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Entry Age (in completed years) Min ± 0 years (3 months to be finished)


Max ± 60 years

Maturity Age Min ± 20 years


Max ± 80 years

Coverage Term 20 / 25 / 30 years

Premium Payment Term Regular

Minimum Annualized Premium Rs. 18,000

# #
Basic Sum Assured Min ± 5 times / 10 times /20 times the
Annualized Premium.

Premium Paying Modes Monthly, Quarterly, Half-yearly, Yearly, PSP

# for entry ages above 55 only 5 multiple is allowed.

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In the ill-timed event of death, the higher of the Sum Assured or the Fund Value would be allocated. If
death of the Person Insured occurs before age 7, the Fund Value plus the regular premium expected by
us in the first policy year is payable.

  


On maturity, you will get the Fund Value plus the Guaranteed Loyalty Addition or you can opt for the
settlement options.


   

You get the guarantee of attractive your wealth creation through guaranteed loyalty additions (up to
120% of the first year annual premium) at the end of the 10th & 15th year plus Guaranteed Additions as
a % of the Fund Value.

At the end of the 10th year: 50% of the first year annualized premium

At the end of the 15th year:

As a percentage of the first year annualized premium (in Year 15)


Annualized premium (Rs) Guaranteed Loyalty Addition
Silver (18,000 ± 29,000) 55% of the first year annualized
premium 

 
Gold (30,100 ± 2,00,000) 60% of the first year annualized
premium
1. Maximize your return
Platinum (2,00,001 & above) 70% of the first year annualized
potential ± 100% of your
premium
premium invested in funds
of your choice from the
Plus 2% of the Average Fund Value at the end of the 20th year and every 5 2nd year onwards.
years thereafter.
2. Get Guaranteed Loyalty
Additions of up to 120% of your first year premiums

3. Get guaranteed loyalty additions of 2% of your average Fund Value for reporting terms of 20, 25 and
30 years.
. Liquidity in the form of limited Withdrawals and Surrender Benefits.

5. * Tax Benefits as applicable.

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