LIST OF TABLES

TABLE
NO

Years

TITLES

Page
No


1
For the
year 2003
COMPARISON OF LOANS & ADVANCES OF STFC
WITH OTHER PUBLIC AND PRIVATE SECTOR BANKS.


68

2
For the
year 2004

COMPARISON WITH YEAR OF 2004

69

3
For the
year 2005

COMPARISON WITH YEAR OF 2005

70

4
For the
year 2006

COMPARISON WITH YEAR OF 2006

71

5
For the
year 2007

COMPARISON WITH YEAR OF 2007

72

6
For the
year 2004
COMPARISON STUDY ON CREDIT RECOVERY
MANAGEMENT


73

7

For the
year 2005
For the
year 2006

COMPARISON WITH YEAR OF 2005 AND 2006

74

8
For the
year 2007

COMPARISON WITH YEAR OF 2007

75

9

-
PRIORITY SECTOR ADVANCES OF BANKS
COMPARISON WITH OTHER PUBLIC SETOR BANKS

76

10

-
PRIORITY SECTOR ADVANCES OF PUBLIC SECTOR
BANKS IN PERCENTAGES ARE AS FOLLOWS


77



LIST OF GRAPHS

GRAPH
NO

Years

TITLES

Page
No


1
For the
year 2003
COMPARISON OF LOANS & ADVANCES OF STFC
WITH OTHER PUBLIC AND PRIVATE SECTOR
BANKS.


68

2
For the
year 2004

COMPARISON WITH YEAR OF 2004

69

3
For the
year 2005

COMPARISON WITH YEAR OF 2005

70

4
For the
year 2006

COMPARISON WITH YEAR OF 2006

71

5
For the
year 2007

COMPARISON WITH YEAR OF 2007

71

6
For the
year 2004
COMPARISON STUDY ON CREDIT RECOVERY
MANAGEMENT


73

7
For the
year 2007

COMPARISON WITH YEAR OF 2007

74








CONTENTS


Sl
No
TITLE PAGE NO.

1

EXECUTIVE SUMMARY

01

2

INTRODUCTION

04

3

INDUSTRIAL OVERVIEW- RECEIVABLE MANAGEMENT AT
STFC

10

4

COMPANY PROFILE

15

5

THEORETICAL ASPECTS OF RECEIVABLE MANAGEMENT
AND CREDIT RISK MANAGEMENT


42

6

ANALYSIS AND INTERPRETATION

66

7

SUMMARY OF FINDINGS SUGGESTION & CONCLUSION

79

8

CONCLUSION


82

11

ANNEXURE

83

12

BIBLIOGRAPHY

88
LIST OF ABBREIVATIONS
















Sl No TITLE Abbreviation

1

STFC

Shriram Transport Finance Co Ltd.,

2

LDT

Light Duty Truck

3

P& M T

Pickup Truck and Mini Truck

4

HDT

Heavy Duty Truck

5

STO

Small Truck Owners

6

SAMIL

Shriram Auto Mall India