Microcredit´s

Costa Rica has approximately 96,000 of microenterprises in the entire country.

This amount represents the 68% of the trade. That´s why the government has
decided to generate new financing options for development, to those micro and
middle enterprises. This allowed the citizens to have more options to grow as small
companies and go out of the poverty.

To obtain the funds for help this people the government asks to the private
companies to pay the taxes, which ones are, use to cover the money that will be
used for this. Organizations or banks provide little loans to the poor people for help
them to open or expand small new business. Those alternatives were made for the
people who do not have access to traditional financial services.

I consider that these systems are really needed for this entire people who can´t ask
for a normal load. Poverty is attacked by doing a lot of work and in the rural zones
the jobs are a quite different than into the capital. The rural people survive almost
all the time by selling crafts, clothing, and souvenirs; and they can´t pay a local,
patents, and all the things that some local may need. So this microfinance helps
them to get a good place where they should sell their stuff and live decent.