Rev.

Date 11/20/2012

Leveraged Planning is a registered trademark of Entaire Global Intellectual Property, Inc. Not for use with the public - for education and training purposes only

Discussion Topics

Review: GFDs Offering Case Process Closing Process Client Services Tips & Takeaways Next Steps

Not for use with the public - for education and training purposes only

Not for use with the public - for education and training purposes only

Review: GFDs Offering

Works with agents/agencies to finance select life insurance and annuity products with specific, well-capitalized carriers.
Loans are extended to a corporate entity only (not to individuals). Policy owner may be the corporation itself, an individual or a trust.

Not for use with the public - for education and training purposes only

Review: GFDs Offering

In typical cases, the planning strategies are designed to benefit the owner of the business, their designee or a specific business need.
Buy-sell Executive Compensation Estate Planning Wealth Transfer

The business services the loan (paying interest), while the business owner, or other designated individual, benefits from the program.

Not for use with the public - for education and training purposes only

Not for use with the public - for education and training purposes only

Case Process
Preliminary Underwriting Global One Loan Underwriting Form (LUF)

Not for use with the public - for education and training purposes only

Case Process

Preliminary Rate Offer

The Preliminary Rate Offer is based on: o Your clients disclosure of financial information (LUF) o Your clients personal credit history (pulled at submission of LUF)

Not for use with the public - for education and training purposes only

Case Process

Global One(G1) Rate Table

Understand all of the options The 2% LIBOR floor basis Collar Origination Fee 1 time free rate option transfer Rate Buy Down

Not for use with the public - for education and training purposes only

Case Process

All Financial Requirements can be found on Global Ones Underwriting Requirements Document, including the need to submit the Life or Annuity application.

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Not for use with the public - for education and training purposes only

Case Process

Application Requirements
The annuity or life insurance applications should be submitted to GFD for final approval. GFD will then send the application to the carrier. Once the full financials are in and a formal offer has been extended by G1, the closing documents will be prepared and sent directly to you via email.

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Not for use with the public - for education and training purposes only

Case Process

Signed business tax returns over the last 2 consecutive years

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Not for use with the public - for education and training purposes only

Case Process

Signed personal tax returns over the last 2 consecutive years

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Not for use with the public - for education and training purposes only

Case Process

Valid Copy of Drivers License

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Not for use with the public - for education and training purposes only

Case Process

State Accepted / Certified Articles of Incorporation

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Not for use with the public - for education and training purposes only

Case Process

Interim Balance Sheet and Income Statement

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Not for use with the public - for education and training purposes only

Case Process

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Not for use with the public - for education and training purposes only

Case Process

Obtaining Financials
Business and Personal Tax Returns can be obtained free of charge if your client completes the 4506-T Forms (6 weeks) Fee of $30 per participant will be charged to expedite the process (3 days)

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Not for use with the public - for education and training purposes only

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Not for use with the public - for education and training purposes only

Closing Process

Closing Requirements
At closing you will need: o The G1 Closing Documents (provided by G1) o A Notary Public & a separate witness o A Voided Corporate Check from which the ACH draft will occur

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Not for use with the public - for education and training purposes only

Closing Process

Once the client has signed all documents, the agent should fax the promissory note to their Financial Services Manager (FSM). Then overnight all original documents directly to their FSM. Once received, G1 will start a search and filing that will take 1 to 2 weeks depending on the state. Once the search and filing comes back, your FSM will send a funding notification email to you, and the money will be wired to the carrier for funding. Commissions will be paid through normal channels once the funding has occurred.
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Not for use with the public - for education and training purposes only

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Not for use with the public - for education and training purposes only

Client Services

Plan Administration

Plan Administration
The customer service division will provide your client with an annual Plan Administration Package upon request. www.G1Financial.com 866-418-5809

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Not for use with the public - for education and training purposes only

Tips and Takeaways

Complete and review LUF prior to submitting

Leave G1 Financial Underwriting Requirements with your client once the Loan Underwriting Form is completed
Signed copies of Tax Returns Valid copy of Driver s License Certified Articles of Incorporation Set time expectations with your client FSMs are available via teleconference for all closings
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Not for use with the public - for education and training purposes only

Next Steps

Thank you for your time & attention. For more information, please contact your Financial Services Manager or call our General Sales Line at 800-515-2599.

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Systems and methods and/or software related to Entaires Leveraged Planning programs are covered by U.S. Patent Nos. 7,797,214; 7,797,217; and 7,797,218. Not for use with the public - for education and training purposes only