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French Property Toolkit
French Property Toolkit
French Property Toolkit
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French Property Toolkit

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all you need to help you buying property or relocating to France, including the words to do with houses, gardens, conveyancing, banking and the law; about its regions and departments, and about its infrastructure and including notes on its culture, its artists, scientists, great men and historical events.

LanguageEnglish
PublisherMark Igoe
Release dateMay 22, 2013
ISBN9781301829958
French Property Toolkit
Author

Mark Igoe

Marco Books are written and published by Mark Igoe. Mark has written widely on travel, history and sport over thirty years in a half dozen different countries in Europe and Africa. He has published a dozen books, often co-authored by his wife Hazel, including a best selling guide to Zimbabwe and a popular guide to buying French property, published by Cadogan and branded by the Sunday Times. He has three grown up children and now lives in Norfolk, England with his wife and two bicycles, all better looking than he is.

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    Book preview

    French Property Toolkit - Mark Igoe

    French Property Toolkit

    Mark Igoe

    Smashwords Edition 2015

    Smashwords Edition, License Notes

    This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

    Copyright Mark Igoe 2006

    MARCO BOOKS

    Contents

    Introduction

    Finance & Officialdom French – English

    Finance & Officialdom English – French

    Property & Buildings French – English

    Property & Buildings English – French

    Places & Transport

    People & Events

    Introduction

    A few years ago I was commissioned to write a book on buying property in France for an English-speaking readership. During my research I found that many of the property buyers I interviewed, whatever their competence in French, found difficulty with some of the terms used in building, gardens, conveyancing, banking and the law. I also found that some new residents often knew very little about the country outside the immediate area in which they had settled. And I found few knew anything about French history, nor about their great cultural and scientific icons. I thought it might be useful if I could think of all the things that might be helpful to these folk, and put it all down in one place. This is the result, and I hope it is helpful.

    Its first section is called Finance & Officialdom and has French/English /French translations of all the words and phrases you are likely to run into here. The next is called Property & Building and does the same for the house and garden. The third, Places & Transport is about France itself, its regions and departments, and about its infrastructure. The last, People & Events is about its culture, its artists, scientists, great men and historical events.

    This should be useful as a general reference aid, as well as a help to any one about to settle in that beautiful land.

    Finance & Officialdom French – English

    A

    abonnement – subscription, standing charge

    accord-cadre – outline agreement

    achat en viager – to buy by purchasing a life annuity for the vendor

    acompte – deposit, down payment

    acquérir – buy

    acte authentique – a notarised document, the final document in the sale process

    acte de commerce – commercial act

    acte de vente – transfer of property document, conveyance, deed of sale

    acte sous seing privé – pre-sales agreement, literally under private seal

    affaire – business

    affichage – public notice

    agence immobilière – estate agent

    Agence Nationale pour l’Emploi (ANPE) – national employment agency, job centres

    agréé – registered

    AM (assurance maladie) – health insurance. The French health system refunds the patient between 35% and 100% of medical care costs. The balance is covered by private top-up insurance. See Mutuelle, Assurance complémentaire maladie and Caisse Primaire d’Assurance Maladie

    amortissement – amortisation

    arrhes – deposit

    autorisation de travail – work permit

    assurance complémentaire maladie –‘top-up’ health insurance. French residents have to take up complementary insurance (mutuelles) to bridge the gap between what the state pays and what the total cost is. See also AM

    assurance tous risques – comprehensive insurance

    attestation d’acquisition – a certificate from the notaire that the purchase has

    been made

    attribution de jurisdiction – the formal signing of the contract

    authentique – a document authenticated by a notaire

    avocat – lawer

    B

    baccalauréat – exam, or rather a raft of exams that are taken at the end of the secondary period of French education, success in which will qualify the entrant for university or for preparation for one of the select specialist places of higher education or Grandes Écoles

    bail – lease, rental agreement

    bailleur – lessor

    baisser – reduce, mark down

    bancable – bankable

    bancaire – banking

    bancatique – computerised banking

    banque – bank

    bas – low, as in à bas prix – at low price or bas de gamme – down market

    baser – to base, as in être basé à – to be based in

    bénéficiaire – beneficiary

    biens – goods, possessions

    biens mobiliers – moveable property

    bilan – survey or balance sheet

    bonus – no claims bonus

    Bottin – French telephone directory (Bottin is the name of the man who created ‘l'annuaire téléphonique’. In conversation l' annuaire or le Bottin.

    bouchon – traffic jam, stopper

    braderie – street market, clearance sale, jumble sale

    brocante – secondhand market

    Britline – a division of Crédit Agricole based in Calvados, Normandy that

    caters for English language clients. It offers full banking facilities including credit cards and online banking in English.

    bureau de vente – sales office

    bureaucratie – bureaucracy

    but – aim, purpose

    C

    caisse des dépôts et consignations – deposit and consignment office

    caisse d’ épargne – savings bank

    caisse d’allocations familiales – child benefit office

    caisse nationale d’assurance vieillesse ou de retraite – pensions office

    caisse primaire d’assurance maladie – medical expenses office

    carnet de santé – medical records book

    carte de paiement – payment card

    carte de séjour – residence permit

    carte grise – car registration

    carte professionnelle – business licence

    carte verte – car insurance certificate

    carte vitale – health card. This is a card with a microchip that carries all your social security information for use by hospitals, doctors and pharmacies.

    cause réelle et sérieuse – legitimate cause

    caution – guarantee, security, bail bond

    caution solidaire – guarantor

    centre commercial – shopping centre

    centre des impôts – tax office

    centre foncier – land office

    certificat de conformité – completed work approval certificate

    certificat de ramonage – certificate of chimney sweeping

    certificat d’urbanisme – town planning permission

    cession – sale, transfer

    chambre d’hôte – B & B

    charges – when applied to property, all the overheads that go toward running it, i.e. rates power etc

    charges comrises – service charge included

    charges socales –

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