French Property Toolkit
By Mark Igoe
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About this ebook
all you need to help you buying property or relocating to France, including the words to do with houses, gardens, conveyancing, banking and the law; about its regions and departments, and about its infrastructure and including notes on its culture, its artists, scientists, great men and historical events.
Mark Igoe
Marco Books are written and published by Mark Igoe. Mark has written widely on travel, history and sport over thirty years in a half dozen different countries in Europe and Africa. He has published a dozen books, often co-authored by his wife Hazel, including a best selling guide to Zimbabwe and a popular guide to buying French property, published by Cadogan and branded by the Sunday Times. He has three grown up children and now lives in Norfolk, England with his wife and two bicycles, all better looking than he is.
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French Property Toolkit - Mark Igoe
French Property Toolkit
Mark Igoe
Smashwords Edition 2015
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
Copyright Mark Igoe 2006
MARCO BOOKS
Contents
Introduction
Finance & Officialdom French – English
Finance & Officialdom English – French
Property & Buildings French – English
Property & Buildings English – French
Places & Transport
People & Events
Introduction
A few years ago I was commissioned to write a book on buying property in France for an English-speaking readership. During my research I found that many of the property buyers I interviewed, whatever their competence in French, found difficulty with some of the terms used in building, gardens, conveyancing, banking and the law. I also found that some new residents often knew very little about the country outside the immediate area in which they had settled. And I found few knew anything about French history, nor about their great cultural and scientific icons. I thought it might be useful if I could think of all the things that might be helpful to these folk, and put it all down in one place. This is the result, and I hope it is helpful.
Its first section is called Finance & Officialdom and has French/English /French translations of all the words and phrases you are likely to run into here. The next is called Property & Building and does the same for the house and garden. The third, Places & Transport is about France itself, its regions and departments, and about its infrastructure. The last, People & Events is about its culture, its artists, scientists, great men and historical events.
This should be useful as a general reference aid, as well as a help to any one about to settle in that beautiful land.
Finance & Officialdom French – English
A
abonnement – subscription, standing charge
accord-cadre – outline agreement
achat en viager – to buy by purchasing a life annuity for the vendor
acompte – deposit, down payment
acquérir – buy
acte authentique – a notarised document, the final document in the sale process
acte de commerce – commercial act
acte de vente – transfer of property document, conveyance, deed of sale
acte sous seing privé – pre-sales agreement, literally under private seal
affaire – business
affichage – public notice
agence immobilière – estate agent
Agence Nationale pour l’Emploi (ANPE) – national employment agency, job centres
agréé – registered
AM (assurance maladie) – health insurance. The French health system refunds the patient between 35% and 100% of medical care costs. The balance is covered by private top-up insurance. See Mutuelle, Assurance complémentaire maladie and Caisse Primaire d’Assurance Maladie
amortissement – amortisation
arrhes – deposit
autorisation de travail – work permit
assurance complémentaire maladie –‘top-up’ health insurance. French residents have to take up complementary insurance (mutuelles) to bridge the gap between what the state pays and what the total cost is. See also AM
assurance tous risques – comprehensive insurance
attestation d’acquisition – a certificate from the notaire that the purchase has
been made
attribution de jurisdiction – the formal signing of the contract
authentique – a document authenticated by a notaire
avocat – lawer
B
baccalauréat – exam, or rather a raft of exams that are taken at the end of the secondary period of French education, success in which will qualify the entrant for university or for preparation for one of the select specialist places of higher education or Grandes Écoles
bail – lease, rental agreement
bailleur – lessor
baisser – reduce, mark down
bancable – bankable
bancaire – banking
bancatique – computerised banking
banque – bank
bas – low, as in à bas prix – at low price or bas de gamme – down market
baser – to base, as in être basé à – to be based in
bénéficiaire – beneficiary
biens – goods, possessions
biens mobiliers – moveable property
bilan – survey or balance sheet
bonus – no claims bonus
Bottin – French telephone directory (Bottin is the name of the man who created ‘l'annuaire téléphonique’. In conversation l' annuaire or le Bottin.
bouchon – traffic jam, stopper
braderie – street market, clearance sale, jumble sale
brocante – secondhand market
Britline – a division of Crédit Agricole based in Calvados, Normandy that
caters for English language clients. It offers full banking facilities including credit cards and online banking in English.
bureau de vente – sales office
bureaucratie – bureaucracy
but – aim, purpose
C
caisse des dépôts et consignations – deposit and consignment office
caisse d’ épargne – savings bank
caisse d’allocations familiales – child benefit office
caisse nationale d’assurance vieillesse ou de retraite – pensions office
caisse primaire d’assurance maladie – medical expenses office
carnet de santé – medical records book
carte de paiement – payment card
carte de séjour – residence permit
carte grise – car registration
carte professionnelle – business licence
carte verte – car insurance certificate
carte vitale – health card. This is a card with a microchip that carries all your social security information for use by hospitals, doctors and pharmacies.
cause réelle et sérieuse – legitimate cause
caution – guarantee, security, bail bond
caution solidaire – guarantor
centre commercial – shopping centre
centre des impôts – tax office
centre foncier – land office
certificat de conformité – completed work approval certificate
certificat de ramonage – certificate of chimney sweeping
certificat d’urbanisme – town planning permission
cession – sale, transfer
chambre d’hôte – B & B
charges – when applied to property, all the overheads that go toward running it, i.e. rates power etc
charges comrises – service charge included
charges socales –