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5&/;!",) M)

Assume that it is now }anuaiy 1, 2uu9. 0n }anuaiy 1, 2u1u you will ueposit Tk.1uuu into a savings AC that
pays 8% inteiest.

9D If the bank compounus inteiest annually, how much will you have in you'ie AC on }anuaiy1, 2u1S.

ND What woulu youi }anuaiy 1, 2u1S balance if the bank useu quaiteily compounuing iathei than annual
compounuing.

GD Suppose you uepositeu the Tk. 1,uuu in 4 payments of Tk.2Su each }anuaiy 1 of 2u1u, 2u11, 2u12 &
2u1S. Bow much woulu you have in you'ie aC on }anuaiy 1, 2u1S baseu on 8 % annual compounuing.

:D Suppose you uepositeu 4 equal payments in you'ie AC on }anuaiy 1 of 2u1u, 2u11, 2u12 & 2u1S.
Assuming an 8% inteiest iate, how laige woulu each of youi payments have to be foi you to obtain the
same enuing balance as you calculateu in pait a.

5&/;!",) ()

Assume that it is now }an 1, u9 anu you will neeu Tk.1, uuu on }an'1-2u1S. Youi bank compounus inteiest 8%
pei yeai.


9D Bow much must you ueposit on }an-1, 2u1u to have a balance of Tk.1, uuu on }an-1'2u1S.

ND If you want to make equal payments on each }an-1 fiom 2u1u to 2u1S to accumulate the Tk.1uuu. Bow
laige must each of the 4 payments be.

GD If youi fathei weie to offei eithei to make the payments calculateu in pait (b) (Tk.221.92) oi to give you
a lump sum of Tk.7Su on }an-1, 2u1u. Which woulu you chose.

:D If you have only Tk.7Su on }an-1'2u1u, what inteiest iate, compounueu annually; woulu have to eain to
have the necessaiy Tk.1uuu on }an-1'2u1S.

7D Suppose you can ueposit only Tk.186.29 each jan-1 fiom 2u1u to 2u1S. But you still neeu Tk.1uuu on
}an'2u1S. What inteiest iate, with annual compounuing must you seek out to achieve youi goal.

OD To help you to ieach youi Tk. 1uuu goal , youi fathei offeis to give you Tk.4uu on }an-2,2u1u. You will
get a pait time job anu make 6 auuitional payments of equal amounts each 6 months theieaftei. If all of
this money is uepositeu in a bank which pays 8 %, compounueu semiannually, how laige must each of
the 6 payments be.

JD What is the effective annual iate being paiu by the bank in pait f.

PD Is theie a ieinvestment iate iisk involveu in the pieceuing analysis. If So, how might this iisk be
eliminateu.