Sovereign Order of Ibrahim

United Kingdom of Islam

FULL RECOURSE COMMERCIAL CONTRACT

Contract Number: 737B

Transaction Code Name: 737A

This Contract is made this 23rd day of February 2002, by and between:

World Financial Access Group/World Bankers Group, a Sovereign Principal and United Kingdom
of Atlantis Company, with agent offices at 20 Lowndes Square, Suite 2, London SW1X 9HD,
Great Britain, hereinafter referred to as “WFAG”, and Postal Savings Department, Postal Services
Agency of Japan, a Sovereign Principal, with offices at 506 Ryuwa Building, 2-3-5-, Yuraku-Cho,
Chiyoda-Ku, Tokyo, Japan, hereinafter referred to as (“PSD”).

RECITALS

Whereas, a corporate meeting has been held in which PSD agreed to deliver Twenty Billion U.S.
Dollars ($20,000,000,000) in clean, clear funds of non-criminal origin to the banks specified by
WFAG, namely ABN Amro, HSBC, Union Bank of Switzerland, and NatWest, to be divided into
four transactions of Five Billion U.S. Dollars ($5,000,000,000) each, into four different banks.
There will be five accounts in each of the four banks; each of the wire transfers will be in
denominations of One Dollar ($1.00) less than One Billion Dollars. The funds will be fully
guaranteed as Certificates of Deposit, with an annual return of 1.78 percent for five (5) years. The
parties, WFAG and PSD, recognize the unique services rendered by their respective agents and
representatives, without whose assistance this agreement would not be possible.

Now, therefore, in consideration of twenty dollars and for other good and valuable consideration,
given each to the other and mutual promises, covenants and agreements made herein, the receipt
and adequacy of which is hereby acknowledged, the parties hereby agree and represent as follows:

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WFAG ______ PSD ______

 ARTICLE I
TERMS OF CONTRACT

PSD agrees to provide Five Billion Dollars ($5,000,000,000), deposited in HSBC, as described in
Exhibit A, attached hereto and incorporated herein by reference. WFAG agrees to provide bearer
Certificates of Deposit guaranteeing an annual return of 1.78% per annum for five years (5 years)
and to support the return, WFAG will provide:
1. credit enhancement facility;
2. liquidity facility;
3. obligor;
4. special purpose vehicle;
5. sponsor bank;
6. issuing bank;
7. associates and affiliates;
8. managing partner;
9. legal technical holder;

Both parties agree to participate and covenant, warrant, and agree to exclusively perform services
under the terms and conditions of this Contract whereby WFAG hereby warrants and agrees to
provide:
1.1 Bank Instruments. The Certificates of Deposit to be purchased under the terms and
conditions of this Contract are fully negotiable Bank Instruments, delivered Free and Clear
of all and any lien, claim or restriction, and described as follows:
1.1.1 Certificates of Deposit that conform in all respects with the Uniform Customs and Practices
for Documentary Credits as set forth by the International Chamber of Commerce (ICC)
Paris, France in the latest edition of the latest pertinent ICC Publication, as amended or
revised from time to time.
1.1.2 The instruments are to be issued in and under an international format and are to be non-
callable prior to maturity and unconditionally guaranteed by the issuing bank as to the
payment of interest and repayment of principal.

ARTICLE II
WARRANTIES AND REPRESENTATIONS

Under the penalty of perjury, the undersigned WFAG and PD herewith attest, warrant and affirm
that the statements made below are true and accurate.

2.1 PSD’s Warranty

2.1.1 The funds that are allocated for this transaction are good, clean and of non-criminal
origins and under the exclusive control of the joint venture. Furthermore, the
allocated funds are either on deposit or committed with full bank responsibility to
fulfil this contractual obligation.
2.1.2 Y. Tokobayashi, the Signatory, under Mandate, designated as Exhibit B and attached
hereto and made a part hereof, for PSD, whose endorsement appears below, is
acting with the full authority and at the direction of the PSD.

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WFAG ______ PSD ______

2.2 WFAG’s Warranty.
2.2.1. WFAG specifically represents and warrants that pursuant to the terms and
conditions of this Contract, WFAG will make available the facilities described in
Article I, above, to PSD.
2.2.2. His Royal Highness Khalifa King Sheikh Ibrahim Bin Adnan Al-Sharif, the
Signatory for WFAG, whose endorsement appears below, is acting with the full
authority and at the direction WFAG, under a General Power of Attorney
instrument, which instrument is designated Exhibit C, and is attached hereto and
made a part hereof.

2.3 Mutual Warranty

WFAG and PSD separately warrant and affirm that with regard to the respective banks, bank
accounts and bank officers identified herein or hereinafter.

(i.) Each bank officer is fully aware and apprised of this transaction and is prepared
to faithfully execute all procedures in a prompt and timely manner upon
instruction of their account holder; and
(ii.) The bank and bank officer understand the processing procedures relating to this
transaction; and
(iii.) The undersigned is a duly authorized Signatory of and has full legal capacity to
execute this transaction through the said account.

2.4 Non-Circumvention & Non-Disclosure.

This Contract incorporates the rules of Non-Circumvention and Non-Disclosure established by the
International Chamber of Commerce, Paris, France, which rules are made a part hereof by this
reference. This understanding shall survive the termination of this Contract and remain in full
force and effect for a period of sixty (60) months from the date hereof.
3.4.1 Neither WFAG nor PSD will attempt to contact, deal with or solicit, either directly
or indirectly, any party, financial institution or client introduced by the other party
in any manner whatsoever without the express written consent of the introducing
party.
3.4.2 Except as may be required by applicable statute, regulation or process of law, all
information exchanged between the parties is of a conditional nature and neither
party shall disclose to any unauthorized person or entity any information obtained
or received regarding this transaction.
3.4.3 Once fully executed, this Contract shall not be reproduced in any manner
whatsoever, except on a ‘need-to-know’ basis.

2.5 Force Majeure

This Contract shall be subject to the rules of Force Majeure established by the International
Chamber of Commerce. Further, should any act of God, war, insurrection or civil disobedience
occur in any country where this agreement is being carried out, in whole or in part, thereby making
performance by one or both parties impossible, then this Contract shall become null and void.
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WFAG ______ PSD ______

2.6 Taxes, Duties and Fees.

2.6.1. Each party agrees to be responsible for its own bank charges and any other costs,
expenses and fees as may be payable.
2.6.2. The price of the Certificates of Deposit shall include any and all commissions and
consultancy fees.
2.6.3. This contract is under the exclusive jurisdiction of the United Kingdom of Atlantis
and is exempt from taxation, levy, financial servitude, and interest, in accordance
with the law of the United Kingdom of Atlantis and Shar’iah law.

2.7 Arbitration

In the event of dispute concerning any aspects of this Contract, including breach or alleged breach
hereof, the parties agree to have the dispute arbitrated in United Kingdom of Atlantis, in Oceania
South Pacific under the United Kingdom of Atlantis International Chamber of Commerce Rules of
Conciliation and Arbitration and Shar’iah law then in force, with the place of arbitration to be
determined in accordance with said rules. Settlement upon award shall be final. This contract is
signed exclusively under the offshore jurisdiction of the United Kingdom of Atlantis. No court or
jurisdiction other than that of the United Kingdom of Atlantis will apply to this contract or any
party to this contract.

2.8 Execution

Upon execution, this Contract shall become a legal and binding obligation upon both parties, their
officers, successors, legal representatives, lawful agents, and assigns.

2.9 Default

The parties making this Contract do so with the knowledge and full expectation that default by
either party shall result in the payment of liquidated damages as specifically provided herein.

ARTICLE III
OTHER AGREEMENTS

3.1 Notices

Any notice to be given hereunder by either party to the other shall be effected in writing and
delivered by: courier, postage-paid, First class certified mail, overnight or express carrier,
telefacsimile, or telex.

Notices shall be mailed or sent to the address, telefacsimile or telex number of the respective party
as provided herein. Each party may change his address by giving prior written notice to the other
party. Notices shall be deemed delivered upon electronic transmission and in all events, not later
than the third business day following posting.

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WFAG ______ PSD ______

3.2 Reference Codes

All documents relating to this Contract and all communications between banks shall clearly
reference the codes designated and assigned and referenced herein. Said codes shall not be
changed or altered for the duration of this Contract.

3.3 Counterparts

This Contract may consist of four or more counterparts, all of which upon execution shall
constitute one and the same instrument. The parties acknowledge that a Telefacsimile Copy of this
Contract may be signed by each respective party at different places and at different times. All duly
endorsed and acknowledge facsimile documents shall be considered as original documents and
shall constitute binding and enforceable instruments.

3.4 Entire Agreement

This Contract contains seven (7) pages, including a signature page, and not including three exhibits
identified as A, B, and C. The Contract may also include enumerated addenda for setting forth
special provisions as mutually agreed between the parties hereto.

3.5 Gender and Number

Usage of the singular shall include the plural and the use of any gender shall apply to all genders,
as the context requires.

3.6 Amendments

No verbal representations, warranties or statements by third parties shall have any force or effect
upon this Contract whatsoever. Any modifications or amendments to this Contract must be made
in writing and signed by both parties and witnessed or attested thereto.

3.7 Assignment

There shall be no assignment or transfer of this Contract by either party without the express written
consent of both parties.

3.8 Severability

This Contract shall be severable. In the event any provision shall be adjudged invalid, illegal or
unenforceable, this Contract shall be constructed and interpreted without regard to any such
invalid, illegal or unenforceable provision.

3.9 Bank Communication

Except as specifically provided herein or with the express, written consent and pre-authorized
approval and acknowledgement of both parties hereto, their officers, representatives, agents and
legal counsel; there shall be no telephone conversations, telexes, facsimile transmissions, or other
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WFAG ______ PSD ______

communications between the parties’ representative banks and banking officers. Any violation of
this provision, by whatever cause, shall constitute an immediate default and forfeiture of this
Contract and agreement, and the party at fault shall be subject to all and any remedy at law or in
equity available to the injured party.

3.10Term

This contract shall remain in full force and effect until:

(i.) The entire transaction is consummated or

(ii.) This Contract is terminated by the mutual agreement of both parties or
(iii.) This Contract is rendered null and void pursuant to the terms stated
herein or by due process of law.

3.11Contract Supremacy

This Contract supersedes all previous agreements, oral and written, made by or on behalf of the
parties hereto with regard to the transaction referenced by the codes first listed above.

ARTICLE IV
VENUE, DEFAULTS AND WAIVER

4.1 Governing Law

This Contract is a full recourse, commercial Contract concluded under the laws of the United
Kingdom of Atlantis, under which applicable laws shall the construction, interpretation, execution,
validity, enforceability, performance and such other matters relating hereto be governed.

4.2 Default

In the event either party fails to perform their respective obligations or otherwise is in breach
hereof by reason of any or omission which constitutes gross negligence, wilful misconduct or
misrepresentations, perjury or defeasance; the injured and aggrieved party, in his sole discretion,
upon the giving of due notice to the defaulting party, may:

(i.) Terminate this Contract; or

(ii.) Suspend the operation of this Contract and Purchase Transaction
pending the determination and effecting of a satisfactory remedy.

ARTICLE V
ENDORSEMENTS

5.1 The parties have entered into this agreement in good faith and each will use its best efforts,
in the full spirit of cooperation, to promptly achieve the purposes set forth. Each party shall
negotiate in good faith with respect to any future agreements required by subsequent events. The

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WFAG ______ PSD ______

parties acknowledge and agree that this Contract is executed under oath, subject to the penalties of
perjury.

6.1 The undersigned warrant and affirm, under penalty of perjury, that each has the full legal
capacity and lawful authority to execute and deliver this Contract.

6.2 The undersigned acknowledge and affirm that they fully understand their rights and
obligations with respect to this Contract or they have had adequate time and opportunity to
consult with legal counsel of their choice prior to execution hereof, and being fully
informed and/or having such advice, each has executed this Contract freely and without
reservation.

For WFAG: Full Recourse Commercial Contract

By: _______________________________________________
Authorized Signatory

Before me, the undersigned witness, individually appeared H.R.H. Khalifa King Sheikh Ibrahim
Bin Adnan Al-Sharif, passport # D25906, an individual who did prove their identity for me by
showing their identification and who did state under oath that the above document is executed in
accordance with their intent under their authority.

For PSD Company: Full Recourse Sovereign Commercial Contract & Trading Agreement

By: ______________________________________________
Authorized Signatory

Before me, the undersigned witness, personally appeared Y. Yokobayashi, who did prove their
identity for me by showing their passport # _______________ and who did state under oath that
the above document is executed in accordance with their intent under their authority.

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WFAG ______ PSD ______