New!!

02 299 2802, 2804, 2806, 2810

10
2557


10,000

1. LTF
LTF Long Term Equity Fund

2. LTF ?
LTF & RMF ?

RMF-LTF

3. LTF

LTF

65%

35%

RMF-LTF

65%

2
10%

Tips : 10% LTF

10%

RMF-LTF

4. LTF ?
LTF 2

2555
2554

840,000
LTF 840,000 x 15% = 126,000

5,000,000

5,000,000 x 15% = 750,000
500,000

1 LTF
1

LTF

LTF 15%
500,000
.

RMF-LTF

2553

2557

2558

2559

LTF 2553 2557

LTF 2554 2558
LTF 2555 2559

5
()
LTF 5 (Capital gain)

5

RMF-LTF

5. LTF
LTF

LTF 15%

500,000

840,000
840,000 x 15% = 126,000

4,000

130,000

4,000

126,000

(Capital Gain)
40 (8)

LTF

1. 5
(Capital gain)
LTF 2555 100,000
2556 30,000 2556 LTF
120,000 119,400
3%

LTF

2555
LTF 100,000

2556

..
30,000

.. LTF
120,000

20,000
3%

20,000 x 3% = 600 119,400

30%

RMF-LTF

RMF-LTF

2.
1.5%



30,000
1.5% 1 2556
2556

3,150 (30,000 x 1.5% x 7
.. - ..)
20,000

2556

6. Checklist LTF ?
4

LTF 65%
4

4 5
4 LTF
4

LTF
+ + Capital gain =
30,000 + 3,150 + 20,000 = 53,150

LTF

1. Capital gain
2. LTF

LTF

10

RMF-LTF

RMF-LTF

11

1. RMF ?
RMF Retirement Mutual Fund

2. RFM ?

(.)

RMF-LTF

13

3. RMF ?
RMF



, , , ,

RMF
RMF

4. RMF ?
RMF 2

14

RMF 1
1
1. RMF
. .
2. RMF 3%
5,000

RMF-LTF

300,000
300,000 x 3% = 9,000
5,000
3. RMF 15%
500,000
(Provident Fund)
(.)






1 PVD 10%
2
3 RMF 15%

A
1,000,000
100,000
100,000
150,000

B
2,000,000
200,000
100,000
200,000

B RMF 200,000
1 + 2 + 3 500,000

RMF-LTF

15

6. RMF ?
2

RMF
21 .. 2557 - 21 .. 2558 1


m RMF 5
RMF
m 55

48 RMF 2556
RMF 55
15 .. 2508 15 .. 2556 48
15 ..

56

48

15 ..

57

49
1

15 ..

58

50

15 ..

59

51
3

15 ..

60

52
4

15 ..

61

53
5

15 ..

62

54

15 ..

55

40 (8)

300,000
300,000 x 15% = 45,000

5,000

50,000

5,000

(Capital Gain)
40 (8)

45,000

RMF
1 + 2 + 3 + 4 + 5 + 6 55 2562
16

RMF-LTF

RMF-LTF

17

 RMF

5,000

1
2
3
4
5
6
7
8

1
5,000
5,000
5,000
5,000
5,000

2
5,000
5,000
5,000
5,000
5,000
3,000
3,000

3
5,000
5,000
5,000
5,000
5,000
5,000
3,000
5,000

1
2 5
2-6 8
2


5 2-6
8
3
7
8

1-2
1.5%

RMF 8
RMF RMF

18

RMF-LTF

RMF-LTF

19

 RMF :
5 55

54 RMF 2556
RMF 5
RMF 60
2 .. 2502 2 .. 2556 54
2 ..

56

54

2 ..

57

55
1

> 55
< 55

58

2 ..

56
2

2 ..

59

57

2 ..

60

58
4

2 ..

61

59

2 ..

1. 5
(
)
2. Capital gain
RMF

RMF 5

60

1 5
(
)
2. Capital gain
RMF
40 (8)

RMF 5

6. Checklist RMF ?
4

4


4


4 RMF


4


4 RMF

1.
2. Capital gain RMF
3. ()

20

RMF-LTF

RMF-LTF

21

Tips LTF & RMF

LTF & RMF .
LTF
LTF

(Dollar Cost Averaging)


(
)

LTF LTF RMF
RMF RMF

LTF&RMF

www.aimc.or.th
www.thaimutalfundnews.com

22

RMF-LTF

RMF-LTF

23

LTF&RMF

24

LTF

RMF

65%

5
55

RMF-LTF

LTF

RMF

15%

500,000

15%

500,000
(
, .,
,

3%

5,000

RMF-LTF

25

 LTF RMF
2

2 2

1.


capital gain



2. LTF
RMF 15%
LTF 500,000
RMF
(.) 500,000


10% - 35%

RMF-LTF

27

LTF&RMF

( 1 2557 )

.th
www.rd.go

1 - 150,000
150,001 - 300,000
300,001 - 500,000
500,001 - 750,000
750,001 - 1,000,000
1,000,001 - 2,000,000
2,000,001 - 4,000,000
4,000,001

150,000
150,000
200,000
250,000
250,000
1,000,000
2,000,000
4,000,000

()

5%
10%
15%
20%
25%
30%
35%

0
7,500
20,000
37,500
50,000
250,000
600,000
1,400,000

0
7,500
27,500
65,000
115,000
365,000
965,000
2,365,000

LTF&RMF
LTF&RMF

15%
25%
35%
5%




LTF&RMF LTF&RMF LTF&RMF LTF&RMF LTF&RMF LTF&RMF LTF&RMF LTF&RMF

300,000
840,000
1,440,000
4,200,000

60,000
60,000
60,000
60,000
(40% 60,000 )

240,000
780,000
1,380,000
4,140,000


30,000
30,000
30,000
30,000
LTF&RMF
- 40,000
- 100,000
- 200,000
- 300,000

30,000 70,000 30,000 130,000 30,000 230,000 30,000 330,000

210,000 170,000 750,000 650,000 1,350,000 1,150,000 4,110,000 3,810,000

3,000 1,000 65,000 50,000 202,500 152,500 1,003,500 908,000

- 2,000
- 15,000
- 50,000
- 95,500
28

RMF-LTF

RMF-LTF

29


LTF&RMF

15% LTF&RMF 100,000 15,000
(100,000 x 15%)
LTF&RMF
35% LTF&RMF 30%
35% 105,000 ( 300,000
x 35%) 95,500

LTF&RMF

LTF-RMF

15,000

5 25 ...
...
15,000 5% 25
()

= 50,795 3.3386

30

RMF-LTF

RMF-LTF

31

website : www.krungsriasset.com

website : www.ktam.co.th

website : www.kasikornasset.com

website : www.phatraasset.com
-
website : www.cimb-principal.co.th

website : www.tmbam.co.th

website : www.tiscoasset.com

website : www.scbam.com

website : www.thanachartfund.com

website : www.bblam.co.th
()
website : www.manulife-asset.co.th
()
website : www.uobamth.co.th

website : www.one-asset.com

website : www.aberdeen-asset.co.th
()
website : www.mfcfund.com

32

RMF-LTF

:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:
:

KSAM
02-657-5757
KTAM
02-686-6100
KASSET
02-673-3999
Phatra
02-305 9800
CIMB-Principal
02-686-9595, 02-686-9500
TMBAM
02-636-1800 #1725
TISCO ASSET
02-633-6000 #4
SCBAM
02-949-1500
THANACHART
02-126-8300
BBLAM
02-674-6488
Manulife
02-246-7650
UOBAM
02-786-2000
ONEAM
02-659-8888
Aberdeen
02-352-3333
MFC
02-649-2000

LTF-RMF



15
2557

thai mutualfund
www.thaimutualfundnews.com / www.aimc.or.th

www.thaimutualfundnews.com