Core Banking :

We have developed fully equipped Data center at the premises of our Jaysingpur Branch & all 35 Branches & H.O. are connected to our Data Center by way of CBS. Bank has successfully implemented NDS/ RTGS/ NEFT platform to our customers. We are happy to inform you that, we are connected to BANCS NETWORK & will shortly be part of NFS & network giving you access to 85000 + ATMs Also we have started internet Banking SMS Banking you can register your mobile/ cell number to get payments/, deposits collection alerts over the mobile.
ATM Centers of our bank : Savings & Current bank accounts holders of following mentioned branches can avail the facility of ATM by submitting an application for ATM Card to the branch manager. Cheque Deposit Machine Centers of our bank : Customers having Savings, Current, Cash Credit and Over Draft bank accounts in our bank can avail the facility of All Type MICR Cheque Deposit Machines at our following mentioned branches.

AT PAR CHEQUE facility

Our Bank has started AT PAR CHEQUE facility and customers must fill a form to apply for this facility at related branch. Under this facility cheques will pass in any of branch (except Lakshmi Road Pune, Gultekadi Pune, Kothrud Pune). There is no limit for Funds Transfer or Clearing. But, if you need cash from any of our branch then the customer himself has to approach the branch and the limit for this is Rs. 50,000/-. A separate cheque book will be issued to these customers. Cash Credit, Overdraft account must be regular for using this facility. Know your customer KYC norms must be fulfilled. For more details visit our nearest branch. Pan card :
The bank has tie-up with UTII-TSL and made available PAN Cards to the customers. The PAN Card has numbers of benefits for e.g.... self photo Identity, useful for any financial transaction.

General Insurance

Bajaj Allianz General Insurance Company Limited.

KAIJS Bank Ltd.

Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.,Ichalkaranji has tied up with Bajaj Allianz General Insurance Company Limited. by Corporate Agency and provides various general insurance policies IRDA License No. : 8540694 Validity: 28/02/2012 to 08/03/2014 About BAGIC: Bajaj Allianz General Insurance Co. Ltd. is a joint venture between Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE. Both enjoy a reputation of expertise, stability and strength. Bajaj Allianz General Insurance received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct General Insurance business (including Health Insurance business) in India. The Company has an authorized and paid up capital of Rs 110 crores. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz, SE. As on 31st March 2010, Bajaj Allianz General Insurance Co. Ltd. maintained its premier position in the industry by achieving growth as well as profitability. Bajaj Allianz has made a profit before tax of Rs. 180 crores and has become the only private insurer to cross the Rs.100 crore mark in profit before tax in the last four years. The profit after tax was Rs. 121 crores, 27% higher than the previous year. Registered Office : Bajaj Allianz General Insurance Co. Ltd. GE Plaza, Airport Road, Yerawada, Pune 411 006. ICRAsRating : For Highest Claims Paying Ability For more information on Products & Company visit: www.bajajallianz.com Quick links- For General Insurance Bajaj Allianz General Insurance Co. Ltd.| IRDA Reg. No. 113 | ISO 27001 Certified

Company | Toll free: 1800-209-5858 For Further details one can contact: Mr. Ramesh Nipanikar, Mr. Vijay Kamble, Mr. Sandip Wadkar, 09823128921 Mr. Dhiraj Jadhav 09960595302 DGM of KAIJS Bank DGM of KAIJS Bank Insurance Officer of KAIJS Bank on RM of Bajaj Allianz General Insurance Co.

Insurance is the subject matter of solicitation.

Life Insurance

Max Life Insurance Company Limited

KAIJS Bank Ltd.

Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.,Ichalkaranji has tied up with Max Life Insurance Company Limited. by Corporate Agency and provides various Life Insurance policies IRDA License No. : 8540694 Validity Form - 09/03/2011 To 08/03/2014

About Max Life Insurance Max Life Insurance, the largest non-bank promoted private life insurer, is a joint venture between Max India Ltd. and Mitsui Sumitomo Insurance Co. Ltd. Max India is a leading Indian multi-business corporate with a vision to be one of Indias most admired companies for service excellence. Mitsui Sumitomo Insurance is a member of MS&AD Insurance Group which is among the top 10 general insurers in the world and ranked number one in Japan. Max Life Insurance offers comprehensive life insurance and pension solutions for longterm savings and protection to over thirty lakh customers. It has a country-wide diversified distribution model including the country's leading agent advisors, exclusive arrangement with Axis Bank and several other partners. Max Life Insurance is a quality business focused on delivering excellence to customers through advise based sale process, customer centric approach to business, financial stability & investment

expertise and strong human capital. In the financial year 2011-12 Max Life Insurance ranked fourth among private life insurers with a market share of 8.6%. The Company has been one of the fastest growing life insurance companies with total revenue of Rs.6,391 crore and enterprise profit of Rs.733 crore for the Financial Year 2011-12. The Companys share capital of Rs. 2,127 crore with a solvency margin of 534% is indicative of its financial strength and stability. As on 31st March 2012, Max Life Insurance had assets under management of Rs.17,215 crore. Registered Office : Max Life Insurance Co. Ltd. 11th Floor, DLF Square, Jacaranda Marg, DLF City Phase II, Gurgaon - 122002 For more information on Products & Company visit: www.maxnewyorklife.com

Max Life insurance Co. Ltd. | IRDA - Registration No. 104 |An ISO 9001:2008 Certified Company | Toll Free 1800 200 5577/1800 180 5577*

For Further details one can contact: Mr. Ramesh Nipanikar, Mr. Vijay Kamble, Mr. Sandip Wadkar, 09823128921 Mr. Shaad Tambe DGM of KAIJS Bank DGM of KAIJS Bank Insurance Officer of KAIJS Bank on RM of ML Insurance Co. 09860331679

Insurance is the subject matter of solicitation.

Franking :
Non judieial stamps to bank's customers and general public also. The stamps are required by individuals, officers, for the purpose of agreement, sale deed Cousent lettrr etc. franking machine at Main branch and Shahupuri kolhapur are installed to provided this facility.

DETAILS OF RTGS

We are glad to announce that from 03.03.2011 our bank has started facilities of ATM, At Par Cheque, RTGS for our customers. Our bank has also implemented Core Banking

Facility so our customer can deposit or withdraw cash from any branch of our bank. With core banking we have started to implement all advance facilities step by step. BANCS ATM, At Par Cheque, RTGS, SMS Banking is one of these steps. To avail these facilities customers have to register themselves with us. Please contact our nearest branch for more details. RTGS (Real Time Gross Settlement) RTGS means Real Time Gross Statement. This facility is controlled by Reserve Bank of India. Earlier outstation cheques or cheques from other states took a long time for credit. Reserve Bank of India started RTGS facility for immediate transfer of funds for benefit of customers. Now you can transfer funds from our bank to any RTGS bank all over India. 110 Banks are involved in RTGS system and you can transfer funds on same day in 75,000 branches. Monday to Friday - 9 to 5 Satarday - 9 to 1 NFS NFS means National Financial Switch. NFS ATM Switch is controlled by IDRBT Hyderabad, established by Government of India. NFS Switch connects ATMs of all banks to each other. Today 32 banks have participated in NFS Switch and customer of these banks can withdraw cash from these 32 banks ATM centers. Our Bank is joining the NFS ATM Switch shortly. Call Center: Our bank has started our own call center at Laxmi Road, Pune. The Call Center will provide following information: Incoming Calls received at Call Center on TOLL FREE number. 1) Enquiry about Internet Banking. 2) Enquiry about SMS Banking. 3) Primary enquiry about Loans, Interest Rates, Schemes, Primary documents required, information about members/customers and for more details about documents kindly contact our branch. 4) Primary enquiry about Deposits, Interest Rates, Different types and documents required. 5) Branch Related Information: Branch Address, Phone No., Primary Information about branch etc.

6) Information about RTGS,NEFT: Procedure, Time, Benefits, Charges etc. These primary information will be given to customer and for more details kindly contact our branch. Outgoing Calls made from our Call Center 1) After registration for SMS Banking our customers will get a call for confirmation of mobile number on the next day. 2) Customers who default on their Loan repayment will receive three seperate calls about pending loan which will be committed in our OMNI Banking Software,in case if no response is received then this report will be submitted to our branch. 3) Promotion call: Customers will be contacted on introduction of new schemes and information on newly opened branches. 4)Welcome call to all new Customers. 5) Contact our esteemed customers to avail Internet Banking and SMS Banking facility. 6) Complaints calls: Customer complaints about passbook not issued in time, statement not received, cheque book not received and other compaints will be reported to concerned branch manager 7) Call center will remain open from 10 a.m. to 6 p.m. 8) If proper KYC(Know Your Customer) documents are not furnished while opening of new account then customers will be called. After receiving information from customer that neeful has been done, Call Center will make a note of it and inform the concerned branch to update the same in software.