Transcript: Two page advert, 'Wonga: Credit for the real world' (published in The

Daily Telegraph, 19th May 2015)

Page 1
1 You lend to anyone
2 regardless of their
3 situation, don't you?
4 We don't. In fact we only
5 lend to people who we
6 believe can afford it.
7 It's a popular perception that we lend to just anyone. We don't.
8 In the real world we understand that giving credit is not always
9 the right answer. Since introducing tougher new lending criteria
10 we now turn down more than eight out of ten new applicants.
12 Representative 1509% APR
13 Wonga
14 Credit for the real world
15 Warning: Late repayment can cause you serious money problems. For help,
got to moneyadviceservice.org.uk
Page 2
15 You keep charges
16 hidden, don't you?
17 We don't. In fact
18 all costs are now
19 shown upfront.
20 It's a popular perception that we make money from all sorts of
21 hidden charges. We don't. In the real world we understand people
22 want to borrow from a responsible company who'll be honest with
23 them about the total cost of a loan. That's why we now show all our
24 costs upfront, including the costs if things go wrong.

25 Representative 1509% APR

26 Wonga
27 Credit for the real world
28 Warning: Late repayment can cause you serious money problems. For help,
got to moneyadviceservice.org.uk