Cash Investments

Private Client and Business Cash Investments | Banking Services | Trust and Fiduciary Services Private Client Property Investment Banking | Growth and Acquisition Finance

Invest your cash with condence

Maximise your investment returns and protect your capital with Investec Private Banks selection of creative and exible cash investments products.

Earn consistently, competitive rates

The Private Select Fund and Investec Top5 have a unique architecture to ensure that you receive maximum returns. Both feature an interest rate based on a wide selection of qualifying South African money market fund rates. We shop around for the best rate every day, to ensure that you always receive the most competitive option.

Private Select Fund

Account type: Liquidity: Minimum deposit amount: Interest rate: 40-day notice account Access 10% of the total available balance immediately R1 000 000 Pays you the average of the four highest qualifying money market fund rates in South Africa, daily* Earn a tiered interest rate based on your deposit amount, as shown below Rate Private Select Fund rate less 1.25% Private Select Fund rate

Tiered rate:

Deposit amount Less than R1 000 000 R1 000 000 R25 000 000

Investec Top5
Account type: Minimum deposit amount: Interest rate: 90-day notice account R50 000 Pays you the average of the ve highest qualifying money market fund rates in South Africa, daily* Earn a tiered interest rate based on your deposit amount, as shown below Rate Top5 MMF rate less 1.25% Top5 MMF rate less 0.25% Top5 MMF rate

Tiered rate:

Deposit amount R10 000 R49 999 R50 000 R99 999 R100 000 R25 million MMF = Money Market Fund

*Applicable to money market funds with a fund size of R1 billion or more and less than 25% invested in corporate debt. The number of ranked funds and the qualifying criteria may change from time to time and Investec accepts no responsibility for changes in the qualifying criteria, fund size or fund rankings.

An option to suit you

Our cash investments products ensure that you have what matters most: capital preservation, security and maximum income returns. The combination of all our products offers you many benets, including: Competitive interest rates Capital preservation Flexibility No monthly fees Compounded or monthly payable interest Convenient telephonic and online access to your account

No matter your needs, we have an option to suit you within our cash investments portfolio.

Customise a notice deposit to suit your savings needs

Investec SmartRate Notice Deposit allows you to personalise your notice deposit according to your needs while receiving a competitive market-related interest rate. Use our unique interactive tool, which is available on www.investec.co.za/cashinvestmentsrates, to design a notice account suited to your requirements.

Investec SmartRate Notice Deposit

Account type: Deposit term: Liquidity: Minimum deposit amount: Interest rate: Notice account Choose from 15, 32, 45, 60, 75 or 90 days Choose from 0% to 90%, in 10% increments R50 000 Interest rates are Prime-linked and tiered to reward higher balances

Immediate access to your entire deposit Call account

Account type: Liquidity: Minimum deposit amount: Interest rate: Call account / savings account Access 100% of the total available balance immediately R50 000 Interest rates are tiered to reward higher balances

Guaranteed returns for a xed term Fixed term deposits

Account type: Deposit term: Minimum deposit amount: Interest rate: Fixed deposit Choose from seven days to ve years R50 000 Interest rates are tailored, depending on the size and duration of your investment

Prime-linked xed deposit

Account type: Deposit term: Minimum deposit amount: Interest rate: Fixed deposit offering a Prime-linked interest rate Choose from three months to ve years R50 000 Interest rates are Prime-linked and tiered to reward higher balances

Contact details
For more information, contact your Private Banker, the Client Support Centre on 0860 110 161 or +27 11 286 9663, the relevant ofce below or visit www.investecprivatebank.co.za

Cape Town 36 Hans Strijdom Avenue, Foreshore, Cape Town, 8001 PO Box 1826, Cape Town, South Africa, 8000 Tel +27 21 416 1000 Fax +27 21 416 1001 Johannesburg 100 Grayston Drive, Sandown, Sandton, 2196 PO Box 785700, Sandton, South Africa, 2146 Tel +27 11 286 7000 Fax +27 11 286 9555 Pietermaritzburg Acacia House, Block D, Redlands Estate, 1 George McFarlane Lane, Pietermaritzburg, 3201 PO Box 594, Pietermaritzburg, South Africa, 3200 Tel +27 33 264 5800 Fax +27 33 342 1561

Durban 5 Richefond Circle, Ridgeside Ofce Park, Umhlanga, 4319 PO Box 25278, Gateway, South Africa, 4321 Tel +27 31 575 4000 Fax 0865 009 901 Knysna TH24 & TH25 Long Street Extension, Thesen Harbour Town, Knysna, 6570 Tel +27 44 302 1800 Fax +27 44 382 4954 Port Elizabeth Fairview Ofce Park, 66 Ring Road, Greenacres, Port Elizabeth, 6045 PO Box 27416, Greenacres, Port Elizabeth, South Africa, 6057 Tel +27 41 396 6700 Fax +27 41 363 1667 Winelands De Wagenweg Ofce Park, Stellentia Avenue, Stellenbosch, 7600 PO Box 516, Stellenbosch, South Africa, 7599 Tel +27 21 809 0700 Fax +27 21 809 0730

East London 1st Floor, Pilot Mill House, The Quarry, Selbourne, East London, 5247 PO Box 19484, Tecoma, East London, South Africa, 5214 Tel +27 43 721 0660 Fax +27 43 721 0664 Nelspruit 2 McAdam Street, Cnr McAdam and Rothery Streets, Nelspruit, 1200 PO Box 19428, The Village, Nelspruit, South Africa, 1218 Tel +27 13 756 0900 Fax +27 13 756 0990 Pretoria Cnr Atterbury and Klarinet Streets, Menlo Park, Pretoria, 0081 PO Box 35209, Menlo Park, Pretoria, South Africa, 0102 Tel +27 12 427 8300 Fax +27 12 427 8310

Investec Private Bank, a division of Investec Bank Limited registration number 1969/004763/06. Investec Private Bank is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsmans details are available on request or visit www.investecprivatebank.co.za. An authorised nancial services provider. A registered credit provider registration number NCRCP9.