Takafulink Series

8


ADDITIONAL BENEFITS/RIDERS

1. MT46P 2. MT46S 3. xxMTPB
4. MTZP
(Optional Rider)
For Takafulink
Hajj
5. MTKP
(Compulsory
Rider)
For Takafulink
Hajj
6. MTIAI 7. MTWD46
ENTRY AGE:

PARTICIPANT
Minimum
Maximum

PERSON
COVERED
Minimum
Maximum



18 years old
No limit


30 days
60 years old



18 years old
No limit


30 days
60 years old



18 years old
55 years old


30 days
55 years old



18 years old
No limit


30 days
64 years old



18 years old
No limit


30 days
69 years old



18 years old
No limit


10 years old
60 years old



18 years old
No limit


16 years old
55 years old
SUM COVERED
Minimum



Maximum

RM6,000



Age 0-15
The Lower of:
BSC or RM250,000

Age 16-60
The Lower of:
BSC or
RM1,000,000
(Including CCB BSC
if any)

RM6,000



Age 0-15
The Lower of:
BSC or 250,000

Age 16-60
The Lower of:
5 x BSC or
RM1,000,000
(Including CCB BSC
if any)





Annual
Contribution
based on basic
contribution to
be waived

RM6,000



RM100,000

RM7,000



RM7,000

RM5,000



Age 10-15
Maximum
RM5,000

Age 16-60
The Lower
of:
5 x BSC or
RM1,000,000





Annual
Contribution
based on
basic
contribution
to be waived
CERTIFICATE
TERM
Minimum
Maximum


Age 80
Age 80


Age 80
Age 80


8 years
25 years


Age 65
Age 65


Age 80
Age 80


Age 65
Age 65


Age 80
Age 80
NON MEDICAL
LIMITS
Please refer to page 31




3. GENERAL UNDERWRITING GUIDELINES

Takafulink Series

9


ADDITIONAL BENEFITS/RIDERS

8. MTWI
(Compulsory
Rider)
For Takafulink
Wanita
9. MTMP
(Optional
Rider)
For
Takafulink
Wanita
10.MTGW
(Optional Rider)
For Takafulink
Wanita
11. MTJCI 12. MTHBR 13. MTHSR 14. SM10x
ENTRY AGE:

PARTICIPANT
Minimum
Maximum

PERSON
COVERED
Minimum
Maximum




18 years old
No limit




16 years old
69 years old




18 years old
No limit




16 years old
45 years old




18 years old
No limit




16 years old
69 years old




18 years old
No limit




30 days
15 years old




18 years old
No limit




30 days
55 years old




18 years old
No limit




30 days
55 years old




18 years old
No limit




30 days
59 years old
SUM COVERED

Minimum


Maximum



RM6,000


BSC or RM500,000
whichever is lower




RM10,000


BSC or
RM300,000
whichever is
lower




RM10,000


BSC or
RM300,000
whichever is lower




RM6,000


1 BSC
or
RM250,000
whichever is
lower



RM10


Age 0-15
Maximum RM50

Age 16-55
The Lower of:
15% of Basic
Annual Contribution
OR RM200



RM10


Age 0-15
Maximum RM50

Age 16-55
The Lower of:
15% of Basic
Annual Contribution
OR RM200



RM50,000


RM200,000
CERTIFICATE
TERM
Minimum
Maximum


Age 80
Age 80


Age 50
Age 50


Age 80
Age 80


Age 25
Age 25


Age 60
Age 60


Age 60
Age 60


Age 80
Age 80
NON MEDICAL
LIMITS
Please refer to page 31

3. GENERAL UNDERWRITING GUIDELINES

Takafulink Series

10


ADDITIONAL BENEFITS/RIDERS

15. xxMS46

16. MTWS46

17. xxMJPB 18. xxMJ46
ENTRY AGE:

PARTICIPANT
Minimum
Maximum

PERSON
COVERED
Minimum
Maximum




18 years old
55 years old




30 days
55 years old




18 years old
No limit




16 years old
55 years old




18 years old
55 years old


SPOUSE

18 years old
55 years old




18 years old
55 years old


SPOUSE

18 years old
55 years old
SUM COVERED



Minimum


Maximum
Annual Contribution based on
Takaful Saver contribution to
be waived
Annual Contribution based on
basic contribution to be waived
Annual Contribution based on
basic contribution to be waived

Annual Contribution based on
Takaful Saver contribution to be
waived
CERTIFICATE
TERM
Minimum
Maximum


Age 65
Age 65


Age 80
Age 80


Age 65
Age 65


Age 65
Age 65
NON MEDICAL
LIMITS
Please refer to page 31



3. GENERAL UNDERWRITING GUIDELINES

Takafulink Series

11

4. MEDICAL UNDERWRITING GUIDELINES















































Sum
Covered
AGE RANGE
RM 0 - 15 16 35 36 - 40 41 - 45 46 - 50 51 - 55 56 - 69
Up
to
100,000



100,001
To
150,000

1 EX

150,001
To
200,000

1 EX
1 EX, MU,
BLD, ECG


200,001
To
250,000

1 EX, MU,
ECG


250,001
To
350,000
1 EX

1 EX, MU


350,001
To
400,000



1 PD & APS

1 EX, MU,
ECG
APS, BLD


400,001
To
500,000

1 EX

500,001
To
750,000









N/A
1 EX, MU,
HIV
1 EX, MU
ECG, HIV
1 EX, MU
APS, ECG,
HIV
1 EX, MU,
ECG
APS, HIV,
BLD
1 EX, MU,
ECG
APS, HIV,
BLD,
CXR, TM
750,001
To
1,000,000
1 EX, MU,
ECG, HIV

1 EX, MU, ECG, HIV,
APS, BLD

1 EX, MU, CXR, ECG,
HIV,
APS, BLD, TM
1,000,000
To
1,500,000
1 EX, MU,
ECG
APS, HIV,
BLD
1 EX, MU, ECG
APS, HIV, BLD
1 EX, MU, CXR, TM, HIV
APS, BLD
1,500,001
To
2,500,000

1 EX, 2 MU, CXR, TM,
APS, HIV, BLD
2,500,001
And
Above

2 EX, 2 MU, CXR, TM,
APS, HIV, BLD





Takafulink Series

12

LEGEND

NM - Non-Medical
EX - Medical Examination by Panel Doctor
PD - Exam by Preferred Doctor
MU - Micro Urinalysis
HIV - Blood test for the virus HTLV-I/II
ECG - Electrocardiogram
CXR - Chest X-Ray
TM - Treadmill
APS - Attending Physicians Statement
BLD - Blood taken after fasting, laboratory will test

* (BLD : Full blood count, ESR, FBS, Urea, Creatinine, Uric Acid, T.cholesterol, TG, HDL, LDL,
Liver Function Test (T.protein, Bilirubin, Alk Phos, GGT, SGOT, SGPT, Albumin, Globulin)
HepBsAg (if positive HepBeAg and AFP)