Statistik Perbankan Indonesia Oktober 2013

VOL: 11 No.
11
OKTOBER 2013
BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA

INDONESIAN BANKING STATISTICS
ISSN: 2086-2954
KA
TA PENGANT
AR
KAT
PENGANTAR
Statistik Perbankan Indonesia (SPI) merupakan

media publikasi yang menyajikan data mengenai
perbankan Indonesia. SPI diterbitkan secara bulanan
oleh Departemen Perizinan dan Informasi Perbankan
Bank Indonesia, untuk memberikan gambaran
perkembangan perbankan di Indonesia.
Mulai penerbitan edisi Maret 2012, dilakukan
penyempurnaan penyajian SPI agar selaras dengan
perubahan Laporan Bulanan Bank Umum yang telah
terlebih dahulu diimplementasikan berdasarkan
Peraturan Bank Indonesia No. 10/40/PBI/2008 tanggal
24 Desember 2008 Tentang Laporan Bulanan Bank
Umum. Penyempurnaan dimaksud mengakibatkan
perubahan penyajian pada beberapa tabel terkait data
Bank Umum dan data Perkreditan sedangkan data
terkait Bank Syariah serta data Bank Perkreditan
Rakyat tidak mengalami perubahan.
Namun demikian, untuk mempermudah
pengguna dalam memahami perubahan data yang
disajikan, dalam SPI edisi ini disertakan matriks
PREF
ACE
PREFA
The Banking Statistics Indonesia (SPI) is a media

publication that presents data regarding banking
industry in Indonesia. The SPI is published monthly by
the Department of Licensing and Banking Information,
Bank Indonesia, to provide an overview of banking
development in Indonesia.
Starting from March 2012 Edition, SPI format is
enhanced to align with changes in the monthly
bank report format that had already been
implemented. The enhancement to SPI format will
result in changes to the format presented in several
tables. However, to simplify the users in understanding
the changes to the data presented, the SPI
enhancement edition will be attached with
enhancement matrix of SPI which inform the mapping
of tables in previous edition into tables in
enhancement edition.
We sincerely hope that the data presented in
this SPI enhancement edition will provide a more
optimal benefits for users.
penyempurnaan SPI yang memetakan tabel-tabel SPI

edisi sebelumnya ke dalam SPI penyempurnaan.
Dengan penyempurnaan SPI ini, diharapkan data
yang disajikan dapat memberikan manfaat yang lebih
optimal bagi pengguna.
Jakarta,
Desember 2013
BANK INDONESIA
Departemen Perizinan dan Informasi Perbankan
Jakarta, December 2013

BANK INDONESIA
Bank Licensing and Banking Information Department
Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013
PAGE OF REFERENCE
HALAMAN KETERANGAN
Jadwal Publikasi Kedepan
Edisi November 2013 akan diterbitkan pada minggu ke III
bulan Januari 2014.
Advance Release Calender (ARC)

November 2012 edition will be released on the 3rd week
of January 2014.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan karena
pembulatan.
Notes, Symbols and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Tanda koma pada angka-angka harap dibaca sebagai titik

dan sebaliknya tanda titik harap dibaca sebagai koma.
Commas in the numbers please read as point and vice

versa, please read the point as a comma
Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.
Data Source : Bank Indonesia unless mentioned otherwise.
1. Data yang digunakan dalam Publikasi SPI bersumber

dari Laporan Bulanan Bank Umum (LBU), Laporan
Bulanan Bank Umum Syariah (LBUS), dan Laporan
Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali
dinyatakan lain.
2. Proses download data; Data Laporan Bulanan Bank
Umum (LBU) dan Laporan Bulanan Bank Umum Syariah
(LBUS) yang disampaikan dari bank pelapor kepada
Bank Indonesia diolah melalui Sistem Informasi
Perbankan (SIP). Perbedaan waktu download data LBU
melalui SIP dapat menyebabkan perbedaan pada data
yang dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Oktober 2013 untuk
Publikasi Statistik Perbankan Indonesia penerbitan
periode ini dilakukan dari tanggal 10 November s/d
tanggal 15 Desember 2013.
1.
The data used in the Indonesian Banking Statistics is

derive from Commercial Bank Monthly Reports, Sharia
Bank Monthly Reports and Rural Bank Monthly
Reports.
2.
Data from the Commercial Bank Monthly Reports and

the Sharia Bank Monthly Reports which submitted
by the reporting banks to Bank Indonesia, is processed
using the Bank Indonesia Banking Information
System. The time taken to download data from
Banking Information System can result in variations
of the data that is published in this book, compared
to other published data. Therefore, readers are
recommended to pay attention to the download time
of data. The processing of the October 2013 monthly
reports for this periode of the Indonesian Banking
Statistics was done from 10 November until 15
December 2013.
Data dalam publikasi Bank Indonesia ini juga disediakan

melalui website Bank Indonesia (http://www.bi.go.id)
selambat-lambatnya 1 minggu setelah edisi publikasi
The data in Bank Indonesia publication are also provided

through Bank Indonesia website (http://www.bi.go.id) no
later than 1 week after the edition.
Departemen Perizinan dan Informasi Perbankan

Divisi Publikasi dan Manajemen Intern (IDAP)
Bank Indonesia
Menara Radius Prawiro, Lantai 11
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telepon: (021) 29817080
Fax: (021) 3523705
Bank Licensing and Banking Information Department

Intern Management and Publication Division (IDAP)
Bank Indonesia
Radius Prawiro Tower, 11th Floor
Jl. MH Thamrin No. 2, Jakarta 10350
Email: publikasi-iadmp@bi.go.id
Telephone: +62-21-29817080
Fax: +62-21-3523705
ii
Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013
TABLE OF CONTENT
DAFT
AR ISI
AFTAR
KATA PENGANTAR
INTRODUCTION
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
LIST OF TABLES
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA PERBANKAN SYARIAH
61
SHARIA BANK DATA
61
DATA BANK PERKREDITAN RAKYAT
77
RURAL BANK DATA
77
DATA PERKREDITAN
93
CREDIT DATA
93
Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013
iii
LIST OF ABBREVIA
TIONS
ABBREVIATIONS
DAFT
AR SINGKA
TAN
AFTAR
SINGKAT
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap
BOPO
: Operations Expenses to Operations
Pendapatan Operasional
Income
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise Industry
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
iv
(SMEs)
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
DAFT
AR TABEL
AFTAR
LIST OF TABLES
Judul
Topic
No.
1.
No. Tabel
Tables
DA
TA
DAT
Kegiatan Usaha Perbankan
Halaman
Pages
1.1.a s.d 1.7.a
1.8.a s.d 1.14.a
11
1.15.a s.d 1.21.a
18
1.22.a s.d 1.28.a
25
1.29
32
1.30
33
1.31 s.d 1.37
34
1.38 s.d 1.44
41
1.45
48
1.46
49
1.47 s.d 1.53
50
1.54
57
Bank Industries Operation

DA
TA BANK UMUM
DAT
COMMERCIAL BANK DA
TA
DAT
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
Kegiatan Usaha Bank Umum
Commercial Banks Operation

Laporan Laba/Rugi Bank Umum
Commercial Banks Income Statement
Rekening Administratif Bank Umum
Commercial Banks Off-Balance Sheet
Kinerja Bank Umum Konvensional
Commercial Banks Performance
Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
Growth of Commercial Banks Asset Based Group Bank
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset
Total of Commercial Banks Based on Total Assets
Aset Produktif Bank Umum Konvensional dan
Kualitas Kredit Bank Umum Kepada Bank Lain
Earning Assets of Commercial Banks and Credit Quality of
Commercial Banks to Other Bank
Komposisi Dana Pihak Ketiga Bank Umum
Composition of Third Party Funds of Commercial Banks
Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana
Composition of Third Party Funds of Commercial Banks
Based on Bank Location Month (...) Year (...)
Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank
Penghimpunan Dana
Third Party Funds of Commercial Banks Based on Bank Location
of Deposits
Suku Bunga Rata-rata DPK Bank Umum
Average of Interest Rate of Third Party Fund of Commercial Banks
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit
Indonesian Banking Statistics, Vol. 11, No. 11, October 2013
DAFT
AR TABEL / LIST OF TABLES
AFTAR
Judul
Topic
No.
Average of Credit Interest Rates of Commercial Bank to Parties

Non Bank Based on Industrial Origin and Non Industrial Origin
Credit Recipients
14. Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
Average of Credit Interest Rate of Commercial Based on Types
and Orientation User
15. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
No. Tabel
Tables
Halaman
Pages
1.55
58
1.56
59
1.57
60
2.1 s.d 2.3
62
2.4
65
2.5
66
2.6
67
2.7
68
2.8
69
2.9
70
2.10
71
2.11
72
Growth of Total Commercial Banks and Bank Offices

16. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
Growth of Total Branch offices Based on Region

DA
TA BANK SY
ARIAH
DAT
SYARIAH
TA
DAT
SHARIA BANK DA
17. Kegiatan Usaha Bank Umum Syariah
Sharia Commercial Bank Operation

18. Perkembangan Aset Perbankan Syariah
Growth of Sharia Bank Assets

19. Aktiva Produktif Perbankan Syariah
Earning Assets of Sharia Banks

20. Komposisi DPK Perbankan Syariah
Composition of Third Party Funds of Syariah Banks

21. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
Average of Profit Sharing Rates of Third Party Fund of

Sharia Banks
22. TIngkat Margin Rata-rata Pembiayaan Berdasarkan Sektor
Ekonomi
Average of Margin Rates of Financing

23. Tingkat Margin Rata-rata Pembiayaan Berdasarkan
Jenis Penggunaan
Average of Margin Rates of Financing Based on Type of Use

24. Kegiatan Usaha BPR Syariah
Syariah Rural Bank

25. Aset dan Pembiayaan BPR Syariah
Asset and Financing of Sharia Rural Bank)
vi
No. Tabel
Tables
Judul
Topic
No.
26. Jaringan Kantor Perbankan Syariah
Halaman
Pages
2.12
73
2.13
74
2.14
75
3.1
78
3.2
79
3.3
80
3.4
81
3.5
82
3.6
83
3.7
84
3.8
85
3.9
86
3.10
87
3.11
88
3.12
89
Sharia Bank Office Network

27. Kinerja Bank Umum Syariah
Islamic Commercial Bank Performance

28. Bank Umum Syariah Berdasarkan Tingkat Rasio
Sharia Commercial Based on Ratios

DA
TA BANK PERKREDIT
AN RAKY
AT
DAT
PERKREDITAN
RAKYA
RURAL BANK DA
TA
DAT
29. Kegiatan Usaha Bank Perkreditan Rakyat
Rural Bank Operations

30. Kinerja Bank Perkreditan Rakyat
Rural Bank Performance

31. Perkembangan Aset BPR Berdasarkan Lokasi BPR
Growth of Assets based Rural Bank Data

32. Jumlah BPR Berdasarkan Total Aset
Rural Banks Based on Total Assets

33. Non Performing Loan Bank Perkreditan Rakyat
Non Performing Loan of Rural Bank

34
Non Performing Loan BPR Berdasarkan Lokasi
NPL of Rural Banks Based On Location

35. Dana Pihak Ketiga
Third Party Funds of Rural Bank

a. Komposisi DPK Bank Perkreditan Rakyat
Composition of Third Party Funds of Rural Bank

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan
Composition of Third Party Funds Based on Location

c. DPK BPR Berdasarkan Lokasi Penghimpun
Third Party Funds of Rural Banks Based on Location

36. Suku Bunga Rata-rata DPK BPR
Average of Third Party Interest Rates of Rural Banks

37. Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
Average of Credit Interest Rates of Rural Banks

38. Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
Average of Credit Interest Rates of Rural Banks Bases on Type of Use

39. Perkembangan Jumlah Bank dan Kantor Bank
vii
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
Growth of Total Rural Banks and Bank Offices

a. Perkembangan Jumlah BPR
3.13
90
3.14
91
4.1.a s.d 4.7.a
94
4.8.a
101
4.9.a s.d 4.15.a
102
4.16.a
109
4.17.a
110
Growth of Total Rural Bank

b. Perkembangan Jumlah BPR dan Kantor BPR
Berdasarkan Lokasi
Growth of Total Rural Bank Offices Based on Region

DA
TA PERKREDIT
AN
DAT
PERKREDITAN
TA
DAT
CREDIT DA
40. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Penerima Kredit
Credit Channeling and Non Performing Loan (NPL) Credit

Channeling of Commercial Banks to Non Bank Third Party
Based on Business Sector and non Business Sector of Credit
Channeling Beneficiary
Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha
Per Lokasi Dati I Bank Penyalur Kredit
Credit and Non Performing Loan (NPL) of Comemrcial Bank to

Non Bank Third Party Based on Business Sector and non
Business Sector of Credit by Region
42. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Credit and Non Perfoming Loan (NPL) of Commercial Banks to

Non Bank Third Party Based on Types and Orientation of Use
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
per Lokasi Dati I Bank Penyalur Kredit
Credit and Non Perfoming Loan (NPL) of Commercial Banks to

Non Bank Third Party Based on Types and Orientation of Use
by Bank Location for [month] [year]
Berdasarkan Lokasi Dati I Bank Penyalur Kredit
Credit and Non Performing Loan (NPL) 0f Commercial Banks to

Non Bank Third Party Based on Bank Location
viii
Judul
Topic
No.
No. Tabel
Tables
45. Kredit dan Non Performing Loan (NPL) Bank Umum Kepada
Halaman
Pages
4.18.a
111
4.19.a
112
4.20.a
113
4.21.a
114
4.22
115
4.23
116
4.24
117
4.25
118
4.26
119
4.27
120
Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima

Kredit dengan Bank
Credit and NPL of Commercial Bank to Non Bank Third Party

Based on Bank Relation with Beneficiary
Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
Credit and NPL of Commercial Bank to Non Bank Third Party

Withdrawn By Card Based on Group of Bank
47. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima
Penerusan Kredit
Credit Channeling (Off-Balance Sheet) and NPLof Commercial

Banks Based on Industries Sector and non Industries Sector of
Credit Channeling Beneficiary
48. Penerusan Kredit (Off-Balance Sheet) dan Non Performing
Loan (NPL) Penerusan Kredit Bank Umum Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan
Penyalur Kredit
Off-Balance Sheet Credit Channeling and NPL of Commercial

Banks to Non-Bank Third Party Based on Types of Credit and
Classification of Credit Providers
49. Pembiayaan Perbankan Syariah
Financing of Sharia banks

50. Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
Financing of Syariah Banks Based on Economic Sector

51. Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank
Penyalur
Financing of Syariah Banks Based on Banks Location

52. Kredit BPR Berdasarkan Sektor Ekonomi
Credit of Rural Banks Based on Economic Sector

53. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
Credit of Rural Banks Based on Type of Use

54. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank
ix
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
Penyalur
Credit of Rural Bank Based on Location

55. Kredit dan Non Performing Loan MKM dan UMKM
4.28
121
4.29
123
4.30
124
4.31
126
Berdasarkan Sektor Ekonomi
Credit & NPL of MSMEs and SMEs Based on Economic Sector

56. Kredit dan Non Performing Loan MKM dan UMKM
Berdasarkan Jenis Penggunaan
Credit & NPL of MSMEs and SMEs Based on Type Use

57. Kredit dan Non Performing Loan Rincian Kredit MKM dan
UMKM Menurut Kelompok Bank
Credit & NPL of MSMEs and SMEs Based on Group of Bank

58. Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah
Tingkat I
Credit & NPL of MSMEs and SMEs Based on Project Location
DATA
Indonesian Banking Statistics, Vol. 10, No. 7, June 2012
Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013
Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)

Miliar Rp (Billion Rp)
2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Aug
Sep
Okt
Distribution of Funds
Penyaluran Dana
Bank Umum
1.702.520
2.015.221
2.282.179
2.765.912
3.412.463
3.952.177
4.036.091
4.172.672
4.134.322
4.156.001
4.231.772
4.281.774
4.318.181
4.377.116
4.395.148
4.472.336
4.637.620
4.627.191
26.549
31.313
36.076
43.877
53.534
61.763
63.062
64.753
65.010
65.656
66.032
66.906
67.692
68.521
69.107
70.378
71.528
72.546
203.863
166.518
212.116
139.316
117.983
70.838
76.573
81.158
87.947
92.579
94.190
98.327
98.565
83.035
76.837
73.167
83.044
Bank Perkreditan Rakyat

SBI dan SBIS
1)
1.718.965
1.990.345
2.180.934
2.563.562
3.093.848
3.346.113
3.410.851
3.542.518
3.494.393
3.505.837
3.572.036
3.621.187
3.671.658
3.711.769
3.736.834
3.794.384
3.918.543
3.884.976
22.629
26.345
30.367
37.034
45.462
52.573
53.561
55.289
55.524
56.120
56.443
57.306
57.902
58.570
59.295
60.269
61.163
61.824
1.986.501
2.310.557
2.534.106
3.008.853
3.652.832
4.028.789
4.103.456
4.262.587
4.211.039
4.237.117
4.313.832
4.367.751
4.418.690
4.461.783
4.510.290
4.581.137
4.737.308
4.716.845
27.741
32.533
37.554
45.742
55.799
64.409
65.698
67.397
67.610
68.284
68.645
69.446
70.240
71.901
72.091
73.858
74.440
75.491
Rural Banks
Bank Umum
130
124
121
122
120
120
120
120
120
120
120
120
120
120
120
120
120
120
1.817
1.772
1.733
1.706
1.669
1.669
1.667
1.653
1.653
1.654
1.653
1.639
1.641
1.641
1.641
1.641
1.641
1.639
Rural Banks
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
Bank Umum
9.680
10.868
12.837
13.837
14.797
16.067
16.067
16.625
16.821
16.982
17.089
17.191
17.326
17.504
17.688
17.798
3.250
3.367
3.644
3.910
4.172
4.378
4.404
4.425
4.448
4.470
4.499
4.518
4.549
4.568
4.584
4.612
Sertifikat Bank Indonesia Syariah
Commercial Banks
Total Banks
Jumlah Bank
Ket :
Commercial Banks
Total Assets
Jumlah Aset
1)
1)
Source of Funds
Bank Umum
Rural Banks
100.420 SBI and SBIS
Sumber Dana
Bank Umum
Commercial Banks
Note :
1)
17.953
18.114
4.630
4.656
Commercial Banks
Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)
DATA BANK UMUM

Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)

2012
Keterangan
Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2)
2)
2013
Mei
Jun
Jul
Ags
Sep
Okt
2.403.656
2.386.145
1.988.905
397.240
17.511
8.732
8.779
173.945
47.221
79.108
45.158
2.458
492.918
262.000
115.889
96.166
18.863
448.555
96.627
3.582
282.481
65.866
13.986
72.725
2.470.380
2.452.856
2.051.193
401.663
17.524
9.422
8.102
188.328
50.377
93.557
42.214
2.181
482.620
260.665
93.000
107.249
21.706
449.426
91.719
4.052
287.232
66.422
14.056
72.134
2.487.835
2.470.111
2.074.552
395.559
17.724
9.673
8.050
188.716
58.383
90.687
37.729
1.917
479.261
261.529
127.276
68.885
21.571
443.975
83.578
3.992
289.405
67.000
14.219
72.825
2.527.989
2.510.651
2.110.038
400.613
17.337
9.505
7.833
172.011
50.825
81.325
37.850
2.011
472.976
264.766
98.527
93.304
16.380
442.062
83.758
5.165
289.182
63.957
14.229
73.516
2.573.056
2.555.839
2.146.193
409.645
17.217
9.767
7.450
183.218
61.207
78.914
41.210
1.887
505.407
267.078
155.766
63.873
18.690
423.549
69.432
4.382
286.143
63.592
14.375
72.403
2.601.768
2.585.345
2.175.819
409.526
16.423
9.851
6.572
173.652
61.856
74.700
35.059
2.037
493.142
269.233
154.363
52.631
16.915
428.016
70.838
4.424
291.259
61.496
14.565
72.671
67.190
2.124
3.411
9.137
163.910
66.520
2.150
3.464
8.016
154.156
67.399
3.402
2.025
7.720
140.505
68.052
2.138
3.326
7.370
131.705
67.052
3.928
1.423
7.356
168.920
2.908.957
2.484.038
518.350
852.491
1.113.197
424.920
181.954
60.742
182.224
2.091
114.509
34.506
71.970
10.903
61.068
11.123
59.246
2.955.833
2.516.672
530.661
874.930
1.111.080
439.161
187.603
64.270
187.288
1.958
127.361
37.070
69.025
11.745
57.279
8.238
59.091
2.961.417
2.511.915
520.646
881.225
1.110.044
449.502
188.400
67.130
193.972
1.842
117.787
36.328
72.254
11.510
60.745
7.703
58.246
2.984.050
2.534.560
505.959
905.391
1.123.210
449.491
190.429
65.159
193.903
1.891
110.495
37.894
72.969
11.375
61.594
8.351
51.893
4.759
4.656
4.629
118.587
37.964
158.377
36.355
79.666
28.190
119.295
38.855
154.072
45.732
81.665
28.284
120.193
39.027
152.893
52.887
83.702
29.012
Nov
Des
Jan
Feb
Mar
Apr
2.647.930
2.631.002
2.215.458
415.544
16.928
10.024
6.904
168.532
61.363
69.517
35.456
2.197
524.437
271.175
149.183
84.394
19.685
429.092
76.573
3.485
286.069
62.965
14.606
72.850
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
2.705.601
2.688.143
2.258.437
429.705
17.458
10.546
6.912
159.142
60.515
66.852
30.107
1.669
562.533
282.128
201.545
59.415
19.445
438.448
87.947
2.017
287.547
60.937
15.085
71.691
2.736.684
2.718.717
2.296.744
421.974
17.966
11.294
6.672
199.425
76.159
83.709
37.951
1.606
506.847
279.300
155.814
51.620
20.113
447.191
92.579
1.681
293.956
58.975
15.082
72.157
2.787.372
2.768.371
2.333.275
435.096
19.000
12.042
6.958
219.424
86.152
88.371
42.912
1.988
500.886
282.198
143.552
49.269
25.867
455.037
94.190
4.938
298.588
57.321
14.459
71.529
2.844.812
2.824.217
2.375.249
448.968
20.595
12.371
8.224
201.706
70.087
80.998
47.568
3.052r)
524.578
286.281
131.062
84.826
22.409
457.632
98.327
3.779
298.100
57.426
14.438
72.404
67.189
2.108
3.374
7.137
161.225
67.984
2.108
2.758
7.533
171.110
65.389
2.105
2.437
8.229
176.507
66.770
2.136
2.785
8.145
173.677
67.460
2.135
2.561
8.246
170.369
68.740
2.047
742
8.161
174.905
3.049.956
2.591.133
539.191
917.469
1.134.473
458.824
187.009
63.990
207.824
1.702
119.598
35.626
72.316
11.606
60.709
8.070
56.650
3.070.604
2.598.755
513.237
928.728
1.156.790
471.849
193.887
65.558
212.404
1.787
103.372
40.816
63.009
11.559
51.450
7.605
54.086
3.130.518
2.653.701
537.730
947.636
1.168.335
476.817
197.883
64.669
214.266
2.366
107.904
40.832
61.992
11.511
50.481
7.094
55.765
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
3.205.006
2.720.131
539.847
990.399
1.189.885
484.875
215.958
71.446
197.471
1.889
104.438
41.737
71.293
12.045
59.248
7.602
57.750
3.207.342
2.712.820
529.177
982.631
1.201.012
494.522
222.423
72.221
199.878
1.831
114.905
44.688
71.139
11.943
59.197
7.302
54.081
4.870
4.909
4.834
4.380
5.031
4.677
120.272
39.064
152.737
59.721
83.422
29.019
120.700
39.118
152.056
68.067
83.994
29.032
121.267
39.145
152.037
76.125
84.349
28.943
122.177
39.152
152.071
84.862
86.396
28.932
123.279
38.656
149.971
92.830
89.426
31.242
124.210
38.821
246.272
8.727
87.520
30.260
Mei
Jun
Jul
Ags
2.909.085
2.887.478
2.431.072
456.406
21.607
13.107
8.501
196.967
75.646
79.050
39.457
2.814r)
490.240
286.373
130.876
60.563
12.427
468.078
98.565
7.584
302.912
59.017
14.438
71.277
2.982.436
2.959.123
2.501.879
457.244
23.313
14.123
9.190
166.884
50.955
70.806
41.834
3.289
512.592
296.954
95.543
104.724
15.371
449.670
83.035
10.275
301.838
54.522
15.110
73.294
3.045.511
3.021.126
2.550.463
470.664
24.384
15.072
9.312
205.794
75.859
90.194
36.827
2.914
453.788
292.888
45.719
102.115
13.066
458.791
76.837
18.318
308.846
54.789
15.507
74.403
3.091.429
3.067.402
2.563.483
503.919
24.027
15.037
8.989
184.504
75.425
69.911
37.114
2.053
465.921
295.310
34.721
124.388
11.503
460.675
73.167
19.571
312.470
55.466
15.529
77.036
3.170.805
3.147.210
2.615.707
531.503
23.595
15.587
8.008
211.452
80.832
85.452
41.343
3.825
475.606
305.147
45.289
102.546
22.624
485.539
83.044
19.999
321.936
60.560
15.696
77.693
3.182.949
3.159.476
2.645.356
514.120
23.473
15.775
7.697
196.390
78.350
78.544
36.807
2.690
462.291
303.916
45.702
97.452
15.220
506.638
100.420
18.520
323.930
63.767
15.806
84.322
64.944r)
2.037r)
5.423r)
8.501
157.703
65,015r)
2.033r)
4.230r)
9.633
158.463
67.604
2.101
3.589
9.389
167.742
68.243
2.151
4.009
13.603
127.752
70.658
2.087
4.291
24.757
152.486
71.827
2.325
3.541
26.656
174.173
78.234
2.271
3.817
20.838
157.958
3.243.136
2.749.311
545.965
974.296
1.229.050
493.825
208.263
73.138
212.424
1.719
127.253
52.547
74.622
13.498
61.124
7.445
60.524
3.299.350
2.810.352
582.871
984.782
1.242.699
488.999
208.604
73.496
206.899
1.601
126.400
51.487
72.968
13.029
59.939
7.207
57.492
3.349.660
2.816.403
563.069
986.939
1.266.395
533.257
234.163
74.175
224.919
2.500
125.648
50.020
72.306
12.747
59.560
9.032
57.501
3.374.272
2.843.895
597.833
990.719
1.255.343
530.377
229.414
75.290
225.673
1.697
133.384
51.156
71.583
13.547
58.036
9.863
64.877
3.392.927
2.843.380
577.112
1.019.789
1.246.479
549.546
236.631
76.038
236.877
1.724
120.911
52.746
82.232
14.583
67.648
15.168
65.948
3.440.207
2.863.890
575.270
1.019.866
1.268.754
576.317
247.599
78.168
250.550
1.805
114.063
52.883
87.999
13.917
74.082
25.580
66.398
3.526.188
2.910.414
586.301
1.041.941
1.282.172
615.773
270.853
84.072
260.848
2.086
131.998
53.452
99.548
15.164
84.385
28.392
71.203
3.520.890
2.915.359
570.582
1.036.545
1.308.232
605.531
272.050
84.667
248.815
1.555
118.165
52.442
93.361
15.100
78.260
21.939
71.073
4.549
4.790
4.682
4.991
4.938
5.179
5.447
5.675
5.551
124.397
38.820
246.025
16.085
91.521
30.234
126.599
40.516
238.553
25.132
91.059
29.288
130.167
46.629
217.491
32.647
89.911
30.403
130.937
47.060
209.113
42.699
89.534
29.832
133.911
50.437
205.203
51.118
84.829
30.440
134.679
50.760
203.822
59.395
85.632
30.564
133.044
50.469
200.985
70.738
83.043
30.807
135.063
50.759
203.415
79.149
85.278
31.632
135.911
50.632
203.404
89.039
88.399
32.099
Items
Okt
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r) Angka-angka diperbaiki
Sep
2)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)

2012
Keterangan
Mei
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2)
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
1.001.570
998.187
878.031
120.156
3.384
2.708
675
57.729r)
33.895
19.378
3.618
839r)
192.603
99.271
38.775
46.508r)
8.049
198.780
21.429
1.086
154.348
21.917
6.644
37.639
Mei
834.671
832.330
734.768
97.562
2.341
2.145
197
58.671
26.191
25.026
7.267
188
177.335
91.125
40.671
41.300
4.239
191.529
15.219
799
149.147
26.363
6.112
37.932
857.257
854.674
754.487
100.187
2.583
2.400
183
52.640
23.629
23.585
5.425
0
187.228
87.759
43.970
50.039
5.460
188.810
14.212
937
148.351
25.310
6.129
37.843
853.228
850.583
757.712
92.871
2.645
2.451
193
55.899
27.146
23.367
5.386
0
177.200
88.299
58.292
27.039
3.570
186.835
14.640
740
146.759
24.695
6.169
37.946
868.005
865.367
770.143
95.224
2.638
2.453
185
57.416
27.328
24.330
5.758
0
174.872
91.174
46.474
35.124
2.100
188.200
17.251
1.512
146.914
22.524
6.172
38.139
891.558
888.985
789.604
99.381
2.574
2.465
108
56.709
32.371
18.415
5.923
0
171.400
90.066
61.325
15.810
4.199
186.315
15.649
1.293
145.398
23.975
6.294
38.078
899.634
897.082
797.818
99.264
2.552
2.388
164
52.105
32.670
15.428
4.006
0
169.605
89.908
61.231
13.849
4.618
185.862
14.713
1.349
146.798
23.002
6.309
38.154
922.737
920.147
815.688
104.459
2.590
2.433
157
53.003
31.234
18.415
3.354
0
188.518
92.019
59.537
30.604
6.359
186.928
15.409
1.934
147.103
22.481
6.331
38.059
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
948.292
945.499
830.918
114.581
2.794
2.644
149
46.184
30.735
11.630
3.818
0
202.515
100.933
71.569
23.844
6.170
194.214
19.069
366
151.343
23.436
6.682
37.405
961.324
958.571
849.088
109.484
2.752
2.596
157
61.483
40.944
17.242
3.296
0
164.505
98.121
43.397
14.065
8.922
198.570
21.183
184
152.641
24.562
6.669
37.623
979.032
976.289
860.193
116.096
2.743
2.586
156
71.903
48.476
20.112
3.314
0
159.428
97.917
39.592
10.677
11.241
197.355
18.625
683
155.048
22.999
6.681
36.962
36.194
181
1.557
348
47.833
36.107
222
1.515
173
48.456
36.314
136
1.495
253
41.629
36.479
136
1.524
150
30.307
36.464
128
1.487
176
43.891
36.498
140
1.516
169
40.539
36.328
144
1.587
275
42.910
34.846
150
1.520
342
49.032
35.673
167
1.565
223
52.402
35.853
176
1.594
212
48.375
35.136
161
1.664
248
44.550
35.826
174
1.639
303
34.990
35.779
161
1.684
772
33.039
1.028.702
901.813
173.519
382.415
345.879
126.890
54.633
13.193
59.064
1.718
37.029
9.785
36.327
5.191
31.135
1.157
20.964
1.048.512
914.765
174.777
398.238
341.750
133.748
59.545
13.631
60.571
1.670
40.511
11.778
33.499
5.727
27.772
844
22.698
1.035.025
898.238
169.505
397.082
331.651
136.786
57.968
13.706
65.112
1.665
33.912
11.805
35.036
5.521
29.515
812
21.174
1.044.060
904.599
165.191
405.953
333.455
139.461
61.252
14.148
64.061
1.606
36.532
11.851
36.952
5.506
31.445
790
18.975
1.060.300
917.858
170.695
409.270
337.893
142.442
59.710
14.047
68.684
1.594
34.823
11.869
34.567
5.496
29.071
833
21.272
1.071.565
920.386
155.986
416.565
347.836
151.179
66.872
14.644
69.663
1.626
29.532
11.888
27.714
5.489
22.225
810
18.933
1.112.462
961.137
176.906
426.720
357.512
151.324
65.235
14.353
71.736
1.638
27.682
11.883
25.783
5.492
20.291
833
20.229
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
1.155.296
1.001.533
179.475
448.343
373.716
153.763
78.854
15.172
59.736
1.466
25.846
11.937
30.499
5.987
24.512
682
20.636
1.138.323
982.922
157.774
445.007
380.141
155.401
80.022
15.305
60.074
1.502
32.245
11.921
31.369
5.994
25.375
647
19.276
1.141.350
985.403
156.808
442.550
386.045
155.948
73.066
15.864
67.018
1.475
33.296
18.807
32.734
5.982
26.752
721
20.781
1.178.129
1.028.840
184.814
449.201
394.825
149.289
68.518
16.268
64.503
1.457
38.205
18.812
31.293
5.808
25.484
678
20.083
2.246
2.277
2.297
2.373
2.390
2.347
2.788
2.538
2.457
2.538
31.308
17.688
61.384
15.215
35.165
7.970
31.311
17.693
61.322
19.025
35.479
7.840
31.311
17.693
61.379
22.394
36.140
7.838
31.311
17.693
61.379
25.565
35.625
7.823
31.311
17.693
61.378
29.384
35.892
7.824
2.253
31.311
17.693
61.379
33.056
36.233
7.825
32.062
17.693
61.384
37.348
37.514
7.825
32.067
17.693
61.384
40.823
37.567
7.139
32.067
17.693
104.483
3.452
36.686
7.138
32.121
17.693
104.643
6.729
36.657
7.120
32.170
18.648
101.254
11.096
36.293
7.082
Jun
Jul
1.028.931 1.071.098
1.025.125 1.066.945
904.233
945.138
120.891
121.807
3.807
4.153
3.043
3.301
764
852
61.465
36.836
42.148
20.726
16.187
12.600
2.291
2.945
839r)
566
168.655
194.425
102.021
107.428
48.980
36.985
46.691
13.956
3.698
3.321
201.664
187.097
21.456
11.922
1.133
865r)
155.393
147.986
23.682
23.964
6.647
7.271
37.623
37.729
Okt
1.092.980
1.088.499
961.319
127.180
4.481
3.193
1.288
59.300
41.938
12.262
5.038
61
174.849
104.749
20.854
47.602
1.644
192.624
13.646
2.227
152.570
24.181
7.674
38.894
1.129.953
1.125.090
989.757
135.334
4.863
3.425
1.438
59.544
42.793
13.237
3.457
57
168.240
106.429
25.209
32.816
3.785
200.191
17.176
2.095
154.894
26.026
7.690
39.433
1.129.526
1.125.057
992.083
132.974
4.469
3.428
1.041
59.779
42.247
13.519
3.799
213
179.576
106.267
24.527
46.085
2.696
198.141
13.211
1.553
155.595
27.783
7.706
39.332
35.943
158
1.627
191
37.545
36.073
161
1.888
307
33.773
36.817
173
1.904
1.060
35.270
37.287
173
1.974
733
43.145
37.196
168
1.968
379
43.197
1.193.439
1.005.066
167.726
454.002
383.338
188.373
92.470
16.890
79.013
1.512
36.979
18.585
29.303
5.811
23.492
1.248
21.343
1.226.507
1.038.001
193.410
459.159
385.432
188.506
91.235
17.338
79.933
1.510
33.257
18.716
24.531
5.947
18.584
832
27.121
1.224.042
1.034.055
181.884
470.679
381.492
189.987
89.093
17.778
83.116
1.716
34.300
19.029
29.306
5.960
23.346
1.205
28.361
1.244.245
1.048.141
189.975
467.759
390.407
196.104
97.086
17.952
81.067
1.798
35.862
19.653
31.379
5.934
25.445
1.908
28.778
1.268.088
1.056.712
179.061
483.285
394.366
211.376
107.223
19.555
84.598
1.781
37.820
20.305
36.929
6.436
30.493
2.283
29.829
1.277.421
1.068.869
184.190
480.931
403.749
208.552
108.800
21.497
78.255
1.547
36.473
20.002
33.952
6.447
27.505
1.633
28.507
2.499
2.807
2.871
32.170
23.801
83.778
14.665
36.666
7.122
32.170
23.802
83.777
18.447
35.824
7.124
32.170
23.802
83.792
22.886
33.676
7.112
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
32.171
32.171
32.171
32.171
a. Paid In Capital
23.802
23.802
23.802
23.802
b. Reserves
83.777
83.777
83.777
83.777
26.666
d.
30.490
34.856
39.339
Current Earnings (Profit /Loss) 2)
33.032
31.517
32.282
33.928
7.116
7.132
7.144
7.139
f. Loan Capital
1)
2.939

Sep
1.082.282
1.077.916
959.545
118.372
4.366
3.365
1.001
58.073
39.255
13.565
4.476
777
155.648
102.980
28.142
22.327
2.199
190.999
13.338
1.767
151.873
24.022
7.645
38.122
1)
2)
Ags
3.084
3.276
3.276
r) Revised figures
Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)

2012
Keterangan
Mei
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2)
2013
Jun
Jul
Ags
Sep
Okt
1.004.527
996.625
864.146
132.479
7.902
5.160
2.741
36.086
12.607
19.593
2.541
1.345
179.111
105.260
47.052
17.875
8.924
156.145
41.717
1.263
91.881
21.283
7.050
23.525
1.034.281
1.026.096
894.247
131.849
8.185
5.492
2.692
51.359
16.943
30.676
2.501
1.240
167.825
105.979
29.283
20.912
11.651
159.962
41.798
1.170
94.724
22.270
7.116
23.283
1.041.452
1.033.109
903.110
129.999
8.343
5.650
2.693
53.074
20.777
28.310
2.975
1.012
173.063
107.047
35.175
19.528
11.313
152.462
36.763
700
93.018
21.982
7.136
23.568
1.055.817
1.047.497
915.365
132.132
8.319
5.839
2.481
39.947
13.044
22.146
3.673
1.084
178.080
108.485
33.045
25.940
10.609
156.249
37.942
1.420
95.372
21.514
7.149
23.964
1.067.582
1.059.131
925.062
134.069
8.450
5.960
2.490
37.133
16.819
18.746
629
938
198.177
110.324
59.204
19.509
9.141
150.064
31.212
1.473
95.715
21.664
7.161
22.727
1.080.430
1.071.848
939.843
132.005
8.582
6.084
2.497
37.152
18.725
16.014
1.266
1.146
189.531
110.239
55.742
17.025
6.525
152.944
33.225
1.594
96.836
21.289
7.332
22.812
20.462
1.902
1.161
20.165
1.893
1.225
20.510
3.231
(172)
20.855
1.966
1.143
19.690
3.769
(732)
1.580
76.387
1.595
68.824
1.479
65.418
1.445
65.402
1.207.976
1.041.680
175.044
381.404
485.233
166.296
63.495
25.293
77.507
134
41.426
10.517
12.002
2.625
9.377
952
26.588
1.235.649
1.062.033
179.124
386.535
496.375
173.616
64.909
28.098
80.609
122
42.888
10.544
12.363
2.729
9.633
718
25.333
1.250.280
1.073.848
181.851
390.657
501.340
176.432
65.797
28.790
81.845
121
35.661
9.857
11.879
2.718
9.161
648
24.746
1.633
1.640
43.572
10.646
60.921
12.459
40.219
17.284
43.787
10.990
58.589
16.005
42.100
17.285
Nov
Des
Jan
Feb
Mar
Apr
Mei
Juni
Juli
1.094.294
1.085.626
954.990
130.637
8.667
6.173
2.494
39.634
18.614
17.331
2.426
1.262
189.371
110.781
50.441
20.262
7.887
154.402
36.868
984
95.549
21.001
7.342
22.987
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
1.115.943
1.106.845
975.957
130.888
9.098
6.577
2.521
37.729
18.384
16.757
1.656
932
232.163
117.022
94.244
12.378
8.520
155.560
43.239
715
90.842
20.764
7.454
22.795
1.128.419
1.118.930
988.213
130.717
9.489
6.976
2.513
46.406
21.672
21.655
2.293
786
216.858
116.099
77.945
15.333
7.481
159.602
45.275
384
94.076
19.867
7.463
22.914
1.146.866
1.136.637
1.006.063
130.574
10.229
7.690
2.539
45.980
22.309
21.133
1.501
1.037
211.616
115.930
69.387
16.232
10.068
158.456
47.293
289
91.024
19.851
6.832
23.065
1.162.136
1.151.702
1.020.497
131.205
10.434
7.906
2.528
50.503
23.127
22.879
3.176
1.321
196.174
115.616
60.439
11.328
8.791
162.582
48.903
644
93.050
19.985
6.850
23.081
1.184.996
1.174.225
1.039.693
134.532
10.771
8.224
2.547
49.863
22.433
24.803
1.556
1.071
186.812
113.379
53.555
15.629
4.249
158.157
47.448
625
91.009
19.075
6.855
21.715
1.201.513
1.190.263
1.054.734
135.529
11.251
8.670
2.581
39.812
17.684
18.615
1.666
1.847
187.963
117.185
39.820
23.308
7.650
155.747
44.072
1.342
92.698
17.636
6.889
23.485
1.228.622
1.216.555
1.077.701
138.854
12.066
9.394
2.672
53.619
24.181
25.871
2.254
1.313
185.865
118.316
12.058
48.034
7.457
160.674
36.880
9.278
97.118
17.398
6.911
23.666
1.244.825
1.233.648
1.084.711
148.936
11.177
9.430
1.747
43.352
20.860
19.698
1.460
1.333
165.594
118.360
11.181
29.613
6.440
167.502
34.883
11.956
103.570
17.093
6.901
25.031
1.265.615
1.255.994
1.097.740
158.254
9.621
9.621
- r)
51.452
26.177
22.243
1.550
1.482
180.432
124.797
18.464
23.504
13.666
174.956
36.316
12.842
106.916
18.881
7.050
25.194
1.285.385
1.275.573
1.119.774
155.799
9.812
9.812
45.821
23.026
19.473
2.213
1.110
170.978
123.870
19.312
19.333
8.463
186.251
47.270
11.174
108.120
19.688
7.143
25.314
19.695
1.936
1.181
20.560
1.931
496
20.190
1.936
208
20.248
1.950
597
20.621
1.940
353
18.161r)
1.849r)
3.055r)
18.096r)
1.846r)
3.138r)
18.178r)
1.856r)
1.681r)
20.274
1.928
1.283
20.320
1.975
1.371
21.450
1.898
1.683
22.232
2.133
828
22.097
2.092
1.125
1.513
75.599
1.464
76.466
1.478
85.480
1.430
87.650
1.442
84.452
1.420
84.892
1.335
91.152
1.307
80.290
1.330
85.634
1.638
87.526
2.400
62.755
4.165
83.805
4.484
86.745
3.670
73.846
1.266.392
1.096.356
179.175
407.184
509.997
170.035
63.515
25.850
80.671
106
32.578
9.876
10.895
2.703
8.192
859
22.486
1.280.972
1.106.516
176.931
415.527
514.057
174.456
62.934
26.064
85.458
102
41.238
9.644
10.745
2.970
7.775
680
24.419
1.291.125
1.114.501
183.108
416.720
514.672
176.624
62.399
26.469
87.756
102
33.173
14.638
9.510
2.932
6.577
607
24.798
1.310.431
1.126.646
182.855
424.624
519.167
183.786
67.854
26.646
89.286
101
36.873
14.937
10.334
2.908
7.426
595
24.824
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.362.861
1.177.064
195.227
438.518
543.319
185.797
65.803
31.855
88.139
91
37.385
16.709
11.236
2.945
8.291
709
24.964
1.366.764
1.173.470
192.784
437.191
543.495
193.295
70.235
32.353
90.707
128
36.882
19.699
10.336
2.795
7.541
668
24.096
1.376.721
1.185.234
200.676
434.565
549.993
191.487
64.909
32.663
93.915
77
43.848
20.349
10.093
2.762
7.331
640
26.396
1.371.061
1.175.406
196.075
435.543
543.789
195.655
69.735
33.273
92.647
77
46.262
19.252
9.692
2.465
7.228
582
24.909
1.401.000
1.200.564
197.510
433.915
569.138
200.437
71.491
32.997
95.949
77
41.489
18.756
9.852
2.127
7.725
698
24.881
1.388.005
1.191.448
199.243
434.133
558.072
196.557
68.255
33.476
94.826
5
47.827
19.260
11.685
2.732
8.953
976
26.121
1.417.093
1.210.439
209.168
445.772
555.499
206.664
72.990
33.422
100.252
4
38.644
19.744
13.957
3.489
10.468
1.890
25.378
1.444.523
1.223.102
200.634
449.313
573.155
221.421
75.285
34.929
111.207
4
31.676
19.256
14.718
2.846
11.872
3.443
24.530
1.467.392
1.228.404
198.474
451.573
578.357
238.989
85.796
37.677
115.516
4
37.564
19.784
18.181
3.556
14.625
4.176
28.338
1.473.669
1.240.216
196.336
447.733
596.146
233.453
83.035
37.092
113.326
4
31.141
19.076
16.049
3.501
12.548
3.165
29.238
1.592
1.627
1.681
1.727
1.179
1.145
1.112
1.119
1.215
1.292
1.287
1.199
1.275
1.377
1.414
1.384
43.908
10.994
58.581
18.482
42.640
17.990
43.934
11.000
58.492
20.697
42.994
17.995
44.052
11.006
58.363
23.394
43.187
18.000
44.052
11.006
58.359
26.066
43.264
17.903
43.878
10.990
58.261
28.635
43.661
17.906
44.383
10.636
57.402
31.687
46.335
20.893
44.884
10.988
89.566
2.635
45.731
19.901
44.896
10.988
89.429
4.865
47.588
19.899
45.420
11.020
88.583
7.486
47.166
19.306
45.542
11.554
87.928
10.025
47.457
19.796
45.873
11.488
80.688
14.267
47.609
19.805
47.992
13.718
79.065
16.345
46.069
19.805
48.481
13.736
79.038
19.273
47.264
19.836
47.025
13.444
76.637
23.989
46.655
19.900
48.943
13.736
79.067
25.348
46.689
19.952
49.128
13.736
79.067
28.376
48.138
20.501

Sep
Items
Okt
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
1)
2)
Ags
2)
r) Revised figures
Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)

2012
Keterangan
Mei
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2)
2013
Jun
Jul
Ags
Sep
Okt
75.516
74.836
74.836
680
680
1.315
112
575
357
272
17.394
7.397
4.524
4.131
1.341
10.543
3.543
4.833
2.167
147
1.321
78.480
77.753
77.753
728
728
2.476
120
1.365
707
283
18.796
7.239
4.252
5.868
1.438
9.988
3.470
4.558
1.960
140
1.335
80.773
80.016
80.016
757
757
1.924
116
873
658
277
17.763
7.327
5.560
3.700
1.176
10.006
3.587
4.537
1.883
142
1.362
82.440
81.651
81.651
789
789
1.796
107
560
835
295
18.184
7.612
3.837
5.278
1.457
9.938
3.257
4.808
1.873
136
1.433
84.662
83.848
83.848
813
813
2.271
98
850
1.015
308
19.519
7.686
6.121
4.239
1.474
9.606
2.879
4.992
1.735
140
1.485
86.132
85.317
85.317
815
815
1.972
121
745
825
282
19.169
7.808
7.160
2.552
1.649
9.715
2.930
5.184
1.601
144
1.541
1.296
13
12
1.499
1.311
9
15
968
1.341
7
14
573
1.410
7
16
2.731
1.465
4
17
3.631
87.139
87.139
3.537
11.253
72.350
2.920
3.635
856
856
59
90.365
90.365
3.645
12.403
74.317
3.589
4.129
904
904
59
90.811
90.811
3.551
11.889
75.370
3.093
4.129
895
895
59
93.116
93.116
3.524
12.103
77.489
3.209
5.380
894
894
59
96.178
96.178
3.757
12.270
80.152
4.074
5.374
980
980
-
1.508
4
29
3.162
97.191
97.191
3.998
12.397
80.796
3.745
5.025
977
977
-
7.214
289
4.345
1.076
2.348
-
7.231
250
4.384
1.283
2.409
-
7.260
257
4.335
1.524
2.602
14
7.260
257
4.335
1.751
2.530
14
7.466
257
4.335
2.003
2.544
14
1)
2)
r)
Nov
Des
Jan
Feb
Mar
Apr
Mei
Juni
87.840
86.978
86.978
862
862
2.008
140
890
685
292
19.767
7.952
7.573
2.721
1.520
9.827
3.162
5.104
1.561
153
1.576
90.341
89.451
89.451
890
890
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
5.047
1.521
155
1.557
91.010
90.127
90.127
882
882
1.933
106
855
690
282
22.715
8.446
9.282
2.831
2.156
10.573
3.511
5.578
1.484
155
1.556
92.229
91.353
91.353
876
876
1.702
112
667
633
290
20.900
8.385
8.199
2.836
1.479
11.331
3.854
5.802
1.675
156
1.570
94.972
94.056
94.056
916
916
2.679
170
1.233
965
311
25.081
8.571
9.405
4.415
2.690
11.072
3.836
5.703
1.533
152
1.565
96.088
95.191
95.191
897
897
2.441
155
907
1.081
298
24.852
9.005
9.546
3.756
2.546
11.198
3.923
5.740
1.535
152
1.601
98.761
97.791
97.791
970
970
1.977
126
659
880
313
25.825
8.961
8.995
5.708
2.161
10.686
3.877
119r)
5.270
1.421
143
1.599
119r)
5.086
1.379
157
1.550
1.553
4
19
3.357
1.499
5
53
1.930
1.536
4
15
1.895
1.532
5
34
1.336
1.466
5
94
1.159
1.581
5
15
425
1.577
5
17
598
99.472
99.472
4.076
12.644
82.752
3.890
5.026
953
953
-
104.346
104.346
5.074
12.794
86.478
5.091
5.027
1.051
1.051
-
104.191
104.191
4.513
13.533
86.145
0
3.882
5.027
1.047
1.047
-
103.612
103.612
4.319
13.592
85.701
3.645
5.028
1.094
1.094
-
108.484
108.484
4.579
13.625
90.281
4.403
5.776
2.112
2.112
-
108.497
108.497
4.797
13.948
89.752
4.469
5.776
2.110
2.110
-
7.466
257
4.335
2.247
2.536
14
7.605
257
4.335
2.479
2.471
14
7.806
257
4.335
2.790
2.406
14
7.821
264
7.066
276
2.373
14
7.815
266
7.015
538
2.506
14
7.841
266
6.995
788
2.419
14
Items
Juli
Ags
Sep
Okt
103.890
102.789
102.789
1.102
1.102
2.265
166
1.156
620
323
22.316
9.121
1.634
9.446
2.114
10.357
3.794
119
5.077
1.367
159
1.596
103.346
102.226
102.226
1.120
1.120
1.121
98
201
483
340
21.289
9.147
212
9.860
2.070
10.737
4.290
153
5.047
1.247
161
1.617
105.764
104.646
104.646
1.119
1.119
1.561
165
562
508
326
20.991
8.844
212
9.786
2.149
11.045
4.626
33
4.840
1.545
163
1.615
105.534
104.423
104.423
1.111
1.111
1.410
85
402
559
365
18.942
9.127
157
7.481
2.176
12.977
6.808
34
4.590
1.546
163
1.644
1.528
4
19
1.506
1.573
4
18
1.631
1.599
4
14
2.969
1.595
3
17
4.202
1.624
3
17
4.007
110.976
110.976
5.055
14.592
91.329
4.607
5.062
2.110
2.110
-
113.379
113.379
5.057
14.386
93.936
4.639
5.562
2.165
2.165
-
112.274
112.263
5.014
14.611
92.638
4.470
6.354
1.943
1.943
6
111.550
111.550
4.799
14.292
92.459
4.185
6.355
1.937
1.937
-
113.761
113.761
5.019
14.255
94.487
5.571
5.761
1.932
1.932
-
112.814
112.814
5.406
14.585
92.823
5.331
5.762
1.927
1.927
102
8.005
266
6.942
1.068
2.297
14
8.221
273
6.931
1.359
2.790
14
8.804
298
6.895
1.637
2.558
14
8.853
298
6.835
1.929
2.527
14
8.548
299
6.805
2.198
2.435
14
8.563
300
6.804
2.488
2.540
608
8.779
300
6.804
2.727
2.431
608
102.306
101.253
101.253
1.053
1.053
2.110
150
891
764
306
25.204
8.973
5.349
8.372
2.511
10.640
4.058
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)

Keterangan
2012
Mei
Jun
Jul
Ags
2013
Sep
Peyaluran Dana
192.413
198.908
202.847
205.239
209.043
192.197
198.634
202.561
204.939
208.726
Rupiah
190.961
197.281
201.196
203.595
207.422
Valas
1.236
1.353
1.365
1.344
1.304
- Kepada Bank Lain
216
274
286
299
316
Rupiah
216
274
286
299
316
Valas
48.087
52.518
43.958
40.512
54.497
- Giro
1.769
1.816
1.803
1.222
1.577
11.366
17.162
13.351
11.617
19.222
34.383
33.029
28.266
27.137
33.143
- Lainnya
569
511
538
536
556
66.037
62.002
66.003
51.667
63.943
- Giro
28.023
29.339
29.037
26.557
28.385
12.878
5.521
18.474
5.250
15.729
- Fasbi
21.737
24.929
13.888
18.882
17.067
- Lainnya
3.398
2.213
4.605
978
2.761
d. Surat Berharga
20.545
22.609
20.588
23.050
22.492
9.309
10.120
9.208
9.963
8.518
- Obligasi
9.844
10.852
9.629
11.361
12.128
- Lainnya
1.392
1.637
1.751
1.726
1.845
e. Penyertaan
579
579
680
680
688
3.408
3.506
3.654
3.670
3.796
3.520
3.491
3.656
3.677
3.801
- Surat Berharga
13
13
14
13
14
- Lainnya
(125)
2
(16)
(20)
(19)
2
1
0
10
h. Tagihan Lainnya
12.610
13.409
12.017
15.351
25.789
Sumber Dana
300.782
310.028
307.036
297.228
328.861
Rupiah
299.483
309.026
306.131
296.268
327.989
Giro
119.931
128.356
121.124
114.856
145.488
Tabungan
59.771
60.967
64.088
63.027
62.452
Simpanan Berjangka
119.781
119.703
120.919
118.384
120.048
Valas
1.299
1.002
906
960
872
Giro
243
248
189
210
202
Tabungan
19
20
19
23
29
Simpanan Berjangka
1.036
735
697
727
641
8
7
6
6
6
6.374
6.268
5.713
5.456
11.760
8.020
8.069
7.687
7.938
7.643
1.879
1.833
1.824
1.821
1.810
Rupiah
1.879
1.833
1.824
1.821
1.810
Valas
2
0
0
10
160
154
101
107
193
kembali/repo)
h. Setoran Jaminan
241
233
234
245
247
a. Modal Disetor
17.564
18.037
18.785
18.839
18.943
b. Cadangan
7.891
8.238
8.396
8.432
8.477
2.704
1.109
468
401
319
d. L/R Tahun berjalan sesudah pajak 2)
3.769
4.557
5.338
6.027
6.881
1.670
1.370
1.996
2.027
2.076
f. Modal Pinjaman
1.103
1.328
1.328
1.328
1.328
1)
2)
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sep
Okt
213.376
213.024
211.734
1.291
352
352
44.473
1.855
13.585
28.511
521
65.038
30.795
17.263
13.736
3.243
21.763
7.648
12.136
1.979
688
3.997
217.071
216.726
215.416
1.311
345
345
42.809
1.578
12.138
28.540
553
65.875
28.213
16.514
18.349
2.799
21.777
8.342
11.156
2.279
688
4.048
219.207
218.851
217.563
1.287
357
357
40.194
1.809
15.142
22.894
349
48.455
27.642
9.368
10.033
1.413
18.640
6.618
49
9.590
2.383
688
3.653
218.629
218.300
217.009
1.291
329
329
39.079
1.531
13.520
23.681
348
44.383
23.648
9.944
9.791
1.001
20.356
7.227
10.844
2.284
688
4.102
223.426
222.991
221.715
1.276
435
435
48.482
2.081
14.548
31.469
383
45.678
23.712
10.100
11.088
778
19.978
5.666
11.866
2.446
688
4.302
227.710
227.278
226.118
1.159
433
433
57.815
2.590
17.859
36.870
496
46.644
25.177
12.197
9.027
243
21.771
6.463
12.990
2.318
688
4.141
233.721
233.279
232.127
1.152
442
442
58.885
2.943
16.079
39.431
432
57.429
29.367
11.775
15.283r)
1.004r)
21.200
5.357
13.341
2.503
687
4.413
238.792
238.337
237.413
925
454
454
54.133
2.903
16.325
34.466
439
52.862
28.763
9.921
13.429
749
22.948
5.551
14.641
2.756
687
4.514
245.336
244.815
243.992
824
521
521
55.377
3.111
15.703
36.142
421
51.412
29.507
6.490
14.719
695
23.062
4.981
14.862
3.218
687
4.620
250.414
249.821
248.987
834
593
593
48.185
3.350
15.193
29.151
492
43.187
27.669
2.371
12.657
490
25.238
5.355
197
16.723
2.963
687
4.829
252.389
251.775
250.900
875
614
614
43.366
2.701
10.575
29.784
306
43.323
26.786
1.815
14.559
162
25.828
4.697
97
17.701
3.333
687
5.046
257.831
257.175
256.246
929
656
656
54.195
2.458
14.646
35.341
1.750 r)
49.550
27.568
100
20.693
1.189
27.878
6.036
98
18.090
3.654
687
5.130
261.649
260.985
260.098
887
664
664
46.016
2.386
12.750
29.882
998
41.786
28.751
200
12.072
763
33.188
11.193
98
18.015
3.882
688
5.601
4.000
14
(17)
0
22.813
4.061
12
(25)
0
18.792
3.667
8
(22)
17.366
4.155
9
(63)
2
13.593
4.351
8
(58)
1
13.989
4.144
7
(10)
0
16.051
4.381
6
26
0
17.887
4.295r)
5
214r)
1
15.992
4.606
5
9
17.228
4.743
5
82
0
6.651
5.036
5
5
2
6.549
5.117
5
8
14.948
5.577
5
19
3
10.276
321.401
320.328
127.729
66.712
125.887
1.073
233
28
813
6
9.946
8.169
1.809
1.809
0
262
317.976
317.010
128.634
66.912
121.464
967
210
29
728
6
10.320
7.890
1.806
1.806
0
257
278.535
277.555
112.715
79.938
84.903
980
238
30
711
5
19.869
7.517
1.819
1.819
2.101
284.938
284.066
114.567
72.484
97.014
872
298
29
545
5
12.236
7.118
1.815
1.815
1
561
299.648
298.490
127.457
68.671
102.362
1.158
509
29
621
4
12.068
7.093
1.808
1.808
0
176
312.209
310.871
135.448
65.764
109.659
1.338
478
33
827
4
14.081
6.669
1.795
1.795
0
336.447
334.893
147.647
68.102
119.144
1.554
764
32
759
4
10.814
6.699
1.797
1.797
0
332.720
331.114
140.754
67.461
122.900
1.606
626
30
950
4
12.600
6.670
1.847
1.847
0
2.928r)
2.100r)
1.045r)
338.089
336.591
148.919
67.176
120.497
1.498
659
34
805
4
13.842
6.670
1.856
1.856
1.254
325.888
324.287
130.180
72.844
121.263
1.601
560
32
1.009
4
11.277
6.671
1.851
1.851
5
809
322.124
320.771
128.357
71.866
120.548
1.353
514
33
807
4
10.106
6.672
1.854
1.854
9
1.125
349.517
348.324
154.427
71.536
122.361
1.193
549
44
600
4
14.331
6.653
1.898
1.898
750
336.800
335.514
134.732
76.567
124.214
1.286
545
42
700
4
13.441
6.654
1.888
1.888
0
715
255
262
479
330
274
232
226
232
233
19.510
8.491
319
7.631
1.999
1.328
19.529
8.498
348
8.489
2.355
1.328
19.920
8.356
344
8.946
2.729
1.328
20.336
8.162
10.074
1.120
2.349
1.328
20.462
8.158
9.833
1.932
2.449
1.328
20.462
8.867
6.584
3.012
2.480
1.003
21.068
9.285
4.397
3.891
2.719
1.003
21.191
9.775
3.269
4.803
2.620
1.003
21.462
10.214
1.827
5.876
2.144
1.003
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
21.691
21.818
21.904
21.954
a. Paid In Capital
10.486
10.486
10.483
10.357
b. Reserves
582
582
582
572
6.430
7.375
8.353
9.063
1.711
1.490
1.542
1.743
1.004
1.004
1.004
1.004
f. Loan Capital
1)
r) Revised figures
241
2)
Items
251
264
275
Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)

2012
Keterangan
Mei
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran
Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2)
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Juli
174.380
174.365
85.903
88.462
16
16
12.294
5.640
6.273
318
63
24.320
15.657
2.466
5.761
436
18.730
6.354
678
8.642
3.056
94
2.436
180.398
180.383
86.632
93.751
14
14
17.666
6.145
11.185
328
8
21.145
16.198
344
3.808
795
16.985
6.379
665
6.836
3.106
94
2.590
r)
Okt
187.783
187.733
87.797
99.936
50
50
15.034
6.909
7.765
350
10
25.886
17.369
458
7.052
1.007
15.455
5.467
548
5.980
3.460
94
2.743
191.597
191.521
88.968
102.552
76
76
18.833
5.396
12.744
486
10***)
26.781
17.838
146
6.962
1.835
16.456
6.260
431
6.120
3.646
94
2.612
187.544
187.471
90.397
97.074
74
74
16.664
5.446
10.860
354
10***)
23.557
17.280
97
5.088
1.091
17.127
6.881
567
5.815
3.864
94
2.612
143.784
143.778
72.653
71.125
6
6
11.263
5.080
5.919
255
8
17.850
13.415
1.944
2.171
320
17.822
6.074
72
8.250
3.427
81
2.366
147.631
147.628
75.820
71.809
3
3
10.893
5.729
4.894
257
13
19.152
13.783
1.960
3.035
373
17.721
5.547
337
8.476
3.361
81
2.470
147.377
147.374
75.641
71.733
3
3
12.382
6.222
5.849
308
3
20.647
13.964
2.810
3.493
381
16.020
4.200
207
8.141
3.472
81
2.571
148.734
148.729
76.527
72.202
4
4
11.823
5.147
6.411
259
5
20.980
13.798
3.242
3.326
614
17.120
4.633
340
8.940
3.207
81
2.564
148.273
148.269
76.724
71.545
4
4
13.247
5.491
7.489
259
7
23.477
14.432
4.353
4.074
619
15.558
4.828
128
7.380
3.223
81
2.593
153.299
153.295
77.872
75.424
4
4
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
154.641
154.633
78.301
76.333
7
7
11.521
5.783
5.453
262
23
23.454
14.310
5.085
3.062
998
15.731
4.339
54
8.068
3.270
94
2.538
155.620
155.612
79.016
76.596
8
8
14.594
7.235
7.036
261
61
21.104
14.551
3.839
2.005
709
15.654
4.579
82
7.544
3.449
94
2.483
158.798
158.786
79.436
79.350
12
12
15.944
8.234
7.386
262
61
23.043
16.574
2.517
2.486
1.466
18.824
5.482
1.831
8.153
3.358
94
2.517
165.174
165.160
81.523
83.637
14
14
13.373
6.402
6.630
263
79
26.390
15.069
3.656
2.179
3
139
1.557
9.301
2.234
3
129
1.506
8.084
2.236
3
126
1.494
8.149
2.358
5
107
1.521
6.784
2.452
2
117
1.558
7.364
2.443
2
119
1.516
7.011
2.449
4
139
1.428
7.868
2.421
3
146
1.516
8.077
2.389
4
145
1.522
7.956
2.356
4
123
1.460
9.062
2.402
5
110
1.537
8.752
2.291
5
98
1.583
8.915
2.326
5
108
1.805
8.160
2.296
4
136
2.020
7.617
2.437
5
148
3.000
7.210
2.566
5
172
4.691
8.068
2.411
8
193
5.624
8.125
2.427
2
183
4.503
8.650
129.341
69.078
11.673
8.153
49.252
60.263
19.142
10.660
30.460
63
9.163
795
20.906
351
20.555
1.385
6.400
123.685
63.993
11.357
8.110
44.525
59.692
20.608
10.736
28.349
159
12.727
796
20.425
551
19.874
1.144
5.873
125.177
65.659
11.915
8.503
45.241
59.518
20.633
10.750
28.135
49
12.300
1.095
22.620
551
22.069
1.099
6.287
129.582
67.095
11.817
8.580
46.697
62.488
21.391
11.071
30.026
173
12.114
1.095
22.408
451
21.957
1.160
5.285
131.384
67.204
11.476
8.814
46.914
64.180
20.248
10.294
33.638
0
9.175
1.095
24.215
351
23.864
1.157
5.620
131.865
68.013
10.862
8.459
48.692
63.853
19.783
10.523
33.546
49
11.634
1.096
22.999
351
22.648
1.118
5.330
134.510
69.684
10.751
8.844
50.089
64.827
20.581
10.825
33.420
623
9.643
1.096
23.115
352
22.763
1.045
5.474
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
133.366
69.887
11.881
8.960
49.045
63.479
21.823
11.484
30.172
48
11.065
946
26.697
252
26.445
1.150
6.092
135.468
69.594
11.738
9.367
48.488
65.875
23.303
11.764
30.808
197
10.427
947
26.533
251
26.281
1.080
5.777
141.991
73.972
13.181
9.260
51.531
68.019
23.478
11.910
32.631
163
9.178
947
27.888
847
27.041
1.090
5.940
143.223
76.441
14.095
9.369
52.977
66.782
22.522
11.147
33.112
63
11.238
947
28.077
849
27.227
1.092
5.399
146.002
80.294
13.524
8.796
57.974
65.708
20.358
11.555
33.795
193
12.349
947
29.194
852
28.342
1.392
5.193
144.756
77.894
13.454
8.467
55.973
66.862
20.004
12.213
34.645
178
13.702
948
31.345
847
30.499
1.624
5.903
147.917
77.481
13.904
8.720
54.857
70.436
20.332
12.378
37.726
0
9.764
948
35.175
1.340
33.835
2.486
6.397
150.472
74.525
12.710
9.157
52.658
75.947
21.623
12.297
42.027
12.590
948
38.111
1.346
36.765
3.999
6.495
157.716
79.801
13.528
13.249
53.025
77.915
21.632
13.031
43.251
11.827
949
40.608
1.342
39.267
4.910
6.711
148.771
73.665
13.598
9.826
50.240
75.106
21.690
12.555
40.862
12.152
949
39.545
1.338
38.207
3.853
6.635
56
44
79
185
32
39
87
99
167
174
207
148
116
129
14.640
1.451
12.046
1.477
264
1.833
14.640
1.685
11.723
1.770
265
1.832
14.640
1.687
11.657
2.064
266
1.842
14.640
1.683
11.657
2.281
246
1.859
14.640
1.684
11.657
2.458
262
1.866
14.640
1.698
11.642
2.752
268
1.873
14.814
1.713
11.741
3.167
324
1.859
14.814
1.714
11.736
3.448
333
1.867
14.814
1.715
15.195
633
321
1.879
14.814
1.715
15.176
1.044
2.314
1.872
16.418
1.715
15.172
1.302
2.644
1.883
18.364
1.723
15.149
1.521
711
2.467
18.464
1.722
15.151
1.870
697
1.886
18.464
2.405
14.330
2.119
630
2.506

***) Angka-angka sangat-sangat sementara
Sep
140.788
140.784
69.703
71.081
5
5
8.733
4.630
3.673
364
66
18.210
13.746
1.735
2.309
420
19.253
6.882
785
8.484
3.102
81
2.366
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
18.464
18.464
18.464
18.861
a. Paid In Capital
2.437
2.437
2.437
2.437
b. Reserves
14.298
14.275
14.275
14.275
2.408
2.870
3.408
3.931
1.414
1.402
2.606
2.249
2.595
2.757
2.924
2.846
f. Loan Capital
1)
***)
Estimated
figures
r) Revised
figures
163
1)
2)
Ags
136.400
136.393
65.825
70.568
7
7
11.517
4.629
6.462
422
4
20.989
13.491
2.401
4.612
484
19.021
7.686
375
7.875
3.085
81
2.321
5.691r)
1.974
15.618
5.877
91
6.322
3.328
94
2.393
168.744
168.730
83.299
85.431
14
14
12.437
5.610
6.493
264
69
24.041
15.586
4.460
2.487
1.508
20.899
7.263
1.688
8.637
3.311
94
2.439
Juni
121
99
131
Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)

2012
Keterangan
Mei
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2)
Jun
Jul
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sep
Okt
160.130
153.764
58.370
95.394
6.366
524
5.841
18.269
1.914
16.087
188
81
32.054
16.703
8.363
6.512
476
50.773
19.153
1.144
18.900
11.576
18
4.217
160.667
154.916
57.722
97.194
5.751
523
5.227
20.603
3.239
17.095
188
81
28.560
16.604
8.239
3.192
526
48.805
15.238
1.160
20.264
12.144
12
3.800
165.750
160.064
59.863
100.201
5.686
523
5.164
22.598
3.461
18.867
189
81
27.381
16.404
7.832
2.559
587
56.262
13.307
2.481
27.212
13.262
12
3.930
168.857
163.569
63.465
100.104
5.288
122
5.167
21.446
3.395
17.778
191
83
31.021
17.154
7.960
5.045
862
46.904
9.798
1.896
22.251
12.959
12
3.841
172.835
167.774
64.616
103.158
5.061
209
4.852
20.226
4.119
15.833
191
82
31.721
16.653
10.577
3.756
734
39.054
6.974
1.408
19.769
10.902
12
3.745
173.463
169.344
64.579
104.765
4.119
208
3.911
26.128
3.338
22.515
192
82
28.819
16.685
9.726
2.142
266
40.612
7.689
1.141
21.365
10.417
12
3.603
177.715
173.255
65.662
107.593
4.460
207
4.253
17.833
4.306
13.253
192
82
37.429
17.777
10.765
8.385
501
40.600
7.964
439
19.777
12.420
12
3.588
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
177.086
172.738
66.126
106.612
4.348
106
4.242
22.697
3.976
18.638
83
37.301
17.770
11.421
7.510
600
42.014
10.561
883
20.872
9.699
12
3.296
175.667
171.259
67.358
103.901
4.407
405
4.003
26.759
4.115
22.560
85
37.803
18.431
12.335
6.293
744
42.057
12.024
1.031
22.027
6.975
12
3.264
179.993
175.326
67.409
107.917
4.667
404
4.264
25.104
4.373
20.647
83
35.074
18.028
10.455
6.432
159
47.559
12.491
2.135
25.670
7.263
12
3.280
186.122
180.697
67.880
112.817
5.425
404
5.021
18.775
3.566
15.125
83
27.130
17.953
6.871
2.263r)
45
48.254
12.838
1.958
25.299
8.159
12
3.276
188.861
183.270
68.644
114.626
5.592
401
5.191
17.092
2.426
14.583
84
32.045
17.664
4.967
9.353
61
53.724
12.970
4.018
27.963
8.773
12
3.387
187.802
181.482
70.860
110.622
6.320
562
5.757
20.454
3.645
16.724
85
29.268
18.204
4.432
5.872
759
54.393
11.649
4.912
32.564
5.269
12
3.474
199.904
193.661
74.809
118.853
6.243
604
5.639
25.987
2.762
23.224
1
25.627
18.604
1.169
5.843
11
54.538
11.091
6.293
31.220
5.934
12
3.600
210.106
203.521
76.530
126.991
6.585
631
5.954
22.331
2.918
19.410
3
34.980
18.899
200
15.703
179
48.529
10.185
4.590
27.602
6.151
12
3.704
220.044
212.784
78.351
134.433
7.261
690
6.570
25.867
3.843
22.021
3
29.613
19.671
1.158
8.784
- r)
55.013
12.629
4.500
31.077
6.808
12
3.708
213.310
205.968
78.580
127.387
7.343
687
6.656
26.700
5.159
21.540
1
27.453
18.620
1.409
7.393
31
58.953
15.059
5.094
31.796
7.004
12
3.731
3.540
11
666
5.651
16.279
3.212
11
577
4.743
14.415
3.341
11
578
4.494
12.720
3.273
11
557
4.254
11.130
3.181
11
553
4.099
12.645
3.044
11
547
3.987
11.234
3.033
12
543
4.352
12.703
2.766
2
532
4.941
12.452
2.769
2
526
4.955
13.379
2.746
2
516
5.153
12.714
2.767
2
511
5.041
13.241
2.768
2
507
5.309
15.195
2.859
2
526
5.725
15.040
2.957
2
515
5.541
16.321
3.097
2
502
7.895
15.733
3.189
3
512
14.839
15.824
3.185
3
520
15.814
17.009
3.224
2
505
12.284
17.981
155.017
84.844
34.646
9.495
40.703
70.173
44.440
11.577
14.156
168
17.596
1.755
7.628
5.076
147.593
76.490
33.401
8.679
34.410
71.103
42.293
11.785
17.025
21.378
1.755
5.533
4.973
153.088
77.228
32.700
9.005
35.523
75.860
43.813
13.865
18.183
0
27.108
1.755
5.144
5.879
153.673
77.126
31.396
8.543
37.187
76.546
44.061
14.068
18.417
20.605
1.755
5.542
4.980
152.261
75.388
30.844
9.135
35.409
76.873
43.916
13.556
19.402
18.528
5.391
5.147
157.456
78.336
31.554
7.875
38.908
79.120
44.600
13.895
20.625
3
15.342
5.070
4.763
155.666
79.752
34.508
7.891
37.353
75.914
44.002
12.815
19.097
19.496
4.621
4.980
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
5.373
4.463
164.354
83.390
34.183
8.560
40.647
80.964
49.181
12.905
18.878
280
14.023
5.061
5.497
163.527
84.733
35.106
8.803
40.825
78.793
48.355
12.770
17.668
0
19.637
4.906
4.756
162.380
85.348
35.273
8.533
41.542
77.033
46.332
12.668
18.033
22.447
4.994
4.479
161.994
86.274
35.443
8.618
42.213
75.720
47.065
12.777
15.878
15.412
4.854
5.000
165.522
88.389
38.500
8.173
41.716
77.133
49.217
12.704
15.213
714
17.624
5.693
5.038
163.536
86.595
37.764
7.399
41.432
76.940
49.247
12.228
15.464
20.117
6.430
4.479
165.712
84.855
36.961
7.164
40.730
80.858
53.656
12.428
14.774
22.456
9.583
4.998
167.293
85.801
38.795
7.479
39.526
81.492
53.092
12.958
15.443
19.644
16.222
5.469
169.714
83.412
35.793
8.044
39.576
86.301
55.653
13.765
16.882
298
24.885
17.022
5.575
171.416
84.282
36.320
6.902
41.060
87.134
57.980
13.481
15.673
19.626
13.288
5.876
577
456
420
433
551
551
495
511
526
520
593
512
544
501
555
607
615
478
4.289
16.978
2.359
1
-
4.289
16.947
3.092
41
-
4.289
16.473
3.085
58
-
4.289
16.473
3.400
0
-
4.289
16.003
3.946
33
-
4.289
16.003
4.373
48
-
4.289
16.003
4.743
72
-
4.289
14.770
5.137
56
-
4.289
19.887
613
59
-
4.289
19.929
976
8
-
4.289
19.965
1.448
56
-
5.018
19.298
1.478
60
-
5.018
19.298
1.953
(7r))
-
5.018
19.294
2.254
(249)
-
5.018
19.292
2.689
(316)
-
5.018
18.909
3.816
(456)
-
5.018
18.910
4.696
(382)
-
5.018
18.909
5.603
(90)
-
1)
r)
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
2)
Items
2)

r) Revised figures
10
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements

Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
2013
Mei
Jun
222.219
6.456
2.430
14.493
157.104
156.549
555
41.736
106.838
353
1.401
58.691
6.703
10.807
41.182
3.025
1.447
40.856
1.064
115.381
254.854
7.050
2.836
16.455
180.849
180.208
640
47.664
121.855
410
1.668
66.905
7.661
12.309
46.935
3.436
1.665
46.772
1.000
132.999
288.013
7.790
3.191
18.320
205.035
204.314
721
53.677
136.609
461
1.913
74.981
8.586
13.824
52.571
3.848
1.864
52.578
963
151.404
322.428
8.476
3.592
20.288
229.595
228.788
807
60.477
152.651
511
2.164
83.469
9.539
15.410
58.520
4.250
2.051
59.283
924
169.776
355.961
9.133
3.954
22.179
254.011
253.120
891
66.685
167.859
560
2.389
91.760
10.428
16.806
64.527
4.696
2.227
65.344
882
188.102
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
36.547
970
421
1.998
26.704
26.610
94
6.454
17.684
49
264
8.873
1.001
1.641
6.230
453
287
6.227
1.531
18.864
68.697
1.775
756
3.874
50.200
50.021
178
12.093
32.189
97
498
17.045
1.943
3.138
11.964
922
377
11.763
1.485
36.508
104.311
2.498
1.140
5.880
76.142
75.866
276
18.651
48.424
147
776
25.946
2.862
4.730
18.354
1.384
580
18.203
1.387
55.887
139.900
3.234
1.586
7.946
101.743
101.373
370
25.391
64.778
197
1.086
34.797
3.860
6.275
24.662
1.855
775
24.791
1.278
75.122
176.401
3.878
2.066
9.922
128.165
127.693
471
32.371
81.710
246
1.399
44.051
4.926
7.855
31.270
2.324
992
31.537
1.162
94.691
212.911
4.552
2.506
11.937
154.310
153.735
575
39.606
98.747
295
1.743
52.863
5.947
9.360
37.556
2.803
1.181
38.785
1.077
114.164
250.179
5.130
2.933
13.882
182.129
181.438
691
46.104
115.450
347
2.062
62.235
6.975
10.927
44.333
3.315
1.398
45.120
974
134.729
289.066
5.681
3.345
15.981
210.188
209.377
811
53.871
133.190
399
2.403
71.991
7.972
12.557
51.462
3.831
1.594
52.049
923
155.876
328.937
6.375
3.806
18.465
238.517
237.597
920
61.773
152.870
453
2.750
81.795
9.007
14.151
58.637
4.328
1.833
60.816
895
176.066
371.648
6.913
4.400
20.878
269.162
268.134
1.028
70.296
173.435
506
3.134
93.134
10.082
15.829
67.224
4.838
2.022
68.936
865
198.213 B.
67.202
6.488
79.563
7.663
83.244
7.930
92.657
8.257
99.583
8.666
112.791
9.549
125.557
9.929
20.130
420
29.004
759
37.755
1.102
47.267
1.524
57.812
1.697
72.759
2.125
76.480
2.494
91.520
2.639
110.250
2.995
111.344
3.684
16
15
16
18
17
17
16
17
11
12
19
20
21
20
22
27
34
41
21
25
15.261
15.065
17.838
18.739
23.805
22.213
21.547
25.271
23.825
28.092
24.456
31.488
29.183
34.756
32.261
38.537
6.153
3.266
8.938
6.208
11.869
9.518
14.492
12.990
17.900
17.583
25.192
21.274
27.714
25.088
37.086
49.968
44.528
28.340
32.132
36.170
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
26.324
98.664
3.686
23.102
109.102
4.507
25.858
129.902
5.092
28.468
142.930
5.436
32.460
160.022
5.342
34.947
175.623
5.231
39.277
196.445
5.517
44.800
218.409
5.710
10.270
28.685
279
13.078
46.103
328
15.244
62.902
728
18.238
81.991
718
20.607
100.685
1.100
24.138
124.891
2.010
21.148
139.172
2.795
123
123
16
13.492
30.206
1.092
15.228
27.710
1.313
19.698
32.015
1.507
17.104
35.548
1.858
18.843
40.483
1.956
19.285
44.117
2.169
23.463
48.598
2.387
26.045
52.385
2.622
5.353
11.891
239
7.774
15.558
450
10.144
17.932
657
12.088
22.470
967
15.104
26.300
1.218
21.673
31.528
1.466
23.262
29.839
1.629
30.720
33.260
1.874
42.122
38.225
2.106
36.313
42.327
2.332
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
50.169
44.316
9.250
7.124
2.126
46.442
(37)
243
36.355
60.332
55.833
10.669
8.330
2.339
58.172
(44)
231
45.732
71.583
65.042
12.502
9.806
2.696
67.738
(48)
584
52.887
82.978
73.313
14.375
11.193
3.181
76.494
(56)
588
59.721
93.393
84.038
15.770
12.543
3.227
87.265
(54)
584
68.067
104.809
93.736
17.786
13.932
3.854
97.590
(49)
702
76.125
116.352
104.448
19.732
15.395
4.336
108.784
(45)
728
84.862
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
10.923
10.308
2.318
1.667
651
10.959
8
30
8.727
21.994
19.410
3.901
2.981
920
20.330
11
88
16.085
33.442
30.741
5.412
4.354
1.058
31.797
22
71
25.132
45.748
40.398
7.014
5.698
1.316
41.714
28
507
32.647
56.964
51.818
9.004
7.167
1.837
53.655
37
537
42.699
68.214
62.032
11.075
8.744
2.331
64.362
49
592
51.118
81.648
72.037
13.571
10.611
2.960
74.997
61
699
59.395
93.075
85.467
16.154
105.231
95.894
18.931
117.897
108.312 D.
20.696 E.
12.898
3.256
15.143
3.788
16.476 F.
4.220 G.
88.723
71
638
70.738
99.682
83
798
79.149
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C. Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
b. Peningkatan Nilai Wajar dan keuntungan
c. Peningkatan Nilai Wajar dan keuntungan
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
D.
E.
F.
G.
H.
I.
J.
K.
2012
Mei
Jun
Jul
156.634
5.075
1.622
10.410
110.570
110.179
391
28.958
76.579
252
889
42.457
4.745
7.776
29.937
2.242
1.031
28.289
1.418
80.055
189.405
5.757
2.022
12.355
133.603
133.133
471
35.668
91.672
302
1.128
50.453
5.701
9.278
35.474
2.623
1.238
34.818
1.111
104.689
62.924
5.383
Jul
Ags
Sep
Items
Okt
A.
C.
23.413
25.133
26.935
161.929
3.001
190.423
2.739
201.246
2.376
112.532
99
918
89.039
H.
I.
J.
K.
Interest Income and Interest Expenses

1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
11
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
2013
Mei
Jun
Apr
Items
Jul
Ags
Sep
Okt
115.351
1.626
1.271
8.480
98.131
97.905
226
5.841
38.405
429
646
28.684
3.016
6.098
19.570
1.029
1.027
5.724
865
76.946 B.
A.
49.169
1.520
521
4.160
40.688
40.589
99
2.280
18.751
209
152
13.548
1.696
2.844
9.007
614
554
2.257
1.418
30.418
59.081
1.739
624
4.995
48.965
48.847
118
2.759
21.688
249
201
16.037
2.018
3.387
10.631
704
634
2.753
1.111
37.393
68.942
1.966
732
5.922
57.051
56.914
136
3.272
24.957
291
252
18.549
2.361
3.918
12.270
791
741
3.270
1.064
43.985
78.624
2.154
838
6.692
65.302
65.143
159
3.638
28.072
339
298
21.038
2.697
4.454
13.887
882
857
3.658
1.000
50.552
89.255
2.358
940
7.485
74.265
74.087
178
4.208
31.337
381
348
23.477
2.990
4.991
15.496
968
957
4.245
963
57.918
99.489
2.523
1.051
8.196
82.990
82.791
199
4.729
34.666
422
387
26.023
3.272
5.566
17.186
1.050
1.059
4.802
922
64.823
109.634
2.674
1.164
8.986
91.556
91.337
218
5.255
37.921
463
419
28.525
3.526
6.134
18.864
1.133
1.147
5.353
882
71.713
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
12.507
289
177
854
10.636
10.610
27
550
5.163
41
34
2.770
336
598
1.835
84
204
499
1.531
7.344
22.173
484
297
1.679
18.887
18.840
47
826
8.188
83
68
5.374
682
1.180
3.512
165
218
796
1.485
13.985
33.293
619
406
2.540
28.257
28.188
69
1.470
11.768
124
107
8.125
922
1.793
5.409
251
317
1.456
1.387
21.525
44.331
767
535
3.383
37.425
37.334
91
2.221
15.413
166
157
10.867
1.190
2.379
7.298
358
416
2.172
1.278
28.918
55.269
923
669
4.205
46.656
46.544
112
2.816
19.064
208
217
13.696
1.509
2.981
9.205
455
540
2.786
1.162
36.205
66.503
1.049
775
4.991
56.229
56.095
133
3.459
22.613
249
285
16.380
1.801
3.563
11.016
558
625
3.439
1.076
43.890
78.069
1.186
889
5.612
66.340
66.179
161
4.042
26.279
293
353
19.243
2.099
4.160
12.984
678
739
3.999
973
51.790
89.756
1.322
983
6.435
76.395
76.205
189
4.622
30.163
336
449
22.224
2.387
4.813
15.024
801
845
4.585
923
59.593
102.121
1.487
1.101
7.579
86.843
86.634
209
5.110
34.082
382
544
25.293
2.711
5.435
17.147
907
946
5.115
895
68.039
28.245
2.608
25.232
3.463
29.695
4.373
33.173
4.613
37.536
4.736
39.941
4.884
44.773
5.094
50.412
5.149
8.322
90
12.653
170
15.595
269
19.130
369
23.660
382
30.827
557
23.810
558
26.624
564
30.048
697
32.107
928
1.405
5.582
1.778
6.849
2.236
8.375
2.616
9.667
3.117
10.745
2.858
12.083
3.011
13.411
3.734
14.985
536
1.293
583
2.491
1.665
3.778
1.916
5.146
3.473
6.979
6.637
8.417
2.492
9.959
3.479
4.805
5.143
11.364
13.015
14.526
f. Lainnya
18.345
40.503
2.086
12.793
39.937
2.979
14.711
47.238
3.732
16.277
53.427
3.782
18.938
60.110
3.775
20.116
65.257
3.734
23.257
71.953
3.753
26.543
80.785
3.766
6.402
11.474
41
9.409
18.574
52
9.883
23.476
101
11.699
30.252
120
12.826
37.614
188
15.216
47.253
279
10.801
43.453
436
11.217
11.530
11.510
48.899
481
55.398
518
61.483
564
1.467
19.327
385
1.808
14.223
427
1.886
16.755
469
2.113
18.315
647
2.453
20.999
578
2.361
22.122
630
2.439
24.397
672
2.940
26.429
732
478
6.894
81
474
10.228
135
1.338
10.040
204
1.259
12.374
349
2.824
13.880
408
5.877
16.660
463
1.441
12.368
451
1.794
13.466
478
2.671
14.756
547
3.268
15.711
581
g. Lainnya
penghasilan)
17.235
18.160
1.229
149
1.080
19.240
15.215
20.498
22.688
1.387
162
1.225
23.913
19.025
24.396
26.442
1.605
187
1.418
27.860
22.394
28.569
30.299
1.880
202
1.679
31.978
25.565
32.305
35.345
1.722
197
1.524
36.869
29.384
36.411
39.507
2.234
207
2.027
41.534
33.056
40.692
44.533
2.705
236
2.469
47.002
37.348
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823
3.979
4.192
197
47
151
4.343
3.452
7.684
8.065
471
99
373
8.437
6.729
11.793
13.644
567
248
320
13.961
11.096
16.150
17.796
556
150
406
18.202
14.665
20.314
22.252
807
232
575
22.827
18.447
23.975
27.464
1.015
249
766
28.230
22.886
28.756
32.147
1.212
379
833
32.980
26.666
32.680
36.906
41.358
37.319
1.213
42.689
1.342
47.571 D.
1.881 E.
640
573
37.891
30.490
743
599
43.288
34.856
568
1.313
48.884
39.339

D.
E.
F.
G.
H.
I.
J.
K.
2012
C.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
transaction
e. Deviden,
with equity method,
f Others
sale of securities
form sale of credit
transaction
provisions
g. Others
Current Year profit
12
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2012
Mei
Jun
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
94.001
2.606
393
5.512
62.994
62.657
337
22.496
50.253
54
635
26.137
2.241
5.459
18.437
1.429
336
21.662
43.748
107.941
2.847
472
6.285
72.688
72.300
388
25.647
57.458
61
751
29.867
2.572
6.238
21.056
1.621
383
24.775
50.483
121.736
3.107
526
7.043
82.228
81.790
439
28.832
64.498
69
854
33.509
2.891
7.034
23.583
1.817
427
27.822
57.239
136.467
3.394
580
7.846
92.145
91.652
493
32.503
72.227
76
960
37.311
3.222
7.851
26.237
2.014
474
31.391
1
64.240
150.483
3.660
621
8.617
101.827
101.283
544
35.759
79.372
83
1.077
40.937
3.549
8.485
28.903
2.244
518
34.514
0
71.111
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
Feb
Mar
Apr
Mei
Items
Jun
Jul
Ags
Sep
Okt
88.758
2.160
347
4.483
61.147
60.781
366
20.621
46.591
38
835
23.948
2.151
4.636
17.161
1.525
263
19.982
42.167
103.816
2.419
408
5.311
72.177
71.739
439
23.500
54.011
44
968
28.172
2.540
5.409
20.223
1.782
305
22.740
49.805
120.642
2.635
483
6.138
83.537
83.022
515
27.850
62.445
51
1.095
32.669
2.914
6.182
23.572
2.044
352
26.234
58.197
137.237
2.947
547
7.053
94.527
93.938
589
32.162
72.494
57
1.219
37.045
3.282
6.953
26.811
2.306
414
31.453
64.742
155.538
3.140
617
8.022
106.962
106.299
664
36.796
82.637
61
1.338
42.445
3.679
7.769
30.997
2.563
460
35.770
72.901 B.
A.
66.709
2.117
248
3.974
44.011
43.773
238
16.359
36.298
38
403
18.903
1.590
3.899
13.413
1.031
238
15.684
30.411
80.163
2.363
310
4.773
53.364
53.078
286
19.354
43.143
46
514
22.443
1.907
4.659
15.877
1.236
285
18.619
37.021
14.737
442
60
748
9.972
9.917
54
3.515
7.888
6
116
4.094
373
834
2.887
256
42
3.374
6.849
28.667
837
107
1.441
19.571
19.464
107
6.711
15.111
12
230
7.818
699
1.558
5.561
507
83
6.462
0
13.555
43.429
1.202
164
2.200
29.816
29.646
170
10.048
22.806
19
365
11.859
1.051
2.342
8.467
772
131
9.661
20.622
58.301
1.554
218
2.968
40.121
39.888
232
13.441
30.524
25
520
15.814
1.413
3.112
11.289
1.023
178
12.963
27.777
73.385
1.820
279
3.726
50.914
50.615
298
16.646
38.140
31
673
19.998
1.780
3.896
14.322
1.275
219
15.944
35.244
C.
14.594
987
18.446
1.052
25.572
1.245
23.039
1.280
25.462
1.374
28.041
1.492
30.281
1.686
33.347
1.834
5.606
184
6.427
319
9.351
541
12.227
647
15.824
755
18.970
752
23.103
785
10
19
20
21
20
22
27
34
41
21
25
2.351
5.797
2.650
7.532
7.974
8.750
3.721
9.763
4.158
10.785
4.525
12.058
4.836
13.187
4.710
14.598
958
1.260
1.301
2.276
1.620
3.537
2.214
4.856
2.775
6.807
3.557
8.304
5.097
9.809
7.760
12.607
10.308
10.988
12.411
13.938
f. Lainnya
5.012
29.755
328
6.682
35.872
292
7.595
46.452
288
8.265
47.832
370
9.139
53.627
366
9.956
59.782
353
10.563
65.655
346
12.195
71.838
426
3.186
9.155
78
2.510
13.775
97
3.632
20.427
275
4.490
27.285
204
5.464
33.693
381
6.329
40.844
503
7.378
49.192
568
8.883
9.959
11.264
57.930
699
70.093
589
74.568
510
16
2.005
6.849
257
2.153
8.776
312
6.836
10.231
369
2.519
11.499
430
2.857
12.918
485
3.070
14.581
547
3.239
15.914
603
2.993
17.278
686
649
3.956
62
873
3.755
121
1.144
5.346
187
1.647
6.825
246
2.127
8.158
324
2.710
9.860
427
4.081
11.671
487
6.407
13.203
597
10.946
16.219
622
8.351
18.466
686
g. Lainnya
penghasilan)
20.300
15.250
6.743
6.368
375
15.625
12.459
24.329
19.595
7.801
7.389
412
20.007
16.005
28.723
22.867
9.106
8.652
454
23.322
18.482
33.008
25.690
10.496
9.978
518
26.207
20.697
36.994
29.074
11.789
11.183
605
29.680
23.394
41.226
32.499
13.055
12.462
593
33.092
26.066
45.549
35.736
14.371
13.735
636
36.372
28.635
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687
4.410
3.301
1.517
1.432
85
3.386
2.635
8.929
6.208
2.698
2.662
36
6.244
4.865
13.475
9.547
3.944
3.802
142
9.688
7.486
18.362
12.720
5.371
5.160
211
12.931
10.025
22.703
17.376
6.813
6.436
377
17.752
14.267
27.344
20.293
8.343
7.828
515
20.808
16.345
32.385
23.715
10.129
9.309
820
24.535
19.273
37.023
41.717
46.555
28.749
12.086
30.593
13.963
34.929 D.
15.221 E.
10.887
1.199
12.518
1.445
14.132 F.
1.089 G.
29.948
23.989
32.038
25.348
36.018
28.376
28.482
811
35.943
945
36.595
1.060
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
transaction
e. Deviden,
with equity method,
f Others
sale of securities
form sale of credit
transaction
provisions
g. Others
Current Year profit
13
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
10.803
250
35
247
5.864
5.837
28
4.407
7.072
0
55
2.497
60
154
2.283
169
36
4.315
0
3.731
12.913
285
42
294
7.111
7.077
35
5.180
8.334
0
67
2.954
73
185
2.697
200
43
5.070
0
4.579
15.238
324
51
340
8.430
8.388
42
6.094
9.772
81
3.441
85
217
3.139
236
50
5.963
5.467
17.525
361
61
385
9.750
9.700
50
6.968
11.184
0
95
3.935
96
250
3.589
279
58
6.817
0
6.342
19.804
401
69
430
11.080
11.023
57
7.824
12.582
0
110
4.437
107
284
4.045
323
64
7.648
0
7.222
22.254
443
78
477
12.448
12.383
65
8.808
14.132
0
127
4.962
119
322
4.521
364
72
8.607
0
8.122
24.697
486
87
522
13.837
13.764
73
9.765
15.650
0
143
5.482
130
355
4.997
407
80
9.538
0
9.047
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
2.525
62
9
47
1.409
1.400
9
999
1.636
18
587
15
36
536
41
7
983
0
889
4.887
110
16
95
2.775
2.758
17
1.891
3.091
0
34
1.098
27
69
1.001
82
14
1.863
0
1.796
7.442
167
26
146
4.248
4.222
26
2.855
4.699
0
52
1.680
41
106
1.533
128
24
2.815
0
2.743
10.036
233
36
197
5.703
5.668
35
3.868
6.354
0
69
2.254
53
141
2.060
174
38
3.819
0
3.682
12.794
296
47
245
7.185
7.140
44
5.021
8.165
0
86
2.842
70
176
2.596
217
53
4.967
0
4.630
15.409
354
59
293
8.686
8.632
54
6.017
9.807
0
105
3.422
86
211
3.125
257
67
5.955
0
5.602
18.302
412
69
341
10.323
10.258
65
7.158
11.651
0
129
4.060
107
248
3.705
306
81
7.074
0
6.651
20.926
474
73
372
11.797
11.722
75
8.209
13.357
0
147
4.644
118
281
4.245
355
95
8.116
0
7.568
23.727
528
81
423
13.381
13.296
86
9.314
15.166
0
173
5.280
135
316
4.829
404
108
9.201
0
8.561
26.574
580
89
483
14.987
14.891
97
10.436
17.048
0
202
5.971
154
353
5.465
454
121
10.299
0
9.526 B.
518
66
608
73
688
81
749
83
862
89
967
95
1.059
98
1.184
104
105
1
188
7
272
10
384
25
512
51
622
57
739
67
830
73
942
80
1.062
84
C.
169
159
1
192
1
225
1
254
1
281
1
311
2
340
0
24
0
57
0
88
0
114
1
140
1
172
1
208
244
276
315
f. Lainnya
283
2.937
4
375
3.583
10
414
4.252
10
440
4.905
10
517
5.591
12
590
6.291
13
649
7.015
15
738
7.751
14
79
657
1
124
1.323
1
174
2.046
2
245
2.752
3
321
3.466
5
392
4.205
4
463
5.010
5
512
5.678
4
583
6.424
9
660
7.207
12
0
621
1
0
721
1
858
1
0
1.006
2
0
1.152
2
0
1.312
2
0
1.456
3
0
1.503
3
0
146
1
0
278
2
0
444
3
0
544
4
0
646
5
0
781
7
0
914
8
0
1.045
10
1
1.177
12
1
1.314
14
g. Lainnya
penghasilan)
2.310
1.312
45
34
11
1.324
1.076
2.851
1.604
53
40
12
1.616
1.283
3.383
1.903
65
50
16
1.918
1.524
3.886
2.186
74
60
14
2.200
1.751
4.425
2.493
82
66
16
2.509
2.003
4.964
2.797
89
73
16
2.813
2.247
5.541
3.091
100
83
18
3.108
2.479
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
509
336
10
10
0
336
276
1.042
661
18
18
0
661
538
1.597
969
35
27
8
977
788
2.201
1.314
46
39
6
1.321
1.068
2.810
1.676
62
52
10
1.686
1.359
3.413
2.019
75
64
11
2.030
1.637
4.082
2.380
91
78
13
2.393
1.929
4.619
5.226
5.866
2.719
108
3.078
122
3.381 D.
137 E.
95
13
2.733
2.198
110
12
3.090
2.488
126
11
3.392
2.727
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
e. transaction
Deviden, gain from investment in shares
with equity method,
f Others
sale of securities
form sale of credit
e. transaction
Depreciation/Amortizations
provisions
g. Others
Current Year profit
14
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
Jul
Ags
Sep
Okt
45.449
683
1.877
1.342
29.605
29.596
9
11.943
22.592
15
456
9.841
2.509
1.325
6.007
667
83
11.530
0
22.858 B.
A.
18.625
693
561
649
12.122
12.117
5
4.601
9.968
6
108
4.848
1.084
702
3.062
394
38
4.574
0
8.656
22.527
814
722
648
14.631
14.626
6
5.711
12.036
7
121
5.854
1.325
834
3.694
443
81
5.530
0
10.490
26.744
942
885
783
17.349
17.342
7
6.784
14.226
9
137
6.883
1.575
967
4.341
523
89
6.584
12.518
30.828
1.016
1.034
895
20.039
20.032
7
7.844
16.325
10
153
7.850
1.790
1.093
4.967
598
98
7.616
0
14.503
34.778
1.123
1.182
1.017
22.630
22.622
8
8.825
18.330
12
172
8.813
2.031
1.212
5.570
672
119
8.542
0
16.448
39.115
1.251
1.356
1.203
25.337
25.328
9
9.967
20.570
13
203
9.862
2.290
1.339
6.233
744
127
9.620
1
18.545
43.326
1.352
1.511
1.282
28.135
28.125
9
11.047
22.717
14
232
10.861
2.524
1.469
6.868
830
135
10.644
1
20.609
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
4.134
63
133
119
2.838
2.838
1
981
1.903
1
46
850
209
145
497
65
5
936
0
2.231
7.960
123
254
216
5.452
5.451
1
1.915
3.731
2
77
1.660
409
273
978
141
10
1.840
0
4.229
12.322
184
421
339
8.453
8.450
2
2.925
5.772
4
118
2.601
657
402
1.542
210
25
2.814
0
6.550
16.714
274
628
475
11.309
11.306
3
4.029
7.929
5
161
3.595
939
528
2.128
269
30
3.868
0
8.785
21.598
349
830
592
14.292
14.288
4
5.534
10.530
7
206
4.630
1.222
656
2.751
333
35
5.320
0
11.068
26.051
426
1.022
727
17.265
17.260
5
6.612
12.688
8
247
5.631
1.493
780
3.357
404
49
6.348
1
13.364
30.949
485
1.218
870
20.370
20.365
6
8.005
15.182
10
297
6.646
1.741
913
3.991
474
58
7.697
0
15.766
35.630
538
1.400
1.006
23.455
23.448
7
9.231
17.530
12
333
7.675
1.991
1.053
4.630
538
59
8.913
0
18.100
40.429
610
1.618
1.156
26.528
26.520
8
10.517
19.953
14
390
8.710
2.240
1.188
5.282
604
76
10.159
0
20.477
2.829
194
3.424
267
3.305
229
3.595
235
4.017
254
4.510
278
4.998
315
5.652
363
516
6
939
32
1.308
35
1.650
41
1.929
49
2.246
52
2.502
55
2.756
60
3.106
68
3.451
107
16
14
16
18
17
17
16
17
46
378
52
463
61
540
65
628
81
721
85
798
87
880
90
1.000
13
73
20
149
23
228
28
321
32
411
37
489
51
579
74
95
107
644
723
811
2.193
2.625
2.460
2.650
2.945
3.332
3.699
4.180
423
737
1.021
1.256
1.433
1.666
1.815
1.977
2.218
2.423

7.200
230
8.741
256
9.734
169
11.201
207
12.596
199
14.347
200
15.890
208
18.181
215
1.528
9
3.009
14
4.498
33
6.073
35
7.578
69
8.970
51
10.953
74
12.473
93
14.118
102
15.925
110
42
1.964
11
47
2.362
14
53
2.194
17
54
2.321
19
69
2.666
21
71
3.148
23
73
3.465
26
75
3.592
29
10
562
2
16
825
4
18
1.119
6
22
1.423
8
28
1.937
10
30
2.201
12
39
2.531
14
47
2.867
18
62
3.205
18
73
3.675
19
g. Lainnya
penghasilan)
4.952
4.285
380
318
63
4.348
3.769
6.063
5.172
452
393
58
5.231
4.557
7.301
6.089
517
453
64
6.153
5.338
8.600
6.898
594
523
71
6.969
6.027
9.641
7.869
662
588
75
7.944
6.881
10.905
8.708
746
642
104
8.812
7.631
12.118
9.718
817
713
104
9.822
8.489
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
945
1.220
77
63
15
1.235
1.120
2.150
2.159
140
114
26
2.185
1.932
3.322
3.360
227
184
44
3.404
3.012
4.584
4.363
339
258
81
4.444
3.891
5.534
5.419
431
339
92
5.511
4.803
6.676
6.640
532
439
94
6.733
5.876
8.294
7.315
653
530
123
7.438
6.430
9.448
10.731
12.047
8.384
821
9.465
1.007
10.384 D.
1.049 E.
645
176
8.560
7.375
786
221
9.686
8.353
844
204
10.588
9.063

f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2012
C.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
e. transaction
with equity method,
f Others
2.
F.
G.
H.
I.
J.
K.
Non Interest Expense

sale of securities
form sale of credit
e. transaction
provisions
g. Others
Current Year profit
15
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)

Keterangan
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.

1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
5.777
176
109
371
3.953
3.953
0
1.168
2.939
47
1.602
97
109
1.396
33
123
8.078
197
135
447
4.792
4.792
0
2.506
4.610
60
1.909
119
129
1.661
39
145
9.492
219
151
526
5.689
5.689
2.907
5.422
80
2.217
141
151
1.925
46
170
10.958
234
166
599
6.600
6.599
0
3.359
6.254
0
102
2.538
165
169
2.204
55
195
12.309
255
180
662
7.502
7.502
0
3.709
6.971
0
119
2.859
187
188
2.484
64
219
13.822
276
199
730
8.438
8.438
0
4.179
7.831
0
139
3.202
216
209
2.778
73
239
15.382
315
219
800
9.508
9.508
0
4.540
8.658
0
150
3.625
236
231
3.158
82
267
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
1.444
37
13
65
959
959
0
370
758
0
24
339
23
20
296
8
26
2.711
68
29
130
1.811
1.811
0
674
1.407
0
42
650
43
41
565
15
49
4.251
101
41
190
2.751
2.751
0
1.168
2.314
0
60
1.001
65
61
874
23
77
5.741
137
58
260
3.698
3.698
0
1.587
3.134
0
76
1.357
91
81
1.185
31
105
7.328
173
71
330
4.711
4.711
0
2.042
4.013
0
89
1.737
119
102
1.516
38
135
8.875
205
93
409
5.675
5.674
0
2.492
4.895
0
110
2.103
142
120
1.841
46
165
10.514
237
117
485
6.733
6.733
0
2.942
5.788
0
119
2.500
165
140
2.195
53
202
12.213
271
141
551
7.819
7.819
1
3.431
6.751
0
144
2.914
188
164
2.563
61
229
14.008
307
167
621
8.935
8.934
1
3.978
7.808
0
155
3.332
210
185
2.936
69
276
f. Lainnya
1.134
2.839
2.456
3.468
2.908
4.071
3.364
4.704
3.710
5.338
4.177
5.992
4.535
6.725
4.876
7.384
361
686
652
1.304
1.153
1.937
1.566
2.607
2.014
3.315
2.472
3.980
2.913
4.726
3.402
5.462
3.976
6.200
4.558
6.998 B.
3.979
107
5.132
122
5.666
162
6.145
164
6.401
169
6.598
201
6.624
266
7.934
272
1.076
29
1.940
42
3.239
38
3.522
65
3.804
59
5.421
63
7.387
63
7.541
62
9.017
78
9.089
122
2.618
850
3.573
1.007
4.003
1.174
4.195
1.350
4.256
1.511
4.201
1.701
3.930
1.914
4.975
2.112
754
157
1.340
335
2.354
537
2.360
735
2.450
950
3.901
1.150
5.636
1.345
5.542
6.837
6.372
1.522
1.740
2.001
f. Lainnya
283
4.915
60
294
6.260
60
326
7.004
78
436
7.844
80
466
8.460
71
495
8.919
63
514
9.177
54
575
10.853
47
135
1.267
29
223
2.243
23
310
3.798
40
362
4.428
30
345
5.048
60
306
7.015
143
344
9.363
157
416
9.772
171
362
11.470
123
594
11.647
64
2.233
572
143
2.988
707
175
3.157
814
210
3.280
1.095
248
3.256
1.286
280
3.139
1.399
315
2.792
1.523
362
3.821
1.659
382
605
175
35
1.069
224
71
1.968
448
106
1.890
698
136
1.900
818
173
3.133
993
199
4.683
1.232
237
4.368
1.441
275
5.462
1.587
319
4.857
1.718
353
g. Lainnya
penghasilan)
1.907
1.903
233
166
67
1.970
(45)
(45)
1.477
2.331
2.340
277
217
60
2.400
(52)
(52)
1.770
2.746
2.733
332
251
81
2.814
(59)
(59)
2.064
3.141
3.005
383
274
109
3.114
(64)
(64)
2.281
3.567
3.280
449
322
127
3.407
(69)
(69)
2.458
4.002
3.671
470
337
134
3.805
(74)
(74)
2.752
4.447
4.172
476
331
145
4.317
(78)
(78)
3.167
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448
422
494
336
48
288
783
(2)
(2)
633
857
1.001
329
46
284
1.285
(4)
(4)
1.044
1.235
1.378
349
57
292
1.670
(6)
(6)
1.302
1.674
1.702
361
52
309
2.010
(6)
(6)
1.521
2.098
2.070
432
72
360
2.430
(4)
(4)
1.870
2.547
2.385
468
100
368
2.753
(1)
(1)
2.119
3.053
2.751
557
160
397
3.148
2
2
2.408
3.517
3.230
814
3.979
3.746
1.193
4.654
4.440 D.
1.081 E.
307
507
3.738
6
6
2.870
470
723
4.469
10
10
3.408
377
703
5.143
14
14
3.931

D.
E.
F.
G.
H.
I.
J.
K.
15.883
340
201
695
10.081
10.080
2
4.566
8.885
0
175
3.759
235
205
3.318
76
317
C.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
e. transaction
with equity method,
f Others
sale of securities
form sale of credit
e. transaction
provisions
g. Others
Current Year profit
16
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)

Keterangan
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
A.

1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
5.551
319
149
1.008
3.931
3.910
21
144
1.551
124
1.061
217
68
776
0
42
6.644
359
189
1.199
4.739
4.713
26
158
1.862
165
1.256
259
83
914
0
51
7.802
398
219
1.410
5.591
5.559
33
183
2.209
216
1.464
299
95
1.070
60
8.977
439
264
1.598
6.469
6.433
36
208
2.563
269
1.678
341
105
1.232
0
74
10.130
545
295
1.682
7.329
7.290
39
279
2.891
310
1.886
378
115
1.393
5
78
11.279
588
328
1.837
8.237
8.195
42
290
3.225
0
347
2.109
421
123
1.565
5
80
12.439
647
353
1.973
9.148
9.103
45
319
3.542
0
370
2.331
464
131
1.737
0
81
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
1.200
77
29
166
890
887
3
39
336
27
232
44
8
179
0
2
2.300
153
53
313
1.703
1.697
6
77
660
48
446
83
17
346
12
4
3.575
226
82
465
2.617
2.608
9
185
1.065
75
680
126
26
528
0
7
4.778
268
113
664
3.488
3.479
9
246
1.425
103
910
174
34
702
1
8
6.028
316
169
824
4.407
4.395
13
312
1.798
128
1.148
226
43
880
6
10
7.314
359
209
1.034
5.308
5.292
16
404
2.154
162
1.379
274
50
1.055
13
11
8.530
391
233
1.263
6.185
6.165
20
457
2.539
196
1.613
323
57
1.233
21
12
9.899
441
264
1.480
7.186
7.162
24
528
2.943
234
1.865
373
65
1.428
31
13
11.415
497
291
1.633
8.302
8.275
27
692
3.368
270
2.135
429
73
1.633
39
13
f. Lainnya
324
4.000
390
4.782
468
5.593
542
6.414
612
7.239
685
8.054
761
8.897
837
9.790
75
864
151
1.639
303
2.510
403
3.352
506
4.230
589
5.161
696
5.991
800
6.956
911
8.048
25.288
1.070
31.194
1.126
29.040
1.382

f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
Items
Okt
12.852
543
344
1.856
9.395
9.364
31
714
3.869
317
2.435
489
80
1.866
49
14
1.054
8.983 B.
C.
12.760
1.422
14.360
1.511
14.638
1.574
16.543
1.555
18.377
1.635
19.527
1.716
25.056
2.090
27.028
2.206
4.505
108
6.856
189
7.991
210
10.353
376
12.083
401
14.674
645
18.939
967
8.841
2.288
9.786
2.729
9.529
3.181
10.948
3.638
12.211
4.077
12.786
4.566
17.318
5.053
18.751
5.502
3.893
460
5.693
900
6.206
1.351
7.973
1.818
9.169
2.296
11.059
2.742
14.437
3.188
20.230
25.622
22.595
3.579
3.967
4.579
209
13.354
977
333
14.709
911
353
15.223
816
401
17.722
986
454
19.639
919
458
21.027
869
595
26.755
1.143
569
29.002
1.242
45
4.604
121
75
7.180
141
224
8.658
277
186
11.202
325
216
13.287
398
228
16.604
1.030
347
21.201
1.554
408
27.177
1.552
480
32.919
1.399
484
30.416
1.116
123
123
7.744
873
295
8.232
921
384
7.766
1.164
441
9.139
1.311
512
10.208
1.462
589
10.643
1.555
651
14.920
1.843
721
16.216
1.923
790
3.611
157
57
5.342
249
117
5.676
535
151
7.270
606
223
8.225
862
297
9.923
1.033
360
13.017
1.123
430
18.103
1.238
496
22.980
1.281
588
19.763
1.443
678
3.465
3.406
620
89
530
3.936
8
288
2.359
4.261
4.433
699
128
571
5.004
8
283
3.092
5.036
5.007
876
213
663
5.670
11
643
3.085
5.774
5.235
948
157
792
6.026
8
653
3.400
6.462
5.977
1.067
186
880
6.857
16
654
3.946
7.301
6.554
1.191
210
981
7.535
25
776
4.373
8.005
7.198
1.262
297
965
8.163
33
806
4.743
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137
658
766
180
69
111
877
10
32
613
1.331
1.316
244
41
202
1.518
15
93
976
2.019
1.843
289
36
253
2.095
27
77
1.448
2.777
2.504
342
39
303
2.806
33
513
1.478
3.505
3.025
459
36
423
3.448
42
541
1.953
4.258
3.231
641
64
577
3.808
51
594
2.254
5.077
3.729
930
155
774
4.503
59
697
2.689
5.789
6.671
7.416
5.066
1.112
325
787
5.853
65
632
3.816
6.323
1.305
517
788
7.111
73
789
4.696
7.607
1.328
428
900
8.508
85
904
5.603
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
e. transaction
with equity method,
f Others
sale of securities
form sale of credit
e. transaction
provisions
g. Others
Current Year profit
17
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
2012
Mei
2013
Jun
Jul
Ags
Sep
Okt
Nov
269.706
17.204
248.183
272.193
17.106
250.392
250.148
14.543
230.673
227.077
15.462
207.621
252.799
14.709
233.382
314.891
18.584
291.245
296.133
19.614
271.778
4.320
1.117.584
722.058
4.695
1.151.537
747.792
4.932
1.149.860
764.925
3.994
1.124.938
772.049
4.708
1.167.334
778.165
5.061
1.291.502
887.022
4.741
1.261.668
898.232
Des
Jan
Feb
Mar
Apr
Mei
275.380
16.205
254.545
280.745
16.609
258.892
298.740
17.167
274.943
306.146
22.273
278.677
314.638
24.152
284.528
4.630
1.154.122
817.271
5.244
1.199.123
848.828
6.630
1.219.531
859.374
5.196
1.223.486
848.325
5.958
1.239.244
860.045
Indicator
Jun
Jul
Ags
Sep
Okt
336.825
26.642
303.556
350.799
24.822
321.080
362.974
24.156
334.583
369.991
28.045
336.603
350.306
27.757
317.049
369.354 Commited Claims

27.773 - Unused borrowing
336.281 - Outstanding spot and derivatives
6.627
1.222.703
831.029
4.897
1.262.744
862.142
4.235
1.319.089
895.741
5.343
1.358.317
924.868
5.500
1.399.392
967.540
(purchased)
5.301 - Others
1.417.605 Commited Liabilities
979.666 - Undisbursed loan facilities
276.580
445.478
5.294
277.848
469.944
4.552
291.208
473.717
4.027
305.335
466.714
4.348
307.027
471.138
5.096
284.623
602.399
5.263
274.981
623.250
5.540
265.664
551.608
5.911
279.925
568.903
5.982
272.805
586.569
7.269
276.417
571.908
7.092
280.426
579.619
10.972r)
286.104
544.924
7.184
279.906
582.236
10.067
288.449
607.291
11.174
295.450
629.418
11.534
292.558
674.983
12.091
296.831
682.835
9.554
3.919
1.374
2.651
1.901
2.893
1.134
2.748
1.600
3.876
1.221
3.989
1.274
3.967
1.573
1.609
4.301
1.658
4.324
2.157
5.112
1.519
5.573
1.418
1.555
5.629
1.266
8.801
1.329
9.845
1.425
10.109
1.416
10.674
1.585
7.970
r)
to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Irrevocable L/C yang masih berjalan

- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
72.395
315.537
70.415
326.556
65.734
312.129
68.337
278.605
70.614
311.412
73.565
323.857
74.570
281.809
73.439
255.717
70.616
271.931
73.041
277.886
73.766
291.633
9.554
69.014
295.939
68.919
310.768
69.362
315.744
70.843
337.524
74.186
343.737
83.841
332.252
79.450
346.145
2.299
200.058
166.330
31.770
1.959
147.701
145.688
2.014
170.551
2.222
219.334
186.501
31.979
853
148.773
146.619
2.153
173.289
3.045
191.105
165.129
25.302
674
154.077
151.930
2.147
171.557
1.599
192.116
165.725
25.709
682
158.894
156.781
2.113
183.804
2.046
195.785
169.438
25.671
676
166.239
164.160
2.079
187.492
1.795
198.008
171.408
25.903
697
170.883
168.046
2.838
188.148
1.518
200.587
173.780
26.091
716
172.773
169.977
2.796
189.370
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
1.766
199.620
172.724
26.174
721
182.069
179.249
2.820
187.487
1.960
204.222
176.814
26.643
764
175.443
172.471
2.972
187.995
2.670
206.328
178.715
26.714
898
176.201
173.106
3.095
190.414
3.275
203.055
175.220
26.904
931
180.446
177.608
2.838
191.592
4.803
199.402
171.350
27.117
936
185.477
182.825
2.652
193.721
5.428
201.846
173.517
27.428
902
191.643
188.556
3.087
196.474
3.807
208.900
179.418
28.063
1.420
197.657
194.727
2.929
199.522
3.992
224.574
194.683
28.951
940
206.708
203.645
3.063
203.622
3.668
237.291
207.287
29.019
985
231.331
215.273
16.058
209.931
2.789
228.744
198.782
28.960
1.002
216.443
213.229
3.214
208.410
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
27.806
135.442
126.341
9.101
7.303
5.713
1.590
27.787
138.957
129.741
9.215
6.545
5.977
567
23.849
140.450
131.170
9.280
7.257
6.081
1.176
25.359
151.500
135.973
15.527
6.945
6.217
728
25.326
155.072
139.515
15.557
7.095
6.391
704
24.784
156.139
140.590
15.549
7.225
6.468
758
24.914
157.037
141.441
15.597
7.420
6.567
852
24.576
159.833
144.316
15.517
7.480
6.913
567
24.313
155.596
139.969
15.627
7.578
6.991
587
24.026
156.241
140.587
15.655
7.728
7.052
676
24.372
158.130
142.498
15.632
7.911
7.169
743
24.350
159.176
143.450
15.726
8.067
7.457
610
24.249
161.121
145.046
16.074
8.352
7.669
683
24.621
162.993
146.983
16.010
8.860
7.869
991
25.365
165.458
149.171
16.287
8.699
7.968
731
26.008
168.499
152.116
16.384
9.114
8.208
906
26.975
172.409
155.630
16.779
10.547
8.333
2.214
26.195 - Channelling
173.453 - Written off earning assets
156.321
- Credit disbursed
17.131
- Others
8.762 - Charged off earning assets
8.125
- Credit disbursed
637
- Others
r) Revised figures
18
Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
23.773
23.773
20.735
281
20.353
15.940
15.940
16.655
16.646
20.524
20.524
17.903
17.903
22.778
22.778
23.602
23.602
29.291
29.291
28.264
28.264
27.673
27.673
26.888
26.888
16.364
16.364
35.150
35.150
37.449
37.449
26.270
26.270
16.570
16.570
240.629
189.350
101
244.783
198.656
220.406
180.307
10
224.650
182.260
227.677
178.451
233.105
187.838
236.799
186.620
240.565
193.478
261.451
212.251
260.780
210.303
243.148
193.877
244.344
194.779
226.248
187.988
243.007
188.959
259.928
199.733
267.927
209.480
258.257
202.706
Okt
Indicator

- Unused borrowing
(purchased)
- Others
261.049 Commited Liabilities
41.971
147.379
223
41.047
157.608
183
49.867
130.440
188
51.408
130.852
222
44.702
133.748
224
50.891
136.947
244
48.254
138.366
275
48.414
145.065
211
56.559
155.692
262
50.904
159.400
252
51.012
142.864
258
52.114
142.666
269
52.618
135.371
231
42.014
146.945
176
49.015
150.718
190
55.883
153.597
192
50.292
152.414
229
54.023
152.923
201
119
104
31.923
19.126
81
102
32.768
13.168
80
108
30.094
9.808
122
100
31.144
11.011
115
108
34.535
14.457
129
115
33.736
11.277
159
116
36.033
13.862
72
140
34.112
12.749
151
110
32.081
16.848
143
109
32.961
16.988
132
125
32.277
16.506
120
149
33.349
15.790
130
101
32.799
5.064r)
92
85
32.234
21.266
107
83
33.142
26.496
107
85
33.106
25.026
92
137
37.114
18.065
116
84
36.871
16.869
8
33.341
9.932
21.705
1.704
58.796
58.714
82
116.176
24.744
91.340
88.057
3.283
92
92
-
9
34.751
12.568
21.600
583
57.948
57.805
143
116.871
24.684
92.096
88.812
3.284
92
92
-
9
30.735
10.845
19.492
398
61.206
61.095
111
113.592
20.473
93.027
89.747
3.280
92
92
-
12
32.223
12.070
19.745
409
64.238
64.109
129
118.745
20.472
98.181
94.898
3.283
93
93
-
11
34.872
14.463
19.992
417
69.568
69.468
100
120.064
20.392
99.579
96.293
3.285
94
94
-
10
34.933
14.315
20.195
424
71.545
71.431
114
119.841
19.734
100.014
96.728
3.286
94
94
-
10
35.798
15.080
20.284
434
73.016
72.863
153
119.751
19.377
100.281
96.996
3.285
94
94
-
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-
10
36.610
15.671
20.489
450
84.280
84.029
251
116.574
18.881
97.598
94.301
3.298
95
95
-
276
36.814
15.734
20.618
462
75.721
75.496
224
116.889
18.570
98.225
94.930
3.296
94
94
-
230
36.971
15.677
20.732
562
76.155
75.923
232
117.343
18.418
98.829
95.535
3.295
96
96
-
157
39.201
17.730
20.899
572
79.123
78.952
171
117.592
18.264
99.232
95.937
3.296
96
96
-
166
40.165
18.663
20.918
583
81.053
80.890
163
118.412
18.166
100.149
96.852
3.297
96
96
-
372
41.147
19.354
21.198
595
84.495
84.289
206
119.866
18.345
101.424
98.115
3.309
98
98
-
367
42.505
20.227
21.672
606
87.731
87.514
217
121.937
18.772
103.064
99.747
3.317
101
101
-
123
45.779
22.843
22.316
620
93.958
93.725
233
124.976
19.326
105.543
102.213
3.331
108
108
-
143
48.562
25.430
22.502
630
100.635
100.384
252
128.518
20.084
108.320
104.602
3.718
114
114
-
162
47.849
24.828
22.379
641
99.412
99.143
269
128.308
19.714
108.483
104.868
3.615
111
111
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
19
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
67.724
279
65.837
70.965
483
68.593
63.899
484
61.879
61.096
488
58.988
63.904
537
61.240
66.593
3.420
60.762
68.529
3.416
62.947
67.659
3.427
62.050
75.318
3.447
69.449
76.247
3.436
70.488
75.685
3.745
69.440
67.725
3.650
61.742
83.133
3.676
76.871
94.209
3.673
88.245
96.307
3.747
91.665
101.196
5.828
93.476
92.295
4.261
86.217
1.607
388.805
295.241
1.890
398.322
301.269
1.535
402.329
311.091
1.620
425.421
336.715
2.128
435.772
343.762
2.412
442.943
348.707
2.166
446.829
2.183
441.539
352.852
347.941
2.421
455.720
354.612
2.323
460.635
357.434
2.499
459.243
357.831
2.334
479.337
372.952
2.585
486.074
378.050
2.291
504.098
386.829
895
519.892
399.443
1.892
522.114
404.123
1.816
529.149
409.833
Okt
Indicator

(purchased)
146.585
148.656
1.587
146.602
154.667
1.427
151.639
159.453
1.561
160.390
176.325
1.826
167.163
176.599
1.891
169.983
178.725
2.020
169.083
183.769
2.084
163.347
184.594
2.234
168.109
186.504
2.392
167.587
189.848
2.884
169.214
188.617
2.049
172.900
200.052
772
815
24.311
67.335
789
638
22.502
72.763
928
634
21.625
67.744
993
833
23.405
63.348
977
914
22.466
67.409
978
1.043
24.820
67.218
1.036
1.048
24.390
67.377
1.140
1.094
25.113
66.171
1.111
1.282
24.845
73.706
1.625
1.259
25.300
74.813
1.023
1.027
25.234
73.751
1.027
331
8.357
4.093
4.142
122
31.059
29.222
1.837
36.051
614
28.859
23.672
5.187
6.577
4.987
1.590
361
7.865
3.570
4.161
134
31.685
29.726
1.960
35.685
764
29.269
23.998
5.271
5.653
5.085
567
307
8.060
3.747
4.175
137
32.154
30.173
1.981
36.604
1.201
29.109
23.756
5.353
6.293
5.157
1.137
127
8.494
4.100
4.265
129
32.838
30.895
1.942
43.183
2.601
34.607
23.028
11.579
5.975
5.247
728
244
8.607
4.551
3.939
117
33.621
31.687
1.934
45.049
2.650
36.294
24.711
11.583
6.105
5.401
704
177
8.606
4.530
3.949
127
34.927
32.255
2.672
45.669
2.788
36.700
25.125
11.574
6.182
5.451
731
126
82
9.067
8.659
4.929
4.023
114
4.553
3.979
126
36.281
37.219
33.724
2.557
34.706
2.512
46.572
46.937
3.137
37.067
25.451
11.616
6.367
5.515
852
3.268
37.317
25.663
11.655
6.351
5.784
567
163
8.743
4.712
3.899
132
36.139
33.642
2.498
47.312
3.204
37.662
26.035
11.627
6.447
5.860
587
204
8.906
4.583
4.176
148
36.847
34.184
2.663
47.768
3.187
38.005
26.350
11.655
6.576
5.900
676
378
8.983
4.661
4.141
181
36.625
34.075
2.550
48.771
3.602
38.451
26.818
11.633
6.718
5.975
743
1.816 - Others
175.826
202.224
2.071
179.225
207.603
2.143
178.449
220.994
2.118
177.478
226.645
2.136
176.507
233.326
5.177
176.957
231.930
2.410
5.523
22.877
75.708
1.006
1.065
21.785
81.455
1.038
1.105
22.369
89.765
1.027
1.091
22.739
95.164
1.044
1.092
24.026
90.430
1.135
4.042
26.557
86.292
1.245
1.165
22.253
99.120
1.250r)
8.767
4.480
4.085
202
37.946
35.454
2.491
49.199
3.585
38.767
27.046
11.721
6.847
6.237
610
2.713
8.877
4.459
4.218
201
38.107
35.791
2.316
50.178
3.597
39.617
27.544
12.073
6.964
6.282
683
2.993
8.635
4.234
4.197
204
39.346
36.952
2.394
51.009
3.754
39.924
27.932
11.992
7.332
6.341
991
428
8.715
3.719
4.292
703
39.417
36.905
2.513
51.763
4.091
40.541
28.283
12.258
7.131
6.400
731
1.398
8.742
4.046
4.480
215
39.914
37.485
2.429
52.549
4.127
40.922
28.555
12.367
7.499
6.593
906
1.290
8.850
4.277
4.321
252
39,914***)
38.860
2,429***)
53.131
4.321
41.489
29.152
12.337
7.321
6.671
650
702
8.561
4.068
4.236
257
40.769
38.420
2.349
53.202
3.932
42.177
29.402
12.776
7.092
6.455
637
6.550r)
r)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
20
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
15
-
14
-
13
-
14
-
14
-
14
-
15
-
18
-
18
-
32
-
20
-
27
-
28
-
27
-
22
-
15
3.461
3.401
14
3.446
3.360
13
4.246
4.171
14
4.386
4.315
14
4.596
4.542
14
4.660
4.608
15
18
18
5.200
5.083
32
5.471
5.364
20
4.980
4.906
27
5.663
5.569
28
5.467
5.387
27
5.368
5.273
22
6.521
6.428
Sep
Indicator
Okt
28
23
28
6.051
5.975
23
5.412
5.298
19 Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
-
(purchased)
4.852
4.861
4.756
4.762
19 - Others
2.579
822
20
2.590
770
33
2.926
1.246
21
2.874
1.441
21
2.761
1.781
23
2.911
1.697
32
3.031
1.725
72
2.954
1.808
70
3.355
1.728
60
3.278
2.086
57
3.437
1.470
38
3.536
2.033
53
3.593
1.794
50
3.996
1.277
54
4.196
2.232
55
4.132
1.843
58
3.928
1.369
72
4.117
2.806
74
5
14
-
11
22
-
8
13
-
10
11
-
9
15
-
6
27
-
38
35
-
41
29
-
38
22
-
37
20
-
8
30
-
13
40
-
17
33
-
24
30
-
22
33
0
-
25
34
31
41
31
42
41
268
268
0
246
198
48
1.486
85
1.277
1.126
151
124
124
-
52
287
285
1
272
222
50
1.904
85
1.534
1.380
154
285
285
-
54
293
291
1
262
207
54
1.989
85
1.596
1.442
154
308
308
-
50
311
311
0
238
198
40
2.044
85
1.633
1.478
155
327
327
-
31
317
315
2
270
226
44
2.093
83
1.670
1.517
153
341
341
-
20
319
314
5
289
238
51
2.140
83
1.698
1.545
153
359
359
-
24
29
313
308
5
301
309
303
6
374
255
46
289
85
2.222
2.255
83
1.752
1.595
157
387
387
82
1.761
1.612
149
412
412
57
321
317
4
362
315
47
2.322
82
1.799
1.647
152
440
440
-
50
325
320
4
351
302
49
2.391
82
1.855
1.703
152
454
454
-
36
325
318
6
371
312
59
2.452
82
1.901
1.753
148
469
469
-
41
317
308
9
337
270
67
2.498
82
1.928
1.777
151
488
488
-
30
315
311
5
343
288
55
2.539
82
1.951
1.804
147
506
506
-
41
341
333
8
483
409
74
2.692
82
2.069
1.921
148
541
541
-
38
336
325
10
406
324
82
2.733
82
2.090
1.943
147
561
561
-
18
326
316
10
359
292
67
2.762
82
2.102
1.980
122
577
577
-
43
323
313
10
379
315
63
2.849
82
2.172
2.040
133
594
594
-
53
335
326
9
356
293
64
2.902
81
2.218
2.069
149
602
602
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
21
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
2.545
76
155
2.466
80
122
2.758
76
430
2.471
77
201
2.950
77
462
2.806
77
164
2.578
2.426
77
67
77
10
2.314
16.682
14.326
2.264
17.027
14.710
2.252
18.250
15.670
2.193
18.521
16.062
2.412
19.674
17.173
2.564
19.588
17.038
2.433
2.340
19.574
21.004
17.232
6.130
8.196
67
6.181
8.530
65
6.138
9.532
68
6.361
9.702
58
6.724
10.449
68
6.606
10.433
67
60
7
974
96
59
6
981
47
60
8
918
369
53
5
948
230
62
6
969
223
1.219
10.240
4.923
5.200
116
9.809
9.808
1
6.575
2.363
4.100
3.835
265
113
113
0
1.223
10.912
5.254
5.539
119
10.047
10.046
1
6.454
2.255
4.086
3.882
204
113
113
-
1.224
6.710
5.663
927
120
10.292
10.291
1
6.343
2.090
4.101
3.910
191
152
113
40
1.222
7.094
6.005
962
127
11.068
11.067
1
6.660
2.202
4.346
4.138
208
113
113
0
1.241
7.239
6.163
952
124
11.475
11.474
1
6.963
2.201
4.649
4.430
219
113
113
0
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt

79 - Unused borrowing
0***) - Outstanding spot and derivatives
3.081
77
465
3.155
77
527
2.903
78
314
2.852
78
289
3.260
88
721
2.720
79
164
3.990
78
846
3.900
79
640
3.423
79
0
18.826
2.540
20.666
17.945
2.551
20.876
18.147
2.511
20.210
17.572
2.485
20.652
17.801
2.451
21.086
18.012
2.477
19.773
16.990
3.066
22.762
19.398
3.181
22.758
19.438
3.344
21.403
18.809
3.282 - Others
5.222
12.010
73
5.366
13.460
78
5.326
12.619
90
5.094
13.053
112
4.737
12.835
89
4.875
12.926
76
4.776
13.236
79
4.736
12.253
130
4.934
14.464
125
5.144
14.294
164
5.132
13.677
127
5.110
12.977
179 -
58
10
1.052
193
6
68
893
96
15
64
865
39
15
75
846
504
10
102
810
508
10
78
814
60
7
69
845
299
5
74
808
565
3
128
869
140
3
122
800
814
3
160
837
615
4
123
804
35
4***)
135
775
564
1.238
7.621
6.485
1.016
120
11.883
11.883
1
7.025
2.179
4.706
4.487
219
140
113
27
1.280
1.196
7.594
7.391
6.418
1.032
143
6.255
1.018
118
11.420
11.946
11.419
1
11.945
1
1.280
7.262
6.085
1.059
118
9.440
9.440
1
7.296
2.145
5.038
4.803
234
113
113
-
1.299
7.313
6.089
1.092
132
8.998
8.997
1
7.340
2.186
5.041
4.805
235
113
113
-
1.676
7.445
6.200
1.111
133
9.245
9.180
65r)
7.617
2.270
5.235
4.995
240
113
113
-
1.631
6.376
5.013
1.231
132
9.572
9.498
74r)
7.802
2.419
5.270
5.029
241
113
113
-
1.622
4.276
2.855
1.288
133
10.536
10.468
68r)
7.832
2.403
5.317
5.077
241
113
113
-
1.644
4.240
2.814
1.344
82
11.505
11.135
370
7.906
2.440
5.353
5.109
244
113
113
-
1.705
4.139
2.617
1.441
81
12.212
11.947
265
7.983
2.473
5.397
5.152
246
1.628
4.181
2.623
1.477
81
12.450
12.417
33
8.092
2.488
5.491
5.219
272
1.642
4.697
3.030
1.584
82
12.638
12.163
475
8.108
2.467
5.528
5.255
273
113
113
-
113
113
-
113
113
-
(purchased)
7.196
7.310
2.317
4.767
4.545
222
113
113
0
2.160
4.998
4.763
236
153
153
0
1.625
4.084
2.593
1.402
88
11.701
11.651
49
7.914
2.420
5.382
5.134
248
113
113
-
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
22
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
43.586
41.154
7.059
36.414
4.510
36.560
113
84
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
41.264
4.842
36.304
47.106
5.441
41.031
52.207
9.241
42.865
60.645
9.243
51.265
59.993
11.614
48.290
56.751
9.656
46.998
56.361
8.917
47.195
63.263
9.580
53.442
55.391
10.100
45.005
118
146.959
106.451
635
157.168
110.254
101
164.549
115.207
137
168.621
113.425
89
142.931
85.525r)
98
156.580
103.208
249
162.342
107.104
241
174.873
111.848
285
176.221
117.523
Okt
Indicator

48.684
8.452
39.895
45.950
8.279
37.525
44.602
5.954
38.476
45.996
6.793
39.070
43.974
5.961
37.860
44.095
6.923
37.102
338
140.355
91.857
147
142.486
97.611
172
143.520
98.948
133
142.694
98.882
153
139.370
96.740
70
143.583
101.308
16.217
75.640
5
17.757
79.854
8
17.852
81.096
6
18.022
80.860
9
18.393
78.348
9
17.669
83.639
8
12.559
90.520
12
12.083
92.581
15
13.607
92.844
6
13.461
96.793
12
13.754
101.453
14
13.359
100.066
12
15.263
70.262r)
11
14.247
88.961
10
15.188
91.916
11
14.696
97.152
185
15.654
101.869
161
15.957
102.326
162
4
1
7.562
40.328
2
6
7.265
37.357
3
3
6.349
38.007
3
6
6.232
37.428
3
7
6.176
35.927
3
4
6.286
35.631
3
9
6.649
34.140
4
11
6.022
32.721
2
5
6.006
34.387
3
8
6.597
40.203
6
8
7.400
41.825
6
6
6.074
48.984
6
5
6.828
50.401
6
3
6.383
46.813
7
4
6.843
48.206
12
173
8.127
54.524
13
147
10.307
47.973
16
146
9.983
48.117
603
52.960
52.749
211
13.286
13.241
45
2.902
0
2.682
2.528
153
220
220
-
245
76.141
75.930
211
14.075
14.075
2.966
0
2.747
2.593
153
219
219
-
210
55.408
55.179
228
14.531
14.531
0
3.334
0
3.114
2.960
153
221
221
-
142
57.122
56.887
235
14.710
14.710
3.405
0
3.165
3.011
153
240
240
-
517
56.676
56.398
278
15.113
15.113
3.471
0
3.229
3.076
153
241
241
-
350
57.517
57.279
233
5
15.445
15.445
3.556
0
3.314
3.160
153
242
242
-
109
62.214
61.970
240
4
15.807
15.785
22
3.830
0
3.578
3.424
153
252
252
-
103
64.309
64.037
268
4
16.325
16.290
35
3.897
0
3.645
3.492
153
252
252
-
103
66.669
66.403
264
2
16.453
16.265
189r)
3.962
0
3.693
3.539
153
269
269
-
126
60.718
60.484
232
2
16.696
16.662
34
4.165
0
3.896
3.743
153
269
269
-
166
61.201
60.961
238
2
17.649
17.601
49
4.264
0
3.982
3.829
153
282
282
-
167
62.707
62.498
207
2
17.733
17.691
42
4.440
0
4.062
3.909
153
378
378
-
177
66.477
66.259
216
3
17.912
17.844
68
4.549
0
4.163
4.009
153
387
387
-
189
71.208
70.976
229
3
19.038
18.969
69
4.660
0
4.257
4.103
153
403
403
-
257
75.594
75.366
225
3
20.359
20.294
65
5.013
0
4.593
4.439
153
420
420
-
229
74.231
73.972
256
3
19.988
19.931
57
5.073
0
4.661
4.508
153
412
412
-
(purchased)
143.954
143.637
103.079
104.664
74
215
61.885
62.290
61.636
246
4
62.040
246
4
15.728
15.200
15.689
39
15.158
42
3.652
0
3.410
3.257
153
242
242
-
3.753
0
3.506
3.352
153
247
247
-
182 - Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
23
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Mei
2013
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
126.965
8.396
118.524
132.063
7.984
123.800
122.937
8.028
113.949
100.845
8.105
92.716
121.433
8.135
113.297
183.480
8.164
175.316
158.647
9.062
149.571
45
327.651
127.883
280
345.475
132.186
959
361.110
154.737
24
309.267
133.814
2
340.245
137.497
1
447.624
227.522
Mar
Apr
140.520
8.192
132.324
131.773
8.243
123.384
143.937
8.214
134.633
147.659
9.210
138.384
156.501
11.181
144.345
14
409.659
4
302.516
233.693
147.600
147
309.127
152.485
1.089
314.602
157.871
65
331.357
158.931
975
320.628
155.519
Mei
Ags
Sep
Okt
Indicator
Jun
Jul
174.047
11.264
161.310
161.941
11.414
150.523
168.844
11.414
157.427
175.334
12.558
162.775
182.605
13.317
169.256

1.472
340.897
156.067
4
333.919
160.885
3
347.644
163.635
1
364.593
174.003
31
408.950
213.372
1 - Others
(purchased)
63.098
64.785
3.392
63.671
68.515
2.836
62.787
91.951
2.183
66.281
67.533
2.212
67.284
70.213
2.882
36.563
190.959
2.892
36.832
196.861
3.023
33.500
114.101
3.302
32.970
119.516
3.172
32.481
125.390
3.953
34.263
124.669
4.645
33.643
121.876
4.011
34.030
122.037
4.741
35.687
125.198
7.554
36.668
126.967
8.674
38.117
135.886
8.799
41.044
172.328
6.325
40.667
179.873
6.529
2.959
432
7.625
188.653
1.709
1.127
6.900
203.221
1.815
369
6.749
196.201
1.568
644
6.606
166.589
2.710
172
6.468
193.396
2.815
77
7.672
209.538
2.725
297
6.605
166.335
338
2.964
7.328
144.037
341
2.831
6.838
146.486
339
3.614
7.374
145.375
340
4.304
8.040
159.491
244
3.767
5.869
155.158
391
4.350
6.699
173.283
103
7.452
7.508
157.760
162
8.512
7.319
166.845
234
8.565
8.090
173.142
141
6.184
9.058
179.887
131
6.398
9.568
181.474
98
94.892
94.633
244
15
34.505
34.505
7.362
7.185
7.123
61
177
177
-
331
89.379
89.180
182
16
34.745
34.745
9.409
9.225
9.077
149
183
183
-
1.240
89.900
89.696
187
18
35.632
35.632
9.694
9.504
9.355
149
190
190
-
45
86.871
86.662
192
17
35.802
35.802
9.766
9.569
9.420
149
198
198
-
2
88.075
87.864
195
16
36.192
36.192
9.852
9.651
9.488
163
202
202
-
1
89.011
88.799
197
15
36.793
36.793
9.916
9.708
9.545
163
209
209
-
249
147
84.471
84.287
170
14
36.039
36.039
10.154
9.922
9.759
163
232
232
-
29
86.555
86.370
170
15
37.202
37.202
9.709
9.470
9.307
163
239
239
-
249
85.936
85.774
148
14
37.351
37.351
10.268
10.021
9.858
163
247
247
-
70
87.676
87.514
148
14
36.773
36.773
10.336
10.082
9.919
163
254
254
-
107
84.567
84.412
143
12
37.788
37.788
10.496
10.104
9.941
163
391
391
-
212
84.776
84.616
149
11
38.081
38.081
10.561
10.162
9.999
163
399
399
-
1.172
86.784
86.619
156
10
40.490
40.490
10.626
10.218
10.054
164
408
408
-
559
94.380
94.201
168
10
41.227
41.227
10.692
10.277
10.113
165
415
415
-
308
99.781
99.591
181
10
43.002
43.002
10.765
10.344
10.178
165
421
421
-
308***)
93.073
92.884
179
10
43.280
43.280
10.818
10.385
10.220
165
432
432
-
85.930
85.357
85.717
199
15
85.156
187
13
36.027
36.027
9.977
9.760
9.597
163
217
217
-
36.785
36.785
9.899
9.676
9.664
12
223
223
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
24
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)

2012
2013
Items
Keterangan
Mei
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
18,48 Capital Adequacy Ratio (%)
17,87
17,49
17,28
17,29
17,41
17,31
17,44
17,43
19,31
19,29
19,08
18,74
18,68
18,08
18,08
18,02
18,11
- Modal
463.105
466.131
466.511
471.494
481.024
481.099
490.094
496.629
557.410
563.382
565.431
561.848
569.202
567.388
576.547
582.716
601.394
612.646
- ATMR
2.591.560
2.664.705
2.699.394
2.727.375
2.762.856
2.779.759
2.810.359
2.849.997
2.886.972
2.920.963
2.963.335
2.997.947
3.047.401
3.137.611
3.188.076
3.234.414
3.320.806
3.315.371
16,04
15,63
15,48
15,43
15,54
15,48
15,58
15,60
17,52
17,51
17,24
16,94
16,91
16,30
16,32
16,34
16,42
415.792
416.520
417.882
420.946
429.376
430.352
437.798
444.545
505.866
511.414
510.947
507.982
515.172
511.475
520.451
528.377
545.432
552.319
2.591.560
2.664.705
2.699.394
2.727.375
2.762.856
2.779.759
2.810.359
2.849.997
2.886.972
2.920.963
2.963.335
2.997.947
3.047.401
3.137.611
3.188.076
3.234.414
3.320.806
3.315.371
3,05
3,16
3,13
3,07
3,09
3,10
3,12
3,11
3,16
2,92
3,03
2,96
2,99
3,02
3,00
3,03
3,06
109.304
114.209
113.942
112.537
114.033
114.788
116.327
117.103
128.423
119.224
124.226
122.288
124.437
126.197
126.133
128.398
130.653
132.679
3.586.545
3.617.193
3.640.673
3.660.546
3.684.874
3.706.039
3.729.813
3.761.912
4.067.805
4.077.665
4.105.137
4.132.432
4.155.641
4.179.853
4.203.757
4.230.746
4.269.024
4.296.687
76,75
74,68
74,94
74,70
74,26
74,02
73,97
74,10
79,63
77,38
75,11
75,02
74,54
74,66
74,14
74,06
74,35
- Biaya Operasional
143.356
161.551
190.745
212.172
237.409
261.595
290.737
321.357
39.306
64.824
90.545
118.453
146.520
179.027
202.408
235.035
272.984
298.646
- Operating Expenses
- Pendapatan Operasional
186.783
216.332
254.535
284.034
319.714
353.421
393.059
433.678
49.358
83.773
120.546
157.898
196.559
239.786
273.011
317.357
367.168
404.977
- Operating Income
5,33
5,38
5,41
5,43
5,45
5,48
5,48
5,49
5,53
5,34
5,41
5,42
5,41
5,43
5,46
5,46
5,48
185.970
189.115
191.240
192.862
195.023
196.860
198.231
200.338
218.105
211.016
215.365
217.071
218.140
219.773
222.215
223.906
226.470
228.967
3.486.112
3.516.358
3.534.925
3.551.432
3.575.594
3.595.175
3.618.565
3.648.741
3.944.435
3.954.362
3.980.999
4.006.770
4.029.514
4.050.534
4.073.035
4.097.904
4.134.927
4.161.857
81,61
82,57
82,55
83,70
83,33
83,78
83,61
83,58
83,47
84,35
84,93
85,17
85,84
86,80
88,68
88,88
88,91
2.297.363
2.360.735
2.363.995
2.414.668
2.455.427
2.482.519
2.525.169
2.597.026
2.577.120
2.605.285
2.650.434
2.704.323
2.757.639
2.818.238
2.893.020
2.938.954
3.024.448
3.027.457
- Total Credit to third party
2.815.001
2.859.206
2.863.630
2.884.859
2.946.482
2.963.231
3.020.235
3.107.385
3.087.358
3.088.562
3.120.554
3.175.378
3.212.610
3.246.636
3.262.157
3.306.536
3.401.635
3.383.707
- Total Third Party Funds
Rasio Aset Likuid (%)
19,13
18,98
19,02
18,48
18,23
17,75
18,03
18,45
18,31
18,07
18,08
18,20
17,48
16,22
16,40
15,75
15,92
- Aset Likuid Primer
570.259
574.169
573.475
560.596
566.436
547.693
573.906
616.043
597.746
586.414
598.786
612.040
584.308
547.670
557.523
532.728
560.114
554.127
- Aset Likuid Sekunder
139.765
141.546
145.609
141.543
140.963
143.927
141.277
142.989
147.044
152.226
153.233
155.000
158.333
150.046
155.352
163.193
168.325
166.499
3.712.118
3.770.434
3.781.548
3.799.658
3.879.497
3.896.525
3.967.552
4.115.003
4.067.805
4.087.525
4.160.081
4.214.319
4.248.473
4.300.917
4.347.177
4.419.669
4.575.253
4.545.650
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan

Bank
- Total Dana Pihak Ketiga
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Capital
- Risk Weighted Assets
16,66 Core Capital Ratio to ATMR (%)

- Core Capital (Tier I)
3,09 Return On Assets Ratio (%)

- Profit
- Average total assets
73,74 Operating Expenses/Operating Income (%)
5,50 Net Interest Margin Ratio (%)

- Interest income net
- Average total earning assets
89,47 Loan to Deposits Ratio (%)
15,85 Liquid Assets Ratio (%)
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
25
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)

2012
2013
Items
Keterangan
Mei
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
17,17
16,58
16,11
16,38
16,61
16,13
16,39
16,17
18,61
18,47
18,25
17,24
17,51
16,61
16,41
16,35
16,17
- Modal
157.320
156.964
154.424
157.593
163.076
160.442
165.603
166.297
192.879
194.886
193.045
184.012
189.996
185.969
187.596
189.265
192.847
194.358
- ATMR
916.005
946.896
958.384
962.384
981.974
994.742
1.010.575
1.028.287
1.036.489
1.054.870
1.058.063
1.067.313
1.084.825
1.119.932
1.142.853
1.157.567
1.192.526
1.185.125
15,60
14,82
14,53
14,66
14,85
14,46
14,62
14,59
17,29
17,16
16,73
15,93
16,13
15,17
15,00
15,13
14,96
142.927
140.284
139.293
141.074
145.822
143.797
147.726
150.049
179.223
180.980
176.990
169.988
174.983
169.901
171.449
175.169
178.425
176.510
- ATMR
916.005
946.896
958.384
962.384
981.974
994.742
1.010.575
1.028.287
1.036.489
1.054.870
1.058.063
1.067.313
1.084.825
1.119.932
1.142.853
1.157.567
1.192.526
1.185.125
3,58
3,67
3,64
3,64
3,71
3,74
3,82
3,80
3,49
3,40
3,74
3,63
3,62
3,70
3,69
3,68
3,71
46.175
47.827
47.760
47.967
49.159
49.841
51.275
51.669
52.111
50.624
55.845
54.605
54.784
56.460
56.537
56.837
57.717
58.661
1.290.522
1.303.727
1.311.085
1.318.793
1.326.552
1.333.507
1.343.006
1.359.034
1.492.152
1.489.233
1.493.920
1.505.655
1.513.866
1.524.660
1.533.619
1.543.907
1.556.473
1.567.429
75,92
72,29
72,38
72,09
71,27
70,78
70,24
70,53
79,44
76,38
71,34
71,08
70,89
70,86
67,31
66,77
66,56
- Biaya Operasional
57.254
59.190
69.304
78.275
87.688
95.677
105.132
116.981
16.197
26.076
33.961
43.733
54.189
66.794
66.178
74.989
84.953
94.840
75.414
81.879
95.746
108.574
123.033
135.184
149.665
165.852
20.389
34.141
47.605
61.529
76.441
94.258
98.325
112.307
127.642
142.411
5,77
5,84
5,86
5,87
5,94
5,95
5,94
5,95
6,04
5,77
5,90
5,90
5,88
5,89
5,93
5,93
5,97
73.003
74.787
75.402
75.829
77.224
77.788
78.233
79.244
88.131
83.910
86.099
86.753
86.893
87.781
88.783
89.390
90.692
92.336
1.266.189
1.279.814
1.286.796
1.292.480
1.300.430
1.306.717
1.316.095
1.331.277
1.458.783
1.454.462
1.459.374
1.470.244
1.478.354
1.489.445
1.496.562
1.506.273
1.518.879
1.529.793
80,91
81,51
82,18
82,88
83,84
83,72
82,71
79,84
81,84
84,21
85,54
84,73
85,90
86,99
88,06
87,48
88,72
832.330
854.674
850.583
865.367
888.985
897.082
920.147
959.128
945.499
958.571
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.028.702
1.048.512
1.035.025
1.044.060
1.060.300
1.071.565
1.112.462
1.201.284
1.155.296
1.138.323
1.141.350
1.178.129
1.193.439
1.226.507
1.224.042
1.244.245
1.268.088
1.277.421
20,03
20,02
19,87
20,15
18,71
18,40
19,29
20,06
18,87
17,71
17,68
18,87
17,40
15,58
15,80
16,51
15,73
192.539
194.578
190.963
199.873
183.061
180.470
200.082
229.643
200.605
180.837
184.826
208.090
188.051
172.779
174.285
187.881
179.612
187.883
77.149
79.701
78.301
76.767
76.719
76.463
77.263
78.295
81.012
82.416
80.955
82.690
81.072
73.128
76.493
78.918
80.985
82.490
1.346.402
1.369.752
1.355.233
1.372.756
1.388.621
1.396.102
1.437.996
1.535.343
1.492.152
1.486.314
1.503.293
1.540.859
1.546.709
1.578.632
1.587.370
1.615.923
1.657.000
1.666.037
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
-

Bank

- Total Aset
- Capital


- Profit

- Operating Income


- Total Assets
26
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)

2012
2013
Items
Keterangan
Mei
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
15,93
15,60
15,57
15,42
15,58
15,44
15,50
15,33
16,90
16,88
16,87
16,93
16,43
16,21
16,22
16,19
16,00
- Modal
168.553
168.595
170.082
170.726
173.209
173.733
176.163
177.744
198.318
200.016
203.036
205.952
203.395
203.549
207.964
209.054
211.681
212.565
- ATMR
1.057.870
1.080.514
1.092.666
1.107.004
1.112.032
1.125.129
1.136.737
1.159.788
1.173.798
1.184.740
1.203.384
1.216.758
1.237.769
1.255.918
1.281.841
1.290.919
1.323.121
1.330.646
13,61
13,36
13,31
13,18
13,34
13,23
13,28
13,05
14,47
14,47
14,48
14,50
14,09
13,87
13,92
13,91
13,75
143.963
144.385
145.487
145.898
148.327
148.858
150.983
151.331
169.885
1.184.740
174.212
176.401
174.342
174.135
178.423
179.620
181.938
181.816
1.057.870
1.080.514
1.092.666
1.107.004
1.112.032
1.125.129
1.136.737
1.159.788
1.173.798
171.451
1.203.384
1.216.758
1.237.769
1.255.918
1.281.841
1.290.919
1.323.121
1.330.646
2,56
2,72
2,70
2,64
2,64
2,63
2,61
2,64
2,41
2,22
2,27
2,28
2,41
2,45
2,48
2,50
2,50
35.626
38.155
38.097
37.420
37.630
37.719
37.728
38.452
38.371
35.327
36.284
36.430
38.667
39.491
40.047
40.641
40.888
41.276
1.392.571
1.402.498
1.411.364
1.418.959
1.427.588
1.435.270
1.443.953
1.455.843
1.589.677
1.592.101
1.599.109
1.599.490
1.604.150
1.610.155
1.616.921
1.624.494
1.635.928
1.644.041
76,48
75,10
76,35
75,45
75,29
75,25
75,23
74,88
80,61
78,17
77,77
77,68
76,67
76,35
76,65
77,00
77,78
- Biaya Operasional
47.073
56.344
70.312
75.126
84.215
93.794
103.114
112.722
12.930
20.928
31.225
41.531
51.821
62.055
73.944
86.644
102.216
110.316
61.548
75.023
92.094
99.567
111.848
124.649
137.073
150.543
16.041
26.774
40.149
53.463
67.586
81.281
96.472
112.520
131.421
143.610
- Operating Income
5,06
5,09
5,12
5,15
5,15
5,17
5,18
5,17
4,93
4,88
4,93
4,97
4,98
5,00
5,04
5,06
5,07
68.197
69.084
69.876
70.531
71.025
71.693
72.193
72.679
75.737
75.059
76.059
76.695
77.127
77.549
78.492
79.156
79.850
80.376
1.347.147
1.356.459
1.363.747
1.370.219
1.378.426
1.385.543
1.393.803
1.404.733
1.534.760
1.538.937
1.544.185
1.543.806
1.547.870
1.550.380
1.558.452
1.564.843
1.575.379
1.583.167
81,83
82,35
81,84
81,88
81,87
82,22
82,03
81,58
80,34
80,90
81,56
83,00
82,94
83,52
84,92
84,62
84,72
924.135
951.054
956.954
969.674
978.429
988.514
1.001.877
1.026.324
1.018.958
1.028.927
1.042.830
1.054.307
1.067.706
1.074.089
1.114.375
1.129.846
1.158.362
1.169.129
1.129.288
1.154.877
1.169.339
1.184.324
1.195.159
1.202.328
1.221.338
1.257.990
1.268.301
1.271.832
1.278.659
1.270.305
1.287.290
1.286.101
1.312.209
1.335.266
1.367.281
1.361.464
14,82
15,02
15,44
15,05
15,01
14,49
14,45
15,47
16,27
16,13
15,50
15,28
14,81
13,53
14,48
12,91
13,32
172.827
181.826
188.429
183.985
186.446
177.611
180.779
203.772
217.481
214.276
208.654
203.840
199.314
181.959
198.145
167.910
181.023
176.127
38.027
36.270
37.755
37.561
38.154
40.422
40.391
41.689
41.142
42.901
41.350
42.011
41.009
38.452
41.814
48.700
49.012
48.843
1.422.893
1.452.130
1.464.562
1.472.123
1.496.618
1.504.408
1.530.790
1.586.631
1.589.677
1.594.526
1.613.124
1.608.619
1.622.789
1.628.858
1.657.518
1.677.507
1.727.395
1.717.066

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
-

Bank

- Total Aset
- Capital


- Profit


- Total Assets
27
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)

2012
2013
Items
Keterangan
Mei
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
20,85
20,51
20,34
20,33
20,55
20,39
20,39
20,80
21,15
21,11
21,36
21,41
22,49
21,80
21,22
21,36
22,29
- Modal
11.944
12.187
12.334
12.445
12.762
12.856
12.986
13.530
14.558
14.749
15.245
15.377
16.332
16.030
15.841
15.985
16.698
16.819
- Capital
- ATMR
57.294
59.411
60.628
61.222
62.115
63.056
63.678
65.057
68.836
69.869
71.365
71.834
72.628
73.518
74.664
74.833
74.920
75.431
19,95
19,58
19,39
19,37
19,60
19,43
19,43
19,38
20,25
20,23
20,06
20,10
21,17
20,52
20,34
20,48
20,60
11.432
11.635
11.755
11.857
12.178
12.251
12.375
12.610
13.941
14.137
14.315
14.437
15.379
15.083
15.185
15.326
15.435
15.563
- ATMR
57.294
59.411
60.628
61.222
62.115
63.056
63.678
65.057
68.836
69.869
71.365
71.834
72.628
73.518
74.664
74.833
74.920
75.431
3,30
3,32
3,34
3,30
3,30
3,29
3,29
3,31
3,03
3,23
3,23
3,22
3,31
3,35
3,36
3,36
3,34
2.984
3.039
3.075
3.070
3.103
3.122
3.149
3.204
3.274
3.486
3.545
3.561
3.694
3.704
3.730
3.752
3.751
3.725
90.536
91.415
92.050
92.919
94.017
94.880
95.757
96.840
108.132
107.878
109.653
110.540
111.557
110.437
111.042
111.637
112.452
112.988
79,42
79,17
79,08
79,23
79,22
79,28
79,28
79,30
80,24
78,67
78,81
78,96
78,51
78,32
78,38
78,40
78,51
- Biaya Operasional
4.763
5.736
6.746
7.782
8.840
9.928
11.011
12.149
1.108
2.145
3.270
4.423
5.575
6.639
7.836
9.028
10.228
11.519
5.997
7.245
8.531
9.822
11.159
12.522
13.888
15.320
1.381
2.727
4.149
5.602
7.100
8.476
9.998
11.515
13.028
14.612
- Operating Income
8,95
9,07
9,21
9,28
9,28
9,30
9,33
9,34
8,84
9,01
9,01
9,02
9,00
9,08
9,13
9,13
9,10
7.699
7.880
8.052
8.188
8.291
8.389
8.499
8.606
9.125
9.265
9.425
9.502
9.573
9.553
9.658
9.703
9.750
9.770
86.041
86.844
87.420
88.263
89.347
90.194
91.057
92.126
103.169
102.834
104.567
105.391
106.351
105.260
105.785
106.319
107.093
107.592
82,63
82,64
85,47
84,75
83,39
85,01
84,06
82,73
83,84
86,05
84,26
85,89
85,60
86,85
88,91
89,04
88,86
59.760
61.946
63.576
64.792
66.279
67.190
68.073
69.804
70.305
71.111
73.160
73.954
75.736
76.863
77.190
77.908
79.835
79.114
72.320
74.956
74.386
76.452
79.481
79.041
80.984
84.374
83.854
82.635
86.824
86.104
88.477
88.504
86.822
87.501
89.846
88.243
17,09
18,72
17,12
15,97
16,76
16,08
16,49
19,32
18,00
17,06
19,56
19,02
19,34
18,31
16,71
15,44
14,92
14.342
16.895
15.409
14.670
16.009
15.196
15.953
19.716
17.785
16.602
20.264
19.647
20.623
19.715
17.502
16.129
16.314
16.009
1.384
1.044
1.001
1.144
1.222
1.310
1.285
1.291
1.682
1.754
1.880
1.881
1.737
1.558
1.661
1.751
1.430
1.320
92.032
95.814
95.857
98.999
102.801
102.653
104.519
108.758
108.132
107.624
113.204
113.199
115.624
116.163
114.668
115.803
118.971
117.813
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
-

Bank

- Total Aset

- Profit


- Total Assets
28
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)

2012
2013
Items
Keterangan
Mei
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
18,28
17,00
17,74
17,49
17,15
17,59
17,91
18,02
20,77
20,45
18,73
17,98
17,79
15,62
16,72
16,93
16,70
- Modal
31.535
30.967
32.247
32.636
32.936
33.798
34.606
35.198
41.160
41.458
38.809
38.311
38.270
37.681
37.382
37.773
38.083
38.547
- ATMR
172.542
182.188
181.789
186.601
192.020
192.091
193.175
195.318
198.131
202.759
207.252
213.070
215.175
241.218
223.525
223.048
228.091
229.131
16,93
15,57
16,27
16,04
15,65
16,16
16,47
16,66
19,28
18,96
17,44
16,70
16,52
14,47
15,46
15,66
15,43
29.217
28.359
29.578
29.939
30.053
31.033
31.812
32.531
38.197
38.449
36.145
35.586
35.538
34.897
34.548
34.935
35.193
35.652
172.542
182.188
181.789
186.601
192.020
192.091
193.175
195.318
198.131
202.759
207.252
213.070
215.175
241.218
223.525
223.048
228.091
229.131
3,06
3,03
3,03
2,99
2,97
2,95
2,97
2,90
4,14
3,59
3,65
3,49
3,42
3,44
3,25
3,27
3,26
10.435
10.462
10.548
10.453
10.532
10.574
10.715
10.462
14.815
13.109
13.616
13.331
13.227
13.467
12.751
12.840
12.915
12.706
341.147
345.756
348.627
349.614
354.611
357.984
360.593
361.101
357.621
365.180
373.404
382.399
386.972
391.335
392.194
392.323
396.124
397.998
74,66
74,72
74,11
74,33
74,17
74,46
74,28
75,29
67,29
69,54
69,06
70,04
70,36
69,87
71,71
71,66
71,75
- Biaya Operasional
12.628
15.289
17.431
19.975
22.426
25.391
28.067
31.470
2.510
4.929
7.502
10.200
12.867
15.397
18.540
21.204
24.040
27.128
16.913
20.461
23.521
26.873
30.235
34.099
37.785
41.797
3.730
7.088
10.862
14.563
18.286
22.037
25.855
29.588
33.505
37.511
- Operating Income
6,42
6,40
6,54
6,60
6,52
6,58
6,60
6,70
7,93
7,34
7,39
7,25
7,22
7,18
7,25
7,27
7,24
20.775
20.980
21.459
21.755
21.833
22.254
22.483
22.856
26.774
25.373
26.201
26.354
26.562
26.727
27.028
27.150
27.302
27.429
323.483
328.071
328.257
329.410
334.666
338.116
340.855
341.257
337.794
345.562
354.313
363.468
368.086
372.464
373.051
373.221
377.019
378.917
63,90
64,07
62,00
68,95
63,35
66,28
68,16
78,57
76,61
74,42
72,80
69,34
71,63
72,69
76,96
78,47
73,88
192.197
198.634
190.366
204.939
207.967
213.024
216.726
218.851
218.300
222.991
227.278
233.279
238.337
245.766
250.808
252.779
258.209
262.040
300.782
310.028
307.036
297.228
328.298
321.401
317.976
278.535
284.938
299.648
312.209
336.447
332.720
338.089
325.888
322.124
349.517
336.800
30,77
30,26
28,94
26,04
29,18
26,74
27,00
22,93
23,34
24,93
26,24
26,91
25,32
24,42
23,02
21,64
24,17
106.350
106.770
101.987
87.397
108.995
98.316
99.928
80.457
78.844
87.400
96.263
103.916
95.392
93.943
83.318
76.873
94.516
82.570
3.978
4.820
3.901
5.448
6.158
5.510
4.492
3.626
4.642
5.513
6.024
6.241
7.238
6.940
8.169
8.210
8.580
9.442
358.581
368.804
365.851
356.528
394.584
388.340
386.685
366.684
357.621
372.739
389.850
409.387
405.260
413.154
397.348
393.226
426.527
414.864

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
-

Bank

- Total Aset
- Capital


- Profit


- Total Assets
29
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)

2012
2013
Items
Keterangan
Mei
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
19,19
18,97
18,52
18,53
18,50
18,56
18,96
18,65
19,38
20,25
20,99
20,88
20,05
20,42
20,29
19,51
19,60
- Modal
29.884
29.926
30.132
30.357
30.439
30.531
30.744
30.770
32.852
34.933
36.967
38.082
37.924
38.667
39.748
40.166
41.604
37.768
- ATMR
155.729
157.724
162.677
163.868
164.536
164.519
162.183
164.956
169.480
172.484
176.075
182.355
189.111
189.319
195.946
205.845
212.290
193.268
17,16
16,95
16,53
16,41
16,37
16,42
16,81
16,52
17,29
18,17
18,93
18,55
18,01
18,12
17,99
17,22
17,28
26.716
26.739
26.885
26.889
26.942
27.014
27.258
27.253
29.305
31.348
33.326
33.819
34.053
34.297
35.259
35.453
36.686
32.995
155.729
157.724
162.677
163.868
164.536
164.519
162.183
164.956
169.480
172.484
176.075
182.355
189.111
189.319
195.946
205.845
212.290
193.268
2,42
2,45
2,44
2,34
2,27
2,27
2,29
2,24
4,38
3,53
3,01
2,66
2,56
2,39
2,31
2,36
2,47
4.637
4.718
4.741
4.587
4.466
4.490
4.556
4.479
9.328
7.569
6.555
5.941
5.789
5.458
5.349
5.548
5.900
5.802
191.957
192.909
194.247
195.647
196.824
197.994
198.954
200.343
212.894
214.555
218.099
223.532
226.199
228.556
231.368
234.719
238.552
223.438
78,32
78,57
78,02
78,45
78,43
77,69
76,49
77,86
76,80
74,83
78,34
78,13
77,39
79,98
81,78
80,42
80,53
- Biaya Operasional
6.738
8.427
9.528
10.738
11.721
12.567
13.133
15.179
1.625
2.922
4.890
5.973
7.024
9.431
12.222
13.106
15.313
14.622
8.604
10.726
12.212
13.687
14.944
16.175
17.170
19.494
2.116
3.905
6.243
7.645
9.076
11.792
14.944
16.297
19.015
18.669
- Operating Income
3,55
3,60
3,59
3,61
3,61
3,63
3,64
3,63
3,79
3,58
3,50
3,49
3,51
3,47
3,49
3,48
3,46
6.696
6.820
6.862
6.938
6.999
7.071
7.118
7.163
7.964
7.573
7.541
7.710
7.835
7.841
7.983
8.073
8.146
7.430
188.663
189.697
190.989
192.366
193.618
194.800
195.786
197.239
210.372
211.744
215.355
220.741
223.435
225.795
228.493
231.819
235.563
221.310
104,88
113,20
114,18
113,32
111,46
112,12
110,08
115,63
115,85
114,95
111,80
115,10
115,36
120,29
121,42
124,18
120,98
135.178
139.511
142.452
146.327
145.994
147.364
145.091
150.061
151.320
152.424
155.551
163.899
167.465
173.092
179.069
186.401
190.168
173.336
128.892
123.240
124.756
129.123
130.984
131.439
131.809
129.772
130.616
132.597
139.131
142.399
145.162
143.899
147.484
150.106
157.190
135.442
16,17
13,36
13,45
13,50
14,01
14,40
15,04
15,39
14,03
13,87
15,13
14,81
15,15
14,21
13,93
12,93
14,24
28.216
21.762
22.558
23.174
24.368
25.293
27.809
29.856
26.177
25.896
29.996
31.033
30.189
28.939
31.341
30.426
35.230
28.773
4.296
4.641
4.640
4.559
4.519
4.727
3.563
3.334
3.692
4.090
4.067
3.297
5.707
5.220
3.251
2.959
3.104
2.231
201.002
197.672
202.276
205.445
206.237
208.525
208.550
215.621
212.894
216.216
225.187
231.843
236.866
240.343
248.240
258.174
269.219
240.581

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
-

Bank

- Total Aset
- Capital


- Profit


- Total Assets
30
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)

2012
2013
Items
Keterangan
Mei
Minimum (%)
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
27,52
28,36
27,66
27,50
27,42
29,03
28,68
30,89
32,32
32,74
31,69
32,48
33,60
33,17
32,69
32,06
34,67
- Modal
63.869
67.493
67.292
67.737
68.601
69.739
69.992
73.091
77.643
77.341
78.329
80.112
83.285
85.492
88.016
90.473
100.481
112.590
- Capital
- ATMR
232.120
237.973
243.252
246.297
250.179
240.222
244.013
236.592
240.238
236.240
247.195
246.618
247.893
257.707
269.247
282.202
289.857
301.771
26,51
27,36
26,67
26,51
26,40
28,06
27,72
29,91
31,35
31,77
30,73
31,53
32,63
32,27
31,79
31,14
33,73
61.537
65.119
64.884
65.289
66.055
67.399
67.644
70.771
75.315
75.050
75.959
77.752
80.876
83.161
85.586
87.873
97.756
109.783
232.120
237.973
243.252
246.297
250.179
240.222
244.013
236.592
240.238
236.240
247.195
246.618
247.893
257.707
269.247
282.202
289.857
301.771
3,38
3,56
3,43
3,18
3,20
3,16
3,10
3,06
3,42
2,95
2,70
2,71
2,64
2,42
2,42
2,71
2,88
9.447
10.009
9.720
9.039
9.143
9.042
8.905
8.837
10.524
9.109
8.382
8.419
8.276
7.616
7.719
8.780
9.481
10.510
279.814
280.888
283.300
284.613
285.282
286.404
287.550
288.751
307.329
308.717
310.952
310.817
312.899
314.710
318.613
323.666
329.497
350.792
81,39
78,89
77,68
79,48
79,03
78,72
80,79
80,78
86,57
85,60
84,03
83,42
83,26
85,28
86,40
85,58
85,14
- Biaya Operasional
14.900
16.564
17.424
20.276
22.518
24.238
30.280
32.856
4.936
7.823
9.697
12.593
15.045
18.712
23.688
30.065
36.235
40.221
18.306
20.997
22.432
25.510
28.495
30.792
37.478
40.672
5.701
9.139
11.539
15.097
18.070
21.942
27.417
35.130
42.558
48.164
- Operating Income
3,50
3,47
3,45
3,45
3,46
3,45
3,45
3,47
3,46
3,27
3,31
3,32
3,32
3,36
3,31
3,31
3,34
9.600
9.564
9.588
9.621
9.652
9.665
9.706
9.790
10.373
9.836
10.039
10.057
10.151
10.321
10.271
10.434
10.730
11.627
274.588
275.473
277.717
278.693
279.107
279.805
280.969
282.108
299.557
300.822
303.207
303.121
305.417
307.191
310.693
315.430
320.994
341.078
99,19
104,96
104,56
106,44
110,19
107,55
111,30
111,21
105,10
104,73
107,97
111,55
110,72
110,97
116,87
121,66
125,38
153.764
154.916
160.064
163.569
167.774
169.344
173.255
172.859
172.738
171.259
175.326
180.697
183.270
181.482
193.661
203.521
212.784
218.781
155.017
147.593
153.088
153.673
152.261
157.456
155.666
155.430
164.354
163.527
162.380
161.994
165.522
163.536
165.712
167.293
169.714
184.337
24,35
23,55
24,90
23,00
21,25
22,36
21,28
22,30
23,34
24,82
24,65
20,74
22,51
23,19
22,48
21,21
20,90
55.985
52.338
54.129
51.497
47.558
50.806
49.355
52.599
56.854
61.404
58.783
45.514
50.739
50.336
52.932
53.509
53.418
62.766
14.931
15.071
20.010
16.065
14.191
15.495
14.283
14.754
14.874
15.551
18.957
18.880
21.571
24.748
23.964
22.654
25.214
22.173
291.207
286.262
297.769
293.807
290.636
296.496
299.013
301.966
307.329
310.105
315.423
310.412
321.224
323.766
342.033
359.037
376.142
389.287

- ATMR
ROA (%)
BOPO (%)
NIM (%)
LDR (%)
Bank
- Total Aset

- Profit

- Total Assets
31
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)

Miliar (Billion)
2012
2013
Group of Bank
Kelompok Bank
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
- Bank Persero
1.346.403
1.369.752
1.355.233
1.372.756
1.388.621
1.396.102
1.437.996
1.535.343
1.492.152
1.486.314
1.503.293
1.540.859
1.546.709
1.578.632
1.587.370
1.615.923
1.657.000
1.666.037 - State Owned Banks
- BUSN Devisa
1.516.427
1.549.745
1.562.224
1.572.030
1.601.017
1.611.323
1.640.486
1.705.408
1.705.217
1.715.882
1.736.757
1.731.693
1.762.054
1.755.355
1.785.750
1.806.348
1.855.771
1.854.386
- Foreign Exchange
Commercial Banks
- BUSN Non Devisa
111.777
116.682
117.014
120.981
125.482
125.990
128.684
135.472
134.227
133.781
141.242
141.477
144.507
148.432
147.591
146.433
150.541
149.899 - Non-Foreign Exchange
Commercial Banks
- BPD
358.582
368.805
365.852
356.529
395.213
388.341
386.686
366.685
357.120
372.740
389.851
409.387
405.260
413.154
397.348
393.226
426.527
414.741 - Regional Development
Banks
- Bank Campuran
202.834
199.654
204.172
207.395
208.233
210.536
210.591
217.713
214.994
218.295
227.265
233.923
238.936
242.443
250.197
260.170
271.328
261.752 - Joint Venture Banks
- Bank Asing
291.408
286.477
298.041
294.072
290.801
296.496
299.013
301.966
307.329
310.105
315.423
310.412
321.224
323.766
342.033
359.037
376.142
370.029 - Foreign Owned Banks
3.827.432
3.891.116
3.902.536
3.923.764
4.009.368
4.028.789
4.103.456
4.262.587
4.211.039
4.237.117
4.313.832
4.367.751
4.418.690
4.461.783
4.510.290
4.581.137
4.737.308
Total
4.716.845
Total
32
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)

Desember 2008
Kelompok Bank
Desember 2009
Desember 2010
Desember 2011
Oktober 2012
Desember 2012
Oktober 2013
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp.
> Rp.
> Rp.
> Rp.
> Rp.
> Rp.
> Rp.
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
< Rp. 1 s.d
s.d
50
50
50
50
50
50
50
Triliun
10
50
Triliun 10
50
Triliun
10
50
Triliun
10
50
Triliun
10
50
Triliun
10
50
Triliun
10
50
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Group of Bank
Bank Persero
State Owned Banks
BUSN Devisa
16
10
18
18
10
18
10
18
11
17
11
16
12
Foreign Exchange
Commercial Banks
BUSN Non Devisa
24
21
21
12
15
11
15
10
17
10
16
Non-Foreign Exchange
Commercial Banks
BPD
19
17
15
11
14
11
13
12
14
11
11
14
Regional Development
Banks
Bank Campuran
Joint Venture Banks
Bank Asing
Foreign Owned Banks
28
55
30
11
25
56
29
11
23
53
34
12
13
57
32
18
11
57
31
21
Total
12
57
30
21
11
52
35
22
Total
33
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Indikator
Aset Produktif Neraca
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
3.956.974 Earning Assets
3.128.499
3.195.127
3.175.613
3.203.509
3.274.512
3.289.277
3.339.825
3.416.989
3.370.759
3.471.162
3.550.589
3.573.221
3.638.229
3.674.645
3.748.911
3.813.167
3.970.762
2.979.721
3.044.533
3.026.450
3.047.937
3.112.689
3.130.332
3.180.983
3.250.997
3.196.818
3.294.565
3.369.833
3.393.202
3.476.582
3.494.982
3.576.340
3.625.934
3.786.570
3.768.006
b. DPK
92.261
94.652
92.951
97.876
106.528
100.941
103.026
110.176
118.046
119.402
124.437
123.186
104.178
122.037
114.153
124.522
123.033
126.706
c. Kurang Lancar
10.866
9.920
10.123
10.365
9.924
12.122
9.945
9.189
11.320
10.437
9.884
10.309
9.783
9.578
10.498
12.298
11.187
11.241
c. Sub-Standard
d. Diragukan
7.579
8.420
8.078
8.324
8.263
8.926
7.704
9.515
7.573
9.886
9.509
8.332
8.596
8.779
8.408
8.909
8.973
9.252
d. Doubtful
e. Macet
38.072
37.603
38.009
39.007
37.108
36.956
38.167
37.113
37.002
36.873
36.925
38.192
39.090
39.269
39.512
41.505
40.999
41.769
e. Loss
493.134
497.233
504.071
526.977
539.409
523.258
516.887
513.648
523.880
513.537
517.794
521.723
533.094
532.776
548.421
567.499
586.111
a. Lancar
Aset Produktif Transaksi

1)
Rekening Administratif
a. Lancar
a. Current
b. Special Mention
583.915 Earning Assets - Account
Administrative Transactions
a. Current
486.642
490.385
495.950
519.128
531.102
515.232
512.681
509.422
512.574
506.255
510.196
514.068
527.612
526.797
540.931
560.801
578.506
576.040
6.108
6.306
7.622
7.447
7.797
7.687
3.974
4.018
11.082
7.066
7.329
7.348
5.193
5.711
7.061
6.386
7.275
7.590
217
356
340
220
326
119
65
85
64
71
122
149
119
117
82
88
100
97
c. Sub-Standard
42
26
15
47
50
75
30
27
38
49
38
38
28
30
28
29
29
47
d. Doubtful
125
160
143
135
135
146
137
96
122
97
108
120
141
121
320
195
201
141
111.483
110.341
111.142
114.265
55.806
58.343
56.048
56.024
110.427
113.021
111.210
112.392
57.758
57.894
58.847
63.023
61.489
62.547
17.511
17.524
17.724
17.337
17.217
16.423
16.928
17.812
17.458
17.966
19.000
20.595
21.607
23.313
24.384
24.027
23.595
23.473 Interbank Loans
17.381
17.310
17.577
17.204
17.060
16.331
16.831
17.668
17.357
17.875
18.869
20.470
21.487
23.181
24.285
23.887
23.481
23.351
26
112
47
32
79
13
19
64
13
10
42
39
38
44
47
14
23
c. Kurang Lancar
10
c. Sub-Standard
d. Diragukan
d. Doubtful
104
102
99
102
78
78
78
80
82
79
79
81
83
83
86
90
98
95
104
102
99
102
79
79
78
80
87
82
89
87
84
88
90
101
98
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning Aset

(Nominal)
Kredit kepada Bank Lain
a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada

Bank Lain (Nominal)
93
1)
b. Special Mention
e. Lost
Non Performing Earning Asset
(Nominal)
a. Current
b. Special Mention
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada
Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets
earning who has published is a number of earning assets as a credit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby
letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities
that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent
liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and
non-performing earning assets on the account administrative transactions
34
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
2012
Indikator
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
1.146.720
1.160.713
1.151.485
1.157.399
1.192.625
1.193.701
1.221.352
1.260.415
1.256.267
1.285.637
1.309.769
1.310.251
1.342.141
1.350.472
1.383.618
1.399.401
1.451.485
1.075.338
1.087.498
1.079.683
1.084.875
1.114.839
1.118.072
1.145.819
1.176.286
1.164.604
1.198.236
1.219.165
1.217.021
1.266.068
1.261.044
1.303.034
1.307.597
1.367.546
1.357.198
b. DPK
47.441
49.807
48.095
48.665
54.634
50.400
52.093
59.753
67.680
62.819
66.462
68.632
51.412
64.871
55.321
64.025
58.394
65.860
b. Special Mention
c. Kurang Lancar
4.253
3.434
4.142
3.923
3.888
5.743
3.825
2.699
4.394
3.870
3.633
3.846
3.374
3.020
3.676
5.220
3.646
3.486
c. Sub-Standard
d. Diragukan
3.149
3.753
3.180
3.198
3.216
3.769
2.743
4.709
2.643
4.702
4.368
3.475
3.892
3.988
3.232
3.622
3.577
3.502
d. Doubtful
e. Macet
16.540
16.219
16.384
16.739
16.048
15.717
16.872
16.967
16.947
16.011
16.141
17.276
17.395
17.549
18.355
18.937
18.322
18.396
e. Loss
132.727
131.701
141.135
146.783
148.821
156.187
157.308
163.904
172.820
159.504
159.345
164.535
166.436
158.629
169.778
182.821
187.882
a. Lancar

a. Lancar
a. Current
a. Current
131.468
130.478
139.660
145.547
147.562
154.674
156.174
162.882
165.501
158.150
158.129
163.392
165.288
157.161
168.304
180.704
185.049
188.326
1.176
1.147
1.412
1.183
1.203
1.455
1.075
980
7.254
1.302
1.110
1.040
1.033
1.375
1.379
2.026
2.735
1.736
21
10
10
21
65
58
52
51
14
c. Sub-Standard
14
21
d. Doubtful
59
59
54
44
46
41
54
20
43
25
36
44
61
40
80
82
85
79
47.865
46.804
47.401
47.706
23.208
25.286
23.498
24.418
47.954
49.084
48.143
49.128
24.776
24.650
25.358
27.870
25.643
25.476
2.341
2.583
2.645
2.638
2.574
2.552
2.590
2.866
2.794
2.752
2.743
3.384
3.807
4.153
4.366
4.481
4.863
2.214
2.371
2.509
2.514
2.421
2.473
2.495
2.740
2.706
2.665
2.630
3.299
3.706
4.033
4.283
4.382
4.763
4.362
26
112
37
23
76
18
48
36
23
39
c. Kurang Lancar
d. Diragukan
102
100
98
101
77
77
77
78
80
78
77
102
100
98
101
77
77
77
78
80
78
77
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

(Nominal)
a. Lancar
b. DPK
e. Macet

Bank Lain (Nominal)
b. Special Mention
e. Loss
(Nominal)
a. Current
0r)
12
16
c. Sub-Standard
d. Doubtful
78
78
79
82
86
93
92
78
78
80
84
87
93
92
b. Special Mention
e. Loss
(Nominal)
r) Revised figures
35
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
2012
2013
Indicator
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.205.215
1.243.320
1.241.235
1.244.708
1.254.822
1.268.611
1.293.983
1.327.140
1.294.400
1.334.737
1.353.800
1.364.067
1.381.782
1.389.622
1.411.319
1.448.975
1.492.362
1.152.865
1.191.446
1.189.896
1.189.936
1.200.800
1.215.115
1.239.756
1.274.458
1.243.357
1.278.811
1.297.878
1.310.643
1.328.718
1.333.635
1.354.137
1.389.684
1.432.009
1.437.181
b. DPK
31.627
31.172
30.724
34.162
34.789
33.879
34.831
33.686
31.986
36.634
36.714
34.336
33.709
36.447
38.291
38.828
39.659
36.913
b. Special Mention
c. Kurang Lancar
4.504
4.119
3.646
3.512
3.373
3.642
3.516
3.810
3.677
3.531
3.638
3.705
3.724
3.709
3.712
4.076
4.015
4.515
c. Sub-Standard
d. Diragukan
2.303
2.579
2.609
2.553
2.520
2.580
2.442
2.305
2.470
2.715
2.544
2.317
2.031
2.186
2.342
2.494
2.500
2.337
d. Doubtful
e. Macet
13.916
14.004
14.360
14.545
13.340
13.395
13.438
12.881
12.909
13.045
13.026
13.066
13.601
13.645
12.838
13.893
14.179
14.350
e. Loss
195.986
199.565
199.076
210.208
216.871
221.944
222.627
218.107
221.358
222.882
223.816
226.886
229.527
234.770
233.873
234.627
237.691
a. Lancar

a. Lancar
197.071
196.097
207.304
213.633
218.278
222.011
217.286
220.487
220.099
221.140
224.195
1.888
2.418
2.942
2.875
3.184
3.637
589
790
848
2.769
2.655
c. Kurang Lancar
15
28
27
11
d. Diragukan
10
10
10
e. Macet
10
39
25
18
17
20
16
14
40.923
40.882
40.967
41.072
19.287
19.648
19.423
7.902
8.185
8.343
8.319
8.450
8.582
7.901
8.183
8.342
8.310
8.448
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

(Nominal)
a. Lancar

Bank Lain (Nominal)
194.062
b. DPK
a. Current
228.833
234.088
231.725
2.672
672
660
11
10
17
19.027
37.727
38.260
8.667
9.085
9.098
8.571
8.667
9.069
11
a. Current
233.940
236.998
231.386
1.945
609
618
1.932
c. Sub-Standard
d. Doubtful
13
193
68
67
10
38.096
37.942
19.378
19.562
19.094
20.541
20.769
21.223
9.488
10.229
10.435
10.771
11.251
12.066
11.177
9.621
9.092
9.487
10.224
10.401
10.755
11.243
12.061
11.152
9.611
9.805
16
32
14
22
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
*)
*)
*)
b. Special Mention
e. Loss
(Nominal)
a. Current

(Nominal)
*) Angka-angka sementara
*) Provisional figures
36
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
2012
2013
Indicator
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
95.940 Earning Assets
71.787
73.756
74.605
77.937
80.388
80.746
81.967
82.482
76.689
83.879
86.499
86.425
87.426
91.120
91.750
91.502
95.228
a. Lancar
69.189
71.106
71.820
74.766
77.296
77.663
78.802
79.366
74.392
80.237
82.865
82.809
83.904
87.522
88.083
87.749
91.557
92.250
a. Current
b. DPK
1.432
1.485
1.569
1.923
1.879
1.884
1.923
1.872
1.612
2.356
2.455
2.349
2.250
2.380
2.434
2.564
2.532
2.440
b. Special Mention
c. Kurang Lancar
281
259
308
278
208
185
267
361
175
308
231
337
338
344
311
215
253
345
c. Sub-Standard
d. Diragukan
223
242
239
267
278
248
254
197
165
269
286
262
269
286
324
294
271
263
d. Doubtful
e. Macet
663
664
669
704
727
765
720
686
346
709
662
668
665
587
598
681
615
641
e. Loss
2.202
2.533
2.310
2.296
2.136
2.218
2.331
2.235
2.497
2.495
2.473
2.462
2.473
2.931
2.862
2.649
2.669
2.199
2.512
2.309
2.291
2.116
2.211
2.325
b. DPK
19
c. Kurang Lancar
d. Diragukan
e. Macet
10
2.315
2.312
680

a. Lancar
a. Current
2.232
2.489
2.490
2.429
2.417
2.457
2.928
2.860
2.646
2.660
2.794
43
17
14
b. Special Mention
25
c. Sub-Standard
d. Doubtful
e. Loss
2.414
2.496
1.213
1.199
1.242
1.245
1.372
2.572
2.358
2.534
1.274
1.219
1.233
1.191
1.139
1.250
728
757
789
813
815
862
890
882
876
916
897
970
1.053
1.102
1.120
1.119
680
728
757
789
812
813
861
888
875
872
905
890
966
1.049
1.092
1.111
1.114
1.104
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
11

(Nominal)
a. Lancar

Bank Lain (Nominal)

(Nominal)
a. Current

(Nominal)
37
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
2012
2013
Indicator
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
275.087
289.007
263.372
285.813
312.770
304.128
302.368
297.222
293.411
307.652
325.170
333.504
333.698
342.902
332.407
330.081
356.826
266.948
280.229
254.724
275.546
301.682
292.944
291.642
287.538
280.833
295.079
312.480
320.695
320.958
329.527
319.090
315.901
341.642
337.868
4.142
4.677
4.671
4.996
6.031
5.788
5.345
4.570
6.392
6.715
7.068
6.808
6.387
6.859
6.388
7.221
7.828
7.486
b. Special Mention
c. Kurang Lancar
595
638
579
1.175
1.074
1.236
1.038
945
1.765
1.275
942
1.137
1.105
1.125
1.154
982
1.459
1.563
c. Sub-Standard
d. Diragukan
442
442
537
830
652
707
672
637
665
687
818
795
902
840
1.010
1.006
924
908
2.959
3.022
2.861
3.266
3.331
3.453
3.671
3.532
3.756
3.895
3.863
4.069
4.346
4.551
4.766
4.971
4.973
5.339
16.972
17.267
15.803
18.429
19.211
19.598
17.539
18.191
15.626
14.911
14.741
15.224
16.057
16.743
17.389
17.932
18.357

a. Lancar
b. DPK
e. Macet
a. Lancar
a. Current
d. Doubtful
e. Loss
a. Current
16.904
17.165
15.698
18.308
19.084
19.464
17.442
18.152
15.549
14.854
14.668
15.052
15.889
16.550
17.296
17.847
18.246
17.990
25
63
59
52
27
38
59
41
21
39
133
126
152
53
45
75
60
c. Kurang Lancar
42
d. Diragukan
12
10
54
12
12
15
13
13
15
14
16
16
15
13
14
d. Doubtful
39
36
42
50
48
42
25
23
21
23
20
21
26
22
23
21
23
25
e. Loss
7.966
8.189
7.943
10.528
5.157
5.491
5.420
5.150
12.355
11.707
11.238
11.994
6.395
6.556
6.969
7.000
7.392
7.853
216
274
286
299
316
352
345
357
329
435
433
442
454
521
593
614
656
664 Interbank Loans
215
273
277
299
315
351
345
357
329
435
430
441
454
520
593
607
656
664
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
b. DPK
e. Macet

(Nominal)
a. Lancar

Bank Lain (Nominal)
b. Special Mention
c. Sub-Standard

(Nominal)
a. Current

(Nominal)
38
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
2012
2013
Indicator
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
176.513
176.994
181.119
183.144
183.209
184.827
184.970
191.046
187.736
194.973
202.449
203.241
210.625
213.734
223.741
229.595
238.969
170.839
171.462
175.720
177.556
177.045
178.981
179.178
184.439
181.434
188.439
195.526
196.812
204.082
206.834
216.420
221.928
230.282
224.946
3.463
3.258
3.088
3.196
3.731
3.391
3.417
4.239
4.015
4.237
4.596
4.287
4.413
4.976
5.132
5.373
6.487
5.812
c. Kurang Lancar
504
583
521
586
490
452
436
540
481
473
493
434
399
385
642
758
754
373
c. Sub-Standard
d. Diragukan
306
316
416
351
477
510
447
482
488
363
331
334
345
300
309
296
400
905
d. Doubtful
1.402
1.374
1.374
1.455
1.466
1.493
1.491
1.346
1.318
1.462
1.503
1.373
1.386
1.238
1.239
1.239
1.047
1.015
37.059
39.143
38.765
39.004
39.717
39.468
34.892
33.260
35.392
36.349
37.423
36.087
39.694
38.326
39.881
41.803
46.267

a. Lancar
b. DPK
e. Macet
a. Lancar
Sep *)
Okt
a. Current
b. Special Mention
e. Loss
a. Current
36.478
38.608
38.298
38.506
39.089
38.731
34.335
32.788
34.932
35.896
36.916
35.603
39.109
37.725
39.308
41.235
45.689
45.482
551
495
442
459
560
674
533
451
439
432
501
470
571
582
558
535
526
346
29
38
23
37
67
62
22
21
20
21
14
14
18
15
33
52
53
d. Diragukan
d. Doubtful
e. Macet
e. Loss
4.413
4.532
4.607
4.775
2.501
2.519
2.398
2.389
4.574
4.579
4.637
4.265
2.145
1.942
2.205
2.327
2.253
2.350
12
14
14
16
14
50
76***
74
Interbank Loans
a. Lancar
12
14
14
16
14
50
76***
74
a. Current
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
b. DPK
c. Kurang Lancar

(Nominal)

Bank Lain (Nominal)
b. Special Mention
c. Sub-Standard

(Nominal)

(Nominal)
39
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
2012
2013
Indicator
Indikator
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
253.176
251.338
263.796
254.508
250.698
257.265
255.186
258.683
262.256
264.285
272.901
275.733
282.556
286.795
306.075
313.612
335.892
244.542
242.792
254.607
245.258
241.027
247.557
245.785
248.910
252.198
253.763
261.919
265.221
272.852
276.419
295.576
303.075
323.532
318.562
4.157
4.253
4.804
4.934
5.464
5.600
5.416
6.057
6.362
6.641
7.142
6.774
6.008
6.503
6.587
6.512
8.133
8.196
729
886
927
891
891
864
863
833
828
979
947
850
843
994
1.004
1.046
1.061
959
d. Diragukan
1.156
1.087
1.098
1.126
1.119
1.112
1.147
1.184
1.141
1.150
1.163
1.150
1.156
1.179
1.193
1.196
1.301
1.338
d. Doubtful
e. Macet
2.593
2.319
2.361
2.299
2.196
2.133
1.974
1.700
1.726
1.752
1.731
1.739
1.697
1.700
1.716
1.783
1.864
2.028
e. Loss
108.188
107.024
106.982
110.257
112.653
83.843
82.190
77.951
76.187
77.396
79.995
76.529
78.907
81.379
84.639
87.668
93.245

a. Lancar
b. DPK
c. Kurang Lancar

a. Current
b. Special Mention
c. Sub-Standard
105.531
104.550
103.888
107.172
109.619
81.874
80.394
76.081
73.615
74.767
76.914
73.410
76.035
78.346
81.438
84.429
89.865
90.062
a. Current
2.465
2.177
2.767
2.873
2.803
1.878
1.712
1.790
2.492
2.537
2.981
3.016
2.778
2.940
3.125
3.169
3.313
3.513
b. Special Mention
149
275
300
168
186
44
37
32
33
43
47
46
41
40
44
37
33
26
c. Sub-Standard
d. Diragukan
27
23
23
10
13
19
d. Doubtful
e. Macet
15
15
21
21
23
41
41
40
40
41
42
45
44
45
24
23
27
27
e. Loss

(Nominal)
8.000
7.623
7.810
7.689
4.439
4.200
4.068
3.796
6.445
6.820
6.739
6.529
3.790
3.965
3.989
4.095
4.294
4.396
6.366
5.751
5.686
5.288
5.061
4.119
4.460
4.610
4.348
4.407
4.667
5.425
5.592
6.320
6.243
6.585
7.261
6.366
5.751
5.686
5.288
5.061
4.119
4.460
4.610
4.348
4.407
4.667
5.425
5.592
6.320
6.243
6.585
7.261
7.343
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
a. Lancar
b. DPK
c. Kurang Lancar
a. Lancar

Bank Lain (Nominal)

(Nominal)
a. Current

(Nominal)
40
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of Commercial Banks)

Desember 2008
Keterangan
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Oktober 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Oktober 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
430.000
24,53
465.222
23,85
535.855
22,91
652.708
23,44
707.065
23,03
767.070
23,78
842.631
Rupiah
307.743
17,55
332.198
17,03
383.808
16,41
485.716
17,44
513.179
16,71
567.801
17,61
570.582
Valas
122.257
6,97
133.024
6,82
152.047
6,50
166.992
6,00
193.887
6,31
199.270
6,18
272.050
Tabungan
498.587
28,44
585.707
30,03
733.157
31,35
898.245
32,25
994.300
32,38
1.076.830
33,39
1.121.212
476.717
27,19
544.411
27,91
678.621
29,02
840.063
30,16
928.742
30,25
1.010.488
31,33
1.036.545
21.870
1,25
41.295
2,12
54.536
2,33
58.181
2,09
65.558
2,14
66.342
2,06
84.667
824.704
47,04
899.783
46,13
1.069.811
45,74
1.234.072
44,31
1.369.195
44,59
1.381.298
42,83
1.557.047
Rupiah
675.983
38,56
761.844
39,05
928.089
39,68
1.072.770
38,52
1.156.791
37,67
1.179.242
36,56
1.308.232
Valas
148.722
8,48
137.939
7,07
141.723
6,06
161.302
5,79
212.404
6,92
202.056
6,26
248.815
Giro
Rupiah
Valas
Simpanan Berjangka
Komposisi thd
Total DPK (%)
23,93 Demand Deposits

16,21
Rupiah
7,73
Foreign Exchange
31,84 Saving
29,44
Rupiah
2,40
Foreign Exchange
44,22 Time Deposits

37,16
Rupiah
7,07
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan

Rupiah
673.312
24,18
682.886
22,24
677.030
20,99
800.156
22,73
Valas
110.978
3,98
141.449
4,61
128.829
3,99
145.086
4,12
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
222.071
7,97
229.617
7,48
251.926
7,81
253.261
7,19
Valas
21.467
0,77
28.911
0,94
27.543
0,85
41.843
1,19
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
90.412
3,25
127.270
4,14
125.555
3,89
132.242
3,76
Valas
15.504
0,56
24.040
0,78
27.215
0,84
33.540
0,95
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan

Rupiah
86.975
3,11
117.018
3,81
124.731
3,87
122.574
3,48
Rupiah
Valas
13.352
0,48
18.004
0,59
18.469
0,57
28.346
0,81
Foreign Exchange
Total DPK
1.753.292
100,00
1.950.712
100,00
2.338.824
100,00
2.785.024
100,00
3.070.560
100,00
3.225.198
100,00
3.520.890
Rupiah
1.460.443
83,30
1.638.454
83,99
1.990.518
85,11
2.398.549
86,12
2.598.712
84,63
2.757.530
85,50
2.915.359
292.849
16,70
312.258
16,01
348.306
14,89
15,37
467.668
14,50
605.531
Valas
Items
(Composition to
Total Third
Party Funds)
(%)
386.475
13,88
471.849
100,00 Total Third Party Funds

82,80
Rupiah
17,20
Foreign Exchange
41
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)

Desember 2008
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
151.767
123.438
28.329
237.446
230.047
7.399
280.614
235.219
45.395
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
22,66
18,43
4,23
35,45
34,34
1,10
41,89
35,12
6,78
Desember 2009
Nominal
172.602
136.512
36.090
278.581
268.894
9.687
332.201
274.965
57.236
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
22,03
17,43
4,61
35,56
34,32
1,24
42,41
35,10
7,31
194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429
21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72
Desember 2011
Nominal
Oktober 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Oktober 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
222.858
155.986
66.872
431.208
416.565
14.644
417.499
347.836
69.663
20,80
14,56
6,24
40,24
38,87
1,37
38,96
32,46
6,50
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283
22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60
292.989
184.190
108.800
502.428
480.931
21.497
482.003
403.749
78.255
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third
Party Funds)
(%)
14,42
Rupiah
8,52
Foreign Exchange
39,33 Saving
37,65
Rupiah
1,68
Foreign Exchange
37,73 Time Deposits
31,61
Rupiah
6,13
Foreign Exchange

Rupiah
Valas
229.284
35.179
22,06
3,39
210.613
49.944
19,65
4,66
223.177
46.712
18,58
3,89
240.642
42.287
18,84
3,31
- Periode 1 Month
Rupiah
Foreign Exchange

Rupiah
Valas
62.782
4.976
6,04
0,48
63.659
6.435
5,94
0,60
71.970
5.442
5,99
0,45
73.392
15.262
5,75
1,19
- Periode 3 Month
Rupiah
Foreign Exchange

Rupiah
Valas
19.550
5.922
1,88
0,57
26.419
6.568
2,47
0,61
32.208
8.401
2,68
0,70
32.951
10.761
2,58
0,84
- Periode 6 Month
Rupiah
Foreign Exchange
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
47.145
6.716
1.071.565
920.386
151.179
4,40
0,63
100,00
85,89
14,11
51.475
6.729
1.201.284
1.053.025
148.259
4,28
0,56
100,00
87,66
12,34
56.763
9.945
1.277.421
1.068.869
208.552

Rupiah
Valas
Total DPK
Rupiah
Valas

669.827
588.704
81.123
100,00
87,89
12,11
783.384
680.371
103.013
100,00
86,85
13,15
898.405
793.338
105.067
100,00
88,31
11,69
4,44
Rupiah
0,78
Foreign Exchange
83,67
Rupiah
16,33
Foreign Exchange
42
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)

Desember 2008
Keterangan
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Oktober 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Oktober 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
137.481
19,59
153.929
19,71
195.216
20,02
225.170
19,19
245.670
19,03
264.982
19,58
279.372
Rupiah
89.607
12,77
104.102
13,33
133.895
13,73
166.221
14,17
183.366
14,21
198.251
14,65
196.336
Valas
47.875
6,82
49.827
6,38
61.322
6,29
58.949
5,02
62.304
4,83
66.731
4,93
83.035
Tabungan
203.171
28,95
254.350
32,56
316.054
32,41
388.030
33,07
443.258
34,34
461.038
34,07
484.825
198.120
28,23
238.632
30,55
294.034
30,15
363.575
30,99
416.790
32,29
433.712
32,05
447.733
5.051
0,72
15.718
2,01
22.020
2,26
24.455
2,08
26.469
2,05
27.326
2,02
37.092
361.058
51,45
372.792
47,73
464.038
47,58
560.098
47,74
601.751
46,62
627.129
46,35
709.472
309.732
44,14
326.063
41,75
407.603
41,79
490.904
41,84
514.400
39,86
541.950
40,05
596.146
51.326
7,31
46.729
5,98
56.435
5,79
69.194
5,90
87.351
6,77
85.179
6,29
113.326
Giro
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third
Party Funds)
(%)
13,32
Rupiah
5,63
Foreign Exchange
32,90 Saving
30,38
Rupiah
2,52
Foreign Exchange
48,14 Time Deposits

40,45
Rupiah
7,69
Foreign Exchange
- Periode 1 Month

Rupiah
307.839
26,24
303.058
23,48
320.362
23,68
375.080
25,45
Valas
47.742
4,07
52.476
4,07
49.251
3,64
63.789
4,33
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
107.755
9,18
117.021
9,07
127.361
9,41
124.718
8,46
Valas
9.728
0,83
14.657
1,14
14.451
1,07
18.750
1,27
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
39.826
3,39
55.133
4,27
54.242
4,01
56.486
3,83
Valas
5.505
0,47
11.074
0,86
12.135
0,90
15.687
1,06
Rupiah
Foreign Exchange

Rupiah
35.483
3,02
39.188
3,04
39.985
2,95
39.862
2,70
Rupiah
Valas
6.219
0,53
9.143
0,71
9.343
0,69
15.100
1,02
Foreign Exchange
Total DPK
701.710
100,00
781.072
100,00
975.308
100,00
1.173.297
100,00
1.290.680
100,00
1.353.149
100,00
1.473.669
Rupiah
597.459
85,14
668.798
85,63
835.532
85,67
1.020.700
86,99
1.114.557
86,35
1.173.913
86,75
1.240.216
Valas
104.251
14,86
112.274
14,37
139.777
14,33
152.597
13,01
13,65
179.236
13,25
233.453
176.123

84,16
Rupiah
15,84
Foreign Exchange
43
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)

Desember 2008
Keterangan
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Oktober 2012
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total
Third Party
Funds) (%)
Desember 2012
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total
Third Party
Funds) (%)
Oktober 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds)
(%)
Komposisi thd
Total DPK (%)
Nominal
1.779
5,36
2.184
4,96
2.745
4,66
3.634
4,37
3.658
3,83
5.074
4,86
5.406
1.779
5,36
2.183
4,96
2.745
4,66
3.634
4,37
3.658
3,83
5.074
4,86
5.406
Valas
0,00
0,00
Tabungan
3.375
10,16
4.161
9,46
6.178
10,48
10.281
12,37
12.210
12,77
12.794
12,26
14.585
3.375
10,16
4.161
9,46
6.178
10,48
10.281
12,37
12.210
12,77
12.794
12,26
14.585
28.059
84,48
37.635
85,57
50.026
84,86
69.180
83,25
79.735
83,40
86.478
82,88
92.823
28.059
84,48
37.635
85,57
50.026
84,86
69.180
83,25
79.735
83,40
86.478
82,88
92.823
0,00
Giro
Rupiah
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

4,79
Rupiah
-
Foreign Exchange
12,93 Saving
12,93
Rupiah
-
Foreign Exchange
82,28 Time Deposits

82,28
Rupiah
-
Foreign Exchange
- Periode 1 Month

Rupiah
36.567
44,01
41.417
43,32
43.915
42,09
52.782
46,79
Valas
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
18.991
22,86
18.773
19,64
22.133
21,21
22.562
20,00
Valas
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
11.284
13,58
15.363
16,07
15.658
15,01
13.736
12,18
Valas
Rupiah
Foreign Exchange

Rupiah
2.337
2,81
4.183
4,38
4.771
4,57
3.743
3,32
Valas
Total DPK
33.213
100,00
43.980
100,00
58.950
100,00
83.095
100,00
95.603
100,00
104.346
100,00
112.814
Rupiah
33.213
100,00
43.979
100,00
58.950
100,00
83.095
100,00
95.603
100,00
104.346
100,00
112.814
0,00
0,00
Valas
Items
(Composition to
Total Third
Party Funds)
(%)
Rupiah
Foreign Exchange

100,00
Rupiah
-
Foreign Exchange
44
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)

Desember 2008
Keterangan
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
Oktober 2012
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total
Third Party
Funds) (%)
Desember 2012
Komposisi
thd Total
DPK (%)
Nominal
(Composition
to Total
Third Party
Funds) (%)
Oktober 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds)
(%)
Komposisi thd
Total DPK (%)
Nominal
70.746
49,38
63.848
41,94
62.196
33,87
88.456
37,59
127.903
39,80
112.953
40,55
135.277
70.653
49,32
63.553
41,74
61.725
33,61
88.094
37,43
127.671
39,73
112.715
40,47
134.732
Valas
93
0,07
294
0,19
471
0,26
362
0,15
233
0,07
238
0,09
545
Tabungan
37.498
26,17
43.728
28,72
53.614
29,20
67.338
28,61
66.754
20,77
79.968
28,71
76.609
37.497
26,17
43.724
28,72
53.595
29,19
67.318
28,60
66.726
20,76
79.938
28,70
76.567
0,00
0,00
19
0,01
20
0,01
28
0,01
30
0,01
42
35.015
24,44
44.673
29,34
67.815
36,93
79.555
33,80
126.701
39,43
85.614
30,74
124.914
34.877
24,34
44.148
29,00
67.365
36,69
78.767
33,47
125.888
39,17
84.903
30,48
124.214
138
0,10
525
0,34
450
0,24
787
0,33
813
0,25
711
0,26
700
Giro
Rupiah
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas

40,00
Rupiah
0,16
Foreign Exchange
22,75 Saving
22,73
Rupiah
0,01
Foreign Exchange
37,09 Time Deposits

36,88
Rupiah
0,21
Foreign Exchange
- Periode 1 Month

Rupiah
46.523
19,77
71.449
22,23
37.513
13,47
74.539
22,13
Valas
673
0,29
675
0,21
468
0,17
577
0,17

-
14.335
6,09
12.932
4,02
12.214
4,39
13.905
4,13
Valas
51
0,02
37
0,01
14
0,01
75
0,02
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
12.559
5,34
20.259
6,30
13.495
4,84
19.469
5,78
Valas
0,00
29
0,01
27
0,01
15
0,00
Rupiah
- Periode 3 Month
Rupiah
Rupiah
Foreign Exchange
Rupiah
5.349
2,27
21.247
6,61
21.682
7,78
16.301
4,84
Rupiah
Valas
59
0,03
72
0,02
203
0,07
32
0,01
Foreign Exchange
Total DPK
143.262
100,00
152.251
100,00
183.624
100,00
235.348
100,00
321.358
100,00
278.535
100,00
336.800
Rupiah
143.027
99,84
151.425
99,46
182.685
99,49
234.179
99,50
320.285
99,67
277.555
99,65
335.514
235
0,16
826
0,54
939
0,51
1.169
0,50
0,33
980
0,35
1.286
Valas
Items
(Composition to
Total Third
Party Funds)
(%)
1.073

99,62
Rupiah
0,38
Foreign Exchange
45
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)

Desember 2008
Keterangan
Desember 2009
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
(%)
18.872
(Composition
to Total Third
Party Funds)
(%)
Nominal
25.396
(Composition
to Total
Third Party
Funds) (%)
Nominal
22,57
30.823
(Composition
to Total
Third Party
Funds) (%)
Nominal
23,02
34.508
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
26,05
35.288
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third
Party Funds)
(%)
6,47
7.136
7,53
7.984
8,13
9.485
8,43
10.944
8,17
12.226
9,23
13.598
Valas
14.336
15,13
14.295
14,56
15.912
14,14
19.879
14,85
22.282
16,82
21.690
14,58
Tabungan
3.023
3,93
7.418
7,83
14.507
14,78
18.503
16,44
19.100
14,26
19.292
14,57
22.381
3.023
3,93
3.983
4,20
6.156
6,27
8.402
7,47
8.577
6,41
8.529
6,44
9.826
15,04 Saving
6,60
Rupiah
3.436
3,63
8.351
8,51
10.101
8,98
10.523
7,86
10.763
8,13
12.555
55.007
71,53
65.871
69,51
61.374
62,52
68.642
60,99
83.976
62,72
78.654
59,38
91.102
Rupiah
29.691
38,61
43.203
45,59
40.151
40,90
44.532
39,57
50.024
37,36
47.948
36,20
50.240
61,24 Time Deposits

33,77
Rupiah
Valas
25.315
32,92
22.668
23,92
21.223
21,62
24.110
21,42
33.952
25,36
30.706
23,18
40.862
27,47
Simpanan Berjangka
22,70
Nominal
Komposisi
thd Total
DPK (%)
Oktober 2013
18,07
Valas
22.280
(Composition
to Total Third
Party Funds)
(%)
Komposisi
thd Total
DPK (%)
Desember 2012
4.976
Rupiah
22,66
Komposisi thd
Total DPK (%)
Oktober 2012
13.896
Rupiah
21.472
Komposisi thd
Total DPK (%)
Desember 2011

9,14
Rupiah
Giro
24,54
Nominal
Desember 2010
8,44
Foreign Exchange
Foreign Exchange
Foreign Exchange
- Periode 1 Month

Rupiah
27.920
24,81
28.897
21,58
26.748
20,19
29.357
19,73
Valas
15.002
13,33
23.530
17,57
20.389
15,39
27.259
18,32
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
8.971
7,97
9.797
7,32
9.285
7,01
10.195
6,85
Valas
3.725
3,31
4.306
3,22
3.964
2,99
4.967
3,34
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
4.539
4,03
7.655
5,72
6.842
5,17
6.524
4,38
Valas
3.062
2,72
4.635
3,46
4.743
3,58
5.943
3,99
Rupiah
Foreign Exchange

Rupiah
3.102
2,76
3.676
2,75
5.073
3,83
4.165
2,80
Rupiah
Valas
2.321
2,06
1.482
1,11
1.611
1,22
2.693
1,81
Foreign Exchange
Total DPK
76.902
100,00
94.761
100,00
98.161
100,00
112.541
100,00
133.899
100,00
132.454
100,00
148.771
Rupiah
37.691
49,01
54.321
57,32
54.292
55,31
62.418
55,46
69.545
51,94
68.704
51,87
73.665
Valas
39.211
50,99
40.440
42,68
43.869
44,69
50.123
44,54
48,06
63.751
48,13
75.106
64.354

49,52
Rupiah
50,48
Foreign Exchange
46
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)

Desember 2008
Keterangan
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Oktober 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi
thd Total
DPK (%)
(Composition
to Total
Third Party
Funds) (%)
Nominal
Oktober 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third
Party Funds)
(%)
49.354
38,44
51.854
44,10
58.886
47,35
67.199
47,49
76.154
48,36
77.405
49,80
94.300
Rupiah
17.290
13,47
19.242
16,36
24.689
19,85
27.683
19,56
31.554
20,04
32.996
21,23
36.320

21,19
Rupiah
Valas
32.064
24,98
32.612
27,73
34.197
27,49
39.516
27,93
44.600
28,33
44.409
28,57
57.980
33,82
Tabungan
14.071
10,96
17.203
14,63
19.038
15,31
18.721
13,23
21.769
13,83
20.715
13,33
20.384
Rupiah
4.654
3,63
6.222
5,29
6.768
5,44
7.195
5,09
7.875
5,00
7.858
5,06
6.902
11,89 Saving
4,03
Rupiah
Valas
9.417
7,34
10.982
9,34
12.270
9,87
11.526
8,15
13.895
8,82
12.857
8,27
13.481
64.952
50,59
48.537
41,28
46.452
37,35
55.572
39,28
59.533
37,81
57.310
36,87
56.733
Rupiah
38.405
29,92
32.267
27,44
34.265
27,55
38.522
27,23
38.908
24,71
39.133
25,18
41.060
Valas
26.547
20,68
16.270
13,84
12.187
9,80
17.050
12,05
20.625
13,10
18.176
11,69
15.673
Giro
Simpanan Berjangka
7,86
Foreign Exchange
Foreign Exchange
33,10 Time Deposits

23,95
Rupiah
9,14
Foreign Exchange
- Periode 1 Month

Rupiah
25.177
17,79
27.756
17,63
25.315
16,29
27.756
16,19
Valas
12.382
8,75
11.175
7,10
12.011
7,73
11.175
6,52
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
9.237
6,53
8.488
5,39
8.962
5,77
8.488
4,95
Valas
2.987
2,11
2.788
1,77
3.673
2,36
2.788
1,63
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
2.654
1,88
3.076
1,95
3.110
2,00
3.076
1,79
Valas
1.010
0,71
1.134
0,72
1.910
1,23
1.134
0,66
Rupiah
Foreign Exchange

Rupiah
1.453
1,03
1.740
1,11
1.746
1,12
1.740
1,02
Rupiah
Valas
670
0,47
576
0,37
583
0,38
576
0,34
Foreign Exchange
Total DPK
128.377
100,00
117.594
100,00
124.376
100,00
141.491
100,00
157.456
100,00
155.430
100,00
171.416
Rupiah
60.349
47,01
57.731
49,09
65.722
52,84
73.399
51,88
78.336
49,75
79.987
51,46
84.282
Valas
68.028
52,99
59.864
50,91
58.653
47,16
68.092
48,12
50,25
75.443
48,54
87.134
79.120

49,17
Rupiah
50,83
Foreign Exchange
47
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Oktober 2013
(Composition of Third Party Funds of Commercial Banks Based on Location - October 2013)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Pangsa Thd
Total DPK (%)
Valas (Foreign
(Portion to Total
Third Party (%)
Lokasi
Valas (Foreign
Rupiah
1. Jawa Barat
2. Banten
Exchange)
41.392
9.526
Valas (Foreign
Rupiah
Exchange)
116.144
5.437
Valas (Foreign
Rupiah
Exchange)
106.075
10.285
Rupiah
Exchange)
263.610
25.248
Total
288.858
Location
8,20
1. Jawa Barat
2. Banten
17.452
5.978
34.964
1.765
37.112
3.729
89.527
11.471
100.998
2,87
272.249
217.620
274.688
49.522
762.684
199.771
1.309.622
466.914
1.776.536
50,46
4.749
533
18.861
468
11.061
517
34.670
1.518
36.188
1,03
4. D.I Yogyakarta
5. Jawa Tengah
22.811
2.535
80.818
2.709
48.883
2.967
152.512
8.211
160.723
4,56
5. Jawa Tengah
6. Jawa Timur
41.432
9.105
133.233
7.584
112.853
11.565
287.518
28.255
315.772
8,97
6. Jawa Timur
7. Bengkulu
2.277
54
4.308
21
1.548
21
8.133
96
8.229
0,23
7. Bengkulu
8. Jambi
3.196
296
10.084
195
5.602
105
18.882
596
19.478
0,55
8. Jambi
9. Aceh
9.252
69
10.236
79
5.355
102
24.843
250
25.092
0,71
9. Aceh
10. Sumatera Utara
21.602
4.378
58.400
4.898
49.989
7.249
129.991
16.526
146.517
4,16
10. Sumatera Utara
11. Sumatera Barat
4.990
417
12.726
202
8.505
138
26.221
756
26.977
0,77
11. Sumatera Barat
3. DKI Jakarta
4. D.I Yogyakarta
3. DKI Jakarta
13.394
1.184
25.305
626
15.464
451
54.163
2.262
56.425
1,60
12. Riau
14. Sumatera Selatan
7.413
1.471
23.225
776
19.534
808
50.172
3.054
53.226
1,51
15. Bangka Belitung
1.684
467
6.401
76
3.389
406
11.475
949
12.424
0,35
15. Bangka Belitung
13. Kepulauan Riau
6.828
6.143
12.654
2.269
5.612
1.729
25.093
10.141
35.235
1,00
13. Kepulauan Riau
16. Lampung
5.397
448
13.396
324
6.073
256
24.865
1.027
25.892
0,74
16. Lampung
17. Kalimantan Selatan
8.053
602
17.576
404
9.110
266
34.739
1.272
36.011
1,02
12. Riau
18. Kalimantan Barat
5.910
479
19.141
423
8.598
280
33.649
1.182
34.831
0,99
19. Kalimantan Timur
19.811
3.693
31.604
1.952
26.264
3.107
77.679
8.753
86.432
2,45
20. Kalimantan Tengah
4.403
332
7.866
47
3.846
39
16.116
419
16.534
0,47
21. Sulawesi Tengah
2.662
59
6.636
52
1.838
25
11.136
137
11.273
0,32
21. Sulawesi Tengah
22. Sulawesi Selatan
9.172
885
31.985
668
15.395
735
56.552
2.288
58.841
1,67
23. Sulawesi Utara
2.964
253
8.127
440
5.471
282
16.562
975
17.537
0,50
23. Sulawesi Utara
510
1.893
21
908
3.311
29
3.340
0,09
24. Gorontalo
24. Gorontalo
25. Sulawesi Barat
1.119
1.818
191
3.128
3.129
0,09
25. Sulawesi Barat
26. Sulawesi Tenggara
3.513
36
6.024
106
1.809
14
11.346
156
11.502
0,33
27. Nusa Tenggara Barat
2.267
74
8.209
116
3.721
55
14.197
245
14.442
0,41
10.733
2.549
28.518
2.170
17.533
826
56.784
5.545
62.329
1,77
28. Bali
29. Nusa Tenggara Timur
3.951
45
8.223
59
3.933
39
16.108
143
16.251
0,46
30. Maluku
2.027
30
4.462
42
2.468
46
8.958
118
9.076
0,26
30. Maluku
11.870
288
12.215
187
4.891
116
28.976
591
29.567
0,84
31. Papua
32. Maluku Utara
1.049
89
2.824
10
841
10
4.714
108
4.823
0,14
32. Maluku Utara
33. Papua Barat
4.447
13
3.955
61
1.649
50
10.052
124
10.176
0,29
33. Papua Barat
2.394
24
958
28
2.820
56
6.172
6.228
0,18
34. Lainnya
570.582
272.050
1.036.545
84.667
1.308.232
248.815
2.915.359
605.531
3.520.890
100
28. Bali
31. Papua
34. Lainnya
Total
Total
48
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)

2012
2013
Location
Lokasi
Mei
1.
Jawa Barat
2.
Banten
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
236.025
237.542
238.355
242.824
244.482
247.398
254.567
262.433
259.783
259.343
262.286
272.114
275.893
277.335
274.398
285.343
290.483
288.858
1.
Jawa Barat
78.662
79.028
79.846
81.717
81.486
82.859
85.298
88.496
89.397
89.148
89.124
90.876
91.753
92.411
96.176
99.023
101.458
100.998
2.
Banten
1.458.755
1.477.968
1.480.163
1.488.856
1.510.724
1.524.850
1.566.877
1.629.585
1.619.163
1.612.813
1.636.099
1.659.401
1.707.249
1.707.728
1.723.701
1.749.024
1.769.512
1.776.536
3.
DKI Jakarta
28.576
29.227
29.723
30.425
31.056
30.962
31.719
32.501
32.405
32.739
33.086
33.597
33.738
34.199
34.597
35.237
36.087
36.188
4.
D.I Yogyakarta
3.
DKI Jakarta
4.
D.I Yogyakarta
5.
Jawa Tengah
132.133
134.997
134.858
137.370
141.489
140.417
142.949
145.257
144.307
144.314
146.362
148.214
149.491
152.013
153.896
156.054
162.827
160.723
5.
Jawa Tengah
6.
Jawa Timur
260.011
266.096
267.098
268.903
277.597
280.965
283.615
292.224
290.230
290.282
293.347
296.088
298.121
300.502
302.910
307.466
317.370
315.772
6.
Jawa Timur
7.
Bengkulu
6.954
7.108
7.287
7.353
7.494
7.614
7.622
7.368
7.306
7.458
7.569
7.895
7.831
8.070
8.165
8.115
8.379
8.229
7.
Bengkulu
8.
Jambi
17.504
17.612
17.506
17.208
17.918
17.729
17.707
17.945
17.923
18.336
18.376
18.741
18.458
19.155
18.579
18.367
19.521
19.478
8.
Jambi
9.
Aceh
20.693
20.668
20.015
19.348
22.414
21.551
21.140
21.969
21.259
21.807
21.788
24.085
23.681
23.736
22.995
22.328
26.141
25.092
9.
Aceh
129.083
131.537
133.098
135.506
135.990
136.897
139.259
138.709
137.114
137.289
136.560
135.615
139.131
137.291
140.796
147.985
146.517 10.
Sumatera Utara
10.
Sumatera Utara
129.117
11.
Sumatera Barat
23.818
24.251
24.538
24.715
25.852
25.603
25.829
25.623
25.925
25.793
26.405
26.589
26.335
25.906
25.914
26.045
26.780
26.977 11.
Sumatera Barat
12.
Riau
48.063
50.314
50.974
50.375
53.457
52.653
51.749
52.243
50.836
53.216
52.754
54.797
53.913
55.990
55.243
54.145
56.878
56.425 12.
Riau
13.
Sumatera Selatan*)
53.287
52.071
52.173
51.451
52.833
52.763
52.755
54.244
52.768
53.276
53.011
53.803
52.443
53.982
52.643
51.422
53.833
53.226 13.
Sumatera Selatan
14.
Bangka Belitung
10.910
10.920
10.713
10.758
11.877
12.242
12.303
12.172
12.387
12.774
12.612
12.739
12.429
12.663
12.264
12.283
12.693
12.424 14.
Bangka Belitung
15.
Kepulauan Riau*)
25.611
26.721
26.945
26.388
28.003
28.141
28.284
28.804
28.718
30.157
30.406
31.575
31.493
32.289
32.823
33.690
35.589
35.235 15.
Kepulauan Riau
16.
Lampung
21.451
22.056
22.008
21.865
22.502
22.889
22.958
22.612
22.627
22.835
23.201
23.722
23.951
24.349
24.137
24.363
25.525
25.892 16.
Lampung
17.
Kalimantan Selatan
30.978
31.881
31.287
31.209
32.836
32.868
33.521
34.118
34.020
34.286
34.489
35.290
35.254
35.795
35.255
34.480
36.299
36.011 17.
Kalimantan Selatan
18.
Kalimantan Barat
29.572
30.352
30.270
30.419
31.060
30.996
31.882
32.000
31.592
31.834
32.407
32.849
33.243
33.509
33.921
33.578
34.720
34.831 18.
Kalimantan Barat
19.
Kalimantan Timur
72.640
77.217
76.613
75.582
79.990
79.022
78.165
79.992
78.591
82.410
82.037
84.299
82.534
85.228
84.958
83.557
88.869
86.432 19.
Kalimantan Timur
20.
Kalimantan Tengah
14.136
14.562
14.208
14.272
14.785
15.526
15.480
14.285
14.742
15.016
15.497
15.841
15.843
16.247
16.164
15.908
16.738
16.534 20.
Kalimantan Tengah
21.
Sulawesi Tengah
9.765
10.064
9.904
9.842
10.177
10.070
10.106
10.022
10.047
10.115
10.442
10.745
10.837
10.924
10.927
10.704
11.364
11.273 21.
Sulawesi Tengah
22.
Sulawesi Selatan
47.604
48.625
48.552
49.435
51.079
51.502
52.445
54.453
53.453
53.157
53.884
54.292
54.212
55.320
55.636
56.464
58.924
58.841 22.
Sulawesi Selatan
23.
Sulawesi Utara
15.069
15.584
15.346
15.328
15.795
15.852
15.991
16.407
16.223
16.122
16.402
16.803
16.837
16.963
17.152
17.039
17.626
17.537 23.
Sulawesi Utara
24.
Gorontalo*)
2.916
2.996
2.906
2.828
3.027
3.005
3.008
2.990
3.021
3.064
3.162
3.233
3.196
3.178
3.186
3.112
3.361
3.340 24.
Gorontalo
25.
Sulawesi Barat*)
2.424
2.445
2.466
2.462
2.598
2.624
2.678
2.585
2.627
2.635
2.725
2.848
2.837
2.886
2.880
2.875
3.065
3.129 25.
Sulawesi Barat
26.
Sulawesi Tenggara*)
9.701
9.930
9.728
9.632
10.020
9.933
10.081
9.870
10.104
10.235
10.578
10.906
10.985
10.854
10.738
10.780
11.284
11.502 26.
Sulawesi Tenggara
27.
Nusa Tenggara Barat
11.383
11.900
11.736
11.752
12.365
12.495
12.625
12.734
12.829
12.619
12.749
13.743
13.502
13.378
13.588
13.511
14.318
14.442 27.
Nusa Tenggara Barat
28.
Bali
48.101
49.577
50.264
51.492
52.988
53.883
54.555
54.948
55.298
55.297
55.982
56.344
56.645
57.840
59.042
60.237
62.259
62.329 28.
Bali
29.
Nusa Tenggara Timur
13.893
14.296
14.477
14.457
14.752
14.698
14.834
14.884
15.219
15.179
15.351
15.594
15.602
15.836
15.906
15.546
15.923
16.251 29.
Nusa Tenggara Timur
30.
Maluku
7.455
7.684
7.630
7.752
7.894
8.022
8.233
8.340
8.536
8.410
8.504
8.661
8.720
8.724
8.790
8.713
9.061
9.076 30.
31.
Papua
25.798
26.298
25.771
27.739
27.982
27.506
27.054
27.148
26.893
26.702
26.162
28.160
28.247
28.647
30.104
29.791
30.065
29.567 31.
32.
Maluku Utara
4.170
4.268
4.273
4.220
4.462
4.466
4.493
4.425
4.767
4.779
4.793
4.923
4.847
4.744
4.729
4.757
4.923
4.823 32.
33.
Papua Barat
7.762
7.956
7.745
8.456
8.377
8.294
7.977
8.284
8.061
8.968
8.871
8.995
8.811
9.607
9.173
9.996
10.474
10.176 33.
34.
Lainnya
4.020
4.537
4.501
4.518
5.080
5.213
5.117
4.976
5.239
5.107
5.387
5.030
5.113
5.133
5.048
5.457
5.856
6.228 34.
2.908.957
2.955.833
2.961.417
2.984.050
3.049.956
3.070.604
3.130.518
3.225.198
3.205.006
3.207.342
3.243.136
3.299.350
3.349.660
3.374.272
3.392.927
3.440.207
3.526.188
Total
3.520.890
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
49
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)

Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,26
2,27
2,23
2,20
2,20
2,16
2,14
2,12
2,17
2,14
2,16
2,19
2,13
2,17
2,10
2,14
2,15
2,16
- Rupiah
Valas
0,35
0,37
0,37
0,37
0,36
0,35
0,35
0,37
0,34
0,34
0,34
0,36
0,36
0,36
0,36
0,37
0,38
0,36
- Foreign Exchange
Saving
Tabungan
Rupiah
2,07
2,02
1,94
1,91
1,90
1,89
1,90
1,91
1,88
1,87
1,86
1,86
1,98
1,99
1,98
1,99
1,99
1,98
- Rupiah
Valas
0,36
0,44
0,37
0,32
0,32
0,31
0,30
0,34
0,33
0,32
0,30
0,30
0,32
0,33
0,33
0,31
0,31
0,30
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln

Rupiah
5,47
5,48
5,43
5,43
5,46
5,50
5,50
5,59
5,54
5,56
5,48
5,45
5,48
5,55
5,87
6,13
6,67
6,99
Rupiah
Valas
1,56
1,55
1,53
1,58
1,62
1,60
1,57
1,57
1,55
1,58
1,50
1,49
1,42
1,42
1,52
1,57
1,63
1,69
Foreign Exchange

Rupiah
5,87
5,75
5,71
5,72
5,72
5,76
5,82
5,90
5,97
6,00
5,91
5,90
5,90
5,89
6,11
6,28
6,63
7,13
Rupiah
Valas
1,87
1,90
1,89
1,81
1,88
1,88
1,91
1,91
1,95
2,01
2,05
2,07
1,92
1,69
2,02
1,81
1,80
1,87
Foreign Exchange

Rupiah
6,28
6,15
6,01
5,90
5,97
5,96
6,01
6,04
6,05
6,09
6,06
6,07
6,06
6,06
6,17
6,27
6,51
6,83
Rupiah
Valas
2,39
2,40
2,35
2,39
2,39
2,39
2,36
2,33
2,29
2,26
2,31
2,32
2,29
2,17
2,39
2,23
2,24
2,20
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln

Rupiah
6,54
6,48
6,35
6,27
6,17
6,12
6,10
6,05
5,99
5,88
5,82
5,79
5,77
5,88
5,92
6,11
6,34
6,54
Rupiah
Valas
1,98
2,03
1,95
1,94
1,96
1,99
1,98
1,97
2,02
2,09
2,15
2,08
2,10
2,02
2,16
2,09
2,09
2,11
Foreign Exchange
50
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)

Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,12
2,13
2,13
2,07
1,93
1,92
1,89
2,08
2,03
1,93
1,90
2,03
1,92
2,08
1,96
2,06
1,92
2,04
- Rupiah
Valas
0,14
0,15
0,14
0,14
0,14
0,16
0,15
0,15
0,17
0,18
0,17
0,19
0,25
0,24
0,21
0,21
0,20
0,21
- Foreign Exchange
Saving
Tabungan
Rupiah
1,73
1,69
1,60
1,56
1,55
1,55
1,55
1,59
1,56
1,56
1,57
1,56
1,55
1,57
1,55
1,57
1,59
1,57
- Rupiah
Valas
0,23
0,23
0,23
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,23
0,22
0,22
0,22
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,08
5,05
5,10
5,09
5,10
5,15
5,15
5,23
5,17
5,11
5,09
5,03
5,00
5,23
5,36
5,72
6,22
6,52
Rupiah
Valas
0,99
0,93
0,85
0,97
0,91
0,89
0,96
0,97
0,85
0,59
0,51
0,59
0,54
0,76
0,65
0,83
0,94
0,99
Foreign Exchange

Rupiah
5,53
5,43
5,41
5,41
5,43
5,48
5,47
5,54
5,55
5,54
5,54
5,50
5,48
5,59
5,82
6,01
6,37
6,80
Rupiah
Valas
1,45
1,33
1,31
1,30
1,29
1,27
1,14
1,11
1,08
0,66
0,72
0,76
0,90
1,05
0,92
1,06
1,06
1,06
Foreign Exchange

Rupiah
5,76
5,64
5,52
5,42
5,40
5,40
5,51
5,53
5,54
5,53
5,53
5,53
5,51
5,58
5,63
5,77
6,00
6,39
Rupiah
Valas
1,45
2,20
2,15
2,20
2,16
2,04
1,99
1,99
1,92
1,86
1,77
1,67
1,63
1,57
1,24
1,46
1,44
1,40
Foreign Exchange

Rupiah
6,43
6,32
6,22
6,12
5,98
5,98
5,93
5,91
5,86
5,47
5,46
5,46
5,45
5,81
5,67
6,18
6,50
6,67
Rupiah
Valas
1,61
1,68
1,66
1,67
1,73
1,73
1,65
1,65
1,65
0,90
0,64
0,65
0,64
1,65
0,61
1,65
1,65
1,67
Foreign Exchange
51
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,98
2,02
1,89
1,96
1,89
1,91
1,93
1,91
1,92
1,90
1,92
1,90
1,89
1,90
1,88
1,91
1,91
1,88
- Rupiah
Valas
0,47
0,48
0,50
0,51
0,48
0,47
0,48
0,50
0,47
0,47
0,46
0,47
0,46
0,50
0,51
0,53
0,55
0,53
- Foreign Exchange
Saving
Tabungan
Rupiah
2,23
2,21
2,12
2,12
2,11
2,11
2,12
2,11
2,06
2,03
2,03
2,04
2,33
2,35
2,33
2,34
2,33
2,33
- Rupiah
Valas
0,42
0,60
0,50
0,41
0,42
0,41
0,38
0,46
0,44
0,40
0,40
0,41
0,42
0,45
0,44
0,42
0,42
0,40
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,67
5,68
5,51
5,48
5,52
5,56
5,54
5,69
5,65
5,67
5,63
5,62
5,66
5,75
6,12
6,40
6,96
7,27
Rupiah
Valas
1,88
1,94
1,95
1,91
2,01
2,00
1,99
1,94
1,94
1,94
1,94
1,90
1,88
1,96
2,05
2,14
2,16
2,19
Foreign Exchange

Rupiah
5,89
5,78
5,70
5,69
5,65
5,68
5,76
5,86
5,98
5,98
5,97
5,95
5,93
5,91
6,12
6,35
6,68
7,27
Rupiah
Valas
2,34
2,36
2,32
2,26
2,33
2,30
2,30
2,32
2,32
2,29
2,37
2,45
2,43
2,42
2,55
2,50
2,49
2,58
Foreign Exchange

Rupiah
6,04
5,92
5,75
5,68
5,70
5,67
5,70
5,75
5,77
5,83
5,86
5,93
5,95
5,98
6,08
6,21
6,43
6,72
Rupiah
Valas
2,34
2,61
2,59
2,61
2,63
2,68
2,69
2,63
2,60
2,59
2,64
2,63
2,60
2,61
2,59
2,66
2,66
2,63
Foreign Exchange

Rupiah
6,19
6,13
5,95
5,86
5,77
5,65
5,57
5,48
5,42
5,41
5,40
5,41
5,47
5,50
5,67
5,63
5,77
6,02
Rupiah
Valas
2,26
2,26
2,19
2,09
2,13
2,19
2,23
2,22
2,28
2,30
2,34
2,28
2,32
2,32
2,39
2,45
2,45
2,45
Foreign Exchange
52
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
Valas
3,80
3,49
3,48
3,45
3,43
3,05
3,10
3,25
3,16
3,02
3,37
3,26
3,18
3,15
3,05
3,43
3,33
3,55
Valas
Simpanan Berjangka
3,80
3,72
3,83
3,86
3,79
3,76
3,75
3,70
3,82
3,78
4,17
4,18
4,13
4,11
4,08
4,14
4,41
4,43
6,51
6,54
6,56
6,58
6,66
6,71
6,77
6,90
6,78
6,62
5,83
5,75
5,78
5,78
5,98
6,28
7,02
7,29
6,87
6,75
6,72
6,78
6,89
6,99
7,09
7,22
7,21
7,05
6,25
6,26
6,28
6,40
6,55
6,68
7,04
7,31
Valas
7,65
7,39
7,18
7,07
7,11
7,19
7,32
7,45
7,50
7,47
7,40
7,35
7,32
7,32
7,39
7,47
7,85
8,14
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Rupiah
Valas
- Foreign Exchange
Valas
Rupiah
- Rupiah
Time Deposits

Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
- Rupiah
8,13
7,97
7,91
7,81
7,72
7,69
7,67
7,67
7,62
7,50
7,21
7,18
7,11
7,18
7,08
7,31
7,52
7,66
Rupiah
Foreign Exchange
53
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)

Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,93
2,90
2,89
2,82
2,93
2,88
2,85
2,67
2,89
2,89
2,87
2,80
2,72
2,74
2,67
2,68
2,72
2,67
- Rupiah
Valas
1,01
0,87
0,73
0,53
0,45
0,55
0,57
0,47
0,51
0,30
0,33
0,35
0,42
0,44
0,38
0,37
0,40
0,40
- Foreign Exchange
Saving
Tabungan
Rupiah
2,83
2,63
2,55
2,52
2,53
2,46
2,50
2,54
2,55
2,54
2,46
2,40
2,38
2,37
2,32
2,31
2,30
2,28
- Rupiah
Valas
0,50
0,51
0,52
0,57
0,60
0,58
0,58
0,58
0,57
0,57
0,58
0,58
0,57
0,59
0,60
0,58
0,61
0,60
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,99
5,87
5,86
5,87
5,78
5,86
5,90
6,08
5,89
5,86
5,82
5,78
5,77
5,78
5,89
6,15
6,38
6,79
Rupiah
Valas
3,35
3,79
2,12
2,15
2,00
2,21
2,16
2,11
2,05
1,60
1,86
2,01
1,93
1,82
1,96
1,90
2,12
2,22
Foreign Exchange

Rupiah
6,43
6,34
6,25
6,28
6,31
6,42
6,51
6,57
6,58
6,52
6,21
6,33
6,35
6,31
6,36
6,42
6,77
7,01
Rupiah
Valas
2,09
2,15
1,92
1,97
1,87
1,80
1,20
1,40
1,45
1,41
1,34
1,01
1,55
1,35
1,41
1,28
1,79
1,81
Foreign Exchange

Rupiah
6,91
6,70
6,60
6,28
6,45
6,46
6,54
6,76
6,61
6,55
6,46
6,44
6,48
6,39
6,42
6,63
6,88
7,08
Rupiah
Valas
2,09
1,54
1,31
1,28
1,51
1,56
1,59
1,69
1,49
1,47
1,32
1,01
1,01
1,04
1,18
1,24
1,28
1,29
Foreign Exchange

Rupiah
7,30
7,25
7,13
7,09
7,01
6,95
6,97
6,96
6,85
6,77
6,67
6,64
6,55
6,54
6,48
6,57
6,80
7,03
Rupiah
Valas
1,22
1,12
1,10
1,13
1,07
1,07
1,20
0,96
1,08
1,03
1,05
1,04
1,12
1,13
1,05
1,03
1,05
1,05
Foreign Exchange
54
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)

Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,96
1,83
1,85
1,81
1,92
1,73
1,50
1,70
1,68
1,57
1,62
1,77
1,93
1,60
1,80
1,62
1,92
1,94
- Rupiah
Valas
0,54
0,54
0,48
0,59
0,58
0,43
0,53
0,55
0,56
0,53
0,51
0,59
0,45
0,44
0,43
0,52
0,48
0,47
- Foreign Exchange
Saving
Tabungan
Rupiah
2,54
2,50
2,48
2,47
2,47
2,37
2,25
2,14
2,20
2,22
2,24
2,24
2,24
2,17
2,08
1,99
2,10
1,97
- Rupiah
Valas
0,37
0,31
0,23
0,25
0,25
0,21
0,18
0,19
0,18
0,21
0,15
0,20
0,23
0,21
0,21
0,21
0,20
0,19
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,32
5,32
5,38
5,53
5,59
5,57
5,56
5,66
5,56
5,59
5,65
5,67
5,61
5,79
6,07
6,27
6,90
7,20
Rupiah
Valas
2,02
1,99
1,98
2,07
2,17
2,15
1,97
2,05
1,99
2,01
1,99
1,94
1,81
1,82
1,82
1,88
1,93
1,99
Foreign Exchange

Rupiah
5,84
5,80
5,86
5,91
6,02
6,08
6,08
6,17
6,11
6,17
6,16
6,20
6,24
6,25
6,43
6,63
6,88
7,36
Rupiah
Valas
1,80
1,91
1,92
1,80
1,88
1,76
1,81
1,71
1,76
1,78
1,78
1,72
1,65
1,68
1,84
1,82
1,94
1,97
Foreign Exchange

Rupiah
5,80
5,83
5,92
5,98
6,46
6,56
6,63
6,64
6,57
6,52
6,37
6,15
6,04
6,02
6,14
6,23
6,30
6,66
Rupiah
Valas
1,80
2,55
2,50
2,58
2,72
2,69
2,65
2,65
2,67
2,62
2,60
2,61
2,53
2,59
2,54
2,53
2,71
2,69
Foreign Exchange

Rupiah
6,17
6,62
6,60
6,57
6,56
6,64
6,78
6,76
6,80
6,79
6,78
6,77
6,72
6,72
6,71
6,70
6,75
6,76
Rupiah
Valas
2,07
2,38
1,86
2,22
2,21
2,21
2,23
2,24
2,27
2,21
2,33
2,34
2,22
2,23
2,27
2,26
2,35
2,39
Foreign Exchange
55
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)

Persen (Percent)
2012
2013
Items
Keterangan
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,48
1,45
1,51
1,62
1,55
1,56
1,55
1,71
1,66
1,48
1,68
1,91
1,75
1,61
1,79
1,77
1,91
2,40
- Rupiah
Valas
0,30
0,50
0,50
0,45
0,46
0,56
0,43
0,52
0,40
0,32
0,41
0,38
0,42
0,40
0,35
0,40
0,36
0,33
- Foreign Exchange
Saving
Tabungan
Rupiah
1,91
1,58
1,24
1,21
1,22
1,13
1,14
1,17
1,18
1,08
1,08
1,09
1,04
1,01
1,02
1,14
1,14
1,19
- Rupiah
Valas
0,33
0,31
0,25
0,33
0,15
0,15
0,24
0,24
0,23
0,35
0,13
0,13
0,16
0,17
0,15
0,15
0,14
0,14
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
3,76
3,91
4,11
4,40
4,55
4,76
4,62
4,52
4,47
4,46
4,60
4,52
4,57
4,70
5,21
5,71
6,48
6,93
Rupiah
Valas
1,23
1,34
1,66
1,64
1,69
1,72
1,47
1,57
1,50
1,09
1,04
0,65
0,66
0,41
0,51
0,52
0,60
0,59
Foreign Exchange

Rupiah
4,75
4,63
4,73
4,84
4,80
4,83
4,78
5,06
5,09
5,20
5,16
4,86
4,85
4,89
5,22
5,60
6,27
7,33
Rupiah
Valas
1,12
1,17
1,22
1,23
1,34
1,40
1,53
1,65
1,65
1,66
1,49
1,32
1,53
1,32
1,38
1,29
1,36
1,26
Foreign Exchange

Rupiah
5,04
4,98
4,91
4,98
5,06
5,06
5,00
4,90
5,36
5,41
5,42
5,29
5,20
5,35
5,42
5,46
5,67
6,38
Rupiah
Valas
1,12
1,19
1,17
1,12
0,85
0,91
0,88
0,90
0,89
0,89
1,16
1,12
0,99
1,00
1,04
1,13
1,18
1,18
Foreign Exchange

Rupiah
6,36
6,31
6,13
5,97
5,88
5,67
5,66
5,70
5,69
5,70
5,63
5,58
5,52
5,81
5,99
6,13
6,18
6,28
Rupiah
Valas
1,68
2,05
2,17
2,18
2,18
1,91
2,01
2,03
2,03
1,01
1,48
1,33
1,35
1,20
1,18
1,18
1,02
0,96
Foreign Exchange
56
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Credit Recipients Industrial Origin
Penerima Kredit Lapangan Usaha

1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
Items
1. Agricultures, hunting and forestry

Rupiah
Foreign Exchange
2. Fisheries
13,31
Rupiah
6,65
Foreign Exchange
3. Mining and Quarrying
12,07
Rupiah
Foreign Exchange
4. Procesing industry
10,73
Rupiah
4,09
Foreign Exchange
5. Electricity, gas and water
9,00
Rupiah
4,71
Foreign Exchange
6. Construction
11,86
Rupiah
5,04
Foreign Exchange
7. Big and retail trade
12,99
Rupiah
4,85
Foreign Exchange
8. Provision of accomodation and food supply drinking
12,28
Rupiah
6,30
Foreign Exchange
9. Transportation, warehousing and communications
10,82
Rupiah
4,71
Foreign Exchange
10. Transitional Finance
10,13
Rupiah
2,12
Foreign Exchange
11. Real estate, Rental Business, and services company
12,36
Rupiah
6,06
Foreign Exchange
12. Government administration, the defense and
compulsory social security
11,95***)
Rupiah
2.73
Foreign Exchange
13. Education services
13,44
Rupiah
10,59
Foreign Exchange
14. Health and social services
12,33
Rupiah
6,99
Foreign Exchange
15. Community, Sociocultural,Entertainment and Other
Individual Services
11,36
4,71
11,48
4,73
11,53
4,65
11,41
4,63
11,56
4,64
11,47
4,69
11,37
4,64
11,32
4,59
11,32
4,73
11,28
4,76
11,34
4,78
11,32
4,47
11,30
4,47
11,11
4,51
11,24
4,68
11,29
4,75
11,41
4,50
11,60
4,47
13,87
7,80
13,77
7,85
13,80
7,88
13,71
7,88
13,68
7,84
13,56
7,72
13,50
7,20
13,37
7,36
13,35
7,33
13,28
7,31
13,34
7,23
13,31
7,25
13,20
6,92
13,32
6,60
13,36
6,57
13,28
6,54
13,26
6,58
11,41
-
11,42
-
11,46
-
11,38
-
11,23
-
11,16
-
11,28
-
11,29
-
11,35
-
11,37
-
11,52
-
11,56
-
11,54
-
11,38
-
11,53
-
11,67
-
11,88
-
10,24
4,33
10,26
4,34
10,18
4,33
10,12
4,21
10,08
4,18
10,06
4,19
10,05
4,16
9,98
4,24
9,97
4,21
9,97
4,16
10,00
4,10
10,01
4,09
10,01
4,07
9,96
4,08
10,22
3,99
10,25
4,02
10,56
4,08
7,61
4,79
8,43
4,93
8,54
4,95
8,39
4,83
8,09
4,86
8,49
4,84
8,19
4,72
8,93
4,68
8,49
4,75
8,25
4,72
8,67
4,69
8,54
4,69
8,41
4,69
8,34
4,68
8,37
4,67
8,81
4,71
8,75
4,65
11,69
5,79
11,65
5,70
11,63
5,55
11,56
5,63
11,64
5,56
11,62
5,56
11,62
5,54
11,49
5,60
11,36
5,63
11,34
5,80
11,31
5,70
11,24
5,36
11,31
5,27
11,23
5,08
11,33
4,99
11,53
4,98
11,66
4,86
12,97
4,85
12,96
4,83
12,99
4,83
13,00
4,86
13,01
4,83
12,93
4,78
12,82
4,73
12,67
4,84
12,71
4,89
12,64
4,84
12,56
4,81
12,56
4,87
12,67
4,90
12,73
4,89
12,88
4,88
12,73
4,92
12,91
4,86
12,63
6,48
12,53
6,44
12,44
7,38
12,35
6,44
12,30
6,44
12,21
6,44
12,14
6,20
12,05
6,17
12,04
6,25
11,97
6,25
11,94
6,13
11,88
6,11
11,81
6,18
11,74
6,16
11,88
6,15
12,00
6,14
12,18
6,18
10,13
5,16
10,09
5,14
10,25
5,15
10,23
5,12
10,33
5,14
10,24
5,15
10,18
5,13
10,54
5,04
10,57
4,96
10,60
4,97
10,50
4,82
10,44
4,86
10,32
4,89
10,15
4,82
10,38
4,86
10,46
4,73
10,65
4,66
9,85
2,39
9,77
2,41
9,75
2,41
9,70
2,46
9,69
2,44
9,65
2,41
9,71
2,36
9,69
2,28
9,66
2,27
9,61
2,26
9,58
2,20
9,58
2,15
9,53
2,12
9,36
2,15
9,56
2,14
9,67
2,14
9,92
2,16
12,50
5,78
12,48
5,87
12,39
5,77
12,50
5,81
12,38
5,78
12,30
5,86
12,23
5,77
12,12
5,85
12,06
5,90
12,05
5,91
12,02
5,95
12,01
5,74
11,99
5,90
11,99
5,88
12,15
5,95
12,22
5,99
12,27
6,08
10,79
3,26
10,84
3,29
12,21
3,26
12,19
3,18
12,25
3,36
12,20
2,93
12,14
3,00
11,95
2,84
12,03
2,83
12,02
2,81
12,04
2,94
12,03
2,80
12,00
2,77
11,91
2,82
11,89
2,85
11,90
2,85
11,95
2,72
13,94
5,71
13,82
5,69
14,07
5,67
14,19
5,69
14,25
8,96
14,19
9,07
14,15
9,26
14,06
9,29
14,14
9,12
14,13
9,10
14,16
9,09
13,36
8,99
13,23
8,96
13,13
8,98
13,14
9,01
13,19
8,64
13,32
9,67
12,45
4,91
12,45
4,55
12,40
5,12
12,31
5,04
12,33
4,40
12,27
4,47
12,23
5,47
12,18
5,60
12,26
6,98
12,19
6,97
12,14
6,97
12,02
6,98
11,97
6,97
11,94
6,97
12,06
6,98
12,08
6,97
12,16
6,97
13,37
5,35
13,22
5,44
13,19
5,33
13,08
5,36
12,95
5,32
12,90
5,33
12,86
5,35
12,67
5,35
13,22
5,34
13,19
5,32
12,94
5,28
12,80
5,30
12,79
5,31
12,38
5,36
14,28
5,26
14,12
5,45
13,10
5,51
13,20
5,30
16,48
-
16,15
5,50
16,12
-
15,02
-
16,32
-
16,17
-
16,07
-
16,18
-
16,08
-
15,83
-
15,60
-
15,45
-
15,24
-
15,08
-
14,95
-
14,90
-
14,83
-
14,83
-
12,95
4,49
11,16
3,08
9,67
3,06
9,59
3,07
9,53
3,03
9,48
2,95
9,48
2,92
9,50
2,72
9,46
2,65
9,43
2,72
9,43
2,69
9,44
2,75
9,47
2,74
9,48
2,80
9,49
2,87
9,51
2,85
9,51
2,85
9,70
2,83
14,70
3,39
13,79
3,52
13,36
3,63
13,55
4,86
13,65
5,03
13,50
4,64
13,30
4,66
11,51
4,58
12,66
4,53
12,70
4,30
12,31
4,77
12,25
4,45
12,22
4,47
7.70r)
3,33
8,77
3,31
9,95
4,13
10,20
4,09
10,83
4,20
10,83
7,20
10,75
7,07
10,73
6,97
10,60
6,91
10,58
5,13
10,55
7,07
10,52
7,05
10,46
6,93
10,44
6,90
10,40
6,91
10,39
6,56
10,36
6,25
10,32
6,29
10,31
6,30
10,28
5,17
10,31
10,32
10,39
4,71
6,78
6,78
10,14
6,19
9,98
6,19
9,90
6,19
8,86
6,19
8,83
6,20
8,80
6,19
8,81
6,20
8,78
6,20
8,76
6,80
8,75
6,80
8,72
6,80
8,69
6,81
8,65
6,39
9,14
6,39
9,12
6,39
9,15
6,39
9,19
6,39
9,30
6,39
10,30
6,32
10,21
6,30
10,14
6,32
10,11
6,33
10,07
6,33
10,03
6,33
9,97
7,62
9,94
7,64
9,91
7,61
9,90
8,01
9,85
8,02
9,83
6,34
9,79
6,79
9,75
7,18
9,72
6,37
9,74
9,50r)
9,78
9,51
9,87
6,23
12,28
9,06
12,19
12,43
12,07
12,66
12,00
13,39
11,92
13,21
11,75
23,55*)
11,49
13,91r)
11,33
6,70r)
11,19
6,69r)
11,06
6,69r)
10,93
6,68r)
10,80
6,38r)
10,68
6,38r)
10,58
6,31
10,49
6,23
10,44
6,00
10,44
6,00
10,47
6,00***)
16,48
4,90
16,26
4,89
16,13
4,88
14,56
5,04
14,52
5,60
14,47
4,81
14,45
4,79
14,36
4,85
14,18
4,84
14,14
4,70
14,08
4,48
14,05
4,66
13,99
4,62
14,27
4,19
14,26
4,71
14,24
4,24
14,21
4,32
14,23
4,05
16,85
4,45
17,10
5,31
17,53
3,76
18,88
3,56
18,91
3,83
18,61
3,80
18,49
3,87
18,82
4,01
18,25
4,13
17,58
4,14
18,06
4,14
17,87
4,17
18,01
3,87
17,51
3,66
17,32
4,59
17,30
4,72
17,21
2,99
17,27
3,41
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
r) Revised figures
57
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2012
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
11,79
11,80
11,79
11,74
11,71
11,69
11,62
11,50
11,50
11,46
11,45
11,45
11,47
11,42
11,68
11,65
11,81
11,95
4,06
4,13
4,12
4,12
4,09
4,10
4,06
4,08
4,09
4,06
3,99
3,90
3,92
3,89
3,87
4,00
3,92
3,95
Valas
11,51
5,11
11,46
5,11
11,42
5,15
11,36
5,09
11,36
5,08
11,30
5,08
11,25
4,97
11,28
5,03
11,30
5,00
11,27
4,99
11,24
4,99
11,21
4,93
11,17
4,88
11,14
4,94
11,29
11,37
11,49
11,65
4,93
5,03
4,94
4,95
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
Rupiah
- Investments
- Investasi
Rupiah
Type of Use
14,03
13,90
13,92
13,69
13,67
13,60
13,53
13,58
13,40
13,22
13,28
13,22
13,20
13,14
13,06
13,05
13,03
13,08
4,65
5,35
4,20
4,17
4,15
4,26
4,20
4,33
4,53
4,56
4,48
4,30
4,33
4,19
4,51
4,92
3,82
3,96
10,52
4,66
10,68
4,58
10,70
4,58
10,81
4,57
10,83
4,52
10,85
4,51
10,73
4,31
10,18
4,41
9,96
4,37
9,90
4,33
10,00
4,25
10,16
4,15
10,18
4,13
10,06
4,19
10,08
4,11
10,18
4,10
10,59
4,28
10,78
4,42
10,00
4,35
10,07
4,40
9,86
4,49
9,74
4,54
9,71
4,55
9,75
4,44
9,64
4,32
9,76
4,04
9,74
4,07
9,74
3,95
9,77
4,00
9,73
3,70
12,91
3,80
13,32
3,80
13,35
3,78
13,35***)
3,77
9,78
3,99
9,98
3,99
12,54
4,38
12,47
4,45
12,47
4,46
12,36
4,44
12,34
4,41
12,29
4,43
12,23
4,39
12,19
4,42
12,15
4,42
12,06
4,41
12,07
4,36
12,04
4,29
12,00
4,28
11,94
4,31
12,06
4,30
12,11
4,43
12,19
4,30
12,31
4,33
Rupiah
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
58
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank
2012
2007
Apr
Mei
Jun
Jul
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Group of Bank
Okt
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
2.765
4.388
4.581
4.781
4.866
5.056
5.140
5.213
5.301
5.363
5.400
5.484
5.538
5.595
5.681
5.803
5.946
6.008
6.084
6.165
Jumlah Kantor
35
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
4.694
7.260
7.293
7.305
7.322
7.337
7.370
7.430
7.485
7.647
7.709
7.743
7.764
7.778
7.812
7.841
7.860
7.875
7.910
7.944
Jumlah Kantor
Total Banks
Total Bank Offices
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices

Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
36
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
778
1.305
1.316
1.316
1.318
1.322
1.353
1.386
1.407
1.447
1.459
1.471
1.481
1.488
1.490
1.499
1.510
1.532
1.545
1.554
Total Bank Offices
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Regional Development
Banks
Total Banks
Jumlah Kantor
1.205
1.486
1.496
1.518
1.554
1.560
1.584
1.586
1.636
1.712
1.797
1.827
1.847
1.871
1.883
1.900
1.909
1.919
1.950
1.987
Total Bank Offices
Bank Campuran
Jumlah Bank
17
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
Jumlah Kantor
96
260
265
261
261
261
261
261
261
263
263
264
264
264
265
266
267
268
268
268
11
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
142
181
191
191
191
191
191
191
191
193
193
193
195
195
195
195
196
196
196
196
BPD
Jumlah Bank
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices

Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Joint Venture Banks

Total Banks
130
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
9.680
14.880
15.142
15.372
15.512
15.727
15.899
16.067
16.067
16.625
16.821
16.982
17.089
17.191
17.326
17.504
17.688
17.798
17.953
18.114
Total Banks
Total Bank Offices
59
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)

2012
2013
Location
Lokasi
Mei
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
370
372
375
375
375
380
380
380
384
385
386
388
392
394
394
394
394
1.
Jawa Barat
84
85
84
86
86
88
91
93
93
93
93
93
94
94
94
94
94
94
2.
Banten
546
546
544
547
549
551
561
564
563
573
573
573
574
575
574
574
575
572
3.
DKI Jakarta
56
56
56
56
56
56
56
56
56
56
57
57
57
58
58
58
58
59
4.
D.I Yogyakarta
Jawa Tengah
303
305
302
310
310
311
311
311
312
314
319
320
320
322
322
324
326
326
5.
Jawa Tengah
Jawa Timur
402
403
403
407
409
410
411
411
410
412
413
415
418
419
418
418
417
417
6.
Jawa Timur
27
27
28
28
28
28
28
28
28
28
29
29
30
30
30
30
30
7.
Bengkulu
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I. Yogyakarta
6.
Jul
368
1.
5.
Jun
7.
Bengkulu
27
8.
Jambi
51
51
51
51
51
52
52
53
53
53
54
55
55
56
57
57
58
58
8.
Jambi
9.
Aceh
73
74
73
74
75
75
76
77
77
77
77
77
77
77
78
78
78
78
9.
Aceh
Sumatera Utara
183
183
182
184
185
186
189
192
194
194
194
194
195
195
195
197
198
197
10.
Sumatera Utara
Sumatera Barat
78
78
77
80
80
80
81
81
81
81
82
82
82
84
84
84
84
83
11.
Sumatera Barat
Riau
87
87
88
88
88
88
88
88
88
88
88
88
89
89
89
89
90
90
12.
Riau
13.
Sumatera Selatan
85
86
83
87
88
89
92
93
95
95
96
98
98
99
99
99
99
99
13.
Sumatera Selatan
14.
Bangka Belitung
23*)
23
24
22
22
22*)
22
22
22
22
23
23
24
24
24
24
24
24
14.
Bangka Belitung
15.
Kepulauan Riau
53*)
54
51
54
54
54*)
55
56
56
56
57
58
58
58
58
58
58
58
15.
Kepulauan Riau
16.
Lampung
53
53
51
55
55
55
56
56
56
56
56
57
57
57
57
57
57
58
16.
Lampung
Kalimantan Selatan
72
72
72
74
74
74
74
74
74
74
74
74
76
77
77
77
78
78
17.
Kalimantan Selatan
Kalimantan Barat
69
69
69
69
69
69
69
69
69
69
69
70
70
70
70
70
72
72
18.
Kalimantan Barat
19.
Kalimantan Timur
104
105
106
106
106
106
107
108
109
110
111
112
112
112
112
113
113
113
19.
Kalimantan Timur
20.
Kalimantan Tengah
43
43
43
44
45
45
45
46
46
46
46
46
47
47
47
47
47
47
20.
Kalimantan Tengah
21.
Sulawesi Tengah
36
36
36
37
37
37
37
38
38
38
38
38
38
38
38
38
38
38
21.
Sulawesi Tengah
22.
Sulawesi Selatan
123
124
122
125
125
124
124
124
125
126
126
127
127
128
128
128
129
130
22.
Sulawesi Selatan
53
53
53
53
53
55
55
55
55
55
55
55
56
56
56
57
57
57
23.
Sulawesi Utara
Gorontalo
16*)
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
24.
Gorontalo
25.
Sulawesi Barat
14*)
14
14
14
14
14
14
14
14
15
15
15
15
15
15
15
15
15
25.
Sulawesi Barat
26.
Sulawesi Tenggara
30
30
30
31
31
31
31
31
32
32
32
33
33
33
33
33
33
34
26.
Sulawesi Tenggara
27.
Nusa Tenggara Barat
43
43
43
43
43
44
44
44
44
45
45
47
48
48
48
50
50
50
27.
Nusa Tenggara Barat
28.
Bali
82
82
82
83
83
84
84
85
85
87
88
88
88
89
89
91
91
92
28.
Bali
Nusa Tenggara Timur
49
49
49
49
49
49
51
51
51
51
51
51
51
51
52
52
52
52
29.
Nusa Tenggara Timur
Maluku
31
31
33
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30.
Maluku
31.
Papua
54
54
55
54
54
54
55
56
56
56
58
58
58
58
58
58
59
59
31.
Papua
32.
Maluku Utara
17
17
14
18
18
18
18
18
18
18
19
19
19
19
19
19
19
19
32.
Maluku Utara
33.
Irian Jaya Barat
25
25
24
25
25
25
25
25
25
25
25
25
25
25
25
25
26
27
33.
Papua Barat
34.
Lainnya
17
17
17
17
17
17
16
16
16
16
16
16
16
16
16
16
16
16
34.
Others
3.350
3.361
3.346
3.392
3.400
3.336
3.444
3.461
3.467
3.491
3.509
3.525
3.540
3.557
3.560
10.
11.
12.
17.
18.
23.
24.
29.
30.
Sulawesi Utara
Total
3.570
3.581
3.582
Total
60
DATA BANK SYARIAH

Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
32.304
48.264
64.355
94.884
140.980
167.689
173.464
188.562
186.983
191.064
204.180
202.439
208.588
212.205
211.826
214.864
220.190
222.164 Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
26.149
24.878
1.270
1.437
3.238
1.302
38.199
35.879
2.320
1.978
5.189
2.683
46.886
44.938
1.948
3.036
10.393
3.786
68.181
64.817
3.364
4.138
16.393
5.733
102.655
97.847
4.808
4.846
27.127
5.902
135.581
128.497
7.085
5.158
18.520
7.817
140.318
133.088
7.230
5.322
19.557
7.671
147.505
139.880
7.625
6.004
26.713
7.822
149.672
141.810
7.862
4.838
24.201
7.738
154.072
146.173
7.899
4.751
23.072
8.567
161.081
152.981
8.099
6.135
28.092
8.347
163.407
155.624
7.783
6.342
23.198
9.032
167.259
158.773
8.487
6.665
25.035
9.145
171.227
162.174
9.054
7.226
24.212
9.029
174.486
165.378
9.108
5.780
21.940
9.106
174.537
164.924
9.613
5.353
25.146
9.187
177.320
167.172
10.148
6.178
26.007
9.619
179.284
169.134
10.150
5.833
26.103
9.518
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
41
138
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32
79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64
83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69
88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
565
148.180
134.453
127.252
13.126
74.108
40.018
7.200
1.969
4.396
836
0
7.778
1.537
1.852
2.453
107
47
549
152.931
138.671
130.891
12.159
77.923
40.810
7.781
1.999
4.896
885
0
8.201
1.537
1.851
2.584
86
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
47
486
162.931
148.731
141.619
14.609
82.883
44.127
7.112
1.969
4.401
742
0
7.909
1.537
1.952
104
2.619
79
47
554
165.731
150.795
143.742
12.984
86.245
44.514
7.052
1.996
4.323
734
0
8.558
1.537
1.952
103
2.711
75
47
479
176.823
156.964
149.032
12.489
90.798
45.744
7.933
1.579
5.624
729
0
12.791
2.171
1.952
104
2.768
73
47
413
176.923
158.519
151.024
14.030
90.648
46.346
7.495
2.015
4.703
777
0
11.405
2.171
1.952
104
2.691
80
47
436
182.925
163.858
155.232
13.767
94.827
46.639
8.626
1.922
5.919
785
0
11.859
2.171
1.953
104
2.903
75
47
462
184.959
163.966
155.207
14.158
93.652
47.397
8.759
1.842
6.025
891
0
13.491
2.171
1.953
186
3.116
75
47
466
186.116
166.453
158.279
14.817
93.961
49.501
8.174
1.958
5.407
810
0
12.442
1.980
2.138
3.020
81
47
594
189.283
170.222
161.435
14.992
96.349
50.093
8.788
1.879
6.046
863
0
11.647
1.980
2.139
3.214
81
47
1.019
193.776
171.701
162.236
13.552
97.241
51.443
9.464
1.970
6.557
937
0
13.946
1.997
2.139
3.912
81
48
e. Equity participation
1.378
f. Other claims
194.954 Sources of Funds iB
174.018
164.249
Rupiah
13.892
Wadiah Demand Deposit
98.327
Mudharabah Time Deposits
52.030
Mudharabah Savings Accounts
9.769
Foreign Exchange
2.026
6.773
970
0
b. Liabilities at BI
12.640
c. Inter-Bank
1.997
d. Money Instruments
e. Loans received
2.139
Rupiah
Foreign Exchange
4.079
f. Other Liabilities
82
g. Guarantee Deposits
1.017
275
481
149
132
1.752
335
432
152
466
1.946
449
790
315
468
5.965
491
1.051
527
516
6.611
579
1.475
1.069
816
6.911
914
2.333
1.890
618
6.911
913
2.577
1.890
618
7.211
913
2.541
1.895
618
7.211
915
359
4.248
618
7.196
915
659
4.216
618
7.498
944
1.044
3.514
618
7.603
943
1.361
3.410
516
7.603
1.004
1.636
3.347
-
8.152
1.004
1.922
3.197
514
8.151
1.013
2.186
3.187
514
8.150
1.013
2.515
3.186
514
8.150
1.013
2.895
3.186
514
8.151
1.014
3.088
3.186
514
1.761
2.824
3.076
5.408
9.244
3.321
3.242
4.993
4.709
5.103
5.611
5.343
5.423
5.443
4.640
4.299
4.523
5.213
33.016
49.555
66.090
97.519
145.467
174.094
179.871
195.018
193.110
196.988
209.603
207.800
215.444
218.566
219.183
223.503
227.711
229.557
29
568
32
790
31
998
34
1.477
34
1.702
35
2.153
35
2.185
35
2.227
35
2.266
35
2.290
35
2.306
35
2.361
35
2.381
35
2.385
35
2.397
34
2.439
34
2.461
34
2.492
Penyaluran Dana iB
Ket:
1)
Tidak termasuk Gerai Muamalat
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization bonds)
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
62
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))

2012
Indikator
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
2007
25.663
20.717
19.602
1.115
672
3.286
766
e. Penyertaan
41
f. Tagihan Lainnya
182
Sumber Dana iB
23.960
a. DPK
21.966
Rupiah
20.880
Giro Wadiah
2.624
Deposito Mudharabah
10.555
Tabungan Mudharabah
7.702
Valas
1.085
Giro Wadiah
262
Deposito Mudharabah
823
Tabungan Mudharabah
32
c. Antar Bank
1.049
d. Surat Berharga
329
154
Rupiah
154
Valas
400
g. Setoran Jaminan
31
Komponen Modal
a. Modal Disetor
1.001
b. Cadangan
275
459
d. L/R tahun Lalu
143
132
disetor
f. Modal Pinjaman
2.599
Total Aset
27.286
Jaringan Kantor
Jumlah Bank
3
1)
398
Jumlah Kantor
Ket: 1) Tidak termasuk Gerai Muamalat
2008
33.026
26.109
24.422
1.688
1.016
3.827
1.859
2009
46.386
34.452
33.190
1.261
1.415
7.345
2.922
2010
76.602
56.357
53.864
2.493
1.968
12.642
5.203
2013
Indicator
2011
112.853
83.704
80.038
3.665
2.571
20.975
5.166
Okt
Nov
Des
126.942
104.224
99.375
4.849
2.704
12.557
6.846
130.555
107.307
102.279
5.028
2.939
12.879
6.846
142.148
112.396
106.987
5.410
3.071
19.189
6.988
Jan
138.439
112.650
107.063
5.587
2.208
16.176
6.887
Feb
Mar
Apr
Mei
140.681
115.033
109.440
5.593
2.188
15.227
7.642
148.935
119.508
113.768
5.739
2.865
18.696
7.345
148.649
121.647
115.841
5.806
3.422
15.089
8.034
152.618
124.586
118.698
5.888
3.243
16.116
8.194
Jun
155.651
128.102
121.955
6.147
3.476
15.464
8.104
Jul
156.813
131.049
124.787
6.262
2.610
14.749
7.891
Ags
Sep
Okt
159.573
131.117
124.479
6.638
2.387
17.524
7.906
163.521
133.376
126.326
7.051
2.874
17.872
8.333

134.626
a. Financing
127.721
Rupiah
6.905
Foreign Exchange
2.503
b. Inter-Bank
18.028
c. Placements at BI
8.167

48
1.369
f. Other claims
137.014
129.465
Rupiah
11.371
76.680
41.414
7.548
Foreign Exchange
1.945
5.131
472
0
10.528
c. Inter-Bank
1.797
1.737
e. Loans received
1.737
Rupiah
Foreign Exchange
3.722
47
79
136
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35
83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36
88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69
47
391
105.500
96.548
92.571
8.874
57.067
26.630
3.977
1.274
2.699
4
0
5.416
725
1.119
1.119
1.603
89
47
565
118.858
107.373
102.351
11.145
59.024
32.182
5.021
1.926
2.721
375
0
6.445
1.338
1.451
1.451
2.184
67
47
537
122.223
110.283
104.792
9.942
61.960
32.890
5.491
1.949
3.097
445
0
6.818
1.338
1.451
1.451
2.286
47
47
456
133.170
117.817
112.664
13.445
63.748
35.471
5.153
1.948
2.856
349
0
9.989
1.338
1.654
1.551
103
2.325
47
47
470
129.247
117.666
112.564
12.477
64.569
35.518
5.102
1.895
2.885
322
0
6.193
1.338
1.654
1.551
104
2.355
41
47
543
131.135
118.795
113.716
10.970
67.054
35.692
5.078
1.933
2.815
330
0
6.870
1.338
1.654
1.551
103
2.443
36
47
474
138.787
122.585
117.049
10.420
70.408
36.221
5.536
1.496
3.700
340
0
10.118
1.972
1.655
1.551
104
2.423
34
47
410
138.772
123.825
118.450
11.844
69.529
37.076
5.376
1.937
3.070
368
0
8.946
1.972
1.655
1.551
104
2.337
38
47
432
142.905
127.311
121.328
11.362
72.772
37.194
5.983
1.848
3.789
347
0
9.374
1.972
1.656
1.552
104
2.560
32
47
459
145.243
127.885
121.387
11.824
71.843
37.721
6.498
1.771
4.301
426
0
10.968
1.972
1.738
1.552
186
2.648
32
47
466
147.488
130.834
124.732
12.318
73.248
39.166
6.103
1.889
3.843
371
0
10.504
1.781
1.737
1.737
2.591
40
47
593
150.382
133.690
126.739
12.380
74.613
39.746
6.952
1.803
4.761
387
0
10.285
1.781
1.737
1.737
2.847
42
47
1.018
153.940
135.083
127.700
11.173
75.572
40.956
7.382
1.893
5.058
431
0
11.755
1.797
1.737
1.737
3.522
46
1.701
335
499
138
466
1.946
449
499
295
468
5.965
491
776
499
516
6.611
579
1.065
1.054
816
6.911
914
1.563
1.824
618
6.911
913
1.740
1.824
618
7.211
913
1.790
1.829
618
7.211
915
212
3.866
618
7.196
915
380
3.866
618
7.498
944
627
3.296
618
7.603
943
771
3.216
516
7.603
1.004
888
3.157
-
8.152
1.004
1.036
3.122
514
8.151
1.013
1.160
3.112
514
8.150
1.013
1.312
3.112
514
8.150
1.013
1.495
3.112
514
8.151
1.014
1.610
3.112
514
2.824
3.076
5.408
9.244
3.321
3.242
4.993
4.709
5.103
5.611
5.343
5.423
5.443
4.640
4.299
4.523
5.213
34.036
48.014
79.186
116.930
132.252
135.892
147.581
143.746
145.924
153.730
153.442
158.849
161.011
163.433
166.383
170.218
171.400
5
576
6
711
11
1.215
11
1.390
11
1.675
11
1.703
11
1.734
11
1.769
11
1.790
11
1.801
11
1.847
11
1.859
11
1.876
11
1.871
11
1.909
11
1.926
11
1.939
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
63
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))

2012
Indikator
2007
2008
2009
2010
Indicator
Okt
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
10.099
7.227
6.910
318
996
1.254
622
15.238
12.090
11.457
632
962
1.362
824
17.969
12.435
11.748
687
1.621
3.048
864
18.282
11.824
10.953
871
2.170
3.751
530
2013
2011
28.127
18.952
17.809
1.143
2.276
6.152
736
40.747
31.358
29.122
2.236
2.454
5.964
971
Nov
42.909
33.011
30.809
2.202
2.383
6.678
824
Des
46.414
35.109
32.894
2.215
2.933
7.524
834
Jan
Feb
Mar
48.544
37.023
34.747
2.275
2.630
8.025
851
50.383
39.039
36.733
2.306
2.563
7.845
925
55.245
41.573
39.213
2.360
3.270
9.396
1.002
Apr
Mei
53.790
41.760
39.782
1.977
2.920
8.110
998
55.969
42.673
40.075
2.598
3.422
8.920
950
Jun
Jul
Ags
Sep
Okt
56.554
43.126
40.219
2.907
3.751
8.749
925
55.013
43.437
40.591
2.846
3.170
7.191
1.215
55.290
43.420
40.445
2.975
2.966
7.623
1.281
56.669
43.943
40.846
3.097
3.305
8.135
1.286
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
7.061
6.045
6.003
836
3.416
1.751
42
29
13
902
21
1
1
73
19
10.044
9.118
8.952
1.490
4.684
2.777
166
33
98
35
684
0
0
214
29
1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33
7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21
12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30
1
29.323
27.080
24.901
1.981
15.084
7.836
2.179
43
1.675
461
1.333
199
401
401
269
40
13
30.708
28.388
26.099
2.217
15.963
7.919
2.289
50
1.799
440
1.383
199
400
400
298
39
14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42
16
33.684
31.065
29.055
2.132
18.313
8.610
2.009
74
1.515
420
1.716
199
401
401
264
39
11
34.596
32.000
30.026
2.014
19.191
8.822
1.974
62
1.509
403
1.688
199
401
401
268
39
4
38.037
34.379
31.983
2.069
20.391
9.523
2.397
83
1.924
390
2.674
199
401
401
345
38
3
38.151
34.694
32.574
2.186
21.119
9.269
2.120
77
1.634
409
2.460
199
401
401
355
42
4
40.020
36.547
33.904
2.405
22.055
9.445
2.643
75
2.130
438
2.486
199
401
401
343
43
3
39.716
36.081
33.820
2.334
21.809
9.677
2.261
71
1.724
466
2.523
199
401
401
468
43
0
38.628
35.619
33.548
2.500
20.713
10.335
2.072
69
1.563
439
1.938
199
401
401
429
41
1
38.901
36.532
34.696
2.612
21.737
10.347
1.836
76
1.285
475
1.362
199
402
402
367
39
1
39.836
36.618
34.536
2.379
21.670
10.487
2.082
76
1.499
507
2.191
200
402
402
390
36
16
81
6
-
51
(66)
14
-
291
20
-
275
28
-
410
15
-
770
66
-
837
66
-
752
66
-
147
382
-
279
349
-
417
218
-
590
194
-
748
190
-
886
75
-
1.026
75
-
1.203
75
-
1.400
75
-
2.599
2.824
3.076
5.408
9.244
3.321
3.242
4.993
4.709
5.103
5.611
5.343
5.423
5.443
4.640
4.299
4.523
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
9.252
15.519
18.076
18.333
28.536
41.842
43.979
47.437
49.364
51.064
55.873
54.358
56.595
57.555
55.750
57.120
57.492
26
170
27
214
25
287
23
262
23
312
24
478
24
482
24
493
24
497
24
500
24
505
24
514
24
522
24
509
24
526
23
530
23
535
Ket:
1)
Tidak termasuk Gerai Muamalat

44.658
a. Financing
41.413
Rupiah
3.245
Foreign Exchange
3.330
b. Inter-Bank
8.075
c. Placements at BI
1.351
f. Other claims
9
37.004
34.784
Rupiah
2.521
21.646
10.617
2.220
Foreign Exchange
81
1.642
498
2.112
c. Inter-Bank
200
403
e. Loans received
403
Rupiah
Foreign Exchange
357
35
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
5.213 Bank Indonesia Syariah Money
1.478
75
-
Total Assets
Office Network
23
Total Banks
553
Total Bank Offices
58.157
Note:
1)
1)
Excluding Gerai Muamalat
64
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)

2012
Indikator
Bank Umum Syariah

Unit Usaha Syariah
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
171.400 Syariah Commercial Banks
27.286
34.036
48.014
79.186
116.930
132.252
135.892
147.581
143.746
145.924
153.730
153.442
158.849
161.011
163.433
166.383
170.218
9.252
15.519
18.076
18.333
28.536
41.842
43.979
47.437
49.364
51.064
55.873
54.358
56.595
57.555
55.750
57.120
57.492
58.157 Syariah Business Units
65
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Pembiayaan iB
27.944
38.195
46.886
68.181
102.655
135.581
140.318
151.754
149.672
154.072
161.080
163.407
167.259
171.227
174.486
174.537
177.320
179.284 Financing iB
a. Lancar
25.494
35.076
41.931
63.006
95.480
126.370
130.331
142.501
138.708
142.250
148.795
151.022
153.769
157.839
161.418
159.983
163.497
165.368 a. Current
1.319
1.610
3.074
3.114
4.587
5.712
6.481
5.822
7.240
7.625
7.852
7.721
8.608
8.870
8.271
9.305
8.861
8.614 b. Special Mention
c. Kurang Lancar
321
525
435
677
1.075
1.218
1.153
995
1.272
1.355
1.355
1.473
1.663
1.387
1.647
1.895
1.492
1.452 c. Sub-Standard
d. Diragukan
267
224
582
332
297
767
739
557
596
715
628
713
740
729
812
801
900
e. Macet
543
759
865
1.052
1.216
1.515
1.615
1.878
1.857
2.127
2.450
2.478
2.480
2.403
2.339
2.554
2.569
2.924 e. Lost
1.131
1.509
1.882
2.061
2.588
3.499
3.506
3.430
3.725
4.197
4.434
4.664
4.883
4.518
4.798
5.249
4.962
5.302 Non Performing Financing
b. Dalam Perhatian Khusus
Non Performing Financing

(Nominal)
Rasio Non Performing Loan (%)
4,05
3,95
4,01
3,02
2,52
2,58
2,50
2,26
2,49
2,72
2,75
2,85
2,92
2,64
2,75
3,01
2,80
926 d. Doubtful
(Nominal)
2,96 Non Performing Loan Ratio (%)
66
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)

Desember 2008
Desember 2009
Komposisi thdp
total DPK (%)
Indikator
Nominal
(Composition
to Total Third
Party Funds)
Desember 2010
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2011
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Oktober 2012
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Desember 2012
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Oktober 2013
Komposisi thdp
total DPK (%)
Nominal
(%)
(Composition
to Total Third
Party Funds)
Komposisi thdp
total DPK (%)
Nominal
(%)
Indicator
(Composition
to Total Third
Party Funds)
(%)
Giro Wadiah iB
4.238
11,50
6.202
11,86
9.056
11,91
12.006
11,79
15.094
11,23
17.708
12,00
15.918
9,15 Demand Deposit iB
Rupiah
3.741
10,15
5.403
10,34
7.914
10,41
10.678
10,49
13.126
9,76
15.683
10,63
13.892
7,98
Rupiah
498
1,35
798
1,53
1.142
1,50
1.329
1,30
1.969
1,46
2.026
1,37
2.026
1,16
Foreign Exchange
20.143
54,66
29.595
56,62
44.075
57,97
70.806
69,55
78.504
58,39
84.732
57,44
105.100
19.273
52,30
28.484
54,49
42.206
55,51
67.942
66,74
74.108
55,12
80.576
54,62
98.327
56,50
870
2,36
1.111
2,13
1.869
2,46
2.864
2,81
4.396
3,27
4.155
2,82
6.773
3,89
12.471
33,84
16.475
31,52
22.906
30,13
32.602
32,02
40.854
30,39
45.072
30,55
53.000
30,46 Savings iB
12.436
33,74
16.379
31,33
22.688
29,84
32.290
31,72
40.018
29,76
44.288
30,02
52.030
29,90
35
0,10
96
0,18
218
0,29
312
0,31
836
0,62
784
0,53
970
0,56
36.852
100
52.271
100
76.036
100
115.415
113,37
134.453
100,00
147.512
100,00
174.018
35.449
96,19
50.266
96,16
72.807
95,75
110.910
108,94
127.252
94,64
140.547
95,28
164.249
94,39
1.403
3,81
2.006
3,84
3.229
4,25
4.505
4,42
7.200
5,36
6.965
4,72
9.769
5,61
Valas
Deposito Mudharabah iB
Rupiah
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Total DPK iB
Rupiah
Valas
60,40 Deposits iB
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah
Foreign Exchange
67
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)

Persen (Percent)
2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Wadiah Demand Deposit iB
Giro iB
Rupiah
1,07
1,21
1,04
1,26
2,15
0,97
1,19
1,01
1,07
0,90
0,78
1,24
0.71r)
0,77
0,81
0,76
0,76
0,84
Rupiah
Valas
1,08
0,95
0,38
0,77
1,13
0,25
0,25
0,26
0,26
0,26
0,27
0,28
0,14
0,18
0,11
0,12
0,11
0,12
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Rupiah
7,97
8,61
7,48
7,03
7,46
6,32
6,22
6,33
6,22
5,52
4,20
4,06
5,10
5,10
5,31
5,38
5,14
5,21
Rupiah
Valas
5,71
2,69
3,18
4,35
3,36
2,61
2,24
2,89
2,64
2,57
1,70
1,76
2,53
2,90
3,22
3,19
2,69
2,60
Foreign Exchange
Mudharabah Saving iB
Tabungan iB
r)
Rupiah
3,32
3,61
2,76
3,08
3,23
2,34
2,25
2,41
2,47
2,15
1,87
1,84
5.31
5,44
5,44
5,50
5,40
5,33
Rupiah
Valas
0,63
0,92
1,01
0,92
0,87
1,41
0,51
0,68
0,67
0,93
0,69
2,29
0,76
0,86
0,78
0,78
0,44
0,45
Foreign Exchange
r) Revised figures
68
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)

Persen (Percent)
2012
Sektor Ekonomi
2007
2008
2009
2010
2011
Okt
1. Pertanian, perburuan dan sarana

pertanian
Rupiah
Sektor Ekonomi
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
16,34
17,78
14,91
13,72
14,03
13,42
15,07
14,58
14,35
14,37
16,02
14,33
13,34
14,69
14,05
15,14
15,13
15,97
16,36
17,78
14,97
14,04
14,13
13,49
15,23
15,19
14,92
14,92
16,24
14,44
13,41
14,83
14,17
15,32
15,30
0,00
0,00
0,00
12,11
9,89
12,05
12,05
12,05
11,06
11,05
11,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,59
15,57
15,44
16,29
12,22
11,25
11,45
11,36
11,04
11,32
12,53
12,75
13,06
12,65
12,61
13,18
12,22
12,46
13,96
10,39
14,20
14,32
13,70
13,17
13,17
13,03
12,87
13,23
15,27
15,51
15,68
15,43
14,98
15,94
15,21
15,30
Rupiah
10,33
22,74
18,51
19,03
9,60
7,73
8,14
7,99
7,96
8,19
8,09
8,16
8,10
8,19
8,26
8,25
7,85
7,66
Valas
15,01
14,68
15,48
13,99
13,49
12,85
12,49
12,18
11,73
11,78
11,49
11,64
11,18
11,10
13,78
11,21
11,25
11,29
3. Manufacturing
Rupiah
16,33
15,58
15,34
14,32
13,56
13,20
12,75
12,58
12,04
12,09
11,73
11,91
11,41
11,21
14,01
11,32
11,46
11,55
Rupiah
6,40
2,49
39,77
10,04
11,78
10,38
10,44
9,65
8,54
8,25
8,13
8,16
8,03
9,08
9,25
9,08
8,07
8,06
15,40
13,90
15,30
15,34
14,03
13,03
13,05
12,91
12,64
12,66
12,59
12,02
11,98
11,46
11,42
11,38
11,31
11,05
15,80
18,97
16,18
16,31
14,56
13,73
13,84
13,77
13,55
13,59
13,44
12,70
12,68
12,69
12,60
12,60
12,62
12,49
9,27
10,42
10,76
7,86
10,30
9,13
9,09
8,90
9,06
9,05
9,05
9,03
9,02
8,24
8,51
8,50
8,29
8,04
15,51
13,67
13,49
14,32
14,32
13,98
14,00
13,95
13,76
13,72
13,61
13,04
12,70
12,67
12,83
12,73
13,33
12,29
16,03
13,90
14,15
14,63
14,54
14,52
14,51
14,46
14,15
14,11
13,97
13,42
13,00
13,05
13,10
12,99
13,44
12,45
3,20
8,85
4,60
9,91
12,11
10,47
10,47
10,62
10,98
10,92
10,87
9,12
9,14
8,24
9,35
9,41
11,88
9,79
15,78
17,00
19,34
19,64
19,25
18,71
18,47
18,33
18,50
18,51
17,85
18,51
17,89
17,66
17,62
17,56
17,61
17,86
Rupiah
15,75
17,08
19,49
20,18
19,60
19,05
18,87
18,74
18,92
18,91
18,22
18,92
18,28
18,01
17,97
17,95
18,09
18,26
Valas
16,40
15,00
12,04
9,32
8,99
9,16
9,25
9,14
9,16
9,19
8,97
8,97
8,36
9,09
9,35
9,35
8,58
9,09
14,28
16,00
15,24
15,49
15,08
14,32
14,21
13,96
13,49
13,48
13,40
13,48
13,31
12,95
13,28
13,18
12,96
12,68
15,54
16,85
15,80
16,38
16,20
15,62
15,48
15,40
14,55
14,51
14,46
14,38
14,20
14,37
14,40
14,35
14,45
14,40
6,75
9,49
8,12
9,60
9,12
9,27
9,23
8,94
8,71
8,72
8,67
10,07
9,99
8,30
9,70
9,71
9,24
8,09
15,19
15,97
15,26
15,03
14,37
14,20
14,32
13,86
14,10
14,10
13,86
13,80
13,75
13,74
13,81
13,78
14,00
13,63
8. Business Services
15,85
16,82
15,54
15,38
14,51
14,34
14,46
13,98
14,20
14,22
13,98
13,93
13,87
13,86
13,95
13,92
14,18
13,67
Rupiah
6,57
3,93
8,22
5,88
8,89
8,50
8,38
8,61
8,97
8,56
9,03
8,79
9,48
9,44
9,21
9,19
10,32
11,99
Foreign Exchange
12,95
14,04
16,89
17,91
14,57
12,60
12,95
12,76
14,50
13,23
12,56
11,12
12,21
11,20
19,24
17,95
12,20
12,62
12,95
14,04
16,89
17,91
14,67
12,55
12,92
12,74
14,50
13,21
12,55
11,09
12,20
11,17
19,35
18,04
12,45
12,57
8,00
7,98
15,94
14,38
14,41
14,44
14,41
12,95
12,91
13,01
12,74
12,75
12,56
9.09*
15.37*
2. Pertambangan
Rupiah
Valas
Rupiah
Valas
5. Konstruksi
Rupiah
Valas
6. Perdagangan, restoran dan hotel
7. Pengangkutan, pergudangan dan

komunikasi
Rupiah
Valas
8. Jasa Dunia usaha
Rupiah
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas
0,00
0,00 -
10. Lain-lain
11,49
11,60
11,04
10,17
9,68
11,11
11,18
10,29
10,69
10,73
10,76
10,79
11,36
10,73
10,78
10,83
15,81
10,79
Rupiah
11,58
11,82
11,41
10,47
9,99
11,24
11,30
10,63
11,00
11,05
11,08
11,10
11,80
11,11
11,12
11,20
16.41*
11.20*
0,47
0,09
0,13
0,70
0,78
0,70
0,74
0,36
1,35
1,45
1,09
1,11
0,88
0,80
0,97
0,99
0,73
0,49
Valas
1)
1. Agriculture, hunting and

agricultural facilities
Rupiah
15,97
Valas
3.
1)
2013
Ket: terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Foreign Exchange
2. Mining
Rupiah
Foreign Exchange
Foreign Exchange
Rupiah
Foreign Exchange
5. Construction
Rupiah
Foreign Exchange
6. Trade, restaurants and hotels
Rupiah
Foreign Exchange
7. Transportation, warehousing
and communications
Rupiah
Foreign Exchange
9. Social Services
Rupiah
Foreign Exchange
10. Others
Rupiah
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
69
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)

Persen (Percent)
2012
Jenis Penggunaan
2007
2008
2009
2010
2011
Okt
1)
2013
Type of Use
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Working Capital
Modal Kerja
15,51
16,49
16,99
16,55
15,33
14,71
14,73
14,33
14,51
14,35
14,07
13,92
13,89
13,66
15,12
14,66
14,00
13,69
Rupiah
15,92
19,34
17,15
16,96
15,65
15,03
15,05
14,63
14,86
14,69
14,38
14,20
14,16
13,93
15,48
15,02
14,46
14,04
8,51
4,26
12,55
10,56
9,67
9,34
9,36
9,29
9,21
9,13
9,07
8,87
9,36
8,48
8,89
8,87
8,72
8,10
Investasi
13,87
13,67
13,75
14,54
14,42
14,20
14,19
13,96
14,06
14,00
13,81
13,73
13,52
13,28
13,42
13,33
13,37
13,36
Investment
Rupiah
14,59
18,04
14,22
14,82
14,74
14,61
14,60
14,37
14,48
14,41
14,19
14,11
13,87
13,75
13,80
13,73
13,75
13,68
Rupiah
7,41
2,23
7,65
8,88
10,14
9,64
9,68
9,48
9,51
9,53
9,59
9,61
9,03
9,07
9,61
9,61
10,18
10,48
Foreign Exchange
11,48
11,58
11,03
10,16
9,68
11,11
11,17
10,38
10,77
10,82
10,85
10,88
11,47
10,84
10,90
10,94
15,99
10,93
11,56
14,32
11,40
10,47
9,99
11,23
11,29
10,72
11,09
11,14
11,17
11,20
11,91
11,24
11,25
11,33
16,60
11,33
0,47
0,01
0,13
0,70
0,78
0,70
0,74
0,36
1,35
1,45
1,09
1,12
0,88
0,81
0,97
0,99
0,82
0,65
Valas
Valas
Konsumsi
Rupiah
Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Rupiah
Foreign Exchange
Consumption
Rupiah
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
70
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.107
1.591
1.995
2.586
3.328
4.230
4.326
4.459
4.519
4.597
4.666
4.746
4.840
4.924
4.984
5.112
5.215
5.299 Disbursement of Fund iB
877
230
1.257
334
1.587
408
2.060
525
2.676
652
3.465
765
3.530
797
3.554
906
3.566
954
3.658
940
3.749
916
3.892
855
4.033
807
4.160
764
4.261
723
4.241
872
4.316
900
4.354
944
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
937
708
87
204
417
174
52
3
849
570
10
280
280
8
271
1.679
1.251
234
319
697
353
57
18
2.196
1.604
285
374
945
521
52
19
2.892
2.095
412
448
1.235
694
80
23
3.711
2.776
499
535
1.743
823
85
26
3.787
2.842
512
542
1.787
817
99
28
3.911
2.938
527
590
1.820
855
91
27
3.945
2.984
547
561
1.876
859
74
27
4.026
3.062
542
582
1.938
877
52
35
4.097
3.133
553
603
1.977
874
52
38
4.160
3.177
562
600
2.015
886
59
39
4.223
3.216
557
599
2.060
909
60
39
4.295
3.209
556
561
2.092
995
53
37
4.367
3.240
538
556
2.146
1.038
52
37
4.496
3.340
575
581
2.184
1.056
55
33
4.583
3.411
603
610
2.198
1.080
55
38
4.653 Source of Funds iB

3.458
Third Party Funds
607
Wadiah Savings iB
627
Mudharabah Savings iB
2.224
Deposit Mudharabah iB
1.102
Interbank Liabilities
54
Loan received
39
Other Liabilities
Beberapa Komponen Modal
214
265
1.240
434
501
590
611
616
623
614
602
617
630
646
649
656
687
706 Some Components of Capital
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
176
21
27
(9)
222
28
30
(15)
347
42
70
(25)
390
50
87
(26)
460
63
91
(24)
470
61
103
(24)
472
61
106
(24)
478
62
10
74
481
64
21
48
487
77
32
7
504
78
45
(9)
523
81
55
(28)
529
81
67
(30)
531
81
72
(35)
544
81
65
(35)
551
82
89
(35)
554
82
105
(36)
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
751
456
55
(22)
Financing iB
Interbank Assets iB
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
71
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.203
1.693
2.126
2.739
3.520
4.461
4.555
4.699
4.746
4.830
4.897
4.983
5.074
5.170
5.247
5.361
5.488
5.591 Assets
882
1.257
1.587
2.060
2.676
3.465
3.530
3.554
3.566
3.658
3.749
3.892
4.033
4.160
4.261
4.241
4.316
4.354 Financing iB
807
1.151
1.475
1.927
2.512
3.229
3.290
3.335
3.319
3.389
3.479
3.607
3.723
3.859
3.948
3.906
3.989
4.029
Kurang Lancar
22
35
31
39
49
80
83
73
92
100
97
104
117
105
110
113
111
112
Diragukan
22
21
31
30
45
56
54
52
52
57
58
60
70
73
73
75
74
76
Macet
31
49
50
65
70
100
103
94
102
111
115
121
123
123
130
146
142
138
75
105
112
134
164
237
240
219
246
268
270
285
310
302
313
335
327
326 Non Performing Financing (Nominal)
8,56
8,38
7,03
6,50
6,11
6,83
6,80
6,15
6,91
7,33
7,20
7,32
7,69
7,25
7,35
7,89
7,58
7,48 Non Performing Financing (%)
Aset
Pembiayaan iB
Lancar
Non Performing Financing (Nominal)
Non Performing Financing (%)
Current
Sub Standard
Doubtful
Lost
72
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Sharia Commercial Banks
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
398
576
711
1.215
1.390
1.675
1.703
1.734
1.769
1.790
1.801
1.847
1.859
1.876
1.871
1.909
1.926
1.939
Jumlah Kantor
Total Bank Offices
Sharia Business Units
Unit Usaha Syariah (UUS)

Jumlah Bank
Total Banks
26
27
25
23
24
24
24
24
24
24
24
25
24
24
24
24
23
23
170
214
287
262
312
478
482
493
497
500
505
514
522
509
526
530
535
553
Total Banks
Total Bank Offices
Sharia Rural Bank
BPR Syariah
r
Jumlah Bank
114
131
139
150
155
156
156
158
158
158
159
159
159
159
160 )
160
160
160
Total Banks
Jumlah Kantor
185
202
223
286
364
390
390
401
398
395
399
386
399
397
398
398
413
399
Total Bank Offices
r) Revised figures
73
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)

Indikator
2007
2008
2009
2010
2011
Okt
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
r)
2013
Jun
Jul
Ags
Sep
Okt
Indicator
CAR (%)
- Modal
- ATMR
16,76
9.578
57.156
16,63
11.297
67.936
14,54
13.499
92.867
14,60
13.638
93.401
14,14
13.866
98.071
15,29
15.021
98.263
15,20
15.054
99.059
14,30
15.166
106.040
14,72
15.349
104.299
14,28
15.520
108.680
14,32
15.871
110.861
15,28
16.266
106.476
14,71
16.084
109.354
14,19
16.140
113.722
12,45 CAR (%)

- Capital
16.247
130.446
KAP
APYD terhadap Aktiva Produktif
- APYD
- Total Aktiva Produktif
96,84
2.121
67.230
94,38
757
13.471
97,88
316
14.905
97,90
323
15.367
97,34
3.341
125.551
96,92
3.839
124.603
96,65
4.253
126.927
96,61
4.469
131.835
96,66
4.492
134.625
96,54
4.868
140.817
96,78
4.554
141.317
96,91
4.380
141.541
96,59
4.913
144.145
96,80
4.457
139.412
96,64
4.967
147.760
1,77
936
53.024
1,20
949
79.144
1,73
1.775
1,53
1.606
2,04
2.184
2,34
2.559
2,22
2.491
2,29
2.627
2,25
2.653
2,02
2.445
2,05
2.545
2,23
2.830
1,77
2.297r)
r)
1,46
1.924
1,55
2.091
102.520
104.809
107.114
109.385
112.146
114.875
117.890
121.117
124.112
126.978
129.429r)
132.122
134.740
1,59
960
60.268
82,38
4.368
5.302
1,59
1.460
92.058
81,65
6.378
7.812
1,92
2.300
119.994
76,26
6.078
7.970
1,94
2.326
120.036
76,21
6.768
8.880
1,94
2.397
123.667
76,35
7.678
10.057
2,14
3.076
143.727
76,60
726
948
1,92
2.777
144.891
76,86
1.447
1.883
1,95
2.878
147.837
81,64
2.439
2.988
1,94
2.891
149.254
76,32
3.077
4.032
1,58
2.411
152.792
81,50
4.243
5.206
1,65
2.543
154.159
79,86
5.072
6.351
1,57
2.423
154.656
75,68
5.464
7.220
1,54
2.402
155.990
83,30
7.845
9.418
1,43
2.247
156.782
81,52
8.527
10.460
1,48
2.334
158.232
84,11
10.387
12.350
16,76
9.578
57.156
19,64
16.779
85.448
18,70
17.670
18,79
18.401
18,04
18.689
18,01
18.416
18,12
19.040
18,77
20.579
21,56
23.919
16,53
18.511
16,73
19.466
16,12
19.181
17,03
19.932
16,32
19.844
16,21
19.552
94.494
97.922
103.588
102.257
105.093
109.610
110.936
111.990
116.334
118.997
117.050
121.573
120.611
FDR (%)
87,60
91,41
118,23
118,38
120,65
117,65
118,42
121,50
120,05
119,88
121,71
121,71
119.36*
121,05
120,24
- Pembiayaan
56.357
32.165
126.942
130.555
142.148
138.439
140.681
148.935
148.649
152.618
155.651
155.651
164.740
Financing
- Dana Pihak Ketiga
64.335
35.186
107.373
110.283
117.817
117.666
118.795
122.585
123.825
127.311
127.885
127.885
159,573*
133,690*
163.521
135.083
137.014
Third Party Funds
Rentabilitas
NOM (%)
- Pendapatan
- Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka
Earning Assset Quality

Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
Profitability
NOM (%)
- Net Operations Income
-
Average Earning Assets
ROA (%)
- Profit
- Average Assets
Operating Expenses to Operations
- Operations Expenses
- Operations Income
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
-
Short-Term Liabilities
FDR (%)
r) Revised figures
74
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)

2012
Indikator
2007
2008
2009
2010
2013
2011
Okt
Nov
Des
Jan
Feb
Mar
Indicator
Mei r)
Apr
Jun
Jul
Ags
Sep
Okt
Tier One Capital
Modal Inti
<100 miliar
<100 billion
>100 miliar
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
>100 billion
Capital Adequacy Ratio
CAR
<12%
<12%
>12%
10
11
11
11
10
10
10
11
10
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
<5%
>5%
>5%
Return on Asset Ratio
ROA
<1,5%
<1,5%
>1,5%
>1,5%
Finance to Deposit Ratio
FDR
<50%
>50%
0
0
0
0
0
0
1
10
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
<50%
>50%
r) revised figures
75
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76
DATA BPR
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Fund Disbursements
Penyaluran Dana
a. Kredit
b. Antar Bank Aktiva
20.540
25.472
28.001
33.844
41.100
48.895
49.425
49.818
50.396
51.709
52.633
53.749
55.023
56.248
57.462
57.634
58.218
58.677
a. Credits
6.009
5.841
8.075
10.033
12.434
12.868
13.637
14.935
14.614
13.947
13.399
13.157
12.668
12.273
11.645
12.744
13.310
13.869
b. Inter-Bank Assets
Source of Funds
Sumber Dana
18.719
21.339
25.552
31.312
38.209
43.091
43.831
44.870
45.153
45.388
45.489
45.999
46.143
45.935
46.201
47.255
47.895
48.476
Deposito
12.701
14.204
17.280
21.455
26.174
29.538
29.958
30.401
30.581
30.690
30.771
30.908
31.068
31.174
31.723
32.345
32.600
32.903
Time Deposits
Tabungan
6.018
7.135
8.272
9.857
12.035
13.553
13.873
14.468
14.571
14.698
14.718
15.091
15.075
14.761
14.477
14.909
15.295
15.573
Savings Deposits
3.240
4.214
3.947
4.739
6.420
8.726
8.898
9.528
9.481
9.833
9.981
10.322
10.831
11.688
12.050
12.021
12.245
12.353
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
482
542
541
610
443
368
425
426
428
445
469
480
486
475
541
551
573
555
c. Loans received
d. Kewajiban Segera
189
250
328
373
389
387
408
466
462
454
504
504
442
472
503
442
448
439
d. Immediate Liabilities
a. DPK
b. Antar Bank Pasiva
Several Components of Capital
Beberapa Komponen Modal

2.776
3.241
4.072
4.757
5.517
6.128
6.182
6.227
6.272
6.306
6.341
6.391
6.510
6.568
6.719
6.769
6.825
6.896
a. Paid In Capital
b. Cadangan
828
1.098
1.033
1.272
1.465
1.721
1.710
1.726
1.837
1.908
1.959
2.028
2.087
2.080
2.033
1.999
2.034
2.005
b. Reserves
c. L/R Tahun Berjalan
663
849
1.158
1.447
1.853
2.002
2.216
2.328
211
425
647
882
1.132
1.367
1.556
1.759
2.022
2.288
c. Current Earnings
38
(100)
(118)
(157)
(125)
(1)
(24)
1.938
1.633
1.254
649
397
307
226
231
189
201
a. Modal Disetor
d. L/R Tahun Lalu
d. Retained Earnings
(Profit/Loss)
78
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
80,03
82,54
79,61
79,02
78,54
81,85
81,11
78,63
78,84
80,24
81,43
82,51
83,55
84,56
85,44
84,37
83,88
83,41 LDR (%)
- Total Kredit
20.684
25.480
28.012
33.878
41.144
48.949
49.474
49.866
50.443
51.762
52.687
53.803
55.087
56.313
57.522
57.694
58.281
58.737
Total Credit
- Penghimpunan Dana
21.696
25.944
29.496
36.420
44.836
51.204
52.264
54.535
54.234
54.716
54.896
55.754
56.404
56.974
57.645
58.627
59.584
60.367
Funds collected
4.149
4.926
5.691
6.450
7.551
8.600
8.730
8.880
9.744
9.797
9.807
9.454
9.530
9.618
9.680
9.752
9.894
10.057
Core Capital
7,98
9,88
6,90
6,12
5,22
5,39
5,33
4,75
5,13
5,17
5,25
5,21
5,09
4,98
4,97
5,22
5,12
1.639
2.516
1.932
2.070
2.146
2.635
2.632
2.369
2.587
2.672
2.764
2.801
2.803
2.798
2.855
3.009
2.981
3.011
Non Current Credits
20.540
25.472
28.001
33.844
41.100
48.895
49.425
49.818
50.396
51.709
52.633
53.749
55.023
56.248
57.462
57.634
58.218
58.677
Total Credit
2,39
2,61
3,08
3,16
3,32
3,73
3,68
3,46
3,75
3,74
3,77
3,81
3,87
3,80
3,70
3,57
3,62
LDR (%)
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum
5,13 NPL (%)
3,64 ROA (%)
663
849
1.158
1.447
1.853
2.002
2.216
2.328
211
425
647
882
1.132
1.367
1.556
1.759
2.022
2.288
27.741
32.533
37.554
45.742
55.799
64.409
65.698
67.397
67.610
68.284
68.645
69.446
70.240
71.901
72.091
73.858
74.440
75.491
Total Aktiva
20,98
22,67
25,08
26,71
29,46
34,14
34,10
32,63
35,18
35,17
35,30
35,69
35,92
35,73
34,15
33,56
34,01
34,32 ROE (%)
663
849
1.158
1.447
1.853
2.002
2.216
2.328
211
425
647
882
1.132
1.367
1.556
1.759
2.022
2.288
2.776
3.241
4.072
4.757
5.517
6.128
6.182
6.227
6.272
6.306
6.341
6.391
6.510
6.568
6.719
6.769
6.825
6.896
Paid In Capital
384
506
546
661
772
908
908
909
934
947
991
1.026
1.050
1.083
1.092
1.095
1.103
1.104
General Reserve
79
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)

Lokasi
1. Jawa Barat
2007
2008
2009
2010
2012
2011
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
1. Jawa Barat
4.818
5.868
7.061
8.511
9.771
10.885
11.054
11.293
11.320
11.416
11.518
11.670
11.807
12.507
11.898
12.669
12.187
12.389
2. Banten
512
632
737
907
1.056
1.231
1.262
1.308
1.312
1.312
1.329
1.316
1.379
1.381
1.426
1.433
1.466
1.496
2. Banten
3. DKI Jakarta
489
571
708
922
1.341
1.509
1.511
1.579
1.546
1.556
1.571
1.594
1.608
1.625
1.725
1.673
1.628
1.627
3. DKI Jakarta
4. D.I Yogyakarta
1.409
1.634
1.848
2.250
2.610
2.947
2.997
3.097
3.088
3.123
3.139
3.117
3.152
3.212
3.232
3.295
3.330
3.383
4. D.I Yogyakarta
5. Jawa Tengah
6.723
7.790
9.190
10.899
12.851
14.363
14.669
14.938
14.929
14.920
15.033
15.115
15.195
15.309
15.372
15.685
16.043
16.373
6. Jawa Timur
3.616
4.030
4.739
5.607
6.562
7.670
7.822
7.898
7.967
8.027
8.094
8.139
8.276
8.410
8.520
8.639
8.796
8.837
18
23
25
30
33
38
39
39
38
38
38
38
38
39
39
39
39
40
8. Jambi
216
205
244
323
424
625
643
644
660
674
686
682
684
692
725
744
760
759
8. Jambi
9. Aceh
54
110
121
104
125
133
136
138
139
137
139
146
149
147
148
151
154
155
9. Aceh
10. Sumatera Utara
419
495
580
677
763
867
875
877
898
910
905
907
902
917
928
949
968
979
10. Sumatera Utara
11. Sumatera Barat
733
901
1.025
1.157
1.278
1.343
1.353
1.406
1.384
1.369
1.342
1.328
1.304
1.300
1.277
1.292
1.296
1.301
11. Sumatera Barat
12. Riau
392
491
601
735
899
997
1.002
1.015
1.009
1.004
997
1.037
1.024
1.028
1.015
1.027
1.043
1.040
12. Riau
13. Kepulauan Riau
620
855
1.349
2.161
2.836
3.383
3.408
3.425
3.402
3.368
3.384
3.399
3.403
3.444
3.587
3.713
3.785
3.802
13. Kepulauan Riau
336
394
520
645
834
975
983
996
996
1.001
1.012
1.018
1.009
1.019
1.025
1.003
984
985
20
25
50
54
56
59
55
55
53
53
54
55
53
67
67
70
15. Bangka Belitung
3.516
3.563
3.037
3.539
4.386
4.761
4.929
5.167
5.367
5.623
5.665
5.810
5.912
6.133
6.170
6.239
6.385
6.509
167
260
250
348
389
385
385
396
391
396
402
403
398
393
392
400
402
408
403
511
577
670
820
993
964
979
932
921
935
967
955
989
965
958
957
988
154
193
233
272
282
277
284
310
303
304
305
303
298
296
300
301
307
309
10
28
46
67
106
104
137
109
147
148
156
142
159
190
161
169
168
21. Sulawesi Tengah
134
209
254
309
504
902
933
955
983
1.030
1.060
1.142
1.171
1.220
1.255
1.266
1.304
1.329
21. Sulawesi Tengah
194
272
336
457
669
880
891
925
941
950
954
962
988
1.040
1.048
1.050
1.081
1.099
23. Sulawesi Utara
171
194
241
395
625
764
789
820
847
841
850
878
891
905
924
952
959
958
23. Sulawesi Utara
47
57
65
68
80
95
98
103
104
103
104
103
105
105
109
110
112
114
23
21
26
29
30
33
33
35
33
33
33
33
33
33
33
33
34
34
375
456
535
585
716
806
826
840
857
867
844
852
860
832
841
846
866
896
1.851
2.318
2.663
3.431
4.801
5.904
6.117
6.326
6.339
6.500
6.443
6.584
6.757
6.934
7.085
7.264
7.416
7.501
35
64
109
153
200
225
228
253
252
249
250
250
258
258
281
306
303
309
30. Maluku
160
210
210
217
391
632
654
747
717
683
716
740
765
788
808
825
848
856
30. Maluku
31. Papua
137
184
215
231
314
479
502
516
512
539
514
520
536
548
540
555
564
575
31. Papua
13
16
16
17
17
17
18
18
18
18
18
20
21
21
29
74
125
128
152
157
164
161
159
159
159
159
186
159
173
55.799
64.409
65.698
67.397
67.610
68.284
68.645
69.446
70.240
71.901
72.091
73.858
74.440
75.491
7. Bengkulu
15. Bangka Belitung

16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
27.741
32.533
37.554
45.742
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
16. Lampung
25. Sulawesi Barat

26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Others
Total
80
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)

2012
Total Aset
2007
2008
2009
2010
Total Asset
Okt
Total Aset BPR
85
56
46
25
2013
2011
16
Nov
15
Des
13
Jan
12
Feb
12
Mar
11
Apr
13
Mei
11
Jun
11
Jul
11
Ags
11
Sep
10
Okt
11
10 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
651
536
429
341
264
240
239
229
229
227
227
228
230
226
229
230
225
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
527
511
479
433
387
331
328
333
320
317
310
305
290
290
278
269
265
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
554
669
779
907
1.002
1.083
1.087
1.079
1.092
1.099
1.103
1.095
1.110
1.114
1.123
1.132
1.140
1.151 Total Asset Rural bank
> 10 Billion
> 10 Miliar
Total
1.817
1.772
1.733
1.706
1.669
1.669
1.667
1.653
1.653
1.654
1.653
1.639
1.641
1.641
1.641
1.641
1.641
1.639
Total
81
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)

2012
Kolektibilitas
2007
2008
2009
2010
2013
Collectibility
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
20.540
25.472
28.001
33.844
41.100
48.895
49.425
49.818
50.396
51.709
52.633
53.749
55.023
56.248
57.462
57.634
58.218
58.677 Credit
18.901
22.956
26.068
31.775
38.953
46.260
46.793
47.450
47.810
49.037
49.869
50.948
52.220
53.450
54.607
54.625
55.237
55.666
b. Kurang Lancar
407
1.039
457
514
495
699
688
577
732
781
809
806
780
782
809
899
856
862
b. Sub-Standard
c. Diragukan
319
342
335
398
420
470
480
453
469
476
479
498
495
518
533
553
576
566
c. Doubtful
d. Macet
913
1.135
1.140
1.158
1.231
1.466
1.464
1.339
1.386
1.415
1.476
1.496
1.528
1.499
1.513
1.558
1.549
1.583
Non Performing Loan (Nominal)
1.639
2.516
1.932
2.070
2.146
2.635
2.632
2.369
2.587
2.672
2.764
2.801
2.803
2.798
2.855
3.009
2.981
3.011 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
7,98
9,88
6,90
6,12
5,22
5,39
5,33
4,75
5,13
5,17
5,25
5,21
5,09
4,98
4,97
5,22
5,12
5,13 Non Performing Loan Ratio (%)
Kredit
a. Lancar
a. Current
d. Lost
82
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)

Lokasi
2007
2008
2009
2010
2012
2011
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Location
Okt
379
408
417
427
455
530
530
501
525
538
557
565
555
560
565
592
585
590
1. Jawa Barat
2. Banten
42
43
70
81
85
99
98
89
97
97
97
102
103
103
109
116
117
119
2. Banten
3. DKI Jakarta
17
26
36
46
46
74
73
64
67
69
80
65
65
64
70
78
70
70
4. D.I Yogyakarta
83
80
80
103
109
139
136
115
128
133
140
149
142
148
151
160
150
151
4. D.I Yogyakarta
5. Jawa Tengah
614
591
618
658
675
770
762
687
734
747
764
778
784
787
777
801
789
805
5. Jawa Tengah
6. Jawa Timur
170
157
155
176
194
240
238
204
229
231
238
244
247
252
268
288
296
285
6. Jawa Timur
7. Bengkulu
8. Jambi
11
14
14
13
17
20
14
19
22
23
25
26
28
29
33
34
40
8. Jambi
9. Aceh
33
10
10
10
10
9. Aceh
10. Sumatera Utara
27
29
35
39
48
43
44
40
43
42
44
44
43
45
46
47
48
48
10. Sumatera Utara
11. Sumatera Barat
32
40
67
87
66
83
85
68
79
81
83
84
85
88
93
94
95
88
11. Sumatera Barat
12. Riau
14
18
27
40
49
92
91
89
97
101
100
104
109
108
111
118
114
116
22
37
62
66
62
76
91
85
83
88
82
81
83
78
88
13. Kepulauan Riau
16
20
24
31
27
32
37
34
41
43
46
43
47
48
53
54
54
79
15. Bangka Belitung
15. Bangka Belitung
58
909
84
52
51
72
69
57
72
77
77
79
75
73
80
94
92
80
16. Lampung
12
14
15
17
13
12
16
18
20
19
25
28
29
25
13
17
19
17
16
30
29
27
30
32
34
32
32
31
32
33
31
24
10
27
30
24
29
29
29
30
29
29
30
31
31
31
31
33
31
21. Sulawesi Tengah
10
10
10
15
10
11
12
12
12
13
21. Sulawesi Tengah
11
11
13
19
15
15
16
13
15
17
16
16
16
15
16
20
18
18
23. Sulawesi Utara
12
18
34
34
25
32
35
37
35
38
39
43
49
58
58
23. Sulawesi Utara
10
10
10
11
11
11
11
12
12
12
14
13
11
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
30
33
40
64
69
81
83
79
82
84
87
85
82
69
67
73
72
72
28. Bali
78
71
126
98
95
116
112
103
120
125
144
146
146
133
130
135
140
142
10
10
11
13
13
11
12
13
12
11
11
30. Maluku
30. Maluku
31. Papua
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
1.639
2.516
1.932
2.070
2.146
2.635
2.632
2.369
2.587
2.672
2.764
2.801
2.803
2.798
2.855
3.009
2.981
3.011
1. Jawa Barat
13. Kepulauan Riau
16. Lampung
Total
3. DKI Jakarta
7. Bengkulu
12. Riau

28. Bali
Total
83
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)

Desember 2008
Indikator
Nominal
Desember 2009
Desember 2010
Komposisi thd
Total DPK (%)
Komposisi thd
Total DPK (%)
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(Composition
to Total Third
Party Funds)
(Composition
to Total Third
Party Funds)
Nominal
(%)
Nominal
(%)
Desember 2011
Nominal
(%)
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Oktober 2012
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Oktober 2013
Komposisi thd
Total DPK (%)
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(Composition
to Total Third
Party Funds)
Nominal
(%)
Indicator
(%)
Deposito
14.204
66,56
17.280
67,63
21.455
68,52
26.174
68,50
29.538
68,55%
30.401
67,75
32.903
67,87% Time Deposits
Tabungan
7.135
33,44
8.272
32,37
9.857
31,48
12.035
31,50
13.553
31,45%
14.468
32,25
15.573
32,13% Saving
Total DPK
21.339
100,00
25.552
100,00
31.312
100,00
38.209
100,00
43.091
100%
44.870
100,00
48.476
100% Total Third Party Funds
84
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Oktober 2013
(Composition of Third Party Funds of Rural Banks Based on Location - October 2013)
Lokasi
Total DPK
Tabungan
Deposito
(Saving Deposits)
(Time Deposits)
(Total of Third Party

Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)

1. Jawa Barat
1. Jawa Barat
2.204
6.233
8.437
17,40
2. Banten
232
705
938
1,93
2. Banten
3. DKI Jakarta
136
857
993
2,05
3. DKI Jakarta
4. D.I Yogyakarta
4. D.I Yogyakarta
769
1.651
2.420
4,99
5. Jawa Tengah
4.975
6.588
11.563
23,85
5. Jawa Tengah
6. Jawa Timur
1.681
3.651
5.333
11,00
6. Jawa Timur
7. Bengkulu
13
14
26
0,05
7. Bengkulu
8. Jambi
80
462
541
1,12
8. Jambi
9. Aceh
31
41
72
0,15
9. Aceh
10. Sumatera Utara
335
346
681
1,41
10. Sumatera Utara
11. Sumatera Barat
534
326
860
1,77
11. Sumatera Barat
12. Riau
309
380
689
1,42
12. Riau
13. Kepulauan Riau
460
2.571
3.031
6,25
13. Kepulauan Riau
186
416
602
1,24
15. Bangka Belitung
10
45
55
0,11
15. Bangka Belitung
16. Lampung
578
2.683
3.261
6,73
16. Lampung
103
119
223
0,46
337
421
758
1,56
77
105
183
0,38
49
78
127
0,26
21. Sulawesi Tengah
53
235
288
0,59
21. Sulawesi Tengah
154
373
527
1,09
23. Sulawesi Utara
132
582
714
1,47
23. Sulawesi Utara
36
34
70
0,15
25. Sulawesi Barat
0,00
25. Sulawesi Barat
26. Gorontalo
11
19
0,04
26. Gorontalo
316
246
563
1,16
1.546
3.199
4.746
9,79
28. Bali
75
142
218
0,45
30. Maluku
59
128
187
0,39
30. Maluku
31. Papua
60
165
225
0,46
31. Papua
11
0,02
32. Maluku Utara
26
89
115
0,24
33. Papua Barat
0,00
34. Others
15.573
32.903
48.476

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
100
Total
85
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)

Lokasi
1. Jawa Barat
2. Banten
3. DKI Jakarta
2007
2008
2009
2010
2012
2011
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Location
Okt
4.035
5.072
6.061
6.859
7.534
7.648
7.746
7.798
7.846
7.928
8.098
8.169
7.994
7.977
8.188
8.244
8.437
274
308
382
509
661
783
796
816
828
840
856
841
906
887
880
874
902
938
2. Banten
3. DKI Jakarta
288
305
420
600
837
1.016
1.020
1.063
1.032
1.018
1.023
1.001
1.009
986
1.008
1.025
992
993
4. D.I Yogyakarta
1.043
1.142
1.290
1.511
1.814
2.058
2.108
2.193
2.215
2.244
2.255
2.251
2.260
2.277
2.277
2.345
2.379
2.420
5. Jawa Tengah
4.712
5.395
6.449
7.529
9.052
10.073
10.333
10.585
10.644
10.616
10.691
10.802
10.831
10.734
10.732
11.046
11.303
11.563
6. Jawa Timur
2.349
2.476
2.964
3.497
4.041
4.797
4.850
4.893
4.966
4.984
4.985
5.034
5.111
5.093
5.095
5.210
5.301
5.333
11
15
17
18
20
25
25
25
24
24
24
25
26
26
26
26
26
26
161
146
186
244
316
466
474
482
491
495
502
505
504
507
525
540
551
541
55
57
59
61
61
60
61
65
71
65
67
68
71
72
7. Bengkulu
8. Jambi
1. Jawa Barat
3.305
9. Aceh
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
34
57
37
41
10. Sumatera Utara
307
357
426
493
538
612
610
612
628
636
636
637
636
644
654
665
676
681
10. Sumatera Utara
11. Sumatera Barat
475
580
715
829
913
929
938
972
960
952
929
918
891
866
835
850
855
860
11. Sumatera Barat
12. Riau
293
350
417
525
629
676
667
678
680
681
672
674
663
662
659
674
686
689
12. Riau
13. Kepulauan Riau
476
657
1.071
1.758
2.324
2.723
2.724
2.735
2.733
2.745
2.740
2.742
2.728
2.761
2.872
2.975
3.016
3.031
258
308
386
471
556
615
612
625
633
637
642
640
636
638
642
618
604
602

15. Bangka Belitung
15. Bangka Belitung
13. Kepulauan Riau
17
21
43
44
45
48
43
43
42
43
43
44
42
51
53
55
2.287
2.140
1.945
2.427
2.883
3.104
3.215
3.249
3.360
3.320
3.287
3.287
3.181
3.186
3.191
3.229
3.248
3.261
97
144
154
177
251
212
213
222
218
222
225
224
220
209
207
214
217
223
319
399
470
547
651
798
770
783
734
722
724
757
735
768
741
737
730
758
89
114
152
177
174
173
179
192
188
187
190
189
185
180
179
180
182
183
15
28
44
75
73
105
77
112
113
121
107
121
148
124
129
127
16. Lampung
16. Lampung
21. Sulawesi Tengah
54
93
99
130
277
292
289
284
294
344
356
386
349
352
353
348
347
288
21. Sulawesi Tengah
122
128
185
259
366
466
467
476
475
476
470
465
472
499
513
518
516
527
23. Sulawesi Utara
126
145
171
282
439
531
555
588
614
611
622
657
662
656
665
695
702
714
23. Sulawesi Utara
42
50
55
56
56
59
58
61
61
61
61
61
62
65
68
68
70
70
10
14
16
18
18
20
18
19
18
19
19
19
18
18
18
19

25. Sulawesi Barat
26. Gorontalo

25. Sulawesi Barat
26. Gorontalo
209
260
319
366
452
492
505
521
537
545
536
542
543
512
515
526
543
563
1.179
1.455
1.803
2.331
3.254
3.797
3.912
4.054
4.083
4.211
4.171
4.273
4.373
4.435
4.534
4.638
4.727
4.746
17
38
71
108
143
164
167
186
185
181
180
181
184
181
200
216
212
218
30. Maluku
71
100
99
105
251
200
200
271
238
214
215
220
225
223
231
233
235
187
30. Maluku
31. Papua
95
119
152
166
224
204
204
203
208
209
209
213
213
216
215
226
230
225
31. Papua
10
11
26
63
87
88
111
115
121
117
121
120
119
119
119
117
115
38.209
43.091
43.831
44.870
45.153
45.388
45.489
45.999
46.143
45.935
46.201
47.255
47.895
48.476
28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
18.719
21.339
25.552
31.312
28. Bali
32. Maluku Utara

33. Papua Barat
34. Others
Total
86
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)

Persen (Percent)
2012
Indikator
2007
2008
2009
2010
Indicator
Okt
Tabungan
Deposito
Ket: Data tersedia mulai Desember 2008
2013
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
7,16
6,32
5,53
5,21
4,75
4,71
4,68
4,61
4,62
4,61
4,62
4,59
4,60
4,59
4,57
4,61
4,60
Saving
12,43
10,81
10,25
9,85
8,48
8,44
8,40
8,37
8,35
8,32
8,33
8,31
8,33
8,42
8,53
8,75
9,03
Time Deposits
Note: Data available on December 2008
87
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)

Persen (Percent)
2010
1)
2011
2012
2013
Economic Sector
Sektor Ekonomi
Nov
Des
Des
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1 Pertanian, Perburuhan, dan

Kehutanan
36,76
38,29
36,58
35,58
35,82
35,69
35,63
35,51
34,98
35,22
34,89
34,84
34,71
34,11
34,30
34,17
34,11
33,58
1. Agriculture, hunting, and forestry
2 Perikanan
32,65
33,39
32,10
31,75
31,62
31,85
31,87
31,32
31,01
30,54
30,56
30,47
30,61
30,69
30,71
30,57
30,81
30,69
2. Fisheries
3 Pertambangan dan Penggalian
27,89
28,29
26,58
25,53
25,65
26,04
26,25
26,60
27,43
26,07
26,34
25,95
25,86
25,84
26,60
26,87
27,12
28,24
3. Mining and quarrying
4 Industri Pengolahan
31,18
30,67
29,14
28,74
28,58
28,66
28,95
28,44
28,45
28,40
28,30
28,03
27,81
27,94
28,39
28,45
28,56
28,22
4. Processing industry
5 Listrik, Gas dan Air
32,00
34,43
30,33
28,49
28,69
28,97
28,84
29,08
28,48
27,98
27,73
28,11
28,74
29,54
28,72
27,58
29,29
28,56
6 Konstruksi
32,09
31,41
29,72
28,87
29,22
29,43
29,41
28,59
28,64
28,75
28,90
28,70
29,00
28,58
29,17
29,24
29,76
29,56
6. Construction
7 Perdagangan Besar dan Eceran
33,03
33,14
31,97
31,08
30,90
30,91
30,66
30,41
30,30
30,15
30,00
29,87
29,78
29,68
29,69
29,57
29,58
29,47
7. Big and retail trade
8 Penyediaan Akomodasi dan Penyedian

Makan Minum
27,76
27,99
28,53
28,50
28,37
28,43
28,15
28,53
28,07
27,97
28,12
27,60
27,70
28,48
28,82
28,77
29,03
29,32
9 Transportasi, Pergudangan dan

Komunikasi
30,15
30,12
28,11
28,88
27,81
27,79
27,87
27,89
27,80
27,95
27,85
27,73
27,70
27,65
27,63
27,59
27,43
27,36
10 Perantara Keuangan
24,36
25,28
24,20
24,09
23,95
23,89
23,73
23,52
23,22
23,07
22,93
22,80
22,36
22,46
22,43
22,42
22,50
22,26
11 Real Estate
27,31
27,26
22,77
21,80
22,90
21,90
21,87
21,50
21,33
21,50
22,41
22,48
23,05
23,12
22,87
22,43
22,85
23,20
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
34,99
35,78
26,38
25,61
27,45
27,54
28,18
27,60
27,43
26,07
25,39
25,03
25,26
25,09
25,30
25,69
25,61
26,06
13 Jasa Pendidikan
31,29
31,61
28,84
28,32
28,48
28,84
29,37
28,20
28,27
28,11
27,96
28,27
27,76
27,91
28,41
28,51
28,37
28,81
11. Real estate, rental business, and services

company
12. Government administration, the defense
and compulsory social security
14 Jasa Kesehatan dan Kegiatan Sosial
30,40
30,51
30,86
29,49
28,89
28,68
28,71
28,89
28,81
28,68
28,52
28,32
28,49
28,29
28,48
28,22
28,86
29,37
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,

Hiburan dan Perorangan Lainnya
29,41
29,05
28,23
28,46
28,28
28,30
28,30
27,98
28,00
27,95
27,66
27,55
27,47
27,73
28,16
27,70
28,23
27,69
16 Jasa Perorangan yang Melayani Rumah

Tangga
33,62
31,07
32,82
31,88
31,32
31,32
31,18
31,15
30,85
30,66
30,37
30,16
29,82
29,85
29,81
30,06
29,95
29,75
15. Community, Sociocultural,Entertainment

and Other Individual Services
16. Individual services serving the household
17 Kegiatan Usaha yang Belum Jelas

Batasannya
29,49
29,35
29,11
28,74
28,32
28,66
28,68
28,00
28,91
28,29
28,38
28,48
28,72
29,42
29,95
30,15
30,05
29,38
18 Bukan Lapangan Usaha - Rumah

Tangga
28,44
28,12
27,39
26,40
26,60
26,48
26,32
26,19
25,97
25,84
25,84
25,49
25,25
24,93
24,77
24,57
24,56
24,59
19 Bukan Lapangan Usaha - Lainnya
28,09
27,71
26,88
26,39
26,39
26,17
26,03
25,90
25,86
25,88
25,77
25,59
25,34
25,04
25,23
25,18
25,27
25,01
Ket:
1)
Merupakan sambungan halaman 144
8. Provision of accommodation and food

supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra

Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
Note :
1)
Continue from page 144
88
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)

Persen (Percent)
2012
Jenis Penggunaan
2007
2008
2009
2010
2013
Type of Use
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Modal Kerja
34,43
34,83
33,21
32,05
31,29
31,19
30,91
30,82
30,69
30,55
30,45
30,40
30,24
30,44
30,32
30,41
30,17
Total Working Capital
Investasi
27,67
30,37
29,01
28,23
27,17
27,05
26,62
26,67
26,59
26,44
26,15
26,08
26,31
26,03
25,93
25,70
25,65
Total Investment
Konsumsi
29,57
29,14
27,81
27,00
26,24
26,10
25,97
25,89
25,87
25,78
25,57
25,32
25,01
25,12
25,11
25,19
24,96
Total Consumption
Ket: Data tersedia mulai Desember 2008
Note: Data available on December 2008
89
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)

2012
Keterangan
2007
2008
2009
2010
2013
Information
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jumlah BPR
1.817
1.772
1.733
1.706
1.669
1.669
1.667
1.653
1.653
1.654
1.653
1.639
1.641
1.641
1.641
1.641
1.641
1.639
Total Rural Banks
Jumlah Kantor
3.250
3.367
3.644
3.910
4.172
4.378
4.404
4.425
4.448
4.470
4.499
4.518
4.549
4.568
4.584
4.612
4.630
4.656
Total Bank Offices
90
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Oktober 2013
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - October 2013)
BPR (Rural Bank)
Lokasi
Location
Total
KP
KC
KPK
304
298
198
800
1. Jawa Barat
2. Banten
69
40
33
142
2. Banten
3. DKI Jakarta
25
35
68
4. D.I Yogyakarta
54
30
134
218
5. Jawa Tengah
251
490
393
1.134
5. Jawa Tengah
6. Jawa Timur
326
205
591
1.122
6. Jawa Timur
12
7. Bengkulu
16
25
8. Jambi
1. Jawa Barat
7. Bengkulu
8. Jambi
9. Aceh
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
14
20
10. Sumatera Utara
54
36
13
103
10. Sumatera Utara
11. Sumatera Barat
96
38
17
151
11. Sumatera Barat
12. Riau
32
13
52
12. Riau
13. Kepulauan Riau
40
25
67
13. Kepulauan Riau
19
11
37
15. Bangka Belitung
15. Bangka Belitung
16. Lampung
26
30
62
16. Lampung
25
31
20
31
14
27
21. Sulawesi Tengah
14
30
21. Sulawesi Tengah
23
35
23. Sulawesi Utara
17
22
10
49
23. Sulawesi Utara
12
18
25. Sulawesi Barat

26. Gorontalo
25. Sulawesi Barat

26. Gorontalo
28. Bali
29
47
80
137
35
105
277

28. Bali
11
16
30. Maluku
10
30. Maluku
31. Papua
15
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
Total
1.639
1.412
1.605
4.656
Total
91
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DATA PERKREDITAN
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
2011
2012
Jun
Jul
Ags
2013
Des
Mei
Sep
109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425
123.536
1.973
4.849
216
95.533
576
377.257
12.829
66.765
205
84.866
3.479
419.551
14.211
34.418
131.810
2.083
5.079
224
92.955
837
388.408
12.290
57.502
310
90.779
3.396
451.313
14.520
36.030
128.744
2.085
5.135
226
89.082
903
396.743
11.924
58.140
308
92.193
3.894
456.895
14.562
37.059
126.541
2.302
5.065
280
89.097
978
408.495
12.122
63.717
304
92.827
4.019
455.296
14.391
37.713
131.785
2.449
5.228
286
93.978
1.095
420.406
11.181
68.386
311
98.999
3.805
457.613
13.626
39.520
629
97.966
549
104.144
448
111.399
420
110.784
472
114.414
2.400
105.184
309
116.201
2.469
120.093
164
125.137
2.436
123.383
189
130.534
2.556
123.979
203
136.087
1.767
3.014
2.160
2.955
2.256
2.928
15
4.064
63
7.611
334
39.294
14
4.359
86
7.480
349
41.339
774
691
Okt
Nov
Des
Jan
Feb
Mar
133.387
2.467
5.290
288
94.543
1.165
422.551
11.772
63.423
309
97.592
3.988
466.679
14.172
41.871
134.974
2.458
5.536
284
98.600
1.285
429.166
10.580
67.577
310
98.696
3.879
477.594
13.952
42.692
142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640
142.607
2.525
5.463
202
105.016
1.325
443.074
10.619
66.079
253
89.855
3.697
486.274
13.642
44.891
144.227
2.573
5.471
198
99.764
1.346
447.715
10.647
70.140
271
90.705
3.447
504.435
14.171
46.015
146.057
2.844
5.682
241
104.746
1.345
453.895
9.964
63.314
267
93.285
3.370
527.526
14.130
47.224
478
114.611
474
117.296
470
119.562
443
122.235
535
120.780
629
121.875
2.636
124.574
196
146.841
2.557
124.462
210
140.338
3.522
125.820
213
144.193
2.652
123.480
225
146.619
2.522
124.958
193
150.568
2.795
124.687
224
151.517
2.306
2.864
2.696
2.765
2.107
2.778
2.161
2.573
2.283
2.659
2.446
2.793
328
4.510
62
7.626
411
43.176
13
4.529
63
7.753
413
44.072
12
4.338
62
7.805
411
43.897
11
4.483
59
8.126
408
43.646
13
4.474
59
8.220
398
44.758
13
4.508
66
8.343
405
43.766
1.008
637
915
695
1.192
758
1.279
732
1.272
709
1.287
711
37
3.305
36
3.246
30
99
49
556
51
536
54
516
53
81.689
56
61.554
0
52.578
13
49.193
13
35.788
1.339
1.472
1.078
1.020
818
Apr
Mei
Jun )
Jul
148.680
2.894
5.682
244
113.096
1.134
457.900
9.801
63.719
265
96.464
3.740
543.471
14.533
48.075
151.957
2.945
5.701
244
113.258
1.092
469.764
9.669
68.111
267
103.013
4.088
549.983
15.004
49.141
154.657
2.679
5.670
206
109.030
1.082
485.150
9.324
69.652
269
108.911
4.037
595,465
15.742
51.833
620
126.617
874
128.906
894
133.892
3.022
124.495
232
152.655
3.050
126.696
244
157.897
3.178
128.538
239
158.480
2.935
2.741
2.868
2.741
2.642
2.791
5
4.612
50
8.671
396
45.006
5
4.579
67
8.652
395
43.356
5
4.636
65
8.728
392
43.927
1.301
713
1.088
711
1.132
716
62
504
60
497
49
501
11
40.235
11
41.391
11
41.793
872
896
807
Items
Ags
Sep
Okt
157.176
2.711
5.718
157
103.394
1.563
500.982
9.123
72.236
280
111.614
4.086
605.348
16.046
53.344
158.525
2.783
5.792
171
112.580
1.775
519.946
9.749
67.868
280
118.001
4.131
606.233
16.554
52.401
165.006
2.686
6.063
151
114.391
1.688
542.605
9.703
72.736
266
120.474
3.999
620.769
16.168
53.722
167.372
2.749
6.084
191
109.795
2.042
538.245
9.844
73.736
275
118.020
4.566
627.483
16.534
56.324
894
140.890
901
142.652
869
148.072
876
153.687
873
153.356
3.263
136.552
255
161.718
3.160
137.614
244
174.709
2.959
142.820
250
179.046
3.511
145.035
334
180.567
3.714
148.065
348
182.414
3.789
146.393
365
188.148
2.491
2.776
2.732
2.803
2.856
4.803
2.792
4.986
3.177
5.885
3.139
5.912
3.351
6.062
5
4.696
79
8.988
396
44.807
4
4.614
75
9.257
374
45.595
4
4.836
73
9.254
310
46.441
3
4.835
62
9.481
310
48.123
3
4.900
60
9.517
238
51.592
3
4.991
63
9.630
242
50.694
4
5.075
63
9.685
206
51.355
2
5.128
57
9.509
206
51.992
1.116
752
1.077
879
1.176
895
1.178
939
1.180
1.178
1.288
1.239
1.320
1.299
1.291
1.381
1.412
1.420
49
477
51
455
53
443
50
422
48
406
51
381
35
357
38
351
40
338
42
334
8
50.396
8
43.635
8
45.166
9
37.621
9
40.633
8
40.280
9
4.583
9
2.953
8
2.332
8
2.473
8
2.165
892
752
805
750
768
749
58
57
44
45
46
Loans by Industrial Origin

1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and
Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
NPL
NPL
NPL
- Others
176.659
3.291
5.573
57
15.207
260
105.725
998
119.841
200.544
4.230
6.108
70
16.848
301
104.279
1.093
147.477
213.526
4.312
6.564
58
17.677
331
107.211
1.116
153.813
220.075
4.614
6.839
64
18.180
336
105.620
1.104
160.282
196.934
4.471
8.799
97
18.163
348
103.670
1.160
252.958
199.471
4.335
8.984
94
18.634
374
102.068
1.172
256.821
202.104
4.428
9.201
96
18.880
385
100.171
1.167
262.497
206.879
4.587
9.829
98
19.433
391
99.778
1.113
264.108
211.476
4.395
10.275
86
19.988
380
98.658
1.082
278.867
213.131
5.385
10.137
101
20.230
418
96.618
1.076
279.107
215.701
5.569
10.420
114
20.596
426
95.961
986
273.320
220.069
5.547
10.726
98
21.158
455
93.605
997
279.049
224.835
5.572
11.114
101
21.687
506
93.498
946
282.631
229.283
5.496
11.424
100
22.252
489
93.632
944
288.041
248.697
5.974
10.587
75
23.001
517
98.449
915
266.066
255.078
6.296
11.070
78
23.759
527
103.318
863
268.311
257.753
6.622
11.359
91
24.231
563
103.450
886
269.910
262.762
6.398
11.938
107
24.734
555
105.329
886
271.814
264.345
6.286
11.943
94
24.754
539
106.601
876
273.558
1.413
244.288
4.482
1.838
233.167
4.503
1.598
223.261
4.150
1.673
214.550
4.159
2.785
169.684
3.482
2.799
174.040
3.379
2.845
177.216
3.290
2.832
184.199
3.205
2.663
180.987
2.995
2.859
184.520
3.157
2.936
188.817
3.308
2.969
190.601
3.278
2.920
193.250
3.386
2.951
194.797
3.494
2.461
205.358
3.472
2.520
209.717
3.519
2.627
210.498
3.538
2.576
214.481
3.596
2.622
NPL
216.711 Non Industrial Origin Others
3.644
NPL
r) Revised figures
94
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
2012
Jun
Jul
Ags
2013
Mei
Junr)
90.152
1.369
2.774
148
47.388
199
138.427
3.844
31.548
31
38.452
1.386
200.287
7.573
9.521
91.552
1.401
2.785
146
46.534
187
143.465
3.787
35.038
22
40.109
1.497
205.366
7.706
9.760
94.211
1.184
2.754
111
45.507
176
152.448
3.755
36.233
33
43.648
1.548
244.816
8.380
11.740
215
42.603
252
43.746
259
47.307
650
27.765
63
724
28.208
65
717
28.766
64
21.197
404
2.200
21.332
408
2.204
22.336
433
2.263
5
701
11
2.607
260
7.631
5
701
19
2.649
260
6.737
5
717
16
2.669
256
6.767
206
343
176
350
194
361
10
4
10
5
8
14
37.567
38.869
39.088
748
785
732
Des
Mei
Sep
Okt
Nov
Des
63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366
69.089
833
2.316
119
34.474
293
113.992
5.152
39.093
46
31.096
1.306
142.182
7.042
7.122
74.480
911
2.503
128
34.089
396
121.542
5.053
28.972
45
34.089
1.246
162.995
7.026
7.455
75.567
975
2.540
128
29.751
318
123.720
4.921
28.901
42
34.071
1.672
165.718
7.169
7.630
71.988
940
2.434
176
29.853
322
126.527
5.004
33.036
33
34.199
1.359
160.690
6.949
7.476
77.058
1.060
2.564
180
33.078
311
133.233
4.705
37.726
46
36.837
1.269
157.867
7.053
8.055
279
34.037
239
32.958
147
36.531
156
35.480
132
38.218
761
20.872
173
1.011
25.151
41
767
27.108
69
722
26.855
54
17.237
285
2.382
18.542
357
2.443
19.931
335
2.434
15
682
17
2.201
214
5.633
14
847
19
2.383
221
5.663
136
222
Jan
Feb
Mar
Apr
80.156
1.159
2.547
179
33.494
427
134.639
5.515
32.406
35
37.292
1.264
160.923
7.109
8.127
82.395
1.143
2.690
187
36.321
336
135.035
4.501
36.648
38
37.862
1.265
162.777
7.092
8.468
87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734
87.396
1.213
2.634
109
42.055
196
139.071
4.572
33.800
17
35.651
1.282
166.125
6.979
8.798
87.456
1.215
2.627
108
38.679
218
140.016
4.493
37.750
33
36.090
1.163
178.701
7.372
8.902
88.462
1.318
2.756
149
42.302
210
141.727
3.919
30.905
33
37.373
1.176
193.623
7.317
9.283
134
38.091
138
39.008
144
39.755
134
41.533
204
40.904
209
41.510
715
25.409
49
717
26.038
55
1.505
25.631
53
691
27.165
53
680
27.563
47
687
27.191
55
20.271
356
2.379
28.716
822
2.288
21.208
361
2.301
20.796
378
2.190
21.286
378
2.282
21.618
364
2.199
328
918
20
2.494
282
6.633
13
919
21
2.507
281
6.866
12
649
16
2.461
281
6.264
11
690
17
2.570
282
6.596
13
685
17
2.581
267
6.597
13
675
19
2.559
264
6.857
167
280
189
325
188
373
194
245
197
319
193
336
7
3.208
8
3.074
9
4
9
3
9
4
11
5
53
61.692
56
57.688
49.281
46.253
32.894
1.073
1.301
905
881
698
Jul
Items
Ags
Sep
Okt
94.738
1.178
2.734
68
35.857
290
155.755
3.877
38.078
15
44.705
1.655
249.367
8.525
12.274
94.633
1.227
2.755
81
40.020
287
164.053
4.048
33.028
16
44.885
1.718
248.293
8.703
12.314
97.652
1.193
2.908
79
41.344
231
171.887
3.945
37.924
14
45.928
1.748
254.096
8.500
12.554
98.846
1.193
2.902
116
43.282
218
167.267
3.912
37.624
14
45.931
1.904
254.264
8.444
12.664
281
54.123
276
54.908
256
56.149
260
58.823
261
57.372
711
30.780
66
727
28.822
44
744
27.849
51
765
27.400
120
708
28.448
122
715
27.773
129
22.661
426
2.177
23.752
462
2.198
33.105
591
4.227
34.489
608
4.401
34.194
609
5.272
35.828
616
5.361
36.423
610
5.547
5
739
24
2.797
254
7.973
4
740
23
2.839
255
7.588
4
774
21
2.799
246
7.728
2
777
13
2.835
240
9.329
2
784
13
2.731
140
9.784
3
777
13
2.771
144
9.975
4
860
13
2.770
141
10.283
1
867
14
2.793
136
10.627
177
391
180
505
183
527
182
567
163
785
168
866
188
909
195
981
205
1.032
10
19
10
17
9
17
9
12
7
10
5
5
5
0
6
0
7
0
9
0
46.968
39.593
41.693
34.458
37.854
36.779
803
1.094
441
473
478
835
692
743
692
711
700
10
89.587
1.930
2.275
32
2.224
59
14.584
56
18.639
100.380
2.558
2.206
36
2.596
103
13.343
87
28.548
110.440
2.625
2.409
31
2.773
109
13.804
85
30.167
115.121
2.857
2.546
36
2.903
118
13.788
90
32.230
91.234
2.672
4.324
65
2.773
120
13.236
95
122.409
91.896
2.525
4.347
67
2.885
137
13.211
86
123.814
93.880
2.654
4.440
65
3.028
148
13.486
91
126.110
95.775
2.783
4.808
68
3.182
152
13.599
92
127.250
98.016
2.612
5.090
66
3.388
141
13.925
95
140.040
99.457
3.512
4.806
74
3.469
163
14.111
91
140.258
101.225
3.676
4.933
86
3.562
161
14.292
97
132.577
103.379
3.585
5.152
72
3.735
176
14.233
102
135.069
105.665
3.575
5.347
76
3.870
185
14.356
106
137.428
107.959
3.474
5.548
76
4.008
151
14.461
113
140.270
124.842
3.917
4.534
54
4.269
157
18.355
127
114.773
128.505
4.223
4.761
56
4.396
172
19.329
126
114.533
129.844
4.423
4.888
62
4.455
184
19.382
131
114.761
132.874
4.221
5.137
60
4.587
184
20.121
124
114.722
456
107.258
1.150
669
96.864
1.175
661
83.296
955
703
74.190
911
1.791
28.040
309
1.816
31.030
308
1.851
29.856
311
1.843
33.323
316
1.690
26.112
302
1.865
26.315
316
1.927
26.695
363
1.943
26.392
350
1.960
26.061
344
1.967
25.572
335
1.484
34.006
303
1.516
35.975
303
1.589
37.301
310
1.558
39.529
317
133.911
4.012
5.156
57
4.581
161
20.362
124
114.941

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and
Business Services
NPL
NPL
NPL
NPL
15. Community,
Other
NPL Individual Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
1.567
NPL
307
NPL
r) Revised figures
95
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
2011
2012
Jun
Jul
Ags
2013
Des
Mei
Sep
Okt
Nov
Des
32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648
36.269
756
1.873
55
31.732
255
157.892
5.298
18.339
152
38.379
1.015
212.287
5.239
23.439
37.381
765
1.883
52
29.762
414
161.027
4.893
19.183
154
38.999
980
219.401
5.284
24.586
36.629
779
1.867
48
28.742
506
162.686
4.616
19.682
155
39.731
979
221.196
5.334
25.304
36.997
790
1.860
54
29.256
505
166.897
4.656
21.004
154
40.097
1.000
222.310
5.302
25.995
37.018
809
1.872
54
29.553
629
170.540
4.019
21.240
151
41.776
1.035
224.725
4.422
26.847
262
47.180
200
52.106
197
54.957
187
54.437
176
55.559
1.186
36.095
101
80.468
1.069
341
1.104
39.749
79
84.679
1.391
264
1.255
40.290
77
88.081
1.491
264
1.260
41.146
104
89.838
1.476
265
2.217
32
4.001
101
27.202
0
2.344
53
3.772
104
27.898
0
2.435
29
3.820
106
28.301
490
166
652
177
12
6
Jan
Feb
Mar
Apr
35.611
723
1.917
55
29.357
529
171.665
3.798
21.359
161
39.033
1.221
229.018
4.890
28.980
35.443
721
1.994
44
29.618
638
175.787
3.821
21.118
159
38.787
1.146
234.977
4.617
29.000
37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482
36.813
677
1.988
45
29.133
689
182.268
3.802
22.287
124
37.709
976
238.500
4.444
30.651
38.431
720
1.993
43
28.981
726
184.039
3.903
22.354
123
38.496
970
242.588
4.502
31.302
38.600
876
2.075
44
30.533
698
183.753
3.856
22.289
119
39.069
863
248.148
4.450
31.789
181
56.001
177
57.547
163
58.703
152
59.221
165
58.163
256
58.915
1.292
42.021
100
91.806
1.491
267
1.195
41.752
111
93.074
1.382
268
1.286
43.082
108
96.442
1.404
187
1.228
40.823
122
98.815
1.455
183
1.124
40.801
102
102.026
1.475
190
1.146
40.803
109
103.205
1.590
185
0
2.450
29
3.914
110
27.890
0
2.509
34
3.998
109
27.734
0
2.602
29
4.201
105
27.178
0
2.595
30
4.277
101
28.227
0
2.586
33
4.401
116
26.964
0
2.619
27
4.552
114
27.247
525
182
519
183
550
285
519
180
449
170
432
161
10
87
10
8
12
8
12
2
12
6
21
4
3.479
0
2.552
1.848
1.578
1.637
0
1.325
52
25
23
25
10
24
Jul
Ags
Sep *)
Items
Mei
Jun
Okt
38.979
857
2.048
46
31.629
664
186.517
3.730
22.036
119
39.741
798
255.577
4.549
31.979
39.885
873
2.073
46
32.301
665
188.435
3.778
23.033
129
42.609
958
257.514
4.668
32.572
39.392
769
2.077
48
31.557
665
192.630
3.628
23.181
119
42.895
825
260.322
4.647
33.303
40.233
779
2.158
37
31.429
730
196.647
3.269
23.599
146
42.855
798
264.904
4.678
34.149
41.274
775
2.195
35
33.248
889
200.698
3.599
23.774
145
48.031
841
265.359
4.977
33.146
43.590
745
2.281
33
33.096
905
208.973
3.621
23.435
132
47.656
677
271.828
4.928
34.031
44.711
741
2.257
32
32.057
905***)
212.138
3.745
24.571
139
44.734
780
279.386
5.067
36.311
247
60.876
463
61.492
474
62.460
452
62.546
458
62.930
450
65.760
454
67.320
449
68.852
1.315
40.133
111
104.085
1.654
185
1.325
41.914
120
107.685
1.686
183
1.434
41.310
118
106.832
1.534
98
1.464
44.943
131
108.514
1.704
101
1.347
46.171
143
111.279
1.663
104
1.110
50.649
137
113.269
1.506
107
1.596
51.935
153
114.267
1.896
112
1.560
51.441
156
113.896
1.733
15
1.565
52.654
162
118.475
1.815
15
0
2.639
36
4.555
114
25.911
0
2.655
34
4.618
114
25.807
0
2.786
38
4.685
113
25.933
0
2.686
35
4.872
96
25.552
0
2.801
34
4.873
39
27.000
0
2.779
29
5.047
44
26.978
0
2.808
30
5.176
69
29.174
0
2.922
31
5.231
69
27.891
0
2.944
31
5.259
40
28.120
0
2.906
27
5.130
44
28.121
415
161
431
156
413
163
423
162
462
166
486
169
513
170
481
170
516
170
498
184
618
169
21
4
17
5
17
4
18
5
17
5
18
5
17
7
18
7
8
7
8
8
8
7
9
9
0
1.266
0
1.315
2.042
0
2.773
0
2.190
0
1.881
0
1.550
0
2.354
0
2.633
0
660r)
0
663
0
704
0
448
23
70.485
1.003
2.925
21
12.469
174
84.406
855
24.328
84.532
1.311
3.537
30
13.628
170
84.246
919
28.765
87.476
1.330
3.762
23
14.246
195
86.780
947
30.471
88.441
1.371
3.908
24
14.596
192
85.296
935
32.308
89.028
1.367
4.074
28
14.713
207
84.074
983
33.505
90.636
1.371
4.220
24
15.062
214
82.686
1.000
34.921
91.316
1.330
4.325
27
15.215
210
80.791
993
34.757
93.836
1.339
4.555
26
15.579
213
80.392
940
35.337
95.605
1.329
4.737
18
15.879
211
79.117
909
36.186
95.601
1.397
4.819
19
15.997
226
77.285
910
35.668
96.217
1.401
4.962
22
16.240
235
76.650
851
36.157
97.932
1.453
5.087
22
16.598
236
74.587
857
37.671
99.657
1.455
5.269
22
17.035
274
74.612
806
38.550
101.229
1.455
5.351
20
17.447
288
74.886
796
39.789
103.211
1.478
5.503
17
17.912
309
75.614
756
41.112
105.234
1.474
5.712
19
18.530
303
79.205
710
42.417
106.293
1.563
5.854
21
18.925
320
79.057
728
43.363
107.822
1.556
6.144
27
19.300
315
80.300
736
44.011
420
50.775
921
416
48.078
833
399
50.953
791
423
51.014
799
442
51.870
804
424
51.445
793
439
54.710
807
436
55.249
861
427
57.410
892
430
59.730
998
435
61.765
1.059
448
62.394
1.027
489
63.509
1.155
501
63.879
1.259
498
63.841
1.231
520
64.533
1.265
533
63.473
1.216
517
63.635
1.224
107.887
1.620
6.110
18
19.311
316
80.928
724
44.534

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and
Business Services
NPL
NPL
NPL
NPL
15. Community,
Other
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
538
NPL
1.256
NPL
r) Revised figures
96
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
2012
2013
Des
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340
638
14
152
4
421
14
4.459
220
105
1
1.629
140
12.075
360
1.545
701
20
176
5
542
14
4.481
214
102
1
1.659
137
12.669
386
1.571
812
20
176
6
549
16
4.420
226
103
1
1.570
144
13.015
399
1.683
804
18
173
8
540
16
4.421
227
103
5
1.564
145
13.290
425
1.709
834
17
173
9
555
16
4.522
197
86
1
1.638
138
13.644
448
2.004
763
16
168
9
563
17
4.371
188
85
1
1.664
140
13.967
443
2.060
20
1.754
34
2.123
35
2.321
25
2.516
28
2.519
28
2.467
45
4.054
16
6.222
254
1
43
4.146
24
6.948
217
0
43
4.545
24
7.501
270
1
130
4.639
25
7.608
229
1
130
4.653
25
7.584
205
1
301
3
381
5
2.103
329
5
415
6
2.891
336
5
416
6
3.032
392
5
419
5
3.071
49
30
87
46
102
49
1
0
2
1
20
Mar
842
12
187
8
593
12
4.711
185
84
1
1.740
142
14.304
441
2.122
914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168
955
16
189
7
574
13
4.935
200
98
1
1.661
133
14.873
475
2.196
999
20
188
8
600
15
4.981
206
96
1
1.819
142
15.219
515
2.245
28
2.386
30
2.562
30
2.526
32
2.518
192
4.743
24
7.980
198
1
192
4.871
27
8.209
201
1
195
4.710
27
8.296
231
1
181
4.904
22
9.034
308
1
419
5
428
5
3.638
418
6
426
5
3.795
435
6
429
4
3.850
441
6
437
4
3.732
93
52
132
53
140
62
132
64
2
2
2
10
3
0
3
0
72
43
36
39
2.611
141
87
1
124
10
1.206
48
25.574
2.703
130
116
0
113
8
1.703
45
27.800
2.742
130
122
117
8
1.848
45
28.238
82
4.545
41
113
4.406
54
109
4.538
56
Ags
Sep
Items
Apr
Mei
Jun
Jul
Okt
1.114
18
187
8
550
12
5.483
173
101
1
1.895
151
15.982
569
2.353
1.085
22
183
8
728
10
5.330
226
91
1
1.846
141
15.686
547
2.407
1.468
22
184
8
731
21
5.746
202
88
1
2.017
151
16.719
564
2.463
1.520
21
203
8
1.000
18
5.907
200
96
1
2.239
148
17.086
538
2.291
1.620
24
197
8
1.050
19
5.987
187
99
1
2.472
148
17.386
575
2.340
1.609
24
202
8
1.062
24
5.895
184
144
1
2.391
143
16.904
553
2.277
1.694
28
217
7
1.096
34
6.024
165
142
1
2.450
147
17.122
539
2.293
1.732
31
240
7
1.119
29
6.135
223
154
1
2.522
141
17.232
565
2.356
32
2.576
34
2.574
35
2.614
36
2.667
37
2.733
38
2.782
36
2.589
34
2.613
38
2.593
193
5.073
36
8.587
194
0
192
4.686
36
8.906
268
0
192
5.007
38
9.274
220
0
195
5.451
37
9.140
229
0
191
5.848
38
9.672
261
0
191
6.736
37
10.366
235
0
191
6.030
41
10.560
267
0
191
6.215
43
10.566
254
0
187
7.283
52
10.657
235
0
211
5.818
55
10.919
255
0
453
7
463
5
4.006
445
7
471
4
4.603
442
7
473
4
4.728
437
8
507
11
4.184
455
7
513
4
5.494
547
7
519
7
4.449
554
8
523
8
4.581
567
5
531
11
5.256
507
4
539
11
5.401
488
4
540
9
5.600
0
470
3
539
8
5.716
157
68
138
71
139
73
139
73
99
74
129
73
95
76
96
78
171
87
132
87
110
88
122
90
3
0
3
0
4
3
3
0
3
0
3
0
3
0
4
0
4
0
4
0
3
0
4
0
4
0
62
36
33
33
33
33
33
29
35
31
23
20
21
20
2.771
128
124
112
8
1.938
45
29.049
2.799
126
132
109
8
1.971
45
29.735
2.826
126
130
112
8
2.023
45
30.455
2.905
124
136
108
10
2.102
45
30.903
2.958
134
139
106
8
2.150
46
31.246
3.052
131
150
109
9
2.193
46
31.409
3.055
133
148
108
9
2.203
47
31.680
3.138
137
143
111
9
2.188
12
31.959
3.197
141
145
114
3
2.193
12
32.905
3.515
149
148
112
3
2.165
12
32.365
3.610
152
156
119
3
2.127
15
32.695
3.683
153
162
122
2
2.123
14
33.244
3.800
148
170
0
123
2
2.135
11
33.653
3.759
157
157
120
2
2.100
12
33.831
3.787
147
184
117
2
2.129
11
34.184
3.833
147
184
119
2
2.094
11
34.542
121
4.952
60
125
4.967
33
122
4.895
29
120
5.241
28
124
5.518
31
121
5.691
28
133
5.651
31
137
5.750
30
134
5.747
38
133
5.760
38
135
5.852
39
127
5.973
39
130
5.921
40
136
5.849
41
127
5.919
46

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and
Business Services
NPL
NPL
NPL
NPL
15. Community,
Other
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
132
NPL
51
NPL
97
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
2011
2012
2013
Des
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545
9.427
367
299
26
2.043
15
4.165
210
2.936
6
9.709
974
20.000
1.117
1.589
10.202
388
316
27
2.191
13
4.272
204
2.884
110
10.757
984
20.767
1.250
1.534
7.360
310
337
32
2.217
21
4.259
172
2.913
110
11.883
1.056
20.518
1.102
1.489
8.075
553
340
31
2.193
28
4.389
219
2.649
111
12.359
1.472
20.594
1.155
1.551
8.228
561
351
32
2.173
31
4.422
214
2.614
112
13.655
1.294
20.870
1.141
1.590
8.354
569
363
34
2.148
33
4.450
211
2.656
112
14.296
1.290
20.412
1.193
1.622
60
2.835
65
3.086
59
3.124
42
3.194
126
3.183
125
3.259
47
1.055
19
3.000
136
197
56
1.101
20
2.944
163
151
81
1.484
19
3.082
129
142
157
1.596
20
4.917
214
130
211
1.665
21
5.003
146
121
675
8
727
14
2.613
666
5
640
17
2.717
0
652
5
650
17
2.856
596
5
667
17
3.881
97
270
100
133
98
137
17
0
16
1
0
239
Mar
8.465
580
362
34
2.003
37
4.536
212
2.697
112
14.683
1.252
20.998
1.229
1.664
8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848
8.652
618
354
31
1.891
163
5.429
301
2.953
112
9.515
1.232
21.103
1.185
1.862
8.715
618
361
30
1.919
123
5.554
308
2.955
113
9.182
1.109
21.760
1.221
2.040
122
3.339
124
3.385
118
3.425
125
3.418
165
1.684
20
4.639
135
118
251
1.704
24
4.911
147
107
246
1.722
23
5.111
187
103
245
1.787
21
5.212
258
129
581
4
674
16
3.890
595
4
685
16
3.896
597
4
691
26
3.847
611
6
700
20
3.881
370
149
383
148
395
147
491
139
9
1
26
452
26
445
28
428
0
274
0
263
13
256
13
189
12
32
30
11.939
179
232
3
241
17
438
4
46.536
10.698
196
185
2
306
20
392
3
57.460
10.552
191
204
3
336
18
405
2
60.139
162
59.977
260
208
61.275
294
214
61.683
168
Ags
Sep *)
Items
Apr
Mei
Jun
Jul
Okt
8.860
631
363
30
1.951
161
5.528
291
2.894
114
9.654
1.124
22.260
1.232
2.125
8.828
645
378
33
1.968
137
5.935
299
2.920
114
10.634
1.359
23.004
1.301
2.502
9.111
649
390
34
1.645
95
5.934
312
2.935
115
11.768
1.424
23.536
1.439
2.613
9.346
704
392
32
1.559
96
5.945
313
2.854
115
13.414
1.460
24.152
1.462
2.733
9.559
729
395
37
1.561
114
6.093
318
2.938
117
14.459
1.426
24.460
1.559
2.786
9.551
756
403
40
1.549
144
6.154
316
2.930
118
15.366
1.374
24.312
1.622
2.808
9.727
719
409
33
1.539
143
6.260
326
2.812
119
16.795
1.370
24.785
1.630
2.912
9.730
783
432
37
1.522
138
6.536
341
2.818
120
17.552
1.565
25.103
1.689
3.068
122
3.341
123
3.445
124
3.463
125
3.517
123
3.504
129
3.421
126
3.404
128
3.396
125
3.447
482
1.990
24
5.517
707
79
451
2.022
23
6.024
499
75
387
2.081
22
6.282
267
68
394
2.153
21
6.460
268
96
462
2.275
20
6.533
276
95
457
2.620
20
6.549
319
91
470
2.820
21
6.525
364
83
471
2.833
18
6.554
384
82
750
2.931
17
6.972
518
91
729
3.159
19
7.192
638
67
638
4
804
18
3.875
602
4
742
17
3.792
628
5
737
18
4.307
542
6
759
18
4.459
543
7
772
20
4.697
0
522
8
803
19
5.012
0
530
9
815
18
5.153
0
551
9
821
18
5.259
0
584
12
829
19
5.302
0
567
12
857
15
5.301
0
671
10
811
17
5.290
483
140
338
128
347
124
365
124
351
136
379
127
391
125
384
145
444
114
459
132
460
126
463
126
29
419
26
412
20
402
19
376
19
367
23
354
20
337
20
321
25
301
18
279
20
268
20
251
20
247
11
209
10
162
11
158
8
150
8
141
8
143
8
117
9
77
8
70
8
76
8
76
8
81
8
75
8
75***)
10
11.406
221
195
2
346
19
459
4
61.923
11.503
266
196
3
344
13
462
4
62.530
11.666
274
214
3
358
15
467
4
62.793
11.583
276
225
3
300
17
373
4
65.939
11.858
287
253
2
313
18
400
4
65.439
12.275
282
220
2
348
18
418
4
66.292
12.433
302
244
7
350
19
426
4
66.648
12.518
313
263
6
377
19
483
4
67.691
12.883
327
228
3
396
38
484
4
68.516
13.218
352
229
3
410
42
483
4
69.559
13.614
372
250
3
419
45
483
4
70.471
13.978
381
256
3
432
47
496
3
71.852
14.459
407
285
3
440
48
470
3
72.684
14.747
432
319
8
461
50
471
4
72.819
15.153
431
337
13
451
50
480
4
73.768
15.564
453
356
13
458
54
466
4
74.374
222
61.419
150
220
61.858
164
227
63.664
165
240
64.389
155
233
66.832
164
225
68.575
154
226
69.658
165
223
71.403
168
226
72.895
166
233
74.487
168
243
75.894
173
241
77.622
175
243
79.282
191
252
79.818
204
255
81.181
210
257
NPL
208
NPL

Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and
Business Services
NPL
NPL
NPL
NPL
15. Community,
Other
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
98
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
2011
2012
2013
Des
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309
5.822
3
203
12
9.108
47.777
930
1.583
2.665
34
19.735
400
486
6.159
0
194
12
9.208
48.555
824
1.632
3.142
37
21.547
525
647
6.368
0
208
11
8.948
50.745
844
1.699
3.082
31
21.879
525
696
7.082
0
229
11
9.369
65
52.049
853
1.683
2.914
32
22.831
528
718
6.974
0
237
11
9.558
65
51.235
890
1.532
3.063
58
24.054
529
753
6.737
0
264
11
9.904
116
50.755
899
1.685
3.248
62
24.348
506
801
9
6.215
10
6.887
10
6.906
10
7.156
10
7.167
10
6.993
210
17.858
6.946
31
1
242
17.943
8.221
31
1
276
18.570
8.369
31
1
279
18.175
9.030
31
1
279
18.729
9.218
31
1
187
3
298
0
661
173
3
269
0
794
168
3
244
777
172
3
245
786
2
2
1
1
1
1
92
84
455
0
Mar
6.102
1
271
11
9.427
121
50.357
834
1.879
3.496
63
25.165
463
1.157
6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129
6.280
1
270
9
11.757
113
52.989
817
1.755
3.472
62
26.010
448
1.106
6.415
1
274
9
11.406
113
54.457
789
1.741
3.493
54
26.231
452
1.249
9
7.520
9
7.924
9
8.274
9
8.513
279
18.488
9.104
32
2
280
18.870
9.428
32
1
285
17.913
9.302
32
2
284
18.234
9.228
32
194
179
3
244
800
176
3
243
689
161
3
240
742
195
3
245
826
21
1
21
1
21
2
23
2
84
84
85
76
159
156
157
157
Ags
Sep *)
Items
Apr
Mei
Jun
Jul
Okt
6.497
1
274
9
11.032
113
56.233
814
1.923
3.749
48
26.902
453
1.363
7.028
1
271
9
11.647
66
59.307
808
1.899
3.814
46
27.245
454
1.358
7.430
1
240
9
11.345
67
61.916
720
1.837
4.075
48
26.796
535
1.425
7.739
1
218
8
11.822
67
62.525
502
2.219
4.251
47
28.331
518
1.437
8.368
1
207
8
13.330
345
64.348
515
2.243
4.240
48
27.911
507
1.439
8.612
1
204
8
14.818
367
66.911
597
2.393
4.214
44
29.463
484
1.475
9.461
1
207
0
14.115
310
69.599
603
2.452
4.325
45
29.817
349
1.524
9.406
1
213
0
11.686
325
69.205
601
2.778
3.889
45***)
28.579
356
1.507
9
8.276
0
8.879
0
9.067
0
9.503
0
9.577
0
9.776
0
10.074
0
10.385
0
10.286
281
18.094
9.281
32
196
279
18.084
9.033
32
196
287
17.919
9.137
36
196
306
19.054
9.806
34
196
305
19.581
10.031
30
198
307
21.082
10.208
48
177
314
22.722
10.391
48
183
326
23.126
10.818
34
194
337
23.086
10.917
37
206
407
23.288
10.523
33
200
202
3
244
778
191
3
233
827
194
3
230
839
193
3
238
875
189
3
259
883
191
3
256
857
194
3
257
816
190
3
254
813
200
3
256
744
215
3
254
1
732
214
3
232
1
713
24
1
21
1
21
2
23
2
23
2
23
2
23
2
23
2
24
2
24
2
28
2
28***)
2
77
76
77
78
67
67
67
67
68
70
75
79
77
155
157
158
159
158
210
203
208
204
206
210
225
235
226

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
NPL
NPL
NPL
NPL
15. Community,
NPL
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
1.463
37
43
1
148
0
5.075
34
810
1.663
34
52
1
204
1
4.577
38
917
1.736
36
54
1
206
1
4.355
36
929
1.750
37
54
1
223
0
4.120
31
954
1.798
41
61
1
223
0
3.908
33
947
1.877
39
62
1
218
0
3.660
37
957
1.889
43
64
1
229
0
3.399
34
963
1.920
44
65
1
254
0
3.217
32
963
1.984
41
68
1
264
0
2.980
28
969
2.050
41
111
1
306
1
2.569
24
987
2.076
42
109
1
306
1
2.322
23
991
2.139
41
110
1
314
1
2.083
21
997
2.238
41
118
1
259
1
1.857
18
897
2.327
43
116
1
257
2
1.651
16
928
2.452
44
130
1
266
3
1.837
15
995
2.544
43
138
1
270
2
2.155
13
970
2.573
46
137
1
271
7
2.416
12
936
2.589
43
133
7
280
3
2.275
11
964
2.610
54
132
6
284
6
2.727
12
993
84
6.455
396
105
7.071
337
109
7.141
338
113
7.245
339
117
7.235
340
120
7.265
343
110
7.246
337
113
7.354
338
117
7.351
336
121
7.398
339
125
7.411
341
129
7.458
346
18r)
7.491
328
20r)
7.496
321
20
7.557
325
25
7.609
301
30
7.597
321
35
7.670
320
26
NPL
321
NPL
NPL
NPL
NPL
NPL
- Others
99
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
2011
2012
2013
Des
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217
2.292
0
7
17.754
48.973
1.020
4.709
1.388
11
13.272
52
237
2.885
0
6
17.163
48.530
1.102
4.729
2.133
11
13.933
49
238
2.008
0
6
18.876
42
50.914
1.145
4.841
1.856
11
14.569
32
257
1.595
0
30
17.887
42
54.212
1.163
5.242
1.694
12
15.581
32
265
1.672
0
30
19.061
42
56.455
1.157
5.186
2.030
12
16.453
33
271
1.765
0
30
19.076
42
56.671
1.161
5.232
2.060
12
18.012
31
281
0
5.944
0
6.984
0
7.561
0
8.001
0
7.768
0
7.801
151
25.250
2.329
92
13
32.003
0
3.803
0
95
13
31.387
3.569
0
86
9
31.568
4.422
0
87
9
32.097
0
4.516
0
88
1
0
3
0
1.082
1
0
2
0
1.376
1
0
2
0
1.576
1
0
1
0
1.578
0
-
0
-
0
-
15.804
202
Mar
1.727
0
32
20.638
141
58.739
1.028
5.152
2.128
12
19.373
110
282
2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278
2.510
0
29
19.606
151
58.383
926
5.185
1.847
12
19.663
111
279
2.210
0
28
18.178
151
58.666
948
5.245
1.626
10
19.936
110
278
0
7.496
0
7.233
0
7.255
0
7.265
8
31.758
0
4.333
0
88
9
31.661
0
4.407
0
88
7
31.148
0
3.810
0
88
8
31.670
3.451
8
79
1
0
1
0
1.572
0
0
1
0
1.491
0
0
1
0
1.496
0
0
1
1.507
0
-
0
-
0
-
0
-
808
987
914
872
113
119
105
102
Ags
Sep
Items
Apr
Mei
Jun
Jul
Okt
2.525
0
27
18.379
150
61.171
911
5.203
1.544
10
20.611
109
311
2.608
0
29
19.736
58
62.384
895
5.226
1.977
10
21.671
109
307
2.510
0
28
20.702
58
64.267
870
5.180
2.434
10
20.052
92
308
2.450
0
27
17.586
59
65.696
926
5.069
2.463
10
20.757
196
329
2.658
0
26
20.166
63
72.153
957
5.277
2.883
10
21.319
203
357
2.846
0
33
21.883
64
76.235
1.005
5.599
3.114
11
21.903
214
380
2.882
0
42
23.201
66
79.863
1.043
5.973
3.319
12
23.121
222
408
2.948
0
40
20.129
65
76.965
1.022
5.792
3.391
11
22.919
222***)
418
0
7.256
0
8.241
0
8.523
0
8.439
0
8.406
0
8.835
0
10.097
0
11.151
0
10.807
7
31.536
3.730
8
80
135r)
31.805
3.275
8
80
136r)
31.566
0
3.184
0
80
132r)
31.805
3.582
0
209
131r)
33.125
3.216
0
211
131
32.183
3.202
0
204
132
32.750
3.811
0
212
161
33.526
4.169
0
225
173
34.876
4.144
0
238
162
33.702
4.617
0
232
0
0
1
1.469
0
0
2
0
1.484
0
0
2
0
1.480
0
0
3
1.383
0
0
3
1.382
0
3
1.396
0
3
1.266
0
3
0
1.306
0
3
1.381
0
4
1.320
0
4
1.526
0
-
0
-
0
-
0
-
0
-
1
-
0
-
0
-
0
-
0
-
0
-
0
-
917
901
1.041
1.044
936
897
928
915
838
834
890
901
966
977
92
77
60
45
46
46
45
48
38
37
36
32
36
37
574
12
16
3.954
568
12
18
3.987
579
12
19
3.870
586
12
19
3.817
573
12
19
3.831
570
12
20
3.882
532
0
12
21
3.826
532
0
10
20
3.872
544
0
10
24
3.971
535
0
10
24
3.866
525
0
10
25
3.945
539
0
3
24
3.890
541
0
3
25
3.831
545
0
3
24
3.887
531
0
3
24
4.088
536
0
3
24
4.053
538
0
3
24
4.201
536
0
4
24
4.164
209
15.278
1.715
327
15.473
1.811
106
15.649
1.842
91
15.731
1.899
90
15.713
1.833
89
15.741
1.741
86
15.775
1.652
83
15.923
1.496
83
15.848
1.282
83
15.768
1.308
89
15.794
1.348
88
15.715
1.351
88
15.942
1.354
85
16.103
1.367
89
16.360
1.398
86
16.397
1.419
87
16.461
1.445
85
16.546
1.480
540
0
4
24
4.174

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and
Business Services
NPL
NPL
NPL
NPL
15. Community,
NPL
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
102
NPL
1.500
NPL
100
Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Oktober 2013
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - October 2013)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
Industri
Pengolahan
Listrik, gas
dan air
Konstruksi
Perdagangan
Besar dan
Eceran
Penyediaan
akomodasi
dan
penyediaan
makan
minum
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
10
Bukan Lapangan Usaha

Real Estate,
Admistrasi
Usaha
Pemerintahan
Persewaan, , Pertahanan
dan Jasa
dan Jaminan
Perusahaan Sosial Wajib
11
12
Jasa
Kemasyaraka
Jasa
tan, Sosial
Jasa Pendidi- Kesehatan
Budaya,
kan
dan Kegiatan
Hiburan dan
Sosial
Perorangan
lainnya
13
14
15
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya
Kegiatan
yang belum
jelas
batasannya
16
17
18
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
4.850
255
337
21
71.000
446
431
8
3.830
88
7.502
326
730
13
3.988
81
866
25
23.138
263
3.924
112
9.540
287
9.005
352
203
1
107
64
5.327
31
3.491
40
4.128
42
3.637
29
5.866
5
663
12
1.158
136
218
7
89
20
202
43
285
8
249
16
885
7
81
3
38
6
276
3
9
0
15
0
1.306
-
394
66
22
2
2.204
9
59
2
500
16
483
12
17
1
27
2
20
1
223
9
66
5
52
3
58
1
44
0
49
0
663
6
72
2
82
2
74
5
14
1
60
0
218
14
241
11
16
0
4
0
41
2
33
1
212
0
23
3
38
4
41
2
11
1
20
7
-
1.678
22
404
9
94.760
1.741
23
5
302
1
1.946
16
82
7
97
9
36
4
257
5
375
8
272
1
473
4
1.144
5
404
0
478
3
798
41
199
2
3.079
139
5
0
77
1
448
2
37
1
3
0
2
0
72
2
7
72
0
7
1
1
0
74
1
52
0
2.130
12
39.005
972
8.622
73
314.699
5.289
1.354
81
27.732
710
80.830
1.495
297
3
813
4
1.950
21
29.434
632
1.597
26
1.632
21
3.677
96
561
2
4.694
20
3.278
38
1.391
23
825
4
4.955
15
289
3
243
8
4.046
184
435
7
63
2
34
3
152
5
186
5
1.603
5
212
2
55
0
577
29
33
4
295
9
2.677
50
954
2
701
0
67.795
252
42
0
227
2
893
8
26
0
6
0
111
0
1.170
1
31
0
102
0
187
2
4
0
547
0
26
2
306
1
70
0
62
0
9
0
7
118
0
3
1
1
6
0
8
0
58
0
48
1
16
29
3
0
2
169
-
9.396
342
2.739
81
58.414
1.342
469
15
4.036
91
9.939
408
216
15
834
13
544
90
5.118
390
523
20
1.988
111
3.137
506
325
5
1.678
19
814
14
1.217
31
913
12
4.956
580
382
25
417
24
3.017
188
717
24
121
24
47
2
430
20
635
17
1.741
7
695
22
378
55
1.382
34
234
22
413
17
153
-
53.325
2.352
12.258
338
226.585
3.588
5.838
151
55.028
1.720
75.459
1.936
2.664
107
5.160
218
4.779
540
37.688
1.059
9.258
407
9.810
501
11.572
393
1.836
24
4.142
48
10.690
322
6.407
156
7.462
165
10.734
261
2.760
64
4.728
214
21.017
755
5.820
199
1.756
121
1.198
55
3.373
106
5.437
126
13.664
102
3.251
88
1.497
41
4.243
101
1.168
63
2.031
66
4.846
147
4.371
252
409
10
26.013
70
1.056
9
2.700
26
3.540
87
123
3
434
2
92
6
1.796
32
604
31
922
11
718
85
67
1
725
3
278
6
531
5
449
85
1.290
14
91
2
244
5
2.363
37
277
48
37
1
31
0
332
8
438
2
5.297
3
184
4
110
2
631
8
49
4
121
10
2
-
12.172
116
1.081
3
100.997
2.672
315
10
4.027
46
9.535
91
50
4
331
2
51
5
3.678
111
391
15
1.592
43
655
14
51
0
2.694
15
901
17
1.450
45
1.478
17
5.248
490
153
7
125
1
3.007
29
214
9
26
1
6
0
72
1
153
3
389
3
173
5
80
2
410
8
37
1
243
3
1.568
-
1.749
72
2.810
1
131.476
67
602
3
2.237
32
1.283
38
2
0
115
2
10
1
778
1
453
3
213
4
145
3
0
0
32
0
109
10
134
0
96
355
2
0
0
5
908
113
16
2
1
3
0
6
0
89
2
474
9
57
6
3
0
4
0
2.222
-
13.064
359
4.706
53
117.781
1.009
1.641
20
6.069
120
10.150
325
390
10
1.020
34
677
68
5.753
148
993
22
2.899
128
1.747
62
158
2
1.851
42
1.792
26
1.724
62
1.394
22
5.987
524
464
21
338
9
2.541
162
940
28
59
4
59
19
483
22
335
6
1.522
5
127
5
191
3
412
16
106
5
275
8
500
-
25
1
6
1.586
0
5
6
0
30
0
0
1
0
39
2
2
0
8
1
1
1
0
2
0
3
0
6
0
1
0
15
0
2
0
0
0
1
2
3
2
1
0
2
11
0
4.298
-
730
8
256
0
1.899
14
169
1
340
8
604
12
22
1
19
0
13
0
238
3
49
0
60
2
82
0
2
0
77
1
101
0
52
0
38
0
16
1
4
0
9
102
1
36
1
3
9
0
7
0
139
0
11
1
0
33
4
1
0
5
0
0
-
1.299
107
232
2
3.544
17
129
17
571
9
1.027
5
21
0
71
3
50
4
608
6
97
1
244
1
136
1
10
0
39
87
3
54
7
108
0
129
8
16
0
18
0
130
2
39
0
37
1
9
0
17
0
134
5
509
0
20
0
6
0
24
3
4
6
82
-
4.984
114
1.131
26
24.874
392
653
15
2.599
67
4.264
107
121
5
265
5
878
296
1.234
40
376
12
775
51
459
17
81
7
322
5
643
11
645
13
249
3
1.709
52
186
8
197
11
1.403
55
231
12
203
4
83
2
163
7
182
4
1.250
8
462
36
137
4
913
13
73
8
237
2
12
-
173
3
38
0
218
2
66
1
214
3
231
3
5
0
8
0
38
12
62
1
7
0
16
2
12
0
4
15
0
21
5
15
1
6
0
21
0
6
0
15
0
81
4
13
0
5
0
20
2
6
15
0
56
0
10
0
6
0
10
0
2
0
6
0
-
0
78
1
0
0
240
8
0
0
0
5
0
0
9
0
-
92
3
68
1.437
30
1
13
4
281
7
1
1
6
0
53
2
2
1
19
1
1
4
1
6
12
2
3
11
0
7
0
0
0
1
7
1
0
0
0
2
0
1
131
-
43.936
1.530
15.417
381
79.207
1.216
2.997
66
14.310
369
25.319
501
878
11
3.271
80
1.641
60
10.384
338
2.148
46
5.669
307
5.435
173
710
17
4.540
144
2.345
85
5.451
103
2.812
49
6.007
163
1.285
23
1.716
22
9.782
305
2.992
113
545
10
143
5
1.375
27
2.018
25
9.192
56
737
6
425
4
1.121
34
235
11
297
6
-
761
8
345
3
8.320
59
50
149
1
1.326
5
19
0
16
0
14
0
243
11
29
0
43
1
42
0
5
29
0
22
21
0
8
77
1
8
0
7
99
1
57
1
6
1
63
59
84
1
8
9
0
6
1
15
1
-
1.623
39
983
4
8.875
182
195
0
779
22
1.600
19
131
1
382
10
211
30
2.000
29
185
15
725
20
1.044
22
219
28
623
22
218
3
353
1
615
5
701
11
130
2
247
4
1.439
54
285
1
23
0
15
1
312
3
156
1
252
2
53
32
257
4
14
78
3
-
4.492
37
6.680
40
71.506
514
625
2
4.169
31
4.749
44
64
1
259
2
109
4
4.345
75
150
3
537
7
465
9
99
0
389
1
396
3
246
3
198
2
2.307
47
32
0
235
1
3.084
40
259
1
215
0
9
0
86
1
142
1
519
2
80
1
45
0
66
1
16
0
28
1
-
25.544
274
7.234
144
45.268
646
4.254
32
15.103
126
36.420
214
2.172
18
4.756
39
9.458
42
15.234
156
2.737
37
9.073
85
10.706
60
1.647
9
2.980
26
3.042
28
5.586
35
6.838
29
9.338
86
4.084
17
5.462
40
11.335
134
4.913
70
1.546
17
895
12
5.165
28
4.242
50
7.069
18
4.194
39
1.611
30
3.449
45
1.041
13
1.049
22
111
-
167.372
2.749
6.084
191
109.795
2.042
538.245
9.844
73.736
275
118.020
4.566
627.483
16.534
56.324
873
153.356
3.789
146.393
365
188.148
3.351
6.062
2
5.128
57
9.509
206
51.992
1.412
1.420
42
334
8
2.165
46
264.345
6.286
11.943
94
24.754
539
106.601
876
273.558
2.622
Bukan
Lapangan
Usaha
Lainnya
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
216.711 Total
3.644 NPL
34.495
266
8.021
81
75.623
2.394
660
6
22.911
119
8.188
252
3.042
10
1.371
9
1.785
28
4.144
122
9.835
33
1.451
20
2.249
52
353
0
783
4
3.782
19
676
7
1.224
9
1.852
36
631
3
1.160
5
7.613
37
5.155
9
1.825
2
1.014
11
255
2
3.363
25
1.246
10
4.279
14
1.693
26
3.248
23
1.473
6
1.302
4
8
0
101
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jul
Jun )
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga
Credit to Third Party
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1. Working Capital
1.068.676
1.205.679
1.208.914
1.210.410
1.236.482
1.247.209
1.265.825
1.316.689
1.291.940
1.317.852
1.349.146
1.387.291
1.421.931
1.407.123
1.434.995
1.461.602
1.507.551
1.506.089
28.279
31.335
31.609
32.140
30.191
31.499
30.231
28.963
29.776
30.578
29.961
30.750
30.991
29.802
29.842
31.654
30.684
32.073
NPL
464.262
525.394
535.982
550.378
559.702
568.478
581.385
591.425
592.990
596.611
604.627
610.552
626.820
700.623
715.665
729.406
749.442
756.373
2. Investments
8.917
10.478
10.541
10.902
10.602
11.759
10.811
10.032
11.388
11.270
11.121
11.104
11.834
12.365
12.718
13.399
13.714
14.282
NPL
667.155
721.783
725.214
749.863
759.655
769.658
783.792
799.748
803.213
804.254
814.599
826.373
838.726
851.377
870.465
876.394
890.217
897.014
3. Consumption
10.499
11.565
11.950
12.341
12.153
12.209
12.226
11.600
12.994
13.339
13.342
13.430
13.473
13.412
13.802
14.325
14.116
14.057
NPL
2.200.094
2.452.856
2.470.111
2.510.651
2.555.839
2.585.345
2.631.002
2.707.862
2.688.143
2.718.717
2.768.371
2.824.217
2.887.478
2.959.123
3.021.126
3.067.402
3.147.210
47.695
53.377
54.100
55.383
52.946
55.467
53.268
50.595
54.157
55.186
54.425
55.283
56.298
55.579
56.362
59.379
58.514
3.159.476 Total Credit

60.412
NPL
User Orientation
1. Ekspor
41.876
49.704
50.621
50.011
50.688
50.370
49.660
47.799
47.645
47.959
48.416
48.197
49.083
50.831
51.887
52.524
55.163
53.897
1. Ekspor
NPL
1.602
1.911
1.880
1.946
1.882
1.581
1.613
1.616
1.563
1.514
1.488
1.442
1.399
1.389
1.431
1.463
1.402
1.420
NPL
2. Impor
26.525
36.885
35.924
34.369
35.292
36.749
38.042
38.985
39.141
39.148
38.295
44.785r)
53.315
57.191
57.879
67.082
65.802
69.518
2. Impor
733
794
694
699
709
619
618
587
611
610
596
592
622
680
676
766
772
751
NPL
2.131.118
2.366.267
2.383.565
2.426.271
2.469.859
2.498.226
2.543.300
2.621.078
2.601.357
2.631.610
2.681.661
2.731.234
2.785.079
2.851.100
2.911.360
2.947.796
3.026.246
3.036.061
45.245
50.672
51.527
52.738
50.356
53.268
51.037
48.392
51.983
53.062
52.341
53.248
54.277
53.510
54.255
57.149
56.341
58.241
2.200.094
2.452.856
2.470.111
2.510.651
2.555.839
2.585.345
2.631.002
2.707.862
2.688.143
2.718.717
2.768.371
2.824.217
2.887.478
2.959.123
3.021.126
3.067.402
3.147.210
47.694
53.377
54.100
55.383
52.946
55.467
53.268
50.595
54.157
55.186
54.425
55.283
56.298
55.579
56.362
59.378
58.514
NPL
3. Lainnya
NPL
Total Kredit
NPL
3. Other
NPL

60.412
NPL
r) Revised figures
102
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jul
Jun )
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
461.783
457.530
446.639
461.110
463.823
472.704
503.972
489.159
506.067
517.899
532.763
550.134
519.935
521.845
526.442
548.564
545.237
13.638
14.966
15.058
14.792
14.171
15.149
14.192
13.784
13.929
14.314
13.794
14.218
14.229
13.212
13.623
14.096
13.632
13.687
NPL
135.196
150.001
152.275
156.711
160.698
162.461
169.506
168.585
167.924
169.219
170.430
172.695
177.172
246.233
248.572
251.426
259.555
260.453
2. Investments
2.462
2.890
2.848
2.920
2.987
3.900
2.879
2.559
2.966
2.824
2.929
2.975
3.175
4.050
4.000
4.088
4.143
4.193
234.535
242.889
240.778
262.016
267.177
270.799
277.937
286.571
288.416
283.285
287.960
292.728
297.819
300.778
307.500
310.631
316.971
319.366
3.683
4.467
4.715
5.051
4.937
5.121
5.255
4.905
6.019
6.310
6.228
6.245
6.116
6.042
6.395
6.699
6.464
6.228
776.833
854.674
850.583
865.367
888.985
897.082
920.147
959.128
945.499
958.571
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
19.783
22.323
22.621
22.762
22.095
24.169
22.325
21.249
22.915
23.448
22.951
23.439
23.520
23.304
24.019
24.883
24.239
NPL
2. Impor
NPL
24.108
13.551
NPL
548
7.296
350
13.878
13.376
13.496
13.445
13.759
13.169
12.591
12.347
13.230
11.808r)
11.936
12.685
11.939
12.455
13.077
11.978
1. Ekspor
562
566
610
556
557
426
540
531
505
505
508
512
515
529
556
577
565
NPL
8.962
8.358
7.018
8.210
8.592
10.059
10.542
10.906
11.240
8.964
12.322r)
19.848
22.467
22.411
26.404
27.522
29.922
2. Impor
366
369
375
380
380
379
372
375
381
384
384
406
387
402
428
448
436
NPL
831.674
828.347
844.973
867.279
875.045
896.329
935.417
922.002
934.984
954.095
974.057
993.341
1.031.794
1.043.566
1.049.640
1.084.491
1.083.157
NPL
18.885
21.395
21.686
21.777
21.159
23.232
21.519
20.336
22.009
22.562
22.063
22.547
22.602
22.402
23.088
23.900
23.213
23.107
776.833
854.674
850.583
865.367
888.985
897.082
920.147
959.128
945.499
958.571
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
19.783
22.323
22.621
22.762
22.095
24.169
22.325
21.249
22.915
23.448
22.951
23.439
23.520
23.304
24.019
24.883
24.239
NPL
14.037
755.987
NPL
3. Consumption
User Orientation
3. Lainnya
Total Kredit
NPL
1. Ekspor
1. Working Capital
407.101
3. Other
NPL

24.108
NPL
r) Revised figures
103
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
1. Modal Kerja
NPL
2. Investasi
478.465
488.308
483.874
490.190
495.523
501.634
519.409
511.243
518.773
528.993
539.070
549.607
557.795
568.735
577.069
588.503
601.259
10.005
10.774
11.140
10.710
9.690
9.871
9.671
9.122
9.458
9.797
9.731
9.760
9.954
9.730
8.991
10.196
10.035
10.617
NPL
242.948
273.944
282.003
286.362
289.972
295.213
299.045
305.936
306.503
308.167
313.375
313.999
322.036
325.275
332.118
339.615
346.278
351.682
2. Investments
4.746
5.482
5.687
5.526
4.986
5.105
5.049
4.540
4.915
5.111
5.149
5.169
5.519
5.186
5.251
5.791
5.493
5.851
245.384
273.687
283.592
277.262
278.969
281.113
284.947
288.933
289.100
291.990
294.269
298.633
302.581
307.193
315.702
316.964
321.213
322.632
3.390
3.685
3.858
3.829
3.826
3.805
3.815
3.785
3.981
4.002
4.043
4.200
4.320
4.289
4.291
4.380
4.375
4.472
922.541
1.026.096
1.053.903
1.047.497
1.059.131
1.071.848
1.085.626
1.114.279
1.106.845
1.118.930
1.136.637
1.151.702
1.174.225
1.190.263
1.216.555
1.233.648
1.255.994
18.141
19.941
20.685
20.065
18.503
18.781
18.535
17.448
18.354
18.910
18.924
19.129
19.792
19.205
18.534
20.368
19.903
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1. Working Capital
434.210
NPL
3. Consumption
NPL

20.941
NPL
User Orientation
8.800
10.544
11.056
10.643
10.825
10.964
10.655
9.391
9.928
9.952
9.922
9.834
10.559
11.470
11.729
10.470
13.397
13.582
1. Ekspor
91
213
221
229
224
227
71
22
29
32
21
24
25
27
48
21
70
70***)
NPL
7.256
12.191
11.244
11.019
11.163
11.543
11.707
11.385
10.827
10.242
10.774
11.295
12.014
12.488
14.286
18.085
14.903
15.883
2. Impor
199
289
185
183
187
106
106
97
103
97
97
93
100
146
135
168
145
138
NPL
3. Lainnya
906.486
1.003.361
1.031.604
1.025.835
1.037.143
1.049.341
1.063.264
1.093.502
1.086.090
1.098.737
1.115.941
1.130.573
1.151.652
1.166.305
1.190.540
1.205.094
1.227.694
1.246.108
NPL
17.851
19.439
20.279
19.654
18.091
18.448
18.357
17.329
18.222
18.781
18.806
19.012
19.667
19.032
18.351
20.179
19.689
20.697
922.541
1.026.096
1.053.903
1.047.497
1.059.131
1.071.848
1.085.626
1.114.279
1.106.845
1.118.930
1.136.637
1.151.702
1.174.225
1.190.263
1.216.555
1.233.648
1.255.994
18.141
19.941
20.685
20.065
18.503
18.781
18.535
17.448
18.354
18.910
18.924
19.129
19.792
19.205
18.534
20.368
19.903
1. Ekspor
NPL
2. Impor
NPL
Total Kredit
NPL
3. Other
NPL

20.941
NPL
104
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
22.195
25.980
34.706
27.316
28.339
28.653
29.111
30.464
30.877
31.329
32.520
33.603
34.996
37.334
37.875
37.747
39.545
38.677
635
826
1.057
865
832
810
820
810
836
884
863
893
904
859
960
923
893
990
11.858
14.436
18.071
14.963
15.420
15.671
16.176
16.879
16.914
17.273
17.816
18.154
18.930
19.384
19.964
19.468
19.621
19.872
285
439
657
513
589
597
634
692
618
705
674
701
705
694
731
690
665
707
34.090
37.337
44.520
39.371
40.089
40.993
41.692
42.108
42.336
42.751
43.720
43.434
43.865
44.535
44.950
45.011
45.480
45.874
323
347
494
336
331
326
342
336
351
325
327
334
342
334
328
346
330
340
68.143
77.753
97.296
81.651
83.848
85.317
86.978
89.451
90.127
91.353
94.056
95.191
97.791
101.253
102.789
102.226
104.646
1.243
1.612
2.209
1.714
1.753
1.733
1.796
1.838
1.806
1.914
1.864
1.928
1.952
1.887
2.020
1.958
1.888
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
104.423 Total Credit

2.037
NPL
User Orientation
1. Ekspor
10
13
1. Ekspor
NPL
NPL
2. Impor
15
2. Impor
NPL
NPL
3. Lainnya
68.133
77.740
97.276
81.643
83.836
85.299
86.971
89.439
90.121
91.347
94.052
95.187
97.781
101.247
102.780
102.218
104.640
104.419
NPL
1.243
1.612
2.209
1.714
1.753
1.731
1.796
1.838
1.806
1.914
1.864
1.928
1.952
1.887
2.020
1.958
1.888
2.037
68.143
77.753
97.296
81.651
83.848
85.317
86.978
89.451
90.127
91.353
94.056
95.191
97.791
101.253
102.789
102.226
104.646
1.243
1.612
2.209
1.714
1.753
1.733
1.796
1.838
1.806
1.914
1.864
1.928
1.952
1.887
2.020
1.958
1.888
Total Kredit
NPL
3. Other
NPL

2.037
NPL
105
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep *)
Okt
Jenis Penggunaan
Type of Use
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1. Working Capital
35.304
41.586
47.659
44.360
46.255
46.914
48.044
45.861
42.930
44.106
45.674
47.676
49.513
51.965
53.788
54.608
57.029
58.333
1.948
2.620
3.234
3.445
3.269
3.432
3.440
3.207
3.588
3.503
3.514
3.840
4.000
4.105
4.331
4.366
4.240
4.584
NPL
21.081
23.728
25.492
23.686
23.316
23.311
23.595
24.870
25.634
26.171
26.227
27.226
27.702
28.222
28.418
28.534
28.778
29.456
2. Investments
498
802
850
1.078
1.026
1.122
1.154
1.134
1.796
1.538
1.280
1.295
1.401
1.446
1.457
1.528
2.033
2.120
NPL
119.317
133.320
145.581
136.893
139.155
142.800
145.087
148.120
149.736
152.714
155.376
158.377
161.122
164.628
167.615
168.632
171.368
173.197
627
597
675
669
688
695
708
684
723
732
763
802
840
852
896
949
963
988
175.702
198.634
218.732
204.939
208.726
213.024
216.726
218.851
218.300
222.991
227.278
233.279
238.337
244.815
249.821
251.775
257.175
3.073
4.019
4.759
5.192
4.982
5.249
5.302
5.025
6.107
5.773
5.558
5.936
6.241
6.402
6.684
6.843
7.236
3. Consumption
NPL

7.692
NPL
User Orientation
1. Ekspor
99
30
38
51
78
72
87
87
86
83
86
84
85
88
83
65
64
66
1. Ekspor
NPL
21
13
14
14
22
14
15
11
11
11
10
NPL
2. Impor
2. Impor
NPL
NPL
175.597
198.599
218.685
204.883
208.644
212.948
216.636
218.759
218.209
222.905
227.189
233.192
238.249
244.725
249.734
251.707
257.108
260.915
3.065
4.010
4.738
5.179
4.969
5.234
5.280
5.010
6.091
5.761
5.546
5.924
6.230
6.393
6.675
6.834
7.227
7.683
175.702
198.634
218.732
204.939
208.726
213.024
216.726
218.851
218.300
222.991
227.278
233.279
238.337
244.815
249.821
251.775
257.175
3.073
4.019
4.759
5.192
4.982
5.249
5.302
5.025
6.107
5.773
5.558
5.936
6.241
6.402
6.684
6.843
7.236
3. Lainnya
NPL
Total Kredit
NPL
3. Other
NPL

7.692
NPL
106
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
93.923
96.696
98.845
97.696
98.788
98.974
101.551
103.210
103.755
105.806
109.885
112.743
116.250
119.136
123.905
124.545
119.863
1.083
1.366
1.382
1.454
1.374
1.394
1.312
1.307
1.267
1.227
1.248
1.246
1.161
1.071
1.083
1.162
939
1.061
NPL
26.317
32.440
34.053
34.612
35.639
36.152
35.523
38.127
38.002
38.641
39.877
42.415
43.211
44.877
47.563
49.899
53.065
53.161
2. Investments
401
353
374
379
525
547
534
537
529
537
538
505
579
454
730
726
775
833
13.994
14.421
14.354
14.172
14.039
13.789
13.773
13.617
13.422
13.216
13.103
12.860
12.777
13.238
13.685
13.930
13.911
14.446
552
521
522
532
541
525
528
524
527
533
540
407
403
409
386
418
420
426
120.389
140.784
145.104
147.628
147.374
148.729
148.269
153.295
154.633
155.612
158.786
165.160
168.730
174.365
180.383
187.733
191.521
2.036
2.241
2.278
2.365
2.440
2.466
2.373
2.368
2.324
2.297
2.326
2.158
2.143
1.934
2.199
2.306
2.133
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL

2.320
1. Ekspor
1. Working Capital
80.077
NPL
User Orientation
14.728
17.264
17.699
17.639
18.162
17.605
17.061
17.518
18.196
18.744
17.854
18.175
18.033
18.116
18.755
19.685
18.502
19.956
1. Ekspor
468
640
561
567
583
618
618
619
624
592
587
538
492
474
469
486
330
334
NPL
3.899
4.773
4.913
5.127
4.933
5.464
5.566
5.989
6.143
6.510
6.431
6.899
6.991
7.627
6.483
7.341
7.021
6.487
2. Impor
23
17
17
17
17
32
29
29
NPL
101.761
118.747
122.492
124.863
124.280
125.660
125.642
129.788
130.295
130.358
134.501
140.087
143.705
148.622
155.145
160.707
165.998
161.028
1.545
1.584
1.700
1.781
1.840
1.840
1.747
1.742
1.692
1.697
1.731
1.613
1.643
1.453
1.723
1.788
1.774
1.957
120.389
140.784
145.104
147.628
147.374
148.729
148.269
153.295
154.633
155.612
158.786
165.160
168.730
174.365
180.383
187.733
191.521
2.036
2.241
2.278
2.365
2.440
2.466
2.373
2.368
2.324
2.297
2.326
2.158
2.143
1.934
2.199
2.306
2.133
3. Other
NPL

2.320
NPL
107
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
1. Modal Kerja
103.943
107.657
109.376
112.892
113.508
115.358
115.432
114.522
113.821
118.255
124.294
124.939
123.844
133.616
141.831
149.363
142.720
970
783
857
874
855
844
797
732
698
853
810
793
743
824
853
911
946
946***)
NPL
26.862
30.845
32.242
34.044
34.657
35.672
37.541
37.028
38.013
37.140
36.900
36.063
37.769
36.633
39.032
40.463
42.146
41.748
2. Investments
525
512
488
487
489
489
562
569
563
555
552
458
456
535
548
576
606
578
19.834
20.129
20.165
20.149
20.225
20.165
20.356
20.398
20.203
20.298
20.171
20.341
20.562
21.005
21.014
21.227
21.274
21.499
3. Consumption
1.924
1.948
1.991
1.923
1.829
1.738
1.579
1.366
1.392
1.437
1.440
1.441
1.452
1.487
1.505
1.532
1.564
1.602
NPL
136.486
154.916
160.064
163.569
167.774
169.344
173.255
172.859
172.738
171.259
175.326
180.697
183.270
181.482
193.661
203.521
212.784
3.419
3.242
3.336
3.284
3.174
3.070
2.937
2.667
2.653
2.844
2.802
2.693
2.651
2.847
2.906
3.019
3.116
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
3.314
NPL
User Orientation
4.688
7.815
8.306
8.300
8.122
8.276
8.096
7.629
6.844
6.833
7.323
8.296
8.464
8.471
9.377
9.847
10.120
8.313
1. Ekspor
487
487
521
527
505
163
476
421
364
373
364
362
359
366
377
391
417
406
NPL
8.069
10.954
11.397
11.194
10.974
11.136
10.700
11.058
11.255
11.147
12.120
14.603
14.690
15.245
16.348
17.221
2. Impor
162
122
123
124
124
124
124
109
124
124
106
107
107
139
130
138
149
147
NPL
123.154
136.147
140.361
144.075
148.677
149.933
154.459
154.172
154.640
153.279
155.883
158.139
160.351
158.408
169.595
178.429
186.315
180.434
2.656
2.633
2.692
2.633
2.545
2.784
2.338
2.136
2.164
2.348
2.331
2.225
2.185
2.342
2.399
2.489
2.550
2.760
136.486
154.916
160.064
163.569
167.774
169.344
173.255
172.859
172.738
171.259
175.326
180.697
183.270
181.482
193.661
203.521
212.784
3.418
3.242
3.336
3.284
3.174
3.070
2.937
2.667
2.653
2.844
2.802
2.693
2.651
2.847
2.906
3.019
3.116
1. Ekspor
NPL
2. Impor
NPL
NPL
Total Kredit
NPL
3. Lainnya
1. Working Capital
89.789
NPL
14.263r)
14.455r)
3. Other
NPL

3.314
NPL
108
Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Oktober 2013
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for October 2013
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
107.384
3.426
26.827
505
799.768
11.339
8.273
208
86.249
2.346
166.203
3.886
3.469
116
7.389
250
8.270
978
70.660
1.752
13.019
451
14.768
673
19.115
996
3.832
42
9.762
116
16.220
402
9.997
243
9.992
254
21.738
1.017
4.473
102
5.567
243
26.246
1.133
6.590
245
1.905
135
1.294
105
3.633
123
5.521
156
17.076
117
4.248
138
1.759
79
6.501
174
1.267
77
2.728
87
14.350
159
1.506.089
32.073
41.195
1.621
8.994
114
445.787
5.602
4.584
131
24.208
598
42.050
994
1.298
53
5.799
127
2.092
102
40.610
951
5.733
210
15.354
493
13.017
540
660
6
7.616
101
9.030
93
8.290
184
7.515
101
20.533
1.104
5.774
33
1.584
44
14.341
550
2.659
104
513
43
407
21
1.814
58
2.401
32
10.804
34
1.119
31
811
39
2.561
49
477
32
997
36
5.745
50
756.373
14.282
110.533
2.153
38.680
653
288.600
5.011
8.780
106
57.399
669
77.347
1.033
6.307
41
10.055
142
13.217
165
36.347
732
15.082
134
17.498
440
19.897
316
3.034
54
9.345
197
9.768
138
12.333
150
11.695
94
20.282
344
6.169
45
8.828
71
33.352
569
13.661
195
4.162
30
2.077
29
7.256
61
9.970
102
18.361
88
9.350
59
3.815
60
8.148
107
2.781
30
2.769
37
119
0
897.014
14.057
Ekspor
Orientasi Penggunaan (User Orientation)

Impor
2.091
31
290
0
33.704
1.038
108
2
1.592
24
4.693
191
91
0
153
1
17
0
7.388
112
719
5
168
6
837
1
171
0
47
0
417
0
252
1
254
2
80
1
173
0
34
1
171
2
54
1
17
1
4
0
17
0
10
0
171
0
26
0
5
0
5
0
6
5
0
125
53.897
1.420
512
1
65
0
62.836
659
9
0
740
38
2.749
2
17
0
28
0
1
0
1.907
40
26
1
78
0
18
0
2
0
126
6
0
14
0
11
0
13
0
2
0
29
0
24
8
4
0
5
0
1
0
11
0
3
0
6
0
14
0
3
0
19
1
0
0
1
0
237
69.518
751
Location
Lainnya
256.509
7.168
74.146
1.272
1.437.616
20.254
21.520
443
165.523
3.551
278.158
5.719
10.966
210
23.061
517
23.560
1.244
138.322
3.283
33.088
790
47.373
1.599
51.174
1.852
7.352
103
26.550
414
34.596
633
30.353
577
28.938
446
62.459
2.465
16.241
180
15.916
357
73.744
2.242
22.851
543
6.557
208
3.773
155
12.675
242
17.879
290
46.064
239
14.676
228
6.377
178
17.186
329
4.518
139
6.487
160
19.852
210
3.036.061
58.241
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
109
Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Keterangan
2011
Des
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130
Total
NPL
2.200.094
47.695
Jun
Jul
Ags
2012
Sep
195.329
5.056
59.591
1.060
1.200.670
23.536
16.639
390
133.830
3.063
210.261
5.774
8.415
155
16.840
301
19.672
1.008
117.648
2.905
27.577
584
40.195
948
40.624
684
5.472
44
20.930
575
26.595
768
23.564
484
21.913
211
47.058
1.087
12.836
111
12.095
275
59.275
1.820
17.760
470
5.026
123
3.100
116
9.345
139
13.777
234
33.433
261
11.395
172
5.352
181
12.781
175
3.380
77
4.630
66
15.846
525
2.452.856
53.377
198.560
5.319
60.709
1.101
1.200.944
23.751
17.064
390
134.950
3.102
213.076
6.011
8.525
154
17.304
289
19.757
1.048
119.939
3.007
27.964
620
40.741
1.031
41.446
694
5.514
51
21.464
514
27.228
742
23.766
483
22.357
214
47.799
1.228
12.499
112
12.148
281
59.365
1.746
17.942
490
5.039
126
3.144
115
9.505
160
14.042
235
33.951
251
11.581
175
5.220
194
13.007
177
3.582
77
4.722
70
15.260
141
2.470.111
54.100
200.943
5.637
60.626
1.129
1.226.725
23.497
17.177
396
136.503
3.197
216.559
6.077
8.623
148
17.576
319
19.946
1.047
120.514
3.041
28.055
646
41.297
1.119
41.841
1.385
5.652
60
21.683
456
27.383
761
24.257
505
22.580
225
48.274
1.272
12.633
114
12.331
280
60.093
1.774
18.183
497
5.100
128
3.194
110
9.687
161
14.179
243
34.645
267
11.787
199
5.272
199
13.291
184
3.604
76
4.865
92
15.574
143
2.510.651
55.383
203.200
5.274
61.881
1.148
1.242.779
21.659
17.446
424
139.750
3.138
223.709
5.942
8.781
145
17.945
320
20.123
1.053
123.841
2.950
28.854
653
41.751
1.157
42.717
1.415
5.733
62
22.260
540
27.975
761
25.213
515
22.816
215
49.558
1.139
13.240
110
12.716
275
61.358
1.755
18.745
496
5.241
130
3.244
119
9.939
157
14.460
243
35.619
268
12.049
190
5.374
204
13.666
188
3.708
82
4.973
90
15.174
128
2.555.839
52.946
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
208.689
5.360
61.929
1.122
1.250.528
23.808
17.717
427
141.859
3.182
228.076
5.959
8.936
153
18.355
355
20.363
1.139
124.021
2.894
28.987
703
42.190
1.240
43.029
1.415
5.404
58
22.571
471
29.486
768
25.388
493
23.386
229
50.632
1.222
13.732
119
13.016
280
62.300
1.747
19.064
495
5.350
132
3.303
127
10.134
168
14.752
244
36.298
230
12.231
190
5.442
176
13.834
193
3.741
85
5.070
82
15.531
202
2.585.345
55.467
212.745
5.464
62.326
1.122
1.273.453
21.380
17.986
417
143.737
3.167
232.354
5.951
9.122
144
18.857
352
20.676
1.160
126.459
2.745
29.637
730
42.839
1.265
43.422
1.417
5.404
60
22.635
456
29.832
729
25.805
492
23.931
222
51.372
1.288
13.907
118
13.214
284
64.215
1.983
19.462
488
5.421
130
3.335
129
10.300
166
15.029
242
37.081
235
12.414
195
5.483
181
14.089
195
3.799
87
5.151
81
15.510
192
2.631.002
53.268
219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595
217.792
6.025
63.338
1.207
1.307.465
20.788
18.349
424
147.562
3.101
237.211
6.184
9.403
151
19.197
383
20.485
1.010
128.907
2.685
29.936
686
42.785
1.317
44.054
1.529
5.256
63
22.894
447
29.469
714
26.057
445
24.434
230
51.188
1.974
13.901
111
13.463
270
65.663
2.109
19.517
475
5.526
141
3.332
93
10.625
190
15.246
238
38.306
231
12.289
184
5.484
171
13.944
208
3.834
92
5.173
83
16.055
198
2.688.143
54.157
221.753
6.058
63.739
1.257
1.313.278
21.331
18.542
418
150.032
3.182
240.642
6.285
9.513
175
19.599
412
20.992
1.064
132.275
2.906
30.472
714
43.325
1.365
45.109
1.455
5.355
62
23.038
467
29.745
653
26.485
500
25.092
331
52.137
1.693
14.143
115
13.700
289
66.926
1.995
19.896
482
5.651
171
3.390
143
10.844
197
15.634
237
39.176
243
12.530
193
5.552
175
14.428
229
3.923
96
5.320
88
16.481
206
2.718.717
55.186
227.818
6.283
63.542
1.195
1.336.366
20.816
18.902
424
152.567
3.156
245.482
5.564
9.748
196
20.153
454
21.512
1.089
133.127
2.992
31.250
727
43.952
1.413
46.098
1.559
5.642
68
23.185
474
30.510
720
27.303
504
25.754
370
53.368
1.510
14.410
126
14.067
290
68.598
2.012
20.334
466
5.778
184
3.455
158
11.128
192
16.017
249
40.292
252
12.842
201
5.686
177
14.920
232
4.014
102
5.514
93
15.036
179
2.768.371
54.425
232.446
6.639
64.148
1.234
1.366.847
20.563
19.295
422
154.540
3.234
250.266
5.552
10.016
188
20.612
444
21.885
1.131
134.432
3.083
31.860
761
44.671
1.450
46.791
1.678
5.724
70
23.578
449
31.141
748
27.741
493
26.539
387
54.696
1.683
14.599
141
14.322
287
69.930
2.039
20.750
520
5.929
187
3.520
160
11.399
214
16.380
258
41.066
233
13.152
202
5.798
183
15.245
253
4.139
103
5.651
116
15.110
176
2.824.217
55.283
238.617
6.705
65.582
1.250
1.401.224
20.761
19.802
438
156.690
3.324
253.887
5.664
10.244
194
21.328
474
22.118
1.153
135.977
3.208
32.257
752
45.062
1.454
48.142
1.704
6.145
96
24.049
406
31.980
729
28.575
532
26.868
384
55.975
1.787
14.807
143
14.695
304
70.942
2.077
21.252
525
6.081
203
3.555
156
11.691
225
16.655
272
41.973
240
13.478
208
5.920
190
15.572
276
4.237
119
5.839
116
16.259
229
2.887.478
56.298
245.623
6.706
67.769
1.242
1.425.765
20.125
20.403
429
160.624
3.481
265.556
5.656
10.514
185
22.218
429
22.720
1.148
139.512
3.169
33.149
731
46.391
1.483
49.576
1.752
6.456
94
24.623
385
33.073
701
29.269
525
27.586
399
57.740
1.703
15.426
145
15.191
306
73.229
2.071
21.870
510
6.285
196
3.627
162
11.998
229
17.041
264
43.503
241
13.861
198
6.093
179
16.082
291
4.376
124
6.079
114
15.894
206
2.959.123
55.579
249.472
6.884
71.533
1.302
1.458.531
19.766
20.970
454
163.543
3.537
272.771
5.847
10.726
185
22.502
457
22.906
1.210
141.096
3.246
33.441
773
46.738
1.527
50.221
1.779
6.620
97
25.125
389
33.845
683
29.593
613
28.065
405
59.531
1.833
15.366
146
15.435
333
73.635
2.179
22.054
505
6.372
210
3.685
155
12.195
239
17.300
268
44.200
229
14.112
198
6.146
184
16.428
305
4.421
133
6.200
127
16.348
164
3.021.126
56.362
Ags
Sep
Okt
251.053
7.158
72.215
1.340
1.488.972
21.178
20.959
448
164.723
3.706
277.430
6.137
10.775
204
22.668
497
23.243
1.267
142.327
3.393
33.471
794
46.663
1.644
50.594
1.843
6.670
100
25.691
434
33.973
657
29.719
643
28.229
438
60.139
1.832
15.567
164
15.558
375
74.124
2.245
22.274
538
6.406
222
3.697
162
12.260
248
17.385
290
44.779
267
14.281
214
6.166
185
16.652
305
4.421
140
6.238
135
18.081
174
256.672
6.881
73.713
1.272
1.531.403
20.894
21.385
440
168.013
3.598
284.466
5.750
11.012
201
23.133
521
23.571
1.261
145.782
3.338
33.825
799
47.369
1.654
51.928
1.875
7.125
107
26.451
427
34.385
638
30.438
567
28.757
424
62.069
2.242
16.388
166
15.883
355
75.246
2.186
22.715
550
6.551
221
3.751
157
12.531
236
17.740
281
45.807
243
14.567
221
6.337
185
16.919
324
4.508
143
6.387
145
20.381
215
259.113
7.200
74.500
1.272
1.534.156
21.952
21.636
445
167.855
3.613
285.600
5.912
11.074
211
23.242
518
23.578
1.245
147.617
3.435
33.834
796
47.619
1.605
52.029
1.853
7.526
103
26.723
414
35.018
634
30.620
578
29.203
449
62.552
2.466
16.417
180
15.979
358
73.940
2.252
22.909
544
6.580
209
3.778
155
12.702
243
17.892
290
46.241
239
14.717
228
6.385
179
17.210
330
4.525
139
6.493
160
20.215
210
3.067.402
59.378
3.147.210
58.514
3.159.476
60.412
Items
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
110
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
2011
2012
2013
Items
Keterangan
Des
Kredit Kepada Pihak Tidak Terkait
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2.396.596
2.416.665
2.455.725
2.504.845
2.559.361
2.602.815
2.674.701
2.659.771
2.698.597
2.749.478
2.805.718
2.867.494
2.939.224
3.000.310
2.038.259
2.247.157
2.267.830
2.300.543
2.343.812
2.399.964
2.443.017
2.511.618
2.482.629
2.520.242
2.566.728
2.623.405
2.702.375
2.757.387
2.826.623
2.857.998
2.936.424
2.953.071
84.542
97.151
95.832
100.892
109.184
104.163
106.763
112.712
123.212
123.411
128.572
127.276
109.071
126.493
117.536
128.971
126.746
122.824
c. Kurang Lancar
7.400
10.290
10.936
11.170
10.565
12.795
10.523
9.257
12.091
11.141
10.526
11.170
10.886
10.248
11.304
11.784
11.851
12.060
d. Diragukan
6.882
7.955
7.644
7.894
7.934
8.555
7.366
6.895
7.203
9.526
9.101
8.035
8.276
8.381
7.952
8.496
8.475
8.981
33.207
34.043
34.423
35.226
33.349
33.883
35.146
34.218
34.635
34.276
34.551
35.833
36.886
36.714
36.895
38.885
38.034
39.248
Non Performing Loan Pihak Tidak

Terkait
47.489
52.288
53.003
54.291
51.848
55.234
53.035
50.371
53.929
54.943
54.179
55.037
56.048
55.343
56.151
59.165
58.361
60.289 Non Performing Loan of Non
Kredit Kepada PihakTerkait
29.803
56.260
53.446
54.926
50.994
25.984
28.187
33.161
28.372
20.120
18.893
18.498
19.984
19.899
20.816
29.445
54.951
52.128
53.557
49.575
25.492
27.692
32.694
27.972
19.583
18.361
17.980
19.474
19.173
20.422
20.873
25.290
22.941
153
220
221
277
321
258
261
243
172
294
286
273
260
491
183
182
236
227
11
15
15
22
15
15
15
19
16
23
22
22
116
91
34
23
14
17
12
11
10
14
13
11
18
24
14
23
13
15
39
40
13
194
1.065
1.066
1.073
1.073
202
205
196
202
206
206
208
205
200
81
82
80
87
206
1.089
1.097
1.093
1.099
234
234
224
228
243
246
245
250
236
211
213
154
123
b. DPK
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
3.121.530
3.136.185 Loan for Non Connected Parties
2.170.291
a. Lancar
3.046.135
Okt
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Connected Parties
21.268
25.680
23.291 Loan for Connected Parties
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of Non
Connected Parties
111
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
2011
2012
2013
Group of Banks
Pengelompokan Bank
Des
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
10.220 1. State Owned Banks
7.683
8.490
8.683
8.812
8.316
8.850
8.953
9.326
9.215
9.300
9.291
9.355
9.406
9.751
9.899
10.005
10.015
150
172
170
169
162
176
189
188
205
218
222
214
212
217
213
213
214
14.014
14.475
14.887
15.545
15.345
15.501
15.950
16.823
20.092
20.085
16.814
19.971
20.099
21.176
21.479
21.810
22.112
482
313
317
319
318
319
318
363
409
424
377
428
422
435
419
408
406
410
2 4. Regional Development Banks
3.248
3.485
3.516
3.554
3.600
3.580
3.655
3.656
3.670
3.638
3.657
3.687
3.678
3.744
3.750
3.780
3.834
222
203
199
198
192
187
185
182
183
186
190
192
192
198
193
193
191
NPL
214
22.644 2.
Foreign Exchange Commercial

Banks
NPL
3. Non-Foreign Exchange Commercial

Banks
NPL
NPL
3.852 5. Joint Venture Banks

193
NPL
112
Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
2011
2012
2013
Items
Keterangan
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags *)
Sep *)
Okt
Loan by Industrial Origin

1.584
1.663
2.042
3.078
3.047
3.094
3.106
3.106
3.089
3.066
2.871
3.001
3.004
3.018
2.961
2.933
2.994
3.012
411
133
87
321
523
99
63
2
927
104
68
2
1.988
106
72
2
1.972
106
72
2
2.011
106
72
2
1.994
106
72
2
1.998
106
71
2
1.994
106
71
2
1.983
105
71
2
1.920
105
72
2
1.930
107
73
2
1.923
106
72
2
1.917
106
72
2
1.968
104
72
251
1.970
105
72
2
1.964
103
69
2***)
NPL
NPL
1
2.868
78
1
2.989
973
1
2.993
978
1
3.347
986
1
3.402
1.151
1
3.534
992
1
3.657
991
1
3.756
995
1
3.769
1.165
1
3.674
1.146
1
4.107
118
1
4.322
180
1
4.616
133
0
4.224
132
9.999
416
766
23
529
9.281
360
789
22
522
9.377
360
794
763
522
9.386
360
798
770
502
9.318
307
799
772
484
8.692
275
802
775
488
8.413
274
801
774
486
8.127
274
804
778
481
7.967
274
809
782
505
7.773
274
806
780
516
7.609
301
826
800
907
7.900
292
855
828
911
8.014
328
893
878
913
8.671
292
944
930
865
8.203
288
920
906
800
339
3.689
346
213
346
40
347
40
348
40
346
40
346
40
349
40
349
39
346
39
1
3.697
181r)
7.495
221
841
784
922r)
351
39
1
3.754
118

NPL
6. Konstruksi
NPL
1
3.696
181r)
7.829
309
831
784
955r)
348
39
1.920
106
72
226r)
1
3.660
132r)
7.258
279
805
790
919r)
351
39
353
39
355
39
357
41
357
39
355
39***)
3.455
2.822
165
2.066
39
2.049
39
2.056
39
2.034
38
2.009
38
1.950
38
1.916
38
1.886
38
1.867
38
1.860
38
1.827
38
1.789
38
1.816
38
1.869
38
1.983
38
2.029
16
1.958
39
20
14
205
34
231
226
198
34
181
176
199
34
183
178
193
34
180
175
184
34
190
178
183
34
387
381
175
34
408
404
175
34
369
362
174
34
370
363
177
34
364
358
173
34
346
341
173
33
346
341
173
33
347
342
172
51
347
342
172
51
351
346
172
51
347
342
171
45
349
345
171
144
198
142
202
142
202
142
202
141
200
141
200
139
200
139
200
139
199
138
198
139
57
140
168
140
198
140
200
140
200
140
92
140
200
140
195
NPL
2. Fisheries
NPL
NPL
NPL
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and Food
Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
NPL
and Compulsory Social Security
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan lainnya
142
0
70
67
578
141
71
70
535
141
27
27
71
70
539
141
28
28
71
70
544
141
28
28
71
71
546
141
28
28
71
71
537
141
30
30
80
79
541
141
30
30
80
79
539
141
30
30
80
79
541
141
30
30
80
79
539
39
30
30
80
79
542
141
30
30
80
79
582
141
43
30
43
42
563
141
30
30
81
80
558
141
30
30
82
82
554
38
30
30
85
84
550
141
30
30
88
87
551
139
NPL
30 13. Education Services
30
NPL
70 14. Health Services and Social Activities
69
NPL
551 15. Community,
NPL
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
batasannya
NPL
498
25
499
22
503
22
504
22
503
22
502
22
502
53
503
21
503
18
503
18
503
159
502
167
502
156
500
163
500
178
500
154
501
202
17
82
13
82
13
82
13
84
14
85
14
85
14
85
14
85
14
84
14
84
14
84
14
84
14
84
14
83
14
83
14
83
14
83
13
NPL
83***) 17. International Agency and Other
78
5.536
78
8.824
78
4.603
79
4.715
79
4.776
79
4.699
79
4.801
79
4.702
78
4.645
78
4.682
78
4.696
78
4.790
78
4.837
78
4.907
78
4.970
78
5.037
78
5.039
NPL
5.140 18. Business Activities which are not
4.625
4.647
4.098
4.109
4.169
4.109
4.106
4.107
4.110
4.107
4.116
4.122
4.222
4.128
4.141
4.180
4.208
136
29.425
27.787
23.849
25.359
25.326
24.784
24.914
24.576
24.313
24.026
23.934
24.350
23.621
24.619
25.365
26.008
26.975
10.434
8.303
8.763
9.861
10.017
9.806
9.996
10.034
10.166
10.126
10.009
9.061
10.141
9.094
9.140
9.285
9.385
5.147

NPL
2. Perikanan
NPL
NPL
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
Total
NPL
501
NPL
202***) 16. Individual Services which Serve
Households
Extra Agency International
clearly defined
NPL
Total
NPL
r) Revised figures
113
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Indikator
2007
2008
2009
2010
2012
2011
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
Based on the type of credit

1. Small business loans
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
b. Lainnya
3.043
11.359
2.972
13.386
2.839
6.203
1.101
6.001
NPL
1.122
1.997
2.209
2.229
2.163
2.157
2.384
2.369
2.365
2.366
2.362
2.413
2.399
2.397
1.071
1.969
2.155
2.179
2.113
2.107
2.334
2.319
2.316
2.316
2.312
2.364
2.349
2.347
5.442
1.170
1.184
1.182
1.186
1.189
1.186
1.187
1.199
1.191
1.190
1.185
1.179
1.173
575
885
899
905
905
904
910
910
912
917
917
922
921
915
27.797
28.434
23.355
13.834
NPL
b. Dalam rangka penerusan kredit
dari BI
NPL
424
261
331
72
c. Bantuan Proyek
310
306
83
57
NPL
d. Kredit Kelolaan di luar bantuan
proyek
NPL
221
e. Lainnya
522
200
403
199
346
17
9.078
NPL
5.496
5.519
5.615
771
641
597
599
8.300
NPL
3. Swasta Lainnya
37.538
39.846
27.142
21.090
NPL
Total
NPL
a. Loans
15.968
15.609
15.308
15.120
14.820
14.386
14.239
14.095
14.339
14.751
15.307
16.040
15.693
583
2.641
2.640
2.648
2.844
2.823
1.502
1.520
1.485
1.541
1.577
1.628
1.708
1.684
75
72
72
72
72
68
42
42
103
44
44
44
44
44
75
72
72
72
72
68
42
42
103
44
44
44
44
44
23
16
7
0
6
0
6
0
c. Aid Project
11
10
10
10
10
10
10
10
10
10
d. Credit Channeling
9.279
5.559
5.822
5.768
5.756
5.774
6.357
6.496
6.470
6.665
7.006
7.048
7.302
8.106
4.231
4.221
4.222
4.223
4.217
4.247
4.260
4.303
4.267
4.286
4.324
4.360
6.877
NPL
b. Channeling Credit from BI
NPL
NPL
NPL
e. Other
NPL
4.360***)
Based Distribution Group
NPL
2. Lembaga Swadaya Masyarakat
b. Other
13.473
Berdasarkan Golongan Penyalur

1. Koperasi
NPL
2. Not KUK
2. Bukan KUK
a. Kredit kelolaan
a. Channeling Credit From BI
43.675
45.962
33.356
30.160
758
1.980
2.232
2.240
2.179
2.170
2.169
2.152
2.151
2.155
2.151
2.151
2.150
2.145 1. Cooperation
662
1.909
2.104
2.147
2.087
2.078
2.077
2.060
2.059
2.064
2.060
2.060
2.060
2.055
8.405
4.368
4.389
4.401
4.402
4.400
4.405
4.407
4.412
4.412
4.425
4.452
4.500
4.500***) 2. Non-Governmental Organization
8.046
4.263
4.279
4.281
4.279
4.276
4.280
4.279
4.281
4.287
4.305
4.340
4.395
4.395***)
20.262
18.436
18.292
17.936
17.731
17.455
17.799
17.791
17.686
18.054
18.789
19.406
20.324
1.727
3.635
3.613
3.606
3.800
3.772
2.688
2.722
2.787
2.744
2.776
2.885
2.930
2.720
29.425
24.784
24.914
24.576
24.313
24.026
24.372
24.350
24.249
24.621
25.365
26.008
26.975
NPL
NPL
20.324***) 3. Other Private
NPL
Total
114
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks)

2012
Indikator
2007
2008
2009
2010
2013
Indicator
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Pembiayaan Musyarakah
4.406
7.411
10.412
14.624
18.960
25.207
26.187
27.667
28.092
28.896
30.857
32.288
33.743
35.057
35.997
35.883
36.715
37.921
Musyarakah Financing
Pembiayaan Mudharabah
5.578
6.205
6.597
8.631
10.229
11.438
11.527
12.023
12.027
12.056
12.102
12.026
12.168
12.629
13.281
13.299
13.364
13.664
Mudharabah Financing
16.553
22.486
26.321
37.508
56.365
80.953
83.826
88.004
89.665
92.792
97.415
98.368
100.184
102.588
104.718
105.061
106.779
107.484
351
369
423
347
326
355
366
376
382
414
424
479
496
487
508
539
530
528
1.056
1.724
3.134
7.071
16.776
17.628
18.412
19.435
19.506
19.914
20.282
20.245
20.668
20.467
19.982
19.756
19.932
19.686
27.944
38.195
46.886
68.181
102.655
135.581
140.318
147.505
149.672
154.072
161.081
163.407
167.259
171.227
174.486
174.537
177.320
179.284
Piutang Murabahah
Piutang Salam
Lainnya
Total
Murabahah Accounts
Receivable
Salam Accounts Receivable
Receivable
Others
Total
115
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector)

2012
Sektor Ekonomi
2007
2008
2009
2010
2013
Economic Sector
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Pertanian, perburuan
dan sarana pertanian
837
1.177
1.331
1.762
2.201
2.559
2.589
2.809
3.163
3.235
3.366
2.998
3.343
3.251
3.051
3.143
3.142
3.185
2. Pertambangan
511
965
1.047
1.120
1.733
1.942
2.019
2.094
2.592
2.554
2.458
2.447
2.512
2.794
2.925
2.967
3.007
3.177
1. Agriculture, hunting and

agricultural facilities
2. Mining
1.371
1.340
1.579
2.337
4.077
4.151
4.494
5.008
5.265
5.369
5.694
5.458
5.744
5.626
5.511
5.434
5.825
5.999
3. Manufacturing
166
248
698
1.354
2.381
3.057
2.979
3.159
3.376
3.385
3.545
3.651
3.624
4.061
4.134
4.258
4.304
4.416
5. Konstruksi
2.371
3.368
3.516
4.194
5.858
7.049
7.186
7.142
6.434
6.514
6.905
6.931
7.824
7.998
7.926
8.153
8.350
8.584
5. Construction
6. Perdagangan, restoran
dan hotel
4.152
4.426
5.000
7.609
9.778
12.086
12.454
12.624
12.526
12.716
13.344
12.864
13.689
13.988
14.289
13.829
14.089
13.992
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
1.569
2.759
3.349
3.696
3.369
4.144
4.187
4.321
5.234
5.305
5.269
5.355
5.313
5.305
5.316
5.341
5.439
5.458
8.425
11.757
13.664
20.233
25.630
33.692
34.694
37.150
35.379
36.281
38.876
39.280
39.722
42.150
44.176
44.668
44.757
45.720
6. Trade, restaurants and

hotels
7. Transportation,
warehousing and
8. communications
Business Services
9. Jasa sosial/masyarakat
1.904
2.463
2.661
2.975
4.464
7.287
7.283
7.878
8.299
8.479
8.109
9.495
8.867
8.984
9.736
9.805
10.226
10.386
9. Social Services
6.639
9.693
14.042
22.902
43.164
59.615
62.431
65.319
67.406
70.234
73.514
74.928
76.623
77.069
77.421
76.939
78.180
78.368
27.944
38.195
46.886
68.181
102.655
135.581
140.318
147.505
149.672
154.072
161.080
163.407
167.259
171.227
174.486
174.537
177.320
179.284
3. Perindustrian
10. Lain-lain
Jumlah
10. Others
Total
116
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location)

Lokasi
2007
2008
2009
2010
2011
2012
Nov
Okt
2013
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Location
Okt
279
538
849
1.617
2.338
2.676
2.690
2.707
2.703
2.743
2.795
2.845
2.933
2.967
3.099
2.948
2.985
2.997
1. Aceh
2. Sumatera Utara
1.668
2.369
2.840
3.133
4.936
6.855
6.949
7.105
7.246
7.432
7.579
7.352
7.520
7.502
7.575
7.591
7.657
7.705
2. Sumatera Utara
3. Sumatera Barat
398
602
833
1.833
2.476
3.187
3.240
3.292
3.344
3.407
3.516
3.597
3.542
3.653
3.785
3.789
3.819
3.730
3. Sumatera Barat
4. Sumatera Selatan
509
761
1.052
1.566
2.272
3.189
3.269
3.430
3.459
3.513
3.601
3.654
3.569
3.750
3.766
3.930
4.001
4.017
4. Sumatera Selatan
1. Aceh
5. Bangka Belitung
5. Bangka Belitung
39
41
37
135
286
406
431
440
440
451
469
482
580
560
540
571
575
586
6. Jambi
145
275
411
712
1.194
1.615
1.658
1.699
1.743
1.799
1.834
1.856
1.935
2.035
2.056
1.983
2.010
2.013
7. Bengkulu
175
201
235
311
421
522
534
547
553
570
591
603
600
656
652
687
704
731
8. Riau
696
893
1.047
1.589
2.323
2.922
2.955
3.002
3.009
3.072
3.149
3.233
3.366
3.339
3.495
3.375
3.435
3.479
9. Kepulauan Riau
297
337
401
852
1.380
1.729
1.783
1.834
1.808
1.835
1.893
1.920
2.062
2.001
2.026
2.067
2.086
2.104
235
368
515
922
1.501
1.880
1.925
2.000
1.983
2.031
2.122
2.131
2.020
1.985
2.049
2.316
2.346
2.354
11. DKI Jakarta
12.959
18.172
21.158
26.900
38.981
54.226
56.213
60.026
61.865
64.213
67.910
68.898
70.598
71.301
72.429
72.246
73.704
74.272
11. DKI Jakarta
12. Jawa Barat
3.065
3.766
4.666
8.029
11.945
15.596
16.268
16.990
16.110
16.530
17.232
17.240
17.193
18.168
18.733
19.097
19.406
19.780
12. Jawa Barat
10. Lampung
13. Banten
14. Jawa Tengah
15. DI Yogyakarta
16. Jawa Timur
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
962
841
1.111
2.086
3.707
4.231
4.410
4.698
4.765
4.908
5.031
5.088
5.091
5.449
5.261
5.360
5.447
5.515
13. Banten
1.240
1.958
2.611
4.170
6.503
7.730
7.994
8.529
8.520
8.498
8.762
8.870
10.178
10.297
9.723
9.799
9.814
9.867
14. Jawa Tengah
318
508
629
868
1.451
1.607
1.662
1.701
1.620
1.652
1.693
1.750
1.752
1.955
1.967
2.027
2.056
2.071
15. DI Yogyakarta
1.774
2.566
3.519
5.627
9.075
11.624
12.154
12.755
12.508
12.893
13.418
13.766
13.425
13.943
14.389
14.919
15.087
15.360
16. Jawa Timur
44
73
115
298
545
791
820
864
1.761
1.791
1.924
1.985
2.016
2.098
2.090
2.214
2.268
2.395
17. Bali
364
476
588
720
1.080
1.644
1.711
1.740
1.824
1.895
1.977
2.075
2.098
2.352
2.654
2.284
2.319
2.368
21
25
37
772
196
367
389
409
419
440
469
483
533
567
577
570
590
595
575
706
1.048
924
2.193
2.561
2.713
2.823
2.963
3.100
3.249
3.428
3.610
3.730
3.769
3.726
3.752
3.828
570
795
847
1.156
1.477
1.945
1.985
2.029
2.070
2.125
2.286
2.312
2.427
2.522
2.841
2.546
2.599
2.634
22. Sulawesi Utara
73
114
145
240
356
453
464
473
466
471
484
489
585
488
583
499
512
516
22. Sulawesi Utara
23. Gorontalo
71
63
86
168
221
273
276
284
282
282
288
293
363
593
379
313
320
329
23. Gorontalo
53
131
197
200
200
199
203
212
216
203
211
245
233
235
240
24. Sulawesi Barat
163
390
642
809
830
847
861
886
911
924
1.051
913
1.108
972
970
970
25. Sulawesi Tengah

17. Bali
24. Sulawesi Barat

25. Sulawesi Tengah
98
136
161
180
157
187
310
426
438
473
480
480
521
548
701
613
716
643
658
682
858
978
1.098
1.672
2.844
3.651
3.834
3.978
4.063
4.155
4.355
4.487
4.614
4.728
4.818
4.745
4.792
4.821
28. Maluku
14
16
13
28
54
76
76
80
79
82
87
92
94
117
99
93
98
99
29. Maluku Utara
33
36
35
87
123
147
150
152
153
158
163
165
198
169
181
172
178
183
30. NTB
200
261
396
556
895
1.216
1.252
1.293
1.304
1.340
1.375
1.432
1.268
1.386
1.644
1.519
1.556
1.584
30. NTB
31. NTT
15
24
33
75
156
196
211
229
222
226
240
242
244
255
267
274
274
279
31. NTT
32. Papua Barat
35
42
62
89
114
136
136
140
143
146
159
164
162
169
184
181
188
193
32. Papua Barat
33. Papua
53
77
140
272
348
480
486
504
478
521
559
560
508
533
562
606
618
625
33. Papua
34. Outside Indonesia
34. Luar Indonesia

Total
145
183
216
212
235
230
227
226
224
220
222
228
243
256
360
27.944
38.195
46.886
68.181
102.655
135.581
140.318
147.505
149.672
154.072
161.080
163.407
167.259
171.227
174.486
174.537
177.320
179.284

28. Maluku
29. Maluku Utara
Total
117
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector)

20101)
Sektor Ekonomi
Okt
1
Nov
2011
2012
2013
Economic Sector
Des
Des
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Agriculture, Hunting, and Forestry
Pertanian, Perburuhan, dan

Kehutanan
Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
505
550
478
584
671
668
687
674
688
694
709
729
746
734
736
737
756
762
Listrik, Gas dan Air
16
15
14
26
31
30
30
29
28
31
31
29
31
34
38
39
39
36
Konstruksi
227
257
259
617
950
1.008
994
1.009
944
976
994
1.055
1.146
1.203
1.281
1.300
1.327
1.377
Perdagangan Besar dan Eceran
10.869
10.591
10.342
12.119
14.238
14.096
14.255
14.382
14.540
14.690
15.018
15.349
15.683
15.180
15.506
15.409
15.426
15.629
Penyediaan Akomodasi dan

Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
286
284
288
310
295
302
316
311
318
321
326
339
331
341
348
365
367
384
439
568
577
902
1.108
1.107
1.121
1.140
1.110
1.146
1.145
1.173
1.180
1.170
1.159
1.152
1.160
1.173
29
31
32
48
59
59
64
64
65
67
68
71
76
77
78
77
80
84
Real Estate, Usaha Persewaan,

dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
60
69
66
202
243
251
257
272
263
283
276
288
305
376
414
464
487
521
88
130
120
82
58
56
57
56
60
63
70
71
74
80
86
86
93
94
51
60
56
84
109
117
112
120
121
118
120
129
135
139
144
143
139
144
Jasa Kesehatan dan Kegiatan

Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan Perorangan
Lainnya
82
81
81
90
85
84
86
82
84
89
90
96
96
101
102
101
101
107
1.899
1.845
1.807
1.512
1.580
1.577
1.601
1.565
1.545
1.548
1.579
1.611
1.638
2.305
2.352
2.398
2.457
2.393
15. Community, Sociocultural,

Entertainment and Other Individual
Services
275
290
275
396
509
508
512
506
539
533
548
589
627
629
657
644
639
673
1.639
1.631
1.683
1.748
1.880
1.852
1.861
1.939
2.175
2.148
2.213
2.349
2.390
2.376
2.485
2.604
2.718
3.106
9
10
11
12
13
14
15
16
17
18
19
2.526
2.701
2.565
3.062
3.651
3.606
3.791
3.640
3.770
3.689
3.759
3.809
3.888
4.065
4.111
4.088
4.095
4.279
27
37
40
73
97
99
100
106
106
111
113
116
119
121
127
127
128
127
2. Fishery
30
37
37
65
96
99
97
99
107
99
98
99
100
99
104
104
104
115

Jasa Perorangan yang Melayani

Rumah Tangga
Kegiatan Usaha yang Belum Jelas
Batasannya
Bukan Lapangan Usaha - Rumah
Tangga
Bukan Lapangan Usaha - Lainnya
4.038
3.833
3.785
4.502
5.048
5.080
5.323
5.376
5.168
6.079
6.136
6.315
6.604
6.605
6.690
3.334
3.344
3.366
10.199
10.571
11.341
14.677
17.792
18.296
18.163
18.449
18.765
19.024
19.341
19.533
19.854
20.615
21.042
24.459
24.760
24.308
Total
33.284
33.580
33.844
41.100
48.500
48.895
49.425
49.818
50.396
51.709
52.633
53.749
55.023
56.248
57.462
57.634
58.218
58.677
Ket: 1) Merupakan sambungan halaman 194

6. Construction
8. Provision of accommodation and
the provision of eating and drinking
9. Transportation, Warehousing and
communications
and Compulsory Social Security
16. Individual Services which Serve

17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
118
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
(Credit of Rural Banks Based on Type of Use)

Sektor Ekonomi
Nov
2010
Des
2011
Nov
Okt
Des
2012
Nov
Okt
Des
Jan
Feb
Mar
2013
Mei
Jun
Apr
Jul
Ags
Sep
Economic Sector
Okt
Working Capital
Modal Kerja
-
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
2.260
36
32
455
14
230
9.790
243
380
26
64
122
2.277
38
32
451
13
238
9.679
249
387
27
59
111
2.508
62
53
544
21
507
11.211
260
467
40
164
107
2.572
62
53
539
22
570
11.227
255
473
39
163
68
2.617
67
56
536
24
565
11.368
261
477
43
183
72
3.049
91
87
610
28
939
13.218
262
682
51
208
44
3.232
92
85
625
29
915
13.333
269
684
56
214
43
3.074
99
88
619
28
933
13.433
264
702
56
216
42
3.199
99
86
628
27
870
13.588
271
697
55
217
45
3.109
103
86
633
29
907
13.712
269
721
57
239
43
3.174
106
85
648
30
925
14.023
271
727
59
228
47
3.223
108
86
660
27
980
14.328
278
749
61
237
48
3.296
111
86
663
30
1.051
14.637
274
769
65
249
53
3.464
113
85
650
32
1.099
14.118
283
768
66
318
57
3.508
119
91
653
36
1.175
14.401
290
757
68
352
59
3.483
119
90
652
37
1.192
14.330
296
759
67
400
59
3.492
119
88
666
37
1.212
14.322
295
758
69
416
64
3.666
118
99
671
34
1.259
14.520
310
772
73
448
67
47
62
1.329
44
62
1.437
64
71
1.350
61
70
1.333
62
70
1.330
91
66
1.371
87
67
1.389
83
65
1.363
84
66
1.345
83
68
1.339
85
69
1.370
91
71
1.398
92
71
1.417
94
77
2.079
100
78
2.128
101
77
2.152
97
77
2.219
101
79
2.147
253
1.382
241
1.446
340
1.485
356
1.432
356
1.470
443
1.490
442
1.495
437
1.531
467
1.738
459
1.686
472
1.735
508
1.849
541
1.894
545
1.916
568
2.019
554
2.122
541
2.213
575
2.506
16.724
16.790
19.253
0
19.295
0
19.557
22.732
23.058
23.030
23.484
23.545
24.054
24.704
25.299
25.764
26.401
26.489
26.683
- Pertanian, Perburuhan, dan Kehutanan

- Perikanan
- Pertambangan dan Penggalian
441
2
5
288
2
5
388
5
6
403
6
6
445
6
9
556
8
11
559
8
12
565
7
12
570
7
21
580
8
12
585
8
12
586
7
13
592
8
14
600
8
14
602
9
13
605
9
14
603
9
16
613
9
16
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
95
1
27
801
42
28
1
22
663
39
42
3
46
726
46
45
3
49
721
52
48
2
52
750
49
58
2
69
878
40
62
2
79
922
47
55
2
77
949
47
59
1
74
952
47
61
1
69
978
51
61
1
69
995
54
69
1
76
1.021
61
82
2
94
1.046
57
84
2
104
1.063
58
84
2
106
1.105
58
85
2
108
1.080
69
90
2
115
1.104
72
91
2
118
1.109
75
Transportasi, Pergudangan dan Komunikasi

Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
188
5
5
190
5
7
423
5
19
436
5
20
10
424
5
19
10
425
8
42
12
437
8
44
14
438
8
56
14
413
10
46
15
425
10
44
20
418
9
48
23
423
10
51
23
410
11
57
22
402
11
57
23
402
10
61
28
393
11
64
27
402
11
71
29
401
11
72
27
13
19
515
12
19
370
17
20
217
18
20
221
22
20
182
26
19
207
24
19
212
37
18
202
36
18
200
35
20
209
35
21
209
38
25
214
43
25
222
45
24
226
44
24
224
43
24
246
43
25
238
43
27
246
37
250
33
237
36
255
37
259
40
278
65
361
70
366
69
408
71
437
74
463
76
478
81
500
86
497
84
461
89
466
90
482
98
504
99
600
- Bukan Lapangan Usaha - Rumah Tangga
- Bukan Lapangan Usaha - Lainnya
2.453
1.929
2.265
2.309
2.364
2.787
2.882
2.964
2.979
3.061
3.102
3.198
3.266
3.265
3.329
3.352
3.432
- Bukan Lapangan Usaha - Lainnya

Total Modal Kerja
27.445 Total Working Capital
Investment
Investasi
Total Investasi
Consumption
- Kredit pemilikan rumah (KPR) yang dijamin dengan hak

tanggungan pertama dengan tujuan untuk dihuni
373
382
516
527
532
736
755
766
777
790
807
834
850
869
876
896
919
929
- Kredit pemilikan kendaraan bermotor
651
1.072
1.334
1.346
1.346
1.420
1.428
1.422
1.428
1.431
1.453
1.489
1.505
1.544
1.587
1.648
1.447
1.720
Total Konsumsi
Total
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
3.559 Total Investment
Konsumsi
- Kredit konsumsi lainnya
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
- Housing Loan (mortgage) secured by first mortgage in

order to live
- Vehicle Loans
- Other consumer credit
13.380
13.672
16.890
17.203
17.300
21.220
21.303
21.636
21.729
22.882
23.218
23.524
24.102
24.806
25.269
25.249
25.738
25.024
14.403
15.126
18.740
19.076
19.178
23.376
23.485
23.824
23.934
25.103
25.478
25.847
26.458
27.219
27.732
27.793
28.104
27.673 Total consumption
33.580
33.844
40.259
40.681
41.100
48.895
49.425
49.818
50.396
51.709
52.633
53.749
55.023
56.248
57.462
57.634
58.218
58.677
Total
119
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)

Lokasi
2007
2008
2009
2010
2013
2011
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Location
Okt
3.515
4.401
4.803
5.862
7.043
7.813
7.858
7.872
7.954
8.138
8.293
8.463
8.657
8.849
9.049
9.055
9.191
9.303
1. Jawa Barat
2. Banten
402
480
575
697
899
1.098
1.108
1.128
1.126
1.152
1.178
1.184
1.238
1.259
1.274
1.276
1.289
1.298
2. Banten
3. DKI Jakarta
365
423
473
592
700
815
859
882
885
888
899
909
940
952
992
986
976
987
4. D.I Yogyakarta
1.047
1.289
1.481
1.766
2.039
2.374
2.395
2.389
2.376
2.439
2.488
2.535
2.596
2.644
2.719
2.724
2.739
2.756
5. Jawa Tengah
5.280
6.355
7.399
8.516
9.788
11.202
11.249
11.329
11.314
11.524
11.731
11.973
12.273
12.560
12.844
12.836
12.944
13.039
6. Jawa Timur
2.557
2.977
3.564
4.150
4.849
5.780
5.797
5.824
5.886
6.048
6.189
6.324
6.512
6.697
6.885
6.861
6.882
6.907
12
17
19
21
26
30
30
30
30
30
31
31
31
32
32
31
30
30
8. Jambi
144
161
183
214
289
479
488
488
498
510
520
533
545
554
565
564
567
567
8. Jambi
9. Aceh
26
64
99
76
90
106
102
100
99
100
103
106
111
114
117
116
118
119
9. Aceh
10. Sumatera Utara
319
382
438
493
541
636
644
649
641
655
666
678
693
709
723
717
721
722 10. Sumatera Utara
11. Sumatera Barat
514
660
757
829
975
1.057
1.053
1.050
1.044
1.057
1.054
1.064
1.073
1.077
1.069
1.048
1.047
1.026 11. Sumatera Barat
12. Riau
222
316
385
501
601
692
692
694
686
692
701
707
714
732
743
735
740
13. Kepulauan Riau
376
554
828
1.376
1.892
2.476
2.514
2.514
2.500
2.518
2.538
2.581
2.613
2.649
2.684
2.696
2.695
204
280
345
449
573
731
739
752
736
746
756
756
769
772
772
768
769
769 14. Sumatera Selatan
12
15
28
36
36
35
36
36
38
38
40
40
41
43
45
46 15. Bangka Belitung
2.787
3.398
2.281
2.899
3.467
3.886
3.966
4.022
4.418
4.746
4.800
4.949
5.058
5.187
5.272
5.309
5.375
105
180
196
250
252
220
229
229
227
231
235
251
250
252
253
254
259
257 17. Kalimantan Selatan
219
281
309
347
511
582
580
578
566
564
558
547
531
524
524
522
524
524 18. Kalimantan Barat
96
132
155
178
189
211
210
211
205
209
212
220
226
227
230
228
233
231 19. Kalimantan Timur
19
34
49
83
84
80
77
83
86
94
112
120
134
136
146
150 20. Kalimantan Tengah
21. Sulawesi Tengah
113
180
188
221
379
756
795
811
845
904
952
991
1.024
1.060
1.089
1.107
1.135
1.157 21. Sulawesi Tengah
142
218
263
364
546
764
780
790
799
818
831
839
863
897
914
925
943
953 22. Sulawesi Selatan
23. Sulawesi Utara
131
158
203
288
456
591
606
622
631
653
672
693
709
722
733
737
739
739 23. Sulawesi Utara
32
42
51
51
57
78
78
79
81
83
84
87
89
89
91
91
92
14
15
20
20
20
25
26
25
25
26
27
27
27
28
28
28
28
283
341
424
464
541
632
633
633
636
648
660
672
678
676
684
688
694
1.347
1.777
2.092
2.666
3.520
4.541
4.643
4.754
4.807
4.898
4.979
5.112
5.224
5.362
5.490
5.612
5.717
25
50
88
122
152
179
178
175
172
175
180
185
199
212
229
236
241
247 29. Nusa Tenggara Timur
30. Maluku
137
167
167
161
311
508
528
541
558
586
608
629
648
661
679
695
716
734 30. Maluku
31. Papua
115
154
182
193
253
400
411
412
417
427
436
442
448
456
463
470
479
490 31. Papua
13
13
13
13
14
14
14
14
15
15
15
15
20
52
95
97
101
103
109
109
111
115
115
115
119
123
41.100
48.895
49.425
49.818
50.396
51.709
52.633
53.749
55.023
56.248
57.462
57.634
58.218
1. Jawa Barat
7. Bengkulu
15. Bangka Belitung

16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
20.540
25.472
28.001
33.844
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
740 12. Riau

2.713 13. Kepulauan Riau
5.403 16. Lampung
93 24. Sulawesi Tenggara

6 25. Sulawesi Barat
28 26. Gorontalo
694 27. Nusa Tenggara Barat
5.813 28. Bali
15 32. Maluku Utara

123 33. Papua Barat
- 34. Others
58.677
Total
120
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
2011
Des
Feb
Mar
Apr
Mei
2012
Jul
Jun
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt
UMKM

Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10.
11.
12.
13.
14.
15.
16.
17.
18.
Baki Debet
NPL
Perantara Keuangan
Baki Debet
NPL
Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
Baki Debet
NPL
Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
Jasa Pendidikan
Baki Debet
NPL
Baki Debet
NPL
Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
Jasa Perorangan yang Melayani
Rumah Tangga
Baki Debet
NPL
Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
Kegiatan yang Belum Jelas Batasannya
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Usaha
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
r)
diperbaiki
27.192
892
29.452
1.013
29.754
1.037
28.689
1.163
33.550
1.221
38.470
1.294
37.721
1.316
33.945
1.397
37.473
1.488
38.241
1.471
39.030
1.575
40.709
1.492
41.001
1.637
41.418
1.688
43.543
1.798
44.057
1.782
45.538
1.789
42.643
1.542
43.616
1.586
43.734
1.679
45.015
1.652
45.773
1.654
2.602
161
2.570
166
2.576
167
2.555
169
2.729
172
2.883
179
2.904
184
2.773
233
2.860
239
2.882
241
2.986
246
2.900
163
2.907
167
2.927
176
3.048
219
3.168
222
3.279
220
3.413
193
3.416
140
3.414
155
3.512
138
3.516
179
3.938
89
3.798
203
3.980
232
4.502
218
4.778
248
5.199
256
5.024
253
4.983
266
4.723
153
4.869
186
5.255
185
5.427
153
4.832
246
5.114
274
4.966
272
5.085
253
5.043
173
4.710
167
4.887
210
5.181
214
5.250
215
4.697
389
52.231
1.998
47.952
2.160
49.873
2.085
52.153
2.214
54.058
2.173
55.456
2.180
55.121
2.170
55.794
2.238
51.367
1.823
52.188
1.775
58.305
1.767
59.500
1.798
55.449
1.788
54.759
1.825
57.386
1.855
57.849
1.909
60.014
1.947
65.530
1.858
58.405
1.870
57.401
1.911
57.847
1.875
57.361
1.914
1.218
49
1.349
48
1.516
47
1.546
48
1.698
47
1.728
46
1.803
43
1.610
38
1.619
19
1.622
18
1.665
21
1.474
14
1.660
17
1.579
21
1.644
19
1.656
17
1.662
17
1.791
22
1.733
24
1.694
25
1.678
23
1.684
24
24.279
1.324
23.093
1.434
23.712
1.419
24.427
1.503
25.835
1.546
28.460
1.566
29.299
1.742
29.906
1.745
29.706
1.493
31.168
1.586
32.491
1.609
30.594
1.497
30.127
1.647
30.690
1.631
32.116
1.719
33.145
1.794
34.876
2.010
37.513
1.906
38.640
1.967
38.323
2.072
39.529
2.051
40.123
2.081
202.447
7.471
196.294
8.228
200.403
8.159
207.174
8.584
214.742
8.935
233.070
9.099
233.392
9.145
226.805
9.055
230.983
9.032
235.491
9.172
241.576
9.167
248.870
8.458
241.496
9.265
246.193
9.602
257.709
9.624
265.069
9.902
271.260
10.154
307.955
10.800
310.870
11.162
308.605
11.462
312.809
11.212
313.269
11.275
10.014
352
10.153
339
10.439
359
10.591
370
10.716
381
11.689
368
12.074
357
11.991
344
11.794
321
11.951
310
12.918
317
13.714
303
13.101
337
13.459
341
13.837
331
14.253
540
14.931
558
15.870
370
16.058
377
16.000
382
16.916
381
17.128
384
18.398
452
17.793
444
16.573
442
16.786
472
17.316
456
18.980
484
19.247
502
18.806
519
17.949
482
18.621
513
20.308
468
20.678
485
19.890
442
20.668
459
21.337
460
21.810
463
22.745
506
23.910
531
23.398
578
23.204
614
23.669
648
22.832
684
10.311
92
9.718
117
10.154
122
13.511
194
11.912
141
13.753
156
13.716
178
13.359
170
14.822
157
15.184
180
14.104
193
14.147
161
14.140
193
12.780
203
12.531
215
12.652
213
13.476
219
12.298
200
13.229
212
13.329
307
13.594
316
13.596
329
19.953
629
19.352
569
19.623
590
19.180
608
19.330
601
20.526
589
22.371
624
29.882
1.088
21.399
565
22.181
585
25.299
620
25.859
689
22.983
697
23.409
710
24.012
692
24.355
729
25.569
749
30.767
855
31.101
886
30.242
882
30.781
898
30.239
925
399
15
373
13
411
15
400
13
289
13
427
11
297
12
223
12
242
11
235
13
231
13
229
5
215
5
212
5
216
5
244
4
243
4
255
3
277
3
282
3
272
4
270
2
1.517
23
1.512
25
1.599
33
1.549
28
1.710
26
1.895
29
1.854
28
1.651
29
1.773
27
1.806
25
1.812
26
1.888
22
1.826
36
1.928
38
1.946
45
1.953
43
1.981
42
1.947
35
1.984
34
1.975
38
1.972
43
2.016
42
2.918
233
2.948
251
3.098
253
3.139
242
3.195
245
3.370
323
3.457
322
3.487
323
3.273
107
3.331
94
3.443
106
3.518
99
3.382
98
3.523
96
3.627
95
3.715
80
3.826
76
3.971
68
4.052
73
4.051
77
4.097
76
4.138
73
25.530
619
25.420
678
25.557
679
25.457
678
25.914
683
26.806
660
27.525
925
26.544
974
26.653
985
26.769
1.076
26.574
1.074
26.378
891
25.220
934
25.464
922
25.969
905
26.205
911
26.854
940
28.930
958
29.631
975
29.929
1.021
30.364
1.027
30.507
1.035
655
36
593
37
550
42
520
33
588
36
632
30
697
49
601
51
645
54
672
52
675
50
672
40
679
40
713
41
840
43
853
40
890
38
1.127
41
1.195
34
1.255
38
1.322
38
1.381
41
2.355
53
2.232
58
2.017
39
1.560
51
2.150
56
9
0
459
13
451
13
439
11
426
11
420
11
414
8
384
8
373
8
361
9
345
9
329
8
308
9
286
9
276
8
258
8
247
8
52.205
1.185
54.217
1.360
56.468
1.406
54.379
1.482
52.377
1.373
42.833
981
38.435
946
25.107
749
28.525
812
29.405
765
29.211
769
29.425
731
27.486
715
29.297
747
24.358
696
26.617
714
26.018
703
803r)
13r)
1,708r)
14r)
408
4
475
4
452
1
3
-
0
1
6
3
8
3
21
3
9
3
11
4
8
3
14
-
14
-
458.164
15.674
448.825
17.147
458.311
17.129
468.141
18.072
482.902
18.356
506.197
18.252
505.406
18.813
487.917
19.245
506.792
18.274
514.518
18.786
486.251
17.778
0
497.044
18.073
0
516.304
18.221
526.397
17.011
529.452
19.001
2
0
543.033
19.626
558.533
20.156
583.741
19.570
3
583.859
20.156
3
579.308
20.890
2
589.361
20.610
2
589.229
21.038
1. Agriculture, hunting, and forestry

Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
Total
NPL
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
r)
revised
121
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
MKM 1)
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
1)
2011
Des
Feb
Mar
Apr
Mei
Jun
2012
Jul
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
26.285
803
27.408
972
28.302
1.020
27.944
1.109
32.223
1.181
36.984
1.267
37.197
1.515
33.402
1.589
37.532
1.711
37.946
1.748
38.817
1.896
40.423
2.005
40.565
1.873
40.831
1.960
43.233
2.155
9.020
124
9.112
136
9.769
164
10.657
169
10.610
187
11.780
162
13.633
225
10.084
234
11.985
258
11.243
301
13.682
375
17.135
262
17.822
304
14.898
317
17.191
325
70.380
2.502
67.635
2.624
69.044
2.659
73.458
2.783
72.754
2.745
75.923
2.925
77.821
3.527
75.353
3.270
77.398
3.147
78.507
3.116
78.378
3.089
80.823
2.900
79.678
3.004
80.684
3.038
81.552
2.981
1.316
45
1.071
45
1.045
39
1.121
40
1.212
39
1.343
139
1.433
140
1.397
146
1.490
147
1.482
151
1.511
154
1.532
131
1.446
131
1.497
135
1.548
131
25.834
1.441
24.144
1.556
24.436
1.538
25.427
1.646
26.810
1.694
28.516
1.710
29.704
1.763
30.366
1.741
32.368
1.745
33.032
1.776
33.437
1.781
31.020
1.637
28.272
1.728
28.237
1.740
29.421
1.799
235.105
8.885
231.812
9.735
237.441
9.624
244.998
10.569
252.652
10.993
272.766
11.226
279.997
11.978
272.658
11.487
279.545
11.524
281.275
11.152
285.741
11.662
294.095
10.625
286.632
11.549
292.780
11.877
307.619
11.934
11.293
313
11.397
311
11.703
353
12.032
330
12.139
332
12.753
307
14.296
340
13.858
347
14.224
348
14.453
1.129
13.857
338
14.160
351
14.151
314
14.513
344
15.019
376
78.206
1.252
64.416
1.423
66.340
1.449
72.929
1.609
69.356
1.591
73.758
1.580
75.290
1.691
83.952
2.222
78.482
1.773
79.803
1.809
81.967
1.797
81.707
1.754
83.589
1.931
84.628
2.027
86.821
2.069
86.867
2.073
84.470
2.352
86.143
2.387
83.546
2.430
82.398
2.305
72.447
1.906
69.985
2.271
60.422
2.168
63.975
2.185
64.212
2.215
64.144
2.147
63.687
1.942
61.816
1.987
63.821
2.025
59.071
1.973
607.085
8.678
615.654
9.694
626.509
9.633
631.379
10.029
644.206
10.216
656.572
9.952
662.854
10.261
684.650
10.710
691.406
10.572
703.875
10.641
713.440
10.689
726.024
10.107
735.808
11.419
735.900
11.709
746.599
11.743
1.151.392
26.115
1.137.120
28.848
1.160.732
28.866
1.183.491
30.715
1.204.360
31.284
1.242.842
31.172
1.262.210
33.712
1.266.142
33.915
1.288.406
33.409
1.305.828
34.039
1.324.974
33.926
1.350.606
31.714
1.349.779
34.240
1.357.789
35.173
1.388.074
35.485
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Economic Sector
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM
Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
122
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)

2011
Jenis Penggunaan
Ags
Sep
2012
Okt
Nov
Des
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Type of Use
Jun
Juli
Ags
Sep
Okt
UMKM
1. Working Capital
UMKM
1. Modal Kerja
Baki Debet
NPL
335.098
16.195
341.069
15.795
342.838
15.700
345.700
15.763
355.888
12.770
382.723
14.639
394.866
14.725
403.047
13.645
388.852
14.584
395.154
15.054
406.954
15.161
419.198
15.487
431.290
15.891
430.471
14.818
428.877
15.259
425.069
15.874
429.683
15.597
429.773
15.869
93.437
3.215
94.930
3.174
97.011
3.222
99.805
3.223
102.275
2.903
114.322
3.433
121.438
3.497
123.350
3.366
117.941
3.690
119.364
3.732
122.498
3.840
123.835
4.139
127.242
4.264
153.270
4.752
154.982
4.897
154.239
5.017
159.678
5.013
159.455
5.169
0
0
1
0
1
0
0
0
1
1
428.536
19.411
436.000
18.969
439.850
18.922
445.505
18.986
458.164
15.674
2. Investment
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
NPL
Jumlah
Baki Debet
NPL
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
1)
Total
NPL
4. Un-identified
0
497.044
18.073
0
516.304
18.221
0
526.397
17.011
0
506.792
18.274
0
514.518
18.786
1
529.452
19.001
0
543.033
19.626
0
558.533
20.156
0
583.741
19.570
0
583.859
20.156
0
579.308
20.890
0
589.361
20.610
589.229
21.038
Total
NPL
Total
Baki Debet
NPL
MKM 1)
1. Working Capital
MKM 1)
1. Modal Kerja
Baki Debet
Total
NPL
3. Consumption
Baki Debet
Total
NPL
400.366
408.748
412.394
418.022
427.154
17.353
17.217
17.235
17.062
14.233
106.206
3.504
107.584
3.573
110.321
3.631
113.420
3.578
117.247
3.205
137.715
4.506
140.967
4.575
141.492
4.134
141.456
4.690
143.327
4.719
145.753
4.909
569.897
578.462
590.794
600.019
606.991
9.966
9.942
9.954
9.800
8.677
703.463
10.641
713.006
10.689
725.519
10.106
735.277
11.418
735.339
11.709
745.989
11.742
1.076.469
30.823
1.094.794
30.732
1.113.510
30.819
1.131.461
30.440
1.151.392
26.115
1.305.828
34.039
1.324.974
33.926
1.350.606
31.714
1.349.779
34.240
1.357.789
35.173
1.388.074
35.485
464.651
18.892
471.000
18.663
483.595
17.473
473.046
18.133
479.123
18.745
496.332
18.833
Total
NPL
2. Investment
Total
NPL
3. Consumption
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while
data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
123
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
Ags
Sep
2012
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Juli
Ags
Sep
Category of Bank
Okt
UMKM 1)
1. Bank Persero
Baki Debet
1. State Owned Banks

Total
208.081
211.612
213.182
214.801
222.645
216.297
218.914
218.691
228.334
245.191
247.864
233.157
226.303
230.198
234.182
242.861
239.771
244.615
254.325
260.655
268.170
291.569
288.945
283.103
289.758
291.609
Mikro
58.618
59.149
56.135
56.197
58.287
58.350
58.902
54.287
60.824
67.071
70.129
62.319
63.222
64.130
65.109
66.555
66.989
68.563
71.037
73.123
75.936
79.305
82.703
82.508
84.372
85.074
Micro
Kecil
80.389
80.877
82.875
83.411
86.113
82.435
83.566
86.921
89.429
96.513
97.212
91.097
90.874
92.266
94.046
98.136
94.166
96.255
100.563
102.402
105.169
113.364
114.320
114.159
115.995
117.004
Small
Menengah
Medium
69.074
71.585
74.173
75.193
78.245
75.512
76.447
77.483
78.080
81.607
80.523
79.741
72.207
73.802
75.027
78.169
78.616
79.796
82.725
85.130
87.065
98.900
91.923
86.437
89.391
89.531
11.871
11.398
11.284
11.312
9.019
10.016
9.931
10.482
10.626
10.574
10.913
10.923
9.557
9.686
9.810
9.093
9.872
10.231
10.395
10.537
10.645
10.694
10.975
11.512
11.236
11.212
Mikro
1.761
1.711
1.330
1.329
1.174
1.380
1.397
1.442
1.385
1.381
1.429
1.424
1.376
1.354
1.343
1.214
1.431
1.482
1.522
1.522
1.537
1.574
1.617
1.687
1.662
1.655
Micro
Kecil
6.014
5.856
5.945
5.962
4.450
4.965
4.867
5.239
5.377
5.312
5.456
5.447
5.141
5.138
5.184
4.694
4.972
5.130
5.303
5.350
5.430
5.480
5.420
5.586
5.466
5.332
Small
Menengah
4.096
3.831
4.009
4.021
3.395
3.671
3.667
3.801
3.865
3.881
4.028
4.052
3.039
3.194
3.283
3.185
3.469
3.619
3.570
3.665
3.678
3.640
3.937
4.239
4.108
4.226
NPL
Medium
2. Regional Development Banks
2. BPD
Baki Debet
NPL
31.116
31.803
32.011
32.517
31.314
36.525
37.671
38.633
40.087
42.567
43.193
44.462
45.134
45.595
46.494
45.082
42.223
43.412
43.171
46.144
47.608
42.667
43.914
44.599
45.649
47.339
Total
Mikro
4.532
4.764
4.576
4.710
4.509
7.291
7.753
7.572
8.145
8.766
8.997
8.843
9.036
8.944
9.163
9.038
8.781
8.972
8.013
9.367
9.230
8.860
8.987
8.981
9.018
9.285
Micro
Kecil
19.180
19.195
19.169
19.270
18.880
19.485
19.952
20.652
20.747
21.549
21.494
22.156
22.572
22.207
22.262
21.091
18.960
19.241
19.296
20.158
21.175
20.044
20.570
20.822
21.158
22.042
Small
7.404
7.844
8.267
8.537
7.925
9.748
9.967
10.409
11.196
12.253
12.702
13.463
13.526
14.443
15.069
14.953
14.482
15.199
15.862
16.619
17.203
13.763
14.357
14.796
15.473
16.011
Medium
2.079
2.118
2.152
2.147
1.593
2.015
2.017
2.120
2.253
2.343
2.481
2.688
2.652
2.858
2.856
2.612
2.875
2.962
2.917
3.145
3.291
2.867
3.084
3.208
3.177
3.339
222
270
267
276
239
393
391
364
394
402
421
434
477
543
533
443
483
504
475
535
530
522
568
614
617
657
Micro
1.366
1.346
1.390
1.364
915
1.062
1.128
1.238
1.265
1.293
1.351
1.494
1.461
1.527
1.547
1.327
1.395
1.439
1.406
1.460
1.612
1.438
1.538
1.580
1.544
1.568
Small
492
502
496
508
439
561
498
517
593
647
709
760
714
787
776
842
997
1.020
1.035
1.150
1.149
908
977
1.013
1.015
1.114
Menengah
NPL
Mikro
Kecil
Menengah
Medium
3. Foreign Exchange Commercial
Banks
3. Bank Swasta Nasional

Baki Debet
NPL
Total
182.039
185.723
184.917
188.252
194.234
189.103
195.165
203.759
201.481
207.398
201.915
202.268
206.009
212.444
225.953
228.991
215.256
216.758
221.787
225.915
232.153
238.540
242.000
242.845
244.605
238.445
Mikro
25.770
26.001
25.358
25.029
24.759
22.845
23.191
24.171
23.695
23.898
23.668
23.106
23.182
22.789
21.871
21.476
20.191
20.142
20.221
20.095
20.302
20.525
20.744
20.697
20.904
21.333
Micro
Kecil
39.406
40.240
40.695
40.269
40.660
40.542
41.906
43.353
43.206
43.027
42.008
41.890
41.526
41.461
45.369
44.581
39.314
39.927
40.296
40.285
41.174
41.041
41.093
41.063
41.242
41.214
Small
116.863
119.482
118.864
122.954
128.816
125.716
130.067
136.234
134.580
140.472
136.239
137.271
141.301
148.193
158.713
162.934
155.751
156.689
161.270
165.536
170.677
176.974
180.163
181.085
182.460
175.898
5.230
5.213
5.130
5.197
4.710
4.860
4.950
5.212
5.213
5.085
5.156
5.383
5.275
5.275
5.318
5.096
5.317
5.400
5.499
5.751
6.026
5.810
5.894
5.981
6.005
6.225
721
682
691
675
618
615
643
671
757
768
756
801
837
822
808
758
774
780
845
859
895
860
867
852
848
841
Micro
Kecil
1.736
1.747
1.733
1.796
1.645
1.644
1.689
1.813
1.808
1.775
1.835
1.899
1.810
1.778
1.793
1.720
1.826
1.866
1.955
1.953
2.007
2.026
2.048
2.114
2.083
2.105
Small
Menengah
2.774
2.785
2.707
2.727
2.447
2.601
2.619
2.728
2.648
2.543
2.565
2.683
2.628
2.675
2.718
2.618
2.717
2.754
2.698
2.939
3.124
2.924
2.979
3.016
3.073
3.279
Menengah
NPL
Mikro
NPL
Medium
4. Joint Venture Banks and
Foreign Owned Banks
4. Bank Asing dan

Campuran
Baki Debet
Medium
Total
7.300
6.863
9.739
9.934
9.971
6.900
6.561
7.058
13.000
11.041
12.434
8.031
8.805
8.807
9.675
9.463
9.541
9.734
10.169
10.319
10.601
10.966
8.999
8.761
9.349
11.836
Mikro
208
249
507
573
470
113
109
115
2.876
471
1.292
121
162
109
667
107
112
58
43
40
103
161
69
63
65
93
Micro
Kecil
469
471
698
792
874
567
554
532
1.646
1.617
1.590
488
534
546
501
465
452
393
399
393
393
373
392
396
391
568
Small
6.623
6.143
8.534
8.570
8.627
6.220
5.898
6.411
8.478
8.953
9.551
7.422
8.109
8.152
8.507
8.891
8.978
9.283
9.726
9.886
10.106
10.432
8.538
8.302
8.893
11.175
230
240
355
330
352
256
231
258
264
250
263
251
294
254
237
208
210
193
190
194
193
198
203
189
193
262
31
30
31
30
16
13
13
13
18
13
51
13
57
13
Micro
Small
Menengah
NPL
Mikro
Kecil
Menengah
21
19
29
29
62
60
59
59
59
58
58
57
58
57
50
40
40
24
26
25
26
25
26
24
23
23
178
191
295
271
275
183
159
185
186
179
154
180
179
183
178
161
163
165
161
165
165
171
177
165
168
230
NPL
Medium
Total
Jumlah
Baki Debet
Medium
NPL
428.536
436.000
439.850
445.505
458.164
448.825
458.311
468.141
482.902
506.197
505.406
487.917
486.251
497.044
516.304
526.397
506.792
514.518
529.452
543.033
558.533
583.741
583.859
579.308
589.361
589.229
19.411
18.969
18.922
18.986
15.674
17.147
17.129
18.072
18.356
18.250
18.813
19.245
17.778
18.073
18.221
17.011
18.274
18.786
19.001
19.626
20.156
19.570
20.156
20.890
20.610
21.038
Baki Debet
NPL
124
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
Ags
Sep
2012
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
MKM 1)
1. Bank Persero
Jun
Juli
Ags
Sep
Category of Bank
Okt
1. State Owned Banks

Total
Baki Debet
393.444
397.915
400.301
404.602
415.623
412.216
419.037
425.516
432.329
445.061
453.138
456.863
466.579
474.024
484.257
502.447
508.100
505.110
520.215
Mikro
119.877
121.386
120.114
120.468
122.104
118.896
118.758
121.793
116.315
117.686
133.503
135.504
137.695
137.012
140.186
143.877
154.319
143.998
148.938
Micro
Kecil
175.737
176.978
180.317
182.649
188.524
191.703
196.184
195.126
205.257
211.279
208.070
211.661
215.625
221.806
226.306
234.031
235.240
239.928
245.762
Small
Menengah
Medium
97.830
99.550
99.870
101.485
104.996
101.616
104.095
108.596
110.757
116.095
111.565
109.697
113.260
115.205
117.765
124.540
118.541
121.183
125.515
14.602
14.225
14.036
13.848
11.258
13.007
12.583
14.039
14.260
13.950
15.813
16.103
15.740
16.405
16.277
15.271
16.762
17.344
17.432
Mikro
3.941
3.835
3.628
3.464
2.997
3.417
3.354
4.140
3.960
3.921
9.881
9.847
9.557
9.950
9.653
9.520
9.965
10.293
10.318
Micro
Kecil
4.753
4.630
4.597
4.640
3.722
4.434
4.375
4.632
4.801
4.685
2.735
2.922
2.823
2.895
3.026
2.611
3.121
3.272
3.315
Small
Menengah
5.908
5.760
5.811
5.744
4.539
5.155
4.853
5.268
5.498
5.343
3.197
3.333
3.360
3.561
3.598
3.140
3.676
3.779
3.799
NPL
Baki Debet
NPL
Medium
2. Regional Development Banks
2. BPD
149.963
151.887
154.537
156.413
155.024
157.050
160.565
164.717
168.975
173.945
177.158
179.785
183.168
187.269
190.275
190.815
190.075
193.809
197.449
Total
Mikro
35.933
35.891
35.933
35.484
36.921
34.348
34.093
33.360
34.633
34.433
33.828
34.149
34.183
33.548
33.164
32.580
31.849
30.985
31.265
Micro
Kecil
103.404
104.953
107.043
109.042
107.321
112.610
115.679
119.589
122.197
126.367
129.509
131.280
133.765
137.898
140.741
142.679
143.992
148.056
150.822
Small
10.627
11.043
11.562
11.887
10.782
10.093
10.792
11.768
12.145
13.145
13.821
14.356
15.220
15.823
16.369
15.556
14.234
14.768
15.362
3.337
3.430
3.482
3.497
2.562
2.795
2.886
3.062
3.207
3.223
3.336
3.556
3.550
3.638
3.656
3.297
3.524
3.645
3.694
636
694
688
633
470
524
519
497
550
543
515
610
632
626
612
555
564
565
594
Micro
Kecil
1.392
1.437
1.470
1.489
1.176
1.316
1.356
1.446
1.490
1.497
1.567
1.649
1.674
1.670
1.692
1.489
1.641
1.704
1.701
Small
Menengah
1.310
1.299
1.323
1.375
915
955
1.011
1.119
1.166
1.183
1.254
1.296
1.244
1.342
1.352
1.253
1.318
1.376
1.399
Menengah
NPL
Mikro
3. Bank Swasta Nasional

Baki Debet
Medium
NPL
Medium
3. Foreign Exchange Commercial
Banks
Total
475.761
485.700
493.033
502.893
512.566
518.909
529.479
541.669
550.054
566.256
575.093
575.098
582.583
589.044
594.239
601.409
595.518
602.672
611.913
Mikro
92.506
94.007
96.420
99.133
97.877
98.496
99.735
103.079
100.994
103.794
105.959
102.046
101.843
100.876
99.331
97.552
93.057
92.392
94.800
Micro
Kecil
181.419
185.004
188.657
191.148
195.035
198.772
201.315
204.225
208.043
213.439
216.702
218.322
220.708
223.433
226.516
228.341
228.630
231.317
232.939
Small
Menengah
201.836
206.688
207.956
212.612
219.654
221.640
228.430
234.364
241.017
249.024
252.432
254.731
260.032
264.735
268.392
275.516
273.831
278.962
284.174
11.081
11.229
11.265
11.123
10.204
10.896
11.238
11.458
11.645
11.908
12.473
12.201
12.130
12.066
12.112
11.502
12.250
12.364
12.539
Mikro
2.943
2.944
3.100
3.028
2.802
2.823
3.004
2.989
3.055
3.557
3.953
3.307
3.283
3.187
3.178
2.918
2.965
2.956
2.950
Micro
Kecil
3.685
3.738
3.717
3.678
3.349
3.606
3.693
3.824
3.939
3.901
3.996
4.157
4.151
4.208
4.237
4.084
4.402
4.555
4.687
Small
Menengah
4.453
4.547
4.447
4.417
4.053
4.467
4.541
4.646
4.651
4.450
4.524
4.737
4.697
4.671
4.697
4.500
4.883
4.853
4.902
NPL
4. Bank Asing dan

Campuran
Baki Debet
Medium
NPL
Medium
4. Joint Venture Banks and
Foreign Owned Banks
Total
57.300
59.292
65.639
67.552
68.180
48.945
51.651
51.589
53.002
57.580
56.821
54.397
56.075
55.491
56.203
55.935
56.086
56.198
58.497
Mikro
40.144
41.901
44.254
45.584
46.218
26.815
29.051
28.639
29.328
33.279
31.793
29.520
30.917
29.687
30.345
29.972
29.862
29.597
31.516
Micro
Kecil
6.017
5.905
6.700
6.823
7.005
7.010
7.022
7.133
7.253
7.305
7.465
7.259
7.353
7.489
7.536
7.558
7.457
7.544
7.600
Small
11.139
11.485
14.685
15.145
14.957
15.120
15.577
15.816
16.421
16.997
17.563
17.617
17.806
18.315
18.323
18.405
18.768
19.057
19.380
1.803
1.848
2.037
1.972
2.091
2.150
2.159
2.155
2.172
2.091
2.090
2.055
1.990
1.930
1.880
1.643
1.705
1.820
1.819
1.082
1.085
1.077
1.088
1.223
1.258
1.264
1.246
1.248
1.173
1.144
1.098
1.032
965
945
849
900
993
1.001
Micro
Kecil
495
517
562
537
542
565
575
589
598
613
620
621
613
595
560
481
488
504
504
Small
Menengah
226
246
399
347
325
327
320
320
325
305
326
337
345
369
375
313
317
323
314
Medium
1.076.469
1.094.794
1.113.510
1.131.460
1.151.392
1.137.120
1.160.732
1.183.491
1.204.360
1.242.842
1.262.210
1.266.142
1.288.406
1.305.828
1.324.974
1.350.606
1.349.779
1.357.789
1.388.074
30.823
30.732
30.819
30.440
26.115
28.848
28.866
30.715
31.284
31.172
33.712
33.915
33.409
34.039
33.926
31.714
34.240
35.173
35.485
Menengah
NPL
Mikro
Baki Debet
NPL
Medium
NPL
Total
Jumlah
1)
Mei
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
125
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2011
2012
2013
Category of Bank
Kelompok Bank
Des
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Juli
Ags
Sep
Okt
UMKM
1. Jawa Barat
58.034
64.581
64.257
63.476
61.446
63.511
66.468
67.636
65.458
66.718
67.339
70.116
71.538
74.091
75.284
74.863
75.180
75.618 1.
Jawa Barat
2. Banten
16.026
17.421
17.221
17.101
16.999
17.478
18.469
18.863
18.297
18.542
19.018
19.650
20.397
21.599
21.946
21.503
21.606
21.902 2.
Banten
3. DKI Jakarta
82.225
88.118
86.877
82.879
82.519
85.404
92.282
93.051
86.302
86.960
89.811
89.811
95.280
97.963
92.565
90.837
93.283
90.471 3.
DKI Jakarta
5.413
5.973
6.108
5.987
6.163
6.136
6.326
6.549
6.403
6.541
6.725
6.725
7.251
7.776
7.977
7.936
8.132
8.137 4.
5. Jawa Tengah
43.721
48.996
49.075
47.667
48.491
49.641
50.376
51.576
51.519
51.850
54.047
54.518
56.489
59.319
59.864
59.930
61.105
61.397 5.
Jawa Tengah
6. Jawa Timur
62.346
66.677
64.989
63.156
61.407
61.989
63.978
65.980
64.315
65.430
67.795
69.409
71.207
76.044
76.728
75.917
76.647
77.218 6.
Jawa Timur
7. Bengkulu
3.115
3.540
3.519
3.339
3.446
3.553
3.558
3.598
3.574
3.570
3.676
3.772
3.829
3.948
3.994
3.965
4.007
4.006 7.
Bengkulu
8. Jambi
6.724
7.634
7.625
7.332
7.404
7.503
7.634
7.809
7.588
7.694
7.907
8.063
8.359
8.690
8.687
8.666
8.741
8.732 8.
Jambi
9. Aceh
5.850
6.696
7.223
7.039
6.372
6.391
6.385
6.395
6.189
6.219
6.485
6.575
6.638
7.208
6.988
6.922
7.015
7.043 9.
Aceh
10. Sumatera Utara
26.707
30.232
31.371
28.831
28.919
29.928
31.159
31.470
30.121
30.872
31.564
32.186
32.607
34.279
34.557
34.865
35.259
36.089 10. Sumatera Utara
11. Sumatera Barat
8.721
10.102
10.284
10.082
10.135
10.331
10.525
10.663
10.336
10.663
10.991
11.281
11.482
11.532
11.648
11.462
11.618
11.548 11. Sumatera Barat
13.995
15.269
15.339
15.163
15.017
15.269
15.894
16.096
15.598
15.727
15.839
16.155
16.845
17.522
17.716
17.340
17.665
17.624 12. Riau
4.648
5.545
5.545
5.420
5.089
5.192
5.390
5.514
5.548
5.554
5.764
5.986
6.457
6.737
6.990
6.922
7.190
6.981 13. Kepulauan Riau
12.190
14.230
14.297
14.028
14.235
14.466
14.829
14.807
14.444
14.619
14.804
15.241
15.650
16.192
16.329
16.376
17.287
17.290 14. Sumatera Selatan
15. Bangka Belitung
2.225
2.471
2.471
2.337
2.010
2.245
2.282
2.604
2.483
2.514
2.420
2.499
2.545
2.747
2.773
2.779
2.846
2.900 15. Bangka Belitung
16. Lampung
9.060
9.432
9.462
8.960
9.774
9.755
10.149
10.276
9.781
10.179
10.270
10.653
10.736
11.089
11.285
11.067
11.281
6.242
7.244
7.180
7.061
7.401
7.534
8.179
8.086
7.417
7.483
7.899
8.201
8.214
8.664
8.743
8.558
8.849
6.910
7.499
7.589
7.510
7.829
7.847
7.995
8.350
8.086
8.205
8.543
8.847
9.065
9.556
9.695
9.674
9.844
10.105 18. Kalimantan Barat
15.118
16.589
16.444
16.585
16.590
16.636
17.457
17.295
16.254
16.552
17.271
17.738
18.175
19.047
19.523
19.587
20.141
20.085 19. Kalimantan Timur
3.590
4.217
4.325
4.199
4.286
4.346
4.399
4.433
4.321
3.896
3.995
4.100
4.209
4.326
4.388
4.416
4.648
4.664 20. Kalimantan Tengah
21. Sulawesi Tengah
5.183
5.699
5.707
5.149
5.216
5.288
5.362
5.559
5.313
5.398
5.616
5.783
5.955
6.267
6.328
6.294
6.426
6.410 21. Sulawesi Tengah
17.926
19.168
19.063
18.187
17.754
18.177
18.312
19.460
19.318
20.274
20.888
21.421
21.771
23.098
23.167
22.857
23.100
23.107 22. Sulawesi Selatan
23. Sulawesi Utara
5.923
6.850
6.724
5.997
5.751
5.781
5.835
5.861
5.626
5.698
5.883
6.033
6.177
6.459
6.221
6.104
6.293
6.356 23. Sulawesi Utara
2.871
3.628
3.681
3.243
3.357
3.534
3.583
3.715
3.678
3.783
3.951
4.005
4.109
4.303
4.386
4.368
4.442
4.459 24. Sulawesi Tenggara
25. Sulawesi Barat
1.326
1.633
1.653
1.424
1.521
1.548
1.554
1.567
1.570
1.615
1.649
1.687
1.715
1.781
1.797
1.781
1.821
1.820 25. Sulawesi Barat
26. Gorontalo
1.701
2.112
2.190
1.793
1.803
1.785
1.812
1.820
1.779
1.800
1.834
1.888
1.931
1.975
1.967
1.918
1.953
1.955 26. Gorontalo
3.820
4.750
4.868
4.690
4.783
4.879
4.949
5.175
5.145
5.286
5.508
5.627
5.751
5.972
6.033
6.033
6.145
6.115 27. Nusa Tenggara Barat
13.050
14.545
14.697
14.586
15.150
15.504
15.646
16.356
15.998
16.032
16.497
16.912
17.635
18.245
18.637
18.791
19.122
2.624
3.140
3.145
2.984
3.113
3.167
3.203
3.297
3.104
3.243
3.379
3.509
3.670
3.824
3.902
3.972
3.995
4.056 29. Nusa Tenggara Timur
30. Maluku
1.756
1.944
1.891
1.593
1.927
1.773
1.752
1.808
1.699
1.717
1.767
1.809
1.823
1.922
1.927
1.845
1.874
1.908 30. Maluku
31. Papua
4.752
5.212
5.339
5.141
5.343
5.396
5.462
5.477
4.629
4.851
5.124
5.330
5.492
5.840
6.020
6.022
6.149
6.301 31. Papua
32. Maluku Utara
1.204
1.557
1.573
1.301
1.303
1.292
1.298
1.327
1.274
1.298
1.341
1.407
1.426
1.476
1.472
1.449
1.439
1.449 32. Maluku Utara
33. Papua Barat
1.881
2.228
2.294
2.320
2.361
2.388
2.434
2.523
2.245
2.328
2.427
2.497
2.606
2.764
2.817
2.782
2.818
2.850 33. Papua Barat
259
355
307
272
286
346
348
369
372
378
368
365
447
370
371
387
327
1.030
913
1.071
1.084
1.053
1.031
1.020
1.032
1.010
1.027
1.057
3.232
1.054
1.114
1.135
1.121
1.114
Jumlah
458.164
506.197
505.406
487.917
4. D.I Yogyakarta
12. Riau
13. Kepulauan Riau
28. Bali
34. Lainnya
486.251
497.044
516.304
526.397
506.792
514.518
529.452
543.033
558.533
583.741
583.859
579.308
589.361
D.I Yogyakarta
11.237 16. Lampung

8.785 17. Kalimantan Selatan
19.193 28. Bali
313 34. Lainnya

1.104 35. Tidak Teridentifikasi
589.229
Total
126
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2011
2012
2013
Category of Bank
Kelompok Bank
Des
MKM
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Juli
Ags
Sep
Okt
1)
1. Jawa Barat
1. Jawa Barat
175.897
190.217
193.031
195.973
198.819
201.368
203.880
207.552
209.964
212.057
215.351
56.857
61.222
63.276
66.089
66.284
68.510
68.656
70.082
70.123
72.725
72.161
215.963
221.740
225.190
216.011
223.377
223.541
230.029
237.266
238.484
228.808
243.461
4. D.I Yogyakarta
13.368
14.173
14.409
14.754
14.987
15.242
15.567
15.857
15.716
15.947
16.256
5. Jawa Tengah
95.742
103.018
104.195
106.421
107.750
110.030
111.641
114.094
113.974
115.567
117.385
5. Jawa Tengah
128.190
139.708
142.319
142.762
144.622
146.226
147.630
150.323
149.781
151.962
154.741
6. Jawa Timur
8.430
9.850
9.940
10.016
10.128
10.209
10.336
10.503
10.526
10.601
10.808
7. Bengkulu
8. Jambi
15.415
16.999
17.430
17.388
17.704
17.998
18.196
18.485
18.466
18.754
18.985
8. Jambi
9. Aceh
18.585
19.430
19.563
19.664
19.873
20.017
20.101
20.217
20.090
20.286
20.565
9. Aceh
10. Sumatera Utara
58.917
65.819
65.916
66.595
67.281
68.768
69.408
70.333
69.825
70.967
72.211
10. Sumatera Utara
11. Sumatera Barat
23.000
25.213
25.491
25.666
26.048
26.317
26.654
27.088
26.646
27.097
27.560
11. Sumatera Barat
12. Riau
32.210
35.778
36.145
36.114
36.554
36.833
37.041
37.337
37.065
37.329
37.646
12. Riau
13. Kepulauan Riau
12.940
14.062
14.309
14.514
14.698
14.857
15.059
15.193
15.094
15.258
15.502
13. Kepulauan Riau
30.079
32.943
33.426
33.665
34.307
34.691
35.091
35.261
35.275
35.835
36.203
15. Bangka Belitung
4.551
4.885
4.953
5.042
5.135
5.214
5.284
5.434
5.363
5.471
5.666
15. Bangka Belitung
16. Lampung
20.742
22.445
22.837
23.001
23.327
23.511
23.631
23.862
23.496
23.705
23.984
16. Lampung
17.238
18.787
19.048
19.396
19.787
20.080
20.331
20.819
20.550
20.978
21.267
16.295
18.196
18.493
18.773
19.062
19.428
19.757
19.963
19.735
20.069
20.423
27.365
29.961
30.522
30.859
31.677
32.158
32.761
33.123
32.502
32.994
33.673
8.452
10.926
11.060
11.162
11.433
11.534
11.660
11.769
11.686
11.851
12.088
21. Sulawesi Tengah
11.587
12.667
12.818
13.453
13.727
13.596
13.777
14.043
14.004
14.312
14.639
21. Sulawesi Tengah
42.958
46.519
46.886
47.412
48.106
48.981
49.647
50.569
50.509
51.382
52.194
23. Sulawesi Utara
15.716
16.962
17.035
16.765
17.200
17.888
18.218
18.500
18.300
18.626
19.000
23. Sulawesi Utara
8.595
9.632
9.772
10.023
10.221
10.383
10.529
10.806
10.858
11.120
11.429
25. Sulawesi Barat
3.211
3.547
3.594
3.767
3.839
3.912
3.955
4.002
4.114
4.179
4.260
25. Sulawesi Barat
26. Gorontalo
4.775
5.334
5.424
5.523
5.677
5.761
5.863
5.977
6.020
6.140
6.251
26. Gorontalo
12.762
14.210
14.407
14.579
14.821
15.037
15.334
15.609
15.589
15.889
16.229
28. Bali
27.122
29.707
30.197
30.747
31.506
32.061
32.626
33.573
33.397
34.082
34.669
28. Bali
10.291
11.434
11.573
11.801
12.048
12.189
12.337
12.388
12.184
12.410
12.676
30. Maluku
4.725
5.077
5.102
5.141
5.225
5.303
5.353
5.478
5.387
5.462
5.588
31. Papua
9.505
10.809
11.020
11.324
11.590
11.769
11.974
12.161
11.815
12.121
12.510
32. Maluku Utara
3.104
3.543
3.591
3.611
3.714
3.761
3.823
3.900
3.856
3.964
4.048
32. Maluku Utara
33. Papua Barat
3.630
4.244
4.291
4.373
4.461
4.552
4.643
4.752
4.669
4.804
4.966
33. Papua Barat
13.176
13.784
14.943
13.758
13.420
14.101
14.183
14.288
14.716
15.035
13.680
1.151.392
1.242.842
1.262.209
1.266.142
2. Banten
3. DKI Jakarta
6. Jawa Timur
7. Bengkulu
34. Lainnya
Jumlah
1)
1.288.406
1.305.828
1.324.974
1.350.606
1.349.779
1.357.789
1.388.074
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
30. Maluku
31. Papua
34. Lainnya
Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
127

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VOL: 11 No.

STATISTIK PERBANKAN INDONESIA

Statistik Perbankan Indonesia (SPI) merupakan

The Banking Statistics Indonesia (SPI) is a media

penyempurnaan SPI yang memetakan tabel-tabel SPI

Jakarta, December 2013

Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai titik

Commas in the numbers please read as point and vice

Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.

Data Source : Bank Indonesia unless mentioned otherwise.

1. Data yang digunakan dalam Publikasi SPI bersumber

The data used in the Indonesian Banking Statistics is

Data from the Commercial Bank Monthly Reports and

Data dalam publikasi Bank Indonesia ini juga disediakan

The data in Bank Indonesia publication are also provided

Departemen Perizinan dan Informasi Perbankan

Bank Licensing and Banking Information Department

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT

RURAL BANK DATA

Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013

: Aktiva Produktif Yang Diklasifikasikan

: Classified Earning assets

: Aktiva Tertimbang Menurut Risiko

: Risk Weighted Assets

: Biaya Operasional terhadap

: Operations Expenses to Operations

: Bank Pembangunan Daerah

: Regional Development Bank

: Capital Adequacy Ratio

: Capital Adequacy Ratio

: Dana Pihak Ketiga

: Third Party Funds

: Kualitas Aktiva Produktif

: Earning assets Qualtiy

: Kewajiban Bersih Antar Bank

: Inter-Bank Net Liabilities

: Kantor Cabang Pembantu

: Laporan Bulanan Bank Umum

: Commercial Bank Monthly Report

: Loan to Deposit Ratio

: Loan to Deposit Ratio

: Net Interest Margin

: Net Interest Margin

: Non Performing Loan

: Sistem Informasi Perbankan

: Banking Information System

: Usaha Kecil Menengah

: Usaha Mikro Kecil Menengah

: Net Operating Margin

: Financing to Deposit Ratio

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

: Net Operating Margin

: Financing to Deposit Ratio

1.1.a s.d 1.7.a

1.8.a s.d 1.14.a