Build a Retirement Plan That Provides Paychecks AND Playchecks

If you're worried about not having enough money saved to retire, you certainly aren't alone.

Time and again, polls find it's a top concern for pre-retirees. In one telling survey conducted for Allianz Life in 2017, 63% of respondents said they feared running out of money in retirement more than they feared death.

Interestingly, in the same study, 72% of baby boomers actually said they felt financially prepared for retirement.

That might seem contradictory, but my guess is neither of those numbers would surprise financial advisers who work with those in their 50s and 60s. Despite the dire warnings about boomers' bad habits