QUANTIA CAPITALIZADA DADO VP VALOR PRESENTE DADO VF

5% 10% 15% 20% 5% 10%

0 1.0000000 1.0000000 1.0000000 1.0000000 0 1 1
1 1.0500000 1.1000000 1.1500000 1.2000000 1 0.9523810 0.9090909
2 1.1025000 1.2100000 1.3225000 1.4400000 2 0.9070295 0.8264463
3 1.1576250 1.3310000 1.5208750 1.7280000 3 0.8638376 0.7513148
4 1.2155063 1.4641000 1.7490063 2.0736000 4 0.8227025 0.6830135
5 1.2762816 1.6105100 2.0113572 2.4883200 5 0.7835262 0.6209213
6 1.3400956 1.7715610 2.3130608 2.9859840 6 0.7462154 0.5644739
7 1.4071004 1.9487171 2.6600199 3.5831808 7 0.7106813 0.5131581
8 1.4774554 2.1435888 3.0590229 4.2998170 8 0.6768394 0.4665074
9 1.5513282 2.3579477 3.5178763 5.1597804 9 0.6446089 0.4240976
10 1.6288946 2.5937425 4.0455577 6.1917364 10 0.6139133 0.3855433
11 1.7103394 2.8531167 4.6523914 7.4300837 11 0.5846793 0.3504939
12 1.7958563 3.1384284 5.3502501 8.9161004 12 0.5568374 0.3186308
13 1.8856491 3.4522712 6.1527876 10.6993205 13 0.5303214 0.2896644
14 1.9799316 3.7974983 7.0757058 12.8391846 14 0.5050680 0.2633313
15 2.0789282 4.1772482 8.1370616 15.4070216 15 0.4810171 0.2393920
16 2.1828746 4.5949730 9.3576209 18.4884259 16 0.4581115 0.2176291
17 2.2920183 5.0544703 10.7612640 22.1861111 17 0.4362967 0.1978447
18 2.4066192 5.5599173 12.3754536 26.6233333 18 0.4155207 0.1798588
19 2.5269502 6.1159090 14.2317716 31.9479999 19 0.3957340 0.1635080
20 2.6532977 6.7274999 16.3665374 38.3375999 20 0.3768895 0.1486436
21 2.7859626 7.4002499 18.8215180 46.0051199 21 0.3589424 0.1351306
22 2.9252607 8.1402749 21.6447457 55.2061439 22 0.3418499 0.1228460
23 3.0715238 8.9543024 24.8914576 66.2473727 23 0.3255713 0.1116782
24 3.2250999 9.8497327 28.6251762 79.4968472 24 0.3100679 0.1015256
25 3.3863549 10.8347059 32.9189526 95.3962166 25 0.2953028 0.0922960
26 3.5556727 11.9181765 37.8567955 114.4754600 26 0.2812407 0.0839055
27 3.7334563 13.1099942 43.5353148 137.3705520 27 0.2678483 0.0762777
28 3.9201291 14.4209936 50.0656121 164.8446624 28 0.2550936 0.0693433
29 4.1161356 15.8630930 57.5754539 197.8135948 29 0.2429463 0.0630394
30 4.3219424 17.4494023 66.2117720 237.3763138 30 0.2313774 0.0573086

FATOR DE RECUPERAÇÃO DE CAPITAL (CAE) VALOR ANUIDADE GRADIENTE

5% 10% 15% 20% 5% 10%
0 0
1 1.0500000 1.1000000 1.1500000 1.2000000 1 0.0000000 0.0000000
2 0.5378049 0.5761905 0.6151163 0.6545455 2 0.4878049 0.4761905
3 0.3672086 0.4021148 0.4379770 0.4747253 3 0.9674861 0.9365559
4 0.2820118 0.3154708 0.3502654 0.3862891 4 1.4390534 1.3811679
5 0.2309748 0.2637975 0.2983156 0.3343797 5 1.9025202 1.8101260
6 0.1970175 0.2296074 0.2642369 0.3007057 6 2.3579038 2.2235572
7 0.1728198 0.2054055 0.2403604 0.2774239 7 2.8052254 2.6216150
8 0.1547218 0.1874440 0.2228501 0.2606094 8 3.2445098 3.0044786
9 0.1406901 0.1736405 0.2095740 0.2480795 9 3.6757856 3.3723515
10 0.1295046 0.1627454 0.1992521 0.2385228 10 4.0990850 3.7254605
11 0.1203889 0.1539631 0.1910690 0.2311038 11 4.5144439 4.0640544
12 0.1128254 0.1467633 0.1844808 0.2252650 12 4.9219016 4.3884022
13 0.1064558 0.1407785 0.1791105 0.2206200 13 5.3215011 4.6987919
14 0.1010240 0.1357462 0.1746885 0.2168931 14 5.7132886 4.9955287
15 0.0963423 0.1314738 0.1710171 0.2138821 15 6.0973137 5.2789335
16 0.0922699 0.1278166 0.1679477 0.2114361 16 6.4736294 5.5493407
17 0.0886991 0.1246641 0.1653669 0.2094401 17 6.8422918 5.8070972
18 0.0855462 0.1219302 0.1631863 0.2078054 18 7.2033600 6.0525600
19 0.0827450 0.1195469 0.1613364 0.2064625 19 7.5568961 6.2860950
20 0.0802426 0.1174596 0.1597615 0.2053565 20 7.9029651 6.5080750
21 0.0779961 0.1156244 0.1584168 0.2044439 21 8.2416350 6.7188781
22 0.0759705 0.1140051 0.1572658 0.2036896 22 8.5729762 6.9188862
23 0.0741368 0.1125718 0.1562784 0.2030653 23 8.8970619 7.1084831
24 0.0724709 0.1112998 0.1554298 0.2025479 24 9.2139676 7.2880537
25 0.0709525 0.1101681 0.1546994 0.2021187 25 9.5237714 7.4579820
26 0.0695643 0.1091590 0.1540698 0.2017625 26 9.8265533 7.6186500
27 0.0682919 0.1082576 0.1535265 0.2014666 27 10.1223957 7.7704366
28 0.0671225 0.1074510 0.1530571 0.2012207 28 10.4113830 7.9137163
29 0.0660455 0.1067281 0.1526513 0.2010162 29 10.6936014 8.0488583
30 0.0650514 0.1060792 0.1523002 0.2008461 30 10.9691390 8.1762255
SENTE DADO VF VALOR PRESENTE DADO ANUIDADE
15% 20% 5% 10% 15% 20%
1 1 0 0 0 0 0
0.8695652 0.8333333 1 0.9523810 0.9090909 0.8695652 0.8333333
0.7561437 0.6944444 2 1.8594104 1.7355372 1.6257089 1.5277778
0.6575162 0.5787037 3 2.7232480 2.4868520 2.2832251 2.1064815
0.5717532 0.4822531 4 3.5459505 3.1698654 2.8549784 2.5887346
0.4971767 0.4018776 5 4.3294767 3.7907868 3.3521551 2.9906121
0.4323276 0.3348980 6 5.0756921 4.3552607 3.7844827 3.3255101
0.3759370 0.2790816 7 5.7863734 4.8684188 4.1604197 3.6045918
0.3269018 0.2325680 8 6.4632128 5.3349262 4.4873215 3.8371598
0.2842624 0.1938067 9 7.1078217 5.7590238 4.7715839 4.0309665
0.2471847 0.1615056 10 7.7217349 6.1445671 5.0187686 4.1924721
0.2149432 0.1345880 11 8.3064142 6.4950610 5.2337118 4.3270601
0.1869072 0.1121567 12 8.8632516 6.8136918 5.4206190 4.4392167
0.1625280 0.0934639 13 9.3935730 7.1033562 5.5831470 4.5326806
0.1413287 0.0778866 14 9.8986409 7.3666875 5.7244756 4.6105672
0.1228945 0.0649055 15 10.3796580 7.6060795 5.8473701 4.6754726
0.1068648 0.0540879 16 10.8377696 7.8237086 5.9542349 4.7295605
0.0929259 0.0450732 17 11.2740662 8.0215533 6.0471608 4.7746338
0.0808051 0.0375610 18 11.6895869 8.2014121 6.1279659 4.8121948
0.0702653 0.0313009 19 12.0853209 8.3649201 6.1982312 4.8434957
0.0611003 0.0260841 20 12.4622103 8.5135637 6.2593315 4.8695797
0.0531307 0.0217367 21 12.8211527 8.6486943 6.3124622 4.8913164
0.0462006 0.0181139 22 13.1630026 8.7715403 6.3586627 4.9094304
0.0401744 0.0150949 23 13.4885739 8.8832184 6.3988372 4.9245253
0.0349343 0.0125791 24 13.7986418 8.9847440 6.4337714 4.9371044
0.0303776 0.0104826 25 14.0939446 9.0770400 6.4641491 4.9475870
0.0264153 0.0087355 26 14.3751853 9.1609455 6.4905644 4.9563225
0.0229699 0.0072796 27 14.6430336 9.2372232 6.5135343 4.9636021
0.0199738 0.0060663 28 14.8981273 9.3065665 6.5335081 4.9696684
0.0173685 0.0050553 29 15.1410736 9.3696059 6.5508766 4.9747237
0.0151031 0.0042127 30 15.3724510 9.4269145 6.5659796 4.9789364

DADE GRADIENTE VALOR PRESENTE GRADIENTE

15% 20% 5% 10% 15% 20%
0
0.0000000 0.0000000 1 0.0000000 0.0000000 0.0000000 0.0000000
0.4651163 0.4545455 2 0.9070295 0.8264463 0.7561437 0.6944444
0.9071274 0.8791209 3 2.6347047 2.3290759 2.0711761 1.8518519
1.3262573 1.2742176 4 5.1028121 4.3781162 3.7864359 3.2986111
1.7228149 1.6405074 5 8.2369168 6.8618015 5.7751428 4.9061214
2.0971904 1.9788276 6 11.9679937 9.6841712 7.9367808 6.5806113
2.4498497 2.2901626 7 16.2320817 12.7631199 10.1924030 8.2551012
2.7813286 2.5756231 8 20.9699573 16.0286716 12.4807154 9.8830774
3.0922258 2.8364242 9 26.1268286 19.4214525 14.7548147 11.4335310
3.3831958 3.0738622 10 31.6520479 22.8913421 16.9794771 12.8870813
3.6549412 3.2892913 11 37.4988408 26.3962811 19.1289093 14.2329611
3.9082046 3.4841021 12 43.6240524 29.9012201 21.1848880 15.4666843
4.1437604 3.6596999 13 49.9879086 33.3771927 23.1352235 16.5882509
4.3624076 3.8174861 14 56.5537920 36.8004990 24.9724960 17.6007762
4.5649614 3.9588410 15 63.2880313 40.1519877 26.6930188 18.5094528
4.7522463 4.0851092 16 70.1597042 43.4164247 28.2959903 19.3207712
4.9250889 4.1975875 17 77.1404512 46.5819394 29.7828045 20.0419431
5.0843122 4.2975153 18 84.2043023 49.6395388 31.1564916 20.6804808
5.2307289 4.3860669 19 91.3275135 52.5826827 32.4212673 21.2438963
5.3651373 4.4643469 20 98.4884137 55.4069116 33.5821726 21.7394933
5.4883159 4.5333864 21 105.6672610 58.1095230 34.6447862 22.1742276
5.6010202 4.5941419 22 112.8461083 60.6892885 35.6149985 22.5546200
5.7039795 4.6474954 23 120.0086770 63.1462079 36.4988359 22.8867086
5.7978939 4.6942552 24 127.1402390 65.4812967 37.3023244 23.1760283
5.8834329 4.7351589 25 134.2275055 67.6964006 38.0313877 23.4276106
5.9612337 4.7708756 26 141.2585238 69.7940370 38.6917711 23.6459980
6.0319000 4.8020100 27 148.2225801 71.7772568 39.2889874 23.8352671
6.0960022 4.8291064 28 155.1101083 73.6495272 39.8282797 23.9990577
6.1540769 4.8526525 29 161.9126053 75.4146306 40.3145981 24.1406051
6.2066270 4.8730837 30 168.6225513 77.0765787 40.7525867 24.2627740