INVESTMENT AND SAVINGDEFINITION OF SAVING * Portion of disposable income not spent on consumption of consumer goods but accumulated or invested directly in capital equipment or in paying off a home mortgage, or indirectly through purchase of securities.Investment ¢ 1. In finance, the purchase of a financial product or other item of value with an expectation of favorable future returns. In general terms, investment means the use money in the hope of making more money. 2. In business, the purchase by a producer of a physical good, such as durable equipment or inventory, in the hope of improving future business.