Were here to help. Call your New Client Concierge at 1-877-566-7958.

Well handle all the details of setting up your new account.

Funding Options for Schwab Brokerage and Individual Retirement Accounts

Funding options Online transfer with Schwab MoneyLink Estimated timing Online enrollment: 12 business days. Subsequent transfers: 12 business days. 7 business days from the date mailed. Same day for branch deposits. Wire transfer Same business day if transfer occurs before daily cutoff time. $0 $0 Schwab fees $0 When funds are available for trading You can trade most stocks and mutual funds as soon as the money is deposited; otherwise, there may be a hold of up to 3 business days. You can trade most stocks and mutual funds as soon as the money is deposited; otherwise, there may be a hold of up to 5 business days.

Check

You can trade most stocks and mutual funds as soon as funds are received in the account. There is (Sending bank a 1-day hold. fees apply.) $0 (Your current firm might charge a transfer fee.) $0 $0 You can trade after a hold of 1 business day. You can trade most stocks and mutual funds as soon as Schwab receives the bill payment you initiate; otherwise, there may be a hold of up to 5 business days. Longer holds (for 5 business days) will be placed on mobile deposits during your first 90 days as a client. You can trade once the transfer is complete.

Account transfer

510 business days after the request is received for stocks, bonds, and acceptable mutual funds held at most brokerage or mutual funds firms. Transfers from trusts, banks, and insurance companies can take longer.

401(k) rollover Online bill pay

Varies depending on the plan administrator. 07 days, depending on your bank. You will need to add your Schwab account number in the Payee Account Number field. If an address is required, use the overnight mailing address below. Application: 03 days. Subsequent deposits: 01 day.

Schwab Mobile Deposit1

$0

Check

Wire transfer

Make your check payable to Charles Schwab & Co., Inc. On the back of the check, write the number for the Schwab brokerage account into which you are making the deposit. For IRAs, please include your contribution year on the check. Mailing Addresses: Standard Mailing Address Charles Schwab & Co., Inc., Phoenix Operations Center P.O. Box 52114 Phoenix, AZ 85072 Overnight Mailing Address Charles Schwab & Co., Inc., Phoenix Operations Center 2423 E. Lincoln Dr. Phoenix, AZ 85016
Brokerage Products: Not FDIC-Insured No Bank Guarantee May Lose Value See important disclosures on the next page.
2012 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. Funding Options | Page 1 of 2

Domestic Transfer (U.S. dollars) To wire funds to your Schwab account, please provide the sending institution with the following information: Make payable to: Citibank NA Citibank address: 111 Wall Street, New York, NY 10005 Citibank ABA number: 021000089 For credit to: Charles Schwab & Co., Inc. Account number: 4055-3953 Include: Your Schwab account title and account number
401(k) Rollover

Request a distribution check from your plan administrator made payable to Charles Schwab & Co., Inc., FBO (your name). Your Rollover IRA account number should be included on the check. If your plan administrator sends you the check, simply forward it to Charles Schwab & Co., Inc., P.O. Box 52114, Phoenix, AZ 85072.

Were here to help. Call your New Client Concierge at 1-877-566-7958. Well handle all the details of setting up your new account.

Funding Options for Schwab Bank Accounts

Funding options Schwab Bank Electronic Funds Transfer (EFT) Check Wire transfer Estimated timing Setup: 1013 business days. Subsequent transfers: 12 business days. 7 business days from the date mailed. Same business day if transfer occurs before daily cutoff time. $0 $0 (Sending bank fees apply.) $0 Same day if request is received prior to 4:00 p.m. PT (7:00 p.m. ET). 1 business day if request is received after 4:00 p.m. PT. After a hold of up to 5 business days. Schwab fees $0 When funds are available After a hold of 4 business days. (Interest is earned immediately after deposit.)

After a hold of 15 business days. (Interest is earned immediately after deposit.) As soon as funds are in the account.

Online transfer from brokerage account Online bill pay

Same business day if transfer occurs before daily cutoff time. 07 days, depending on your bank. You will need to add your Schwab account number in the Payee Account Number field. If an address is required, use the overnight mailing address below. Application: 03 days. Subsequent deposits: 01 day.

$0

Schwab Mobile Deposit1

$0

Longer holds (for 5 business days) will be placed on mobile deposits during your first 90 days as a client.

Check

Wire transfer

Make your check payable to yourself. On the back of the check, write the number for the Schwab Bank account into which you are making the deposit. Mailing Addresses: Standard Mailing Address Charles Schwab Bank P.O. Box 52114 Phoenix, AZ 85072 Overnight Mailing Address Charles Schwab Bank 2423 E. Lincoln Dr. Phoenix, AZ 85016

To wire funds to your Schwab Bank account, please provide the sending institution with the following information: Name on account: Schwab Bank High Yield Investor Checking account number ABA routing and transit number: 121202211 Account type: Checking Name of financial institution: Charles Schwab Bank 5190 Neil Rd., Suite 100 Reno, NV 89502

Mobile Deposit is subject to limitations and other conditions. Standard hold times apply. System availability and response times are subject to mobile connection limitations. Requires a wireless signal or mobile connection. Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products and services are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.

2012 Charles Schwab Bank. All rights reserved. Member FDIC. CS17128-01 (0812-4728) SLS61932-01 (07/12)

Funding Options | Page 2 of 2