ICICI Bank Credit Cards

Eligibility Criteria Cards Salaried Amway / Big Bazaar / BPL Mobile / HPCL Silver / Mini / Pru Life / Sterling Silver / Trinethra / True Blue / True Value / Affinity / Cash card -silver Solid Gold / HPCL Gold / Affinity Gold / Cash Card -Gold American Express Green American Express Gold EMI Card* Eligibility Criteria Self Employed

Rs. 60,000/- p.a.

Rs. 50,000/- p.a.

Rs. 1,20,000/- p.a. Rs. 1,20,000/- p.a. Rs. 3,00,000/- p.a. Rs. 1,20,000/- p.a.

Rs. 1,00,000/- p.a. Rs. 1,20,000/- p.a. Rs. 3,00,000/- p.a.

# Applicable on Minimum Amount Due subject to minimum of Rs. 250/- and maximum of Rs. 500/-. *Self Employeed-Other Bank Card documents/Specific Club memberships required for the EMI card Age Criteria Salaried Retired Self Employed *65 years in all 3 categories for the EMI card Applicable Fees and Charges Minimum Age 21 N/A 21 Maximum Age* 58 65 65

ICICI Bank Credit Cards

Finance charges on extended credit 0.99% (monthly) 12.55% (Annually) for Easy Deposit Card 2.75% (monthly), 33% (Annually) for Visa Signature Credit Card 1.49% (monthly) 19.42%(Annually) for Preferred Gold Card for first 6 months, thereafter 2.95% (Monthly) 41.75% (Annually) 1.49% (monthly) 19.42%(Annually) for Preferred Gold Card for first 6 months, thereafter 3.15% (Monthly) 45.09% (Annually) (w.e.f. July 1, 2007)** 1.69%(monthly) 22.28% (Annually) for Preferred Silver Card for first 6 months, thereafter 2.95% (Monthly) 41.75% (Annually) 1.69%(monthly) 22.28% (Annually) for Preferred Silver Card for first 6 months, thereafter 3.15% (Monthly) 45.09% (Annually) (w.e.f. July 1, 2007)** 1.75% (monthly) 23.14% (Annually) for Spouse Card 1.99% (monthly) 26.7% (Annually) for Home Card 2.49% (monthly) 34.33% (Annually) for Pvt. Banking 2.95% (Monthly) 41.75% (Annually) for all other cards 3.15% (Monthly) 45.09% (Annually) for all other cards (w.e.f. July 1, 2007)** 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card. applicable from the day of transaction. 2.95% (Monthly), 41.75% (Annually) for Platinum Premiere Credit Card. 1.99% (Monthly), 26.68% (Annually) for Platinum Card 1.99%(Monthly) for Cash Card Cash Advance - Transaction fees 2.5% on advanced amount, subject to a minimum of Rs. 300. 2.5% on advanced amount, subject to a minimum of Rs. 300. for Visa Signature Card. 2.99% on advanced amount, subject to a minimum of Rs. 299 on EMI Card. On Easy Deposit Card - Nil for ICICI Bank ATM withdrawals Rs. 30 (For Visa Signature Card)

Balance Enquiry Fees/Non ICICI ATM Access Charges Joining Fee Rs. 25000 (For ICICI Bank Visa Signature Credit Card)
*Minimum Ticket Size Finance charges on cash advances Rs 1000

2.75% (Monthly), 33% (Annually) for VISA Signature Card.

Late Payment Charges

2.95% (Monthly) 41.75% (Annually) 3.15% (Monthly) 45.09% (Annually) (w.e.f. July 1, 2007)** 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card.(as per applicable Finance Charges on Retail transaction) 30% of min. Amount outstanding (subject to min. of Rs. 300 and max. of Rs. 600). 30% of min. Amount outstanding (subject to min. of Rs. 300 and max. of Rs. 600) for Visa Signature Card. 30% of min. Amount outstanding (subject to min. of Rs. 350

ICICI Bank Credit Cards

* Applicable for EMI Card only. ** - The rate of interest is initially 3.15% p.m. (45.09% annualized), effective July 1, 2007. The applicable rate of interest for you will depend on your card usage pattern and payment record and is subject to periodic review. It may increase up to a maximum of 3.49% p.m. (50.93% annualized) in case of default. - The rate of interest may go as low as 1.25% p.m. (16.08% annualized) depending on factors such as, but not limited to, credit history, purchase patterns, payment behavior, loyalty and month-on-book. - Finance charges on extended credit and cash advances for all transactions done before July 1, 2007 will continue to attract the current rate of interest till fully paid.

Documents Required For Salaried (any one) Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Self Employed Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card

If you are holding any Other Credit Card for last six months. Please attach the following documents: For Salaried and Self Employed: Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front

Balance Transfer To avail of Balance Transfer facility, you must enclose a copy of your last Credit Card Statement of your Credit Card. To be eligible for the program the minimum amount that can be transferred from any other Credit Card account (other than ICICI Bank Credit Card Account ) to ICICI Bank Credit Card is Rs, 2,000/-.

USEFUL INFORMATION: 1

In case a cheque sent by you is not honoured, or must be returned because it cannot be processed for any reason, a fee of Rs. 250 per cheque will be charged. Such instances may also adversely impact your credit standing.

2 All contents of this statement shall be deemed to be correct and accepted by you, unless within 30 days of the date of This statement you inform us of any discrepancies, and these are found to be true by us. On receipt of Such information, We may reverse the charges on a temporary basis. If on completion of subsequent investigation, we are satisfied that the liability of such charge is to your account, we will re-instate the charge in a subsequent statement. 3 For any statement-related query, please call the Customer Care Centre in your city. 4 All charges are subject to change without prior notice at the sole discretion of ICICI Bank. 5 Please ensure that you use the card overseas strictly in accordance with RBI regulations pertaining to overseas spending, as prevailing from time to time. The Card is not valid for payments in foreign exchange at merchant location in Nepal and Bhutan.

ICICI Bank Credit Cards Please note that you are individually liable for compliance with the RBI regulations on foreign exchange.