62,122

11,91,495

12,64,228

39

39

1,49,775

73,459

15,86,823

12,423

3,93,881

4,67,339

49,05,712

66,743

13,03,555

13,77,014

40

40

1,49,775

74,194

16,32,148

12,883

4,22,417

4,96,611

51,49,221

71,746

14,24,642

14,98,836

41

41

1,49,775

74,935

16,77,357

13,372

4,52,470

5,27,405

54,00,997

77,106

15,55,412

16,30,347

42

42

1,49,775

75,684

17,22,503

13,876

4,84,180

5,59,864

56,61,314

82,903

16,96,782

17,72,467

43

43

1,49,775

76,442

17,67,577

14,411

5,17,600

5,94,042

59,30,602

89,167

18,49,518

19,25,960

44

44

1,49,775

77,206

18,12,619

14,961

5,52,812

6,30,018

62,09,302

95,875

20,14,490

20,91,696

45

45

1,49,775

77,979

18,57,621

15,544

5,89,839

6,67,817

64,97,691

1,03,115

21,92,380

22,70,359

46

46

1,49,775

78,758

19,02,628

16,145

6,28,766

7,07,524

67,96,254

1,10,860

23,84,158

24,62,916

47

47

1,49,775

79,546

19,47,636

16,762

6,69,631

7,49,177

71,05,306

1,19,209

25,90,657

26,70,203

48

48

1,49,775

80,341

19,92,640

17,418

7,12,489

7,92,829

74,25,364

1,28,131

28,12,888

28,93,229

49

49

1,49,775

81,145

20,37,693

18,093

7,57,414

8,38,559

77,56,778

1,37,815

30,51,854

31,32,999

50

50

1,49,775

81,955

20,82,791

18,806

8,04,483

8,86,438

81,00,294

1,48,084

33,08,847

33,90,802

51

51

1,49,775

82,776

21,27,978

19,542

8,53,793

9,36,569

84,56,112

1,59,210

35,85,015

36,67,791

52

52

1,49,775

84,400

21,73,256

20,318

9,05,427

9,89,826

88,24,995

1,71,090

38,81,814

39,66,214

53

53

1,49,775

90,774

22,18,664

21,120

9,59,509

10,50,284

92,07,352

1,83,857

42,00,723

42,91,497

54

54

1,49,775

97,668

22,64,204

21,967

10,16,152

11,13,820

96,03,784

1,97,478

45,43,408

46,41,076

55

55

1,49,775

1,05,136

23,09,913

22,841

10,75,489

11,80,625

1,00,14,700

2,12,197

49,11,549

50,16,685

Signature of Agent/Specified Person/Principal officer:___________________________________________

Policy Holders Signature:___________________________________________

This is only an Illustrative document. The Benefits if guaranteed, are clearly marked so. For variable benefits, investment growth rates of 6% and 10% are used as an illustration.
MAX LIFE INSURANCE CO. LTD, 11th Floor, DLF Square, Jacaranda Marg, DLF City, Phase II, Gurgaon 122 002

Page 3 of 5

General Details
Year

Guaranteed

Age

Non Guaranteed (Assumed Rate of return on investment of funds at 6% p.a.)

Annual
Premium

Death
Benefit

Surrender
Value

Money
Back
Payments

Net
Outlay

( Rs )

( Rs )
(BOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )

Non Guaranteed (Assumed Rate of return on investment of funds at 10%p.a.)

Death
Benefit

Annual
Bonus

Surrender
value of PUA

Total
Surrender
Value

Net
Outlay

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )

(BOY)

Death
Benefit

Annual
Bonus

Surrender
value of PUA

Total
Surrender
Value

(BOY)

( Rs )
(EOY)

( Rs )
(EOY)

( Rs )
(EOY)

56

56

1,49,775

1,13,237

23,55,789

23,764

11,37,686

12,50,923

1,04,40,900

2,27,997

53,07,339

54,20,577

57

57

1,49,775

1,22,040

24,01,868

24,717

12,02,910

13,24,950

1,08,82,995

2,44,840

57,32,935

58,54,974

58

58

1,49,775

1,31,622

24,48,143

25,722

12,71,549

14,03,171

1,13,41,384

2,63,118

61,91,646

63,23,268

59

59

1,49,775

1,42,069

24,94,637

26,783

13,43,700

14,85,769

1,18,16,979

2,82,713

66,85,775

68,27,844

60

60

1,49,775

1,42,244

11,233

25,41,376

27,880

14,19,439

15,61,683

1,23,10,336

3,03,829

72,17,414

73,59,659

61

61

1,49,775

1,42,442

11,233

-11,233

25,88,350

28,427

14,98,919

16,41,361

-11,233

1,28,22,255

3,25,227

77,89,393

79,31,835

62

62

1,49,775

1,42,664

11,233

-11,233

26,34,598

29,012

15,81,714

17,24,377

-11,233

1,33,51,363

3,48,396

84,03,471

85,46,134

63

63

1,49,775

1,42,912

11,233

-11,233

26,80,175

29,635

16,68,014

18,10,927

-11,233

1,38,98,682

3,73,196

90,63,142

92,06,054

64

64

1,49,775

1,43,194

11,233

-11,233

27,25,132

30,298

17,58,093

19,01,287

-11,233

1,44,64,825

3,99,864

97,72,312

99,15,506

65

65

1,49,775

1,43,513

11,233

-11,233

27,69,514

30,975

18,52,286

19,95,799

-11,233

1,50,50,569

4,28,671

1,05,35,607

1,06,79,119

66

66

1,49,775

1,43,869

11,233

-11,233

28,13,322

31,713

19,51,847

20,95,717

-11,233

1,56,56,850

4,59,916

1,13,63,585

1,15,07,454

67

67

1,49,775

1,44,278

11,233

-11,233

28,56,599

32,522

20,56,130

22,00,409

-11,233

1,62,84,465

4,93,622

1,22,56,072

1,24,00,350

68

68

1,49,775

1,44,749

11,233

-11,233

28,99,413

33,347

21,65,835

23,10,584

-11,233

1,69,34,301

5,30,287

1,32,20,835

1,33,65,584

69

69

1,49,775

1,45,292

11,233

-11,233

29,41,749

34,239

22,81,629

24,26,921

-11,233

1,76,07,528

5,69,790

1,42,66,650

1,44,11,942

70

70

1,49,775

1,45,924

11,233

-11,233

29,83,647

35,204

24,04,483

25,50,408

-11,233

1,83,04,765

6,13,030

1,54,04,146

1,55,50,070

71

71

1,49,775

1,46,661

11,233

-11,233

30,25,137

36,237

25,35,667

26,82,328

-11,233

1,90,27,269

6,60,113

1,66,47,307

1,67,93,968

72

72

1,49,775

1,47,528

11,233

-11,233

30,66,229

37,371

26,76,780

28,24,308

-11,233

1,97,75,815

7,12,095

1,80,13,172

1,81,60,701

73

73

1,49,775

1,48,554

11,233

-11,233

31,06,946

38,602

28,29,836

29,78,390

-11,233

2,05,51,670

7,69,369

1,95,23,389

1,96,71,944

74

74

1,49,775

1,61,008

11,233

-11,233

31,47,285

39,960

29,97,510

31,58,518

-11,233

2,13,55,659

8,33,398

2,12,05,884

2,13,66,892

Rs 1,61,008

Maturity Value:

Rs 31,98,478

Rs 2,22,00,290

NOTES:
(BOY) - Beginning of Year Value (EOY) - End of Year value

Signature of Agent/Specified Person/Principal officer:___________________________________________

Policy Holders Signature:___________________________________________

This is only an Illustrative document. The Benefits if guaranteed, are clearly marked so. For variable benefits, investment growth rates of 6% and 10% are used as an illustration.
MAX LIFE INSURANCE CO. LTD, 11th Floor, DLF Square, Jacaranda Marg, DLF City, Phase II, Gurgaon 122 002

Page 4 of 5

Important Notes:
-- This is only an illustrative document. It does not purport to be a contract of insurance and does not in any way create any rights and/or obligations. Bonuses (if applicable and shown in the illustration) are not guaranteed, and bonus rates will be based on
the actual company experience from time to time.
-- Some of the benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed returns then these will be clearly marked
"guaranteed" in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show the different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not
the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.
-- Benefits secured under your Policy shall become payable provided all contractual premiums are paid as and when they are due. The illustrative benefits above assume that all the contractual premiums will be paid on the due dates.
-- Please refer to the product brochures, for understanding the product features and explanation of the terms used in this illustration.
-- Service Tax and Education Cess would be levied as per applicable laws.
-- You may be entitled to certain applicable tax benefits on your premiums and Policy benefits. Please note that all the tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. As per the recent Union
Budget 2012 proposals, effective April 1, 2012, your Policy may be entitled to certain tax benefits or subject to deductions. We request you to please consult with your tax consultant for more information before concluding the sale.
I ________________________________________________________ (Name), having received the information with respect to the above, have understood the above statement before entering into the contract.

Signature of Agent/Specified Person/Principal Officer:

Policy Holders Signature:

Name and ID:

Policy Holders Name:

Place:

Date:

Date:
Company Seal:

MAX LIFE INSURANCE CO. LTD, 11th Floor, DLF Square, Jacaranda Marg, DLF City, Phase II, Gurgaon 122 002
2010.1.2.8.6.57.39agency111149775112383 100000001000000 10000018001000000 10000 2

Page 5 of 5

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