Posb Manual Volume - 1

POSB MANUAL VOLUME - 1
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SAVINGS BANK MANUAL
VOLUME I
SAVINGS BANK PROCEDURE
SECOND EDITION (CORRECTED UP TO 31.12.2006)
ISSUED UNDER THE AUTHORITY OF
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During the period from 1988 to 2006 a number of new schemes were introduced and some old schemes discontinued. The new scheme introduced were (i) Indira Vikas Partra Rules (ii) National Savings Certificates (VIII-Issue) Rules (iii) Kisan Vikas Patra Rules, 1992 and (v) Senior Citizen Savings Scheme Rules, 2004. The schemes discontinued were (1) C.T.D Schemes (2) National Savings Scheme Rules,1987 (3) National Savings Scheme Rules, 1992 (4) Indira Vikas Patra Rules, (5) Social Security Certificates Rules (6) 6-year National Savings Certificates Rules (VI Issue) and (VII-Issue). The rules of only current schemes have been kept in these Manuals as the rules of discontinued schemes are of no use now and can be referred to in the old Manuals, if any, necessity arises. The Manuals are corrected up to 31
st
December, 2006 and all the changes in rules and procedures
made in these schemes have been inorporated thus making the Manuals quite up to date. These Manuals are meant for use by the operative, supervising and inspecting staff of the Post Offices in order to ensure that correct procedures are followed by the staff and correct information is given to the public. The Manuals will become very useful in the daily use by the staff.
Ms. Rameshwari Handa Dy. Director General (Financial Services) .5.2007
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CONTENTS Chapter 1 Savings Accounts Rule Subject Page
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Savings Bank Offices Duties and responsibilities of the Postmaster and tenure Distribution of work Pass Books Stock register of Pass Books in Head Post Offices Stock register of Pass Books in sub offices Transmission of Pass Books Register of undeliverable Pass Books in deposit in the Head Office & Sub Offices Pay-in-slip (SB-103) Long Book (SB-58) Preliminary Receipts (SB-26) Receipts for depositors pass books (SB-28) Ledger cards SB Ledgers for SOs Supply of Savings Bank ledger copies Binders for ledger cards Preparation of duplicate ledger cards Index to Ledger Cards (SB-78) Ledger Chart Types of Accounts Specimen Signature Books Nomination Opening of an Account General Rules Application by Depositor 21 8 3 4 1
1 2 3
5 5 6 7 7
9 10 11 11 13 13 14 14 17 18
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Posb Manual Volume - 1

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Posb Manual Volume - 1

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POSB MANUAL VOLUME - 1

SECOND EDITION (CORRECTED UP TO 31.12.2006)

ISSUED UNDER THE AUTHORITY OF