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Top Up Cover

Insurance cover protects you & your family against unforeseen medical exigencies by providing financial support towards hospitalization or critical treatment. Wipro brings you an opportunity to enhance your overall insurance cover at a highly subsidized cost in form of Top-up cover. These Top-up covers are additional support at the time of contingency. The Top-up covers are available for Mediclaim, Life Insurance & Personal Accident Cover. We recommend that you go through the Top up Editorial and the concerned policy details on myWipro>My FInancials>Top up cover before declaring top up.

Parents Mediclaim Cover


Wipro brings to you a unique option under the Parents Mediclaim Insurance. This is an optional cover that employees can opt for covering their Parents especially if they do not have a medical cover available. This Policy offers 2 unique options: Comprehensive Cover : This cover is only available to you within 45days period of joining. After the period you will not be allowed to opt for this cover. The Comprehensive cover offers benefits like pre-existing ailments right from day one of enrollment. Standard Cover : This cover is available to you anytime during the year. This cover does not include pre existing ailments. You may choose to cover your parents under the standard cover from day one. Incase you do not apply for the Comprehensive cover within 45days of joining, only Standard cover will be available. You can choose between 1.5 lacs and 2 lacs cover for Parents upto the age of 80 yrs. We recommend that you go through the Policy document in detail. The same can be accessed at myWipro > my financials > Top up > Editorial or at myWipro>my information>People Practice > India Policies > my financials > Parents Mediclaim Insurance

Wipro Pension Plan


The Wipro Pension Plan aims to provide Superannuation benefits at the time of retirement to employees. Voluntary Superannuation Scheme (VSS) We have currently empanelled two pension service providers - LIC of India and ICICI Prudential Life Insurance. You have a onetime option of selecting the Insurer. This option has to be exercised within 30 days from the date of your joining. In case you miss this window of 30 days, you can invest

in the Plan in the next window period (available usually in April-May every year). However, once opted in VSS, you cannot discontinue the scheme. You are advised to read through the various options available under the policy at myWipro>my information>People Practice > India Policies > my financials > Deferred /Retirement benefits > Pension Plan New Pension System (NPS) New Pension System is a retirement scheme promoted by Government of India & regulated by Pension Fund & Regulatory Development Authority. NPS is a component of WBP and you can choose from the six pension service providers and the schemes based on your risk taking appetite/ preferences. You can declare your contributions anytime of the year, before the WBP cut-off date of the month. You are advised to read through the various options available under the policy at myWipro>my information>People Practice > India Policies > my financials > WBP

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