Product & Services

As defined by State Bank of Pakistan (Small Enterprises)

A small enterprises (SE) will be a proprietor or a partnership concerns which meets
the following parameters, as per new SBP PR, are as follows:

Number of Employees upto 20.

Annual Sales Turnover upto Rs.75 Million.

As defined by State Bank of Pakistan (Medium Enterprises)

Medium Enterprises(ME) means an entity, ideally not a public limited company
which meets the following parameters, as per new SBP PR, are as follows:

Number of Employees from 21 to 250 (Manufacturing & Services MEs).

Number of Employees from 21 to 50 (Trading MEs).

Annual Sales Turnover upto Rs.400 Million.

Recognizing the economic and regulatory importance of the Small Enterprises &
Medium Enterprises, the facts and figures around the world reveal that being engine
of economic growth, SE & ME sectors are considered to be the hub of employment
creation and resource mobilization activities. The SME Division was established with
an aim to provide SE & ME Banking and undertakes to strategically serve this
important segment. BAHL believes in simplification of procedure and reduction in
turnaround time and quality services.
We offer the following facilities to the customers:

Working Capital Financing.

Procurement of Inventory.

Receivable Financing.

Procurement of Machinery.

Expansion of production facilities.

BMR.

Import / Export.

Guarantees.

Auto Leasing.