July 2013

CRIterion32 Loan Application Manual

Personal Loan

Created by: Jennifer Moore

Table of Contents
Open CRIterion32 ...............................................................................................................................1
Logon to CRIterion ..............................................................................................................................1
Retrieve Member .................................................................................................................................2
Service Selection.................................................................................................................................3
Service Steps ......................................................................................................................................3
Extract Member Information ................................................................................................................4
Request a Credit Report ......................................................................................................................4
Request a Credit Report cont ..........................................................................................................5
Update Member Profile .......................................................................................................................5
Update Member Profile cont ............................................................................................................6
Update Member Profile cont ............................................................................................................7
Update Member Debts ........................................................................................................................7
Update Member Debts cont .............................................................................................................8
Co-Applicant Input ...............................................................................................................................9
Co-Applicant Input cont ................................................................................................................. 10
Co-Applicant Input cont ................................................................................................................. 11
Co-Applicant Input cont ................................................................................................................. 12
Calculate Loan Payment ................................................................................................................... 13
Calculate Loan Payment cont ........................................................................................................ 14
Calculate Loan Payment cont ........................................................................................................ 15
Analyze Loan Package ...................................................................................................................... 15
Analyze Loan Package cont .......................................................................................................... 16
Analyze Loan Package cont .......................................................................................................... 17
CRIterion32 Main Menu .................................................................................................................... 18

This training module will guide you through the steps to complete a Personal Loan application for a
member. You will utilize the CRIterion32 software to complete the application.

Open CRIterion32
From your computer desktop,
double-click the Criterion32 icon,
the CRIterion32 Logon window
displays.

Figure 1

Logon to CRIterion
To logon to CRIterion32, complete
the following steps in the
CRIterion32 Logon window:
1. SQL Logon
a. User ID: (This will Auto-fill)
b. Password: (Leave this field
blank)
2. CRIterion32 Logon
a. Date: (This will Auto-fill)
b. User ID: (Enter your teller #)
c. Location: (This will Auto-fill)
d. Password: (Create a
password)
3. Click OK, the Retrieve Member
window displays

Figure 2
1

Retrieve Member
Click the
member retrieve
button on the menu bar, the
Retrieve Member window displays.
Figure 3
To retrieve member information,
complete the following steps:
1. Select the Member Number
option
2. Enter the loan applicants
member number in the
corresponding field
3. Click OK, the Service Selection
window displays

Figure 4

Service Selection
To select the loan type,
complete the following steps:
1. Click the New Service tab
2. Select the appropriate loan
description
3. Click OK, the CRIterion32
[Member Services] program
opens

Figure 5

Service Steps
To fill out the loan application,
you will need to complete the
steps highlighted in Figure6. A
checkmark will display as you
complete each step. Each step
is described in the following
pages.

Figure 6

Extract Member Information

To extract member information,
select the Extract Member
Information link. This data will
populate in the Member
Information window later in this
process.

Figure 7

Request a Credit Report

Next, select Request Credit
Reports link. The Request a
Credit Report window displays.

Figure 8

Request a Credit Report cont

To complete the credit report
request, enter Borrower
Information (loan applicant) and
Co-Borrower Information (coloan applicant) if applicable.
Click Next, to pull the credit
report(s). The data from the
credit report(s) will populate in
the Member Information window
later in this process.
XXX-XX-XXXX

Figure 9

Update Member Profile

Next, select Update Member
Profile link. The Member
Information window displays.

Figure 10

Update Member Profile cont

Verify all data on the Basic Info
tab is correct, make any updates
if needed.
Click Next to advance to the
Employment tab.
XXX-XX-XXXX

Figure 11
Verify all data on the
Employment tab is correct, make
any updates if needed.
Click Next to advance to the
Assets/Relative tab.

Figure 12

Update Member Profile cont

Verify all data in the Relative
Information section on the
Assets/Relative tab is correct, make
any updates if needed.
Click Next.

Figure 13

Update Member Debts

Next, select Update Member Debts
link. The Member Information window
displays.

Figure 14

Update Member Debts cont

Click Merge Debts.
Verify all data in the Mortgage/Rent section on
the Debts 1 to 12 tab is correct, make any
updates if needed.
Click Next to advance to the Debts 13 to 24 tab.

Figure 15
Click Next.

Figure 16

Co-Applicant Input
If applicable, click Update
CoApplicant Profile. The
CoApplicant/CoSigner Information
window displays.
If there is not a co-applicant, skip to
page 13.

Figure 17
Verify all data on the Basic Info tab
is correct, make any updates if
needed.
Click Next to advance to the
Employment tab.

XXX-XX-XXXX

Figure 18

Co-Applicant Input cont

Verify all data on the Employment tab
is correct, make any updates if needed.
Click Next to advance to the
Assets/Relative tab.

Figure 19
Verify all data in the Relative
Information section on the
Assets/Relative tab is correct, make
any updates if needed.
Click Next.

Figure 20

10

Co-Applicant Input cont

Click Update CoApplicant Debts.

Figure 21
Click Merge Debts.
Verify all data in the Mortgage/Rent section
on the Debts 1 to 12 tab is correct, make
any updates if needed.
Click Next to advance to the Debts 13 to 24
tab.

Figure 22

11

Co-Applicant Input cont

Click Next.

Figure 23

12

Calculate Loan Payment

Next, select the Calculate Loan Payment link.
The Update Loan Information window displays.

Figure 24
Verify all data under Additional Loan
Information is correct, make any updates if
needed.
Click Next to advance to the Financial
Calculations window.

Figure 25

13

Calculate Loan Payment cont

Click the
displays.

calculation button, Figure 27

Figure 26
Enter the loan amount requested in the
Amount Requested field, then click OK.

Figure 27

14

Calculate Loan Payment cont

To calculate the loan payment, complete
the following steps:
1. Payment frequency:
a. Click the drop-down menu and select
the appropriate frequency
2. Number of months:
a. Enter the number of monthly
payments
3. Press the Tab key on your keyboard 9
times to auto-fill the Payment fields.
4. Select the appropriate insurance code.
5. Click OK.

Figure 28

Analyze Loan Package

Next, select Analyze Loan Package link.
The Debt Ratio window displays.

Figure 29

15

Analyze Loan Package cont

Click Next to advance to the Loan Officer
Decision window.

Figure 30
To complete the loan application, enter the
following information in the comments box:
1. Members best contact number
2. Payment insurance preference
3. Click Next to advance to the Update
Status window

Figure 31

16

Analyze Loan Package cont

In the Status: field; select the
appropriate status from the dropdown menu.
Click OK to save and submit the loan
application.

Figure 32
Once the loan application is saved in
the appropriate status, Figure 33
displays.
Click OK, Figure 34 displays.

Figure 33
Once the loan application is
submitted to the appropriate Queue,
Figure 34 displays.
Click OK to return back to the
CRIterion32 main menu.

Figure 34

17

CRIterion32 Main Menu

You are now back to the
CRIterion32 main menu.
Figure 35
To return to the Retrieve
Member window, click the
select member button on the
menu bar.

Figure 36

18