Dr Mario Koppers

From: Mario Koppers [mkoppers@cybersmart.co.za] on behalf of Dr Mario Koppers

[mkoppers@chromatique.com]
Sent: 27 February 2009 09:58 AM
To: 'patrick@edwafin.com'; 'cheryl@edwafin.com'; '0317654842@faxfx.net'; '0865599416
@faxfx.net'; '0866816341@faxfx.net'
Subject: My Edwafin Blogs

It appears that this message that I dispatched last night, was blocked by your server. Here it is delivered from
another address as well as to your various fax machines.

Dear Mr Stapleton and Ms Friday,

Thank you for your email that arrived here just about 1 hour ago. It is not clear to whom I should address my
answer, so I sent you both a copy. I also appreciate your enquiries about my wellbeing, and all is well here, although
a bit hectic. I trust that you are equally well and that you are equally busy as that would be a good sign in these
times.
But before my email becomes as lengthy as yours, let me get to the point – it is always pleasing to receive long
emails but not when the contents thereof is intended to patronize, threaten and generally maim the psyche.
Although I am slightly irritated by the tone of your letter, I can’t help but to be amused by the naïve attempts to
intimidate me and to overwhelm me with information that has no bearing on my particular situation. I’ll state it
succinctly:
1. Yes, I am in pursuit of spiritual reality and knowledge of life in general. That does not make me a total
ignoramus in other spheres of life. It also does not mean that I don’t have access to resources who can and
are willing to share their expertise in business and the law with me.
2. No, I am not a reporter or journalist by any means, and I never professed to be in any writing to you or
anybody else. I have a brain that can contemplate though, and that allows me to think about iniquities in
life.
3. By my intended blog, I have not presumed to make any attempts at reporting about your company as an
business entity, whether it is successful or not or whether it may be in trouble or not. The blog is intended
to tell the story as I am experiencing it, and how Edwafin and its personae handle the issues in respect of my
situation. If other individuals find resonance with my experience and want to participate, so be it. The fact
that I am telling my story should be clear if you look at the pages that are up at this stage at
www.edwafinexperience.blogspot.com. (Note this blog is currently private and only people I direct to the
site will have access to its content)
4. The Facebook “blog” is intended for those who are in a similar situations as I find myself in. The idea is that
you will find it more difficult to try and bully a group standing together than a single person as you did
tonight with your peculiar email. I say peculiar, and I will tell you below.
a. I am not interested in your balance sheets of the last years – that is not my issue and has not been
from the beginning
b. I do not need to view your CCTV, SAPS personnel, servers, IT department, HR Department, in house
graphics, marketing and advertising departments.
c. You also mention deLoittes trained CFO, life presentations by CEOs, touring the motor vehicle
factory. (As an aside you are the umpteenth person to send me a DVD of the vehicle)
d. I understand that you have lawyers, inside and outside, some with extreme power, and that you
have a lot of money to pay them.
5. Of course you are not a Mickey mouse organization, and I have never thought so. I will address this again a
few lines further down.
6. Of course you were, until this crisis, a strong company, and I’m sure you will pull through it – no question.
7. Now this one is hilarious: Since when did I make myself an expert on Edwafin? Just because I start a blog
about my experience with Edwafin, does not mean I hold myself to be an expert. I am an expert – barely – of
my own affairs and it is within my full right to write about it. Please go and read what I have said – fully
supported by as many documents as possible before you make such preposterous statements and
insinuations.

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 8. Then you address my spiritual interests. Do you actually know what spiritual means, what do you mean by
my higher power – it is not to be found in the lines of your letter I think. You actually stoop to spiritual
blackmail. I am not the one at fault here; you are the perpetrators of magic mirrors and I am the one you are
trying to bedazzle with plenty of haziness and inapplicable information. Perhaps one day we can sit together
and discuss higher power spirituality, responsibility for one’s own reality, and general participation in the
sincerity of life.
9. NOTE - Ms Cowan’s requirement: The said forms (CM42), as well as debenture certificates were delivered to
your offices three weeks ago she even sent me a note after two weeks with the same kind of story that you
are giving me. Didn’t you know that? Why I am agitated about the matter is that may request for the return
of my capital has been fobbed off. You did not even have the decency to respond to letters that my attorney
sent you. Do you find it strange if one associates that kind of behaviour with a Mickey Mouse organization,
or are you simply to arrogant towards your investors – it seems like it. And now we come to the crux of the
matter which makes all of the above essentially besides the point. If you only read the following then we will
make some headway.

Today I coincidentally managed to get hold of proper copies of the prospectuses that are applicable to my
debenture issue. For once I could actually read the clauses that pertain to the matter under discussion. You don’t
seem to know them so I will briefly quote them:
Clause 12 EVENTS OF DEFAULT
12.1 An Event of default shall occur if -
12.1.1 – 12.1.3 you can go and read for yourself
12.1.4 the issuer breaches any of its material obligations or undertakings of the terms of the
Debenture/s and fails to remedy such breach (if capable of remedy) within 15 (fifteen) Business days of
receipt of written notice from the Debenture holder requiring remedy thereof, “Materials”, means an
obligation or undertaking which goes to the root of the terms of the Debenture.
12.1.5 – 12.1.8 you can read
12.2 On the happening of an Event of Default the Debenture Holder may by written notice to the issuer
demand repayment of the Principal Amount of the Debenture together with accrued interest to the date of
payment, in which event such amounts shall be immediately due and payable by the issuer to the Debenture Holder
within 30 days after receipt of written notice, without prejudice to any of its other rights in law including, without
limitation, its right to damages.

It is very tiring to have to type that all out, but you seemingly don’t have a copy – I’ll gladly send you one.
Obviously, I have discussed this matter with my own friends and old colleagues from my UNISA days, and let me sum
up the clause as it pertains to me:
a. Clause 12.1.4. Edwafin (the issuer) breached its obligations and has now for the third month been unable to
remedy the matter within 15 business days, since I wrote my first note to Mr Stapleton expressing my
concern and asking for the money. If you have any contradictory opinion about this, please let me know. Go
to the blog I mentioned above, and you can read the documents.
b. Clause 12.2. I have now one various occasions requested my capital (plus interest) and the amount has not
been paid immediately within the 30 days stipulated.
c. Further: I reserve the right to bring a claim against you (Edwafin) for damages of various natures as well as
costs.
d. Nowhere in the whole prospectus does it mention that I have to wait for a board meeting; or a government
permission. In fact, you cleverly do not mention the Government body, but I shall endeavour to discover
that tomorrow.
e. As far as my attorney and I are concerned, the money no longer belongs to you, and is being held illegally
(fraud? I shall investigate)
f. You are now investing capital, that no longer falls under you jurisdiction into enterprises and at my risk.
(Perhaps also fraud – I shall investigate)
The advocate you quote in the high court did not have to deal with a clause such as 12.2. Again you are trying to
blow smoke in my face.

The point of it all is, is that in terms of our agreement, I have certain rights which your are blithely ignoring. At the
same time you are treating me with arrogance and disdain. Let me point out again: I am not the villain as you are
trying to intimate, with insinuation about the way I treat other Unit trusts, etc.
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Then you have the gall to tell me that you will gladly pay me when I adhere to your aforementioned rules.
Lady/Gentleman those rules are not in the prospectus and that was the basis on which I participated in your
programme. If I feel tomorrow, like I feel now, I would open up both blogs early in the morning and inform my
mailing list likewise. But I will keep to my word. Please do not confuse my mostly mellow attitude as one without
resolve.

In my previous email I made a surreptitious statement – I am addressing your last paragraph here, you know about
trying to get out of stone. Let me put it more plainly: Acknowledge the fact that my money is due to me, even
though you are not able to refund it now. Also let me know when the money will probably be refunded. Just don’t
start with fictitious rules that I need to accept before you will concede to paying me. That is ridiculous, and that is all
that I’m interested in. I know you have a decent, progressive company. My concern is, however, the rules as was
explained to me when I joined the game.

Depending on how much I progress tomorrow your email and my response will also be posted on the blog
tomorrow. Reminder: read the blog from the bottom up – first entries are at the bottom.

Thanks for irritating me no end, bless you both,

Mario Koppers

____________________________________________________________________

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Dr Mario Koppers

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