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? h g i h o o t t n e r r u d e d Is yo e e n s r e n w o e Ho m
Single Family Property New Construction 3 Bedrooms 1 Bath Approx. 1,100 sq. ft.
-Central Heat and Air -Radiant Barrier Roof -Energy Efficient Windows -Hardie Siding and Trim -Hardwood Floors or Carpet Ceramic tile
-2 Covered Entrances -New Whirlpool Refrigerator -New Whirlpool Stove -Fenced-in Backyard -Landscaped Front Yard
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But, do I qualify?
income requirements which is based on family size (see table below). We count total gross monthly income, Social Security, SSI, Food Stamps, court-ordered child support, and any other form of consistent income.
Household Size MIN. Monthly Income MIN. Annual Income MAX Monthly Income MAX Annual Income 1 $1,600 $19,200 $2,115 $25,380 2 $1,600 $19,200 $2,415 $28,980 3 $1,600 $19,200 $2,715 $32,580 4 $1,600 $19,200 $3,015 $36,180 5 $1,600 $19,200 $3,260 $39,120 6 $1,600 $19,200 $3,500 $42,000
typicall amount e m a r Th g . o d r e p h uring your e is D n Th . fi s r is e e e t s n u o lu until your h umber of vo n m d a r n w-volung a o o , r r r c e p s h e e t a e th e v a w s , r time of yea t equity and a e e h t w s n e o t g le p in nth) and m o o m c r o e t depend p d s e r ir u u you are req gram (30 ho r o r a e p y e h ip t h f s o r ou must s Y e . it ) s h t n partne n o io t c m the constru e ($225 per c n n o a s r r u u s o in h d 0 two other n d a n s a e , x s teer 35 a s t f la c o ur first year ncial fitness a o y n fi r o a f , s 0 s 0 7 la c save $2 omebuyers h e im t t s r te a fi also comple program. e h t f o t r a p classes as a
NOAHH has trained construction site leaders that lead teams of AmeriCorps members, local and non-local volunteers, and other partner families like you. Although our homes are built by volunteers, we still must go through the same inspection process as every home builder. Licensed sub-contractors install the electrical, plumbing, and heating/AC systems, so you can be assured that youre getting a high quality product.
? n i e v o m I n a epted into c c c a e r n a u o e Wh y takes around a year from the timoef ytime can vary greatly
Whos building?
The application process has three stages: 1. Intake meeting At the intake meeting, you will fill out an application that details your monthly incomes and expenses. We will review your credit report. There is a $10 credit check fee for single applicant and a $20 fee for joint applicants (check or money order only). We can allow up to $2,000 in past due debts to be put into payment plans and paid off by closing. If we determine you meet our initial guidelines, you would move to Stage 2. 2. Partner application You will gather documents, we will then review income verification and your monthly expenses. Your case manager will take your application to the Family Selection Committee for approval for the next stage. 3. Home visit Habitat staff members will visit your current residence to assess your need for shelter and further discuss our program with you. Your case manager will take your application to the Family Selection Committee for final approval into the program.
How do I apply?
Some benefits of our program are: A new or renovated home with a first mortgage of 80k (the cost to build) 0% interest home loan mortgage payments of no more than 30% monthly income (usually $500-$700 a month) no financial down payment
Other qualifications include: lawful status in the United States (citizen, permanent resident, asylee, refugee, TPS, etc.), you must have lived or worked in the greater New Orleans area for at least 1 year (including Kenner, Metairie, or the West Bank), ability to repay a loan (good or no credit and low monthly debts), willingness to partner with our program (good communication, attitude, and initiative), need for shelter (structural problems, overcrowding, neighborhood concerns, cost burden).
www.habitat-nola.org
NOAHH is not a custom builder. The majority of the houses are single story 3 bedroom and 1 bathroom houses around 1,100 square feet. The floor plan is determined by the construction department depending on the size of the lot. There is a 4 bedroom 2 bathroom floor plan for larger families. The home owner does get to choose between hardwood floors or carpet, the exterior paint colors, and the counter tops in the kitchen.
Call our home ow ner infor name an mation li d telepho ne and le ne numb wi l l ca l l y ave a clea er. A fam ou back w r messag i l y s e e with yo r i v t i h c (504) 609 es depart more inf ur ormation -3340 ment rep resentati and to se ve t up an a ppointm ent:
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