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Real Estate Glossary / Glossaire de lImmobilier
(developed by Sylvaine Chubert)


Section # 1: Anglais - Franais / English French

A
Acknowledgement of works termination dclaration d'achvement des travaux
Amortisation Amortissement, Remboursement
Anchor unit Enseigne commerciale phare
Asset, actif; underlying asset, Actif sous jacent

B
Bailiff huissier (de justice)
Building land, land designated for construction terrain btir Building permit application
demande de permis de construire
-> to present an application for a building permit f aire une demande de permis de construire
-> to deliver/ grant a building permit accorder un permis de construire
Building sponsor, (march public), (the) contracting authority matre d'ouvrage
Boundary map drawn up by a surveyor plan de bornage tabli par un gomtre

C
Capital gains (on the sale of a property) Plus-value (sur la vente dun bien)
Catchment Area Zone de chalandise (dun centre commercial)
Central Business District (CBD) Quartier Central dAffaires (QCA)
Chartered surveyor, expert immobilier
Commercial Real Estate Immobilier dEntreprise (et non pas de Commerces)
Community and utility expenses (which are not included in the monthly rent) Charges locatives
Conditions to be met before sales is completed clauses suspensives
Conditions Precedent (CPs) Conditions Pralables
Co-owner co-propritaire
Co-ownership, joint ownership Co - proprit
Condominium Rsidence
Contractor -> main/prime/lead contractor Matre duvre (la socit)

D

Declaration of building works (not requiring planning permission) Dclaration de travaux (ne
ncessitant pas de dpt de permis)
Declaration that the work has commenced Dclaration d'ouverture de chantier
Deed of sale Acte de vente
Deposit (rental) Caution
Deprivation of possession privation de jouissance
Demolition permit Permis de dmolir
Drawdown Tirage (dun prt par exemple)
Down-payment, advance payment Accompte
Dwelling occupancy tax, Ownership tax Taxe d'habitation

E
Escrow account / Compte squestre
Enjoyment Jouissance, possession, right of possession droit de jouissance
(to) Enter into possession (of property, premises) Entrer en jouissance (de biens, de locaux)
Extension of validity Prolongation de validit
F
Fees honoraires -> Agency fees Frais d'agence Notary's fees frais de notaire
Furnished Meubl (adj)
G
General contractor Entreprise gnrale du btiment
H
Handover of the works (to the client) Rception des travaux (par le matre douvrage)
High Street Retail Commerces de centre-ville
Household insurance Assurance habitation
House builder Constructeur de maison individuelle
I
Inventory (initial vs final) Etat des lieux (dentre / de sortie) of physical status of the apartment;
-> to make an inventory of fixtures Faire l'tat des lieux

J / K
Key money Pas de porte
Know Your Customer (KYC) Procdure rglementaire didentification lgale des clients
(obligatoire pour les banques pralablement la mise en place dun prt)

L

Landlord Propritaire 1/ (par rapport au locataire) 2/ (d'une maison, d'une proprit) Owner,
Proprietor
Land map (brit.), plat (amr.), land boundaries map Plan cadastral
Land registry Cadastre / Survey register office bureau du cadastre
Land and charges registry Conservation des Hypothques
Land surveyor gomtre
Land tax Impt foncier (sur la valeur du sol) vs Property tax, real estate tax Impt foncier (sur la
valeur des biens immobiliers)
Loi Scrivener law that includes a mortgage contingency protection clause
Lawyer Avocat
Lease (leasehold) Bail -> During the lease term Pendant la dure du bail
- > To renew the lease (at the end of each lease term) Renouveler le bail
Lessee Preneur de bail
Lessor (landlord), Bailleur , Propritaire
Listed on Stock Exchange, ct en Bourse -> Listed real estate Immobilier ct
Liability (biennial), biennial responsibility Responsabilit biennale
-> Third-party liability, third-party insurance Responsabilit civile
-> Decennal liability, decennal responsibility Responsabilit dcennale
Loan facility Facilit de crdit

M
Mall ( US) , Commercial Center (UK) Centre commercial
Mortgage loan prt hypothcaire
Mortgage registry Conservation des hypothques, bureau des hypothques


N

Net habitable space Surface Hors uvre Nette (SHON)
Non-trading real estate corporation Socit civile immobilire (SCI)

O
Occupier Utilisateur
Operating company, Opco (vs property company Propco) Socit dexploitation
P
Percentage of net habitable space Coefficient d'occupation du sol (COS)
Personal information( including marital status) Etat civil
Planning certificate, planning permit certificat d'urbanisme (CDU) ( ne pas confondre avec le
permis de construire)
Pledge Nantissement
Plot (of land), Parcelle
Premises Locaux
Price estimate Devis
Primary residence, principal residence, chief residence Rsidence principale
Principal (of a loan) Prt en Principal
Private agreement giving an estate agent power to search for a property Mandat de recherche de
bien
Project manager, chief architect, engineer for the works Matre d'uvre/ (la personne)
Propertys condition Etat de limmeuble
-> to check a propertys condition vrifier ltat d'un immeuble
Property tax Taxe foncire
Provisional sales agreement, promise to purchase Compromis de vente
Proxy, power of attorney pouvoir / procuration
Public / listed on Stock Exchange, ct en Bourse
Public Planning Board Etablissement Public dAmenagement (EPA)
Public private joint venture company Socit dEconomie Mixte (SEM)
Publication/ listing of properties on auction March immobilier des notaires
Purchase offer Offre d'achat
Purchaser Acqureur
Purge of use Purg de tout recours
Property management company Syndic
R
Real estate agent/ broker, realtor (U.S.), agent immobilier
Register of ownership Matrice cadastrale register of landowners
Real estate developer Promoteur immobilier
REIT Real Estate Investment Trust quivalent des Socits dInvestissement Immobilier Ctes
Real estate property biens immobiliers
Real estate speculator Marchand de biens
receipt confirming delivery accus de rception
Registered letter with acknowledgement of receipt Lettre recommande avec accus de rception
Reimbursement (of the security deposit) Remboursement (du dpt de garantie)
Rent Loyer, Rental Revenues Revenus Locatifs
Rental contract Contrat de location
30-year Residency claim Possession trentenaire
Residential real estate Immobilier dhabitation
Residential use usage d'habitation
Retail Real Estate Immobilier de Commerces
Right to buy in preference to others droit de premption
Repayments (monthly, quarterly, semi - annual) Remboursements( mensuels, trimestriels,
semestriels)
S
Sale in the future state of completion Vente en lEtat Futur dAchvement (VEFA)
Sale offer, Offre de vente
Setback ordinance, alignment ordinance arrt d'alignement
Second home Rsidence secondaire
Securitisation (of real estate receivables) Titrisation de crances immobilires
Security Garantie, sret
Security deposit dpt de garantie
Sent by registered post Envoy par lettre recommande
Share / Stocks action;
Share deal vs asset deal (financement de parts sociales / Financement dactif Immo)
(state) Social housing Habitations loyer modr (du secteur public)
State-subsidized housing Logement social
Statement of works cahier des charges
Statutory open land Terrain non constructible
Solicitor (government-appointed) (government-appointed) notary Notaire
Subject-to clauses Conditions suspensives
Subletting Sous-location To sublet Sous-louer
Surface, area Superficie
T
(to) take out a mortgage contracter un emprunt (hypothcaire)
Tenants (' association) Locataires (association des)
Tenor Dure, maturit (dun prt)
(lease) Termination rsiliation(dun bail)
U
Unilateral agreement to sell Promesse unilatrale de vente
-> Bilateral agreement to buy/to sell Promesse synallagmatique de vente
V
Value Valeur
-> Taxable value valeur cadastrale
-> Estimated Rental Value (ERV) estimation de la valeur locative de march
-> market rental value valeur locative
-> rateable value (UK) valeur locative imposable
Value Added Tax (VAT) TVA Taxe la Valeur Ajoute
Valuation report Rapport dexpertise, de valorisation

W

Warehouse Entrept
Waterfall Mode de rpartition des cash flows dans un remboursement de prt immobilier

Y

YoY Year in Year Dune anne sur lautre (acronyme utilis ds la prsentation de donnes
statistiques)
Yield Rendement

Z

Zoning plan Plan d'occupation des sols (POS), -> conformit au plan doccupation des sols to
comply with the zoning plan

Section # 2: Franais - Anglais / French English




A

Accompte down-payment Advance payment
Accus de rception Receipt confirming delivery
Acqureur purchaser
Acte de vente final Deed of sale
Actif Asset; actif sous jacent = underlying asset
Action Share -> Share deal vs asset deal (financement de parts sociales vs financement dactif)
Agent immobilier Real estate agent/ broker, realtor (U.S.)
Architecte conseil Consulting architect
Arrt d'alignement Setback ordinance, alignment ordinance
Asociation de locataires Tenants' association
Assurance d'habitation Household insurance
Avocat Lawyer

B

Bail Lease, Leasehold /pendant la dure du bail during the lease term
-> renouveler le bail to renew the lease (at the end of each lease term)
Bailleur Lessor. landlord
Biens immeubles Real estate property -> Biens meubles Movable property
Bureau des hypothques Mortgage registry

C

Cadastre Land registry/ bureau du cadastre survey register office
Caution (rental) Deposit
Cahier des charges Statement of works
Certificat d'urbanisme (CDU) ( ne pas confondre avec le permis de construire) Planning
certificate, planning permit
Charges Community and utility expenses (which are not included in the monthly rent)
Clause suspensive Conditions to be met before sales is completed
Coefficient d'occupation du sol (COS) Percentage of net habitable space
Compromis de vente Provisional sales agreement, promise to purchase
Compte squestre Escrow account
Conservation des Hypothques Land and charges registry
Conditions suspensives Subject-to clauses
Constructeur de maison individuelle House builder
Contrat de location Rental contract
Co-propritaire Co-owner
Coproprit (l'tat) Co-ownership, joint ownership, (les biens) condominium
Cte en Bourse listed on Stock Exchange, public

D

Dclaration d'achvement des travaux acknowledgement of works termination
Dclaration des travaux declaration of building works (not requiring planning permission)
Dclaration d'ouverture de chantier declaration that the work has commenced
Demande de permis de construire building permit application
Dpt de garantie security deposit -> remboursement du dpt de garantie reimbursement of the
security deposit
Droit de premption right to buy in preference to others
Devis price estimate of proposed work

E

Emprunt Loan -> contracter un emprunt To take out a mortgage
Enseigne phare Anchor unit
Entreprise gnrale du btiment General contractor
Etat civil Personal information including marital status
Etat de limmeuble Propertys condition
Etablissement Public dAmenagement (EPA) Public Planning Board
Etat des lieux ; (selon le cas) initial inventory, final inventory Physical status of the apartment
-> Faire l'tat des lieux To make an inventory of fixtures
Expert immobilier Chartered surveyor
Expertise immobiliere Real estate valuation

F

Frais d'agence Agency fees
Frais de notaire notary's fees

G

Garantie security
Gomtre Land surveyor

H

Habitations loyer modr state social housing
Honoraires fees
Huissier (de justice) bailiff
Hypothcaire (prt) Mortgage

I
Immobilier dentreprise commercial real estate
Impt foncier (sur la valeur du sol) land tax impt foncier (sur la valeur des biens immobiliers)
property tax, real estate tax

J

Jouissance possession, enjoyment -> Droit de jouissance right of possession
-> entrer en jouissance (de biens, de locaux) to enter into possession (of property, premises)
-> privation de jouissance deprivation of possession

L

Lettre recommande avec accus de rception registered letter with acknowledgement of receipt
-> envoy par lettre recommande sent by registered post
Locataire tenant, lessee
Location (donne) renting, rental (amr.); (prise) leasing
Locaux premises
Logement social state-subsidized housing
Loi Scrivener law that includes a mortgage contingency protection clause

M

Matre d'ouvrage building sponsor, (march public), (the) contracting authority
Matre d'uvre1/ (la personne) chief architect, engineer for the works, project manager
2/ (la socit) main/prime/lead contractor
Mandat de recherche private agreement giving an estate agent power to search for a property
Marchand de biens real estate speculator
March immobilier des notaires publication listing properties on auction
Matrice cadastrale register of landowners, register of ownership
Meubl (adj) furnished ; meubl (nom) furnished apartment (anton. unfurnished apartment)

N

Notaire (government-appointed) notary, (government-appointed) solicitor

O

Offre d'achat purchase offer / offre de vente, sale offer

P

Permis de construire building permit -> faire une demande de permis de construire to present an
application for a building permit ; accorder un permis de construire to deliver/ grant a building
permit
Permis de dmolir demolition permit
Parcelle plot (of land)
Plan cadastral land map (brit.), plat (amr.), land boundaries map
Plan de bornage tabli par un gomtre boundary map drawn up by a surveyor
Plan d'occupation des sols (POS), zoning plan; -> conformit au plan doccupation des sols to
comply with the zoning plan
Plus-value capital gains (on the sale of a property)
Promesse de vente call option
Possession trentenaire 30-year residency claim
Pouvoir / procuration proxy, power of attorney
Preneur lessee
Prt hypothecaire mortgage loan
Prolongation de validit (d'un CDU) extension of validity (of the CDU)
Promesse unilatrale de vente unilateral agreement to sell
Promesse synallagmatique de vente bilateral agreement to buy/to sell
Promoteur immobilier real estate developer
Propritaire 1/ (par rapport au locataire) landlord ; 2/ (d'une maison, d'une proprit) owner,
proprietor ; -> tre propritaire d'une rsidence secondaire to own a second home
Propritaire-constructeur owner-builder propritaire de maison individuelle home owner
Proprit (le bien) property, estate proprit ( le droit) ownership
Public state - owned

Q

QCA - Quartier Central dAffaires CBD - Central Business District

R

Rception des travaux (par le matre douvrage) handover of the works (to the client)
Remboursements mensuels monthly repayments
Rsidence principale primary residence, principal residence, chief residence
Rsidence secondaire second home
Rsiliation(dun bail) lease termination
Responsabilit biennale biennial liability, biennial responsibility
Responsabilit civile third-party liability, third-party insurance
Responsabilit dcennale decennal liability, decennal responsibility

S

Socit civile immobilire (SCI) non-trading real estate corporation
Societe deconomie mixte public privage joint venture company
Socit dexploitation operating company (vs property company) ; Opco vs. Propco
Socits dInvestissement Immobilier Ctes (SIIC) Real Estate Investment Trusts (REITs)
Sous-location subletting sous-louer to sublet
Superficie surface area
Surface hors uvre nette (SHON) net habitable space
Syndic property management company

T

Taxe d'habitation dwelling occupancy tax
Taxe foncire property ownership tax
Terrain btir building land, land designated for construction
Terrain non constructible statutory open land
TVA Value Added Tax (VAT)
Titrisation de crances immobilires Securitisation or real estate receivables
Tirage / mise a disposition dun prt hypothecaire mortgage drawdown

U

Usage d'habitation residential use

V

Valeur cadastrale taxable value
Valeur locative de march market rental value valeur locative imposable rateable value (brit.)
Vente en lEtat Futur dAchvement (VEFA) sale in the future state of completion
Vrifier ltat d'un immeuble to check a propertys condition