TABLE 49: NET NON-PERFORMING ASSETS (NPA) AND CAPITAL ADEQUACY

RATIO (CAR) OF SCHEDULED COMMERCIAL BANKS – 1996

As on 31st March

Bank Group / Bank Net NPAs Percentage of Capital

(Rs. crore) Net NPAs to Adequacy
Net Advances Ratio

State Bank of India and its Associates 5362.02 6.88

State Bank of India 3921.27 6.61 11.60
State Bank of Bikaner and Jaipur 154.72 6.61 9.33
State Bank of Hyderabad 385.06 9.94 9.90
State Bank of Indore 140.76 9.62 8.80
State Bank of Mysore 181.30 8.59 8.81
State Bank of Patiala 218.10 6.60 9.51
State Bank of Saurashtra 103.01 5.70 12.38
State Bank of Travancore 257.80 7.38 9.40

Nationalised Banks 12935.47 10.14

Allahabad Bank 752.12 16.00 9.68
Andhra Bank 86.00 3.29 5.07
Bank of Baroda 1120.00 8.15 11.19
Bank of India 1083.00 7.00 8.44
Bank of Maharashtra 257.11 9.39 8.49
Canara Bank 975.85 7.45 10.38
Central Bank of India 1201.17 13.49 2.63
Corporation Bank 54.33 2.26 11.30
Dena Bank 260.00 7.30 8.27
Indian Bank 1879.84 23.87 Negative
Indian Overseas Bank 649.00 8.57 5.95
Oriental Bank of Commerce 171.00 3.60 16.99
Punjab National Bank 1589.50 12.70 8.23
Punjab & Sind Bank 287.92 10.34 3.31
Syndicate Bank 452.76 8.39 8.42
Union Bank of India 516.15 5.94 9.50
United Bank of India 662.00 23.28 3.50
United Commercial Bank 649.72 11.43 7.83
Vijaya Bank 288.00 11.90 Negative

— : Nil or Negligible.
Source : Report on Trend and Progress of Banking in India, 1996-97, Reserve Bank of India and notes on annual accounts of banks.

293
 TABLE 49: NET NON-PERFORMING ASSETS (NPA) AND CAPITAL ADEQUACY
RATIO (CAR) OF SCHEDULED COMMERCIAL BANKS – 1996 (Contd.)
As on 31st March

Bank Group / Bank Net NPAs Percentage of Capital

(Rs. crore) Net NPAs to Adequacy
Net Advances Ratio

Other Scheduled Commercial Banks 793.46 4.51

Bank of Madura 47.83 4.80 10.93
Bank of Rajasthan 59.92 4.40 11.08
Bareilly Corporation Bank 6.44 7.90 2.84
Benaras State Bank 26.92 17.62 3.41
Bharat Overseas Bank 6.57 1.65 10.57
Catholic Syrian Bank 42.73 5.13 2.25
City Union Bank 17.31 4.49 9.26
Dhanalaxmi Bank 8.15 1.82 8.93
Development Credit Bank 22.00 5.24 27.35
Federal Bank 87.88 3.94 8.35
Ganesh Bank of Kurundwad 2.34 7.62 8.14
Jammu & Kashmir Bank 69.44 5.09 13.40
Karnataka Bank 28.08 2.37 12.74
Karur Vysya Bank 7.10 0.86 10.92
Lakshmi Vilas Bank 10.81 2.19 9.80
Lord Krishna Bank 9.65 3.57 7.42
Nainital Bank 9.08 13.20 9.19
Nedungadi Bank 19.71 7.76 4.34
Ratnakar Bank 6.75 7.37 11.11
Sangli Bank 43.30 10.26 6.21
South Indian Bank 50.84 4.94 8.27
SBI Commerce & International Bank 14.14 9.25 11.56
Tamilnad Mercantile Bank 23.20 3.33 12.88
United Western Bank 83.39 9.36 10.65
Vysya Bank 89.88 3.54 11.91

— : Nil or Negligible.
Source : Report on Trend and Progress of Banking in India, 1996-97, Reserve Bank of India and notes on annual accounts of banks.

294
 TABLE 49: NET NON-PERFORMING ASSETS (NPA) AND CAPITAL ADEQUACY
RATIO (CAR) OF SCHEDULED COMMERCIAL BANKS – 1996 (Concld.)
As on 31st March

Bank Group / Bank Net NPAs Percentage of Capital

(Rs. crore) Net NPAs to Adequacy
Net Advances Ratio

Foreign Banks 161.51

ABN Amro Bank 0.47 0.05 NA
Abu-Dhabi Commercial Bank 5.00 3.78 NA
Amrican Express Bank 3.00 0.23 8.98
Bank of Bahrain & Kuwait 5.73 3.18 NA
Bank of Nova Scotia 2.00 1.00 NA
Bank of America -2.25 -0.11 8.70
Bank of Tokyo 19.90 1.83 8.48
Banque Indosuez 7.41 1.51 8.38
Banque Nationale de Paris — — 8.71
Barclays Bank — — NA
British Bank of Middle East 10.62 2.40 10.22
Citibank -2.64 -0.08 10.07
Credit Lyonnais — — 7.47
Deutsche Bank (Asia) — — NA
Grindlays Bank 9.33 0.26 8.61
Hongkong & Shanghai Bank 10.80 0.51 11.71
Mashreq Bank 4.46 1.44 NA
Oman International Bank 12.49 7.91 NA
Sakura Bank 2.40 0.59 11.45
Sanwa Bank 1.02 0.59 26.18
Societe Generale 0.62 0.10 8.48
Sonali Bank — — NA
State Bank of Mauritius 4.47 10.35 NA
Standard Chartered Bank 66.68 3.30 13.80

— : Nil or Negligible.
NA : Not available.
Source : Report on Trend and Progress of Banking in India, 1996-97, Reserve Bank of India and notes on annual accounts of banks.

295
 COMMERCIAL BANKS AND
APPENDIX
THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
AS ON 31ST MARCH AS ON 31ST MARCH
STATE / UNION TERRITORY UNION TERRITORIES
STATE /– 1995-96
UNION TERRITORY
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

ANDAMAN & NICOBAR ANDHRA PRADESH (Contd.)

ALLAHABAD BANK 1 1 NAGARJUNA GRAMEENA BANK 148 148
CANARA BANK 1 1 NEDUNGADI BANK 5 6
INDIAN BANK 1 1 ORIENTAL BANK OF COMMERCE 6 7
INDIAN OVERSEAS BANK 1 1 PINAKINI GRAMEENA BANK 83 83
PUNJAB NATIONAL BANK 1 1 PUNJAB AND SIND BANK 4 4
STATE BANK OF INDIA 18 18 PUNJAB NATIONAL BANK 49 51
SYNDICATE BANK 5 5 RAYALASEEMA GRAMEENA BANK 142 142
UCO BANK 1 1 SANGAMESHWARA GRAMEENA BANK 66 66
UNITED BANK OF INDIA 1 1 SANGLI BANK 2 2
VIJAYA BANK — 1 SHRI SATHAVAHANA GRAMEENA BANK 47 47
SHRI VENKATESWARA GRAMEENA BANK 71 71
TOTAL OFFICES 30 31
SOUTH INDIAN BANK 9 9
ANDHRA PRADESH SREE ANANTHA GRAMEENA BANK 70 70
ALLAHABAD BANK 22 23 SRI SARASWATI GRAMEENA BANK 72 72
ANDHRA BANK 780 787 SRI VISAKHA GRAMEENA BANK 168 168
ANZ GRINDLAYS BANK 1 1 SRIRAMA GRAMEENA BANK 26 28
BANK OF BAHRAIN & KUWAIT 1 1 STATE BANK OF BIKANER AND JAIPUR 5 5
BANK OF BARODA 62 65 STATE BANK OF HYDERABAD 485 491
BANK OF INDIA 63 65 STATE BANK OF INDIA 807 809
BANK OF MADURA 9 10 STATE BANK OF INDORE 2 2
BANK OF MAHARASHTRA 26 26 STATE BANK OF MYSORE 16 16
BANK OF RAJASTHAN 1 1 STATE BANK OF PATIALA 4 4
BHARAT OVERSEAS BANK 2 2 STATE BANK OF SAURASHTRA 3 3
CANARA BANK 152 160 STATE BANK OF TRAVANCORE 7 7
CATHOLIC SYRIAN BANK 6 7 SYNDICATE BANK 298 300
CENTRAL BANK OF INDIA 103 103 TAMILNAD MERCANTILE BANK 6 6
CHAITANYA GRAMEENA BANK 46 46 UCO BANK 43 43
CITY UNION BANK 5 5 UNION BANK OF INDIA 119 125
CORPORATION BANK 61 61 UNITED BANK OF INDIA 12 12
DENA BANK 18 18 UNITED WESTERN BANK 1 1
DEVELOPMENT CREDIT BANK 2 2 UTI BANK 1 1
DHANALAKSHMI BANK 2 2 VIJAYA BANK 81 81
FEDERAL BANK 7 7 VYSYA BANK 146 147
GLOBAL TRUST BANK 1 1
TOTAL OFFICES 4945 5002
GODAVARI GRAMEENA BANK 34 34
GOLCONDA GRAMEENA BANK 25 25 ARUNACHAL PRADESH
HONGKONG AND SHANGHAI BANK 1 1 ARUNACHAL PRADESH RURAL BANK 20 20
ICICI BANK — 1 CENTRAL BANK OF INDIA 1 1
IDBI BANK — 1 STATE BANK OF INDIA 42 42
INDIAN BANK 204 205 UCO BANK 2 2
INDIAN OVERSEAS BANK 113 114 UNITED BANK OF INDIA 2 2
INDUSIND BANK — 1 VIJAYA BANK 2 2
JAMMU & KASHMIR BANK 2 2
TOTAL OFFICES 69 69
KAKATHIYA GRAMEENA BANK 44 44
KANAKADURGA GRAMEENA BANK 27 27 ASSAM
KARNATAKA BANK 14 15 ALLAHABAD BANK 62 62
KARUR VYSYA BANK 27 30 ANDHRA BANK 1 1
LAKSHMI VILAS BANK 15 17 ANZ GRINDLAYS BANK 1 1
MANJIRA GRAMEENA BANK 65 65 BANK OF BARODA 13 13

296
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

ASSAM (Contd.) BIHAR (Contd.)

BANK OF INDIA 8 8 MAGADH GRAMIN BANK 165 165
CACHAR GRAMIN BANK 45 45 MITHILA KSHETRIYA GRAMIN BANK 80 80
CANARA BANK 14 15 MONGHYR KSHETRIYA GRAMIN BANK 106 106
CENTRAL BANK OF INDIA 103 103 NALANDA GRAMIN BANK 67 67
DENA BANK 2 2 ORIENTAL BANK OF COMMERCE 4 6
FEDERAL BANK 5 5 PALAMAU KSHETRIYA GRAMIN BANK 76 76
INDIAN BANK 19 19 PATLIPUTRA GRAMIN BANK 21 21
INDIAN OVERSEAS BANK 11 11 PUNJAB AND SIND BANK 10 10
LAKHIMI GAONLIA BANK 103 103 PUNJAB NATIONAL BANK 446 448
LANGPI DEHANGI RURAL BANK 43 43 RANCHI KSHETRIYA GRAMIN BANK 83 83
ORIENTAL BANK OF COMMERCE 1 2 SAMASTIPUR KSHETRIYA GRAMIN BANK 73 73
PRAGJYOTISH GAONLIA BANK 176 176 SANTHAL PARGANAS GRAMIN BANK 103 103
PUNJAB AND SIND BANK 5 5 SARAN KSHETRIYA GRAMIN BANK 65 65
PUNJAB NATIONAL BANK 44 45 SINGHBHUM KSHETRIYA GRAMIN BANK 79 79
STATE BANK OF BIKANER AND JAIPUR 1 1 SIWAN KSHETRIYA GRAMIN BANK 69 69
STATE BANK OF INDIA 205 206 SOUTH INDIAN BANK 1 1
SUBANSIRI GAONLIA BANK 47 47 STATE BANK OF BIKANER AND JAIPUR 10 10
SYNDICATE BANK 5 5 STATE BANK OF INDIA 919 924
UCO BANK 114 114 STATE BANK OF PATIALA 1 1
UNION BANK OF INDIA 44 45 SYNDICATE BANK 23 23
UNITED BANK OF INDIA 188 188 UCO BANK 208 214
VIJAYA BANK 8 8 UNION BANK OF INDIA 76 81
UNITED BANK OF INDIA 113 113
TOTAL OFFICES 1268 1273
VAISHALI KSHETRIYA GRAMIN BANK 189 189
BIHAR VIJAYA BANK 8 9
ALLAHABAD BANK 232 233 TOTAL OFFICES 5001 5030
ANDHRA BANK 3 3
BANK OF BARODA 103 103 CHANDIGARH
BANK OF INDIA 398 398 ALLAHABAD BANK 3 3
BANK OF MADURA 1 1 ANDHRA BANK 2 2
BANK OF MAHARASHTRA 1 1 BANK OF BARODA 4 4
BEGUSARI KSHETRIYA GRAMIN BANK 22 22 BANK OF INDIA 4 4
BENARAS STATE BANK 1 1 BANK OF MAHARASHTRA 1 1
BHAGALPUR-BANKA KSHETRIYA BANK OF PUNJAB — 3
GRAMIN BANK 25 25 BANK OF RAJASTHAN 1 1
BHOJPUR ROHTAS GRAMIN BANK 157 157 BHARAT OVERSEAS BANK 1 1
CANARA BANK 104 107 CANARA BANK 6 8
CENTRAL BANK OF INDIA 381 382 CENTRAL BANK OF INDIA 7 7
CHAMPARAN KSHETRIYA GRAMIN BANK 148 148 CENTURION BANK — 1
CORPORATION BANK 3 3 CORPORATION BANK 1 1
DENA BANK 9 9 DENA BANK 1 1
FEDERAL BANK 2 2 INDIAN BANK 6 6
GIRIDH KSHETRIYA GRAMIN BANK 27 27 INDIAN OVERSEAS BANK 2 2
GOPALGANJ KSHETRIYA GRAMIN BANK 60 60 JAMMU & KASHMIR BANK 1 1
HAZARIBAGH KSHETRIYA GRAMIN BANK 31 31 KARNATAKA BANK — 1
INDIAN BANK 26 28 ORIENTAL BANK OF COMMERCE 6 6
INDIAN OVERSEAS BANK 16 17 PUNJAB AND SIND BANK 16 16
JAMMU & KASHMIR BANK 1 1 PUNJAB NATIONAL BANK 24 27
JHARIA INDUSTRIAL BANK 1 1 STATE BANK OF BIKANER AND JAIPUR 1 1
KOSI KSHETRIYA GRAMIN BANK 164 164 STATE BANK OF HYDERABAD 1 1
MADHUBANI KSHETRIYA GRAMIN BANK 90 90 STATE BANK OF INDIA 25 25

297
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

CHANDIGARH (Contd.) DELHI (Contd.)

STATE BANK OF PATIALA 20 21 CREDIT LYONNAIS 1 1
SYNDICATE BANK 2 2 DENA BANK 24 24
TIMES BANK — 1 DEUTSCHE BANK(ASIA) 1 1
UCO BANK 7 7 FEDERAL BANK 4 6
UNION BANK OF INDIA 6 7 GLOBAL TRUST BANK 1 1
UNITED BANK OF INDIA 1 1 HDFC BANK — 1
VIJAYA BANK 2 2 HONGKONG AND SHANGHAI BANK 2 2
ICICI BANK — 1
TOTAL OFFICES 151 164
INDIAN BANK 28 29
DADRA & NAGAR HAVELI INDIAN OVERSEAS BANK 29 29
DENA BANK 6 6 INDUSIND BANK — 1
STATE BANK OF INDIA 1 1 JAMMU & KASHMIR BANK 12 12
KARNATAKA BANK 2 2
TOTAL OFFICES 7 7
KARUR VYSYA BANK 1 2
DAMAN & DIU LAKSHMI VILAS BANK 1 1
BANK OF BARODA 1 1 NAINITAL BANK 6 6
BANK OF INDIA 1 1 NEDUNGADI BANK 1 1
CENTRAL BANK OF INDIA 1 1 ORIENTAL BANK OF COMMERCE 46 51
DENA BANK 1 1 PUNJAB AND SIND BANK 56 56
ORIENTAL BANK OF COMMERCE — 1 PUNJAB CO-OPERATIVE BANK 3 3
STATE BANK OF INDIA 3 3 PUNJAB NATIONAL BANK 149 151
STATE BANK OF SAURASHTRA 4 4 SANGLI BANK 1 1
UCO BANK 1 1 SOCIETE GENERALE 1 1

TOTAL OFFICES 12 13 SOUTH INDIAN BANK 4 4

STANDARD CHARTERED BANK 2 2
DELHI STATE BANK OF BIKANER AND JAIPUR 24 24
ABN AMRO BANK 1 1 STATE BANK OF HYDERABAD 9 9
ALLAHABAD BANK 44 45 STATE BANK OF INDIA 186 187
AMERICAN EXPRESS BANK 1 1 STATE BANK OF INDORE 9 10
ANDHRA BANK 13 14 STATE BANK OF MYSORE 9 9
ANZ GRINDLAYS BANK 11 11 STATE BANK OF PATIALA 37 38
BANK OF AMERICA 2 2 STATE BANK OF SAURASHTRA 7 7
BANK OF BARODA 59 60 STATE BANK OF TRAVANCORE 6 6
BANK OF INDIA 49 49 SYNDICATE BANK 59 64
BANK OF MADURA 9 11 TAMILNAD MERCANTILE BANK 1 1
BANK OF MAHARASHTRA 15 15 THE SANWA BANK 1 1
BANK OF NOVA SCOTIA 1 1 TIMES BANK — 1
BANK OF PUNJAB — 2 UCO BANK 40 41
BANK OF RAJASTHAN 13 15 UNION BANK OF INDIA 47 49
BANK OF TOKYO 1 1 UNITED BANK OF INDIA 24 25
BANQUE NATIONALE DE PARIS 1 1 UNITED WESTERN BANK 2 2
BARCLAYS BANK 1 1 UTI BANK 1 1
BAREILLY CORPORATION BANK 4 4 VIJAYA BANK 26 27
BENARAS STATE BANK 1 1 VYSYA BANK 8 8
BHARAT OVERSEAS BANK 4 4
TOTAL OFFICES 1256 1302
CANARA BANK 69 75
CATHOLIC SYRIAN BANK 1 1 GOA
CENTRAL BANK OF INDIA 69 70 ALLAHABAD BANK 1 1
CENTURION BANK — 1 ANDHRA BANK 1 1
CITIBANK 1 1 BANK OF BARODA 27 27
CORPORATION BANK 15 16 BANK OF INDIA 28 28

298
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

GOA (Contd.) GUJARAT (Contd.)

BANK OF MAHARASHTRA 8 8 INDIAN BANK 39 39
CANARA BANK 23 23 INDIAN OVERSEAS BANK 53 53
CATHOLIC SYRIAN BANK 1 2 INDUSIND BANK — 1
CENTRAL BANK OF INDIA 23 23 JAMMU & KASHMIR BANK 3 3
CENTURION BANK 4 4 JAMNAGAR RAJKOT GRAMIN BANK 54 54
CORPORATION BANK 25 25 JUNAGADH-AMRELI GRAMIN BANK 41 41
DENA BANK 15 15 KARNATAKA BANK 3 3
FEDERAL BANK 2 2 KARUR VYSYA BANK 5 5
INDIAN BANK 4 6 KUTCH GRAMEEN BANK 44 38
INDIAN OVERSEAS BANK 11 12 LAKSHMI VILAS BANK 3 4
KARNATAKA BANK 4 4 ORIENTAL BANK OF COMMERCE 18 19
ORIENTAL BANK OF COMMERCE 1 1 PANCHMAHAL VADODARA GRAMIN BANK 64 64
PUNJAB AND SIND BANK 1 1 PUNJAB AND SIND BANK 8 8
PUNJAB NATIONAL BANK 4 4 PUNJAB NATIONAL BANK 83 86
SANGLI BANK 1 1 SABARKANTHA-GANDHINAGAR
SOUTH INDIAN BANK 1 1 GRAMIN BANK 34 32
STANDARD CHARTERED BANK 1 1 SANGLI BANK 2 2
STATE BANK OF INDIA 47 47 SOUTH INDIAN BANK 3 3
STATE BANK OF MYSORE 3 3 STATE BANK OF BIKANER AND JAIPUR 6 6
STATE BANK OF PATIALA 1 1 STATE BANK OF HYDERABAD 4 4
SYNDICATE BANK 18 18 STATE BANK OF INDIA 437 437
UCO BANK 5 5 STATE BANK OF INDORE 7 8
UNION BANK OF INDIA 11 13 STATE BANK OF MYSORE 3 3
UNITED BANK OF INDIA 2 2 STATE BANK OF PATIALA 4 4
UNITED WESTERN BANK 2 2 STATE BANK OF SAURASHTRA 329 333
VIJAYA BANK 5 5 STATE BANK OF TRAVANCORE 3 3
VYSYA BANK 2 2 SURAT BHARUCH GRAMIN BANK 41 41
SURENDRANAGAR BHAVNAGAR
TOTAL OFFICES 282 288 GRAMIN BANK 43 43
SYNDICATE BANK 47 48
GUJARAT
TAMILNAD MERCANTILE BANK 3 3
ALLAHABAD BANK 22 22
UCO BANK 81 81
ANDHRA BANK 5 5
UNION BANK OF INDIA 171 178
BANASKANTHA MEHSANA GRAMIN BANK 71 71
UNITED BANK OF INDIA 14 14
BANK OF BARODA 676 676
UNITED WESTERN BANK 5 5
BANK OF INDIA 221 223
UTI BANK 2 2
BANK OF MADURA 4 4
VALSAD-DANGS GRAMIN BANK 41 41
BANK OF MAHARASHTRA 32 32
VIJAYA BANK 30 30
BANK OF RAJASTHAN 5 5
VYSYA BANK 2 2
BHARAT OVERSEAS BANK 3 3
CANARA BANK 33 34 TOTAL OFFICES 3589 3608
CATHOLIC SYRIAN BANK 3 3
CENTRAL BANK OF INDIA 221 221 HARYANA
CITY UNION BANK — 1 ALLAHABAD BANK 25 25
CORPORATION BANK 23 24 AMBALA-KURUKSHETRA GRAMIN BANK 40 40
CREDIT LYONNAIS 1 1 ANDHRA BANK 1 1
DENA BANK 529 528 BANK OF BARODA 19 19
DEVELOPMENT CREDIT BANK 4 6 BANK OF INDIA 19 19
FEDERAL BANK 4 4 BANK OF MADURA — 1
GLOBAL TRUST BANK — 1 BANK OF MAHARASHTRA 5 5
HDFC BANK — 1 BANK OF RAJASTHAN 7 7
ICICI BANK 2 2 BAREILLY CORPORATION BANK 2 2

299
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

HARYANA (Contd.) JAMMU & KASHMIR

CANARA BANK 50 50 ALLAHABAD BANK 3 3
CENTRAL BANK OF INDIA 78 78 ANZ GRINDLAYS BANK 1 1
CORPORATION BANK 5 6 BANK OF BARODA 3 3
DENA BANK 7 7 BANK OF INDIA 6 5
FEDERAL BANK 1 1 CANARA BANK 6 6
GURGAON GRAMIN BANK 122 122 CENTRAL BANK OF INDIA 11 11
HARYANA KSHETRIYA GRAMIN BANK 91 91 DENA BANK 2 2
HISSAR-SIRSA KSHETRIYA GRAMIN BANK 44 44 ELLAQUAI DEHATI BANK 81 87
INDIAN BANK 15 16 INDIAN BANK 1 1
INDIAN OVERSEAS BANK 9 10
INDIAN OVERSEAS BANK 1 1
JAMMU & KASHMIR BANK 4 5
JAMMU & KASHMIR BANK 278 280
KARUR VYSYA BANK — 1
JAMMU RURAL BANK 95 95
ORIENTAL BANK OF COMMERCE 75 86
KAMRAZ RURAL BANK 96 96
PUNJAB AND SIND BANK 36 36
ORIENTAL BANK OF COMMERCE 5 6
PUNJAB CO-OPERATIVE BANK 1 1
PUNJAB AND SIND BANK 10 10
PUNJAB NATIONAL BANK 305 308
PUNJAB NATIONAL BANK 63 64
STATE BANK OF BIKANER AND JAIPUR 6 7
STATE BANK OF HYDERABAD 1 1 STATE BANK OF INDIA 120 120
STATE BANK OF INDIA 160 161 STATE BANK OF PATIALA 3 3
STATE BANK OF INDORE 2 2 SYNDICATE BANK 2 2
STATE BANK OF PATIALA 114 116 UCO BANK 13 13
STATE BANK OF TRAVANCORE 1 1 UNION BANK OF INDIA 5 5
SYNDICATE BANK 46 48 UNITED BANK OF INDIA 1 1
TIMES BANK — 1 VIJAYA BANK 2 2
UCO BANK 26 26
TOTAL OFFICES 808 817
UNION BANK OF INDIA 31 34
UNITED BANK OF INDIA 4 4 KARNATAKA
VIJAYA BANK 6 10 ALLAHABAD BANK 15 15
TOTAL OFFICES 1358 1392 ANDHRA BANK 20 20
ANZ GRINDLAYS BANK 1 1
HIMACHAL PRADESH BANK OF BARODA 35 35
ALLAHABAD BANK 3 3
BANK OF INDIA 55 57
ANZ GRINDLAYS BANK 1 1
BANK OF MADURA 6 6
BANK OF BARODA 5 5
BANK OF MAHARASHTRA 39 39
BANK OF INDIA 7 7
BANK OF RAJASTHAN 1 1
CANARA BANK 8 10
CENTRAL BANK OF INDIA 27 27 BANQUE NATIONALE DE PARIS 1 1
HIMACHAL GRAMIN BANK 102 102 BHARAT OVERSEAS BANK 1 1
INDIAN BANK 2 2 BIJAPUR GRAMEENA BANK 87 87
INDIAN OVERSEAS BANK 4 4 CANARA BANK 507 519
JAMMU & KASHMIR BANK 2 2 CATHOLIC SYRIAN BANK 9 8
ORIENTAL BANK OF COMMERCE 8 9 CAUVERY GRAMEENA BANK 115 115
PARVATIYA GRAMIN BANK 27 27 CENTRAL BANK OF INDIA 57 57
PUNJAB AND SIND BANK 11 10 CENTURION BANK — 1
PUNJAB NATIONAL BANK 209 210
CHICKMAGALUR-KODAGU
STATE BANK OF INDIA 145 146 GRAMEENA BANK 45 45
STATE BANK OF PATIALA 72 72 CHITRADURGA GRAMIN BANK 99 99
SYNDICATE BANK 1 1
CITY UNION BANK 2 2
UCO BANK 120 121
CORPORATION BANK 197 197
UNION BANK OF INDIA 10 10
DENA BANK 26 26
UNITED BANK OF INDIA 1 1
VIJAYA BANK 1 1 DEUTSCHE BANK(ASIA) 1 1
DHANALAKSHMI BANK 5 6
TOTAL OFFICES 766 771 FEDERAL BANK 8 9

300
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

KARNATAKA (Contd.) KERALA (Contd.)

GANESH BANK OF KURUNDWAD 5 5 ANDHRA BANK 7 7
GLOBAL TRUST BANK 1 1 ANZ GRINDLAYS BANK 2 2
HONGKONG AND SHANGHAI BANK 1 1 BANK OF BARODA 41 41
ICICI BANK 1 1 BANK OF INDIA 70 70
INDIAN BANK 63 64 BANK OF MADURA 6 6
INDIAN OVERSEAS BANK 60 61 BANK OF MAHARASHTRA 3 3
INDUSIND BANK — 1 BHARAT OVERSEAS BANK 3 3
JAMMU & KASHMIR BANK 2 2 BRITISH BANK OF MIDDLE EAST 1 1
KALPATHARU GRAMEENA BANK 88 88 CANARA BANK 230 232
KARNATAKA BANK 232 235 CATHOLIC SYRIAN BANK 212 216
KARUR VYSYA BANK 10 10 CENTRAL BANK OF INDIA 73 73
KOLAR GRAMIN BANK 68 68 CENTURION BANK . — 1
KRISHNA GRAMEENA BANK 112 112 CITY UNION BANK 3 3
LAKSHMI VILAS BANK 17 17 CORPORATION BANK 46 46
LORD KRISHNA BANK 2 3 DENA BANK 9 9
MALAPRABHA GRAMEENA BANK 215 215 DHANALAKSHMI BANK 111 112
NEDUNGADI BANK 5 5 FEDERAL BANK 287 287
NETRAVATI GRAMEENA BANK 22 22 ICICI BANK — 1
ORIENTAL BANK OF COMMERCE 1 1 INDIAN BANK 83 87
PUNJAB AND SIND BANK 5 5 INDIAN OVERSEAS BANK 103 105
PUNJAB NATIONAL BANK 37 39 KARNATAKA BANK 10 10
RATNAKAR BANK 11 11 KARUR VYSYA BANK 5 5
SAHYADRI GRAMIN BANK 29 29 LAKSHMI VILAS BANK 4 4
SANGLI BANK 26 28 LORD KRISHNA BANK 68 68
SOCIETE GENERALE — 1 NEDUNGADI BANK 107 107
SOUTH INDIAN BANK 15 15 NORTH MALABAR GRAMIN BANK 126 126
STATE BANK OF BIKANER AND JAIPUR 3 3 OMAN INTERNATIONAL BANK 1 1
STATE BANK OF HYDERABAD 97 100 ORIENTAL BANK OF COMMERCE 3 3
STATE BANK OF INDIA 288 291 PUNJAB AND SIND BANK 3 3
STATE BANK OF INDORE 1 1 PUNJAB NATIONAL BANK 17 18
STATE BANK OF MYSORE 452 459 SOUTH INDIAN BANK 208 220
STATE BANK OF PATIALA 4 4 SOUTH MALABAR GRAMIN BANK 151 151
STATE BANK OF SAURASHTRA 2 2 STANDARD CHARTERED BANK 2 2
STATE BANK OF TRAVANCORE 10 11 STATE BANK OF BIKANER AND JAIPUR 1 1
SYNDICATE BANK 471 478 STATE BANK OF HYDERABAD 6 6
TAMILNAD MERCANTILE BANK 5 5 STATE BANK OF INDIA 222 224
TIMES BANK — 2 STATE BANK OF MYSORE 7 7

TUNGABHADRA GRAMIN BANK 166 166 STATE BANK OF SAURASHTRA 2 2

UCO BANK 28 28 STATE BANK OF TRAVANCORE 545 548

UNION BANK OF INDIA 86 91 SYNDICATE BANK 113 113

TAMILNAD MERCANTILE BANK 7 7
UNITED BANK OF INDIA 7 7
UCO BANK 20 20
UNITED WESTERN BANK 4 4
UNION BANK OF INDIA 121 126
UTI BANK — 1
UNITED BANK OF INDIA 2 2
VARADA GRAMEENA BANK 26 26
VIJAYA BANK 70 70
VIJAYA BANK 412 416
VYSYA BANK 18 18
VISVESHVARAYA GRAMEENA BANK 26 26
VYSYA BANK 110 110 TOTAL OFFICES 3133 3171

TOTAL OFFICES 4558 4619 LAKSHADWEEP

SYNDICATE BANK 8 9
KERALA
ALLAHABAD BANK 4 4 TOTAL OFFICES 8 9

301
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

MADHYA PRADESH MADHYA PRADESH (Contd.)

ALLAHABAD BANK 170 171 STATE BANK OF PATIALA 3 3
ANDHRA BANK 7 7 STATE BANK OF SAURASHTRA 3 3
BANK OF BARODA 86 86 STATE BANK OF TRAVANCORE 2 2
BANK OF INDIA 254 255 SURGUJA KSHETRIYA GRAMIN BANK 86 86
BANK OF MAHARASHTRA 118 118 SYNDICATE BANK 23 23
BANK OF RAJASTHAN 12 12 UCO BANK 126 127
BASTAR KSHETRIYA GRAMIN BANK 64 64 UNION BANK OF INDIA 175 177
BILASPUR-RAIPUR KSHETRIYA UNITED BANK OF INDIA 6 6
GRAMIN BANK 151 151 UNITED WESTERN BANK 11 11
BUNDELKHAND KSHETRIYA VIDISHA-BHOPAL KSHETRIYA
GRAMIN BANK 83 83 GRAMIN BANK 24 24
CANARA BANK 30 32 VIJAYA BANK 6 6
CENTRAL BANK OF INDIA 442 442 VYSYA BANK — 1
CHAMBAL KSHETRIYA GRAMIN BANK 36 35
CHHINDWARA SEONI KSHETRIYA TOTAL OFFICES 4501 4513
GRAMIN BANK 72 72
MAHARASHTRA
CORPORATION BANK 6 6
ABN AMRO BANK 2 2
DAMOH PANNA SAGAR KSHETRIYA
ABU DHABI COMMERCIAL BANK 1 1
GRAMIN BANK 78 78
AKOLA GRAMIN BANK 48 48
DENA BANK 98 99
ALLAHABAD BANK 82 83
DEWAS-SHAJAPUR KSHETRIYA
GRAMIN BANK 61 61 AMERICAN EXPRESS BANK 2 2
DURG RAJNANDGAON GRAMIN BANK 102 102 ANDHRA BANK 28 28
FEDERAL BANK 2 2 ANZ GRINDLAYS BANK 15 15
GWALIOR DATIA KSHETRIYA GRAMIN BANK 33 33 AURANGABAD JALNA GRAMIN BANK 54 54
IDBI BANK — 1 BANK OF AMERICA 1 1

INDIAN BANK 13 13 BANK OF BAHRAIN & KUWAIT 1 1

BANK OF BARODA 286 287
INDIAN OVERSEAS BANK 8 8
BANK OF INDIA 599 604
INDORE UJJAIN KSHETRIYA GRAMIN BANK 40 40
BANK OF MADURA 8 8
JAMMU & KASHMIR BANK 2 2
BANK OF MAHARASHTRA 878 879
JHABUA-DHAR KSHETRIYA GRAMIN BANK 87 87
BANK OF NOVA SCOTIA 1 1
KSHETRIYA GRAMIN BANK,HOSHANGABAD 93 93
BANK OF OMAN 1 1
MAHAKAUSHAL KSHETRIYA GRAMIN BANK 42 42
BANK OF PUNJAB — 1
MANDLA BALAGHAT KSHETRIYA
GRAMIN BANK 58 58 BANK OF RAJASTHAN 11 12

NIMAR KSHETRIYA GRAMIN BANK 76 76 BANK OF TOKYO 1 1

BANQUE INDOSUEZ 1 1
ORIENTAL BANK OF COMMERCE 29 33
BANQUE NATIONALE DE PARIS 1 2
PUNJAB AND SIND BANK 29 29
BARCLAYS BANK 1 1
PUNJAB NATIONAL BANK 215 216
BENARAS STATE BANK 2 2
RAIGARH KSHETRIYA GRAMIN BANK 67 67
BHANDARA GRAMIN BANK 45 45
RAJGARH KSHETRIYA GRAMIN BANK 48 48
BHARAT OVERSEAS BANK 3 3
RATLAM MANDSAUR KSHETRIYA
GRAMIN BANK 46 46 BRITISH BANK OF MIDDLE EAST 1 1
BULDHANA GRAMIN BANK 27 27
REWA-SIDHI GRAMIN BANK 85 85
CANARA BANK 168 171
SHAHDOL KSHETRIYA GRAMIN BANK 47 47
CATHOLIC SYRIAN BANK 6 7
SHARDA GRAMIN BANK 59 59
CENTRAL BANK OF INDIA 487 488
SHIVPURI GUNA KSHETRIYA GRAMIN BANK 69 60
CENTURION BANK 2 2
STATE BANK OF BIKANER AND JAIPUR 6 6
CHANDRAPUR GADCHIROLI
STATE BANK OF HYDERABAD 2 2 GRAMIN BANK 62 62
STATE BANK OF INDIA 704 705 CITIBANK 2 2
STATE BANK OF INDORE 305 310 CITY UNION BANK 2 2
STATE BANK OF MYSORE 1 2 COMMERZBANK — 1

302
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

MAHARASHTRA (Contd.) MAHARASHTRA (Contd.)

CORPORATION BANK 46 50 THE SAKURA BANK 1 1
CREDIT LYONNAIS 1 1 THE SIAM COMMERCIAL BANK — 1
DENA BANK 267 265 TIMES BANK — 3
DEUTSCHE BANK(ASIA) 1 1 UCO BANK 120 120
DEVELOPMENT CREDIT BANK 29 29 UNION BANK OF INDIA 311 326
DHANALAKSHMI BANK 1 2 UNITED BANK OF INDIA 29 29
DRESDNER BANK — 1 UNITED WESTERN BANK 177 180
FEDERAL BANK 8 9 UTI BANK 2 2
GANESH BANK OF KURUNDWAD 17 18 VIJAYA BANK 63 69
VYSYA BANK 15 19
GENERALE BANK 1 1
YAVATMAL GRAMIN BANK 26 26
GLOBAL TRUST BANK 4 5
HDFC BANK 2 4 TOTAL OFFICES 6072 6156
HONGKONG AND SHANGHAI BANK 7 7 MANIPUR
ICICI BANK 3 3 ALLAHABAD BANK 2 2
IDBI BANK — 1 BANK OF BARODA 3 3
INDIAN BANK 72 77 CENTRAL BANK OF INDIA 3 3
INDIAN OVERSEAS BANK 66 66 INDIAN OVERSEAS BANK 1 1
INDUSIND BANK 3 5 MANIPUR RURAL BANK 30 30
INTERNATIONALE NEDERLANDEN BANK 1 1 PUNJAB AND SIND BANK 2 2
JAMMU & KASHMIR BANK 6 6 PUNJAB NATIONAL BANK 2 2
KARNATAKA BANK 16 16 STATE BANK OF INDIA 16 16
KARUR VYSYA BANK 2 3 UCO BANK 3 3
UNITED BANK OF INDIA 24 24
LAKSHMI VILAS BANK 4 4
VIJAYA BANK 2 2
MARATHWADA GRAMIN BANK 233 233
NEDUNGADI BANK 1 1 TOTAL OFFICES 88 88
OMAN INTERNATIONAL BANK 1 1 MEGHALAYA
ORIENTAL BANK OF COMMERCE 34 36 ALLAHABAD BANK 1 1
PUNJAB AND SIND BANK 24 24 BANK OF BARODA 2 2
PUNJAB NATIONAL BANK 143 143 BANK OF INDIA 2 2
RATNAGIRI SINDHUDURG GRAMIN BANK 40 40 CANARA BANK 2 2
RATNAKAR BANK 49 49 CENTRAL BANK OF INDIA 4 4
SANGLI BANK 149 150 FEDERAL BANK 1 1
SBI COMMERCIAL & INTERNATIONAL BANK 1 1 INDIAN BANK 2 2
SOCIETE GENERALE 1 1 INDIAN OVERSEAS BANK 1 1
SOLAPUR GRAMIN BANK 36 36 KA BANK NONGKYNDONG RI
KHASI JAINTIA 51 51
SOUTH INDIAN BANK 7 9
PUNJAB NATIONAL BANK 6 6
STANDARD CHARTERED BANK 7 7
STATE BANK OF INDIA 87 87
STATE BANK OF BIKANER AND JAIPUR 22 22
SYNDICATE BANK 1 1
STATE BANK OF HYDERABAD 159 161
UCO BANK 4 4
STATE BANK OF INDIA 794 798
UNION BANK OF INDIA 3 3
STATE BANK OF INDORE 20 20
UNITED BANK OF INDIA 12 12
STATE BANK OF MAURITIUS 1 1
VIJAYA BANK 2 2
STATE BANK OF MYSORE 15 15
STATE BANK OF PATIALA 8 8 TOTAL OFFICES 181 181
STATE BANK OF SAURASHTRA 17 20 MIZORAM
STATE BANK OF TRAVANCORE 9 9 MIZORAM RURAL BANK 53 53
SYNDICATE BANK 139 142 STATE BANK OF INDIA 25 25
TAMILNAD MERCANTILE BANK 3 3 UCO BANK 1 1
THANE GRAMIN BANK 27 27 VIJAYA BANK 1 1
THE CHASE MANHATTAN BANK 1 1
THE DEVELOPMENT BANK OF SINGAPORE 1 1 TOTAL OFFICES 80 80

303
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

NAGALAND PONDICHERRY
ALLAHABAD BANK 4 4 ALLAHABAD BANK 1 1
BANK OF BARODA 4 4 ANDHRA BANK 1 1
CENTRAL BANK OF INDIA 2 2 BANK OF BARODA 1 1
FEDERAL BANK 1 1 BANK OF INDIA 1 1
INDIAN BANK 1 1 BANK OF MADURA 1 1
NAGALAND RURAL BANK 9 9 BANK OF MAHARASHTRA 1 1
PUNJAB AND SIND BANK 1 1 CANARA BANK 3 3
STATE BANK OF INDIA 43 43 CATHOLIC SYRIAN BANK 1 1
UCO BANK 2 2 CENTRAL BANK OF INDIA 1 1
UNITED BANK OF INDIA 2 2 CITY UNION BANK 1 1
VIJAYA BANK 3 3 CORPORATION BANK 1 1
INDIAN BANK 20 21
TOTAL OFFICES 72 72
INDIAN OVERSEAS BANK 8 8
KARNATAKA BANK 1 1
ORISSA
KARUR VYSYA BANK 1 1
ALLAHABAD BANK 54 54
LAKSHMI VILAS BANK 2 2
ANDHRA BANK 80 80
NEDUNGADI BANK 1 1
BAITARANI GRAMYA BANK 92 92
PUNJAB NATIONAL BANK 1 1
BALASORE GRAMYA BANK 65 65
SOUTH INDIAN BANK 2 2
BANK OF BARODA 33 33
STATE BANK OF INDIA 12 12
BANK OF INDIA 112 113
STATE BANK OF TRAVANCORE 1 1
BOLANGIR ANCHALIK GRAMYA BANK 156 156
SYNDICATE BANK 2 2
CANARA BANK 36 37
TAMILNAD MERCANTILE BANK 1 1
CENTRAL BANK OF INDIA 50 50
UCO BANK 6 6
CORPORATION BANK 2 2
UNION BANK OF INDIA 1 1
CUTTACK GRAMYA BANK 121 121
UNITED BANK OF INDIA 1 1
DENA BANK 2 2
VIJAYA BANK 1 1
DHENKANAL GRAMYA BANK 49 49
VYSYA BANK 1 1
FEDERAL BANK 1 1
INDIAN BANK 44 45 TOTAL OFFICES 75 76
INDIAN OVERSEAS BANK 71 71
PUNJAB
KALAHANDI ANCHALIK GRAMYA BANK 78 78
ALLAHABAD BANK 32 32
KORAPUT-PANCHABATI GRAMYA BANK 90 90
ANDHRA BANK 1 1
ORIENTAL BANK OF COMMERCE 3 4
ANZ GRINDLAYS BANK 2 2
PUNJAB AND SIND BANK 2 2
BANK OF BARODA 43 44
PUNJAB NATIONAL BANK 48 48
BANK OF INDIA 66 67
PURI GRAMYA BANK 102 102
BANK OF MAHARASHTRA 5 5
RUSHIKULYA GRAMYA BANK 77 77
BANK OF PUNJAB — 8
STATE BANK OF BIKANER AND JAIPUR 2 2
BANK OF RAJASTHAN 4 4
STATE BANK OF HYDERABAD 5 5
BARI DOAB BANK 1 1
STATE BANK OF INDIA 466 467
BHARAT OVERSEAS BANK 3 4
STATE BANK OF MYSORE 1 1
CANARA BANK 80 83
STATE BANK OF TRAVANCORE 1 1
CENTRAL BANK OF INDIA 92 93
SYNDICATE BANK 28 28 CORPORATION BANK 4 5
UCO BANK 165 165 DENA BANK 8 8
UNION BANK OF INDIA 44 45 FARIDKOT-BATHINDA KSHETRIYA
UNITED BANK OF INDIA 98 98 GRAMIN BANK 23 23
VIJAYA BANK 6 7 GURDASPUR AMRITSAR KSH.GRAMIN
VYSYA BANK 2 2 VIKAS BANK 54 54
INDIAN BANK 25 26
TOTAL OFFICES 2186 2193 INDIAN OVERSEAS BANK 36 37

304
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

PUNJAB (Contd.) RAJASTHAN (Contd.)

JAMMU & KASHMIR BANK 8 10 MARUDHAR KSHETRIYA GRAMIN BANK 61 61
KAPURTHALA FEROZPUR KSHETRIYA MARWAR GRAMIN BANK 136 136
GRAMIN BANK 44 44 MEWAR AANCHALIK GRAMIN BANK 62 62
MALWA GRAMIN BANK 41 41 ORIENTAL BANK OF COMMERCE 60 67
ORIENTAL BANK OF COMMERCE 136 158 PUNJAB AND SIND BANK 21 21
PUNJAB AND SIND BANK 338 347 PUNJAB NATIONAL BANK 277 280
PUNJAB CO-OPERATIVE BANK 5 5 SHEKHAWATI GRAMIN BANK 103 103
PUNJAB NATIONAL BANK 490 492
SRIGANGANAGAR KSHETRIYA
SHIVALIK KSHETRIYA GRAMIN BANK 42 42 GRAMIN BANK 44 44
STANDARD CHARTERED BANK 1 1 STATE BANK OF BIKANER AND JAIPUR 621 632
STATE BANK OF BIKANER AND JAIPUR 6 7 STATE BANK OF HYDERABAD 1 1
STATE BANK OF INDIA 232 233 STATE BANK OF INDIA 163 163
STATE BANK OF PATIALA 313 322 STATE BANK OF INDORE 5 6
SYNDICATE BANK 10 10 STATE BANK OF MYSORE — 1
UCO BANK 87 87 STATE BANK OF PATIALA 8 8
UNION BANK OF INDIA 56 64 STATE BANK OF SAURASHTRA 2 3
UNITED BANK OF INDIA 4 4 STATE BANK OF TRAVANCORE 1 1
VIJAYA BANK 6 7 SYNDICATE BANK 10 10
VYSYA BANK — 1 THAR AANCHALIK GRAMIN BANK 72 72
TOTAL OFFICES 2298 2372 UCO BANK 142 142
UNION BANK OF INDIA 47 49
RAJASTHAN
UNITED BANK OF INDIA 6 6
ALLAHABAD BANK 30 30
VIJAYA BANK 10 12
ALWAR-BHARATPUR ANCHALIK
GRAMIN BANK 91 91 VYSYA BANK 2 2
ANDHRA BANK 3 3 TOTAL OFFICES 3237 3291
ARAVALI KSHETRIYA GRAMIN BANK 65 65
BANK OF BARODA 314 319 SIKKIM

BANK OF INDIA 41 41 BANK OF BARODA 1 1

BANK OF INDIA 1 1
BANK OF MADURA — 1
CANARA BANK 1 1
BANK OF MAHARASHTRA 6 6
CENTRAL BANK OF INDIA 10 10
BANK OF PUNJAB — 2
SIKKIM BANK 4 4
BANK OF RAJASTHAN 231 240
STATE BANK OF INDIA 26 26
BHILWARA AJMER KSHETRIYA
GRAMIN BANK 54 54 UCO BANK 2 2
BIKANER KSHETRIYA GRAMIN BANK 30 30 VIJAYA BANK 1 1
BUNDI CHITTORGARH KSHETRIYA TOTAL OFFICES 46 46
GRAMIN BANK 70 70
CANARA BANK 21 22 TAMIL NADU
CENTRAL BANK OF INDIA 97 97 ABN AMRO BANK — 1
CORPORATION BANK 2 2 ADHIYAMAN GRAMA BANK 26 26
DENA BANK 13 13 ALLAHABAD BANK 24 25
DUNGARPUR BANSWARA KSHETRIYA AMERICAN EXPRESS BANK 1 1
GRAMIN BANK 45 45 ANDHRA BANK 32 33
FEDERAL BANK 1 1 ANZ GRINDLAYS BANK 6 6
HADOTI KSHETRIYA GRAMIN BANK 107 111 BANK OF AMERICA 1 1
ICICI BANK — 1 BANK OF BARODA 94 96
INDIAN BANK 9 9 BANK OF CEYLON — 1
INDIAN OVERSEAS BANK 9 11 BANK OF INDIA 109 109
JAIPUR NAGAUR AANCHALIK BANK OF MADURA 217 213
GRAMIN BANK 143 143 BANK OF MAHARASHTRA 11 11
JAMMU & KASHMIR BANK 1 1 BANK OF RAJASTHAN 1 1
KARNATAKA BANK — 1 BENARAS STATE BANK 1 5

305
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION TERRITORIES – 1995-96 (Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

TAMIL NADU (Contd.) TRIPURA (Contd.)

BHARAT OVERSEAS BANK 25 27 BANK OF INDIA 1 1
CANARA BANK 450 454 CANARA BANK 1 1
CATHOLIC SYRIAN BANK 38 43 CENTRAL BANK OF INDIA 3 3
CENTRAL BANK OF INDIA 160 162 INDIAN BANK 1 1
CENTURION BANK — 1 INDIAN OVERSEAS BANK 1 1
CITIBANK 1 1 PUNJAB AND SIND BANK 1 1
CITY UNION BANK 85 86 STATE BANK OF INDIA 33 33
CORPORATION BANK 64 65 TRIPURA GRAMIN BANK 93 91
DENA BANK 23 23 UCO BANK 5 5
DHANALAKSHMI BANK 20 22 UNION BANK OF INDIA 1 1
FEDERAL BANK 19 21 UNITED BANK OF INDIA 42 42
GLOBAL TRUST BANK 2 2 VIJAYA BANK 1 1
HDFC BANK — 1 TOTAL OFFICES 186 184
HONGKONG AND SHANGHAI BANK 1 1
UTTAR PRADESH
ICICI BANK 1 2
ALAKNANDA GRAMIN BANK 52 52
INDIAN BANK 728 739
ALIGARH GRAMIN BANK 94 94
INDIAN OVERSEAS BANK 653 657
ALLAHABAD BANK 619 619
INDUSIND BANK — 1
ALLAHABAD KSHETRIYA GRAMIN BANK 93 93
JAMMU & KASHMIR BANK 1 1
ANDHRA BANK 9 9
KARNATAKA BANK 15 16
ANZ GRINDLAYS BANK 1 1
KARUR VYSYA BANK 130 131
AVADH GRAMIN BANK 114 114
LAKSHMI VILAS BANK 154 154
BALLIA KSHETRIYA GRAMIN BANK 89 89
LORD KRISHNA BANK 1 2
BANK OF BARODA 499 503
NEDUNGADI BANK 34 36
BANK OF INDIA 212 213
ORIENTAL BANK OF COMMERCE 8 9
BANK OF MADURA 2 2
PANDYAN GRAMA BANK 165 164
BANK OF MAHARASHTRA 9 9
PUNJAB AND SIND BANK 8 8
BANK OF RAJASTHAN 4 5
PUNJAB NATIONAL BANK 80 81
BARA BANKI GRAMIN BANK 92 92
SANGLI BANK 3 3
BAREILLY CORPORATION BANK 59 60
SOUTH INDIAN BANK 88 91
BAREILLY KSHETRIYA GRAMIN BANK 82 82
STANDARD CHARTERED BANK 3 3
BASTI GRAMIN BANK 104 104
STATE BANK OF BIKANER AND JAIPUR 5 5 BENARAS STATE BANK 95 95
STATE BANK OF HYDERABAD 14 14 BHAGIRATH GRAMIN BANK 109 109
STATE BANK OF INDIA 568 569 BHARAT OVERSEAS BANK 3 3
STATE BANK OF INDORE 2 2 CANARA BANK 191 194
STATE BANK OF MYSORE 26 27 CENTRAL BANK OF INDIA 426 427
STATE BANK OF PATIALA 3 4 CHHATRASAL GRAMIN BANK 83 83
STATE BANK OF SAURASHTRA 4 4 CORPORATION BANK 8 9
STATE BANK OF TRAVANCORE 64 65 DENA BANK 35 35
SYNDICATE BANK 96 96 DEVIPATAN KSHETRIYA GRAMIN BANK 73 73
TAMILNAD MERCANTILE BANK 122 122 ETAH GRAMIN BANK 60 60
TIMES BANK — 2 ETAWAH KSHETRIYA GRAMIN BANK 54 54
UCO BANK 68 68 FAIZABAD KSHETRIYA GRAMIN BANK 69 69
UNION BANK OF INDIA 118 126 FARRUKHABAD GRAMIN BANK 84 84
UNITED BANK OF INDIA 12 12 FATEHPUR KSHETRIYA GRAMIN BANK 57 57
UNITED WESTERN BANK 1 1 FEDERAL BANK 4 4
UTI BANK 1 1 GANGA YAMUNA GRAMIN BANK 43 43
VALLALAR GRAMA BANK 23 23 GOMTI GRAMIN BANK 82 82
VIJAYA BANK 47 49 GORAKHPUR KSHETRIYA GRAMIN BANK 201 201
VYSYA BANK 31 32 HINDON GRAMIN BANK 22 22
TOTAL OFFICES 4688 4758 INDIAN BANK 32 32
INDIAN OVERSEAS BANK 66 66
TRIPURA JAMMU & KASHMIR BANK 6 6
ALLAHABAD BANK 1 1 JAMUNA GRAMIN BANK 47 47
BANK OF BARODA 2 2 KANPUR KSHETRIYA GRAMIN BANK 104 104

306
 COMMERCIAL BANKS AND THEIR OFFICES IN STATES AND
UNION
UNION TERRITORIES
TERRITORIES –– 1995-96
1995-96 (Concld.)
(Contd.)
STATE / UNION TERRITORY AS ON 31ST MARCH STATE / UNION TERRITORY AS ON 31ST MARCH
NAME OF THE BANK 1995 1996 NAME OF THE BANK 1995 1996

UTTAR PRADESH (Contd.) WEST BENGAL (Contd.)

KASHI GRAMIN BANK 79 79 BANQUE NATIONALE DE PARIS 1 1
KASHI NATH SETH BANK 31 BARDHAMAN GRAMIN BANK 93 93
KISAN GRAMIN BANK,BUDAUN 59 59 BENARAS STATE BANK 1 1
KSHETRIYA KISAN GRAMIN BANK, MAINPURI 72 72 BHARAT OVERSEAS BANK 4 4
MUZAFFARNAGAR KSHETRIYA GRAMIN BANK 26 26 CANARA BANK 65 66
NAINITAL ALMORA KSHETRIYA CATHOLIC SYRIAN BANK 2 2
GRAMIN BANK 59 59 CENTRAL BANK OF INDIA 245 245
NAINITAL BANK 44 44 CENTURION BANK — 1
ORIENTAL BANK OF COMMERCE 162 180 CITIBANK 2 2
PITHORAGARH KSHETRIYA GRAMIN BANK 25 25 CORPORATION BANK 7 8
PRATAPGARH KSHETRIYA GRAMIN BANK 73 73 DENA BANK 26 26
PRATHAMA BANK 168 168 FEDERAL BANK 10 10
PUNJAB AND SIND BANK 120 120 GAUR GRAMIN BANK 147 147
PUNJAB CO-OPERATIVE BANK 1 1 GLOBAL TRUST BANK 1 1
PUNJAB NATIONAL BANK 872 877 HONGKONG AND SHANGHAI BANK 9 9
RAE BARELI KSHETRIYA GRAMIN BANK 74 74 HOWRAH GRAMIN BANK 61 61
RANI LAKSHMI BAI KSHETRIYA ICICI BANK 1 1
GRAMIN BANK 47 47 INDIAN BANK 55 57
SAMYUT KSHETRIYA GRAMIN BANK 162 162 INDIAN OVERSEAS BANK 60 60
SARAYU GRAMIN BANK 47 45 JAMMU & KASHMIR BANK 2 2
SHAHJAHANPUR KSHETRIYA GRAMIN BANK 36 36 KARNATAKA BANK — 1
SRAVASTHI GRAMIN BANK 89 89 KARUR VYSYA BANK 1 1
STANDARD CHARTERED BANK 1 1 MALLABHUM GRAMIN BANK 183 183
STATE BANK OF BIKANER AND JAIPUR 21 21 MAYURAKSHI GRAMIN BANK 67 67
STATE BANK OF HYDERABAD 1 1 MURSHIDABAD GRAMIN BANK 41 41
STATE BANK OF INDIA 1360 1375 NADIA GRAMIN BANK 66 66
STATE BANK OF INDORE 8 8 ORIENTAL BANK OF COMMERCE 32 35
STATE BANK OF PATIALA 46 49 PARUR CENTRAL BANK 1 1
STATE BANK OF SAURASHTRA 3 3 PUNJAB AND SIND BANK 16 16
STATE BANK OF TRAVANCORE 2 3 PUNJAB NATIONAL BANK 218 218
SULTANPUR KSHETRIYA GRAMIN BANK 96 96 SAGAR GRAMIN BANK 118 118
SYNDICATE BANK 206 206 SIKKIM BANK 1 2
TULSI GRAMIN BANK 82 82 SONALI BANK 1 1
UCO BANK 123 124 SOUTH INDIAN BANK 5 5
UNION BANK OF INDIA 420 441 STANDARD CHARTERED BANK 8 8
UNITED BANK OF INDIA 42 42 STATE BANK OF BIKANER AND JAIPUR 14 14
VIDUR GRAMIN BANK 38 38 STATE BANK OF HYDERABAD 4 4
VIJAYA BANK 33 34 STATE BANK OF INDIA 729 733
VINDHYAVASINI GRAMIN BANK 42 42 STATE BANK OF INDORE 3 3
VYSYA BANK 2 3 STATE BANK OF MYSORE 4 4
TOTAL OFFICES 8860 8905 STATE BANK OF PATIALA 2 2
WEST BENGAL STATE BANK OF SAURASHTRA 2 2
STATE BANK OF TRAVANCORE 3 3
ABN AMRO BANK 1 1
SYNDICATE BANK 44 44
ALLAHABAD BANK 473 473
TAMILNAD MERCANTILE BANK 1 1
AMERICAN EXPRESS BANK 1 1
UCO BANK 298 298
ANDHRA BANK 16 16
UNION BANK OF INDIA 77 81
ANZ GRINDLAYS BANK 21 21
UNITED BANK OF INDIA 719 719
BANK OF AMERICA 1 1
UTI BANK 1 1
BANK OF BARODA 98 98
UTTAR BANGA KSHETRIYA GRAMIN BANK 112 112
BANK OF INDIA 199 199
VIJAYA BANK 22 23
BANK OF MADURA 6 6
VYSYA BANK 4 7
BANK OF MAHARASHTRA 12 12
TOTAL OFFICES 4423 4445
BANK OF RAJASTHAN 5 5
BANK OF TOKYO 1 1 ALL INDIA TOTAL 64234 64926

— : Nil.
Source : Master Office File (latest updated version) on Commercial Bank Branches.

307