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  • Co-op Banks SWOT Analysis: Strengths, Weaknesses, Opportunities, Threats

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    Deepak Panwar
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    The document provides a SWOT analysis of cooperative banks in two parts. The strengths include a focus on developing members through affordable interest rates and loans. Weaknesses are a lack of professionalism, infrastructure, and technical knowledge among members. Opportunities exist in untapped rural expansion and government support. Threats include competition from commercial banks, increasing interest rates, a small operating network, and difficulties adapting to technological changes.

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    Cooperative Banks SWOT

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    The document provides a SWOT analysis of cooperative banks in two parts. The strengths include a focus on developing members through affordable interest rates and loans. Weaknesses are a lack of professionalism, infrastructure, and technical knowledge among members. Opportunities exist in untapped rural expansion and government support. Threats include competition from commercial banks, increasing interest rates, a small operating network, and difficulties adapting to technological changes.

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    16K views2 pages

    Co-op Banks SWOT Analysis: Strengths, Weaknesses, Opportunities, Threats

    Uploaded by

    Deepak Panwar
    The document provides a SWOT analysis of cooperative banks in two parts. The strengths include a focus on developing members through affordable interest rates and loans. Weaknesses are a lack of professionalism, infrastructure, and technical knowledge among members. Opportunities exist in untapped rural expansion and government support. Threats include competition from commercial banks, increasing interest rates, a small operating network, and difficulties adapting to technological changes.

    Copyright:

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    Download as PPTX, PDF, TXT or read online from Scribd
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    of 2

    CO-OPERATIVE BANKS

    SWOT ANALYSIS (1 OF 2)

    Strengths
     Business among members: The bank
    focuses on the development of their members

    Weakness
     Lack of professionalism: The
    members lack right training and educations that is necessary for customer satisfaction

     Trust within the members: Trust is


    the key factor for effective functioning of a cooperative bank

     Lack of infrastructure: The banks


    lack in implementation of latest technology such as ATMs and computers

     Affordable interest rates: The bank


    offers Loans at reasonable interest rates to their members

     Lack of technical knowledge: The


    members generally lack domain certification i.e. financial degrees etc.

     Small area of operation: The bank


    operates only in a limited area

    CO-OPERATIVE BANKS
    SWOT ANALYSIS (2 OF 2)

    Opportunity
     Large untapped area for Expansion:
    As in India, the major part of the population lives in villages

    Threats
     Competition: Increasing focus of
    commercial banks towards untapped rural sector

     Trust in Cooperatives: Better


    understanding among the member and the rural customer

     Increasing interest rates: Increasing


    inflation and liquidity fluctuation results in rise in interest rate by the RBI

     Linkage of Cooperatives: Direct


    connection with RBI and other cooperatives

     Small network for operation: Unlike


    commercial banks, the cooperative banks operates in a limited area

     Government Support: The


    government offers subsidies to the cooperative banks that is in turn transferred to the customers

     Changes in Technology: Unable to


    adapt to rapid changes in technological environment

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