Bank comparision.

Foreign bank & new private Indian bank..

PARAMETERS STANDARD CHARTERED HDFC BANK BCSBI CODE REMARKS

1.BANK TYPE. FOREIGN BANK. NEW PRIVATE INDIAN

BANK.

2.ADDRESS. SEC-8C SCO 78-79 BOTH BANK ARE

SITUATED IN THE
CHANDIGARH SEC-9C
CENTER OF THE CITY.
CHANDIGARH

3.FORM LENGTH. AVERAGE SIZE. LONG SIZE. STANDARD CHARTERED

FORM IS ATTRACTIVE
THAN THE LONG FORM
OF HDFC.
4.FORM COLOUR. BLACK & WHITE.
5.FORM PATTERN. FORM HAS ONLY SINGLE
LANGUAGE.
6.form presantation Technical & everything is
given in specific manner.
7.account opening Within 2 or 3 days
system according to identification
& verification of id proofs.
COLOURFUL. BOTH FORM ARE EYE
CATHCER FORM.
EVERYTHING IN THIS
FORM IS GIVEN ONLY
IN ENGLISH.
Modern & It is true that both forms
sophisticated are difficult for
CUTOMER MAY OPEN
uneducatedpersons but
DIFFERENT
according to standard
TYPES OF ACCOUNT SUCH both forms are very
AS SAVING A/C,TERM good.
DEPOSITS,
CURRENT A/C INCLUDING
NO FRILL A/C IN FOLOWING
STYLE
Within 1or 2 days Hdfc`s processing is
according to faster than standard
identification & chartered
verification id proofs.
8.building/ VERY ATTRACTIVE THE AMBIENCE IS BOTH BANK HAVE VERY
AMBIENCE,GOOD MANAGED ATTRACTIVE AMBIENCE
ambience
BUILDING STRUCTURE & ACCORDING TO BUT THE SIZE OF HDFC
VERY COMFORTABLE FOR WORK. THE BANK BANK IS GREATER THAN
THE CUSTOMERS. DIVIDED IN TO THREE THAT OF STANDARD
PARTS. CHARTERED.

9.SECURITY SYSTEM THERE ARE 2 SECURITY THERE ARE MORE STNDARD CHARTERED
GAURDS IN THE THAN 4 SRECURITY HAS SUFFICIENT
STANDARD CHRTERED. GAURDS IN THE SECURIY GAURDS
HDFC BANK. ACCORDINGTO ITS SIZE
BUT HDFC BANK IS
REQURED MORE
GAURED THAN
STANDARD CHARTERED.
8.STAFF HIGHER QULIFIED , QUALIFIED & BOTH BANK HAVE GOOD
SOPHISTICATED &VERY PUNCTUAL STAFF ,QULIFIED&
RESPONSIBLE STAFF RESPONSIBLE
STAFF.THEY PROVIDES
SERVICES TO THEIR
CUSTOMERS PRORELY.
9.SAVINGS PLUS A/C.

(I)MINIMUM MALANCE
REQIUREMENT.
RS.10,000/- RS.10,000/- MINIMUM BALNCE ARE
(AVERAGE QUATERLY SAME IN BOTH BANK.
(URBAN & SEMI-
BAL)
URBAN)
(II)ACCOUNT
MAINTENANCE
CHARGES. A/C MAINTENANCE
CHARGES ARE SAME IN
(III)A/C STATEMENTS. >RS.10,000/-
>RS.10,000/-=A/C BOTH BANK.
=RS.750/-
RS.750/-

THERE ARE NO
FREE & QUARTERLY
(IV)CHEQUE BOOK. FREE CHARGES FOR A/C
STATEMENT SENT BY
STATEMENTS IN BOTH
POST ALSO.
BANK.
FREE.

RS.5 PER LEAFE ON

NON-MAINTENANCE
FREE.
OF MIN BALANE.
RS.50 ON NON-
MAINTENANCE OF

MIN BALANCE.