Muhammad Adnan Aslam

House # 22, Larechs Avenue near Sher Pao Bridge, Lahore Cantt, Pakistan RES: +92-42-36652092 MOB: +92-322-4259828 Email: adnanaslam22@gmail.com

OBJECTIVE
Seeking challenging career opportunity in reputed organization with focus on initiative where academic credential and technical skills can be utilized for the advantage of companys progress, where I will be a valuable team member, contributing quality ideas and work on cutting edge methods with cutting edge people

PROFESSIONAL EXPERIENCE
Relationship Associate
Habib Metropolitan Bank Ltd, Lahore, Pakistan May 2010 to Present

Managing Portfolio of Corporate/ Commercial Accounts Strengthening and deepening the relationship with existing targeted clients and developing new client relationships. Achievement of allocated business targets. Providing financial advice to existing and prospective clients and selling appropriate bank products and services to the existing and prospective clients. Preparation and Processing of credit proposals/ renewals relating to assigned relationships in conformity with SBPs Prudential Regulations and the guidelines provided by Head Office from time to time. Carry out financial analysis and credit risk assessment in conformity with Banks policy and SBP Prudential Regulations. Identification of deteriorating credit situations and taking corrective steps in a timely manner. Maintaining close liaison with the corporate/ commercial branches for ensuring prompt and efficient services to the corporate facilities parked with them. Monitoring compliance of the terms & conditions of the approved credit packages. Keeping insurance policies, stock reports, valuation reports of assets and audited accounts etc. of the assigned relationships. Ensuring timely recovery of installments/ mark-up/ other bank charges etc. Ensuring prompt regularization of deferrals within the approved period. Conducting/ organizing periodical verification of stocks.

Conducting periodical business calls to the customers and submission of business call/ visit reports to the Regional Corporate Head. Preparation of statements/ reports as desired by the Bank. Maintenance of credit files as per Banks policy. Rectification of related audit objections. Ensure smooth and error free services to the customers.

Key Achievements. Ranked high by the senior management for financial analysis and report writing.

Account Manager
ORIX Leasing Pakistan Limited, Lahore, Pakistan Sep 2008 to April 2010
Managed portfolio of corporate clients for almost 1 and half year in relationship management, business development, financial analysis, risk management and report writing besides aggressively pursuing new business. Strive to generate new corporate clients for the company and define strategies to retain them. Successfully managing existing portfolio and identifying techniques to generate repeat business. Strong follow ups with the existing clients and provide effective after sale services. Work as team member to assist team leader in achieving the sales targets. Follow-up of overdue accounts in order to assist recovery department in their operations.

Monitor on-going credit worthiness of clients and advise actions to reduce risk for marginal accounts. Prepare various reports and documents for improving operational efficiency and submit them to concerned authorities for approval.

Analyze financial statements, tax returns, bank statements and credit reports for clients, and coordinate with team leader for credit approval. Key Achievements.

Consistently achieved sales targets and increased client portfolio.

Education
Lahore School of Economics Master of Business Administration Major: Finance & Banking Lahore School of Economics Bachelor of Business Administration (Honors) (Majors) Finance Garrison Science Degree College Intermediate in computer sciences Pakistan Railway High School Matric CGPA 3.46 CGPA 3.23 2008 2007 2004 2002

Additional Skills and Experience

Adept at using Word, Excel and Power Point Excellent communication skills and comfortable with working in a team.

Interests
Cricket, Internet, Traveling, Music and Movies